Internet Banking User Manual
Contents
1. Authorized Last Mnt Action Authorized By Record Details Last Mnt Date es By 6 Click the Ok button 7 The system displays the message Record Authorized Click the OK button 8 The customer relationship is added to the IB transaction 20 ORACLE ORACLE Internet Banking User Manual May 2011 Version 4 3 1 0 0 Oracle Corporation World Headquarters 500 Oracle Parkway Redwood Shores CA 94065 U S A Worldwide Inquiries Phone 1 650 506 7000 Fax 1 650 506 7200 www oracle com financial_services Copyright 2011 Oracle and or its affiliates All rights reserved No part of this work may be reproduced stored in a retrieval system adopted or transmitted in any form or by any means electronic mechanical photographic graphic optic recording or otherwise translated in any language or computer language without the prior written permission of Oracle Financial Services Software Limited Due care has been taken to make this document and accompanying software package as accurate as possible However Oracle Financial Services Software Limited makes no representation or warranties with respect to the contents hereof and shall not be responsible for any loss or damage caused to the user by the direct or indirect use of this document and the accompanying Software System Furthermore Oracle Financial Services Software Limited reserves the right to alter modify or otherwise cha2. Click the OK button 7 The transfer of funds across products under Internet Banking facility is blocked 17 ORACLE BAIB6 IB Transaction Customer Relationship Cross Reference 1 5 BAIB6 IB Transaction Customer Relationship Cross Reference Using this option where the bank can define whether a customer depending upon his her relation with the account is allowed not allowed to perform a particular transaction The system allows only for these customer relationship with the account to perform Internet banking transaction for the given transaction mnemonic Note The system automatically authorises this transaction Definition Prerequisites e BAM15 Transaction Mnemonic Codes Modes Available Add Modify Delete Inquiry For more information on the procedures of every mode refer to Standard Maintenance Procedures To add a cross reference between a customer relationship and an IB transaction 1 Type the fast path BAIB6 and click Go or navigate through the menus to Global Definitions gt Channels gt IB Transaction Customer Relationship Cross Reference 2 The system displays the IB Transaction Customer Relationship Cross Reference Screen IB Transaction Customer Relationship Cross Reference IB Transaction Customer Relationship Cross Transaction Mnemonic m r Customer Relationships Sole Owner Joint Or First Guarantor Joint and Other Joint or Other Minor Joint and
3. Authorize Inquiry Description Bank Code Funds Transfer Currency Service charge at EOD Mandatory Numeric Five Type the code of the bank for which global definitions should to be maintained Each code uniquely identifies a different bank Mandatory Drop Down Select the funds transfer currency from the drop down list The options are e Transaction Currency e Account Currency Optional Check Box Select the Service charge at EOD check box if you want to levy service charges for internet banking transactions at EOD 13 ORACLE Field Name Fee GL Funds Appropriation Sequence BC Issue GL BAIB4 IB Bank Params Maintenance Description Mandatory Numeric Nine Type the fee GL code This GL account will be credited for internet banking fees collected from the customer Mandatory Numeric Five Type the funds appropriation sequence This field denotes the sequence in which the transaction amount needs to be appropriated while debiting the account The options are e S Sweep In e O Overdraft e V Ovetrline e A Advance against unclear funds e T Temporary Overdraft Mandatory Numeric Nine Type the BC issue GL code This GL account will be credited when BC issue requests are received through Internet Banking 3 Click the Add button 4 Type the bank code and press the Tab key 5 Enter the required information in the various fields 14 ORACLE B
4. fast path BAIB5 and click Go or navigate through the menus to Global Definitions gt Channels gt IB Block Transfer Across Products 2 The system displays the IB Block Transfer Across Products screen IB Block Transfer Across Products IB Block Transfer Across Products From Product Code To Product Code Transfer Disallowed Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized Mody Delete Amend Authorize Inquiry Add 16 ORACLE BAIB5 IB Block Transfer Across Products Field Description Field Name Description From Product Mandatory Drop Down Code Select the product code for which funds transfer needs to be restricted or allowed from the drop down list To Product Code Mandatory Drop Down Select the product code to which funds transfer needs to be restricted or allowed from the drop down list Transfer Optional Check Box Disallowed Select the Transfer Disallowed check box if you want to disallow the funds transfer between the selected products 3 Click the Add button 4 Select the from product code and to product code from the respective drop down list IB Block Transfer Across Products From Product Code To Product Code Transfer Disallowed r Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized r 5 Click the Ok button 6 The system displays the message Record Authorized
5. AIB4 IB Bank Params Maintenance IB Bank Params Maintenance Bank Code 25 dj Funds Transfer Currency Account Currency Service charge at EOD Fee GL 100031800 Funds Appropriation Sequence s BC Issue GL 100020250 Record Details Authorized By Last Mnt Date Last Mnt Action Authorized TiNTER1 22 04 2008 14 59 14 Authorize Delete Gencel Amend Authorize Inquiry _ 7 6 Click the Ok button 7 The system displays the message Record Authorized Click the OK button 8 The internet bank parameters are added 15 ORACLE BAIB5 IB Block Transfer Across Products 1 4 BAIB5 IB Block Transfer Across Products Using this option you can allow or disallow transfer of funds through Internet Banking between accounts belonging to two specific products For example this facility can be used to restrict credit into accounts opened under certain specific type of products like Non Resident Accounts where the bank does not allow customers to transfer funds from certain types of products Note The system automatically authorises this transaction Definition Prerequisites e The products should be added and authorised in FLEXCUBE Retail Modes Available Add Delete Inquiry For more information on the procedures of every mode refer to Standard Maintenance Procedures To block transfer of funds across products under internet banking facility 1 Type the
6. First Trustee Authorised Signatoy r Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized Cancel Amend 1 Authorize Inquiry 18 ORACLE BAIB6 IB Transaction Customer Relationship Cross Reference Field Description Field Name Description Transaction Mandatory Pick List Mnemonic Select the transaction mnemonic from the pick list The bank can define whether a customer depending on the relationship with the account is allowed or not allowed to perform a particular transaction Customer Optional Check Box Relationships Select the appropriate check box corresponding to the customer relationship if you want to allow the access of the selected transaction mnemonic for the specified relationship The options are 3 Click the Add button Sole Owner Joint or First Guarantor Joint and Other Joint or Other Minor Joint and First Trustee Authorised Signatory 4 Select the transaction mnemonic from the pick list 5 Select the appropriate customer relationships check box 19 ORACLE BAIB6 IB Transaction Customer Relationship Cross Reference IB Transaction Customer Relationship Cross Reference Transaction Mnemonic 508 r Customer Relationships Sole Owner Joint Or First Guarantor Joint and Other Joint or Other Minor Authorised Signatoy 0 Joint and First Trustee
7. Five Type the number of days after the due date beyond which payment received from the customers of the billing company will not be accepted Mandatory Numeric 16 Type the valid account number of the company held with the bank The bill amount received from the customer will be credited to this account Mandatory Alphanumeric 40 Type the postal address of the billing company Optional Alpghanumeric 20 Type the name of the contact person All interactions will be addressed to this contact person Optional Numeric 16 Type the contact number of the billing company Optional Alphanumeric 10 Type the collection code of the center A unique code is assigned to the collection center of the company 6 ORACLE BAIB2 IB Bill Company Details Maintenance Field Name Description Bill Details File Optional Alphanumeric 20 Name Type the path and the name of the bill details file The name of the file containing the bill details and its path is stored in a separate file outside FLEXCUBE Retail 3 Click the Add button 4 the company id and press the Tab key 5 Enter the required information in the various fields IB Bill Company Details Maintenance IB Bill Company Details Maintenance Company Id Company Type Company Name ABC Ltd Bill Information Available v Payment After Due Date Payment Type Allowed Fut Payment v Grace Period Days 10 Cut
8. Off Period Days Company Account No 000000002220 Company Address Spectramind Park Avenue Contact Person Tom Smith Phone Number 9876479786 Collection Center Code E Bill Details File Name Test log Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized Cancel Amend Authorize O Inquiry 6 Click the Ok button 7 The system displays the message Record Authorized Click the OK button 8 The bill company details are added 7 ORACLE BAIB3 IB Customer Application Billing Information Maintenance 1 2 BAIB3 IB Customer Application Billing Information Maintenance The bank can register the customers of the billing companies in this maintenance The customer of the billing company provides the billing details which is registered in the system This option is used for paying bills through Internet Using this option you can maintain the billing company details Definition Prerequisites e BAIB2 IB Bill Company Details Maintenance e 8053 Customer Addition Modes Available Add Delete Cancel Authorize Inquiry For more information on the procedures of every mode refer to Standard Maintenance Procedures To add a customer who is registered with a billing company 1 Type the fast path BAIB3 and click Go or navigate through the menus to Transaction Processing gt Customer Transactions gt IB Customer Application Billing Information Mai
9. Oracle FLEXCUBE Internet Banking User Manual Release 4 3 1 0 0 Part No E52075 01 ORACLE FINANCIAL SERVICES ORACLE Channels User Manual Table of Contents index e T 3 1 1 BAIB2 IB Bill Company Details Maintenance 4 1 2 BAIB3 IB Customer Application Billing Information 8 1 3 BAIB4 IB Bank Params Maintenance usus Rode pede ko drea 12 1 4 BAIBS IB Block Transfer Across PPOOUOIS uses nc 16 1 5 BAIB6 IB Transaction Customer Relationship Cross 18 ORACLE Channels 1 Channels 3 ORACLE BAIB2 IB Bill Company Details Maintenance 1 1 BAIB2 IB Bill Company Details Maintenance Using this option you can accept bill payments on behalf of service providers for a fee In such cases the customers of the billing company will pay their bills to the bank and the bank in turn will credit the account of the billing company The billing companies who want to avail this facility have to register their details with the bank and must have a savings and checking account with the bank The bank will register the details of the billing company in the billing company details This maintenance is required for the Bill Payment transaction through Inter
10. customer who is registered with the billing company from the pick list Mandatory Pick List Select the identification number of the billing company from the pick list The registered customer will be billed for the services rendered to them by the company In addition the bank on behalf of the billing company will collect the payments 10 ORACLE BAIB3 IB Customer Application Billing Information Maintenance Field Name Description Customer Bill Code Alphanumeric 20 Type the customer bill code The customer will be linked to the billing company on the basis of this code 3 Click the Add button 4 Select the search criteria from the drop down list 5 Enter the search string and press the Tab key 6 Select the bill company ID from the pick list and enter the customer bill code IB Customer Application Billing Information Maintenance IB Customer A on Billing Information Maintenance Search Criteria ist Short Name Search String s EJ ID 603614 IC 1111111111111111111111 Full Name SACHIN Customers Registered With Billing Companies J Bill Company ID Customer Bill Code ccc uil Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized Delete Cancel Avend Authorize Inquiry 7 Click the Ok button 8 The system displays the message Record Added Authorisation Pending Cl
11. ick the OK button 9 The customer registered with a billing company is added once the record is authorised 11 ORACLE BAIB4 IB Bank Params Maintenance 1 3 BAIB4 IB Bank Params Maintenance Using this option you can set the bank parameters for operating the internet banking facility and maintain GL accounts for Fee GL and banker s cheque issue GL This maintenance also allows you to decide whether the service charges for Internet Banking transactions are to be applied at EOD and the funds appropriation sequence for the debit transaction Note The system automatically authorises this transaction Definition Prerequisites e GLMO2 GL Codes have to be defined e BAM20 Bank Codes Maintenance Modes Available Add Modify Inquiry For more information on the procedures of every mode refer to Standard Maintenance Procedures To add IB bank parameters 1 Type the fast path BAIB4 and click Go or navigate through the menus to Global Definitions gt Channels gt IB Bank Params Maintenance 2 The system displays the IB Bank Params Maintenance screen 12 ORACLE BAIB4 IB Bank Params Maintenance IB Bank Params Maintenance Bank E Funds Transfer Currency Service charge at EOD Fee GL Funds Appropriation Sequence BC Issue GL Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized Delete Cancel Field Description Field Name Amend
12. l those customers having those letters in their respective criteria Select the appropriate customer from the existing customer list For example The customer s short name is George Abraham One can search the above customer by entering Geo in the Search String field Display This field displays the ID of the customer A customer ID is an unique identification number generated by the system after customer addition is completed successfully This running number unique to a customer across the system is generated after the system has identified the Customer IC and Category combination to be non existent in the system This ID is used for searching and tracking the customer in the system Display This field displays the identification code of the customer A customer IC along with customer type is a unique method of customer identification across the bank covering all branches Based on the combination the system can identify the customer as an existing customer even when the customer opens a new account in another branch The content of Customer IC depends on the customer type and business rules of the bank For e g a bank may have social security number passport number etc as the Customer IC for all Individual customers may be used Display This field displays the full name of the customer The full name of the customer is defaulted from the Customer Addition Fast Path 8053 option Optional Pick List Select the
13. net Note The system automatically authorises this transaction Definition Prerequisites Not Applicable Other Prerequisites e The CASA for the billing company should be opened with the bank before maintaining billing company details Modes Available Add Modify Delete Inquiry For more information on the procedures of every mode refer to Standard Maintenance Procedures To add billing company details 1 Type the fast path BAIB2 and click Go or navigate through the menus to Global Definitions gt Channels gt IB Bill Company Details Maintenance 2 The system displays the IB Bill Company Details Maintenance screen 4 ORACLE BAIB2 IB Bill Company Details Maintenance IB Bill Company Details Maintenance IB Bill Company De Company Id Company Type Company Name Bill Information Available Payment Type Allowed Grace Period Days Company Account No Company Address Payment After Due Date Cut Off Period Days Contact Person Phone Number Collection Center Code Bill Details File Name r Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized Cancel __ Amend Field Description Authorize Inquiry Field Name Description Company ID Mandatory Alphanumeric Six Type the company ID It is the unique identification given to the service provider by the bank This ID is manually generated Company T
14. nge in any manner the content hereof without obligation of Oracle Financial Services Software Limited to notify any person of such revision or changes All company and product names are trademarks of the respective companies with which they are associated 24 ORACLE
15. ntenance 2 The system displays the IB Customer Application Billing Information Maintenance Screen 8 ORACLE BAIB3 IB Customer Application Billing Information Maintenance IB Customer Application Billing Information Maintenance Search Criteria Search String ID IC Full Name Customers Registered With Billing Companies Bill Company ID Customer Bill Code Record Details Input By Authorized By Last Mnt Date Last Mnt Action Modify O Delete Cancel fend O Authorize Inquiry Field Description Field Name Description Search Criteria Mandatory Drop Down Select the search criteria to search for the customer from the drop down list The options are e Customer short name e Customer IC Identification criteria arrived at by the bank during customer addition e Customer ID Unique identification given by the bank 9 ORACLE BAIB3 IB Customer Application Billing Information Maintenance Field Name Search String Full Name Customers Registered with Billing Companies Bill Company ID Description Mandatory Alphanumeric 20 Type the search string to search for a customer corresponding to the search criteria selected in the Search Criteria field If the search criterion is specified as customers short name or IC then any of the letter s of the short name or IC can be entered The system displays the pick list of al
16. ype Mandatory Alphanumeric Two Company Name Bill Information Available Type the company type The bank assigns different codes to the companies to whom it provides the billing services Mandatory Alphanumeric 20 Type the company name The name of the service provider or the billing company on whose behalf the bank collects the payments for the bills Optional Check Box Select the Bill Information Available check box if the billing information of the company is available to the bank 5 ORACLE Field Name Payment After Due Date Payment Type Allowed Grace Period Days Cut Off Period Days Company Account No Company Address Contact Person Phone Number Collection Center Code BAIB2 IB Bill Company Details Maintenance Description Optional Check Box Select the Payment After Due Date check box if you want to accept the payment received from the customer of the billing company after the due date specified in the bill Mandatory Alphanumeric One Type the payment type which is allowed The options are e P Part Payment allowed i e amount less than or equal to the outstanding e F Only Full Payment allowed i e full outstanding amount e E Excess Payment allowed i e payment amount can be greater than or equal to the outstanding amount Mandatory Numeric Five Type the number of grace days allowed for late payment of the bill without any penalty Mandatory Numeric
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