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web Electra User manual

1. Demo EU ba iranyulo automatikus EUR automatic eur payment atutalasok to EU member states 2014 05 21 500 00 EUR automatic eur paymentto EU member states 10400023 53656565 85691020 EUR V llalati devizasz mla order type accountto be debited view modify delete sign package modify scheduled date rename package put to common area I Demo bankon bel li deviza tutal s intrabank FX payments 1 2014 05 21 300 00EUR E Demo deviza tutal s fx payment 1 2014 05 21 300 00 EUR Demo lland megb z s t rl se forint tutal s cancel standing order 1 2014 05 21 11 000 00 HUF 6 Remo man auda eee modify standing order 1 2014 05 21 12000 00HUF 6 Demo lland megb z s forint tutal s standing order 1 2014 05 21 17500 00HUF al Demo csoportos beszed si megb z s direct debit order 1 2014 05 21 23000 00HUF Demo csoportos tutal si megb z s batch transfer order 1 2014 05 21 23000 00HUF Demo inkassz collection 1 2014 05 21 20 000 00HUF IL Demo postai kifizet si utalv ny postal payment order 1 2014 05 21 27 000 00 HUF VI Demo VIBER tutal s VIBER transfer 1 2014 05 21 250000 00HUF 6 Demo napk zbeni forint tutal s same day huf payment 2 2014 05 21 55 000 00 HUF Demo forint tvezet s PONS VaR 2014 05 21 15000 00HUF o accounts las 2 same day huf pa 1 4 05 21 0 There is a number between brackets next to the prepared packages It shows the number of the prepared pac
2. wits UM Wi e LSD K amp H Bank Zrt All rights reserved So a IQ Magyarorsz g legjobb tech bankja a K amp H a KBC csoport tagja Enter the PIN code associated with your token device in the pop up window If the PIN code is correct your browser will open the K amp H web Electra main page K amp H Electra 2 1 2 Logging in with VICA After selecting the vica link enter your K amp H personal identification code on the ViCA log in page 10 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu log in to K amp H web Electra please fill out your K amp H personal identification een K amp H Corporate Customer Service 06 1 468 7731 Q branch and ATM search EEN write us your observations ask call back Ki The K amp H web Electra system is reached through a secure connection zs AM K amp H Bank Zrt All righ mu 4 P H Bank Zrt All rights reserved Z Ki Q Magyarorsz g legjobb n bankja a K amp H a KBC csoport tagja h 4 The Bank will now send a push notification message to your smartphone You can access the ViCA application through this message or by launching the application When the ViCA application is already running please enter the code you specified when you registered your application KEH Electra Internet Banking APPLICATION GAL CHIPCARD Passwo
3. INK The description of export and import formats can be accessed via the following link https www kh hu publish kh hu vallalat media dokumentumok termekoldal vallalat elctra export imp ort download pdfelctra export import download pdf The system will handle imported orders the same way as the ones that were recorded using the native method They can be modified printed and sent in Importing an order package from an external unit is not a simple file copy operation the system also converts the data while copying them Generally a user can import such package types that he has record authorization for In the case of direct orders it is possible to set a special authorization dedicated to import operations See the details in the description of setting user authorizations under self administration 3 4 5 Search transactions You can use this menu option to search among prepared orders Enter your search criteria in the new dialogue box You can view the details for a given entry by clicking on the right arrow icon next to its line You can specify new search criteria after clicking on the back button 45 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu search prepared orders transaction type all order types search interval partner s account number partner s name amount narrative 46 K amp H B
4. K amp H web Electra is an Electra system version accessible through a web based interface 1 2 3 User It is a person who can access the system by using the Electra system client program Clients will specify it in their contract with the Bank what authorisations specific Users should have with respect to banking transactions affecting the given Client The Bank will identify Users by a character string and some additional information known only by the given person This information is either the PIN code associated with the User s token a physical device held by the User or is provided by the ViCA application previously registered by the User The PIN code of the token can be changed any time K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 2 The first steps of using the K amp H web Electra service 2 1 Logging in You can open the log in screen from the website under the corporate menu First click on medium and large corporates submenu then scroll down until you see this title Login to K amp H web Electra If you want to log in using a token please click on the Token sign If you want to log in using your ViCA application click on the VICA sign Ari ES NT ah medium and large corporates o e e w E e 06 1 20 30 70 335 K amp H Bank offers a wide range of products and services to medium and large c
5. 10 Credit card account authorizations You can specify here the client s credit card accounts that the user can access and the authorizations he will have when accessing these accounts credit card account authorizations account no fcy default 6 view 3 default authorizations J 10407501 78111000 11273851 HUF Iv Card authorizations You can specify here the client s cards that the user can access and the authorizations he will have when accessing them card authorizations cardnumber name on card default amp record view amp sign 6 points default authorizations 7 EA E 10 6757 5483 0005 7106 KRISTON VIKT RIA y 40 6757 5483 0590 9681 TRUNK LAJOS v 40 6757 5483 0798 8048 S RA M RIA v 40 6757 5483 0805 7843 MATASTIK ORSOLYA 7 40 5528 9025 0119 5514 ORSZ G T NDE v 40 5528 9025 0850 4924 BACSK GERGELY v 40 62 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu Function authorizations To set specific function authorizations see the Available function group codes table above function authorizations all functions d HUE transactions foreign currency transactions batch transfers direct debits deposits CAR RR templates Other authorizations other authorizations type of authorization record view sign points 10 points 10 company right deposit cancellation right
6. The Number of matches on one page value defines how many matching table lines are displayed on a single page We recommend to turn off animations if you have a low performance computer or weak internet connection You can use the third setting to display orders with different background colours number of matches on one page 25 animate pop up windows orders with different background colours 3 10 5 Edit quick menu The menu system used in K amp H web Electra can be customised to some extent The topmost option on the menu bar is the Quick menu which can contain a maximum of 7 functions of your choice in any order If you select the edit quick menu option under Settings the system will display all menu options available for adding You can select the submenu options functions by clicking on the checkboxes to the right of their names 52 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 3 Maximum 7 functions can be selected at the same time If you leave all the checkboxes empty the default settings will be restored function name to quick menu account balance mM account history account statement activate card active standing orders authentication table Automatic EUR paymentto EU member states batch transfer order batch transfer order templates cancel standing order cancel term deposit cards
7. i on roll over date cancellation date To create view and sign a term deposit cancellation order the user must have the relevant permission of the deposit cancellation right set under other authorizations oee the details in the description of setting user authorizations under self administration 40 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 3 4 Manage orders The Manage orders menu has the following substructure manage process packages manual package generation import package search transactions 3 4 1 Sign transactions and packages Signing with a token You can sign finished items or packages from the Order list under Manage orders or by selecting immediate dispatch when adding a new transaction sign orders 6 The following packages can be signed sign package name order type pcs sched send date Demo napk zbeni forint atutalas same day huf payment 2 2014 05 21 Please connect the token and click sign sign cancel Click on the Sign button then enter the PIN code for your token K amp H electra al ir s When you have successfully finished the signing procedure you can choose from the following options a Nd Demo napk zbeni forint atutalas same day huf payment 2 2014 05 21 55 000 00 HUF order type same day huf payment HU90 1040 0023
8. Ss 00 KBL 9949 self administration right 4 3 Delete user When you select a user the system will display the users data on the Delete error points screen This may take some time in the case of users with access to several clients data delete user gt Step 1 fill in order data Step 2 sign and send order save to batch 2 auaa aa scheduled date of dispatch 2014 09 11 Sal user identifier FUN DEMOT1 full name ELECTRA TIZENNYOLC electra alias 50010750 khb eid 50010750 You can see the user identification details here This form cannot be edited You can interrupt the operation by clicking on the cancel button When you do so Electra Internet Banking will open the list of prepared packages When you click on the immediate dispatch button the system will prompt you to enter your signature password after which you can send in the package If you click on add to batch button the system will open a dialogue where you can specify a package name You can change the package name offered by the system A user can perform this operation if the client has a self administration contract with the Bank and the user s self administration authorization is set for the given client 63 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 4 4 Manage new accounts This page shows those new account numbers for whic
9. phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu Each user may have only a single profile A user must either belong to one of the specific profiles or be assigned custom authorizations If a user belongs to a given profile but his authorizations need to be modified the user is removed from the profile but retains the authorizations as custom authorizations specified for the profile If the user is not assigned to a profile but has custom authorizations and the set of his current authorizations exactly match that of a profile Electra will still not assign the user to the profile automatically Authorization setting sections Signature authentication signature authentication interface authentication tool corporate netbank IPKCS IRS token VICA 36301234567 7 SS You can use the Add and the Delete buttons to add new signature authentication channels and delete existing ones respectively new channels are displayed with a green background deleted channels are shown with a red background Role role manager authorised to act alone Y It is not obligatory to define roles Roles are used to set the most common authorizations Assigning a role to a user or setting account ugiro etc authorizations for him in the relevant sections mutually exclude each other which means that a user can be assigned either a role or custom authorizations but not both If you set a role f
10. user must have the appropriate authorizations set for the account number shown in the account to be debited field See the details in the description of setting user authorizations under self administration 3 3 6 Batch transfer order Batch transfer and direct debit orders are very similar to each other The difference between them lies in who will or can initiate actual financial flows Batch transfer transactions can be specified for items where the amount to be paid is foreseeable e g motor vehicle use tax membership fees payable to associations while direct debit orders can be submitted for such items where the amount may change e g public utility charges telephone charges Direct orders are a bank account management technique which can be used in relation to a certain set of a service providers account numbers The contract will not identify a beneficiary account number but will specify the service provider or the service which can be set using a group identifier and a title code 30 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu scheduled date of dispatch 2014 09 12 E account to be debited available amount 10400023 53656565 85691006 HUF Forint p nzforgalmi banksz mlaa 729 321 772 00 HUF group id debit date 409876545 un package serial number title code beneficiary s id transfer currenc
11. 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu KSH To delete cancel a standing order the user must have record authorization for the relevant account to be debited See the details in the description of setting user authorizations under self administration 3 3 11 Fx payment You can use to Fx payment menu option to initiate an extrabank foreign exchange payment or an international forint payment transaction scheduled date of dispatch 2014 09 12 accountto be debited available amount 10400023 53656565 85691006 HUF Forint p nzforgalmi banksz mlaa i 729 321 772 00 F swift bic code S transfer currency 7 Q name and site ofthe beneficiary s bank amount currency account no bankcharges TE i SHA Local bank costs charged to the sender foreign bank costs charge iban debit value date Ej beneficiary s name address d intra group payment urgent request certificate narrative documentary ref TET H 2 JJMu 1 ee al D uniquerate comment for the bank The Bank can execute foreign exchange payment transactions only in certain currencies which you can select from the transfer currency and the currency dropdown menus If you do not know the details of the foreign bank Swift BIC code site
12. 18 322 1 LO ACU E 19 EE 20 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu EE EN Be VO ee tee EN p 21 E geet E 22 2 2 12 Bank Hot e 22 Bu Ne ERU 23 3 3 1 Transfer between own HUF accounts 23 E Mey HUF a ee een SE 24 2 3 0 VIDET SI EE 28 3 324 Ee 29 ES EGIT E 29 GO Batch fansi MEDIO NECI T er Oo o o Do aos 30 II DI e Horse erii PE TT TE T o TOTO om 31 3 928 D LAN IIR TS OT On EO T T EEE 32 Sheet 33 S BOG EE 34 2311 D EAn a ee OE ee ee 35 S 9 12 Jatrapan e PX OA Ene Diener ee en ee nee 38 3 3 13 Automatic EUR payment to EU member states AA 38 E Mar We MOCO SIN NO TOT 39 Eeer 39 341 Minaso orders ee 41 34 TSigti transactions and Package M ua Ua E E ERES 41 3 4 2 Manage process ET 43 3 4 3 Manual package Pene e een lernen 44 SL port e es ee ee een 45 E Ee e 45 Be I PANNA Se gU AEE AEE E TE TT OT 47 ONES e PM 47 3 5 2 Credit Card AC COMME NOTAR 47 Soc LVS EE 48 DOs Mandeo omP AS NIRE TOT 48 EE 49 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu EE 49 SR NES Sa 49 582 OC ANC Ms TAN e 50 SE MUI cru c 50 SNIPPETS 51 EE EN TE EN 3 103 BEE EE E
13. 9 completed transactions account history The list items are grouped by account number By clicking on one of them you can view all transactions associated with the given account number complete with all their details You can view the completed transactions of only those accounts that you have appropriate permissions for See the details in the description of setting user authorizations under self administration 3 2 4 Account history You can use the account history menu option to query the detailed history of the selected account for a specific period If you click on the account history menu option the system will open a new window where you can select the account number you are interested in and specify the period you want to query You can query the account history only for a single account at any one time If you specify an incorrect or non existing start or end date or an incorrect or non existing period the system will display an error message identifying the nature of the problem You can specify the dates also by clicking on the calendar icon next to the date input fields and selecting the required dates The period to be queried can also be set by clicking on one of the yesterday current week last week current month last month buttons 16 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu magyar deutsc K amp H
14. H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu e bank kh hu 3 2 9 Foreign exchange rates You can use this menu option to view the foreign exchange rates lists When you click on the foreign exchange rates menu option the system will open a new page where you can specify which date you want to query the exchange rates for You can also specify the date by clicking on the calendar icon then selecting the required date in the calendar displayed Click on the ok button to launch the query You can view the details by selecting the line of the foreign exchange type you are interested in You can return to the foreign exchange list by clicking on the back button Clicking on it again will take you back to the page where you specified the date foreign exchange rates time of creation 2014 09 11 15 24 55 E rate type date Deviza arfolyam 2014 09 11 07 59 00 Valuta arfolyam 2014 09 11 07 59 00 Deviza Il rfolyam 2014 09 11 14 19 00 MNB arfolyam 2014 09 11 14 19 00 You can choose to print the complete foreign exchange rates list or if you select a rate type only the list relating to the given type 3 2 10 Notifications Notifications contain additional information for the data items appearing on statements To view notifications you must select the period in which the notifications e g Rejected transactions Cancel term deposits Term deposit no
15. Help 54 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu By selecting the help option you can access this User Manual 3 16 Exit You can exit the K amp H web Electra service any time by clicking on the Exit menu option 95 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 4 Self administration The Self administration menu has the following structure delete error points modify user delete user manage new accounts suspend authentication tool enable authentication tool If you click on a self administration function the system will open the user selection and search screen You can use it to select a user based on the following search criteria user identifier using a group code short name combination search criterion using a search field containing free text The system will automatically display a list containing all users associated with the client below the search criteria You can move on to the next phase by clicking on one of the users 4 1 Delete error points When you select a user the system will display the user s data on the Delete error points screen This may take some time in the case of users with access to several clients data delete error points gt Step 1 fill in order data S
16. Internet Explorer 8 0 or later Mozilla Firefox 16 or later For VICA authentication it is browser independent but you should take into account that the application is optimised for the two browsers mentioned above For token based authentication Windows or later If you use Mozilla Firefox please install the plugin available through the link below https www kh hu publish kh en products services medium large corporates html K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu e bank kh hu 1 2 Managing the Electra access right Use of K amp H web Electra is subject to authorisation it requires a valid internet banking contract with the company and the user must have a registered signature device Each client is assigned various permissions These permissions specify what operations the client is allowed and not allowed to perform what data he can retrieve what order types he can manage what functions he can access etc When concluding the contract clients must identify those of their colleagues and partners who can use the Electra system also on their behalf They are referred to as users The Bank will provide these users with physical authentication devices tokens or a VICA application Furthermore the contract will specify their permissions associated with separate accounts and correspondence All these will be registered in and controll
17. account number you can find them after clicking on the magnifier symbol When you select this icon the system will display the Search bank data menu You must first open a dropdown menu and select the country where the bank has its seat then enter part of the bank s name 35 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu f search bank data 601 i scheduled date of NONOUI search bank data search options SWIFT BIC code fi Bank name ub Country switzerland bank information swift bic code name and address of the bank BANK OF TOKYO MITSUBISHI SWITZERL BTSWCHZ1 ZURICH Switzerland GRAUBUENDNER KANTONALBANK GRKBCH2270A CHUR Switzerland GRAUBUENDNER KANTONALBANK GRKBCH2272D DAVOS e Switzerland GRAUBUENDNER KANTONALBANK GRKBCH2275A ST MORITZ e Switzerland GRAUBUENDNER KANTONALBANK GRKBCH22 CHUR S Switzerland MITSUBISHI UFJ WEALTH MANAGEMENT B MUWMCHGG GENEVA E Switzerland CAISSE DEP DAUBONNE SOCIETE COOP Fir Am Let A a When banking business days are rearranged you cannot execute foreign exchange payment transactions on banking business days which were initially bank holidays e g Saturday since we do not quote foreign exchange rates on those days In the case of EUR payments received in the European Economic Area it is recommended though not obligatory to provide the beneficiary s IBAN a
18. and frequently used fields All the rest are optional or rarely used additional supplementary data By default the HCT order input page will only show core data i e when opened It is sufficient to enter the core data to launch the transaction Order details are divided into three sections payer information beneficiary information and transfer information These three sections are displayed under each other in a visually separated and arranged form Each section has an Additional information button which you can click to display additional information for the relevant section If the additional information box of the given section has at least one data field filled in the additional information box of that section can no longer be closed Header data of HCT orders e Scheduled date of dispatch If you do not want to submit your order today you can use the Scheduled date of dispatch dropdown list to set the submission date This date must not be earlier than today s date It is a mandatory field e Package name You can specify a package batch name when you save your order This will help identify the order package If you want to add the new order to a package created earlier please select one of the package names offered by the system Item details e Payer information o Account to be debited Debtor Account The system displays account numbers both in IBAN and GIRO formats If you want to launch the transaction from an acc
19. batch transfer order templates direct debit order templates fx payment templates intrabank fx payment templates Templates for automatic EUR payments to EU member states The Manage templates menu contains template management options for each order type When entering orders you can load predefined templates and modify the data in the fields or fill in only those fields that were left blank in the template You can filter the list of templates using the template type the template name or the comment field 48 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu K amp H current accounts user ELECTRA TIZENNYOLC uiui EQSAAAUE Electra Dem c template list same day huf payment m A quick menu filter t Lad 9 You can filter the list of templates by typing into the fields below account overview list i new order e manage orders nm total 0 selected eselectal e manage cards e template name comment partner s name partner s account number manage templates DEMOHCT Demo napk zbeni forint tutal s Demo partner HU95 1040 0023 5365 6565 8569 1013 8 same day huf payment templates new same day huf transfer template 2 huftransfer templates The Templates option will be displayed for a user only if his function authorizations include the templates authorization and he is also authorized to prepare orders
20. beneficiary s ID Ultimate Creditor Identification It is 35 character long code that identifies the actual beneficiary person or organization You can use the down arrow to specify the identifier type either as a Personal ID or as an Organization ID It is an optional field 26 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu beneficiary s name destination bank accountto be credited A additional beneficiary information beneficiary s id v actual beneficiary s id actual beneficiary s name Payment information O Transfer amount Instructed Amount You must enter the payment transaction amount appearing in the order here The field logic will add a delimiting space after each group of three digits i e after each place value standing for thousand The maximum amount you can enter is 999 999 999 999 00 Itis a mandatory field Debit value date Requested Execution Date The Bank will execute the order on the value date you specify here It is an optional field End to end identification A 35 character long identifier provided by the party making the payment It can be used as an exclusive reference by any party involved in the payment transaction e g in case of a call back retransfer or reconciliation The voucher number data used for forint payment orders can be used as corresponding to this ident
21. but will warn you about it after 3 minutes have passed Please note that simply closing the browser window will not result in an instant and secure system log out 2 4 Searching the menu You can use the white field in the orange border search menu at the top of the menu bar on the left to search the menu You can enter a few characters in the white field inside the orange border and the system will display all menu options containing the string you entered When you click on the down arrow to the right of the field the system will display an alphabetical list with all menu options whose name contains the given string For example enter the following car Three menu options will be displayed Example activate card cards credit card account information K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu KSH This search type is not case sensitive but is definitely dependent on the language If you used the Hungarian version of the site and entered for instance r in the field the system would list the following menu options rfolyamok exchange rates hitelk rtyasz mla inform ci k credit card account information k rtyaaktiv l s activate card k rtyainform ci k card information The menu options containing the car string in the English version e car activate card cards credit c
22. collection collection order templates completed transactions credit card account information default accounts direct debit order direct debit order templates edit quick menu v You can select a maximum of 7 functions when editing the Quick menu When you try to select the eighth function the system will display a warning message and will not let you proceed until you cancel a selection 3 11 Self administration Clients who have a self administration contract with the Bank can use these menu options to manage the details and authorizations of their current users The Self administration menu has the following structure delete error points modify user delete user manage new accounts suspend authentication tool enable authentication tool You can find a more detailed description about self administration on the following pages 3 12 K amp H e trader 53 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu KSH You can use this menu option to access KSH Bank s e trader service if you have a valid contract to use that service K amp H Bank s e trader service supports the execution of foreign exchange spot and forward transactions Exchange rates are continuously updated in the e trader system which allows your company to continuously monitor changes in market rates during the day and to make deals involving conver
23. g certain companies who which made a contract with the Bank concerning the management of specific accounts and the users i e the managers employees and partners authorized to submit instructions to perform banking operations separately and independently The relations between them are defined by the authorisations specified by the Bank s clients e g companies at the time of signing the contract The Electra system allows implementing any relationships based on the authorisations set out in contracts one company can have more than one user agent assigned and one person can be the user agent of several companies A user can log in on behalf of any clients that he has authorisations from based on a contract made with the Bank K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu e bank kh hu KSH He can launch gueries or even sign orders on behalf of the relevant company using his own personal passwords which are independent from the given company If this person has the necessary authorisations the Electra server will execute the orders 1 2 1 Client A natural person or a legal entity normally a company who or which has a contractual relationship with the Bank as registered in the Electra system 1 2 2 Client program This is the installed Electra system component fat client These installed client programs have unique identifiers
24. l 08 200 00HUF new order 10400023 53656565 81851002 2014 09 08 Electra Upgrade gyf l 08 200 00 HUF manage orders 3232 manage cards You can view the statements of only those accounts that you have appropriate permissions for See the details in the description of setting user authorizations under self administration 3 2 6 Loans outstanding You can use the loans outstanding menu option to query a list of the loans K amp H current accounts user ELECTRA TIZENNYOLC uiui EOSAAAUE Electra Dem c loans outstanding time of query 2014 09 09 16 57 35 quick menu m credit line id credit code loan id due date of next principal payment ELECTRA USD 1 V T Visszavonhatatlan hitelk 0002 TAAELECTRA USD 1 T account overview a account overview amp account balance completed transactions 9 account history amp account statement loans outstanding amp loan activity This list contains the following data credit line id credit code loan id due date of next principal payment and a column with arrows on small round shaped orange background which displays detailed information for the given line when selected 18 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu KSH You can sort the list by any of the data columns To do so click on the name shown in orange at the top of the colu
25. option you can specify a FAX number where the Bank should send an acknowledgement It is an optional field The same day HUF payment option will be displayed for a user only if his function authorizations include the HUF transactions authorization To create view and sign a payment the user must have the appropriate authorizations set for the account number shown in the account to be debited field See the details in the description of setting user authorizations under self administration 3 3 3 Viber transfer You can create VIBER based forint payment orders under the Viber transfer menu option VIBER n 2014 09 12 10400023 53656565 85691006 HUF Forint p nzforgalmi banksz mlaa 28 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu KSH Viber payments will be displayed for a user only if his function authorizations include the HUF transactions authorization To create view and sign a payment the user must have the appropriate authorizations set for the account number shown in the account to be debited field See the details in the description of setting user authorizations under self administration 3 3 4 Postal payment order You can use the Postal payment order menu option to create forint payment orders based on postal payment orders scheduled date of dispatch 2014 09 11 accountto be debited availa
26. the operation by clicking on the cancel button If you click on add to batch button the system will open a screen where you can enter a package name You can change the package name offered by the system A user can perform this operation if the client has a self administration contract with the Bank and the user s self administration authorization is set for the given client 65 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 4 6 Enable authentication tool The first step of enabling an authentication tool device is to specify the user whose authentication tool device you want to enable 14 3 H EI current accounts dE da RU 1 el Kr ed EOSAAAUE Electra Dem 4 enable authentication tool gt Step 1 fill in order data Step 2 sign and send order save to batch quick menu scheduled date of dispatch 2014 09 12 E account overview new order e gt user identifier FUN DEMO manage orders full name ELECTRA TIZENNYOLC manage cards n electra alias 50010750 manage templates g p khb eid 50010750 manage partner details authentication tool x sent batches A messages 2 2 immediate dispatch add to batch settings A self administration delete error points modify user delete user manage new accounts amp suspend authentication tool 9 enable authentication tool Click on the im
27. to be a satisfied through your client journey Please do not hesitate to share your opinion about the use of K amp H web Electra with us We kindly ask you to send your remarks and recommendations to the electra kh hu e mail address Regards K amp H Bank K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 1 Computer environment security information 1 1 General information Hardware and software requirements of using K amp H web Electra Software and hardware requirements of K amp H web Electra Token based authentication Operating system for using Windows 7 or later 32 or iOS or Android Electra 64 bit Browser IE Firefox any broadband internet Wi Fi or mobile data Connection connection connection NA VICA authentication signature plugin is Plugin automatically installed by the Bank s web site If you have any questions regarding network installation and settings please call us Corporate Customer Service 06 1 20 30 70 335 33 55 or 06 40 200 069 Our colleagues are available 24 7 Hardware A computer suitable for running any of the operating systems specified above and a display a keyboard and a mouse connected to it For token based authentication direct access to a USB port complete with CD DVD write permission K amp H web Electra is optimised for the following browser versions Microsoft
28. 05 6565 6671 1051 Sumtotal 5 555 00 HUF ee Ww 7 Then tap on the OK button Fee When you have successfully finished the signing procedure you can choose from the following options Demo napk zbeni forint atutalas same day huf payment 2 2014 05 21 55 000 00 HUF same day huf payment HU90 1040 0023 5365 6565 8569 1006 HUF Forint p nzforgalmi banksz mlaa order type accountto be debited delete delete signatures send package putto common area view you can check the entry and the signature added to it delete you can delete the entry delete signatures you can delete the signatures from an entry already signed send package you can send the entry or the package to the Bank s system put to common area transaction transfer between the fat client and the web 42 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 3 4 2 Manage process packages This is a list of the orders which have been prepared but not yet sent to the Bank You can select list items by ticking the related checkboxes on the left or by using the list item selection commands above the right side of the list Select all Negative selection Select none order list 4 total 0 selected eselect all enegative selection eselect none error sign at p m package name order type pcs sched send date total
29. 13 25 37 1 10400023 53656565 85691020 300 00 EUR bank status inquiry same day huf payment 2014 05 21 13 25 37 1 10400023 53656565 85691006 40 000 00 HUF Here you can initiate a query of the banking status by clicking on the list elements and you can also view all details of submitted orders 3 8 2 Search transactions You can use this menu option to search among submitted orders Enter your search criteria in the new dialogue box You can view the details for a given line entry by clicking on the right arrow icon next to the line You can specify new search criteria after clicking on the back button transaction type partner s name bh 5 all order types EJ E partner s account number narrative search interval amount 3 9 Messages Please note that the Messages and the K amp H e box services are two distinct services without any connection between them You can use this menu option to view the electronic messages the Bank sends you The messages sent by the Bank to the client will be delivered to the user authorized to act on behalf of the client and will be available for reading to the user who logs in first after the message is received You can view the list of incoming messages by clicking on the Messages menu option If you do not have any incoming messages the system will inform you accordingly To view a message select it in the list then click on the View button The system will display the
30. 328 9696 Budapest 1851 www kh hu bank kh hu transfer between own huf accounts gt Step 1 fill in order data Step 2 sign and send order save to batch 10400023 53656565 85691006 HUF Forint p nzforgalmi banksz mlaa find template partner create template immediate dispatch add to batch The forint transfer transactions option will be displayed for a user only if his function authorizations include the HUF transactions authorization To create view and sign a payment the user must have the appropriate authorizations set for the account number shown in the account to be debited field See the details in the description of setting user authorizations under self administration 3 3 2 Same day HUF payment You can create forint payment orders under the same day HUF payment menu option The same day forint payment type is called HCT Hungarian Credit Transfer same day huf payment gt Step 1 fill in order data Step 2 sign and send order save to batch 2014 09 11 El HU03 1040 0023 5365 6565 8569 1020 EUR V llalati devizasz mla f 1571 82 EUR 10400023 53656565 85691020 Y find template partner create template K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu KSH Data that you can supply on a HCT order consist of two parts core data and additional information Core data include data provided in mandatory
31. 5365 6565 8569 1006 HUF Forint p nzforgalmi banksz mlaa accountto be debited delete delete signatures send package putto common area view you can check the entry and the signature added to it delete you can delete the entry delete signatures you can delete the signatures from an entry already signed send package you can send the entry or the package to the Bank s system put to common area transaction transfer between the fat client and the web 41 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu Signing with ViCA You can sign finished items or packages from the Order list under Manage orders or by selecting immediate dispatch when adding a new transaction sign orders Gei The following packages can be signed sign package name order type pcs Sched send date Demo napk zbeni forint tutal s same day huf payment 2 2014 05 21 Signing with ViCA Click on the Sign button in your browser and the Bank will send a push notification message to your smartphone You can access the ViCA application through this message or by launching the application When your ViCA application is running please enter the code you specified when you registered your application KL CHIPCARD APPLICATION Password To start the application enter your personal VICA password HU67 1040 0023 51
32. Based on Article 23 3 of the Central Bank of Hungary Decree No 21 2006 on carrying out payment transactions and on the relevant Interbank Clearing System standard direct debit orders must be submitted at least five banking business days and not earlier than eight banking business days before the debit day indicated on the direct debit order The Bank will reject to execute any direct debit orders where the time interval between the submission date and the debit date is not appropriate 3 3 8 Standing order You can create forint denominated standing orders under the Standing order menu option 32 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu scheduled date of dispatch 2014 09 12 E initial date last date frequency initial amount last amount T accountto be debited 10400023 53656565 85691006 HUF Forint penzforgalmi bankszamlaa A beneficiary i transfer currency EEN HUF HUNGARIAN FORINT beneficiary s account number amount currency EE EEN ER destination bank narrative UM otanding order content initial date mandatory last date mandatory initial amount if it differs from the amount to be paid regularly last amount if it differs from the amount to be paid regularly frequency mandatory annual semi annual quarterly monthly bi weekly daily acc
33. K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu e bank kh hu K amp H web Electra user manual 10 06 2015 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu TABLE OF CONTENTS Urs LEO ON TENNIS see su cute Rt E ee ee EDEN RM RDUM MUS 2 ee te 5 l Computer environment security Information ssesseseeeeeeeeee eene eene nennen nnne nnne nennen nnn 6 INE General TT NIENTE TER 6 1 2 Managing the Electra access nieht uac se eege Sa aa Poe Pu Faden e Eege eet 7 IE AES Mm 8 1 222 Gli pito Tar 0 Beemer rere 8 IPSI map 8 2 The first steps of using the K amp H web Electra service eeeeeeeeeeeeeeeeeeeeenn nnne 9 LALO et ER s omm 9 BAR ER Me WAVE ta BO Eegen 10 EE MALO C 10 DMC CUMIN en E 11 2 3 Logging out exiting the program 12 22 scares E 12 2 5 pente and e EE EE 13 3 The K amp H web Electra menus system and functions cc ccccccceeeeeeseeeeeeeeennnneeeeeeeeeeeeeeeseeeeeees 13 SEO E e 13 Bil FC COMIN OME Ey I Were ee o m mE 13 Di ls RC COUN OVC V1 a E EEEN 15 EEN 15 3 2 3 Completed Ee E 16 S DAN COUN ANS COR ee ee ee nee EN 16 3 23 Tere e HIM IECIT eeh 17 EE
34. N STU E ee ee ee 52 SUDO SEO TR ee ee eu 52 3 11 S IE eent ee EE 53 SN EA Pra ta ei EE 53 3 13 WIse international account management 54 SUIS RE 54 SN EL e n esau 54 S NI EAN m cashews 55 As SeN APSE ALLOW Tm 56 A Delete CO Dom ee ee ee er ee nee 56 S CANTO US ENTE es ea TO OUT 57 IB s ee 57 irs ate I e ROI EE ETE 58 Jl BRETT ONS NO OO om 58 AUCH NIC atto OO ee MIA DRAN PME MINA EDI UU 58 No i dtl te Te 59 User autor ZA 008 E 59 Modify user autorfZatlOFls een 59 DEI E E 63 dp Minace new ACCOUN S uie ciues beatis een tu NM EU M MEUM LUI E UIS 64 AS SUS PC o Eegen 65 4 6 Enable authentication tool nennen nennen nennen nennen nennen nenne nennen nenne nns 66 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu Introduction Dear Sir or Madam Welcome to K amp H web Electra This User Manual will briefly present how you can use the system If you have any questions about the operation of specific functions or K amp H Bank account management services while using K amp H web Electra please contact the K amp H Corporate Customer Service staff by calling 06 1 20 30 70 335 33 55 or 06 40 200 069 Our colleagues are available 24 7 We hope that you will find the services provided by K amp H web Electra attractive and will continue
35. a on the Delete error points screen This may take some time in the case of users with access to several clients data You can see six areas on the screen and all of them are expanded by default The grey fields cannot be edited When you are finished with the modifications in the separate areas you can save the form or use the immediate dispatch button to send the package in after signing it or click on the add to batch button to put it among prepared packages If there is a change in user details it will not appear in Electra until the user logs into the Bank s system the user must be logged into the Bank s system for his details to be updated The updated details will become effective after logging in A user can perform this operation if the client has a self administration contract with the Bank and the user s self administration authorization is set for the given client User identifier user identifier FUN DEMO1 full name ELECTRA TIZENNYOLC type normal electra alias 50010750 khbeid 5001075 number of failed logins failed signatures 0 status allowed mother s name ELECTRA UPGRADE address 1117 BUDAPEST FEHERVARI UT 1 phone number 1 8 e mail It contains the user s personal and log in details 57 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu Other master data other master data notification
36. account no amount currency iban intra group payment urgent beneficiary s name address R uniquerate narrative Intrabank FX payments will be displayed for a user only if his function authorizations include the foreign currency transactions authorization To create view and sign a payment the user must have the appropriate authorizations set for the account number shown in the account to be debited field See the details in the description of setting user authorizations under self administration 3 3 13 Automatic EUR payment to EU member states You can use the Automatic EUR payment to EU member states menu option to initiate SEPA compliant euro payments Please note that the Bank will execute such orders not as SEPA transactions 38 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu scheduled date of dispatch 2014 09 11 accountto be debited available amount swift bic code amount currency Y a EURE name and site of the beneficiary s bank debit value date m request certificate iban narrative beneficiary s name address Intrabank FX payments will be displayed for a user only if his function authorizations include the foreign currency transactions authorization To create view and sign a payment the user must have the appropriate authorizations set for the ac
37. actions account number accoun t name accoun t balance account history 10400023 53656565 85691006 Forint p nzforgalmi banksz mlaa 829 255 634 00 HUF account statement 10400023 53656565 85691013 Forint p nzforgalmi banksz mlaa 198 056 175 242 919 00 HUF e 2 loans outstanding 10400023 53656565 85691020 V llalati devizasz mla 1273 18EUR loan activity 10400023 53656565 85691037 V llalati devizasz mla 10 813 97 USD e active standing orders foreign exchange rates amp notifications authentication table 15 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu KSH You can view the balances of only those accounts that you have appropriate permissions for See the details in the description of setting user authorizations under self administration 3 2 3 Completed transactions You can use this option to retrieve the list of transactions completed by K amp H Electra on the given day K amp H current accounts user ELECTRA TIZENNYOLC iiM EOSAAAUE Electra Dem ESR completed transactions time of guery 2014 09 09 16 46 20 E guick menu account number currency account name 10400023 53656565 85691006 HUF Forint p nzforgalmi banksz mlaa Elec upgrd 12 10400023 53656565 85691013 HUF Forint p nzforgalmi banksz mlaa Elec upgrd 12 account overview account overview account balance
38. ame Creditor Name This is the field where you should provide the name of the person company institution receiving the payment The name cannot be longer than 70 characters It is a mandatory field o Account to be credited Creditor Account The account number of the person company institution receiving the payment You can specify it using either the IBAN or the GIRO account number format If you enter a GIRO account number the interface will convert it into the IBAN account number format and will display that in the input field The input field will always display the account number also in the old GIRO account number format When you fill in this field the system will automatically display the name of the recipient financial service provider in the destination bank field It is a mandatory field o Beneficiary s id Creditor Identification It is 35 character long code that identifies the beneficiary person or organization You can use the down arrow to specify the identifier type either as a Personal ID or as an Organization ID This identifier can be useful for the party making the payment when for example a complaint is filed about incorrect payment It is an optional field o Actual beneficiary s name Ultimate Creditor Name Here you can specify the name of the third party you are actually paying to if it is different from the holder of the beneficiary account This field is 70 characters long It is an optional field o Actual
39. ank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 3 5 Manage cards The Manage cards menu has the following substructure e cards e credit card account information e activate card 3 5 1 Cards You can use this menu option to display a list of the client s bankcards where you can view the details of any of the cards by clicking on a data element on their line A user can perform this operation if the client has a credit card contract with the Bank the user has the view authorization set for the given card number among card authorizations and has view authorization also for the account number associated with the card cards time of query 2014 09 11 17 20 19 di type cardholder card number card type expiry date bank card KRISTON VIKT RIA 6757 5483 0005 7106 K amp H Maestro v llalkoz i bankk rtya 2016 05 e bank card TRUNK LAJOS 6757 5483 0590 9681 K amp H Maestro v llalkoz i bankkartya 2016 05 8 bank card S RA M RIA 6757 5483 0798 8048 K8H Maestro v llalkoz i bankk rtya 2016 06 e bank card MATASTIK ORSOLYA 6757 5483 0805 7843 K amp H Maestro v llalkoz i bankkartya 2016 06 e credit card ORSZ G T NDE 5528 9025 0119 5514 K amp H MasterCard zleti hitelk rtya 2016 05 e credit card BACSK GERGELY 5528 9025 0850 4924 K amp H MasterCard zleti hitelk rtya 2016 05 e 3 5 2 Credit card account information If the given client has a cre
40. ard account information You can select any of the listed services by clicking on the appropriate line 2 5 Opening and hiding submenus You can display submenus by clicking on the e button You can hide submenus by clicking on the ex button 3 The K amp H web Electra menus system and functions 3 1 Quick menu The menu system used in K amp H web Electra can be customised to some extent The topmost option on the menu bar is the quick menu which can contain a maximum of 7 functions of your choice in any order 3 2 Account overview The Account overview menu has the following structure depending on available authorizations account overview account balance completed transactions account history account statement loans outstanding loan activity K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu e bank kh hu active standing orders foreign exchange rates notifications authentication table bank information You can click on the printer icon located in the top right part of each page to print the list or order displayed on the page By clicking on the icon you can select the required print type from a dropdown menu When you have selected an option the system will display a print preview in a new window You can click on the disk icon located in the top right part of each page to export the order list or account statement displayed
41. ation right This is the right controlling the cancellation of term deposits This authorization is only verified when recording modifying cancelling viewing a term deposit cancellation order e Function authorizations These are authorizations allowing the use of certain Electra functions function groups Electra functions are arranged in groups and their use is subject to having this functional authorization Available function group codes Function group Description HUF Performing forint transactions HCT HVE VIB INK DEV Performing foreign exchange transactions DEV DBB EUR CAT Performing batch transfers view batch transfer direct debit notifications CBE Performing direct debit payments view batch transfer direct debit notifications BET Managing deposits SBL Recording modifying deleting exporting and importing templates Values Function rights are not associated with values a user either has or does not have authorization for a specific function e Self administration right This authorization allows the administration of the client s users To give such authorization to its users the client must have a self administration agreement with the Bank Roles User profiles Basic authorizations can be used to form pre defined sets which can then be assigned to specific users These sets are called user profiles Each of these user profiles defines a role 60 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9
42. b Electra in the meantime 22 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 3 3 New order The New order menu has the following structure depending on available authorizations transfer between own HUF accounts same day HUF payment viber transfer postal payment order collection batch transfer order direct debit order standing order modify standing order cancel standing order fx payment intrabank fx payments automatic EUR payment to EU member states make term deposit cancel term deposit General function buttons available at the bottom right of order related pages find template partner create template immediate dispatch add to batch find template partner complete order details from an existing template or partner list create template create a new template based on the order details shown cancel interrupt order creation immediate dispatch sign an individual order and send it to the bank add to batch arrange a number of orders into a batch package 3 3 1 Transfer between own HUF accounts This is a forint payment transaction between own accounts When you click on the account number fields to be completed K amp H web Electra will open dropdown menus allowing you to select from your own accounts 23 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1
43. bited beneficiary transfer currency beneficiary s account number i amount currency 4n40nn93 536 amp 565655 042a654nn 5 i 200 00 HUF HUNGARIAN FORINT destination bank narrative W E To modify a standing order the user must have record authorization for the relevant account to be debited See the details in the description of setting user authorizations under self administration 3 3 10 Cancel standing order You can use the Cancel standing order menu option to cancel your existing standing orders When you select this menu option first you must query current standing orders Then you can initiate the deletion cancellation by selecting a given order from the list 2013 07 22 Electra Upgrade gyf l 08 10400023 53656565 81851002 200 00 HUF modify delete 2013 07 22 Electra Upgrade gyf l 08 10400023 53656565 81851002 200 00 HUF 6 When the deletion cancellation process is launched you can view the details of the original order and if its correct you can submit your order or add it to a package scheduled date of dispatch 2014 09 12 E initial date last date freguency initial amount last amount _ kr beneficiary transfer currency Electra Upgrade gyf l 08 HUF HUNGARIAN FORINT beneficiary s account number amount currency destination bank K amp H Bank Zrt 002 Budapest narrative SM A OOO A A XX ng 34 K amp H Bank Zrt
44. ble amount 10400023 53656565 85691006 HUF Forint p nzforgalmi banksz mlaa A 729 321 772 00 HUF X j PER beneficiary s id i transfer currency beneficiary s name amount currency value date postal code place of destination street house no narrative ba o The Postal payment order menu option will be displayed for a user only if the company level contracts include a postal transactions contract To create view and sign a payment the user must have the appropriate authorizations set for the account number shown in the account to be debited field See the details in the description of setting user authorizations under self administration 3 3 5 Collection You can create collection based forint payment orders under the Collection menu option 29 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu scheduled date of dispatch 2014 09 12 beneficiary s account number and name 10400023 53656565 85691006 HUF Forint p nzforgalmi banksz mlaa obligor s name i transfer currency EE HTH i obligor s account number amount currency destination bank i collection type narrative i voucher number aaa 1 f Collection orders will be displayed for a user only if his function authorizations include the HUF transactions authorization To create view and sign a payment the
45. ccount number and his bank s SWIFT BIC identifier as a growing number of financial institutions will charge an extra amount of commission if these fields are not filled in Starting from 1 January 2007 you may be charged extra fees for the incorrect or incomplete filling in of your payment orders and financial institutions may even reject their execution The SWIFT code also known as SWIFT BIC or BIC is 8 or 11 characters long and must be written as a single word e g DEUTDEFF or BARCGB2102K K amp H Bank has the following BIC SWIFT code OKHBHUHB The length of the IBAN number differs by country but is of the same length within any specific country It cannot be longer than 34 characters When used in an electronic format it must written as a single word e g DE8937040044053201 3000 Please ask your partners to provide their IBAN and BIC identifiers and also let them know your IBAN account number and K amp H Bank s BIC code In the case of payment orders which are launched in USD or any other currency and received in the United States of America you must provide all details of the beneficiary exact name and address country city street road square number and also an extra identifier for natural person beneficiaries e g the number of their personal identification document When you submit a payment order you should provide the exact transfer title purpose code e g the number of the commercial in
46. clicking on the Add button the new tool device will be displayed with a green background 58 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu Login authentication You can use the Add and the Delete buttons to add new authentication channels and delete existing ones respectively new channels are displayed with a green background deleted channels are shown with a red background IVICA 36301234567 User authorizations user authorizations modify authorizations You can use this function to modify the user s authorizations with respect to the current client Modify user authorizations K amp H current accounts user TESZT ELEK alla EQ 5AAAUE Electra Dem modify user modify user authorizations client code EQ5AAAUE client name user identifier user s name ELECTRA TIZENNYOLC signature authentication interface authentication tool RS token PKCS RS token E pma copy authorizations from another user 9 2 WW role manager authorised to act alone You can see a maximum of 9 areas on the screen all of them expanded by default The grey fields cannot be edited When you are finished with modifying the data in the different sections the form must saved using the Save button at the bottom of the page as a result the system will
47. count number shown in the account to be debited field See the details in the description of setting user authorizations under self administration 3 3 14 Make term deposit You can use the make term deposit menu option to deposit an amount from your account for a fixed period scheduled date of dispatch 2014 09 12 accountto be debited available amount 10400023 53656565 85691006 HUF Forint p nzforgalmi banksz mlaa deposit type d Term deposits will be displayed for a user only if his function authorizations include the deposits authorization To create view and sign a term deposit the user must have the appropriate authorizations set for the account number shown in the account to be debited field See the details in the description of setting user authorizations under self administration 3 3 15 Cancel term deposit You can use the cancel term deposit menu option to terminate a term deposit with immediate effect or to specify its termination on a later roll over date thus achieving more favourable conditions 39 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu scheduled date of dispatch 2014 09 17 Sal deposit account number and name 0002 SABEL 14091700001 USD 1 HAVI lek tes beneficiary s account number 9 full amount S S partial cancellation narrative 1
48. ct via telephone or online Token certificate renewal Self extracting installation kit for Electra Electra demo 7 00 03 version password kiss The WISE internet banking solution was developed by KBC Bank the shareholder of K amp H Bank to provide flexible services to its clients It is a web enabled system which offers corporate clients and their amp conditions affiliated entities worldwide a uniform banking interface enabling them to effect domestic and international payments simply quickly and securely e Same day clearing and settlement Faster HUF credit transfers a New Electra token support Please call KAH Corporate Customer Service at 06 40 200 063 before PDF 226 KH using the token first time archive Token driver 32 bit Token driver 84 bit a Login to K amp H web Electra a Token e VICA K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 2 1 1 Logging in with a token Click on the log in with token option on the page opening after selecting the token link log in to K amp H web Electra K amp H please insert token K amp H Telecenter 06 1 20 30 70 335 3355 K amp H Corporate Customer Service 06 1 468 7731 log in with token Q branch and ATM search D write us your observations 9 ask call back o The K amp H web Electra system is reached through a secure connection
49. current accounts user ELECTRA TIZENNYOLC iMi EOSAAAUE Electra Dem quick menu m 63 More than31 days cannot be specified account overview an amp account overview account number transaction type us V v e Ie oeE8 E E E EEE OO Ew L La 10400023 53656565 85691006 HUF Forint penzforgalmi bankszamlaa A All amp account balance e completed transactions start date end date partner s account number account histon 2014 09 02 CH 2014 09 09 3 amp account statement ebe C weak lot week EEE TEE partner s name 9 loans outstanding amp loan activity active standing orders foreign exchange rates amp notifications authentication table e bank information minimum amount maximum amount narrative When you click on the ok button the system will display the basic information of the selected account for the given period and all related transactions meeting the filter criteria You can view the details of specific transactions by clicking on them You can view the history of only those accounts that you have appropriate permissions for See the details in the description of setting user authorizations under self administration 3 2 5 Account statement You can use the account statement menu option to query the statements for your accounts To query an account statement you must specify a date for the query or you can select to query the last account statement as well Your query will pro
50. dit card account the information related to the cards can be queried from this menu group credit card account balance credit card account statement transactions in the current cycle reserved credit card items credit card account information A user can perform this operation if the client has a credit card contract with the Bank the user has the view authorization set for the given card number among card 47 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu e bank kh hu authorizations and has view authorization also for the account number associated with the card 3 5 3 Activate card You can activate your debit and credit cards under the Activate card menu option scheduled date of dispatch 2014 09 12 card number Prior to activation please check whether the PIN code for the bankcard is m el d available Before activating a new card please visit your branch and collect the PIN code if you have not done so The bankcard cannot be used without a valid PIN code To perform this operation the user must have the company right set and must have company points for signing 3 6 Manage templates The Manage templates menu has the following structure depending on available authorizations same day HUF payment templates HUF transfer templates viber HUF transfer templates collection order templates
51. duce a list of the account numbers that were generated a statement for on the given date If you click on one of the lines the system will display a summary containing a short list of the transactions By clicking on a list element you can view detailed information on the relevant transaction 17 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu magyar deutsch gt logout K amp H EI current accounts user ELECTRA TIZENNYOLC Ti EOSAAAUE Electra Dem EE account statement etatement date 204400 08 HL guick menu account number 10400023 53656565 85691006 huf forint p nzforgalmi banksz mlaa elec upgrd 12 client name electra upgrade customer 12 account overview e statement number 00174 e account overview period 2014 09 08 2014 09 08 account balance opening balance 729 258 612 00 completed transactions total debits 1 210 00 e account history total credit 17 000 00 e account statement closing balance 729 274 402 00 9 loans outstanding amp loan activity active standing orders contra account value date partner comment amount amp foreign exchange rates 2014 09 08 K amp H Bank 40500HUF notifications 2014 09 08 K amp H Bank 405 00HUF authentication table 10400023 53656565 81781002 2014 09 08 McDonalds amp tsa net 17000 00HUF gum 10400023 53656565 81851002 2014 09 08 Electra Upgrade gyf
52. ed by the Bank s Electra server Only the user will know the PIN code of his authentication device token and he can change it any time when he is concerned that an unauthorized party might have learnt that To log into the Bank s Electra server one must know the valid PIN code associated with the authentication device token or the ViCA application Each user s authority to sign can be specified broken down to specific accounts Does the user have any authority to sign does he have authority to sign in combination with others is the signature of other people also required or does he have full authority to sign for orders to be executed related to the given account Orders e g payment orders have to be electronically signed by one or more employees with the appropriate permissions before they are sent to the Electra server Using an electronic signature practically means that a new password is introduced for the user When a user wants to sign authenticate an order he only has to connect his authentication device token and enter his PIN code or use the ViCA application to approve initiating the signing procedure The electronic signature is generated in line with the appropriate standard RSA public key encryption authentication method when the PIN code is entered or when it is approved through the ViCA application The Electra system manages the codes of the clients having a contract with the Bank i e the identifiers of those e
53. ee specified in the effective Announcement It needs to be filled in only if you want to receive an acknowledgement confirmation about the execution of the order or if you made an agreement with the Bank about using a unique rate for orders involving conversion If you want an acknowledgement the Bank is entitled to charge the bank account with the fee specified in the current Announcement The comment for the bank field can be left blank in all other cases 3 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu KSH Foreign exchange payments will be displayed for a user only if his function authorizations include the foreign currency transactions authorization To create view and sign a payment the user must have the appropriate authorizations set for the account number shown in the account to be debited field See the details in the description of setting user authorizations under self administration 3 3 12 Intrabank FX payment If you select the intrabank FX payment option the system will display the same page as for foreign exchange payments but here you cannot edit the beneficiary s bank field and it will always show K amp H Bank Zrt scheduled date of dispatch Per ee 2014 09 12 m account to be debite available amount 10400023 5365656 t 172932177 HUF beneficiary s bank i transfer currency amp H Bank Zr 1 V
54. f the available functions view modify delete sign the package modify its scheduled date and rename the package Clients who have an installed client program can initiate putting the package to a common area which allows transferring the package to an installed client program The list displays all prepared packages associated with the client but it depends on the user s authorizations which of these packages he may view modify or sign See the details in the description of setting user authorizations under self administration 3 4 3 Manual package generation You can use manual package generation to repack those of your orders which are already prepared but have not been sent yet Select the required order type from the search type dropdown list When you click on the search button the system will find all individual orders matching the search criteria regardless of whether they were included in an order package created earlier or not The name of the new package field will show a package name generated by K amp H web Electra automatically from the user s name and the date when the operation was initiated You must also set it manually which orders should be added to the package You can do that by ticking the checkboxes in front of the records describing the payments If you want to cancel your selection click on the checkbox again You can create the package by clicking on the save selected items to package button ma
55. h no authorizations have been set yet manage new accounts gt Step 1 fill in order data Step 2 sign and send order save to batch quick menu rrr scheduled date of dispatch 2014 09 12 CH account overview new order account no manage orders manage cards manage templates manage partner details sent batches messages 2 2 299999 gt users without role userid full name FUN ELEKT TESZT ELEK users with role user id full name FUN DEMO1 ELECTRA TIZENNYOLC default record view amp sign amp 7 role record amp view Ee sign amp manager authorised to points points 10 points act alone settings self administration immediate dispatch add to batch It lists all users who have access to the account either as a user who may get a custom authorization to manage it or as a user who can access the account based on his assigned role Only individually set authorizations can be modified for a given order You can interrupt the operation by clicking on the cancel button When you do so the system will return to the page showing the list of prepared packages When you click on the immediate dispatch button Electra will prompt you to enter your signature password after which you can send in the package If you click on add to batch button the system will open a dialogue where you can specify a package name You can change the package name offered by the system A user can perform t
56. his operation if the client has a self administration contract with the Bank and the user s self administration authorization is set for the given client 64 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 4 5 Suspend authentication tool The first step of suspending the authentication tool device is to specify the user whose authentication tool device you want to suspend K amp H current accounts user ELECTRA TIZENNYOLC fale EOSAAAUE Electra Dem 4 suspend authentication tool gt Step 1 fill in order data Step 2 sign and send order save to batch ce quick menu scheduled date of dispatch 2014 09 12 E account overview A new order e user identifier FUN DEMO1 manage orders fullname ELECTRA TIZENNYOLC manage cards electra alias 50010750 manage templates g p khbeid 50010750 manage partner details authentication tool 4 sent batches messages 2 2 immediate dispatch add to batch settings A self administration delete error points modify user delete user 9 manage new accounts suspend authentication tool enable authentication tool Click on the immediate dispatch button when you have selected the authentication tool device to be suspended The system will prompt you to enter your signature password after which you can send in the package You can interrupt
57. ifier It is an optional field Narrative Postal identifier Other identifier Remittance Information The narrative cannot be longer than 140 characters You can enter it in a multiline text box The interface will use automatic word wrapping and accept only characters compliant with the HCT standard By selecting the relevant radio button you can enter a postal identifier using 24 characters or some other identifier 85 characters instead of a narrative If selecting the postal identifier option you can enter the depositor identifier shown on yellow postal cheques here It is an optional field Transfer title code Purpose Code You can select a transfer title code by clicking on the down arrow to the right of the input field This will help the beneficiary to identify the payment item The selected code and the related description will be displayed on the interface It is an optional field Transfer title category Category purpose You can select a processing instruction for the paying or the beneficiary party s bank by clicking on the down arrow next to the field It is an optional field Unique rate 2 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 K amp H Budapest 1851 www kh hu bank kh hu If you select the Unique rate checkbox you can enter the value agreed on with the Bank into the input field It is an optional field o Request acknowledgement If you select this
58. ion See the details in the description of setting user authorizations under self administration 19 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu iogout K amp Hi current accounts user ELECTRA TIZENNYOLC et EOSAAAUE Electra Dem Loan activity x 2013 04 20 100 000 00 100 000 00 k lcs n foly s t s aiik mer o Serge 2013 04 30 6 667 00 9333300 t kefizet s 0002 ELECTI 2013 05 31 6 667 00 86666 00 t kefizet s account overview e 20130704 6 667 00 7999900 t kefizet s account overview 2013 07 31 6 667 00 73 332 00 t kefizet s account balance 2013 09 02 6 667 00 66 665 00 t kefizet s completed transactions 2013 09 30 6 667 00 59998 00 t kefizet s account history 2013 10 09 44 00 59 998 00 t ke k sedelmi kamata account statement 2013 10 09 6 000 00 5399800 t kefizetss ae 2013 10 31 6 000 00 47998 00 t kefizet s loan activity e x B onis erate aden 20131202 6 000 00 41998 00 t kefizet s S ninm Rap lids 2013 12 31 6 000 00 35998 00 t kefizet s EE 2014 01 31 6 000 00 29998 00 t kefizet s authentication table 2014 02 28 6 000 00 23998 00 t kefizet s bank information 2014 03 31 6 000 00 17 998 00 t kefizet s SES e 2014 04 30 6 000 00 11998 00 t kefizet s 2014 06 02 6 000 00 5998 00 t kefizet s manage orders e 2014 06 30 9 017 00 5998 00 kama
59. kages Electra allows the management and sending in of different orders depending on the user s authorizations e g same day forint payments transfers between own HUF accounts foreign exchange payments initiating collections direct orders deposit transactions and including even self administration packages Since it is possible to submit several orders a day these orders should be collected in packages which makes it easier to overview them A payment package will contain a series of payments e which are of the same order type either forint or foreign exchange payments e where the account to be debited is the same i e all payments are paid from the same account e And which are to be submitted on the same day A collection order package will contain collection orders which contain the same beneficiary account number and the same scheduled date of dispatch Packages can be signed and executed as if they were single transaction items You can perform four operations with the selected packages 43 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu Sign the selected packages Delete the signature s from the selected packages Send the selected packages Delete the selected packages mann You can access the available operations at the bottom of the list By clicking on a line in the list you can open a dropdown list o
60. mediate dispatch button when you have selected the authentication tool device to be enabled The system will prompt you to enter your signature password after which you can send in the package You can interrupt the operation by clicking on the cancel button If you click on add to batch button the system will open a screen where you can enter a package name You can change the package name offered by the system A user can perform this operation if the client has a self administration contract with the Bank and the user s self administration authorization is set for the given client 66
61. message and its attachments if any on a new page If the message has any attachments you can view it them by clicking on the name of the attachment You can click on the Back button to return to the list of incoming messages If you want to delete messages click on their lines in the incoming messages list then select the Delete button The selected messages will be deleted after confirmation You can delete messages one by one by clicking on the Delete button which is displayed when you select a message in the list or can be found next to the Back button while viewing the message Please note that it is not possible to undo the delete command 50 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 3 10 Settings The Settings menu has the following structure select language view log default accounts screen settings edit quick menu 3 10 1 Select language You can use this menu option to select the interface language of K amp H web Electra You can select from Hungarian English and German La English m German Hungarian You can also use the English and Deutsch radio buttons in the top right corner of the K amp H web Electra main screen to modify the interface language 3 10 2 View log K amp H web Electra logs all events and by selecting the View log option you can view the log of the activities of those users who ha
62. mn Loans outstanding x credit line id ELECTRA USD 1 id ofthe branch running the credit line 0002 credit code V T Visszavonhatatlan hitelk contract amount 1000 00 USD outstanding claims 666 55 USD available amount 0 00 USD outstanding charge claims 0 00 USD utilization start date 2013 04 15 utilisation expiry date 2016 04 15 final maturity date 2016 04 15 loan id 0002 TAAELECTRA USD 1 id of the branch disbursing the loan 0002 outstanding principal debt 666 65 USD of which overdue principal debt 666 65 USD current valid rate 0 00 outstanding interest debt 0 00 USD of which overdue interest debt 0 00 USD ae on overdue principal and 41 31 USD due date of next principal payment amount of due principal You can close the loan description pop up window by clicking on the orange X in the top right corner You can also close it by clicking outside the pop up window area Users can view outstanding loans only if the view option is set for them among default authorizations in the account authorizations section See the details in the description of setting user authorizations under self administration 3 2 7 Loan activity You can use this menu option to query loan history e g loan disbursements interest payments principal repayments broken down by loan agreement Users can view loan history only if the view option is set for them among default authorizations in the account authorizations sect
63. nual package generation search type account number same day huf payment 10400023 53656565 85691008 HUF Forint p nzforgalmi banksz mlaa search name of the new package ELECTRA TIZENNYOLC 2014 09 11 17 08 09 total 0 selected package name dispatch sched partner s name amount partner s account number narrative Demo napk zbeni forint 2014 05 24 Demo partner 20000 00 HUF HU95 1040 0023 5365 6565 8569 atutalas 1013 apk zbeni i 5 d 22 5265 6565 256 DEO KSPREDEREINE uge Demo partner 35000 00 HUF MUSS 1040 0023 5365 6565 8569 AA AAA atutalas 1013 Demo napk zbeni forint tutal s cancel 44 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 3 4 4 Import package K amp H web Electra can import text files compliant to predefined standard formats import package file to be imported browse import format huf payment EDIFACT format HUF huf payment MultiCash GIRO format UNG transfer between own huf accounts EDIFACT format HVE same day huf payment HCT format HCT batch transfer order UGIRO format CAT direct debit order UGIRO format CBE fx payment EDIFACT format DEV fx payment MultiCash MT100 format INT intrabank FX payments EDIFACT format DBB postal payment order PKF fx payment SEPA SCT format SCT collection EDIFACT format
64. of the associated type See the details in the description of setting user authorizations under self administration 3 7 Manage partner details You can use this menu option to view the list of your banking partners You can record your partners details and use them later to prepare orders You can add new partners and also modify or delete existing partners If you create an order which contains a new account number the system will automatically record and save it to the partners list 3 8 Sent orders The Sent batches menu has the following structure depending on available authorizations e Order status e Search orders 3 8 1 Order status The Order status menu option shows the current status of the transactions already sent in order status g More than31 days cannot be specified start date end date order type 2014 09 10 ET 2014 09 11 2 all order types 49 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu e bank kh hu KSH To query order statuses set the required Start date and End date values and if you only want to see orders of a particular type also set a value in the Order type field then click on the orange OK button in the lower right corner and the system will display a list with all successfully submitted orders meeting your criteria order type submitted number of orders account debited total 2014 05 21
65. on the page By clicking on the icon you can select the required export format from a dropdown menu You can find more information on export formats on the K amp H web site https www kh hu publish kh hu vallalat media dokumentumok termekoldal vallalat el ctra export import download pdfelctra export import download pdf K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 3 2 1 Account overview You can view a list of all your accounts and deposits by opening the account overview page You can sort the listed items account number account name or account balance by clicking on the orange column headers displayed at the top of the list nagyar deutsch gt logout current accounts user ELECTRA TIZENNYOLC fale EOSAAAUE Electra Dem A account overview date and time of last login 2014 09 09 16 24 18 2 LS eo You can customize the animation of popup windows and tables as well as the background colour for orders quick menu gt setting account overview o B You can add your favourite functions to the Quick Menu gt setting account overview You have 2 unread message s account balance Click here to read your messages completed transactions You have 13 order package s are pending submission account history gt Click here to manage your orders amp account statement e loans outstanding loan activi
66. or a user and try to change his account ugiro or some other custom authorizations later on his role setting will be deleted the system will also display a confirmation pop up window calling your attention to this fact account authorizations f 9 T default authorizations The set role will be deleted Do you want to continue v v 10 10400023 53656565 8569102 DEE EE ORAL OOF JUUZ5S 3D3000000 0009 TUUT Jalal 61 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu Account authorizations You can specify here the client s accounts that the user can access and the authorizations he account authorizations account no fcy default 6 record 63 view 3 sign points default authorizations 4 7 v 10 10400023 53656565 85691020 EUR 7 10 10400023 53656565 35691006 HUF VI 19 10400023 53656565 85691013 HUF 79 10400023 53656565 85691037 USD VI 46 0002 SA6EL 13071800001 HUF d 16 0002 SA4EL13082200001 HF fj Tal 0002 SA1EL 14042800001 HUF y 10 will have when accessing these accounts Ugiro authorizations You can specify here the client s UGIRO codes that the user can access and the authorizations he will have when accessing them ugiro authorizations ugiro code default 3 record view amp sign import hd sign points default authorizations y v v v F 10 A09876545 v
67. orporates such a5 3355 a K amp H account management We offer a comprehensive range of account management services which K amp H Corporate can be tailored to individual needs In addition to making and receiving payments current account holders Customer Service have access to a number of other services and we manage accounts in forint and in all major convertible 06 1 468 7731 currencies We also offer an e registration service to companies which accelerates the process of setting up a business and the registration of changes and it can also be used for opening a bank account K amp H Bank a branch and ATM search accepts and processes original e documents filed with the Court of Registry and generated in the course of en of Registry procedure authenticated with a digital signature in accordance with the relevant D write us your observations a REH deposits and investments Clients can avail themselves of an extensive range of savings and investment solutions including liquidity products e g investment funds K amp H surety bonds etc tools and utilities e KEH e banking services Fha a Dur e banking solutions such as Electra and the WISE corporate internet banking solution provide quick E SER and convenient 55 Electra i asy nd secure banking system which enables clients t and convenient access a is an easy to use and secure banking system which enables clients to access their latest banking information and to transa
68. ot identify a beneficiary account number but will specify the service provider or the service which can be set using a group identifier and a title code 31 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu scheduled date of dispatch 2014 09 12 beneficiary account 10400023 53656565 85691006 HUF Forint p nzforgalmi banksz mlaa 4 group id advice deadline A09876545 package serial number i title code 1140912 a obligor id transfer currency HUF HUNGARIAN FORINT obligor s name amount currency obligor s address account holder s name accountto be debited bank to be debited narrative l day of debit mE AA EH t 1 Direct debit transactions will be displayed for a user only if his function authorizations include the direct debits authorization To create or view an order of this type the user must have the appropriate authorizations set for the account to be debited and also for its group identifier ugiro code He is authorized to sign a package if he has sign authorization for the account to be debited and sign or hd sign authorization for the group identifier In the latter case he cannot view the entire content but only the header data of the package when signing it See the details in the description of setting user authorizations under self administration
69. ount number different from the one in the Account to be debited field you can select another debtor account after clicking the down arrow next to the field You can only select an account number that you are authorized to use and can be debited with HCT orders It is a mandatory field o Payer ID Debtor Identification It is a 35 character long code that identifies the party making the payment You can use the down arrow to specify the identifier type either as a Personal ID or as an Organization ID This identifier can be useful for the party making the payment when for example a complaint is filed about incorrect payment It is an optional field o Actual payer s name Ultimate Debtor Name You can specify the name of the third party on whose behalf you are making the payment to the beneficiary This field is 70 characters long It is an optional field 25 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu o Actual payer s ID Ultimate Debtor Identification A 35 character long code that identifies the ultimate person or organization making the payment You can use the down arrow to specify the identifier type either as a Personal ID or as an Organization ID It is an optional field supplementary payer information S payer id actual payer s name actual payer s id e Beneficiary information o Beneficiary s n
70. ount to be debited mandatory beneficiary mandatory beneficiary s account number mandatory narrative optional amount mandatory To modify a standing order the user must have record authorization for the relevant account to be debited See the details in the description of setting user authorizations under self administration 3 3 9 Modify standing order You can use the Modify standing order menu option to modify your existing standing orders When this menu option is selected first you need query current standing orders then you can initiate the modification by selecting one order from the list 2013 07 22 Electra Upgrade gyf l 08 104000253 53656565 81851002 200 00 HUE modify delete 2013 07 22 Electra Upgrade gyf l 08 10400023 53656565 81851002 200 00HUF Modifying a standing order is virtually the same process as recording a standing order The only differences are that when you modify an existing standing order the fields are 33 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu automatically filled with the details of the original order and certain fields cannot be modified scheduled date of dispatch i Gaa aa 5 2014 09 12 Sal initial date last date 3 frequency 2013 07 22 EN daily frequency initial amount last amount 100 00 200 00 KEE H accountto be de
71. rd To start the application enter your personal VICA password Then click on the OK button ell When the system has successfully authenticated you it will display the main page of K amp H web Electra 2 2 Selecting a client Once you have logged in you can select one of the clients available for the given user in the client selection dropdown menu on the main screen One user can access the data of more than one client for example a person who is the executive manager of more than one limited liability company can use Electra in any of his functions The system will automatically set the most recently used client as the active one after each log in P current accounts user ELECTRA TIZENNYOLC ese EO5AAAUE Electra Dem 4 11 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 2 3 Logging out exiting the program You can log out by clicking on the logout button in the top right corner or by selecting the exit button at the bottom of the menu bar on the left Regardless of which method you select the system will display a pop up window requesting confirmation in which you can click on the yes button to log out from the system If you click on the no button you will return to the main menu Are you sure you want to exit K amp H web Electra will automatically log you out after 5 minutes of inactivity
72. rs involving conversion where the currencies of both the payment account the account to be debited and the transaction are EEA currencies you can select either the SHA or the OUR commission option If the payment transaction involves a currency not used in the EEA or the beneficiary s account is managed outside the EEA you can select any of the SHA OUR and BEN commission options SHA commission option In the case of foreign exchange and international forint payments the commission charged by the initiating bank will be paid by the principal while all costs payable to other banks e g the corresponding bank s charges will be borne by the beneficiary OUR commission option In the case of foreign exchange and international forint payments the principal will pay all costs arising in relation to the payment transaction e g the corresponding bank s charges If you select the OUR commission option a higher amount will be charged Please check the fees and charged published in the Announcement BEN commission option In the case of foreign exchange and international forint payments the beneficiary will bear all costs related to the payment transaction including all fees charged by the own bank the corresponding banks and the beneficiary s bank The comment for the bank field is used to enter additional information and requests relating to processing the order If it is filled in we will charge our retail clients the relevant f
73. s event type lift login password prohibition phone number beneficiary s name interface language EZ e IT SMS hungari send login data D phone number beneficiary s name interface language jo SMS hungari lift signature password prohibition w D a phone number beneficiary s name interface language e SMS hungari reset signature password EI phone number beneficiary s name interface language e o MEN n 9 SMS hungari H d a Notifications Data to be supplied phone number beneficiary s name language You can save the new event set on the form by clicking on the Add button Modified lines are displayed with a green background lift login password prohibition phone number beneficiary s name interface language You can also delete existing events In this case you must click on the Delete button to delete the event Deleted lines are displayed with a red background lift login password prohibition phone number beneficiary s name interface language GLAC vM Authentication tools login authentication interface authentication tool PKCS RS token PKCS RS token delet corporate netbank jelet authentication tools authentication tool status usable data pkcs type allowed login signature token id 00017622 allowed login signature phone number 36301234567 o delete You can add a new tool device by
74. save the authorizations you have set on the Modify user form Basic concepts related to the Modify user screen Possible basic authorization values 59 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu KSH e Account authorizations It is similar to the account control right concept that Electra has used until now but here we distinguish between query and record authorizations e Ugiro authorizations This authorization is related to the identifiers of direct transactions It regulates what operations a user can perform related to specific direct transaction identifiers This authorization only works if the user also has the Direct debits function authorization see it below under Function authorizations e Card authorizations These authorizations are associated with bankcards These authorizations regulate what bankcard operations the user is allowed to perform e Company right This is the right to use authorized signatures Contrary to the old company right this authorization can only be set for users assigned to the manager authorized to act alone user category Order packages accepted so far with company right but not requiring a user in the manager authorized to act alone role are now associated with a different authorization Company right cannot be given nor cancelled through self administration e Deposit cancell
75. sions exceeding EUR 10 000 for any future dates at the most appropriate moment You can access the service by clicking on the https etrader khb hu link 3 13 W1se international account management You can use this menu option to access K amp H Bank s w1se service if you have a valid contract to use it K amp H Bank Hungary is part o fan international banking group and its clients can also take advantage of the benefits this fact offers K amp H Bank is a subsidiary of KBC Bank W1se account management includes the parent bank as well as all of its subsidiaries and contracted partner banks To access the w1se service please click on the following link https www kbcmerchantbanking com welcome hu 3 14 K amp H e post service This service provides you a secure and comfortable way to access and download your certified electronic bank account statements K amp H e kivonat Certified electronic bank account statements offer a number of advantages they are readily available cost efficient and secure they cannot be accessed by unauthorized parties Certified electronic bank account statements are equivalent to hard copy statements have advanced electronic signatures and a time stamp If you want fast and secure access to your bank account statements use the K amp H e box service Link https ebank khb hu publish ebank hu ebank html Your company must have a contract with K amp H Bank for you to be able to use this service 3 15
76. tep 2 sign and send order save to batch quick menu e e scheduled date of dispatch 2014 09 12 um account overview new order user identifier FUN DEMO1 manage orders nm full name JELE manage cards e electra alias 50010750 manage templates e 9 P khb eid 50010750 manage partner details number of failed logins sent batches failed signatures 0 messages 2 2 settings t immediate dispatch add to batch self administration an 9 delete error points amp modify user Here you can see how many times the user has made a mistake while logging in or signing and you can also view his or her status This form cannot be edited You can interrupt the operation by clicking on the cancel button When you click on the immediate dispatch button the system will prompt you to enter your signature password after which you can send in the package If you click on add to batch button the system will 56 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu KSH open a dialogue where you can specify a package name You can change the package name offered by the system A user can perform this operation if the client has a self administration contract with the Bank and the user s self administration authorization is set for the given client 4 2 Modify user When you select a user the system will display the user s dat
77. tfizet s issue Gude A 2014 06 30 5 998 00 t kefizet s 0002 0002 UAAPKLARATE SZTO1 HUF manage templates e 2013 05 21 200 000 00 200000 00 k lcs n foly s t s EE 2013 05 30 100 000 00 100000 00 t kefizet s 2013 08 12 100 000 00 t kefizetes sent batches messages 2 2 3 2 8 Standing order You can submit standing orders to be executed annually semi annually quarterly bi weekly weekly or daily To create view and sign standing orders for an account users must have the appropriate authorizations set for the account number shown in the account to be debited field See the details in the description of setting user authorizations under self administration A quick menu standing order huf payment gt Step 1 fill in order data Step 2 sign and send order save to batch account overview i 2014 09 12 new order transfer between own huf accounts same day huf payment viber transfer postal payment order 9 collection to e batch transfer order 10400023 53656565 85691006 HUF Forint p nzforgalmi banksz mlaa direct debit order standing order LE HUF HUNGARIAN FORINT modify standing order i i TT HUF HUNGARIAN FORINT intrabank fx payments automatic EUR payment to EU member states 9 make term deposit cancel term deposit manage orders manage cards e manage templates find template partner immediate dispatch add to batch 20 K amp
78. the account number For example if you enter the word magyar in the branch field this match list will include not only the branches of Magyar Allamkincst r but also the branches located in Mosonmagyar v r magyar deutsch Ki logout K amp H current accounts user ELECTRA TIZENNYOLC Ti EQSAAAUE Electra Dem ESR authentication table guick menu search options bach o You can search the list of branches by typing into the text boxes below account overview code branch account overview 0405 o amp account balance completed transactions 9 account history amp account statement loans outstanding matches amp loan activity amp active standing orders code branch amp foreign exchange rates 10400504 K amp H Bank Zrt 052 Gy ngy s notifications 10400511 K amp H Bank Zrt 051 Gy r authentication table 10400528 K amp H Bank Zrt 052 Gy ngy s bank information 10400535 K amp H Bank Zrt 243 Sikl s new order 10400559 K amp H Bank Zrt 055 H dmez v s rhely 10400566 K amp H Bank Zrt 056 J szber ny m ovem 10400580 K amp H Bank Zrt 390 Kaposv r manage cards 11104005 CIB Bank Zrt Ferenc k r ti fi k manage templates e 3 2 12 Bank information If you click on the bank information option the system will open a new browser window showing the K amp H home page where you can download and view client information Please note that you will remain logged into K amp H we
79. tification you want to view were created The system will display all notifications created in the given period and you can view print and export the content of any single notification by clicking on the appropriate list item notifications be The interval ofthe inquiry can be no longer than 31 days start date end date The list will include all notifications the client received in the given period but the user can view only those of them which he is authorized to access This authorisation is the view permission relating to either the account number or the group identifier ugiro code depending on the type of the specific notification Appropriate function authorizations must also be set for notifications relating to direct orders or deposit management transactions See the details in the description of setting user authorizations under self administration 21 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu 3 2 11 Authentication table You can use the authentication table menu option to query the first eight digits of the valid bank account numbers The authentication table will contain the beginning of all bank account numbers but you can also search for a given group of account numbers You can see part of the financial institution s name in the branch field while the code field will contain a part of the first eight digits of
80. ty current accounts active standing orders foreign exchange rates amp notifications authentication table bank information account number 10400023 53656565 85691020 10400023 53656565 85691006 10400023 53656565 85691013 10400023 53656565 85691037 account name V llalati devizasz mla Forint p nzforgalmi banksz mlaa Forint p nzforgalmi banksz mlaa V llalati devizasz mla 829 255 634 00 HUF 198 056 175 242 919 00 HUF account balance 1273 18 EUR 10 813 97 USD new order manage orders manage cards 9999 manage templates manage partner details 3 sent batches messages 2 2 settings gt gt self administration help exit 3 2 2 Account balance You can use the account balance menu option to query the balances of your current accounts and deposit accounts and display the results as a list The list will show the account numbers and the respective currencies account names and actual balances You can display more detailed account information about each account provided by the Bank s account management system if you click on any lines gt current accounts user ELECTRA TIZENNYOLC IT ue EOSAAAUE Electra Dem qu account balance time of query 2014 09 09 16 45 14 I quick menu e 1273 18 EUR besze total balance per currency 198 057 004 498 553 00 HUF account overview 10 813 97 USD amp account overview 9 account balance completed trans
81. ve logged in with the same group code as yours Users who do not belong to any groups can query the log of their own activities You can use the screen options menu option to specify the number of events activities to be displayed on one page view log time user event 2014 05 30 16 42 39 FUN DEMO1 FUN DEMO1 logged in to Server 2014 05 30 11 07 00 FUN DEMO1 FUN DEMO1 logged off from bank s server 2014 05 30 10 51 53 FUN DEMO1 FUN DEMO1 logged in to Server 2014 05 30 10 51 48 FUN DEMO1 FUN DEMO1 logged in to Server 2014 05 30 09 22 10 FUN DEMO1 Request bank status file EQ5AAAUE_26897 DEV Erroneous orders in file 00000 en 3 10 3 Default accounts You can specify the default account numbers for each order type and the system will show them as the default account numbers for the respective order types 91 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu e bank kh hu same day huf payment oo Al transfer between own huf accounts Ir Al VIBER transfer RES postal payment order NE collection o Al batch transfer order o Al direct debit order Ir Al fx payment o Al intrabank FX payments automatic eur payment to EU member states ow make term deposit o Al Standing order request account information 2 3 10 4 Screen options You can use the Screen options menu option to define how information is to be displayed
82. voice the name of the goods or the service but you should avoid using abbreviations or acronyms Financial institutions involved in the performance of these payment orders may request the provision of additional data or documents relating to the beneficiaries 36 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 Budapest 1851 www kh hu bank kh hu KSH of payment transactions in order to ensure compliance with and enforcement of the effective international financial restrictive measures By default the payment type is set to normal which means that the order amount is credited to the beneficiary s bank account with a value date of T 1 or T 2 If you select the urgent payment option it is only available for the transactions and currencies indicated in the Announcement as such the payment order will be performed on T day but the Bank will charge a higher amount for performing that transaction as published in the Announcement Please check the Announcement for the amounts charged before selecting a payment type as well as the applicable exchange rate and the submission deadline to make sure your order will be processed on T day In the case of payment transactions performed within the EEA European Economic Area without any conversion you can only select the SHA commission option if the transaction is made in the currency of the affected EEA member state For EEA orde
83. y HUF HUNGARIAN FORINT beneficiary s name amount beneficiary s address xum holder s name beneficiary s account number a bank narrative date of crediting Batch transfer orders will be displayed for a user only if his function authorizations include the batch transfers authorization To create or view an order of this type the user must have the appropriate authorizations set for the account to be debited and also for its group identifier ugiro code He is authorized to sign a package if he has sign authorization for the account to be debited and sign or hd sign authorization for the group identifier In the latter case he cannot view the entire content but only the header data of the package when signing it See the details in the description of setting user authorizations under self administration 3 3 7 Direct debit order Batch transfer and direct debit orders are very similar to each other The difference between them lies in who will or can initiate actual financial flows Credit transactions can be specified for items where the amount to be paid is foreseeable e g motor vehicle use tax membership fees payable to associations while debit orders can be submitted for such items where the amount may change e g public utility charges telephone charges Direct orders are a bank account management technique which can be used in relation to a certain set of a service provider s account numbers The contract will n

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