User Manual
Contents
1. Personal Small Business s Log Payment Mortgage A View Your Accounts Enjoy a Wells Go to Account Summary More ways Get more rg Username to Rra online DATE PAID 9 l AMOUNT a rewarded Password y os Need to set up online access y of RECEIPT Attach Receipt Sign Up Now or Take a Tour Account Services Save Payment Try My Money Map It s Free d Set Up Account Alerts Banking Loans Get Online Statements Online Banking Get Free Access Home Lending More gt Mobile Banking Home Mortgage Free Prequalification F Bill Pay Find ATMs Locations Checking Open In Minutes ude o Mutual Funds Find the Right Fund Enter Zip code or City amp State Go Savings amp CDs Start Saving Today Insurance Credit Cards o Identity Theft Protection Fraud Prevention amp More x More 4 Online Security Report Phish and Email Scams Visit Our Fraud Information Center Read Our Online Security Guarantee Open an Account Check Today s Rates Checking Mortgage Build a Better Financial Future Applications Wells Fargo Assist Tools tips and resources to help you inish Application or View Status Get help with payment challenges reach your financial goals gt Learn More Together we ll go far Paying a bill in Chronicle s internal browser Logging Payments Automatically If you want to track payments in Chronicle that you have set up to be paid automatically you can do so First check the Log Pay2. USER MANUAL 1st Edition IN THIS MANUAL Part One The Chronicle Interface e The Overview Screen e The Bill Detail Screen Part Two Creating Editing and Viewing Bills e Creating Your First Bill e Editing Bills Mandatory Fields e Editing Bills Optional Fields e Navigation Overview Screen e Navigation Bill Detail Screen Part Three Logging and Paying Bills e Logging Payments e Logging Partial and Historical Payments e Editing Payments e Paying Bills e Logging Payments Automatically Part Four Income e Managing Income e Understanding Your Balance Part Five Customizing Chronicle e Customizing Reminders e Working with Tags e Archiving amp Deleting Bills e Syncing Data e Other Settings Part One The Chronicle Interface The Overview Screen Chronicle Bill Management w Qr O Vonth at a Glance Aug 2012 lt gt Today Sun Mon Tue Wed Thu Fri Sat 29 30 31 1 2 3 4 All Active Bills lt Bill Avg Paid Amt Due Next Due Date 2 amp Mortgage 796 91 850 00 Due in 4 days Ep Gym Membership 0 00 0 00 Due in 5 days Credit Card 0 00 0 00 Y Due in 12 days Cell Phone 0 00 0 00 Due in 19 days Car Payment 0 00 0 00 Y Due in over 1 month 5 6 T g 9 10 11 Ge 12 13 14 15 16 I7 18 19 20 21 22 23 24 25 27 29 30 1 Due This Month DUE SOON Paid This Month Est Amt Est Amt D
3. 3 158 00 Payment History Double click a payment to edit or delete it PAYMENTS BY MONTH ALL PAYMENTS Jul 27 2012 850 00 9 Jun 27 2012 850 00 May 27 2012 850 00 Apr 27 2012 850 00 Mar 27 2012 736 00 Feb 27 2012 736 00 ia van Jan 27 2012 736 00 Oct Nov Dec Jan Feb Mar Apr May Jun Jul rine 2011 736 00 NA ANA MIAN AN 1 Sticky Note The sticky note contains the most important information about your bill it tells you when the bill is due and contains buttons for logging payments or paying bills online You can also quickly edit the amount due or next due date from the sticky note 2 Statistics Area Shows details about your payments over time You can scroll through various types of statistics using the arrows in the top right corner of the Statistics area 3 Payment History Payments by Month Shows the last 24 months of payment history The current year s payments are in purple while the previous years are in lighter shades of gray Hover over a month to get the exact amount 4 Payment History All Payments Shows each payment in detail Double click a payment to edit or delete it 5 Navigation Bar and Arrows Shows the bill you are currently viewing Navigation arrows on the right side allow you to navigate between bills Part Two Creating Editing and Viewing Bills Creating Your First Bill A bill in Chronicle represents a repeating payment You only need to create a bill for each payee on
4. how often your bill repeats from the drop down menu You can select Never for one time bills or Custom if your bill s repeat interval is not one of the defaults Editing Bills Optional Fields You can save a bill after filling in just the mandatory data above However filling in the optional fields below can help make Chronicle more helpful Amount Due The amount you pay each time You can leave this blank if the amount due varies or enter the amount due the next due date It is easy to edit this amount later without editing the whole bill Chronicle uses the Amount Due to estimate how much you will owe each month If you enter no amount Chronicle will use the average paid to guess how much you owe Total Balance The total balance on the account for example the remaining balance on your home or car loan Payment Method Select Online if you plan to pay your bill online Select Automatic if you have set up your bill to be paid automatically Chronicle will keep track of the bill and can optionally auto log it for you By default Chronicle won t count bills set to Automatic when calculating how much is due in the current month Payment URL If you pay your bill online enter the URL where you pay your bill here and Chronicle will offer a Pay Now button that will allow you to pay your bill online via Chronicle s integrated browser or via Safari Remind Me If checked Chronicle will remind you a number of days before the bill
5. is due You can customize the time of day the alert appears in preferences Tags You can use tags to sort bills on the overview see next section For example you can separate Personal and Business bills or assign bills to certain people using tags Navigation Overview Screen There are several ways to navigate from the Overview screen to the Bill Detail screen The three areas highlighted below in red indicate three possible ways to switch to the Bill Detail screen e000 Chronicle Bill Management me 7 Your Bills Month at a Glance Bill Avg Paid Amt Due Next Due Date A 7 Eat Mortgage 796 91 850 00 Y Due in 4 days Aug 2012 lt gt Today RTEA ane Sun Mon Tue Wed Thu i Sat Ep Gym Membership 0 00 0 00 Y Due in 5 days 29 30 31 1 4 Credit Card 0 00 0 00 Y Due in 12 days p 6 7 8 1 Car Payment Due in over 1 month 20 21 22 23 25 Repeats Every month 0 00 0 00 Thu Aug 30 2012 27 28 29 30 1 Due This Month DUE SOON Paid This Month 1 2 1 Est Amt Est Amt Due Amoun 850 00 850 00 850 00 Income and Payments Income to Date 0 00 Paid This Month 850 00 Current Balance 850 00 Expected Balance 1 700 00 Select a bill to view available actions AEA Get Help or Send Feedback Double clicking any bill on the Your Bills list will take you to the Bill Detail screen for that bill You can also click once on the bill and press the Return key e Double clicking o
6. is coming soon Other Settings Chronicle has several other customizable options We recommend browsing through Chronicle s preferences window to view various other features
7. they are due So pressing the right arrow will move to the next bill due later than the currently viewed bill and the reverse for the left arrow If you change the sort order on the Overview screen the sort order works the same e The toolbar search field works the same here as it does on the Overview In the statistics area the arrows highlighted in green cycle through four different statistics types In the payment history box you can scroll left and right in the Payments by Month area highlighted in purple to see more payments farther in the past You can scroll up and down in the All Payments area highlighted in green to view older or more recent payments Double click a payment in this area to edit or delete it The sticky note contains buttons for logging and paying bills described in the next section Part Three Logging and Paying Bills Logging Payments One of Chronicle s core functions is logging payments When you create a bill in Chronicle the bill automatically updates the next due date whenever you log a payment The sticky note on the bill detail screen To log a payment for a bill click the Log Payment button located on the sticky note The Log Payment window appears Log Payment Gym Membership YNAD 7 31 2012 gt AOUN 0 00 NOTE RECEIPT Attach Receipt The Log Payment window 10 The Log Payment window is mostly self explanatory Date Paid The date you paid the bill You c
8. 00 Expected Balance 1 700 00 Select a bill to view available actions z Get Help or Send Feedback The Overview Bill Filter The Overview bill filter also contains a list of all tags you have created See previous section Clicking on any tag shows only bills matching that tag To Archive a Bill Right click on an active bill and select Archive Bill To Restore a Bill Right click on an archived bill and select Restore Bill To Delete a Bill Right click a bill and select Delete Bill deleting is permanent Note f you edit an archived bill it will be moved back to the active bills list Tip Before your last payment of a bill change the repeat interval to Never Then when you log your last payment it will say Never due instead of a due date 17 syncing Data Syncing your Chronicle data with other Macs is simple and uses the free Dropbox service If you don t have Dropbox installed you can download and install it for free from Dropbox com Once Dropbox is installed and running go to Chronicle s preferences and select the Sync tab Click the Turn On button to enable syncing Chronicle will then prompt you to select your Dropbox folder Once selected Chronicle will move your database to your Dropbox Apps folder under a subfolder named Chronicle You can proceed to follow this same procedure on other Macs and Chronicle will automatically load your database stored on Dropbox Note iPhone syncing
9. an enter a future date if you have scheduled the bill to be paid online Amount The amount you paid Chronicle automatically uses your system s default currency Note An optional field You can place confirmation numbers here Receipt Optional Click the Attach Receipt button to select a scanned or downloaded receipt of your payment Chronicle will copy the receipt to its database when you save the payment After entering the above info and clicking the Save Payment button Chronicle will update the next due date and reminders and other information like the average paid the total for the month and so on Logging Partial and Historical Payments Sometimes you want to log a payment without the due date changing For example if you make a partial payment for a bill or if you want to enter payments you have made in the past for historical reasons To log a payment that doesn t update the due date hold down the Option key before clicking on the Log Payment button on the sticky note The button will change to display Log Partial After clicking on the Log Partial payment a window will appear that is identical to the Log Payment window except that the button title is Save Partial Payment Editing Payments If you made a mistake logging a payment you can easily edit it To edit or delete a logged payment double click on the payment in the All Payments area of the Bill Detail screen The payment editor pops up see scr
10. ce For example for your Credit Card payment you will create one bill that automatically repeats every month not create a new bill each month To create your first bill click the plus button on the toolbar or press Command N The New Bill toolbar button You will see the Bill Editor Screen pictured below Most items are self explanatory however a brief description of the various fields follows the screenshot on the next page BILL NAME AND ICON tat Required NEXT DUE DATE REPEAT INTERVAL 7 30 2012 Monthly s AMOUNT DUE PAYMENT METHOD Optional l Online a TOTAL BALANCE PAYMENT URL Optional Optional REMIND ME TAGS vV 7 days before Cancel Save The Bill Editor screen Editing Bills Mandatory Fields The Bill Editor Screen contains only a few mandatory fields Bill Name and Icon When you type in a bill s name Chronicle will try to guess what icon is appropriate based on the name For example a bill titled Car Payment will default to an icon of a car If you don t like Chronicle s automatic icon selection you can always click on the icon to see a drop down list of available icons Click any icon to select it When choosing a bill name you should make it unique Even if you have multiple bills you pay to the same payee give each a unique name So it is easier to identify and recognize on reminders Next Due Date Enter the next date your bill is due Repeat Interval Select
11. eenshot on next page 11 SS t or delete it DATEPAID 6 27 2012 4 ALL PAYMENTS AMOUNT 850 00 Jul 27 2012 NOTE Jun 27 201 May 27 2012 RECEIPT Attach Apr 27 2012 Mar 27 2012 E i Feb 27 2012 Delete Cancel Save Jan 27 2012 T Dec 26 2011 736 00 i The Payment Editor window The payment editor functions exactly like the log payment window except that you can also delete attachments or delete the payment entirely Note When you delete the latest payment the payment on the list the next due date goes back one cycle Paying Bills Chronicle can help you pay bills online If you set a bills payment type to Online and enter a URL for the bill then a Pay Now button appears on the sticky note If the payment type is not set to Online or if a URL is not entered no button appears The Pay Now button 12 Clicking the Pay Now button takes you to the web site where you pay your bill and pops up the Log Payment window so you can easily record the details of the payment you make By default the web site opens in Chronicle s internal browser as seen below However you may prefer to have the web site open in your default browser instead You can set web sites to enter in your default browser instead of in Chronicle in Chronicle s preferences under the Logging tab Chronicle Bill Management Mortgage lt gt http www wellsfargo com as
12. ered via notification center as banners that disappear after a moment by default They then slide in to your notification center sidebar and stay there until you log a payment for the bill You have a couple options to make the reminders more noticeable Enable Calendar Reminders Chronicle can add your bill reminders to your calendar in addition to notification center To add bills to your calendar go to Chronicle s preferences and select the Reminders tab Check the box labeled Add Reminders to Calendar and then choose the calendar to which you would like to add notifications Calendar reminders are enabled by default on Lion Customize Notification Center You can set Notification Center alerts to appear as alerts instead of banners Alerts stay on your screen until you dismiss them To change this setting go to System Preferences and select Notifications Then select Chronicle on the list of applications Change the alert style to Alerts Now the reminders will stay on your screen until you dismiss them Tip You can view all of Chronicle s reminders settings in Chronicle s preferences under the Reminders tab You can customize the time of day for reminders to pop up and which calendar if any you want reminders to be added to Working with Tags When adding or editing a bill you can add a tag to the bill by entering an item in the Tags field On the Overview screen you can filter your bills to see only bills that match a ce
13. me Tracking Go to Chronicle s preferences and uncheck Enable Income Management on the General tab 14 Income Sources Add income sources by clicking the Add Income button 6 below You can edit or delete an income source by double clicking it If Repeats is set to yes the income item will repeat every month on the same date 13 l Description Pay Date Amount Repeats 20 Weletay lst 3 000 00 Yes 2A 5 Month Amt 8 00 Add Income 4 ne to Date 3 000 00 i 4 me at ha mmm ma The income sources window To add an income source click the Add Income button The help for adding income sources is located in the window itself Income sources can repeat every month on the same day of the month or not at all Other repeat options are not available at this time Double click an income source to edit or delete it Understanding Your Balance On the overview screen under the Income and Payments area your income is compared with your balance The information is as follows Income to Date All income as of the current date Paid This Month Amount you have logged in payments in the current month Current Balance Income to date minus amount paid Expected Balance Expected balance after all monthly income including future incomes minus all paid and scheduled bills in the current month 15 Part Five Customizing Chronicle Customizing Reminders On Mountain Lion notifications are deliv
14. ments Automatically box in Chronicle s preferences under the Logging tab Next make sure that your bills which are paid automatically are set to the Automatic payment type and make sure an amount due is entered Then Chronicle will auto log the amount due on the date paid for automatic bills 13 Part Four Income Managing Income Your income appears in the Income and Payments section underneath the Month at a Glance The income area is circled in the photo below e000 Your Bills Chronicle Bill Management Me Qo All Active Bills Vonth at a Glance Bill Avg Paid Amt Due Next Due Date a lt gt Tod y Mortgage Gym HSI ca Card Cell Phone o 796 91 0 00 0 00 0 00 0 00 850 00 0 00 ey Pipe in 5 days 0 00 vue in 12 days 0 00 Ww Due in 19 days 0 00 Due in over 1 month Q Due in 4 days Select a bill to view available actions Aug 2012 Sun Mon Tue Wed Thu Fri Sat 29 30 31 T 2 4 7 6 ES 8 9 13 14 15 16 21 22 23 28 29 230 Due This Month DUE SOON Paid This Month 1 2 1 Est Amt Est Amt Due Amoun 850 00 850 00 850 00 ee a Income and Payments Income to Date 0 00 Paid This Month 850 00 Current Balance 850 00 Expected Balance 1 700 00 To Edit Your Income Sources Click the pencil icon on the Income and Payments screen A new window will pop up pictured on the next page To Disable Inco
15. n a bill s icon on the Month at a Glance calendar will also take you to the bill detail screen for the selected bill If you double click on a date on the calendar that has multiple bills due you will be taken to the Bill Detail screen for the first bill due that date e You can also search for a bill using the search field in the toolbar Begin typing part of a bill s name and it will suggest matches Select one of the matches and press Return to view that bill In the search field you can also click on the magnifying glass icon to see a list of all your bills in alphabetical order Selecting one will take you to that bill s detail screen Navigation Bill Detail Screen From the Bill Detail screen you can switch bills by clicking the arrows highlighted in red or by using the search field also highlighted in red e090 Chronicle Bill Management Ra Y ha 4 om Mortgage JEXT PAYMEN Statistics PED IN L2 PAYMENT ANALYSIS THIS YEAR VS LAST YEAR Total Paid inest 950 00 sareedn Payment Thu Jan 27 2011 This Year owest 736 00 5 608 00 L Payment Tue Mar 27 2012 Last Year A payment 9196 91 3 158 00 Payment History Double click a payment to edit or delete it PAYMENTS BY MONTH Oct Nov Dec Jan Feb Mar Apr May Jun Jul The arrows always cycle through bills in the order they are listed on the Overview screen By default the overview screen sorts bills in order of when
16. rtain tag See the screenshot in the Archiving section on the next page for the Overview bill filter You can use tags to divide bills into groups For example you can use it to divide bills between roommates or separate business and personal expenses Tip You can edit the list of tags that appear on the filter by going to Chronicle s preferences and switching to the Advanced tab 16 Archiving and Deleting Bills You can archive a bill when you no longer need to actively monitor it but want to keep the payment history intact Archived bills appear on the Archived bill list To view archived bills click the Overview bill filter which by default says All Active Bills it is circled in the screenshot below and select Archived Bills e000 Chronicle Bill Management me Your Bills Bill Avg Paid Amt Due So CT Gah Mortgage 796 91 850 00 Q Due in 4 day All Active Bills lt gt Today Aug 2012 Sun Mon Tue Wed Thu Fri Sat 4 Gym Membership Credit Card Cell Phone 0 00 0 00 0 00 0 00 0 00 0 00 Y Due in 5 days 29303 1 2 4 Y Due in 12 days w Due in 19 days 4 6 7 8 e 14 g 9 16 Car Payment 0 00 0 00 w Due in over 1 month 21 22 23 28 29 R Due This Month DUE SOON Paid This Month 1 2 1 Est Amt Est Amt Due Amoun 850 00 850 00 850 00 Income and Payments Income to Date 0 00 Paid This Month 850 00 Current Balance 850
17. ue Amoun 850 00 850 00 850 00 Income to Date 0 00 Paid This Month 850 00 Current Balance 850 00 Expected Balance 1 700 00 Select a bill to view available actions e 5 EnEn CEE Get Help or Send Feedback ee i a PS e 1 Toolbar The toolbar buttons from left to right Overview button returns to the overview screen pictured above showing a list of all your bills Add Bill button creates new repeating bills Edit Bill button edits the selected bill 2 Your Bills Shows information about all upcoming bills including when they are due and how often they are due Double clicking a bill here switches to bill detail view 3 Bill Action Area Shows actions available for the selected bill or total amount due when multiple bills are selected 4 Month At a Glance Shows your bills on the calendar and a summary of bills due in the current month due soon and paid in the current month Double clicking a bill here switches to bill detail view 5 Income and Payments Shows a summary of your monthly income compared to your payments and expected balance at the end of the month The Bill Detail Screen e000 Chronicle Bill Management Ka Ea Mortgage D Statistics 3 PAYMENT ANALYSIS THIS YEAR VS LAST YEAR Total Paid Highest 950 00 E Tem Payment Thu Jan 27 2011 This Year pLowost 736 00 5 608 00 ment Tue Mar 27 2012 Last Year A oe 796 91
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