Home

Retail Bills User Manual

Contents

1. Number You can search for the records based on one or more of the following parameters Authorization Status Bulk Dishonour Protest Return Number Dispatch Lot Reference Number Status Action Once you have specified the search parameters click Search button The system displays the records that match the search criteria You can view the following details of the resultant records Authorization Status Status Bulk Dishonour Protest Return Number Action Dispatch Lot Reference Number Collecting Bank Name Collecting Branch Name SNe ORACLE 5 26 Changing Status Location Manually You can invoke the Retail Bills Manual Status Location Change screen by typing RBDMSTCH in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Retail Bills Manual Status Location Change Transaction Branch Code 000 H Save Contract Reference FE P Number Counterparty Details CounterParty CounterParty Account Identification Number Counterparty Name D Instrument Details Instrument Number Currency Instrument Date Amount Other Party Details Other Party Identification Debit Account for Other Party Name Realization m 8 Collecting Remitting Bank Details Bank Code Branch Code Bank Name D Branch Name E Additional Details Booking Date Maturity Date Internal
2. Contract Reference Component Account Details Payment Details Parties WG Local Clearing Other Details Ordering Institution Beneficiary Institution Ordering Institution 1 be P Beneficiary Institution 1 bE Ordering Institution 2 P Beneficiary Institution 2 z Ordering Institution 3 6 Beneficiary Institution 3 Ordering Institution 4 6 Beneficiary Institution 4 Ordering Institution 5 6 Beneficiary Institution 5 Country H Country Ordering Customer Ultimate Beneficiary Ordering Customer 1 H Ultimate Beneficiary 1 be Ordering Customer 2 P Ultimate Beneficiary 2 Ordering Customer 3 P Ultimate Beneficiary 3 Ordering Customer 4 6 Ultimate Beneficiary 4 Ordering Customer 5 Jitimate Reneficiarny 5 Specify the following details Ordering Institution Ordering Institution 1 to 5 The Ordering Institution is the financial Institution which is acting on behalf of itself or a customer to initiate the transaction In this field you can enter one of the following e The ISO Bank Identifier Code of the Ordering Institution e The branch or city of the Ordering Institution e The Name and address of the Bank Country Specify the country of the ordering institution This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one Beneficiary Institution Beneficiary Institution 1 to 5 Specify the details of the beneficiary institution
3. 0665 8 27 RBDBODPR 006 5 98 RBDBOREA seee 5 94 RBDBRPRM 00006 3 1 RBDCLBAT 00604 5 109 RBDCLODIS ee 7 23 RBDCLGEN 7 15 RBDCLREA eese 7 21 RBDDDMNT 3 24 RBDDIBAT 0060 5 106 RBDDIQRY eee 5 107 RBDDPROL 5 90 6 16 RBDFCEFIN sssssissssisssssssaiss 7 18 RBDFCREA ceesre 7 26 RBDFCUCL 7 2 7 13 7 14 RBDFINOL 0 5 84 RBDICONL 6 1 6 9 6 36 RBDINLMT c0e 3 10 RBDINMNT neee 3 7 RBDINSMT ossee 3 12 RBDIREAL ccccceeee 6 11 RBDMSTCH 06 5 102 RBDNCMNT 3 16 RBDOCCNL 5 33 5 80 5 111 RBDOCDPR c cece 8 18 RBDOCFIN eee 8 11 RBDOCONL 5 1 5 78 5 110 RBDOCPAY 8 2 8 8 8 10 RBDOCREA seee 8 14 12 1 12 Function ID Glossary RBDOPMNT 08666 3 20 RBDOREAL 00000 5 87 RBDPRMNT 000e0eee 4 RBDRCMNT 0066 3 14 RBDRLMNT 060 3 17 RBRAMEND 60 10 42 RBRCOLIN seee 10 52 RBRDDUTL 000 10 50 RBRDISCL ee 10 36 RBRDISOC ossai 10 38 RBREALIQ nossen 10 21 RBRFCUCL 10 8 RBRFININ eeeeeeeee 10 48 RBRINDIS 1 0 eee 10 40 RBRINMAT 000000 10 16 RBRINOVD nsee 10 30 RBRINPRT 000000es 10 45 RBRINREA nees 10 25 RBRINREG noscere 10 6 RBRLMUTL
4. You can search for the records based on one or more of the following parameters e Authorization Status e Product Code e Product Type e End Date e Record Status e Product Description e Start Date e Product Group Once you have set the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Product Code e Product Description e Product Type e Start Date 4 19 ORACLE e End Date e Product Group 4 20 ORACLE 5 1 5 2 5 Outward Retail Bill Contract Introduction This chapter explains the process to create and maintain outward retail bills contracts in Oracle FLEXCUBE Creating Outward Retail Bills Cheques for Collection You can capture details for an Outward Retail Bills Cheques for Collection in the Outward Retail Instrument for Collection screen You can access this screen from the Application Browser You can also invoke this screen by typing RBDOCONL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Outward Retail instrument for Collection Transaction Branch Code 000 H save lt i Hold Instrument Code be Contract Reference Batch Reference Number Instrument Description Number Batch Sequence Number sania User Reference Number pets ET pies seria External Reference Version Number 4 wet
5. cccceeeeeeeeeeeesteeeeeeeeee 5 89 5 19 Capturing Dishonour Protest Return Details 2 0 0 0 cccceeeeeeeeeeeeeneeeeeeetneeeeeeenaaes 5 90 5 20 Capturing Additional Details 2 02 0 ccceeeeeceeeeeeeeenneeeeeeeneeeeeeteaeeeeeeenaeeeeenenaaes 5 92 5 21 Viewing Summary of Outward Dishonour Protest Return ececceeeeeeteeeeeeeenaees 5 92 5 22 Realizing Outward Retail Bills Cheques in Bulk cceeeceeeeeeeeeeeeeeeeettteeeeeeenaees 5 94 5 22 1 Viewing Error Details 2 cccccceccccccccssecsecesesanctccesnssecedecsndnceeetesaanceeeesaanncees 5 96 5 23 Viewing Summary of Bulk Outward Bill Realization 0 cece eeeeeeeeeeeetteeeeeeeeaes 5 97 5 24 Bulk Dishonour Protest Return of Instrument cc cceeeeeeeeeeeeeeeeeeeeeentaeeeeeeeaaes 5 98 5 24 1 Viewing Override Details cccccceccsecccessteeeeeeeeneeeeseeeeeeeeeteeaaeeeeteeanees 5 101 5 25 Viewing Summary of Outward Bulk Dishonour Protest Return cceeeeeee 5 101 5 26 Changing Status Location Manually 0 cccccccceeeeeeeeeeeeeeceeeeeeeetieeeeeeetneeeeeeeaa 5 102 5 27 Viewing Summary of Manual Status Location Change 5 104 5 28 Capturing Outward Dispatch Process Details cccccceeeeeeeeeeeceeeeeeeeeeeteees 5 105 5 29 Dis patel QUENY sanoan r aa cas densnce stance ccaeennl senna adidas ceeediadace usa 5 107 5 30 Clearing Intra Day Batch isene a eee ee teens EAA EEA 5 109 5 31 Reversal of Outward Retail Collection Bill Ch
6. Version Number 4 Routing No Clearing Bank Clearing Bank Name Clearing Branch Clearing Branch Name Sector Code Advices Events Settlement Charges MIS LoanPreference Available Limit Fields Maker Checker Following fields are editable for amendment e Routing Number e Issuer Bank e End Point Date Time Date Time 5 82 Authorization Status ORACLE 5 12 3 Oth er Details Tab Outward Cheques Clearing Details Transaction Branch Code 000 X save Hold Instrument Description fe Batch Sequence Number a Product Code ka User Reference Number Product Description oO External Reference Version Number 4 of b Number lain Clearing Other Details Parties 10f1 E PartyType Party Identification PartyName Country Address Line 1 AddressLine2 AddressLine3 Address Line4 Language Number m m imit Track Limit Margin Percentage Credit Line 2 E Other Party Limit Check Required inance Collateral Financing Eligible X Collateral Eligible y Discount Amount Collateral Value an Collateral Pool IFE M Margin HE dvices Events Settlement Charges MIS LoanPreference AvailableLimit Fields Maker Date Time Contract Status Authorization Status Checker Date Time Follo wing fields are editable for amendment Party A
7. Note If the Other party is a customer of bank then the address maintained at customer level will be defaulted as other party address Branch Code The system displays the branch code of the branch to which you are currently logged in You cannot change this Number of Protests Dishonours The system displays the number of protests and dishonours Whenever a contract is dishonoured or protested the system will increase the count by one against the other party in that contract and display the total value in this field If a contract is dishonoured once and then protested at a later stage then the system will count the dishonour event only There will not be any change in the number of protests dishonours during the protest event Defaulter If the number of protests or dishonours by the party is more than or equal to the number of protest or dishonours for default maintained in Branch Parameters Maintenance screen oe ORACLE then the system displays the status of the box as checked Otherwise the status is displayed as unchecked You can modify this check uncheck if required If the status is checked which indicates that the party is a defaulter and you manually uncheck this box then the system will reset the number of protests or dishonour in Other Party Maintenance to zero Note This check box cannot be checked during new operation If you try to check this option for a new operation then wh
8. i Show Errors EL Cg Date Time Record Status Authorization Status Checker Date Time Here once you have specified a batch reference number in the Retail Bills Inward Bulk Dishonour Protest Return Details screen system populates the contracts which needs to be dishonoured protested returned You can choose the required actions that can be applied to the contracts from the screen and system creates the relevant event and passes the necessary accounting entries for all the selected contracts in a batch Specify the following details Batch Reference Number Select the batch reference of the instruments that needs to be Dishonoured Protested Returned from the adjoining option list Action Specify a valid action that should be performed on the instrument in a batch This adjoining list displays all valid actions maintained in the system You can choose the appropriate one Select the action from the adjoining drop down list This list displays the following values e Dishonour e Protest e Return Once you have specified the above details click P button to display the contracts in the multi record block Gal ORACLE Process Status System displays the process status from the Bulk Reference Number here e Unprocessed The Transactions for the Bulk Reference number are yet to be processed e Processed The Transactions for the Bulk Reference number are processed Bulk Dishonour Protest Return
9. For a contract the transaction type of MIS class the cost code and pool code will be picked up from the product under which the contract is processed The composite MIS code will be picked up from the definition made for the customer on behalf of whom the contract is being processed ae ORACLE 5 5 11 The interest calculation method for the refinancing rates of the pool will also be picked up by default from Pool Codes maintenance and these can be changed For an account the transaction type of MIS class will be picked up from the account class along with the cost codes and pool codes The composite type of MIS class will be defaulted from those defined for the customer These too can be changed Loan Preference Details To invoke the Loan Preference screen for a contract click on the Loan Preference button in the Outward Cheques Clearing Details screen while processing the contract In this screen you can maintain the details for the loan Loan Preference Contract Reference Latest ESN Contract Currency Product Product Description Counterparty Tenor Currency Units Loan Contract Reference Number Rate Code Mid Rate Payment Mode Buy Sell Rate Loan Value Date Maturity Date Exchange Rate Rate Type Maximum Minimum 10f1 V User Defined Element ID UDE Description Rate as of UDE value Ww EE f To recall you have the option to create a loan from Retail bills module In case
10. Note Products of Outward bills and Outward Cheques for collection are listed Product Description System displays the description of the product selected above Contract Reference Number System generates and displays a Contract Reference Number This is a unique reference for the bill contract This reference is used in all accounting entries and transactions related to this contract User Reference Number By default the system displays the contract reference number in this field You can change the value if needed External Reference Number The External Reference Number is used when the contract is being uploaded from an external system During Manual booking system will default the contract reference number In this field Batch Reference Number Select the reference from the option list Batch reference number is applicable only for contracts that are to be considered as part of a batch The field is applicable for missed out entries in a bulk booking Batch Sequence Number The system generates the batch sequence number only for contracts that are to be considered as part of a batch The value is applicable only if the batch reference number is selected a ORACLE 5 2 1 Main Tab Click Main tab to capture the main details of the contract Outward Retail Instrument for Collection Transaction Branch Code 000 H save M Hold Instrument Code pz Contract Reference Batch Reference Number Inst
11. GL Description The system displays the description of the selected accounting head o ORACLE 4 2 3 Event Details A contract goes through different stages in its life cycle In Oracle FLEXCUBE the different stages that a contract passes through in its life cycle are referred to as Events An event generally requires posting of accounting entries to the appropriate account heads and generation of the advices Therefore for the required events you have to specify the Accounting entries and advices To do this click Events button on the Product Maintenance screen Events Product Code Product Description Class Details Default From Class Class Code Class Description Event Details eee 10f1 HE EE W Event Code Description Z e Accounting Entries Advices Specify the following details Product Code The product code is defaulted for all the sub screens after you enter the same in the retail bills Product maintenance main screen Product Description The description is defaulted for all the sub screens after you enter the same in the retail bills Product maintenance main screen The description is for information purpose only and will not be printed on any customer correspondence Class Details Class Code The system displays the class code linked to the product Class Description The system displays a brief description of the class code lin
12. Realized instruments Report Outward Branch Code 000 From Date 2011 01 04 To Date 2011 01 04 Product Type ReportFormat PDF Y Printer At Client Y Report Output Print Y Printer be Branch Code Specify the branch code for which you are generating the report If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Date From Specify the start date of the report period You can use the calendar button to select an appropriate date Date To Specify the end date of the report period You can use the calendar button to select an appropriate date Product Type Specify the product type for which you are generating the report You can select one of the following product types from the drop down list e Outward Bills for Collection e Outward Cheques for Collection Contents of the Report The report contains the following information G28 ORACLE Header Field Description Branch Code Branch for which the report is generated From Date From date in the date range To Date To Date in the date range Product Type Product Type Body Field Description Applicable Product Types Realization Date on which the realization has Outward Bills for Collection Date happened Outward Cheques for Collection Contract Ref erence Unique reference generated by t
13. displayed along with pending events The date on which the event took place will also be displayed Enter Query Reference Number Events 10f1 Go A Event Number EventCode Description EventDate Authorization Status Makerld Checker Id Accounting Entries Messages Click Accounting Entries button to view the accounting entries for the event Click Message button to view the messages applicable to the event For further details on this screen refer to the User Defined Events user manual Settlements The Settlement details for a contract or deal get defaulted based on the maintenance of settlement instructions for the Customer BIC code involved in the transaction To invoke the Settlement Details screen click Settlement button on the Retail Bills Cash Letter Contract Details screen Settlement Details Contract Reference Component Payment Details Parties Parties Local Clearing Other Details Settlement Details 1 Of 1 AF C Component Currency Debit Credit Account Account Description AccountBranch Account Currency Netting Ir For further details on this screen refer to the section Processing Settlements in Settlements user manual tot ORACLE 7 3 4 Charges The charge details pertaining to the contract are specified in the Charge Details screen You can invoke this screen by clicking Charges button on the Ret
14. 060 10 54 RBRMATCL 00664 10 17 RBROCPAY nosses 10 10 RBROWACK seee 10 20 RBROWDIS nosses 10 32 RBROWLIQ uu 10 23 RBROWMAT nosece 10 13 RBROWOVD nsee 10 28 RBROWPRT neee 10 44 RBROWREG 006 10 2 RBRTFRRB 0066 10 55 RBSBFCRE eee 7 37 RBSBFCUC neeese 7 33 RBSBIDPR neeesser 6 34 RBSBINOL eee 6 24 RBSBIREA ss eeeeeeeees 6 30 RBSBOCCL eee 5 76 RBSBOCOL eee 5 70 RBSBOCPA noaee 8 26 RBSBOCRE saes 8 30 RBSBODPR 64 5 102 RBSBOREA osere 5 97 RBSBRPRM oeer 3 6 RBSCLODIS eee 7 25 RBSCLGEN ee 7 17 RBSCLREA oneee 7 22 RBSDDMNT 000606 3 26 ORACLE RBSDPROL scccassness 5 93 6 19 RBSFCFIN eee 7 20 RBSFCREA eee 7 28 RBSFCUCL eee 7 12 RBSOCFIN seese 8 13 RBSFINOL eee 5 86 RBSOCONL oseese 5 32 RBSICONL eee 6 8 RBSOCPAY noer 8 7 RBSINLMT eee 3 11 RBSOCREA seere 8 16 RBSINMNT eee 3 9 RBSOPMNT ossee 3 23 RBSINSMT eee 3 13 RBSOREAL oseere 5 89 RBSIREAL eee 6 15 RBSPRMNT nosece 4 19 RBSMSTCH cee 5 104 RBSRCMNT oseese 3 15 RBSNCMNT eee 3 17 RBSRLMNT cece 3 19 RBSOCCNL ee 5 62 RBSOCDPR cceeeee 8 21 122 ORACLE
15. Mod No Record Status Authorization Status Specify the following details Branch Details Branch Code Specify the branch code for which you need to maintain the parameters The option list displays all authorized and active branch codes maintained in the system You can select the appropriate branch code Branch Name Based on the branch code selected the system displays the name of the branch I ORACLE 3 2 1 General Preferences Tab You can capture the general branch parameters preferences in General Preferences tab Retail Bills Branch Parameters H save Branch Details Branch Code Branch Name General Preferences Float Days Transit Days Batch Processing Intermediary GL Process Till Next Working Cash Day Clearing Cash Letter Susp GL Other Parameters No of Dishonor Protest Other Bank Chg Tolerance Walk in Notary Other Bank Chg Tolerance Amount Maker Checker Mod No Date Time Date Time Record Status Authorization Status Specify the following details Batch Processing Process Till Next Working Day Check this box to handle the next working day processes Based on the check box system decides the manner in which the contracts will be processed by batch operations for events activities falling on holidays Intermediary GL Cash Specify the GL which should be debited when the other party pays by cash In Retail T
16. Track Limit is checked Other Party Limit Check Required Check this box to indicate that the limit of the Other party should to be validated Margin Margin Percentage System defaults the margin from instrument maintained You can edit this value if needed Here the value should be between 0 and 99 99 Finance Financing The value for field is defaulted based on the instrument selected However you can change the value by choosing it from the drop down list and the available options are e Eligible e Not Eligible e Financed Discount Amount The system calculates and displays this value when the Financed value is selected in Financing System calculates the amount being financed as instrument amount less margin oe ORACLE 5 5 4 Collateral Collateral Select the value from the adjoining drop down list and the available options are e Eligible e Not Eligible e Collateralized e To be Collateralized If the instrument is eligible for collateral then the value shown will be Eligible If the instrument is not eligible for collateral then the value shown will be Not Eligible Note If the buyer seller combination limit or overall buyer exposure limit is not available then when you save the contract the system displays an override message Limits not available instrument will not be considered as collateral The system then updates the value in Collateral field to To be coll
17. You can view a summary of manual status location change in Retail Bills Manual Status Location Change screen To invoke this screen type RBSMSTCH in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Manual Status Location Change E search C Advanced Search Reset Y Clear All Case Sensitive Authorization Status y Contract Status Contract Reference Number a CounterParty Identification Records per page 15 TOM Authorization Status Contract Status Contract Reference Number CounterParty Identification Counterparty Name Other F You can search for the records based on one or more of the following parameters e Authorization Status e Contract Reference Number e Contract Status e Counterparty Identification Once you have specified the search parameters click Search button The system displays the records that match the search criteria You can view the following details of the resultant records e Authorization Status e Contract Status e Contract Reference Number e Counterparty Identification e Counterparty Name e Other Party Identification e Other Party Name e Instrument Status e Instrument Location S108 ORACLE 5 28 Capturing Outward Dispatch Process Details The Retail Bills Outward Dispatch Process screen is used to initiate a batch process which marks the outward instruments that are due for dispatch on
18. screen To invoke this screen type RBSOCDPR in the field at the top right corner of the application toolbar and click the adjoining arrow button Overseas Checks Dishonor Protest Return Summary prs Search Advanced Search 5 Reset Ba Clear All Case Sensitive Authorization Status v Record Status v Contract Reference Number Counterparty Identification Instrument Status Collecting Bank CIF Reason Code Records per page 15 10f1 Authorization Status Record Status Contract Reference Number Counterparty Identification Counterparty Name Instrume You can search for the records based on one or more of the following parameters e Authorization Status e Contract Reference Number e Instrument Status e Reason Code e Record Status e Counterparty Identification e Collecting Bank CIF Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Contract Reference Number e Counterparty Identification e Counterparty Name 5 21 ORACLE 8 16 e Instrument Number e Instrument Date e Instrument Status e Collecting Bank CIF e Collecting Bank Name e Booking Date e Date of Dishonour e Date of Protest e Date of Return e Reason Code e Reason Booking Overseas Cheques Payable Abroad under Collection in B
19. Clearing Product Issuer Bank Issuer Bank Name Issuer Branch Issuer Branch Name End Point Additional Details Booking Date Currency Credit Line iv Track Limit Batch Reference Number First Instrument Number Number of Instruments my Check in Series Process Status Version Number _4 Other Party Details Other Party Identification Other Party Name Debit Account for Realization Debit Account Branch Routing No Clearing Bank Clearing Bank Name Clearing Branch Clearing Branch Name Sector Code Financing Collateral E Other Party Limit Check Required Eligible Eligible Margin Percentage Collateral Pool 10f4 3 Instrument Date Amount Local Currency Amount Value Date Discount A E Contract Reference Number Instrument Number Available Limits Show Errors Contract Status Authorization Status Maker Date Time Checker Date Time Here all the common details of instruments such as instrument code product code financing or collateral etc will be captured as header and the individual instrument details such as amount maturity date will be captured each contract wise in the multi record grid Specify the following details Instrument Code Select an Instrument Code from the adjoining option list The list contains the Instrument codes associated with the product
20. Country Specify the country of the beneficiary institution This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one are ORACLE Ordering Customer Ordering Customer 1 to 5 The Ordering Customer refers to the customer ordering the transfer Here you can enter the name and address or the account number of the Customer ordering the transaction You will be allowed to enter details in this field only if you have initiated a customer transfer MT 103 and MT 102 Country Specify the country of the ordering customer This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one Ultimate Beneficiary Ultimate Beneficiary 1 to 5 Specify details of the institution in favour of which the payment is made It is in reality the bank which services the account of the Ultimate Beneficiary This is applicable only in the case of bank transfers and not for customer transfers You will be allowed to make entries into this field only for Bank Transfers when the remitter and beneficiary of the transfer are financial institutions MT 202 Here you can enter either e The ISO Bank Identifier Code of the Beneficiary Institution e The Name and Address of the Beneficiary Institution Country Specify the country of the beneficiary institution This adjoining option list displays all valid country codes maintained in
21. In this module you may track the various events in the life cycles of these instruments such as creation amendment realization dishonour protest and return Automatic Processes You may configure various automatic processes by defining them as batch programs in Oracle FLEXCUBE The following automatic processes are already supported by the system e Automatic liquidation e Automatic collateralization e Automatic dispatch e Automatic clearing of post dated instruments e Automatic location update You can refer to the relevant section in this user manual for further details on automatic processing Integration with Other Modules Oracle FLEXCUBE Retail Bills modules is integrated with the Retail Lending module and Enterprise Limits and Collateral Management module a ORACLE Integration with Retail Lending Module You can finance the instruments in order to help the parties in the business deals involving retail bills The financing feature is enabled for retail bills through Retail Lending CL module of Oracle FLEXCUBE The impact on retail lending module for various actions performed in retail bills module are available in the following table Action in Retail Bills Module Impact on Retail Lending Module Booking bulk booking with the instru ment financing of 1 Outward bill for collection 2 Outward cheque for collection 3 Outward cheque for clearing 4 FCY cheque under cash letter 5
22. Outward Cheques for Collec tion Outward Clearing Cheques PDCs Currency Currency of the Bill Outward Bills for Collection Outward Cheques for Collec tion Outward Clearing Cheques PDCs Amount Instrument Amount Outward Bills for Collection Outward Cheques for Collec tion Outward Clearing Cheques PDCs Activation Date Date on which the clearing contract was created Outward Clearing Cheques PDCs Due Date Value date for crediting the customer Outward Clearing Cheques PDCs Finance Amount Financing amount Outward Bills for Collection Outward Cheques for Collec tion Outward Clearing Cheques PDCs Collateral value Collateral value of the instrument Outward Bills for Collection Outward Cheques for Collec tion Outward Clearing Cheques PDCs Maturity Date Maturity Date Outward Bills for Collection Grace Days Grace Days Outward Bills for Collection Instrument Sta tus Status of the instrument Outward Bills for Collection Outward Cheques for Collec tion Clearing Bank and Branch Name of the clearing bank and branch Outward Clearing Cheques PDCs 10 15 ORACLE 10 3 2 Maturity Follow up Report Inward To invoke the Retail Bills Maturity Follow Up Report Inward screen type RBRINMAT in the field at the top right corner of the application toolbar and click the adjo
23. Overrides enter Query Batch Reference Number Batch Sequence Number Errors Tot Batch Sequence Number Error Code Error Description Error Type You can view the following details of errors overrides in the process e Batch sequence number e Error code e Error description e Error type Once you have captured the details click Save button The system realizes individual contracts under the cash letter and triggers LIQD event Viewing Summary of Bulk Realization of Cash Letters You can view a summary of bulk realization of FCY cheques under cash letter using Retail Bills Bulk Cash Letter Realization Summary screen To invoke this screen type 720 ORACLE RBSBFCRE in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Bulk Cash Letter Realization Summary E gt search C Advanced Search Reset Y Clear All Case Sensitive Authorization Status F Record Status Cash Letter Reference Currency Number Nostro Account Records per page 15 Y 10f1 Authorization Status Record Status Cash Letter Reference Number Cash Letter Contract Reference Number Contract Refe You can search for the records based on one or more of the following parameters e Authorization Status e Cash Letter Reference Number e Nostro Account e Record Status e Currency Once you have specified the search parameters click
24. Parties 10f1 Party Type Party Identification Party Name Country AddressLine1 AddressLine2 Address Line3 Address Line 4 Dishonor Details Reason Code Reason Advices Events Settlement Charges MIS Fields ELC Ig Date Time Contract Status Authorization Status Checker Date Time Following fields are editable for amendment e Country e Address e Party name if party is a walk in customer You can amend the details for the following subsystems e Settlements e Charges e MIS e Fields For detailed information on Settlements Charges MIS and Fields refer Contract Input Inward Retail Bills Cheques for Collection of this User Manual 6 6 Realizing of Inward Retail Bills Cheques for Collection You can invoke Retail Bills Inward Contract Realization Details screen by typing RBDIREAL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button a ORACLE This screen is used for realization of inward retail bills cheques for collection fp Retail Bills Inward Contract Realization Details Transaction Branch Code 000 lex Save Contract Reference Number Contract Details Counterparty Identification Instrument Number Counterparty Name Instrument Date Other Party Identification Currency Other Party Name Amount Due Date Remitting Bank Details Bank Code Branch Code Bank Name Branch Name
25. Type X BRIDGEGL Bridge GL between RB and CL Liability REALIZATION ACC Realization Account Real Type X 11 4 Amount Tags The following table contains the details of amount tags in retail bills module Amount Tag Description COLLEC_AMOUNT Collection Amount COLLEC_AMND_AMT Collection Amendment Amount COLLEC_OS_AMT Collection Outstanding Amount DISC_AMOUNT Discount Amount INST_LIQ_AMT Instrument Liquidation Amount INST_LIQ_AMT_LESS_FIN Instrument Liquidation Amount Less Financed LOAN_OS_AMT Loan Outstanding Amount INST_AMOUNT Instrument Amount INST_AMND_AMT Instrument Amendment Amount OUR_CHG_DED Our Charge Deducted CASH_LETTER_AMT Cash Letter Amount U2 ORACLE 11 5 Event Wise Accounting Entries This section contains the event wise details of accounting entries in Retail Bills module Event BOOK Following accounting entries can be mapped for BOOK event for the product types listed below e Outward bills for collection e Outward cheques for collection e Outward cheques clearing PDCs e FCY cheques under cash letter e Overseas cheques payable abroad under collection Dr Cr Accounting Role Amount Tag Dr COLLECONT COLLEC_AMOUNT Cr COLLECONTOFF COLLEC_AMOUNT Dr CHG_CUST_ACC lt COMPONENT gt LIQD Cr lt COMPONENT gt INC lt COMPONENT gt LIQD Followin
26. cceeeeeeeceeeceeceeeeeeeeeeeeeetecntecnnsaeeees 10 22 10 6 1 Contents of the Report cccccccccceeeeeeeneneecaeceeeeteeeetesseesecneneaeeeseeeteees 10 23 10 7 Realized Instruments Report Inward 2 ccceeeeeeeeeeeeeceeeeeeeeeeeeeeeeetesnsnneneaeeees 10 25 10 7 1 Contents of the Report cccccccccceeeeeceneneecaeceeeeseeeeteeseseeenennesaneeeeeeteees 10 26 10 8 Overdue Instruments Report Outward ceeceeeeeeeeceeceeeeeeeeeeeeeeesseneceeaeeees 10 28 10 8 1 Contents of the Report 1 cccccccccceeeeeeenentecaeceeeeeeeeeceteeteeesesinaneeeeeeneess 10 28 10 9 Overdue Instruments Report Inward 0 cceeeeeeeeeeeeeeeeeeeeeeeeeeeeeteeesesncnnnaeeees 10 30 10 9 1 Contents of the Report cccccccccceeeeeeeeeneecaeceeeeteeeeeetsetenensnsinaeeeeeeeneess 10 30 10 10 Dishonoured Instruments Report Outward ccccccceceeceeeeeeeeececeneecaeeeeeeeeees 10 31 10 10 1 Dishonoured Instruments Report OUtWAId 22 22 secceteeeeeeeeeeteteees 10 32 10 10 2 Contents Of the REPOST 2 cccceceeceeeneecneceeeeceeceeeeteseeeneennsaeeeeseeeeeentees 10 33 10 10 3 Dishonoured Instruments Report FCY Cheques Under Cash Letter Arrangement 10 35 10 10 4 Contents of the REPOST cccceceeceeeseceeceeeeeeeeeeeeteseecneesieaeeeeeeeeeeettees 10 36 10 10 5 Dishonoured Instruments Report Overseas Cheques Payable Abroad Under Col lection 10 37 10 10 6 Conten
27. 1 Outward bill for collection 2 Outward cheque for collection 3 FCY cheque under cash letter 4 Overseas cheques payable abroad under collection The system updates the counterparty limits if the same were utilized at the time of booking financing the bill or cheque Process return of financed 1 Outward bill for collection 2 Outward cheque for collection 3 Outward check for clearing 4 Overseas cheques payable abroad under collection The system updates the counterparty limits if the same were utilized at the time of booking financing the bill or cheque Process protest of financed 1 Outward bill for collection 2 Outward cheque for collection 3 Overseas cheques payable abroad under collection The system updates the counterparty limits if the same were utilized at the time of booking financing the bill or cheque Booking amendment bulk booking with the collateralization of 1 Outward bill for collection 2 Outward cheque for collection 3 Outward check for clearing The system creates new collateral in ELCM module for the customer and links it with the collateral pool Realization bulk realization of collat eralized 1 Outward bill for collection 2 Outward cheque for collection 3 Outward check for clearing The collateral which was created at the time of booking amendment is de linked from the collateral pool The system also closes the collateral Process dishon
28. 10 5 Body Field Description Booking Date Date on which the instrument is booked in the system Contract Refer ence Unique reference generated by the system while booking the contract Number amp Date Instrument Instrument code Code Counterparty Customer ID and Name of the counterparty ID amp Name Other Party ID Other Party ID and Name amp Name Collecting Branch of the collecting bank to which the instrument is sent for col Branch lection Instrument Number and date of the instrument Currency Instrument currency Amount Instrument amount Dispatch Date Dispatch date Maturity Date Maturity date List of Contracts Failed in Auto Liquidation You can generate a report of retail outward bills that failed the auto liquidation batch process This report helps you track the bills that failed auto liquidation and realize them manually To invoke the List of Contracts Failed in Auto Liquidation screen type RBREALIQ in the field at the top right corner of the application toolbar and click the adjoining arrow button List of Contracts Failed in Auto Liquidation Branch Code Date Repor Format Report Output PDF Print Printer At Client Printer be 10 21 ORACLE 10 5 1 Branch Code Specify the branch code for which you need to generate the report If you are a head office branch
29. 4 2 8 UDF Details zsa a aa aed en eet eee 4 18 4 3 Viewing Summary of Retail Bill Products 00 0 0 ce cceeeeeeeeceeee eee tetieeeeeetneeeeereea 4 19 Outward Retail Bill Contract 2 0 0 eeeeeeeeeeeeeeeeeeeeeeeeeneeeeeeeeeeeeeeeeeenees 5 1 Del UMtrOGUCHIOM 2 ten thie Sencieac toeds take A hic seit apo A ek es 5 1 5 2 Creating Outward Retail Bills Cheques for Collection ceeeeeteeeeeeeeettteeeeeees 5 1 Set MAN Taba oT E eet aia sie aie ee a ea 5 3 52 2 OtherDetailS Tab section ccc eiiis eiii aa eE A A E E EEE 5 6 5 3 Capturing Additional Details for Outward Retail Bills Cheques for Collection 5 9 5 3 1 Viewing AdVICES i isi scc erences iieii eia RE E E AAEE EATA AREE EAE ea 5 9 aE PE E e EE N E E EE 5 10 233 AcCcounting ENNES ssrin ir aE ORE A 5 11 T A E E E E TANT A EFE E A AT E EEN 5 13 5 3 5 Settlement Details eoioits resora riesrieday i keiita Cenad aiias Ean i keai TEASER a ii 5 14 5 3 6 Viewing Charge Details ss11ssrerirnesrrnnnrenrnnnnnrrnnnnrernnnnerrnnnnnennnnnnnannna 5 26 D37 MIS Detalls ennui na a a a a a aT elo 5 28 5 3 8 Loan Preference Detal sreeerere rra eiiie iti ETE REEE AAEE a 5 29 5 3 9 Viewing Available Limit Details 0 0 ccccccceceececeesnnteeeeeeeenteeeeeeenaeeeeenenaas 5 31 5 3 10 Viewing User Defined FieldS cccccccececeetttteeeeetitneeeeeetneeeetetieeeeenenae 5 31 5 4 Viewing Summary of Outward Retail Instrument Collection eee 5 32 5 5 Creating Outward Cheques for Clearin
30. Bank Reference Number Date Correspondent Bank Correspondent Bank Account Realization Details Account Branch Charges Deducted Counterparty Account j Net Realized Amount Number Dishonor Reason Code Credit Account Branch Dishonor Reason Credit Account for Realization Value Date Advices Settlement Charges MIS Fields Maker Date Time Contract Status Authorization Status Checker Date Time Specify the following details Contract Reference Number Selects the Contract reference number of the instrument for which the realization needs to be done from the adjoining option list Once you have specified the contract reference number click P button to populate the contract details associated with it Contract Details Counterparty Identification System displays the Customer Identification based on the contract reference number selected Counterparty Name System displays the name of the customer based on the contract reference number selected Other Party Identification System displays the Other Party Identification based on the contract reference number selected Other Party Name System displays the Other Party Name based on the contract reference number selected Instrument Number System displays the Instrument number based on the contract reference number selected Instrument Date System displays the Instrument date based on the contract reference number selected Currency
31. Branch Code System displays the collecting branch code based on the collecting bank code selected above Branch Name System displays the collecting branch name based on the collecting bank code selected above Multi Record Grid Dispatch Lot Reference Number System displays the dispatch lot reference number Sequence Number System displays the sequence number Contract Ref No System displays the Contract reference number based on the search criteria selected in the header section Counterparty ID System displays the Counterparty ID based on the search criteria selected in the header section Counterparty Name System displays the Counterparty name based on the search criteria selected in the header section Other Party ID System displays the Other party ID based on the search criteria selected in the header section S108 ORACLE 5 30 Other Party Name System displays the Other party name based on the search criteria selected in the header section Instrument No System displays the Instrument number based on the search criteria selected in the header section Instrument Date System displays the Instrument date based on the search criteria selected in the header section Currency System displays the currency based on the search criteria selected in the header section Amount System displays the amount based on the search criteria selected in the header section Clearing Intra Day Batch If the
32. Branch Code 000 Product Type Currency ALL Maturing In ReportFormat PDF Y Printer At Client Y Report Output Print Y Printer Branch Code Specify the branch code for which the report is being generated If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Product Type Specify the product type for which the report is being generated You can select one of the following product types e Outward Bills for Collection e Outward Cheques for Collection e Outward Clearing Cheques PDCs Currency Specify the currency code for which the report is being generated Maturing in Specify the number of days due for maturity The report will contain the details of outstanding retail bills instruments that will mature within the number of days specified here You can specify any number between 1 and 15 Contents of the Report The contents of the report are as follows 19713 ORACLE Header Field Description Branch Code Branch for which the report is generated Report Date Date on which the report is generated Product Type Product type for which the report is being generated Currency Currency code for which the report is being generated Maturing in Number of days due for maturity Body Field Description Applicable Product Types Booking Date Date on whic
33. Charges MIS LoanPreference Available Limit Fields Maker Date Time Record Status Checker Date Time Authorization Status Cancel Specify the following details Collecting Bank Address Collecting Bank CIF Select the Collecting Bank CIF from the adjoining option list Collecting Bank Name System displays the name of the collecting bank Address Based on the collecting bank CIF or walk in customer id the system displays the address of the collecting bank walk in customer However you can modify this address if the collecting bank CIF id is selected as walk in customer Finance Financing If the contract is eligible for financing then the system defaults the value as Eligible You can change the value to Financed If the system defaults the value as Not eligible then you cannot change the contract value to Financed 2 ORACLE 8 3 8 4 Margin System defaults the margin from instrument maintained You can edit this value if needed Track Limit Check this box to indicate that the counterparty limits should be tracked when the instrument is financed Credit Line Select the facility Id of the customer from the adjoining option list It is used for limit validation Credit line field is Mandatory if the instrument is considered for financing Note If you select Eligible or Not Eligible in the field Financing then the system will nullify the values in fi
34. Nostro Account Status M Account Branch a r Version Number 4 Of gt 10f1 z Contract Reference Number Counterparty Identification Instrument Number InstrumentDate Amount Internal Remarks Status Events Show Errors Date Time Date Time Maker Checker Record Status Authorization Status Specify the following details Cash Letter Contract Reference Number Specify the cash letter contract reference number under which the instruments were sent You can select the appropriate cash letter contract reference number from the adjoining option list Once you have specified the above details click P button to populate the details of the contracts that are not realized into a multi record grid Currency System displays the currency based on the cash letter contract reference number selected Nostro Account System displays the GL suspense account where the cash letter proceeds are parked during Nostro realization Account Branch System displays the branch associated with the above mentioned account 1 34 ORACLE 7 20 1 Cash Letter Reference Number System displays the cash letter reference number here Value Date Customer System displays a value date on which the final liquidation of the proceeds takes place This value is defaulted from the contract booking screen Status System displays the status here Contract Reference Number System displays the contract reference number of
35. System displays the Currency of the bill cheque Ble ORACLE Amount System displays the amount of the bill cheque Due Date System displays the due date based on the contract reference number selected Remitting Bank Details Bank Code System displays the bank code for the selected contract Bank Name System displays the bank name for the selected contract Bank Reference Number System displays the remitting bank reference number based on the contract reference selected Correspondent Bank By default system displays the BIC code of the Remitting Bank s Correspondent which is captured during the booking of an inward contract However you can edit this value when needed Branch Code System displays the branch code for the selected contract Branch Name System displays the branch name for the selected contract Date System displays the date of the collection schedule which is sent by the remitting bank Correspondent Bank Account By default system displays the account number of the Remitting Bank s Correspondent which is captured during the booking of an inward contract However you can edit this value when needed Realization Details Counterparty Account Number Select an account number from which the proceeds should be debited and initially the value is defaulted from the contract input screen However you can edit this value by choosing from the adjoining option list Account Number selected
36. This report displays the details of the instruments which are not realized not closed not dishonoured protested returned and for which the collecting bank s reference is not available 10 19 ORACLE 10 4 1 To invoke the Bills on Collection Acknowledgement Due screen type RBROWACK in the field at the top right corner of the application toolbar and click the adjoining arrow button Bills on Collection Acknowledgement Due Branch Code 000 Product Type Collecting Bank Name ReportFormat PDF vY Printer At Client Y Report Output Print Y Printer Branch Code Specify the branch code for which you need to generate the report If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Product Type Specify the product type You can select one of the following product types from the drop down list e Outward Bills for Collection e Outward Cheques for Collection Collecting Bank Specify the collecting bank code You can select the appropriate collecting bank code from the option list Contents of the Report The report contains the following information Header Field Description Branch Code Branch for which the report is generated Report Date Date on which the report is generated Product Type Product Type Collecting Bank Collecting Bank Name 10720 ORACLE
37. You can choose the appropriate one Date From Specify the start date of the report Select the appropriate date using the calender button Date To Specify the end date of the report Select the appropriate date using the calender button Note The report period should always be less than or equal to 15 days The maximum difference between the from date and to date should be of 15 days Otherwise the system will display an error message 10 2 ORACLE If you do not specify the from date or to date the system will default these dates to the current system date generate the report for the day 10 2 1 1 Contents of the Report The system generates the report organized by a combination of currency code and product code The contents of the report are as follows 10 3 ORACLE Header Field Description Branch Code Branch for which the report is generated Report Date Date on which the report is generated Booking Date Date on which the contract is booked Currency Product Currency and product code Code From Date Start date of the report period To Date End date of the report period Body Field Description Applicable Product Type Contract Refer ence Unique reference generated by the system while booking the contract Outward Bills for Collection Outward Cheques for Collection Outward Clearing Cheques PDCs Instrument Code Instrument code under
38. button A different user having sufficient access rights must authorize the record for the system to begin realization of the instruments When you save the record the system validates the details captured in the header section of the screen Errors overrides in the validation process if any will be displayed There will not be any override messages during authorization of the bulk transaction After authorization the system liquidates the individual contracts considered for bulk realization as a background process Relevant accounting entries will be passed during this process In case of instruments that are financed the system triggers liquidation of the loan account associated with the instrument In case of instrument that are considered for collateral the system triggers closure of the collateral created in ELCM module During liquidation of the contracts selected for bulk realization if any applicable validation fails some of the contracts may not get liquidated Sometimes all contract in the batch may not get liquidated You can get the details of such contracts by searching the records in the summary screen After viewing the contracts that failed in the bulk realization process you can use the option Close to close the batch You can close the batch after authorization of bulk realization and creation of contracts but before marking EOTI first stage in End of Day operations stage If the bulk realization batch is not
39. e Authorization Status e Contract Reference e Counterparty Name e Event Code e Status e Counterparty Identification e Other Party Identification Once you have specified the search parameters click Search button The system displays the records that match the search criteria You can view the following details of the resultant records e Authorization Status e Status e Contract Reference e Counterparty Identification e Counterparty Name e Other Party Identification e Other Party Name e Bank Name e Collecting Branch Name oe ORACLE 5 22 e Booking Date e Discount Amount e Collateral Value e Dishonour Date e Protest Date e Return Date e Event Code e Notary Code e Reason Realizing Outward Retail Bills Cheques in Bulk You can realize multiple retail instruments in bulk using Retail Bills Bulk Outward Bill Realization Details screen You may select all the instruments that are part of a dispatch lot or a few of them for realization You can invoke the Retail Bills Bulk Outward Bill Realization Details screen by typing RBDBOREA in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Retail Bills Bulk Outward Bill Realization Details Transaction Branch Code 000 B Save Dispatch Lot Reference a fP Bulk Realization Number Number Process Status Version Number 4 of Ly Realiza
40. in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Billsinstrument Location Maintenance Location Name Location Description ELCs Date Time Checker Date Time Mod No Record Status Authorization Status Specify the following details Location Name Specify a unique name for the location Location Description Specify a brief description of the location Click Fields button to capture the user defined fields Once you have specified the above details click Save button to save the maintenance ae ORACLE 3 4 1 Viewing Instrument Location Summary You can view a summary of instrument locations details using Retail Bills Instruments Location Summary screen To invoke this screen type RBSINLMT in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail BillsInstrument Location Summary amp search Cf advanced Search Reset Clear All Case Sensitive Authorization Status v Record Status Location Name pe Location Description be Records per page 15 10f1 Authorization Status Record Status Location Name Location Description You can search for the records based on one or more of the following parameters e Authorization Status e Location Name e Record Status e Location Description Once you have specified the searc
41. subsystem on click of Settlement sub system or save Note Current savings accounts of counterparty id selected will be available in option list If counterparty account number is selected first then all the accounts will be listed Once account number is selected then the counterparty id will be defaulted imme diately a ORACLE Account Branch The branch to which the customer account belongs is defaulted by the system Note If the account branch selected is different from transaction branch an override will be dis played Instrument Details Instrument Number Specify the instrument number In case of cheques this is the cheque number Instrument Date Specify the date of the bill or cheque Currency Select the bill Instrument currency from the adjoining option list The system defaults the local currency as the bill currency You can edit this value if needed Amount Specify the bill cheque amount Local Currency Amount The system defaults the Local Currency Amount on save or subsystem visit Other Party Details Other Party Identification Select the Other Party ID from the adjoining option list Other Party Name The system displays the other party name based on the other party Id selected Debit Account for Realization Select the account from the option list It is the account debited at the time of realization of proceeds If the other party is customer of the bank the list
42. then the system will display an error message e For financed instruments if the corresponding loan account in the CL module is reversed or not If the loan account is not reversed then the system will display an error message If the validations are successful then the system reverses the contract updates the status of the contract as Reversed and triggers the event REVR The system will also reverse all the entries generated during the earlier events on the contract Generating Cash Letters You can initiate generation of cash letters using Retail Bills Cash Letter Generation screen Cash letter generation helps you dispatch foreign currency cheques under the cash letters This process assigns cash letter references to the foreign currency cheque contracts created under the specified currency Cash Letter includes the instruments booked on date and any pending instruments from previous date Instrument status and or location is updated based on the rule mapping for the Dispatch event defined at product maintenance The system generates annexure containing the details of instruments to be dispatched DISP event is trigged on the individual contract and CLGN event is triggered on the Cash letter contract Cash Letter Annexure is generated ee ORACLE To invoke this screen type RBDCLGEN in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills
43. 4 Viewing Summary of Inward Retail Bill Cheque for Collection You can view a summary of inward retail bill cheque for collection in Retail Bills Inward Contract Summary screen To invoke this screen type RBSICONL in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills inward Contract Summary E search C Advanced Search Reset Y Clear All Case Sensitive Authorization Status v Contract Reference Number Product Code Other Party Identification Records per page 15 v 10f1 Contract Status Instrument Code Counterparty Identification Authorization Status Contract Status Contract Reference Number Instrument Code ProductCode Counterparty Identifica You can search for the records based on one or more of the following parameters e Authorization Status e Contract Reference Number e Product Code e Other Party Identification e Contract Status e Instrument Code e Counterparty Identification Once you have specified the search parameters click Search button The system displays the records that match the search criteria You can view the following details of the resultant records e Authorization Status e Contract Status e Contract Reference Number e Instrument Code e Product Code 6 8 ORACLE 6 5 Counterparty Identification Counterparty Name Other Party Identification Other Party Name Bank Name Branch
44. 6 25 ORACLE 6 14 Realizing Inward Bills in Bulk You can realize the inward retail instruments in a bulk using Retail Bills Bulk Inward Bill Realization Details screen You can invoke this screen by typing RBDBIREA in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Retail Bills Bulk Inward Bill Realization Details Transaction Branch Code 000 H save Batch Reference Number Bulk Realization Number Process Status Unprocessed Version Number 4 Counterparty Details Other Party Details Counterparty Identification Other Party Identification Counterparty Name Other Party Name Currency Remitting Bank Details Bank Code Branch Code Bank Name Branch Name Correspondent Bank Correspondent Bank Account Realization Details Account Branch Value Date Counterparty Account Net Amount Realized Number Credit Account Branch Credit Account for Realization 10f4 E E Contract Reference Number Instrument Number Instrument Date Remitting Bank Reference Number Remitting Bank Date Amount NetAmountRea i lt Show Errors EL cig Date Time Record Status Authorization Status Checker Date Time Specify the following details Batch Reference Number Select the Batch Reference number from the adjoining option list for which the bulk realization has to be done Once you have specified the a
45. A eaS eA eaaa ai a don anaes 7 6 Tid SEVOMS oorsese TARE id danset hitaass Meeeesaaeiteh OOE 7 6 Fas S6iMOMeONISi acces A ee ee ee se ee eae ee 7 7 E CHAIQCS is antec iad E ieee Aid eed pe eae ee 7 8 TBD MIS co seetieicne ieee niin fies le ne AE EE EAA eed eines 7 9 7 3 6 Loan PreferenCe 1 cccseeissecieseeescecdegeetsecdegsuncsdecdbennsaecdegunaecceeddnanteedsesaubenecs 7 9 13 7 Available LimitS ccvinciwiaie dae ene eee eae 7 11 7 4 Viewing Summary of FCY Cheques under Cash Letter eeeeeeeeeeenees 7 12 7 5 Amending FCY Cheques under Cash Letter Contracts 00 ceceeeeeeeteeeeeeneees 7 13 7 6 Reversing FCY Cheques under Cash Letter Arrangement cceeeeeeeeeeeeeetees 7 14 7 7 Generating Cash Letters 0 cccccecececceceeeseneceeceeneneneceeeaneeeeeeteeeececeeeesneeeeeeneeneees 7 14 7 7 1 Viewing Summary of Cash Letter Generation 0 ccccceseteteeseteeeeeeennees 7 17 7 8 Financing FCY Cheques under Cash Letter eeeeceeeeeeeeteeeeeeeentaeeeeeeeeaaes 7 18 7 9 Capturing Additional Details for Financing FCY Cheques under Cash Letter 7 19 7 10 Viewing Summary of Cash Letter Financing 0 0 0 0 ccceeeeeeeeeeeeeenneeeeeeentaeeeeeeenaaes 7 20 7 11 Cash Letter Nostro Realization 0 eee cccceeeeceeeeeeeenneeeeeeenneeeeeeeenaeeeeeeenaeeeeeneaaes 7 21 7 11 1 Viewing Summary of Cash Letter Nostro Realization cccccccceeceies 7 22 7 12 Dishonouring FCY Cheques under Cash Letter ec eeceeeeeeeeeee
46. Account Branch Instrument Details Instrument Number Currency be Instrument Date E Amount LCY Amount Collecting Bank Details Collecting Bank CIF be Debit Account for be Collecting Bank Name Realization Account Branch Additional Details Booking Date Other Party Name Due Date for Payment Transit Days Drawee Bank Name Auto Liquidation Internal Remarks o Advices Events Settlement Charges MIS Loan Preference AvailableLimit Fields Maker Date Time Record Status Checker Date Time Authorization Status Cancel Specify the following details Counterparty Details Counterparty Identification Select the customer number of the person who has submitted the instrument for collection If you do not select the counter party id then the system will display the counterparty ID when you specify the Counterparty Account number Counterparty Name Based on the counterparty identification the system displays the name of the customer Counterparty Account Number Select the account number of the counterparty from the adjoining option list If you have already specified the counterparty identification then the option list will display all valid accounts of that counterparty If you have not specified the counterparty identification then the option list will display all valid account numbers maintained in the system Account Branch The branch to which the customer belongs is defaulted by t
47. Account Number e Account Branch e Instrument Number e ORACLE 8 5 2 e Instrument Date e Currency e Collecting Bank CIF and Name e Due Date for Payment e Other Party Name e Drawee Bank Name You can amend the following fields e Instrument Number e Instrument Date If instrument date is greater than the current system date then the system displays an error message e Other Party Name e Drawee Bank Name e Amount The field cannot be amended if the instrument is already financed e Auto Liquidation e Remarks Other Details Tab Retail Bills Overseas Checks Payable Abroad under Collection H save a Hold Instrument Code be Contract Reference Instrument Description Number Product Code 3 User Reference Number Product D ti External Reference oduct Description Mimbar Version Number 4 of b Main ouc gere Collecting Bank Address Collecting Bank CIF Address Collecting Bank Name Finance Financing Eligible v Track Limit Margin Credit Line bz Discount Amount Advices Events Settlement Charges MIS LoanPreference Available Limit Fields Maker Date Time Checker Date Time Cancel You can view the details of the following fields captured during booking e Collecting Bank CIF e Collecting Bank Name e Address The following fields can be amended e Financing 8 9 ORACLE 8 6 e Margin e Track Limit e Credit L
48. Bank Code Select the bank code of the remitting bank from the adjoining option list Bank Name System displays the name of the remitting bank oe ORACLE Reference Number Specify the reference number of the remitting bank Correspondent Bank Select the BIC code of the remitting bank s correspondent from the adjoining option list Branch Code System displays a branch of the remitting bank or the same bank s branch from which the instrument is received for collection Branch Name System displays the name of the branch corresponding to the branch code mentioned above Date Specify a date on which the instrument is received for collection Correspondent Bank Account Specify an account number of the remitting bank s correspondent Instrument Details Instrument Number Specify a reference number of the instrument In case of a cheque the cheque number is the instrument number Instrument Date Specify the date of the bill or cheque Currency Select the Instrument currency from the adjoining option list System defaults the local currency as the bill currency for Inward Bill type instruments and account currency for Inward Cheque type instruments You can edit this value if needed Amount Specify the bill cheque amount Local Currency Amount The system defaults the local currency amount on save or subsystem visit Other Party Details Other Party Identification Select the other party identifi
49. Booking Date Maturity Date E Grace Days Due Date for Payment Batch Reference Number Batch Sequence Number Version Number 4 of Account Branch Counterparty Account Number Branch Code Branch Name Date Correspondent Bank Account Currency Amount Local Currency Amount Other Party Name Account Branch Credit Account for Realization Internal Remarks E fil Protest Auto Liquidation Liquidation with Booking il Advices Events Settlement Charges MIS Fields Maker Date Time Checker Date Time Following fields are editable for amendment e Counterparty Account Number e Instrument Number e Instrument Date e Amount e Remitting Bank Code e Remitting Bank Reference Number e Remitting Bank Date e Correspondent bank e Correspondent bank Account e Other Party Identification e Maturity Date e Protest e Auto Liquidation e Internal Remarks 6 10 ORACLE 6 5 2 Other Details Tab Retail Bills Inward Contract Details Transaction Branch Code 000 H save 4 Hold Instrument Code ae Contract Reference Batch Reference Number Instrument Description Number Batch Sequence Number Product Code User Reference Number Product Description External Reference Number Version Number _4 Main Other Details
50. Cheques for Collection Overrides E gt Execute Query Batch Reference Number if Batch Sequence Number Errors 1 0f1 E Batch Sequence Number ErrorCode Error Description Error Type The following details are displayed here Batch Reference Number The system displays a batch reference number of the contracts that are considered as part of a batch Batch Sequence Number The system displays the batch sequence number of the contracts that are considered as part of a batch The system displays the following details of the overrides e Batch Sequence Number e Error Code e Error Description e Error Type Viewing Summary of Bulk Outward Retail Bills Cheques for Collection You can view a summary of multiple outward retail bills cheques for collection as a batch using Bulk Outward Retail Bills Checks for Collection screen You can invoke this screen by wee ORACLE typing RBSBOCOL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Bulk Outward Retail Bills Checks for Collection S Search t Advanced Search 49 Reset D Clear All Case Sensitive Authorization Status Batch Reference Number Contract Status Instruction Code Product Code CounterParty Identification Other Party Identification Records per page 15 v 10f1 Authorization Status Contract Status Batch Reference Number Booking Date Instruction Co
51. Details screen You can access this screen from the Application Browser You can also invoke this screen by typing RBDOCCNL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button ae ORACLE 5 5 1 Main Tab Click Main tab to capture the main details of the contract Outward Cheques Clearing Details Transaction Branch Code 000 H save lt i Hold Instrument Code ae Contract Reference Batch Reference Number a7 Instrument Description ja Number Batch Sequence Number za User Reference Number ee Product Gode Lae External Ref Version Number _4 Of gt Product Description o emal Reference Number Et Clearing Other Details Counterparty Details CounterParty FE CounterParty Account asl Identification Number CounterParty Name ID Account Branch Instrument Details Instrument Number Currency az Instrument Date el Amount Local Currency Amount Other Party Details Other Party Identification as Debit Account for Other Party Name f Realization Debit Account Branch Additional Details Booking Date Value Date Activation Date Auto Liquidation Internal Remarks g Advices Events Settlement Charges MIS Loan Preference Available Limit Fields Maker Date Time Contract Status Authorization Status Checker Date Time The screen is used for capturing th
52. Identification e Authorization Status e Counterparty Identification Once you have specified the search parameters click Search button The system displays the records that match the search criteria You can view the following details of the resultant records e Contract Status e Authorization Status e Contract Reference Number e Currency e Amount e Counterparty Identification e Counterparty Name e Other Party Identification 5 86 ORACLE 5 16 e Other Party Name e Due Date e Margin Percentage e Discount Amount Realizing Outward Retail Bills and Cheques You can invoke Outward Contract Realization Details screen by typing RBDOREAL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Outward Contract Realization Details Transaction Branch Code 000 lal Save Contract Reference laz P Number Contract Details CounterParty Other Party Identification Identification Other Party Name Counterparty Name Due Date Currency Discount Amount Amount Collecting Bank Details Bank Code Branch Code Bank Name Branch Name Realization Details CounterParty Account fs Value Date EA Number Net Realized Account Branch Other Bank Charges Debit Account for Lal Collecting Bank Realization Reference Number Debit Account Branch Advices Settlement Charges MIS Fields Contract Status Aut
53. Institution 5 Inna PEOR Specify the following details Intermediary Reimbursement Institution Reimbursement Institution 1 to 5 An Intermediary Reimbursement Institution is the financial institution between the Sender s Correspondent and the Receiver s Correspondent through which the reimbursement of the funds will take place Country Specify the country of the intermediary reimbursement institution This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one Intermediary Intermediary 1 to 5 The Intermediary in a contract refers to the financial institution between the Receiver and the Account with Institution through which the funds must pass a ORACLE The Intermediary may be a branch or affiliate of the Receiver or the Account With Institution or an entirely different financial institution Here you can enter either the e ISO Bank Identifier Code of the bank e Name and address of the Bank Country Specify the country of the intermediary institution This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one Receiver Correspondent Correspondent 1 to 5 The Receiver s Correspondent is the branch of the Receiver or another financial institution at which the funds will be made available to the Receiver You can enter one of the following e ISO Bank I
54. Introduction This chapter explains the process to create and maintain inward retail bills contracts in Oracle FLEXCUBE Creating Inward Retail Bills Cheques for Collection You can create an inward retail bill cheque for collection using the Retail Bills Inward Contract Details screen You can invoke the Contract input screen by typing RBDICONL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button In this screen you can enter information relating to the following types of transactions e Inward Retail Bills for Collection e Inward Retail Cheques for Collection For any Inward Contract you create in Oracle FLEXCUBE you can define generic attributes such as Advices Events and Settlements MIS details Charge details etc by clicking on the appropriate icon in the horizontal array of buttons in this screen Retail Bills Inward Contract Details Transaction Branch Code 000 H save lt i Hold Instrument Code as Contract Reference Batch Reference Number al Instrument Description Number Batch Sequence Number User Reference Number rece ba External Refi Version Number _4 Of Product Description ernal Reference Number WEW Other Details Counterparty Details Counterparty Identification laz Account Branch Counterparty Name Counterparty Account m Number Remitting B
55. Name a ORACLE 7 8 Financing FCY Cheques under Cash Letter A foreign currency cheque which was not financed during its creation may be financed ata later stage using Retail Bills Cash Letter Financing Details screen To invoke this screen type RBDFCFIN in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Cash Letter Financing Details X H Save Contract Reference H g Number Counterparty Details Counterparty Identification Counterparty Name Instrument Details Instrument Number Currency Instrument Date Amount Additional Details Booking Date Other Party Name Value Date Bank Value Date Customer Drawee Bank Name Finance Financing Eligible Y Track Limit Margin Credit Line H Discount Amount Advices Events Settlement Charges MIS Loan Preference Available Limit Fields Maker Date Time Record Status Checker Date Time Authorization Status Cancel Specify the following details Contract Reference Number Specify the reference number of the contract for which the financing details are being captured The option list displays all valid contracts that are eligible for financing You can select the appropriate contract reference number from the option list The list provides all instruments which are not financed not realized and instruments with Eligible in Financing field Once you have s
56. Number Select the counterparty account number for credit of bill cheque proceeds and debit of charges if any from the adjoining option list It lists only those accounts that belong to the customer Account Branch System displays the name of the branch associated with the account Other party details Other Party Identification Select the other party Identification from the adjoining option list Other Party Name System displays the other party name based on the other party Id selected 6 21 ORACLE Credit Account for Realization Select the account number of the other party which needs to be credited during realization from the adjoining option list Credit Account Branch System displays the branch associated with the account Remitting Bank Details Bank Code Select the bank amp branch of the remitting bank from the option list Bank Name System displays the name of the remitting bank Correspondent Bank Select the BIC code of the Remitting Bank s correspondent from the adjoining option list Branch Code System displays the branch of the remitting bank or the same bank s branch from which the instrument is received Branch Name System displays the name of the branch Correspondent Bank Account Specify the account number of the Remitting Bank s Correspondent Additional Details Booking Date System displays a date on which the batch is booked Currency Select the instrument cur
57. Number Batch Sequence Number User Reference Number Prat cni ba External Refi Version Number 4 of Product Description emal Reference Number DEW Other Details Counterparty Details Counterparty Identification az Account Branch Counterparty Name Counterparty Account Pe Number Remitting Bank Details Bank Code a Branch Code Bank Name Branch Name Reference Number Date Ea Correspondent Bank a Correspondent Bank Account Instrument Details Instrument Number Currency Instrument Date Ea Amount Local Currency Amount Other Party Details Other Party Identification 22 Other Party Name Additional Details Booking Date Account Branch Maturity Date el Credit Account for FE Grace Days Realization Due Date for Payment F Protest Auto Liquidation Liquidation with Booking Internal Remarks E al m Advices Events Settlement Charges MIS Fields Maker Date Time Contract Status Authorization Status Checker Date Time Specify the following details Counterparty Details Counterparty Identification Select the customer Identification from whom the proceeds need to be collected from the adjoining option list Counterparty Name System displays the name of the customer Account Branch The system displays the branch to which the customer account belongs Counterparty Account number Select the account number of the customer from the adjoining option list Remitting bank Details
58. ORACLE 5 9 2 5 10 Viewing Override Details Click Show errors button from the Retail Bills Bulk Outward Bill Realization Details screen to view the list of overrides in the bulk realization of Outward Retail Bills Cheques for Collection Overrides E gt Execute Query Batch Reference Number ir Batch Sequence Number Errors 1 Of 1 E Batch Sequence Number Error Code Error Description Error Type The following details are displayed here Batch Reference Number The system displays a batch reference number of the contracts that are considered as part of a batch Batch Sequence Number The system displays the batch sequence number of the contracts that are considered as part of a batch The system displays the following details of the overrides e Batch Sequence Number e Error Code e Error Description e Error Type Viewing Summary of Bulk Outward Cheques for Clear ing You can view a summary of multiple outward cheques for clearing as a batch using Bulk Outward Cheques for Clearing screen You can invoke this screen by typing RBSBOCCL in a6 ORACLE the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Bulk Outward Checks for Clearing search ce Advanced Search 9 Reset 4 Clear All Case Sensitive Authorization Status v Contract Status Y Instruction Code Product Code Bulk Reference Number
59. Overseas cheques payable abroad under collection Creation of loan account Financing of existing 1 Outward bill for collection 2 Outward cheque for collection 3 Outward cheque for clearing 4 FCY cheque under cash letter 5 Overseas cheques payable abroad under collection Creation of loan account Realization bulk realization of financed 1 Outward bill for collection 2 Outward cheque for collection 3 Outward cheque for clearing 4 FCY cheque under cash letter 5 Overseas cheques payable abroad under collection Liquidation of loan account created during booking financing Process dishonour of financed 1 Outward bill for collection 2 Outward cheque for collection 3 FCY cheque under cash letter 4 Overseas cheques payable abroad under collection Liquidation of loan account created during booking financing 2 2 ORACLE Action in Retail Bills Module Impact on Retail Lending Module Process return of financed 1 Outward bill for collection 2 Outward cheque for collection 3 Outward cheque for clearing 4 Overseas cheques payable abroad under collection Liquidation of loan account created during booking financing Process protest of financed 1 Outward bill for collection 2 Outward cheque for collection 3 Overseas cheques payable abroad under collection Liquidation of Loan account created during booking financing Integrat
60. Reset Y Clear All Case Sensitive Authorization Status s iY Record Status Instrument Code Product Code Batch Reference Number Counterparty Identification Collecting Bank CIF Records per page 15 10f1 Authorization Status Record Status Instrument Code Product Code Batch Reference Number Counterparty Identification You can search for the records based on one or more of the following parameters e Authorization Status e Instrument Code e Batch Reference Number e Collecting Bank CIF e Record Status e Product Code e Counterparty Identification Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Instrument Code e Product Code e Batch Reference Number e Counterparty Identification e Counterparty Name B20 ORACLE 8 18 e Collecting Bank CIF e Collecting Bank Name e Contract Reference Number e Booking Date e Instrument Number e Instrument Date e Instrument Currency e Amount e Due Date for Payment e Transit Days Realizing Overseas Cheques Payable Abroad under Collection in Bulk You can realize all overseas cheques sent under a batch using Retail Bills Overseas Cheques Bulk Realization Details screen This screen allows you to identify a batch under which the selected set of instruments will be realized You can invok
61. Reversing FCY Cheques under Cash Letter Arrange ment Using Retail Bills Cash Letter Contract Details screen you may reverse an FCY cheque under cash letter arrangement created in the system A contract may be reversed in the following instances e Errors or mistakes occurred during contract input e After authorization the contract was identified as invalid Reversal can be performed only on the same day of contract booking before the instrument is dispatched You need to manually ensure that the instrument has not been dispatched To invoke Retail Bills Cash Letter Contract Details screen type RBDFCUCL in the field at the top right corner of the application toolbar and click the adjoining arrow button You may also invoke the summary screen and search for the contract that you need to reverse Once you have opened the contract click Reverse button to reverse it Note In case of financed instrument before reversing the contract you need to ensure that the loan account associated with the instrument is reversed Once you click Reverse button the system validates the following parameters e Booking date of the contract earlier than the current system date or not If the booking date is a previous date and not the current date then the system will display an error message e Contract is already reversed realized dishonoured or not If the contract is already reversed realized or dishonoured
62. Save button The system triggers DISH event on the contract In case of a financed cheque the system initiates liquidation of the loan account in CL module Viewing Summary of Cash Letter Dishonour You can view a summary of dishonour of FCY cheques under cash letter using Retail Bills Cash Letter Dishonour Summary screen To invoke this screen type RBSCLDIS in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Cash Letter Dishonor Summary XA E gt search C Advanced Search 9 Reset K Clear All Case Sensitive Authorization Status v Record Status v Cash Letter Reference Number Collecting Bank CIF Nostro Account Contract Reference Number Counterparty Identification Reason Code i a f l fi Records per page 15 10f1 Authorization Status Record Status Contract Reference Number Cash Letter Reference Number Counterparty Identification You can search for the records based on one or more of the following parameters e Authorization Status e Contract Reference Number e Counterparty Identification e Reason Code e Record Status e Cash Letter Reference Number e Collecting Bank CIF e Nostro Account Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e
63. Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Cash Letter Reference Number e Cash Letter Contract Reference Number e Contract Reference Number e Counterparty Identification e Counterparty Name e Instrument Number e Instrument Date e Currency e Amount e Nostro Account far ORACLE 8 1 8 2 8 Overseas Cheques Payable Abroad under Collection Introduction This chapter explains the following features of Oracle FLEXCUBE Retail Bills module Creating overseas cheques payable abroad under collection Capturing additional details for overseas cheques payable under collection Financing overseas cheques payable abroad under collection Capturing additional details for financing overseas cheques payable abroad under collection Realizing overseas cheques payable abroad under collection Capturing additional details for realizing overseas cheques payable abroad under collection Dishonouring protesting returning overseas cheques payable abroad under collection Capturing additional details for dishonour of overseas cheques payable abroad under collection Booking overseas cheques payable abroad under collection in bulk Realizing overseas cheques payable abroad under collection in bulk Creating Overseas Cheques Payable Abroad under Collection You can capture the details of the overseas cheques payable abr
64. Summary You can view a summary of reason codes using Reason Codes Summary screen To invoke this screen type RBSRCMNT in the field at the top right corner of the application toolbar and click the adjoining arrow button Reason Code Summary amp Search Advanced Search 9 Reset Ina Clear All Case Sensitive X Authorization Status v Record Status v Reason Code be Description be Records per page 15 Y 10f1 Authorization Status Record Status Reason Code Description You can search for the records based on one or more of the following parameters e Authorization status e Record status e Reason code e Description Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization status e Record status e Reason code e Description a ORACLE 3 7 Maintaining Notary Codes You can maintain notary codes using Notary Code Maintenance screen To invoke this screen type RBDNCMNT in the field at the top right corner of the application toolbar and click the adjoining arrow button Notary Code Maintenance Notary Code Description ELCs Date Time Checker Date Time Mod No Record Status Authorization Status Specify the following details Notary Code Specify a unique code that identifies the notary that you ar
65. a specific date as dispatched Here the Instruments booked under the following product types are considered for dispatch e Outward Retail Bills for Collection e Outward Retail Cheques for Collection Once the Dispatch process is run system generates separate Dispatch Lot Reference for the combination of Currency Collecting Bank Code and Collecting Branch Code and updates the same along with the Instrument Status and Location for all the applicable Contracts System also generates the Dispatch Annexure and the Dispatch Advice for each Dispatch Lot Reference Number as part of Dispatch Process You can invoke the Retail Bills Outward Dispatch Process screen by typing RBDDIBAT in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Retail Bills Outward Dispatch Process Branch Code lex Collecting Bank Code Date m Collecting Branch Code Currency Specify the following details Branch Code Select the branch code in which the instruments are to be marked as dispatched from the adjoining option list Date Initially System displays the current system date as dispatch date You can change this value by specifying the system date or next working date as the dispatch date System provides an error message if the dispatch date is less than system date or greater than next working date Currency Select the currency of the instruments that needs to be considered for dispat
66. a transaction code that describes the nature of the entry Specify the transaction code that should be used to post the accounting entry to the account head You can group all similar transactions under a common transaction code The transaction codes maintained in the Transaction Code Maintenance screen are available in the option list provided Netting Specify whether accounting entries should be netted at an event You can net the accounting entries that are generated at an event by selecting Yes from the drop down list The system will then net the entries and show the resultant value in account statements If you do not net the entries will be shown separately in the statements MIS Head An MIS Head indicates the manner in which the type of entry should be considered for profitability reporting purposes This classification indicates the method in which the accounting entry will be reported in the profitability report It could be one of the following e Balance e Contingent Balance e Income e Expense Revaluation Required Online Revaluation refers to revaluation done on transaction amounts during transaction posting and not as part of an end of day process The Revaluation profit loss are booked to the Online Profit GL or Online Loss GL that you maintain for the GL being revalued You can opt for online revaluation by selecting the Revaluation Required option Profit GL and Loss GL If you have o
67. activation date of an instrument that is associated with the product type Outward Cheque for Clearing is less than or equal to the current system date then you can generate the clearing contract It is mandatory that the instrument has not been realised closed or returned You can invoke the Retail Bills Clearing Intra Day Batch screen by typing RBDCLBAT in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Retail Bills Clearing Intra Day Batch Branch Code Date Specify the following details Branch Code Specify a branch for which the intra day batch can be executed Date System displays an application date as the value date Ie ORACLE Once you have specified the above details click on Save button to run the intra day batch for clearing 5 31 Reversal of Outward Retail Collection Bill Cheque Contract You can reverse the invalid contracts using Contract Input Outward Retail Bills Cheques for Collection Screen by using the Reverse action button You can invoke this screen by typing RBDOCONL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Outward Retail instrument for Collection Transaction Branch Code 000 H save fy Hold Instrument Code j Contract Reference Batch Reference Number Instrument Description i opens i Batch Sequence Number pz User Ref
68. adjoining option list the field is mandatory if the action chosen is dishonour and it should be between the booking date and current system date a ORACLE Notary Code Select a notary code for protest from the adjoining option list and the field is mandatory if the action chosen is protest Protest Date Select a protest date from the adjoining option list The value for the field should not be earlier than the booking date or later than the current date and not earlier than the dishonour date if the instrument is already marked as dishonoured Return Date Select a return date from the adjoining option list and the value for the field should not be earlier than the booking date or later than the current system date For instruments that are already dishonoured or protested the value or return date should not be earlier than dishonour date protest date Internal Remarks Based on the contract reference number the system displays the internal remarks Process Status System displays the process status value here Once you have specified the details click Save button A different user having sufficient access rights must authorize the record for the system to begin dishonour protest or return of the instruments When you save the record the system validates the details captured in the header section of the screen Errors overrides in the validation process if any will be displayed There will not be any o
69. and clicking on the adjoining arrow button Finance existing Outward Retail Bills Checks Transaction Branch Code 000 X H save ra CounterParty Contract oe 5i Identification CounterParty Name Contract Details Instrument Number OtherParty Identification Instrument Date OtherParty Name Currency Booking Date Amount Due Date Finance Details F Track Limit Financing Financed Credit Line Discount Amount Margin Percentage Other party limit check required Advices Settlement Charges MIS LoanPreference Fields Available Limit Contract Status Authorization Status Date Time Date Time Maker Checker Specify the following details Contract Reference Number Select the Contract reference number of the instrument which needs to be financed from the adjoining option list The list displays only those contracts which have finance as eligible Once you have specified the contract reference number click P button to populate the contract details Based on the contract reference number selected the system displays the following details e Counterparty Identification e Counterparty Name e The following contract details are displayed Instrument Number Instrument Date Currency Amount Other Party Identification Other Party Name Booking Date Due Date Finance Details Track Limit Check this box to indicate that the counterparty limits
70. arrow button Dishonored instruments Report FCY Checks under Cash Letter Arrangement Branch Code 000 Counterparty Identification ProductType FCY Checks under Cash Letter Y From Date To Date E ReportFormat PDF Y Printer At Client Report Output Print Y Printer Specify the following details Branch Code Specify the branch code for which the report needs to be generated You can select the appropriate branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Counterparty Identification Specify the counterparty ID for which you need to generate the report The option list displays all valid counterparty identifications maintained in the system Select the appropriate one Product Type Specify the product type for which you are generating this report The system displays the product type FCY cheques under cash letter Date From Specify the start date of the report period Date To Specify the end date of the report period Note The report period should always be less than or equal to 15 days The maximum difference between the from date and to date should be of 15 days Otherwise the system will display an error message Contents of the Report The report contains the following details 10 36 ORACLE Header Field Description Branch Code Branch for w
71. bank charges During the validation of Other Bank charges the least amount out of Other Bank Charges Tolerance Amount or the Other Bank Charges Tolerance amount will be considered Float Days Tab You can capture the details of float days for realization of foreign currency cheques sent on cash letter basis in Float Days tab Retail Bills Branch Parameters H save Branch Details Branch Code Branch Name General Preferences FloatDays Transit Days Float Days 1 Of 1 Currency Bank Float Days Customer Float Days Nostro Account az Date Time Date Time Mod No Record Status Authorization Status Specify the following details Float Days Currency Select the currency code from the option list The option list displays all valid currency codes maintained in the system ORACLE 3 2 3 Bank Float Days Specify the number of float days applicable for the cash letter credit If you have selected a currency then it is mandatory to specify the bank float days Customer Float Days Specify the number of float days applicable for the realization of the instrument If you have selected a currency then it is mandatory to specify the customer float days The customer float days should be between 1 and 99 Nostro Account Select a nostro account from the option list The system uses this account for processing the cash letter cheques If you hav
72. click Save button to save the maintenance e ORACLE 3 3 1 Viewing Instruments Summary You can view a summary of instrument details using Retail Bills Instruments Summary screen To invoke this screen type RBSINMNT in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Billsinstruments Summary amp search Cf advanced Search Reset Clear All Case Sensitive Authorization Status Records per page 15 Y 1 Of1 Instrument Code be Record Status Product Type Authorization Status Record Status Instrument Code Product Type Lead Days for Dispatch Stale Days You can search for the records based on one or more of the following parameters e Authorization status e Record status e Instrument code e Product type Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Instrument Code e Description e Product Type e Lead Days for Dispatch e Stale Days e Margin e Collateral Allowed e Financing Allowed e Protest Allowed ORACLE 3 4 Maintaining Instrument Location You can maintain the instrument locations using Retail Bills Instrument Location Maintenance screen To invoke this screen type RBDINLMT
73. combination The following options are available e Instrument settlement is done through a Cheque MCK etc e Message payment is made by means of a SWIFT Message e Clearing the transaction is a local payment transaction and the settlement is routed through the Clearing House of the bank Note You can indicate the payment method as Clearing only Ifthe payment currency is the local currency of the branch Ifitis one of the clearing currencies defined for the branch If you have selected ALL in the currency field No payment message will be generated for settlements routed through a Clearing House Depending on the method in which you want to settle the contract you should specify ei ther Instrument or Message details Details Of Charge In this section you can maintain details of the party who will bear the charges incurred in processing the transaction It could be either e Remitter All Charges e Beneficiary All Charges e Remitter Our Charges oN ORACLE Details of Payment Here you can specify information from the Ordering Party to the Beneficiary Customer about the reason for the payment This field can contain reference numbers invoice numbers or any other details which will enable the Beneficiary to identify the transaction This information is to be passed through the payment chain to the Beneficiary Banking Priority Select the priority of the payment messag
74. completed the system updates the status of the instrument as Collateralized If you have mentioned a collateral pool at the time of instrument booking then the system creates new collateral and attaches it to the collateral pool If you have not mentioned a collateral pool then the system creates a new collateral and links it with a newly created collateral pool The system updates the instrument collateral status as Collateralized and triggers CBAT event In case the collateral process fails the system retains the status of the instrument collateral as To be collateralized Dispatching Outward Bill Cheque for Collection You can configure a batch for preparing the dispatch covering letters for outward instruments that needs to be sent for collection on a given date You may configure the batch RBBDIBAT to run at BOD stage as part of EOD processes This batch prepares the dispatch covering letter for outward instruments which should be sent for collection on or before the current date That is the system will pickup the instruments whose date of dispatch is on or before the current system date After dispatch on BOD the dispatch annexure and letter for dispatch lot reference will be in non generated status and will be generated if the messaging job is run System updates the Instrument status and location and triggers DISP event The contingent liability passed during the booking event will be rev
75. counterparty as drawer and other party as drawee In case of Outward Cheques for Collection system defaults counterparty as payee and other party as drawer sp ORACLE Party Identification The system displays the party identification In case of collecting bank the CIF ID of the walk in customer of the branch is displayed as party identification Party Name System displays the party name based on the CIF Address Line 1 System defaults the value for the field based on the CIF defined You can edit this value if needed Address Line 2 System defaults the value for the field based on the CIF defined You can edit this value if needed Address Line 3 System defaults the value for the field based on the CIF defined You can edit this value if needed Address Line 4 System defaults the value for the field based on the CIF defined You can edit this value if needed Country System defaults the value for the field based on the CIF defined You can edit this value if needed Language System defaults the value for the language field based on the CIF defined You can edit this value if needed Limit Track Limit The value is defaulted by the system as Yes However the value can be changed later from Yes To No the system displays an override at the time of saving a record Check this box to indicate that the counter party limits should be tracked Track limit is applicable only in case of financing
76. date of protest The date of protest specified should not be earlier than the booking date or later than the system date The protest date should not be earlier than dishonour date for already dishonoured instruments Notary Code Select a notary code from the adjoining option list Notary Description System displays the Notary Description based on the Notary code selected and you can edit this value whenever required aan ORACLE 5 20 5 21 During Return if protest has already happened then the system defaults the protest details Dishonour Details Dishonour Date Specify a date of dishonour and it should not be earlier than the booking date or later than the system date For protest and return if the bill cheque was already dishonoured then the system defaults the date Other Details Other Bank Charges Specify the Charges that are claimed by the other bank Here the charges are defined for information purpose only Charges Claimed Specify the Charges that are claimed by the bank from other bank Remarks Specify your remarks on the transaction Return Details Return Date Specify a date of return of the instrument The return date should not be earlier than the dishonour date or protest date for instruments that are already dishonoured or protested and booking date and later than the system date In case of dishonour protest return of a financed bill or cheque the system liquidates the loan a
77. debit Credit value Account This is the account number for the component If the contract is amended modified and authorized then the system will update this account based on the details in the modified contract Account Description Specify a brief description on account Netting Indicator In addition to maintaining a netting agreement for each counter party you have to specify whether or not the contract is under the netting agreement for each contract involving the counter party Check this box to indicate that you would like to enable the Netting option for the various components Amount Tags involved in the transaction These components could be commission interest tax charges etc Rate Code Specify rate code by selecting appropriate rate code from selection list Following values are available e Buy e Sell e Mid Spread Definition Select the spread definition from the adjoining drop down list The options available are e Point e Percentage Customer Spread This defaults from your specification of tenor wise spread for the relevant Currency Pair in the Customer Spread Maintenance screen You can change this for a specific contract Original Exchange Rate If the component currency is different from the account currency the system requires an exchange rate for the conversion The components of the final exchange rate used for conversion are e The Base Rate this is defaulted from the exchange rate that
78. displays the name of the clearing branch Sector Code System displays the clearing sector code based on the routing number selected Additional Details Booking Date System displays the date on which the batch is booked Currency Select the currency of the cheque from the adjoining option list The system defaults the base currency as the cheque currency You can edit this value if needed Track Limit Check this box to indicate that the counterparty limits should be tracked Credit Line Select the credit line from the option list The option list displays all lines that belong to the counterparty It is applicable only if the track limit is set to YES aS ORACLE Margin Percentage System defaults the margin from instrument maintained You can edit this value if needed You can specify a number between 0 and 99 99 Other Party Limit Check Required Check this box to indicate that the other party limits should be tracked The value is defaulted from the product preferences Financing The value for the field is defaulted based on the instrument selected However you can change the value by choosing it from the drop down list and the available options are e Eligible e Not Eligible e Financed Collateral Select the value from the adjoining drop down list and the available options are e Eligible e Not Eligible e Collateralized e To be Collateralized It indicates if the instruments in the batch are bei
79. during Contract Input will be defaulted in this field However you can edit this value by choosing from the adjoining option list Account Branch System displays the branch associated with the account number mentioned above Credit Account for Realization By default the credit account for realization specified in the contract input screen is used However you can edit this value by selecting from the adjoining option list Credit Account Branch System displays the branch associated with the account mentioned above anka ORACLE 6 7 Value Date By default application date is used However you can edit this value Charges Deducted Specify the charges of the bank here and the system will debit from proceeds being remitted to the remitting bank Net Realized Amount System displays the net realized amount based on the instrument amount and charges Here Net realized amount Instrument amount Charges deducted Dishonour Reason Code Specify a reason code from the adjoining option list The code is applicable when the liquidation fails due to insufficient balance in the account or there is a restriction in the account Dishonour Reason System displays a description for the dishonour reason here Once you have specified the above details click Save button to save the contract Capturing Additional Details for Realization of Inward Retail Bill Cheque for Collection A horizontal array of buttons are provide
80. for Collection Other Party ID amp Name Other Party ID amp Name Inward Bills for Collection Inward Cheques for Collection Instrument Num Instrument Number amp Date Inward Bills for Collection bere Dele Inward Cheques for Collection Currency Instrument currency Inward Bills for Collection Inward Cheques for Collection Amount Instrument Amount Inward Bills for Collection Inward Cheques for Collection Maturity Date Maturity Date Inward Bills for Collection Credit Account for Realization Credit account for realization Inward Bills for Collection Inward Cheques for Collection 10 27 ORACLE 10 8 10 8 1 Field Description Applicable Product Types Charges Charges Inward Bills for Collection Inward Cheques for Collection Net Realized Net Realized Amount Inward Bills for Collection Amount Inward Cheques for Collection Overdue Instruments Report Outward You can generate a report of retail outward instruments that are still overdue This report can be generated for the following product types e Outward Bills for Collection e Outward Cheques for Collection To invoke the Overdue Instruments Report Outward screen type RBROWOVD in the field at the top right corner of the application toolbar and click the adjoining arrow button Overdue instruments Report Outward X Branch C
81. from the adjoining option list Other Party Name The system displays the other party name based on the other party Id selected Debit Account for Realization The system displays the Clearing GL maintained in the Retail Bills branch parameters here Debit Account Branch System defaults the contract booking branch into this field ote ORACLE Clearing Details Clearing Product System defaults the value from the product definition screen and you can may modify it using adjoining option list Issuer Bank Select a bank on which the cheque was issued from the adjoining option list Issuer Bank Name The system displays the name of the issuer bank based on the issuer bank selected Issuer Branch Select the branch code of the issuer bank from the adjoining option list Issuer Branch Name The system displays the branch name of the issuer bank based on the issuer branch code selected End Point Select the end point mapped for clearing house from the option list If no value is selected in this field then the end point value maintained in the ARC maintenance will be defaulted Routing No Select a routing number from the adjoining option list Clearing Bank System displays clearing bank code based on the Routing number selected Clearing Bank Name System displays the name of the clearing bank Clearing Branch System displays clearing branch code based on the Routing number selected Clearing Branch Name System
82. i Discount Amount Collateral Value Dishonour Protest Return Reason Protest Details Reason Code Protest Date Reason O Notary Code Notary Description Dishonor Details Other Details Dishonor Date E Other Bank Charges Charges Claimed Remarks Return Details Return Date EA Advices Settlement Charges MIS Fields Maker Date Time Contract Status Authorization Status Checker Date Time Specify the following details Contract Reference Number Select the Contract reference number of the instrument which needs to be dishonoured protested returned from the adjoining option list Once you have specified the contract reference number click P button to populate the contract details Counterparty Details Counterparty Identification System displays the Counterparty identification based on the contract reference number selected onl ORACLE Counterparty Name System displays the Counterparty Name based on the contract reference number selected Other Party Details Other Party Identification System displays the other party identification based on the contract reference number selected Other Party Name System displays the other party name based on the contract reference number selected Instrument Details Instrument Number System displays the instrument number for the selected contract Instrument Date System displays the instrument date for
83. in Oracle FLEXCUBE the contract reference number will get defaulted here Batch Reference Number Specify the batch reference number This is applicable if the instrument needs to be added to a batch which is already booked and authorized The option list displays all authorized batch reference numbers This is only for information Batch Seq No The system displays the batch sequence number generated for contracts booked through Bulk Processing Cash Letter Reference Number After cash letter generation the system displays the reference number of the cash letter under which the instrument has been sent to the collecting bank Counterparty Details Counterparty Identification Specify the customer number of the party who submitted the instrument The option list displays all valid and open customer numbers maintained in the system Select the appropriate one Counterparty Name Based on the counterparty identification selected the system displays the name of the counterparty Counterparty Account Number Specify the customer account number If Counterparty is provided the option list displays all the authorized customer accounts of the Counterparty selected If Counterparty is not provided the option list displays all the authorized customer account numbers Account Branch Based on the Counterparty Account Number selected the system displays the account branch code Instrument Details Instrument Number Specify the ins
84. input and the accounting entries generation advice generation will happen as part of a background process after authorization of the bulk input If limit validation fails for even a single entry in the bulk input system will not consider all the entries in the batch for financing They all will be created as simple collection After authorization of bulk input the background process will create the contract and update the contract reference numbers in the bulk input screen If any contract fails system will show the contract in Hold stage All the failed transactions can be viewed in the bulk input screen ae ORACLE Specify the following details Instruction Code Select an Instrument Code from the adjoining option list Instrument Description System displays the description of the instrument code selected Batch Reference Number System generates and displays a unique reference number for the batch of instruments being booked Process Status The System displays the process status value as either processed or unprocessed Product Code Select a product code from the adjoining option list Product Description System displays the description of the Product code selected Number of Instruments Specify the number of records in a multi record section Counter Party Details Counterparty Identification Select a Customer Id from the adjoining option list The list contains the Id s of the customers who has submi
85. invoke the Loan Preference screen for a contract click on the Loan Preference button while processing the contract In this screen you can maintain the details for the loan Loan Preference Contract Reference Latest ESN Contract Currency Product Product Description Counterparty Tenor Currency Units Loan Contract Reference Number Rate Code Mid Rate Payment Mode Buy Sell Rate Loan Value Date Exchange Rate Maturity Date bz Rate Type Maximum Minimum 10f1 User Defined Element ID UDE Description Rate as of Usage UDE value z bi a To recall you have the option to create a loan from Retail bills module In case you opt for this option the preferences you maintain in this screen will be used to create a loan during liquidation of retail bills The following details are captured Contract Reference The system displays the contract reference number Contract Currency The system will display the currency of the contract You cannot change this value Product The system displays the loan product code defined for the retail bills product Counterparty The system displays the counter party id Currency The System displays the currency of the bill as the currency of the loan Latest ESN The system displays the latest event sequence number of the contract Product Description The system displays the description of the CL product code here Tenor Here it indicates the tenor for each loa
86. lt COMPONENT gt _LIQD Cr lt COMPONENT gt _INC lt COMPONENT gt _LIQD If contingent entries are reinstated on liquidation of asset during protest the following entries can be mapped Dr Cr Accounting Role Amount Tag Dr COLLECONT DISC_AMOUNT Cr COLLECONTOFF DISC_AMOUNT ORACLE Following accounting entries can be mapped for PROT event for the product types listed below e Inward bills for collection e Inward cheques for collection Dr Cr Accounting Role Amount Tag Dr COLLECONTOFF INST_AMOUNT Cr COLLECONT INST_AMOUNT Dr CHG_CUST_ACC lt COMPONENT gt _LIQD Cr lt COMPONENT gt _INC lt COMPONENT gt _LIQD Event RETN Following accounting entries can be mapped for RETN event for the product types listed below e Outward bills for collection e Outward cheques for collection e Outward cheques clearing PDCs e Overseas cheques payable abroad under collection Dr Cr Accounting Role Amount Tag Dr COLLECONTOFF COLLEC_OS_AMT Cr COLLECONT COLLEC_OS_AMT Dr CHG_CUST_ACC lt COMPONENT gt _LIQD Cr lt COMPONENT gt _INC lt COMPONENT gt _LIQD Following accounting entries can be mapped for RETN event for the product types listed below e Inward bills for collection e Inward cheques for collection Dr Cr Accounting Role Amount Tag Dr COLLECONTOFF INST_AMOUNT Cr COLLECONT INST_AMOUNT Dr CHG_CUST
87. maintains the customer account number to select If other party is a non customer the list contains the Nostro and Vostro accounts intermediary GL accounts maintained at the branch parameter System defaults the account number maintained for the currency module code product code and branch combination on save if no value is selected The debit account for realization selected here will be defaulted to the Nostro component of the entry in the Settlement sub system Debit Account Branch The system displays the debit account branch based on the debit account for realization selected Collecting Bank Details Bank Code Select the collecting bank code from the adjoining option list 4 ORACLE Branch Code The system displays the branch of the collecting bank or the same bank s branch number to which the instrument is being sent Bank Name The system displays the name of the collecting bank Branch Name The system displays the branch name Date Specify the acknowledgement date of the collecting bank This field is applicable only during amendment Default Once you click on Default button system defaults the values for Due date for payment To be Dispatched On Local Currency Amount in the Main tab and the Party ID and other details related to the party in Parties tab Reference Number Specify the collecting bank reference number This is applicable only during amendment Additional De
88. of the instruments In case of collateral other party limit check is applicable If you check the option Track Limit for a collateral then when you try to save the record the system will display an override message Track limit is applicable only for financing and will be set to No Credit Line Select the credit line from the option list The list contains only those lines that belong to the counter party It is applicable only if the track limit is set to Yes Other Party Limit Check Required The system defaults the value from product and you can modify this value by using the check box ail ORACLE If the other party limit is set as Required at product you cannot change it to Not Required at contract However you can change the value from not required to required In case of collateral you can check the option Other Party Limit Check Required is applicable Margin Margin Percentage System defaults the margin from instrument maintained You can edit this value if needed Finance Financing The value for field is defaulted based on the instrument selected However you can change the value by choosing it from the drop down list and the available options are e Eligible e Not Eligible e Financed Note If the financing is set to Not Eligible at instrument level then you cannot change it to El igible or Financed at contract level If you select Financ
89. on the batch reference number selected above Instrument Date System displays an instrument number based on the batch reference number selected above Remitting Bank Reference Number System displays a unique reference number based on the batch reference number selected above Remitting Bank Date System displays a date of remitting bank s acknowledgment based on the batch reference number selected above Amount System displays the contract amount Net Amount Realized System displays a net realized amount for the instrument However you can modify this amount Other Bank Charges System displays the difference of instrument amount and net realized amount as the other bank charges Remarks System displays the remarks on the transaction Process Status System displays the process status of the individual transaction in the Bulk here e Unprocessed The Transaction is yet to be processed e Processed The Transaction is successfully processed e Hold The Transaction is put on hold Show Error subsystem displays the reason for placing the transaction on Hold e Error The Transaction processing is failed Show Error subsystem displays the reason for failure ee ORACLE 6 14 1 Viewing Override Details Click Show errors button in the Retail Bills Bulk Inward Bill Realization Details screen to view the list of overrides applicable in the life cycle of a retail bill Overri
90. on the transaction Process Status System displays the process status of the individual transaction in the Bulk here e Unprocessed The Transaction is yet to be processed e Processed The Transaction is successfully processed e Hold The Transaction is put on hold Show Error subsystem displays the reason for placing the transaction on Hold Error The Transaction processing is failed Show Error subsystem displays the reason for failure Once you have specified the above details click Save button to save the contract Viewing Override Details Click Show errors button in the Retail Bills Bulk Inward Bill Booking Details screen to view the list of overrides applicable in the life cycle of a retail bill Overrides B Execute Query Batch Reference Number Batch Sequence Number Errors 1 Of1 Batch Sequence Number Error Code Error Description Error Type bres ORACLE 6 13 The following details are displayed here Batch Reference Number Specify a batch reference number It is applicable only for contracts that are to be considered as part of a batch Batch Sequence Number The system generates the batch sequence number only for contracts that are to be considered as part of a batch The value is applicable only if the batch reference number is specified Errors e Batch Sequence Number e Error Code e Error Description e Error Type Viewing Summary o
91. option list Reason Based on the reason code selected the system displays the detailed reason Date of Dishonour Specify the date on which the cash letter was dishonoured Other Details Other Bank Charges Specify the charge amount claimed by the other bank during dishonour of the cash letter Other bank charges will not be recovered as part of this transaction The value in this field is only for information The system triggers DISH event for dishonoured instruments and CDSH for Cash Letter contract System debits the GL suspense account and credits the Nostro account If the FCY check is financed then the system liquidates the loan by debiting from customer account Note When a loan is already settled or closed manually in CL module directly Retail Bill mod ule will not initiate the liquidation of CL loan account Remarks Specify your remarks if any Capturing Additional Details for Dishonour of FCY Cheques under Cash Letter For capturing additional details an array of buttons are provided at the bottom of Retail Bills Cash Letter Dishonour Details screen You can capture the following additional details for a cash letter contract e Advices e Settlements e Charges e MS tas ORACLE 7 14 For further details on these sub systems refer to the section Capturing Additional Details for FCY Cheques under Cash Letter in this chapter Once you have captured the above details click
92. reference selected Branch Name System displays the branch name based on the batch reference selected Correspondent Bank Account By default system displays the account number of the Remitting Bank s Correspondent which is captured during the booking of an inward contract However you can edit this value when needed Realization Details Counterparty Account Number Select an account number from which the proceeds should be debited and initially the value is defaulted from the contract input screen However you can edit this value by choosing from the adjoining option list Account Branch System displays the branch associated with the account number mentioned above Credit Account for Realization By default the credit account for realization specified in the contract input screen is used However you can edit this value by selecting from the adjoining option list Credit Account Branch System displays the branch associated with the account mentioned above Value Date By default application date is used However you can edit this value oe ORACLE Net Amount Realized System displays the net realized amount based on the instrument amount and charges Here Net realized amount Instrument amount Charges deducted Multi Record Block Contract Reference Number System displays the contracts based on the batch reference number selected above Instrument Number System displays the instrument number based
93. the Ultimate Beneficiary This is applicable only in the case of bank transfers and not for customer transfers You will be allowed to make entries into this field only for Bank Transfers when the remitter and beneficiary of the transfer are financial institutions MT 202 Here you can enter either e The ISO Bank Identifier Code of the Beneficiary Institution e The Name and Address of the Beneficiary Institution Country Specify the country of the beneficiary institution This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one Beneficiary Institution For Cover For Cover 1 to 5 Specify details of the institution in favour of which the payment is made Here you will be allowed to make entries into this field only for Bank transfers MT 200 or MT 202 In this field you can enter either the e The ISO Bank Identifier Code of the Beneficiary Institution e The Name and Address of the Beneficiary Institution Country Specify the country of the beneficiary institution for cover This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one External Counterparty Details Counterparty Bank Select the Counterparty Bank from the adjoining option list Counterparty Account Select the Counterparty Account from the adjoining option list All the Counterparty Accounts pertaining to this Bank will appear for selectio
94. the customer from the adjoining option list The list contains only those lines that belong to the counterparty It is applicable only if the track limit is set to YES Discount Amount System computes and displays the amount being financed as the discount amount Here Discount amount Instrument amount margin Sla ORACLE 8 8 8 9 Capturing Additional Details for Financing Overseas Cheques Payable Abroad under Collection For capturing additional details an array of buttons are provided at the bottom of Retail Bills Overseas Cheques Financing Details screen You can capture the following additional details for a cash letter contract e Advices e Events e Settlements e Charges e MS e Loan Preference e Available Limit e Fields For further information on the above buttons refer to the section Capturing Additional Details for Cash Letter Contracts in this user manual Once you have captured the details click Save button The system will create a loan account for the discounted amount in Retail Lending module Viewing Summary of Overseas Cheques Financing You can view a summary of financing of overseas cheques payable abroad under collection using Overseas Checks Financing Summary screen To invoke this screen type RBSOCFIN in the field at the top right corner of the application toolbar and click the adjoining arrow button Overseas Checks Financing Summary E gt Sea
95. the module and takes you through the various steps involved setting up and maintaining retail bills You can further obtain information specific to a particular field by placing the cursor on the relevant field and striking lt F1 gt on the keyboard 1 2 Audience This manual is intended for the following User User Roles Role Function Back office data entry clerk Input functions for funds Back office managers Authorization functions officers Product Managers Product definition and authorization End of day operators Processing during end of day beginning of day 1 3 Acronyms and Abbreviations This user manual may have reference to the following abbreviations acronyms Ayton Beseinion SWIFT Society for Worldwide Interbank Financial Telecommunication CIF Customer Information File Dr Debit Cr Credit ID Identification TELEX Telecommunication Exchange BOD Beginning of Day EOD End of Day EOTI End of Transaction Input BIC Bank Identifier Code 1 1 ORACLE 1 4 Documentation Accessibility For information about Oracle s commitment to accessibility visit the Oracle Accessibility Program website at http Avww oracle com pls topic lookup ctx acc amp id docacc 1 5 Organization This manual is organized into the following chapters Preface gives information on the intended audience It also lis
96. the system You can choose the appropriate one Beneficiary Institution For Cover For Cover 1 to 5 Specify details of the institution in favour of which the payment is made Here you will be allowed to make entries into this field only for Bank transfers MT 200 or MT 202 In this field you can enter either the e The ISO Bank Identifier Code of the Beneficiary Institution e The Name and Address of the Beneficiary Institution Country Specify the country of the beneficiary institution for cover This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one External Counterparty Details Counterparty Bank Select the Counterparty Bank from the adjoining option list Counterparty Account Select the Counterparty Account from the adjoining option list All the Counterparty Accounts pertaining to this Bank will appear for selection Counterparty Name On selecting the Counterparty Account the system defaults the Counterparty Name as maintained for that account Sad ORACLE 5 5 8 5 Agreement Id Specify the Agreement ID of the counterparty in order to facilitate a cross referencing between the Payment and the Direct Debit instruction when a reversal of payment is carried out due to rejection of the outbound DD Post Accounting The Post Accounting option is defaulted from the Settlements to Payment Product and UDF Mapping screen Clearing Network Here The Cl
97. the top right corner of the application toolbar and click the adjoining arrow button Dishonored Instruments Report Outward Branch Code 000 CounterParty ID Product Type From Date 2011 01 04 ToDate 2011 01 04 ReportFormat PDF Printer At Report Output Print Y Printer be Branch Code Specify the branch code for which you need to generate the report You can select the appropriate branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Counterparty ID Specify the counterparty ID for which you need to generate the report The option list displays all valid counterparty identifications maintained in the system Select the appropriate one Product Type Specify the product type for which you need to generate the report You can select one of the following product types e Outward Bills for Collection e Outward Cheques for Collection e Outward Cheque Clearing PDCs Date From Specify the start date of the report period Date To Specify the end date of the report period 10 32 ORACLE 10 10 2 Contents of the Report The report contains the following details oe ORACLE Header Field Description Branch Code Branch for which the report is generated Report Date Date of Report generation Product Type Product Type Body Field Descrip
98. this screen type RBSOCONL in the field at the top right corner of the application toolbar and click the adjoining arrow button Outward Retail Instrument Collection Summary E gt search Ct Advanced Search Reset KY Clear All Case Sensitive Authorization Status Status Contract Reference Number Instrument Code Product Code Other Party Identification CounterParty Identification Booking Date E Records per page 15 10f1 Authorization Status Status Contract Reference Number Instrument Code Product Code Other Party Identification Oth oe ORACLE 5 5 You can search for the records based on one or more of the following parameters Authorization Status Contract Reference Number Product Code Counterparty Identification Status Instrument Code Other Party Identification Booking Date Once you have specified the search parameters click Search button The system displays the records that match the search criteria You can view the following details of the resultant records Authorization Status Status Contract Reference Number Instrument Code Product Code Other Party Identification Other Party Name Counterparty Identification Counterparty Name Collecting Bank Name Collecting Bank Branch Name Booking Date Protest Creating Outward Cheques for Clearing PDCs You can capture details for a Outward Cheques for Clearing in the Outward Cheques Clearing
99. to any or all of the User Manuals while working on the AM module e Procedures e Securities e Products Ve ORACLE Glossary of Icons This User Manual may refer to all or some of the following icons Icons Function J Exit Add row Delete row a Option List ORACLE 2 1 2 2 2 2 1 2 2 2 2 2 3 2 Retail Bills An Overview Introduction In Oracle FLEXCUBE the term Retail Bill refers to a bill cheque invoice or any similar instrument used in the course of a business which is cleared through banks Many retail and domestic businesses are settled through bills and post dated cheques Banks act as collecting agents for such instruments Sometimes the banks finance the instruments for a short term or offer overdraft facility in order to cover the needs of the parties involved in the business The Retail Bills module of Oracle FLEXCUBE helps the banks track large volume of such business needs Features of Retail Bills Module The Retail Bills module helps you track the entire life cycle of instruments such as bills invoices and cheques This module also allows you to create new type of instruments based on your business requirements Supported Instruments This module supports following types of instruments e Outward instruments e Inward instruments e Foreign currency cheques on cash letter basis e Overseas cheques payable abroad under collection
100. type Outward Cheques for Clearing PDCs for selection Instrument Description System displays the description of the instrument code selected on ORACLE Product Code Select a product code from the adjoining option list The list contains the product codes associated with the instrument code selected above Product Description System displays the description of the Product code selected Batch Reference Number System generates and displays a unique reference number for the batch of instruments being booked Check In Series Check this box to indicate that the cheques that were booked are in series or not First Instrument Number Specify an Initial number in the series of cheques The field is Mandatory if checks in series flag is selected Number of Instruments Specify the number of instruments that are booked Process Status System displays the process status value here Counter Party Details Counterparty Identification Select a Customer Id from the adjoining option list The list contains the Id s of the customers who has submitted the instruments Counterparty Name The system displays the name of the customer based on the Counterparty ID Counterparty Account Number Select the account number of the customer from the adjoining option list Account Branch System displays the name of the branch associated with the account Other Party Details Other Party Identification Select the Other Party Id
101. type is received where the counterparty other party remitting bank and currency are the same for all the instruments You can invoke this screen by typing RBDBINOL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Retail Bills Bulk Inward Bill Booking Details Transaction Branch Code 000 xX H save Instrument Code ka Product Code Instrument Description Product Description Batch Reference Number Number of Instruments E Process Status Unprocessed zj Version Number 4 of E Counterparty Details Counterparty Identification az Account Branch Counterparty Name Counterparty Account a3 Number Other Party Details Other Party Identification z Credit Account Branch Other Party Name Credit Account for F Realization Remitting Bank Details Bank Code m Branch Code Bank Name Branch Name d Correspondent Bank ae Correspondent Bank a Account Additional Details Booking Date Protest fa Currency Laz F Auto Liquidation EE Eme V Contract Reference Number Instrument Number Instrument Date Amount Remitting Bank Reference Number Remitting Bank Date a w E 5 lt I m r w Show Errors Maker Date Time Record Status Authorization Status Checker Date Time G20 ORACLE Here all the common details of instruments such as instrument code product code Counterparty d
102. under Collection siiin ide aad aa a aada iaa ee edea N adaa i 8 20 8 15 Viewing Summary of Dishonour of Overseas Cheques eeeeeeeeeseetteeeeeees 8 21 8 16 Booking Overseas Cheques Payable Abroad under Collection in Bulk 8 22 8 16 17 ViGWING EMTOIS ree e O ee eA 8 25 8 17 Viewing Summary of Bulk Booking of Overseas Cheque 8 26 8 18 Realizing Overseas Cheques Payable Abroad under Collection in Bulk 8 27 8 18 1 VIGWING ETOS ve aati ies eis ee ee ee 8 29 8 19 Viewing Summary of Bulk Realization of Overseas Cheques eeteeeteees 8 29 9 Automatic Processes sicicscssseccssescicecccctes se casaqseteassecsceseceeserseteccacccosasassaueets 9 1 OA Introductionis isen er toes tet 2 ae nda esate oak otitis a T 9 1 9 2 Maintaining Mandatory Batch Programs 0 ccceceeeeeeeeeeeeeeeeteeeeeeeeteneeeeeeeeneeeeene 9 1 9 3 Auto Liquidation of Outward Instrument 0 cccceeeeeeeeeeeeeeeeeceeeeeeeeeeeeeeeeeeeeeneees 9 2 9 4 Collateralization of Outward Instruments 0 ccccccceeeeeeeeeeeeeeeecaeeeeeeeeeeeeeeeeteeeeeeea 9 3 9 5 Dispatching Outward Bill Cheque for Collection cceceeeeeeeeceeceeeeeeeeeeeeteeseees 9 3 9 6 Clearing Post Dated InstrUuMents ccceeecceeeeeeeeeeeeeeeeeeeeeeeeseeeeeeeeteeeaeeeeeteeaeeees 9 4 9 7 Auto Liquidation of Inward Instruments ccccecceeeeeeeeeeeeeeeceeeeeeeeeeeeeeeeeeeeteees 9 4 9 8 Auto Liquidation of C
103. walk in as well as non walk in party Address Line 3 System displays the value for the field based on the CIF defined in the main tab However you can modify this for walk in as well as non walk in party Address Line 4 System displays the value for the field based on the CIF defined in the main tab However you can modify this for walk in as well as non walk in party Language System defaults the value for the language field based on the CIF defined in the main tab However you can modify this for walk in as well as non walk in party Dishonour Details Reason Code In case of dishonour of an instrument you need to select the dishonour reason code from the adjoining option list Reason System displays the description for the reason code selected above Once you have specified the above details click Save button to save the contract Capturing Additional Details for Inward Retail Bill Cheque for Collection A horizontal array of buttons are provided at the bottom of the screen for capturing additional details You can capture view the following additional details inward retail cheque bill for collection e Advices e Events e Settlement e Charge e MS e User Defined Fields For further details on these sub systems refer to the section Capturing Additional Details for Outward Retail Bills Cheques for Collection in chapter Outward Retail Bill Contract of this user manual ot ORACLE 6
104. when you select the component from default class Rule Details Settlement Currency Specify the currency in which the corporate action should be settled Rule Select rule from the list or when you select the component from default class the corresponding rule displays Description This displays the description for the selected rule Default Waiver Check this box to opt for the waiver of charges Capitalize Check this box to capitalize the payment of charges and fees If the charge is not paid ona scheduled date the outstanding charge amount will be added to the outstanding principal and this becomes the principal for the next schedule If a partial payment has been made the unpaid amount will be capitalized the unpaid charge is added to the unpaid principal and this becomes the principal for the next schedule Other Details Check the required options from the following e Allow Rule Amendment e Amend after Association e Allow Amount Amendment e Accrual Required e Amend after Application e Consider as Discount alt ORACLE 4 2 8 e Discount Basis UDF Details Click Fields button to invoke the Product User Defined Fields screen Product User Defined Fields x Product Code Product Description Fields 10f1 tl lZ Field Number Field Name C Specify the following details Product Code The product code is defaulted for all the sub screens after you enter the same i
105. which the contract is booked Outward Bills for Collection Outward Cheques for Collection Outward Clearing Cheques PDCs Counterparty ID CIF ID and Name of the Outward Bills for Collection amp Name counterparty who submitted Outward Cheques for Collection the instruments for collection Outward Clearing Cheques PDCs Counterparty Account number selected in Outward Bills for Collection Account Num ber the main tab of the contract input Outward Cheques for Collection Outward Clearing Cheques PDCs Account Branch Account branch code Outward Cheques for Collection Outward Clearing Cheques PDCs Other Party ID amp Name Unique Id of the other party Drawee or Buyer and Name Outward Bills for Collection Outward Cheques for Collection Outward Clearing Cheques PDCs Collecting Bank and Branch Name of the collecting bank and the branch Outward Bills for Collection Outward Cheques for Collection Clearing Bank Name of the clearing bank Outward Clearing Cheques PDCs and Branch and the branch Routing Num Routing number Outward Clearing Cheques PDCs ber Clearing Con Clearing contract reference Outward Clearing Cheques PDCs tract Reference number 10 4 ORACLE Field Description Applicable Product Type Instrument Number amp Date Number and Date of the Cheque Outward Bills for Collection Outward Cheque
106. you have maintained for the currency pair involved It is computed as Mid Rate Spread depending on whether it is the Buy Spread or the Sell Spread e The Customer Spread the spread that you have maintained for the specified Counter party Currency Pair and Tenor combination in the Customer Spread Maintenance screen is picked up and applied for the customer involved in the deal oe ORACLE Exchange Rate For transactions involving any relationship pricing benefit scheme the customer specific exchange rate derived by adding the original exchange rate and the customer spread maintained for the relationship pricing scheme gets displayed here If Relationship Pricing is not applicable Exchange Rate will be the same as the Original Exchange Rate Negotiated Cost Rate Specify the negotiated cost rate Negotiation Reference Specify the negotiation reference here Generate Message Enable this option if a payment messages has to be generated for the settlement instruction IBAN Account Number The system displays the IBAN Account Number here Euro In Currency and Euro In Amount SWIFT messages MT103 MT202 generated towards settlement can furnish the value of the settlement amount in both the settlement account currency and a Euro Related Information ERI currency of your choice If you opt to furnish the ERI value of the amount you have to enter the following in this screen e The ERI currency e The ERI Amount The sy
107. you opt for this option the preferences you maintain in this screen will be used to create a loan during liquidation of Retail bills Specify the following details Contract Reference The system displays the contract reference number Contract Currency The system will display the currency of the contract You cannot change this value Product The system displays the product code of CL with which the loan account is created The value is defaulted from Retail bills product maintenance Counterparty The system displays the counter party details Currency The system displays the currency of the loan Here Instrument Currency will be defaulted Latest ESN The system displays the latest event sequence number of the contract o82 ORACLE Product Description The system displays the description of the CL product code here Tenor Here it indicates the tenor for each loan being maintained The tenor is expressed in days The minimum maximum tenor specified in the loan product underlying the contract has to be adhered to Units Indicates the units in which the tenor is specified Loan Contract Reference Number The system displays the reference number of the loan contract Rate Rate Code Select the rate to be applied for the conversion The following are the options available e Mid Rate e Buy Sell Rate Exchange Rate For a customer availing any Relationship Pricing scheme the customer specific exchange rate derive
108. 5 ORACLE Product Type Specify the product type for which you need to generate the report You can select one of the following product types e Inward Bills for Collection e Inward Cheques for Collection 10 7 1 Contents of the Report The report contains the following details 1828 ORACLE Header Field Description Branch Code Branch for which the report is generated From Date From date in the date range To Date To Date in the date range Product Type Product Type Body Field Description Applicable Product Types Realization Date Date on which the realization has happened Inward Bills for Collection Inward Cheques for Collection Contract Refer ence Unique reference generated by the system while booking the contract Inward Bills for Collection Inward Cheques for Collection Booking Date Date on which the contract is booked Inward Bills for Collection Inward Cheques for Collection Instrument Code Instrument Code Inward Bills for Collection Inward Cheques for Collection Counterparty ID amp Name Counterparty ID amp Name Inward Bills for Collection Inward Cheques for Collection Counterparty Account Number Counterparty Account Number Inward Bills for Collection Inward Cheques for Collection Remitting Bank amp Branch Name of the Remitting Bank and Branch Inward Bills for Collection Inward Cheques
109. 8 ORACLE 5 11 2 e Instrument Date e Amount e Other Party Identification e Debit Account for Realization e Collecting Bank Code e Maturity Date e Grace Days e Lead Days for dispatch e Protest e Auto Liquidation Note Amount cannot be changed if the bill is financed collateralized Other party identification cannot be changed if the bill is already dispatched financed or collateralized Maturity date cannot be edited if the bill is already financed Grace days cannot be amended if the instrument is already financed Lead days for dispatch cannot be changed if the bill is already dispatched While creating the contract if you had not opted for collateralization then you may do it at the time of contract amendment if required Other Details Tab Outward Retail Instrument for Collection Transaction Branch Code 000 X H save a Hold Instrument Code a Contract Reference Batch Reference Number be Instrument Description a a Batch Sequence Number i ser Reference Number samen External Reference Version Number 4 of gt pason Number Parties 101 Party Type Party Identification Party Name Address Line 1 AddressLine2 Address Line3 Address Line4 Country Language Limit Margin Track Limit Margin Percentage Credit Line A Other Party Limit Check Required inance Collateral Financing Eligible Collateral Eligible v Discount Amount Colla
110. ACLE 5 5 2 Other Party Name The system displays the other party name based on the other party Id selected Debit Account for Realization The system defaults the Clearing GL maintained in the Retail Bills branch parameters here Debit Account Branch System defaults the contract booking Branch into this field Additional Details Booking Date System displays the application date as booking date Activation Date System displays the date on which the clearing contract will be created for the PDC being booked It displays the instrument date as the activation date Value Date System displays the date on which the proceeds will be available to the customer Here the value date is equal to the activation date customer float Auto Liquidation Check this box to indicate that the bill contract should be liquidated automatically as part of a batch process on the Value Date This is defaulted from the product and can be modified by the user Internal Remarks Specify your remarks on the transaction Clearing Tab Click Clearing tab to capture clearing details Outward Cheques Clearing Details Transaction Branch Code 000 H save lt i Hold Instrument Code Ga Contract Reference Batch Reference Number Instrument Description f Number Batch Sequence Number Product Code User Reference Number Product Description External Reference Version Number 4 Number Main Clearing Other Det
111. Cash Letter Generation Transaction Branch Code 000 H Save Branch Code 000 be Cash Letter Contract Cash Letter Product Code be Reference Number Pami Bestii Cash Letter Reference Number Currency be Date Collecting Bank Name Auto Liquidation ave EE Contract Reference Number Instrument Number InstrumentDate Amount Internal Remarks Maker Date Time Record Status Checker Date Time Authorization Status Cancel Specify the following details Branch Code Specify the branch code for which you need to generate the branch code You can select the appropriate branch code from the option list Cash Letter Product Code Specify the cash letter product code You can select the appropriate one from the option list The system displays the product codes created under the product type cash letter product in the Retail Bills Product maintenance Product Description Based on the cash letter product code selected the system displays the description of the product Currency Specify the currency for which the cash letter reference is being assigned You can select the appropriate currency code from the option list The option list displays only those currencies available in the branch parameters float days Collecting Bank Name Based on the currency code selected the system displays the name of the collecting bank Cash Letter Contract Reference Number The system displays the cash letter contract reference n
112. Charges Remarks P Return Date Advices Events Settlement Charges MIS Fields Date Time Date Time Maker Checker Record Status Authorization Status The Retail Bills Overseas Cheques Dishonour Protest Return Details screen is used for handling the dishonour protest and return of retail instruments Specify the following details Contract Reference Number Specify the contract reference number of the instrument which needs to be dishonoured protested returned You can select the appropriate contract from the option list The option list displays all valid and active contract reference numbers Once you have specified the contract reference number click P button to populate the contract details Counterparty Details Counterparty Identification System displays the Customer Id based on the contract reference number selected Counterparty Name System displays the counterparty Name based on the contract reference number selected Instrument Details Instrument Number The system displays the cheque number here Bele ORACLE Instrument Date The system displays the date of the cheque Currency The system displays the cheque currency Amount The system displays the cheque amount Collecting Bank Details Bank code The system displays the collecting bank code based on the contract reference number selected Bank Name The system displays the collecting bank name as
113. Charges Claimed Remarks Return Details Return Date EA Advices Settlement Charges MIS Fields Maker Date Time Contract Status Authorization Status Checker Date Time Note You can protest an instrument only if the instrument is eligible for protest as per the instru ment type maintenance aap ORACLE Specify the following details Contract Reference Number Select the Contract reference number of the instrument which needs to be dishonoured protested returned from the adjoining option list Once you have specified the contract reference number click P button to populate the contract details Based on the contract reference number the system displays the following details e Counterparty Details Counterparty Identification Counterparty Name e Other Party Details Other Party Identification Other Party Name e Instrument Details Instrument Number Instrument Date Currency Amount e Collecting Remitting Bank Details Bank Code Bank Name e Additional Details Booking Date Discount Amount Collateral Value Dishonour Protest Return Reason Reason Code Select a reason code from the adjoining option list The list contains all the codes from the Reason code maintenance screen Reason System displays a reason description based on the reason code selected Protest Details Protest Date Specify the
114. Charges and Fees user manual 5 3 7 MIS Details To invoke the MIS details screen for a contract click on the MIS button while processing the contract mis x Contract Reference MIS Group be DLink To Group Default Input LinkTo Group ORrelated Reference Related Account be Rate Code be Related Account Related Reference B Spread MIS Head be Rate At Rate Type Interest Method v Cost Code 1 bz Pool Code Refinance Rate Cost Code 2 be Contract Level Pool Code be Cost Code 3 bz Cost Code 4 be Cost Code 5 b Transaction MIS Composite MIS Fund MIS MIS Group MIS Group MIS Group cz H kE pe be pE kE pE H pE al I ni ae ba GI Ge Be 2z ok For a contract the transaction type of MIS class the cost code and pool code will be picked up from the product under which the contract is processed The composite MIS code will be picked up from the definition made for the customer on behalf of whom the contract is being processed The interest calculation method for the refinancing rates of the pool will also be picked up by default from Pool Codes maintenance and these can be changed For an account the transaction type of MIS class will be picked up from the account class along with the cost codes and pool codes The composite type of MIS class will be defaulted from those defined for the customer These too can be changed oe ORACLE 5 3 8 Loan Preference Details To
115. Collecting Bank CIF Contract Reference Number Counterparty Identification Product Code Records per page 10f1 Authorization Status Record Status Contract Reference Number Instrument Code Counterparty Identification Myth tia Gi You can search for the records based on one or more of the following parameters e Authorization Status e Contract Reference Number e Counterparty Identification e Product Code e Record Status e Instrument Code e Collecting Bank CIF Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Contract Reference Number e Instrument Code e Counterparty Identification e Counterparty Name e Instrument Number e Instrument Date e Instrument Currency e Instrument Amount e Booking Date oF ORACLE 8 5 8 5 1 e Collecting Bank CIF e Collecting Bank Name e Due Date for Payment e Transit Days e Product Code Amending Overseas Checks Payable Abroad under Collection You can amend certain details of an existing overseas cheques payable abroad on collection The amendment process is initiated for an existing contract from the Retail Bills Overseas Cheques Payable Abroad under Collection screen by using unlock option You can invoke Retail Bills Overseas Cheques Payable Ab
116. Counterparty Other Party Identification Booking Date E Records per page 15 10f1 Authorization Status Contract Status Instruction Code ProductCode Bulk Reference Number Counterparty Other Part You can search for the records based on one or more of the following parameters e Authorization Status e Instruction Code e Bulk Reference Number e Other Party Identification e Contract Status e Product Code e Counterparty e Booking Date Once you have specified the search parameters click Search button The system displays the records that match the search criteria You can view the following details of the resultant records e Authorization Status e Contract Status e Instruction Code e Product Code e Bulk Reference Number e Counterparty e Other Party Identification e Other Party Name cad ORACLE 5 11 5 11 1 e Counterparty Name e Clearing Bank Name e Clearing Branch Name e Booking Date Amending Outward Retail Bills Cheques for Collec tion You can amend certain details of an existing contract based on the user request The amendment process is initiated for an existing contract from the Outward Retail Instrument for Collection screen by using unlock option You can invoke Outward Retail Instrument for Collection screen by typing RBDOCONL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button The amen
117. Currency Amount Event Number Event A The following details are displayed here Reference Number Event Number Event See Position Entries enabled Accounting Entries Event Branch Account Account Description Debit Credit Amount Tag Account Currency Foreign Currency Amount Rate Local Currency Amount Date Value Date Transaction Code 5 43 ORACLE 5 5 6 2 Overrides Tab You can view the overrides that occur in the life cycle of a contract in Overrides tab Accounting Entries E3 Enter Query Reference Number Event Number iv See Position Entries Event Accounting Entries Overrides Overrides 10f1 Him gt itl Overrides Override Status Authorized By Auth Date Stamp The following details are displayed here e Reference Number e Event Number e See Position Entries Enabled e Event e Overrides e Overrides e Override Status e Authorized By e Authorization date Stamp 5 5 7 Messages Click Message button from the Events screen and view the list of messages applicable to a particular event in the life cycle of the retail bill Message E Execute Query Contract Reference Messages 10f1 Message Type SWIFT Message Type Medium Message Status Authorization Status Receiver Receiver Name DCN Message Details The following details of a
118. Date Amount Nostro Details Collecting Bank Name Additional Details Booking Date Other Party Name Drawee Bank Name Dishonor Details Other Details Reason Code be Other Bank Charges Reason P Remarks P Date of Dishonor E Advices Settlement Charges MIS Fields ELGE Checker Date Time Date Time Record Status Authorization Status Specify the following details Contract Reference Number Specify the reference number of the cash letter contract that should be dishonoured The option list displays all valid contracts for which CLQD event has been triggered You can select the appropriate contract reference number from the option list Once you have specified the contract reference number click P button to populate the contract details in the remaining fields The system displays the following information on clicking P button e Counterparty identification e Name ofthe counterparty e Instrument number maa ORACLE 7 13 e Date of the instrument e Currency of the instrument e Amount for which the instrument was drawn e Name of the collecting bank e Booking date of the instrument e Name of the other party e Name of the bank on which the cheque was drawn Dishonour Details Reason Code Specify the reason code for dishonour The option list displays all valid reason codes against which a cash letter can be dishonoured You can select a reason code from the
119. Debit Account for Other Party Name Realization Debit Account Branch Additional Details Booking Date Value Date Activation Date iy Auto Liquidation Internal Remarks E Advices Events Settlement Charges MIS Loan Preference Available Limit Fields WEL Cig Date Time Contract Status Authorization Status Checker Date Time Once input mistake is identified after authorization of contract you can reverse the invalid contract using Reverse action button On reversal of the contract the system validates the following parameters e The system validates whether the clearing contract is already created for the instrument in the clearing module If any of these conditions are met then the system will display an error message e The system validates whether the contract is already reversed realized or returned e The system validates whether the loan account associated with the instrument is reversed or not If the loan account is not reversed the system displays an error message If the loan account is reversed then the system reverses the respective contract and proceeds with the following steps Ifthe instrument is collateralized then the system reverses the collateral created in ELCM module The system updates the contract status as Reversed The system reverses all accounting entries generated during the previous events a ORACLE 6 1 6 2 6 Inward Retail Bill Contract
120. Drawer Drawee Combination Limit Utilization Report Branch Code be From Date OtherParty Identification To Date CounterParty Identification Report Format PDF Printer At Client Y Report Output Print Y Printer Specify the following details Branch Code Specify the branch code for which the report needs to be generated You can select the appropriate branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Other Party Identification Specify the Other party for which the report needs to be generated You can select the appropriate ID from the option list From Date Specify the start date of the report period To Date Specify the end date of the report period Note The report period should always be less than or equal to 15 days The maximum difference between the from date and to date should be of 15 days Otherwise the system will display an error message 10 15 1 Contents of the Report The report contains the following details 100 ORACLE Header Field Description Branch Code Branch for which the report is generated From Date Start date of the report period To Date End date of the report period Counterparty Identification Counterparty ID Counterparty Name Counterparty Name Other Party Identification Unique Id of the other part
121. Envelope Contents 1 to 6 Specify the envelope contents here Viewing Charge Details Click Charges button to view the Charge Details screen Charge Details Contract Reference Charge Association 1 O3 J Creation ESN Component Rule Description Consider as Discount Waiver Accrual Required Charge Application 1 of 4 _j Creation ESN Component Tag Currency Tag Amount Charge Currency Charge Amount E Consider as Discount Charge Liquidation 1 F1 _ Event Sequence Number Component Charge Currency Charge Amount The following fields are displayed here Contract Reference Liquidated The system displays the contract reference number of the contract you are processing Charge Association Creation ESN The system displays the event sequence number which depends on the life cycle of the contract processing 5 26 ORACLE Component The system displays the name given to the charge component here Rule The system displays the rule Description The system displays the description Consider as Discount If the charge component is considered for discount accrual on a constant yield basis then the consider as Discount option will be checked and you cannot modify this value Waiver The system defaults this option to waive the charge or fee on a contract you are processing Accrual Required The system defaults the option from the product charge class ma
122. ID of the recipient of the message e The status of the message e Medium e DCN me ORACLE 5 3 4 1 5 3 5 5 3 5 1 Message Details Message i 8 Execute Query Reference Number Receiver Sender DCN Message Type Version Number SWIFT Message Type 10f1 Message Remarks Reject Reason Message Trailers Here in order to view the text of a message you need to highlight the message and click Message button Click Exit or Cancel button to exit the screen Settlement Details You can capture the settlement details of a Retail bill in Settlement Details screen Click Settlement button in Outward Retail instrument for Collection screen to invoke the Settlement Details screen The Settlement Details screen shows the settlement details of the latest event only Account Details Tab Click Account Details tab to specify details for the account Settlement Details Contract Reference Component esae Payment Details Parties Parties Local Clearing Other Details Settlement Details 1 Of 1 Go 7 Component Currency Debit Credit Account Account Description AccountBranch Account Currency Netting os ORACLE Account Details The account details that get defaulted include the following e Component and its Currency e Payment Account and its Currency e Branch of your bank to which the account belongs Debit Credit System displays the
123. IS LoanPreference Available Limit Fields Maker Date Time Record Status Checker Date Time Authorization Status Cancel Specify the following details Instrument Code Specify the instrument code The option list displays all valid instrument codes associated with the product type FCY Cheques under Cash Letter Select the appropriate one Instrument Description Based on the instrument code selected the system displays the description Product Code Specify a valid product code of the product type associated with the selected instrument code The option list displays the product codes of product type FCY Cheques under Cash Letter Product Description The system displays the description of the product Contract Reference Number The system generates and displays a unique contract reference number This reference number is used in all accounting entries and transactions related to this contract It is a combination of 3 digit branch code 4 char product code 5 digit Julian date and a 4 digit serial number User Reference Number By default the system displays the contract reference number However you can modify this and specify a user unique reference number Tag ORACLE External Reference Number If the contract was created by en external system and later uploaded into Oracle FLEXCUBE then the system displays the reference number used by the external system in this field If it is a contract created directly
124. Instrument Protest Advice to Counter Party RETN IN_ REMRETNADV Inward Instrument Return Advice to Remit ting Bank RETN IN_ CPRETNADV Inward Instrument Return Advice to Counter Party Advices for FCY Cheques under Cash Letter Arrangement Event Advice Name Description BOOK FCYCHKBKADV Foreign Cheque Lodgement Advice AMND FCYCHKAMNDADV Foreign Cheque Amendment Advice LIQD FCYCHKREALADV Foreign Cheque Realization Advice DISH FCYCHKDISHADV Foreign Cheque Dishonour Advice CLGN FCYCLRGENADV Cash Letter Annexure Generation Advice 11 10 ORACLE Advices for Overseas Cheques Payable Abroad under Collection Event Advice Name Description BOOK FCYOVRBKADV Overseas Cheque Covering Letter AMND FCYOVRAMNDADV Overseas Cheque Amendment Advice LIQD FCYOVRREALADV Overseas Cheque Realization Advice DISH FCYOVRDISHADV Overseas Cheque Dishonour Advice PROT FCYOVRPROTADV Overseas Cheque Protest Advice RETN FCYOVRRETNADV Overseas Cheque Return Advice Den ORACLE E EIDMANPE oseere 9 1 R RBBAUTIQ eee 9 2 9 4 RBBCLGBT eee 9 4 RBBCOBAT 0c eeeeeeee 9 3 RBBDIBAT eeeeeeeeeees 9 3 RBBLOCCH eee 9 5 RBDBFCRE 006 7 34 RBDBFCUC ee 7 29 RBDBIDPR 006 6 31 RBDBINOL ssec 6 20 RBDBIREA cceeees 6 26 RBDBOCCL ee 5 71 RBDBOCOL 8 5 64 RBDBOCPA enee 8 22 RBDBOCRE
125. Name Booking Date Instrument Number Currency Instrument Date Amount Amending Inward Retail Bills Cheques for Collection You can amend certain details of an existing contract based on the user request The amendment process is initiated for an existing contract from the Retail Bills Inward Contract Details screen by using unlock option You can invoke Retail Bills Inward Contract Details screen by typing RBDICONL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button The amendment of an existing contract is allowed in the following scenarios Bill contract is not closed reversed Bill contract is not realized Bill contract is not dishonoured or protested or returned ORACLE 6 5 1 Main Tab Retail Bills Inward Contract Details Transaction Branch Code 000 H save df Hold Instrument Code Instrument Description Product Code Product Description Contract Reference Number User Reference Number External Reference Number Other Details Counterparty Details Counterparty Identification a Counterparty Name Remitting Bank Details Bank Code a7 Bank Name Reference Number Correspondent Bank a Instrument Details Instrument Number Instrument Date Ea Other Party Details Other Party Identification a Additional Details
126. Number System generates and displays a unique reference number for the bulk operation and itis a combination of 3 digit branch code 4 char process code ZBBO 5 digit Julian date and a 4 digit serial number Counterparty Details Counterparty identification System displays a customer identification based on the batch reference number selected Counterparty Name System displays the name of the customer based on the batch reference number selected Other Party Details Other Party Identification System displays the other party identification number Other Party name System displays the name of the other party Remitting Bank Details Bank Code System displays the bank code of the remitting bank based on the batch reference number selected Bank Name System displays the name of the remitting bank based on the batch reference number selected Return Date By default system date is displayed here if the action selected is Return However you can edit this value Branch Code System displays the branch code based on the batch reference number selected Branch Name System displays the branch name based on the batch reference number selected Multi Block Record Contract Reference Number System displays a contract reference number based on the batch reference number and the action selected Instrument Number System displays an instrument number based on the batch reference number and the action select
127. ORACLE Retail Bills User Guide Oracle FLEXCUBE Universal Banking Release 12 0 3 0 0 Part No E53393 01 April 2014 Retail Bills User Guide April 2014 Oracle Financial Services Software Limited Oracle Park Off Western Express Highway Goregaon East Mumbai Maharashtra 400 063 India Worldwide Inquiries Phone 91 22 6718 3000 Fax 91 22 6718 3001 www oracle com financialservices Copyright 2007 2014 Oracle and or its affiliates All rights reserved Oracle and Java are registered trademarks of Oracle and or its affiliates Other names may be trademarks of their respective owners U S GOVERNMENT END USERS Oracle programs including any operating system integrated software any programs installed on the hardware and or documentation delivered to U S Government end users are commercial computer software pursuant to the applicable Federal Acquisition Regulation and agency specific supplemental regulations As such use duplication disclosure modification and adaptation of the programs including any operating system integrated software any programs installed on the hardware and or documentation shall be subject to license terms and license restrictions applicable to the programs No other rights are granted to the U S Government This software or hardware is developed for general use in a variety of information management applications It is not developed or intended for use in any inherently dangerous app
128. Other Party Details You can maintain the other party details using Other Party Maintenance screen To invoke this screen type RBDOPMNT in the field at the top right corner of the application toolbar and click the adjoining arrow button Other Party Maintenance Other Party ID Address 1 Customer Number Address 2 Party Name Address 3 Country Address 4 Currency GBP Branch Code 000 Overall Limit Amount Number of Protests Or Available Amount Dishonours JDefaulter Collateral CAP on Bill Amount Remarks Maker Date Time Checker Date Time Mod No Record Status Authorization Status Specify the following details Other Party ID The system generates and displays a unique identification code for the other party This auto generated ID is a seven digit serial number prefixed by the alphabets OP Customer ID Select a customer ID from the option list The option list displays all valid Customer IDs that are not attached to any existing record Party Name If you have selected the customer ID then based on that the system displays the name of the other party You cannot edit the name displayed by the system If you have not specified a customer ID then you can manually enter the name of the party Country Specify the country of the other party The option list displays all valid country codes maintained in the system Choose the appropriate one Currency The system displays the currency co
129. Product Code Combination of Currency and Product Code From Date Start date of the report period To Date End date of the report period Body Field Description Applicable Product Type Contract Refer ence Unique reference generated by the system while booking the con tract Inward Bills for Collection Inward Cheques for Collection Instrument Code Instrument code under which the contract is booked Inward Bills for Collection Inward Cheques for Collection Counterparty Iden tification and Name CIF ID and Name of the counter party Inward Bills for Collection Inward Cheques for Collection Counterparty Account Number Account number selected in the main tab of the contract input Inward Bills for Collection Inward Cheques for Collection Account Branch Account Branch Inward Bills for Collection Inward Cheques for Collection Other Party Identifi cation and Name Unique ID and Name of the Other Party Inward Bills for Collection Inward Cheques for Collection Remitting Bank and Branch Name of the Remitting Bank and Branch Inward Bills for Collection Inward Cheques for Collection Instrument Num ber and date Number amp Date of the Bill Inward Bills for Collection Inward Cheques for Collection Currency and Amount Currency and Amount of the Bill Inward Bills for Collection Inward Cheques for Collection Local Cu
130. Record Status e Contract Reference Number id ORACLE 7 15 e Cash Letter Reference Number e Counterparty Identification e Counterparty Name e Instrument Number e Instrument Date e Booking Date e Collecting Bank CIF e Collecting Bank Name e Date of Dishonour e Reason Code e Reason e Nostro Account Realizing FCY Cheque under Cash Letter You can realize foreign currency cheques sent under a cash letter using Retail Bills Cash Letter Single Realization Details screen To invoke this screen type RBDFCREA in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Cash Letter Single Realization Details Transaction Branch Code 000 H save Contract Reference be a Cash Letter Reference Number Number Counterparty Details Counterparty Identification Counterparty Name instrument Details Instrument Number Currency Instrument Date Amount Additional Details Value Date Remarks P Advices Events Settlement Charges MIS Fields ELC Checker Date Time Date Time Record Status Authorization Status Specify the following details Contract Reference Number Specify the reference number of the cash letter contract that you need to realize You can select the appropriate contract reference number from the adjoining option list The option list displays contracts for which Cash Letter Realization is done and a
131. Remarks Status Location Instrument Status Instrument Location Maker Date Time Contract Status Authorization Status Checker Date Time The Retail Bills Manual Status Location Change screen is used to change the status of the instrument and or location of the instrument manually Specify the following details Contract Reference Number Select a unique reference number for the contract from the adjoining option list Once you have specified the above details Click on P button to populate the contract details Counterparty Details Counterparty Identification System displays the Counter Party Id based on the contract reference number selected Counterparty Name System displays the Counter Party Name based on the contract reference number selected Counterparty Account Number System displays the Counter Party Account Number based on the contract reference number selected Instrument Details Instrument Number System displays the instrument number based on the contract reference number selected a 108 ORACLE Instrument Date System displays the instrument date based on the contract reference number selected Currency System displays the currency based on the contract reference number selected Amount System displays the amount based on the contract reference number selected Other Party Details Other Party Identification System displays the Other party Id b
132. Remitting Bank Name Once you have specified the search parameters click Search button The system displays the records that match the search criteria You can view the following details of the resultant records e Authorization Status e Contract Status e Contract Reference Number e Counterparty Identification e Counterparty Name e Other Party Identification e Other Party Name e Remitting Bank Name BS ORACLE 6 9 e Value Date e Currency e Amount e Net Realized Amount e Bank Reference Number Capturing Dishonour Protest Return Details of Inward Retail Bills Cheques for Collection Dishonour Protest Return of Retail Bills Cheques is handled through a common screen for both outward and inward instruments You can invoke this screen by typing RBDDPROL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button The Dishonour Protest Return Details screen is used to capture dishonour return and protest details of retail instruments Dishonor Protest Return Details Transaction Branch Code 000 H Save Contract Reference Number Counterparty Details Other Party Details CounterParty Other Party Identification Identification Other Party Name CounterParty Name Instrument Details Instrument Number Currency Instrument Date Amount Collecting Remitting Bank Details Additional Details Bank Code Booking Date Bank Name
133. Sensitive Authorization Status v Record Status Cash letter reference Cash Letter Contract Currency Reference Number 7 Nostro Account 10f1 Authorization Status Record Status Cash letter reference Cash Letter Contract Reference Number Currency Nostro Acct You can search for the records based on one or more of the following parameters e Authorization Status e Cash letter reference e Currency e Record Status Mae ORACLE e Cash Letter Contract Reference Number e Nostro Account Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Cash letter reference e Cash Letter Contract Reference Number e Currency e Nostro Account e Amount 7 12 Dishonouring FCY Cheques under Cash Letter In case of non payment of an instrument you can capture the details specific to the dishonour using Retail Bills Cash Letter Dishonour Details screen To invoke this screen type RBDCLDIS in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Cash Letter Dishonor Details x Save Contract Reference e3 g Cash Letter Reference Number Number Counterparty Details Counterparty Identification Counterparty Name instrument Details Instrument Number Currency Instrument
134. Status e Record Status e Cash Letter Reference Number e Contract Reference Number e Counterparty Identification e Counterparty Name e Instrument Number e Instrument Date e Currency e Amount 128 ORACLE 7 18 Booking FCY Cheques under Cash Letters in Bulk You can book multiple foreign currency cheques received under a cash letter using Retail Bills Bulk Input FCY Cheques under Cash Letter screen To invoke this screen type RBDBFCUC in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Bulk Input FCY Checks under Cash Letter lex Save Instrument Code 2B Product Code Instrument Description Product Description Batch Reference Number Number of Instruments Status Version Number 4 counterparty Details Counterparty Identification Counterparty Account Counterparty Name Number Account Branch Nostro Details Currency be Account Branch Nostro Account Collecting Bank Name Additional Details Booking Date Value Date Customer E Value Date Bank Auto Liquidation Finance Financing Eligible Yj Track Limit Margin Credit Line E 10f1 E Contract Reference Number Instrument Number Instrument Date Amount LCY Amount Discount Amount Other Part Ey E Available Limit Show Errors Maker Date Time Record Status Checker Date Time Auth
135. TOG 3 16 3 7 1 Viewing Notary Codes SUMIMALY eessseeeessrreserrrnnrnererrnnnrrnnnrnrerrrenareenns 3 17 3 8 Maintaining Instrument Rules ssesesssseesesrrresesrrnessinnneeseenneesnnannesetennannnnnaeseennnennt 3 17 3 8 1 Viewing Instrument Rules Summary ssssseeeiisseeinenneerenneernnnneennenneeena 3 19 3 9 Maintaining Other Party Details 00 00 00 cece eee eeeee eee eeenaaeeeeeeeeaeeeeseenateeeeeeeaaes 3 20 3 9 1 Viewing Other Party Summary 0 ccccccectececetteteee cette eee eetnneeeeeetnaeeeeeneas 3 23 3 10 Maintaining Drawer and Drawee Combination Limit ee eeeeeeeeeeeeeeeeeeeenees 3 24 3 10 1 Viewing Drawer Drawee SUMIMALY cccceceeeeeeeeeteeneeeeeteeeeaeetetneesaeeees 3 26 Retail Bill Product icc sc bcctctccctnantiteccce te eae eee ee aes 4 1 LIS MATROGUCHON ee er AA E sel caetva Ae Boones ine ata 4 1 4 2 Defining Retail Bill Product ccc cece eee eene terse eaters eeeaaeeeeeeeaeeeeeeenaeeeeeneeaaes 4 1 4 2 1 Setting Preferences for a Product 0000 ceecececeeteeeenteeeeteeeneeeeteeeeaeeeetennaaeeees 4 3 4 2 2 Accounting ROES aaee A A A E dena E A 4 5 42 3 Event D OAS a cute acini TEA ate 4 7 4 2 4 Maintaining Branch Currency Restrictions 0 ccccsccccenseeeeeeentteeeeeeenaaes 4 11 4 2 5 Maintaining Customer Restrictions 000 ccccceccese ee eteeteeteeeenaeeeeteeeaaeeees 4 12 42 6 MIS Details aig tei sie as aie a ea ee es 4 14 4 2 7 Charge Detalls era eaa E A agendas 4 15
136. The system displays an override message when you save the record Track Limit is required only for instruments that are financed If an instrument is not financed the system automatically unchecks Track Limit and displays an override message Credit Line Select the credit line from the adjoining option list The list displays all the credit lines which belong to the Counterparty Credit line is provided only for financed instruments with track limit If the financed instrument is without track limit then the system displays an error message when you save the record or navigate to a subsystem on the screen You can click the button Available Limit to view the limit availability for Counterparty Credit Line Other party limit and drawer drawee limit are not applicable for FCY cheques under cash letter Discount Amount The system displays the discount amount This amount is arrived at by deducting the margin amount from the instrument amount This is calculated based on the margin percentage specified above The system triggers DISP event on save of the above information and creates a loan contract in CL module for the financed amount The system displays the loan account number in the Loan Preferences screen Capturing Additional Details for Financing FCY Cheques under Cash Letter For capturing additional details an array of buttons are provided at the bottom of Retail Bills Cash Letter Financing Details screen Yo
137. This chapter takes you through the steps involved in creating a retail bill product The product codes thus defined will be available for selection during the creation of retail bill contract Defining Retail Bill Product You can create Retail Bill products using the Product Maintenance screen You can invoke the Product Maintenance screen by typing RBDPRMNT in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button In this screen you can enter basic information relating to a retails bills product For any product you create in Oracle FLEXCUBE you can define generic attributes such as branch currency and customer restrictions MIS details charge details etc by clicking on the appropriate icon in the horizontal array of buttons in this screen Product Maintenance lea Save Product Definition Product Code Product Description Exchange Rate Variance Override Limit Stop Limit Product Type Outward Bills for Collection Product Group Product Group Description Start Date End Date Remarks Exchange Rate Rate Type Rate Code pE Buy Sell Rate Mid Rate Preferences Roles Events Branch Customer MIS Charges Fields ELCs Date Time Checker Date Time Mod No Record Status Authorization Status Specify the following details Product Definition Product Code Spe
138. _ E g Number Counterparty Details Counterparty Identification Counterparty Name Instrument Details Instrument Number Currency Instrument Date Amount Additional Details Booking Date Other Party Name Due Date for Payment Drawee Bank Name Finance Financing Eligible Y Track Limit Margin Credit Line pi Discount Amount Advices Events Settlement Charges MIS LoanPreference Available Limit Fields Date Time Date Time Maker Checker Record Status Authorization Status Specify the following details Contract Reference Number Specify the contract reference number of the cheque for which financing is required You can select the contract reference number from the option list The option list displays all valid contracts which are eligible for financing Once you have specified the contract reference number click P button to populate the details of the contract Counterparty Details Counterparty Identification System displays the customer id based on the contract reference number selected Counterparty Name System displays the name of the customer here Instrument Details Instrument Number The system displays the cheque number based on the contract reference number selected on ORACLE Instrument Date System displays the date of the cheque based on the contract reference number selected Currency The system displays the cheque cur
139. _ACC lt COMPONENT gt _LIQD Cr lt COMPONENT gt _INC lt COMPONENT gt _LIQD ORACLE 11 6 Event CLAJ Dr Cr Accounting Role Amount Tag Dr REALIZATION_ACC COLLEC_AMND_AMT Cr NOSTRO COLLEC_AMND_AMT Event CLQD Dr Cr Accounting Role Amount Tag Dr NOSTRO CASH_LETTER_AMT Cr REALIZATION_ACC CASH_LETTER_AMT Event CDSH Dr Cr Accounting Role Amount Tag Dr REALIZATION_ACC INST_AMOUNT Cr NOSTRO INST_AMOUNT Event PDCC Dr Cr Accounting Role Amount Tag Dr COLLECONTOFF COLLEC_OS_AMT Cr COLLECONT COLLEC_OS_AMT Advices This section contains event wise list of advices generated by the system for Retail Bills module ORACLE Advices for Outward Instruments Event Advice Name Description BOOK OC_BILLBKADV Outward Bill for Collection Lodgement Advice BOOK OC_CHKBKADV Outward Cheque for Collection Lodgement Advice BOOK OC_CHKCLRADV Outward Cheque for Clearing Lodgement Advice Bulk Advice OC_BUBILLBKADV Outward Bill Cheque for Collection Bulk Lodgement Advice Bulk Advice OC_BUCHKCLRADV Outward Cheque for Clearing Bulk Lodge ment Advice BOOK OC_COLLADV Outward Bill Cheque Collateral Advice AMND OC_COLLADV Outward Bill Cheque Collateral Advice CBAT OC_COLLADV Outward Bill Cheque Collateral Advice LIQD OC_REALADV Outward Bill Cheq
140. ail Bills Cash Letter Contract Details screen Charge Details Contract Reference Charge Association 1 Of 1 Go H Creation ESN Component Rule Description Consideras Discount Waiver Accrual Required Charge Application 1 Of 1 So D Creation ESN Component Tag Currency TagAmount Charge Currency Charge Amount Consider as Discount Charge Liquidation 10f1 Go z Event Sequence Number Component Charge Currency Charge Amount Liquidated For further details on this screen refer to the section Processing Charges in Charges and Fees user manual 1 ORACLE 7 3 5 MIS You can view and capture the MIS details in MIS screen Click MIS button to invoke this screen Contract Reference Link To Group Related Reference ORelated Account Rate Type ransaction MIS MIS Group OPool Code OContract Level MIS Group Related Account Related Reference MIS Head Interest Method Refinance Rate Pool Code Composite MIS MIS Group Link To Group Rate Code Spread Cost Code 1 Cost Code 2 Cost Code 3 Cost Code 4 Cost Code 5 Fund MIS MIS Group For further details on this screen refer to the section Defining MIS Details for a Customer Account Class Account Product and Contract i
141. ails Clearing Details Clearing Product faa Routing No Issuer Bank E Clearing Bank Issuer Bank Name E Clearing Bank Name Issuer Branch Clearing Branch Issuer Branch Name G Clearing Branch Name Sector Code End Point Advices Events Settlement Charges MIS Loan Preference Available Limit Fields Maker Date Time Contract Status Authorization Status Checker Date Time 22 ORACLE Specify the following details Clearing Details Clearing Product System defaults the value from the product definition screen and you can may modify it using adjoining option list Issuer Bank Select a Bank on which the cheque was issued from the adjoining option list Issuer Bank Name The system displays the name of the issuer bank based on the issuer bank selected Issuer Branch Select the branch code of the issuer bank from the adjoining option list Issuer Branch Name The system displays the branch name of the issuer bank based on the issuer branch code selected End Point Select the end point mapped for clearing house from the option list If no value is selected in this field then the end point value maintained in the ARC maintenance will be defaulted Routing No Select the Routing number from the adjoining option list List contains values from the bank code maintenance screen Clearing Bank System displays clearing bank code based on the Routing number selected Clearing Bank Name System disp
142. al Currency Amount on save Maturity Date Specify the maturity date of a bill cheque For cheques the instrument date is defaulted as the maturity date Discount Amount System computes and displays the amount being financed as instrument amount less margin Collateral Value The collateral value of the instrument will be the instrument amount less margin or the Collateral Cap on Bill amount whichever is lower When the instrument amount minus margin is more than the cap amount during save system will provide override message saying that the collateral value is reduced to the cap amount for single bill oer ORACLE 5 7 1 Internal Remarks Specify your remarks on the transaction Process Status System displays the process status value here Once you have captured the details save the record The system creates the contract once the record has been authorized Note Note the following In case of a collection without financing or collateralizing the system generates bill advic es passes accounting entries and updates the instrument status and instrument location as part of the background process for contract creation In case of a collection with financing the system triggers creation of loan contract in Retail Lending module for the finance The loan account is created under the product code spec ified in retail bills product The system also generates bill advices passes accounting en tries and updates
143. ame 1 0f1 E Contract Reference Number Instrument Number ProductType CounterParty Identification CounterParlyName Other Party Identification Other Party N lt 4 Show Errors Maker Date Time Authorization Status Record Status Checker Date Time The Retail Bills Outward Bulk Dishonour Protest Return Details screen is used to apply the actions Dishonour Protest or Return on the unpaid instruments that are selected from the dispatch lot Specify the following details Dispatch Lot Reference Number Select a dispatch lot reference of the instrument batch which needs to be Dishonoured Protested Returned from the adjoining option list Action Select an action that needs to be performed on the instruments in a batch from the adjoining drop down list and the available options are e Dishonour e Protest e Return After Selecting an action click on P button to populate the details of instruments in the multi record block Bulk Dishonour Protest Return Number System displays a unique number here i ORACLE Process Status System displays the process status value here Collecting Bank Details Bank Code System displays a bank code based on the dispatch lot reference number selected Bank Name System displays a bank name based on the dispatch lot reference number selected Branch Code System displays a branch code based on the dispatch lot reference number selected Bra
144. anch Code 000 es Product Type ReportFormat PDF Printer At Client Y Report Output Print Y Printer be Branch Code Specify the branch for which you need to generate the report Select the appropriate branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Product Type Specify the product type for which you need to generate the report You can select one of the following product types from the drop down list e Inward Bills for Collection e Inward Cheques for Collection Contents of the Report The report contains the following details 10730 ORACLE Header Field Description Branch Code Branch for which the report is generated Report Date Date of Report generation Product Type Product Type Body Column Name Description Applicable Product Types Contract Reference Unique reference generated by the system while booking the contract Inward Bills for Collection Inward Cheques for Collection Instrument Code Instrument Code Inward Bills for Collection Inward Cheques for Collection Booking Date Date on which the contract is booked Inward Bills for Collection Inward Cheques for Collection Counterparty ID amp Name Counterparty ID amp Name Inward Bills for Collection Inward Che
145. anch Code Branch for which the report is generated From Date From date for displaying the data To Date To Date for displaying the data Other Party ID Unique Id of the other party Other Party Name Name of the other party 19794 ORACLE Body Field Description Contract Reference Unique reference generated by the system while booking the contract Utilization Date Date on which the limit is utilized Utilization Type Type of utilization Financing or Collateralization Counterparty ID Counterparty ID Counterparty Name Counterparty Name Instrument Date Date of the Instrument Instrument Number Number of the Instrument Currency Instrument Currency Amount Instrument Amount Maturity Date Maturity Date Utilization Amount Financed Amount or Collateral Value 10 18 Transfer Bills Cheques Report You can generate a report of instruments that are lodged against another party who is a customer of your bank The report will contain the details of bills cheques drawn on same branch bank This report can be generated for the following product types e Outward Bills for Collection e Outward Cheques for Collection To invoke the Transfer Bills Cheques Report screen type RBRTFRRB in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Transfer Bills Checks Re
146. ank Chg Tolerance Amount e Walk in Notary 3 6 ORACLE 3 3 Maintaining Instrument Details You can maintain the details of instruments using Retail Bills Instrument Maintenance screen To invoke this screen type RBDINMNT in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Billsinstrument Maintenance a Save Instrument Code Description Product Type v Lead Days for Dispatch UCollateral Allowed Stale Days Financing Allowed Margin _JProtest Allowed Fields ELCs Checker Mod No Date Time Date Time Record Status Authorization Status Specify the following details Instrument Code In Oracle FLEXCUBE each instrument that you maintain is identified by a unique instrument code Specify a unique code to identify the instrument that you are maintaining You can later use this code to identify this instrument while creating a product or during other operations Description Enter a brief description of the instrument Product Type Select the product type that should be associated with the instrument The option list displays the products of the following types that you create e Outward Bills for Collection e Outward Cheques Collection e Outward Cheques Clearing PDCs e Inward Bills on Collection e Inward Cheques on Collection e FCY Cheques on Cash Letter Basis e Overseas Chequ
147. ank Details Bank Code a Branch Code Bank Name Branch Name Reference Number Date e Correspondent Bank E Correspondent Bank Account Instrument Details Instrument Number Currency a Instrument Date E Amount Local Currency Amount Other Party Details Other Party Identification ae Other Party Name Additional Details Booking Date Account Branch Maturity Date m Credit Account for a Grace Days Realization Due Date for Payment E Protest Auto Liquidation Liquidation with Booking Internal Remarks _ e lt m BD Advices Events Settlement Charges MIS Fields EL ig Date Time Contract Status Authorization Status Ca Specify the following details oe ORACLE Instrument Code Select the instrument code from the option list The list contains only those instruments for selection which are linked to the following product types e Inward Bills for Collection e Inward Cheques for Collection Instrument Description The system displays the description of the instrument code selected Product Code Select a product code from the available list of products for the selected instrument code For selecting the product code system allows only those products which are of product type Inward Bills for Collection or Inward Cheque for Collection Product Description System displays the description for the product code selected above Contract Reference Number System generates and d
148. ased on the contract reference number selected Other Party Name System displays the Other party name based on the contract reference number selected Debit Account for Realization System displays a debit account based on the contract reference number selected Collecting Remitting Bank Details Bank Code System displays a collecting bank code based on the contract reference number selected Bank Name System displays a collecting bank name based on the contract reference number selected Branch Code System displays a collecting bank branch based on the contract reference number selected Branch Name System displays a collecting bank branch name based on the contract reference number selected Additional Details Booking Date System displays a booking date based on the contract reference number selected Maturity Date System displays a maturity date based on the contract reference number selected Internal Remarks Specify your remarks on the transaction Status Location Instrument Status Specify the status of an instrument from the adjoining option list and the available options are obtained from the Instrument Status code maintenance screen Instrument Location Specify the location of an instrument from the adjoining option list and the available options are obtained from the Instrument Location maintenance screen at ORACLE 5 27 Viewing Summary of Manual Status Location Change
149. ash Letter cece cece ceeceee cece cece eee eeeeeeeeeenaecaeeeeeeeeeeeeeteee 9 4 9 9 Instrument Location Update 0 ccccceccee eee ccecceeeaeeeeeeeeeeeeeeseeeeceeecaecaeeeeeeeeeeeeeteee 9 5 MO e To AoE ET E A 10 1 MOLT MroduUct oA r a onl eee T a A a EAT IR 10 1 10 2 Retail Bills Register on aa E AE E E 10 1 10 2 1 Retail Bills Register Outward INStruMent 0 cccceceettteeeeeettnneeeeeeees 10 2 10 2 2 Retail Bills Register Inward INStrUMENES cece eet ee teente tee eeeeeetees 10 6 10 2 3 Register FCY Cheques on Cash Letter Arrangement ccceeeeees 10 8 10 2 4 Register Overseas Cheques Payable Abroad under Collection 10 10 10 3 Maturity Follow up Report enna aea ea a aa aaia 10 12 10 3 1 Maturity Follow up Report Outward 1 ccccccccceeeeeeetceneecteeeeeeeteeneettes 10 13 10 3 2 Maturity Follow up Report INWArd ccccccccceeceeeeeecntennenneeseeseeeneettees 10 16 10 3 3 Maturity Follow up Report FCY Cheques Under Cash Letter 10 17 10 4 Bills on Collection Acknowledgement Due ccccceeeeteeeeeeeeeeteeeeeetnteeeeeee 10 19 10 4 1 Contents of the Report cccccccccceceeeeeneneeceeceeeeteeeeeeeteteeenensinaneeeeeereees 10 20 10 5 List of Contracts Failed in Auto Liquidation eccccceceeeeeeeeeteeeeectteeeeeeeees 10 21 10 5 1 Contents of the Repor eade ae a a e aee 10 22 10 6 Realized Instruments Report Outward
150. ateralized Such contracts are tagged as waiting to be considered for collateral When the limit is available the system will consider these contracts for collateralization on a FIFO basis up to the due date of payment or realization dishonour or protest whichever is earlier However during batch operations if the contract amount is more than the limit availability the next contract with the contract amount within the limit will be considered Collateral Value The collateral value of the instrument will be the instrument amount less margin or the Collateral Capital on Bill amount whichever is lower When the instrument amount minus margin is more than the cap amount during save system provides and override message saying that the collateral value is reduced to the capital amount for single bill Collateral Pool Select the collateral pool Id from the option list If there is no existing pool then the system creates the pool and links the collateral to the pool on save Viewing Advices An important part of processing a Retail Bill is the generation of various advices applicable for a contract The details of the advices for an event are displayed in the Advices screen The party type to whom a specific advice should be sent is picked up automatically based on the type of RB being processed and the parties involved oH ORACLE For Retail Bills Contract details screen click Advices tab The advices screen is disp
151. ation Description Rule Details Settlement Currency Rule Description Other Details Net Consideration JAdvice Charge f Allow Rule Amendment JAmend After Association JAllow Amount Amendment Accrual Required Product Description JStop Association Propagation Required Default From Class Debit Credit Add Subtract SWIFT Qualifier Event For Application Description Basis Amount Tag Description Default Waiver Capitalize Collect LC Advising Charges in Bills amend After Application Consider as Discount Discount Basis X Specify the following details Product Code The product code is defaulted for all the sub screens after you enter the same in the retail bills Product maintenance main screen Product Description The description is defaulted for all the sub screens after you enter the same in the retail bills Product maintenance main screen The description is for information purpose only and will not be printed on any customer correspondence Component Details Component The list of components displays when you click Default From Class Select the component details from the list Description System displays the description for the component selected above Charge Type Select the charge type from the drop down list This list displays the following values e Counter Party This indicates that the customer is captured as part of the contract a5 ORACLE e Th
152. ation e Other Party Name e Bank Name e Branch Name Reversal of Inward Retail Collection Bill Cheque Con tract You can reverse the invalid contracts using Contract Input Inward Retail Bills Cheques for Collection Screen by using the Reverse action button You can invoke this screen by typing RBDICONL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Retail Bills Inward Contract Details Transaction Branch Code 000 X H save 4 Hold Instrument Code asl Contract Reference Batch Reference Number sl a Instrument Description Number Batch Sequence Number F User Reference Number pee ba omik Version Number _4 of Product Description A E 08 Number UEU Other Details Counterparty Details Counterparty Identification a Account Branch Counterparty Name Counterparty Account asl Number Remitting Bank Details Bank Code a Branch Code Bank Name Branch Name Reference Number Date el Correspondent Bank E Correspondent Bank Account instrument Details Instrument Number Currency ee Instrument Date E Amount Local Currency Amount Other Party Details Other Party Identification ae Other Party Name Additional Details Booking Date Account Branch Maturity Date E Credit Account for a Grace Days Realization Due Date for Payment E Protest Auto Liqui
153. ays System displays transit days during save or subsystem visit If the Collecting Bank s CIF id and the Debit Account for Realization CIF id are same then the Direct transit days of the currency is displayed If they are different then the indirect transit days of the currency is displayed Due Date for Payment The system displays the due date for payment This date is calculated by the number of transit days for the currency to the booking date iay ORACLE Contract Reference The system generates and displays a unique reference number for the contract on authorization This reference is used in all accounting entries and transactions related to this contract Counterparty Identification Specify the customer id of the counterparty The counterparty is the party who has submitted the instrument If you do not specify the counterparty id then the system will display it when you specify the counterparty account number Counterparty Name System displays the name of the customer here Counterparty Account Number Specify the account number of the counterparty If you have selected the counterparty identification then the option list displays only the valid account numbers of the selected counterparty If you have not specified the counterparty identification then the system will display all the valid account numbers maintained in the system Account Branch System displays the account branch here Instrument Number Specify
154. b The details of the payment have to be specified in the Payment Details screen Settlement Details Contract Reference Component Account Details Parties Parties Local Clearing Other Details Payment By Details Of Charge Payment By Instrument Details Of Charge Beneficiary All Charges Clearing Remitter our Charges Message Remitter all Charges Details of Payment Sender to Receiver Information Details of Payment 1 Information 1 Details of Payment 2 Details of Payment 3 Details of Payment 4 Banking Priority Transfer Type Information 6 v Information 2 Information 3 Information 4 vana Information 5 i fin Ea i in voona The following details are captured Payment By Indicate the method of payment for both Outgoing as well as Incoming Payments for a Branch Account and Currency combination The following options are available e Instrument settlement is done through a Cheque MCK etc e Message payment is made by means of a SWIFT Message e Clearing the transaction is a local payment transaction and the settlement is routed through the Clearing House of the bank Note You can indicate the payment method as Clearing only If the payment currency is the local currency of the branch If it is one of the clearing currencies defined for the branch If you have selected ALL in the currency field No payment message wi
155. bar and clicking on the adjoining arrow button Retail Bills Dispatch Details amp Execute Query Dispatch Lot Reference H Branch Code 000 Number Currency Date 2011 01 04 ollecting Bank Details Bank code be Branch Code Bank Name Branch Name 1 Of 1 Dispatch Reference Number Sequence Number Contract Reference Number Counterparty Identification Counterparty Name Other Party Identification The Retail Bills Dispatch Details screen is used to view dispatch details of an outward retail collection bill Cheque which is marked as dispatched in the system as part of a dispatch batch process SVE ORACLE Specify the following details Dispatch lot Reference Number Specify the dispatch lot reference number for which you need to view the details of the instruments You can select the appropriate dispatch lot reference number from the option list Branch Code System displays the logged in branch code Date Specify the date of dispatch You can Select the appropriate date using the calender button The system defaults the application date as the dispatch date Currency Select the currency of the instruments that were dispatched from the adjoining option list Collecting Bank Details Bank Code Select the collecting bank code You can select the appropriate collecting bank code from the option list Bank Name System displays the collecting bank name based on the collecting bank code selected above
156. ber is applicable only for contracts that are to be considered as part of a batch The field is applicable for missed out entries in a bulk booking This is an optional field and you can leave this field blank Batch Sequence Number The system generates the batch sequence number only for contracts that are to be considered as part of a batch The value is applicable only if the batch reference number is selected Counterparty Details Counterparty Identification Select the customer Id here It indicates who has submitted the instrument for collection Counterparty Name The system displays the name of the customer based on the Counterparty ID selected Counterparty Account Number Select the account number of the customer from the adjoining option list Account Branch The branch to which the customer account belongs is defaulted by the system Instrument Details Instrument Number Specify the instrument number In case of cheques this is the cheque number Instrument Date Specify the instrument date Currency Select the bill Instrument currency from the adjoining option list The system defaults the local currency as the bill currency You can edit this value if needed Amount Specify the bill cheque amount Local Currency Amount The system defaults the Local Currency Amount on save or subsystem visit Other Party Details Other Party Identification Select the Other Party ID from the adjoining option list 29 OR
157. bove details click P button to populate the details of the instruments in a batch Process Status System displays the process status from the Bulk Reference Number here e Unprocessed The Transactions for the Bulk Reference number are yet to be processed e Processed The Transactions for the Bulk Reference number are processed Bulk Realization Number System generates and displays a unique bulk inward realization number Counterparty Details Counterparty Identification System displays the Customer Identification based on the batch reference selected Gab ORACLE Counterparty Name System displays the name of the Customer based on the batch reference number selected Currency System displays the Currency of the instruments in the Batch Other party Details Other Party Identification System displays Other party Identification based on the batch reference selected Other party name System displays Other party name based on the batch reference selected Remitting Bank Details Bank Code System displays the bank code based on the batch reference selected Bank Name System displays the bank name based on the batch reference selected Correspondent Bank By default system displays the BIC code of the Remitting Bank s Correspondent which is captured during the booking of an inward contract However you can edit this value when needed Branch Code System displays the branch code based on the batch
158. cation from the adjoining option list Other Party Name The system displays the other party name based on the other party identification selected Additional Details Booking Date System displays the current application date as the booking date of the contract You cannot modify the booking date Maturity Date Specify the maturity date of the bill type of instrument This field is not applicable for Cheque type instrument and it will be cleared on save if provided oA ORACLE Grace Days Specify the grace days if any mentioned in the remitting bank instruction This is the number of days from the due date for payment up to which the instrument can be paid without any dishonour or protest This field is not applicable for Inward Cheque instruments and it will be cleared on save if provided Due Date for Payment System displays the date on which the Instrument is due for payment e For Inward Bill Instruments the Maturity Date is defaulted as the due date and if the booking date is greater than the maturity date then booking date is defaulted as the due date for payment For Inward Cheque Instruments the Instrument Date is defaulted as the due date and if the booking date is greater than the instrument date then booking date is defaulted as the due date for payment Account Branch System displays the account branch of the selected defaulted Credit Account for Realization Credit Account for Realization Select the r
159. ccount The counter party account will be force debited and loan account will be credited Capturing Additional Details A horizontal array of buttons are provided at the bottom of the screen for capturing additional details You can capture view the following additional details outward dishonour protest return e Advices e Settlement e Charge e MS e User Defined Fields For further details on these sub systems refer to the section Capturing Additional Details for Outward Retail Bills Cheques for Collection in chapter Outward Retail Bill Contract of this user manual Viewing Summary of Outward Dishonour Protest Re turn Dishonour Protest Return of Retail Bills Cheques is viewed through a common summary screen Dishonour Protest Return Details for both outward and inward instruments You can oe ORACLE invoke this screen by typing RBSDPROL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Dishonor Protest Retum Details eB Search S Advanced Search Reset RB Clear All Case Sensitive Authorization Status Staus Contract Reference CounterParty Identification CounterParty Name Other Party Identification EventCode sv Collecting Branch Name Booking Date DiscountAmount Collateral Value Dishonor Date ProtestDate Return Date Even You can search for the records based on one or more of the following parameters
160. ce Number External Reference Number Batch Reference Number Batch Sequence Number Version Number _4 CounterParty Account Number Account Branch Currency Amount Local Currency Amount Debit Account for Realization Debit Account Branch Value Date Internal Remarks gt Auto Liquidation Advices Events Settlement Charges MIS LoanPreference Available Limit Fields Maker Checker Date Time Date Time Following fields are editable for amendment e Counter Party Account Number e Instrument Number e Instrument Date e Amount Amount cannot be modified if the cheque was Discounted or considered as collateral earlier e Other Party Identification Amendment of the other party identification is allowed only if the instrument is not financed or considered for collateral e Auto Liquidation 5 81 ORACLE 5 12 2 Clearing Tab Outward Cheques Clearing Details Transaction Branch Cod H save lt i Hold Instrument Code Instrument Description Product Code Product Description Main Clearing Other Details Clearing Details Clearing Product Issuer Bank Issuer Bank Name Issuer Branch Issuer Branch Name End Point Contract Reference Number User Reference Number External Reference Number Batch Reference Number Batch Sequence Number
161. cessed e Un processed Bulk Realization Number System generates and displays a unique bulk realization number Value Date The system displays an application date as a value date You can edit this value Collecting Bank CIF System displays the collecting bank code based on the batch reference number selected Collecting Bank Name System displays the collecting bank name based on the batch reference number selected Collecting Bank Reference Number Specify a reference number provided by the collecting bank for payment Contract Reference Number System displays the contract reference number of the contracts which are due for realization Counterparty Identification System displays the counterparty ID of the contracts which are due for realization Counterparty Name System displays the name of the counter party Counterparty Account Number System defaults counterparty account number based on contract input Account Branch System displays the branch associated with the account number mentioned above Instrument Number System displays the instrument number of the contracts which are due for realization Instrument Date System displays the instrument date of the contracts which are due for realization Amount System displays the amount for the selected contract Net Realized Amount Specify the net realized amount here If no value is captured for this field then the system considers the instrument amount as net realized am
162. ch from the adjoining option list Collecting Bank Code Select the collecting bank code from the adjoining option list and the value is used for filtering the instruments which are to be dispatched 37109 ORACLE Collecting Branch Code Select the collecting bank branch from the adjoining option list and the value is used for filtering the instruments which are to be dispatched You can filter the instruments to be dispatched on the basis of Currency Collecting Bank Collecting Branch Once you have specified the above details click on Save button to run the intraday batch for dispatch Note For outward bills for collection product type Ifthe other party is the same branch customer walk in customer then the dispatch will not happen in case the collecting bank details are present Ifthe other party is a different branch customer or not a customer then the dispatch will happen provided that the collecting bank details are available in the contract For outward cheques for collection Ifthe other party is same branch customer different branch customer within same bank then dispatch will not happen Ifthe other party is a non customer then dispatch will happen based on the collect ing bank details available in the contract 5 29 Dispatch Query You can invoke the Retail Bills Dispatch Details screen by typing RBDDIQRY in the field at the top right corner of the Application tool
163. ch of instruments being booked Status System displays the status of the booking here This record can have one of the following statuses e Unprocessed this indicates that the record is saved but not authorized e Processed this indicates that the record is saved and authorized Product Code Select a product code under which the contract is booked from the adjoining option list Product Description System displays the description of the Product code selected Number of Instruments Specify the number of instruments that are being booked in the batch When you save the record the system verifies whether this number equals the number of entries in the grid If the number of entries in the grid and the number of instruments specified here do not match then the system displays an error message Collecting Bank Details Collecting Bank CIF Select the CIF of the collecting bank walk in customer from the adjoining option list Collecting Bank Name System displays the name of the collecting bank Debit Account for Realization Select the account number which needs to be debited during realization from the adjoining option list The list contains the Nostro accounts of the cheque currency Account Branch System displays the debit account branch Additional Details Currency Select the currency of the cheque from the adjoining option list Booking Date System displays the date on which the batch is booked Transit D
164. cify a unique identifier for the product Product Description Enter a brief description of the product Product Type Specify the Product Type 4 1 ORACLE When you create a product you must specify the type to which it belongs Retail Bill products can be classified into the following types e Outward Bills for Collection e Outward Cheques for Collection e Outward Cheques Clearing PDCs e Inward Bills on Collection e Inward Cheques on Collection e FCY Cheques on Cash Letter Basis e Overseas Cheques Payable Abroad under Collection e Cash Letter Under each product type you can create any number of products Product Group Specify the product group Products can be categorized into groups based on the common elements that they share You must associate a product with a group This would facilitate retrieval of information of a class of products at one stroke You can select a group to which the product belongs from the adjoining option list The list of product groups maintained in the Product Group Maintenance screen under bank parameters will be available for selection Product Group Description The system displays the description of the product group selected above Start Date Specify the date from which the product is effective End Date Specify the date till which the product can be used Remarks Specify your remarks if any Exchange Rate Variance Override Limit Specify the
165. closed the system will not allow marking of EOTI stage Advice are generated during closure of the batch Viewing Error Details Click Show errors button from the Retail Bills Bulk Outward Bill Realization Details screen to view the list of overrides applicable to bulk realization of outward bills cheques for collection Overrides E Execute Query Batch Reference Number y Batch Sequence Number Errors 1 Of 1 E Batch Sequence Number Error Code Error Description Error Type Batch Reference Number The system displays the batch reference number It is applicable only for contracts that are to be considered as part of a batch Batch Sequence Number The system displays the batch sequence number This sequence number is applicable only if the batch reference number is available on the screen 220 ORACLE 9 23 The following error details are displayed here e Batch Sequence Number e Error Code e Error Description e Error Type Viewing Summary of Bulk Outward Bill Realization You can view a summary of retail instruments realization in a bulk using Retail Bills Bulk Outward Bill Realization Details Summary screen To invoke this screen type RBSBOREA in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Bulk Outward Bill Realization Details Summary E gt search Ct advanced Search Reset K Clear All Case Sensi
166. collection e Outward cheque for collection e Outward cheque clearing PDCs e FCY cheque under cash letter e Overseas cheque payable abroad under collection Dr Cr Accounting Role Amount Tag Dr COLLECONTOFF COLLEC_OS_AMT Cr COLLECONT COLLEC_OS_AMT Dr NOSTRO REALIZA INST_LIQ_AMT_LESS_FIN TION_ACC Cr CUSTOMER INST_LIQ_AMT_LESS_ FIN Dr NOSTRO REALIZA LOAN_OS_AMT TION_ACC Cr BRIDGEGL LOAN_OS_AMT Dr CHG_CUST_ACC lt COMPONENT gt _LIQD Cr lt COMPONENT gt _INC lt COMPONENT gt _LIQD Following accounting entries can be mapped for LIQD event for the product types listed below 11 4 ORACLE e Inward bills for collection e Inward cheques for collection Dr Cr Accounting Role Amount Tag Dr COLLECONTOFF INST_AMOUNT Cr COLLECONT INST_AMOUNT Dr CUSTOMER INST_AMOUNT Cr NOSTRO INST_AMOUNT Dr CHG_CUST_ACC lt COMPONENT gt _LIQD Cr lt COMPONENT gt _INC lt COMPONENT gt _LIQD Dr NOSTRO OUR_CHG_DED Cr OTH_CHG_INC OUR_CHG_DED Event DISP Dr Cr Accounting Role Amount Tag Dr CHG_CUST_ACC lt COMPONENT gt LIQD Cr lt COMPONENT gt INC lt COMPONENT LIQD Event DISC Dr Cr Accounting Role Amount Tag Dr COLLECONTOFF DISC_AMOUNT Cr COLLECONT DISC_AMOUNT Dr CHG_CUST_ACC lt COMPONENT gt LIQD Cr lt COMPONENT gt INC lt COMPONENT LIQD Event DISH Following accounting e
167. crediting customer account This will be calculated based on the bank float days maintained for the currency in branch parameter The system displays this date when you save a record or navigate to a subsystem on the screen Value Date Customer The system displays the date based on the customer float days defined in Branch Parameters for the Instrument Currency when you save a record or navigate to a subsystem on the screen You can may modify the date however the system will provide an override Value Date Customer should not be earlier than the Value Date Bank Note The Value Date Customer will be calculated as the Booking date Bank Float Days Customer Float Days Other Party Name Specify the name of the other party Drawee Bank Name Specify the name of the bank on which the cheque is drawn Auto Liquidation Check this box to indicate that the instrument should be automatically liquidated on value date customer This box remains checked by default However you can uncheck the box as per your requirement The system displays an override message when you save the record or navigate to a subsystem on the screen Internal Remarks Specify your remarks if any as ORACLE 7 3 Finance Financing The drop down list displays the following options e Eligible e Not Eligible e Financed The system displays whether the instrument is eligible for financing or not If the instrument is eligible for financ
168. ction LIQD Liquidation of retail bills All product types DISH Dishonour All product types except outward cheques clearing PDCs PROT Protest All product types except FCY cheque under cash letter and outward cheques clearing PDCs RETN Return All product types except FCY cheque under cash letter CLGN Cash letter generation Only FCY cheques under cash letter CLAJ Cash letter adjustment Only FCY cheques under cash letter CLQD Realization of cash letter credit Only FCY cheques under cash letter CDSH Dishonour of FCY cheque under Only FCY cheques under cash cash letter letter CBAT Collateralization of outward instru Only outward bills for collection ments through the collateralization batch outward cheques for collection and outward cheques clearing PDCs ORACLE Event Code Description Applicable Product Types PDCC Clearing contract generation Only outward cheques clearing PDCs LOCH Update instrument location All product types REVR Reversal All product types 11 3 Accounting Roles The following table contains the details of accounting roles in retail bills module Accounting Role Role Description Role Type COLLECONT Collection Contingent Contingent Liability COLLECONTOFF Collection Contingent Offset Contingent Asset CHG _CUST ACC Customer Accounts Real Type X NOSTRO Bank Customer Real Type X CUSTOMER Customer Accounts Real
169. d Search Reset K Clear All Case Sensitive Authorization Status Record Status Status Code Description be Records per page 15 Authorization Status Record Status Status Code Description You can search for the records based on one or more of the following parameters e Authorization status e Record status e Status code e Description Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization status e Record status e Status code e Description 219 ORACLE 3 6 Maintaining Reason Codes You can invoke the Reason Code Maintenance screen by typing RBDRCMNT in the field at the top right corner of the application tool bar and clicking on the adjoining arrow button Reason Code Maintenance E gt Execute Query Reason Code Description Maker Date Time Checker Date Time Mod No Record Status Authorization Status Specify the following details Reason Code Specify a unique reason code The reason code maintained here will be available for selection during dishonour event Description Specify a brief description of the reason code Click Fields button to capture the user defined fields Once you have specified the above details click Save button to save the maintenance aM ORACLE 3 6 1 Viewing Reason Codes
170. d at the bottom of the screen for capturing additional details You can capture view the following additional details on realization of inward retail cheque bill for collection e Advices e Settlement e Charge e MIS e User Defined Fields For further details on these sub systems refer to the section Capturing Additional Details for Outward Retail Bills Cheques for Collection in chapter Outward Retail Bill Contract of this user manual B 14 ORACLE 6 8 Viewing Summary of Inward Retail Bills Cheques for Collection Realization You can view a summary of inward contract realization in Retail Bills Inward Contract Realization Summary screen To invoke this screen type RBSIREAL in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills inward Contract Realization Summary E gt search C Advanced Search Reset K Clear All Case Sensitive Authorization Status Contract Status X Contract Reference Number Counterparty Identification Other Party Identification Remitting Bank Name Records per page 10f1 Authorization Status Contract Status Contract Reference Number Counterparty Identification Counterparty Name Other F You can search for the records based on one or more of the following parameters e Authorization Status e Contract Reference Number e Other Party Identification e Contract Status e Counterparty Identification e
171. d by adding the original exchange rate and the customer spread maintained for the relationship pricing scheme gets displayed here If Relationship Pricing is not applicable Exchange Rate will be the same as the Original Exchange Rate Rate Type The Rate Type indicates whether the rate to be applied for the conversion is the Buy rate Mid Rate or the Sell Rate Select the appropriate rate type from the Option list Maximum The minimum rate variance allowed for exchange rate is displayed here Minimum The maximum rate variance allowed for exchange rate is displayed here Payment Mode The system displays the payment mode lt indicates whether the transaction is a debit or credit Loan Value Date The system displays the debit value date Maturity Date The system computes and displays the maturity date based on the entries made to the previous fields User Defined Element ID Specify the unique identification for the user defined element The adjoining option list displays all valid IDs maintained in the system You can choose the appropriate one UDE Description Specify the description for the UDE defined above oe ORACLE 5 5 12 Rate as of Specify a unique rate value here Usage Select the usage type from the adjoining drop down list and the available options are e Periodic e Automatic UDE value Specify the value for the UDE ID Viewing Available Limit Details To view the limit availability of counterpart
172. d click the adjoining arrow button Retail Bills Financed Instruments Report Branch Code 000 Product Type Counterparty Identification From Date To Date Report Format Printer At Client Y Report Output Printer Branch Code Specify the branch code for which the report needs to be generated You can select the appropriate branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Product Type Specify the product type for which you need to generate the report You can select one of the following product types e Outward Bills for Collection e Outward Cheques for Collection e Outward Clearing Cheques PDCs e FCY Cheques on Cash Letter Arrangement e Overseas Cheques payable abroad under collection Counterparty ID Specify the counterparty ID for which you need to generate the report The option list displays all valid counterparty identifications maintained in the system Select the appropriate one From Date Specify the start date of the report period To Date Specify the end date of the report period 10 14 1 Contents of the Report The contents of the report are as follows 10 38 ORACLE Header Field Description Branch Code Branch for which the report
173. dation Liquidation with Booking IntemalRemarks CA if m ia Advices Events Settlement Charges MIS Fields Contract Status Authorization Status Maker Date Time Checker Date Time Once input mistake is identified after authorization of contract you can reverse the invalid contract using Reverse action button On reversal of the contract the system validates the following parameters e The system validates whether the instrument is already reversed realized dishonoured returned or protested If any of these conditions are met then the system will display an error message Else the system reverses the respective contract and proceeds with the following steps The system updates the contract status as Reversed Gob ORACLE The system reverses all accounting entries generated during the previous events prar ORACLE 7 FCY Cheques under Cash Letter Arrangement 7 1 Introduction This chapter explains creating and processing FCY Cheques under Cash Letter Arrangement in Oracle FLEXCUBE e Book FCY cheques under cash letter e Amend FCY cheques under cash letter e Cash Letter generation e Realize cash letter Nostro e Finance FCY cheques under cash letter e Dishonour FCY cheques under cash letter e Realize FCY cheques under cash letter e Bulk Contract Input FCY cheques under cash letter e Bulk Realization FCY cheques under cash letter Note Collateralizati
174. dditional Details A horizontal array of buttons are provided at the bottom of the screen for capturing additional details You can capture view the following additional details outward retail cheque bill financing e Advices e Settlement e Charge e MIS e Loan Preference e Available Limit e User Defined Fields For further details on these sub systems refer to the section Capturing Additional Details for Outward Retail Bills Cheques for Collection in chapter Outward Retail Bill Contract of this user manual oe ORACLE 5 15 Viewing Summary of Finance Existing Outward Retail Bills Cheques You can view a summary of financing of existing outward retail bills or cheque in Finance existing Outward Retail Bills Cheques screen To invoke this screen type RBSFINOL in the field at the top right corner of the application toolbar and click the adjoining arrow button Finance existing Outward Retail Bills Checks E gt search Ct Advanced Search Reset K Clear All Case Sensitive Contract Status v Contract Reference Number Other Party Identification Records per page 10f1 Authorization Status CounterPary Identification Contract Status Authorization Status Contract Reference Number Currency Amount CounterParty Identification Count You can search for the records based on one or more of the following parameters e Contract Status e Contract Reference Number e Other Party
175. ddress Party Country Financing Modification is allowed only from Eligible to Not Eligible It cannot be changed from Not Eligible to Eligible if this is specified as Not Eligible at the instrument level Collateral If the contract is not financed and clearing contract is not created then you can change it from Eligible to Not Eligible If the contract is not financed and clearing contract is not created then you can change it from Eligible to Collateralized However you cannot change the value from Not Eligible to Eligible if it is set as Not Eligible at the instrument level Collateral Value The value is defaulted on save if the contract is collateralized Other Party Limit Checks Required The value can be changed from Not required to Required You can amend the details for the following subsystems Settlements Charges MIS Fields For detailed information on Settlements Charges MIS and Fields refer Contract Input Outward Cheques for Clearing PDCs of this User Manual oes ORACLE 5 13 Financing Existing Outward Retail Bills Cheques You can capture the finance details of an existing retail outward bill cheque in the Finance existing Outward Retail Bills Cheques Screen You can access this screen from the Application Browser You can also invoke this screen by typing RBDFINOL in the field at the top right corner of the Application tool bar
176. de Product Code CounterParty Ideni You can search for the records based on one or more of the following parameters e Authorization Status e Batch Reference Number e Product Code e Other Party Identification e Contract Status e Instruction Code e Counterparty Identification e Booking Date Once you have specified the search parameters click Search button The system displays the records that match the search criteria You can view the following details of the resultant records e Authorization Status e Contract Status e Batch Reference Number e Instruction Code e Product Code e Counterparty Identification e Counterparty Name e Other Party Identification 5 70 ORACLE e Other Party Name e Bank Name e Branch Name e Booking Date 5 9 e Protest Creating Outward Cheques for Clearing PDCs in Bulk You can book multiple outward cheques for clearing as a batch using Bulk Outward Cheques for Clearing screen You can also invoke this screen by typing RBDBOCCL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Bulk Outward Checks for Clearing Transaction Branch Code 000 H save Instrument Code Instrument Description Product Code Product Description Counterparty Details CounterParty Identification Counterparty Name CounterParty Account Number Account Branch Clearing Details
177. de of the local branch However you can edit this currency and specify a different currency code Overall Limit Amount Specify the maximum exposure amount for the selected party across all the counter parties The overall limit amount should always be a positive value Negative values are not allowed 320 ORACLE Available Amount The system displays the available amount This amount is revised if a utilization of the other party overall limits happens during the contract booking amendment finance or collateralization batch This is applicable when the option Other Party Limit Check is checked Here Available amount Overall limit amount Utilization amount Note Ifthe overall limit amount is amended and if the available limit amount becomes negative due to that amendment then the system will display an override Modification of other party limit is not allowed if the contract is pending for authori zation Collateral CAP on Bill Amount Specify the maximum amount in a bill which can be considered for collateral If the bill amount less margin is greater than the Cap amount then Collateral cap amount will be considered as Collateral value and override Collateral value reduced to Collateral cap amount will occurs on save Address 1 Specify the address of the party Address 2 Specify the address of the party Address 3 Specify the address of the party Address 4 Specify the address of the party
178. defined for a product will be generated for the Retail Bills involving it As certain advices may not be applicable to the bills you are processing you can suppress its generation by indicating the same in this screen oe ORACLE Charge Required The flag is enabled if you have specified to collect charges for advice generation 5 5 5 Events Click Events button in the Outward Cheques Clearing Details screen and invoke the Event screen amp Enter Query Reference Number Events 10f4 E Event Number EventCode Description EventDate Authorization Status Makerld Checkerld p Accounting Entries Messages Here the following details of the events that have taken place on the contract will be displayed along with the pending events e Reference Number e Event Number e Event Code e Description e Event Date e Authorization Status e Maker Id e Checker Id 5 5 6 Accounting Entries Click Accounting Entries button to view the accounting entries for the event oe ORACLE 5 5 6 1 Accounting Entries Tab You can view the accounting entry details herein Accounting Entries tab Accounting Entries 5 Enter Query Reference Number See Position Entries Aenac Overrides Event Branch Account Account Description DriCr AmountTag Accounting Entries 1 0f1 AccountCcy Foreign Currency Amount Rate Local
179. dentifier Code of the bank e The branch of the Receiver s Correspondent e Name and address of the Receiver s Correspondent Country Specify the country of the receiver s correspondent This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one Receiver of Cover Specify the details of the Receiver of the cover message which can be any one of the following e ISO Bank Identifier Code of the bank e Branch of the Receiver e Name and address of the Receiver Account With Institution Account With Institution 1 to 5 An Account with Institution refers to the financial institution at which the ordering party requests the Beneficiary to be paid The Account with Institution may be a branch or affiliate of the Receiver or of the Intermediary or of the Beneficiary Institution or an entirely different financial institution You can enter one of the following e ISO Bank Identifier Code of the bank e The branch of the Receiver s Correspondent e Name and address of the Receivers Correspondent e Other identification codes for example account number If no selection is made for Account with Institution all beneficiaries will appear for selection in the option list for Ultimate Beneficiaries in the Parties tab 2 screens If a particular Ultimate Beneficiary is selected in Parties tab 2 then the Account with Institution for the selected ultimate beneficiary will ap
180. des E gt Execute Query Batch Reference Number O Batch Sequence Number Errors 101 F Batch Sequence Number Error Code Error Description Error Type Batch Reference Number Specify a batch reference number It is applicable only for contracts that are to be considered as part of a batch Batch Sequence Number The system generates the batch sequence number only for contracts that are to be considered as part of a batch The value is applicable only if the batch reference number is specified The following details are displayed here e Batch Sequence Number e Error Code e Error Description e Error Type bred ORACLE 6 15 Viewing Summary of Bulk Inward Retail Bill Realiza tion You can view a summary of inward bulk bill realization in Retail Bills Bulk Inward Realization Details Summary screen To invoke this screen type RBSBIREA in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Bulk inward Bill Realization Details Summary X amp Search ct Advanced Search 5 Reset TA Clear All Case Sensitive Authorization Status v Record Status v Batch Reference Number be Bulk Realization Number be Currency bs Records per page 15 10f1 Authorization Status Record Status Batch Reference Number Bulk Realization Number Currency Credit Account for Real You can search for the recor
181. dment of an existing contract is allowed in the following scenarios e Bill contract is not closed reversed e Bill contract is not realized e Bill contract is not dishonoured or protested or returned Main Tab Outward Retail Instrument for Collection Transaction Branch Code 000 H save lt i Hold Instrument Code Contract Reference Batch Reference Number Instrument Description Number Batch Sequence Number User Reference Number Product Code j External Reference Version Number 4 Product Description Runiber WEJ Other Details counterparty Details CounterParty CounterParty Account Identification Number CounterParty Name Account Branch instrument Details Instrument Number Currency Instrument Date Amount Local Currency Amount Other Party Details Other Party Identification pe Debit Account for Other Party Name Realization Debit Account Branch ollecting Bank Details Bank Code Bank Name Branch Code Branch Name Reference Number Date Additional Details Booking Date Grace Days Maturity Date E Due Date for Payment Lead days for dispatch Protest To be dispatched on CiAuto Liquidation Internal Remarks Advices Events Settlement Charges MIS LoanPreference Available Limit Fields Maker Date Time Contract Status Checker Date Time Authorization Status Following fields are editable for amendment e Counterparty Account Number e Instrument Number a
182. ds based on one or more of the following parameters Authorization Status Batch Reference Number Currency Record Status Bulk Realization Number Once you have specified the search parameters click Search button The system displays the records that match the search criteria You can view the following details of the resultant records Authorization Status Record Status Batch Reference Number Bulk Realization Number Currency Credit Account for Realization Counterparty Account Number Value Date 6 30 ORACLE 6 16 Capturing Inward Bulk Dishonour Protest Return De tails You can invoke the Retail Bills Inward Bulk Dishonour Protest Return Details screen by typing RBDBIDPR in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Retail Bills Inward Bulk Dishonor Protest Return Details Transaction Branch Code 000 les Save Batch Reference Number j Bulk Dishonor Protest Return Number Action Dishonour v P Process Status Unprocessed Version Number 4 Counterparty Details Other Party Details Counterparty Identification Other Party Identification Counterparty Name Other Party Name Remitting Bank Details Bank Code Branch Code Bank Name Branch Name Return Date 10f1 E Contract Reference Number Instrument Number Instrument Date Remitting Bank Reference Number Currency Amount Reason Code Dishonour
183. dvices e Settlement e Charge e MS e User Defined Fields For further details on these sub systems refer to the section Capturing Additional Details for Outward Retail Bills Cheques for Collection in chapter Outward Retail Bill Contract of this user manual Viewing Summary of Outward Contract Realization You can view a summary of Outward Contract Realization in Outward Contract Realization Summary screen To invoke this screen type RBSOREAL in the field at the top right corner of the application toolbar and click the adjoining arrow button Outward Contract Realization Summary search ct Advanced Search 5 Reset K Clear All Case Sensitive Authorization Status x Contract Status Contract Reference Number f CounterParty Identification Other Party Identification Records per page 15 Y 10f1 Authorization Status Contract Status Contract Reference Number Contract Currency Amount CounterParty Identification You can search for the records based on one or more of the following parameters e Authorization Status e Contract Reference Number e Other Party Identification e Contract Status e Counterparty Identification Once you have specified the search parameters click Search button The system displays the records that match the search criteria You can view the following details of the resultant records e Authorization Status 289 ORACLE 5 19 e Contract Sta
184. e matic relevant contract in the Retail Bills module 2 2 4 Reporting Apart from maintaining instrument details as contracts you can retrieve the details in the form of reports from Retail Bills module Oracle FLEXCUBE allows you to generate various types of reports related to retail bills For further details on reports refer to the chapter Reports in this user manual 29 ORACLE 3 1 3 2 3 Maintenances Introduction For the retail bills module to be fully operational you need to maintain certain basic information This chapter explains the procedure to maintain such basic details Maintaining Branch Parameters You can maintain the details of retail bills specific to a branch using Retail Bills Branch Parameters screen The branch parameters may be maintained for each branch of your bank To invoke this screen type RBDBRPRM in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Branch Parameters x Save Branch Details Branch Code Branch Name General Preferences Float Days Transit Days Batch Processing Intermediary GL F Process Till Next Working Cash Day Clearing Cash Letter Susp GL Other Parameters No of Dishonor Protest Walk in Notary Other Bank Chg Tolerance Other Bank Chg Tolerance Amount Maker Date Time Checker Date Time
185. e Counterparty Name Amendment Details Field Name Name of the field whose value was amended Previous Value Value of the field before amendment Amended Value Value of the field after amendment 10 13 Protested Bills Report You can generate a report of retail outward and inward bills that are protested by the collecting bank due to the non payment by the drawee This report can be generated for the following product types e Outward Bills for Collection e Inward Bills for Collection 1 ORACLE 10 13 1 10 13 2 Protested Bills Report Outward Bills Report To invoke the Protested Bills Report Outward Bills for Collection screen type RBROWPRT in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Protested Bills Report Outward Bills for Collection Branch Code 000 Counterparty Identification Product Type Mi From Date 2011 01 04 ToDate 2011 01 04 rE Printer At Client Printer H Report Format Report Output PDF Print Y Branch Code Specify the branch code for which the report needs to be generated You can select the appropriate branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Counterparty ID Specify the counter
186. e a contract funds may have to pass through a series of banks before it actually reaches the Ultimate Beneficiary In the Parties screen you can capture details of all parties involved in a contract Settiement Details Contract Reference Component Account Details Payment Details EUG Parties Local Clearing Other Details intermediary Reimbursement Institution Intermediary Reimoburse Institution 1 Intermediary 1 Reimburse Institution 2 Intermediary 2 Reimoburse Institution 3 Intermediary 3 Reimoburse Institution 4 Intermediary 4 Reimburse Institution 5 Intermediary 5 Country Country E E i Receiver Correspondent Account With Institution Correspondent 1 H P Account with Institution 1 Correspondent 2 Account with Institution 2 Correspondent 3 P Account with Institution 3 Correspondent 4 Account with Institution 4 Account with Institution 5 One Specify the following details Intermediary Reimbursement Institution Reimbursement Institution 1 to 5 An Intermediary Reimbursement Institution is the financial institution between the Sender s Correspondent and the Receiver s Correspondent through which the reimbursement of the funds will take place Country Specify the country of the intermediary reimbursement institution This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one Intermediary Intermediary 1 to 5 The Intermediary
187. e branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Product Type Specify the product type for which you need to generate the report You can select one of the following product types e Outward Bills for Collection e Outward Cheques for Collection e Outward Clearing Cheques PDCs Counterparty ID Specify the counterparty ID for which you need to generate the report The option list displays all valid counterparty identifications maintained in the system Select the appropriate one From Date Specify the start date of the report period To Date Specify the end date of the report period Contents of the Report The contents of the report are as follows 10 52 ORACLE Header Field Description Branch Code Branch for which the report is generated From Date Start date of the report period To Date End date of the report period Product Type Product type for which the report is being generated Body Field Description Contract Reference Unique reference generated by the system while booking the contract Booking Date Date on which the contract is booked Counterparty ID amp Name Counterparty ID amp Name Other Party ID amp Name Other Party ID amp Name Instrument Number amp Date Instrument Number Currency Instrument Currency Amount Instrument A
188. e details of Outward Clearing Cheques Post Dated Cheques to initiate the transaction facilitate financing and collateralization of instrument Specify the following details Instrument Code Select the instrument code from the adjoining option list Instrument codes associated with product type Outward Cheques for Clearing PDCs only will be available for selection Instrument Description The system displays the description for the instrument code selected Product Code Select the product code from the adjoining option list The list contains all the products with product type Outward Cheques for Clearing PDCs Product Description System displays the description for the product code selected Contract Reference Number System generates a Contract Reference Number This is a unique reference for the bill contract This reference is used in all accounting entries and transactions related to this Contract oat ORACLE User Reference Number By default the system displays the contract reference number in this field You can change the value if needed External Reference Number The External Reference Number is used when the contract is being uploaded from an external system During Manual booking system defaults the contract reference number In this field Batch Reference Number Select a batch reference from the option list when an instrument needs to be added to a batch already booked Batch reference num
189. e maintaining The code will be available for selection during protest events Description Specify a brief description of the notary Click Fields button to capture the user defined fields Once you have specified the above details click Save button to save the maintenance i ORACLE 3 7 1 3 8 Viewing Notary Codes Summary You can view a summary of notary codes maintained in the system using Notary Code Summary screen To invoke this screen type RBSNCMNT in the field at the top right corner of the application toolbar and click the adjoining arrow button Notary Code Summary x amp Search Advanced Search 5 Reset pA Clear All Case Sensitive Authorization Status v Record Status y Notary Code be Description be Records per page 15 Y 10f1 Authorization Status Record Status Notary Code Description You can search for the records based on one or more of the following parameters e Authorization status e Record status e Notary code e Description Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Notary code e Description of the notary code Maintaining Instrument Rules You can invoke the Retail Bills Instrument Rule Maintenance screen by typing RBDRLMNT in the field at the top right corn
190. e reference number of the loan contract Rate Rate Code Specify the rate code You can select one of the following rate codes e Mid Rate e Buy Sell Rate Exchange Rate The system displays the default exchange rate of the product However you can change it Rate Type The system displays the default rate type of the product However you can change it Maximum The system displays the maximum value of exchange rate maintained for the retail bills product You cannot change this Minimum The system displays the minimum value of exchange rate maintained for the retail bills product You cannot change this Payment Mode The system displays the mode of payment of the loan The default value is ACC a ORACLE 7 3 7 Loan Value Date The system displays the effective date of the loan Maturity Date The system displays the maturity date of the loan This is the payment due date of the retail bills contract User Defined Element ID Specify the user defined element ID UDE Description Based on the UDE ID selected the system displays the description of the user defined element Rate as of In case you choose the rate type as Fixed you can specify the rate that should be used for computing the interest of the contract Usage Select the instance at which the interest rate change is applied to the loan contracts in case of floating rate You can select one of the following options e Auto if you select t
191. e selected a currency then it is mandatory to specify the nostro account Transit Days Tab You can capture the currency wise transit days for realization of overseas cheques payable abroad under collection in the Transit Days tab amp Retail Bills Branch Parameters H save Branch Details Branch Code Branch Name General Preferences Float Days Transit Days Transit Days 10f1 gt Currency Direct Transit Days Indirect Transit Days Maker Date Time Checker Date Time Mod No Record Status Authorization Status Specify the following details Transit Days Currency Select the currency code from the adjoining option list The option list displays all valid currency codes maintained in the system Direct Transit Days Specify the number of direct transit days applicable to the selected currency The number of transit days should be between 1 and 99 If you have selected the currency then it is mandatory to specify the direct transit days ORACLE Indirect Transit Days Specify the number of indirect transit days applicable to the selected currency The number of transit days should be between 1 and 99 If you have selected the currency then it is mandatory to specify the indirect transit days 3 2 4 User Defined Fields The details of user defined fields are captured in Fields screen Click Fields button to invoke th
192. e this screen by typing RBDBOCRE in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Retail Bills Overseas Checks Bulk Realization Details X lex Save Batch Reference Number b Bulk Realization Number Currency Value Date E Debit Account for pe Collecting Bank CIF eee Collecting Bank Name Account Bran Collecting Bank Process Status z Reference Number KI of gt 10f1 E Contract Reference Number Counterparty Identification Counterparty Name Counterparty Account Number Account Branch Instrument Number Instrun Show Errors Maker Date Time Record Status Checker Date Time Authorization Status Cancel Specify the following details Batch Reference Number Select the Batch Reference number from the adjoining option list for which the bulk realization has to be done Once you have specified the above details click P button to populate the details of the instruments in a batch Currency System displays the currency based on the batch reference number selected Debit Account for Realization System displays the Debit Account for Realization based on the Batch Reference Number selected You can edit the same Sar ORACLE Account Branch System displays the debit account branch Process Status Based on the batch reference number the system displays the process status The process status can be one of the following e Pro
193. earing Network in settlement screen will be defaulted with Clearing Network maintained in local clearing section in settlement instruction Local Clearing Tab Settlement Details Contract Reference Component Account Details Payment Details Parties Parties Other Details Message Details SORBNET Specific Details Ultimate Bank Code Payment Code Sender Receiver Participant Additional Information Additional Identifier US Transaction Nip Payer Free Text 1 Payer Identifier Free Text2 Declaration Free Text 3 Supplement id Repair Reason Payment Type Reason 1 Reason 2 Receiver Information Reason 3 No of Declaration Specify the following details Message Details Ultimate Bank Code Select the ultimate bank code from the adjoining option list Sender Receiver Participant Specify the sender receiver participant Additional Identifier Specify the additional identifier SORBNET Specific Details Payment Code Specify the payment code Additional Information Specify additional information if any ZUS Transaction Nip Payer Specify the nip payer ot ORACLE Payer Identifier Specify the payer identifier Declaration Specify the declaration Supplement Id Select the supplement Id from the adjoining drop down list Payment Type Select the payment type from the adjoining drop down list No of Declaration Specify the number of declaration FFT Free tex
194. ecting Bank amp Branch Name of the Collecting Bank and branch Outward Bills for Collection Outward Cheques for Collection Other Party ID amp Name Other Party ID and Name Outward Bills for Collection Outward Cheques for Collection Instrument Number amp Date Instrument Number Outward Bills for Collection Outward Cheques for Collection Currency Instrument currency Outward Bills for Collection Outward Cheques for Collection Amount Instrument Amount Outward Bills for Collection Outward Cheques for Collection Maturity Date Maturity Date Outward Bills for Collection Grace Days Number of grace days Outward Bills for Collection Financed Financed Amount Outward Bills for Collection Amount Outward Cheques for Collection Collateral Value Collateral Value Outward Bills for Collection Outward Cheques for Collection 10 29 ORACLE 10 9 10 9 1 Overdue Instruments Report Inward You can generate a report of retail inward instruments that are still overdue This report can be generated for the following product types e Inward Bills for Collection e Inward Cheques for Collection To invoke the Retail Bills Overdue Instruments Report Inward screen type RBRINOVD in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Overdue Instruments Report Inward Br
195. ed G a ORACLE Instrument Date System displays an instrument date based on the batch reference number and the action selected Remitting Bank Reference Number System displays a remitting bank reference number based on the batch reference number and the action selected Currency System displays a currency based on the batch reference number and the action selected Amount System displays an amount based on the batch reference number and the action selected Reason Code Select a reason code from the list if the instrument selected is dishonoured This adjoining option list displays all the reason codes maintained in the reason code maintenance screen You can choose the appropriate one Dishonour Date Specify a date if the action selected is dishonour The dishonour date should not be earlier than the booking date or later than the current system date otherwise system generates an error message during save Notary Code Select a notary code from the list if the action selected is protest This adjoining option list displays all the notary codes defined in the notary maintenance screen You can choose the appropriate one Protest Date Specify a date if the action selected is protest The protest date should not be earlier than the booking date and dishonour date or later than the current system date otherwise system generates an error message during save Remarks System displays your remarks on the transaction Process Statu
196. ed for an outward bill or cheque then the system creates a loan ac count in Retail Lending module and uses the counter party account in Retail Bills module as the CR_SETTL_BRIDGE for the loan account Discount Amount System calculates and displays this value when the Financed value is selected in Financing Collateral Collateral Select the value from the adjoining drop down list and the available options are e Eligible e Not Eligible e Collateralized e To be Collateralized you cannot select this field manually If the instrument is eligible for collateral then the value shown will be Eligible If the instrument is not eligible for collateral then the value shown will be Not Eligible Note Ifa bill is collateralized then the collateral and pool will be created in ELCM Collateral category will be RETAILBILLS and haircut percent should be 0 The collateral pool will list the collaterals of category RETAILBILLS alone The start and end date of collateral will be updated as the book date of bills Collateral creation date if on EOD and end date will be the due date of bills Collateral will not be created if the other party and drawer drawee limits are not sufficient if there are o s items against a other party then the bills booked with op ORACLE 5 3 5 3 1 Collateral against same other party will not be collateralized and will be in To be Collateral state On EOD ift
197. eeeeneeeeeeeeneaees 7 23 7 13 Capturing Additional Details for Dishonour of FCY Cheques under Cash Letter 7 24 7 14 Viewing Summary of Cash Letter DiSNONOUD ec eeeeeeeeeeeeteeeeeeeentaeeeeeeenaaes 7 25 7 15 Realizing FCY Cheque under Cash Letter ee ceeeeeeeeeeeeeeeeeeeneeeeeeennaeeeeeeenaaes 7 26 7 16 Capturing Additional Details for Realization of Single Cheque under Cash Letter 7 27 7 17 Viewing Summary of Realization of Single FCY Cheques under Cash Letter 7 27 7 18 Booking FCY Cheques under Cash Letters in Bulk eee eeeeeeeeeeneeeeeeeeenaees 7 29 7 18 1 Viewing Available Limits srsirmsiecsissriniiisseisin iataiiei assadas iak ian i aai dia E 7 32 FAB2 NONNO EHS a A EEEE EAA 7 32 7 19 Viewing Cash Letter Bulk Booking SUMMALY ssssssssssssrssseeerrsseerrrreserrrnssrrernssene 7 33 7 20 Realizing FCY Cheques under Cash Letters in Bulk ssssssseesseserreseerrresserrrrssne 7 34 7 20 17 EVelse arerin iki a E i nE R EAE LA ENEE TAE eden 7 35 T202 ViGWING ENOS ohe a A A e a a aa 7 36 7 21 Viewing Summary of Bulk Realization of Cash Letters 0 eee eeeeeeeeeeentaes 7 36 8 Overseas Cheques Payable Abroad under Collection 0008 8 1 Sel IMtrOGUCtOM gs sirra teed alee a el eee Seana Mani ae tide 8 1 8 2 Creating Overseas Cheques Payable Abroad under Collection c cere 8 1 EZE MAIR TAD tases cided ees dea tages oh e aia iaeiei a aac AAA AaS aS aa a A OA aAA 8 3 8 2 2 Other Details Tad a
198. een type RBRMATCL in the field at the top right corner of the application toolbar and click the 10 17 ORACLE 10 3 3 1 adjoining arrow button Maturity Follow up Report FCY Checks under Cash Letter X Branch Code 000 Product Type FCY Checks on Cash Letter arrangement Y Currency ALL Maturing In ReportFormat PDF Y Printer At Client Report Output Print Y Printer be Branch Code Specify the branch code for which the report is being generated If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Product Type Specify the product type for which the report is being generated You can select one of the following product types e FCY Cheques on Cash Letter arrangement Currency Specify the currency code for which the report is being generated Maturing in Specify the number of days due for maturity The report will contain the details of outstanding retail bills instruments that will mature within the number of days specified here You can specify any number between 1 and 15 Contents of the Report The contents of the report are as follows 10 18 ORACLE 10 4 Header Field Description Branch Code Branch for which the report is generated Report Date Date on which the report is generated Product Type Product type for which the report is be
199. elds Credit Line and Track Limit Appropriate override messages will be dis played Discount Amount System computes and displays the amount being financed as the discount amount Here Discount amount Instrument amount Margin Capturing Additional Details for Overseas Cheques Payable Abroad under Collection For capturing additional details an array of buttons are provided at the bottom of Retail Bills Overseas Cheques Payable Abroad under Collection screen You can capture the following additional details for a cash letter contract e Advices e Events e Settlements e Charges e MS e Loan Preference e Available Limit e Fields For further details on these sub systems refer to the section Capturing Additional Details for FCY Cheques under Cash Letter in this user manual Once you have captured the details click Save button Viewing Summary of Overseas Cheques Payable Abroad under Collection You can view a summary of overseas cheques payable abroad under collection using Overseas Cheques Payable Abroad under Collection Summary screen To invoke this d ORACLE screen type RBSOCPAY in the field at the top right corner of the application toolbar and click the adjoining arrow button Overseas Checks Payable Abroad under Collection Summary E Search q4 Advanced Search H Reset B Clear AIl Case Sensitive Authorization Status v Record Status v Instrument Code
200. elect the value from the adjoining drop down list and the available options are e Eligible e Not Eligible e Collateralized e To be Collateralized It indicates if the instruments in the batch are being considered for collateral or not Note If the buyer seller combination limit or overall buyer exposure limit is not available then when you save the contract the system displays an override message Limits not available instrument will not be considered as collateral The system then updates the value in Collateral field to To be collateralized Such contracts are tagged as waiting to be considered for collateral When the limit is available the system will consider these contracts for collateralization on a FIFO basis up to the due date of payment or realization dishonour or protest whichever is earlier However during batch operations if the contract amount is more than the limit availability the next contract with the contract amount within the limit will be considered Collateral Pool Select the collateral pool Id from the adjoining option list Contract Reference Number System generates and displays a unique reference number for the contract being booked Instrument Number Specify the instrument number In case of cheques this is the cheque number Instrument Date Select the bill cheque date as the instrument date Amount Specify the bill cheque amount LCY Amount The system defaults the Loc
201. elevant Nostro Vostro account from the adjoining option list If you do not select a credit account for realization on saving the record the system defaults the value from settlement instruction maintained in the system Protest Check this box to indicate that the bill cheque should be protested in case of non payment by the drawee and the value is captured here based on the remitting bank instructions This field value will be defaulted initially from the instrument maintenances during product default Auto Liquidation Check this box to indicate that the instrument should be liquidated automatically on due date By default the system displays the status of the check box as maintained for the product associated with the contract Liquidation with Booking Check this box to indicate that the instrument will be liquidated along with booking Internal Remarks Specify your remarks on the transaction g ORACLE 6 2 2 Other Details Tab Retail Bills Inward Contract Details Transaction Branch Code 000 H save 4 Hold Instrument Code ae Contract Reference Batch Reference Number iF Instrument Description Number Batch Sequence Number feat User Reference Number Product Code a i q Product Description External Reference naati jot rs Number Main Other Details Parties 101 mE Party Type Party Identification Party Name Country Address Line 1 Address Line2 Addres
202. eller module the system will credit the cash to this GL The option list displays all the miscellaneous Cr type GLs maintained in the system You can choose the appropriate one Clearing Specify the GL which should be debited during liquidation of the clearing cheques in the retail bills module The option list displays all the miscellaneous Cr type GLs maintained in the system You can select the appropriate GL code from the option list This GL is credited during the clearing batch process Cash Letter Susp GL Specify the cash letter suspension GL from the option list The option list displays all miscellaneous Cr type GLs maintained in the system Cash letter suspension GL is required for parking the cash letter proceeds by debit to nostro account a2 ORACLE 3 2 2 Other Parameters No Of Dishonour Protest Specify the maximum number of dishonour protest transactions allowed before marking a drawee as defaulter You can specify a number between 1 and 99 Other Bank Chg Tolerance Specify the tolerance percentage value for other bank charges You can specify a percentage between 0 and 99 99 Walk in Notary Select a notary code from the adjoining option list The list contains the open notary codes that were defined in the notary code maintenance screen The selected code will be used as a walk in notary during the protest of an instrument Other Bank Chg Tolerance Amount Specify the tolerance value amount for other
203. en Customer Restrictions Product Code Product Description lass Details Default From Class Class Code Class Description Branch restriction Categories List Disallowed Allowed Customers 1 Of 1 Description iZ Customerid Customer Name Specify the following details Product Code The product code is defaulted for all the sub screens after you enter the same in the retail bills Product maintenance main screen Product Description The description is defaulted for all the sub screens after you enter the same in the retail bills Product maintenance main screen The description is for information purpose only and will not be printed on any customer correspondence 4 ORACLE Class Details Class Code The system displays the class code linked to the product Class Description The system displays a brief description of the class code linked to the product Branch Restriction Categories List Specify the type of restriction being placed on the account by selecting from the following option list e Disallowed e Allowed Category Code Select the code from the adjoining option list Description System displays the description for the corresponding code when you select the code from the list Customers Customer ID Select the customer ID from the option list Customer Name This displays the customer name Restriction Type This display
204. en you try to save the record the system will display the error message Defaulter flag cannot be checked in case of new other party The system checks this box automatically when the maximum count of dishonour and protest is reached You can manually uncheck this box If the other party is a defaulter then when you book a bill with finance collateral the system will display the error message Other Party is a Defaulter Remarks Specify your remarks on the transaction Click Fields button to capture the user defined fields Once you have specified the above details click Save button to save the maintenance oe ORACLE 3 9 1 Viewing Other Party Summary You can view a summary of other party details maintained in the system using Other Party Summary screen To invoke this screen type RBSOPMNT in the field at the top right corner of the application toolbar and click the adjoining arrow button Other Party Summary E gt search Ct Advanced Search Reset KY Clear All Case Sensitive Authorization Status v Record Status 7 Other Party ID LH Customer Number A Party Name be Country ae Currency EH Branch Code Records per page 15 10f1 Authorization Status Record Status OtherPartyID Customer Number PartyName Country Address1 Currency You can search for the records based on one or more of the following parameters e Aut
205. ence Number Cash Letter Reference Instrument Code Number Counterparty Identification Product Code Batch Reference Number Nostro Account Collecting Bank CIF h j i i i f Records per page 1415Y 10f1 Authorization Status Record Status Contract Reference Number Cash Letter Reference Number Instrument Code Produ You can search for the records based on one or more of the following parameters e Authorization Status e Contract Reference Number e Instrument Code e Counterparty Identification e Nostro Account e Record Status e Cash Letter Reference Number e Product Code e Batch Reference Number e Collecting Bank CIF Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status ale ORACLE 7 5 e Contract Reference Number e Cash Letter Reference Number e Instrument Code e Product Code e Counterparty Identification e Instrument Number e Instrument Date e Currency e Amount e Booking Date e Value Date Bank e Value Date Customer e Batch Reference Number e Nostro Account e Collecting Bank CIF Amending FCY Cheques under Cash Letter Contracts You can amend the cash letter contracts using the Retail Bills Cash Letter Contract Detail screen itself To invoke this screen type RBDFCUCL in the field at the top rig
206. ence for the Nostro account Value Date Specify a Value date with which the accounting entries are generated and initially the application date is defaulted in this field Here the system generates an override message if the value date is greater than the current date Currency The system displays the currency based on the dispatch lot selected However you can modify the displayed currency Total Net Realized Specify the total proceeds that are received by the bank Here the Total net realized should be equal to the individual contract s net realized amount Contract Reference Number System displays the contract reference number based on the dispatch lot reference number selected above Instrument Number System displays the instrument number based on the dispatch lot reference number selected above Customer Identification System displays the customer identification number based on the dispatch lot reference number selected above Amount System displays the amount based on the dispatch lot reference number selected Net Realized Amount Specify the Net realized amount for the instrument Other Bank Charges System displays the difference of instrument amount and net realized amount as the other bank charges Internal Remarks Specify your remarks on the transaction Process Status System displays the process status value here Fas ORACLE 5 22 1 Once you have specified the details click Save
207. ency Amount Rate Local Currency Amount Date The following details are displayed here e Reference Number e Event Number e Event e See Position Entries enabled e Accounting Entries e Event e Branch e Account e Account Description e Dr Cr e Amount Tag ot ORACLE e Account currency e Foreign Currency Amount e Rate e Local Currency Amount e Date e Value Date e Transaction Code 5 3 3 2 Overrides Tab You can view the overrides that occur for an event in Overrides tab Accounting Entries 8 Execute Query Reference Number Event Number WiSee Position Entries Event Accounting Ents Reed Overrides 1 Of 4 D Overrides Override Status Authorized By Auth Date Stamp The following details are displayed here e Reference Number e Event Number e See Position Entries Enabled e Event e Overrides e Overrides e Override Status e Authorized By e Authorization date stamp ol ORACLE 5 3 4 Messages Click Message button from the Events screen and view the list of messages applicable to a particular event in the life cycle of the retail bill amp Execute Query Contract Reference Messages 1 0f1 Message Type SWIFTMessage Type Medium Message Status Authorization Status Receiver Receiver Name DCN Message Details The following details of a message are displayed e The message type e The Name and
208. enerated for Overseas Cheques Payable abroad under Collection product type 10 a ORACLE To invoke the Dishonoured Instructions Report Overseas Cheques Payable Abroad Under Collection screen type RBRDISOC in the field at the top right corner of the application toolbar and click the adjoining arrow button Dishonored instruments Report Overseas Checks Payable Abroad under Collection Branch Code 000 be Counterparty Identification H Product Type Overseas Checks Payable Abroad under Collection Y From Date E To Date E2 Report Format PDF Printer At Client Report Output Print Y Printer Branch Code Specify the branch code for which the report needs to be generated You can select the appropriate branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Counterparty Identification Specify the counterparty ID for which you need to generate the report The option list displays all valid counterparty identifications maintained in the system Select the appropriate one Product Type The system displays the product type as Overseas Cheques Payable abroad under Collection Date From Specify the start date of the report period Date To Specify the end date of the report period Note The report period should always be less than or equal to 15 days The maximum dif
209. ent is picked up automatically based on the type of RB being processed and the parties involved For Retail Bills Contract details screen click Advices tab The advices screen is displayed Advice Advice 1 Of 1 Advice Name PartyType Party Identification PartyName Medium Priority Suppress Charge Required a ORACLE 5 3 2 The following advice details are displayed Advice Advice Name This is the code that identifies the advice that can be generated for a Retail bill All the advices specified for the product to which the Retail bill is linked will be displayed in this screen If the advice is not applicable to the bill you are processing you can suppress its generation in the corresponding fields on this screen Party Type This is the type of party involved in the Retail bills For example drawee drawer etc The party type is displayed based on your specifications in the Parties screen Party Identification System displays the party identification Party Name This is the name of the party involved in the Retail bill to whom the advice is to be sent Medium The system displays the medium through which an advice is transmitted Priority The system displays the priority with which the generated messages are transmitted through media Suppress By default all the advices that have been defined for a product will be generated for the Retail Bills involving it As certain advices may not be applicable to t
210. eport c cceccccceeeeeeeeeeeeeeeenecneaaeeeeeeeeeeteeeseneees 10 51 10 16 1 Contents of the Report 00 2 ccccccccceeeeeneeteecaeeeeeeeeeeeeeteceneesesaecaneeeeeeeteees 10 52 10 47 Eimit Utilizati Repor 2 sszccce2 ids eect land e a aa aaa e a E a E e aA 10 53 10 17 1 Contents of the Report 20 2 2 ccccccccceceeeneeseecaceeceeteceesesecsneesieaeeesteeseeeteaes 10 54 10 18 Transfer Bills Cheques Report c ecceecceceeeeeeeeeeeceeeeceaeeeeeeeeeeeeeeteteeeseenaees 10 55 10 18 1 Contents of the Report 20 2 cccccccceceeenecsncaceeceeceeensesensneesneaeeeeeeeseeentass 10 56 11 AIO KUNG ncn sects cee eect ccna ee nates eee wae ceases el eae ea ee 11 1 TEI OG UGTION gesteeien ice tee ek etad et tee tei gina coh Aiea E in at Se 11 1 112 EVENS Lar cares teen teil sad leads de eats RE gata Sa asta aga dat ee se aa aa Aa asec ne a dE 11 1 11 3 Accounting ROICS seniorii iis ieee aed EAT nated A E dialer 11 2 TLA AMOUNU TAGS i ccc cccsshnee eertitdeet ected aeiad Micad trutiinteh caida shaadi tee ete 11 2 11 5 Event Wise Accounting EntrieS si perkere ikeir rar EnEn KEEK EnA EEEE EE EARRA 11 3 TAG A o NA O E E E E E E E E T 11 8 12 Function ID Glossary ssssssssssssssnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnn na 12 1 1 Preface 1 1 Introduction This manual is designed to help you to quickly get acquainted with the Retail Bills module of Oracle FLEXCUBE It provides an overview to
211. eque Contract eee 5 109 5 32 Reversal of Outward Retail Cheque for Clearing PDC Contract 5 110 Inward Retail Bill Contract 2 0 cccceceeeeeeeeeeeeeeeeeeeeeeneeeeeeeeseeeeeeeeeeeeeeeeeeenees 6 1 6 1 Introductlon esis an ee ee ie ea A eet ae ee 6 1 6 2 Creating Inward Retail Bills Cheques for Collection cc ceeeeeeeeeeeeeeeneeeeeteeneeeees 6 1 6 2 1 Main Tab eeaeee need ida A ee iene atime el 6 3 6 2 2 Other Details Tab sasiioraseiiniieeiinieiiireii ian eni Ai EAEE ENEE AEE RRE 6 6 6 3 Capturing Additional Details for Inward Retail Bill Cheque for Collection 6 7 6 4 Viewing Summary of Inward Retail Bill Cheque for Collection eee 6 8 6 5 Amending Inward Retail Bills Cheques for Collection cceceeeeeeeeeeeeeeeeteeneees 6 9 GST MAIN TaD PENAT ATAR A T ae testes ae ea et 6 10 6 5 2 Other Details TaD ac misepreiitiaserini ian iiki en i AE rA E EE E AARE PAY EEEE E EERE 6 11 6 6 Realizing of Inward Retail Bills Cheques for Collection ecececeeeeeereeeeeeenees 6 11 6 7 Capturing Additional Details for Realization of Inward Retail Bill Cheque for Collection 6 14 6 8 Viewing Summary of Inward Retail Bills Cheques for Collection Realization 6 15 6 9 Capturing Dishonour Protest Return Details of Inward Retail Bills Cheques for Collection 6 10 Capturing Additional Details for Dishonour Protest Return of Inward Instruments 6 18 6 11 Viewing Summary of Inward Dishonour Pro
212. eques for Collection Outward Cheque Clearing PDCs 10 34 ORACLE Field Description Applicable Product Type Amount Instrument Amount Outward Bills for Collection Outward Cheques for Collection Outward Cheque Clearing PDCs Dishonour Date Date of Dishonour Outward Bills for Collection Outward Cheques for Collection Outward Cheque Clearing PDCs Dishonour Reason Reason description Outward Bills for Collection Outward Cheques for Collection Outward Cheque Clearing PDCs Instrument Loca Current Instrument Loca Outward Bills for Collection ton uon Outward Cheques for Collection Outward Cheque Clearing PDCs Instrument Status Current Instrument Status Outward Bills for Collection Outward Cheques for Collection Outward Cheque Clearing PDCs Other Bank Other Bank Charges Outward Bills for Collection Charges Outward Cheques for Collection Outward Cheque Clearing PDCs 10 10 3 Dishonoured Instruments Report FCY Cheques Under Cash Letter Ar rangement You can generate a report of contracts that are dishonoured by the other party between the date range This report is generated for FCY cheques under cash letter product type 10 35 ORACLE 10 10 4 To invoke the Dishonoured Instructions Report FCY Cheques Under Cash Letter Arrangement screen type RBRDISCL in the field at the top right corner of the application toolbar and click the adjoining
213. equired Auto Liquidation Check this box to indicate that the bill contract should be liquidated automatically as part of a batch process on the Value Date This is defaulted from the product and can be modified by the user Internal Remarks Specify your remarks on the transaction Other Details Tab i P PE p Click Other Details tab to capture the additional details of the contract Outward Retail Instrument for Collection Transaction Branch Code 000 X H save ai Hoid Instrument Code be Contract Reference Batch Reference Number Instrument Description Number Batch Sequence Number Product Code b UserReference Number e sues ai External Reference Version Number 4 of P Product Description Kibar Parties 1 Of 1 E Party Type Party Identification Party Name Address Line 1 Address Line2 Address Line3 Address Line4 Country Language Limit Margin Track Limit o Margin Percentage Credit Line be Other Party Limit Check Required Finance Collateral Financing Eligible Collateral Eligible Discount Amount Collateral Value Collateral Pool H Advices Events Settlement Charges MIS Loan Preference Available Limit Fields Maker Date Time Contract Status 2 F EE Checker Date Time Authorization Status Cancel Specify the following details Parties Party Type System displays the party type here In case of Outward Bills for Collection system defaults
214. er of the application tool bar and clicking on the adjoining arrow button ou ORACLE Retail Billsinstrument Rule Maintenance Rule Id Rule Description Status Movement Location Movement 1 Of 1 Go E 10f1 From Status To Status From Location To Location Maker Date Time Checker Date Time Mod No Record Status Authorization Status Specify the following details Rule ID Specify a unique identifier for a rule Rule Description Specify a brief description of the rule Status Movement From Status Select a from status from the option list The option list displays all valid status codes that were defined in the system using Instrument Status Maintenance screen To Status Select a to status from the option list The option list displays all valid status codes that were defined in the system using Instrument Status Maintenance screen Location Movement From Location Selecta from location from the option list The option list displays all valid location codes that were defined in the system using Instrument Location Maintenance screen To Location Select a to location from the option list The option list displays all valid location codes that were defined in the system using Instrument Location Maintenance screen Note The from and To status can be same also if the u
215. erence Number a TENACE _ Version Number 4 Product Description een jra ET Other Details counterparty Details CounterParty CounterParty Account Identification Number CounterParty Name Account Branch Instrument Details Instrument Number Currency Instrument Date E Amount Local Currency Amount Other Party Details Other Party Identification k Debit Account for Other Party Name Realization Debit Account Branch Collecting Bank Details Bank Code be Bank Name Branch Code Branch Name Reference Number Date Additional Details Booking Date Grace Days Maturity Date f Due Date for Payment Lead days for dispatch Protest To be dispatched on Auto Liquidation Internal Remarks Advices Events Settlement Charges MIS Loan Preference Available Limit Fields Maker Date Time Contract Status Checker Date Time Authorization Status Once input mistake is identified after authorization of contract you can reverse the invalid contract using Reverse action button On reversal of the contract the system validates the following parameters e The system validates whether the instrument is already dispatched reversed realized dishonoured returned or protested If any of these conditions are met then the system will display an error message e The system validates whether the loan account associated with the instrument is reversed or not If the loan account is not reversed the s
216. ersed and a new set of liability entries are generated sa ORACLE 9 6 9 7 9 8 The instruments of product type outward bill cheque for collections which are due for dispatch i e the to be dispatched date is less than or equal to system date and instrument is not dispatched not realized not dishonoured not protested not returned not closed will be considered for dispatch process Clearing Post Dated Instruments You can configure a batch for creation of clearing contracts on the activation date of outward cheques for clearing If the activation date of a post dated cheque falls on or before the current system date then the system will create a clearing contract for that instrument This will be done for all instruments whose activation date is either the current date or a previous date You may configure the RBBCLGBT batch to run at BOD stage as part of the EOD processes System creates the Outward clearing contracts and updates the instrument status and location and triggers CLGN event The activation date of Outward Check for clearing product type instruments is less than or equal to system date and not realized not closed not returned will be considered for this batch process Auto Liquidation of Inward Instruments You may configure a batch for automatic realization of inward retail instruments inward bills cheques for collection You may configure this batch to run at BOD stage as pa
217. es 66226 csor eet ete ee ee ee ee ee 3 1 Sei lINtROGDUCtION nae dea cid Suri EA eed act dae eee tee tea 3 1 3 2 Maintaining Branch Parameters 00 ccccceeceeeeeeeeeeeeeeeeeeeseeeeeeeeeeeeeeeeeeeeeeaeeeeeeeeaeees 3 1 3 2 1 General Preferences Tab o sscccccccsssecececcsssecetecessincenecsdanscnsnecdecstndessenecneneeste 3 2 S222 Float Days Tab rnana a a idan A E asd given OAT 3 3 Flad o Wansi Days Tab coats hates iene a eee 3 4 324 Usor DOTINGG FIGIGS ii narrari ide denis O then deta ay OTE O OSA 3 5 3 2 5 Viewing Branch Parameters SUMMaryY sseessssseesiineesrennnerrnnnneerenreeenene 3 6 3 3 Maintaining Instrument Details 0 0 0 cece ee eeeeeeeeeeeeeeeeeeeeeeeeeeeeeeteneaaeeeeneeaeeees 3 7 3 3 1 Viewing Instruments SUIMMALY ccc tere e cette ee eee tneee eee taaeeeeeetnaneeenenae 3 9 3 4 Maintaining Instrument LOCAatION 0000 ee eenne eee eeeeneeeeeeeeaaeeeeeeeeaeeeeeeenaeeeeeeeenaes 3 10 3 4 1 Viewing Instrument Location Summary ccceccceeett ee teenteteeteteneteeteneattees 3 11 3 5 Maintaining Instrument Status occ eeeeeeeteeeeeeeeaeeeeeeeeaeeeeeeeiaaeeeeeeeaaes 3 12 3 5 1 Viewing Instrument Status Summary cccc cette ee teente eee teeneeeeeteneeaetees 3 13 3 6 Maintaining Reason Codes cc ccccccceeeeeceeeeeeneeeeeeenaeeeeeeeaaeeeeseeaaeeeeseenieeeeeeenaaes 3 14 3 6 1 Viewing Reason Codes SUMIMALY uo eeccccccctteeeeteeeeteeeteeeeeteeaaeeeeteeaneees 3 15 3 7 Maintaining Notary Codes oer orai anar EAE AT A
218. es Payable Abroad under Collection Lead Days For Dispatch Specify the number of lead days for dispatch The instrument is dispatched to the collecting bank these many days before the maturity date The lead days should be between 0 and 99 a ORACLE Lead days for dispatch is applicable only for product types outward bills for collection and outward cheques for collection Stale Days Specify the number of stale days from the instrument date after which the instrument will become invalid The number of stale days should be between 0 and 99 Margin Specify the margin percentage that can be applied on the instrument amount when the instrument is considered for financing or collateral The margin percentage should be between 0 and 99 99 Margin is mandatory if financing collateral is allowed Collateral Allowed Check this box to indicate that the selected instrument is eligible for collateral Financing Allowed Check this box to enable financing on the selected instruments Protest Allowed Check this box to enable protest on instruments booked under a specific type Protest is not applicable for Outward Clearing cheques product type Note Financing and Collateral are not applicable to Inward type of instruments Collateral is not applicable to FCY cheques under cash letter and Overseas cheques pay able Click Fields button to capture the user defined fields Once you have specified the above details
219. es from the drop down list The options available are e Highly Urgent e Urgent e Normal The default value is Normal Sender to Receiver Information Information 1 to 6 This could be instructions or additional information for the Receiver Intermediary Account With Institution or Beneficiary Institution Clearing Network Network Code Indicates the clearing network code Instrument Details If you opt to settle a contract with an instrument you should specify the type of instrument that you would use For example you could settle a contract using a Manager s Cheque a Cheque or a Demand Draft You should also specify the number that identifies the instrument This number will be printed on the instrument If the settlement is through an instrument you cannot specify the party details Cover Details Cover Required Check this box if cover is required Cover By Select the cover by as Message or Clearing RTGS Details RTGS Payment If the settlement chosen is one of the RTGS Nostro that is RTGS outgoing Nostro account in case of Outgoing customer and Bank transfer and RTGS incoming Nostro in case of outgoing Direct Debit transfer then the system will check this check box as per the validations done in RTGS Network The user cannot change this value ote ORACLE 5 3 5 3 RTGS Network If in a RTGS Network the accounts are maintained as Pay account or Receiver Account during the save of
220. etails an array of buttons are provided at the bottom of Retail Bills Overseas Cheques Dishonour Protest Return Details screen You can capture the following additional details for a cash letter contract e Advices e Events e Settlements e Charges e MIS e Fields For further information on the above buttons refer to the section Capturing Additional Details for Cash Letter Contracts in this user manual Once you have captured the details click Save button Based on the details that you have captured the system will perform one of the following actions when you save the record e If you specify only dishonour details then the system will pass only DISH event by reversing the contingent entry which is passed during BOOK event The system will not reverse the same in the events PROT and RETN e f you specify both dishonour and protest details then the system will pass only PROT event by reversing the contingent entry which is passed during BOOK event The system will not reverse the same in the event RETN e Ifyou specify dishonour protest and return details then the system will pass only RETN event by reversing the contingent entry which is passed during BOOK event B20 ORACLE 8 15 Viewing Summary of Dishonour of Overseas Cheques You can view a summary of dishonour return or protest of overseas cheques payable abroad under collection using Overseas Checks Dishonor Protest Return Summary
221. etails etc will be captured as header and the individual instrument details such as amount maturity date will be captured each contract wise in the multi record grid Specify the following details Instrument Code Select the instrument code from the adjoining option list The list contains only those instruments for selection which are linked to the following Product Types e Inward Bills for Collection e Inward Cheques for Collection Instrument Description System displays the description of the instrument code selected Batch Reference Number System generates and displays a unique reference number for the batch of instruments being booked Process Status System displays the process status from the Bulk Reference Number here e Unprocessed The Transactions for the Bulk Reference number are yet to be processed e Processed The Transactions for the Bulk Reference number are processed Product Code Select the product under which the contract is being booked from the adjoining option list and the list displays only those products under product types that are allowed for the selected instrument code Product Description System displays the description of the product here Counterparty Details Counterparty Identification Select the customer identification from the adjoining option list for whom the bulk transactions needs to be done Counterparty Name System displays the counter party name Counterparty Account
222. ettlements e Charges e MS e Fields For detailed information on Settlements Charges MIS and Fields refer Contract Input Outward Retail Bills Cheques for Collection of this User Manual On amendment the system generates advice to the counter party and collecting bank If you make an amendment before dispatch then the system suppresses the advice to collecting bank You need to manually control this Amending Outward Cheques for Clearing PDCs You can amend an outward clearing cheque which is already booked in the system The amendment process is initiated for an existing contract from the Outward Cheques Clearing Details screen by using unlock option You can invoke Outward Cheques Clearing Details screen by typing RBDOCCNL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 320 ORACLE 5 12 1 Main Tab Outward Cheques Clearing Details Transaction Branch Code 000 H save lt M Hold Instrument Code Instrument Description Product Code Product Description EI Clearing Other Details Counterparty Details CounterParty Identification CounterParty Name Instrument Details Instrument Number Instrument Date Other Party Details Other Party Identification Other Party Name Additional Details Booking Date Activation Date Contract Reference Number User Referen
223. f Inward Bulk Retail Bills Cheques for Collection You can view a summary of inward bulk retail bills cheques for collection in Retail Bills Bulk Inward Bill Booking Details Summary screen To invoke this screen type RBSBINOL in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Bulk Inward Bill Booking Details Summary E gt search C Advanced Search Reset Clear All Case Sensitive Authorization Status Y Record Status Batch Reference Number Instrument Code Product Code Counterparty Identification Other Party Identification Records per page 15 Y 101 Authorization Status Record Status Batch Reference Number Instrument Code ProductCode Counterparty Identification You can search for the records based on one or more of the following parameters e Authorization Status oat ORACLE Batch Reference Number Product Code Other Party Identification Record Status Instrument Code Counterparty Identification Once you have specified the search parameters click Search button The system displays the records that match the search criteria You can view the following details of the resultant records Authorization Status Record Status Batch Reference Number Instrument Code Product Code Counterparty Identification Counterparty Name Other Party Identification Other Party Name Bank Name Branch Name Booking Date
224. f the report period Contents of the Report The report contains the following details 10 40 ORACLE Header Field Description Branch Code Branch for which the report has been generated Report Date Date of report generation Product Type Product type for which the report has been generated Body Field Description Contract Reference Unique reference generated by the system while booking the contract Booking Date Date on which the contract is booked Instrument Code Instrument Code Counterparty ID amp Name Counterparty ID amp Name Counterparty Acc No Counterparty Account Number Remitting Bank amp Branch Name of the Collecting Bank and Branch Other Party Name Other Party Name Instrument Number amp Date Instrument Number amp Date Currency Instrument currency Amount Instrument Amount Dishonour Date Date of Dishonour Dishonour Reason Reason description Instrument Location Current Instrument Location Instrument Status Current Instrument Status Our Charges Charges 10 12 Amendment Report You can generate a report of retail bill contracts that are amended as of a given date This report can be generated for the following product types e Outward Bills for Collection e Outward Cheques for Collection e Outward Clearing Cheques PDCs e Inward Bills f
225. ference between the from date and to date should be of 15 days Otherwise the system will display an error message 10 10 6 Contents of the Report The report contains the following details 10 38 ORACLE Header Field Description Branch Code Branch for which the report is generated Report Date Date of Report generation Product Type Product type for which the report is gener ated Body Field Description Contract Reference Unique reference generated by the system while booking the contract Booking Date Date on which the contract is booked Instrument Code Instrument Code Counterparty Identification and Name Counterparty ID amp Name Counterparty Account Number Counterparty Account Number Collecting Bank and Branch Name of the Collecting Bank and Branch Other Party Name Other Party Name Drawee Bank Name Drawee Bank Name Instrument Number and Date Instrument Number amp Date Currency Instrument currency Amount Instrument Amount Dishonour Date Date of Dishonour Dishonour Reason Reason description Instrument Location Current Instrument Location Instrument Status Current Instrument Status Other Bank Charges Other Bank Charges 10 11 Dishonoured Instruments Report Inward You can generate a report of retail inward instruments that are dishonoured by the
226. for the batches where the financing value is Financed Internal Remarks Specify your remarks on the transaction Status System displays the status value here Viewing Errors You can view the errors and overrides that took place in the bulk overseas cheque booking process using Overrides screen Click Show Errors button to invoke this screen E3 Enter query Batch Reference Number Batch Sequence Number Errors LOr _ Batch Sequence Number Error Code Error Description Error Type You can view the following details of errors overrides in the process e Batch sequence number e Error code e Error description e Error type Once you have captured the details click Save button On authorization the system triggers BOOK event for all the contracts that you have requested to create as part of this batch In case you have opted for financing of any contract the system creates the corresponding loan account as well onee ORACLE 8 17 Viewing Summary of Bulk Booking of Overseas Cheque You can view a summary of bulk booking of overseas cheques payable abroad under collection using Retail Bills Overseas Checks Bulk Booking Summary screen To invoke this screen type RBSBOCPA in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Overseas Checks Bulk Booking Summary E gt search C Advanced Search
227. g PDCS ceeseeeeeeeeneeeeeeeenteeeeeeenaaes 5 33 55 1 Main Tab ieecccedecciieeed dev eare iria a eai a AEE a E ai aE AE EEE i 5 34 Do2 Clearing TADE AEAEE il see eee 5 36 9 9 3 Other Details ea aa ae he eae 5 38 9 94 VIOWING AGVICCS scticrst ccctiesbeccteeig ead EEEE A sieeaied decease 5 40 9 90 SEVGNISe aeiae aa dig wien Bani an ie een tert 5 42 5 9 6 Accounting Entn s orasini iuiar aA REA EEE a EA RA E EA i A 5 42 919 17 MCSSAQCS ora e tae ei e ENa EERI AERA Aad ait ai RE aiaei iS 5 44 5 5 8 Settlement Details e errorirri rir te n a AEA OEA 5 45 9 5 9 Viewing Charge Detalls sesei ntir E neee ben SERERE EE ERE OSE Eren DENET 5 57 3 9 19 MIS Details oraa EET T EET E E EA R AE plane 5 58 5 5 11 Loan Preference Details ss essinrererrnnnnernnnnrnrinnnnnnnrnnnnnrnnnniennnnnannrnnnana 5 59 5 5 12 Viewing Available Limit DetailS 10sss111ssrrnneenrrnnnnnnnnnnnnnrnnnennnnnnnrnnnnna 5 61 9 5 13 Viewing User Defined FieldS ssnuesrnnneernnnnnnrinnnnnnnnnnnnnnnnnnrernnnnnnnannaa 5 61 5 6 Viewing Summary of Outward Cheques Clearing c cecceeeeeeeteeeeeeentteeeeeenaees 5 62 5 7 Creating Outward Retail Bills Cheques for Collection in Bulk 5 64 5 7 1 Viewing Available Limit Details cccccccccccteecceettteeeeeeeenteteeeeenaeeeeeeenaas 5 68 9 7 2 Viewing Override Details ssssssiiisisisinisraisnsireasiienrijasi riiai enaidini n inkaa na iera 5 69 5 8 Viewing Summary of Bulk Outward Retail Bi
228. g a Manager s Cheque a Cheque or a Demand Draft You should also specify the number that identifies the instrument This number will be printed on the instrument If the settlement is through an instrument you cannot specify party details Cover Details Cover Required Check this box if cover is required Cover By Select the cover by as Message or Clearing RTGS Details RTGS Payment If the settlement chosen is one of the RTGS Nostro that is RTGS outgoing Nostro account in case of Outgoing customer and Bank transfer and RTGS incoming Nostro in case of outgoing Direct Debit transfer then the system will check this check box as per the validations done in RTGS Network The user cannot change this value oH ORACLE 5 5 8 3 RTGS Network If in a RTGS Network the accounts are maintained as Pay account or Receiver Account during the save of settlement instruction then a set of validations will be performed as mentioned below For Pay message it will validate the intermediary if intermediary is not present the Account with Institution AWI will be validated and if the AWI is also not present then receiver will be validated is a RTGS participant For Pay Cover message it will validate that a receiver correspondent is a RTGS network participant If the above conditions are satisfied the RTGS Network will be updated and the system will check RTGS Payments check box Parties Details Tab When you settl
229. g accounting entries can be mapped for BOOK event for the product types listed below e Inward bills for collection e Inward cheques for collection Dr Cr Accounting Role Amount Tag Dr COLLECONT INST_AMOUNT Cr COLLECONTOFF INST_AMOUNT Dr CHG_CUST_ACC lt COMPONENT gt LIQD Cr lt COMPONENT gt INC lt COMPONENT LIQD Event AMND Following accounting entries can be mapped for AMND event for the product types listed below e Outward bills for collection e Outward cheques for collection e Outward cheques clearing PDCs e FCY cheques under cash letter e Overseas cheques payable abroad under collection Dr Cr Accounting Role Amount Tag Dr COLLECONT COLLEC_AMND_AMT ORACLE Accounting Role Amount Tag Cr COLLECONTOFF COLLEC_AMND_AMT Dr CHG_CUST_ACC lt COMPONENT gt LIQD Cr lt COMPONENT gt INC lt COMPONENT gt LIQD Following accounting entries can be mapped for AMND event for the product types listed below e Inward bills for collection e Inward cheques for collection Dr Cr Accounting Role Amount Tag Dr COLLECONT COLLEC_AMND_AMT Cr COLLECONTOFF COLLEC_AMND_AMT Dr CHG_CUST_ACC lt COMPONENT gt LIQD Cr lt COMPONENT gt INC lt COMPONENT gt LIQD Event LIQD Following accounting entries can be mapped for LIQD event for the product types listed below e Outward bills for
230. g arrow button Dishonor Protest Retum Details E gt search Ct Advanced Search 9 Reset K Clear All Case Sensitive Authorization Status M Status Contract Reference CounterParty Identification CounterParty Name Other Party Identification EventCode Collecting Branch Name Booking Date DiscountAmount Collateral Value Dishonor Date ProtestDate Return Date Even You can search for the records based on one or more of the following parameters Authorization Status Contract Reference Counterparty Name Event Code Status Counterparty Identification Other Party Identification Once you have specified the search parameters click Search button The system displays the records that match the search criteria You can view the following details of the resultant records Authorization Status Status Contract Reference Counterparty Identification Counterparty Name oy ORACLE 6 12 e Other Party Identification e Other Party Name e Bank Name e Collecting Branch Name e Booking Date e Discount Amount e Collateral Value e Dishonour Date e Protest Date e Return Date e Event Code e Notary Code e Reason Creating Inward Retail Bills Cheques for Collection in Bulk You can book multiple retail inward bills cheques for collection using Retail Bills Bulk Inward Bill Booking Details screen This screen may be used when more than one inward instrument of the same instrument
231. ggers CLQD event Instrument Location Update You can configure a batch to update the instrument location for outward instruments maintained at LOCH event The batch RBBLOCCH may be configured to run at PEOTI stage as part of EOD processes This batch triggers LOCH event and updates the instrument location for outward bill cheque maintained at LOCH event The batch also updates the instrument location from Teller to Vault during batch operations Charges and advices will not be applicable for this event 29 ORACLE 10 Reports 10 1 Introduction Oracle FLECXCUBE provided for generation of the following reports specific to Retail Bills Retail Bills Register Maturity Follow up Report Bills on Collection Acknowledgement Due List of contracts failed in Auto Liquidation Realized instruments report Outward Realized instruments report Inward Overdue instruments report Outward Overdue instruments report Inward Dishonoured instruments report Outward Dishonoured instruments report Inward Amendment report Protested Bills Report Financed Instruments Report Collateralized Instruments Report Limit Utilization Report Transfer Bills Cheques Report 10 2 Retail Bills Register The retail bills register report helps you track the outward and inward retail instruments available in the system You can generate this report for the following product types Outward instruments Ou
232. h parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Location Name e Location Description aM ORACLE 3 5 Maintaining Instrument Status You need to maintain the instrument status details using Retail Bills Instrument Status Maintenance screen You can invoke this screen by typing RBDINSMT in the field at the top right corner of the application tool bar and clicking on the adjoining arrow button Retail Bills instrument Status Maintenance Status Code Description Maker Date Time Checker Date Time Mod No Record Status Authorization Status Specify the following details Status Code Specify a unique code to identify the instrument status that you are maintaining Description Specify a brief description of the status code Click Fields button to capture the user defined fields Once you have specified the above details click Save button to save the maintenance sig ORACLE 3 5 1 Viewing Instrument Status Summary You can view a summary of instrument locations details using Retail Bills Instruments Status Summary screen To invoke this screen type RBSINSMT in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Billsinstrument Status Summary E gt search Cf advance
233. h the instrument is booked in the system Outward Bills for Collection Outward Cheques for Collec tion Outward Clearing Cheques PDCs Contract Refer ence Unique reference generated by the system while booking the contract Outward Bills for Collection Outward Cheques for Collec tion Outward Clearing Cheques PDCs Instrument Code Instrument code under which the contract is booked Outward Bills for Collection Outward Cheques for Collec tion Outward Clearing Cheques PDCs Counterparty ID Counterparty ID amp Name Outward Bills for Collection S Mame Outward Cheques for Collec tion Outward Clearing Cheques PDCs Counterparty Account number selected in the main Outward Bills for Collection Account Number tab of the contract input Outward Cheques for Collec tion Outward Clearing Cheques PDCs Account Branch Account Branch Outward Bills for Collection Outward Cheques for Collec tion Other Party ID amp Name Unique ID of the Other Party and Name Outward Bills for Collection Outward Cheques for Collec tion 10 14 ORACLE Field Description Applicable Product Types Collecting Bank amp Branch Name of the Collecting Bank and Branch Outward Bills for Collection Outward Cheques for Collec tion Instrument Num ber amp Date Number and Date of the Instrument Outward Bills for Collection
234. h you have logged in Remarks Specify your remarks on the transaction Click Fields button to capture the user defined fields Once you have specified the above details click Save button to save the maintenance Saa ORACLE 3 10 1 Viewing Drawer Drawee Summary You can view a summary of drawer and drawee details maintained in the system using Drawer Drawee Summary screen To invoke this screen type RBSDDMNT in the field at the top right corner of the application toolbar and click the adjoining arrow button Drawer Drawee Summary E gt search Cf advanced Search Reset K Clear All Case Sensitive Authorization Status v Record Status v CounterParty ID Other Party ID Branch Code Records per page 10f1 Authorization Status Record Status CounterPartyID Other PartyID Currency Overall LimitAmount Available Amount You can search for the records based on one or more of the following parameters e Authorization Status e Counterparty ID e Branch Code e Record Status e Other Party ID Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Counterparty ID e Other Party ID e Currency e Overall Limit Amount e Available Amount e Branch Code 320 ORACLE 4 1 4 2 Introduction 4 Retail Bill Product
235. he bills you are processing you can suppress its generation by indicating the same in this screen Charge Required The flag is enabled if you have specified to collect charges for advice generation Events Click Events button in the Outward Retail instrument for Collection screen and invoke the Event screen a Execute Query Reference Number Events 1 Of 1 _ EventNumber EventCode Description EventDate Authorization Status Makerld Checkerld a ORACLE 5 3 3 5 3 3 1 Here the following details of the events that have taken place on the contract will be displayed along with the pending events e Reference Number e Event Number e Event Code e Description e Event Date e Authorization Status e Maker Id e Checker Id Accounting Entries To view the accounting entries that are passed for each event click on Accounting Entries button on the Event sub screen of the product maintenance screen Here all the accounting entries that were passed and the overrides that were encountered for the event are displayed Accounting Entries Tab You can view the accounting entries that are passed for each event in Accounting Entries tab Accounting Entries amp Execute Query Reference Number Event Number See Position Entries Event eet SUGE Overrides Accounting Entries 1 Of 1 Event Branch Account AccountDescription Dr Cr AmountTag AccountCcy Foreign Curr
236. he limit is available then the CBAT event will be fired and Collateral will be created f multiple contracts are booked and there are o s items against an other party then on EOD when limits are available the contracts will be collateralized on FIFO basis However during batch operations if the contract amount is more than the limit availability for a contract the system will ignore that contract and consider the next contract that has its contract amount within the limit Ifthe collateral is not eligible at instrument level then same cannot be changed as eligible collateralized at contract level Collateral Value System calculates and displays the value considered for collateral If the limits are not available then the Collateral status will be in To be Collateralized and the collateral value will be displayed Collateral Pool Select the collateral pool Id from the option list If there is no existing pool then the system creates the pool and links the collateral to the pool on save Once you have specified the above details click Save button to save the contract Capturing Additional Details for Outward Retail Bills Cheques for Collection Viewing Advices An important part of processing a Retail Bill is the generation of various advices applicable for a contract The details of the advices for an event are displayed in the Advices screen The party type to whom a specific advice should be s
237. he system Instrument Details Instrument Number Specify the cheque number here ee ORACLE Instrument Date Specify the date of the cheque You may specify a past date in case of a backdated instrument But the instrument date should not be earlier than the date arrived at by considering the stale days specified in Instruments Maintenance screen Currency Select the cheque currency from the adjoining option list Amount Specify the cheque amount LCY Amount The system displays the amount converted into Local Currency Amount on save or subsys tem visit Collecting Bank Details Collecting Bank CIF Specify the bank to which the FCY cheques can be sent under collection You can select the appropriate one from the option list You can also select the walk in customer id maintained in the Branch Parameter Maintenance screen Collecting Bank Name The system displays the name of the collecting bank Debit Account for Realization Select the debit account for realization from the option list This is the account debited at the time of realization of proceeds The option list displays all Nostro accounts applicable Select the appropriate one Account Branch The system displays the debit account branch Additional Details Booking Date System displays the application date as the booking date This is the date on which the instrument is being booked Due Date for Payment System displays a da
238. he system while booking the contract Outward Bills for Collection Outward Cheques for Collection Booking Date Date on which the contract is booked Outward Bills for Collection Outward Cheques for Collection Instrument Instrument code under which the Outward Bills for Collection Code palace bis pauken Outward Cheques for Collection Counterparty Counterparty ID Outward Bills for Collection land Name Outward Cheques for Collection Counterparty Counterparty Account Number Outward Bills for Collection Account Num ber Outward Cheques for Collection Collecting Bank amp Branch branch Name of the Collecting Bank and Outward Bills for Collection Outward Cheques for Collection Other Party ID Other Party Identification and Outward Bills for Collection Ana Name Mame Outward Cheques for Collection Instrument Instrument Number amp Date Outward Bills for Collection oo amp Outward Cheques for Collection Currency Instrument currency Outward Bills for Collection Outward Cheques for Collection Amount Instrument Amount Outward Bills for Collection Outward Cheques for Collection Maturity Date Maturity Date Outward Bills for Collection Debit Account for Realization Debit account for realization Outward Bills for Collection Outward Cheques for Collection 10 24 ORACLE 10 7 Field Description Applicable Product Types Other Bank O
239. heques under Cash Letter in this chapter Once you have specified the above details click Save button The system triggers LIQD event on the contract In case of a financed instrument the system initiates liquidation of the loan account as well Viewing Summary of Realization of Single FCY Cheques under Cash Letter You can view a summary of realization of single FCY cheques under cash letter using Retail Bills Cash Letter Single Realization Summary screen To invoke this screen type ie ORACLE RBSFCREA in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Cash Letter Single Realization Summary ey Search q4 Advanced Search 9 Reset kA Clear All Case Sensitive Authorization Status Record Status v Cash Letter Reference Contract Reference Number Number Counterparty Identification Records per page 15 10f1 Authorization Status Record Status Cash Letter Reference Number Contract Reference Number Counterparty Identification You can search for the records based on one or more of the following parameters e Authorization Status e Cash Letter Reference Number e Counterparty Identification e Record Status e Contract Reference Number Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization
240. her Party Name Name of the Other Party Drawee Bank Name of the Drawee Bank Instrument Code Instrument code Instrument Number and Date Cheque Number and date Currency and Amount Currency and Amount of Instrument Local Currency Amount Equivalent amount of instrument amount in the local cur rency Value Date Customer Value date on which the proceeds will be credited to the customer Margin Margin in the instrument for considering the instrument for collateral or financing Financed Amount Financed amount 10 2 4 Register Overseas Cheques Payable Abroad under Collection To invoke the Register Overseas Cheques Payable Abroad under Collection screen type RBROCPAY in the field at the top right corner of the application toolbar and click the 10 10 ORACLE 10 2 4 1 adjoining arrow button Register Overseas Checks Payable Abroad under Collection Branch Code 000 ProductType Overseas Checks Payable Abroad under Collection Y Currency All 2H From Date ey To Date E Repot Format PDF Printer At Client Report Output Print Y Printer Specify the following details Branch Code Specify the branch code for which you need to generate the report If you are a head office branch user you can select ALL against the branch code to generate the report for all branc
241. hes Product Type Specify the product type for which you are generating this report The system displays the product type Overseas Cheques Payable abroad under Collection Currency Specify the currency code for which you need to generate the report The option list displays all valid currency codes available for selection You can choose the appropriate one Date From Specify the start date of the report Select the appropriate date using the calender button Date To Specify the end date of the report Select the appropriate date using the calender button Note The report period should always be less than or equal to 15 days The maximum difference between the from date and to date should be of 15 days Otherwise the system will display an error message Contents of the Report The system generates the report organized by a combination of currency code and product code The contents of the report are as follows 19 11 ORACLE 10 3 Header Field Description Branch Code Branch for which the report is generated Report Date Date on which the report is generated Booking Date Date on which the contract is booked Currency Product Currency and product code Code From Date Start date of the report period To Date End date of the report period Body Field Description Contract Reference Unique reference generated by the system while booking the contrac
242. hich the report is generated Report Date Date of Report generation Product Type Product type for which the report is being generated Body Field Description Contract Reference Unique reference generated by the system while booking the contract Booking Date Date on which the contract is booked Instrument Code The instrument identification code Cash Letter Ref No Reference number of the cash letter Counterparty Identification and Name The name and identification of the counterparty Counterparty Account Number Account number of the counterparty Collecting Bank and Branch Name of the Collecting Bank and Branch Other Party Name Name of the other party Drawee Bank Name Name of the drawee bank Instrument Number and Date Instrument number and the date of instrument Currency Currency of the instrument Amount Instrument amount Dishonour Date Date of dishonour of the instrument Dishonour Reason Detailed description of the reason for dishonour Instrument Location Current Instrument Location Instrument Status Current Instrument Status Other Bank Charges Details of other bank charges 10 10 5 Dishonoured Instruments Report Overseas Cheques Payable Abroad Under Collection You can generate a report of contracts that are dishonoured by the other party between the date range This report is g
243. his the system applies the new rate at the time rate change for the rate code associated with it e Periodic if you select this the system applies the rate change on pre defined dates UDE value Specify the UDE value Available Limits You can view Counterparty Limit details in Available Limits screen Click Available Limits button to invoke this screen Available Limits Enter Query CounterParty Limit OtherParty Overall Limit Drawer Drawee Limit Other Party Overall Limit and Drawer Drawee Limit is not applicable for FCY cheques under cash letter mM ORACLE 7 4 Once you have captured all the required details save the contract On saving the contract the system triggers Book event If you have opted for financing then the system initiates the creation of a loan account in CL module Limit utilization is done if Track Limit is selected On authorisation foreign cheque lodgement advice is generated Viewing Summary of FCY Cheques under Cash Letter You can view a summary of FCY cheques under cash letter using Retail Bills Cash Letter Contract Summary screen To invoke this screen type RBSFCUCL in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Cash Letter Contract Summary amp Search S4 Advanced Search 9 Reset TA Clear All Case Sensitive Authorization Status L F Record Status L F Contract Refer
244. horization Status Maker Date Time Checker Date Time Specify the following details Contract Reference Number Select the contract reference number of the instrument from the adjoining option list On clicking the populate button P the system populates the contract details associated with it based on the contract reference number selected the system displays the following details e Contract Details Counterparty Identification Counterparty Name Currency Amount Other Party Identification Other Party Name Due Date Discount Amount e Collecting Bank Details Bank Code Bank Name et ORACLE 5 17 Branch Code Branch Name e Realization Details Counterparty Account Number Account Branch Debit Account for Realization Debit Account Branch Note If the Debit Realization Account defined in Branch Parameters Maintenance is Interme diary GL then that GL has to be manually funded before realization of the bill You can specify the following details Value Date Specify a value date for passing the accounting entries Initially current application date is defaulted as the value date If the value date is future dated then an override value date is greater than current application date is displayed Net Realized Specify the net realized amount When you save the contract the system checks whether the net reali
245. horization Status e Other Party ID e Party Name e Currency e Record Status e Customer Number e Country e Branch Code Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Other Party ID e Customer Number e Party Name e Country Ta ORACLE e Address 1 e Currency e Branch Code e Overall Limit Amount e Available Amount e Collateral CAP on Bill Amount e Number of Protests Or Dishonours e Defaulter e Remarks 3 10 Maintaining Drawer and Drawee Combination Limit You can invoke the Drawer Drawee Maintenance screen by typing RBDDDMNT in the field at the top right corner of the application tool bar and clicking on the adjoining arrow button Drawer Drawee Maintenance E New Enter query CounterParty ID OtherParty ID CounterParty Name Other Party Name Currency Branch Code Overall Limit Amount Remarks Available Amount Fields Maker Date Time Checker Date Time Mod No Record Status Authorization Status Specify the following details Counter Party ID Specify the counter party ID The adjoining option list displays all the customer numbers maintained in the system You can choose the appropriate one Note For a combination of counterparty and other party you can maintain only one record Counterparty and
246. ht corner of the application toolbar and click the adjoining arrow button Open an existing contract and click Unlock button You will be allowed to edit the below fields e Instrument Number e Instrument Date e Other Party Name e Drawee Bank Name e Amount e Auto Liquidation e Internal Remarks All validations application during Contract Creation will be applicable for Amendment also LCY Amount If Amount is amended system will update the LCY amount when you save a record or navigate to a subsystem on a screen Amendment of Closed Realized Reversed cash letters is not allowed Amendment of instruments prior to cash letter generation is allowed for editable fields except for amendment of amount in case of financed contracts Amendment of contract between cash letter generation and cash letter realization is not allowed Amendment of contract post cash letter realization is allowed only for increase or decrease of contract amount In case of decrease of contract amount for Financed Cheques system liquidates the loan in CL If the loan is already settled or closed manually in CL module directly then the Retail Bill module will not initiate the liquidation of CL loan account Amendment operation on the contract triggers AMND event for FCY Check under Cash Letter Each amendment creates a new version of the cash letter contract CLAJ event will be triggered for Cash Letter contract 719 ORACLE 7 6 T T
247. ification Counterparty Account bz Counterparty Name Number Account Branch instrument Details Instrument Number Currency Instrument Date Amount Collecting Bank Address Collecting Bank CIF Debit Account for bE Collecting Bank Name Realization Account Branch Collecting Bank Reference Number Additional Details Net Realized Amount Value Date EB Other Bank Charges Remarks E Advices Events Settlement Charges MIS Fields Record Status Authorization Status Date Time Date Time Maker Checker Specify the following details es ORACLE Contract Reference Number Specify the contract reference number that you need to realize You can select the contract reference number from the option list The option list displays all valid and active contracts Once you have specified the contract reference number click P button to populate the details of the contract Counterparty Details Counterparty Identification System displays the customer id based on the contract reference number selected Counterparty Name System displays the customer name based on the contract reference number selected Counterparty Account Number The system displays the account number of the counterparty Account Branch The system displays the branch to which the customer belongs Instrument Details Instrument Number The system displays the cheque number as the instrument number Inst
248. il Bills Cheques for Collection Overrides E gt Execute Query Batch Reference Number f Batch Sequence Number Errors 1 Of 1 E Batch Sequence Number ErrorCode Error Description Error Type Batch Reference Number The system displays a batch reference number of the contracts that are considered as part of a batch Batch Sequence Number The system displays the batch sequence number of the contracts that are considered as part of a batch The value is applicable only if the batch reference number is available on the screen The following details are displayed here Errors e Batch Sequence Number e Error Code e Error Description e Error Type Viewing Summary of Outward Bulk Dishonour Pro test Return You can view a summary of outward bulk dishonour protest or return in Retail Bills Outward Bulk Dishonour Protest Return Summary screen To invoke this screen type an ORACLE RBSBODPR in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Outward Bulk Dishonor Protest Return Summary amp search Ct advanced Search Reset K Clear All Case Sensitive Bulk Dishonor Protest 2H Action A Return Number a Dispatch Lot Reference 2H Bulk Dishonor Protest Return Number Action Dispatch Lot Reference Number Collecting Bank Name Collecting Branch Name Authorization Status Y Status h
249. in a contract refers to the financial institution between the Receiver and the Account with Institution through which the funds must pass ov ORACLE The Intermediary may be a branch or affiliate of the Receiver or the Account With Institution or an entirely different financial institution Here you can enter either the e ISO Bank Identifier Code of the bank e Name and address of the Bank Country Specify the country of the intermediary institution This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one Receiver Correspondent Correspondent 1 to 5 The Receiver s Correspondent is the branch of the Receiver or another financial institution at which the funds will be made available to the Receiver You can enter one of the following e ISO Bank Identifier Code of the bank e The branch of the Receiver s Correspondent e Name and address of the Receiver s Correspondent Country Specify the country of the receiver s correspondent This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one Receiver of Cover Specify the details of the Receiver of the cover message which can be any one of the following e ISO Bank Identifier Code of the bank e Branch of the Receiver e Name and address of the Receiver Account With Institution Account With Institution 1 to 5 An Account w
250. ine Once you have edited the fields click on Save button to save the amendment details You can also amend the details for the following subsystems e Settlements e Charges e MS e Fields For detailed information on Settlements Charges MIS and Fields refer to the section Capturing Additional Details for FCY Cheques under Cash Letter of chapter FCY Cheques under Cash Letter Arrangement in this User Manual Reversing Overseas Cheques Payable Abroad under Collection Using Retail Bills Overseas Cheques Payable Abroad under Collection screen you may reverse an overseas cheque payable abroad under collection created in the system A contract may be reversed in the following instances e Errors or mistakes occurred during contract input e After authorization the contract was identified as invalid Reversal can be performed only on the same day of contract booking before the instrument is dispatched You need to manually ensure that the instrument has not been dispatched To invoke Retail Bills Cash Letter Contract Details screen type RBDOCPAY in the field at the top right corner of the application toolbar and click the adjoining arrow button You may also invoke the summary screen and search for the contract that you need to reverse Once you have opened the contract click Reverse button to reverse it Note In case of financed instrument before reversing the contract you
251. ing the system displays Eligible If the instrument needs to be financed you may change this to Financed If the instrument is not eligible for financing then you cannot change this Margin Specify the margin percentage only if Financed is chosen in Financing drop down Valid values are 0 to 100 Track Limit Check this box to enable tracking of counterparty limit for a financed instrument This box remains checked by default However you can uncheck the box as per your requirement The system displays an override message when you save the record Track Limit is required only for instruments that are financed If an instrument is not financed the system automatically unchecks Track Limit and displays an override message Credit Line Select the credit line from the adjoining option list The list displays all the credit lines which belong to the Counterparty Credit line is provided only for financed instruments with track limit If the financed instrument is without track limit then the system displays an error message when you save the record or navigate to a subsystem on the screen You can click the button Available Limit to view the limit availability for Counterparty Credit Line Other party limit and drawer drawee limit are not applicable for FCY cheques under cash letter Discount Amount The system displays the discount amount This amount is arrived at by deducting the margin amount from the instrument a
252. ing generated Currency Currency code for which the report is being generated Nostro Account Nostro account number Collecting Bank Collecting bank identification Body Column Name Description Booking Date Date on which the instrument was booked in the system Contract Reference Unique reference generated by the system while booking the contract Instrument Code Instrument code Cash Letter Reference Cash letter reference under which the instrument was sent for collection Counterparty Identification and Name Name and identification of the counterparty Counterparty Account Num ber Account number selected in the main tab of the contract input screen while capturing contract details Other Party Name Name of the other party Drawee Bank Name Name of the drawee bank Instrument Number and date Date of the instrument Amount Instrument amount Value Date Customer Value date for customer credit Finance Amount Financing amount Total instruments value Total value of the instruments Bills on Collection Acknowledgement Due You can generate a report of outstanding retail bill instruments which are sent for collection to other banks and pending acknowledgement by the other banks This report can be generated for the following product types e Outward Bills for Collection e Outward Cheques for Collection
253. ining arrow button Retail Bills Maturity Follow Up Report Inward Branch Code 000 Currency ALL fe Product Type al v Report Format PDF Y PrinterAt Client v Report Output Print Y Printer a Specify the following details Branch Code Specify the branch code for which the report needs to be generated You can select the appropriate branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Product Type Specify the product type for which the report is being generated You can select one of the following product types e Inward Bills for Collection e Inward Cheques for Collection Currency Specify the currency code for which you need to generate the report The option list displays all valid currency codes available for selection You can choose the appropriate one 10 3 2 1 Contents of the Report The contents of the report are as follows 10 16 ORACLE Header Field Description Branch Code Branch for which the report is generated Report Date Date on which the report is generated Product Type Product Type Currency Currency Body Field Description Applicable Product Type Booking Date Date on which the instrument is booked in the system Inward Bills for Collection Inward Cheques for Collection Contract Reference Unique
254. intenance and the value cannot be modified Charge Application Creation ESN The system displays the event sequence number which depends on the life cycle of the contract processing Component The system displays the name given to the charge component here Tag Currency The system displays the tag currency Tag Amount The system displays the tag amount Charge Currency The system displays the charge currency Charge Amount The system displays the charge amount Consider as Discount If the charge component is considered for discount accrual on a constant yield basis then the consider as Discount option will be checked and you cannot modify this value Waiver The system defaults this option to waive the charge or fee on a contract you are processing Liquidated The system displays the charge or fee liquidated Charge Liquidation Event Sequence Number The system displays the event number which depends on the life cycle of the contract processing You cannot modify this value oat ORACLE Component The system displays the name given to the charge component here Charge Currency The system displays the currency in which the charge is specified if it is a flat amount and the flat amount itself Charge Amount The system displays the charge amount Liquidated The system displays the charge or fee liquidated For further details on this screen refer to the section Processing Charges in
255. ion Booking Date Records per page 15 10f1 Authorization Status Status Contract Reference Number InstrumentCode ProductCode CounterParty Identification C ae ORACLE You can search for the records based on one or more of the following parameters e Authorization Status e Contract Reference Number e Product Code e Other Party Identification e Status e Instrument Code e Counterparty Identification e Booking Date Once you have specified the search parameters click Search button The system displays the records that match the search criteria You can view the following details of the resultant records e Authorization Status e Status e Contract Reference Number e Instrument Code e Product Code e Counterparty Identification e Counterparty Name e Other Party Identification e Other Party Name e Clearing Bank Name e Clearing Branch Name e Booking Date e Instrument Date Fpa ORACLE 5 7 Creating Outward Retail Bills Cheques for Collection in Bulk You can book multiple retail outward bill cheques using Bulk Outward Retails Bills Cheques for Collection screen You can also invoke this screen by typing RBDBOCOL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Bulk Outward Retail Bills Checks for Collection Transaction Branch Code 000 H save Instruction Code faa Product Code In
256. ion to maintaining a netting agreement for each counterparty you have to specify whether or not the contract is under the netting agreement for each contract involving the counterparty Check this box to indicate that you would like to enable the Netting option for the various components Amount Tags involved in the transaction These components could be commission interest tax charges etc Rate Code Specify rate code by selecting appropriate rate code from selection list Following values are available e Buy e Sell e Mid Spread Definition Select the spread definition from the adjoining drop down list The options available are e Point a0 ORACLE e Percentage Customer Spread This defaults from your specification of tenor wise spread for the relevant Currency Pair in the Customer Spread Maintenance screen You can change this for a specific contract Original Exchange Rate If the component currency is different from the account currency the system requires an exchange rate for the conversion The components of the final exchange rate used for conversion are e The Base Rate this is defaulted from the exchange rate that you have maintained for the currency pair involved It is computed as Mid Rate Spread depending on whether it is the Buy Spread or the Sell Spread e The Customer Spread the spread that you have maintained for the specified Counterparty Currency Pair and Tenor combination in the Customer S
257. ion with Enterprise Limits and Collateral Management Module The impact on ELCM module for various actions performed in retail bills module are available in the following table Action in Retail Bills Module Impact in ELCM Module Booking bulk booking with the instru ment financing of 1 Outward bill for collection 2 Outward cheque for collection 3 Outward check for clearing 4 FCY cheque under cash letter 5 Overseas cheques payable abroad under collection If the option Track Limit is set to Yes for the contract then the system updates the counterparty limits in ELCM module Financing of existing 1 Outward bill for collection 2 Outward cheque for collection 3 Outward check for clearing 4 FCY cheque under cash letter 5 Overseas cheques payable abroad under collection If the option Track Limit is set to Yes for the contract then the system updates the counterparty limits in ELCM module Realization bulk realization of financed 1 Outward bill for collection 2 Outward cheque for collection 3 Outward check for clearing 4 FCY cheque under cash letter 5 Overseas cheques payable abroad under collection The system updates the counterparty limits if the same were utilized at the time of booking financing the bill or cheque 2 3 ORACLE Action in Retail Bills Module Impact in ELCM Module Process dishonour of financed
258. ird Party This indicates that the charges are levied on another entity on behalf of customer Eg Custodian e Their Charges This indicates that your bank is collecting other bank s charges as in the case of LC and BC contracts Third Party Type Specify the party type if a charge component that you associate with a product is of third party type Advice Charge Check this box to determine whether the charges incurred for sending the relevant advices to the customer through the various media should be charged to the customer account or should be waived Stop Association Check this box to indicate that the charge should not be calculated for a product Propagation Required Check this box to indicate that the charge collected from the borrower must be passed on to the participants of the contract Debit Credit Select the either one of the following values from the adjoining drop down list e Debit selected if the charge component associated with the product is to be debited to the customer e Credit selected if you bear the charge component Add Subtract You can include the charge component in the net value by selecting the appropriate option from the adjoining drop down list This list displays the following values e Add indicates if the charge component is to be added while calculating the net consideration amount e Subtract indicates if the charge component is to be subtracted while calculating the net considera
259. ired Rule Mapping Specify the following details Product Code The system displays the product code for which you are maintaining preferences Product Description The system displays the description of the product Linked Product Loan Product Select a loan product from adjoining option list The option list displays all discounted loan product codes maintained in the system The loan product that you specify here is not applicable for Inward product types Note You need to select a loan product that has bullet type of schedules for repayment Also the loan product should have manual liquidation enabled Ea ORACLE 4 2 1 1 You need to manually ensure this Clearing Product Select a clearing product that should be associated with retail bills product The option list displays all outward clearing product cheque codes from the clearing module Note Clearing product can be specified only for Outward Clearing cheques product type Other Preferences Grace Days Specify the number of grace days The number of grace days should be between 0 and 99 Auto Liquidate Check this box to enable automatic liquidation of the contracts associated with this product on the due date No of Retrials Specify the number of times the system needs to retry for the liquidation of the contract This is applicable when the auto liquidation process fails If you have checked the option Auto liquidati
260. is generated From Date Start date of the report period To Date End date of the report period Product Type Product type for which the report is being generated Body Column Name Description Contract Reference Unique reference generated by the system while book ing the contract Booking Date Date on which the contract is booked Financing Date Financing Date Instrument Code Instrument Code Counterparty ID amp Name Counterparty ID amp Name Counterparty Acc No Counterparty Account Number Other Party ID amp Name Other Party ID amp Name Instrument Number amp Date Instrument Number amp Date Currency Instrument Currency Amount Instrument Amount Maturity Date Maturity Date Financed Amount Financed Amount CL Contract Reference CL Contract Reference Exchange Rate Exchange Rate Current Status of Instrument Status of the instrument 10 15 Drawer Drawee Combination Limit Utilization Report You can generate a report with details of contracts that are either financed or collateralized and have utilized the Other Party limit This report will be generated for all combinations of counterparty and other party against which the limits are utilized if counterparty and other party are not selected 10 49 ORACLE To invoke the Drawer Drawee Combination Limit utilization Report screen type RBRDDUTL in the field at the top right corner of the application toolbar and click the adjoining arrow button
261. is screen Fields For further details on user defined fields refer to the User Defined Fields user manual Once you have specified the above details click Save button to save the maintenance ORACLE 3 2 5 Viewing Branch Parameters Summary You can view a summary of branch parameters maintenance using Retail Bills Branch Parameters Summary screen to invoke this screen type RBSBRPRIM in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bilis Branch Parameters Summary E search C Advanced Search 9 Reset Y Clear All Case Sensitive Authorization Status v Branch Code H Records per page 15 10f1 Authorization Status Record Status Branch Code Branch Name Record Status v Branch Name Process Till Next Working Day Cash Clearing Cas You can search for the records based on one or more of the following parameters e Authorization status e Record status e Branch code e Branch name Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Branch Code e Branch Name e Process Till Next Working Day e Cash e Clearing e Cash Letter Susp GL e No of Dishonor Protest e Other Bank Chg Tolerance e Other B
262. isplays a unique reference number for the contract being booked and the reference is used in all accounting entries and transactions related to this contract User reference Number By default contract reference number is displayed However you can change this value when required External Reference Number Specify an external system s reference for this contract and it is used when the contract is being uploaded from an external system Batch Reference Number Select a reference number from the option list Batch reference number is applicable only when an instrument needs to be added to a batch that has been already booked Batch reference number of the bulk contracts booked on current date for the selected instrument type will be displayed here For adding a reference number to a batch the common attributes of the batch should match with the attributes of reference number Batch Sequence Number The system generates a batch sequence number only for contracts that are to be considered as part of a batch The value is applicable only if the batch reference number is selected Ga ORACLE 6 2 1 Main Tab Retail Bills Inward Contract Details Transaction Branch Code 000 H save lt i Hold Instrument Code a Contract Reference Batch Reference Number asl Instrument Description
263. ith Institution refers to the financial institution at which the ordering party requests the Beneficiary to be paid The Account with Institution may be a branch or affiliate of the Receiver or of the Intermediary or of the Beneficiary Institution or an entirely different financial institution You can enter one of the following e ISO Bank Identifier Code of the bank e The branch of the Receiver s Correspondent e Name and address of the Receivers Correspondent e Other identification codes for example account number If no selection is made for Account with Institution all beneficiaries will appear for selection in the option list for Ultimate Beneficiaries in the Parties tab 2 screens If a particular Ultimate Beneficiary is selected in Parties tab 2 then the Account with Institution for the selected ultimate beneficiary will appear by default in the AWI field in the Parties tab 1 screen Country Specify the country of the account with institution This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one Fal ORACLE Receiver of Cover Specify the details of the receiver of the cover message which can be any one of the following e ISO Bank Identifier Code of the bank e Branch of the Receiver e Name and address of the Receiver e Other identification codes for example account number 5 5 8 4 Parties Details Tab Settiement Details
264. ked to the product ga ORACLE 4 2 3 1 Event Details Event Code The event codes applicable for the module are available in the option list provided This list also includes user defined events set up for the module Select the relevant events for the product from this list Event Description The description for the event chosen is displayed Advices for an Event You can select the advices that should be triggered for various events The selected advices are generated once the product is authorized To specify the advices for an event click on Advices in the Events sub screen of the Retail Bills Product Maintenance screen Advices Event Code Description Advices Details 1 Of 1 HHE CA Advice Name Description Generation Time Suppress Priority Charges 4 be Authorize No High Specify the following details Event Code Code of the specified event is defaulted from the Event level Description Description of the specified event is defaulted from the Event level Advice Details Advice Name Specify a valid advice you want to trigger from the adjoining option list This option list displays advices applicable for the module Description Description of the specified advice is defaulted here Generation Time Authorization is defaulted as the generation time for all advices which need to be generated for a specified Event 7 ORACLE 4 2 3 2 Sup
265. l Institution which is acting on behalf of itself or a customer to initiate the transaction In this field you can enter one of the following e The ISO Bank Identifier Code of the Ordering Institution e The branch or city of the Ordering Institution e The Name and address of the Bank Country Specify the country of the ordering institution This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one Beneficiary Institution Specify the details of the beneficiary institution Country Specify the country of the beneficiary institution This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one 3al ORACLE Ordering Customer Ordering Customer 1 to 5 The Ordering Customer refers to the customer ordering the transfer Here you can enter the name and address or the account number of the Customer ordering the transaction You will be allowed to enter details in this field only if you have initiated a customer transfer MT 103 and MT 102 Country Specify the country of the ordering customer This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one Ultimate Beneficiary Ultimate Beneficiary 1 to 5 Specify details of the institution in favour of which the payment is made It is in reality the bank which services the account of
266. layed Advice 1 Of 1 m Advice Name Party Type Pary Identification PartyName Medium Priority Suppress Charge Required The following advice details are displayed here Advice Advice Name This is the code that identifies the advice that can be generated for a Retail bill All the advices specified for the product to which the Retail bill is linked will be displayed in this screen If the advice is not applicable to the bill you are processing you can suppress its generation in the corresponding fields on this screen Party Type This is the type of party involved in the Retail bills For example drawee drawer etc The party type is displayed based on your specifications in the Parties screen Party Identification System displays the party identification Party Name This is the name of the party involved in the Retail bill to whom the advice is to be sent Medium If advices are to be generated for the bill you are processing it is mandatory for you to also specify the medium through which an advice is to be transmitted An advice that is generated can be transmitted through Mail Priority For messages sent through media you can specify the priority with which the advice should be generated By default the priority of all advices is marked as Normal You have the option to prioritize advices to one of the following options e Normal e Medium e High Suppress By default all the advices that have been
267. lays the branch at which the account is maintained Nostro Details Currency Specify the currency code Nostro Account Based on the currency code selected the system displays the Nostro account with whom the foreign currency cheques are sent under the cash letter arrangement The system defaults the Nostro account maintained in the Branch Parameters Maintenance screen Account Branch The system displays the account branch Collecting Bank Name The system displays the name of the collecting branch Additional Details Booking Date The system displays the date on which the instrument was booked Value Date Bank On saving the record the system displays the date on which the cash letter credit will be done by the correspondent Value Date Customer On saving the record the system displays the date on which the final liquidation can be done for the cheques under the cash letter Auto Liquidation Check this box to enable auto liquidation of the instruments on value date Finance Details You can specify the following finance details Financing The drop down list displays the following options 730 ORACLE e Eligible e Not Eligible e Financed The system displays whether the instrument is eligible for financing or not If the instrument is eligible for financing the system displays Eligible If the instrument needs to be financed you may change this to Financed If the instrumen
268. lays the name of the clearing bank Clearing Branch System displays clearing branch code based on the Routing number selected Clearing Branch Name System displays the name of the clearing branch Sector Code System displays the clearing sector code based on the Routing number selected oar ORACLE 5 5 3 Other Details Click Other Details tab to capture additional details Outward Cheques Clearing Details Transaction Branch Code 000 H save ii Hold Instrument Description f Number Batch Sequence Number a Product Code aa User Reference Number n a Version Number _4 of w L Product Description External Reference Number Main Clearing Other Details Parties 10f1 s Party Type Party Identification Party Name Country Address Line 1 AddressLine2 Address Line3 Address Line4 Language a Limit Margin J Track Limit Margin Percentage Credit Line Ba F Other Party Limit Check Required Finance Collateral Financing Eligible X Collateral Eligible X Discount Amount Collateral Value al Collateral Pool asl m r Advices Events Settlement Charges MIS Loan Preference Available Limit Fields Maker Date Time Contract Status Authorization Status Checker Date Time Specify the following details Parties Party Type System displays the party type here Cheque Counterpar
269. lications including applications that may create a risk of personal injury If you use this software or hardware in dangerous applications then you shall be responsible to take all appropriate failsafe backup redundancy and other measures to ensure its safe use Oracle Corporation and its affiliates disclaim any liability for any damages caused by use of this software or hardware in dangerous applications This software and related documentation are provided under a license agreement containing restrictions on use and disclosure and are protected by intellectual property laws Except as expressly permitted in your license agreement or allowed by law you may not use copy reproduce translate broadcast modify license transmit distribute exhibit perform publish or display any part in any form or by any means Reverse engineering disassembly or decompilation of this software unless required by law for interoperability is prohibited The information contained herein is subject to change without notice and is not warranted to be error free If you find any errors please report them to us in writing This software or hardware and documentation may provide access to or information on content products and services from third parties Oracle Corporation and its affiliates are not responsible for and expressly disclaim all warranties of any kind with respect to third party content products and services Oracle Corporation and its affiliates wi
270. ll be thrown 2 For single event only single rule can be attached Rule Id Selecta rule ID from the option list The option list displays all the rule IDs defined in the Retail Bills Rule Maintenance screen Accounting Roles You can capture the accounting role details using Accounting Roles screen Click Roles button on the Product Maintenance screen to invoke this screen ORACLE Accounting Roles Product Code Product Description lass Details Default From Class Class Code Class Description 10f1 t E Accounting Role Role Description Account Head GL Descriptic kE Specify the following details Product Code The system displays the product code entered in the main screen Product Description The system displays the description of the product The description is for information purpose only and will not be printed on any customer correspondence Class Details Class Code Specify the class code that should be linked to the product Click Default from Class button to get the class code defaulted from the class Class Description The system displays a brief description of the class code linked to the product Roles Accounting Role Select the accounting role from the option list Role Description The system displays the description of the selected accounting role Account Head Select the account head from the option list
271. ll be generated for settlements routed through a Clearing House Depending on the method in which you want to settle the contract you should specify either Instrument or Message details Details Of Charge In this section you can maintain details of the party who will bear the charges incurred in processing the transaction It could be either e Remitter All Charges e Beneficiary All Charges e Remitter Our Charges 39 ORACLE Details of Payment Here you can specify information from the Ordering Party to the Beneficiary Customer about the reason for the payment This field can contain reference numbers invoice numbers or any other details which will enable the Beneficiary to identify the transaction This information is to be passed through the payment chain to the Beneficiary Banking Priority Select the priority of the payment messages from the drop down list The options available are e Highly Urgent e Urgent e Normal The default value is Normal Sender to Receiver Information Information 1 to 6 This could be instructions or additional information for the Receiver Intermediary Account With Institution or Beneficiary Institution Clearing Network Network Code Indicates the clearing network code Instrument Details If you opt to settle a contract with an instrument you should specify the type of instrument that you would use For example you could settle a contract usin
272. ll not be responsible for any loss costs or damages incurred due to your access to or use of third party content products or services Table of Contents PTAC Coa ccasoe cates Gace Sec cece ccs eh sc ccs sas ese cece tenet eee 1 1 TAS IMTOCUCHON ad srai Assented cand seth aetaite te R TAERE AEA AET I A P aca ates 1 1 12 AUdIONCO manaii iiri i acini EAEAN EANA EEE ANE AE EA a dienes 1 1 1 3 Acronyms and Abbreviations eeeseseeeeeeeeeerisestirrrsssttrrststttnrsssttnnnnsttunnsnstennnnneet 1 1 1 4 Documentation Accessibility 0 0 ccc erinan nerea eer K EET ENa RENA EREEREER KRETA 1 2 120 Organizalon o ie i A AA EA EEA EAE 1 2 16 Related DoCUMONIS sounco a ae anes he AA 1 2 dif Glossary of ICONS unean a ee ae en en ev tei 1 3 Retail Bills An Overview cccccccceeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeneeneeenneeeeees 2 1 2 Ab WAT OCUCUION nsee ect tach cone eens teseeee reel saad fase Dede gad dana ed aaag end eet ade aadaiee 2 1 2 2 Features of Retail Bills Module 0 0 0 ce eeeeneeeeeeeeeeeeeeeteeeeeeeeeteeeaeeeeeteeaeeeeeneenaeess 2 1 2 2 1 Supported Instruments 2 1cccccceceeceeceeceeeeeetecenensecaecaeeeeteceeeeteeseeesenineaseaes 2 1 2 2 2 Automatic PrOCOSSECS c 1 0 cccseeceetecernescetesennenentenentecnstesenbecsetennnecendensnnes 2 1 2 2 3 Integration with Other MOQUICS 0 ccecceceeeeeeeeeeenteeeeeeeaeeeeeetnaateeeeeeaaes 2 1 2 2 4 ROPO ii isei a S E ORO EOT die dase Ta eee T EE 2 5 Maintenanc
273. lls Cheques for Collection 5 69 5 9 Creating Outward Cheques for Clearing PDCs in Bulk eeeeeeeeeeeeenteees 5 71 5 9 1 Viewing Available Limit Details cccccccccceceeecceennteeeeeeeeneeeeeeesnaeteeenenaas 5 75 5 9 2 Viewing Override Details sds rnrnirir eeii rE E AEE EEEa AAS 5 76 5 10 Viewing Summary of Bulk Outward Cheques for Clearing ccceeeeeeeeeeeetees 5 76 5 11 Amending Outward Retail Bills Cheques for Collection ececeeeeeteeeeeenees 5 78 S171 Malt T b eeraa aaaea ea e eid ada ahi dein bain 5 78 511 2 Other Details TAD soniri reretia ini ara Aa eaa Eiere EN EnA A EARE 5 79 5 12 Amending Outward Cheques for Clearing PDCS essssssseiesseeerrrsseerrrssserrrrssns 5 80 DIZ MAN TAD EPE E E E T E TE 5 81 9 92 2 Cleaning TAD ose cian tke nA RA ig bias Dae ed ees 5 82 312 3 Other Details Tab css atti nia ati ceil eine nei ee 5 83 5 13 Financing Existing Outward Retail Bills CHeQues eececeeeeeeeeeeeeeetteeeeeeeenaees 5 84 5 14 Capturing Additional Details 2 0 0 cceceeecenneeeeeeeenneeeeeeeaeeeeeeeeaeeeeeeenaeeeeeeeaaes 5 85 5 15 Viewing Summary of Finance Existing Outward Retail Bills Cheques 5 86 5 16 Realizing Outward Retail Bills and CHEQUES 0 ee eeeceeeeeeneeeeeeeetteeeeeeenaeeeeeeeaaes 5 87 5 17 Capturing Additional Details 2 0 0 eee eeecneee eee eetneee eee eaeeeeeeeeaeeeeeeeiaeeeeeseaaes 5 88 5 18 Viewing Summary of Outward Contract RealiZation
274. lso contracts which are not dishonoured or realized On save system liquidates the contract and event LIQD is triggered For financed cheques system initiates liquidation of loan account in CL Note When a loan is already settled or closed manually in CL module directly Retail bill mod ule will liquidate the Retail Bill and will not initiate the liquidation of CL loan account i280 ORACLE 7 16 7 17 Once you have specified the contract reference number click P button to populate the contract details in the remaining fields The system displays the following information on clicking P button e Cash letter reference number e Counterparty identification e Name of the counterparty e Instrument number e Date of the instrument e Currency of the instrument e Amount for which the instrument was drawn e Value date Additional Details Value Date The system displays the value date Remarks Specify the remarks if any Capturing Additional Details for Realization of Single Cheque under Cash Letter For capturing additional details an array of buttons are provided at the bottom of Retail Bills Cash Letter Single Realization Details screen You can capture the following additional details for a cash letter contract e Advices e Events e Settlements e Charges e MS e Fields For further details on these sub systems refer to the section Capturing Additional Details for FCY C
275. m displays the date on which the proceeds will be available to the customer Here the value date is equal to the instrument date customer float Discount Amount System computes and displays the amount being financed as instrument amount less margin Collateral Value The collateral value of the instrument will be the instrument amount less margin or the Collateral Cap on Bill amount whichever is lower When the instrument amount minus margin is more than the cap amount during save system will provide override message saying that the collateral value is reduced to the cap amount for single bill Internal Remarks Specify your remarks on the transaction Process Status System displays the process status value here Viewing Available Limit Details To view the limit availability of a counterparty and other party involved in a transaction click on the Available Limit button in the Bulk Outward Cheques for Clearing screen while processing the contract Available Limits E Execute Query CounterParty Limit OtherParty Overall Limit Drawer Drawee Limit The following details are displayed Counterparty Limit System displays the available limit for the credit line selected in the additional details tab Other Party Overall Limit System displays the available limit of the Other Party selected in the main tab Drawer Drawee Limit System displays the available limit of the Drawer Drawee combination limit ats
276. may set up for the retails bills module Maintaining Mandatory Batch Programs The system triggers the batch processes automatically based on the details maintained in Mandatory Batch Program Maintenance screen To invoke the Mandatory Batch Program Maintenance screen type EIDMANPE in the field at the top right corner of the application tool bar and clicking on the adjoining arrow button Mandatory Batch Program Maintenance E New amp Enter Query Branch 000 Function Module Sequence Number Description End of Cycle Group Txn Input Error Handling Stop Automatic End of Day and Run Emergency Program End of Fin Input Continue with Automatic End of Day End of Day Beginning of Day End of Txn Input Frequency Daily Number Of Days Holiday Rule Do Not Execute Run Date f Job Code Description Execution Layer Database Application Sub Stage a Predecessors 1 Of 1 Predecessors Date Time Checker Date Time Mod No Record Status Authorization Status Specify the following details Module Select the module code RB from the adjoining option list 1 ORACLE 9 3 Function Identification Specify the function ID of batch that you wish to run The adjoining option list displays all batch processes available for the module You can configure the batch to be run at various stages of day like EOD EOTI etc For fur
277. message are displayed e The message type ai ORACLE 5 5 7 1 5 5 8 e The Name and ID of the recipient of the message e The status of the message e Medium e DCN Message Details Message amp Enter Query Reference Number Receiver Sender DCN Message Type Version Number SWIFT Message Type Message Here in order to view the text of a message You need to highlight the message and click Message button Click Exit or Cancel button to exit the screen Settlement Details You can capture the settlement details of a Retail bill in Settlement Details screen Click Settlement button in Outward Cheques Clearing Details screen to invoke the Settlement Details screen ae ORACLE 5 5 8 1 Account Details Tab Settlement Details Contract Reference Component Bewelieeecucs Payment Details Parties Parties Local Clearing Other Details Settlement Details 1 Of 1 l Component Currency Debit Credit Account Account Description Accour Credit Account Details The account details that get defaulted include the following e Component and its Currency e Payment Account and its Currency e Branch of your bank to which the account belongs Debit Credit System displays the debit Credit value Account Specify the account number here Account Description Specify a brief description on account Netting Indicator In addit
278. mount Maturity Date Maturity Date Collateral Value Collateral Value Collateral Pool Code Collateral Pool Code 10 17 Limit Utilization Report You can generate a report of limits utilization either through financing or through collateralization for other party and drawer drawee combination You can generate this report for the following product types e Outward Bills for Collection e Outward Cheques for Collection e Outward Clearing Cheques PDCs 10 52 ORACLE 10 17 1 To invoke the Collateralized Instruments Report screen type RBRLMUTL in the field at the top right corner of the application toolbar and click the adjoining arrow button Limit Utilization Report Branch Code EH Other Party Id From Date E2 To Date E RepotFormat PDF Y Printer At Client Y i Report Output Print Y Printer Branch Code Specify the branch code for which the report needs to be generated You can select the appropriate branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Other Party ID Specify the Other party for which the report needs to be generated From Date Specify the start date of the report period To Date Specify the end date of the report period Contents of the Report Header Field Description Br
279. mount This is calculated based on the margin percentage specified above The system triggers DISP event on save of the above information and creates a loan contract in CL module for the financed amount The system displays the loan account number in the Loan Preferences screen Capturing Additional Details for FCY Cheques under Cash Letter For capturing additional details an array of buttons are provided at the bottom of Retail Bills Cash Letter Contract Details screen You can capture the following additional details for a cash letter contract e Advices e Events a ORACLE Settlements Charges MIS Loan Preference Available Limit Fields 7 3 1 Advices You can view the details of advices generated for the cash letter contract in Advices screen Click Advices button on of Retail Bills Cash Letter Contract Details screen to invoke this screen Advice Advice 1 0f 1 J Advice Name Party Type Pary Identification PartyName Medium Priority Suppress Charge Required You can view the following details of the advices Advice name Party type Party identification Party name Medium Priority Suppress Charge required 7 3 2 Events Click Events button in the Retail Bills Cash Letter Contract Details screen and invoke the Events screen The details of events that have already taken place on the contract will be 7 6 ORACLE 7 3 3
280. n Counterparty Name On selecting the Counterparty Account the system defaults the Counterparty Name as maintained for that account aae ORACLE Agreement Id Specify the Agreement ID of the counterparty in order to facilitate a cross referencing between the Payment and the Direct Debit instruction when a reversal of payment is carried out due to rejection of the outbound DD Post Accounting The Post Accounting option is defaulted from the Settlements to Payment Product and UDF Mapping screen Clearing Network Here The Clearing Network in settlement screen will be defaulted with Clearing Network maintained in local clearing section in settlement instruction 5 3 5 5 Local Clearing Tab Settlement Details Contract Reference Component Account Details Payment Details Parties Parties Exe kertuuni Other Details Message Details SORBNET Specific Details Ultimate Bank Code Payment Code Sender Receiver Participant Additional Information Additional Identifier US Transaction Nip Payer Free Text 1 Payer Identifier Free Text2 Declaration Free Text 3 Supplement i Repair Reason Payment Type Reason 1 Reason 2 Receiver Information Reason 3 No of Declaration Specify the following details Message Details Ultimate Bank Code Select the ultimate bank code from the adjoining option list Sender Receiver Participant Specify the sender receiver participant Additional Identifier Specify the addi
281. n MIS user manual 7 3 6 Loan Preferences You can capture the preferences for the loan in Loan Preferences screen Click Loan Preferences button to invoke this screen Loan Preference Contract Reference Contract Currency Product Counterparty Currency Rate Code Exchange Rate Rate Type Maximum Minimum 1 Of 1 Z User Defined Element ID w Mid Rate Buy Sell Rate UDE Description Rate as of Usage UDE value Latest ESN Product Description Tenor Units Loan Contract Reference Number Payment Mode Loan Value Date Maturity Date ORACLE Specify the following details Contract Reference The system displays the retail bills contract reference number Contract Currency The system displays the contract currency code Latest ESN The system displays the latest event sequence number of the contract Product The system displays the retail lending product code with which the loan account is associated Product Description The system displays the description of the retail lending product Counterparty The system displays the customer number of the counterparty Currency The system displays the currency of the loan Tenor The system displays the tenor of the loan account Units The system displays the units of tenor In case of retail bills the tenor unit is always D Loan Contract Reference Number The system displays th
282. n being maintained The tenor is expressed in days The minimum maximum tenor specified in the loan product underlying the contract has to be adhered to vee ORACLE Units Indicates the units in which the tenor is specified Loan Contract Reference Number System displays the loan reference number on save of bill Rate Rate Code The System displays the rate code and value is defaulted from loan product Exchange Rate The system displays the exchange rate and value is defaulted from loan product However you can change the exchange rate Rate Type The System displays the rate type and value is defaulted from loan product Maximum The minimum rate variance allowed for exchange rate is displayed here Minimum The maximum rate variance allowed for exchange rate is displayed here Payment Mode The system displays the payment mode lt indicates whether the transaction is a debit or credit Loan Value Date The System displays finance discounting date of a bill as the loan value date Maturity Date The system displays the due date of bills as maturity date of loans User Defined Element ID Specify the unique identification for the user defined element The adjoining option list displays all valid IDs maintained in the system You can choose the appropriate one UDE Description Specify the description for the UDE defined above Rate as of Specify a unique rate value here Usage Select the usage type from the adj
283. n the retail bills Product maintenance main screen Product Description The description is defaulted for all the sub screens after you enter the same in the retail bills Product maintenance main screen The description is for information purpose only and will not be printed on any customer correspondence Fields In this screen you can link the user defined fields to the product that you are defining Oracle FLEXCUBE allows you to link up to two hundred fields to a product Here a list of all the user defined fields for which the Usage Allowed as Product will be displayed for selection You can choose specific fields and make them applicable for the product aN ORACLE 4 3 Viewing Summary of Retail Bill Products You can view a summary of the products maintained in Retail Bills module using Product Maintenance Summary screen To invoke this screen type RBSPRMNT in the filed at the top right corner of the application toolbar and click the adjoining arrow button Product Maintenance S Search oq Advanced Search 9 Reset ma Clear All Case Sensitive Authorization Status v Product Code be Product Type End Date Records per page Authorization Status 10f1 Record Status Product Code Record Status Product Description Start Date Product Group Product Description Product Type StartDate EndDate Product
284. nai Number ET Other Details ounterparty Details CounterParty CounterParty Account Identification Number CounterParty Name Account Branch Instrument Details Instrument Number Currency Instrument Date Amount Local Currency Amount Other Party Details Other Party Identification 4 Debit Account for Other Party Name Realization Debit Account Branch ollecting Bank Details Bank Code Bank Name Branch Code Branch Name Reference Number Date E Additional Details Booking Date Grace Days Maturity Date Due Date for Payment Lead days for dispatch JProtest To be dispatched on JAuto Liquidation Internal Remarks Advices Events Settlement Charges MIS LoanPreference Available Limit Fields Maker Date Time Contract Status Checker Date Time Authorization Status Specify the following details Instrument Code Select the instrument code from the option list The list contains only those instruments for selection which are linked to the following Product Types e Outward Bills for Collection e Outward Cheques for Collection Instrument Description The system displays the description for the instrument code selected al ORACLE Product Code Select the product code from the adjoining option list The list contains each unique combination of product code and instrument code for selection This is derived based on the association of product type to the instrument Code
285. nch Name System displays a branch name based on the dispatch lot reference number selected Contract Reference Number System displays the contract reference number based on the value specified for dispatch lot reference number and the action fields Instrument Number System displays the instrument number based on the dispatch lot reference number selected above Product Type System displays the product type based on the dispatch lot reference number selected above Counterparty Identification System displays the counterparty ID based on the value specified for dispatch lot reference number and the action fields Counterparty Name System displays the counterparty name based on the value specified for dispatch lot reference number and the action fields Other Party Identification System displays the other party identification number based on the dispatch lot reference number and the action selected Other Party Name System displays the other party name based on the dispatch lot reference number and the action selected Currency System displays the currency based on the dispatch lot reference number and the action selected Amount System displays the amount based on the dispatch lot reference number and the action selected Dishonour Reason Select a dishonour reason code from the adjoining option list Dishonour Date Select a date of dishonour from the
286. need to ensure that the loan account associated with the instrument is reversed Once you click Reverse button the system validates the following parameters e Booking date of the contract earlier than the current system date or not If the booking date is a previous date and not the current date then the system will display an error message e Contract is already reversed realized dishonoured protested returned or not If the contract is already reversed realized dishonoured protested or returned then the system will display an error message e For financed instruments if the corresponding loan account in the CL module is reversed or not If the loan account is not reversed then the system will display an error message ee ORACLE 8 7 If the validations are successful then the system reverses the contract updates the status of the contract as Reversed and triggers the event REVR The system will also reverse all the entries generated during the earlier events on the contract Financing Overseas Cheques Payable Abroad under Collection You can finance an overseas cheque using Retail Bills Overseas Cheques Financing Details screen To invoke this screen type RBDOCFIN in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Overseas Checks Financing Details Transaction Branch Code 000 A Save ContractReference
287. ng considered for collateral or not Note If the buyer seller combination limit or overall buyer exposure limit is not available then when you save the contract the system displays an override message Limits not available instrument will not be considered as collateral The system then updates the value in Collateral field to To be collateralized Such contracts are tagged as waiting to be considered for collateral When the limit is available the system will consider these contracts for collateralization on a FIFO basis up to the due date of payment or realization dishonour or protest whichever is earlier However during batch operations if the contract amount is more than the limit availability the next contract with the contract amount within the limit will be considered Collateral Pool Select the collateral pool Id from the adjoining option list If there is no existing pool then the system creates the pool and links the collateral to the pool on save Contract Reference Number System generates and displays a unique reference number for the contract being booked Instrument Number Specify the instrument number In case of cheques this is the cheque number Instrument Date Select the Cheque date as the instrument date Amount Specify the Cheque amount ons ORACLE 5 9 1 Local Currency Amount The system defaults the Local Currency Amount on save or subsystem visit Value Date Syste
288. ntries can be mapped for DISH event for the product types listed below e Outward bills for collection e Outward cheque for collection e FCY cheque under cash letter e Overseas cheque payable abroad under collection Dr Cr Accounting Role Amount Tag Dr COLLECONTOFF COLLEC_OS_AMT Cr COLLECONT COLLEC_OS_AMT ORACLE Dr Cr Accounting Role Amount Tag Dr CHG_CUST_ACC lt COMPONENT gt _LIQD Cr lt COMPONENT gt _INC lt COMPONENT gt _LIQD If contingent entries are reinstated on liquidation of asset during dishonour the following entries can be mapped Dr Cr Accounting Role Amount Tag Dr COLLECONT DISC_AMOUNT Cr COLLECONTOFF DISC_AMOUNT Following accounting entries can be mapped for DISH event for the product types listed below e Inward bills for collection e Inward cheques for collection Dr Cr Accounting Role Amount Tag Dr COLLECONTOFF INST_AMOUNT Cr COLLECONT INST_AMOUNT Dr CHG_CUST_ACC lt COMPONENT gt _LIQD Cr lt COMPONENT gt _INC lt COMPONENT gt _LIQD Event PROT Following accounting entries can be mapped for PROT event for the product types listed below e Outward bills for collection e Outward cheques for collection e Overseas cheques payable abroad under collection Dr Cr Accounting Role Amount Tag Dr COLLECONTOFF COLLEC_OS_AMT Cr COLLECONT COLLEC_OS_AMT Dr CHG_CUST_ACC
289. oad on collection basis using Retail Bills Overseas Cheques Payable Abroad under Collection screen To invoke this a ORACLE screen type RBDOCPAY in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Overseas Checks Payable Abroad under Collection H save lt i Hold Instrument Code be Contract Reference Instrument Description Number prick ona Ba User Reference Number External Reference Product Description habar Version Number 4 of PJ WET Other Details Counterparty Details Counterparty Identification be Counterparty Account be Counterparty Name Number Account Branch instrument Details Instrument Number Currency bz Instrument Date A Amount LCY Amount Collecting Bank Details Collecting Bank CIF be Debit Account for be Collecting Bank Name Realization Account Branch Additional Details Booking Date Other Party Name Due Date for Payment Transit Days Drawee Bank Name Auto Liquidation Internal Remarks 2 Advices Events Settlement Charges MIS Loan Preference Available Limit Fields ELC g Date Time Record Status Checker Date Time Authorization Status Cancel Specify the following details Instrument Code Select the instrument code from the adjoining option list This list displays the instrument codes associated with the Product type Overseas Cheques Payable Abroad
290. ode be Product Type v RepotFormat PDF Printer At Client Report Output Print Y Printer be Branch Code Specify the branch for which you need to generate the report Select the appropriate branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Product Type Specify the product type for which you need to generate the report You can select one of the following product types from the drop down list e Outward Bills for Collection e Outward Cheques for Collection Contents of the Report The report contains the following details 1028 ORACLE Header Field Description Branch Code Branch for which the report is generated Report Date Date of Report generation Product Type Product Type Body Field Description Applicable Product Type Contract Refer ence Unique reference generated by the system while booking the contract Outward Bills for Collection Outward Cheques for Collection Booking Date Date on which the contract is booked Outward Bills for Collection Outward Cheques for Collection Counterparty ID Counterparty ID amp Name Outward Bills for Collection a Nama Outward Cheques for Collection Counterparty Counterparty Account Num Outward Bills for Collection Account No ber Outward Cheques for Collection Coll
291. of Retail Bills Overseas Cheques Realization Details screen You can capture the following additional details for a cash letter contract e Advices e Events e Settlements e Charges e MS e Fields For further information on the above buttons refer to the section Capturing Additional Details for Cash Letter Contracts in this user manual Once you have specified the above details click Save button The system triggers LIQD event In case of financed instruments the system initiates liquidation of the loan account in CL module Viewing Summary of Overseas Cheques Realization You can view a summary of realization of overseas cheques payable abroad under collection using Overseas Checks Realization Summary screen To invoke this screen type ele ORACLE RBSOCREA in the field at the top right corner of the application toolbar and click the adjoining arrow button Overseas Checks Realization Summary i Search Advanced Search 5 Reset Py Clear All Case Sensitive Authorization Status X Record Status X Contract Reference Number be Counterparty Identification H Records per page 15 Y 10f1 Authorization Status Record Status Contract Reference Number Counterparty Identification Counterparty Name Instrume You can search for the records based on one or more of the following parameters e Authorization Status e Contract Reference Number e Record Status e Counte
292. oining drop down list and the available options are e Periodic e Automatic UDE value Specify the value for the UDE ID aay ORACLE 5 3 9 Viewing Available Limit Details To view the limit availability of counterparty and other party involved in a transaction click on the Available Limit button while processing the contract Available Limits amp Execute Query CounterParty Limit OtherParty Overall Limit Drawer Drawee Limit Here if the limits maintained are in different currency then the available limits are converted and displayed in the contract currency The following details are displayed Counter Party Limit System displays the available limit for the credit line selected in the other details tab Other Party Overall Limit System displays the available limit of the Other Party selected in the main tab Drawer Drawee Limit System displays the available limit of the Drawer Drawee combination limit oe ORACLE 5 3 10 Viewing User Defined Fields The UDFs linked to a particular product will be available when a contract is processed under that product In the Outward Retail instrument for Collection contract input screen click Fields button to invoke the Fields screen Fields 5 4 Viewing Summary of Outward Retail Instrument Col lection You can view a summary of outward retail instruments in Outward Retail Instrument Collection Summary screen To invoke
293. on then it is mandatory to specify the number of retrials Liquidation with Booking Check this box to enable liquidation of inward cheque drawn on the bank on the date of booking when the due date for payment of the instrument is less than or equal to the booking date Liquidation with booking is applicable only for Inward product types Other party limit check required Check this box to indicate that the limit validation for other party and drawer drawee combination will be done while financing or collateralizing an outward instrument Note If Other party limit check required is checked for product types other than Outward bills Outward cheques and Outward Clearing cheques then it will be automatically unchecked on save Rule Mapping Details You can link the events with the rules that determine the resultant location and the status of instrument using Rule Mapping screen Click on Rule Mapping button on the Preferences sub screen of the Rule Maintenance to invoke this screen i ORACLE 4 2 2 Rule Mapping Product Code Description 1 Of 1 3 Event Code Rule Id Specify the following details Product Code The system displays the product code Description The system displays the product description Event Code Specify an event code to which the rule needs to be associated Note 1 The event which is not defined in product is mapped a rule then error wi
294. on 101 E Event Sequence Number Component Charge Currency Charge Amount Liquidated The following fields are displayed here e Contract Reference Charge Association e Creation ESN e Component e Rule e Description e Consider as Discount e Waiver 5 57 ORACLE e Accrual Required Charge Application e Creation ESN e Component e Tag Currency e Tag Amount e Charge Currency e Charge Amount e Consider as Discount e Waiver e Liquidated Charge Liquidation e Event Sequence Number e Component e Charge Currency e Charge Amount e Liquidated 5 5 10 MIS Details To invoke the MIS details screen for a contract click on the MIS button in the Outward Cheques Clearing Details screen while processing the contract mis Contract Reference MIS Group FE Link To Group Input LinkTo Group Related Reference Related Account a Rate Code fae Related Account Related Reference ae Spread MIS Head a Rate At Rate Type X Interest Method Cost Code 1 a3 Pool Code Refinance Rate Cost Code 2 ae Contract Level Pool Code FE CORRS a5 gt Cost Code 4 laz Cost Code 5 az Transaction MIS Composite MIS Fund MIS MIS Group MIS Group MIS Group Ga La m a 25 a j aa lan la az j ba E a5 Ga 25 a7 laz a5 az ba ka a7 FE bal 23 ba 23 a7 La
295. on Branch Restrictions Disallowed Currency Restrictions Disallowed Allowed Allowed Branch Currency 10F1 HE 101 HEE iZ Branch Code Branch Name Currency Code Currency Name a be E Specify the following details Product Code The product code is defaulted for all the sub screens after you enter the same in the retail bills Product maintenance main screen Product Description The description is defaulted for all the sub screens after you enter the same in the retail bills Product maintenance main screen The description is for information purpose only and will not be printed on any customer correspondence Class Code The system displays the class code linked to the product Class Description The system displays a brief description of the class code linked to the product Branch Restrictions Select whether Branch Restriction is Disallowed or Allowed an ORACLE 4 2 5 Branch Branch Code Enter the branch code from the list Branch Name This displays the description for the corresponding branch code when you select the branch code from the list Currency Currency Code Enter the currency code from the list Currency Name This displays the description for the corresponding currency code when you select the currency code from the list Maintaining Customer Restrictions To invoke the Customer Restrictions screen click on Customer button in the Product maintenance scre
296. on is not applicable for FCY cheques on cash letter basis 7 2 Creating FCY Cheques under Cash Letter You can capture the details of outward foreign currency cheques under cash letter basis using Retail Bills Cash Letter Contract Details screen You can also amend an existing cash letter contract using this screen fl ORACLE To invoke this screen type RBDFCUCL in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Cash Letter Contract Details Transaction Branch Code 000 X H save Hold Instrument Code k Contract Reference Batch Reference Number H Instrument Description Number 2 Batch Seq No fo User Reference Number Cash Letter Reference Product Code pe External Reference Number Product Description Number i Version Number 4 Of gt Counterparty Details Counterparty Identification be Counterparty Account bE Counterparty Name Number Account Branch instrument Details Instrument Number Currency be Instrument Date E Amount LCY Amount Nostro Details Nostro Account Collecting Bank CIF Account Branch Collecting Bank Name Additional Details Booking Date Other Party Name Value Date Bank _ Value Date Customer E PoP Ean Auto Liquidation Internal Remarks Finance Financing Eligible Y Track Limit Margin Credit Line be Discount Amount Advices Events Settlement Charges M
297. or Collection e Inward Cheques for Collection e FCY Cheques on Cash Letter Arrangement e Overseas Cheques payable abroad under collection 19 41 ORACLE 10 12 1 To invoke the Retail Bills Amendment Report screen type RBRAMEND in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Amendment Report Branch Code 000 Date 2011 01 04 ReportFormat PDF Report Output Print Y Branch Code A Printer At Printer Client Specify the branch code for which the report needs to be generated You can select the appropriate branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Date Specify a date for which the report needs to be generated Contents of the Report The contents of the report are as follows 10 42 ORACLE Header Field Description Branch Code Branch for which the report has been generated Date Date on which the report is generated Product Type Product type for which the report is being generated Body Field Description Contract Reference Unique reference generated by the system while booking the contract Booking Date Date on which the contract is booked Counterparty ID Counterparty ID Counterparty Nam
298. orization Status Specify the following details Instrument Code Specify the instrument code The option list displays all open and authorized instrument codes that are associated with the product type FCY Cheques Under Cash Letter You can select the appropriate one Instrument Description Based on the instrument code selected the system displays the description Batch Reference Number The system generates and displays a batch reference number Product Code Specify the product code The option list displays all valid retail bill product codes that are associated with the selected instrument Select the appropriate one Product Description The system displays the description of the product Number of Instruments Specify the number of cash letter instruments being booked in bulk 1729 ORACLE Status The system updates the status based on the job process on authorisation of the bulk input Counterparty Details Counterparty Identification Specify the customer number of the party who submitted the instrument The option list displays all valid customer numbers maintained in the system Select the appropriate one Counterparty Name The system displays the name of the counterparty Counterparty Account Number Specify the account number of the counterparty The option list displays all valid account numbers associated with the selected counterparty Select the appropriate one Account Branch The system disp
299. other party This report can be generated for the following product types e Inward Bills for Collection e Inward Cheques for Collection 10 32 ORACLE 10 11 1 To invoke the Retail Bills Dishonored Instrument Report Inward screen type RBRINDIS in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Dishonored Instrument Report Inward Branch Code 000 f Counterparty Identification in Product Type M RepotFormat PDF Y Report Output Print Branch Code From Date 2011 01 04 To Date 2011 01 04 Printer At Client Printer Specify the branch code for which the report needs to be generated You can select the appropriate branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Counterparty ID Specify the counterparty ID for which you need to generate the report The option list displays all valid counterparty identifications maintained in the system Select the appropriate one Product Type Specify the product type for which you need to generate the report You can select one of the following product types e Inward Bills for Collection e Inward Cheques for Collection Date From Specify the start date of the report period Date To Specify the end date o
300. other party combination should be unique for each record that you cre ate Counter Party Name The system displays the name of the counter party based on the counter party ID selected 3 24 ORACLE Other Party ID Specify the other party ID The option list displays all the other party IDs maintained in the system You can choose the appropriate one Other Party Name The system displays the name of other party based on the other party ID selected above Currency The system displays the currency of the local branch for the available limit and overall limit You can edit this currency Overall Limit Amount Specify the limit amount for the combination of customer and other party for financing and collateral Available Amount The system computes and displays the available amount for the combination The amount is calculated using the following formula Available amount Limit amount Utilized amount The utilized amount is the sum of discount amount or collateral value of the contracts which are considered for financing or collateral and in which the drawer drawee combination limit is tracked This is applicable when the option Other Party Limit Check is checked Whenever such contracts are Realized or Dishonoured or Protested or Returned the utilized amount will be reduced to the extent of the Discount amount or collateral value Branch Code The system displays the branch code of the current branch to whic
301. ount Other Bank Charges System computes and displays the Instrument amount minus Net realized amount as other bank charges oe ORACLE 8 18 1 8 19 Internal Remarks Specify your remarks on the transaction Process Status System displays the status of the contract available for bulk realization as part of this batch Viewing Errors You can view the errors and overrides that took place in the bulk overseas cheque realization process using Overrides screen Click Show Errors button to invoke this screen Overrides E3 Enter query Batch Reference Number Batch Sequence Number Errors 1071 Batch Sequence Number Error Code Error Description Error Type You can view the following details of errors overrides in the process e Batch sequence number e Error code e Error description e Error type Once you have specified the above details click Save button to save the contract The system triggers LIQD event for all instruments selected for realization In case of financed instruments the system initiates liquidation of the loan account as well Viewing Summary of Bulk Realization of Overseas Cheques You can view a summary of bulk realization of overseas cheques payable abroad under collection using Retail Bills Overseas Checks Bulk Realization Summary screen To invoke Saa ORACLE this screen type RBSBOCRE in the field at the top right corner of the application
302. ount for which the instrument was drawn Internal Remarks Specify your remarks if any 716 ORACLE 7 7 1 Viewing Summary of Cash Letter Generation You can view a summary of cash letter generation using Retail Bills Cash Letter Generation Summary screen To invoke this screen type RBSCLGEN in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Cash Letter Generation Summary an E Search Sq Advanced Search 9 Reset Fal Clear All Case Sensitive Authorization Status v Record Status v Cash Letter Reference Currency be Number Collecting Bank CIF Ga i Records per page 15 10f1 Authorization Status Record Status Cash Letter Reference Number Cash Letter Contract Reference Number Counterparty You can search for the records based on one or more of the following parameters e Authorization Status e Cash Letter Reference Number e Collecting Bank CIF e Record Status e Currency Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Cash Letter Reference Number e Cash Letter Contract Reference Number e Counterparty Identification e Counterparty Name e Instrument Number e Instrument Date e Currency e Amount e Collecting Bank CIF e Collecting Bank
303. our of collateralized 1 Outward bill for collection 2 Outward cheque for collection The collateral which was created at the time of booking amendment is de linked from the collateral pool The system also closes the collateral Process return of collateralized 1 Outward bill for collection 2 Outward cheque for collection 3 Outward check for clearing The collateral which was created at the time of booking amendment is de linked from the collateral pool The system also closes the collateral Process protest of collateralized 1 Outward bill for collection 2 Outward cheque for collection The collateral which was created at the time of booking amendment is de linked from the collateral pool The system also closes the collateral 2 4 ORACLE Action in Retail Bills Module Impact in ELCM Module Collateralization batch process The system creates new collateral in ELCM module for the customer and links it with the collateral pool Integration with Clearing Module The impact on Clearing module for various actions performed in retail bills module are available in the following table Action in Retail Bills Module Impact in Clearing Module Batch process for creation of clearing con Clearing contract is created tract on activation date Outward Cheque for Clearing PDCs Return Outward Cheque for clearing auto Clearing module to trigger Return on th
304. party ID for which you need to generate the report The option list displays all valid counterparty identifications maintained in the system Select the appropriate one Product Type Specify the product type for which you need to generate the report You can select one of the following product types e Outward Bills for Collection Date From Specify the start date of the report period Date To Specify the end date of the report period Contents of the Report The contents of the report are as follows 1 ORACLE Header Field Description Branch Code Branch for which the report is generated Report Date Date on which the report is generated Product Type Product type for which the report is being generated Body Field Description Contract Reference Unique reference generated by the system while booking the contract Booking Date Date on which the contract is booked Instrument Code Instrument Code Counterparty ID amp Name Counterparty ID amp Name Counterparty Acc No Counterparty Account Number Collecting Bank amp Branch Name of the Collecting Bank and Branch Other Party ID amp Name Other Party ID amp Name Instrument Number amp Date Instrument Number amp Date Currency Instrument currency Amount Instrument Amount Protest Date Date of Protest Notary Notary ID Instrument Status C
305. pear by default in the AWI field in the Parties tab 1 screen Country Specify the country of the account with institution This adjoining option list displays all valid country codes maintained in the system You can choose the appropriate one 20 ORACLE Receiver of Cover Specify the details of the Receiver of the cover message which can be any one of the following e ISO Bank Identifier Code of the bank e Branch of the Receiver e Name and address of the Receiver e Other identification codes for example account number 5 3 5 4 Parties Details Tab Settlement Details Contract Reference Component Account Details Payment Details Parties WG Local Clearing Other Details Ordering Institution Beneficiary Institution Ordering Institution 1 Beneficiary Institution 1 Ordering Institution 2 Ordering Institution 3 Ordering Institution 4 Ordering Institution 5 Country Ordering Customer Ordering Customer 1 Ordering Customer 2 Ordering Customer 3 Ordering Customer 4 Ordering Customer 5 Beneficiary Institution 2 Beneficiary Institution 3 Beneficiary Institution 4 Beneficiary Institution 5 Country Ultimate Beneficiary Ultimate Beneficiary 1 Ultimate Beneficiary 2 Ultimate Beneficiary 3 Ultimate Beneficiary 4 Ultimate Beneficiary 5 Specify the following details Ordering Institution Ordering Institution 1 to 5 The Ordering Institution is the financia
306. pecified the contract reference number click P button to populate the contract details in the remaining fields The system displays the following information on clicking P button e Counterparty identification e Name of the counterparty e Instrument reference number e Date of the instrument e Currency of the instrument e Amount for which the instrument was drawn e Booking date of the instrument e Bank value date which is the date on which the cash letter credit was done by the correspondence e Customer value date which is the date on which the final liquidation for the cheques under the cash letter will be done e Name of the other party re ORACLE 7 9 e Name of the bank on which the cheque was drawn Finance Details You can specify the following finance details Financing Financing can be Eligible or Financed only for Instruments Codes with Financing Allowed The drop down list displays the following options e Eligible e Not Eligible e Financed When Financed is selected the system displays the loan preferences details in the subsystem You can modify UDE values in the loan preferences Margin Specify the margin percentage only if Financed is chosen in Financing drop down Valid values are 0 to 100 Track Limit Check this box to enable tracking of counterparty limit for a financed instrument This box remains checked by default However you can uncheck the box as per your requirement
307. percentage limit up to which the user can modify the exchange rate in case of a transaction with an override The limit percentage should be between 0 and 100 Stop Limit Specify the percentage limit after which the user should not be allowed to modify exchange rate in case of a transaction with an override The limit percentage should be between 0 and 100 Exchange Rate Rate Type Select the rate type applicable to the product The Rate Code and Rate Type are used in combination to determine the actual rate applicable for currency conversion 2 ORACLE 4 2 1 The option list displays all valid rate type codes maintained in Currency Rate type Maintenance screen Rate Code Specify the exchange rate applicable for the product that you are maintaining The following options are available e Mid Rate e Buy Sell Rate By default the Mid Rate is used However you can change it Setting Preferences for a Product Preferences are the options available for defining the attributes of a product The options that you specify here will ultimately shape the product To invoke the Preferences screen click Preferences button in the product maintenance screen Preferences Product Code Description Linked Product i Clearing Product Loan Product Other Preferences Grace Days JAuto Liquidate No of Retrials JLiquidation with Booking Other party limit check requ
308. piry date In such case the collateral will be de linked from the existing pool and available amount of pool will be reduced If automatic liquidation fails during the batch process then the system will schedule it for the subsequent BOD process until the number of attempts specified in the Product Preferences is completed If the instrument is financed then the system closes the loan account and credits the remaining proceeds to the customer System updates the status and triggers LIQD event v2 ORACLE 9 4 9 5 Collateralization of Outward Instruments You can configure a batch for automatic collateralization of the following retail bills instruments e Outward Bill for collection e Outward cheque for collection e Outward Cheque for clearing You may configure the batch RBBCOBAT to run at PEOTI stage as part of EOD processes When this batch is triggered the system collateralizes the outward instruments in the collateral status To be Collateralized and instrument should not have been e Dishonoured e Protested e Returned e Closed e Realized Instrument will be collateralized on FIFO basis On successful collateralization the system links the collateral with the collateral pools that was selected at the time of contract creation In case there is no existing pool then the system creates the collateral and collateral pools and then attaches the collateral to the pools Once the process is
309. port Branch Code 000 Product Type FromDate 2011 01 04 ToDate 2011 01 04 ReportFormat PDF Y Report Output Print Y Printer At Client Y Printer be 12 ORACLE 10 18 1 Branch Code Specify the branch code for which the report needs to be generated You can select the appropriate branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches From Date Specify the start date of the report period To Date Specify the end date of the report period Product Type Specify the product type for which you need to generate the report You can select one of the following product types e Outward Bills for Collection e Outward Cheques for Collection Contents of the Report The contents of the report are as follows Header Field Description Branch Code Branch for which the report is generated From Date Start date of the report period To Date End date of the report period Product Type Product type for which the report is being generated 10 99 ORACLE Body Field Description Contract Reference Unique reference generated by the system while booking the contract Instrument Code Instrument Code Booking Date Date on which the contract is booked Counterparty ID amp Name ID and Name of the customer submi
310. pread Maintenance screen is picked up and applied for the customer involved in the deal Exchange Rate For transactions involving any relationship pricing benefit scheme the customer specific exchange rate derived by adding the original exchange rate and the customer spread maintained for the relationship pricing scheme gets displayed here If Relationship Pricing is not applicable Exchange Rate will be the same as the Original Exchange Rate Negotiated Cost Rate Specify the negotiated cost rate Negotiation Reference Specify the negotiation reference here Generate Message Enable this option if a payment messages has to be generated for the settlement instruction IBAN Account Number The system displays the IBAN Account Number here Euro In Currency and Euro In Amount SWIFT messages MT103 MT202 generated towards settlement can furnish the value of the settlement amount in both the settlement account currency and a Euro Related Information ERI currency of your choice If you opt to furnish the ERI value of the amount you have to enter the following in this screen e The ERI currency e The ERI Amount The system defaults to the ERI currency specified for the customer and currency combination You can change the default ERI currency The ERI amount that you specify will be validated against the Tolerance Limit specified for the ERI currency in the Currency Maintenance screen oat ORACLE 5 5 8 2 Payment Details Ta
311. press Select Y or N from the adjoining drop down list to either suppress or allow the generation of some advices Priority Select the importance of the advice generation from the adjoining drop down list This list displays the following values e High e Medium e Low Charges Check this box if you want to collect charges for advice generation Accounting Entries for an Event To specify the accounting entries for an event click on Accounting Entries in the Events sub screen of the Retail Bills Product Maintenance screen Accounting Entries Event Code Event Description Accounting Entries Details ae i HEE Accounting Role Amount Tag DriCr Transaction Code Netting MIS Head az fs Debit v be No Specify the following details Event Code Code of the specified event is defaulted from the Event level Event Description Description of the specified event is defaulted from the Event level Accounting Entries Details Accounting Role Specify the accounting role that should be used at the event The option list displays all the accounting roles specified for the product Select the role appropriate for the event DriCR Select the type of accounting entries to be posted from the adjoining drop down list and the available options are e Debit os ORACLE e Credit Transaction Code Every accounting entry in Oracle FLEXCUBE is associated with
312. pted for online revaluation and the result of revaluation is a profit the profit amount is credited to the Profit GL you select here Similarly if the result of revaluation is a loss the loss amount is credited to the Loss GL you specify here Revaluation Transaction Code If you opt for online revaluation you need to associate the transaction code to be used for booking revaluation entries The system will use this transaction code to track the revaluation entries Amount Tag Specify the amount tag applicable for the Accounting Role An amount tag identifies the amount value that is actually due for a component Depending on the components defined for the product the system dynamically creates a set of amount tags Select the appropriate amount tag from this list Holiday Treatment Specify whether holiday treatment is applicable for processing accounting entries falling due on holidays Select one of the following e Yes e No 10 ORACLE 4 2 4 Rate Type Indicator Select the rate type indicator used for revaluation purpose from the drop down list Following are the options available in the drop down list e Mid e Buy e Sale Maintaining Branch Currency Restrictions To specify the Branch Currency restrictions click on Branch button in the Product Maintenance screen Branch and Currency Restriction Product Code Product Description Class Code be Default From Class Class Descripti
313. ques for Collection Counterparty Account Number Counterparty Account Number Inward Bills for Collection Inward Cheques for Collection Remitting Bank amp Branch Name of the Remitting Bank and branch Inward Bills for Collection Inward Cheques for Collection Other Party ID amp Name Other Party ID amp name Inward Bills for Collection Inward Cheques for Collection Instrument Number Instrument Number amp Date Inward Bills for Collection erate Inward Cheques for Collection Currency Instrument currency Inward Bills for Collection Inward Cheques for Collection Amount Instrument Amount Inward Bills for Collection Inward Cheques for Collection Maturity Date Maturity Date Inward Bills for Collection Grace Days Number of grace days Inward Bills for Collection 10 10 Dishonoured Instruments Report Outward You can generate a report of retail outward instruments that are dishonoured by the other party This report can be generated for the following product types 10 31 ORACLE e Outward Instruments Outward bills for collection Outward cheques for collection Outward Check Clearing PDCs e FCY Cheques on cash letter arrangement e Overseas Cheques payable abroad under collection 10 10 1 Dishonoured Instruments Report Outward To invoke the Dishonoured Instruments Outward screen type RBROWDIS in the field at
314. r this is not applicable for inward instruments Charges Claimed Specify the Charges that are claimed by the bank from other bank Remarks Specify your remarks on the transaction Return Details Return Date Specify a date of return of the instrument The return date should not be earlier than the booking date or later than the system date The return date should not be earlier than dishonour date or protest date for an instrument which is already dishonoured protested Capturing Additional Details for Dishonour Protest Return of Inward Instruments A horizontal array of buttons are provided at the bottom of the screen for capturing additional details You can capture view the following additional details for dishonour protest or return of inward instruments e Advices e Settlement e Charge e MS e User Defined Fields For further details on these sub systems refer to the section Capturing Additional Details for Outward Retail Bills Cheques for Collection in chapter Outward Retail Bill Contract of this user manual 9 18 ORACLE 6 11 Viewing Summary of Inward Dishonour Protest Re turn Dishonour Protest Return of Retail Bills Cheques is viewed through a common summary screen Dishonour Protest Return Details for both outward and inward instruments You can invoke this screen by typing RBSDPROL in the field at the top right corner of the Application tool bar and clicking on the adjoinin
315. rch C advanced Search 9 Reset 4 Clear All Case Sensitive Authorization Status v Record Status v Contract Reference Number bz Counterparty Identification bz Records per page 15 Y 10f1 Authorization Status Record Status Contract Reference Number Counterparty identification Counterparty Name Instrume Bale ORACLE 8 10 You can search for the records based on one or more of the following parameters e Authorization Status e Contract Reference Number e Record Status e Counterparty Identification Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Contract Reference Number e Counterparty Identification e Counterparty Name e Instrument Number e Instrument Date e Currency e Amount e Credit Line e Margin e Discount Amount Realizing Overseas Cheques Payable Abroad under Collection You can realize the individual overseas cheques that were sent for collection using Retail Bills Overseas Cheques Collection Details screen To invoke this screen type RBDOCREA in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Overseas Checks Realization Details H Save Contract Reference be a Number Counterparty Details Counterparty Ident
316. reference generated by the system while booking the contract Inward Bills for Collection Inward Cheques for Collection Instrument Code Instrument code under which the contract is booked Inward Bills for Collection Inward Cheques for Collection Counterparty Identi fication and Name Customer ID and Name Inward Bills for Collection Inward Cheques for Collection Counterparty Account Number Account number selected in the main tab of the contract input Inward Bills for Collection Inward Cheques for Collection Other Party Name Name of the Other Party Inward Bills for Collection Inward Cheques for Collection Remitting Bank and Branch Name of the Remitting Bank and Branch Inward Bills for Collection Inward Cheques for Collection Instrument Number and Date Number and Date of the Instru ment Inward Bills for Collection Inward Cheques for Collection Currency and Amount Instrument Currency and Amount Inward Bills for Collection Inward Cheques for Collection Maturity Date Maturity Date Inward Bills for Collection Grace Days Grace Days Inward Bills for Collection Instrument Status Status of the instrument Inward Bills for Collection Inward Cheques for Collection 10 3 3 Maturity Follow up Report FCY Cheques Under Cash Letter To invoke the Maturity Follow up Report FCY Cheques under Cash Letter scr
317. rency Amount The system displays the cheque amount Additional Details Booking Date System displays a date on which the instrument is being booked Due Date for Payment System displays the due date for payment based on the contract reference number selected Other Party Name System displays the name of the other party Drawee Bank Name System displays the name of the bank on which the cheque is drawn Finance Financing The system displays whether the instrument is eligible for financing or not based on the instrument selected If the financing status is Eligible then you can change it to Financed e Eligible if the instrument is eligible for financing then the system allows you to finance the contract through Overseas Checks Financing screen e Not Eligible if the instrument is not eligible for financing then the system will not allow you to finance the instrument e Financed if the instrument is financed then the system allows you to finance the contract through contract booking screen itself Margin System defaults the margin from instrument maintained You can edit this value if needed Track Limit Check this box to indicate that the counterparty limits should be tracked The value is defaulted by the system as Yes However the value can be changed later from Yes To No the system displays an override at the time of saving a record Credit Line Select the facility id of
318. rency from the adjoining option list The system defaults the local currency as the instrument currency You can edit this value if needed Protest Check this box to indicate that protest should be lodged in case of non payment The value is captured based on the remitting bank instructions Auto Liquidation Check this box to indicate that all the contracts in a batch should be auto liquidated on the due date Multi Record Block Contract Reference Number System generates and displays a unique reference number for the contract This reference is used in all accounting entries and transactions related to this contract Instrument Number Specify an instrument number Instrument Date Specify a date of the bill or cheque ores ORACLE 6 12 1 Amount Specify the amount of bill or cheque Remitting Bank Reference Number Specify the reference number of the remitting bank for the instrument Remitting Bank Date Specify the date of the schedule sent by a remitting bank Local Currency Amount System displays the amount that is converted into the local currency of the branch Maturity Date Specify the maturity date of a bill System allows the lodging of bills after the maturity date and shows an exception message while saving the bill contract For cheques the instrument date is defaulted as the maturity date Grace Days Specify the grace days if any The field is applicable only for bills Remarks Specify your remarks
319. ro Account Records per page 15 Y 10f1 Authorization Status Record Status Batch Reference Number Contract Reference Number Product Code Instrument Co You can search for the records based on one or more of the following parameters e Authorization Status e Batch Reference Number e Instrument Code e Collecting Bank CIF e Record Status e Product Code e Counterparty Identification e Nostro Account Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Batch Reference Number e Contract Reference Number maa ORACLE 7 20 e Product Code e Instrument Code e Counterparty Identification e Instrument Number e Instrument Date e Currency e Amount e Booking Date e Collecting Bank CIF e Value Date Bank e Value Date Customer e Nostro Account Realizing FCY Cheques under Cash Letters in Bulk You can realize all instruments sent under a cash letter using Retail Bills Bulk Cash Letter Realization screen To invoke this screen type RBDBFCRE in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Bulk Cash Letter Realization H save Cash Letter Contract zB a Cash Letter Reference Reference Number Number Currency Value Date Customer E
320. road under Collection screen by typing RBDOCPAY in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Main tab Retail Bills Overseas Checks Payable Abroad under Collection Save ii Hold Instrument Code pe Contract Reference Instrument Description Number Product Code ba User Reference Number Product Description External Reference i Number Version Number KI of E Other Details zounterparty Details Sounterparty Identification be Counterparty Account Counterparty Name Number Account Branch nstrument Details Instrument Number Currency Instrument Date B Amount LCY Amount Collecting Bank Details Collecting Bank CIF be Debit Account for Collecting Bank Name Realization Account Branch dditional Details Booking Date Other Party Name Due Date for Payment Transit Days Drawee Bank Name WJAuto Liquidation Internal Remarks Advices Events Settlement Charges MIS LoanPreference Available Limit Fields Maker Date Time Record Status Checker Date Time Authorization Status Once you have specified the Contract Reference Number click Execute Query button The system displays the details of the contract and makes available different action buttons including unlock button You can view the details of the following fields captured during booking e Counterparty
321. rparty Identification Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Contract Reference Number e Counterparty Identification e Counterparty Name e Instrument Number e Instrument Date e Currency e Amount e Net Realized Amount e Other Bank Charges ott ORACLE 8 13 Dishonouring Protesting Returning Overseas Cheques Payable Abroad under Collection In the event of non payment of a cheque you can capture the dishonour protest or return details using Retail Bills Overseas Cheques Dishonour Protest Return Details screen To invoke this screen type RBDOCDPR in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Overseas Checks Dishonor Protest Retum Details H Save Contract Reference pe a Number Counterparty Details Counterparty Identification Counterparty Name instrument Details Instrument Number Currency Instrument Date Amount Collecting Bank Details Additional Details Bank code Booking Date Bank Name Other Party Name Drawee Bank Name Dishonour Protest Return Reason Protest Details Reason Code be Protest Date E Reason P Notary Description Dishonor Details Other Details Dishonor Date Discount Amount Return Details Other Bank
322. rrency Amount LCY Amount Inward Bills for Collection 10 7 ORACLE 10 2 3 Register FCY Cheques on Cash Letter Arrangement To invoke the Register Outward FCY Cheques on Cash Letter Arrangement screen type RBRFCUCL in the field at the top right corner of the application toolbar and click the adjoining arrow button Register Outward FCY Checks on Cash Letter Arrangement X Branch Code 000 Product Type FCY Checks on Cash Letter arrangement Y Currency ALL be From Date e To Date E Report Format PDF Printer At Report Output Print Y Printer be Specify the following details Branch Code Specify the branch code for which you need to generate the report If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Product Type Specify the product type for which you are generating this report The system displays the product type FCY Cheques on Cash Letter arrangement Currency Specify the currency code for which you need to generate the report The option list displays all valid currency codes available for selection You can choose the appropriate one Date From Specify the start date of the report Select the appropriate date using the calender button Date To Specify the end date of the report Select the appropriate date using the calender button Note The repor
323. rt of EOD processes This batch will liquidate the inward bills cheques marked for auto liquidation on a given date i e Instrument value date should be less than or equal to current system date The instrument status should not be any of the following e Dishonoured e Protested e Returned e Closed e Realized If automatic liquidation fails during the batch process then the system will schedule it for the subsequent BOD process until the number of attempts specified in the Product Preferences is completed On successful liquidation proceeds will be credited to the Credit Account for Realization System realizes and debits the proceeds from the customer and credits it to Nostro Account It updates the Instrument status and location and triggers DISP event Auto Liquidation of Cash Letter You can configure a batch for automatic realization of cash letter credits on the bank value date You may configure the RBBAUTIQ batch to run at BOD stage as part of EOD processes This batch liquidates realizes the cash letter arrangement marked for auto liquidation on the current date On successful liquidation the system debits the proceeds from Nostro account a4 ORACLE 9 9 and credits it to Cash Letter Suspense GL maintained in Branch Parameters Maintenance screen The system realizes the cash letter and debits the proceeds from Nostro account and credits it to Cash Letter Suspense GL It tri
324. rument Date The system displays the date of the cheque Currency The system displays the cheque currency Amount The system displays the cheque amount Collecting Bank Address Collecting Bank CIF System displays the collecting bank code based on the contract reference number selected Collecting Bank Name System displays the name of the collecting bank Debit Account for Realization Select the account from the option list It is the account debited at the time of realization of proceeds Account Branch The system displays the debit account branch Collecting Bank Reference Number Specify the reference number of the collecting bank if the value is not available in the contract details eS ORACLE 8 11 8 12 Additional Details Net Realized Amount Specify the net realized amount here Other Bank Charges The system displays the other bank charges This is calculated by deducting the net realized amount from instrument amount If the other bank charges exceeds the tolerance limit specified in Branch Parameters Maintenance then the system displays an override message Value Date System defaults the Current system date as the value date and you can edit this value Remarks Specify your remarks on the transaction Capturing Additional Details for Realizing Overseas Cheques Payable Abroad under Collection For capturing additional details an array of buttons are provided at the bottom
325. rument Description Number Batch Sequence Number User Reference Number Product Code Product Descripti External Reference Version Number 4 roduct Description Nunes EW Other Details ounterparty Details CounterParty Identification CounterParty Name Instrument Details Instrument Number Instrument Date CounterParty Account Number Account Branch Currency Amount Local Currency Amount Other Party Details Other Party Identification HI Debit Account for Realization Other Party Name Debit Account Branch ollecting Bank Details Bank Code Bank Name Branch Code Branch Name Reference Number Date Additional Details Booking Date Grace Days Maturity Date Due Date for Payment Lead days for dispatch OProtest To be dispatched on JAuto Liquidation Internal Remarks Advices Events Settlement Charges MIS LoanPreference Available Limit Fields Maker Date Time Contract Status Checker Date Time Authorization Status Counter party Details Counter Party Identification Select the customer Id here It indicates who has submitted the instrument for collection Counter Party Name The system displays the customer name based on the counterparty id selected Counter Party Account Number Select the account number of the customer from the adjoining option list The Counterparty Account Number selected here will be defaulted to the Settlement
326. s System displays the process status of the individual transaction in the Bulk here e Unprocessed The Transaction is yet to be processed e Processed The Transaction is successfully processed e Hold The Transaction is put on hold Show Error subsystem displays the reason for placing the transaction on Hold e Error The Transaction processing is failed Show Error subsystem displays the reason for failure B a ORACLE 6 16 1 Viewing Override Details Click Show errors button in the Retail Bills Inward Bulk Dishonour Protest Return Details screen to view the list of overrides applicable in the life cycle of a retail bill Overrides E gt Execute Query Batch Reference Number Errors 10f1 Batch Sequence Number Error Code Error Description Error Type Batch Sequence Number Batch Reference Number Specify a batch reference number It is applicable only for contracts that are to be considered as part of a batch Batch Sequence Number The system generates the batch sequence number only for contracts that are to be considered as part of a batch The value is applicable only if the batch reference number is specified The following details are displayed here e Batch Sequence Number e Error Code e Error Description e Error Type 6 34 ORACLE 6 17 Viewing Summary of Inward Bulk Dishonour Protest Return You can view a
327. s Line3 Address Line4 Language Dishonor Details Reason Code ae Reason i Advices Events Settlement Charges MIS Fields ELCs Date Time Contract Status Authorization Status Checker Date Time Specify the following details Parties When you click Default button on the Main tab the system defaults the parties details under this tab The drawee details are displayed based on the counterparty ID specified in Main tab The drawer details are displayed based on the other party ID specified in the Main tab The remitting bank details are displayed based on the remitting bank code captured in Main tab Party Type The system displays the party type here Party Identification The system displays the party Identification based on the Customer Identification Number defined in the main tab Party Name System defaults the name based on the CIF This can be modified if walk in Customer captured as the corresponding Party oe ORACLE 6 3 Country System defaults the value for the field based on the party identification defined However you can modify this for walk in as well as non walk in party Address Line 1 System displays the value for the field based on the CIF defined in the main tab However you can modify this for walk in as well as non walk in party Address Line 2 System displays the value for the field based on the CIF defined in the main tab However you can modify this for
328. s for Collection Outward Clearing Cheques PDCs Currency amp Currency and Amount of the Outward Bills for Collection Amount instrument Outward Cheques for Collection Outward Clearing Cheques PDCs LCY Amount LCY Amount Outward Bills for Collection Outward Cheques for Collection Outward Clearing Cheques PDCs Margin Margin in the instrument for Outward Bills for Collection considering the instrument for collateral or financing Outward Cheques for Collection Outward Clearing Cheques PDCs Collateral Value Collateral value of the instru ment if it was considered for collateral Outward Bills for Collection Outward Cheques for Collection Outward Clearing Cheques PDCs Financed Amount Financed amount Outward Bills for Collection Outward Cheques for Collection Outward Clearing Cheques PDCs Maturity Date Maturity Date Outward Bills for Collection Grace Days Grace Days Outward Bills for Collection 10 5 ORACLE 10 2 2 Retail Bills Register Inward Instruments To invoke the Retail Bills Register Inward screen type RBRINREG in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Register Inward Branch Code 000 fe From Date 2011 01 04 Currency ALL ToDate 2011 01 04 Product Type ReportFormat PDF Y Printer At Client Y Report Outpu
329. s whether allowed or disallowed ate ORACLE 4 2 6 MIS Details To invoke the MIS details screen for a product click on the MIS button in the Product Maintenance screen MIS Details Product Code Default From MIS Group MIS Group Pool Code kE MIS Classes Cost Code 10f1 z MIS Class MIS Code 7 COS_CENTR FORCUR LOAN_TERM LOAN_TYPE 5 MIS4 MIS2 I MIS_UDF D TEST TEST_MIS ie ie ie a 2 ia ia ite iu ia G ite ia it Specify the following details Product Code The product code is defaulted for all the sub screens after you enter the same in the retail bills Product Maintenance main screen MIS Group When you click Default from MIS Group the following MIS Group will be displayed Select an MIS Group from the adjoining option list Pool Code Select the pool code from the list MIS Classes MIS Class This displays the MIS class MIS Code Select the MIS code from the list Cost Code Select the cost code from the list aM ORACLE 4 2 7 Charge Details To invoke the charge details screen for a product click on the Charges button in the Product Maintenance screen Charge Details Product Code omponent Details Component Description Charge Type Third Party Type vent Details Event For Association Description Event For Liquid
330. screen Available Limits E3 Enter Query CounterParty Limit OtherParty Overall Limit Drawer Drawee Limit You can view the following details in this screen e Counterparty Limit e Other party Overall Limit e Drawer Drawee Limit 7 18 2 Viewing Errors You can view the errors and overrides that took place in the bulk cash letter booking process using Overrides screen Click Show Errors button to invoke this screen Overrides E3 Enter Query Batch Reference Number Batch Sequence Number Errors 101 D Batch Sequence Number Error Code Error Description Error Type You can view the following details of errors overrides in the process e Batch sequence number faa ORACLE Error code Error description Error type Once you have captured the details click Save button The system triggers BOOK event 7 19 Viewing Cash Letter Bulk Booking Summary You can view a summary of bulk booking of cash letters using Retail Bills Cash Letter Bulk Booking Summary screen To invoke this screen type RBSBFCUC in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Cash Letter Bulk Booking Summary E Search qd Advanced Search 9 Reset 4 Clear All Case Sensitive Authorization Status F Record Status Batch Reference Number Product Code Instrument Code Counterparty Identification Collecting Bank Name Nost
331. ser wants the status change not to happen for that event oe ORACLE Multiple from and to status can have multiple from and to locations Status change will happen only if the to status matches with the from status of the rule attached Click Fields button to capture the user defined fields Once you have specified the above details click Save button to save the maintenance 3 8 1 Viewing Instrument Rules Summary You can view a summary of instrument rules maintained in the system using Retail Bills Instruments Rule Summary screen To invoke this screen type RBSRLMNT in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Billsinstrument Rule Summary E gt search C Advanced Search Reset K Clear All Case Sensitive Authorization Status v Rule Id be Records per page 15 Y Authorization Status Record Status Record Status Rule Description Rule Id Rule Description You can search for the records based on one or more of the following parameters e Authorization status e Record status e Rule ID e Rule description Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Rule ID e Rule description ORACLE 3 9 Maintaining
332. settlement instruction then a set of validations will be performed as mentioned below For Pay message it will validate the intermediary if intermediary is not present the Account with Institution AWI will be validated and if the AWI is also not present then receiver will be validated is a RTGS participant For Pay Cover message it will validate that a receiver correspondent is a RTGS network participant If the above conditions are satisfied the RTGS Network will be updated and the system will check RTGS Payments check box Parties Details Tab When you settle a contract funds may have to pass through a series of banks before it actually reaches the Ultimate Beneficiary In the Parties screen you can capture details of all parties involved in a contract Settiement Details Contract Reference Component Account Details Payment Details U Parties Local Clearing Other Details intermediary Reimbursement Institution Intermediary Reimburse Institution 1 Intermediary 1 Reimburse Institution 2 Intermediary 2 Intermediary 3 Intermediary 4 Intermediary 5 Country Reimburse Institution 3 Reimburse Institution 4 Reimburse Institution 5 Country a a a ol Receiver Correspondent Account With Institution Correspondent 1 Correspondent 2 Correspondent 3 Correspondent 4 P Account with Institution 1 Account with Institution 2 Account with Institution 3 Account with Institution 4 Account with
333. should be tracked Even if this option was not checked at the time of contract creation you can check this at the time of financing The system will track the counterparty limits if you check this box ost ORACLE 5 14 Credit Line Select credit line from the adjoining option list This is applicable only if track limit is set to Yes Only those lines that belong to the counterparty will be listed here Margin Percentage System defaults the margin from instrument maintained You can edit this value if needed You can specify a number between 0 and 99 99 Other Party Limit Check Required The value is defaulted from the product If the Other party limit checks required is enabled You cannot disable it However you can change the value from Not required to Required If the option Other party limit checks required is not checked at the product level then you can check it at the time of financing In such case both other party and drawer drawee limits will be utilized In case of finance if the other party limit and drawer drawee limit is not sufficient then the system will over utilize it and display an override message Other party Drawer drawee limit is not available sufficient Limit will be over utilized Financing The system displays the status as Financed Discount Amount The system computes and displays the discount amount based on the bill amount and the percentage amount Capturing A
334. smi preiipirre iiinn E tiiit EEEN rR FEAR EELA EEREN erR 8 5 8 3 Capturing Additional Details for Overseas Cheques Payable Abroad under Collection 8 6 8 4 Viewing Summary of Overseas Cheques Payable Abroad under Collection 8 6 8 5 Amending Overseas Checks Payable Abroad under Collection ccceeeees 8 8 EF Mainrtabs nicieiainats au bianca basi aaa 8 8 8 5 2 Other Details Tab nerosiiiireasiiioririn iieiaei E AEE E N EE REE LEEA E EAE 8 9 8 6 Reversing Overseas Cheques Payable Abroad under Collection ee 8 10 8 7 Financing Overseas Cheques Payable Abroad under Collection c eeee 8 11 8 8 Capturing Additional Details for Financing Overseas Cheques Payable Abroad under Col IOCHON 9 Saket encarta sprue AAN E ater aera tot alae eee ede ere Aen a 8 13 8 9 Viewing Summary of Overseas Cheques Financing cecceeceeeeeeeeeeeeneees 8 13 8 10 Realizing Overseas Cheques Payable Abroad under Collection 2 05 8 14 8 11 Capturing Additional Details for Realizing Overseas Cheques Payable Abroad under Col Aito a dere issiae EA E EEE ole beat tae eee teen eee aaa AEE elas ae E 8 16 8 12 Viewing Summary of Overseas Cheques Realization ccccccceeeeeeeeeeeeeeees 8 16 8 13 Dishonouring Protesting Returning Overseas Cheques Payable Abroad under Collection 8 18 8 14 Capturing Additional Details for Dishonour Protest Return of Overseas Cheques Payable Abroad
335. sociated with the bank code Additional Details Booking Date System displays the booking date based on the contract reference number selected Other Party Name System displays the name of the other party Drawee Bank Name System displays the name of the bank on which the cheque is drawn Dishonour Protest Return Reason Reason Code Select a reason code from the adjoining option list Reason System displays a reason description based on the reason code selected Dishonour Details Dishonour Date Specify a date of dishonour and it should not be earlier than the booking date or later than the system date Protest Details Protest Date Specify the date of protest The protest date should not be e Earlier than the booking date e Later than the system date Notary Description Specify the notary description eae ORACLE 8 14 Return Details Return Date Specify the date of return of the instrument The return date should not be e Earlier than the booking date e Later than the system date Other Details Discount Amount System displays the financed amount as the discount amount if the instrument is financed Other Bank Charges Specify the Charges that are claimed by the other bank Remarks Specify your remarks on the transaction Capturing Additional Details for Dishonour Protest Return of Overseas Cheques Payable Abroad under Collection For capturing additional d
336. splays all the unrealized cash letter contract reference numbers based on currency cash letter reference cash letter contract reference collecting bank and date Once you have selected the contract click P button to populate the details Cash Letter Reference Based on the contract reference number selected the system displays the cash letter reference number ta ORACLE 7 11 1 Currency Based on the contract reference number selected the system displays the currency code Amount The system displays the amount booked under the cash letter Nostro Account The system displays the Nostro account selected while creating the contract Account Branch The system displays the branch of the Nostro account Collecting Bank Reference Number Specify the reference number of the collecting bank Internal Remarks Specify your remarks if any Once you have captured the above details click Save button The system triggers the event CLQD on the cash letter Viewing Summary of Cash Letter Nostro Realization You can view a summary of realization of FCY cheques under cash letter using Retail Bills Cash Letter Nostro Realization Summary screen To invoke this screen type RBSCLREA in the field at the top right corner of the application toolbar and click the adjoining arrow button cs Retail Bills Cash Letter Nostro Realization Summary E gt search CE Advanced Search Reset Y Clear All Case
337. stem defaults to the ERI currency specified for the customer and currency combination You can change the default ERI currency The ERI amount that you specify will be validated against the Tolerance Limit specified for the ERI currency in the Currency Maintenance screen Note The counterparty and debit account for realization is defaulted here However the same can be changed at settlement subsystem The account changed at settlement subsystem will not be re defaulted to main screen mig ORACLE 5 3 5 2 Payment Details Tab The details of the payment have to be specified in the Payment Details screen Settlement Details Contract Reference Component Account Details Payment Details Parties Parties Local Clearing Other Details Payment By Details Of Charge Payment By Instrument Details Of Charge Beneficiary All Charges Clearing Remitter our Charges Message Remitter all Charges Details of Payment Sender to Receiver Information Information 1 Information 2 Information 3 Information 4 Information 5 Information 6 Details of Payment 1 Details of Payment 2 Details of Payment 3 Details of Payment 4 Banking Priority Transfer Type KOIKOI lt PETE ie ie a a a e Specify the following details Payment By Indicate the method of payment for both Outgoing as well as Incoming Payments for a Branch Account and Currency
338. strument Description Product Description Batch Reference Number Number of Instruments Process Status Version Number 4 Counter Party Details CounterParty al Counter Party Account Identification Number Counter Party Name Account Branch Other Party Details Other Party Identification E Debit Account for Other Party Name Realization Debit Account Branch Collecting Bank Details Bank Code p Branch Code Bank Name Branch Name Additional Details Booking Date B Protest Currency FE Track Limit Credit Line FE Margin Percentage Financing Eligible X Collateral Eligible Collateral Pool E Other party limit check required 4 Of 1 8 Contract Reference Number Instrument Number Instrument Date LCY Amount Maturity Date Discount Amour E E pa Available Limit Show Errors Maker Date Time Contract Status Authorization Status Checker Date Time Here all the common details of instruments such as instrument code product code financing or collateral etc will be captured as header and the individual instrument details such as amount maturity date will be captured each contract wise in the multi record grid On save the system validates the inputs in the header section and displays the relevant errors or overrides There will not be any override messages during authorization of the bulk transaction Contract creation for individual entry in the bulk
339. summary of inward bulk dishonour protest or return in Retail Bills Inward Bulk Dishonor Protest Return Summary screen To invoke this screen type RBSBIDPR in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Bulk Inward Dishonor Protest Return Summary a E gt search Cf Advanced Search Reset K Clear All Case Sensitive Authorization Status v Record Status v Action Counterparty Identification Batch Reference Number Bulk Dishonor Protest Return Number Other Party Identification m PG Records per page 15 10f1 Authorization Status Record Status Batch Reference Number Action Bulk Dishonor Protest Return Number Counterpe You can search for the records based on one or more of the following parameters e Authorization Status e Batch Reference Number e Bulk Dishonour Protest Return Number e Other Party Identification e Record Status e Action e Counterparty Identification Once you have specified the search parameters click Search button The system displays the records that match the search criteria You can view the following details of the resultant records e Authorization Status e Record Status e Batch Reference Number e Action e Bulk Dishonour Protest Return Number 9a ORACLE 6 18 e Counterparty Identification e Counterparty Name e Other Party Identific
340. t Instrument Code Instrument code under which the contract is booked Counterparty Identification and Name CIF ID and Name of the counterparty Counterparty Account Number Account number selected in the main tab of the contract input Account Branch Account Branch Other Party Identification and Name Unique ID and Name of the Other Party Remitting Bank and Branch Name of the Remitting Bank and Branch Instrument Number and date Number and Date of the Cheque Currency and Amount Currency amp Amount of the Cheque Maturity Follow up Report You can generate a report of outstanding retail bill instruments as of the time of report generation The outstanding instruments include the instruments which are not realized and not closed This report can be generated for the following product types e Outward Instruments Outward Bills for Collection Outward Cheques for Collection Outward Clearing Cheques PDCs e Inward Instruments Inward Bills for Collection Inward Cheques for Collection 10 12 ORACLE 10 3 1 10 3 1 1 e FCY Cheques on Cash Letter arrangement Maturity Follow up Report Outward To invoke the Maturity Follow up Report Outward screen type RBROWMAT in the field at the top right corner of the application toolbar and click the adjoining arrow button Maturity Follow up Report Outward
341. t Print 7 Printer Specify the following details Branch Code Specify the branch code for which the report needs to be generated You can select the appropriate branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Product Type Specify the product type for which you are generating this report You can select one of the following product types e Inward Bills for Collection e Inward Cheques for Collection Currency Specify the currency code for which you need to generate the report The option list displays all valid currency codes available for selection You can choose the appropriate one Date From Specify the start date of the report Select the appropriate date using the calender button Date To Specify the end date of the report Select the appropriate date using the calender button Note The report period should always be less than or equal to 15 days The maximum difference between the from date and to date should be of 15 days Otherwise the system will display an error message 10 ORACLE 10 2 2 1 Contents of the Report The contents of the report are as follows Header Field Description Branch Code Branch for which the report is generated Report Date Date on which the report is generated Booking Date Date on which the contract is booked Currency
342. t 1 2 and 3 Specify free text if any Receiver Information Receiver Name Specify the receiver name Address 1 2 and 3 Specify the address here Repair Reason Reason 1 2 3 and 4 Specify the reason for repair Send Receiver Information Information 1 2 3 4 5 and 6 Specify the sender receiver information here Additional Information Information 1 2 3 and 4 Specify additional information if any 5 55 ORACLE 5 5 8 6 Other Details Tab Settlement Details Contract Reference Component Account Details Payment Details Parties Parties Local Clearing Regulatory Reporting Details Time Indicators Bank Operation Code v Transaction Code Regulatory Report 1 Time Indicator 1 Regulatory Report 2 v Time Indicator 2 Regulatory Report 3 ooo Time Indicator 3 Instruction Code Details Instruction Code 1 Instruction Code 2 2H Instruction Code 3 H Instruction Code 4 ad Instruction Code 5 Instruction Code 6 2H Specify the following details Regulatory Reporting Details Bank Operation Code Specify the bank operation code here The options available are SPRI SSTD SPAY and CRED Regulatory Report 1 to 3 Select the Regulatory Reporting Details from the option list displaying the following values e BENEFRES e ORDERRES Time Indicators Transaction Code This is the code for the transaction type Time Indicator 1 to 3 Specif
343. t is generated Product Type Product type for which the report is being generated 10 46 ORACLE Body Field Description Contract Reference Unique reference generated by the system while booking the contract Booking Date Date on which the contract is booked Instrument Code Instrument Code Counterparty ID amp Name Counterparty ID amp Name Counterparty Acc No Counterparty Account Number Remitting Bank and Branch Name of the remitting bank and branch Other Party ID amp Name Other Party ID amp Name Instrument Number amp Date Instrument Number amp Date Currency Instrument currency Amount Instrument Amount Protest Date Date of Protest Notary Notary ID Instrument Status Current Instrument Status Other Bank Charges Other Bank Charges 10 14 Financed Instruments Report You can generate a report of retail outward bills that are discounted by the bank This report can be generated for the following product types e Outward Bills for Collection e Outward Cheques for Collection e Outward Clearing Cheques PDCs e FCY Cheques on Cash Letter Arrangement e Overseas Cheques payable abroad under collection 10 47 ORACLE To invoke the Retail Bills Financed Instruments Report screen type RBRFININ in the field at the top right corner of the application toolbar an
344. t is not eligible for financing then you cannot change this Margin Specify the margin percentage for financing the instrument This is applicable only if the instrument is eligible for financing Track Limit Check this box to enable counterparty limit tracking for the instrument This is applicable only if the instrument is eligible for financing Credit Line Specify the credit line or facility ID against which the limits will be tracked This is applicable only if the option Track Limit is enabled In the multiple entry grid you can capture the details of the instruments being processed Contract Reference Number The system displays the contract reference number Instrument Number Specify the instrument number Instrument Date Specify the date of the instrument Amount Specify the amount of the instrument LCY Amount The system displays the amount in local currency Discount Amount The system displays the discount amount The discount amount is calculated based on the margin percentage specified above Other Party Name Specify the name of the other party Drawee Bank Name Specify the name of the bank on which the instrument was drawn Remarks Specify your remarks if any Status The system displays the status of the process fal ORACLE 7 18 1 Viewing Available Limits You can view the available limits in Available Limits screen Click Available Limits button to invoke this
345. t period should always be less than or equal to 15 days The maximum difference between the from date and to date should be of 15 days Otherwise the system will display an error message 108 ORACLE 10 2 3 1 Contents of the Report The system generates the report organized by a combination of currency code and product code The contents of the report are as follows Header Field Description Branch Code Branch for which the report is generated Report Date Date on which the report is generated Currency Currency of the cheques under cash letter Nostro Account Nostro account number Collecting Bank Name of the collecting bank Booking Date Date of contract creation From Date Start date of the report period To Date End date of the report period 10 9 ORACLE Body Field Description Contract Reference Unique reference generated by the system while booking the contract Instrument Code Instrument code under which the contract is booked Cash letter reference num ber and date Cash Letter reference and date under which the cheques are sent for collection Counterparty Identification and Name CIF ID and Name of the counterparty who submitted the instruments for collection Counterparty Account Number Account number selected in the main tab of the contract input Account Branch Account Branch Ot
346. tails Booking Date System displays the application date as booking date Maturity Date Specify a value for this field System allows the lodging of bills after the maturity date Lead days for dispatch The system defaults the value from the Product definition screen and you can modify this value To be dispatched on The system displays the Maturity date minus Lead Days for Dispatch as To be dispatched on Date If Booking Date is greater than Maturity Date minus Lead days for Dispatch then Booking Date will be the To be Dispatched on Date Grace Days System defaults the grace days captured at the product level and the value can be modified if needed Grace days represents the number of days after the maturity date where the payment can be done without dishonour or protest Due Date for Payment The System defaults the Due Date for Payment with two values e With maturity date when Booking Date is less than or equal to Maturity Date minus Lead Days for Dispatch e With Booking date Lead days for Dispatch if booking date is greater than Maturity date minus Lead days for dispatch Protest Check this box to indicate that the bill Cheque should be protested in case of non payment by the drawee oF ORACLE 5 2 2 The value available for instrument is defaulted here You can change the value defaulted from protest required to not required but cannot change the value from protest not required to protest r
347. te on which the proceeds are expected from the collecting bank Transit Days If the collecting bank CIF and the debit account for realization are the same then the system displays the number of transit days maintained for the instrument currency in Branch Parameters Maintenance screen If the collecting bank CIF and debit account for realization are different then the system displays the indirect transit days maintained for the instrument currency in Branch Parameters Maintenance screen Auto Liquidation Check this box to indicate that the instrument should be liquidated automatically on due date Other Party Name Specify the name of the other party a ORACLE Drawee Bank Name Specify the name of the bank on which the cheque is drawn Internal Remarks Specify your remarks on the transaction 8 2 2 Other Details Tab Click Other Details tab to capture the additional details Retail Bills Overseas Checks Payable Abroad under Collection H save lt i Hold Instrument Code Instrument Description Product Code Product Description Contract Reference Number User Reference Number External Reference Number i in Version Number 4 Of P Main ouae ets Collecting Bank Address Collecting Bank CIF Address Collecting Bank Name Finance Financing Eligible Track Limit Margin Credit Line be Discount Amount Advices Events Settlement
348. teral Value Collateral Pool be Advices Events Settlement Charges MIS LoanPreference Available Limit Fields Maker Date Time Contract Status F 7 Checker Date Time Authorization Status Cancel Following fields are editable for amendment 5 79 ORACLE 5 12 e Parties Address e Parties Country e Collateral e Finance e Collateral Value e Margin e Other Party Limit Checks Note Margin cannot be changed if the bill is already financed collateralized The field Finance can be changed only from Eligible to Not eligible It cannot be changed from Not eligible to Eligible if there is restriction at the instrument level Other party limit checks cannot be changed to No if it is defined as Yes at product level If Other Party Limit Check is unchecked at the product level you can change it and check the box at the contract level You cannot select the status To be Collateralized manually For financed contracts you cannot change the options Track Limit and Credit Line If Other Party Limit is checked you cannot change it For financed collateralized contracts you cannot change the margin percent For already dispatched instruments you cannot modify the option Protest You can specify the collecting bank reference and date only during amendment You can amend the details for the following subsystems e S
349. test Return ceeeceeeeeeeeeeeeeeeeenaes 6 19 6 12 Creating Inward Retail Bills Cheques for Collection in Bulk eeceeereeeeeneees 6 20 6 12 1 Viewing Override Detallls cccccccccseceeeseeeeeeeeeneeeeeteeeeeeeeteenaeeeeeseaeeees 6 23 6 13 Viewing Summary of Inward Bulk Retail Bills Cheques for Collection 6 24 6 14 Realizing Inward Bills in Bulk iorri ceceeceee ence eee ena rrenan Eer nEaN EAEEREN 6 26 6 14 1 Viewing Override Details 0 cccceccccctteeee eee ensneeeeeeeneeeeeeetnaeeeeestiaeeeenenee 6 29 6 15 Viewing Summary of Bulk Inward Retail Bill Realization 0 000 eeeeteeeeeees 6 30 6 16 Capturing Inward Bulk Dishonour Protest Return Details cc ceeeeeeeeeeeneeees 6 31 6 16 1 Viewing Override Details 1 0 0 ccccccceecteee eee tecneeeeeetnneeeeeeetnaeeeeeetianerenenaa 6 34 6 17 Viewing Summary of Inward Bulk Dishonour Protest Return ceeeeeeeesees 6 34 6 18 Reversal of Inward Retail Collection Bill Cheque Contract 0 eeeeeee 6 36 7 FCY Cheques under Cash Letter Arrangement sseeeeeeeeeeeeeeee 7 1 Tet IOUS a i ae cet tadedecec hdd daecaneiddactes te baccdaa sida asetevadadigceutiad ange wsaaaee eat he 7 1 7 2 Creating FCY Cheques under Cash Letter ecccceceeeeeeeeeeeeeeneeeeeteeneeeeeeeenaaeees 7 1 7 3 Capturing Additional Details for FCY Cheques under Cash Letter 005 7 5 TaT ACOS wz stein ieee teehee tan ne eased ark gas
350. the cheque number here Instrument Date Specify date of cheque Amount Specify a cheque amount LCY Amount The system defaults the base amount as the Local Currency Amount on save or subsystem visit Other Party Name Specify the name of the other party here Drawee Bank Name Specify the name of the bank on which the cheque is drawn Auto Liquidation Check this box to indicate that an instrument should be liquidated automatically on due date The value is defaulted from the product and can be modified by the user Financing If the contract is eligible for financing then the system displays the value as Eligible You can change the value to Financed If the value defaulted by system is Not Eligible then the contract cannot be financed and you cannot change the value to Financed Margin System defaults the margin from instrument maintained You can edit this value if needed Track Limit Check this box to indicate that the counterparty limits should be tracked 9 24 ORACLE 8 16 1 Credit Line Select the facility Id of the customer from the adjoining option list The list contains only those lines that belong to the counterparty It is applicable only if the track limit is set to Yes Discount Amount System computes and displays the amount being financed as the discount amount Here Discount amount Instrument amount margin It depends on the contract amount captured and margin
351. the instrument status and instrument location In case of collection with collateralizing once the bulk input is authorized the system trig gers creation of collateral in ELCM module as part of background process for contract cre ation The system also generates bill advices passes accounting entries and updates the instrument status and instrument location as part of the process After authorization if the contract creation fails then the system will update the process status as Hold or Failed as the case may be You can view the errors using Show Errors button Viewing Available Limit Details To view the limit availability of a counterparty and other party involved in a transaction click on the Available Limit button in the Bulk Outward Retail Bills Cheques for Collection screen wh ile processing the contract Available Limits E gt Execute Query CounterParty Limit OtherParty Overall Limit Drawer Drawee Limit The following details are displayed Available limit for the credit line selected in the other details tab oe ORACLE 5 7 2 5 8 e Available limit of the other party selected in the main tab e Available limit of the Drawer Drawee combination limit Viewing Override Details Click Show errors button from the Bulk Outward Retails Bills Cheques for Collection screen to view the list of overrides in the bulk input of Outward Retail Bills
352. the instruments associated with this cash letter Counterparty Identification System displays the customer Id here Instrument Number System displays the reference number of the instruments here for cheques the cheque number defaulted as the instrument number Instrument Date System displays the date of cheque Amount System displays the cheque amount here Internal Remarks Specify your remarks on the transaction Status System displays the status here Events Click Events button in the Retail Bills Cash Letter Contract Details screen and invoke the Events screen The details of events that have already taken place on the contract will be displayed along with pending events The date on which the event took place will also be displayed Enter query Reference Number Events 10f1 E Event Number EventCode Description EventDate Authorization Status Makerid Checker ld Accounting Entries Messages 1 08 ORACLE 7 20 2 7 21 Click Accounting Entries button to view the accounting entries for the event Click Message button to view the messages applicable to the event For further details on this screen refer to the User Defined Events user manual Viewing Errors You can view the errors and overrides that took place in the bulk cash letter booking process using Overrides screen Click Show Errors button to invoke this screen
353. the selected contract Currency System displays the currency for the selected contract Amount System displays the amount for the selected contract Collecting Remitting Bank Details Bank Code System displays the bank code based on the contract reference number selected Bank Name System displays the bank name based on the contract reference number selected Additional Details Booking Date System displays the booking date based on the contract reference number selected Dishonour Protest Return Reason Reason Code Select a reason code from the adjoining option list Reason System displays a reason description based on the reason code selected Protest Details Protest Date Specify a date of protest The date of protest specified should not be earlier than the booking date or later than the system date The protest date should not be earlier than dishonour date for instruments that are already dishonoured ad ORACLE 6 10 Notary Code Select a notary code from the adjoining option list Notary Description System displays the notary description based on the notary code selected and you can edit this value whenever required Dishonour Details Dishonour Date Specify a date of dishonour and it should not be earlier than the booking date or later than the system date Other Details Other Bank Charges In this field you can specify the charges that are claimed by the other bank Howeve
354. ther Bank Charges Outward Bills for Collection Charges Outward Cheques for Collection Net Realized Instrument amount less of other Outward Bills for Collection Amount bank charges Outward Cheques for Collection Realized Instruments Report Inward You can generate a report of retail inward instruments which are successfully realized This report can be generated for the following product types e Inward Bills for Collection e Inward Cheques for Collection To invoke the Retail Bills Realized Instruments Report Inward screen type RBRINREA in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Realized Instruments Report Inward Branch Code 000 f From Date 2011 01 04 E Product Type v ToDate 2011 01 04 ReportFormat PDF vY Printer At Client Y Report Output Print Y Printer be Branch Code Specify the branch code for which you need to generate the report You can select the appropriate branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Date From Specify the start date of the report period You can select the appropriate using the calendar button Date To Specify the end date of the report period You can select the appropriate using the calendar button 1072
355. ther details about this screen refer the chapter Setting up Mandatory Programs for EOD in the AEOD User Manual Auto Liquidation of Outward Instruments You can configure a batch for automatic liquidation of the following retail bills instruments e Outward bill for collection e Outward cheque for collection e Outward cheque for clearing e FCY Cheque under cash letter e Overseas cheques payable abroad under collection You can configure the batch RBBAUTIQ to run at BOD stage as part of EOD process If the option Process Till Next Working Day 1 is set to Yes and the due date falls on a holiday then auto liquidation can happen at EOTI If the option Process Till Next Working Day is set to No and the due date falls on a is holiday then auto liquidation can happen at BOD This batch will liquidate realize the outstanding bills and cheques marked for auto liquidation on a given day Note On the due date the instrument should not have been Dishonoured Protested Returned Closed Realized In case of financed instruments the system will liquidate the loan account and credit the remaining proceeds to the customer If the instrument is collateralized then the system will close the collateral and pool and limit will be reset on limit liquidation If the collateral is attached to existing pool then the pool cannot be closed if there are multiple collaterals with different ex
356. tion Applicable Product Type Contract Refer ence Unique reference gener ated by the system while booking the contract Outward Bills for Collection Outward Cheques for Collection Outward Cheque Clearing PDCs Booking Date Date on which the con tract is booked Outward Bills for Collection Outward Cheques for Collection Outward Cheque Clearing PDCs Instrument Code Instrument Code Outward Bills for Collection Outward Cheques for Collection Outward Cheque Clearing PDCs Counterparty ID amp Name Counterparty ID amp Name Outward Bills for Collection Outward Cheques for Collection Outward Cheque Clearing PDCs Counterparty Account Number Counterparty Account Number Outward Bills for Collection Outward Cheques for Collection Outward Cheque Clearing PDCs Collecting Bank amp Branch Name of the Collecting Bank and Branch Outward Bills for Collection Outward Cheques for Collection Clearing Bank and Branch Name of the clearing bank and branch Outward Cheque Clearing PDCs Other Party ID amp Name Other Party ID amp Name Outward Bills for Collection Outward Cheques for Collection Outward Cheque Clearing PDCs Instrument Num Instrument Number amp Outward Bills for Collection Rene Pole pale Outward Cheques for Collection Outward Cheque Clearing PDCs Currency Instrument currency Outward Bills for Collection Outward Ch
357. tion Code 2 Instruction Code 3 Instruction Code 4 Instruction Code 5 Instruction Code 6 in iu tn m fa m Specify the following details Regulatory Reporting Details Bank Operation Code Specify the bank operation code here The options available are SPRI SSTD SPAY and CRED Regulatory Report 1 to 3 Select the Regulatory Reporting Details from the option list displaying the following values e BENEFRES e ORDERRES Time Indicators Transaction Code This is the code for the transaction type Time Indicator 1 to 3 Specify one or several time indication s here Select the time indication code from the following values available in the adjoining option list e CLSTIME Time by which funding payment must be credited with confirmation to the CLS Bank s account at the central bank expressed in CET e RNCTIME Time at which a TARGET payment has been credited at the receiving central bank expressed in CET e SNDTIME Time at which a TARGET payment has been debited at the sending central bank expressed in CET Instruction Code Details Instruction Code 1 to 6 Specify the instruction codes here You can add a maximum of six instruction codes However you cannot repeat any code that has already been specified The options available are e CHBQ e TELE v9 ORACLE 5 3 6 e PHON e PHOI e REPA e INTC e TELI e SDVA e PHOB e TELB e HOLD e CORT Envelope Contents
358. tion Details Debit Account for a Value date Realization Currency Debit Account Branch Total Net Realized Collecting Bank Reference Number 1 Of 1 m iii E Contract Reference Number Instrument Number Customer Identification Amount NetRealized Amount Other Bank Charges Internal Remarks Pre m r Show Errors EL ig Date Time Status Authorization Status Checker Date Time Specify the following details Dispatch Lot Reference Number Select a dispatch lot reference of the batch which needs to be realized from the adjoining option list After Selecting the dispatch lot reference number click on P button to populate the details of instruments in the dispatch lot Bulk Realization Number System displays a unique reference number for bulk realization Process Status System displays the process status value here aot ORACLE Realization Details Debit Account for Realization The value is defaulted based on bulk contract input and you can edit this account number selected The system generates an override message on save whenever the account number that is captured during the booking stage is modified Debit Account Branch The system displays the debit account branch based on the debit account for realization Collecting Bank Reference Number Specify a reference number provided by the collecting bank for payment This will be passed on as a related refer
359. tion amount SWIFT Qualifier You can report the charge component of a contract in the SWIFT messages that you generate To do this Identify the component when building it in the Charge Class Maintenance screen with the appropriate SWIFT code Net consideration The sum of the different components of a contract determines the net value of the contract Check this box to indicate that a charge component should be taken into account when determining the net value of a contract Event Details Event for Association The corresponding event for association displays when you select the component from default class Description The description for corresponding event for association displays when you select the component from default class a0 ORACLE Event for Liquidation The corresponding event for liquidation displays when you select the component from default class Description The description for corresponding event for liquidation displays when you select the component from default class Event for Application The corresponding event for application displays when you select the component from default class Description The description for corresponding event for application displays when you select the component from default class Basis Amount Tag The corresponding basis amount tag displays when you select the component from default class Description The description for corresponding basis amount tag displays
360. tional identifier SORBNET Specific Details Payment Code Specify the payment code Additional Information Specify additional information if any a8 ORACLE ZUS Transaction Nip Payer Specify the nip payer Payer Identifier Specify the payer identifier Declaration Specify the declaration Supplement Id Select the supplement Id from the adjoining drop down list Payment Type Select the payment type from the adjoining drop down list No of Declaration Specify the number of declaration FFT Free text 1 2 and 3 Specify free text if any Receiver Information Receiver Name Specify the receiver name Address 1 2 and 3 Specify the address here Repair Reason Reason 1 2 3 and 4 Specify the reason for repair Send Receiver Information Information 1 2 3 4 5 and 6 Specify the sender receiver information here Additional Information Information 1 2 3 and 4 Specify additional information if any 5 24 ORACLE 5 3 5 6 Other Details Tab Settiement Details Contract Reference Component Account Details Payment Details Parties Parties Local Clearing CNREE Regulatory Reporting Details Time indicators Bank Operation Code e Transaction Code Regulatory Repot v Time Indicator 1 Regulatory Report 2 0 7 Time Indicator 2 Regulatory Repot 3 Loo F Time Indicator 3 instruction Code Details Instruction Code 1 Instruc
361. tive Status v Authorization Status v Dispatch Lot Reference A Bulk Realization Number be Number Currency k Realization Number Currency Total Net Realized Debit Account for Realization Collecting Bank Reference Number Value date You can search for the records based on one or more of the following parameters e Status e Dispatch Lot Reference Number e Currency e Authorization Status e Bulk Realization Number Once you have specified the search parameters click Search button The system displays the records that match the search criteria You can view the following details of the resultant records e Status e Authorization Status e Dispatch Lot Reference Number ot ORACLE 5 24 e Bulk Realization Number e Currency e Total Net Realized e Debit Account for Realization e Collecting Bank Reference Number e Value date Bulk Dishonour Protest Return of Instruments You can invoke the Retail Bills Outward Bulk Dishonour Protest Return Details screen by typing RBDBODPR in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Retail Bills Outward Bulk Dishonor Protest Return Details Transaction Branch Code 000 H save Dispatch Lot Reference Laz Bulk Dishonor Protest Number Return Number Process Status Action Dishonour Fy Version Number 4 Collecting Bank Details Bank Code Branch Code Bank Name Branch N
362. toolbar and click the adjoining arrow button Retail Bills Overseas Checks Bulk Realization Summary eB Search od Advanced Search Reset E3 Clear All Case Sensitive Authorization Status Record Status Batch Reference Number be Currency H Records per page 15 Y 10f1 Authorization Status Record Status Batch Reference Number Currency Contract Reference Number Counterparty Identif You can search for the records based on one or more of the following parameters e Authorization Status e Batch Reference Number e Record Status e Currency Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Batch Reference Number e Currency e Contract Reference Number e Counterparty Identification e Counterparty Name e Instrument Number e Instrument Amount e Instrument Date e Other Bank Charges e Net Amount Realized e Bulk Realization Number a ORACLE 9 2 9 Automatic Processes Introduction In Retail Bills module of Oracle FLEXCUBE you may configure certain tasks to take place automatically as part of batch processes A batch process is an automatic program which is scheduled to run as a mandatory program at the beginning of day BOD or end of day EOD process This chapter discusses the batch programs that you
363. trument reference number For FCY cheques under cash letter you need to specify the cheque number Instrument Date Specify the date of the instrument Instrument date should not be greater than the system date and should not be lesser than the Stale days of the Instrument Code If so the system displays an appropriate error message when you save the record or navigate to a subsystem on the screen Currency Specify the currency of the instrument The option list displays only those currencies maintained at Branch Parameters Float Days Amount Specify the amount for which the instrument was issued a ORACLE LCY Amount The system displays the amount in terms of local currency when you save the record or navigate to a subsystem on the screen Nostro Details Nostro Account The system displays the Nostro account maintained at branch parameter against currency on select of check currency This account will be debited at the time of Cash Letter Realization Account Branch The system displays the account branch of the Nostro Account Collecting Bank CIF The system displays the CIF of the Nostro Account Collecting Bank Name The system displays the name of the collecting bank Additional Details Booking Date The system displays the current date as the booking date of the instrument Value Date Bank This is the date on which the proceeds received in Nostro account will be credited to an intermediary GL before
364. ts Of the REPOST cccceceeeeeeneecaeceeeeeeeceeeeseeecentennnaeeeeeeeeeeettees 10 38 10 11 Dishonoured Instruments Report Inward ceccecceeeeeeeeeeeeeeeeetsesnneaaeees 10 39 10 11 1 Contents Of the ROPOOt sei a ea ea e a a a ia 10 40 10 12 Amendment Report cccceccececeeeeeeeeeeeeaeeaeceeeeeeeee eee sadeaaaeaeaeeeeeeeeeeeeeeeeeeeeeeeeenas 10 41 10 12 1 Contents Of the REPOST ccececeeeeeeneececeeeeeeeeeeeeteseeeneenasaeeeeeeeeeeeneees 10 42 10 13 Protested Bills Report cccceeeeceeeeecenecee cee eeeeeee sees ce caaeaaaeeeseeeeeeeeeeeeeeeeeeenenes 10 43 10 13 1 Protested Bills Report Outward Bills R poOlt 22 1 ccecceeeeeeeeeteees 10 44 10 13 2 Contents Of the REPOST cccceceeeeeeneecaeceeeeeeeeeeeesececneeninaeeeeeeeseeeeeees 10 44 10 13 3 Protested Bills Report Inward Bills Report 22 cccccceeeeeeeteeteeteees 10 45 10 13 4 Contents Of the ROPOOt sei sretno a e OA eni 10 46 10 14 Financed Instruments Report ccecceeeceecceeceeeeeeeeeeeeeeeeeeeneaaeeaeseeeeeeeeteeeeeteees 10 47 10 14 1 Contents Of the Report cccceceeceeeneecaeeeeeeeeeceeeesesnecteesneaeeeeeeeeeeentees 10 48 10 15 Drawer Drawee Combination Limit Utilization Report ceeeeeeeeeeeeeeees 10 49 10 15 1 Contents of the Report 2 ccccccccceeecensenescneceteeeeeeesesecseeeseaeeeneeeeeeeneees 10 50 10 16 Collateralized Instruments R
365. ts the var Chapter 1 ae ious chapters covered in this User Manual Retail Bills An Overview explains the snapshot of the features that the Chapter 2 l module provides Maintenances provides the details of basic set ups and maintenances Chapter 3 f noe required for using retail bills module Retail Bills Product deals with the procedure to create a retail bills prod Chapter 4 sick Chapter 5 Outward Retail Bills Contract explains the methods of creation and fur p ther processing of outward retail bill contracts in Oracle FLEXCUBE Chapter 6 Inward Retail Bills Contract explains the methods of creation and further p processing of inward retail bill contracts in Oracle FLEXCUBE Cash Letter explains the creation of cash letter contracts and tracking of Chapter 7 foreign currency cheques under cash letters Overseas Cheques explains the methods to create finance and main Chapter 8 tain overseas cheques Chapter 9 Automatic Processes explains the batch programs and other automated p activities that can be performed for retail bills module Chapter 10 Reports gives the details of reports that can be generated for retail bills module Annexure contains the event wise list of advices generated for retail bills Chapter 11 module Function ID Glossary has alphabetical listing of Function Screen IDs Chapter 12 E used in the module with page references for quick navigation 1 6 Related Documents You may need to refer
366. tted the instruments Counterparty Name The System displays the counter party name based on the counter party id selected above Counterparty Account Number Select the account number of the customer from the adjoining option list Note Account number of the selected counter party is displayed If the counter party account number is selected first then all the accounts will be listed once account number is selected then the counterparty id and name will be defaulted Account Branch System displays the name of the branch associated with the account It generates an override if the account branch is different from the transaction branch Other Party Details Other Party Identification Select the Other Party Id from the adjoining option list Other Party Name The system displays the other party name based on the other party Id selected Debit Account for Realization Select the account number of the other party or GL or Nostro from the adjoining option list which needs to be debited during realization 7 ORACLE Debit Account Branch The system displays a debit account branch based on the debit account for realization selected Collecting Bank Details Bank Code Select the code of the collecting bank from the adjoining option list Bank Name System displays the name of the collecting bank Branch Code System displays the branch of the collecting bank or the same bank s branch to which the instr
367. tting the bills cheques for collection Counterparty Acc No Counterparty Account Other Party ID amp Name ID and Name of the Other Party Debit Account for Realization Debit Account for Realization Collecting Branch Collecting Branch of the Bank to which the instru ment is dispatched or on which the cheque is drawn Instrument Date Date of the Instrument Instrument Number Number of the Instrument Currency Currency of the Instrument Amount Instrument Amount Maturity Date Maturity Date Current Status of the Instru ment Current Status of the Instrument Current Location of the Instru ment Current Location of the Instrument 10 57 ORACLE 11 1 11 2 Introduction 11 Annexure This chapter contains the details of events advices and accounting entries in Retail Bills module Events The following table contains the details of events in retail bills module and the product types to which each of these events is applicable Event Code Description Applicable Product Types BOOK Booking of contract All product types AMND Amendment of contract All product types DISP Dispatch of outward instruments Only outward bills for collection and outward cheques for collec tions DISC Finance existing contracts All product types except inward bills for collection and inward cheques for colle
368. tus e Contract Reference Number e Contract Currency e Amount e Counterparty Identification e Counterparty Name e Other Party Identification e Other Party Name e Collecting Bank Name e Collecting Bank Reference Number e Value Date e Net Realized e Other Bank Charges Capturing Dishonour Protest Return Details The Dishonour Protest Return Details screen is used to capture the details of non payment of the instrument protest of an unpaid instrument and to mark the instrument as returned in case of non payment You can capture dishonour return and protest details of retail instruments using this screen You can invoke this screen by typing RBDDPROL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Dishonor Protest Return Details Transaction Branch Code 000 H save Contract Reference Number Counterparty Details Other Party Details CounterParty Other Party Identification Identification Other Party Name CounterParty Name Instrument Details Instrument Number Currency Instrument Date Amount Collecting Remitting Bank Details Additional Details Bank Code Booking Date Bank Name Discount Amount Collateral Value Dishonour Protest Return Reason Protest Details Reason Code Protest Date Reason i Notary Code Notary Description Dishonor Details Other Details Dishonor Date E gt Other Bank Charges
369. tward Bills for Collection Outward Cheques for Collection Outward Clearing Cheques PDCs Inward instruments Inward Bills for Collection Inward Cheques for Collection FCY Cheques on Cash Letter arrangement Overseas Cheques payable abroad under collection 10 1 ORACLE 10 2 1 Retail Bills Register Outward Instruments To invoke the Register Outward Instruments screen type RBROWREG in the field at the top right corner of the application toolbar and click the adjoining arrow button Register Outward Instruments Branch Code From Date Currency To Date Product Type ReportFormat PDF Y Printer At Report Output Print Y Printer Specify the following details Branch Code By default the system displays the current branch code However you can change this Specify the branch code for which you need to generate the report If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Product Type Specify the product type for which you are generating this report You can select one of the following product types e Outward Bills for Collection e Outward Cheques for Collection e Outward Clearing Cheques PDCs Currency Specify the currency code for which you need to generate the report The option list displays all valid currency codes available for selection
370. ty will be defaulted as Drawer and Other party will be defaulted as Payee Party Identification System displays the party Id based on the CIF defined in the main tab Party Name System displays the party name based on the CIF Address Line 1 System defaults the value for the field based on the CIF defined You can edit this value if needed Address Line 2 System defaults the value for the field based on the CIF defined You can edit this value if needed Address Line 3 System defaults the value for the field based on the CIF defined You can edit this value if needed oe ORACLE Address Line 4 System defaults the value for the field based on the CIF defined You can edit this value if needed Country System defaults the value for the field based on the CIF defined You can edit this value if needed Language System defaults the value for the language field based on the CIF defined You can edit this value if needed Limit Track Limit Check this box to indicate that the counterparty limits should be tracked The value is defaulted by the system as Yes However the value can be changed later from Yes To No the system displays an override at the time of saving a record Credit Line Select the credit line from the option list The list contains only those lines that belong to the counterparty It is mandatory to specify the credit line if the instrument is considered for financing and the option
371. u can capture the following additional details for a cash letter financing contract a ORACLE 7 10 e Advices e Events e Settlements e Charges e MS e Loan Preference e Available Limit e Fields For further details on these sub systems refer to the section Capturing Additional Details for FCY Cheques under Cash Letter in this chapter Once you have specified the above details click Save button The system initiates creation of loan account in the CL module The system also triggers the event DISC on the contract being financed Viewing Summary of Cash Letter Financing You can view a summary of financing of FCY cheques under cash letter using Retail Bills Cash Letter Financing Summary screen To invoke this screen type RBSFCFIN in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Cash Letter Financing Summary pe E gt Search Ct Advanced Search Reset K Clear All Case Sensitive Authorization Status v Record Status y Contract Reference Number be Counterparty Identification be Records per page 15 10f1 Authorization Status Record Status Contract Reference Number Counterparty identification Counterparty Name Instrume You can search for the records based on one or more of the following parameters e Authorization Status e Contract Reference Number e Record Status e Co
372. ue Realization Advice LIQD OC_CHKREALADV Outward Cheque for Clearing Realization Advice AMND OC_BLAMNDCPADV Outward Bill for Collection Amendment Advice to Counter Party AMND OC_CHAMNDCPADV Outward Cheque for Collection Amendment Advice to Counter Party AMND OC_CHKAMNDADV Outward Cheque for Clearing Amendment Advice AMND OC_BLAMNDCBADV Outward Bill for Collection Amendment Advice to Collecting Bank AMND OC_CHAMNDCBADV Outward Cheque for Collection Amendment Advice to Collecting Bank DISP OC_DISPADV Outward Contract Dispatch Advice DISP OC_DISPANNEX Outward Contract Dispatch Annexure Advice DISH OC_DISHADV Outward Contract Dishonour Advice PROT OC_PROTADV Outward Contract Protest Advice RETN OC_RETNADV Outward Contract Return Advice RETN OC_CHKRETNADV Outward Cheque for Clearing Return Advice ORACLE Advices for Inward Instruments Event Advice Name Description BOOK IN_ BLACKADV Inward Bill Acknowledgement Advice BOOK IN_ BLARRADV Inward Bill Arrival Notice LIQD IN_ REALADV Inward Instrument Realization Advice AMND IN_ BLAMNDACKADV Inward Bill Amendment Acknowledge Advice AMND IN_ BLAMNDARRADV Inward Bill Amendment Arrival Notice DISH IN_ REMDISHADV Inward Instrument Dishonour Advice to Remitting Bank DISH IN_CPDISHADV Inward Instrument Dishonour Advice to Counter Party PROT IN REMPROTADV Inward Instrument Protest Advice to Remit ting Bank PROT IN_ CPPROTADV Inward
373. ulk You can capture multiple overseas cheques payable abroad under collection using a single screen Retail Bills Overseas Cheques Bulk Booking You can invoke this screen by typing RBDBOCPA in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Retail Bills Overseas Checks Bulk Booking la Save Instrument Code H Product Code Instrument Description Product Description Batch Reference Number Number of Instruments Status of ollecting Bank Details Collecting Bank CIF Al Debit Account for Collecting Bank Name Realization Account Branch Additional Details Currency Transit Days Booking Date Due Date for Payment bas EEE ContractReference Counterparty Identification Counterparty Name Counterparty Account Number Account Branch Instrument Number Instr Show Errors Maker Date Time Record Status Checker Date Time Authorization Status Specify the following details Instrument Code Select the instrument code from the adjoining option list The list contains only those instruments which are linked to product of type Overseas Cheques payable abroad for collection Instrument Description System displays instrument description for the instrument code selected in the above case eee ORACLE Batch Reference Number System generates and displays a unique reference number for the bat
374. umber on choosing the Cash Letter Product code This is a unique reference for each cash letter generation It is a combination of 3 digit branch code 4 char product code 5 digit Julian date and a 4 digit serial number Cash Letter Reference Number Specify the reference number of the cash letter under which the instruments will be processed Date The system displays the current date as the date of cash letter generation Auto Liquidation Check this box to enable automatic realization of the cash letter credit on the bank value date 9 ORACLE Once you have specified the above details click P button The system identifies FCY cheques contracts booked for the selected currency and collecting bank that are due for dispatch through the following business rules e Booking Date System Date e Product Type Cash Letter e Dispatch event has not happened already for the instrument The system displays all the contracts identified in a grid If any instruments identified for cash letter generation and dispatch are to be removed from the lot you can remove those records from the grid The following details are displayed Contract Reference Number The system displays the contract reference number of the instrument under the selected cash letter Instrument Number The system displays the instrument number of the FCY cheque Instrument Date The system displays the date of the instrument Amount The system displays the am
375. ument is being sent Branch Name System displays the name of the branch Additional Details Booking Date System displays the date on which the batch is booked Currency Select the instrument currency from the adjoining option list The system defaults the local currency as the instrument currency You can edit this value if needed Track Limit Check this box to indicate that the counterparty limits should be tracked Credit Line Select the credit line from the option list The option list displays all lines that belong to the counterparty It is applicable only if the track limit is set to YES Margin Percentage System defaults the margin from instrument maintained You can edit this value if needed You can specify a number between 0 and 99 99 Other Party limit check required Check this box to indicate that the other party limits should be tracked Protest Check this box to indicate that the instrument should be protested in case of non payment by the drawee The value available for instrument is defaulted here You can change the value defaulted from protest required to not required but cannot change the value from protest not required to protest required Financing The value for field is defaulted based on the instrument selected However you can change the value by choosing it from the drop down list and the available options are e Eligible e Not Eligible FPE ORACLE e Financed Collateral S
376. under Collection Instrument Description System displays the description of the instrument code selected Product Code Select the product code from the adjoining option list The option list displays all valid product codes that are of type Overseas Cheques Payable Abroad under Collection Product Description System displays the description for the product code selected above Contract Reference Number System displays a unique reference for the contract which is being booked User Reference Number By default the system displays the contract reference number in this field However you can modify this and specify a different user reference number External Reference Number The External Reference Number is used when the contract is being uploaded from an external system During Manual booking system will default the contract reference number In this field However you can edit this value when required oe ORACLE 8 2 1 Main Tab Click Main tab to capture the details under this tab Retail Bills Overseas Checks Payable Abroad under Collection H save f Hoia Instrument Code be Contract Reference Instrument Description Number Product Code be User Reference Number Product D tii External Reference rodu escription Number Version Number 4 Of PJ LEW Other Details Counterparty Details Counterparty Identification bz Counterparty Account bz Counterparty Name Number
377. unterparty Identification 1 20 ORACLE 7 11 Once you have specified the search parameters click Search button The system displays the following details of the records that match the search criteria e Authorization Status e Record Status e Contract Reference Number e Counterparty Identification e Counterparty Name e Instrument Number e Instrument Date e Currency e Amount e Credit Line e Margin e Discount Amount Cash Letter Nostro Realization You can realize the proceeds credited by a correspondent under the cash letter credit advice using Retail Bills Cash Letter Nostro Realization Details screen The bank can park the proceeds to the suspense GL To invoke this screen type RBDCLREA in the field at the top right corner of the application toolbar and click the adjoining arrow button Retail Bills Cash Letter Nostro Realization Details X H Save Cash Letter Contract zB g Cash letter reference Reference Number Currency Collecting Bank Amount Reference Number a EE EOP EEES Internal Remarks Account Branch Events Maker Date Time Record Status Checker Date Time Authorization Status Cancel Specify the following details Cash Letter Contract Reference Number Specify the cash letter contract reference number for which you need to view the Nostro realization details Select the appropriate contract reference number from the adjoining option list The option list di
378. urrent Instrument Status Other Bank Charges Other Bank Charges 10 13 3 Protested Bills Report Inward Bills Report To invoke the Protested Bills Report Inward screen type RBRINPRT in the field at the top 1 ORACLE right corner of the application toolbar and click the adjoining arrow button Counterparty Identification Report Format Report Output Branch Code Branch Code 000 Retail Bills Protested Bills Report Inward 2z PDF Print Y From Date 2011 01 04 To Date 2011 01 04 Printer At Printer E Client Specify the branch code for which the report needs to be generated You can select the appropriate branch code from the option list If you are a head office branch user you can select ALL against the branch code to generate the report for all branches Counterparty ID Specify the counterparty ID for which you need to generate the report The option list displays all valid counterparty identifications maintained in the system Select the appropriate one Date From Specify the start date of the report period Date To Specify the end date of the report period 10 13 4 Contents of the Report The contents of the report are as follows Header Field Description Branch Code Branch for which the report is generated Report Date Date on which the repor
379. user you can select ALL against the branch code to generate the report for all branches Date The system displays the current date as the date of auto liquidation batch Contents of the Report The report contains the following details Header Field Description Branch Code Branch for which the report is generated Date Date of the batch in which the contracts have failed liquidation Product Type Product type Body Column Name Description Contract Reference Unique reference generated by the system while booking the contract Instrument Code Instrument Code Counterparty ID amp Name Customer ID of the counterparty Other Party ID amp Name Other Party ID Debit Account for Realization Debit Account for Realization Instrument Number Instrument Number Currency Instrument currency Amount Instrument Amount Reason for Failure Reason for Failure 10 6 Realized Instruments Report Outward You can generate a report of retail outward instruments which are successfully realized This report can be generated for the following product types e Outward Bills for Collection e Outward Cheques for Collection Wee ORACLE 10 6 1 To invoke the Realized Instruments Report screen type RBROWLIQ in the field at the top right corner of the application toolbar and click the adjoining arrow button
380. verride messages during authorization of the bulk transaction After authorization the system processes the individual contracts considered for bulk dishonour protest return as a background process Relevant accounting entries will be passed during this process In case of instruments that are financed the system triggers liquidation of the loan account associated with the instrument In case of instrument that are considered for collateral the system triggers closure of the collateral created in ELCM module During dishonour protest return of the contracts selected for bulk processing if any applicable validation fails some of the contracts may not be processed Sometimes all contract in the batch may not be processed You can get the details of such contracts by searching the records in the summary screen After viewing the contracts that failed in the bulk dishonour protest return process you can use the option Close to close the batch You can close the batch after authorization of bulk process and creation of contracts but before marking EOTI first stage in End of Day operations stage If the bulk dishonour protest return batch is not closed the system will not allow marking of EOTI stage 108 ORACLE 5 24 1 5 25 Viewing Override Details Click Show Errors button from the Retail Bills Bulk Outward Bill Realization Details screen to view the list of overrides in the bulk realization of Outward Reta
381. y Other Party Name Name of the other party Body Field Description Contract Reference Unique reference generated by the system while booking the contract Utilization Date Date on which the limit is utilized Utilization Type Type of utilization Financing or Collaterali zation Instrument Date Instrument Date Instrument Number Instrument Number Currency Instrument Currency Amount Instrument Amount Maturity Date Maturity Date Utilization Amount Financed Amount or Collateral Value 10 16 Collateralized Instruments Report You can generate a report of retail outward bills that are considered as collaterals This report can be generated for the following product types e Outward Bills for Collection e Outward Cheques for Collection e Outward Clearing Cheques PDCs 1091 ORACLE 10 16 1 To invoke the Collateralized Instruments Report screen type RBRCOLIN in the field at the top right corner of the application toolbar and click the adjoining arrow button Collateralized instruments Report Branch Code 000 Product Type CounterParty Identification From Date To Date ReportFormat PDF Printer At Report Output Print Y Printer be Branch Code Specify the branch code for which the report needs to be generated You can select the appropriat
382. y and other party involved in a transaction click on the Available Limit button in the Outward Cheques Clearing Details screen while processing the contract Available Limits E3 enter Query CounterParty Limit OtherParty Overall Limit Drawer Drawee Limit The following details are displayed Counterparty Limit System displays the available limit for the credit line selected in the other details tab Other Party Overall Limit System displays the available limit of the Other Party selected in the main tab Drawer Drawee Limit System displays the available limit of the Drawer Drawee combination limit a ORACLE 5 5 13 Viewing User Defined Fields The UDFs linked to a particular product will be available when a contract is processed under that product In the Outward Cheques Clearing Details contract input screen click Fields button to invoke the Fields screen 5 6 Viewing Summary of Outward Cheques Clearing You can view a summary of outward cheques clearing in Outward Cheques Clearing Details screen To invoke this screen type RBSOCCNL in the field at the top right corner of the application toolbar and click the adjoining arrow button Outward Cheques Clearing Details a Search 4 Advanced Search f Reset Ry Clear All Case Sensitive Authorization Status v Status Contract Reference Number Instrument Code Product Code CounterParty Identification Other Party Identificat
383. y one or several time indication s here Select the time indication code from the following values available in the adjoining option list e CLSTIME Time by which funding payment must be credited with confirmation to the CLS Bank s account at the central bank expressed in CET e RNCTIME Time at which a TARGET payment has been credited at the receiving central bank expressed in CET e SNDTIME Time at which a TARGET payment has been debited at the sending central bank expressed in CET Instruction Code Details Instruction Code 1 to 6 Specify the instruction codes here You can add a maximum of six instruction codes However you cannot repeat any code that has already been specified The options available are e CHBQ e TELE a 80 ORACLE 5 5 9 e PHON e PHOI e REPA e INTC e TELI e SDVA e PHOB e TELB e HOLD e CORT Envelope Contents Envelope Contents 1 to 6 Specify the envelope contents here Viewing Charge Details Click Charges button in the Outward Cheques Clearing Details screen to view the charge details ad Charge Details Contract Reference Charge Association 10f1 E Creation ESN Component Rule Description Consideras Discount Waiver Accrual Required Charge Application 1 of41 creation ESN Component Tag Currency TagAmount Charge Currency Charge Amount Es m Consider as Discour Charge Liquidati
384. ystem displays an error message If the loan account is reversed then the system reverses the respective contract and proceeds with the following steps Ifthe instrument is collateralized then the system closes the collateral and pool created in ELCM module The system updates the contract status as Reversed The system reverses all accounting entries generated during the previous events og ORACLE 5 32 Reversal of Outward Retail Cheque for Clearing PDC Contract You can reverse the invalid contracts using Contract Input Outward Retail Cheques for Clearing PDC Screen by using the Reverse action button You can invoke this screen by typing RBDOCCNL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Outward Cheques Clearing Details Transaction Branch Code 000 H save i Hold Instrument Code Instrument Description Product Code Product Description Contract Reference Batch Reference Number Number Batch Sequence Number User Reference Number External Reference Number Version Number _4 MA WEW Clearing Other Details Counterparty Details CounterParty CounterParty Account Identification Number CounterParty Name f Account Branch Instrument Details Instrument Number Currency Instrument Date E gt Amount Local Currency Amount Other Party Details Other Party Identification E
385. zed amount is more than the instrument amount If the net realized amount is more than the instrument amount the system displays an error message For financed bills if the net realized amount is less than the loan amount then the loan has to be manually settled before liquidating the bill The bill can be liquidated after settling the loan If a bill is realized after the due date and the overdue principal penalty is accrued to the loan then the loan has to be settled before liquidating the bill The bill can be realized after settling the loan Other Bank Charges System computes and displays the difference of instrument amount and net realized amount as the other bank charges If the other bank charges computed is greater than the other bank charges tolerance amount then an override Calculated other bank charges is greater than the tolerance limit is displayed Collecting Bank Reference Number Specify a reference number which is provided by the collecting bank for payment The system liquidates the loan account and the bridge GL in the retail bill product is used as Dr Settlement Bridge GL for the loan account Bridge general ledger is debited and loan account is credited Capturing Additional Details A horizontal array of buttons are provided at the bottom of the screen for capturing additional details You can capture view the following additional details outward contract realization oe ORACLE 5 18 e A

Download Pdf Manuals

Related Search

Related Contents

く取扱説明書) ストープガード SG-N  netANALYZER API - Windows XP/Vista/7/8  DIRECTIVES GENERALES (à consulter avant toutes  DeLonghi HCO420FT space heater    BAT (Bleeding Assessment tool): instrumentación evaluadora de la  件 名 平成25年上半期(1月～6月)における火災及び救急概要    Philips Mini Vac FC6094  

Copyright © All rights reserved. Failed to retrieve file