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        BSP HCMC Branch Internet Banking Personal Purpose Account
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1.  Platform Services  the    RSP Services      The RSP Services enable you  by getting  connected to the    MMAb2c com    Internet website via the Internet  or other electronic or wireless    communication devices  to   Conduct account information enquiry of your accounts held at HCMC branch of BSP    Access to the RSP Services provided by BSP through RSP Co  and the Regional Servicing Bank s    as defined below  is by using the    ID Number           User Code    and    Internet Password    assigned    by you     2  Use of RSP Services Solely At Consumer   s Option  The RSP Services are executed by your  accessing the    MMAb2c com    Internet website  which is managed by RSP Co  and made  available to you under an agreement between RSP Co  and BSP  Such Services are subject to the  security provisions and other provisions of these Terms and Conditions  If you do not wish to    conduct services under these Terms and Conditions  you can come to any BSP office and have    such services handled in person  Such in person services are not subject to these Terms and    Conditions     Change in Terms  Additional Services  BSP reserves the right to modify these Terms and  Conditions at any time  effective 21 days after notice of such changes are mailed to you if the  change would result in increased fees for you  increase your liability  impose and vary any  restrictions on the use of the Services  prescribe and change the normal service hours during which  the Services are available 
2. Authentication     7  Business Days  For purposes of the Services  our business days are Monday thru Friday  Holidays    are not included     8  Fees  Subject to the provisions of the laws of Vietnam on fees and charges from time to time  your  use of the RSP Services will be subject to the fees and charges described in the Schedule of Fees and  Charges posted on MMAb2c com     9  Instructions  Any instruction given in connection with the Services once given may not be  rescinded or withdrawn without BSP   s consent  BSP will act on an instruction insofar as it is in its  opinion practicable and reasonable to do so and in accordance with its regular business practices and  procedures  You agree that BSP may provide the relevant RSP Services to you fully in reliance upon  any instructions received by any person with your Customer Identity Authentication without any  obligation to verify the validity or authenticity of such instructions  under which circumstance such  instructions will be deemed to have been authorized or approved by you  and you agree to  indemnify and keep BSP harmless from and against all direct and indirect losses and damages    resulting from the execution of such instructions by BSP in reliance thereupon     10  Confidentiality  We will disclose information to third parties about your account    1  In order to verify the existence and condition of your account for a third party  such as a credit    bureau or merchant  or    11     12     13      2  In ord
3. O ZART    Bank SinoPac    BSP HCMC Branch Internet Banking  Personal Purpose Account  Terms and Conditions    This document describes the terms and conditions  these    Terms and Conditions     that apply to a  personal purpose account that you have established at Bank SinoPac     BSP    or    we     to the extent  you wish to utilize the Regional Service Platform Services  the    RSP Services     to be provided by  BSP through an arrangement with RSP Information Service Co   Ltd   the    RSP Co       a company  organized under the laws of Hong Kong and located in Hong Kong or any other services company  as decided by BSP  The terms    you    and    your    as used in these Terms and Conditions refer to  the accountholder on the account  which is the person identified as the    Applicant    in the  signature at the    MMAb2c com Application Form        You    and    your    refers to each and every  accountholder for accounts held in the name of two or more joint accountholders  and unless such  accounts require more than one signature for withdrawals  any accountholder acting alone can use  the RSP Services   Accounts for business purposes are governed by our separate Regional  Services Platform Agreement and Disclosure for Business Purpose Account   By signing the  signature block in the MMAb2c com Application Form you agree to these Terms and Conditions    as follows     1  Description of Regional Service Platform Services  You have applied to BSP for the Regional  Service
4. RSP Co   as defined by RSP Co    these Terms and  Conditions  the RSP Services User Manual and all exhibits  schedules  attachments  and annexes   regardless of how they are named  and other material related thereto  of which you came to know  as a result of utilizing the RSP Services  shall be confidential information of RSP Co   and you may  not disclose in any way of such confidential information to any third party without the prior written  consent of RSP Co     Conditions of Use  Termination of Services  The application for  and utilization of  the RSP  Services by you shall be subject to the terms and conditions of all the agreements executed between  you and BSP  and similar or comparable services provided by the other Regional Servicing Bank or  Banks shall be subject to the terms and conditions of all of the agreements related thereto   collectively  the    RSB Agreements      In addition  all services are subject to all applicable laws   You agree that BSP shall have the right and sole discretion to unilaterally  and without notice   terminate or suspend your access to the RSP Services and all other privileges or licenses granted to  you in connection therewith in case where you have breached any term or condition of any of the  RSB Agreements or these Terms and Conditions or violated any applicable law or where BSP has a  good reason to believe that any of your RSP Service Accounts are or may be involved in  transactions with no apparent legitimate purpose  in any 
5. and reduce the types of available services provided in the RSP Services   Any other changes in terms will be effective immediately upon publication  unless applicable law  provides for a different effective date   BSP may  subject to the provisions of the applicable laws  and its Operating License  also add additional services to the RSP Services from time to time  and  your use of any such additional services is governed by these Terms and Conditions and any  supplementary terms and conditions BSP provides to you from time to time  By using the RSP  Services or allowing others to access the RSP Services on your behalf  you agree to be bound by  these Terms and Conditions and the terms of any such amended or supplemental Terms and  Conditions  You agree not to use the RSP Services for any improper  unauthorized or illegal  activity or in connection with any activity that could damage the reputation of BSP or any other  person or public interests  BSP may immediately terminate the RSP Services without advance  notice if BSP determines in its sole discretion that you may be using the RSP Services in any such  manner  You agree to indemnify  hold harmless  and defend BSP from and against any and all  claims  actions  suits  judgments and expenses  including court costs and reasonable fees of  attorneys  accountants and expert witnesses  at your expense  arising from any actual or alleged  action or omission that would constitute a violation of these Terms and Conditions  Among o
6. apparently suspicious or unexplained  activity  or in apparent or other illegal activities or where any of your RSP Service Accounts are    under criminal investigation by any regulatory authority or authorities or where BSP is required to    14     15     16     do so by the law or by orders of courts or any competent State agency     The agreement of the parties under these Terms and Conditions is terminated upon closing of the    your all accounts at BSP for any reason     Governing Law  These Terms and Conditions are governed by and construed in accordance with  the laws of Vietnam  Any dispute arising out of the Terms and Conditions shall be submitted to a    competent court of Vietnam     Other Access Devices  These Terms and Conditions apply only to use of the RSP Services  If you  access your accounts through an ATM card or other access device  those transactions will be subject    to separate terms and conditions     Website Terms of Use  Your access to and use of the MMAb2c com website shall be subject to the  terms of use published on such website  the    Terms of Use      and the provisions of the applicable  law  and you agree in advance to be bound by the Terms of Use and any additional terms and  conditions that the MMAb2c com website in its sole discretion may deem to be appropriate in  connection with the ongoing use of the MMAb2c com website service  The Terms of Use of  MMAb2c com shall supplement to these Terms and Conditions to the extent that there are n
7. er to comply with the requirements of the applicable law  government agency or court    orders  or     3  If you give us your written permission     In addition  you agree that all information provided by you  hereunder and in the future  to BSP   including  but not limited to  personal data  company information  account s  information  credit  information  information on investment portfolios  insurance information  and etc   for the purpose  of utilizing the MMAb2c com and RSP Services may be transmitted by BSP to RSP Co  and the  other Regional Service Banks and used by RSP Co   to the extent as may be necessary for RSP Co   to create data bases  to implement computer process and to utilize such information for the purpose  of providing relevant services to you  You also agree that all information provided by you are true   up to date and accurate and agree hold harmless  indemnify the Bank and not make any claim  against the Bank for any losses and damages that may be occurred in relation to the fact that this    information has been wrongly informed by you to BSP     Bank SinoPac HCMC Branch Internet Banking Application Form  You understand that the  Application Form provided to you in connection with the Application are deemed an integral part of    these Terms and Conditions and agree to be bound thereby upon applying for the Services     Preservation of Confidential Information of BSP and RSP Co  You acknowledge that all  confidential information and trade secrets of 
8. o  conflicts in such terms and conditions  With respect to conflicting provisions  these Terms and    Conditions shall prevail over and supersede the conflicting provisions of the Terms of Use     
9. s of a court or competent State agency without prior  notice to you  You can access in person services as described above without using the Internet and  without incurring these security risks  If you wish to use the RSP Services for your convenience   you assume these risks except as otherwise provided herein  You may authorize the person  designated in the    MMAb2c com Application Form     the Authorized Person      to access the RSP  Services on your behalf provided that the Authorized Person must also comply with these Terms and    Conditions     6  Need to Maintain Security of ID Number  User Code  Internet Password  Digital Certificate  and Certificate Password  The security procedure established for using the RSP Services relies  upon the security and confidentiality of the    ID Number        User Code        Internet Password     BSP  shall employ reasonable precautions to ensure that no unauthorized third party obtains your  Customer Identity Authentication through any negligence of BSP or RSP Co   and you agree to  protect the Customer Identity Authentication and to prevent any unauthorized person from obtaining  this information from you or due to your negligence  Any person who obtains your Customer  Identity Authentication will be able to access your accounts by using the RSP Services  and you  therefore must exercise extreme caution in handling and protecting this information  You agree to    safe keep and to be entirely responsible for your Customer Identity 
10. ther  things  you agree not to use the RSP Services in violation of any telecommunication  postal  or  other local laws or regulations of Vietnam or any other country or in furtherance or in the    commission of any crime or other unlawful or improper purpose     All Accounts Covered  You acknowledge and agree that RSP Co  may provide the RSP Services to  all of your accounts  whether existing now or created hereinafter with BSP  hereinafter     RSP    Service Account s          Security Risks  Authorized Persons  You acknowledge that the RSP Services entail Internet  security risks  Information transmitted over the Internet may be subject to the risk of unauthorized  access  alteration or modification  power cut off  computer or internet interruption  virus  or  technical problems  By using the RSP Services or allowing others to access the RSP Services on  your behalf  you assume these risks and associated risks except as otherwise provided herein   e g   identity theft  disclosure of financial information  etc    You further understand and agree    i  Transmission of confidential business and sensitive personal information is at your sole risk  except as otherwise provided herein  and  ii  BSP reserves the right to monitor and review    transmissions on line and in storage  and to remove or reject any material which BSP  at its sole    2    discretion  believes may be unlawful or objectionable  or which BSP has to comply with any  requirements of the applicable law or order
    
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