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Savings Version-11.0 9NT1316-ORACLE FCUBSV.UM 11.0.0.0.0.0.0

1. In addition to the details defaulted from the previous stage you can view the following details Account Title The system displays a brief title for the chosen account Account Currency The system displays the currency in which the account is maintained Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 38 ORACLE 7 10 Selling Foreign Exchange to a Walk in Customer You can sell a foreign currency to a walk in customer in return for the equivalent amount in another currency To achieve this you need to invoke the FX Sale Walk in screen by typing 8203 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button FX Sale Walk in Branch Date 12 15 2007 Webpage Dialog External Reference Number FJBO734900001313 Product FSW Currency Sold z Currency Recieved Amount Sold Pazeportic Mo Beneficiary Name Narrative Beneficiary Address Cancel Here you can capture the following details Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branc
2. w fd Cancel You can capture the following details here MIS Class The system displays all the MIS classes maintained in the Host You can to select the appropriate MIS code for each of these classes from the adjoining option list and link it to the transaction 9 5 ORACLE 9 2 3 Specifying UDF Details You can capture the UDF details under UDF tab gl Miscellaneous Customer Debit Branch Date 12 4 2007 Webpage Dialog External Reference FJB0733800000396 GL Account Number 111050000 Account Branch WCN GL Description Atm Cash Customer id VWCNO000501 Product MSCD Account Number 6666660 GL Currency GBP Account Currency GBP GL Account Amount Transaction Amount Exchange Rate Total Charge Reference Number Account Amount Narrative Customer Name WCN REVATHY P Recalcutate Charges MIS UDF UDF Details Iv Field Name Field Value Cancel Field Name The system displays the various User Defined Fields UDFs that you have maintained for the product in the Host Field Value Specify the value for the each UDF that is displayed Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 9 6 ORACLE 9 3 Miscellaneous Credit
3. 12 Balancing Operations 12 1 Introduction This chapter details the various balancing operations that can be performed using this module 12 2 Book Shortage You can book shortage of a currency using the Book Shortage screen You can invoke this screen by typing 7551 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 3 Book Shortage Branch Date 1 24 7008 Web Page Dialog Eternal Fete hue FODA Tantatami Cunen USD ee Sere Danone MS UDF Currency Cede USO Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch The current branch is defaulted here 12 4 ORACLE 12 2 1 Transaction Currency Select the currency to be booked for shortage Transaction Amount Specify the total amount to be booked for shortage Narrative Enter description of the transaction The screen has two tabs which are as follows e Denom e MIS e UDF Specifying denomination details The following details have to be captured in this section Currency Code The currency in which the transaction is being performed is displayed here Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These cod
4. Cancel 7 20 ORACLE 7 4 4 Specifying the UDF details 7 9 You can capture these details in the UDF tab of the screen a Close Out Withdrawal By Cash Branch Date 1 2 7008 Web Page Dialog External Reference Number FUBDSBODS0RIOOGs2 Account Amount Account hurni z Acoourd Tiis Puistcmer D Tranceaction Asc Account Currency SC Charg Dencemnation Charges ME UDF UDF Details L Fiai Hame Fk vahie Cancel Specify the following details Field Description The system will display all the User Defined Fields UDF maintained for the product Field Value Specify the value for the required UDFs Click save icon to save the transaction The authorization process Is similar to cash deposit Refer the corresponding section under Depositing Cash for further details Exchanging Denominations A customer may approach your bank to exchange currency denomination That person may or may not be an actual bank customer with a valid CIF or customer account He or she may give you two notes of USD 50 each and ask for 10 notes of USD 10 each This transaction involves only denomination exchange from your till The total value in the till will remain the same Hence there wont be any accounting entries for this exchange However the denomination count in the till will change and hence it needs to be updated You can capture such a transaction through the Denomination Exchange screen You can invoke this scree
5. End Number The system defaults the end number which is the sum of start number and the count TC Amount The system defaults the TC Amount It is the product of the denomination and the count After entering all the data click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 20 ORACLE 11 10Returning TCs to Vault You can return TCs to Vault using the Return TCs to Vault screen You can invoke this screen by typing 9018 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Return TCs to Vault Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700000116 Branch Code WB2 Transaction Currency Transaction Amount Issuer Code z Narrative a Te Details Gore e a C Description Denomination Currency Count Series Sys Count Start Number End Number Amount E Here you can capture the following details External Reference Number This is system generated based on the XREF Number sequence for the branch Itis a unique identifier for a branch transaction Transaction Currency Select the currency by which TC is being purchased from the option list avail
6. ORACLE 8 21 3 Specifying the UDF details You can capture these details in the UDF tab of the screen J Bankers Cheque Sale Against Account Web Pape Dialog Exierma Release Mumia keinuen type Bonk Code SWsicener bel BC Currency Cusine Marne BC Amourd Account Branch Inchrument Murti Account Bc Date Account Tile Account Gurmency Payable Branch Exchange Pate MCR Murniber Total Charge Beneficiary Hame Account Aroun Benaticiary Address eS Merrett Pasepories Murniar Changes MIS UDF Cl Field Hame Field Value Cancel Specify the following details Field Name All UDFs specified for the account class is displayed here Field Value The value for each UDF is displayed here You can alter this value if necessary Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 8 92 ORACLE 8 22 Close Out Withdrawal by BC You can close an account and pay the account balance by issuing a BC to the customer using the Close out Withdrawal by Bankers Cheque screen You can invoke this screen by typing 1300 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 2 Close Out W
7. Specify the amount paid for the time deposit account in the account currency 10 4 ORACLE Rollover Type Select the rollover type from the drop down list Here you can set the terms and conditions for rollover as follows e f rollover type is principal then principal is rolled over and interest is pay out as per the pay out maintenance e f rollover type is Principal Interest then both principal and interest rollover takes place If you select this option the principal liquidation account has to be the term deposit account e f rollover type is special then special mount is rolled over and the remaining amount is pay out as per the pay out maintenance e f rollover type is interest then interest mount is rolled over and principal amount is pay out as per the pay out maintenance This field is applicable only if you have opted for auto rollover Tenor In Days Specify the tenor of the deposit account Rollover Amount If a special amount is to be rolled over specify the amount less than the original deposit amount The amount specified here will be reckoned in the account currency Computed TD Amount The system populates the computed TD amount when you click the Compute Button However you are not allowed to amend it While saving the system validates the Computed TD Amount against the TD Amount keyed in Auto Rollover Check this box to automatically rollover the deposit you ar
8. Specify the customer s passport number or identification number Narrative Specify description remarks for the transaction This is not mandatory Beneficiary Name Specify the name of the beneficiary Beneficiary Address Specify the address of the beneficiary Click save icon to move to the next stage Enrichment Stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction The following screen will be displayed 7 52 ORACLE 3 TT Issue Against GL Branch Date 1 24 2008 Web Pape Dialog Externa Reterence Humber nsirument Type TTO TT Currency Bark Code CHO TI Amauri General Ledger Humber 111010000 instrument Murniber eee General Ledger Currency GBP Tetegraptac Transiter Date General Ledger Tile Cash in Hand Exchange Fate Payable Branch 1 Charges Serial humba General Ledger Amount Ben hiciry Mane Marraline amp Benetictary Actress Paesport iC Humber Changes MIS UDF erver Change Amount Cunrency Change in Local Currency Exchange Fate ogo 100 00 GBP 100 In this stage the above screen is displayed with the following information Txn Ccy Rate The system displays the transaction currency Charges The system computes the charges applicable for the transaction and displays it here TT Amount The system displays the TT amount Total Amount The system displays
9. The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 8 2 2 Specifying charge details This block allows you to capture charge related details Click on the Charges tab and invoke the following screen i F Cheque Withdrawal Web Page Dialog External Reference Murniser Product GAL Account Branch Cheque Numer Customer ID Cheque Date 2 20068 Custorer Mame Trait Currency Account Nurnier Transaction Amount Account Title Exchange Rate Account Currency Marraire Account Amguni Total Charge Charge Details a Charge Components Vaher Charge Amount Currency Charge inLocal Currency Exchange Rate Cancel Here you can capture the following details Charge Component The system displays the charge component that is levied on the transaction Type The system displays the type of charge being levied It could be any one of the following e F for Flat Rate e P for Percentage e I for Interest 8 5 ORACLE 8 2 3 Waiver This option is unchecked by default thereby indicating that the charge needs to be levied However you can check this option to waive the charge If you check this option you will have to click the Recalc button to re compute the net amount to be credited to the account Charge Currency
10. Depositing Cash for further details 7 6 4 Specifying the UDF details You can capture these details in the UDF tab of the screen 2 Bill Payment by Cash Branch Date 1 2 7008 Web Pape Dialop External Reference Number FUJBOSO0200000534 Consumer Nurnier Bal Date B Transaction Currency situ id Marra Denomination Charges MS UDF ul Fie Name Feki vaa Specify the following details Field Description Product BPCH Bi Humber Bl Currency Oa Amount Total Areas Exchange Fate Cancel The system will display all the User Defined Fields UDF maintained for the product Field Value Specify the value for the required UDFs Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 1 21 ORACLE Tf Paying a Bill against Account You can capture a bill payment transaction against account through the Bill Payment Against Account screen You can invoke this screen by typing 1075 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Bill Payment Against Account Branch Date 10 4 2000 Web Page Dialog External Reference Humber Product Code BRAT Consumer Humber Bill Humber Bill Date Bill Currency Bill Amount Institution cd Account Mumber Account Branch Narrative Here you can
11. FJB0T 34900001314 USD GBP ada Wawer elo Charge Amount Currency ge 5 00 GBP 7 45 DEK Product FXPW Amount Bought Charges Amount Paid Narrative Recalculate 5 E Charge in Local Currency 5 Exchange Rate Cancel ORACLE Refer the section titled Specifying charge details under Depositing Cash for further details 7 11 3 Specifying MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen 7 FX Purchase Walk in Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001314 Product FXPW Currency Bought USD Amount Bought Currency Paid GBP Charges Transaction Currency Rate i Amount Paid Beneficiary Name aaa Narrative Beneficiary Address Recalculate Passport IC No Denomination Charges MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER Cancel Refer the section titled Specifying MIS details under Depositing Cash for further details 7 11 4 Specifying UDF Details You can capture the UDF details under UDF tab AY FX Purchase Walk in Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001314 Product FXPW Currency Bought USD Amount Bought Currency Paid GBP Charges Transaction Currency Rate i Amount Paid Beneficiary Name aaa Narrative ka Beneficiary
12. Userid Specify the user ID of the authorizer Password Specify the password with which he or she can either authorize or reject the transaction Remarks The authorizer can specify some remarks pertaining to the transaction Click OK button to authorize the transaction On successful validation of the User ID and password the transaction will proceed to the next stage as per workflow The validations for User ID will be same as in Remote Auth The user credential validation includes Holiday Maintenance check also However if you click Cancel button the transaction will move to unassigned queue 7 9 ORACLE You can view the override messages by clicking Override Messages Local Authorization option is not available when user authentication is via Single Sign On SSO 7 2 5 2 Remote Authorization In case of remote authorization you need to assign the transaction to an authorizer through the following screen Cash Deposit Web Page Dialog fx Uzer ID OFFICE Al This screen is automatically prompted if the transaction workflow is configured as Remote Authorization This assignment can happen either to a particular role or a particular person In the screen shown above it is to a particular person The system displays the following message on successful assignment Successfully Assigned to lt USER ID gt The supervisor can view the transactions pending his authorization in his or
13. by a supervisor before being submitted to the host If the authorizer approves the transaction it goes directly to the host for actual authorization accounting entries are passed 4 During the basic check if the authorizer rejects the transaction it is sent back to the teller who either clears discards it or edits and resends it again for approval to proceed 5 If the contract is saved and authorized successfully no overrides error messages in the host it returns to the branch where the teller disburses cash The system will also updates the till and prints the advices if any at the branch However if the transaction returns from the host with overrides the supervisor has to authorize the same irrespective of whether dual control is applicable or not In effect the transaction returns to step 3 If dual control is not applicable after enrichment from the host it goes directly to the host for Save and Authorization The process flow is depicted in the diagram below 2 2 ORACLE Stage 1 Teller captures the transaction Y Stage 2 Data enrichment from the host No Dual Control required ie Stage 3 Authorization at branch Successful authorization Stage 4 View Edit by the teller Maker A gt Save and Authorization in host Yes Override from host No Stage 5
14. ul 5 zz zz z zz aod aod Composite MIS A_OFFICER ii i ii i i a Cancel MIS is user definable and is configured at the host Refer to the Oracle FLEXCUBE Host User manual for details As an example the following details may be captured in this section Cost Center The MIS code assigned to the cost center related to the account involved in the transaction is displayed here Account Officer The MIS code assigned to the account officer in charge of executing this transaction is displayed here 11 7 ORACLE Contract in Various Currencies Explanation required from Dev testing team Standard Industrial Code The MIS code assigned to the industry to which your customer belongs is displayed here 11 4 3 Specifying UDF Details You can specify the UDF details under UDF tab Buy Cash From Central Bank Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001290 Branch Code WB1 Narrative P Transaction Currency USD Transaction Amount Denomination MIS UDF UDF Details CI Field Name Field Value Cancel Field Name The system will display all the User Defined Fields UDF maintained for the product in the Host Field Value Specify the value for the required UDFs The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under
15. 4 4 3 4 5 In this screen the Maker has to specify the name of the authorizer and then click the Assign button Upon successful assignment a confirmation message with the name of the assignee is displayed as shown below Successfully assigned to OFFICER The authorizer to whom the Maker assigns the transaction will see the same in the pending Tasks List from where he she can fetch the transaction for approval or rejection as the case may be Irrespective of whether the supervisor approves or rejects the transaction will be re assigned to the Maker If the supervisor approves the Maker can fetch and see the response from his her Task List Auto Assignment If the Workflow for the transaction is configured for Auto Assign at this stage it will assign the transaction to all the eligible authorizers as per the assignment criteria All the eligible supervisors will be able to see the transactions in their pending Tasks List The transaction will be locked by the first supervisor who fetches it from the Task List The supervisor will then have to Approve Reject the transaction This is similar to remote authorization in case of manual assignment Displaying Overrides and Errors In case of any errors or overrides the same will be displayed on the main screen in separate window as shown in the screen shot below F Overrides Web Page Dialog REFERENCE YF 2071 Camii WF 2072 Confirm SS 9 transaction in
16. Series Select the TC series from the option list Start Number Specify the starting serial number of TC against each denomination and press TAB The following details are displayed End Number The system displays ending serial number of TCs against each denomination based on the TC count you have specified TC Amount The system displays the TC amount based on the value of denomination and the number of TCs against that denomination System Count The count of denominations available in the system is displayed 8 30 ORACLE 8 8 2 Specifying Charge Details This block allows you to capture charge related details Click on the Charges following screen Re TC Sale Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001267 Issuing Branch TCD Issuer Code CSK Account Branch TCD Instrument type TCA Account 000021 instrument Status Account Currency GBP TC Currency GBP Related Customer ID AC1000053 TC Amount Customer Name john Narrative Narrations Here Exchange Rate Total Charge Beneficiary Name Account Amount Beneficiary Address Recalc TC Denominations Charges MIS UDF Charge Details d Charge Components Waiver Charge Amount Currency Charge in Local find gt to invoke the Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 8 3 Specifying MIS Details This b
17. You have to indicate Rollover Type on selecting this option Close on Maturity Check this box to close the term deposit account on maturity date and transfer the amount to the principal liquidation account If you select this option the principal liquidation account should be an account other than the term deposit account 10 32 ORACLE Move Interest to Unclaimed Check this box to move the interest amount to the unclaimed GL mapped at the IC product in the accounting roles on maturity date of the term deposit account If you select this option the principal liquidation account should be the term deposit account Move Principal to Unclaimed Check this box to move the principal amount to the unclaimed GL mapped at the IC product in the accounting roles and liquidate the interest amount to the interest booking account on maturity date of the term deposit account is moved and is liquidated If you select this option the principal liquidation account should be the term deposit account Rollover Type You can indicate rollover type as hereunder e If rollover type is principal then principal is rolled over and interest is pay out as per the pay out maintenance e f rollover type is Principal Interest then both principal and interest rollover takes place If you select this option the principal liquidation account has to be the term deposit account e If rollover type is special then special mount is rolled over and the re
18. in this User Manual for details on the dual control operations and the authorization process respectively Depositing a Cheque You can deposit a cheque into your customer s account through the Cheque Deposit screen You can invoke this screen by typing 6501 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button El Cheque Deposit Branch Date 04 Dec 07 Webpage Dialog External Reference Number FJBO 33600001020 Account Branch WB41 Account Number S999904 Transaction Currency GBP Narrative Cheque Deposit Transaction Amount Clearing Type CGON Drawer Account Number DAN48 Cheque Number 20048 Cheque Date 04 Dec 0r7 Wale Date 2007 12 04 Routing Number SECO1CHOWB11 45 Cancel 8 8 ORACLE Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Account Number Specify the customer s account number The adjoining option list displays all the customer accounts maintained in the system Select the appropriate one Account Branch The system displays the branch where the chosen account resides However you can choose an appropriate code from the adjoining option list Transaction Currency Specify the currency in
19. 03 2007 Webpage Dialog External Reference Number FJB0733700001276 Instrument Type TCG Issuer Code CHO Instrument Status INIT TC Currency GBP Customer Number TCDO00002 TC Amount Transaction Branch TCD Exchange Rate General Ledger Number 256012010 Narrative General Ledger Currency GBP Total Charge Total Amount Beneficiary Name i Recalc Beneficiary Address TC Denominations Charges MIS UDF Me Denomination Details F Ed A F Description Denomination Currency Count Series Sys Count Start Number End Number Amount j In addition to the details defaulted from the previous stage you can capture the following details 8 34 ORACLE 8 9 1 Customer Number The customer identification number of the payment initiator is displayed here based on the chosen account number Exchange Rate The system displays the exchange rate used to convert the TC currency into GL account currency If the TC currency is the same as the account currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here Total Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Beneficiary Name Specify the name of the beneficiary in whose favour the TC is being drawn Benefici
20. 11 1 Specifying denomination details cccccccccccccccccccccccceescscccceeeeanesssecceeeeeeaaeesseeeeeeesaaeeeeeeeeeeeaaaaeeeseeeeeeeaas 7 45 PRED DCCC AICS detall S irsi iri r A A E AAAA TEE OA EAA 7 45 Failo CCU IVT GIS oaei A AAE AO AA A EAEAN EAA 7 46 Idala SP ne UDF DEO S era a E A ner terres er eerrer Creer e eee a 7 46 JAZ TSSUNGATTAGAIN S TACCOUNT is cxcenscsestuscescnebateniicescsaebitezaninceidunsiudedancsceadsasnasudens E Ri S 7 47 FAD DECI NS CH OIG estes ps ease oases Seapets ous Osco Taps ets sa Ea Te 7 49 Pde SCOURING MIS DeO Sorri ia tere tetatst AE sua antesecutetasei aka tach atau saan eae 7 50 TAL Speci yine he UDT deUS ssir e vases TEE TTIE edi ts ATTERT en 7 50 TA JSSUNGATTAGAINS T GL ia sarstas teat pedestrian pad ra T T einietaaee ees 7 51 TAD apec ne Char oe DECALS casters a E T T T 7 53 TAD ASCOT INS MI SDE Sear ie EE AE AA 7 54 TASS pee U E UDI A E ea EE IEE ETIE ITE E Gan ETO O 7 54 ORACLE TA4 ISSUINGA TT I1OA WALK IN CUSTOMER sosscccccccsiassacesdacecaneaassactescoaddanbiocadeadaseadtes a 7 55 7 14 1 Specifying denomination details cccccccccsscccccccccccccneeesceceeeeeeeeesseeceeeeeeeaseeeseeeeeeeeaaeeeeeeeeeeesaaaaseeeeseeeees 7 57 7 14 2 Specifying charge details casisssssicccrrcsasiansvachaceseeasannaaaccdiaessasieaceasdoisvoadanaisasa dais reeaadansaiasasa Veeiotan aedaseuts 7 57 FADS Specifying MIS DetdilSsrireisirinierinsiinerdrrnrinriaiioriti eni iana E nor ani N naw n a anaes 7 58 7 14 4 Specifying the UDF
21. 11 2008 EA Bill Currency uso 32 Transaction Currency USD z Bill Amount Institution Id UPCO1 Narrative Cancel 7 23 ORACLE Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here Product Code The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction Consumer Number Specify the consumer number for the transaction Bill Number Specify the bill number here Bill Date Specify the date on which the bill has been issued The adjoining button when clicked invokes a calendar in which you need to double click on the appropriate date The chosen date will then be seen in the YYYYMMDD format Bill Currency Specify the currency in which the bill should be paid You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Transaction Currency Specify the currency in which the payment is being made by your customer You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Institution Id Specify the unique ID corresponding to the institution towards which the bill payment is being made You can select the appropriate code from the adjoining option list th
22. 111010000 Instrument Type BEW CustomerName WALKIN BANK P Narrative NARRATION Transaction Currency GBP Total Charges Amount in Account Currency Issue Date 01 Jan 08 LiquidationDate 2007 12 15 Total Amount Beneficiary Name Payable Branch WB2 Beneficiary Address Cheque Number MICRNO2Z3 Pazsportic Number KPW12345 Recalc Charges MIS UDF Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate elo 100 00 GBP 100 Cancel In addition to the details defaulted from the previous stage you can capture the following information e xn Amount e Total Charges e Total Amount 8 25 1 Specifying charge details Click on the Charges tab to capture charge related details For more details refer the section Specifying Charge Details under Selling a BC against an Account in this manual 8 25 2 Specifying MIS Details Click on the MIS tab to capture details pertaining to MIS Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 25 3 Specifying the UDF details You can capture these details in the UDF tab of the screen 8 107 ORACLE Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorizati
23. A A A 8 1 S2 WITHDRAWING CASH AGAINST ACB QUE sisitndeutosnedoanabstinebejnetoteatnduateataiatduaaltesoeehaiatiaasatenlantuissduayeladeenkowaay 8 2 6 2 1 Specifying denomination detalls siccsonesessersnncteaxacpessdbansuassorsienssnvensiansesstoaussieresciansseiadagiswsiuaetanweuspsanes 5 4 6 2 2 Speci yne charge ACIS iaceusesetr ose varicueaadianelcursenaeebuas E N TEE EEEE EEn SN EE a E aE 8 5 8 2 3 Speci yine the MIS deldilS acieeisroesere enit Ur E n EEEE EESEL AES ANNEER EE aE 8 6 8 2 4 Specifying the UDF details scisehesisessscrtoavajatsoodensssiansdevbsaveneuarsiesshawenesessinselssessvesetieniajadiisaceiamistensnepesies 8 7 8 3 DEPOSITING A CHEQUE onein R E a 8 8 6 3 1 Capturing instrument details ccccccccccceeeecccccceecceeeeeseeeeeeeeaeeeeeeeeeeeeaaaeeeeeeeeeeeaaasseeeeeessauaeseeeeeesseaaaaes 5 1 6 3 2 Specifying Charge Details oicccccccccccssccccccccccccesscccecceeeeesseseeeeeeeeeeeeeeeeeeeeeaaeeeeeeeeeeeaaaaaeeeeeeeesaaaeeseeeeeeeees 8 13 6 3 3 Specifyine MIS detalls cuvacccaizeiadoueasecoansaniecnas de arseasdonadocasauaaaunasdicaretuie EARN we aaa 5 14 6 3 4 Specifying UDF Details rerrrener ete re er reer rer err reer a Ur ener ete Teeter rrrrr rrr rereT errr ttre rirrere rrr nrerete terrnr ere et tre 5 14 8 amp 4 512 Osi UB ING ym CHEQUE INTOA Gs Penerrrenernente erent errre Trcrrrce rte nr racer r tree renter reser reer eer Terre rrr tr 8 15 8 4 1 Specifying Instrument Details ccccccccccccccccenseecsccceeeecaeseseeeeeeeaaseese
24. Account Number Specify the customer account into which cash needs to be deposited The adjoining option list displays all the accounts maintained in the system You can select the appropriate account number 7 2 ORACLE Transaction Currency Specify the currency in which the cash is being deposited You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Transaction Amount Specify the amount that should be credited to the account in the specified currency Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed g Cash Deposit Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000352 Account Branch WCN Product CHDP Account Number 6666660 Transaction Currency GBP Account Title VWCN REVATHY GBP Transaction Amount 1 234 00 Account Currency GBP Exchange Rate 1 Account Amount 1 209 00 Related Customer WCN000501 Total Charge 25 00 Customer Name WCN REVATHY 2 Narrative P Recalc Currency Denominations Charge Details MIS UDF Currency Code GBP Denomination Details a Denomination Code Denom
25. Bean TT Currency OEF narumen Type Ti Amc j moina Haus inaire uier THAS Diri Ords Teeguchic Treaa Dale 2008 2 Tiare aci Bie ar Account Humba Fayatie Beench Aad Diha Morte Serial Humi FHAS Aonnunl Cunnercy Seneficiary Mame Ray Aromi Amari Begiei Aikat D Erihana Fie BLORE Paarl E Eer TEREST EOFH ha p Fir ree Charges MG LDF Tihansactbon MES Refer the section titled Specifying MIS details under Depositing Cash for further details in this Manual 7 12 3 Specifying the UDF details You can capture these details in the UDF tab of the screen SD TT issue Against Account Hranch Date 1 2 7006 Web Pape Dialog Eder fetererehe hear F thang branch TT tuenec OEP maruse Tape TTA TT Armei i nitinunend Shatus MT narument Murer 2S Bare Cocke OHO Teegenhic Transfer tele 2008 01 02 Thereachor Banh WE Acciai Haier 100 Wi Qushomer Mawtes SHAME GU acon Cunen Pariha Branch Sorte Haumia Fama A i Benahciary Manie ACHEAKE Amaut D sem Alek ett Exchange Fate Tea es fier Ae Paeeet i E harmi Charges MS LDF f Pci Himtes COAF AWOr 7 50 ORACLE Refer the section titled Specifying UDF details under Depositing Cash for further details in this manual Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 13 Issuing a TT against GL
26. Beneficiary Address AAA Narrative Recalculate Denomination Charges MIS Charge Details Charge Components Warner Charge Amount Currency Charge in Local Currency Exchange Rate Charges for Foreign exchange E Fi 5 00 GEP 5 Cancel Refer the section titled Specifying charge details under Depositing Cash for further details 7 41 ORACLE 7 10 3 Specifying the MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen i FX Sale Walk in Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001310 Product FXSW Currency Sold USD Amount Sold Currency Recieved GBP Charges Currency Recieved Rate amp Amount Recieved Beneficiary Name AAA PassporvlC No 89654 Recalculate Beneficiary Address AAA Narrative Denomination Charges MIS Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER Cancel Refer the section titled Specifying MIS details under Depositing Cash for further details 7 10 4 Specifying UDF Details You can capture the UDF details under UDF tab Z FX Sale Walk in Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001310 Product FXSW Currency Sold USD Amount Sold Currency Recieved GBP Charges Currency Recieved Rate amp Amount Recieved Beneficiary Name AAA Passporvi
27. Branch Specify the branch where the TT amount should be paid out 7 55 ORACLE Transaction Currency Specify the currency in which the customer is making the payment Demand Draft Amount Specify the amount for which the TT needs to be drawn in the transfer currency Banker s Cheque Date The date on which the instrument has been issued is displayed here MICR Number Specify the MICR number of the instrument Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name Specify the name of the beneficiary in whose favor the telegraphic transfer is done Passport IC Number Specify the passport number or any unique identification number of the walk in customer Beneficiary Address Specify the address of the beneficiary in whose favor the telegraphic transfer is done Click save icon to go to the next stage Enrichment Stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction The following screen will be displayed 7 56 ORACLE DTT isswe Walk In Branch Date 1 2 7008 Web Pape Dialog Eder Raiena heuer Fa Frhr uini Tg Ttivencs Oar Bark Code CHO Tl Amoi Trarsechon cunnency Terenas Trendter fate 200 02 Exchange inte mairuen Murieer aeS Chw gar Toii An Pomii Branch Wari PENTES MOH hier EG Beneficiary Hans Rihi ear eet DI BLORE PA Patt
28. CCY s GL A c Specify the account of the linked currency s GL 10 9 ORACLE Fixing days This option is defaulted from the Account Class However you can modify this value which is the number of days from TD maturity date before which the Exchange Rate has to be fixed Yield Enhancement Specify the additional yield percentage in this option Inception Fair Value Specify the market value of the option contract at inception This is defaulted from the Linked Option Contract The following options are mandatory if the Linked Currency is specified e CCY Option Product e Exchange Rate e Linked CCY s Settlement A c e Linked CCY s GL A c e Yield Enhancement e Inception Fair Value For more details on handling dual currency deposits refer section Capturing Details for Dual Currency Deposit in the chapter Maintaining Customer Accounts in Core Entities User Manual 10 2 5 Capturing the Pay Out Parameters You can capture the parameters for automatic pay out by clicking on the TD Payout Details button Term Deposit Payout Details Web Page Dialog Branch Code TAG Currency Account Term depost Bankers Cheque PC Cheque Details Bank Code Currency Beneficiary Details Beneficiary Name Beneficiary Address Passportic Number Narrative 10 10 ORACLE The following details are captured here Branch Code The system defaults the branch code Account Number Specify the account numbe
29. Components FIBOT349000071250 BCG WB1 2007 12 15 WB1 GBP 208020000 PRATHIBAK FIRST SECOND THIRD Waiver izja Charge Amount Instrument Number Clearing Bank Code Cheque Currency Cheque Amount Narrative Total Charges sue Date Total Amount Payable Branch Cheque Number Cheque Status Paseportic Number Currency 100 00 USD Charge in Local Currency Hak a NARRATION 01 Jan 08 WBZ MICRNUMBER12 LIQD KPW1245 Recalc Exchange Rate 60 74 1 6463 In addition to the details defaulted from the previous stage you can capture the following information e xn Amount e Total Charges e Total Amount 8 26 1 Specifying charge details Click on the Charges tab to capture charge related details For more details refer the section Specifying Charge Details under Selling a BC against an Account in this manual 8 26 2 Specifying MIS Details Click on the MIS tab to capture details pertaining to MIS Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 26 3 Specifying the UDF details You can capture these details in the UDF tab of the screen Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The
30. Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 8 ORACLE 11 5 Selling Cash to Central Bank You can sell cash to central bank using the Sell Cash to Central Bank screen You can invoke this screen by typing 9010 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button g Sell Cash to Central Bank Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000438 Branch Code WON Narrative 7 Transaction Currency USD Transaction Amount Denomination MIS UDF Currency Code USD Denomination Details a Denomination Code Denomination Value Total Amount F D100 100 D50 50 M D20 M D10 m os DiN Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch The current branch is defaulted here Transaction Currency Select the currency to be sold to Central bank Transaction Amount Specify the total amount to be sold Narrative Enter description of the transaction After entering these details you need to click save icon 11 9 ORACLE Enrichment stage 7J Sell Cash to Central Bank Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001291 Branch Code WB1 Narrative p Transaction Currency US
31. Details cccccccccccsessccccccesossesesessccecessssssecaccocssesessasacevsssssscesecsoossseesseasseecssessedesssseesesseuss 8 46 8 11 4 Specifying UDF Details Suemerererererers gree crete ere crrerer terre erent rete Steerer tree ererere Trcereerersrrrere trrert Terr terre 8 47 8 12 PURCHASING A TC FROM A WALK IN CUSTOMER ssssssssssssseserereeessssssssseseterrreeeeesssssssseesetereeeeeeesessssseeet 8 48 6 12 1 Specifying TC Denomination Details cccccccccccccsccccccccccccccesscscccceeeeanssseeceeeeeaeaaaeseeeeeeessaaaasseeeeeeesaaaeses 8 50 6 12 2 Specifying Currency Denomination Details ccccccccccccssseccccccccccccsescsecceeeeaasessecceeseaaaeeeeeceseesaaaeseeees 8 51 8 12 3 Specifying Charge Details cccccccccccccsssescccccccccceneecscecceeeeesseseeceeeeeeeaeseeeeeeeeseaaeeeeeeeeeeaaaeeseeceeeeeeagaggees 8 5 S 12 4 Specifying MIS Detals ccccccccccccccccccccccccseecccccccecenessseeeeeeeeaesseeeeeeeeeeaaeseeeeeeeeeaaaeeeeeeeeeeeaaaeeeeeeeeeeesaaaaees 8 52 SAZD Specifying UDF Deta ls vocicccsccorssssvinciacrrsonvsssecsdcvsnsarseseensecsesssdesvavsntessesessrscebeuaeetsessdnacensnsedsesaesesenceess 8 52 S15 MAKING CROSS BORDER PAYMENTS sssssessseresavtiecenetsnecesensbinssoxtineteeaathecaeahtatietenbesadaeiiantheaeieaeietetene 8 53 amp d3d Specifying the Trans er Delis vccstasccaiccaiscniciaticenstessiacetadedesianleraictadssaraielaceneieiins satahedaisiabeceisdeussietenes 8 55 6 13 2 Specifying the Messaging INfOrvmation cccccccccccscc
32. Draft Around Account Inshretent Murris Lusiomer Marne Demand Drafti Date 3 1 Account Tile Account Currency Payaite Branch Exchange Pate WALA Murer Charges Beresficiery Marne Accor Armii Beneficiary Address iMarralive Passport JR Murmer a Fee Namea Fiki Vaja eea 8 61 ORACLE 8 15 Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Liquidating a DD against a GL You can liquidate a DD drawn on your branch against a GL through the DD Liquidation against GL screen You can invoke this screen by typing 8311 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button DD Liquidation against GL Branch Date 03 Dec 07 Webpage Dialog External Reference Number FJB0733700001189 issuing Branch Instrument Number Here you can capture the following details External Reference Number The system generates a unique number
33. ORACLE 8 101 8 24 2 Specifying charge details Click on the Charges tab to capture charge related details HC Baue Walk in Branch Date 01 Jane Webpape Lilo Pig op ro FSO eT Payable Brace we e BEY RIT mir LAS GAF PE P ie k1 AA FT ahr rea Ferrey bon Carpe EC milehghp mig Beneficiary liom sraihsak ory Aggra 1 168 00 abe be T Cancel For more details refer the section Specifying Charge Details under Selling a BC against an Account in this manual 8 24 3 Specifying MIS Details Click on the MIS tab to capture details pertaining to MIS F BC Issue Walk In Branch Date 01 Jan 08 Webpage Walog f FIERO man a Bt Aim E CHO ney SF Arion to 67508 Cerrency Desmana Charges GS Trtreekclicon LAS COS CENTA LOAN TYPE L AN TERN 8 102 Cancel ORACLE Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 24 4 Specifying the UDF details You can capture these details in the UDF tab of the screen a BC Issue Walk In Branch Date 1 2 7008 Web Pape Dialog External Reference Murniver Payable Branch instrument Type MCR hurilis instrument Status Passport Numer Bank Code Beneticsary Nene BL Currency Beneficiary Address BC Amount Bc Date Trarscien Currency Transact Currency Fate Charges Total Armour Bier radi irainen Murir Currency Denominat
34. TRANSACTION isere iiin EEE AE se ae SSE een eee 4 2 4 4 1 Manual ASS ON T r EE E T A E A 4 2 4 4 2 ANO ASS E aE E S E E EAE T E EO ET E E T O E N T ENG 4 4 4 4 3 DS DUGVING Overrides and LITOTA reisien s irin na n EA T E E E 4 4 4 5 INITIATING A CUSTOMER SESSION jesesscceconsscstanece cecvavadadviinaieebetvissaaacocentennrsddniacecs wenden saxqortennesuvedeazaeseaaeets 4 4 4 5 1 TAINS a CUOMO SCS STON sisien ia E a E EEE E NERA ea NEOR 4 6 40 OPENING THE BRANCH Repent nnn ree ne Crerr nen ere re et rn a a a a iani eee re ree re 4 8 4T OPENINGA VAULT TIL erecek iana ce ee aea tas averse eerste ae TA A aE a a aaia 4 8 4 8 BALANCING AND GL OSING A Tarei i a a a ia aa 4 9 5 DATA REPLICA HON eee en ee Eae aranan Enine OG aan Aen ENEE ana 5 1 5 1 PARODU O N iee a E S a a E 5 1 5 1 1 Maintaining Replication ParameteTfS ooeoeeonnnnnnnnnnnnsssseennnnsssseeeenssssseeresssssssereessssssreresssssseereressssee 5 1 Idz Dato Replication VOCESS arsi s nin a aE AERA E AEA AOA 5 2 5 1 3 Replicating data from Host Automatic Refresh cccccccccccssecccccccceenneeesseceeeeenaaeseeeeeeeeaaaaeseeeeeeeaaaaaees 5 3 5 1 4 REPUCAUNS aata USINE SCTIDE ersin AEREE AENEA iota 5 3 5 1 5 Replicating data from Branch Ad hoc basiS ao0e000nnnnnnnnnnneeonnnnnnnssseennnnssssseerenssssseeresssssseeseeeens 5 4 5 2 QUERYING ON REPLICATED RECORDS sccwasiasvenissnewananaedeewiveducnapsidiiewtaree wavatatseaniniedaskansednendesianensiihiveraastiaaesstes 5 6 ORACL
35. The following details have to be captured in this section Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 11 6 ORACLE Units Indicate the number of units of the specified denomination By default vault contents are incremented for inflow transactions like cash purchase To reverse this default behaviour you can specify units in negative Denom Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 11 4 2 Specifying the MIS Details You can specify the details in the MIS tab of the screen gl Buy Cash From Central Bank Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001290 Branch Code W651 Narrative P Transaction Currency USD Transaction Amount Denomination MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM i i
36. You can issue a Telegraphic Transfer against a GL account for your customer through the TT Issue against GL screen You can also invoke this screen by typing 8317 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button S TT Issue Against GL Branch Date 10 4 2000 Web Page Dialog External Reference Number FIBOS27 300000253 Instrument Type TTG Bank Code laz Instrument Currency General Ledger Mumber Account Tithe TT Amount Bankers Cheque Date 10 4 2000 Serial Number Passport IC Number Narrative Beneficiary Mame Beneficiary Address e e e e e On invoking this screen the External Reference Number and the Instrument Type of the transaction are displayed You need to specify the following details Bank Code Specify the bank code or select a bank code from the list of values Instrument Currency Specify the TT currency or select a currency for the TT from the list of values Payable Branch Specify the branch where the transfer amount should be paid out 7 51 ORACLE General Ledger Number Specify the account number of the GL against which a TT is issued Account Title The system displays a brief title for the chosen account Banker s Cheque Date The date on which the instrument has been issued is displayed here TT Amount Specify the transfer amount Serial Number Specify the Serial number printed on the TT Passport IC No
37. are e Manual If you assign the mode as Manual then the system will display the default authorizer You are allowed to change the authorizer e Auto If you assign the mode as Auto then the transaction will be automatically assigned to the authorizer Description The system displays the description 3 4 2 2 Maintaining User Role Definition You can define the user role in the Role Maintenance screen To invoke this screen type SMDROLDF in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button A Branch Limit Web Page Dialog Role Identification C Authoriser Role Role Description C vault Role CI imt Currency User Limit Here you need to enter the following details 3 9 ORACLE Authorizer Role Check this box to indicate the user role is defined For more information about Role Maintenance refer Defining a User Role topic under Security Management System User Manual 3 4 3 Maintaining Denomination tracking Oracle FLEXCUBE facilitates denomination tracking For cash transactions there is an internal stage called Till Update The system will update the user till with the amount of cash transaction If denomination tracking is checked in the Workflow Definition screen then the system updates the denomination wise update of Till If denomination tracking is not checked then you should not in
38. are handled in the current stage When you accept the overrides and submit the transactions for remote authorization The workflow proceeds only on successful remote authorization gt Auto It indicates whether all the overrides from branch and host do not require authorization The system sets the Auto option if you have opted for Auto Authorize option e Sl Number This is a system generated number which determines the sequence of execution of the stages While saving the preferences the workflow gets generated There are two stages for generating a workflow They are e Input 3 11 ORACLE e Enrich After generating the workflow INPUT and ENRICH stages the system performs the following validations after determining whether validations need to be carried out before calling HOST e The system raises the inter branch override if the transaction account does not belong to the current branch e The system raises an override if the transaction amount is greater than transaction level limit or role level limit e The system raises an override if you amend the exchane rate that is defaulted by the system e The system raises an override if you amend the charges that is defaulted by the system If validation raises any override then transaction will require Remote Authorization On successful Remote Authorization transaction will proceed with Work Flow i e to HOST If validation does not return overides transa
39. arrow button Bankers Cheque Sale Against Account Web Pape Dialog Exiernal Reference Number FJBOSO0 200000665 Payable Branch Bank Code CA Muster msimame type BCA Beneficiary Hame Account Branch W Beneticary Address Account Accoun Currency BC Currency Pasaport Number BC Amount BC Oaie Harras Cancel In this screen you need to specify the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it as the External Reference Number 8 87 ORACLE Account Branch Select the branch code from the adjoining option list Bank Code Specify the code of the bank that is issuing the BC The adjoining option list displays all the bank codes maintained in the system Select the appropriate one Account Specify the customer account against which you are issuing the BC The adjoining option list displays all the accounts maintained in the system Select the appropriate one Account Currency The currency of the account is displayed here BC Currency Specify the currency of the banker s cheque BC Amount Specify the amount for which the BC is being sold BC Date Specify the BC date from the adjoining calendar Narrative Enter remarks about the transaction MICR Number Specify the MICR number displayed on the BC being sold Beneficiary Name Specify the name of th
40. assignment mode is Auto and no default authorizer is maintained for the user Click Populate Stage to derive the number of stages A maximum of two stages are displayed they are 1 INPUT Stage 2 ENRICH Stage The derived stages are displayed in the Branch Work Flow Details section in the screen Sior You can add another stage if single stage is populated This is required if two stages are enforced despite the preferences that are maintained The stages added explicitly by you are allowed to be deleted 3 4 1 4 Specifying Branch Workflow Details Sequence No The system displays the sequence number Stage Description The system displays the stage description Override Handling Select the appropriate override handling from the drop down The options available are e Auto e Defer e Immediate Click on Authorization Limit Check button to maintain the currency wise transaction limit in online and offline mode The Authorization Limit Check screen is displayed 3 6 ORACLE 2 Authorization Limit Check Web Page Dialog Currency and Amount Details ld Currency Amount Offline Amount Here you need to maintain currency wise transaction limit in online and offline mode If the limit is not maintained for a currency then it is treated as authorization required Currency Specify the currency for the authorization limit check Online Amount Specify the onl
41. authorization process is similar to that of cash deposit 8 111 ORACLE 8 27 Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Liquidating a BC for a walk in customer You can liquidate a DD or a walk in customer and give the customer an equivalent amount in cash In order to capture such a transaction invoke the BC Liquidation Walk In screen You can invoke this screen by typing 8307 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Bc Liquidation Walk In Branch Date 15 Dec O 7 Webpage Dialog External Reference Number FIJBOTS4900001251 Branch WB1 Instrument Number 7024 Cancel You can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Instrument Number Specify the instrument number of the BC that needs to be liquidated Issue Branch The branch where the BC has been issued is displayed Click save icon to go to the next stage Enrichment stage 1 On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transact
42. be displayed in a separate screen as shown below also the following customer details are displayed Customer Number Branch Code Customer Name Customer Address Birth Date Unique Value if any Customer Name raghav CIF ID Identifier Value Search RAGHAVENDRA K CIF ID amp m10001 51 Birth Date Unique ID 577 7858 Address RAGHAWEMDRA K RAGHAVENDRA K RAGHAVENDRA K RAGHAVENDRA K Account Humber Branch Code 4 5 ORACLE The system will list all the accounts created for the selected customer The following account details are displayed on click of any Account no e Account Number e Branch e Product Name the type of account e Status the date since when the current account status is effective e Available Balance e Current Balance Customer Search Customer Mame Identifier Value Julia Allison Roberts CIF ID DMPOOSIND Birth Date O6 NMO Y 75 Unique ID AF YR 4459 Address 13 Baker Street London UK Account Number Branch Code 100000001 00g 100000002 009 TOOUD00008 00g DACON Ski TRA Oe emn Ada 100000001 Personal Savings Account Product Individual Savings LoY Account Coy USD status ACTIVE Uncollected Funds 1 100 00 Current Balance oY 565 12 Available Balance 66 565 12 Signatory Details x Customer LURERE Fhoto Signature Prey Mert Prey Mert On selecting a loan account the following summary details of the loan account will be displ
43. by closing it You can achieve this by un checking the box Open The product will cease to be applied on the account class Effective Date Specify the effective date Effective Date of a record is the date from which a record takes effect Open Specify the open records with different Effective Dates if the values of UDEs vary within the same liquidation period UDE ID Specify the UDE ID for the account UDE Value Specify the values for a UDE for different effective dates for an account When interest is calculated on a particular day for an account with special conditions applicable the value of the UDE corresponding to the date will be picked up Rate Code Specify the rate code for the account 10 16 ORACLE 10 2 6 2 Capturing Details for Deposit E F Term Deposit Interest Web Page Dialog Account Details Interest Deposit Maturity Date Mest Maturity Date Deposit Tenor C Auto Rollover Rollover Type G Principal C Close on Maturity Principal nterest C Move Interest to Unclaimed Special Amount H Interest Rollover Amount Compute Move Principal ta Unclaimed O Payout Type Percentage Offset Branch Account Marrative Payout Parameters You need to capture the following details here Maturity Date The system defaults the maturity dates from the default tenor from the account class However you can modify this date On this dat
44. currency If the transaction currency is the same as the account currency the system will display the exchange rate as 1 SC Charges The system displays the service charges calculated based on the maintenance in the host GL Amount The system displays the total amount credit to the GL account inclusive of the service charges in the transaction currency If you modify the transaction amount then click Recalc button to re compute the amount to be credited to the GL account Specifying the denomination details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying Denomination Details under Miscellaneous Debit to a General Ledger Account for further details 9 19 ORACLE 9 5 2 Specifying the charge details In this block you can specify the charge related details Click on the Charges tab to invoke the following screen T Miscellaneous GL Credit Branch Date 12 15 2007 Webpage Dialog External Reference Number FJBO 34900001177 Product MSGC GLAccount 324010003 GL Currency USD Transaction Currency GBP Exchange Rate Transaction Amount SC Charges Reference Number GL Amount Narrative Currency Denominations Charges MIS UDF Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate Charges for bisc GL Credit 5 00 GBP 5 Cancel Refer the section ti
45. details ccccccccccccccccccsssssscecccccccacsseecccccsaaausseececcccaaaasseeececsauauaaeeeceeesesauauaneeseeeees 7 58 A3 LIOUDATINGA IT IN Sarasa easton eri r Ea aE a aoa ae a ERa 7 58 7 15 1 Specifying charge details cccccccccccsscccccccccccceessscccceeeaaessseeeeeeeeaeeseeeeeeeeeeeeeeeeeeeeeesaaaeeeeeeeeseaaaaeseeeeeeeeeaas 7 61 7 15 2 Specifying MIS details cccccccccccssscccccccccccseesseeeeeeeeaaeeeseeceeeeeaseseeeeeeeeeaaaeeseeeeeeeeeauaeeeeeeeeseaaaaeeeeeeeeeaas 7 61 7 15 3 Specifying the UDF details ccccccccccccccccccccccseessccccceeeaeessseeceeeeeaeseeeeeeeeeaaaeeeeeeeeeesaaeeeeeeeeeeuaaaaaeeeeeeeeaas 7 62 1 16 LIQUDATNGA TT AGAINSTACCOUNT ecrire i a a a a 7 63 7 17 LIQUIDATING A TT FOR A WALK IN CUSTOMER csccseccsccceccsccssccsccsccsccesccscesccesscscesccuscescesseescenscs 7 66 7 16 INOUMRING ON ATIT TRANSACTION suicncecnpe ari nionee i oN eine np Aa E N E Niais 7 69 PN TRANSACTION REVERSAD 2 402 ucpaetcoucgaenitecoes nancenemed nsocsaqancaesmeda tga a a E A aeaa E Di 7 70 120 DISBURSING LOAN MANUALLY BY CASH occcccssitancosssdinncepantaacguescwntadantthncoteddaneebantbargunagantaeesthadeanadanteeastbavonss 7 71 12t JREPAYING LOAN MANUALLY BY CASH sisore crs ncetnacascederatarasacnustesrubacaseaceoceaavabecaoutdeesteavsbeceeadeteantnabesites 7 74 INSTRUMENT TRANSAC TIONS wosccessesctecss eecccsseccs cei sctwczeseicshs caecesbeseecebsccanescoessicshs Eeoa oa Eanan 8 1 8 1 TIE Seater E ose tes avo ean dogs neta E A A E ES
46. details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 14 ORACLE 8 4 Depositing a Cheque into a GL Your customer can deposit a cheque into a GL You can capture this transaction through the Cheque Deposit to GL screen You can invoke this screen by typing 6520 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button TJ Cheque Deposit to GL Branch Date O4 Dec 07 Webpape Dialog Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number General Ledger Number Specify the GL into which the cheque is being deposited The adjoining option list displays all the GL codes maintained in the system You can select the appropriate one Account Title On specifying the account number the corresponding account title description is displayed General Ledger Currency Specify the currency of the GL into which the customer is depositing a cheque The adjoining option list displays all the currency codes maintained in the system You can select the appropriate one 8 15 ORACLE 8 4 1 Transaction Currency Specify the currency in which the cheque has b
47. displays the event that is triggered for the transaction This corresponds to the status of the instrument Beneficiary Name The name of the beneficiary of the transaction is displayed here Passport IC No The passport IC number of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Liquidation Date The system displays the date on which the transaction is posted GL Currency Specify the currency in which the transaction needs to be posted to the GL The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one GL Account Number The amount that should be liquidated into the GL is displayed here Narrative The remarks associated with the transaction are displayed here Click save icon to go to the next stage Enrichment stage 2 Here the system validates the inputs provided in the previous stage If everything is found correct it will calculate the charge based on the transaction type The following screen will be displayed 8 110 ORACLE epe Liquidation Against GL Branch Date 15 Dec 07 Webpage Dialog External Reference Number Instrument Type Branch Liquidation Mode LiguidationDate sue Branch Transaction Currency Amount in Account Currency Account Number Beneficiary Name Beneficiary Address Charges MIS UDF Charge Details Charge
48. her Assigned Txn list The person needs to click on the transaction and invoke the corresponding screen as under F Remote Authorization Web Pag M a In case of auto assign the transaction will get assigned to all the eligible authorizers as per the assignment criteria maintained at your branch All these eligible supervisors will be able to view these transactions in their Pending Tasks lists The first authorizer to fetch the transaction from his or her task list will lock the same and then can either approve or reject it This process is similar to the remote authorization flow described earlier Irrespective of the supervisor s action approve or reject the transaction will be re assigned to the maker The following screen will be displayed to the supervisor Microsoft Internet Explorer K 7 10 ORACLE You can fetch and see the response from your task list Click on the transaction to see the following screen i 1 Dy Avthoriver Remarks Web Pape F t4 Loree hie hi foripes Afri Be i i If the supervisor has approved you can fetch the transaction from your task list and click save icon to save the transaction for submitting it Post this the system will post accounting entries for the transaction and update balances In case of rejection you need to re open the transaction screen make the necessary changes and then click save icon to submit the same for authorization You can also modif
49. is complete you can reverse the accounting entries of the transaction if required For more information on reversing a transaction refer the section Transaction Reversal under the Cash Transaction manual Selling a DD against an Account You can issue a Demand Draft DD for your customer against his her savings account In order to capture this transaction you need to invoke the DD Sale Against Account screen by typing 1014 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button F DD Sale Against Account Branch Date 1 27 2008 Web Page Dialog External Reference Number 86 JED F000 neirument Type DDA Bank Code rete Sate INIT Demand Oratt Currency Account Branch Api Demand Drant Amount Account Demand Dratt Date I Actount Currency Narrative Payable Branch MICR Nurtiber Beneticary Hame Beneficiary Address Passport E Nurniber Cancel ancal 8 57 ORACLE Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Account Branch Select the branch code from the adjoining option list Bank Code Specify the code of the bank that is issuing the DD The adjoining option list displays all the bank codes maintain
50. needs authorization Authorization limit check Check this box to indicate the transaction amount limit beyond which an authorization for the transaction limit is enforced You have to maintain a currency wise transaction limit in online and offline mode If the limit is not maintained for a currency then transaction amount limit authorization is not enforced 3 4 1 3 Specifying Authorization Preferences Details Auto Authorization Check this box to indicate transaction requires authorization Authorization on charge amendment Check this box to indicate whether authorization is required in case if you have amended the charge defaulted by the system Authorization on exchange rate amendment Check this box to indicate whether authorization is required in case is you have amended the exchange rate defaulted by the system 3 5 ORACLE Assignment Mode Select the assignment mode to indicate whether remote authorization assignment is automatic or manual operation The assignment modes available are e Auto It indicates whether the authorizer is chosen automatically based on default authorizer maintenance e Manual It indicates whether the maker of transaction can choose the authorizer from the list of authorizers Assignment Role Select the assignment role of the authorizers The users belonging to this role are the valid authorizers for this workflow This field is applicable if assignment mode is Manual or if
51. next stage The following screen is displayed 10 22 ORACLE 7 Redemption in Multimode Branch Date 1 31 2008 Web Page Dialog External Reference Number FJBO8031 00000018 Account Number 111301 Branch Code TAG Account Tithe Customer id 565656 Redemption Mode Partial Redemption Account Currency GBP F Waiver Penalty Redemption Amount 10 000 00 Term Deposit Payout Details LI Payout Type Percentage Amount Offset Branch Offset Account Narrative Term Deposit Payout Details Cancel The following details are defaulted from the account and displayed e The currency associated with the account e The account title e The ID of the account holder You need to specify the following Txn Ccy Select the transaction currency from the option list Redemption Mode Select the mode of redemption Redemption can be either in part or in full Redemption Amount Specify the amount to be redeemed For full redemption mode you need not enter the redemption amount If you want to redeem the deposit in part enter the part redemption amount Waiver Penalty Check this box to waive the penalty for redeeming the term deposit On clicking Save button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 10 23 ORACLE 7 Redemption in Multimode Branch D
52. number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issuer Code Specify the issuer code to validate the TC details for sale from the adjoining option list Branch The current logged in branch is displayed Instrument Type The instrument type corresponding to a TC issued against GL account is displayed here Instrument Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument 8 33 ORACLE TC Currency Specify the currency of the TC General Ledger Currency Specify the currency of the GL against which the TC is being issued The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one TC Amount Specify the amount for which the TC is being issued General Ledger Number Specify the GL against which you are issuing the TC The adjoining option list displays all the GL accounts maintained in the system Select the appropriate one Narrative Here you can enter remarks about the transaction Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed A TC Sale Against GL Branch Date 12
53. on the authorization process 8 47 ORACLE 8 12 Purchasing a TC from a Walk in Customer You can liquidate a TC from a walk in customer and give him her the equivalent amount in cash In order to capture such a transaction invoke the TC Purchase Walk In screen You can invoke this screen by typing 8003 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button TC Purchase Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001270 Issuing Branch TCD Instrument Type TCW issuer Code Instrument Status LIQD Account Currency TC Currency z Narrative TC Amount Beneficiary Name Beneficiary Address Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issuing Branch The current logged in branch is displayed Issuer Code Specify the issuer code to validate the TC details for sale from the adjoining option list Instrument Type The instrument type corresponding to a TC issued against GL account is displayed here Instrument Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument 8 48 ORACLE TC Currency Spec
54. passed 2 1 2 4 Denomination tracking For each transaction processed in Savings you have the option to track the denomination of the cash withdrawn or deposited For more details refer the section Exchanging Denominations in the Cash Transactions chapter of this User Manual 2 1 2 5 Offline and Online behavior When branch places a request on the host as part of the response mechanism the system can dynamically determine whether the branch is online with the host 2 1 2 6 Transaction reversals You can manually reverse only authorized and completed transactions A transaction may be a normal completed transaction or a tanked transaction which is believed to be complete in all respect When you reverse a transaction the data is not removed from the system The contract will remain in the system with the contract status as Reversed and the accounting entries will be reversed negative amounts will be posted into the accounts Also this will update the Till balance for the currencies for cash transactions wherever applicable You can pick up the transaction to be reversed from the transaction screen If reversal is applicable i e you have defined a reversal workflow stage for the transaction save icon will be enabled When you click on this button the reversal request will be sent as a fresh request 2 1 2 7 Deletion of incomplete transactions You have the provision to delete incomplete transactions a
55. pay out Currency Specify the currency of the counter party for the pay out Beneficiary Name specify the name of the beneficiary for the pay out Passport Account Number Specify the account number of the beneficiary for the pay out Narrative Specify the description for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out 10 36 ORACLE 11 Vault Operations 11 1 Introduction This chapter details the various Vault Operations that can be performed through this module 11 2 Transfering Cash from Vault You can transfer cash from vault using the Transfer cash from Vault screen You can invoke this screen by typing 9007 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button g Transfer Cash from Yault Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000399 Branch Code WOCN N Transaction Currency GBP Transaction Amount 10 00 Default Denomination Denomination Details C Denomination Code Denomination Value Total Amount Cancel Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch Code The current branch is defaulted here Transaction Currency Select the currency to be transferred from Vault Transaction Am
56. reer errr cree 9 1 9 4 MISCELLANEOUS DEBIT TO A GENERAL LEDGER ACCOUNT s seeeeeenneeeeeeeeeeeeeeeeeeeeeeeenaaaaeeeeeeeeeeeeees 9 12 9 4 1 Specifying the denomination details cccccccccssecccccccccccceeseccccceeecasesssecceeeeaesesseeceeeesaaaeeseesessaaaeeseseeeeeees 9 14 9 4 2 Specifying the charge details ccccccsscccccccccccceesecccccceeeeeeseseceeeeeeaeseeeeeeeesaaseeeeeeeeesaaaeaeeeceeeesauaaeseeseeeeeas 9 15 9 4 3 Spec yine MIS detalls cccccsessscsccsccvasseveseacccevosssssccscccccssseassensseccsssssesssaccvossssesssencseessssseseesceeessessseeass 9 16 9 4 4 Specifying UDF detals ccccccccccccssssssscecccccnnnussseeccceeaaaessseeceeesaauasseececeesaaaasseeeeessaaaaaseeeseseessaaananeesees 9 16 9 5 MISCELLANEOUS CREDIT TO A GENERAL LEDGER ACCOUNT sssseseseseeeeeeseeeseeensesnseeennneneneaaeaaaaaaaaaes 9 17 9 5 1 Specifying the denomination details ccccccccccsssccccccccccccaeeeccccccececasessecceeeesaaeseeeceeeeeauaeseeeeeesesuaaaseeeeeeees 9 19 9 5 2 Specifying the charge details ccccccccssccccccccccccneeecscccceeeeasseseeceeeeeaseseeeeeeeeeaaseseeeeeeeeeaaaeeeeeeeeeuaaaseeeeeees 9 20 9 5 3 Specifying the MIS detail s ccccccccccsscccccccccccccsssseeccceeeeensseseeeeeeeaaeeeeeeeeeeeeaaeeeeeeeeeeeeesauaeseeeeeesaaaaseeeeees 9 21 9 5 4 opec NNE UDF Dei S een eee etre emer eee ee tee eT Tere Sern Ct eee A ae Meee eer er yr eer ee tere 9 21 90 MISCELLANEOUS GE TRANSFER cacnstncssascopteteneausteqscensatavebeseo
57. save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 37 ORACLE 8 10 Selling a TC to a Walk in Customer You can sell a TC to any walk in customer through the TC Sale Walk In screen You can invoke this screen by typing 8204 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button A TC Sale Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001273 instrument Type TCW Branch TCD Instrument Status INIT lssuer Code Account Currency TC Currency Transaction Date 12 03 2007 TC Amount Narrative Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Branch The current logged in branch is displayed Issuer Code Specify the issuer code to validate the TC details for sale from the adjoining opt
58. screen will be displayed 8 16 ORACLE Cheque Deposit to GL Branch Date 04 Dec 07 Webpage Dialog See External Reference Number FJB0733800001035 Tranzaction Amount General Ledger Amount Transaction Currency GBP Total Charges General Ledger Number 324040002 Account Title Locker Rent General Ledger Currency GBP Exchange rate 1 Recalculate Narratwe CH DP TO GL 5 Instrument Detaile Charge MIS UDF Clearing Type CGON Drawer Account Number DAN49 Cheque Number 20049 Cheque Date 04 Dec 07 Walue Date 04 Dec 07 Routing Number SECOICHOVWE11 Late Clearing Regulation CC Available special Available Bank Code CHO Bank Name BANK FUTURA HE 5 Sector Code SECM Sector Description SECTOR ONE Branch Code WE11 Branch Name WEB BRANCH1 Cancel In addition to the details defaulted from the previous stage the system allows you to capture the following information Exchange Rate The system displays the exchange rate used to convert the transaction currency into GL currency If the transaction currency is the same as the GL currency the system will display the exchange rate as 1 Total Charges The system displays the service charges applicable to the transaction General Ledger Amount The system adds the charges to the transaction amount and displays the total amount that will be credited to the GL 8 4 2 Specifying Instrument Details This section allows you to capture specific details about
59. system displays the amount to be credited to the account in the account currency after calculating the applicable charges The system deducts the charge amount from the transaction amount and displays the net value 8 3 1 Capturing instrument details The instrument details that you captured in the previous stage can be viewed by clicking on the Instrument tab E Cheque Deposit Branch Date 03 Dec 07 Webpage Dialog External Reference Number FJBO S3 700000897 Transaction Currency Tranzaction Amount 1 000 00 Exchange rate 1 Account Number 000018 Total Charges 10 00 Account Currency GBP Narratwe CHD DPT P Customer ID WE1000054 Account Til gbp acc Customer Name Dalmia Recalce Account Branch CD Instrument Details Charge MIS UDF Clearing Type Cheque Number Value Date Routing Number Branch Code Bank Name Sector Description CGON 20042 03 Dec 07 SECO2CHOWB41 special Available WE41 BANK FUTURA HEAD OF SECTOR TWO Drawee Account Number Cheque Date Bank Code Sector Code Branch Name DANAZ 03 Dec 07 Late Clearing Regulation CC Available CHO SECO2 COMMON BRNZ Cancel The system fetches the following additional details based on your previous inputs Bank Code The system displays the clearing bank code based on the routing number 8 11 ORACLE Bank Name The system displays the name of the clearing bank based on the routing number Branch Code The syste
60. that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 2 ORACLE 11 3 Transferring Cash to Vault You can transfer cash to vault using the Transfer cash to Vault screen You can invoke this screen by typing 9008 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button g Transfer Cash to ault Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000435 Branch Code WON Transaction Currency USD Transaction Amount 10 00 Default Denomination Denomination Details E Denomination Code Denomination Value Total Amount Cancel Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch Code The current branch is defaulted here Transaction Currency Select the currency to be transferred to Vault Transaction Amount Specify the total amount to be transferred 11 3 1 Capturing denomination details You have to specify the following details for the cash being transferred Currency Code The system displays the currency of the account 11 3 ORACLE Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominat
61. the BC has been issued Liquidation Mode Specify the liquidation mode You can choose any of the following values available in the drop down list e Payment e Refund e Cancel 8 105 ORACLE Cheque Currency Specify the currency of the BC instrument Cheque Amount The amount for which the BC has been drawn is displayed here Narrative You can enter remarks for the transaction Account Branch The code of the branch where the account resides is displayed here Liquidation Date Specify the liquidation date Beneficiary Name The name of the beneficiary is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Cheque Number Payable Branch The branch where the BC has to be liquidated is displayed here Passport IC Number Specify the passport number or any unique identification number of the beneficiary Click save icon to go to the next stage Enrichment stage 2 Here the system validates the inputs provided in the previous stage If everything is found correct it will calculate the charge based on the transaction type The following screen will be displayed 8 106 ORACLE Bc Liquidation Against Account Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJBO 349000012486 Issue Branch WB1 Clearing Bank Code CHO Instrument Number 7507 Liquidation Mode Account Branch WB1 Chegue Currency GBP Cheque Amount Account Number
62. the cheque that needs to be deposited Bank Name The system displays the name of the clearing bank based on the routing number 8 17 ORACLE Branch Name The system displays the branch in the clearing bank based on the routing number Sector Code The system displays the sector code of the clearing bank based on the routing number Regulation CC Available Check this box to indicate that the Reg CC facility is available for the transaction Special Available Check this box to indicate that the special availability facility is available for the transaction Late Clearing The system indicates whether the cheque has been cleared on the same day or is marked for late clearing Refer the section titled Specifying instrument details and Capturing instrument details under Depositing a Cheque for further details about maintaining instrument details for this transaction 8 4 3 Specifying charge details This block allows you to capture charge related details for the transaction Click on the Charge Details tab to view the following screen Cheque Deposit to GL Branch Date 04 Dec 07 Webpage Dialog External Reference Number FJB0733800001035 Transaction Amount General Ledger Amount Transaction Currency GBP Total Charges General Ledger Number 324040002 Account Tile Locker Rent General Ledger Currency GBP z Exchange rate Recalculate Narratwe CHG DFP TO GL Instrumen
63. the next stage 8 97 ORACLE 8 23 1 1 Enrichment stage e LART Against GL Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJBOT34900001245 Payable Branch WBZ Instrument Type BCG MICR Number MICRNUMBERTZ Bank Code CHO Pazeportic Number KPW1245 BC Currency GBP Beneficiary Name PRATHIBAK BC Amount Beneficiary Address FIRST BC Date 2008 01 01 SECOND General Ledger No 256020000 THIRD General Ledger Title General Ledger Currency GBP Rema Transaction Currency Rate Charges Total Amount Instrument Number 7025 Narrative NARRATION Charges MIS UDF Charge Details Charge Components Water Charge Amount Currency Charge in Local Currency Exchange Rate kaim 100 00 GBF 100 In this stage the above screen is displayed with the following information General Ledger Number Specify the GL number General Ledger Currency Specify the GL currency General Ledger Title The system displays a brief title for the chosen account Txn Ccy Rate The system displays the transaction currency Charges The system computes the charges applicable for the transaction and displays it here Total Amount The system displays the total amount of the transaction 8 98 ORACLE Instrument Number The system displays the instrument number 8 23 2 Specifying Charge Details This block allows you to capture charge related details For more details refer the section Specifying Charge D
64. the top right corner of the Application tool bar and clicking on the adjoining arrow button pp Inquiry Branch Date 15 Dec 07 Webpage Dialog Issue Branch WB1 instrument Number 1002 Payable Branch WB2 Cheque Status INIT Issue Date 04 Dec 07 Cheque Currency GBP Cheque Amount Cheque Number chg amnede Issue Account Number 101002L Beneficiary Name prathibak Beneficiary Address 11 Payable Bank CHO Here you can query on the details of a DD based on the following fields Instrument Number Specify the instrument number for which you wish to see the details Issue Branch The branch where the specified DD was issued is displayed here However you can specify a branch code and then query on all the instruments issued from that branch Click Ok button The system fetches the details of the specified instrument and displays the following details e Bank Code 8 86 ORACLE e Payable Branch e Cheque Currency e Cheque Amount e Cheque Number e Cheque Status e Issue Date e Issue Account number e Beneficiary Name e Beneficiary Address Click Cancel button to exit 8 21 Selling a BC against an account You can sell Bankers cheque BC against a customer s savings account In order to capture this transaction you need to invoke the Bankers Cheque Sale Against Account screen by typing 1010 in the field at the top right corner of the Application tool bar and clicking on the adjoining
65. the total amount of the transaction 7 13 1 Specifying Charge Details This block allows you to capture charge related details Refer the section titled Specifying the charge details under Capturing a Cash Deposit in this manual for further details 7 53 ORACLE 7 13 2 Specifying MIS Details This block allows you to capture details pertaining to MIS 3 TT Issue Against GL Branch Date 1 2 2008 Web Pape Dialog Exlernal Reference Mumbar TT Currency i TT Amount Instrument Humber 564 Telegraphic Transiter Dabe Payable Branch VWE Senma Murer Beneficiary harme Beneticery Address Passport JIC Number Charges MIS UDF Transaction MIS harumeni Type Bark Code General Ledger Muriber General Ledger Currency General Ledger Tile Exchange Rate Charges General Ledger Amount Harralive TTG QHO 111010000 GBP Cash in Hand Refer the section titled Specifying MIS details under Capturing a Cash Deposit in this manual for further details 7 13 3 Specifying the UDF details You can capture these details in the UDF tab of the screen TT Issue Against GL Branch Date 1 2 2008 Web Pape Dialog External Retereiese Mumbar TT Qurrency TT Around Inestruetesnt hurni Telegraphic Transfer Date Payabie Branch feral Murniber Beneticiary Name RAYI Bene iicesry Address Pasaport E hurr Charges MS UF Feirme Type Bark Code CHO General Ledger Number 11101000
66. this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Depositing Cash for further details 7 25 ORACLE 7 6 2 Specifying charge details This block allows you to capture charge related details You need to click on the Charges tab to invoke the following screen Hill Payment by Cash Branch Date 1 4 7008 Web Pape Dialog External Reference Number FUBDSODS00RI0R 4 Product BPCH Consumer Hurter Ba Humber Bi Date Ez Bl Currency 7 Transaction Currency Ba Amount institution ld 3 Total Ascari Harraliv Exchange Fate Cl charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate Cancel Refer the section titled Specifying charge details under Depositing Cash for further details 7 6 3 Specifying the MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen 2 Bill Payment by Cash Branch Date 1 4 2008 Web Pape Dialop External Reference Number FESO020RO0E Ss Product BIRCH Consumer Muriber BE Murer Bal Gate B Bal Currency Transaction Currency 7 Bi Amount institution id z Total Ammouri Haratiwa Exchange Rate Denomination Charges MS OF Transaction MIS Compesite MIS Ea 7 26 ORACLE Refer the section titled Specifying the MIS details under
67. to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 64 ORACLE 8 16 Liquidating a DD against an Account You can liquidate a DD drawn on your branch against an account through the DD Liquidation Against Account screen You can invoke this screen by typing 8312 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button DD Liquidation Against Account Branch Date 03 Dec 07 Webpage Dialog External Reference Number FJB0733700001190 Issuing Branch WB1 Instrument Number 1005 Cancel Here you can specify the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issue Branch The branch where the DD is payable is displayed Alternatively you can specify a branch code and then choose a DD issued in that branch from the option list against Instrument Number Instru
68. typing 1056 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button A Stop Payment Branch Date 10 4 2000 Web Page Dialog External Reference Number FIBORS 300000236 Branch 4 Account Mumber Account Currency Stop Payment Type Amount Start Cheque Mumber End Cheque Number Effective Date E Expiry Date Remarks Here you can capture the following details External Reference Number The system generates and displays a reference number for the transaction as soon as the screen is invoked Branch The system displays the branch code where the chosen account resides Account Number Specify the account on which the stop payment needs to be imposed You can select the appropriate number from the adjoining option list that displays all the accounts maintained in the system Stop Payment Type Specify whether the stop payment is on the amount of a cheque or a cheque drawn on an account The drop down list displays the following values 7 36 ORACLE e Amount e Cheque Select the appropriate one Start Cheque Number In case of a stop payment on a cheque you need to specify the cheque number of the first leaf End Cheque Number In case of a stop payment on a cheque you need to specify the cheque number of the last leaf The above two fields are applicable in cases wherein the customer has lost a cheque book So in order to prevent misuse you can capt
69. update the Till status as Locked The entries for all the transactions that you initiate will be posted into the Till that is marked for you Only the user who has opened the Till can use the Till The system will display an error message if you do not open a Till for transactions that require an open Till when an event is triggered Opening a Till is a one time activity and should typically be done at the beginning of the day Similarly you can perform Vault related transactions ONLY after you have opened a Vault The system does not perform any validations for opening a Vault However you can open a vault only if you have the requisite rights Balancing and Closing a Till For closing a Till you Teller should ensure that the Till has zero balance at end of day The balance in the Till should be same as the system count You will be allowed to close the Till only if both the values match You can balance and close a Till through the Till Balancing and Closure screen You can the Till Balancing and Closure screen by typing TVCL in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Till Balancing And Closure Branch Date 10 4 2000 Web Page Dialog Denomination Det ats Surrency Co TC Detreomination Details M issuer Code The following information will be available in this screen e Sequence Number e Code of the logged in branch e Ti
70. updated to P in the branch which indicates that the transactions have been processed The system then unlocks the transactions which were locked in the branch In Host The host will process the tanked transactions sent from the branch The host will receive the untanking requests from the branch in the form of XML via an interface These requests will be stored in a table A background job will process the untanked transactions by first parsing the XML requests received by the host Each transaction is identified by a unique external transaction reference number On successful parsing the job will forward it to the relevant interface for further processing If there are any errors the host is updated with the status and error details If the transaction is successfully completed the transaction status in the host will be marked as S Transaction reconciliation with host During the EOD activities in the branch the transactions processed in the branch have to be reconciled against their corresponding entries in the host Each teller of the branch will perform this activity as part of the respective Till balancing and closure The following checks will be done as part of the transaction reconciliation in branch 2 6 ORACLE Count of transactions in branch and host This query will display the list of transactions based on the type for a user for the day In case of discrepancies it will drill down to individual transactions Inflow O
71. which the DD has been drawn is displayed here DD Amount The amount for which the DD has been issued is displayed here DD Number The MICR number of the DD is displayed here DD Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument Transaction Currency The system defaults the branch currency as the transaction currency However you can change it The adjoining option list displays all the currency codes maintained in the Host You can select the appropriate code Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Other Details Any other information captured for the transaction is displayed here Passport IC Number The passport number or a unique identification number of the customer is displayed here Click save icon to go to the next stage Enrichment stage Here the system validates the inputs provided in the previous stage If everything is found correct it will calculate the charge based on the transaction type The following screen will be displayed gl DD Liquidation Walk In Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000391 Branch WCN Liquidation Type DDW Liquidation Mode P Liquidation Date 9 12 4 2007 P
72. which the funds are to be transferred from the option list From GL Account Number Select the GL account number from which the funds are to be transferred from the option list provided alongside To Account Currency Specify the currency of the GL account to which the funds are to be transferred To GL Account Number Select the GL account number to which the funds are to be transferred from the option list provided alongside From Amount Enter the amount to be transferred To Amount The system displays the amount that will be credited to the To Account Reference Number Enter a reference number for the transaction Narrative You may enter remarks about the transaction here This is a free format text field Click Proceed button to go to the next stage Enrichment stage On clicking the Proceed button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 9 23 ORACLE j m T Miscellaneous GL Transfer Branch Date 12 15 2007 Webpage Dialog Siac External Reference Number FJB0734900001300 Product MCGT From Account Currency USD From GL Account Number 324010002 To Account Currency GBP To GL Account Number 324010002 From Amount To Amount 122 70 Exchange Rate Recalculate Reference Number 7891 Narrative Charges MIS UDF Cha
73. 0 Generel Ledger Currency GBP General Ledger Tile Gash in Hand Excharmye Rate WwEH Charges SESSE Denera Ledger Armut Do BLORE BDA JOGET ESE Paar Pee 1 94 ORACLE Refer the section titled Specifying UDF details under Depositing Cash for further details in this manual Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 14 Issuing a TT to a Walk in Customer You can issue a Telegraphic Transfer to any walk in customer through the TT Issue Walk In screen You can invoke this screen by typing 8316 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button ATT Issue Walk In Branch Date 10 4 2000 Web Page Dialog External Reference Number FIBO827 300000255 Instrument Type TT yy Bank Code laz Instrument Currency Payable Branch laz Transaction Currency Demand Draft Amount Bankers Cheque Date 10 4 2000 Narrative MICE Number Beneficiary Mame Passport IC Number Beneficiary Address e e e e e When you invoke the screen the External Reference Number and instrument type of the transaction are displayed You need to specify the following details Bank Code Specify the clearing bank code for the transaction Instrument Currency Specify the currency in which the TT is being issued Payable
74. 1 Transaction Currency Rate Transaction Currency GBP Charges Total Amount 1508 SADFDS Instrument Number Narrative Currency Denominations Charges MIS UDF Passportv lC Number Beneficiary Name Beneficiary Address WB2 MNBUIGI KPV65456 PRATHIBAK 111 222 Payable Branch MICR Number You need to click on the Charges tab to Charge Details Charge Components CHARGE1 Waiver Fo Charge Amount Currency 100 00 GBP 1of 1 Charge in Local Currency 100 8 79 Exchange Rate Cancel ORACLE The system displays the charge applicable to the transaction You can waive it if required You then need to click Recalc button to re compute the net amount payable to the customer Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 18 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen 3 DD Issue Walk In Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJB0734900001211 Payable Branch 9 WB2 Instrument Type DDW MICR Number MNBUIGI Bank Code CHO Passport IC Number KPW65456 Demand Draft Currency GBP Beneficiary Name PRATHIBAK Demand Draft Amount Beneficiary Address 111 Demand Draft Date 2008 01 01 222 Transaction Currency Rate 3333 Transaction Currency GBP Charges Recalc Total Amount oo Ins
75. 12345 kpv123456 The system displays the date on which the transaction is posted Liquidation Mode 2 Specify the status of the instrument You can choose any of the following values available in the adjoining drop down list e Payment e Refund e Cancel General Ledger Number Specify the general ledger number that should be used to post this transaction The adjoining option list displays all the general ledgers maintained in the system Choose the appropriate one Instrument Number The instrument number is displayed here 8 63 ORACLE General Ledger Currency The currency of the chosen GL is displayed here Demand Draft Currency The currency of the DD instrument is displayed here Payable Bank The clearing bank code is displayed here Narrative You can enter remarks for the transaction Demand Draft Amount The amount for which the Demand Draft has been drawn is displayed here Issue Date The system displays the date of issue of the DD Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Payable branch The branch where the DD has to be liquidated is displayed here Demand Draft Number The issue number of the DD is displayed here Passport IC No The passport number or any unique identification number of the beneficiary is displayed here Click save icon
76. 2 Specifying the MIS Geil 8 sceccsscsescaveascecssacasacavsasscne i tanran aiian nA Earra A n E a Aaa 12 7 12 3 3 Specifying the UDF details siscaicsascanszatenabscosisewsataieaaietassenanasen chi iasseesstaiasaleaaasasnedaasaeudecaatecadeianenntss 12 8 124 TRANSPER CASH PROM TELLER wsasccssancdesasanesmnsassantonsassarsooosadasabetaciepouseadsaraasausanesatnastansecesasstanesasteseooaseaseas 12 9 13 PAR HUS oo cess ccccecessssssccncuncvcesostecectcccgees ssc cdesseseeseivecauuessusesseescuescasssesseecccecusisstcesuect 13 1 L TIROUN aa re oe ens erm ae nena nner CEST rien ero ee res mene ee ore me erento na en eere 13 1 13 2 LEARING INWARD C HEOUE DATA ENTRY sccrcnoricon riaka a a E Ea E a ETa 13 1 13 3 CONSOLIDATED CHEQUES DATA ENTRY cccccccssssecccceeseecccceesecceceeeneecccceusecccceeueeceeeeuseeceeseueeecessuaneeceees 13 3 Lad Pecyn C LO ALEL 1 eE EE E E EE EE 13 4 LF RONN TOD oree EEEE E 13 5 I3 QUERYING TELLERS STATUS orire EEEREN ONASA EEEREN 13 6 ORACLE 1 About this Manual 1 1 Introduction This User Manual is prepared to familiarize you with the Savings module of Oracle FLEXCUBE The manual gives you an overview of the module and explains all the maintenances required for its smooth functioning It also takes you through the different types of transactions that may be handled through this module 1 1 1 Audience This manual is intended for your Branch Tellers Vault Operators and Branch Supervisors to provid
77. 27 2 Specifying charge details This block allows you to capture charge related details Refer the section titled Specifying the charge details under Withdrawing cash against a Cheque in this manual 8 115 ORACLE 8 27 3 Specifying MIS details This block allows you to capture details pertaining to MIS Refer the section titled Specifying the MIS details under Withdrawing cash against a Cheque in this manual 8 27 4 Specifying the UDF details You can capture these details in the UDF tab of the screen Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 8 28 Inquiring on a BC Transaction You can query a BC transaction for a specified branch and Instrument Number This can be done using the BC Inquiry screen You can invoke this screen by typing 7790 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button gl BC Inquiry Branch Date 12 4 2007 Webpage Dialog Issue Branch Instrument Number Payable Bank BC Status Payable Branch BC Currency BC Dat
78. 6 1 Specifying TC Details The following details have to be maintained Description Select the description for the denomination of the TC from the adjoining option list Denomination The system displays the denomination for the specified description Currency The system displays the currency Count Specify the count of the TC which you have selected Series Specify the series having the TC denomination The valid TC series is shown in the adjoining option list With this reference you have to specify the start and end number System Count The system count will be defaulted only if you have selected the TC series from the option list Otherwise this field will be blank Start Number Specify the starting number of the series If you have selected the TC series from the option list the start number will be defaulted You need to modify this value End Number The system defaults the end number which is the sum of start number and the count TC Amount The system defaults the TC Amount It is the product of the denomination and the count After entering all the data click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 14 ORACLE 11 7 Buying
79. 7 77 ORACLE 8 1 8 Instrument Transactions Introduction As you may recall the Savings module allows you to perform different types of transactions This chapter details the various instrument based transactions that can be performed through this module You can perform the following types of instrument based transactions e Cheque transactions Vv Vv VV WV Y Cheque deposit and withdrawal Consolidated cheque deposit Cheque deposit to GL Cheque book request In house cheque deposit Cheque return e Traveller s Cheque TC transactions gt gt TC sale and purchase against account and for walk in customer TC sale against GL e Demand Draft DD transactions gt gt gt gt DD sale against account DD liquidation against GL against account and for walk in customer DD issue to walk in customer and against GL DD inquiry e Bankers Cheque BC transaction gt gt gt gt BC sale against account and against clearing BC issue against GL and for walk in customer BC liquidation against account and against GL BC inquiry 8 1 ORACLE 8 2 Withdrawing Cash against a Cheque Your customer can withdraw money from his her account by issuing a cheque on the account You can capture such a transaction through the Cheque Withdrawal screen You can invoke this screen by typing 1013 in the field at the top right corner of the Application tool bar and clicking t
80. 76 SASL OPECIN CENOMINGION CEIGUS inresa ea sa EEE E E O A E 8 79 Gdo CCI INS CI TE d UU rasa acca E EE A E E ENARE A uaa re aids 8 79 GLO CCI TE M CII S a E E E TAE EIE IAE 8 60 af oe SAMY 012 61 SNEL DT D T aa EEEE EOE NE EOE EOE EIE EEE ee 8 61 S19 ISSUING AD AGAINST A OLor engagini E Ea ET E EEE TEET EGEL 8 82 SAIF DPE NIN NATIE AIA I EEE EEEE EEEE eee tone 5 54 amp d92 Speciine MIS DCIS sosiinicvesesesenerssctopsviesssosaswunsennseinmncspnctentdesscesnserbacouneseiecunasans vientoveteyatesumiancuedieds 8 55 ope bee fro S Op DY as 274 eaa eer ee en ee ne ee er ee ee 8 55 8 20 INQUIRING ON A DD TRANSACTION sssessensnetiunsiaasenensianssaaahstaniensnaniaensinhaneantavaancuienaseastaasnecaseianvaynomenveat sassvac 8 86 62 SELLINGABC AGAINST AN ACCOUNT wesccansinansataeostnsuaessaaatatenieasratiaqastonasiennsvaccoiseuancantasn nese tanansayesmeneanreennas 8 87 Sal Speci VINE Charee DeldilS sivusnparssevssxtosavingszssaseudsawureierecesnssieredeiseocasanbeavineseeciansennesesueeesenstewineisannnees 8 90 Sadla APEC VINE MIS DetdilS ers ieeesirereran ieren nen Era EEE EEEE NEEE EEEE ENNE EE EENE EESE EEEE TENi 8 9 8 21 3 Specifying the UDF details vccsccassssccassccswsasasa cans acssavsaainacdaaseesaacaonci gaaeasaeageraoeastiasauadavasaeisianaeesaeasass 8 92 8 22 CLOSE OUT WITHDRAWAL BY BC sisncastspeceocnsiscuanonsenteecaventupansantnanadntenentenceanausaliapeesantecmndsaiebeneont eaneentubeneds 8 93 O22 SPCC NING Charge Details ccccaccesrissaccanc
81. Address Recalculate Passport IC No Denomination Charges MIS UDF Details id Field Name Field Value Cancel 7 46 ORACLE Refer the section titled Specifying the UDF details under Depositing Cash for further details Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 12 Issuing a TT against Account You can issue a Telegraphic Transfer drawn on your branch against an account through the TT Issue Against Account screen You can invoke this screen by typing 8318 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button A TT Issue Against Account Branch Date 10 4 2000 Web Page Dialog External Reference Number FIBO827 300000246 Instrument Type TTA Bank Code laz Instrument Currency Payable Branch laz Account Currency Transaction Branch ygi laz Account Mumber PE TT Amount Bankers Cheque Date 10 4 2000 Serial Number Passport SIC Number Narrative Beneficiary Mame Beneficiary Address e e e e e When you invoke the screen the External Reference Number is displayed You need to specify the following details Bank Code Specify the clearing bank code for the transaction Instrument Currency Specify the TT currency or select a currency for the TT from the list of values Account Currency
82. BP Narrative Tranzaction Amount 200 00 Total Amount 205 00 Total Charge Charges MIS UDF Transaction MIS CoS _CENTR LOAN TyPE LOAN TERM Composite MIS A OFFICER Refer the section titled Specifying the MIS details under Miscellaneous Debits to a Customer s Account for further details 9 10 ORACLE 9 3 3 Specifying UDF Details You can capture the UDF details under UDF tab T Miscellaneous Customer Credit Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0 34900001297 Product MSCE Account Branch WB1 GL Account Number 324010004 Customer ID WB1000164 GL Currency GBP Customer Name Exchange Rate Account Number 101001K GL Account Amount Account Title Pradheepa s GBP Accoun Reference Number Account Currency GBP Narrative Transaction Amount 200 00 Total Charge Total Amount 205 00 Charges MIS UDF UDF Details CI Field Name Field Value Refer the section titled Specifying the UDF details under Miscellaneous Debits to a Customer s Account for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Ope
83. C No 89654 Recalculate Beneficiary Address AAA Narrative Denomination Charges MIS UDF Details F Field Name Field Value Cancel 7 42 ORACLE Refer the section titled Specifying the UDF details under Depositing Cash for further details Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 11 Purchasing Foreign Exchange from a Walk in Customer You can buy a foreign currency from a walk in customer in return for the equivalent amount in another currency To achieve this you need to invoke the FX Purchase Walk in screen by typing 8004 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button e ER Purchase Walk in Branch Date 12 15 2007 Webpage Dialog External Reference Number FJBO 34900001314 Product FXPW Currency Bought 45 Currency Paid Amount Bought Pazeportic Mo Beneficiary Name Narrative Beneficiary Address Cancel Here you can capture the following details Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch trans
84. Click on the MIS tab to invoke the following screen e fen Deposit Branch Date 12 15 7007 Webpage Dialog External Reference Number FJBO 34900001282 Account Branch WB1 Product CHDP Account Number 9999696 Transaction Currency GBP Account Title SINGLE Transaction Amount 12 500 00 Account Currency GBP Exchange Rate 1 Account Amount 12 475 00 Related Customer LIMO00032 Total Charge 35 00 Customer Name Alexander Narrative Currency Denominations Charge Details MIS UDF Transaction MIS Composite MIS Cancel 7 6 ORACLE This block allows you to capture details pertaining to MIS Click on the MIS tab to capture the following details Cost Center The MIS code assigned to the cost center related to the account involved in the transaction is displayed here Account Officer The MIS code assigned to the account officer in charge of executing this transaction is displayed here Standard Industrial Code The MIS code assigned to the industry to which your customer belongs is displayed here Refer the MIS User Manual of Oracle FLEXCUBE Host for further details about MIS 7 2 4 Specifying UDF Details You can capture the UDF details under UDF tab e Cash Deposit Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB07349000012382 Product CHDP Transaction Currency GBP Transaction Amount 12 500 00 Exchange Rate Related Customer LIM000032 Customer Name A
85. D Transaction Amount Denomination MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER In this stage some additional fields are displayed like Exchange rate The screen has two tabs which are as follows e Denomination e MIS UDF 11 5 1 Specifying Denomination Details The following details have to be captured in this section Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 11 10 ORACLE Units Indicate the number of units of the specified denomination By default vault contents are decremented for outflow transactions like cash sale To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 11 5 2 Specifying MIS Details You can capture the detai
86. DM in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button T EOD Maintenance Branch Date 04 Dec 07 Webpage Dialog Cc oi External Reference Number FIJBO 33800001013 Branch Code WB1 Run Eod Cancel The system displays the following details e External reference number e Branch code Click Run EOD button to run the EOD for the branch The following validations are done before running EOD e Only the user who runs the EOD should be logged into the branch e There must be Holiday maintenance to get the Next working day e Balancing and closure processes for Till and Vault should be completed There should not be any transaction in Pending or Assigned stage for a user Once these have been successfully validated EOD proceeds with the system date change by moving the Branch posting date to the next date The Branch transaction sequence will also get reset as a consequence of the execution of Branch EOD This signifies the Beginning of Day BOD for the Branch for the next working day and the Branch is ready for Transaction Input 13 5 ORACLE 13 5 Querying Tellers Status You can view the current operational status and other details of the tellers in a branch using the Teller Platform Status Query Screen screen This screen will display all the details that will be validated during EODM End of Day of Savings module You can invoke this screen by t
87. Dialog Brei coda wig Fumon STOAAFDEF 2 Branch Home WEB BRAMCH DECENTRALED Desorption Function Workin Definition eiai Query Reset Branch Name Function iD Function Description WEB BRLANCH DECENTRALISED STOAPDEF Function Vvorkflow Defindion Detal etch Records Repicate Functions Record Bistk remi Key Descriptio m Branch Function Grou Specify the following details Branch Code Specify the branch code to which data should be replicated The adjoining option list displays all valid branch codes maintained in the system You can select the appropriate one You can select the value ALL to indicate that data needs to be replicated in all branches Branch Name Based on the branch code specified the system displays the name of the branch Function ID Specify the function ID for which a record has been maintained or modified that should be replicated The adjoining option list displays all valid function IDs maintained in the system You can select the appropriate one You can select the value ALL to indicate that data from all function IDs needs to be replicated Description Based on the function ID specified the system displays a brief description of the function ID 5 4 ORACLE You can fetch replicable records for the given branch and function ID combination by striking lt F8 gt or by clicking Query button Function Block Based on the branch and function ID combination the system dis
88. E 6 IMAINTENANCES POR SAVINGS scacssccsscntsacsessssnncscstnsnansecessnsaassvsesnsvesdsouancssessseabacssavassncssenecscstssssonssnaeeseeus 6 1 6 1 TINT OID UCT ON esena o EOE eumesq ined EE E EE O AOE PE O ETN 6 1 6 2 MAINTAINING TC DENOMINATION DETAILS ssssssssessssereeessssssssssessrrreeeeessssssssssestttereeesssessssseeeeerereeeeesss 6 1 T CA oi ae ye TONS e E EEE 7 1 7 1 sig 8 0 BBB J PA EA ee E A E A 7 1 T2 5120 5 ba CA eei ae An eT Ae Ne ey E SE I 7 2 7 2 1 Speci VINE denomination detalls enssins eni a EEE E EEEE sensbuavistenss 7 4 Tila DCC VES CHT DE OCIS ar E EE E E tui pase soenauadsucsencouseheiones use aeueeen aches 7 5 7 2 3 DCC VTS C1001 S vctsndcncsosticnctiiensotssavas E ini sue E E 7 6 7 2 4 DCC VI COE DCIS sacncctunaticacticieniotssava cuentas cncioncivioe hasan ivi paseh E E aehaiieidocaesnaeeeunees 7 7 72 0 PEIN OW FGA UOI TS GCC E E oes sos ua ogee eis corse ose easy E esiosadwumoeaeehesa eae 7 8 7 2 0 MICU CVV OTS AI OV CLIC na cise desis senac cosa cute ciated eis cap E E E 7 11 7 3 WORAN UNG CAST cee ou E T E E EE NEE EE T E O E ott remanent areas 7 12 7 3 1 Spec yne denora GVO detalls aceasta nora E E N E E its av a OE 7 14 diz CCT INO OT CU esi ase chats te cucses uscd ENE E T oes eG asa 7 14 Vie SY ALL ETN a EE 112 EE OEA Re Oe CR A ea ee ne ee 7 15 7 3 4 OC CIS IIE verte ESE AO ENA tr eases cae nea eevee nee ne tage 7 16 7 4 CLOSING OUT AN ACCOUNT WITH WITHDRAWAL ccccccesssssseceeeeeesssssnaceeececesss
89. External Reference Number FJB0733700001276 Issuer Code CHO TC Currency GBP Z TC Amount Exchange Rate Narrative Beneficiary Name Beneficiary Address TC Denominations Charges MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER instrument Type TCG Instrument Status INIT Customer Number TCD000002 Transaction Branch TCD General Ledger Number 256012010 General Ledger Currency GBP Total Charge Total Amount Recalc 8 36 ORACLE Refer the section titled Specifying MIS details under Withdrawing Cash against a Cheque for further details 8 9 4 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen Pe TC Sale Against GL Branch Date 12703 2007 Webpage Dialog External Reference Number FJB0733700001276 Issuer Code CHO TC Currency GBP Z TC Amount Exchange Rate Narrative Beneficiary Name Beneficiary Address TC Denominations Charges MIS UDF UDF Details F Field Name Field Value instrument Type Instrument Status Customer Number Transaction Branch General Ledger Number General Ledger Currency Total Charge Total Amount TCG INIT TCD000002 TCD 256012010 GBP Recalc Refer the section titled Specifying the UDF details under Withdrawing Cash against a Cheque for further details Click save icon to
90. F Details You can capture the UDF details under UDF tab I Miscellaneous GL Transfer Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001300 Product From Account Currency USD From GL Account Number To Account Currency GBP To GL Account Number From Amount To Amount Exchange Rate Reference Number 7891 Narrative Charges MIS UDF UDF Details CO Fie Name Field Value 9 25 MCGT 324010002 324010002 Recalculate 122 70 ORACLE Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 9 26 ORACLE 10 Time Deposit Transactions 10 1 Introduction Any deposit with a fixed term or tenor is referred to as a time deposit In Oracle FLEXCUBE these kinds of deposits are also referred to as term deposits With the time deposits TD module of Oracle FLEXCUBE accounting collateral tracking rollover handling and accounting and tracking of unclaimed deposits are completely automated This means your staff can remain focused on customer service Opening a time deposit account in Oracle FLEXCUBE is similar to opening a current or savings account CASA At the time of opening a TD account payments can be made in one of three modes The initial payment ca
91. In options and populates the Computed TD Amount field 10 2 1 1 Specifying Term Deposit Pay In Details Pay In Option Select the pay in mode from the drop down list The options available are e Account e GL e Cash Only Account option can be multiple Percentage Specify the amount that funds the TD by the pay in mode selected in percentage Amount Specify the amount that funds the TD If you have specified the percentage then the system computes the amount When Amount and Percentage options are provided amount takes precedence and percentage is ignored Offset Branch The system populates the branch code of the account from which fund is transferred to TD account 10 6 ORACLE Offset Account Specify the account number GL from which the fund is transferred to TD account This field returns the branch code if the account is selected and NULL is returned if GL is selected If Pay In mode is GL then the system displays only GL s and if the Pay In mode is Account then only accounts are displayed in the option list Offset Currency The system populates the currency code of the account from which fund Is transferred to TD account 10 2 1 2 Specifying Term Deposit Pay Out Details Pay Out Option Select the pay out mode from the drop down list The options available are e Bankers Cheque BC e Transfer to Other bank PC e Transfer to GL GL e Transfer to Savings Account AC e Creation of new Term D
92. Indicate the number of units of the specified denomination Till contents are incremented as a result of inflow transactions like cash deposit and decremented for outflows To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 12 3 2 Specifying the MIS details You can capture the details in the MIS tab of the screen 2 Book Overape Branch Date 1 2 7008 Web Pape Dialog External Rela a 6 F171 Branch Wen Iatan Cure LED Ti AA Nee TEST UDF Tianaaction WIS Composfe MIS MIS is user definable and is configured at the host Refer to the Oracle FLEXCUBE host user manual for details As an example the following details may be captured in this screen Cost Center Specify the MIS code assigned to the cost center related to the account involved in the transaction Account Officer Specify the MIS code assigned to the account officer in charge of executing this transaction 12 7 ORACLE Standard Industrial Code Specify the MIS code assigned to the industry to which your customer belongs 12 3 3 Specifying the UDF details You can capture these details in the UDF tab of the screen 2h Book Overape Branch Date 1 2 7008 Web Pape Di
93. Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch The current branch is defaulted here Transaction Currency Select the currency to be booked for overage Transaction Amount Specify the total amount to be booked for overage Narrative Enter description of the transaction The screen has two tabs which are as follows 12 5 ORACLE e Denom e MIS e UDF 12 3 1 Specifying Denomination Details You can specify denomination details in the Denomination tab of the Book Overage screen Book Overaee Franch Date 1 24 7008 Web Page Dialog Exel Reja a 86 FDO 1 Tremeien Currency USD Haratis TEST Denomination NES UDF Currency Code WSD LJ Ceereerar ation Coda inia Tobal Aznceurd ma O 50 CID C Dio C os C MN The following details have to be captured in this section Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 12 6 ORACLE Units
94. Rate Beneficiary Address Total Charge Actual Amount Recalc Currency Denominations TC Denominations Charges MIS UDF TC Denomination Details f oO Description Denomination Currency Count Series Sys Count Start Number End Number 8 39 ORACLE In addition to the details defaulted from the previous stage you can capture the following details Exchange Rate The system displays the exchange rate used to convert the TC currency into transaction currency If the TC currency is the same as the transaction currency the system will display the exchange rate as 1 TC Amount in A C Currency Specify the TC amount in the TC currency Total Charge The system computes the charges applicable for the transaction and displays it here Actual Amount The system adds the charge amount to the TC amount and displays the total transaction amount Recalc Click Recalc button to update amount charge details 8 10 1 Specifying TC Denomination Details In this block you can enter the TC denomination details Refer the section titled Specifying TC Denomination Details under Selling a TC against an Account for further details 8 10 2 Specifying Currency Denomination Details In this block you can capture details of the currency denominations involved in the transaction g TC Sale Walk In Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000363 issuing Branch WON Instrument Type TCW Inst
95. Savings Version 11 0 INT1316 ORACLE FCUBSV UM 11 0 0 0 0 0 0 January 2010 Oracle Part Number E51573 01 ORACLE FINANCIAL SERVICES ORACLE Document Control Author Documentation Team Group UBPG re Created on October 01 2008 Revision No Final Oe Updated by Documentation Team Reviewed by Approved by Software Quality Development Testing teams Assurance Team Updated on January 04 2010 Reviewed on January 04 Approved on January 04 2010 2010 ORACLE Savings Table of Contents L 5 0 15 a Beg a Bee dp Demme E rs Ne ee nN nee ee 1 1 1 1 MINH GC ON gars n ea ny ia satu npr seine E is eG ate a pe svc nd spa pneu NRO eae jensen ENEE l 1 111 A TC OE E outs ioe tuk ase cute a occ sos aca E lo wy ac soo adh nes wads vay co ek eee l 1 Ld 2 OTF ATAU ON asl sete sds ci ews se a dasa otal oc aa ws capes ect Bares na E eachetaoes l 1 1 1 3 K OC IN S E E EE EE E l 2 1 1 4 COS N O T O a E ote Sueno aces ota ae aca ace needs 1 2 Bi VEING SSN VR VY scrisese carcass ce E aa 2 1 2 1 KOTU TO E E E E E E E E 2 1 2 1 1 CST AOI OS E ns geaennsena stones uaae ntsc asgonnaesaconsecestaeanieaeanuecuseneene 2 1 VA EP e TCOTIICS a ss aacaaragaeacanieaectaorsgpacanseansia et nena A nance asa qantannsueeuisenees 2 1 3 TRANSACHON WORKFLOW sccsscccecesccccevescscesvenccusevcesseceseeccucevesuscceveuceusevesusesesseccusevesusccdueuceusevesssuedestiaueets 3 1 3 1 TOO TO e E E E A A daemon eaten 3 1 3 1 1 Features OF SAVINGS WOOW sarsii o
96. Specify the currency of the account or select the account currency from the list of values 7 47 ORACLE Payable Branch Specify the branch where the transfer amount should be paid out Account Number Specify the account number of the customer or select an account number from the list of values TT Amount Specify the transfer amount Banker s Cheque Date The date on which the instrument is issued is displayed here Serial Number Specify the serial number printed on the TT Passport IC Number Specify the passport number or any unique identification number of the customer Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name Specify the name of the beneficiary of the TT Beneficiary Address Specify the address of the beneficiary Click save icon to go to the next stage Enrichment Stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction The following screen will be displayed 7 48 ORACLE S5Uc aimi Account rant aie F E er pabo TTI Ap A Branch Date 1 27 2008 Web Page Dialog Edena Baimena Mernceer P tects pou earch TT Gurren OEF retreat Tipe Ti Amour T kainan Sbu raiment Hureer ZH AS Bei go GH Telegraphic Tranier ete 200 0 i Bari actar E ar Aoc Hambs Bambie Branch WE Sutton Mare neria Pirta Acar CLr Ey Beriah i pa i Pire L
97. TCs from Head Office You can buy TCs from Head office using the Buy TCs from HO screen You can invoke this screen by typing 9015 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 2 Buy TCs From HO Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700000115 Branch Code WB2 Transaction Currency Transaction Amount Issuer Code s Narrative 7 Me Details F 3 a O Description Denomination Currency Count Series Sys Count Start Number End Number Amount E Here you can capture the following details External Reference Number This is system generated based on the XREF Number sequence for the branch Itis a unique identifier for a branch transaction Transaction Currency Select the currency by which TC is being purchased from the option list available Transaction Amount Specify the total amount of transaction Issuer Code Select the code of the issuer from the option list available Narrative Enter remarks about the transaction if any 11 15 ORACLE Branch Code The current branch is defaulted 11 7 1 Capturing TC Details The following details have to be captured Description Select the description for the denomination of the TC from the adjoining option list Denomination The system displays the denomination for the specified description Currency The system displays the c
98. Teller disburses cash at branch System updates the till and prints the advices at branch Two step processing The following steps are involved in a typical two step processing 1 2 The clerk captures the transaction at branch The transaction is enriched as in one step processing Authorization validation by the supervisor as in one step processing On rejection or approval transaction is sent back to the teller for corrections or cancellation or for saving The transaction is saved upon successful validation by the supervisor at branch the transaction is sent to the host where it hasis to be Saved for further processing first call to host If the transaction is saved successfully no overrides error messages it returns to branch and iwill bes assigned to a teller Note that if the transaction is not authorized in the host at this stage Tthe assignment to a teller may be auto or manual The teller then disburses cash accordingly at the branch 2 3 ORACLE 6 Ifthe Save operation results in overrides the transaction is sent to the supervisor at branch for approval authorization Again the assignment of the supervisor may be auto or manual In effect the transaction returns to step 3 7 After cash disbursement final call to the host for authorization This is when the accounting entries are posted the till is updated and the advices if any are printed The process flow is depicted in the diagra
99. The amount to be credited to the account is displayed here MICR Number Specify the MICR number displayed on the DD being issued Charge Amount Specify the charge amount Specifying Charge Details This block allows you to capture charge related details Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 60 ORACLE 8 14 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen A DD Sale Against Account Web Page Dialog Exiernal Reference Number FJEDSO0200000642 instrument type issuing Branch instrument Maus Bank Code Customer Number Beran Drail Currency ccounl Branch Demand Orat Amount Accoun Instrument Munker Cusiomer Harme Demand Draft Date Acoqunt Tile Aceount Currency Payable Branch Exchange Rate MCR Nurniber nar ges ARO Auteuil Harra e Beneficiary hame Bereit Address Pasaport RL Number Charges ME UDF Transaction MIS Cancel Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 14 3 Specifying the UDF details You can capture these details in the UDF tab of the screen E UD Sale Against Account Web Page Malog Exlernal Reference Mumiber instrument type lesung Branch Instrument Status Bank och Ce career Mumbh r Demand Drai Currency Account Branch Demand
100. The system displays the currency in which the charge has to be levied Charge Amount The system displays the charge amount in the charge currency However you can change it You will then have to recalculate the charge and net transaction amount Charge in LCY In case the transaction currency is different from the local currency the system will compute the local currency equivalent of the charge and display it here Exchange Rate The exchange rate used for the currency conversion is displayed here If the charge currency is the same as the transaction currency the system will display 1 as the exchange rate Charge Currency The system displays the currency in which the charge has to be levied Specifying the MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen F Cheque Withdrawal Web Page Dialog Exiernal Reterence Mumiber Product CGAL Account Branch Cheque Humber Customer ID Cheque Cale T2006 Customer Hane p Tranter Currency Account Nuriber Transaction Auncunt Accourt Tile Exchange Rate Account Currency Harradinne Account Amount Total Charge Denommation Charges MS UDF Transaction MIS Composite MIS 8 6 ORACLE You can capture the following details here This block allows you to capture details pertaining to MIS Click on the MIS tab to capture the following details Cost Center The MIS code assigned to the cost ce
101. a aa 8 103 ORACLE 6 2 JTOUIDATINGABC AGAINST AN ACCOUNT dcscssatccosiay sacesdatunactansenacinpoaneeennaacacnabaddaatonsioaacbancadeaomnsacasneoeenedes 8 104 8 25 1 Specifying charge details ccccccccccccccccneeeecccccccccensesseeceeeeeeessseeeeeeeeaaeeeeeeeeeeeeaaeeeeeeeeeeeaaaeeeeeeeeeeseaaaaes 5 107 O22 Specifying MIS DCIAUSxcescccsiassiseisscecaaenestsaiesdnracndedeuascnisanwnernwdnuinmndiAasiidnia nina 8 107 8 25 3 Specifying the UDF details cccarctesassccrsesatesaa ausnsamand aon cuasamcaiaan stances enact icasins 5 107 8 26 LIQUIDATING A BC AGAINST A GL sssseeesssssssseeesssssssteeessssssseeesssssseseeeessssseeeeessssseteeesssssssteeeesssesereeeess 8 108 8 26 1 Specifying charge details ccccccccccccccssseccccccceecnssessecceeeeeaseseeeeeeeeeaeseseeeeeeesuaaeeeeeceeesauaaeseeeeeeeseeaaaaees 8 11 S 26 2 Specifying MIS Details ccccccccccccccccccccccccsesccccccceeeessseeeceeeeeeeesseeeeeeeeeaaeeeeeeeeeeeaaaeseeeeeeeeaaaeeeeeeseeegaaaees 8 11 8 26 3 Specifying the UDF details cccccccssscscccccccccececeeeeee eee eeegsesseeeseeeeeeeeeeee eee eaea ease ee eeeseeeeeeeeeeeeeeeeeeeanaaags lll 8 27 LIQUIDATING A BC FOR A WALK IN CUSTOMER cseccssccscccsccsccscccsccssccsccusccuscesccuscescesscescesscesceusceuccs 8 112 8 27 1 Specifying denomination details ccccccccccccccccceeccccccccccceeesscccceeeessesseeeceeeessaeseeeeeeeeseaaeeeeeeeeeeeaaaaesees 8 115 8 27 2 Specifying charge details cccccccccccccsseeeccccccceec
102. able Transaction Amount Specify the total amount of transaction Issuer Code Select the code of the issuer from the option list available Narrative Enter remarks about the transaction if any 11 21 ORACLE Branch Code The current branch is defaulted 11 11Capturing TC Details You have to specify the following details of a TC Description Select the description for the denomination of the TC from the adjoining option list Denomination The system displays the denomination for the specified description Currency The system displays the currency Count Specify the count of the TC which you have selected Series Specify the series having the TC denomination The valid TC series is shown in the adjoining option list With this reference you have to specify the start and end number System Count The system count will be defaulted only if you have selected the TC series from the option list Otherwise this field will be blank Start Number Specify the starting number of the series If you have selected the TC series from the option list the start number will be defaulted You need to modify this value End Number The system defaults the end number which is the sum of start number and the count TC Amount The system defaults the TC Amount It is the product of the denomination and the count After entering all the data click save icon to save the transaction The approver can fetch this tr
103. action Completed Successfully 7 70 ORACLE 7 20 Disbursing Loan Manually By Cash You can manually disburse loan amount by cash using the Loan Disbursement by Cash screen You can invoke this screen by typing 5001 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button The screen is displayed below g Loan Disburment By Cash Branch Date 12 3 2007 Webpage Dialog External Reference FJB0733700000295 Product LDCH Loan Account Branch GB2 Disbursement Currency Loan Account Disbursement Amount Narrative Specify the following details External Reference Number The system displays a unique number Product The retail teller product code LDCH is displayed in this field Loan Account Branch Specify the loan account branch from which the amount is to be disbursed You can also select the appropriate branch from the adjacent option list The list displays all the branches maintained in the system Loan Account Specify the loan account number from which the amount is to be disbursed You can also select the appropriate account number from the adjacent option list The list displays all the valid loan accounts maintained in the system 7 71 ORACLE Disbursement Currency Specify the currency of the disbursement amount You can also select the appropriate currency from the adjacent option list The list displays all the currencies maint
104. action with the external reference number 7 43 ORACLE Currency Bought Specify the currency that you have received from the customer You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Amount Bought Specify the amount that is being purchased in the bought currency Currency Paid Specify the currency that you are paying the customer in return for the currency bought You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Narrative Here you can enter your remarks pertaining to the transaction Beneficiary Name Here you can capture the beneficiary customer s name Passport IC No Here you can enter the passport or other identification number of the beneficiary Beneficiary Address Here you can capture the address of the beneficiary customer Click save icon button to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed g FX Purchase Walk in Branch Date 12 4 2007 Webpage Dialog External Reference FJB0733800000353 Product FXPW Currency Bought USD Amount Bought Currency Paid Charges Transaction Currency Rate A Narrative Beneficiary Name Amo
105. aesessceceeeeeeesseseeeeeeeaaeeeeeeeeeeesaaeeeeeeeesauaaeeeeeeeeeeeaageess 8 115 O27 PCC NING MIS COLO S aia cusecstesatanannisce AEN OAA Get OVEA whenantadeises 5 116 O27A Pec NNE THE UDF dails aieeaii a E NA A 5 116 8 28 INQUIRING ON ABC TRANSACTION sischssucscancuetessvascetattentatanebocesnadeebasanidusesntsa tbedenuantaeniusdtedenidacenadentetandes 8 116 9 GENERAL LEDGER TRANSACTIONS sociiceasectcickcecebdscetbeeettece lec dedendei celebs scotderdeticcetcscetiebietenessneeertebiets 9 1 9 1 MINERS E i E N E AE I AAI A AA A A E A 9 1 9 2 MISCELLANEOUS DEBITS TO A CUSTOMER S ACCOUNT ccccccccccccccecececeeeeeeeccccceccceceecceeeeeeeeeeeeeeeeeeeeeeees 9 1 9 2 1 Spec ine he charte C10 US casstasssascnepanedeiancswudededetecescaesmuanedssetadadouestbanhesasarseoriseans aaceminneiesacoeeeuinst 9 4 9 2 2 Speci ying ihe MIS Details cisesecsreerenetasbir nN neS e een OEE EA EENE ai 9 5 9 2 3 Speci yino UDI Detail esre nesr EE EEEE ESET EEN EEEa 9 6 9 3 MISCELLANEOUS CREDITS TO A CUSTOMER S ACCOUNT 0 eeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeees 9 7 9 3 1 Speci WING the charge OCIOUS sicihsconeswscianisnsccanmsersssansendsoraeediienesaussesensboualoiassiaieseonieleteeosenesswaieenesaness 9 10 9 3 2 Specifying the MIS details cccccccccscccccccccccccseessscccceeecessssseceeeeeaeeseseeceeeesauaseeeceeeeeeeaaaaseeeceeeesaaaaneeseeeees 9 10 9 3 3 Specifying UDF Details aremerecereetce rrvrcr ererre ninaa e raitea reert tr
106. af Cheque Date Specify the date displayed on the cheque leaf Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type g Cheque Withdrawal Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000362 Product CQWL Account Branch WECN Cheque Number 123 Customer ID WCN000501 Cheque Date 12 4 2007 Customer Name WCN REVATHY z Transaction Currency GBP Account Number 6666660 Transaction Amount Account Title WCN REVATHY GBP Exchange Rate Account Currency GBP Narrative Account Amount 10 00 Total Charge _Recale Denomination Charges MIS Currency Code Denomination Details C Denomination Code Denomination Value Total Amount R7 G100 100 Gs0 50 m G20 M G10 lcs 8 3 ORACLE In addition to the details defaulted from the previous stage the system allows you to capture the following information Account Title The system displays a brief title for the chosen account Account Currency The system displays the currency of the customer account Exchange Rate The system displays the exchange rate used to convert the transaction currency into account currency If the transaction currency is
107. ained in the system The denomination tracking will be against this currency Disbursement Amount Specify the disbursement amount Narrative Specify any remarks for the transaction After specifying the above details click Save button The following screen along with the loan details is displayed E Loan Disburment By Cash Branch Date 12 3 2007 Webpage Dialog External Reference Number FJBO 33700000298 Loan Account Branch GB2 Product LOCH Loan Account GB2TEL1073340001 Disbursement Currency GBP Loan Account Title Disbursement Amount 5 000 00 Loan Account Currency GBP Total Cash Disbursed 4 960 00 Loan Account Amount Exchange Rate 4 Total Charge Customer ID GB2000046 Narrative Customer Name GB2VVALKIN z Recalc Currency Denominations Charges MIS UDF Currency Code GBP Denomination Details E Denomination Code Denomination Walue Total Amount Cancel The details specified in the first screen are displayed here However you can capture the following details Disbursement Amount The disbursement amount mentioned in the first screen is displayed here However you can modify the same Specify the disbursement amount and click Recalc button to calculate the total cash being disbursed Total Cash Disbursed The total cash disbursed after deducting the charges is displayed 7 72 ORACLE Exchange Rate Specify the rate of exchange Loan Account Title You can specify any title or r
108. al Branch Date 12 15 2007 Webpage Dialog External Reference Number FJBO T34900001305 Product CHWL Transaction Currency USD Transaction Amount Exchange Rate Customer ID WE1000059 Customer Name Iehta Currency Denominations Charges MIS UDF Transaction MIS COs CENTR LOAN_TYPE LOAN_TERM Composite MIS 4 OFFICER 7 15 Account Branch Account Number Account Title Account Currency Account Amount Total Charge Narrative W141 99999715 Mehta GBP 147 70 40 75 Recalc ill a JAMES HI H Cancel Refer the section titled Specifying MIS details under Depositing Cash for further details ORACLE 7 3 4 Specifying UDF Details You can capture the UDF details under UDF tab Y Cash Withdrawal Branch Date 12 15 2007 Webpage Dialog External Reference Number FIJBOFS4900001305 Account Branch WB1 Product CHWL Account Number 9999915 Transaction Currency USD Account Title Mehta Transaction Amount 200 00 Account Currency GBP Exchange Rate 1 63 Account Amount Customer ID WB1000059 Total Charge Customer Name Mehta P Narrative Recalc Currency Denominations Charges MIS UDF UDF Details Field Name Field Value Refer the section titled Specifying the UDF details under Depositing Cash for further details Click save icon button to go to the next stage The authorization process is similar to cash deposit Refer th
109. al Control Savings provides the facility for dual control of transactions wherein a supervisor has to authorize the transaction before the same is submitted to the host If dual control is applicable this is a mandatory requirement This is typically applicable for high value cross border transactions For more details refer the Common Operations chapter of this User Manual 2 1 2 3 One step or two step processing All transactions handled by Savings are designed as single stage processes However you can convert them to two stage processes anytime Single step processing means that transaction Save Authorization and posting of accounting entries happen as part of the same event In a two step process the transaction is split into Input and Authorization this includes accounting and other updates However whether a transaction should have one step or two step processing is determined at the product level For activating the two step processing you have to make appropriate changes in the host and the branch workflow One step processing A one step process will typically involve the following steps 1 The teller captures the transaction at branch 2 The transaction is enriched by the host It calculates the charges applicable if any and performs some basic validations on the data captured at branch 3 Authorization If dual control is applicable the transaction is authorized basic check for amount ccy etc
110. alog Bankers Cheque PE Counterparty Counterparty Bank Code Counterparty Account Currency Beneficiary Details Beneficiary Mame Beneficiary Address Passportic Number Marrative The following details are captured here Counterparty Bank Code Specify the bank code of the counter party for the pay out Counterparty Account Specify the account number of the counter party for the pay out 10 20 ORACLE 10 3 Currency Specify the currency of the counter party for the pay out Beneficiary Name specify the name of the beneficiary for the pay out Passport IC Number Specify the account number of the beneficiary for the pay out Narrative Specify the description for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out Opening a TD Account for Multi Mode Pay Out Oracle FLEXCUBE facilitates to create a new term deposit as a part pay out It allows pay out to an account in other bank Withdrawal Pay Out of funds from TD account is called Redemption When full funds are redeemed it results in account closure If the funds are redeemed partially then the TD account remains open The following are the pay out options available during account creation e Pay out by Bankers Check e Pay out by transfer to GL e Pay out by transfer to own bank Savings Account e Pay out by Cash Only from Savings Module e Pay out by transfer to Other Bank s Account e Pay out resulting
111. alog External Rajaa haa FED Tamsin Currency USD nae TEST Denomination MS LUD UDF Deel ate Li Fisted Marne Fisid Vas Specify the following details Field Description The system will display all the User Defined Fields UDF maintained for the product Field Value Specify the value for the required UDFs Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 12 8 ORACLE 12 4 Transfer Cash from Teller You can transfer cash from teller using the Transfer cash from Teller screen You can invoke this screen by typing BCFT in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button F Transfer Cash from Teller Branch Date 1 2 2008 Web Page Dialog External Relerence Murtier FES 5 Branch Cade WEA T ii BATS Transacion Currency LED 15 Harsia TEST Ti riche Asari 8 Denial Ceercendnertion Currency Code USD Cancel Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch Code The current branch is defaulted here Till ID Select the till from which the cash has to be transferred Transa
112. an Account for further details 8 45 ORACLE 8 11 2 Specifying Charge Details This block allows you to capture charge related details Click on the Charges to invoke the following screen e Tc Purchase Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001269 Issuing Branch Instrument Type TCA Instrument Status Issuer Code CSK Narrative TC Currency GBP TC Amount Account Branch TCD Account 000022 Exchange Rate Account Currency GBP Related Customer ID AC1000053 TC Amount in A C Currency Customer Name john Total Charge Total Amount ReCalc TC Denomination Charge MIS UDF Charge Details oO Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 11 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen ATC Purchase Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001269 Issuing Branch TCD Instrument Type TCA Instrument Status LIQD Issuer Code CSK Narrative TC Currency GBP TC Amount Account Branch TCD Account 000022 Exchange Rate Account Currency GBP Related Customer ID AC1000053 TC Amount in A C Currency Customer Name john Total Charge Total Amount ReCalc TC Den
113. and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination By default till contents are incremented for inflow transactions like cash deposit To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 7 4 ORACLE 7 2 2 Specifying charge details This block allows you to capture charge related details Click on Charges tab to invoke the following screen e Tec Deposit Branch Date 12 15 7007 Webpage Dialog External Reference Number FJB0 34900001282 Account Branch WB1 Product CHDP Account Number 9999696 Transaction Currency GBP Account Title SINGLE Transaction Amount 12 500 00 Account Currency GBP Exchange Rate 1 Account Amount 12 475 00 Related Customer LIMO00032 Total Charge 7500 Customer Name Alexander Narrative Currency Denomination Charge Detaile MIS Charge Details Charge Components Warrer Charge Amount Currency Charge in Local Currency Exchange Rate Charges for Cash dep 25 00 GBP 25 Cancel Here you can capture the following details Charge Component The system defaults
114. ansaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 22 ORACLE 11 12Viewing TCs available with Vault You can view TCs available with vault using the Display TCs available with Vault screen You can invoke this screen by typing 9020 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button E Display TCs available with Vault Branch Date 12 03 2007 Webpage Dialog Transaction Branch WB2 ok Reset Start Number End Number Amount Denomination Here you can capture the following details Transaction Branch The current branch is displayed here Issuer Code Select the issuer code of the instrument from the option list available Transaction Currency Select the currency in which the transaction is carried out from the option list available After entering the above details click Ok button on the screen to view all the TCs available with vault The system displays the following details e Description e Sys Count e Series e Start Number e End Number e Amount e Denomination To view the details in a vault in other branch click Reset button After this you can enter the appropriate values and click Ok button 11 23 ORACLE
115. ant details for the transaction The following screen will be displayed 7 66 ORACLE DTT Liquidation Walk In Branch Dale 7 6 7000 Web Pape Dialog Eten Heleene Number Fd Sao ranh Wh neuen Ststus Fopma r Bank Code CHO Traction Beach Wiz heiman Currency UST Danan ian Anari Hei Daig Barkers Cien hae Farabi Branch Shabig Baer eae HaTi Beare chery Aber Bereta Ader B neikiy Akep 3 Pact IE Mumia rishurert Tes TIG Banse Transsciion Lumene Leh The following details will be displayed on invoking this screen Liquidation Mode The system displays the liquidation mode of the TT However you can change it The adjoining drop down list displays the following values e Payment e Refund e Cancel Bank Code The clearing bank code is displayed here TT Currency The system displays the currency in which the TT has been issued Instrument Amount The amount for which the cheque amount has been issued is displayed here Issue Date The system displays the date on which the TT was issued 7 67 ORACLE Liquidation Date The system displays the date on which the transaction is being posted Payable Branch The branch where the transfer amount is being paid out current branch is displayed here TT Status The status of the transaction is displayed here Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of t
116. apture the details for pay out through Bankers Cheque click on the Bankers Cheque tab A Payout Paramaters Web Page Dialog Bankers Cheque Pr Cheque Details Bank Code Currency Beneficiary Details Beneficiary Mame Beneficiary Address Passportic Number Narrative The following details are captured here 10 4 4 1 Specifying Bankers Cheque Details Bank Code Specify the bank code of the Bankers cheque Cheque Date Specify the date of the cheque for the pay out 10 34 ORACLE Beneficiary Name Specify the name of the beneficiary for the pay out Passport IC Number Specify the passport or IC number of the beneficiary for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out Narrative Specify the description for the pay out Country Code Specify the country code for the pay out 10 4 4 2 Specifying PC Details To capture the pay out details thought transfer to other bank account click on the PC tab A Payout Paramaters Web Page Dialog Bankers Cheque PC Counterparty Counterparty Bank Code Counterparty Account Currency Beneficiary Details Beneficiary Mame Beneficiary Address PassportAt Number Marrative The following details are captured here Counterparty Bank Code Specify the bank code of the counter party for the pay out 10 35 ORACLE Counterparty Account Specify the account number of the counter party for the
117. arge Till Required Amendment Authorization On Exchange Rate Amendment Assignment blode Manual Assignment Role BREIGFF Denomination Tracking Required Auto Authorization Branch Workflow Details F Sequence Mo Stage Description Override Handling Fi Input Immediate 2 Enrich Immediate Authorization Limit Check Input By BRAUSE Date Time 104 40068 17 24 33 Modification Number 1 w Open Authorized By BRAMUSK Date Time 104 2008 17 24 53 e Authorized Here you need to enter the following details Branch Code Specify the appropriate branch code from the option list provided Function ID Group Specify the function ID group from the option list provided 3 4 ORACLE 3 4 1 1 Specifying User Preferences Details MIS amendable Check this box to amend the system defaulted MIS details UDF amendable Check this box to amend the system defaulted UDF details Charges amendable Check this box to modify charges picked up by system Exchange rate amendable Check this box to modify the exchange rate picked up by system Till Required Check this box to update the till balances This is applicable only for cash transactions Denomination Tracking required Check this box to indicate whether denomination tracking is required for cash transactions 3 4 1 2 Specifying Validation Preferences Details Inter Branch check Check this box to indicate whether the transaction involving inter branch account
118. ary 8 53 ORACLE e Our Chgs by Ord Cust and Rvr Chgsby Ben External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product Code The system displays the code of the retail teller product that will be used for processing the transaction Branch The system displays the logged in branch code Transaction Date Specify the date when the transaction was initiated Transaction Branch Specify the branch where the transaction is carried out Book Date Specify the booking date From Account Currency Specify the currency of the account from where the payment is made From Amount Specify the amount that will be transferred from the sender s account From Account Number Specify the sender s account number From Account Branch Specify the branch of the sender s account Route Code Specify the route code of the transaction After you specify the above details click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 8 54 ORACLE F Cross Border Payment by AC Branch Date f7i7000 Web Page Dialog Tran
119. ary Address Specify the address of the beneficiary Recalc Click Recalc button to update amount charge details Specifying TC Denomination Details In this block you can enter the TC denomination details Refer the section titled Specifying TC Denomination Details under Selling a TC against an Account for further details 8 35 ORACLE 8 9 2 Specifying Charge Details This block allows you to capture charge related details Click on the Charges to invoke the following screen i TC Sale Against GL Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001276 Issuer Code CHO TC Currency GBP 33 TC Amount Exchange Rate Narrative Beneficiary Name Beneficiary Address TC Denominations Charges MIS UDF Instrument Type TCG instrument Status INIT Customer Number TCD000002 Transaction Branch TCD General Ledger Number 256012010 General Ledger Currency GBP Total Charge Total Amount Recalc Charge Details d Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 9 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen TC Sale Against GL Branch Date 12 03 2007 Webpage Dialog
120. as the account currency the system will display the exchange rate as 1 9 13 ORACLE SC Charges The system displays the service charges calculated based on the maintenance in the host GL Amount The system displays the total amount debited from the GL account inclusive of the service charges in the transaction currency If you modify the transaction amount then click Recalc button to re compute the amount to be debited from the GL account 9 4 1 Specifying the denomination details In this block you can capture details of the currency denominations involved in the transaction through the following fields Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination By default till contents are decremented for outflow transactions like GL debit To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denominatio
121. at displays all the institution codes maintained in the system Bill Amount Specify the amount that should be paid towards the bill Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 7 24 ORACLE 7 6 1 Bill Payment by Cash Branch Date 1 2 7006 Web Pape Dialop External Reterence Number FJBOS00 2000006 Product Consumer humba Bil Humber Ba Date Bl Currency Transam Currency Be Amou institution ki Total Armour Parae Exchange Rate Lurrency Code LI Denommeation Code D enommalon Vatue Cancel In addition to the details defaulted from the previous stage the following details are displayed Exchange Rate The system displays the exchange rate used to convert the bill amount in the bill currency to transaction currency If the transaction currency is the same as the bill currency the system will display the exchange rate as 1 Charges The system computes the charges applicable for the transaction and displays it here Total Amount The system displays the total amount inclusive of the bill amount and the charges Specifying denomination details In
122. ate 1 31 2008 Web Page Dialog External Reference Number FJBO8031 00000018 Branch Code TAG Customer ld S65656 Account Currency GBP Redemption Amount 10 000 00 Term Deposit Payout Details LI Payout Type Percentage Amount Offset Branch Offset Account Narrative Term Deposit Payout Details The following details are displayed Txn Ccy Account Number 111301 Redemption Mode Partial Redemption Fi Waiver Penalty Cancel If you have not specified the transaction currency in the previous stage then the account currency is taken as the transaction currency by default To change the default currency code select the currency from the drop down list Exchange Rate This is the exchange rate for the transaction currency If the transaction currency is other than the local currency you can modify the transaction currency rate Charges The charge to be deducted from the redemption proceeds is displayed here The charge amount is designated in local currency 10 4 1 Specifying the Term Deposit Payout Details Pay Out Option Select the pay out mode from the drop down list The options available are Bankers Check GL Saving Account Other bank Account Term Deposit Cash 10 24 ORACLE Percentage Specify the amount of redemption in percentage Amount Specify the amount of redemption in absolute Offset Branch Specify the branch code of the account for redemption Offset A
123. ave a centralized deployment while some others may have a decentralized deployment In this mode you can replicate data in bulk Maintaining Replication Parameters You need to maintain the following tables for all branches where data needs to be replicated e STTM _FLEXBRANCH_LOC BRANCH_CODE LOC CODE BRANCH_URL http 10 80 150 32 8989 FCJNeoW eb ReplicationBranchServlet e STTM BRANCHLOC MAP BRANCH_CODE LOC_CODE MAIN_BRANCH GEN_SCR Refer below Refer below Refer below Note the following e You need to maintain the following values for centralized set up 5 1 ORACLE gt LOC CODE CN gt MAIN BRANCH NULL gt GEN SCR Y You need to maintain the following values for de centralized and hybrid set up gt LOC CODE lt Branch_Code gt gt MAIN BRANCH If multiple branches use same schema then for one branch keep Y for rest N gt GEN SCR Y CSTB_PARAM BRANCH_INSTALLED DEPLOYMENT MODE Refer below Refer below Note the following You need to maintain the following values for centralized set up gt BRANCH_INSTALLED Y gt DEPLOYMENT MODE C You need to maintain the following values for de centralized and hybrid set up gt BRANCH INSTALLED Y gt DEPLOYMENT MODE D or H STTB_BRN_ REFRESH FUNC Here function id wise replication is enabled Y or disabled N FUNCTION _ID REFRESH REQD 5 1 2 Data Replication Process Data replication takes place only if th
124. ayable Bank Instrument Number 8501 issue Branch WCN Exchange Rate 6 Drawee Account Number 111010000 Transaction Currency GBP Issue Date 12 4 2007 Net Amount Demand Draft Currency USD Narrative Demand Draft Amount 1 000 00 Total Charges 100 00 Beneficiary Name Demand Draft Number Beneficiary Address Other Details Payment Branch WB1 Demand Draft Status LIQD Passport IC Number Recalc Denomination Charges MIS Currency Code Denomination Details E Denomination Code Denomination Value Total Amount Jv G100 100 50 1i Cancel In addition to the details defaulted from the previous stage you can capture the following information Exchange Rate The system displays the exchange rate for the transaction if the DD currency and the transaction currency are not the same Total Charge The system computes the charge applicable to the transaction and displays it Net Amount The system derives the net amount payable to the customer after deducting the applicable charges and displays it here 8 73 ORACLE 8 17 1 Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Capturing a cash deposit for further details 8 17 2 Specifying charge details This block allows you to capture charge related details You need to click on the Charges tab to invoke the follow
125. ayed e Loan Product e Loan Account Currency e Loan Account status e Total Amount Financed e Total Amount Disbursed 4 6 ORACLE vvB1000661 Birth Date Unique ID Address Account Number 000045 DIDS 000045 WB1 Loan Product OLYAN Accoumt Cey GBP Status ACTIVE Total Amount Financed Total Amount Disbursed Signatory Detail Not Available To set a customer for a session click Start Session button The following message is displayed Do you want to set this Account Number and Details to the Session Click OK if you wish to process multiple transactions for the account The system will display the following message to confirm the same Customer session is opened for Account Number 100000001 Customer Number DMPO03IND The page also contains the customer s Image including those of other signatories of the account if available and the Operating Instructions etc will be displayed as shown below Signatory Details Name x Customer x Cae Fhoto Signature Prey Mert 4 7 ORACLE 4 5 1 4 6 4 7 You can go through the signatory details and view all customer Photos and customer signature images using the Links Prev and Next If you set an account number and customer details for a session you need not enter the Customer ID Account and related fields for any transaction processed during the session However you can override the defaulted details by selecting a d
126. based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issue Branch The branch where the DD has been issued is displayed based on the instrument number specified Alternatively you can specify a branch code and then choose a DD issued in that branch from the option list against Instrument Number Instrument Number Specify the instrument number of the DD that needs to be liquidated The adjoining option list displays all the DDs that have been issued If you have already specified a branch code then the list will display only those DDs that have been issued in the specified branch 8 62 ORACLE DD Liquidation against GL Branch Date 03 Dec 07 External Reference Number Instrument type Liquidation Date General Ledger Number General Ledger Currency Payable Bank Demand Draft Amount Beneficiary Name Beneficiary Address FJB0733700001189 DDG 03 Dec 07 USD CHO Prathibak First Second Third Webpage Dialog Branch issue Branch Liquidation Mode Instrument Number Demand Draft Currency Narrative Issue Date Payable Branch Demand Draft Number Passport IC Number Here you can capture the following additional details Instrument Type The instrument type is displayed here Issue Branch Liquidation Date TCD WB1 Payment 1001 GBP cross ccy 04 Dec 07 WB2 micr
127. bpage Dialog External Reference Number FJB0733800001032 Branch Code WB1 Transaction Currency Transaction Amount Issuer Code Narrative 7 TC Details F oO Description Denomination Currency Count Series Sys Count Start Number End Number Amount E Here you can capture the following details External Reference Number This is system generated based on the XREF Number sequence for the branch Itis a unique identifier for a branch transaction Transaction Currency Select the currency by which TC is being purchased from the option list available Transaction Amount Specify the total amount of transaction Issuer Code Select the code of the issuer from the option list available Narrative Enter remarks about the transaction if any 11 17 ORACLE 11 8 1 Branch Code The current branch is defaulted Capturing TC Details You have to maintain the following information in this section Description Select the description for the denomination of the TC from the adjoining option list Denomination The system displays the denomination for the specified description Currency The system displays the currency Count Specify the count of the TC which you have selected Series Specify the series having the TC denomination The valid TC series is shown in the adjoining option list With this reference you have to specify the start and end number System Count The system count w
128. can fetch this transaction for his her task list and authorize it Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 12 10 ORACLE 13 Batches 13 1 Introduction This chapter details the various batch operations that are done in this module 13 2 Clearing Inward Cheque Data Entry You can do an Inward clearing cheque data entry using the Inward Cheque Clearing Data Entry screen You can invoke this screen by typing 5521 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Z inward Clearing Cheque Data Entry Branch Date 04 Dec 07 Webpage Dialog External Reference Number FJB0733800000995 Currency End Point TE O Entry Number Clearing Type Remitter Branch Account Number Drawee Account Number Cheque Cancel Here you can capture the following details External Reference Number The system generated reference number is displayed here End Point Select the end point from the option list available Currency Select the currency from the option list available Entry Number The cheque entry number is displayed here 13 1 ORACLE Remitter Branch The branch where the remitter account is maintained is displayed here Account Number Select the account number from the option list available Clearing Type Select the clearing type fr
129. capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product Code The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction Bill Number Specify the bill number here Consumer Number Specify the consumer number for the transaction 7 28 ORACLE Bill Date Specify the date on which the bill has been issued The adjoining button when clicked invokes a calendar in which you need to double click on the appropriate date The chosen date will then be seen in the YYYYMMDD format Institution Id Specify the unique ID corresponding to the institution towards which the bill payment is being made You can select the appropriate code from the adjoining option list that displays all the institution codes maintained in the system Bill Currency Specify the currency in which the bill should be paid You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Bill Amount Specify the amount that should be paid towards the bill Account Number Specify the account number of the customer against which the bill should be paid You can select the appropriate number from the adjoini
130. cccccccccccceccccccceeccasssseecceeeeeaseseeceeeeeaaaeseeeeeeeeaaseseseees 8 56 8 13 3 Specifying the Customer Transfer Details ccccccccccccccccssesscccccceccasseseeccceeeaaseeseeececeeeeaaaeseeeeseesaaaaesees 8 56 8 14 SELLING A DD AGAINST AN ACCOUNT essssssssersesssessseesesssssseresessssseteeeessssstereessseseereressssseereeesssssrereeessees 8 57 SAA apec VIC OT 1G roana aa A TTE A TTT EE ETE T 8 60 dA Spec MIS DEU aeRO e E ETT A EET TTE E eee ORT Ree me ae eee 8 61 oO Fee Spec E E UDI UAS ERO CRO eT A ET E A T ETTE E T 8 61 8 15 LIQUIDATING A DD AGAINST A GL sssssesesssssssseeesssssssreeesssssssteesesssssteeesssssssteeesssssseteeessssssteeeeessssereeeeesssee 8 62 8 16 LIQUIDATING A DD AGAINST AN ACCOUNT sssssssessssssssseesssssssrrertsssssereeesssssetttesssssstreeesssssereeeesssserereresssee 8 65 Sdo A AL 2 02 ECPAT EDETS roaa a aE E TE TE T E 8 68 DOL ACCUM IVS Deri Sarsia a N NEA A T 8 69 DO SPec yne me UD CIS caesarean ssc 535s aA E E ETO ET 8 69 8 17 LIQUIDATING A DD FOR A WALK IN CUSTOMER scccsccssccssccscccscccccssccsccscesccesscscesccesseascesscesceascecees 8 70 OlT 2 apec VINE denomination CLAUS ssaiciossesscassasgncxonsneusagiatantieiseiane AE lato oe ase 8 74 GAl OPEC CATO E dela esra EE E E E TO ET 8 74 Sdra SPee EMIS DE Sasra nE T E NE EEE T OE TE E TN 8 75 CLT CCI OI DEd aaia a E assests eoeostaveacevaieeaesniviasadat A AE 8 75 8 18 ISSUING A DD TO A WALK IN CUSTOMER siiniesies widened asses rm eetereeeeet 8
131. ccncagasaanaseorsaqsastnacarseusgecagansea seo nssaanianuamseeanngauienaases 8 94 GLa CCH VIN MIS Deldi S sissanta E ANAD E i 8 95 22 3 pecifying the UDF details sccacsessiscoccasccenceansageacenrsiasastnasoaccousaucateesescenssdantonuaawaaeissensseuatnieaenaeususs 8 95 oA JSSUINGA BC AGAINSTA Seereprereen reer rrrrterrr steerer terre ret rrr rear Terr rrr rrr rrr eer Te re err 8 96 8 23 2 Specifying Charge Details ccccccccccccccsssecccccccccccceescccccceeeeesssseecceeeeeaeeseeeeeeeeeaaaeeeeeceeeeeaaaeeeeeceeeeeeaaageees 8 99 8 23 3 Specifying MIS De AUS cciscccccccassissrecasescvsasacs cancasasaisastaactaasensaesaanas an a a Sike Aan EE Sain iaiT iaaii iisi 8 99 8 23 4 Specifying the UDF details cccccccccccssssscccccccccecsesseecceeeeeesseseeeeeeeeaaeseeeeeeeeseaaeeeeeeeeeeeaaaasseeeeeeeessaaaaees 8 99 8 24 ISSUING A BC TO A WALK IN CUSTOMER cccccsccccceeeeeesseesssssssceesasccceeeeseeesseesttssscceessaeceeeeeseeseeeeetsnsees 8 99 8 24 1 Specifying denomination details cccccccccccccccceeccccccccccceeessccceeeeaasssssseeeeeeesaaseeeceeeeseaaeeeeeeeeeesaaaessess 8 101 O242 WPCC VYING charge details uisieiioriirciri ia En E EENE EEEE 8 102 8 24 39 Specifying MIS Details ccccccccccccccccccccccccseecccccceeeeesseseeceeeeeeaeseseeeeeeesaaeeeeeeeeeeeaaaeeeeeeeeeeeaaaeeeeeeeeeegaaaees 8 102 8 24 4 Specifying the UDF etal cccccccccssscsccccccccceceeceee cece eee ng se eeeeeeeeeeeeeeee cece ceeds ass SECEEEEEEEEEEEEEEEE Eee etaaa
132. ccount Specify the account number GL for redemption Narrative Specify the description for the redemption 10 4 2 Capturing the Pay Out Parameters You can capture the parameters for automatic pay out by clicking on the Term Deposit Payout Details button To capture the details for pay out through Bankers Cheque click on the Bankers Cheque tab Term Deposit Payout Details Web Page Dialog Term depost Bankers Cheque Pc Cheque Details Bank Code i Country Code Cheque Date Currency GBP Beneficiary Details Name Address Other Details Marrative Term Depost Interest 10 4 2 1 Specifying Bankers Cheque Details Bank Code Specify the bank code of the Bankers cheque 10 25 ORACLE Cheque Date Select the cheque date for the pay out Country Code Select the country code for the pay out Cheque Currency Specify the currency of the cheque for the pay out Beneficiary Name Specify the name of the beneficiary for the pay out Other Details Specify any other details if any of the beneficiary Beneficiary Address Specify the address of the beneficiary for the pay out Narrative Specify the description for the pay out 10 4 2 2 Specifying PC Details To capture the pay out details thought transfer to other bank account click on the PC tab A Term Deposit Payout Details Web Page Dialog Term depost Bankers Cheque PC Counterparty Details Counterparty Bank Code Co
133. ccount Amount TCD TCD 000021 GBP AC1000053 john Recalc Refer the section titled Specifying the UDF details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 32 ORACLE 8 9 Selling a TC against a GL You can issue a Traveller s Cheque TC for your customer against General Ledger account In order to capture this transaction you need to invoke the TC Sale Against GL screen by typing 8205 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button A TC Sale Against GL Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001276 Instrument Type TCG lssuer Code z Instrument Status INIT TC Currency z Branch TCD TC Amount General Ledger Number Narrative General Ledger Currency Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence
134. ccount with special conditions applicable the value of the UDE corresponding to the date will be picked up Rate Code Specify the rate code for the account 10 31 ORACLE 10 4 3 2 Capturing Details for Deposit To capture the deposit details click on the Deposit tab E Interest Web Page Dialog Branch Code TAG Account Class Account Number Customer Number 565656 Interest Deposit Maturity Date Ez Next Maturity Date Tenor C Suto Rollover Rollover Type Principal C close On Maturity Principalinterest C Move Interest to unclaimed Special Amount C Move Principal to unclaimed Interest Rollover Amount Term Deposit Payout Details O Payout Type Percentage Offset Branch Offset Account Marrative TD Payout Details Maturity Date The system defaults the maturity dates from the default tenor from the account class However you can modify this date On this date the term deposit account gets Next Maturity Date On selecting the rollover for the TD account the system defaults the next maturity date from the previous tenor of the deposit Deposit Tenor The system calculates the tenor of the deposit account to the difference between Interest start date and Maturity date and displays it In case of change in maturity date the system changes the value of this field Auto Rollover Check this box to automatically rollover the deposit you are maintaining
135. ccounts maintained in the system Select the appropriate one Account Currency The transaction currency of the specified customer account is displayed here TC Currency The transaction currency of the specified customer account Is displayed here TC Amount Specify the amount for which the TC is being issued Narrative Here you can enter remarks about the transaction Click the save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 8 28 ORACLE i TC Sale Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001267 Issuing Branch TCD Issuer Code CSK Account Branch TCD Instrument type TCA Account 000021 Instrument Status INIT Account Currency GBP TC Currency GBP Related Customer ID AC1000053 TC Amount Customer Name john Narrative Narrations Here Exchange Rate Total Charge Beneficiary Name Account Amount Beneficiary Address Recalc TC Denominations Charges MIS UDF TC Denomination Details oO Description Denomination Currency Count Series Sys Count Start Number End Number Amount In addition to the details defaulted from the previous stage you can capture the following details Batch Number The teller entry batch number is displayed Rela
136. ch other relevant details for the transaction The following screen will be displayed 8 83 ORACLE fe DD Issue against GL Branch Date 15 Dec 07 Webpage Dialog External Reference Number Instrument Type Bank Code Demand Draft Currency Demand Draft Amount Demand Draft Date General Ledger No General Ledger Currency Transaction Currency Rate Charges Total Amount Instrument Number Narrative Charges MIS UDF Charge Details Charge Components FJB0734900001217 DDG CHO GBP 2008 01 01 256050010 GBP 1726 GFGHFH Po Payable Branch MICR Number Passport IC Number Beneficiary Name PRATHIBAK Beneficiary Address Charge Amount Currency 100 00 GBP WB2 KLJKL907896 KPV12345 11111 22222 33333 Recalc Charge in Local Currency 100 Exchange Rate In addition to the details defaulted from the previous stage you can capture the following information Transaction Currency The system displays the currency of the GL as the currency in which the transaction entries will be posted However you can change it by choosing the appropriate currency code from the adjoining option list Charges The system calculates the charges applicable to the transaction and displays the amount here In case you change the charge amount or the DD amount you will have to click Recalc button to re compute the total transaction amount Total Amount The system adds the charge amount
137. ck allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen F DD Liquidation Walk In Web Page Dialog ExieinalReterence Number FIBRO 200000R52 Branch Liquidation Type DOA Liguiciotion Made Liquidation Duke 1272008 Payable Bark Instrument Murer eeue Branch Exchange Rats Draves Accouni Humber Transaction Currency lasia Date he Amoun Dermnard Drai Currency Harale m Demand Dran Arroun Total Charges Benaficiary hame Demand Draf Murmbe r Beneticiary Address Cihesr Cast ats Pannen Brearch Demand Draft cimus Paseport i k Number LOF Detala O Feki Hame Feki yaua 8 75 ORACLE Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 18 Issuing a DD to a Walk in Customer You can issue a DD to any walk in customer through the DD Issue Walk In screen You can invoke this screen by typing 8305 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button DD Issue Walk In Branch Date 15 Dec 07 Webpage D
138. ck save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 13 Making Cross Border Payments You can make cross border payment using the Cross Border Payment By AC screen You can also invoke this screen by typing ODC1 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button F Cross Border Payment By AC Branch Date 7 7 7000 Web Page Dialog External Rederence Humber Fife O00 x Branch WAZ Product Code CAPT Trensecton Dale 70 Trarachon Branch wae aa Bok Date 7 From Boccurd Currency ust pe From Amauri From Adta irte anion a Pray Acoma Gac age F a Route Code ARF TRGUPII Transter Type CUSTOMER TRANSFER Change Whom Changer Biome by Cuthomes Here you can capture the following details Transfer Type Specify the type of transfer i e whether the transfer is a bank transfer or a customer transfer Charge Whom Specify the entity that will bear the charges The options in the drop down list are e Charges Borne by Ordering Customer e Charges Borne by Benefici
139. compute the local currency equivalent of the charge and display it here Exchange Rate The exchange rate used for the currency conversion is displayed here If the charge currency is the same as the transaction currency the system will display 1 as the exchange rate 8 90 ORACLE 8 21 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen ot Bankers Cheque Sale Against Account Web Pape Dialog Eien Reterence Murer Bank Code BC Currency PC Armour Instrument Murtiser BT Date Pavakte Branch MILA Muriber Benetitiery Hame Beneiiceary Address Peso Murer Changes MS UDF Transaction MIS Cost Center retument type Customer Id Cusigmar Marne Account Branch Accor Account Tile Account Currency Exchange Fate Total Charge Aocounk Amount Parral Cancel Select a cost center from the list of values The MIS code assigned to the cost center related to the account is displayed here LOAN_TYPE Select the type of the loan from the adjoining option list LOAN TERM Select the term of the loan from the adjoining option list Contracts in Various Currencies Select the currency to which the contract belongs Account Officer Select the account officer who is in charge of executing this transaction Standard Industrial Code Select the industry to which the customer belongs 8 91
140. con to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed g Cash Withdrawal Branch Date 1 2 2008 Webpage Dialog External Reference Number FJB0800200000461 Account Branch WB1 Product CHWL Account Number 1000031 Transaction Currency USD Account Title Transaction Amount Account Currency USD Exchange Rate 1 Account Amount Customer ID 010000263 Total Charge Customer Name SHANE GOULD P Narrative Recalc Currency Denominations Charges MIS UDF Currency Code USD Denomination Details IE Denomination Code Denomination Value Total Amount 100 50 In addition to the details captured in the previous stage the system defaults the following details Exchange Rate The system displays the exchange rate used to convert the transaction currency into account currency If the transaction currency is the same as the account currency the system will display the exchange rate as 1 Customer ID The system displays the customer ID based on the account specified 7 13 ORACLE Total Charge The system computes the charges applicable for the transaction and displays it here Account Title The system displays a brief title for the chosen account Account Amount The system displays the amount to be
141. ction It will then display the appropriate screen and data Execute a workflow stage This interface is called after you capture the mandatory data and click on the Save button in relevant transaction screen The Workflow object created on initiation of a new transaction checks if any server code needs to be invoked and appropriately invokes it with the data received Based on the response from the server code the Workflow object routes the workflow to the next appropriate stage On completion of a stage the stage details including the input data xml and response data xml are logged in Savings to indicate that the workflow has moved to the next stage 3 1 ORACLE 3 2 1 3 2 2 3 2 3 Load a Workflow stage This interface is invoked when you click on a stage in your task list This results in the Workflow object providing you the appropriate screen and data The transaction workflow stage status is marked as Work In Progress WIP Hold a Workflow stage This interface is used when you don t want to execute the workflow stage immediately but save the data captured for use at a later point Cancel a Workflow This interface is used when you need to cancel a transaction at any stage Assign a Workflow stage This interface is invoked when you click on the Assign button in the assignment screen If you need to assign the workflow stage to a different user the assignment screen is displayed where you can specify the n
142. ction Currency Select the currency to be transferred from teller Transaction Amount Specify the total amount to be transferred 12 9 ORACLE Narrative You may enter remarks about the transaction here This is a free format text field Denomination Details Specify the following details Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination Till contents are incremented as a result of inflow transactions like cash deposit and decremented for outflows To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 The completed transaction can be viewed in the Completed Transaction list Click save icon to save the transaction The approver
143. ction will proceed with Work Flow i e to HOST directly The Inter Branch and transaction limit checks are carried out in first stage and the remaining validations are carried out in second stage Online and Offline transaction level limit is maintained in Savings Workflow Defenition and Role level limit is maintained in User Roles Defination Screen The diagram below consists of two stages for generating the workflow 3 12 ORACLE Stage 1 INPUT Immediate Override Defer Auto Handling Y Savings N Overrides RA gt HOST iq N Host Y Overrides Defer Auto Override immediate Handling RA HOST y gt ENRICH i Stage 2 Immediate Override Auto G Handling Q a S Savings N Overrides RA gt HOST lt Y N Auto Override Immediate Handling RA HOST y gt Till lt Completed 3 5 1 Input Stage 3 13 ORACLE The system performs certain validation during input stage During validation if system raises an override as Immediate then the transaction is moved to Savings Overrides for authorization On successful Remote Authorization if required the transaction will proceed with Work Flow i e to HOST If Remote Author
144. d not multiple GLs or accounts in either case Percentage Specify the amount of redemption in percentage 10 18 ORACLE Offset Branch Specify the branch code of the account for redemption Account Number Specify the account number GL for redemption Narrative Specify the description for the redemption 10 2 7 Capturing Pay Out Parameters You can capture the parameters for automatic pay out by clicking on the Pay Out Parameters button To capture the details for pay out through Bankers Cheque click on the Bankers Cheque tab 7 A Payout Paramaters Web Page Dialog Bankers Cheque PC Cheque Details Bank Code Currency undefined Beneficiary Details Beneficiary Mame Beneficiary Address Passportic Number Narrative The following details are captured here 10 2 7 1 Specifying Bankers Cheque Details Bank Code Specify the bank code of the Bankers cheque Cheque Currency Specify the currency of the cheque for the pay out 10 19 ORACLE Beneficiary Name Specify the name of the beneficiary for the pay out Passport IC Number Specify the passport number of the beneficiary for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out Narrative Specify the description for the pay out 10 2 7 2 Specifying PC Details To capture the pay out details thought transfer to other bank account click on the PC tab A Payout Paramaters Web Page Di
145. datian Against Gl Branch Date fei F000 Web P ical tl Fi ARE E Bank Code CHO Branch WaT Paryatie Branch truna Tree TTG nerunert Sait Pamani Trerection Cuirency USD z Hanhet Chap Dabs 7200 Traction looted Mis xa nana Currency LS TT Statues rum int el i Bereticiany Hara Benefeery Abbaty Beretciny Adder 2 Bera fecaay Avkiress J Piripai SC Numer Piir h On invoking this screen the External Reference Number of the transaction is displayed You need to specify the following details Issue Branch The branch where the TT has been issued is displayed based on the instrument number specified However you can also select the branch of issue from the adjoining option list Instrument Number Specify the instrument number of the TT that needs to be liquidated Click save icon to go to the next stage Enrichment Stage On clicking save icon the system validates the branch code and instrument number specified The following screen will be displayed 7 63 ORACLE By TT Liquidation Against Account Branch Date 7 6 7000 Web Pape Dialog Eden Aeterenmoe Humber FIRS a Bara Code CHO Reyes Bremch Branch Wie maium t Sia Par e neiumen Humbe i TT Sai maie Tye TIG liht Currency LIST Petree Gunnery LSC Damad Dran Asari Bankera Chaga Daig 62000 pum hate Trenecion Aoocunl Mure Aa TOC z Trangacion Branch ABI Barata Maras Fatigar O Hurnb Berean Ader ati bar tere Bank Code The clearing bank code is displayed her
146. debited from the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive 7 3 1 Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Depositing Cash for further details 7 3 2 Specifying charge details This block allows you to capture charge related details You need to click on the Charges tab to invoke the following screen Cash Withdrawal Branch Date 12 15 2007 Webpage Dialog Sed External Reference Number FJB0 234900001305 Account Branch WB1 Product CHWL Account Number 9999915 Transaction Currency USO Account Title Mehtat Transaction Amount Account Currency GBP Exchange Rate Account Amount Customer ID WB1000059 Total Charge Customer Name Mehta Narrative Recalc Currency Denominations Charges MIS UDF Charge Details Charge Components Wainer Charge Amount Currency Charge in Local Currency Exchange Rate w Charges for Caah dep wf 25 00 GBP 25 w w Cancel Refer the section titled Specifying charge details under Depositing Cash for further details 7 14 ORACLE 7 3 3 Specifying MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen 9 Cash Withdraw
147. details on the authorization process Miscellaneous Credit to a General Ledger Account You can perform miscellaneous credit to a GL account with the corresponding debit to the cash account This transaction lets you enter a miscellaneous credit to a General Ledger GL account with the corresponding debit to the cash account Use the Miscellaneous GL Credit screen to enter a miscellaneous credit to a GL account You can invoke this screen by typing 1460 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button YJ Miscellaneous GL Credit Branch Date 12 15 2007 Webpage Dialog See External Reference Number FJBO 34900001299 Product MSG6c GL Account Transaction Currency GL Currency Transaction Amount Reference Number Narrative Cancel The following details can be captured in this screen External Reference Number This is a system generated sequence number for the transaction 9 17 ORACLE Product The system displays the code of the product maintained in the system that will be used for miscellaneous GL credit transactions GL Account Select the GL account number to which the funds are to be transferred from the cash account You can select the appropriate account from the adjoining option list that displays all the GL accounts maintained in the system GL Currency Specify the currency of the GL account to which the funds are to be transferr
148. dger currency GBP E Narrative NARRATION 8 96 ORACLE On invoking this screen the External Reference Number and the Banker s Cheque Date are displayed You need to specify the following details Bank Code Specify the bank code or select a bank code from the list of values General Ledger Currency Specify the currency of the GL against which a BC is issued or select a GL currency from the list of values BC Currency Specify the BC currency or select a currency for the BC from the list of values General Ledger Number Specify the account number of the GL against which a BC is issued BC Amount Specify the BC amount BC Date The system displays the application date However you can change it using the adjoining calendar MICR Number Specify the MICR number of the cheque Narrative Specify description remarks for the transaction This is not mandatory Passport IC Number Specify the customer s passport number or identification number Beneficiary Name Specify the name of the beneficiary Beneficiary Address Specify the address of the beneficiary Payable Branch Specify the branch where the BC amount should be paid out The adjoining option list displays all the branch codes maintained in the system Choose the appropriate one Instrument Type The system displays the instrument type that corresponds to the BC being issued against a GL Click the save icon to move to
149. e Payable Branch The branch where the TT has to be liquidated is displayed here Liquidation Mode Specify the liquidation mode You can choose any of the following values available in the drop down list e Payment e Refund e Cancel TT Status The system displays the last event that has been triggered for the transaction This corresponds to the status of the instrument Liquidation Type System displays the instrument maintenance in host that will be used for this transaction Account Currency The currency of the chosen account is displayed here 7 64 ORACLE TT Currency Specify the TT currency or select a currency for the TT from the list of values TT Amount The system displays the TT amount Liquidation Date The system displays the date on which the transaction is posted Issue Date The system displays the date on which the TT was issued Account Number Specify the account into which the TT should be liquidated Account Branch The branch to which the account belongs is displayed here Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Passport IC No The passport number or a unique identification number of the customer is displayed here Narrative You can enter remarks for the transaction Specifying charge details This block allows you to capture charge
150. e the End of cycle group will be End Of Transaction Input for the function ID BRNRECON The HOST keeps a track whether savings EOD execution is completed for each branch and date After completion the HOST marks the savings EOD execution as completed for that application date and branch The batch program BRNRECON checks if savings EOD is completed and return success If savings EOD is not mandatory then BRNRECON is not maintained as a mandatory function 3 15 ORACLE 4 1 4 2 4 3 4 Common Operations Introduction This chapter details the common procedures and operations that should be followed while processing transactions in Savings This chapter is divided into the following sections e Clearing a User e Authorizing a transaction e Initiating a Customer Session The following operations are also discussed e Opening a Branch e Opening a Vault e Opening a Till Workflow Task List When you click on Workflow in the Application Browser the following details are displayed on the right pane e Number of pending transactions e Number of transactions that are assigned to the logged in users e Number of transactions that are yet to be assigned e Number of transactions that have failed e Number of transactions that are complete e Number of transactions that are reversed Clearing a User Sometimes you may require to force logout a user from Savings You can do this if you are a supervisor
151. e BC Amount issue Account Number BC Number Beneficiary Name Beneficiary Address Cancel Specify the following details Instrument Number Specify an instrument number of the BC transaction that needs to be queried 8 116 ORACLE Issue Branch Specify a branch for which you wish to query the BC transaction You can also select a branch from the adjoining option list After you specify the above details click Ok button Based on the specified data the following details will be displayed Payable Branch The branch where the BC amount should be paid out is displayed Cheque Currency The system displays the BC currency Cheque Amount The system displays the BC amount Cheque Status The system displays the status of the BC Cheque Number The system displays the cheque number issued for the BC Issue Date The system displays the date on which the BC transaction was executed or the issue date of the BC Issue Acc Number The system displays the issue account number Beneficiary Name The system displays the name of the beneficiary Beneficiary Address The system displays the address of the beneficiary 8 117 ORACLE 9 1 9 2 9 General Ledger Transactions Introduction You can perform General Ledger transactions such as miscellaneous debit and credit transactions against a customer s CASA account and a GL account A customer s CASA account can be debited or credited in respec
152. e Date T0086 Marratne sj 7 TT Auteur General Ledger Qurency Payable Branch Telegraphic Tranater Date Beneficiary Marne Benehiciary Address Passport J LE Humber You can capture the following information Bank Code The bank code of the clearing bank is displayed here Payable Branch The system displays the current branch code where the transaction is being captured Liquidation Type System displays the instrument maintenance in host that will be used for this transaction 7 59 ORACLE Liquidation Mode This indicates the mode of liquidation of the TT transaction You can select the mode of liquidation to any of the values available in the adjoining drop down list e Payment e Refund e Cancel GL Currency The GL currency is defaulted to the instrument currency However you can change it The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one Liquidation Date The system displays the date on which the transaction is posted GL account no Specify the GL into which the amount should be liquidated Instrument Currency Displays the currency in which the instrument was issued TT Status The system displays the last event that has been triggered for the transaction This corresponds to the status of the instrument Issue Date The system displays the date on which the TT was issued Beneficiary Name The name of the beneficiary of
153. e Dialog External Reference Humber FIBOSSF 300000299 Transcation Branch wh Drawee Accounts Cheque Mumber Routing Mumber Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Transaction Branch The current logged branch code is displayed here Drawee Accounts Once the cheque number is specified the system displays the corresponding beneficiary customer ID who had presented the cheque for outward clearing Routing Number Once the cheque number is specified the system displays the corresponding routing number Alternately you can choose a routing number from the adjoining list and view the corresponding cheque number and account number 8 25 ORACLE 8 7 Cheque Number Specify the cheque number that needs to be tracked for return The adjoining option list displays all the cheques that have been issued in the branch along with the corresponding routing number and the beneficiary account You can choose the appropriate one Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Que
154. e Dialog External Reference Number FJB0733800000365 Issuing Branch WCN Issuer Code CHO Related Customer ID WCN000481 TC Currency USD Transaction currency TC Amount Narrative Exchange Rate Total Charge Total Amount Beneficiary Name Beneficiary Address PassporviC No Currency Denominations TC Denominations Charges Currency Code USD Denomination Details E Denomination Code Denomination Value Total Amount jv 0100 Refer the section titled Specifying denomination details under Withdrawing Cash against a Cheque for further details 8 12 3 Specifying Charge Details This block allows you to capture charge related details Click on the Charges to invoke the following screen Z TC Purchase Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001270 Issuing Branch TCD Issuer Code CSK Related Customer ID TCDO00002 TC Currency GBP Account Currency GBP TC Amount Narrative Exchange Rate Total Charge Total Amount Beneficiary Name Recalc Beneficiary Address PassportviC No Currency Denominations TC Denominations Charges MIS Charge Details O Charge Components Waiver Charge Amount Currency Charge in Local Currency lll 8 51 ORACLE Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 12 4 Specifying MIS Details This block allows you to capture details pertain
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156. e appropriate account class from the list of all the valid account classes maintained in the system Account Description Specify an appropriate account description for the term deposit account Enrichment stage On clicking the P button the system validates and ensures for minimum mandatory data entry If the data entry is found alright the following screen will be displayed A TO Account Opening by Multi Mode Branch Date 1 31 2008 Web Pape Dialog Erinn Retenenot humier FIBRO ODOR i Zoom Munir Erih Sack TAD Product coge uaa il Z Aitari Deseret Currency E Account Open Date 4 57 2008 E Temoa Dema interest Jon Hoana Dus Ourency Depend Tem Depot Daray Inter eed Ligeia irah Termi Deposit Amount Inberest Liquidation Account Robyn Type Principa Royer Amiri Tiri L Aus Filira Matuniy Date 7 Chews on Maiuri Reed Maturity Date C kirse iinberest t0 Lineclinierecd Campai Auri C hiran Principe bo iracki Teer Daai Pinyan Oper Cl Fayn Ception Percentage Amoni Oiiaci Branch Offset Apogu Tene Deport Payo Cette a Tet Pacii 8 6 Oifeg Gre Agcterd Membe Mamih In the enrichment stage the details entered in the previous stage are validated from the host In addition to the details captured in the previous stage the following details are displayed Account No The system displays the number assigned to the TD account 10 3 ORACLE Maturity Date The system calculates and displays
157. e beneficiary in whose favor the BC is being sold Beneficiary Address Specify the address of the beneficiary Passport IC Number Specify the passport IC Number Instrument Type The system displays the instrument type that corresponds to the BC being issued against an account Payable Branch Specify the branch where the BC should be payable The adjoining option list displays all the branch codes maintained in the system Choose the appropriate one 8 88 ORACLE Click save icon to go to the next stage Enrichment stage On clicking the save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed Bankers Cheque Sale Against Account Web Pape Dialog Exiernad Refenemoes Huritt memmen Type Bank Code Customer bd BC Currency Lutiomer Marne Bo Amount Account Branch Instrument Humber Accoun Br Date Account Tithe Account Currency Pavekle Branch Exchenge Rate MCR hurip Total Charge Beneficiary Nene ACCOTA Armut a ia ad Passporec Murer Charges MIS UDF Chage Duet nats LI Charge Components Vener Charge Amou Currency Chargein Local Currency Encchampe inte The following details will get defaulted in this stage Instrument Number Specify the instrument number Customer Id Specify the customer Id Customer Name Specify the cus
158. e corresponding section under Depositing Cash for further details 7 16 ORACLE 7 4 Closing out an Account with Withdrawal You can capture a close out withdrawal transaction through the Close Out Account Withdrawal screen You can invoke this screen by typing 1301 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button g Close Out Withdrawal By Cash Branch Date 1 2 2008 Webpage Dialog External Reference Number FJB0800200000436 Account Number 1000031 Branch WB1 Here you can capture the following details External Reference The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Account Branch Specify the branch where the customer account which needs to be closed resides Account Number Specify the account number that needs to be closed The adjoining option list displays all the accounts maintained in the Host You can select the appropriate account number Click save icon to go to the next stage The Close out Withdrawal of Account transactions are processed without any change till the Branch Available status is marked as Yes If the branch available status is No or branch date is ahead of host date the transactions are not allowed Enrichment stage 1 On clicking save
159. e currency of the transaction You can choose the appropriate one from the adjoining option list Transaction Amount Enter the amount to be transferred in the account currency GL Account Amount Specify the transaction amount in the GL currency Reference Number Enter a reference number for the transaction Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking the Proceed button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 9 8 ORACLE a T Miscellaneous Customer Credit Branch Date 12 15 2007 Webpage Dialog External Reference Number FJBO 34900001297 Product MSEC Account Branch WB1 GL Account Number 324010004 Customer ID VVB1000164 GL Currency GBP Customer Name Exchange Rate Account Number 101001K GL Account Amount Account Title Pradheepa s GBP Accoun Reference Number Account Currency GBP Narrative Transaction Amount 200 00 Total Charge Total Amount 205 00 Charges MIS UDF z Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate Charges for Misc customer Credit Fi 5 00 GBF a The following details are defaulted from the account and displayed e The currency as
160. e following details Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 19 ORACLE 8 5 Depositing an In house Cheque You can capture deposit transactions for cheques issued by your bank to your customers through the In House Cheque Deposit screen You can invoke this screen by typing LOCH in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button In House cheque Deposit Branch Date 04 Dec O7 Webpage Dialog External Reference Number FJB0732800001036 Product LOCH From Account Branch WB1 To Account Branch WB1 From Account Number 9999904 To Account Number 99999265 From Account Currency GBP To Account Currency GBF 95 Amount 10 00 Cheque Number 20029 Narratiwe INTERNAL CHO DP Check Date 04 Dec 07 Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product The system displays the code of the retail teller product that will be used in the Host for processing the transact
161. e function ID should be unique Same function ID should not be mapped to multiple function groups e The function group code should not be a function id e Atleast one function ID should be defined for a function group ORACLE 3 4 While generating workflow if you select function group then the system generates online and offline workflow The system generates offline workflow only if the function supports offline processing or if workflow is maintained for a group The static data released for stage wise response does not include override and undo auto reversal Maintaining Workflow Definition You have to maintain certain parameter which determines the workflow of a savings function You can either define a workflow for individual savings functions like Cash Deposit Cash Withdrawal or you can define for a group of similar functions like Function Group You can set the parameters for workflow definition for a branch using Function Workflow Definition Detail screen To invoke this screen type STDWFDEF in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button 4 Function Workflow Definition Detail Web Page Dialog Branch Code ALL Function IDsSroup 1006 User Preferences Validation Preferences MIS Amendable Inter Branch Check UDF amp mendable Authorization Limit Check Charges Amencable Authorization Preferences Exchange Rate Amendable Authorization On Ch
162. e maintaining Move interest to Unclaimed Check this box to move the interest to an Unclaimed Interest GL maintained at your bank if the deposit remains unclaimed on maturity Note the following e Ifyou have selected auto rollover or close on maturity then this field will nto be applicable e Funds will be moved to unclaimed GLs only if the maturity options have not been specified If an account matures and no action is taken closure or roll over within the grace period then the funds are moved to the unclaimed GLs on the EOD of the last day of the grace period maturity date grace days 10 5 ORACLE Move Principle to Unclaimed Check this box to move the principal to an Unclaimed Principal GL maintained at your bank if the deposit remains unclaimed on maturity If you have selected auto rollover or close on maturity then this field will not be applicable Interest Liquidation Branch Specify the interest liquidation branch for the customer Interest Liquidation Account Specify the interest liquidation account for the customer Close on Maturity Deposit accounts can be closed automatically on the Maturity Date of the deposit Check this box to indicate that the account must be closed on maturity If you have selected auto rollover then this field will not be applicable When you click Compute button if percentage is specified in the Pay In options then it computes the amount It sums the amounts of all Pay
163. e parameter BRANCH_INSTALLED is set to Y Replication takes place in the following stages upon successful authorization of any maintenance in host The system constructs the list of data based on the impacted function IDs for each Savings table that needs to be updated with data from host The following information is captured on authorization of a maintenance in host The Function ID that caused the need for replication The branch from which the change was made Comma separated list of the Primary Key values for the functions ID The modification number The Savings table into which the record is to be stored A running sequence number 5 2 ORACLE The system calls a replication process based on the deployment mode If the deployment mode is centralized the system will call the replication process to trigger data replication as and when there is an authorization in host for replicable data The Savings tables will be automatically updated If the deployment mode is decentralized it will call the replication servlet 5 1 3 Replicating data from Host Automatic Refresh In Oracle FLEXCUBE host you can submit the records as a job for replication in the branch database through the Jobs Browser screen CSSJOBBR available in the Application Browser You have to ensure that all the triggers from MAIN Branch TRG is compiled 2 Jobs Browser Web Page Dialbe Search Advanced Seach 1 14 Go to Page Job Mod
164. e quick and efficient service to customers and prospects of your bank 1 1 2 Organization This manual is organized into the following chapters Chapter 1 About this Manual Gives information on the intended audience It also lists the various chapters covered in this User Manual Chapter 2 Savings An Overview provides a snapshot of the features of the entire module Chapter 3 Transaction Workflow Describes the role of the Workflow engine in transaction processing Chapter 4 Common Operations Details the common operations that you can perform when processing transactions in this module Chapter 4 Data Replication Details replicating host data in the branch Chapter 6 Maintenances for Savings Details the various maintenances E g Account opening instructions TC Denomination details Reconciliation details etc for the module Chapter 7 Cash Transactions explains all the cash based transactions that can be performed through this module Chapter 8 Instrument Transactions Describes the various instrument based transactions that can be performed in this module Chapter 9 General Ledger Transaction Explains miscellaneous debit and credit transactions GL transactions Chapter 10 Time Deposit Transactions Explains the various types of transactions in this category Chapter 11 Vault Operations Explains the different types of Vault operations available in branch Chapter 12 Balancing Operations Explains the bala
165. e the term deposit account gets Next Maturity Date On selecting the rollover for the TD account the system defaults the next maturity dates from the previous tenor of the deposit Deposit Tenor The system calculates the tenor of the deposit account to the difference between Interest start date and Maturity date and displays it In case of change in maturity date the system changes the value of this field Auto Rollover Check this field to automatically rollover the deposit you are maintaining You have to indicate Rollover Type on selecting this option Close on Maturity Check this box to close the term deposit account on maturity date and transfer the amount to the principal liquidation account If you select this option the principal liquidation account should be an account other than the term deposit account 10 17 ORACLE Move Interest to Unclaimed Check this box to move the interest amount to the unclaimed GL mapped at the IC product in the accounting roles on maturity date of the term deposit account If you select this option the principal liquidation account should be the term deposit account Move Principal to Unclaimed Check this field to move the principal amount to the unclaimed GL mapped at the IC product in the accounting roles and liquidate the interest amount to the interest booking account on maturity date of the term deposit account is moved and is liquidated If you select this option the principa
166. e this screen type STDDEFAU in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button A Default Authorizer Detail Web Page Dialog User Id User Name Branch Code Branch Mame Defaut Authorizer Description Input By BRALISR Date Time Modification Humber Tee Authorized By Date Time Authorized Here you need to enter the following details User ID Select a user ID from the adjoining option list The option list consists of user IDs for whom a default authorizer needs to be maintained User Name The system displays the name of the user when you select the user ID Branch Code Select the appropriate branch code This field is enabled if the All option is chosen in the User ID field If specific authorizer is selected then the system will default the home branch as branch code 3 8 ORACLE Branch Name The system displays the branch name when you select the branch name Default Authorizer The system displays the default authorizer if you already set a default authorizer while assigning the transaction However you are allowed to change it if the mode assigned is Manual Select the authorizer ID from the adjoining option list The option list consists of authorizers who are mapped to a role with Savings Authorizer flag value as Y and All option There are two different modes of assignment of workflow transaction they
167. ecuting this transaction Standard Industrial Code Specify the MIS code assigned to the industry to which your customer Contracts In Various Currencies Specify the MIS code assigned to contracts in various currencies 12 3 ORACLE 12 2 3 Specifying the UDF details You can capture these details in the UDF tab of the screen oh Book Shortage Branch Date 1 2 7008 Web Page Dialog Bien Rajaa r 86F BeOS F Branch Ww Mhantain Currency USD Tiata Aad Nannatnve Denona MS LDF Ci Fiakihame Fiaki Waise UDF Name The system will display all the User Defined Fields UDF maintained for the product in the Host UDF Value Specify the value for the required UDFs Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 12 4 ORACLE 12 3 Booking Overage You can book overage of a currency using the Book Overage screen You can invoke this screen by typing 7552 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Book Overaee Branch Date 1 24 7008 Web Pape Dialog External Reja ha Faa 1 Iiantatiin Curenty USD Narative TEST Benoni eS UOF Currency Code LSD Here you can capture the following details External Reference
168. ed Transaction Currency Specify the currency in which the cash account is being debited You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Transaction Amount Specify the amount that should be debited from the cash account Reference Number Enter a reference number for the transaction Narrative You may enter remarks about the transaction here This is a free format text field Click Proceed button to go to the next stage Enrichment stage On clicking the Proceed button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 9 18 ORACLE 9 5 1 g Miscellaneous GL Credit Branch Date 12 4 2007 Webpage Dialog External Reference FJB07333800000398 Product MSGC GLAccount 100000020 GL Currency GBP GL Description normal aset Exchange Rate Transaction Currency GBP SC Charges Transaction Amount GL Amount Reference Number Narrative QP Recalculate Currency Denominations Charges MIS UDF Currency Code GBP Denomination Value Total Amount 100 50 20 10 5 In addition to the details captured in the previous stage the system defaults the following details Exchange Rate The system displays the exchange rate used to convert the transaction currency into GL
169. ed in the system Select the appropriate one Instrument Status Specify the status of the instrument Account Specify the customer account against which you are issuing the DD The adjoining option list displays all the accounts maintained in the system Select the appropriate one MICR Number Specify the MICR number of the cheques Demand Draft Currency Specify the currency of the DD Instrument Type The instrument type corresponding to a DD sale against account is displayed here Demand Draft Date The date of DD issue is displayed here Payable Branch Specify the branch at which the DD should be encashed or redeemed The adjoining option list displays all the branches maintained in the system Select the appropriate one Demand Draft Amount Specify the amount for which the DD is being drawn Beneficiary Name Specify the name of the beneficiary in whose favour the DD is being drawn Beneficiary Address Specify the address of the beneficiary 8 58 ORACLE Passport IC Number Specify the customer s passport number or any other identification number Account Currency Specify the currency in which the account is maintained Narrative Here you can enter remarks about the transaction Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the cha
170. eeeeeeeaaeeseeeeeeeesaaeeseeeeeeesaaaaaeseesees 8 16 8 4 2 Specifying Instrument Details cccccccccccccccccesesccccceeeccaeeseseeceeeeaaseseeeeeeeeeaaseeeeeceessuaaeseeeeeseeaaaaaseeeeeees 8 17 8 4 3 Specifying charge details cccccccccccssseeccccccceecneeseseeceeeeeaeeeeseeeeeeeaaaeeeeeeeeeeeaaaeseeeeeeeaaaaeeeeeeeeesauaaaaaeeeeess 5 185 8 4 4 Specifying MIS details cccccccccccccccccssesssccccceceaeessseecceeeaasnsseeeceeeeaaeesseeeeeeeeaaaaasseceeeesauaassseeceeeeaaaaaeeeeees 5 19 6 4 5 Specifying UDF Details ccccccccccccsseeeccccccceen ne eeeeeeceeeeeaseeseeeeeeeaaaeeeeeeeeeeeaaaeseeeeeessaaaesseeeesessaaaaaaeeeeees 5 19 8 5 DEPOSITING AN IN HOUSE CHEQUE sccceccccccscoscceccecccacceccaccscsescecccecencaeccsssesceaccacceceasssssecceaccaceacasssessens 8 20 6 5 1 Speco VIN Charge Detalls ositit nni an e A A A AANA TAEAE AA 8 23 6 5 2 PECYN MIS AETI S eer eee ee ee ee eee ee eee ee ae ee ee eT ee ee eee ern eT ee ae eee 8 23 6 5 3 el Lenk iii 08D Gi 21771 Keo nny E n Te ROCHE RTE A E Mer PON RTO eT EO NNR HTT ME Dore een Tee 8 24 8 6 TRACKING A CHEQUE RETURN ccccceccssccssccscccsccssccssccsccssccsscecsesscesscescesscesscescesscesseessesscesseescesscesseeecenccs 8 25 8 7 OWE R YING CEO UB STATU era EE E bain nian tinea stiormaacteeneas 8 26 8 8 SELLING A TC AGAINST AN ACCOUNT ssssssseseesssssseressssssseeesessseseteeeesssssseresesssssteesessseseteeeesssssseresessseseees 8 27 6 5 1 Speci vine TC Denomination Details
171. een drawn The adjoining option list displays all the currency codes maintained in the system You can select the appropriate one Transaction Amount Specify the amount that needs to be deposited into the GL Narrative Here you can enter remarks for the transaction Specifying Instrument Details This section allows you to capture specific details about the cheque that needs to be deposited Clearing Type Specify the product that is maintained in the system for the transaction The adjoining drop down list displays the outward and inward clearing products For example e CLEARING OF CHEQUE LOOC e CLEARING OF CHEQUE NAOC Select the appropriate one Cheque Number Specify the MICR number displayed on the cheque Cheque Date Specify the date written on the cheque leaf The adjoining button when clicked invokes a calendar in which you need to double click on the appropriate date The chosen date will then be seen in the YYYYMMDD format Routing Number Specify the routing number for cheque clearance Drawee Account Number Specify the account on which the cheque is drawn Value Date Specify the date on which the credit should be reflected in the account balance Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following
172. eiessianmmsbensvessaneiustooneiessaumncyenewesees 7 31 ie Specifying the UDF details vaseishsanrenssevaneieieeunusesssevnnsbeaansseeswsequssoereseosbuvensitastansseusasjoaeoonenbevanelinesaess 7 31 7 8 REQUESTING FOR FUNDS TRANSFER csccsscsscssccsccsccsccsscescescessescesscssceccescessessesseccescescessessesscscescescencs 7 31 7 8 1 SDECHYING ChAT GE AELALIS cccsccsecvessesessaccccvssesssecccccccssevassessseccsseescecscccveussssseecstecsssesssecsceuseessesseseass 7 34 7 8 2 SO CCI NU MIS delal S enini ET AR 7 34 7 8 3 Spec VIN UDI Derdi Siini renala ETNE EENAA E 7 35 LI MAKING ASTOP PAYMENT ucada a n a a a a aa 7 36 7 10 SELLING FOREIGN EXCHANGE TO A WALK IN CUSTOMER cccccccecececcceceeeeeececeecceceeceeeeeeeeeeeeeceeeeeeeeees 7 39 7 10 1 Specifying denomination details ccccccccccssccccccccccccneeseeeccceeeeaeesseeceeeeeeeeaeeeeeeeeeeeaaaaseeeeeessuaaaeeeceeeeeaaas 7 41 7 10 2 Specifying charge Metals cccccccccsccccccccccccccnesssccccccccassseecccccaaaasseeecceeeaaaasseeeceeesuauaseeceeessugaaseeseseeeeeaas 7 41 440 3 Specifying the MIS Geils crccciscccscesvsessssesecernadvivssecisencennsescesaccoasuavsdedcasnedssvseesseaccebesusvsdeceasnedeeveeesdoaes 7 42 7 10 4 Specifying UDF Details cccccccccccccsseccccccccccceeeeseeceeeeeeaeeseeeeeeeeaaeeeeeeeeeeeaaeeeeeeeeeeesaaaeseeeeeeseaaaaeeseeeeeeeeaas 7 42 7 11 PURCHASING FOREIGN EXCHANGE FROM A WALK IN CUSTOMER ccccccecececeecceeceeeeeeeeceececeeceeeeeeeeeeees 7 43 7
173. em that will be used for miscellaneous customer debit transactions Account Branch The current logged in branch is displayed here However you can change it by choosing the appropriate one from the adjoining option list Account Number Select the account number from which funds are to be transferred to a GL account from the option list GL Account Number Select the GL account number to which the funds are to be transferred from the option list provided alongside GL Currency Specify the currency of the GL account to which the funds are to be transferred Transaction Amount Enter the amount to be transferred in the account currency GL Account Amount The system displays the amount in GL currency Reference Number Enter a reference number for the transaction Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking the Proceed button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 9 2 ORACLE gl Miscellaneous Customer Debit Branch Date 12 4 2007 Webpage Dialog FJB0733800000396 WCN WCNO000501 6666660 GBP External Reference Account Branch Customer Id Account Number Account Currency Transaction Amount Total Charge Account A
174. emarks for the loan account Narrative Specify any remarks for the transaction Currency Denominations You can specify denomination details if you have checked the Denomination Tracking Required option in the Function Workflow Definition Detail screen Units Specify the number of units for each denomination Total Amount The total amount for each denomination is displayed On saving the transaction it will move to the enrichment stage for further processing rote the following e The total amount of all the denominations must be equal to the total cash being disbursed e You cannot reverse these transactions from Savings module e Manual disbursement through Savings module can be done only for manual disbursement loan accounts 7 73 ORACLE 7 21 Repaying Loan Manually By Cash You can manually repay retail loan amount by cash using the Repayment towards Loan screen You can invoke this screen by typing 5401 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button The screen is displayed below g Loan Repayment By Cash Branch Date 12 3 2007 Webpage Dialog External Reference FJB0733700000305 Product LRCH Loan Account Branch GB2 42 Loan Account Number Here you query the loan details by specifying the following Loan Account Branch Specify the branch of the loan account for which the amount is to be repaid Loan Account Numbe
175. en will be displayed gl BC Issue Walk In Branch Date 12 4 2007 Webpage Dialog External Reference Number instrument Type instrument Status Bank Code BC Currency BC Amount FJB0733800000367 BCW INIT CHO USD BC Date 2007 12 04 Transaction Currency Transaction Currency Rate Charges Total Amount Narrative Instrument Number USD 2501 Currency Denominations Charges MIS UDF Currency Code Denomination Details a Denomination Code TT prc c25 TT c10 cs USD Denomination Value Payable Branch MICR Number PassporvlC Number Beneficiary Name sfsdfgdsg Beneficiary Address Recalc Total Amount Cancel In addition to the details defaulted from the previous stage you can capture the following information Transaction Currency Rate The system displays the exchange to e used for the transaction in case the transaction currency is different from the BC currency Charges The system computes the charges applicable to the transaction and displays the amount here Total Amount The system computes the total amount to be paid by the walk in customer by adding the charge amount to the BC amount 8 24 1 Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Capturing a cash deposit for further details
176. ence Humber FIBSTEATOOO mepayment Currency Resayinent S nh ie Mote customer ame GBZWALKIN i Dibya F bompenge Hame bompngri LurTeicy Cutetanding Amouni Re PRINCIPAL GEF 100 Currency Denominatons Charge Details Dencminaton Code enomination Value he Gitd 160 cit 50 Cancel Specify the following in this screen Repayment Amount The amount mentioned in the input screen is displayed here However you can modify the same Specify the amount to be repaid and click Recalc button to calculate the total cash being amount Total Cash Amount The total amount to be paid after including all the charges is displayed here Exchange Rate Specify the rate of exchange Loan Account Title You can specify any title or remarks for the loan account Narrative Specify any remarks for the transaction 7 76 ORACLE Currency Denominations You can specify denomination details if you have checked the Denomination Tracking Required option in the Function Workflow Definition Detail screen Units Specify the number of units for each denomination Total Amount The total amount for each denomination is displayed On saving the transaction it will move to the enrichment stage for further processing Note the following e The total amount of all the denominations must be equal to the total cash amount being paid e You cannot reverse these transactions from Savings module
177. ence Number Recalculate Narrative Denomination Charges MIS Transaction MIS ind e gt t 33 kcd z z 5 Composite MIS w z z gt z x Cancel Refer the section titled Specifying the MIS details under Miscellaneous Debits to a Customer s Account for further details 9 4 4 Specifying UDF details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen g Miscellaneous GL Debit Branch Date 12 4 2007 Webpage Dialog External Reference FJB0733800000397 Product MGLD GL Currency GBP Exchange Rate GLAccount 111010000 Transaction Amount GL Description Cash In Hand P SC Charges Transaction Currency GBP GL Amount Reference Number Recalculate Narrative Denomination Charges MIS UDF Details M Field Name Field Value 9 16 ORACLE 9 5 Refer the section titled Specifying UDF details under Miscellaneous Debits to a Customer s Account for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for
178. enomination Detalls a Demoman Code Denr value In addition to the data defaulted from the previous stage you can capture the following information here 7 4 1 1 Specifying denomination details This block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Depositing Cash for further details 7 19 ORACLE 7 4 2 Specifying charge details This block allows you to capture charge related details Click on the Charges tab and invoke the following screen A Ciose Out Withdrawal By Cash Branch Date 1 4 2008 Web Pape Dialog External Reference Number FUBDSOISOORIOES Accoun Amoun Account Humber Acoount Tile Cusine D Transaction Asc Arenum Currency Sc Charge a Charge Components VWisiver Charge Amount Currency Chargein Local Currency Exchange Rate Cancel Refer the section titled Specifying charge details under Depositing Cash for further details 7 4 3 Specifying the MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen B Close Qut Withdrawal By Cash Branch Date 1 2 2008 Web Pape Dialog Exiernal Reference Humber FJBGSOISO0RIOEs2 Aono Amoun Account Murniber Account Tile Customer ID Tramsection Argu Accourd Currency ar Charge Denemnaiion Charge MES UDF Transaction MiS Composite MIS
179. eposit TD This option is enabled only when Account Number generation is manual Percentage Specify the amount of redemption in percentage Offset Branch The system populates the branch code of the account for redemption Account Number Specify the account number GL for redemption Narrative Specify the description for redemption 10 7 ORACLE 10 2 2 Specifying Interest details This block allows you to capture interest related details Click on the Interest tab to invoke the following screen 3 TO Account Opening by Multi Mode Branch Date 1 91 7008 Web Page Dialog External Reipa Mums FIBERS Account Mune Branch Cois TAG Product Dode Otome D H Aocourt Desboription Currency Account Open Dabe 451 B Tem epost Detali hieesi dori tiniss Dus Cunrancy Depost iol 1 UDE Wiha C cement UDE Value Rate Code TD Payo Deets Cancel Refer the section titled Specifying interest details under Opening a TD by account transfer for further details 10 2 3 Specifying joint account holder details In case of joint accounts you need to specify the details of the joint holder 4 TD Account Opening by Multi Mode Branch Date 1 31 2008 Web Page Dialog External Reference Number FJB0803100000011 Account Number Branch Code TAG Customer ID gt z Currency Product Code Account Description P Account Open Date 1731 2008 S Term Deposit Details Intere
180. er E imir FE Currency Denonneiond Cage Mo UDF In addition to the details defaulted from the previous stage you can capture the following information Transaction Currency Rate The system displays the exchange to be used for the transaction in case the transaction currency is different from the transfer currency Charges The system computes the charges applicable to the transaction and displays the amount here Total Amount The system computes the total amount to be paid by the walk in customer by adding the charge amount to the TT amount 7 14 1 Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Depositing Cash in this manual for further details 7 14 2 Specifying charge details Click on the Charges tab to capture charge related details 7 57 ORACLE Refer the section titled Specifying the charge details under Depositing Cash in this manual for further details 7 14 3 Specifying MIS Details Click on the MIS tab to capture details pertaining to MIS Refer the section titled Specifying MIS details under Depositing Cash in this manual for further details 7 14 4 Specifying the UDF details You can capture these details in the UDF tab of the screen Refer the section titled Specifying UDF details under Depositing Ca
181. eret Currency aE Arcai Cen Dele E 4a B Tern Deepest Defels terest kd Hokia Da Currency Da Tere Cepek Currency tee Loge Be are ty Tarn Depo Arcuri E ieee Gil Leute AE Ecks Ty Priok Pierre Arari larer O data Eaire et ety ii cise on hiatarty Paced kebab ty Chane J Mere infer ett hs iar ee bizs Priima fe rer baer Fore Cepcot Pay in Option LI Peyinceton Permentage Amount Ctfsetiirench Opt Account Tors Depia Pipi Getic L eou Ei a Pence Clipe rah Aaea Rarities Lt PE rT Tt Pead Geetha The following details can be entered in this screen External Reference Number The system defaults the generated sequence number for the transaction here Branch Code The current logged in branch is defaulted here Customer ID Select the customer for whom the TD account is to be opened Currency Specify the currency to be associated with the TD account Alternatively you can also select the currency from the adjoining option list All the currencies maintained in the system will be available for selection in the option list Account Open Date The system displays the value date of opening the deposit account This will be the term deposit interest start date 10 2 ORACLE Account Number Specify the account number of the deposit account Product Code Select the product name under which the deposit account is to be opened These are the various account classes maintained in the Host You can select th
182. es are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination Till contents are incremented as a result of inflow transactions like cash deposit and decremented for outflows To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 12 2 ORACLE 12 2 2 Specifying the MIS details You can capture these details in the MIS tab of the screen F Book Shortape Branch Date 1 2 7008 Web Pape Dialog Exterrual Melaan Arie FEE 2 Tamed Currency USD Mane Benmrmnation ME LOF Transaction BES Compose MiS MIS is user definable and is configured at the host Refer to the Oracle FLEXCUBE host user manual for details As an example the following details may be captured in this screen Cost Center Specify the MIS code assigned to the cost center related to the account involved in the transaction Account Officer Specify the MIS code assigned to the account officer in charge of ex
183. es the charges applicable to the transaction and displays the amount here Total Amount The system computes the total amount to be paid by the walk in customer by adding the charge amount to the DD amount 8 78 ORACLE 8 18 1 Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction M DD Issue Walk In Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000392 Instrument Type DDW Bank Code CHO Demand Draft Currency USD Demand Draft Amount Demand Draft Date 2007 12 05 Transaction Currency Rate Transaction Currency USD Charges Total Amount Instrument Number 8604 Narrative Currency Denominations Charges MIS UDF Currency Code USD Payable Branch WB1 MICR Number Passporv lC Number Beneficiary Name asd Beneficiary Address Denomination Details a Denomination Code Denomination Value TT mc c25 M c10 lm cs Total Amount Refer the section titled Specifying denomination details under Capturing a cash deposit for further details 8 18 2 Specifying charge details This block allows you to capture charge related details invoke the following screen Z DD Issue Walk In Branch Date 15 Dec 07 Webpage Dialog FJB0734900001211 DDW CHO GBP External Reference Number instrument Type Bank Code Demand Draft Currency Demand Draft Amount Demand Draft Date 2008 01 0
184. etails under Selling a BC against an Account in this manual 8 23 3 Specifying MIS Details This block allows you to capture details pertaining to MIS For more details refer the section Specifying MIS Details under Selling a BC against an Account in this manual 8 23 4 Specifying the UDF details You can capture these details in the UDF tab of the screen Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 8 24 Issuing a BC to a walk in customer You can issue a BC to any walk in customer through the BC Issue Walk In screen You can invoke this screen by typing 8301 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 3 BC Issue Walk In Branch Date 1 2 2008 Web Page Dialog ExiemnalReterence Number FIBOSO0 200000673 Payable Branch retired Type BOWN HER Murniber neiunent Status MT Passportac Number Bank Code Bene tcesry hame BC Currency Beneficiary Address BC Amou BC Cate Tein Currency hi Haaie 3 99 ORACLE When you invoke t
185. ew user in the Assign To field Upon clicking the Assign button the workflow object updates the Assigned To column in the Log Master table The transaction then appears in the pending tasks list of the new user from where the user can pick up the transaction Discard a Workflow If you need to discard a transaction at any stage the discard interface is invoked Locking a Workflow stage You can assign a workflow stage to more than one user This means that any user with appropriate rights can pick up and execute a given workflow stage However to ensure that only one user executes a stage the workflow engine ensures that as soon as one of the assigned users selects a workflow stage for execution the stage is locked for that user If any other user tries to execute the stage the system displays an error message informing that another user has already locked the workflow stage Tracking and Auditing The Workflow engine provides highest level of security and auditing capabilities It captures and maintains the following information about every action taken by each user e The transaction stage that was invoked e The name of the user who invoked the stage e The time when it was invoked e The data captured for the transaction e The result of the action performed The data thus captured will be sufficient to replay the entire life of any given transaction at given time The table Txn_LogDetails holds the details of every
186. fails the transaction status will be updated as Marked for Reversal and not as Marked for Roll Forward In both the above cases the untanking process will pick up the transactions and do the needful Tanking and Untanking process The following section explains the process in branch and host In Branch When the connection between branch and host is lost the transactions will be tanked in the branch Subsequently when the connection is re established the system will untank the tanked transactions from the branch to host The transactions will be saved in the transaction log master in the same stage at which the connection between the branch and host is lost i e the stage at which the transaction failed to take place in the host The following transaction will be tanked e Offline transactions e Transactions with status Marked for Delete e Transactions with status Marked for Roll Forward e Transactions with status Marked for Reversal In the branch all the transactions which failed to reach the host are tanked The tanked transactions are marked with status T The untanking process will fetch the count of pending transactions in the branch and then upload the tanked transactions to the host when online During the upload the transactions in the branch remain locked This is to prevent other parallel processes from picking up the same records After successful upload the status of the transactions is
187. fying the Messaging Information In the Messaging Info tab you can capture the following information Ordering Customer Specify details of the ordering customer Sender To Receiver Info Specify the sender to receiver information of the transaction Charge Whom Specify the entity that will bear the charges The options in the drop down list are e Charges Borne by Ordering Customer e Charges Borne by Beneficiary e Our Chgs by Ord Cust and Rvr Chgsby Ben Payment Details Specify the payment details Narrative Provide a description for the transaction 8 13 3 Specifying the Customer Transfer Details In the Customer Transfer Info tab you can capture the following Bank Operation Code Specify the Bank Operation Code The values in the drop down list are e CRTS e SPAY e SSTD e SPRI 8 56 ORACLE 8 14 Instruction Code Specify the instruction code for the transaction Envelope Contents Specify the contents of the envelope Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Once the transaction
188. g credited You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Transaction Amount Specify the amount that should be credited to the cash account in the specified currency Reference Number Enter a reference number for the transaction Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking the Proceed button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed g Miscellaneous GL Debit Branch Date 12 4 2007 Webpage Dialog External Reference FJB0733800000397 Product MGLD GL Currency GBP Exchange Rate GLAccount 111010000 Transaction Amount GL Description Cash In Hand 2 SC Charges Transaction Currency GBP GL Amount Reference Number Recalculate Narrative QP Denomination Charges MIS Currency Code Denomination Details E Denomination Code Denomination Value Total Amount F G100 Mm G20 M G10 m cs Cancel In addition to the details captured in the previous stage the system defaults the following details Exchange Rate The system displays the exchange rate used to convert the transaction currency into GL currency If the transaction currency is the same
189. h transaction with the external reference number Currency Sold Specify the currency that you are selling to the customer You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Amount Sold Specify the amount that is being sold in the sold currency 7 39 ORACLE Currency Received Specify the currency that you have received from the customer in return for the currency sold You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Narrative Here you can enter your remarks pertaining to the transaction Beneficiary Name Here you can capture the beneficiary customer s name Passport IC No Here you can enter the passport or other unique identification number of the beneficiary Beneficiary Address Here you can capture the address of the beneficiary customer Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed g FX Sale Walk in Branch Date 12 4 2007 Webpage Dialog External Reference FJB0733800000360 Product FXSW Currency Sold USD Amount Sold Currency Received GBP Charges Currency Received Rate 63 PassportvlC Number Beneficiary Na
190. harge based on the transaction type The following screen will be displayed ise Liquidation Against GL Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJB0734900001250 Branch WB1 Liquidation Type BCG Instrument Type Payment v Instrument Number 7025 Issue Branch WB1 Clearing Bank Code CHO issue Date 01 Jan 03 Cheque Currency GBP General Ledger Number 256020000 Cheque Amount Narrative NARRATION P General Ledger Currency GBP Liquidation Date 15 Dec 07 Payable Branch WB2 Cheque Number MICRNUMBER12 Beneficiary Name PRATHIBAK Cheque Status INIT Beneficiary Address FIRST PassporviC Number KPVW1245 SECOND THIRD In addition to the details defaulted from the previous stage you can capture the following information Clearing Bank Code The bank code of the clearing bank is displayed here Payable Branch The system displays the current branch code where the transaction is being captured Liquidation Mode The status of the DD instrument is displayed here as Payment However you can change it to either of the other values available in the adjoining drop down list viz e Refund e Cancel e Cheque Number The MICR number of the DD instrument is displayed here 8 109 ORACLE Cheque Currency The DD currency is displayed here However you can change it The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one Cheque Status The system
191. he adjoining arrow button 44 Cheque Withdrawal Branch Date 10 4 2000 Web Page Dialog External Reference FBOS27 300000267 Product CoL Account Branch 64 Account Mumber Transaction Currency laz Transaction Amount Cheque Mo Cheque Date 4ps000 Marrative Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction Account Branch The system displays the logged in branch code However you can change it to the branch where the account on which the cheque is drawn resides 8 2 ORACLE Account Number Specify the account number of your customer on which the cheque is drawn The adjoining option list displays all the accounts maintained in the system You can select the appropriate account number Transaction Currency Specify the currency in which the cheque has been drawn You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Transaction Amount Specify the amount that should be debited from the account in the specified currency Cheque No Specify the MICR number displayed on the cheque le
192. he approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 12 ORACLE 11 6 Buying TCs from Agent You can buy TCs from Agent using the Buy TCs from Agent screen You can invoke this screen by typing 9011 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Buy ICs from Agent Branch Date 12 04 2007 Webpage Dialog External Reference Number FJB0733800001025 Branch Code WB1 Transaction Currency A Transaction Amount Issuer Code Narrative DP ic Details F 3 A Description Denomination Currency Count Series Sys Count Start Number End Number Amount Here you can capture the following details External Reference Number This is system generated based on the XREF Number sequence for the branch Itis a unique identifier for a branch transaction Transaction Currency Select the currency by which TC is being purchased from the option list available Transaction Amount Specify the total amount of transaction Issuer Code Select the code of the issuer from the option list available Narrative Enter remarks about the transaction if any 11 13 ORACLE Branch Code The current branch is defaulted 11
193. he beneficiary for the pay out Narrative Specify the description for the pay out 10 12 ORACLE Beneficiary Address Specify the address of the beneficiary for the pay out 10 2 5 3 Specifying Term Deposit Details To capture the details for opening a new TD as a part of pay out click on the Term Deposit tab 7 Term Deposit Payout Details Web Page Dialog Branch Code TAG Currency Account Term deposit Bankers Cheque PC Branch Code TAG Defautt From Parent Account Currency Account Class Customer Mo Account Class P The following details are captured here Branch Code The system defaults the branch code Currency The system defaults the currency Customer Number The system defaults the customer number Default From Select the Default From option to default the details from either the parent account TD account or account class The options available are e Account e Account Class 10 13 ORACLE Account Class Specify the account class If you have selected the Default From as Account Class then you have to specify the Account Class mandatorily Else you can leave it blank If you select the Default From as Account then on clicking of P button the system defaults the interest and deposit details from the parent TD account Or if you select the Default From as Account Class then on clicking of P button the system defaults the interest and deposi
194. he screen the External Reference Number BC Date and Instrument Type are displayed You need to specify the following details Instrument Status Specify the instrument status Transaction Currency Specify the currency in which the customer is making the payment BC Currency Specify the currency in which the BC is being issued Bank Code Specify the clearing bank code for the transaction BC Amount Specify the amount for which the BC needs to be drawn in the cheque currency BC Date Specify the BC date from the adjoining calendar MICR Number Specify the MICR number printed on the BC Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name Specify the name of the beneficiary in whose favor the BC is being drawn Beneficiary Address Specify the address of the beneficiary in whose favor the BC is being drawn Passport IC Number Specify the passport number or any unique identification number of the walk in customer Payable Branch Specify the branch where the BC amount should be paid out The adjoining option list displays all the branch codes maintained in the system Choose the appropriate one Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction 8 100 ORACLE The following scre
195. he transaction is displayed here Passport IC Number The passport number or a unique identification number of the customer is displayed here Liquidation Type System displays the instrument maintenance in host that will be used for this transaction Narrative Here you can enter remarks pertaining to the transaction Txn Currency Specify the currency in which the payment is being made by your customer You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the Host Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 68 ORACLE 7 18 Inquiring on a TT Transaction You can query a Telegraphic Transfer transaction for a specified branch and Instrument Number This can be done by using the TT Inquiry screen You can invoke this screen by typing 7795 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button a TT Inquiry Web Page Dialog Instrument Mumber Izzue Branch _Ok Cancel Reset Transaction Amount TT Currency Instrument Statue lzsue Mode lesue Account Number Beneficiary Mame Passport SIC Number Beneficiary Address Specify the following details Instrument Number Specify an instrument number of the TT transaction that needs to be queried Is
196. her details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Miscellaneous GL Transfer You can transfer funds from one GL account to another using Miscellaneous GL Use the Miscellaneous GL Transfer screen to transfer funds You can invoke this screen by typing 1005 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button T Miscellaneous GL Transfer Branch Date 12 15 2007 Webpage Dialog DER E External Reference Number FJB0734900001300 Product MCGT From Account Currency From GL Account Number To Account Currency To GL Account Number From Amount Narrative Reference Number The following details can be captured in this screen External Reference Number This is a system generated sequence number for the transaction Product The system displays the code of the product maintained in the system that will be used for miscellaneous GL transfer transactions 9 22 ORACLE From Account Currency Select the currency of the account from
197. hoose the appropriate one 7 22 ORACLE 7 6 Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination In Out Indicate whether you are disbursing the specified denominations or receiving the denominations The total amount against In should be equal to the amount against Out Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details Paying a Bill by Cash This module allows you to undertake cash transactions for payments of all the utility bills To enter into such transactions you need to invoke the Bill Payment by Cash screen You can invoke this screen by typing 1025 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button g Bill Payment by Cash Branch Date 1 2 2008 Webpage Dialog External Reference Number FJB0800200000438 Product BPCH Consumer Number Bill Number 12345 Bill Date 1
198. ialog External Reference Number FJB0734900001211 Payable Branch WB2 gt Instrument Type DDW MICR Number MNBUIGI Bank Code CHO Z Passport IC Number KPV65456 Demand Draft Currency GBP 4 Beneficiary Name PRATHIBAK Demand Draft Amount 200 00 Beneficiary Address 111 Demand Draft Date 01 Jan 08 E 222 Transaction Currency GBP Z 3333 Narrative SADFDS P Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Instrument Type The instrument type corresponding to a DD issued to walk in customers is displayed here Bank Code Specify the clearing bank code for the transaction 8 76 ORACLE Payable Branch Specify the branch where the DD amount should be paid out Transaction Currency Specify the currency in which the customer is making the payment Demand Draft Currency Specify the currency in which the customer is creating a draft Demand Draft Amount Specify the amount for which the draft is being created Demand Draft Date The system displays the current date as the date of draft issue MICR Number Specify the MICR number printed on the DD Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name Specify the name
199. ialog External Reference Number FJBO0 33800001036 Product From Account Branch WH1 To Account Branch Customer ID WWB1000059 To Account Number From Account Number 99899904 To Account Currency From Account Currency GBP To Amount Exchange Rate Cheque Number 20029 From Amount Check Date Narrative INTERNAL CHO DF Lz Recalt Charges MIS UDF UDF Details walle Pe Gel Wale Refer the section titled Specifying the MIS details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 24 ORACLE 8 6 Tracking a Cheque Return A cheque transaction may not be successfully completed for want of funds in the drawer account or if the drawer account is invalid You can cancel a cheque issued on such an account through the Cheque Return screen You can invoke this screen by typing 6560 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button A Cheque Return Branch Date 10 4 2000 Web Pag
200. ication tool bar and clicking on the adjoining arrow button Successful Replication Query Web Page Dialog Advanced Search Refresh Records per page 3 w LOCK 1 te i Function Id Branch Host Primary Key Status Time In Time Out SMDUSHOL CHO YAS 09 01 708 09 0 08 3 S 2009 10 29 15 18 35 2008 09 01 00 00 00 SMDUSHOL CHO AAAAIO9 01 08 09 0508 S 2009 10 29 17 29 33 2008 09 01 00 00 00 SMDUSHOL CHO YAS 09 01 708 09 0 08 2 Cc 2009 10 29 15 08 37 2008 09 01 00 00 00 SMDUSHOL CHO YAS 0901 08090208 i S 2009 10 29 15 01 19 2008 09 01 00 00 00 g 9 SMDUSHOL CHO amp A4A44 09 01 108 09 04 08 2 S 2009 10 29 17 37 24 2008 09 01 00 00 00 z z SMDUSHOL Z7 7709020809008 1 i 2009 11 03 12 59 52 2008 09 01 00 00 00 SMDUSHOL Z7 7 F O90208 094 O08 2 S 2009 11 03 13 04 28 2008 09 01 00 00 00 SMDUSHOL Z7 77 09 2308 09 24 08 Fa S 2009 11 03 13 10 53 01 00 00 00 SMDUSHOL ZF FF O9 2308 09 24 08 C 2009 11 03 13 09 33 5 6 ORACLE Here you can query based on the following details Function Id Specify the function ID for which you want to view the successfully replicated records The adjoining option list displays all valid function IDs maintained in the system You can select the appropriate one You can select the value ALL to indicate that data from all function IDs needs to be displayed Branch Specify the branch code for which you want to view the successfully
201. iciary account Exchange Rate The system displays the exchange rate for the transaction if the cheque currency and the transaction currency are not the same 8 22 ORACLE 8 5 1 Specifying Charge Details This block allows you to capture charge related details for the transaction Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 5 2 Specifying MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen 7 In House cheque Deposit Branch Date 04 Dec 07 Webpage Dialog External Reference Number FJB0733800001036 Product LOCH From Account Branch WB1 To Account Branch WEB1 Customer ID VWVB1000059 To Account Number From Account Number 9999904 To Account Currency From Account Currency GBP To Amount Exchange Rate Cheque Number 20029 From Amount Check Date Narratwe jINTERNAL CHO DP Recalt Charges MIS UDF Transaction MIS COS CENTR LOAN _TYPE LOAN_TERM ii Composite MIS A OFFICER JAMES E Refer the section titled Specifying the MIS details under Withdrawing Cash against a Cheque for further details 8 23 ORACLE 8 5 3 Specifying UDF Details You can capture the UDF details under UDF tab Click the tab button UDF The system displays the following details Z In House cheque Deposit Branch Date 04 Dec 07 Webpage D
202. icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 7 17 ORACLE Close Out Withdrawal By Cash Web Page Dialog E dernal Reterence Nuniber Booourd Tile Account Nurtber Customer ID Acocunl Lurrency Actoni Arun Cancel In addition to the details captured in the previous stage the system defaults the following details Account Title The system displays a brief title for the chosen account Customer ID The system displays the customer ID based on the account specified Account Currency The system displays the account currency here Account Amount The system displays the net cash to be disbursed to the customer after deducting the applicable charges Transaction Amount The system displays the total amount of the close out transaction here SC Charge The system computes the charges applicable for the transaction and displays it here Click save icon to go to the next stage 7 18 ORACLE Enrichment stage 2 The system displays the following screen on clicking the Proceed button F Close Out Withdrawal By Cash Branch Date 1 2 2008 Web Page Dialog External Reference Number FJBOSO02000006 2 Agtu Aumcast Aeon Murtiber Acum THe Customer ID Transaction Amount Account Currency SC Charge Denomination Changes MIS Currency Code D
203. ifferent Customer ID and or Account for any transaction at any point of time Ending a Customer Session To end a customer session click End Session button in the customer search frame of the screen which will be displayed in place of Start Session button The system displays a message to confirm the action Click on OK to proceed or Cancel to continue with the same session Opening the Branch As soon as the EOD End of Day activities for the day are completed the branch automatically moves to the next working posting date and is ready for Transaction Input TI stage Opening of Branch will have no processing or operational implications Opening a Vault Till You can open a Vault or a Till through the Open Teller Batch Till screen You can invoke this screen by typing 9001 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button J Open leller Baich Mill Branch Date 10 4 4000 Web Page Dialog Thi TLOZ TA hane Tey The option list will display the available Tills i e the Tills that are yet to be used When you select a Till the same will be linked to your name and locked in the system After selecting the Till Id click the close icon to continue The system will display the following message to indicate that the Till has been marked against your user id 4 8 ORACLE 4 8 Transaction Completed Successfully The system will also
204. ify the currency of the TC Account Currency The system defaults the branch currency as the account currency However you can change it The adjoining option list displays all the currency codes maintained in the system You can select the appropriate code TC Amount Specify as indicated on the TC instrument being purchased Narrative Here you can enter remarks about the transaction Beneficiary Name Specify the name of the beneficiary of the transaction Beneficiary Address Specify the address of the beneficiary of the transaction Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 7 TC Purchase Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001270 Issuing Branch TCD Issuer Code CSK Related Customer ID TCD000002 TC Currency GBP Account Currency GBP TC Amount Narrative Exchange Rate Total Charge Total Amount Beneficiary Name Recalc Beneficiary Address Passporvic No Currency Denominations TC Denominations Charges MIS TC Denomination Details F Fal A ad Description Denomination Currency Count Series Sys Count Start Number a 8 49 ORACLE 8 12 1 In addition to the details defaulted from the previous stage you can capt
205. ign the transaction to a teller who will authorize or reject the transaction In case of Rejection you need to discard or clear the transaction Note the following e The contract is saved only when there are no overrides or when all overrides have been authorized by a supervisor e Once the transaction is successfully authorized the customer s account balance is set to zero and a BC is issued for the net amount For more information on Authorization and Submission refer the section Withdrawing Cash against a Cheque in this manual Once a transaction is complete you can reverse this transaction if required For more information on reversing a transaction refer the section Transaction Reversal in the Cash Transactions manual Issuing a BC against a GL You can issue a BC against a GL account for your customer through the BC Issue against GL screen You can invoke this screen by typing 8302 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 7 BC Issue Against GL Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJB0734900001245 Payable Branch WB2 Instrument Type BCG MICR Number MICRNUMBER12 Bank Code CHO PassporviC Number KPW1245 B C Currency GBP Beneficiary Name PRATHIBAK B C Amount Beneficiary Address FIRST BCDate 01 Jan 08 E3 SECOND General Ledger No 256020000 kA THIRD General Le
206. ill be defaulted only if you have selected the TC series from the option list Otherwise this field will be blank Start Number Specify the starting number of the series If you have selected the TC series from the option list the start number will be defaulted You need to modify this value End Number The system defaults the end number which is the sum of start number and the count TC Amount The system defaults the TC Amount It is the product of the denomination and the count After entering all the data click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 18 ORACLE 11 9 Buying TCs from Vault You can buy TCs from Vault using the Buy TCs from Vault screen You can invoke this screen by typing 9017 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button i Buy TCs from Vault Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700000117 Branch Code WB2 Transaction Currency Transaction Amount Issuer Code Narrative 72 TC Details ka id a I z oO Description Denomination Currency Count Series Sys Count Start Number End Number Amount Here
207. in a new TD Pay out option can be single or a combination of the six You can perform TD redemption using multiple pay out modes The system allows any combination of the above pay out modes Examples Case 1 e TD Amount 15 000 00 USD Pay In Pay Out options e By Cash 4 000 USD e By Savings Account 6 000 USD e By GL 5 000 USD 10 21 ORACLE Case 2 e TD Amount 15 000 00 USD Pay In Pay Out options e By Cash 20 USD e By Savings Account 30 USD e By GL 50 USD 10 4 Manual Pay Out TD Redemption You can redeem a Term Deposit for multi mode pay out Redemption in Multimode screen You can invoke this screen by typing 1317 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button A Redemption in Multimode Branch Date 1 31 2008 Web Page Dialog External Reference Number FJBOG8051 00000016 Account Humber Branch Code TAG Account Title Cancel The following details are displayed External Ref No The system generates a unique reference number for the transaction and displays it here The host identifies the transaction with the external reference number Branch Code The system displays the code of the current logged in branch You need to specify the following Account No Specify the account number of the TD that you wish to redeem You can select the appropriate one from the adjoining look up Click Save button to proceed to the
208. ination Value Total Amount 100 50 20 10 5 In addition to the details captured in the previous stage the system defaults the following details Customer ID The system displays the customer ID based on the account specified Account Title The system displays a brief title for the chosen account 7 3 ORACLE 7 2 1 Exchange Rate The system displays the exchange rate used to convert the transaction currency into account currency If the transaction currency is the same as the account currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here Account Amount The system displays the amount to be credited to the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction through the following fields Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination
209. ine amount for the authorization limit check Offline Amount Specify the offline amount for the authorization limit check The system performs the following validation while setting the preferences for Workflow definition e The denomination tracking check should be Y only if Till Required is Y e Authorization Preference should be Y only if corresponding amendment preferences are Y e The override handling in last stage cannot be Defer e f you select Auto Authorize option then the following options cannot be selected gt Auth limit check gt IB check gt Authorization on charge amendment gt Authorization on exchange rate amendment e You cannot select the override handling to Auto 3 4 1 5 Handling of Local Transactions and Pure Query In Oracle FLEXCUBE the workflow for local transactions and the query stage is pre configured You are allowed to amend the following options in work flow maintenance e Till Required e Denomination Tracking Required 3 7 ORACLE e Authorization Limit Check e Assignment Mode e Assignment Role e Authorization Limit Check Button 3 4 2 Maintaining Auto Assignment of Authorizer Following are the maintenances for handling Auto Assignment of Authorizer they are e Maintaining Default Authorizer e Maintaining User Role Definition 3 4 2 1 Maintaining Default Authorizer You can maintain the default authorizer by using Default Authorizer Detail screen To invok
210. ing on the adjoining arrow button g Cash Withdrawal Branch Date 1 2 2008 Webpage Dialog External Reference Number FJB0800200000434 Product CHWL Account Branch WwB1 gt Transaction Currency USD Account Number 100000F Transaction Amount Narrative Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction Branch Specify the branch where the customer account from which cash is being withdrawn resides Account Number Specify the customer account from which cash needs to be withdrawn The adjoining option list displays all the accounts maintained in the system You can select the appropriate account number 7 12 ORACLE Transaction Currency Specify the currency in which the cash is being withdrawn You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Transaction Amount Specify the amount that should be debited from the account in the specified currency Narrative You may enter remarks about the transaction here This is a free format text field Click save i
211. ing screen DD Liquidation Walk In Branch Date 15 Dec O7 Webpage Dialog pa a g ETITA Degman Ehh Ug The system displays the charge applicable to the transaction You can waive it if required You then need to click Recalc button to re computed the net amount payable to the customer Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 74 ORACLE 8 17 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen pp Liquidation Walk In Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJB0734900001210 Branch WB1 Liquidation Type DDG Liquidation Mode Liquidation Date 04 Dec 07 Payable Bank CHO instrument Number 1724 Issue Branch WB1 Demand Draft Currency GBP Drawee Account Number 256050010 Exchange Rate Issue Date 04 Dec 07 Net Amount Demand Draft Amount Total Charges Narrative REEJECTION P Transaction Currency Beneficiary Name PRATHBAK Demand DraftNumber REJECTION DDIG Beneficiary Address 111111 Other Details 2222222 Payment Branch WB2 3333333 Demand Draft Status LIQD Passport IC Number KPV654 Denomination Charges MIS Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Refer the section titled Specifying MIS details under Capturing a cash deposit for further details 8 17 4 Specifying UDF Details This blo
212. ing to MIS Click on the MIS tab to invoke the following screen Z TC Purchase Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001270 Issuing Branch TCD Issuer Code CSK Related Customer ID TCD000002 TC Currency GBP Account Currency GBP TC Amount Narrative Exchange Rate Total Charge Total Amount Beneficiary Name Recalc Beneficiary Address PassporviC No Currency Denominations TC Denominations Charges MIS Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER Refer the section titled Specifying MIS details under Withdrawing Cash against a Cheque for further details 8 12 5 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen Z TC Purchase Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number issuer Code TC Currency TC Amount Exchange Rate Beneficiary Name Beneficiary Address PassporviC No FJB0733700001270 CSK GBP Currency Denominations TC Denominations Charges MIS UDF Details O Field Name Field Value UDF Issuing Branch TCD Related Customer ID TCD000002 Account Currency GBP Narrative Total Charge Total Amount Recalc 8 52 ORACLE Refer the section titled Specifying the UDF details under Withdrawing Cash against a Cheque for further details Cli
213. ion From Account Number Specify the drawer account number The adjoining option list displays all the accounts maintained in the logged in branch You can choose the appropriate one 8 20 ORACLE To Account Number Specify the beneficiary account that needs to be credited with the cheque amount The adjoining option list displays all the accounts maintained across different branches in the Host You can choose the appropriate one If you have already specified the branch codes for the beneficiary account in the To Account Branch field the option list will display only those accounts that belong to the chosen branch From Account Branch The system displays the current logged in branch This means that you will be able to specify an account that resides in the current branch only To Account Branch If you have specified the beneficiary account in the To Account field the system displays the branch where the chosen beneficiary account resides However you can first specify the branch where the beneficiary account resides The adjoining option list displays all the branch codes maintained in the system You can choose the appropriate one From Account Currency The system displays the currency of the drawer account To Account Currency The system displays the currency of the beneficiary account Amount Specify the amount for which the cheque has been drawn Narrative Here you can enter remarks for the tra
214. ion The following screen will be displayed 8 112 ORACLE BC Liquidation Walk In External Reference Number Liquidation Type Instrument Number Clearing Bank Code Cheque Currency Cheque Amount Transaction Currency Liquidation Date Beneficiary Name Beneficiary Address Branch Date 15 Dec 0 7 FJB0734900001251 BCG 7024 CHO GBP 1 250 00 GBP 04 Dec 07 PRATHIBAK 1111111111 22222222222 3333333333333 Webpage Dialog Branch Liquidation Mode issue Branch issue Date Drawee Account Number Narrative Payable Branch Cheque Number Cheque Status PassporvlC Number WB1 Payment v WB1 04 Dec 07 256050010 REJECTION iz WB2 REJECTION12 INIT KPV12345 Cancel In addition to the details defaulted from the previous stage you can capture the following information Liquidation Type The liquidation type of the BC is displayed here Liquidation Mode The system displays the liquidation mode of the BC However you can change it The adjoining drop down list displays the following values Payment e Refund e Cancel Bank Code The clearing bank code is displayed here Payable Branch The branch where the cheque amount is being paid out current branch is displayed here Cheque Currency The system displays the currency in which the BC has been issued 8 113 ORACLE Issue Date The system displays the date on which the BC has been issued Liquidati
215. ion list Instrument Type The instrument type corresponding to a TC issued to walk in customers is displayed here Instrument Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument 8 38 ORACLE Transaction Date Enter the date of issue of the TC This is deemed to be the application date by default and can be changed if necessary TC Currency Specify the currency in which the TC is being issued Account Currency The system defaults the branch currency as the account currency However you can change it The adjoining option list displays all the currency codes maintained in the system You can select the appropriate code TC Amount Specify the amount for which the TC is being issued Narrative Here you can enter remarks about the transaction Click save icon to go to the next stage Enrichment stage On clicking the save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed A TC Sale Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001273 Issuing Branch TCD Instrument Type TCW Instrument Status TC Currency GBP lssuerCode CSK TC Amount Account Currency GBP Narrative TC Amount in A C Currency Transaction Date 12 03 2007 Beneficiary Name Exchange
216. ion titled Specifying the UDF details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 42 ORACLE 8 11 Purchasing a TC against an Account You can purchase a TC through the TC Purchase Against A C screen You can invoke this screen by typing 1409 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button T TC Purchase Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001269 issuing Branch TCD Instrument Type TCA Instrument Status LIQD issuer Code Z Account Branch TCD TC Currency Z Account Number TC Amount Account Currency Narrative Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Is
217. ions Cash deposit and withdrawal Closing out an Account with Withdrawal Denomination exchange in the same currency Bill payments by cash and against account Funds transfer request and stop payment Foreign exchange sale and purchase for walk in customer Telegraphic transfer TT gt TT issue against account against GL and for walk in customer gt TT liquidation against GL against account and for walk in customer gt TT inquiry Transaction Reversal 7 1 ORACLE 7 2 Depositing Cash You can capture a cash deposit transaction through the Cash Deposit screen You can invoke this screen by typing 1401 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button e Ter Deposit Branch Date 12 15 2007 Webpage Dialog Product CHDP Account Branch WE41 Transaction Currency Account Number Transaction Amount Narrative Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction Branch Specify the branch where the customer account into which cash is being deposited resides
218. ions Changes MIS UDF C Field Hame Fiski vakje Cancel Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 103 ORACLE 8 25 Liquidating a BC against an account You can liquidate a BC against an account through the BC Liquidation Against Account screen You can invoke this screen by typing 8309 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button ec Liquidation Against Account Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJBOT34900001246 lzeue Branch W Instrument Number 7507 Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issue Branch Specify the branch whe
219. ions are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination By default vault contents are incremented for inflow transactions like cash transfer To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 After entering these details you need to click save icon The specified amount will flow into the vault and gets updated in the branch Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details ne ORACLE 11 4 Buying Cash from Central Bank You can buy cash from central bank using the Buy Cash from Central Bank screen You can invoke this screen by typing 9009 in the field a
220. ions from the teller screen by entering the ID and password In case of local authorization the authorizer can allow or cancel the transaction The following screen is used for local authorization 4 2 ORACLE F amp Local Authorization x oe User ID OFESSWB1AUTH3 Password Remarks Override Messages The authorizer can only view the transaction details here He or she will have to enter the following details Userid Specify the user ID of the authorizer Password Enter the password to authorize or reject the transaction Remarks Specify some remarks pertaining to the transaction Click OK button to authorize the transaction On successful validation of the User ID and password the transaction will proceed to the next stage as per workflow The validations for User ID will be same as in Remote Auth The user credential validation includes Holiday Maintenance check also However if you click Cancel button the transaction will move to unassigned queue You can view the override messages by clicking Override Messages Local Authorization option is not available when user authentication is via Single Sign On SSO Remote Auth In this type the Maker will assign the transaction to an authorizer using the following screen This screen will appear during the appropriate stage as per the Workflow definition Z Cash Withdrawal Web Page Dialog 2x 4 3 ORACLE 4 4 2
221. is found alright it will fetch other relevant details for the transaction The following screen will be displayed a po Liquidation Walk In Branch Date 1 4 4008 Web Pape Dialog External Rajane Parii Branch ati Liquadation Type j Liqudsion Meade Payment Liqadan Coste H Payable Bara CHO instrument Humbe mee Branch yB Demand ni Currency Trae Cure G let De Tends Denard Cena Amour heart athe Benicia Mane B Cermared Cina Murrabatr Beraiciary Add e iher Cet nds Peyman Branch Dema rat H i In addition to the details defaulted from the previous stage you can capture the following information Branch The branch code is displayed here Liquidation Type The liquidation type of the DD is displayed here Liquidation Mode The system displays the liquidation mode of the DD However you can change it The adjoining drop down list displays the following values e Payment e Refund e Cancel Payable Bank The clearing bank code is displayed here 8 71 ORACLE Instrument Number The instrument number is displayed here Payable Branch The branch where the DD amount is being paid out current branch is displayed here DD Currency The system displays the currency in which the DD has been issued Issue Date The system displays the date on which the DD has been issued Liquidation Date The system displays the date on which the transaction is being posted Drawee Account Number The account on
222. ithdrawal by Bankers Cheque Branch Date 1 2 2006 Web Page Dialog External Reference Number FVBOSO0200000670 Account Number Branch Wi On invoking this screen the External Reference Number of the transaction the Account Branch and Account No are displayed Specify an account number or select an account number from the list of values Click save icon to go to the next stage Enrich Stage Enrichment stage In the Enrich Stage the following screen is displayed F Close Out Withdrawal by Bankers Cheque Web Pape Dialog Exiernal Reterence Number FJEDSOO200000671 Account Tile Branch WE Serial Humber Actou Humba MCR Mumbar Account Currency Benesticiary Mame Actoni Arou Beneficiary Address Bank Code Check Dats 8 93 ORACLE The following details will be displayed on invoking this screen e Account Title e Account Ccy e Bank Code e Account Amount e Cheque Date e MICRNo e Serial No e Beneficiary Name e Passport IC No e Beneficiary Address 8 22 1 Specifying Charge Details This block allows you to capture charge related details s a Close Qut Withdrawal by Bankers Cheque Branch Date 1 4 2008 Web Page Dialog External Reference Murit Accourd Tile Branch MCR Murtiber Account Murer Check Date Account Currency SC Charges Account Amount Gearing Bank Code Serial Murtiber Bene tice hanme Bee caer Address Charge Details L charge Components Water Change Amount Currency ChangeinLocalOu
223. ization is not required the transaction directly hits HOST If the validation does not return overides then the transaction will directly proceed with Work Flow i e to HOST Under HOST if the system raises any host overrides then the transaction moved for override handling validation Here if system raises an override as Immedite the transaction will require Remote Authorization On successful Remote Authorization the transaction will proceed with Work Flow i e to HOST If Remote Authorization is not required the transaction directly hits HOST and then moves to ENRICH stage If the system raises an override as Defer then the transaction are clubbed and sent for Remote Authorization during ENRICH stage If the system does not raise any host override then the transaction directly hits the ENRICH stage 3 5 2 Enrich Stage The system performs certain validation during enrich stage During validation if system raises an override as Immediate then the transaction is moved to Savings Overrides for authorization On successful Remote Authorization if required the transaction will proceed with Work Flow i e to HOST If Remote Authorization is not required the transaction directly hits HOST If the validation does not return overides then the transaction will directly proceed with Work Flow i e to HOST Under HOST if the system raises any host overrides then the transaction is moved for override handling validation Here if system raise
224. k In Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000394 Bank Code Branch WCN BC Currency instrument Type BCW BC Amount 1 000 00 Liquidation Mode Payment Exchange Rate 1 63 LiquidationDate 2007 12 04 Narrative P Issue Branch WOCN Total Charges 163 00 Transaction Currency USD BC Date 12 4 2007 Account Number 111010000 Total Amount 1 467 00 Instrument Number 8102 Beneficiary Name Payable Branch WB1 Beneficiary Address MICR Number 546555 BC Status LIQD PassporviC Number Recalc Currency Denominations Charges MIS Currency Code USD Denomination Details m Denomination Code Denomination Value Total Amount F D100 100 M D50 50 In addition to the details defaulted from the previous stage you can capture the following information Exchange Rate The system displays the exchange rate for the transaction if the cheque currency and the transaction currency are not the same Total Charge The system computes the charge applicable to the transaction and displays it Net Amount The system derives the net amount payable to the customer after deducting the applicable charges and displays it here 8 27 1 Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Withdrawing cash against a Cheque in this manual for further details 8
225. l liquidation account should be the term deposit account Rollover Type You can indicate rollover type as hereunder e If rollover type is principal then principal is rolled over and interest is pay out as per the pay out maintenance e If rollover type is Principal Interest then both principal and interest rollover takes place If you select this option the principal liquidation account has to be the term deposit account e f rollover type is special then special mount is rolled over and the remaining amount is pay out as per the pay out maintenance e f rollover type is interest then interest mount is rolled over and principal amount is pay out as per the pay out maintenance Rollover Amount If a special amount is to be rolled over you have to specify the amount less than the original deposit amount in the Rollover Amount field 10 2 6 3 Specifying Term Deposit Pay Out Details Payout Type Select the pay out mode from the drop down list The options available are e Bankers Cheque BC e Transfer to Other bank PC e Transfer to GL GL e Transfer to Savings Account AC Note the following e This option will be available only when account number generation is Auto e For Dual Currency Deposits you are allowed to select only GL and Savings Account options as the pay out mode You can either select GL or Savings Account but not both You can select only one GL or one Savings account an
226. ld TD Account Number The system displays the account number of the Child TD Account Class The system displays the account class of the Child TD Customer Number The system displays the customer number of the Child TD 10 29 ORACLE 10 4 3 1 Capturing Interest Details Calculation Account select the calculation amount of the Child TD from the option list Interest Statement Check this box to generate an interest statement for the account The Interest Statement will furnish the values of the SDEs and UDEs and the interest rule that applies on the account Charge Booking Account select the charge booking branch from the option list available You have an option of booking interest charge to a different account belonging to another branch The accounts maintained in the selected booking branch are available in the option list provided The system liquidates the Interest Charge into the selected account Interest Start Date Select the interest start date from the option list Charge Start Date Select the charge start date from the option list Interest Booking Branch Select the interest booking branch from the option list Dr Cr Advices Check this box to generate payment advices when interest liquidation happens on an account The advices are generated in the existing SWIFT or and MAIL format Charge Booking Branch Select the charge booking branch from the option list available You have an option of booki
227. lexander Currency Denominations Charge Details MIS UDF UDF Details d Field Name Field Value Field Name Account Branch WB1 Account Number 999989B Account Title SINGLE Account Currency GBP Account Amount 12 475 00 Total Charge 25 00 Narrative mece The system displays the various User Defined Fields UDFs that you have maintained for the product in the Host Field Value Specify the value for the each UDF that is displayed 7 7 ORACLE Click save icon to save the transaction The supervisor can view the transactions pending authorization in his or her task list as shown below You can view this list by choosing the Workflow option in the application Workflow Pending 0 Assigned 0 Failed 0 UnAssigned 0 Asynchronous 0 Completed 0 Reversed 0 Tanked 0 Untanked 0 Search Tasks Customer The person needs to click on the Assigned option to view all transactions assigned to you In case of auto assign the transaction will get assigned to all the eligible authorizers as per the assignment criteria maintained at your branch All these eligible supervisors will be able to view these transactions in their Pending Tasks lists The first authorizer to fetch the transaction from his or her task list will lock the same and then can either approve or reject it This process is similar to the remote authorization flow described earlier Irrespective of the supervi
228. ll ld that is marked for the user 4 9 ORACLE e Current system date e Currency Code e Denomination used for the transaction e Denomination Value based on the Denomination Code e System Count number of denomination at end of day e System Total denomination code wise total transaction amount e Shortage Overage Units difference between the System Count and Units e Shortage Overage Amount difference between the System Total and Denom Total You Teller have to specify the following details in this screen e Units the total number of units at the end of the day e Denom Total Automatically populated when you specify the Units Denom Value Units The following TC details if any are present in the Till will be displayed e Issuer Code e Currency Code e TC Denomination Description e System Count e Series e Start and End Numbers e TC Amount e Shortage Overage Count You have to specify the following e User Count After capturing the required details click the Close button to continue If the balancing is correct the Till is closed The system will confirm with the following message Transaction Completed Successfully For more detail on processing Traveller s Cheque TC transactions refer the Instrument Transactions chapter of this User Manual 4 10 ORACLE 5 1 5 1 1 5 Data Replication Introduction Savings is an interface provider for processing cash transactio
229. lock allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen A TC Sale Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001267 Issuing Branch TCD lssuer Code CSK Account Branch TCD Instrument type TCA Account 000021 Instrument Status INIT Account Currency GBP TC Currency GBP Related Customer ID AC1000053 TC Amount Customer Name john Narrative Narrations Here Exchange Rate Total Charge Beneficiary Name Account Amount Beneficiary Address Recalc TC Denominations Charges MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER 8 31 ORACLE Refer the section titled Specifying MIS details under Withdrawing Cash against a Cheque for further details 8 8 4 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen A TC Sale Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001267 Issuer Code CSK Instrument type TCA instrument Status INIT TC Currency GBP TC Amount Narrative Narrations Here Beneficiary Name Beneficiary Address TC Denominations Charges MIS UDF UDF Details O Field Name Field Value lssuing Branch Account Branch Account Account Currency Related Customer ID Customer Name Exchange Rate Total Charge A
230. lowing details are displayed here 7 33 ORACLE 7 8 1 7 8 2 From Account Currency The currency in which the From Account is maintained is displayed Customer ID The system displays the customer ID based on the account specified Exchange Rate The system displays the exchange rate used to convert the from account currency into to account currency If the from account currency is the same as the to account currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here To Amount Specify the amount that should be credited to the account Specifying charge details This block allows you to capture charge related details Refer the section titled Specifying charge details under Depositing Cash for further details Specifying MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen BY Funds Transfer Request Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001308 Product FTRQ From Account Branch WB1 To Account Branch WB1 Customer ID WB1000054 To Account Number 1010050 Customer Name Dalmia To Account Currency GBP From Account Number 100001G To Account Amount Account Title DALMIA SB Exchange Rate From Account Currency GBP Narrative From Account Amount Total Charge Total From Account Amo
231. ls in the MIS tab of the screen 7J Sell Cash to Central Bank Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001291 Branch Code WB1 Narrative QP Transaction Currency USD Transaction Amount Denomination MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER MIS is user definable and is configured at the host Refer to the Oracle FLEXCUBE host user manual for details As an example the following details may be captured in this screen Cost Center The MIS code assigned to the cost center related to the account involved in the transaction is displayed here Account Officer The MIS code assigned to the account officer in charge of executing this transaction is displayed here 11 11 ORACLE Standard Industrial Code The MIS code assigned to the industry to which your customer belongs is displayed here Contract in Various Currencies 11 5 3 Specifying UDF Details You can capture the UDF details under UDF tab 7 Sell Cash to Central Bank Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001291 Branch Code WB1 Narrative QP Transaction Currency USD Transaction Amount Denomination MIS UDF UDF Details d Field Name Field Value Field Name The system will display all the User Defined Fields UDF maintained for the product in the Host Field Value Specify the value for the required UDFs T
232. m below Stage 1 Clerk captures the transaction y Stage 2 Data enrichment from the host No Dual Control required an gt Stage 3 Authorization at branch Stage 4 View Edit by the teller Maker A Successful authorization em Save call to host No Authorization Yes Override from hest No ransaction successful a Yes Transaction is assigned toa teller y Stage 5 Teller disburses cash at branch Authorization call to host Till update and advice printing at branch 2 4 ORACLE The differences between one step and two step processing types are given in the table below One Step Processing Two Step Processing The transaction is initiated and The clerk initiates the transaction After successful Save completed by a teller in the host it is assigned to a teller at branch who actually disburses the cash It involves a single call to the host Here two calls are made to the host server One to Oracle FLEXCUBE The server Save the transaction in the host after which cash is This results in the Save and disbursed by the teller at branch Second call post Authorization of the transaction in disbursement results in authorization of the transaction the host in the host after which the accounting entries are
233. m displays the branch code of the clearing bank based on the routing number Branch Name The system displays the branch in the clearing bank based on the routing number Sector Code The system displays the sector code of the clearing bank based on the routing number Sector Description The system displays the description of the sector Late Clearing The system indicates whether the cheque has been cleared on the same day or is marked for late clearing Regulation CC Available Check this box to indicate that the Reg CC facility is available for the transaction Special Available Check this box to indicate that the special availability facility is available for the transaction Click save icon to go to the next stage Refer the sections titled Authorization stage and Submission stage under Withdrawing Cash against a Cheque for details on the authorization and submission 8 12 ORACLE 8 3 2 Specifying Charge Details This block allows you to capture charge related details for the transaction a Cheque Deposit Branch Date 03 Dec 07 Webpage Dialog External Reference Number FJBO733 700000897 Trangaction Currency Transaction Amount 1 000 00 Account Branch 2ZCO Exchange rate 1 Account Number 000018 Total Charges 10 00 Account Currency GBP Narrative CHD DPT W Customer D WB1000054 Account Title gbp acc Customer Name Dalmia Recalc Instrument Details Charge MIS UDF Cha
234. maining amount is pay out as per the pay out maintenance e f rollover type is interest then interest mount is rolled over and principal amount is pay out as per the pay out maintenance Rollover Amount If a special amount is to be rolled over you have to specify the amount less than the original deposit amount in the Rollover Amount field 10 4 3 3 Specifying Term Deposit Pay Out Details Payout Type Select the pay out mode from the drop down list The options available are e Bankers Cheque BC e Transfer to Other bank PC e Transfer to GL GL e Transfer to Savings Account AC e Creation of new Term Deposit TD Note the following e This option will be available only when account number generation is Auto e For Dual Currency Deposits you are allowed to select only GL and Savings Account options as the pay out mode You can either select GL or Savings Account but not both You can select only one GL or one Savings account and not multiple GLs or accounts in either case Percentage Specify the amount of redemption in percentage 10 33 ORACLE Offset Branch Specify the branch code of the account for redemption Offset Account Specify the account number GL for redemption Narrative Specify the description for the redemption 10 4 4 Capturing Pay Out Parameters Details You can capture the parameters for automatic pay out by clicking on the TD Payout Details button To c
235. me Narrative Beneficiary Address Amount Received Recalculate Denomination FX Denomination Charges MIS UDF Currency Code GBP Denomination Details m Denomination Code Denomination Value Total Amount G100 100 M e50 50 Mm G20 20 G10 10 Cancel In addition to the details defaulted from the previous stage you can view the following details 7 40 ORACLE Currency Received Rate The system displays the exchange rate to be used for the foreign exchange sale Charges The system displays the charge to be levied on the customer for the transaction Amount Received Based on the exchange rate and amount bought the system computes and displays the amount that needs to be received from the customer in the received currency 7 10 1 Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Depositing Cash for further details 7 10 2 Specifying charge details This block allows you to capture charge related details You need to click on the Charges tab to invoke the following screen 2 FX Sale Walk in Branch Date 12715 2007 Webpage Dialog External Reference Number FJB0734900001310 Product FXSW Currency Sold USD Amount Sold Currency Recieved GBP Charges Currency Recieved Rate l Amount Recieved Beneficiary Name AAA Passporvic No
236. ment Number Specify the instrument number of the DD that needs to be liquidated Click save icon to go to the next stage Input stage 2 On clicking save icon the system fetches the details of the chosen instrument and displays them in the following screen 8 65 ORACLE J Z DD Liquidation Against Account Branch Date 03 Dec 07 Webpage Dialog External Reference Number FJB0733700001190 instrument type DDA Payable Bank CHO Liquidation Mode Payment v Account Branch Liquidation Date 03 Dec 07 Account Number Instrument Number 1005 Account Currency Issue Branch WB1 Demand Draft Currency issue Date 04 Dec 07 Demand Draft Amount Beneficiary Name karhtik Demand Draft Number micr123456 Beneficiary Address 11 Payment Branch WB2 22 33 Narrative mis amneded Passport iC Number kpw1223456 Cancel Here you can capture the following additional details Instrument Type The instrument type is displayed here Liquidation Mode Specify the status of the instrument You can choose any of the following values available in the adjoining drop down list e Payment e Refund e Cancel Liquidation Date The system displays the date on which the transaction is posted Account Currency The currency of the chosen account is displayed here Account Number Specify the offset account that should be used to post this transaction The adjoining option list displays all the accounts maintained in the system Choose the appro
237. mount GL Account Number GL Description Product GL Currency GL Account Amount Exchange Rate Reference Number Narrative 111050000 Atm Cash MSCD GBP Customer Name WCN REVATHY P Recalculate Charges MIS UDF Charge Details iv Charge Components Waiver Charge Amount 5 00 GBP 5 Currency Charge in Local Currency Exchange Rate Cancel The following details are defaulted from the account and displayed e The currency associated with the account e The account title e The ID of the account holder Exchange Rate The system displays the exchange rate for the transaction if the account currency is not the same as the GL currency GL Account Amount The amount credited to the GL account is displayed here This amount will be in terms of the GL account currency Account Amount The amount debited from the customer account in account currency is displayed Total Charges The system computes the charges applicable for the transaction and displays it here If you modify the amount to be transferred then click Recalc button to recalculate the charge amount ORACLE 9 3 9 2 1 Specifying the charge details In this block you can capture the following charge related details Charge Component The system defaults the charge components applicable to the transaction Type The system displays the type of charge that is applicable to the transaction It could be any one of
238. n be made by cash account transfer or GL transfer Similarly you can redeem a TD account in one or combination of the following e By Cash e By Bankers Cheque e By Account Transfer e By GL Transfer e By Transfer Other Bank s Account e By Child TD Each of these transactions has been discussed in detail in the following sections 10 2 Opening a TD Account for Multi Mode Pay In The TD accounts use account class of deposit type You can create TD accounts like any other CASA accounts You have to deposit the amount into the account at the time of account creation There are three pay in options during account creation they are e Pay in by transfer from GL e Pay in by transfer from Savings Account e Pay in by Cash Only from Savings Module Pay in option can be single or a combination of the three You are allowed to fund the TD using multiple pay in modes Any combination of the 3 pay in modes is possible You can specify the TD funding amount percentage wise or in absolute You can open TD accounts with Multi Mode Pay In options using the TD Account Opening by Multi Mode screen You can invoke this screen by typing TDMM in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 10 1 ORACLE B TD Account Opening by Wulli Mede Branch Date 1 31 7008 Web Page Dialog External Fieforence Humbe 8F JSC Erbari ium Grah lee TAG Farji Come 7 Cuir D E E Aiii Des
239. n by typing DENM in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 7 21 ORACLE g Denomination Exchange Branch Date 1 2 2008 Webpage Dialog External Reference Number FJB0800200000437 Branch Code WB1 Transaction Currency Denomination Details a Denomination Code Denomination Value Total Amount Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Branch Code The system displays the current logged in branch code Transaction Currency Specify the currency in which your customer wishes to exchange denominations The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one 7 5 1 Specifying Denomination Details This block allows you to capture exact details of the denominations being exchanged Currency Code Specify the currency in which the transaction is being performed You can select the appropriate code from the adjoining option list Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list C
240. n ea E E E E 3 1 I WORKI LOW INTERFACES pesca ioscan ieee ees 3 1 3 2 1 Loerie a WOE OW ST E rae E N E E E T E E TOO EN 3 2 3 2 2 To IN AALS a E E A E oun E EE EEE A E E ONENE 3 2 3 23 DPn WOT OWES OP eE E E E EE I E TOENE EEEE AO TO E G 3 2 3 3 MAINTAINING FUNCTION GROUP isis sie eens 3 3 3 4 MAINTAINING WORKFLOW DEFINITION ccessseeeseseeneecccececeeeeeeeeeseeesesenaaaaeeeeeeeeeeeeeeeeseeessaaaaaseeeeeeeeeeeees 3 4 3 4 2 Maintaining Auto Assignment Of AULNOTIZET ccccccccccccseeeeeceeeeeee cae eeseeceeeeeaaaeeeeeeeeeesaaaasseeeeeeeeaaaaaassees 3 8 3 4 3 Maintaining Denomination tracKing ccccccccccccccsseccccccceeeenseeeeeceeeeee ae eesseeeeeeeeeaaaeeeeeeeeeeeaaaasseseeeeeeaaaes 3 10 3 4 4 Maintaining Savings Function Definition ccccccccccccccccccccsssccccceeceeaeesssecceeeeaaaeeseeeceeeeaaaaeseeeeeeeeaaaaees 3 10 3 5 STAGES IN WORKFLOW TRANSACTION FLOW sissccestssnexnsctumensetsre extendas otneteamesineddemsanetarwetveatenvieeturmetvethanemeets 3 11 3 5 1 TST Cases Sa essere coset oe ea de cesses aeons ea aw esa ee esa een a aie ev a meee eats 3 13 Je TTC 0 A AOOO AAE ONA EE I OO E S E ON A E TA 3 14 3 5 3 Running Savings EOD MANAG OW ivsscscsosasepversasernvene rains sce pceionereosunsanenuscegsrevesnseterededaeasenenssersreieutenses 3 14 A L ONDONOPERA TIONS ori E 4 1 4 1 INTRODUC TON masei a E E EEE A EA 4 1 Ba WORTEN LAT ED a A E EEE E EET EE AA 4 1 B EEAO U Cee rer een E AAE EEEE N A AEAEE A E 4 1 44A AUTHORIZING A
241. n value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 9 14 ORACLE 9 4 2 Specifying the charge details In this block you can specify the charge related details Click on the Charges tab to invoke the following screen gl Miscellaneous GL Debit Branch Date 12 4 2007 Webpage Dialog External Reference FJB0733800000397 Product MGLD GL Currency GBP Exchange Rate GLAccount 111010000 Transaction Amount GL Description Cash In Hand SC Charges Transaction Currency GBP GL Amount Reference Number Recalculate Narrative 2 Denomination Charges MIS Charge Details 7 Charges for Misc GL Debit Lafa 5 00 GBP Vv Charge Components Waiver Charge Amount Currency Charge in Local Currency 5 Exchange Rate Cancel Refer the section titled Specifying the charge details under Miscellaneous Debits to a Customer s Account for further details g 19 ORACLE 9 4 3 Specifying MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen e Miscellaneous GL Debit Branch Date 12 4 2007 Webpage Dialog External Reference FJB0733800000397 Product MGLD GL Currency GBP Exchange Rate GLAccount 111010000 Transaction Amount GL Description Cash In Hand SC Charges Transaction Currency GBP GL Amount Refer
242. ncing operations available in this module Chapter 13 Batches Details the various automatic processes applicable for the module 1 1 ORACLE 1 1 2 1 Abbreviations used The following acronyms abbreviations are used in this User Manual Abbreviation Description GL General Ledger Currency Foreign Currency Local Currency Retail Teller 1 1 2 2 Conventions used The following conventions are used in this User Manual e Important information is preceded with the symbol e System error override messages are shown in the following manner This is a system message 1 1 3 Related documents You may have to refer the other Oracle FLEXCUBE User Manuals as and when required 1 1 4 Glossary of Icons eon a e ORACLE Reverse Template Roll over W gt EJ ii i 1 3 ORACLE 2 1 2 1 2 2 Savings An Overview Introduction Savings is the web enabled front end of Oracle FLEXCUBE and is used for handling the Retail Teller transactions It is fully browser based and facilitates the processing of several types of transactions like cash transactions cheque transactions remittance transactions funds management transactions and so on A typical Savings transaction may be classified into the following five Workflow stages 1 Capturing the transaction Transaction enrichment from the host Authorization by the supervisor Local or Remote Viewing and Submission Ye Sh Cash Disbu
243. ncy codes maintained in the system Choose the appropriate one 8 82 ORACLE Payable Branch Specify the branch where the DD should be payable The adjoining option list displays all the branch codes maintained in the system Choose the appropriate one General Ledger Currency Specify the currency of the GL against which the DD is being issued The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one Demand Draft Amount Specify the amount for which the DD is being drawn MICR Number Specify the MICR number as displayed on the DD instrument General Ledger Number Specify the GL against which the DD is being issued The adjoining option list displays all the GL codes maintained in the system Choose the appropriate one Narrative Here you can capture remarks pertaining to the transaction Beneficiary Name Specify the name of the beneficiary in whose favor the DD is being issued Beneficiary Address Specify the address of the beneficiary in whose favor the DD is being issued Passport IC Number Specify the customer s passport number or any unique identification number Demand Draft Date The system displays the date on which the DD is being issued Click save icon to go to the next stage Enrichment stage On clicking the save icon button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fet
244. ng interest charge to a different account belonging to another branch The accounts maintained in the selected booking branch are available in the option list provided The system liquidates the Interest Charge into the selected account Product Code Specify the product code UDE Currency Specify the UDE Currency defined for the product Integrated LM Product Check this box to indicate the product is an Integrated LM product IL Product Type Specify the IL product type 10 30 ORACLE Waive Charges Check this box to waive of a particular interest or charges that has been specified Generate UDE Change Advice Check this box to generate the UDE change advice Open Check this box to make the product applicable again More than one product may be applicable on an account class at the same time You can temporarily stop applying a product on an account class by closing it You can achieve this by un checking the box Open The product will cease to be applied on the account class Effective Date Specify the effective date Effective Date of a record is the date from which a record takes effect Open Specify the open records with different Effective Dates if the values of UDEs vary within the same liquidation period UDE ID Specify the UDE ID for the account UDE Value Specify the values for a UDE for different effective dates for an account When interest is calculated on a particular day for an a
245. ng option list that displays all the accounts maintained in the system Account Branch The branch where the chosen account resides is displayed here Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 7 29 ORACLE 2 Bill Payment Against Account Branch Date 7 6 7000 Web Page Dialog External Reference Nurmiber FSO 7 SOT A Product Code Lomee Fara Pee Feuer Bal Dais i fn Se E Currency USE E AmE mation k Aucune Humber Accoun Currency 154 Account Branch Account Tie Exchange Pinte Toba henge Total Arncunt Aor D Pater Aa rae Change Copan Pii Change Gurney Type Chet pe F Lee Gunnery TETO BIS PM In addition to the details defaulted from the previous stage the system displays the following Account Currency The system displays the currency in which the chosen account is maintained Customer ID The system displays the customer ID based on the account specified Account Title The system displays a brief title for the chosen account Exchange Rate The system displays the exchange rate used to convert the bill amount in bill currency to transaction amount in transaction currency If
246. ns Business logic is not built in branch and hence some of the crucial maintenances have to be replicated from the host Oracle FLEXCUBE at regular intervals The Push based replication methodology is used for reproducing host data in branch This ensures that only necessary and critical information is available in the branch This is achieved by a job invoked at host which sends the data to the branch in the form of an XML file The branch then updates its internal tables with this data This ensures that all branches have the most up to date data at all times Note that not all data in host is replicated Certain tables like static masters user information and customer accounts information are replicated The method of replication depends upon the mode of Oracle FLEXCUBE deployment There are three modes of deployment viz e Centralized FCUBS deployment In Centralized deployment replication is a seamless process During authorization process of any host function id whose data has to be replicated that data is immediately moved to corresponding branch tables There is no need for manual or automated process to initiate such replication e De Centralized FCUBS deployment In a De centralized deployment data can be replicated on an ad hoc basis or in bulk You can query on the data to be replicated and initiate replication onto branch tables e Hybrid FCUBS deployment In Hybrid deployment certain branches may h
247. nsaction Cheque Number Specify the number on the cheque that has been drawn Cheque Date Specify the cheque date Click the adjoining button to choose from the calendar Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details The following screen will be displayed 8 21 ORACLE In House cheque Deposit Branch Date 04 Dec 07 Webpage Dialog External Reference Number FJBO 23800001036 Product From Account Branch WBE1 To Account Branch Customer ID WE1000059 To Account Number From Account Number 9999904 To Account Currency From Account Currency GBP To Amount Exchange Rate Cheque Number 20029 From Amount Check Date Harratwe INTERNAL CHO DP Recalc Charges MIS UDF _Charge Details d Charge Components Waer Charge Amount Currency Charge in Local Currency Exchange Rate In addition to the details defaulted from the previous stage you can view the following information Account Title The system displays the title description of the drawer account based on the chosen account Customer ID The system displays the drawer customer s CIF based on the value in the From Account field From Amount The system displays the amount debited from the beneficiary account To Amount The system displays the amount credited to the benef
248. nt data in the appropriate screen and then click on the Save button Upon clicking this button the Workflow engine checks the Workflow definition and appropriately moves the transaction to the next logical step Features of Savings Workflow The following are the features of savings workflow e The workflow can be defined for each function e For functions which consist of similar workflow the definition is defined at a generic level e Once a stage for a transaction is completed the workflow engine moves the transaction to the next logical stage automatically e The number of stages and workflow using front end maintenance can be configured e Any change in workflow does not result in re deployment e It minimizes the number of host trips e The workflow is supported in offline scenario e For Savings you can have a default authorizer If default authorizer is defined then the transaction gets assigned to that authorizer automatically e For cash transactions you can configure the denomination tracking whether it is required or not Workflow Interfaces The workflow engine provides the following interfaces Initiation of a new transaction This interface is invoked when you select a transaction from the Menu Internally a Workflow object corresponding to the transaction you select in the Menu is created and control passed to it This Workflow object will first check if you have the rights to execute the selected transa
249. nter related to the account involved in the transaction is displayed here Account Officer The MIS code assigned to the account officer in charge of executing this transaction is displayed here Standard Industrial Code The MIS code assigned to the industry to which your customer belongs is displayed here 8 2 4 Specifying the UDF details You can capture these details in the UDF tab of the screen F Cheque Withdrawal Web Page Dialog External Reference Numer Product Account Branch Cheque Humber Customer ID Cheque Date Customer Name 7 Trarcacien Currency Account Nurmiber Transaction Amoun Account Tite Enchings Aste Account Currency iarradir Account Amour Total Charge a Feki Heme Feki vea Cancel UDF Name The system displays the various User Defined Fields UDFs that you have maintained for the product in the Host 8 7 ORACLE 8 3 UDF Value Specify the value for the each UDF that is displayed The MlS related fields displayed here are based on the MIS configuration done at the Host Refer the MIS User Manual of Oracle FLEXCUBE Host for further details about MIS Click save icon to save the transaction The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations
250. number from the option list available Transaction Currency Select the currency for the transaction the option list available Branch Code The system displays the branch code 13 3 ORACLE 13 3 1 Specifying Cheque details The following details have to be captured here Entry Number This is a system generated sequence number Cheque Number Specify the number of the cheque for data entry Amount Specify the amount mentioned in the cheque Routing Number Specify the routing number for cheque clearing Cheque Date Specify the date of the cheque Drawee Account Number Specify the account from which money is drawn Clearing Type Select the clearing type from the option list available Click save icon to go to the next stage Enrichment stage In this stage you are allowed to modify any data that you have entered in the Input stage Click save icon to save the transaction After the transaction is successfully saved the following message is displayed Transaction Completed Successfully The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 13 4 ORACLE 13 4 Running EOD You can run the branch EOD using the EOD Maintenance screen You can invoke this screen by typing EO
251. o the selected account Interest Start Date Select the interest start date from the option list Charge Start Date select the charge start date from the option list Interest Booking Branch Select the interest booking branch from the option list Dr Cr Advices Check this box to indicate that the system must generate payment advices when interest liquidation happens on an account The advices are generated in the existing SWIFT or and MAIL format Charge Booking Branch select the charge booking branch from the option list available You have an option of booking interest charge to a different account belonging to another branch The accounts maintained in the selected booking branch are available in the option list provided The system liquidates the Interest Charge into the selected account Product Code Specify the product code UDE Currency Specify the UDE Currency defined for the product Integrated LM Product Check this box to indicate the product is an Integrated LM product IL Product Type Specify the IL product type D ORACLE Waive Charges Check this box to waive of a particular interest or charges that has been specified Generate UDE Change Advice Check this box to generate the UDE change advice Open Check this box to make the product applicable again More than one product may be applicable on an account class at the same time You can temporarily stop applying a product on an account class
252. of the beneficiary in whose favour the DD is being drawn Beneficiary Address Specify the address of the beneficiary in whose favour the DD is being drawn Passport IC Number Specify the passport number or any unique identification number of the walk in customer Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction The following screen will be displayed 8 77 ORACLE gl DD Issue Walk In Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000392 Payable Branch WB1 Instrument Type DDW MICR Number Bank Code CHO PassporvlC Number Demand Draft Currency USD Beneficiary Name lasd Demand Draft Amount Beneficiary Address Demand Draft Date 2007 12 05 Transaction Currency Rate Transaction Currency USD Charges Total Amount Instrument Number Narrative Currency Denominations Charges MIS UDF Currency Code USD Denomination Details E Denomination Code Denomination Value Total Amount i oic c25 M c10 cs In addition to the details defaulted from the previous stage you can capture the following information Transaction Currency Rate The system displays the exchange to be used for the transaction in case the transaction currency is different from the DD currency Charges The system comput
253. om the option list available Routing Number Specify the routing number for cheque clearing Cheque Number Specify the number of the cheque for inward clearing Amount Specify the amount for inward clearing Drawee Account Number Specify the drawee account number Payee Specify the details of the payee Instrument Date Specify the instrument date After entering these details click save icon move to the enrichment stage Enrichment Stage In this stage you can also modify the details you have entered in the input stage if required Click save icon to save the transaction The system displays the following message Transaction Completed Successfully 13 2 ORACLE 13 3 Consolidated Cheques Data Entry You can do a consolidated cheque data entry using the Consolidated Cheque Data Entry screen You can invoke this screen by typing 6512 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Consolidated Cheques Data Entry Branch Date 04 Dec 07 Webpage Dialog External Reference Number FJBO 33800001012 Branch Code WB1 Account Number Transaction Currency FEIE LI Entry Number Clearing Type Drawee Account Number Chague Number Amount Cheque Date ao Cancel Here you can capture the following details External Reference Number The system generated reference number is displayed here Account Number Select the account
254. omination Charge MIS Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER 8 46 ORACLE Refer the section titled Specifying MIS details under Withdrawing Cash against a Cheque for further details 8 11 4 Specifying UDF Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen TC Purchase Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001269 issuing Branch TCD Instrument Type TCA instrument Status LIQD Issuer Code CSK Narrative TC Currency GBP TC Amount Account Branch TCD Account 000022 Exchange Rate Account Currency GBP Related Customer ID AC1000053 TC Amount in A C Currency Customer Name john Total Charge Total Amount ReCalc TC Denomination Charge MIS UDF UDF Details d Field Name Field Value Refer the section titled Specifying the UDF details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details
255. on Date The system displays the date on which the transaction is being posted Drawee Account Number The account on which the BC has been drawn is displayed here Cheque Amount The amount for which the cheque amount has been issued is displayed here Cheque Number The MICR number of the cheque is displayed here Cheque Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument Transaction Currency The system defaults the branch currency as the transaction currency However you can change it The adjoining option list displays all the currency codes maintained in the Host You can select the appropriate code Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Other Details Any other information captured for the transaction is displayed here Passport IC Number The passport number or a unique identification number of the customer is displayed here Click save icon to go to the next stage Enrichment stage 2 In this stage system validates the inputs provided in the previous stage If everything is found correct it will calculate the charge based on the transaction type The following screen will be displayed 8 114 ORACLE g BC Liquidation Wal
256. on process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 8 26 Liquidating a BC against a GL You can liquidate a BC drawn on your branch against a GL through the BC Liquidation Against GL screen You can invoke this screen by typing 8308 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button epe Liquidation Against GL Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJB0 734900001250 Issuing Branch WB41 Instrument Number 7025 Cancel You can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issue Branch The branch where the BC has been issued is displayed based on the instrument number specified However you can select an appropriate one from the adjoining option list Instrument Number Specify the instrument number of the BC that needs to be liquidated Click save icon to go to the next stage Enrich Stage 1 8 108 ORACLE Enrichment stage 1 On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the c
257. oon Amount Eriha Aste ee Aiei Charges ee al Racer Jnl Hums E Change Components Si i Charge Anca GEF Charge m Loca Currency fe CHARGE 1 20 10000 ae 100 Cancel In addition to the details defaulted from the previous stage you can capture the following information Transaction Currency Rate The system displays the exchange to be used for the transaction in case the transaction currency is different from the transfer currency Charges The system computes the charges applicable to the transaction and displays the amount here 7 12 1 Specifying charge details Click on the Charges tab to capture charge related details oh TT issue Against Account Branch Date 1 4 0006 Web Page Dialog Edena Raiena hiar FE ihm Branch mM rey OF nerui Tye TT Amami kisinan Shasta riairument haeresr 2383545 Bare Code C Taya Trannies tele 2005 0 02 ikee a Arcari hami Paie ah va Caniierer ares mera Muir Fe Songun Currey Bereizia aes fa Acomunl Amount Erihana Plate Chane yes Pir arre Bary A DD BLORE PENA Charge Amoi Currency Change mi Loca Currency ino ae 1 7 49 ORACLE Refer the section titled Specifying the charge details under Depositing Cash for further details in this manual 7 12 2 Specifying MIS Details Click on the MIS tab to capture details pertaining to MIS DTT Issue Against Account Branch Date 1 7 7008 Web Page Dialog Ever feterece Nutder 8 FLIER teary
258. or account class The options available are e Account e Account Class Account Class Specify the account class If you have selected the Default From as Account Class then you have to specify the Account Class mandatorily Else you can leave it blank If you select the Default From as Account then on clicking of P button the system defaults the interest and deposit details from the parent TD account Or if you select the Default From as Account Class then on clicking of P button the system defaults the interest and deposit details from the account class selected 10 28 ORACLE 10 4 3 Specifying Child TD Details The Child TD parameters are similar to the Parent TD except the child will not have the option to create a new ID as part of Pay out You can capture the details of child TD that is created by payout by clicking on the Term Deposit Interest button F meresi Web Page Dabog Dh Dra TAG donut Fier heeg Depot Lani A Pte ett Start Gas D rieren Statement terest Booking Branch Chira Pecans Japp Clir Dr AEn Change Basing Beach Charge Stat Cate Prado Liew Dha Dasara Cua a Intege ted LM Praa iii L Frode Tere Germe UE Charge Achice La Anai Ettectren Geta I memeus Open DE vious LJ Lier Diii Beer ts Ci ye Kate Coch TE Fat Ceia You need to capture the following details here Branch Code The system displays the branch code of the Chi
259. osiensa naa EEE ETE E 8 30 8 8 2 LT AD A E DA N E O AETA O AE E TAE E T EA ee re 8 31 8 8 3 SPec MEMI SPE erea cscs ot E A ANS one 8 31 8 8 4 oee aA L D DE a E A E A EE OE OOT AA EOAR OOE ART 8 32 8 9 SELEINGA TCATANS TA GLi E ETE eer tree er teen reer te cre 8 33 6 9 1 Speci yin TC Denominaion DIGS ccissascccxoncetasaniassnaveiseseeasichsaekosss aa N E NAE E ES 8 35 8 9 2 Spec ane L harte Delais anr naan aR OA AEG ga SAI OI ee 8 36 8 9 5 Pee E MIS DE S a a TA T EAEE TNE Tn 8 36 8 9 4 CCH VINO PIU a E ENE A ENE ETETE ENE TENE E 8 37 8 10 SELLING A TC TO A WALK IN CUSTOMER ssiissirsiiianisssrsaiei erais oinei eA aeS EREA aS AAA Aaa 8 38 6410 F sSpeciyine 1C Denomination Detail dissiris aeaa E E E AEAEE EAA 8 40 8 10 2 Specifying Currency Denomination Details ccccccccccccsssecccccccccccasessecceeeeeaaesseeceeeesaaaesseeeesessaaaeseeees 8 40 GIUS SPec yE CIAT CC CON 8 aana a E TAE E EIEE T OAE AEE 5 4 AO CCI I DO SE i aE EEE E EE EEEE E EEEE AERA 8 41 CLO Pee SS aE E E T E EE E TEN E TAE aes 8 42 ORACLE 8 11 PURCHASING A TC AGAINST AN ACCOUNT wes cccicsnnvececnciadncascaticateacbeadinnionadinehadeuadsatiaddtncosadennionetacsanmatiaders 8 43 S 11 1 Specifying TC Denomination Details cccccccccccccscccccccccccccseccccccceeccasseseeceeeeeaaaeesseeeceeesaaaseseeeesesaaaaeeeees 8 45 S 11 2 Specifying Charge Details cccccccccccccsssccccccccccccsecsscccceeeesessseecceeesassseeeeeeeeeeaaeseeeceeeesaaaeeeeeeeessuaaaaeeeees 8 46 S113 Specifying MIS
260. ou can liquidate a DD or a walk in customer and give him her the equivalent amount in cash In order to capture such a transaction invoke the DD Liquidation Walk In screen You can invoke this screen by typing 8310 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button DD Liquidation Walk In Branch Date 03 Dec 07 Webpage Dialog E External Reference Number FJBOFS3700000151 Issuing Branch Instrument Number Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issue Branch The branch where the DD has been issued is displayed Alternatively you can specify a branch code and then choose a DD issued in that branch from the option list against Instrument Number Instrument Number Specify the instrument number of the DD that needs to be liquidated The adjoining option list displays all the DDs that have been issued If you have already specified a branch code then the list will display only those DDs that have been issued in the specified branch 8 70 ORACLE Click save icon to go to the next stage Input stage 2 On clicking the save icon the system validates and ensures for minimum mandatory data entry If the data entry
261. ount Specify the total amount to be transferred 11 1 ORACLE 11 2 1 Capturing denomination details You have to specify the following details for the cash being transferred Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination By default vault contents are decremented for outflow transactions like cash transfer To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 After entering these details you need to click save icon The specified amount will flow from vault and gets updated Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to
262. ount that should be credited for the funds transfer You can select the appropriate number from the adjoining option list that displays all the accounts maintained in the system Account Currency The currency in which the account is maintained is displayed Amount Specify the amount that should be credited from the account Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed Funds Transfer Request Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0T34900001308 Product FIROQ From Account Branch WWE1 Te Account Branch WB1 Customer ID WB1000054 To Account Number 1010050 Customer Name Dalmia ya To Account Currency GBP From Account Number 1000016 To Account Amount Account Title DALMIA SB T Exchange Rate From Account Currency GBP Narrative From Account Amount Total Charge Total From Account Amount Recale Charges MIS UDF Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate Charges for Fund transfer 5 00 GBP 5 Cancel In addition to the information defaulted from the previous stage the fol
263. plays the following details for replicable function IDs e Branch Code e Branch Name e Function ID e Function Description Check the box adjoining the desired branch and click Fetch Records button Based on the function ID specified the system identifies matching records for replication and displays them in the Record Block frame Note that you cannot click Fetch Records button if you have selected multiple records Select the required record and click Replicate Functions button to replicate data of all listed functions Record Block You can view the following details Key Description The Primary Key data to be replicated for the function Id and branch code is listed here Host Key The system displays the primary keys separated by a pipe I Check the box adjoining the desired record and click Fetch Versions button Based on the record the system identifies all details of data that needs to be replicated and displays them in the Version Block frame Note that you cannot click Fetch Records button if you have selected multiple records Select the required record and click Replicate Records button to replicate data of all listed records Version Block You can view the following details Mod No The system displays all available versions of the record selected as per the modification number of every record s audit trail You can view the changes done in a mod number b
264. priate one Instrument Number The instrument number of the DD that needs to be liquidated is displayed here 8 66 ORACLE Payable Bank The clearing bank code is displayed here DD Currency The currency of the DD instrument is displayed here DD Amount The amount for which the DD has been drawn is displayed here Narrative You can enter remarks for the transaction Issue Date The system displays the date of issue of the DD Payable Branch The branch where the DD has to be liquidated is displayed here DD Number The issue number of the DD is displayed here DD Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Passport IC No The passport number or any unique identification number of the beneficiary is displayed here Click save icon to go to the next stage Enrichment stage On clicking save icon button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 8 67 ORACLE 300 iquidation Against Account Web Pape Dialog External Retenence Number kisinan type Liquidation Data Account Currency Acco
265. put the denomination details in the denomination block If input the same is ignored 3 4 4 Maintaining Savings Function Definition Oracle FLEXCUBE allows you to set preferences for function ID specific configuration using Branch Function Definition Detail screen The primary data are pre shipped with an option to modify certain parameters Here you are allowed only modify and authorize To invoke this screen type STDBRFUN in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button r 2 Branch Function Definition Detail Web Page Dialog Function ID Description Preferences Offline Support Next Date Transaction Allowed Reversal Allowed Authorization for Reversal Advice Required Online Advice Mame Offline Advice Mame Input By Date Time Modification Number H Open Authorized By Date Time Authorized Here you need to enter the following details Function ld Specify the function Id for which preference is to be set Function Description The system displays the function description Offline Support Check this box to indicate if offline is allowed 3 10 ORACLE 3 9 Next Date Transaction Allowed Check this box to indicate if next date transaction is allowed Reversal Allowed Check this box to indicate if reversal allowed Authorization Required for Reversal Check this box to indicate if authorization is required for reversal Rever
266. quence number Transaction Branch The transaction branch code is displayed here Issuer Code Select the Issuer code of the TC 6 1 ORACLE Currency Code Select the transaction currency code Click add icon to add a new row to TC denomination maintenance details Z TC Denominations Maintenance Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001249 Transaction Branch WB1 lssuer Code Currency Code lssuer Description TC Denominations Maintenance O Denomination Denomination Value Description You can capture the following details specific to TC denomination Denomination Specify the id for the TC Denomination Value Specify the amount of the TC Description Give a small description for the TC After entering the details click save button to save the transaction The approver can fetch this transaction for his her task list and authorize it Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 6 2 ORACLE 7 1 7 Cash Transactions Introduction Teller transactions in the Savings module can be classified into four types Cash transactions Instrument transactions Term Deposits transactions General Ledger transactions This chapter details all the cash based transactions that can be performed through this module You can perform the following types of cash based transact
267. r Currency Specify the currency 10 2 5 1 Specifying Bankers Cheque Details To capture the details for pay out through Bankers Cheque click on the Bankers Cheque tab Bank Code Specify the bank code of the Bankers cheque Cheque Currency Specify the currency of the cheque for the pay out Beneficiary Name Specify the name of the beneficiary for the pay out Passport IC Number Specify the passport number of the beneficiary for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out Narrative Specify the description for the pay out 10 11 ORACLE 10 2 5 2 Specifying PC Details To capture the pay out details thought transfer to other bank account click on the PC tab Term Deposit Payout Details Web Page Dialog Branch Code TAG Currency Account Term depost Bankers Cheque PC Counterparty Counterparty Bank Code Counterparty Account Currency Beneficiary Details Beneficiary Mame Beneficiary Address Passportic Number Narrative The following details are captured here Counter Party Bank Code Specify the bank code of the counter party for the pay out Counter Party Account Specify the account number of the counter party for the pay out Currency Specify the currency of the counter party for the pay out Beneficiary Name Specify the name of the beneficiary for the pay out Passport IC Number Specify the account number of t
268. r Specify the loan account number for which the amount is to be repaid Click Save button The total amount financed disbursed the total outstanding amount for each component and currency is displayed in the following screen 7 74 ORACLE g Loan Repayment By Cash Branch Date 12 3 2007 Webpage Dialog External Reference Number FJBO 33700000305 Product LRCH Loan Account Branch GB2 z Repayment Currency GBP z Loan Account Number GB2TEL1073340001 45 Repayment Amount 5 000 00 Amount Financed 10000 Narrative Amount Disbursed 1000 Iw Component Name Component Currency Outstanding Amount J PRINCIPAL GBP 100 Specify the following in this screen Loan Account Branch Specify the branch of the loan account for which the amount is to be repaid Loan Account Number Specify the loan account number for which the amount is to be repaid Repayment Currency Specify the currency of repayment amount You can also select the appropriate currency from the adjacent option list The list displays all the valid currencies maintained in the system The denomination tracking will be against this currency Repayment Amount Specify the amount to be repaid Narrative Specify any remarks for the transaction After specifying the above details click Save button The following screen along with the loan details is displayed 7 75 ORACLE la Loon Repayment By Cash Branch Date 12 3 2007 Exiernal Rieter
269. rations in this User Manual for details on the authorization process 9 11 ORACLE 9 4 Miscellaneous Debit to a General Ledger Account You can perform miscellaneous debit to a GL account with the corresponding credit to the cash account This transaction lets you enter a miscellaneous debit to a General Ledger GL account with the corresponding credit to the cash account Use the Miscellaneous GL Debit screen to enter a miscellaneous debit to a GL account You can invoke this screen by typing 1060 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Miscellaneous GL Debit Web Page Dialog External Reference Number FJB0816200019558 Product MGLD GL Currency Aaa laz Transaction Currency ABC GL Account 452501015 Transaction Amount Reference Number Narrative The following details can be captured in this screen External Reference Number This is a system generated sequence number for the transaction Product The system displays the code of the product maintained in the system that will be used for miscellaneous GL debit transactions GL Account Select the GL account number from which the funds are to be transferred to a cash account from the option list GL Currency Specify the currency of the GL account from which the funds are to be transferred 9 12 ORACLE Transaction Currency Specify the currency in which the cash account is bein
270. re the BC is payable Instrument Number Specify the instrument number of the BC that needs to be liquidated Click save icon to go to the next stage Enrich Stage 1 Enrichment stage 1 On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 8 104 ORACLE j Bc Liquidation Against Account Branch Date 15 Dec 07 External Reference Number lssue Branch Clearing Bank Code Account Number issue Date Cheque Currency Narrative LiquidationDate Beneficiary Name Beneficiary Address Instrument Type FJB0734900001248 WB1 CHO 111010000 01 Jan 03 GBP NARRATION 15 Dec 07 iz PRATHI 1111 2222 3333 Webpage Dialog Instrument Type Liquidation Mode Instrument Number Transaction Currency Cheque Amount Account Branch Cheque Number Payable Branch Passport IC Number The type of the instrument is displayed here Clearing Bank Code The clearing bank code is displayed here Instrument Number BCW Payment 7507 GBP MICRNO23 WB2 KPV12345 The instrument number that you specified in the previous stage is displayed here Account Number Select the account number from the adjoining option list Transaction Currency Specify the transaction currency Issue Date The system displays the date on which
271. related details Refer the section titled Specifying the charge details under Depositing Cash in this manual Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 65 ORACLE 7 17 Liquidating a TT for a Walk in Customer You can liquidate a Telegraphic Transfer for a walk in customer and give the customer an equivalent amount in cash In order to capture such a transaction invoke the TT Liquidation Walk In screen You can invoke this screen by typing 8319 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button A TT Liquidation Walk In Branch Date 10 4 2000 Web Page Dialog Externel Reference Humber FIBOSS 7 3S00000259 Issue Branch Instrument Mumber On invoking this screen the External Reference Number of the transaction is displayed You need to specify the following details Instrument Number Specify the instrument number of the TT that needs to be liquidated Issue Branch The branch where the TT has been issued is displayed However you can also select the branch of issue from the adjoining option list Click save icon to go to the next stage Enrichment Stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relev
272. rency Exchange Rate Cancel For more details refer the section Specifying Charge Details under Selling a BC against an Account in this manual 8 94 ORACLE 8 22 2 Specifying MIS Details This block allows you to capture details pertaining to MIS F Close Out Withdrawal by Bankers Cheque Branch Date 1 4 7006 Web Page Dialog Exiernal Reference Number FIBDSO0200000672 Account Tile Branch YEH MER Humber Agtu Nurmat Check Date Seocunl Currency SC Charges Account Around Clearing Bank Code Serial Murer Bemelicery Name Beneticery Address Changes MS UDF Transaction MiS Cancel For more details refer the section Specifying MIS Details under Selling a BC against an Account in this manual 8 22 3 Specifying the UDF details You can capture these details in the UDF tab of the screen a Close Out Withdrawal by Bankers Cheque Branch Date 1 4 7008 Web Pape Malog External Reference Number FJBS00200R00672 Account Tile Branch WE MCR Humber Aocount Mumiber Check Daie Account Currency SC Charges Account Amour Gearing Bank Code Serial Muria Beneficiary Mame Beneficiary Address LDF Details E Field Meme Fiki Value Cancel 8 95 ORACLE 8 23 Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to go to the next stage Authorization In the Authorization stage you need to ass
273. rency GBP Related Customer ID AC1000053 TC Amount in A C Currency Customer Name john Total Charge Total Amount ReCalc TC Denomination Charge MIS UDF Wc Denomination Details F zz O Description Denomination Currency Count Series Sys Count Start Number End Number Amount Ej In addition to the details defaulted from the previous stage you can capture the following details 8 44 ORACLE Related Customer ID The system displays the customer ID based on the account specified Customer Name Customer name pertaining to the Related customer ID will be defaulted and displayed here TC Amount in A C Currency Specify the TC amount in the TC currency Exchange Rate The system displays the exchange rate used to convert the TC currency into account currency If the TC currency is the same as the account currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here Total Amount The system deducts the charge amount from the TC amount and displays the total transaction amount In case you change the TC amount you will have to click the Recalc button to re compute the total transaction amount and the total amount 8 11 1 Specifying TC Denomination Details In this block you can enter the TC denomination details Refer the section titled Specifying TC Denomination Details under Selling a TC against
274. replicated records The adjoining option list displays all valid branch codes maintained in the system You can select the appropriate one You can select the value ALL to indicate that data from all branches needs to be displayed You can specify any one or both of the aforementioned criteria Click Search button The system identifies all records satisfying the specified criteria and displays the following details for each one of them e Function Id e Branch e Host Primary Key e Mod No e Status e Time In e Time Out 5 7 ORACLE 6 Maintenances for Savings 6 1 Introduction Savings requires you to maintain Travelers Cheque TC Denominations The procedure for maintaining these is discussed in the subsequent sections of this chapter 6 2 Maintaining TC Denomination Details You can maintain the denomination details for a TC using the TC Denominations Maintenance screen You can invoke this screen by typing 417 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button H TC Denominations Maintenance Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0T34900001249 Transaction Branch WB1 Issuer Code Currency Code suer Description TC Denominations hiaintenance Denomination Denomination alue Description The following details can be captured here External Reference Number This is an auto generated se
275. rge Details Charge Components Wainer Charge Amount Currency Charge in Local Currency Exchange Rate Charges for Misc GL Transfer w 5 00 GBP 5 In addition to the details captured in the previous stage the system defaults the following details To Amount The system displays the amount to be credited to the GL account in the account currency after calculating the applicable charges 9 6 1 Specifying the charge details In this block you can specify the charge related details Refer the section titled Specifying the charge details under Miscellaneous Debits to a Customer s Account for further details 9 24 ORACLE 9 6 2 Specifying the MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Z Miscellaneous GL Transfer Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001300 Product MCGT From Account Currency USD From GL Account Number 324010002 To Account Currency GBP To GLAccount Number 324010002 From Amount To Amount Exchange Rate Recalculate Reference Number 7891 Narrative Charges MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit 9 6 3 Specifying UD
276. rge Details Charge Components Wawer Charge Amount Currency Charge in Local Currency Exchange Rate CLG CHARGE F 10 GBF 1536 153 57 Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 13 ORACLE 8 3 3 Specifying MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen 2 Cheque Deposit Branch Date 03 Dec O07 Webpage Dialog External Reference Number FJBO0 33 700000950 Transaction Currency Transaction Amount Account Branch ZCD Exchange rate Account Number 000014 Total Charges Account Currency JPY Customer ID WB1000054 Account Title Customer Name Dalmia Instrument Detaile Charge MIS UDF Transaction MIS COS_CENTR LOAN _TY PE LOAN_TERM Composite MIS A_OFFICER Cancel Refer the section titled Specifying the MIS details under Withdrawing Cash against a Cheque for further details 8 3 4 Specifying UDF Details You can capture the UDF details under UDF tab Click the tab button UDF The system displays the following details Click to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further
277. rge based on the transaction type The following screen will be displayed F DD Sale Against Account Web Page Dialog External Reference Humber Esun Branch Bank Code Demand rat Currency Demand Ora Amount Inchrument Hurnber Demand Oratt Date Payable Branch MICR hurte Bere tens Wate Bemeticeary Address Passport iS Murer Changes MIS UOF Charge Details LI charge Components Weaver Change Amount Currency Change in Local Qumrency instrument type indent siaus Cusine Murer Account Branch Accum CuHiom r Marn Accord Tile Zecounl Currency Echange Rate Charges Aneoiunt Arnau Marraire Exchange Rate Cancel In addition to the information defaulted from the previous stage you can view the following details Issuing Branch The branch code of the issuing branch is displayed here Instrument Number The instrument number is displayed here 8 59 ORACLE 8 14 1 Customer Number The customer number is displayed here Account Branch The code of the branch where the account resides is displayed here Customer Name Specify the name of the customer Exchange Rate The exchange rate is displayed here Account Currency The currency of the chosen account is displayed here Account Title The title of the account is displayed here Customer ID The customer ID is displayed here Charges The total charges applicable are displayed here Account Amount
278. rrencies and can belong to different branches You can invoke this screen by typing 1006 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Y Funds Transfer Request Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB07346900001308 Product FTRQ From Account Branch WB1 gt To Account Branch From Account Number Te Account Number From Account Currency Narrative From Account Amount Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction From Account Branch The branch where the chosen From Account resides is displayed here Alternatively you can choose the account branch from the adjoining option list To Account Branch The branch where the chosen To Account resides is displayed here From Account Number Specify the account that should be debited for the funds transfer You can select the appropriate number from the adjoining option list that displays all the accounts maintained in the system 7 32 ORACLE To Account Number Specify the acc
279. rsement The Workflow engine which forms the core of Savings determines the flow of the transaction from one stage to the other For more details on the Workflow engine refer the Transaction Workflow chapter of this User Manual User Roles You can define the User Roles applicable in Savings in the host Each role may be associated with a set of functions that are allowed for the role For example roles of the following type may be created and associated to appropriate transactions e System Administrators e Supervisors Authorizers e Vault Administrators e Tellers Typically a department within a branch will have only one system administrator and a single vault but can have any number of supervisors and tellers However you can add additional roles depending on the bank s requirement Salient features Some of the salient features of the module are discussed below 2 1 2 1 Data Replication Host based Push Replication is used to reproduce the critical data maintenances customer data from host to branch at regular intervals These maintenances are pushed to the branch automatically The time interval between each replication cycle can be configured as per the bank s requirement Host will ensure that only necessary and critical information is made available locally in the branch a ORACLE For more details on replicating data from the host refer Data Replication chapter of this User Manual 2 1 2 2 Du
280. rument Status INIT TC Currency USD Issuer Code CHO TC Amount Transaction currency USD Narrative C Amount in A C Currency Transaction Date 12 4 2007 Beneficiary Name Exchange Rate Beneficiary Address Total Charge Actual Amount Recalc Currency Denominations TC Denominations Charges MIS UDF Currency Code USD Denomination Details E Denomination Code Denomination Value Total Amount Refer the section titled Specifying denomination details under Withdrawing Cash against a Cheque for further details 8 40 ORACLE 8 10 3 Specifying Charge Details This block allows you to capture charge related details Click on the Charges to invoke the following screen A TC Sale Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001273 Issuing Branch TCD Instrument Type TCW Instrument Status TC Currency GBP Issuer Code CSK TC Amount Account Currency GBP Narrative TC Amount in A C Currency Transaction Date 12 03 2007 Beneficiary Name Exchange Rate Beneficiary Address Total Charge Actual Amount Recalc Currency Denominations TC Denominations Charges MIS UDF Charge Details O Charge Components Charge Amount Currency Charge in Local Currency Exchange Rate Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 10 4 Specifying MIS Details This block allows you to capture de
281. rying Cheque Status You can query the details of a cheque by specifying the customer s account number and cheque number in the Cheque Status screen You can invoke this screen by typing CQIN in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button FX Cheque Status Branch Date 7 7 7000 Web Pape Dialog UE ft Branch ar ae A Pree iyi Chea mbara Anourt Tihs Account Currency Si Here you can capture the following details Account Number Specify the Account Number for which you wish to view the cheque status You can also select an account number from the option list If you have specified a branch this list will display all accounts maintained in that branch Cheque Number Specify the cheque number which you wish to query 8 26 ORACLE Account Branch If you specify the account number the branch of the account will be displayed here Alternatively you can also specify the branch code Click Ok button once you specify the account number and cheque number The following details will be displayed in the screen e Account Title e Customer Number e Account Currency e Cheque Status Validation will be done to check if the account number specified is a valid number 8 8 Selling a TC against an Account You can issue a Traveller s Cheque TC for your customer against his her savings account In order to capture this transaction you need to in
282. s the override as Immediate the transaction will require Remote Authorization On successful Remote Authorization the transaction will proceed with Work Flow i e to HOST And then moves to Till If the system does not raise any override then the transaction directly moves to the Till If the validation does not return any host overrides then the transaction directly moves to the Till If Till required is selected then on successful completion of the enrich stage the system will update the Till automatically After updating the Till the transaction is completed If Advice Required is selected in the Branch Function Definition Detail screen the system generates the advice and displays on successful completion of the transaction 3 5 3 Running Savings EOD Mandatory Oracle FLEXCUBE facilitates to make savings EOD End of Day mandatory to run EOD fora particular branch wherein the workflow cannot be modified Therefore the Workflow Allowed flag is maintained as N The EOD batch run is carried out for both stages During the first stage the system performs validation needed for executing savings EOD And in the second stage it performs HOST call You have to maintain the following function to make savings EOD as mandatory for running host EOD e The function BRNRECON should be maintained as a mandatory function in Mandatory Batch Programs 3 14 ORACLE e In Mandatory Batch Programs maintenanc
283. s to a Customer s Account Similarly you can perform miscellaneous credit to a customer account with the corresponding debit to a GL account Use the Miscellaneous Customer Credit screen to carry out this transaction You can invoke this screen by typing 1408 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button T Miscellaneous Customer Credit Branch Date 12 15 2007 Webpage Dialog External Reference Number FJBO 34900001297 Product MSCE Account Branch WE1 GL Account Number Account Number GL Currency Account Currency Reference Number Transaction Amount Narrative Cancel The following details can be captured in this screen External Reference Number This is a system generated sequence number for the transaction Product The system displays the code of the product maintained in the system that will be used for miscellaneous customer account credit transactions Account Branch The current logged in branch is displayed here However you can change tt Account Number Select the account number to which funds are to be transferred from the option list 9 7 ORACLE GL Account Number Select the GL account number from which the funds are to be transferred to a customer account from the option list GL Currency Specify the currency of the GL account from which the funds are to be transferred Transaction Currency Specify th
284. sadaetadunsucouetdaitetustbeceensdanbeiancbeceinidsoietuaibataras 9 22 9 6 1 SPECI YING he charo dera S ieii i an A A AANA NAANA 9 24 9 6 2 Speci ym he MISAN seni e ee eM TE T EES E EET 9 25 9 6 3 Pe VE UDE DE Saara A AE Cree eee eee me ore eee E ANEA EEOAE 9 25 10 TIME DEPOSIT TRANSACTIONS oecite iasa neeaae aean Reia Rean 10 1 It A o 556 B Oa 58 E T er E A A E AE E A A 10 1 10 2 OPENING A TD ACCOUNT FOR MULTI MODE PAY IN ssssssssssssssssssesesssesesesesererereresererereeereeeeereeeeeeeeererereeees 10 1 10 2 1 Specifying Term Deposit Details ccccccccccccccccccsssessscccceccnaesssseceeeeeaaessseeeeeesaaaaseeeeeeeeaaaseeeeceesseaaaaganes 10 4 10 2 2 Specifying Interest details cccccccccccccsssesccccccccecnsaeseesecceeeeeaeessseeeeeeeeaeeeseeeeeeeeaaaeeseeeeeeesaaaaaeeseceeeeseaaaes 10 8 10 2 3 Specifying joint account holder Metall ccccccccccscccccccccccccseescceeeeeeeesseseeceeeeeaaeseeeeceeeeeaaeeeeeeeeeeaaaaeeees 10 8 10 2 4 Specifying the dual currency deposit deta ils ccccccccccccsvesecccccccccaeeessecceeeecaessseecceeesaaaeseeeesesaaaaseees 10 9 10 2 5 Capturing the Pay Out Parameters os nnnnnnnnenesessssssssssssssseeeerrsesssssssssssssetereressssssssssssseererreree 10 10 10 2 6 Specifying Child TD Details ccccccccccccssscccccccccccsnssssecceeeeeaesseeeeceeeeaaeseeeeeeeeeesaeeseeeeeeesaaaeeeeeceeeeeeaaages 10 14 10 2 7 Capturing Pay Out Parameters eeeesnsnneessssssererssssssserrssssssscrrrssssssseressssssceeessss
285. sal is an internal stage in workflow The system triggers reversal authorization based on the flag Advice Required Check this box to indicate if advice has to be generated Online Advice Name The system displays the advice template name to be used in online mode However you can amend it Offline Advice Name The system displays the advice template name to be used in offline mode However you can amend it The system performs the following validations e Authorization Required for Reversal can be set as Y only if Reversal Allowed is Y e Offline Allowed and Reversal Allowed option can be set only if they are supported for the function The support will be as per factory shipped information Stages in Workflow Transaction Flow Oracle FLEXCUBE allows you to set preferences before generating the workflow The following are the preferences you can set for each stage they are e Handling of overrides The following options are supported gt Defer It indicates whether the display and remote authorization handling of savings and host overrides raised in the current stage are combined with the branch validation step of the subsequent stage If the branch validation step of the subsequent stage does not raise any overrides then the host overrides are not displayed and the transaction proceeds If the next host hit again results in overrides then they will be displayed gt Immediate It indicates whether the host overrides
286. seeceeeeeaaeseeseeeeeeeeaaaeeeeeeeeeesaaeaseeeeeessaaaaaeees 11 3 11 4 BUYING CASH FROM CENTRAL BANK cssscccccesssececceessecccccusecceccauseecceeeuecceceeunecceeeausecceesaueeeceeeueneecees 11 5 11 4 1 Specifying Denomination Details ccccccccccccccccccsscsscccccceeeenssssseceeeeeeeseeeeeeeeeeaaeeeeeeeeeeesaaaaaseeeeeeseaaaaees 11 6 1142 Specifying the MIS Details cicvasctsssvesssevtowsossiesesesabuvenstsnssassxevencdersiosesinssbuveactenavaswsavinaseepesusebuvesctinevests 11 7 ILAS apec Vne UDT DES esise E E ETEEN 11 8 11 5 SELLING CASH TO CENTRAL BANK ssdecinsascsavansaventsanbonsunsoneaabansiuess dundee bbionieanbadsausebeesbussuenasiantinnbusanisdesewsadions 11 9 11 5 1 Specifying Denomination Details cccccccccccccccccccsceeccccccccceeesesseeeceeeeaaeseseeeeeeeeaaaeseeeeeesaaaaaaeseseeeeeeaaaes 11 10 TPO Specifying MIS DGS xc ciecisicassinassanscasasaasiaadencasarnevtssasesaacoien eauisaiseosiannaeleeiaieoaeei mean eeusecianaeniens 11 11 lila opec yine UDI Dediler iiiaae roaa G aeS 11 12 LILO Ny OUI TC SON FG eenei ale EEE 11 13 ILOA peci ying LC Detaily errerik edee EAE EESE EENE ERARE TEA EE E iSi 11 14 11 7 BUYING TCS PROM HEAD OFFICE oss cacevesacsersancunstunscnandaasannsivannonheunsdaonidsasaunettiaueenstialadeansabdansthancnestaasawesbsas 11 15 ILJA Gaptu rine TC DCIS secie nten inen e ENAA ESNA EKNE ENERE REE eTA E E E e iE 11 16 lbs SUING CSO a OG eirinen E E EER ENEE n EEE ERES 11 17 IJd apturing TC Detalls sic cvsucaranc
287. sfer Debais Messaging info Customer Transier info Eenna Refenenec Minkar FBR S000 Brarch WEZ Product Come CAPT Trenean Daie m00 renano raih AE Mamie Cunene UED Pook Cale FTO ES From Account Gurency USD From Asrga From Appuni Mumbes O01 0M Cuisione amp Di ir Par adra From Accound Branch WE Route Code SALFTAGUPO Eee Pic y Abioi Puree Bereticiary Dei Agent Bonk BENEFEO Apan Gak aibes Soumiry of Agent Bani Account Tite Canoe Acco 0 is Fanie Type CUSTOMER TRANSFER Credi Value Dente Aecern er Dabi vais a In this screen in addition to the details defaulted from the previous stage the system allows you to capture information on the following Customer ID The system displays the customer ID based on the account that is specified Account Title The system displays a brief title for the chosen account This screen provides following details e Transfer Details e Messaging Info e Customer Transfer Info 8 13 1 Specifying the Transfer Details In the transfer details tab you can capture the following information Agent Bank Specify the bank through which the transaction is being carried out Beneficiary AC No Specify the account number of the beneficiary 8 55 ORACLE Beneficiary Details Specify the beneficiary details Agent Bank Addr Specify the address of the agent bank Cr Value Date System displays the credit value date Dr Value Date System displays the credit value date 8 13 2 Speci
288. sh for further details in this manual Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 15 Liquidating a TT against GL You can liquidate a telegraphic transfer drawn on your branch against a GL through the TT Liquidation Against GL screen You can invoke this screen by typing 8320 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button F a TTI iquidation Apainst GL Branch Date 1 7 7008 Web Page Dialog Esiernial Reference barier FJERDE Instrument Number 585545 kaung Branch yen On invoking this screen the External Reference Number of the transaction is displayed You need to specify the following details Instrument Number Specify the instrument number of the TT that needs to be liquidated 7 58 ORACLE Issue Branch The branch where the TT has been issued is displayed based on the instrument number specified Click save icon to go to the next stage Enrichment Stage On clicking save icon the system validates the branch code and instrument number specified The following screen will be displayed F E MI Liquidation Against GL Branch Date 1 7 7006 Web Pape Dialog Eiernal Reference Murer Bark Code CHO karuman type 1 General Ledger Number 111010000 Branch i Instrument Number 55546 instrument Status Issu
289. sociated with the account e The account title e The ID of the account holder Exchange Rate System displays the exchange rate for the transaction if the account currency is not the same as the GL currency GL Account Amount The amount debited from the GL account is displayed here This amount will be in terms of the GL account currency Account Amount System displays the amount credited to the customer account in terms of the account currency Total Charges The system computes the charges applicable for the transaction and displays it here If you modify the amount to be transferred then click Recalc button to recalculate the charge amount 9 9 ORACLE 9 3 1 Specifying the charge details In this block you can specify the charge related details Refer the section titled Specifying the charge details under Miscellaneous Debits to a Customer s Account for further details 9 3 2 Specifying the MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen T Miscellaneous Customer Credit Branch Date 12 15 2007 Webpage Dialog External Reference Number Account Branch FIBOF34900001297 WE Product GL Account Number MSCE 324010004 Customer ID WB1000184 Customer Name Account Number 101001K Account Til Pradheespa s GBF Accoun GL Currency GBF Exchange Rate GL Account Amount 200 00 Reference Number Account Currency G
290. sor s action approve or reject the transaction will be re assigned to the maker You can fetch and see the response from your task list 7 2 5 Authorization stage If the workflow for the transaction is configured as a Dual control the transaction will have to be authorized by a supervisor before it gets saved as an unauthorized transaction for manual assign or as an authorized transaction for auto assign in the Host In case of manual assign the system prompts you to get the transaction authorized at your branch Branch authorization can happen in either of the following ways based on the transaction configuration in the workflow e Local e Remote 7 8 ORACLE When overrides are raised by the system and have to be approved the teller will have the option to choose between remote and local authorization By default remote authorization will be selected If the teller wants local authorization then the choice has to be made explicitly Overrides Web Page Dialog MESSAGE REFERENCE WF 2071 Confirm WF 2072 Confirm Cancel 7 2 5 1 Local Authorization In case of local authorization the authorizer can allow or cancel the transaction The following screen is used for local authorization F 2 Local Authorization 2 x o User IL OFSSWB1IAUTH3 Password Remarks Override Messages The authorizer can only view the transaction details here He or she will have to enter the following details
291. ssaaeeeeeesessssaeeeeeseeesesaaaees 7 17 7 4 2 eC E CIS eee specs cece eee pain ve wk wares nea oon peepee sae ae pada eS 7 20 7 4 3 CCE VS IS Ty I arteries caer E E OEE E ae ae eae eos 7 20 7 4 4 CCH VN I C0 Spa a coc parte ac putea E OEE E EAE E OOE OEE 7 21 7 5 EXCHANGING DENOMINATIONS sscoccsnsecssesonssnsennswabsavbewaan sensuous NE OE NE Ae AREE REA Ain 7 21 7 5 1 Specifying Denomination Details ccccccccccsscccccccccccccccnsscccecceeeeeeeseseeeeeeeeaesseeeeeeeeesaaesseeeeeeeeesaaaaeeeeeeeeas 7 22 fc Reg 0 6 1G 011 BM ye CAS opnan ee ere ere re ere eee ee ee eee eT 7 23 7 6 1 Specifying denomination details cccccccccssseecccccceeeeeeesseeeeeeeeaeesseeeeeeeeeaaaeeeeeeeeeeaaaeeeeseeeeesaaaaseeeeeeeeeas 7 25 7 6 2 Specifying charge details sisirssirersiiisresessirrrssissireerrirrtot stikte resiki tnor Eok rE re EN E EEEE EEEE ENEE Es 7 26 7 6 3 Specifying the MIS details ccccccccccssccccccccccccssscscccceeeeesseseceeeeeeaeseeeeeeeesaaaeeeeeeeeeeeeaaaaseeeeeesesuaaaseeeeeees 7 26 7 6 4 Specifying the UDF details ci csscicashiccvonaua vessapiaciceaasavanets touccuneuauassanigesdsteracenctslavessnwanaceatiandsuatecotnbocsash 7 27 Ter PAYING AB AGAINST CC OUI casters crests nessehastenen sais neen a E E EEE EEE EE 7 28 Ltd Speci yine charge CIOS iwcevasaictsesiascnepiacdoiesoneusscheretebteonassiannciobeneneuessiuamiebecaaseianenadeaennveniawmeraevesete 7 31 lAa Specifying the MIS details i xiusascisnssascresenaieiaioneinssiuressdtwenaswsseenadebenen
292. sseeeresssssssseeeese 10 19 10 3 OPENING A TD ACCOUNT FOR MULTI MODE PAY OUT ccccccecccccccececcececeeeceecececececcececeeeceeeeeeeeeeeeees 10 21 10 4 MANUAL PAY OUT TD REDEMPTION cccccccccccceessseesesseeneneceececeeceeeeeeseeeeesssaaaaeeeeeeeeeeeeeeeeeeeeeeeaaaaeeees 10 22 10 4 1 Specifying the Term Deposit Payout Details ccccccccccccsseeesscccceecensseseccceeeeeeaaaseseseeeeesaaaaseseeeeeeaas 10 24 10 4 2 Capturing the Pay Out Parameters cccccccc ccs seeeseecccec eee naeeeseeeeeeeeaaeseeeeeeeeeeaaasseeeceeessaaaaseseeeeeeaaaas 10 25 10 4 3 Specifying Child TD Details ccccccccccccccsssccccccccecceseeeeececeeeeaeeeeeceeeeeaaeeseeeeeeeeeaaaaseeeeeeeseaaaaeseeeeeeeeaas 10 29 10 4 4 Capturing Pay Out Parameters Details cccccccccsscccccccccccssseessccceeecaenaeeeseecceeeeaaaseeeeceeeesaaaeeeeeseeeaaaaes 10 34 ORACLE it VAUEP OPERA TIOND oe E 11 1 KEL INTRODUCTION eiren A E EEE A E EEEE EET E EEA E AO 11 1 11 2 TRANSFERING CASH FROM VAULT ccccccsssccccsscccessccccanscccceneccceesecceeescccsanececeuecesaesecesenceseeaeceseeeeeeeaness 11 1 11 2 1 Capturing denomination details cccccccccccccccccccccseccccccccceeenesssseceeeeeeaeeseseeeeeeeeeeaeeeeeeceeesaaaeeeeeeeeseaaaages 11 2 11 3 TRANSFERRING CASH TO VAULT vsscscossinsscasnieasesnvosasanuessnvenavnctioasatincoterstnoaveesonseeassensdionvacatovatindawoentacbvercewsss 11 3 11 3 1 Capturing denomination details cccccccccccccccccccsnvescccccccccesses
293. st JointHolders Dual Currency Deposit Joint Holders Fi Customer ID Short Name Relationship TD Payout Details Cancel 10 8 ORACLE Refer the section titled Specifying Joint Account Holder details under Opening a TD by account transfer for further details 10 2 4 Specifying the dual currency deposit details In this tab you can capture dual currency deposit details involved in the transaction Click on the Dual CCY Deposit tab to capture the details TD Account Opening by Multi Mode Branch Date 1 31 2008 Web Page Dialog External Reference Number FJBO8031 0000001 1 Account Humber Branch Code TAG Product Code Customer ID Account Description Currency Z Account Open Date 4912008 Ea Term Depost Details Interest Joint Holders Dual Currency Deposit Linked Currency Currency Option Product Exchange Rate Linked Currency Settlement A c Linked Currency SL Fixing Days Yield Enhancement Inception Fair value Option Contract Ref Mo TD Payout Details Cancel The following details are captured in this screen Linked Currency This option is defaulted from the Account Class However you can modify this value CCY Option Product This option is defaulted from the Account Class However you can modify this value Exchange Rate Specify the exchange rate Linked CCY s Settlement A c Specify the account of the linked currency s settlement Linked
294. stage of the transaction including the input and output data Defining a Workflow stage You can define workflow stages as per the bank s requirements The class generator utility will automatically generate the transaction specific classes The workflow definitions for all transactions are generated in XML format Whenever you change the workflow definition for a transaction the respective class should be generated again and replicated to the workflow 3 2 ORACLE 3 3 Maintaining Function Group You can logically club the function IDs to a function group using the Function Group Detail screen To invoke this screen type STDFNGRP in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button n Function Group Detail Web Page Dialog Function Group Group Description Function IDs in Group Function ID Input By Date Time Modification Number Authorized By Date Time Here you need to enter the following details Function Group at pen E Authorized Specify the appropriate function group that has to be created Function Group Description Specify the description of the function group code Function ID Select the function ID which is part of the function group from the option list provided The system will list only savings functions The system performs the following validation while clubbing the function IDs to a function group e Th
295. sue Branch Specify a branch for which you wish to query the TT transaction Or select a branch from the list of values After you specify the above details click Ok button The system will display the following details based on the instrument number e Transaction Amount e TT Currency e Instrument Status e Issue Mode 7 69 ORACLE e Issue Account Number e Beneficiary Name e Passport IC Number e Beneficiary Address 7 19 Transaction Reversal You can reverse financial transactions that have been initiated by you The transactions that have been completed successfully are available in the Completed list Actions Operations Options Windows Help branch Is Online TT Home Sign ott EJ Exit Help a gt 7795 Worksiow 2 few Completed Pending 0 E Open Teller Batch Till 1 Assigned 0 Ref Start Time Stage Status Assigned To Locked By Failed 0 FJB0827300000211 2000 10 04 15 57 22 0 Completed UnAssigned 0 Asynchronous 0 Completed 0 Reversed 0 Tanked 0 Untanked 0 Search Tasks You can select the transaction that needs to be reversed by clicking on it Here you will be able to view all the transaction details Click save icon to reverse the transaction The accounting entries will be reversed i e negative amounts will be posted into the accounts This will update the till balance for the currencies wherever applicable The system will display the following message Trans
296. suing Branch The current logged in branch is displayed Account Number Specify the customer account against which you are purchasing the TC The adjoining option list displays all the accounts maintained in the system Select the appropriate one Account Branch Specify the Branch in which the customer account needs to be selected for issuing the TC The adjoining option list displays all the branches maintained in the system Select the appropriate one 8 43 ORACLE TC Currency Specify the currency of the TC TC Amount Specify the amount as indicated on the TC instrument being purchased Issuer Code Specify the issuer code to validate the TC details for sale from the adjoining option list Account Currency The transaction currency of the chosen customer account is displayed here Narrative Here you can enter remarks about the transaction Click save icon to go to the next stage Enrichment stage On clicking the save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed BTC Purchase Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001269 Issuing Branch TCD Instrument Type TCA Instrument Status LIQD Issuer Code CSK Narrative TC Currency GBP TC Amount Account Branch TCD Account 000022 Exchange Rate Account Cur
297. suing a DD against a GL You can issue a DD against a GL account for your customer through the DD Issue against GL screen You can invoke this screen by typing 8306 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button e DD Issue against GL Branch Date 15 Dec 07 Webpage Dialog External Reference Number FJB0734900001217 Payable Branch wB2 43 Instrument Type DDG MICR Number KLJKL907896 instrument Status INIT PassporviC Number KPV12345 Bank Code CHO Z Beneficiary Name PRATHIBAK Demand Draft Currency GBP Beneficiary Address 11111 Demand Draft Amount 22222 Demand Draft Date 01 Jan 08 T 33333 General Ledger No 256050010 General Ledger Currency GBP 4 Narrative GFGHFH Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Instrument Type The system displays the instrument type that corresponds to the DD being issued against a GL Bank Code Specify the clearing bank code The adjoining option list displays all the clearing bank codes maintained in the system Choose the appropriate one Demand Draft Currency Specify the in which the DD is being issued The adjoining option list displays all the curre
298. t Detaile Charge MIS UDF jot 1 Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate CLG CHARGE Lal 10 00 GBP 10 Cancel 8 18 ORACLE Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 4 4 Specifying MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen j Cheque Deposit to GL Branch Date 04 Dec 07 Webpage Dialog External Reference Number FJB0733300001035 Transaction Amount General Ledger Amount Transaction Currency GBP 4 Total Charges General Ledger Number 324040002 Account Title Locker Rent General Ledger Currency GBP 45 Exchange rate 1 Recalculate Narratwe CHQ DF TO GL El Instrument Detaile Charge MIS UDF Transaction MS COS_CENTR LOAN_TY PE LOAN_TERM i ih i i i i ak a a Composite MIS 4 OFFICER TE AN HI Cancel Refer the section titled Specifying the MIS details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit 8 4 5 Specifying UDF Details You can capture the UDF details under UDF tab Click the tab button UDF The system displays th
299. t any stage prior to its completion This is typically done as part of the End of Day activities The Workflow section in the Application Browser will display the count of Incomplete Transactions You can fetch any of these transactions for clearing Once you mark a transaction for deletion the system will not display the transaction in the Complete Incomplete Pending transactions list 2 1 2 8 Auto Reversals Roll Forward and Timeout Handling Auto Reversals are applicable for transactions which have been configured as One Stage transactions If during submission to host the request or the response times out then the transaction is updated as Marked for Reversal The untanking job will pick up such transactions and do the needful gt ORACLE 2 1 2 9 However for Two Stage transactions timeouts will be based on the stage of the transaction If the first stage request encounters a time out the transaction will be updated as Marked for Delete But if the first stage request goes through successfully as a result of which the transaction is saved in the host but is unauthorized the subsequent second stage request time out will update the status as Marked for Roll Forward This implies that the transaction is complete is all respect and will be forced posted in host But in case of a timeout if the subsequent branch follow through updates e g Till updates Transaction Status updates etc if any
300. t details from the account class selected 10 2 6 Specifying Child TD Details The Child TD parameters are similar to the Parent TD except the child will not have the option to create a new TD as part of Pay out You can capture the details of child TD that is created by payout by clicking on the Interest button Db Term Dapil interest Web Page Dialog Acc Deets heet Dapo Diken ari Firiza Eiri Dents hir Booting Aeri eat ge Eai Toate Cheep Dioing Aari teres Dondong Drench LL Fierin framers Chit gre Greenery Gr rec Pa alan Dori als miegie LH Produ harep him pE L Pree fyg Sere ULE Lee Ae LL frama Dio Oper Olut UE i Bii Goce You need to capture the following details here Account Details Specify the account number of the Child TD 10 14 ORACLE 10 2 6 1 Capturing Interest Details Calculation Account select the calculation amount of the Child TD from the option list Interest Statement Check this box to generate an interest statement for the account The Interest Statement will furnish the values of the SDEs and UDEs and the interest rule that applies on the account Charge Booking Account select the charge booking branch from the option list available You have an option of booking interest charge to a different account belonging to another branch The accounts maintained in the selected booking branch are available in the option list provided The system liquidates the Interest Charge int
301. t of GL transactions For example you can debit a customer s CASA account towards service charge with the corresponding credit given to the Service Charge GL account Similarly you can credit a customer s CASA account towards interest with the corresponding debit given to the Interest GL account Also a GL account can be debited or credited against cash transactions that do not involve a customer s CASA account Each of these transactions has been explained in detail in the following sections Miscellaneous Debits to a Customer s Account You can perform miscellaneous debit to a customer account with the corresponding credit to a GL account Use the Miscellaneous Customer Debit screen to carry out this transaction You can invoke this screen by typing 1008 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button g Miscellaneous Customer Debit Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733600000396 Product MSCD Account Branch WCN gt GL Account Number 111050000 Account Number 55686660 GL Currency GBP z Account Currency GaP gt E Reference Number Transaction Amount Narrative Cancel 9 1 ORACLE The following details can be entered in this screen External Reference Number This is a system generated sequence number for the transaction Product The system displays the code of the product maintained in the syst
302. t the top right corner of the Application tool bar and clicking on the adjoining arrow button E Buy Cash From Central Bank Branch Date 77 77 2000 Web Page Dialog External Reference Number FJBO82 400000491 Branch WBZ Transaction Currency laz Transaction Amount Narrative Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch The current branch is defaulted here Transaction Currency Select the currency to be bought from the Central bank Transaction Amount Specify the total amount to be transferred Narrative Enter remarks about the transaction 11 5 ORACLE After entering these details you need to click save icon The transaction moves to the enrichment stage Enrichment Stage In this stage some additional details need to be captured on the screen The screen displayed is as below g Buy Cash From Central Bank Branch Date 12 4 2007 Webpage Dialog External Reference Number FJB0733800000437 Branch Code WOCN Narrative QP Transaction Currency USD Transaction Amount Denomination MIS UDF Currency Code USD Denomination Details a Denomination Code Denomination Value Total Amount y D1C c25 7 c10 Cancel The screen has two tabs which are as follows e Denomination e MIS UDF 11 4 1 Specifying Denomination Details
303. tails pertaining to MIS Click on the MIS tab to invoke the following screen TC Sale Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001273 Issuing Branch TCD Instrument Type TCW Instrument Status TC Currency GBP Issuer Code CSK TC Amount Account Currency GBP Narrative TC Amount in A C Currency Transaction Date 12 03 2007 Beneficiary Name Exchange Rate Beneficiary Address Total Charge Actual Amount Currency Denominations TC Denominations Charges MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER 8 41 ORACLE Refer the section titled Specifying MIS details under Withdrawing Cash against a Cheque for further details 8 10 5 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen T TC Sale Walk In Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001273 Instrument Type TCW TC Currency GBP TC Amount Narrative Beneficiary Name Beneficiary Address Currency Denominations TC Denominations UDF Details O Field Name Field Value Charges lssuing Branch instrument Status issuer Code Account Currency TC Amount in A C Currency Transaction Date Exchange Rate Total Charge Actual Amount MIS TCD CSK GBP 12 03 2007 Recalc Refer the sect
304. ted Customer ID The customer identification number of the payment initiator is displayed here based on the chosen account number Customer Name The customer name pertaining to the related customer ID is displayed here Exchange Rate The system displays the exchange rate used to convert the transaction currency into account currency If the transaction currency is the same as the account currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here Beneficiary Name Specify the beneficiary name Beneficiary Address Specify the beneficiary address 8 29 ORACLE 8 8 1 Account Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Recalc Click Recalc button to update amount charge details Specifying TC Denomination Details In this block you can enter the TC denomination details through the following fields TC Description Select the TC denomination from the adjoining option list The list displays all the TC denominations maintained in the branch system TC Denomination The number of available units in the denomination is displayed Currency The TC Currency is displayed here Count Enter the number of TCs against each denomination in Count
305. the charge components applicable to the transaction Type The system displays the type of charge that is applicable to the transaction It could be any one of the following e F for Flat Rate e P for Percentage e I for Interest Waiver You can waive a certain charge for the customer by checking this box against the charge component Charge Currency The system displays the currency in which the charge has to be deducted 7 5 ORACLE Charge Amount The system displays the charge amount to be deducted for the corresponding charge component You can edit the amount Charge in Local Currency In case the transaction currency is different from the local currency the system will compute the local currency equivalent of the charge and display it here Exchange Rate The exchange rate used for the currency conversion is displayed here If the charge currency is the same as the transaction currency the system will display 1 as the exchange rate 7 2 2 1 Recalculating charges You can modify any of the charges for any of the components In case of modification you need to click Recalc button The system will compute the new charge amount and display the same In case you modify the charge details and don t click on this button the system will trigger the charge recalculation internally when you click the save button 7 2 3 Specifying MIS details This block allows you to capture details pertaining to MIS
306. the following e F for Flat Rate e P for Percentage e T for Interest Waiver You can waive a certain charge for the customer by checking this box against the charge component Charge Amount The system displays the charge amount to be deducted for the corresponding charge component You can edit the amount Charge in LCY In case the transaction currency is different from the local currency the system will compute the local currency equivalent of the charge and display it here Exchange Rate The exchange rate used for the currency conversion is displayed here If the charge currency is the same as the transaction currency the system will display 1 as the exchange rate Charge Currency The system displays the currency in which the charge has to be deducted 9 4 ORACLE 9 2 2 Specifying the MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen gl Miscellaneous Customer Debit Branch Date 12 4 2007 Webpage Dialog External Reference FJB0733800000396 GL Account Number 111050000 Account Branch WCN GL Description Atm Cash Customer id WCNO000501 Product MSCD Account Number 6666660 GL Currency GBP Account Currency GBP GL Account Amount Transaction Amount Exchange Rate Total Charge Reference Number Account Amount Narrative Customer Name WCN REVATHY QP Recalculate Charges MIS UDF Transaction MIS Composite MIS
307. the maturity date based on the value date and the tenor you specify for the deposit Next Maturity Date The next maturity date is the default maturity date of the deposit if it is rolled over It is computed by the system using the tenor and maturity date specified by adding the tenor to the maturity date 10 2 1 Specifying Term Deposit Details Click on Term Deposit Details block to capture term deposit related details A TO Account Opening by Multi Mode Branch Date 1 31 2008 Web Pape Dialog External Rederene hita FJa a 1 Acta humise Erih Caie TAD Product Coge Copter it F Aster Deere Currency E Aoogurd Opan Date 177004 E Te e D re o Hida Dua Currency Dapoi Tam Depost Curency Fieri Liquidation Brarch Term Depost dct Interest piion Aroari Bokr Tepe Prince Rolpa Artur Ten O Ants Filira Maturity Date C Ciee on Miaburity Beni Maturity Date C kirse inberest fo Linecliaeresd Compaen Ramco O Hirn Principal to Unclaimed Teer Caii Pinih Optics LJ famon Percentage Ampoi OffsetBranch Oireet Account Term Depant Payad Debats O Parad Tye Pacii Gilp Bremh Arpoi hamba Hami Cancel You need to capture the following details here Term Deposit Currency Specify the term deposit currency Alternatively you can also choose the currency from the adjoining option list All the currencies maintained in the system will be available for selection in the option list Term Deposit Amount
308. the same as the account currency the system will display the exchange rate as 1 Total Charge The system calculates the charges applicable to the transaction and displays the amount here Account Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges The system adds the charge amount from the transaction amount and displays the net value Customer ID The system displays the customer ID based on the account that is specified 8 2 1 Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction through the following fields Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination By default till contents are decremented for outflow transactions like cash withdrawal To reverse this default behavior you can specify units in negative 8 4 ORACLE Total Amount
309. the transaction currency is the same as the bill currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here Total Amount The system displays the total amount inclusive of the bill amount and the charges 7 30 ORACLE 7 7 1 Specifying charge details This block allows you to capture charge related details Refer the section titled Specifying charge details under Depositing Cash for further details 7 7 2 Specifying the MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Refer the section titled Specifying the MIS details under Depositing Cash for further details 7 7 3 Specifying the UDF details 7 8 You can capture these details in the UDF tab of the screen Field Description The system will display all the User Defined Fields UDF maintained for the product Field Value Specify the value for the required UDFs Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details Requesting for Funds Transfer You can transfer funds in a particular currency from one account to another using the Funds Transfer Request screen The funding account and the beneficiary account can be in different cu
310. the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Passport IC No The passport number or a unique identification number of the customer is displayed here Narrative The remarks associated with the transaction are displayed here 7 15 1 Specifying charge details This block allows you to capture charge related details A T Liquidation Against GL Branch Date 1 2 7006 Web Pape Dialog External Rieterence Nuriber instrument type Branch insirument Status herrea Payable Branch Beneficiary Nene Beneficiary Address Passport ILG Humber Charges MS UDF enara Detale E Charge Components r CHARGE 1 Bank Code Trans clien Branch General Ledger Number Instrument Mumbar lesus Date TT Amount Exchange Rate General Ledger Currency Telegraphic Transier Date Atiu Amount Charges Change Amount Currency Change in Local Currency 100 00 GBP Refer the section titled Specifying the charge details under Depositing Cash in this manual 7 15 2 Specifying MIS details This block allows you to capture details pertaining to MIS A TTi iquidation Against GL Branch Date 1 4 2008 Web Pape Malog Esdernal Reference Number etre ty pee Branch einer Status hear rede Payable Branch Beneficiary Marne Benatictary Address Transaction MIS Bank Code Transaction Branch General Lieder Number In
311. tled Specifying the charge details under Miscellaneous Debits to a Customer s Account for further details 9 20 ORACLE 9 5 3 Specifying the MIS details This block allows you to capture details pertaining to following screen FY Miscellaneous GL Credit Branch Date 12 15 2007 Webpage Dialog External Reference Number FJB0734900001177 Product GLAccount 324010003 GBP GL Currency Transaction Currency Exchange Rate Transaction Amount SC Charges Reference Number GL Amount Narrative Currency Denominations Charges MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER MIS Click on the MIS tab to invoke the MSGC USD Cancel Refer the section titled Specifying the MIS details under Miscellaneous Debits to a Customer s Account for further details 9 5 4 Specifying UDF Details You can capture the UDF details under UDF tab E Miscellaneous GL Credit Branch Date 12 15 2007 Webpage Dialog External Reference Number FJ50734900001177 Product GL Account 324010003 GL Currency Transaction Currency GBP Exchange Rate Transaction Amount SC Charges Reference Number GL Amount Narrative Currency Denominations Charges MIS UDF UDF Details Field Value C Field Name 9 21 ORACLE 9 6 Refer the section titled Specifying the UDF details under Miscellaneous Debits to a Customer s Account for furt
312. to the DD amount and displays the total transaction amount Instrument Number The instrument number is displayed here 8 19 1 Specifying charge details This block allows you to capture charge related details for the transaction You can waive it if required You then need to click Recalc button to re compute the net amount payable to the customer Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 84 ORACLE 8 19 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen e DD Issue against GL Branch Date 15 Dec 07 Webpage Dialog External Reference Number Instrument Type Bank Code Demand Draft Currency Demand Draft Amount Demand Draft Date General Ledger No General Ledger Currency Transaction Currency Rate Charges Total Amount Instrument Number Narrative Charges MIS UDF Transaction MIS FJB0734900001217 DDG CHO GBP 2003 01 01 256050010 GBP 1726 GFGHFH COS_CENTR LOAN_TYPE LOAN_TERM Payable Branch WB2 MICR Number KLJKL907896 PassporviC Number KPV12345 Beneficiary Name PRATHIBAK Beneficiary Address 11111 22222 33333 Recalc Refer the section titled Specifying MIS details under Capturing a cash deposit for further details 8 19 3 Specifying UDF Details This block allows yo
313. tomer name Exchange Rate The exchange rate is displayed here Total Charge System displays the total charge 8 89 ORACLE 8 21 1 Account Title The system displays a brief title for the chosen account Customer ID The system displays the customer ID based on the account specified Charges The system computes the charges applicable for the transaction and displays it here Account Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Specifying Charge Details This block allows you to capture charge related details such as the following Charge Component The system defaults the charge components applicable to the transaction Type The system displays the type of charge that is applicable to the transaction It could be any one of the following e F for Flat Rate e P for Percentage e I for Interest e Charge Currency The system displays the currency in which the charge has to be deducted Waiver You can waive a certain charge for the customer by checking this box against the charge component Charge Amount The system displays the charge amount to be deducted for the corresponding charge component You can edit the amount Charge in LCY In case the transaction currency is different from the local currency the system will
314. trument Humber sue Date TT Amoun Erochonge Aate General Ledger Currency Telegraphic Trancier Date Account Amoun Car pes 7 61 ORACLE Refer the section titled Specifying the MIS details under Depositing Cash in this manual 7 15 3 Specifying the UDF details You can capture these details in the UDF tab of the screen E IT Liquidation Against GL Branch Date 1 4 2008 Web Pape Dialog External Reference Number Bank Code instrument type Transaction Branch Yt Branch General Ledger Number 171070000 keiuni Status The instrument Humber S5SR46 Nerrative issue Date 1 22008 TT Amoun mhu A Payable Branch Pa TO Beneficiary Marne i General Ledger Currency Beneficiary Address leegroprec Trenster Lela Account Amou Charges Pamot LO Number Changes MS UDF a Fiati Marne Fiki Vaks Refer the section titled Specifying UDF details under Depositing Cash for further details in this manual Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 62 ORACLE 7 16 Liquidating a TT against Account You can liquidate a TT against an account through the TT Liquidation Against Account screen You can invoke this screen by typing 8321 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button F IT Ligui
315. trument Number 1508 Narrative SADFDS Currency Denominations Charges MIS UDF Transaction MIS COS_CENTR LOAN_TYPE LOAN_TERM Cancel Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 80 ORACLE 8 18 4 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen n a DD Issue Walk In Web Pape Dialog Externe Reterence Hurter Payette Branch instrument Type MCR Numer Bank Code Passport Humber Demand Orati Currency Berecz Mame Demand Draft amount Beretas dress Demand Oratt Date Trarcaachien Currency Aale Trani Cuen Charges Total Amoun instrument Hurmber Perr aie Currency Denominations Changes MIS UDF Cl Fi i ene Field Value Cancel Refer the section titled Specifying UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 81 ORACLE 8 19 Is
316. tsacdeeetnasnieca ca ssinteasesnadvagivantyisnswsataeiwindvsiunesasaelvastundaiiuiatntiewateaiessiisonens 11 18 119 BUDO CS PROM VA Toei eT E E abenasateansteanasantansanaseces 11 19 IL94 COP TC Derails seeni entin eTEN AEE EEA EKNER RE EETA E EA ETEEN 11 20 11 10 RETURNING TCS TO VAULT sccscscciscncsecansncsedencaasaceaasennseadnchadens ncendeicncseeenesuueaeainshaconsactindeddnaaeeaedasoenceaae 11 21 11 11 CAPTURING TOC DETAI S creisicieiiainebnii renia a 11 22 11 12 VIEWING TCS AVAILABLE WITH VAULT cccccsssccccssscceceeccccesececeeeccesaeecccseseceseaeccesseeceeuaeecessueceesaeees 11 23 12 PALANCING OPFRA TIONS oiircnnsoaia sae ccncoectvccteascacusseseccutsecacen boss cevareccussocaszebsecaess svsaccastecsascussutaccnbos 12 1 TIN OIC ON a scticcosssinn cutee E E EE E I EAE EETA EAE OE 12 1 122 BOOK SHORTAGE seine anneer EE EEE ee ene er 12 1 12 2 1 Specifying denomination details s vsossscxssorssisassaseowsserissadnanvanesseieasadeoswssessesninonvuresseiasiaasesesesseabarsonwense 12 2 1222 SPCCUVING the MIS details arisoissrecsrreeiisrni ireu en ere aN O EEEN EEE ENEA O EEE EEN EEEE AREEN 12 3 1223 peci yine the UDF QeIAUS scsuscisrercsecsimsesessiesasnonbuvessisnssasseevenedubsiosesnssinveseianeessiaoimateiasnseebersseianeseonts 12 4 o BOO M O 14 5 RAO oin a A E EE O AEE EEEN NAVEEN TE nee eee 12 5 12 3 1 Specifying Denomination Details cccccccccccccccccccnsecccccccccccessscsecceeeeeassseeeeeeesaaesseeeceeeesaaaaaseeeeeeeesaaeaees 12 6 12 3
317. u to capture details pertaining to UDF Click on the UDF tab to invoke the following screen e A DD Issue against GL Branch Date 1 7 7006 Web Page Dialog Exar Retereiese Mumbar instrument Type Bank Code Demand rat Currency Derenda Draf Argui Demani Dratt Dat General L eciger he General Ledger Currency Trareection Cumency Fate Charges Tote Armour Instrument hurtiiber Charges MiS UDF Detala LI Fick Mawtes Karrie UCF Fiski Wind Paaie Branch MCR Humber Parsat Humber Beneficiary Hame Benetcary Scdress 8 85 ORACLE 8 20 Refer the section titled Specifying UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Inquiring on a DD Transaction You can query on the details of a DD transaction based on the issue branch and the instrument number of the DD transaction You can achieve this through the DD Inquiry screen You can invoke this screen by typing 7789 in the field at
318. ule Process r 5 4 AL PC PE Pe p Pe Pe BRANCH _REPUCA TION INTERIM STATEMENT BALANCE REPORT PR_PROCESS BOOK NT PR_PROCESS NT PR_PROCESS MSC PR_SYSTEM_MONTOR PR _PROCESS CONS PR_PROCESS CPO UPLOAD Here you have to select BRANCH_REPLICATION process and click Run Button 5 1 4 Replicating data Using Script The Initial replication when branch server set up is made after branch parameterization after that replication using script is used You need to compile the Branch Installation Package in Host schema The package specification and body names are gt MAIN Branch SQL DIPKS_ BRANCH_INSTALLATION spc gt MAIN Branch SQL DIPKS_ BRANCH_INSTALLATION saql from base line After compiling dipks_branch_installation package you have to execute the procedure pr_start on the same package On successful execution of the procedure will create the branch installation script in work area folder as defined in cstb param Finally you need to run the Installation scripts in required branch schema 5 3 ORACLE 5 1 5 Replicating data from Branch Ad hoc basis You can replicate records from branch manually on an ad hoc basis using the Manual Refresh screen This screen displays all maintenances pending replication You can invoke this screen by typing STDBRREF in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button F Manual Refresh Detail Web Pape
319. umah Mnie Marraire issue Date Exchange Rate Demand Draf Murtier Passport eC Humber Payment Branch Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 16 3 Specifying the UDF details You can capture these details in the UDF tab of the screen a DD Liquidation Against Account Web Pape Dialog Ewiermal Relenrenca Murir ineinument type Ligaidation Date Egooui Currency Accoun Nurniker Customer hame Payable Dank Demand Draft Currency Demand Draf Arhcuni Tatal Artur Total Charge Beraiiciary hame Beneficiary Address tue Branch Liguicetion Foca Account Branch ransacion Amount insirumani Murtier harralre esi Date Exchange Rate Derand Draf Humber Pasoport fC Numb r Pannen Braruch 8 69 ORACLE 8 17 Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Liquidating a DD for a Walk in Customer Y
320. unt Charges MIS UDF Transaction MIS COS _CENTR LOAN_TYPE LOAN_TERM Composite MIS A_OFFICER Cancel 7 34 ORACLE Refer the section titled Specifying MIS details under Depositing Cash for further details 7 8 3 Specifying UDF Details You can capture the UDF details under UDF tab Funds Transfer Request External Reference Number From Account Branch Customer ID Customer Name From Account Number Account Title From Account Currency From Account Amount Total From Account Amount Charges MIS UDF UDF Details O Field Name Branch Date 12 15 2007 Webpage Dialog Product To Account Branch FJB07 34900001308 WB1 WB1000054 Dalmia 1000016 DALMIA SB GBP Te Account Number To Account Currency To Account Amount Exchange Rate Narrative Total Charge Field Value SER a FTRQ WE 1010050 GBP Cancel Refer the section titled Specifying the UDF details under Depositing Cash for further details Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 35 ORACLE 7 9 Making a Stop Payment Based on a customer s request you can stop a cheque drawn on an account maintained in your bank You can capture such a transaction through the Stop Payment screen You can invoke this screen by
321. unt Branch Account Number Account Currency Customer ID Customer Hame Instrument Details Charge Clearing Type Cheque Number Value Date Routing Mumber Branch Code Bank Name Sector Description FIBOTS3 700000897 ZCO 000018 GBP WB1000054 Dalmia MIS UDF CGON 20042 03 Dec O SECO2CHOW E41 Special Available WB41 BANK FUTURA HEAD OF SECTOR TWO Transaction Currency Transaction Amount Exchange rate Total Charges Narrative Account Title Drawee Account Number Cheque Date Bank Code Sector Code Branch Name 1 000 00 1 10 00 CHD DPT P gbp acc Recalc DANAZ 03 Dec 07 Late Clearing Regulation CC Available CHO SECO2 COMMON BRNZ Cancel In addition to the details defaulted from the previous stage the system allows you to capture the following information Customer ID The system displays the customer ID based on the account specified Account Title The system displays a brief title for the chosen account Account Currency The system displays the currency of the customer account 8 10 ORACLE Exchange Rate The system displays the exchange rate used to convert the transaction currency into account currency If the transaction currency is the same as the account currency the system will display the exchange rate as 1 Total Charges The system calculates the charges applicable to the transaction and displays the amount here Account Amount The
322. unt Murnizer Customer Marne Payable Hank Demandi Drat Currency Demand Dratt Amount Total Amourd Total Charg Bete ticker Hams Bereta Address a Chage Components Viamar pti Branch Liguigalion Mod Account Branch Trateaction Anca nstrumert Numkb r heer rate lema Date Exchange Mal Demand Dran Numiber Pacspert E Muir Payment Branch Change Amoun Currency Charge in Local OQurency Exchange Rate In addition to the details defaulted from the previous stage you can capture the following information Total Charges The system displays the total charges applicable to the transaction Total Amount The system displays the total amount that will be credited to the account 8 16 1 Specifying Charge Details This block allows you to capture charge related details Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 68 ORACLE 8 16 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen S00 iquidation Against Account Web Page Dialog Exdermal Reference Murer kement type Liguidiatean Dat 4 amp coounl Currency Account Humber Customer Hame Fayabis Bank Demand Dran Currency Demand Dait Arun Toa Arcuri Total Change Benetickary Hame Beneficiary Address issue Branch Liopkishon iode Account Branch Transaction Amount isir
323. unt Paid Beneficiary Address PassporviC Number Recalculate Denomination FX Denomination Charges MIS UDF Currency Code USD Denomination Details C Denomination Code Denomination Value Total Amount Im c25 m c10 7 44 ORACLE In addition to the details defaulted from the previous stage you can view the following details Transaction Currency Rate The system displays the exchange rate to be used for the foreign exchange purchase Charges The system displays the charge to be levied on the customer for the transaction Amount Paid Based on the exchange rate and amount bought the system computes and displays the amount that needs to be paid to the customer in the paid currency 7 11 1 Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Depositing Cash for further details 7 11 2 Specifying charge details This block allows you to capture charge related details You need to click on the Charges tab to invoke the following screen T FX Purchase Walk in External Reference Number Currency Bought Currency Paid Transaction Currency Rate Beneficiary Name Beneficiary Address Passportic Mo Denomination Charges MIS Charge Details Charges for Foreign exchan Charge Components Branch Date 12 15 2007 Webpage Dialog
324. unterparty Account Currency Beneficiary Details Mame Address Other Details Marrative Term Depost Interest 10 26 ORACLE The following details are captured here Counterparty Bank Code Specify the bank code of the counter party for the pay out Counterparty Account Specify the account number of the counter party for the pay out Counterparty Currency Specify the currency of the counter party for the pay out Beneficiary Name Specify the name of the beneficiary for the pay out Other Details Specify any other details if any of the beneficiary Address Specify the address of the beneficiary for the pay out Narrative Specify the description for the pay out 10 4 2 3 Specifying Term Deposit Details To capture the details for opening a new TD as a part of pay out click on the Term Deposit tab Term Deposit Payout Details Web Page Dialog Term deposit Bankers Cheque PC Branch Code TAG Account No Customer Number 565656 Account Class Currency GBP Default From Account Number Account Class P Term Depostt Interest 10 27 ORACLE The following details are captured here Branch Code The system defaults the branch code Account Number Specify the account number Currency The system defaults the currency Customer Number The system defaults the customer number Default From Indicate the Default From option to default the details from either the parent account TD account
325. ure the cheque numbers of the lost cheque book and impose a stop payment on all cheques in that book Effective Date Specify the date from which you wish to impose the stop payment The adjoining button when clicked invokes a calendar in which you need to double click on the appropriate date The chosen date will then be seen in the YYYYMMDD format Expiry Date Specify the date until which the stop payment needs to be active The adjoining button when clicked invokes a calendar in which you need to double click on the appropriate date The chosen date will then be seen in the YYYYMMDD format Amount Specify the amount based on which you wish to impose a stop payment This field is applicable only if the Stop Payment Type is specified as Amount Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 7 37 ORACLE i Stop Payment Branch Date 7 6 7000 Web Page Dialog External Reference Number FJAS 7 SS amp Branch Whe Accoum Humber pigg E Account Curency USD Chon Payitee Tee Cheque we PRs a Ta Sart Chega himi sah End Cheque Mater Bitecteve Dae eon E Eray De 70000 Remarks
326. ure the following details Exchange Rate The system displays the exchange rate used to convert the TC currency into transaction currency If the TC currency is the same as the transaction currency the system will display the exchange rate as 1 Related Customer ID System displays the customer ID applicable to walk in customers Total Charge The system computes the charges applicable for the transaction and displays it here Total Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Beneficiary Name Specify the beneficiary name Beneficiary Address Specify the beneficiary address Passport IC Number Specify the customer s passport number or any other identification number In case you change the TC amount you will have to click the Recalc button to re compute the total transaction amount and the total amount Specifying TC Denomination Details In this block you can enter the TC denomination details Refer the section titled Specifying TC Denomination Details under Selling a TC against an Account for further details 8 50 ORACLE 8 12 2 Specifying Currency Denomination Details In this block you can capture details of the currency denominations involved in the transaction g TC Purchase Walk In Branch Date 12 4 2007 Webpag
327. urrency Count Specify the count of the TC which you have selected Series Specify the series having the TC denomination The valid TC series is shown in the adjoining option list With this reference you have to specify the start and end number System Count The system count will be defaulted only if you have selected the TC series from the option list Otherwise this field will be blank Start Number Specify the starting number of the series If you have selected the TC series from the option list the start number will be defaulted You need to modify this value End Number The system defaults the end number which is the sum of start number and the count TC Amount The system defaults the TC Amount It is the product of the denomination and the count After entering all the data click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 11 16 ORACLE 11 8 Selling TCs to Head Office You can sell TCs from Head office using the Sell TCs to HO screen You can invoke this screen by typing 9016 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 7 Sell TCs To HO Branch Date 12 04 2007 We
328. utflow totals of Cash Till and Debit Credit totals in Cash GL The total will be displayed currency wise for a user This will also be a drill down wherein in case of any discrepancy ina currency you can view all the transactions in that currency Transactions in branch minus transactions in host List of all transactions that are Complete and Authorized in the branch but have no corresponding entries in the host Transactions in host minus transactions in branch List of all transactions which are Complete and Authorized in the host but have no entries in the branch or are still Incomplete Transaction Amount in branch and in host The transactions are present in branch as well as in the host but the sum of the transaction amounts do not match These mechanisms will minimize the reconciliation efforts required as a result of any branch host inconsistencies either at the Cash Till GL level or at the Transaction Amount or Count levels Further based on the results and observations of these reports queries you can initiate adjustment processes as required for Audit and Control measures 2 7 ORACLE 3 1 3 1 1 3 2 3 Transaction Workflow Introduction The Workflow engine which forms the core of Savings guides the transaction through its various stages Each transaction is defined as a workflow with a series of steps or stages At the beginning of each stage you teller have to capture the releva
329. voke the TC Sale Against A C screen by typing 1009 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 2 TC Sale Against A C Branch Date 12 03 2007 Webpage Dialog External Reference Number FJB0733700001267 Issuing Branch TCD Instrument Type TCA Instrument Status INIT issuer Code 93 TC Currency Account Branch TCD TC Amount Account Narrative Account Currency Here you can capture the following details 8 27 ORACLE External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issuing Branch The current logged in branch is displayed Instrument Type The instrument type corresponding to a TC issued to customers against their savings account is displayed here Instrument Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument Issuer Code Specify the issuer code to validate the TC details for sale from the adjoining option list Account Branch Specify the branch in which the customer account is maintained for issuing the TC from the adjoining option list Account Specify the customer account against which you are issuing the TC The adjoining option list displays all the a
330. volves interBranch Accounts a Amount exceeds Transection Limd tor the Usar Local Auth Accent Cancel You have to click button to close the message box displaying the override The overrides have to be authorized by the supervisor and depending on the Workflow structure will be Manual Local Remote or Auto By default remote authorization will be selected However you can select local authorization When you click Local Auth button the Local Authorization screen is displayed The Maker is required to take appropriate action on the main transaction screen Initiating a Customer Session In Savings you have the facility to process multiple transactions for the same customer without having to key in the customer and account details every time You can achieve this by starting a Customer Session after logging into the Savings To start a Customer Session go the Customer Search frame and search for a customer 4 4 ORACLE Customer Mame raghav CIF ID Identifier Value Search Results Customer Humber Customer Mame AN O00 641 RAGHAYEMDRA K In this screen you have to enter any search criteria for whom multiple transactions have to be processed and then click on the Search button The system will display the details of the selected customer in a format as shown above When you click on the hyperlink provided for Customer Name in the screen above the account details of the customer will
331. which the cheque has been drawn Transaction Amount Add the applicable charges to the amount that has to be deposited and specify the total amount in the currency of the cheque Narrative Here you can capture remarks pertaining to the transaction Clearing Type Specify the product that is maintained in the system for the transaction The adjoining drop down list displays the outward and inward clearing products For example e CLEARING OF CHEQUE LOOC e CLEARING OF CHEQUE NAOC Select the appropriate one Cheque Number Specify the MICR number displayed on the cheque Cheque Date Specify the date written on the cheque leaf The adjoining button when clicked invokes a calendar in which you need to double click on the appropriate date The chosen date will then be seen in the YYYYMMDD format Routing Number Specify the routing number for cheque clearance Drawee Account Number Specify the account on which the cheque is drawn 8 9 ORACLE Value Date Specify the date on which the credit should be reflected in the account balance Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed a Cheque Deposit Branch Date 03 Dec 0 Webpage Dialog External Reference Number Acco
332. with the necessary rights to logout a user from the branch The supervisor also has the facility to force log off all the users at any given point of time Typically the force logout right is given to only one administrator role user in the branch You can invoke the Clear User screen by typing SMDCLUSR in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button The following screen will be displayed 4 1 ORACLE 4 4 4 4 1 E Clear User Profile Web Page Dialog Current Users T Terminal User Identification Start Time This screen lists the following details of the all the users who have logged into Savings e Branch Code e User ID To force log out a user check the box against the relevant user record and click Clear button The system will display a message to confirm the clear operation To force log out all the users check the box against the header row which will select all the users who have logged in and then click on the Clear button The selected users are logged off from Savings Authorizing a Transaction Authorization can happen in two ways based on the Workflow defined for the transaction Manual and Auto Manual Assignment The maker can opt for either the local authorization or the remote authorization for the transaction that is submitted with one or more overrides Local Authorization The supervisor can authorize the transact
333. y selecting the particular mod number and clicking on View button thereby launching the corresponding Function Id screen with the particular modified data displayed in a different colour 5 5 ORACLE 5 2 Time In The system displays the time at which the version was available for replication Time Out The system displays the time at which the version was replicated Replication Status The system indicates the status of replication It could be any one of the following e U Unprocessed e S Replication Success e F Replication Success e W WIP e C Completed Select the required record and click Replicate Versions button to replicate data of all listed versions If multiple rows are selected then only the latest mod number will be replicated You can also select any of the modifications and initiate replication On successful replication the status for any un replicated older modifications for that key combination will be marked as C All records in this frame need to be replicated for a successful replication Even if one record fails the system will treat it as a failure for the whole set of records You can clear the current query criteria by clicking Reset button Querying on replicated records You can view all successfully replicated records using the Successful Replication Query screen You can invoke this screen by typing STSREPQY in the field at the top right corner of the Appl
334. y the denomination details for the transaction at this stage 7 2 6 Viewing errors and overrides In case of any errors or overrides the same will be displayed on the main screen as a separate display section You need to click on OK to close the box and then take appropriate action on the main screen You can also visit these errors and overrides by clicking on the Errors Overrides link on the main screen which will fetch the same again In case of remote or auto authorization authorizers can review the override messages for the assigned transaction which they want to approve or reject by clicking on the Overrides link on the main transaction screen 7 2 6 1 Submission stage Submission of the transaction for saving in the Host can happen in two ways e Single step save wherein the transaction is saves as Auto authorized in the Host e Two step save wherein the transaction is first saved as Unauthorized in the Host and then authorized locally or remotely as described under Authorization stage After the transaction is successfully saved and the tills are successfully updated the following message is displayed Transaction completed successfully 7 11 ORACLE 7 3 Withdrawing Cash You can capture a cash withdrawal transaction through the Cash Withdrawal screen You can invoke this screen by typing 1001 in the field at the top right corner of the Application tool bar and click
335. you can capture the following details External Reference Number This is system generated based on the XREF Number sequence for the branch Itis a unique identifier for a branch transaction Transaction Currency Select the currency by which TC is being purchased from the option list available Transaction Amount Specify the total amount of transaction Issuer Code Select the code of the issuer from the option list available Narrative Enter remarks about the transaction if any 11 19 ORACLE 11 9 1 Branch Code The current branch is defaulted Capturing TC Details You have to capture the following details of the TC Description Select the description for the denomination of the TC from the adjoining option list Denomination The system displays the denomination for the specified description Currency The system displays the currency Count Specify the count of the TC which you have selected Series Specify the series having the TC denomination The valid TC series is shown in the adjoining option list With this reference you have to specify the start and end number System Count The system count will be defaulted only if you have selected the TC series from the option list Otherwise this field will be blank Start Number Specify the starting number of the series If you have selected the TC series from the option list the start number will be defaulted You need to modify this value
336. yping 9012 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button The screen is displayed below External Reference Number FENZ T Branch Somes YEH 0O User 0 Til kertinio User yaring Pending Transactions Tanked Transactions Assigned LA 7 PARAMITA BiT OF Sswat Tei BIT19 ae C OF SSE TEL2 BiT2 53 OF SSwenTELs BITS 134 7 OF Sse AUTH N EEE SSE Cancel External Reference Number The system displays a unique number Branch Code The system defaults the current logged in branch code The following details of the current branch are displayed for all the tellers e User ID the teller user ID e User Working current log in status of the user e Pending Transactions number of transactions in the Pending Queue for the user e Tanked Transactions number of transactions in the Tanked Queue for the user e Assigned Transactions number of transactions in the Assigned Queue for the user e Unassigned Transactions number of transactions in the Unassigned Queue for the user e Auto Reversal Pending number of transaction pending to be auto reversed for the user 13 6 ORACLE ORACLE Savings January 2010 Version 11 0 Oracle Corporation World Headquarters 500 Oracle Parkway Redwood Shores CA 94065 U S A Worldwide Inquiries Phone 1 650 506 7000 Fax 1 650 506 7200 www oracle com financial_ services Copyright 2010 Oracl

Savings Version-11.0 9NT1316-ORACLE FCUBSV.UM 11.0.0.0.0.0.0

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