True premium retail agency manual 1_08.pub
Contents
1. American Vehicle Mw Insurance Company Rating and Issuance System Retail Agency User Manual All rights reserved No part of this publication may be reproduced stored in a retrieval system or transmitted in any form or by means electronic mechanical photocopying or otherwise without the express written permission of American Vehicle Insurance Company Inc Welcome to American Vehicle s rating and issuance system This system will allow you to rate receive approval and print a completed application endorsement or renew policies in just minutes This is a tool given to the agent to streamline their general liability contractor s book of business so that the agent can get back to what is important SALES This system also allows the Broker General Agent to approve and issue policies right on line no more waiting for policies in the mail Now you can go right on line and print the entire policy package and mail it to the insured in a fraction of the time it used to take to receive it by snail mail You will also be able to issue Certificates of Insurance for the insured in minutes giving your client the service that they de serve This manual is meant as a step by step tutorial so that when you return to your agency and are set up you may feel comfortable in the use of the system Your User ID and Password into the system will be issued on line and your Broker General Agency will be con tacting you to give you access to2. CALIFORNIA 12 04 2007 12 Mo Edit Delete AAA CG 2187 2169 2170 TEST 00 25 2007 12 Mo Edit Delete New Application Click here for all new Artisan quotes Search Click drop down for selection Enter the equal to information and click Find gt American Vehicle Insurance Company General Liability Select A Company Windows Internet Explorer s Microphone FTools g Hani Ou yy iB https www truepremiunm com generalliability selectcompany asp EY x File Edit View Favorites Tools Help w a american Vehicle Insurance Company General Liabil z lt lt lt American Vehicle Main Menu Log Off Insurance Compan Select a Company Applicant D B A Optional Term Inception 1 10 2008 of Locations Company SELECT A COMPANY Applicant Enter Applicant Name D B A This section is optional Enter the doing business as name or corporation name Term Click drop down box for selection All rates normally based on 12 month term This may not be available for your state Inception Enter the effective date for the policy being quoted of Locations Click drop down box for selection Unless otherwise indicated will remain 1 Company Click drop down box for selection Zip Enter the zip code of the prospective clients business address ENTERING LIMITS OF COVERAGE This section is where the user defines the coverage for the policy to be
3. Celect 4 class JJJ JJJi Celeact 4 class JJ Jd OO d E OO d E OO d E OO d E Total 6700 Location Remains at 1 unless otherwise necessary Classification Click on drop down and select You may press the first letter of the classification and the system will take you to the section or use the scroll bar to move downward Payroll Class Enter amount of payroll that applies to this classification Total at bottom must equal to previously entered values in the PAYROLL section above Premises Operations Coverage and Products Coverage Both of these selections are defaulted at YES as these coverages are included in the rate and cannot be modified SUBCONTRACTORS SECTION This section defines the classifications for the subcontractors being rated on the risk Subcontractors Total cost is defined as the cost of all labor materials and equipment furnished used or delivered for use in the execution or the work and all fees bonuses or commissions paid Classification Total Cost iSelect a class 0 ME Select a classe iSelect a class 0 ME iSelect a class 0 ME dL Classification Click drop down to select one of 4 available options Total Cost Enter total cost for the classification specified Total Cost Definition is defined as the cost of all labor materials and equipment furnished used or delivered for use in the exe cution or the work and all fees bonuses or commissions paid
4. Contact amp Phone ee aii ae Seah Yearsin Employees Annual Current Agent s es eee nein Business Inc l Owner Payroll License Number License Number L EO emo JE E Years Experience 2S I IO OO ee Types of jobs performed in the last 12 months of your workis Industrial t Residential e Commercial Prior Company Prior Policy No Type of License Web Address ofyourworkis Remodeling ts New Construction te Repair Service t Room Additions All General Applicant Information must be entered in order to be able to continue for approval Below are key errors to avoid Nature of Business Describe Operations Enter the description of the prospective insured s business Not the classification the clients de scription of what their operations entail Inspection Accounting Records Contact amp Phone First enter the inspection contact name then the phone number of that contact Both must be entered in order to be able to continue of your work is Percentages entered in this section must equal to 100 DO NOT LEAVE ANY BLANKS Blank spaces will cause the user to go back and fill in necessary information If there is a section that is not applicable enter Utilize scroll bar at right of screen to move down for the next section MAILING ADDRESS LOCATIONS ADDITIONAL INTEREST CERTIFICATES PRIOR HISTORY gt TruePremium General Liability Windows Internet Explorer Microphone BTo
5. POLICY ISSUANCE Please print a copy for your office DECLARATION PRINT SCREEN gt TruePremium Display Print Windows Internet Explorer 2 Microphone BA Tools Handwriting ge y E https iiv Eruepremium comi workwithprint asp si 2 X Live Sear File Edit View Favorites Tools Help abe TrusPremium Display Print Ei 7 Main Menu Bind Print Generation The following item s are available for viewing and printing INSURANCE APPLICATION Click here to view RATING WORKSHEET Click here to view EXCLUSION OPEN 7 FLAME USAGE Elick here to view RECEILF Click here to view POLICY DECLARATION Click here to view MANDATORY FORMS 5 AND ENDORSEMENTS denaii CONDITIONAL EXCLUSION OF EEE TERRORISM CG 21 87 e WAR OR TERRORISM 5 l EXCLUSION CG 21 69 Stek hera ra vies ALL PRINT Click here to view F you do not have Adobe Reader installed required to view all print click here to download Click ALL PRINT to print all documentation at once This can cause some problems dependent upon the computer system that you have You may click on each form to print one by one if this problem occurs
6. f Microphone BaTools lt Handwriting a lt DrawingPad Eo 7 s la lx t T E https fawn truepremium comigeneralliability payment asp v 2 Fpl Live Search File Edit View Favorites Tools Help r abe Sonn as Liability gi i 3 gt cb Page Tools eee ae EEEE Oli HEN HHHH A UC Liability 3255s23ssasnsseseeseeeeseeestiag DEM Total Policy Premium 536 00 Collect from Client 536 00 Cask Sl Windows Internet Explorer By clicking OK your application will be submitted bo the M G 4 For approval Submit Application This area is for receipt printing purposes This system is equipped with a receipt that can be printed along with the issuance system To utilize this receipt fill in this area appropriately and the data will transfer to the receipt OTHERWISE SKIP THIS SECTION AND CLICK ON SUBMIT APPLICATION TO CONTINUE There will then be a prompt indicating to click OK click OK to submit application for approval APPLICATION SUBMITTED gt TruePremium General Liability Windows Internet Explorer Microphone BaTools 4 Handwriting g Drawing Pad E Wa T te E https wena cruepremiunm comgeneralliability genapp asp wr A X Live Search File Edit wiew Favorites Tools Help wt TruePremium General Liability low oP k m i Page mettete EE NAA NAE AAN eee ee feeeeeeeee cee TEMEN EAH Eaa MA General ER Otru
7. tos A yr ti er Search Web t g7 Ede H QH Bookmarks aMail W7 Yahoo EA Games ka ia My Yahoo C Shopping h Hr ahr american Vehicle Insurance Company General Liability gi g i sk Page Addres St Add l Requires Waiver 7 Tey ai Interest Certificate of Rights Designated Person or Organization ee ee ee ee ee E Managers or Lessors of Premises es es es U ee ia Iw E L E L E E O a E e O E E L E E L E E T E E L E Additional Interest information must be filled in You must choose the appropriate additional insured to which the waiver of subrogation applies OTHER INFORMATION SECTION AND SUBMISSION OF APPLICATION TO GENERAL AGENCY gt TruePremium General Liability Windows Internet Explorer Microphone BTools Handwriting g DrawingPad Eg Ge id E kbps fiw truepremium corm generalliability applogicl asp t EJ File Edit View Favorites Tools Help vw oar E TrueFremium General Liability 33 Coal Wood Waste or Oil Burning Stoves Yes No 34 Any work with LPG O Yes No 35 Any Roofing or Roof Related Work O Yes No 36 Any work with cranes of any height owned or leased D Yes No Any new building construction operations performed on single family units including residential 37 condominiums multi unit homes tract housing subdivisions townhouses or apartment buildings within O Yes No subdivisions or proj
8. 0 DELETE REPLY CIOSE Your quote request has heen accepted The completed application signed by the Insured and the Broker alsa accompanied by payment must be received hy FIRESTONE AGENCY no later than 7 days from the date of message aaa Subject Click on the quote that you would like to read the message on A message box will then appear indicating ap proval or rejection and any additional notes from the Broker General Agent Delete Reply Close There are three options for this message DELETE will delete the message entirely This option should be selected on all approvals to keep the email box messages to a minimum REPLY will send a message to the General Agent CLOSE will just close the message box Click MAIN MENU to exit APPROVED QUOTES APPLICATIONS Youve got Mail Select from the followme ote General Liability i Bound Policies ami Finance Contracts Special Events E eee E Mail Pd Approved Quotes Ma Endorsements ifvou do not have Adobe Reader installed required to view all print click here to download Approved Quotes Click here to view all approved applications This area is where the user REQUESTS TO BIND coverage BINDING APPLICATIONS American Vehicle Insurance Company Approved Applications Windows Internet Explorer Microphone BTools 4 Handwriting DrawingPad EA 7 GE d https iww cruepremiun com approvedapplications asp IE https www truepremium com appr
9. 0 2008 1 9 2008 1 15 39 PM 0 App Accept Reject Policies awaiting activation by M GA Applicant Policy Number JOSH TEST GA4 TS 052100028 1 00 07 07 2006 7 6 2006 8 45 59 AM MARI TX12 TS 0521000308 00 10 04 2007 8 1 2006 102027 AM EVIC GA TEST 1 TST 123456 789 00 02 28 2007 2 27 2007 4 29 07 PM MARTYS JANITORIAL TST 123456789 00 10 06 2007 10 3 2007 12 10 16 PM BRIDGET TEST 3 TST 123436789 00 11 10 2007 11 9 2007 6 30 45 PM Under Approved Applications you can see what policies are awaiting activation from the Broker General Agency Be sure to send any policies you have accepted to the Broker General Agency signed application and money to avoid issuance delays FORMS PRINTING American Vehicle Insurance Company Approved Applications Windows Internet Explorer Microphone 2aTools Handwriting q DrawingPad E 7 BiG Ge yy https truepremium com approvedapplications1 asp w Ey 4 16 Live Search File Edit View Favorites Tools Help MMM m X w k Gamericar vehicle Insurance Company Approved App i m rb Page Tools a American Vehicle r a Insurance Compan Main Menu Log Approved Applications POLICY NUMBER FINANCE UCODE AVIC AGENCY TEST MANUAL TST 123456789 00 INSURANCE APPLICATION Click here to view RATING WORKSHEET Click here to view RECEIPT Click here to view ALL PRINT Click here to view Note The completed application signed by the Insured and the B
10. 07 RNL 06 View Print ACH Endorse Inquire APOLLO TST 123456702 02 APOLLO2LASTNAME 07 31 2007 ENL 12 _View Print ACH Endorse Inquire APOLLO TST 123456701 01 APOLLOLASTNAME1 07 31 2007 RNL 06 View Print ACH Endorse Inquire STAR CASU TST 1234567890 00 ASTAR TEST 06 30 2007 RNL 06 UNITED AUTO UAU 832751 DEL TORO ANGEL 07 11 2007 RNL 06 REDLAND TST 1234567890 00 DOE JOHN 11 20 2007 RNL 06 View Print ACH Endorse inquire REDLAND TST 1234567890 00 DOE JOHN 09 11 2007 RNL 12 MM PROGRESSIVE Derek GONZALEZ LISTB 09 13 2007 RNL 06 View Print ACH Ende nquine APOLLO TST 1234567890 00 LAMPLEY PATRIC 08 03 2007 ENL 12 _View Print ACH Endorse Inquire CORNERSTO TST 1234567890 00 LEMAY CRISTINA 07 20 2007 RNL 06 Cer E E PROGRESSIVE tstl23 PROG2DRVIVEH P 07 24 2007 ENL 06 View Print ACH Endorse Inquire PROGRESSIVE PRO 123456789 PROG2VEHIDRV P 07 24 2007 RNL 06 View Print ACH Endorse Inquire a U a a E E E oaaaooooll l amp r E 12i Eare Internet Item cal fe True premium manual fe True Premium Instruc my TP Pg 14 15 Microso F gt TruePremium Work In order to view issued Declarations click on BOUND POLICIES on the Main Menu Then the above screen will become avail able Enter in information into the EQUAL TO box and select the appropriate line of business to find client View Print Click on View Print to view all printable documents for
11. PAST AND ANTICIPATED PROJECTS DETAIL Past and anticipated projects detail Payroll Subcontracted Costs Gross Receipts Past 24 Months 16700 p p Next 12 Months 16700 p i Past 24 Months Next 12 Months Payroll Must be entered for the time period requested This field cannot be left blank Subcontracted Costs Must be entered for the time period requested This field cannot be left blank Gross Receipts Must be entered for the time period requested This field cannot be left blank Be sure to be accurate as all policies may be audited annually ADDITIONAL INSURED ENDORSEMENT S The following section will allow you to select the type of additional insured that is to be attached to the policy Please refer to man ual for definitions and charges of additional insured s Additional Insured Endorsement Select applicable type of additional insured Qty Select the number of additional insured s applicable to the type selected The system will calculate premium based on the quantity and type selected Additional Insured Endorsement s i Select Addtional Insured Endorsement i Select Addtional Insured Endorsement i Select Addtional Insured Endorsement Jl ADDITIONAL UNDERWRITING QUESTIONS Does client perform floor waxing services Does client perform spray painting services J Floor waxing services The above question will present when Janitorial is selected as a classificat
12. a future date The client is covered as of the date and time stamp on the application and once signed the client may have a copy for their records REJECT Reject should be clicked if the policy has been written elsewhere or in the case that the insured is not interested in order to keep the application list to a minimum To be sure that you are certain you want to accept a risk an additional pop up widow will appear asking you to click OK for a policy number to be assigned after clicking on the Accept button POLICIES AWAITING ACTIVATION BY M G A gt American Vehicle Insurance Company Approved Applications Windows Internet Explorer 2 Microphone FTools Handwriting q DrawingPad E 7 x Ge https fiw truepremiun com approvedapplications asp kr ri 4 x Live Search File Edit View Favorites Tools Help gt _ _ _ _ _ _ _ _ _ l Pe ny he G anetcar Vehicle Insurance Company Spproved App i j y Ei Page C Tools American Vehicle A aw Insurance Compan New Applicaton MainMenu Logot Approved Applications Applicant Approved AMERICAN VEHICLE MARI TESTING2 11 30 2007 11 29 2007 102521 AM 41 App Accept Reject AMERICAN VEHICLE AJ TEST 12 11 2007 12 11 2007 33049PM 29 App Accept Reject AMERICAN VEHICLE AJ TEST 1 11 28 2007 12 11 2007 33145PM 29 App Accept Reject AMERICAN VEHICLE AVIC AGENCY TEST MANUAL 01 1
13. d Endorsements Click here to quote an endorsement to an active policy Pending Renewals Click here to view a list of policies approaching renewal Finance Contracts Click here to enter Federated Premium Finance if applicable for separate contract processing E mail Click here to utilize the email system for communication between retailer and Broker General Agency Agency Setup Click here to update your agency information eo Microphone B Tools Handwriting JS YE https vena truepremium comigeneraliability i selectquote asp t 44 x R File Edit View Favorites Tools Help gt American Vehicle Insurance Company General Liability Work with quotes Windows Internet Explorer w E abe e American vehicle Insurance Company General Liabilit American Vehicle awe Insurance Compan Work with Quotes New Application Main Menu Log Of Search for equal to Find 1000000 RATES 01 08 2008 12 Mo Edit Delete AAA AA TEST CONTRACTOR 3 01 07 2008 12 Mo Edit Delete AAA AA TEST CONTRACTOR 2 12 21 2007 12 Mo Edi Delete AAA AMV ALABAMA TEST 2 12 04 2007 12 Mo Edit Delete AAA AMV ARKANSAS TEST 12 18 2007 12 Mo Edit Delete AAA AMV FHCF TEST 01 07 2008 12 Mo Edit Delete AAA AMV KENTUCKY TEST 12 06 2007 12 Mo Edit Delete AAA AMV SOUTH CAROLINA TEST 11 27 2007 12 Mo Edi Delete AAA AMV TEXAS TEST 12 19 2007 12 Mo Edi Delete AAA AMV VIRGINIA TEST 12 06 2007 12 Mo Edit Delete AAA
14. e E A POLICY NUMBER FINANCE UCODE AVIC AGENCY TEST MANUAL NOT ASSIGNED N A This application has been submitted to Jor approval You will be notified when the application has been approved or rejected J you do not have Adobe Reader installed required to view all print click here to download 22001 2006 Unisoft Com Submission The entire application with all necessary underwriting criteria has now been submitted to the Broker General Agency Click on Main Menu to return to the Main Menu and wait for approval or Log Off which will log the user off of the sys tem Youve got Mal Select from the fallow Liabilit FG Bound Policies Eg Special Events A Pd Approved Quotes g Fending Renewals i Finance Contracts E Mail Endorsements ifvou do not have Adobe Reader installed required to view all print click here to download You ve got Mail This mail box is designed for the retailer and general agent to communicate Every application that is approved or rejected will generate an email and the You ve got Mail notification Click on the E Mail button to enter EMAIL MESSAGE SYSTEM TruePremium Messaging System Microsoft Internet E i ay El https Awww truepremium com tp_mail asp mn 1 amp stm 1 amp pap3nam m Cpi INBOX MAIL Msg From Subject Date oO AMERICAN VEHICLE ABC CORF Thu 05 May 2005 11 54 02 0400 1 4MERTCOAN WEAICLE ABC CORP Thu 05 May 2005 11 56 25 040
15. ects where there are five 3 or more total units 38 Do you perform under written contract O Yes No 39 Do you require certificates for General Liability equal to or greater than your own Yes No 40 Do you require certificates for Workers Compensation O Yes Mo 41 Any Losses in the last 5 years O Yes No 42 Do you have any knowledge of an occurrence that could result in a claim D Yes No 43 Any ground up construction custom home work If Yes maximum of homes per project E C Yes No 44 Do you subcontract any work If Yes subcontracted o Types of work subcontracted e E No Remarks po This account is an account Policy Payment Method Premium Finance Submit check with Application to Company There are 44 questions to be answered in this section When selecting YES to any question a full explanation MUST be provided in the remarks section below question 44 Policy Payment Method Select Premium Finance if financing through Federated Premium Finance Company or select Submit check with Application to Company for any other method i e outside Federated Premium Finance company Click Continue Click continue to send this application to the general agency for approval If at any point in time the back button is pressed the Policy Payment Method MUST be clicked on once again in order to be able to continue SUBMIT APPLICATION SCREEN TruePremium General Liability Windows Internet Explorer
16. elected See manual for mandatory payroll applicable in your state This number can not be modified Number of Full time Employees Click on drop down and select The ACTUAL payroll for the next 12 months for all full time employees must be entered in the box next to the selection This number must be accurate to avoid rating and audit issued in the future Number of Part time Temp or Leased Employees Click on drop down and select The ACTUAL payroll for the next 12 months for all part time temp or leased employees must be entered in the box next to the selection This number must be accu rate to avoid rating and audit issued in the future CLASSIFICATION SELECTION This section defines the classifications for the policy being rated It is important to list all applicable classes as there is a Classification Limitation Endorsement that applies to every policy see manual For one person payroll charge highest rated classification The remodeling and handyman classifications should be stand alone classifications You may list only 5 total clas sifications as American Vehicle Insurance Company feels any additional classifications constitutes a General Contractor and American Vehicle Insurance Company does not cover anyone acting as a General Contractor Premises Payroll Products Location Classification Operations Per Class Coverage Coverage PANITORIAL SERVICES p6816 16700 Celeact 4 class Celect 4 class
17. ion Click down arrow for selection System will surcharge premium automatically based on selection Spray painting services The above question will present when Exterior Painting is selected as a classification Click down arrow for selection System will surcharge premium automatically based on selection Generate Quote Click here to receive your rapid rate RATE SCREEN Microphone BTools Handwriting T Drawing Pad E 7 TruePremium General Liability Windows Internet Explorer Ge ld 6 https haw truepremium com generaliiability processinfoamg asp wt A 44 X File Edit View Favorites Tools Help BRE EEE Bee We au TrueFremium General Liability E Eee HE G ng HH e Oirue ru FE EMIO DEET A Liability SEEEEEEEEEEEE EE HEHEA Live Search Note No coverage ts afforded by this document This ts a quote and has not been approved We may not be able to honor tt until approval Please continue to application entry Note 250 00 will be added to each applicable class to bring the policy up to Minimum Premium Levels AMERICAN VEHICLE INSURANCE COMPANY PAYROLL PREMIUM 96816 JANITORIAL SERVICES 16 700 14 945 100 000 3100 000 505 00 Single Aggregate Limit Disc 5 00 Sub Total 500 00 F LG A Fee 2 6 00 F H C F Fee 5 00 Policy Fee 25 00 Policy Total 536 00 Notes 968 16 Window cleaning painting maintenance or repair at any location where such con
18. iractor does not also perform janitorial services shall be separately classed and rated Floor waxing only after normal business hours add 10 surcharge No floor waxing for 24 hour operations No risks with propane floor waxers No supermarkets OF SUPEFSTOFES Add AVIC 963 3500 PD Deductible per claim Continue to Application Entry Notes This area indicates any errors that have occurred and the action to be taken to correct them There will also be underwriting notes and minimum premium notes When a policy does not rate to the minimum premium required by American Ve hicle the system will state the amount of premium added to the rate to come to the minimum premium rate The Classification note is verbatim to the American Vehicle underwriting guide to avoid any discrepancies in classes Please be advised This rate is an UNAPPROVED rate and may not be honored Continue to the application to receive authori zation for this rate GENERAL APPLICANT INFORMATION TruePremium General Liability Windows Internet Explorer Microphone BA Tools A Hane Ge W https hiv truepremium comigeneraliability i applogic 1 asp Fie Edit wiew Favorites Tools Help Hr air E TruePremium General Liability General H Liability ssssssss General Applicant Information Analicant Name Nature of Business Inspection Accounting Records ie 2 a aan Describe Operations
19. ols Handwriting 4 an ation https awa truepremium comjgeneralliability applogici asp ha EJ 0 Live Sear Fie Edit wiew Favorites Tools Help T abr True Premium General Liability Ei z o of your work is _ fee Remodeling __ es New Construction 50 j Repair Service 50 Jee Room Additions Maine Address Locations Address City State Zip Location 1 123 Any Street Plantation Additional Interest Certificate Recipients Add l Requires Interest Certificate LI m ad LI m LI LI LI m ad d a adl ad LI d d d ad a Name Address City State Zip Se Se a ae ee eS aaa D a E _ _ ee el PIE I a aaa eae a se re a es eae Enter business address under mailing address unless different then utilize Location 1 for business location Additional Interest information must be filled in Certifications Check box at right to automatically print certificate of insurance with application Prior Carrier Loss History Enter prior 3 year history of the prospective client Scroll down for next section ADDITIONAL INTEREST WITH WAIVER OF SUBROGATION gt American Vehicle Insurance Company General Liability Windows Internet Explorer JS 6 https wena truepremium com generalliability applogic1 asp F gl s x cole OOOO Google G _ m co 4 E Ye Bookmarks fh Popups okay YF Check AutoLink YE AutoFill wp Send
20. ovedapplicationsasp 000 A l X EANA F T Jr abe american Vehicle Insurance Company Approved App fay H oh Page ki iG Tools i American Vehicle a Insurance Com an New Application Main Menu Log Off Approved Applications Options AMERICAN VEHICLE MARI TESTING 11 30 2007 11 29 2007 102521 AM 41 App Accept Reject AMERICAN VEHICLE AJ TEST 2 12 11 2007 12 11 200733049 PM 19 App Accept Reject AMERICAN VEHICLE AJ TEST 1 11 28 2007 12 11 200733145PM 29 App Accept Reject AMERICAN VEHICLE AVIC AGENCY TEST MANUAL 01 10 2008 1 9 2008 1 1539 PM 0 App Accept Reject Windows Internet Explorer l By clicking OF a policy number will be assigned to this risk REIME ET TEST TET 1774454790 AM 1700S 11 T AS A PA APP Click on the APP button if you wish to obtain a copy of the application before ACCEPTING to bind Please remember you must still CLICK ON ACCEPT to activate this policy ACCEPT Click on ACCEPT next to any application you wish to REQUEST TO E BOUND When you click on ACCEPT a policy number now will be ISSUED Be certain when clicking on ACCEPT that this is your intention as the policy will be in effect and there are NO FLAT CANCELLATIONS ALLOWED Also the effective date of the policy cannot be PRIOR to the day that you are clicking ACCEPT The system will automatically change the effective date of the policy to the following day at 12 01 am unless the Inception date was issued for
21. rated Although American Vehicle s underwriting criteria has been pro grammed into this system please refer to the underwriting guide for all acceptable risks and rules as they will apply to the policy according to the manual and not the system Applicant AVIC AGENCY TEST MANUAL Inception 01 10 2008 Term 12 Months Each General Medical Additional Terrorism Waiver Trans Prop Dmg Uses Occurrence Aggregate Expenses Insured s Coverage Rights of Recov Deductible Subcontractors 100 000 100 000 100 000 5 000 NONE ho ho P50 ho ho Each Occurrence This is the limit that will apply to the policy per occurrence Click on the drop down box for selection Renewal General Aggregate This is the limit that will apply to the policy as an aggregate Click on the drop down box for selection Fire Damage American Vehicle writes a Fire Damage limit of 100 000 per policy This is a set limit on the policy and cannot be modified see manual Medical Expenses American Vehicle writes a Medical Expense limit of 5000 per policy on the Artisan program This is a set limit and can not be modified see manual Additional Insured Click on the down arrow for selection For an individual charge per additional insured choose yes otherwise you may choose blanket indicating a fee specific to your state to cover several additional insured s during the policy period and further instruction will follow Terro
22. rism Coverage Click on the down arrow for selection Selecting yes on the policy will affect a fee refer to manual for specific rate of the total policy premium in the final rate Waiver of Transfer of Rights of Recovery Click on the down arrow for selection This section is also known as Waiver of Subrogation and will affect a fee of 5 of the total provisional policy premium in the final rate You will need to assign the Additional Insured that is affected by the Waiver later on in the system Property Damage Deductible Click on the down arrow for selection This deductible will apply PER CLAIM and certain classes mandate a minimum deductible of 500 Please refer to manual or follow computer instruction for proper rating Uses Subcontractors Click on down arrow for selection If a prospect utilizes the services of subcontractors select yes and further instruction will follow for total cost and classes to be applied Renewal Click on the down arrow for selection PAYROLL In this section the user will define the payroll for the risk being rated Husband and wife operations may be rated as 1 owner officer or partner Payroll Number of Owners Officers or Partners h 16700 Number of Full time Employees Not Temp or bo H Leased Number of Part time Temp or Leased Employees Number of Owners Officers or Partners Click on drop down and select The payroll is automatically calculated for each num ber s
23. roker also accompanied by payment must be received by the M GA no later than 7 days from the date of binder ff vou do mot have ddobe Reader purtatled required to view all print click here to download Main Menu Log OF Click on each of the blue underlines to print the item ALL PRINT may be utilized to print all forms at once All of these items are available for the term of the policy You have now completed the entire application process Please be sure to mail entire original to Broker General Agency with proper payment DECLARATIONS ISSUANCE TruePremium Work with Bound Policies Windows Internet Explorer Microphone BTools Handwriting Drawing Pad E Ooo https wes cruepremium com selectbound asp Ej hetpsifwwe truepremium com selectbound ssp ee y OK Fie Edit View Favorites Tools Help Bound Policies Equal to Line of Business Last Name Ss Personal Auto Display New Business Renewals Endorsements UNITED AUTO UEP 405337 0 PUI PULTEST 02 01 2007 RNL 12 View Print ACH Endorse z REDLAND TST 1234567890 00 AAA TEST 07 12 2007 RNL 06 View Print ACH Endorse Inquire UNITED AUTO UAU 832765 ACREDIT SCORE 4 10 28 2007 RNL 06 Men et Ja Enders J re APOLLO TST 1234567890 00 ACREDIT SCORE 1 08 01 2007 RNL 12 _ View Print ACH Endorse nquire UNITED AUTO UAU 832709 ADEER GARRELL A 02 26 2007 ENL 12 Gem Fae RH Enos re APOLLO TST 1234567890 00 APOLLO TEST 05 25 20
24. the system Make sure to keep this information confidential as your client in formation will be only as secure as your sign in information Once you have received the User ID and Pass word write it in the space below as a reminder and assistance to your office staff Please be sure to change your Password regularly to ensure security of your client data Thank you for your continued business and we hope this system provides your agency with a convenient and functional tool to expand your artisan contractor s book for the future AGENCY USER ID Lets get started Go to www insurewithavic com to see the webpage below American Vehicle Insurance Company A ph Username ed Password Enter your Username and Password that was assigned to you and then select GO Youve got Mail Select from the followme pN lability Fo Bound Policies iit THE Finance Contracts g Special Events 20 Endorsements E Mail Yd Approved Quotes I s Pending Renewals lity Agency Setup CT Log Off ifyou do not have Adobe Reader installed required to view all print click here to download General Liability Click here to quote an Artisan risk Special Events Click here to quote a special event if authority is given in your state under construction Approved Quotes Click here to find any quotes that have been APPROVED Bound Policies Click here to explore all policies that have been bound in the last 12 month perio
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