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Homebanking 6.1 - Slovenská sporiteľňa

1. a irrevocable 000000 0653179730 0900 Date of receiving Date of maturity 01 07 2011 08 35 32 01 07 2011 29 06 2011 16 30 01 30 06 2011 26 06 2011 04 42 47 25 06 2011 26 06 2011 04 35 09 25 06 2011 26 06 2011 04 27 24 25 06 2011 20 06 2011 11 46 49 08 06 2011 12 20 34 08 06 2011 08 06 2011 12 12 38 08 06 2011 06 06 2011 09 11 19 31 05 2011 16 53 52 31 05 2011 Pre E rep a Fiter Print Eure Amount currency Status 0 05 EUR executed 0 05 EUR executed l 0 05 EUR executed l 0 50 EUR executed E 0 04 EUR executed 1 05 EUR O El 0 50 EUR executed E 0 01 EUR executed 0 04 EUR executed 3 00 EUR executed Dal Repeat the selected orders Older gt gt gt The status of an order will change after it has been signed by all authorized persons 23 52 e Withdrawing an order an order withdrawal must be signed by those authorized persons that have signed the order e Cancelling an order an order that has not yet been signed may be cancelled only by the person that has typed the order 6 3 Applications By using published applications you may ask the bank e g for e transferring an account to a package of products and services issuing a payment card permitting increasing cancelling an authorized overdraft issuing a credit card increasing the total credit limit of a credit card consulting about a loan establishing electronic banking servi
2. e g you may stop paying for meals for your school child during the summer holidays etc 6 6 Collection Consent The introductory screen shows an overview of existing collection authorizations which you may change or cancel H If you wish to change the maximum amount of a collection authorization you should make a change to that consent If you wish to change a counteraccount or any of symbols then cancel the particular collection authorization and give a new one 40 52 You may give a new collection authorization by clicking the button Enter consent to collection Dem Ee Tite AA Receiver Collector selection ayie Selection from a predefined payments no predefined payments exist Prefix Number Bank IE Bank code mo H Symbols Variable symibol 00 Specific symbol e Definition Begin of vali 00 m Maximum amount N EUR The collection will be carried out only if the collector claims an amount equal to or lower than the defined maximum amount Message for receiver Zost va znakov 140 Security device Security devices FT GRID card SMS key fe Electronic personal key EPK Name ts sole purpose is to simplify your orientation in the list of collection authorizations Optional datum Selecting the collector If you wish to give a collection authorization in favour of any of the collectors listed below select it from the pop up menu e Express finance s r o
3. stredie 2 Testovaci Wet Test Jednorazowy prikaz cer Telebankin l 01 07 2011 1 20 EUR 000000 0011622288 0900 stredie 2 Testovac et Trvaly prikaz na uhradu 01 07 2011 1 01 EUR 000000 0011622388 0500 stredie 2 Testovaci et Bezhotovostn vklad 20 06 2011 5 00 EUR o 000000 0011622388 0600 stredie 2 Testovac et En e If you wish to view the previous transactions click the button e You can view transactions made over the past four hundred days e lf you have a newly established IB service transactions made within six months before the establishment of the service will be displayed e We offer you the possibility to print the transactions just viewed on the screen by clicking the button e By clicking the button you can export the viewed transactions and use them in your accounting Downloading files e Select the option save on the disk and confirm it e Select the file name and location on the disk e After clicking an exported CSV structured text file will be created the items have various lengths and are separated from one another by a semicolon The items are viewed in the following order Value date Account prefix Account number Counter account prefix Counter account number Counter account s bank code Counter account name Amount Currency Exchange rate Account balance 46 52 Transaction description Variable symbol Constant symbol Specific symbol
4. If you wish to receive a statement again click the icon After checking the data of your reguest for a statement in the next window click You may check the status of the processing of your reguest in the Account Details EB Orders item Definition of statements By sending electronic statements we keep you informed of transactions in your account in the format and freguency reguested by you You can define new or change existing reguirements for statement generation only if your Mailbanking service is already activated We can send you statements formatted as follows e electronic statement HB formatted statement ABO formatted statement CC formatted statement MT940 formatted statement An electronic statement has a text structure If you wish to work further with the content of a statement for example in your accounting then we recommend you to use HB ABO or CC formatted statements Sample statements are publicized on our website www slsp sk You will find them in the menu through PERSONAL FINANCES ELECTRONIC BANKING MAILBANKING The frequency of sending statements may be daily or monthly When using the ABO and CC formats select only the daily frequency If you select an incorrect combination of the format and frequency the system will notify you With the daily frequency we will send you a statement to the specified address if there was at least one transaction in your account on the previous day If the system did
5. KO M amount ID M identifier of primary document UD O 1 debit account AD O debit account analytics II DI O 1 debit identification UK O 2 credit account AK O credit account analytics II KI O 2 credit identification EC O economic character of the payment ZD O message for the debit side ZK O message for the credit side ZP O message for beneficiary s bank AV O message for the client of the beneficiary bank 31 52 1 2 one of selected fields must be present ITEM OF TYPE 51 CHECK ITEM field mandatory optional description HD M tem heading IN M interval of validity of check item S1 O check amounts for type 1x 52 O check amounts for type 2x 53 O check amounts for type 3x S4 O check amounts for type 4x Sb O check amounts for type 55 S6 O check amounts for type 6x S7 O check amounts for type 7x S8 O check amounts for type 8x If a check amount is not stated for a particular type it is considered to be zero ITEM OF TYPE 52 DAILY ACCOUNT STATEMENT IN CLEARING CENTRE field mandatory optional description HD M item heading ZN M heading of account statement in SLSP a s KV M end of account statement in SLSP a s ITEM OF TYPE 9x FREE FORMAT OF AN ITEM field mandatory optional description HD M item heading VF M area for the user Note An item of type 91 is used for conveying messages to other party on the bank bank level A type 95 item is a free format A type 99 item is a
6. a and to the other banks involved in the execution of the payment will be borne by the payment beneficiary e SHA the fees payble to Slovensk sporite a will be borne by you and such fees will be debited to your account Slovensk sporite a will send the full amount of the payment to the beneficiary The fees payable to the other banks involved in the payment execution will be paid by the beneficiary and such fees will be collected from the amount of the payment The beneficiary will receive the payment less the fees paid to the other banks involved in the payment execution e OUR the fees payable to Slovenska sporite a and to the other banks involved in the execution of the payment will be borne by you The fees paid to Slovenska sporitelna will be debited to your account The fees payable to the other banks involved in the payment execution may be debited to your account on the day the payment is made if Slovensk sporite a knows the amount of the fee or later after the other bank s expenses have been actually demonstrated e Payment specification optional datum State the payment details agreed with your business partner so that he can identify the particular payment the maximum extent is 4 x 35 characters including punctuation marks and gaps When paying by cheque leave this box blank because the cheque form cannot pass the information about the payment specification to the beneficiary Note Some foreign banks cut short
7. a no later than on the value date by the time set by Publication If you give a same day payment order after the above deadline the system will notify you by an error message Impermissible Value Date for Receipt of a Cross Border Order You can give the same payment order with the value date on the next business day Payment orders may be given a maximum of 30 calendar days before the requested value date A payment order with a future value date may be cancelled by 24 00 o clock of the day immediately preceding the defined value date After you have correctly entered the details and designations of the certification object thereby confirming signing the order you may use the functions described below By clicking you will formally check the payment order and you will be asked to confirm sign it If you do not sign a checked order it will be marked prepared Such order can be signed later or cancelled An order will not be executed until signed You can return to a prepared order by selecting the ACCOUNT DETAILS EB ORDERS item where the order will be saved in the prepared status If you have decided to confirm an order click the icon in order to open the window for selecting a certification object The last step is signing the order by entering the required code or cancelling it this function will assign a prepared payment order to an EB ORDERS list where it will wait for subsequent signing by you or by other authorized persons
8. optional numerical datum Prefix of the counteraccount account of the payment beneficiary a maximum of 6 digit number 11 52 separated from the account number by a dash If the counteraccount has no prefix it is not necessary to type nils in the field Number mandatory numerical datum Number of the counteraccount account of the payment beneficiary a maximum of 10 digit number Bank code optional datum Counteraccount s bank cade account of the payment beneficiary a maximum of 4 digit number The code can be typed or selected from the pop up menu according to the bank name Amount mandatory numerical datum An amount can contain a maximum of two decimal places separated by a decimal point full stop or comma If the amount is an integral number the zero part after the decimal point need not be typed The amount of a payment cannot exceed a payment limit set by you upon selection of your security object specified in the document Application for and Agreement on Providing and Using Change in Providing and Using Electronic Services If currency conversion is necessary the payment is to be made in a currency other than the account currency conversion limits for a payment EUR 25 000 and for a day EUR 66 000 will also apply The daily conversion limit applies to a client and not to a specific account Currency mandatory selection It enables to select the currency in which the payment is to be made lf the paymen
9. 6 4 1 2 Structure of Clearing Formatted Data Record 1 STRUCTURE OF ITEMS The items are in the form of signs The signs are represented by the ASCII code The individual items consist of fields Each field starts with a field identifier and ends with a separator A field identifier consists of two signs denoting the field type and is terminated by a semicolon A field identifier may be situated in the beginning of an item or after the separator of the preceding field The separator consists of the sign couple CR LF two signs with hexadecimal values ODh and OAh Each item starts with the field HD The individual fields consist of sub fields The sub fields are separated by a gap hexadecimal value 20h The sub fields where a gap may be part of the field have separators composed of the sign couple CR LF and three gaps The other gaps are ignored Individual sub fiels are mandatory or optional depending on the field type see O Schematic illustration of the structure of an item Field 1 Field 2 start of end of gap end of tem field 1 or CR tem LF and three gaps If the items are not specified exactly in accordance with the structure above the particular item or the entire data file will be rejected due to a formal error FIELD DESCRIPTION For the specification of the character and format of sub fields the following explanation applies Sub field character n numeric characters only 0 9 a alphanumeric characters A Z a z
10. A term deposit will carry interest at the rate set by publication Information on interest rates for respective types of term deposits is available in our website www slsp sk The bank does not draw up any written documentation for such established term deposit Opening af term deposit in a Deposit Account EF Bree Blocking time Repetition Term deposk for 1 moriti with possible premature windrawal rja Repetition e no single term deposit yes Handling of interests the Maturity Date Handling Crediting to the superior Account Gross up principal Amount of term deposit principal Amount Fu 4 EUR Security device Security devices Z GRID card SMS key Electronic personal key EPK Opening a term deposit account as part of the product SPOROZro EURO lt 26 is only allowed by an adult account holder This condition also applies to disposing with an account by an authorized person legal representative Lock up period of a deposit Select the product type from the pop up menu which suits your preferences All term deposits established through EB services may be redeemed early which means that you may cancel the deposit early at any time during the lock up period However your interest rate will be reduced The interest rates for deposits withdrawn early is set by publication 42 52 Renewal of a Lock Up Period You can select one of the two options described below e No a one off term deposit after the
11. Cancellation attribute Note Statement number Identification of counter account 1 Identification of counter account 2 Identification of counter account 3 Identification of counter account 4 Message for beneficiary 1 Message for beneficiary 2 Message for beneficiary 3 Message for beneficiary 4 If you wish to view an overview of transactions with certain specific properties use Filter Turnovers filter Predefined filters Predefined filter Dates Settlement day from 000000 34 Settament day to a Amount Amount uri ikered Currency al v Credit debit E Debits and credits Credits E D bi By limiting filtered values the selection of the displayed values will be more accurate Choose from pre defined payment pre defined payments do not exist Prefix Number Bank Bank code Constant symbol Variable symbol Specific symbol Other filter criteria Fe charges F cards transactions from EB others Statement number Outcome paging setup Displaying method E Display all tumovers on one page Page tumovers in 10 41152 rm Ed rep one of the dates is obligatory one of the dates is obligatory You can create your list of pre defined payments via the Enter only numerical values Enter only numerical values 7 2 EB Orders This part displays payment orders given by you through electronic banking services and possibly also an overview of other active transaction
12. orders with a future value date e pending collections the beneficiary has sent an order that cannot be executed because the funds in the account are insufficient or because the order exceeds a limit set by you e executed and unexecuted orders given via electronic banking services by any authorized person since your last login e pending orders given via EB services orders with a future value date given via the EB services The main site displays those accounts that you have marked as favourite in the Account field In the Internetbanking main menu you can work with the fields below SLOVENSKAS SPORITELNA tra tudentsk klub Factoring Leasing Asset Management verov katalog Hlaun str nka ty Karty Klient Inform cie Kurzov l stok Sporopay ACCOUNTS list of accounts that have been made accessible to you upon your request CARDS list of your payment cards CLIENT information on your contact details you can change some of the data INFORMATION news in the field of electronic banking services overview of frequently asked questions and if you have any questions possibility to communicate with the bank via the Kontakt field EXCHANGE RATE LIST current exchange rate list archives of exchange rate lists SPOROPAY list of Internet merchants 5 1 Cards Overview of the client s payment cards Basic information is stated on each card By clicking Card Type you will view all basi
13. 10 n second level analytic account specific symbol The subfield identifies in more detail the payment for the beneficiary DI DEBIT IDENTIFICATION M 4 35x identification in words of the remitter whose account was debited This field is mandatory for payments between clients of interbank payment system unless the UD field is filled in For payments between clients at least one of the fields UD or DI must be filled in lf both these fields are filled in DI is for information only Kl CREDIT IDENTIFICATION M 4 35x identification in words of the payment beneficiary to whom the funds are to be transferred This field is mandatory for payments between clients of participants in the interbank payment system unless the UK field is filled in At least one of the fields UK or Kl is mandatory for payments between clients If both these fields are filled in then the KI field is for information purposes only ZD MESSAGE FOR DEBIT SIDE M 10n identification for an automatic processing of the debit side variable symbol The field identifies to the remitter the purpose of the payment in more detail ZK MESSAGE FOR CREDIT SIDE M 10n identification for an automatic processing of the credit side variable symbol The field identifies to the beneficiary the purpose of the payment in more detail ZP MESSAGE FOR THE BENEFICIARY S BANK M 435x unspecified field The field serves for transferring information from the remitter s bank to the bene
14. 7 TERMIDEROSIT ME aa EE bni 42 6 8 STATEMENT Sa doo au mele eatecher 44 6 9 NOTIFICATIONS ant EE GE Ge e b do ds ee A ee o A e de 45 6 9 1 SMS CONTE A A oat waste oe NE k ve NE a eg 45 6 9 2 Emal OLS 0 un Ne a Ne Oe k o ve S ke IOS 45 ACCOUNT DETAIS ir A a k a GR EG 46 7 1 APR AIS GTO NS a o e a e e e Ee ii and 46 7 2 EB ORDERS SE OE EE DE Ge a en a a E o ah oe ea ed 48 7 3 DETA ES ER EE O EG DE N A O A ATE ROE RE AI ADR A ONA ca 49 7 4 OVERVIEW OF ACCOUNT EABDSE e A 49 SETTINGS s a k vi 51 8 1 PRE DEFINED PAYMENTS ee ER be ee ee Es ee rn ee a Ge dada rn ar 51 8 2 IMPORT CONFIGURATION sosa lia 51 COCO Eine 52 2 52 1 Basic Characteristics of the Service The Internetbanking service IB enables you to establish contacts with the bank via the Internet public network and to interactively operate accounts The Internetbanking comprises sending domestic and foreign payments sending fast domestic and foreign payments import of payments from accounting file transfer sending a file with payment orders and or collection orders to the bank giving changing cancelling standing payment orders giving changing cancelling collection authorizations creating a list of pre defined foreign and domestic payments establishing cancelling an SMS courier or an e mail courier defining and repeated sending e mail statements to a client via the Mailbanking service group signing of payment orders by several authorized persons re issuing and changing
15. Orange Slovensko OSBD Martin Petit Press subscription of newspapers and journals Poistov a SLSP a s Slovak Telekom a s Slovensk posta S p regional office Bratislava Slovensk posta p regional office Central Slovakia Slovensk posta p regional office Eastern Slovakia Slovenska posta p regional office Western Slovakia Slovensky plyn rensky priemysel Spr va majetku mesta Partiz nske Property management of the town of Partiz nske Stredoslovensk energetika a s T Mobile Slovensko a s Press subscription for Slovensk posta Z padoslovensk energetika a s ZSE After selecting a particular collector you will define your consent to a pre defined template which meets the specific reguirements of each collector Additional data necessary for a correct definition of the consent are available in the documents which you have received from the particular collector e g an invoice contract collection bill etc The collector from the above list to whom you have given a collection authorization will be automatically notified about it by the bank The time of making the first collection depends on how fast this information is processed by the collector If you give a collection authorization in favour of other entity e g UPC water companies Vychodoslovenska energetika etc the entity must be notified of your collection authorization and of the account number to which its collection call should be sent The
16. Repetition T Repestsble Number of days oOo J By a configuration file you will specify the positions of the individual data of the payment order in your input data file The input file with payments or collections should be a text file where each order is entered as one sentence The import itself actually is a conversion of your file to Internebanking structures so that the bank can process it 22132 6 2 3 2 Importing Foreign Payments The application enables to import HB formatted foreign payments this format is described in Chapter 6 3 File Transfer Import of foreign payments from the file Format of input file Format of input file HB rit A File Input file Type of payment order Maturity fe Value date from file Actual Future Urgent fe no yes from file 6 2 5 Signature Groups After creating a signature group the authorized persons may sign and send payment orders only together the amount of such payment cannot exceed the limit set for the particular group and the lowest limit set for each authorized person s security object A separate signature group is defined for each single account e Signing an order Orders that are to be signed by a signature group are viewed in EB ORDERS and their status is waiting for signature List of orders from EB Type of order Order description batch number 4 266 053 Payment order current irrevocable 000000 0011622358 0900
17. address 7 0 by cheque for personal takeover Mark the required realization method Recipient Account mumbenIBAN a Name A Enter name of account name and surname or name of company Street gt gt City A ELE Choose a value Recipients bank BIC SWIFT code NM Used for clear identification of the bank in international payments system CC code TT a Banks national clearing code Name EK Street VA City A awie 4 14 52 Payment Amount Date of maturity ET Enter maximum 30 days prior to the required due date Payment title 4 Choose other code than 100 Use the code 100 only for Payments in EUR MOOSE awale currency into countries of EEA Urgent payment T Urgent Urgent payment is changed in line with Fees borne by Fees borne by Payment specification SHA fees in SLSP are paid by the ordering party the fees of foreign banks are paid by the receiver OUR all fees are paid by the ordering party the List of Fees and Changes Payment specification id REEDE eras Pd which your partner will be able to dent the specific payment Po N ta Notices to the bank Notices to the bank ss lf you marked the possibility Po leader a instruction for SLSP a s e g agreed Po spot rate Confirmation for the receiver Confirmation for the receiver 7 Confirmation Sending payment confirmation by fax is charged in fine with the List of Fees and Changes Contact person Contact pers
18. check item 51 and must be uninterrupted KS PASSWORD FOR VERIFYING AUTHORIZATION POWERS M 10a text for authorizing the power to make a payment ZV ACCOUNT STATEMENT HEADING IN CLEARING CENTRE E currency The subfield is used for saving the currency code of the funds being transferred 7a identifier of the bank to which the statement applies 1 n account code Permissible characters are 0 for a statement of accounting items and 1 for registration of non accounting items notices 8 n date on which the account statement was compiled and sent to the clearing centre in the format YYYYMMDD statement s sequential number since the start of the year Two same numbers cannot occur in the bank 4n statements sequential number in the day Two same numbers cannot occur on one day in a bank 17n account balance 1 x plus or minus sign of the balance The sign denotes a credit balance and the sign denotes a debit balance of the account 1 a type of balance Permissible characters are R denoting the initial balance i e balance since the last closing of the books and A denoting the current account balance i e the 29 52 EE s SS S Co initial balance plus subsequent transactions until the moment the statement was compiled PV ACCOUNT STATEMENT ITEM IN CLEARING CENTRE 3 a currency The subfield is used for saving the currency code of the funds in the account 7a identifier of th
19. fast payment can only be filed if the beneficiary s account is with other banking institution and only on the bank s business days The order will be executed on the value date Such payment order will be processed on the same day from the moment the funds are debited to the client s account with Slovensk sporite a to the moment the funds are credited to the beneficiary s counteraccount with other banking institution e Repeat If the account balance is lower than the amount of a payment order then the order can be automatically repeated by selecting the payment type repeated In such case the number of days must be specified a maximum of 14 repetitions The Repeat attribute can be assigned to a current and a future order A future revocable repeated payment can be cancelled no later than 24 00 o clock before the defined value date irrespective of the repetition days The next step is the selection of a certification object GRID card SMS key EPK by which you will confirm sign a payment Security device Security devices GRID card SMS key Electronic personal key EPK Add to predefined Prepa signing Before signing the payment please check whether you have entered in particular the field IBAN correcthy as instructed An incorrect IBAN value may result in the fact that the payment will be realzed as standard foreign payment in line with the List of Fees and Changes After you correctly enter the details and d
20. interest is added to the principal amount of the term deposit the full amount is transferred to the parent account and the term deposit is cancelled automatically e YVes i e aterm deposit with renewals enter the number of renewals in the blank box If the number of renewals entered by you is 1 then after the first crediting of the interest the term deposit will be renewed once again but with a new interest rate in effect on the renewal date Then upon completion of the lock up period and transfer of the capitalized amount to the parent account the term deposit will be cancelled The maximum permissible number of renewals is 9999 If you do not wish to limit the number of renewals leave the number of renewals box blank Method of handling interest on maturity date The principal amount and interest earned on a one off term deposit will be transferred to the parent account If you have opted for a term deposit with renewals and for an increase of the principal amount then upon each renewal of the lock up period the interest earned will be added to the principal amount for the new lock up period Alternatively you may decide to have the interest credited to the parent account which means that on the renewal date the interest earned will be transferred to the parent account and the original unchanged principal amount will remain locked up in the term deposit carrying interest at the rate in effect on the renewal date Amount of a depo
21. must be in the issued status and the remaining term must be at least 2 months Explanation of terms e Current value the amount valid for particular types of limits on the current day in accordance with agreed conditions e Maximum limit maximum permitted limits for a particular type of payment card e New value changed amount for particular types of limits A change may only be made up to the amount of the maximum permitted limit stated in the next column Making a limit change e Select the type of the limit that you are going to change If you wish to change more than one limit type make the changes simultaneously You will pay only one fee for all changes confirmed by one signature If you confirm sign each limit change separately then your account will be debited a fee in accordance with Slovensk sporitel a s Charge List Card transactions You can make these transactions with your card Withdrawal cash withdrawal via an ATM Payment one oif order executed via an ATM in a self service zone Status the disposable account balance is viewed through ATM Transactions after entering a time interval from to account transactions in that period will be displayed and may be printed in a self service zone Payment non cash payment for goods or services may be made in a retail network POS possibility of cash withdrawal in the bank STATEMENTS statements can be repeatedly printed in the self service zo
22. not record any change in your account the statement will not be sent If you have selected the monthly frequency we will send you a statement of your account on the first day of the new month 44 52 6 9 Notifications 6 9 1 SMS Courier SMS courier is an on line information about an above limit transaction in an account You may set a limit arbitrarily minimum limit set by the bank is EUR 3 The bank will send you an SMS message immediately after a transaction greater or equal to the defined limit is made in your account Structure of an SMS message in each message you receive the information whether it was a Card Payment Card Withdrawal Account Transaction or Reservation in the Account Each message states the transaction amount disposable account balance and for some card transactions also the last four digits of the card number and the POS ATM name The service can only be activated if you already have access to the services SMS banking or Mobilbanking If you do not have active some of these services and wish to activate the SMS courier you can do so by completing an Application for Establishing Electronic Banking Services for a Mobile Phone Chapter 6 3 6 9 2 E mail Courier E mail Courier is an on line information about an above limit account transaction You may set a limit arbitrarily minimum limit set by the bank is EUR 3 The bank will send you an e mail message immediately after a transaction greater or equ
23. payment card limits opening and cancelling a term deposit and making additional deposits to it 2 Security Security of login to the IB application and of sending payments to the bank is ensured by using security objects which unequivocally identify the client and ensure its secure communication with the bank The basic security objects used in Slovensk sporitelna include e Password The login password consists of a combination of a minimum of 8 digits It is generated by the bank s security server By the password you will log in to the IB application You can change this number at any time The application will only permit 3 incorrect passwords Further login attempts will be permitted by the system after 30 minutes e GRID card Formatted just like a payment card it contains a table 6 columns x 6 lines Each of the 36 fields contains a 4 digit code that is used by the client to confirm a transaction e SMS key lt is a code generated by the bank s equipment and then delivered by way of an SMS message to the client s mobile phone specified by the client upon activation of the SMS key lt is a 10 digit numerical string that is valid for 5 minutes after its generation e EPK electronic personal key This instrument ensures good data protection in communication with the bank It ensures a safe login to the IB SLSP application and a safe signing of payment orders Upon each login an EPK generates a one use authentification code that becom
24. the transferred amount to the account of the final beneficiary it gives confidence to your business partners as it eliminates any fees payable to the intermediary institutions the beneficiary s bank abroad will receive the full amount of the transfer and will credit the transferred amount to the account of the final beneficiary subject to the conditions applicable to domestic transfers it gives confidence to you as the extensive standardization and automated checks eliminate the possibility of making a payment with incorrect data it reduces the probability of a delay return of the payment by the beneficiary s bank additional fees relating to a complaint or the need to process the payment manually by the beneficiary s bank Pre Her IMPORTANT NOTICE a When sending standard payments in domestic currency EUR to another financial institution within Slovak republic and in foreign currency within accounts maintained in Slovenska sporite a please use the form for domestic payments Selection from pre defined payments Predefined pay ment Not existing predefined payments Method of payment execution Method of payment execution 5 SWIFT the required method of Recipient IBAM A 4 Internationalhy standardized form of Name m Recipien s bank BIC SWIFT code U d Used for clear identification of the bank in international payments system Payment Amount po e 4 EUR For payment transactions abowe EUR 20 000 a charge wil
25. used for accounts maintained in both the local or a foreign currency e asent file relating to a local currency account may contain payment orders or collection orders to from accounts with Slovensk sporite a or other banking institution e a sent file relating to a foreign currency account may only contain payment orders to accounts with Slovensk sporite a e a file cannot contain orders with currency conversion i e a local currency account can only be used for sending payments in the currency EUR and a foreign currency account can only be used for sending payments in the currency of that account e one file can contain only payment orders or only collection orders Mixed batches will be rejected by the application 24 52 e by using the File Transfer service you can import to the Internetbanking files formatted HB CC ABO XML KM or any text file defined by a configuration file e one file must have defined the same remitter s account number e payment orders in one file can have defined various value dates e no order in a batch can be cancelled You will import a batch to the IB where it will be signed by all authorized persons After a File Transfer batch has been sent for processing to the Bank Information System its status in the overview of EB orders will continue to be executed However the actual execution of individual payment orders should be verified in the statement for the requested value date of the particular
26. 0 9 X any character from the permitted scope except for the separators CR LF and EOF Sub field format is expressed by numerals n length m number of lines nn maximum length nn nn length from to nn fixed length mm nn maximum number of lines maximum length Sub field designation M mandatory sub field O optional sub field HD ITEM HEADING M 2 n type of item M 8 n date on which the item was created in the format YYYYMMDD It can be a maximum of 10 days before or after the date set in the clearing centre All items in one block must have the same date M 7a identifier of the bank or third party that created and sent the item see the note M 6n input identification seguential number lts purpose is identification of the item in the databases of the remitter s bank In check items of type 51 it can have the value 0 Two same numbers cannot occur on one accounting day each number must be unique In one input logical block the items must be ordered by this number in ascending order and the order must not be interrupted by gaps this is checked during the processing M 7a identifier of the beneficiary s bank if the item was sent by a bank or identifier of the remitter s bank if the sender is a third party see the note 26 52 O Note output sequential number of the item lts purpose is the identification of items released by the clearing centre lt can only be entered by the clearing centre for retur
27. 020010675 UD 11622358 Ustredie 1 AD 333 UK 11622366 Ustredie 2 Testovac AK 333 EC 808 ZD 3333 ZK 3333 AV pokusny merchant HD 11 20031030 0900 8 0900 KC 500 20031030 EUR 20031030 ID 20031030 0007022010075 UD 11622366 Ustredie 2 Testovac AD 555 UK 11622358 Ustredie 1 AK 555 EC 808 ZD 5555 ZK 5555 AV Pokusny merchant AG HD 52 20031030 0900 9 0900 ZV EUR 0900 0 20031030 54 1 34478 R KV 8 900 700 34278 R HD 51 20031030 0900 0 0900 IN 1 9 S1 8 1600 33 52 6 4 1 3 Structure of an ABO Formatted Data Record 1 Description of the ABO format for domestic payments SLSP a s UHL1 DDDDDDAAAAAAAAAAAAAAAAAAAACCCCCCCCCCNNNMMMPPPPPPTTTTTT lt CR gt lt LF gt 1 lt SP gt EEEE lt SP gt eeeppb lt SP gt bbbb lt CR gt lt LF gt 2 lt SP gt pppppp cccccccccc lt SP gt ssssssssssssss lt SP gt ddmmrr lt CR gt lt LF gt pppppp cccccccccce lt SP gt hhhhhhhhhhhh lt SPsvwwvwwwwwv lt SP gt 00bbbbkkkk lt SP gt SSSSSSSSSS lt CR gt lt LF gt pppppp cecececece lt SP gt hhhhhhhhhhhh lt SP gt wvvvvvvvvv lt SP gt 00bbbbkkkk lt SP gt SSSSSSSSSS lt CR gt lt LF gt pppppp cccccccccce lt SP gt hhhhhhhhhhhh lt SPsvwwvwwwwwv lt SP gt 00bbbbkkkk lt SP gt SSSSSSSSSS lt CR gt lt LF gt pppppp cecececece lt SP gt hhhhhhhhhhhh lt SP gt wvvvvvvvvv lt SP gt 00bbbbkkkk lt SP gt SSSSSSSSSS lt CR gt lt LF gt 3 lt SP gt lt CR gt lt LF gt 2 lt SP gt pppppp cccccccccc lt SP gt ssssssssssssss lt SP gt ddmmrr lt CR gt lt LF gt pppppp ccec
28. 10 n v account number SSSSSSSSSSSSSS 14 n v total amount of item group in hundredths ddmmrr 6 n f value date hhhhhhhhhhhh 12 n v amount of the item in hundredths vyvvvvvvvv 10 n v variable symbol bbbb 4 n f bank s routing code KKKK 4 n f constant symbol SSSSSSSSSS 10 n v specific symbol 34 52 Examples UHL1010296VSZ a s Kosice 0000037698001001000000000000 1 1501 001024 1200 2 110111 100050 010296 19 29313 10000 9601148 0002000008 1234567890 123123 20050 48 0012000308 41 4001 202150453 70000 1022232 0075000558 275 3 2 11009 2299009008 48600 020296 1011465 48600 1019069000 0081000308 0 3 5 UHL1100105Homebanking 6 1 2222222999929929999999929999 2 00000000110000 100105 000000 0182230164 000000 0182248954 000000010000 0000000111 0009000308 0000000222 000000 0182230164 000000 0000000123 000000020000 0000000111 0002000308 0000000222 000000 0182230164 000000 0000000123 000000030000 0000000111 0009000308 0000000222 000000 0182230164 000000 0000000123 000000040000 0000000111 0011000308 0000000222 000000 0182230164 000000 0182248954 000000010000 0000000111 0009000308 0000000222 3 5 6 4 1 4 Structure of an XML Formatted Data Record lt xml version 1 0 encoding UTF 8 gt lt root element zoznam prikazov na uhrady gt lt ELEMENT uhrady uhrada gt lt jedna uhrada gt lt ELEMENT uhrada vu predcislo vu_cislo pu predcislo pu_cislo pu kbanky ks vs ss
29. If this happens the term deposit will be cancelled e Cancellation of a term deposit a term deposit may be cancelled during a lock up period or on a term deposit renewal date If your term deposit is cancelled early the interest rate on the deposit will be cut to a level set by publication You can also apply for the cancellation of a term deposit in bank s point of sale The money from a cancelled deposit can only be transferred to the parent account Applications for transferring the money to other account cannot be executed In a point of sale you cannot make any cash or non cash transfers from this type of a term deposit to other accounts Explanations of terms e Lock up period of a deposit a period starting on the day the funds are credited to a term deposit account and ending on the day immediately preceding the maturity date e Renewal of a Lock Up Period number of repetitions of a lock up period renewals e Maturity date a date on which interest is credited to a term deposit and the money in the deposit can be freely handled It follows the last day of the lock up period e Method of handling interest on the Maturity Date the interest will be credited by the bank in accordance with your instructions 43 52 o tothe principal amount i e to the money deposited in the term deposit o to the parent account In such case the new locked up amount of the term deposit will remain unchanged the principal amoun
30. Internetbanking User Manual SLOVENSK SPORITE A 1 2 3 5 9 Table of Contents BASIC CHARACTERISTICS OF THE SERVICE oes soen sas a VO vk Ro ha On b v N Rv na ee Ge Ge dee dee 2 SECURITY aida 3 GENERAL PRINCIPLES iz n N Se Na Ge S RE ERG eN Ge ONA Rete ETE eN Ee GE GE Can S ee EG n ed 4 3 1 GRAPHIC ICONS m 4 3 2 PROCESSING AN ORDER les e ee red e eo nea crei eo eee e N 4 3 3 HELP IN ROUBLES OO TNG o 4 LOG INGE EE aida A a N 5 4 1 PASSWORD LON td o 5 4 2 EBRIO N cn A ata 6 IB MAIN IMEI Nu 7 51 CA DE ED A eo ANE O A a A ree EEA HR MT A NEO RE Ar NORO 7 5 2 GEMENG ES A OD o o 7 5 2 1 Aaa o A O CO AA S CE O GE JO 8 5 2 2 Changing a PASSWORD ii o 8 5 2 3 WICSSOO OR EE EE ER NE ER oi RE EE OR EE 8 5 2 4 JOU A NS A A A AE 8 5 3 INFOR ON a 9 54 EXCHANGE RATE MS ad 9 5 5 O A II boli a eR ee dani Ti 9 ACCOUNT TRANSACTIONS os skede eo ee dv De GR AA daa 9 6 1 ACCOUNT DETAILS idad ee GE EG a tages a GE Ee 10 6 2 P ANVYMENT as 11 6 2 1 DOMestic PARE ER EE A a 11 6 2 2 EOI se ES Ee ae Ge EE EE EG Ee Ge ee a on 14 6 2 3 FOLCION FAVED ei Re Me I 14 6 2 4 aa ole ge onko kr LE A A EI LE AE A EE EE ane 22 6 2 5 SIanALUIE GFOUBS n REG ED EN E A AAA i 23 6 3 APPLUIERTIONS SA Re Ee De kn Na ovo a EES ee a ee De GE NE ee ER a ia 24 6 4 FILE TRANSFERI Se nce Ge ee GE E E A GE o 24 6 4 1 Description of Individual Structures ss a ee ee kel 25 6 5 STANDING ORDER s a Oe ie ee AD ee A sa 38 6 6 COHEETION S ON SE I Td dio ee 40 6
31. O value date may be daily weekly monthly quarterly semi annual or annual Weekly freguency value day is a numeric datum whose value may range from 1 to 7 depending on the day of the week on which you wish to have the SO executed Monthly freguency value day is a numeric datum ranging from 1 to 31 Quarterly frequency value month is a numeric datum ranging from 1 to 3 depending on the month in the quarter of the year in which you want to have the SO executed value day is a numeric datum ranging from 1 to 31 Semi annual frequency value month is a numeric datum ranging from 1 to 6 depending on the month of the half of the year in which you want to have the SO executed value day is a numeric datum ranging from 1 to 31 Annual frequency value month is a numeric datum ranging from 1 to 12 depending on the month of the year in which you want to have the SO executed value day is a numeric datum ranging from 1 to 31 You can restrict the validity of a SO by setting the maximum number of payments to be sent after which your SO will be cancelled automatically Total number of payments made If this item is filled in upon giving a SO the system will check the number of payments sent from the start of the cycle The SO will be cancelled automatically after the required number of payments has been sent Interrupting a standing order You may set a period of time when the execution of your SO will be temporarily stopped
32. T DETAILS EB ORDERS menu Enter payment order from an account Per Ee This form is for sending of payments in domestic currency EUR within accounts maintained in Slovensk sporite a and to another financial institution in Slovak republic in foreign currency within accounts maintained in Slovensk sporite a IMPORTANT NOTICE When sending payments in foreign and domestic currency EUR abroad or in foreign currency to another financial institution in Slovak republic use the form for foreign payments Selection from pre defined payments Predefined payment Predefined payments do not exist Counter account Prefix Number Bank 0000 d po d 00 4 Bank code Payment Amoulnt Constant symbol Variable symbol Oooo Specific symbol po Message for receiver Zost va Maximum four 35 characters messages for pay ment recipient znakov 140 Type of payment order Maturity fe Actual imevocable You can enter a payment order with future due date maximum 30 Future revocable days in advance Urgent pay ment O Urgent Urgent payment may be realzed only during the bank s business days till 12 00 Service is charged according to current List of fees and charges Security device Security devices GRID card OMS key Electronic personal key EPK Add to predefined Selection from predefined payments You can create a list of predefined payments through SETTINGS PREDEFINED PAYMENTS Prefix
33. ails agreed with your business partner so that he can identify the particular payment the maximum extent is 4 x 35 characters including punctuation marks and gaps Note Some foreign banks cut short payment details in their client s account statement or in a credit payment advice to a maximum of 2 x 35 or 1 x 35 characters including punctuation marks and gaps The data are also reduced if the payment is made trough local clearing systems abroad It is therefore recommended to agree 21 52 with your business partner that the maximum extent of the information for the beneficiary will be 2 x 35 or 1 x 35 characters including punctuation marks and gaps Contact person e Contact person the remitter who has given the order e Telephone number enter it in the international structure 421 XXXXXXXXX Foreign payment orders must be delivered to Slovenska sporite a no later than on their value date by the time set by Publication If you give a Same day payment order after the above deadline the system will notify you by an error message Impermissible Value Date for Receipt of a Cross Border Order You can give the same payment order with the value date on the next business day Payment orders may be given a maximum of 30 calendar days before the requested value date A payment order with a future value date may be cancelled by 24 00 o clock of the day immediately preceding the defined value date After you have correctly entered the detail
34. al to the defined limit is made in your account Message structure the message is sent in the text format The sender is Vypis slsp sk Vypis slsp sk and the e mail subject is designated as KURIER COURIER The service can only be activated if you have access to the Mailbanking service 45 52 7 Account Details 7 1 Transactions There are ten transaction items on one page A transaction that has just been made will not be viewed immediately but after the set time interval for transferring information from the bank information system e approximately 15 minutes The last transaction made in the account will be shown first Turnovers ami lem Per E Hep Turnover description Settlement day mount currency Ho Counter account prefix number bank Note Jednorazov prikaz cez Telebankim 04 07 2011 4 20 EUR 000000 0011822386 0300 stredie 2 Testovac et Jednorazo rikaz cez Telebankim 04 07 2011 1 01 EUR 0000001804 1410225600 Jednorazovy prikaz cez Telebankin 04 07 2011 2 30 EUR 000000 00116227388 0800 stredie 2 Testovaci et Trvaly prikaz na uhradu 04 07 2011 0 01 EUR 000000 0011622288 0600 stredie 2 Testovac u et Trval prikaz na hradu 03 07 2011 0 01 EUR 000000 0011622288 0600 stredie 2 Testovac u et Trval pr kaz na hradu 02 07 2011 0 01 EUR 000000 0011627388 0000 stredie Z Testovac et Bezhotovostn vklad 01 07 2011 0 11 EUR 7 000000 0011827388 0900
35. ank account number enables automatic payment processing by Slovenska sporite a and by banks in the EU and EEA If this number is missing in the payment instructions from our bank then foreign banks may charge Slovensk sporite a their increased costs resulting from the manual payment processing without the international bank account number IBAN Slovensk sporite a will debit these expenses to the remitters account lt is an advantage that the accuracy of the beneficiary s account number can be checked already by Slovenska sporitelna thereby eliminating a delay in sending the payment and additional costs charged by the beneficiary s bank for complaint or resulting from the return of the payment by the beneficiary s bank Name the beneficiary s first name and last name or exact name under which the account is maintained by the beneficiary s bank Beneficiary s bank mandatory datum The BIC SWIFT code of the beneficiary s bank has the standard ISO code structure eight to eleven characters and consists of the codes of the bank country town and the branch lt enables an unequivocal identification of the beneficiary s bank and automatic payment processing by Slovensk sporitel a and by foreign banks You can obtain the BIC SWIFT code from your business partner Payment Currency EUR Mandatory datum Amount state the payment amount up to EUR 50 000 Mandatory datum Value date state the requested business day on wh
36. answer to such collection call 41 52 from the collector is the execution of the collection Variable symbol VS A maximum of 10 digit number can contain only numeric characters lt serves the beneficiary for the payment identification Do not state a variable symbol for payments to T Mobile because it changes VS every month Optional numeric datum Specific symbol SS A maximum of 10 digit number lts purpose is payment identification by the beneficiary To identify a payment to T Mobile enter your telephone number to this box Optional numeric datum Maximum amount This is the maximum amount of transfers that may be collected from your account in one day in favour of a particular collector Mandatory numeric datum Message for the beneficiary A message of a maximum of 140 characters for the payment beneficiary Optional alphanumeric datum 6 7 Term Deposit The introductory screen contains an overview of term deposits which you have established from the account which you are viewing right now by using the electronic banking services and offers you basic information on the individual term deposits If you wish to get more detailed information on a particular term deposit click the term deposit account name By clicking the Add button you can establsih a new term deposit from the account which you are viewing A newly established term deposit will appear in the term deposit list after its status changes to established
37. ay be delivered just like payment orders for cross border transfers no later than on the requested value date by the time set by Publication Fees payable to SLSP for a specially regulated cross border transfer filed by a client see the charge list 19 52 Fees payable to other institutions involved in the execution of a transfer In the processing of a specially regulated transfer between the institutions involved in the transfer execution there are eliminated all fees payable to these institutions the beneficiary s bank will receive the full transferred amount and will credit the transferred amount to the account of the final beneficiary subject to the conditions applicable to domestic payments in that country Time for making a specially regulated transfer A guaranteed time for making a transfer is a maximum of 3 business days from debiting the remitter s account with our bank to crediting the transferred amount to the account of the final beneficiary abroad Advantages of a regulated payment Entering payment in EUR currency into countries of EEA it is much cheaper than normal transfers abroad particularly if carried out by using electronic banking services the amount of the fee for making such foreign transfer is the same as the amount of the fee for a domestic transfer it is carried out faster the guaranteed time for making such transfer is a maximum of 3 business days from debiting the remitter s account to crediting
38. c data about the card card limits and transactions permited for the payment card By clicking Change Re lssue you can apply for card re issue or you can cancel automatic card re issue By clicking Change Limits you can change the limits for your payment cards A change in card re issue of in card limits may only be made by the account holder 7 52 5 2 Client 5 2 1 Client Data You can change data by using the graphic icon by clicking it Contact information includes telephone fax mobil and e mail Mobile phone If you have acticated some of the mobile phone services we will send you SMS messages statement courier to the stated number which you can change if necessary E mail If you have acticated the Mailbanking service we will send you e mail statements to the stated e mail address which you can change if necessary Profile You can choose from the profiles simple extended and extended without SKK depending on what information about accounts transactions or EB orders you want to view Language You can use the Internetbanking in 3 languages Slovak German and English SMS key type You can change the content of a message for an SMS key A brief message contains an SMS key SMS key ID and type of the order A detailed message contains an SMS key SMS key ID type of the order amount of the order account and counteraccount 5 2 2 Changing a PASSWORD A password can be changed via the Internetbanking by cl
39. ces operated through a mobile phone An application is only intended for an account holder natural person for Bank Products specified by Publication and is considered as the Client s proposal to make an Agreement with the Bank on the terms and conditions stated in the particular application 6 4 File Transfer The File Transfer service enables a bulk processing of domestic payment orders or collection orders by using a data file The service is primarily designed for sending multiple payment or collection orders You should use this service particularly for sending to the bank a batch of orders with more than 100 items in such case the Import function cannot be used Import from the File Transfer file Erit E Her File Transfer function enables the mass processing of orders for realization of payment or collection in domestic payments system via a data file The file can only include 10 000 orders and the size ofthe file could be 3 MB at maximum If payment orders with maturity on current day are included in the file the file is to be signed until 9 30 pm Please check the realization of individual payment orders in the field Turnovers Order type Order type Payment orders Collection orders Format of input file Format of inputfile F HA ABO Clearing Configurable import XML C KM Files Input fle Po ad Encoding windows 1250 Import A file can contain a maximum of 10 000 items and 3 MG e the service can be
40. d batch 7 3 Details They provide information on those items that are reserved or pledged on bans frozen or pending payments direct debits and sent direct debit orders 7 4 Overview of Account Cards The introductory screen shows an overview of your payment cards and information on them By clicking the card name you will view detailed information on the selected card The card overview does not show the types VISA Excelent and Diners Club because these cards are issued for card accounts maintained by the Slovenska sporite a headquarters Card detail Re Issue If you wish to change a card re issue attribute automatic re issue of a new card make the change no later than 2 months before the card expiry date Changes may only be made by the account holder natural person Note When a card is repeatedly produced re issued the produced status is shown from the moment the request for production is filed But the re issued card is prepared for collection as late as the second half of the month in which the original card expires If you want to find out whether a card is 49 52 ready for personal collection please contact the point of sale where your account is maintained Cardholder s insurance You can apply for a travel insurance of holders of international cards by visiting the bank s point of sale in person The insurance is valid until the card expiry date Card limits Cash limit is the sum of money that yo
41. d is terminated by signs CR LF Terminology of files KM delivered to Slovenska sporitelna Kappmmddoooo xxx where a type of medium 1 collection KM 2 payment KM 3 KM standing orders pp identification code of Slovensk sporite a s branch which receives the payment The code is supplied by Slovenska sporitelna is downloaded from the configuration mm month in which the file was created also with initial nil dd day on which the file was created also with initial nil 0000 code company number assigned by Slovenska sporitelna xxx file s seguential number in the month period being processed Example 00002002000015115120050601200506010 32000000010140000000182248 940000000123090000000004560140000000182232020000000098 090000000 00654000000000100EUR0000000308200506011234567890123456789 32000000020140000000182248 9400000000000900000000000001400000001822336050000000000090000000 00000000000000200EUR0000000308200506011234567890123456789 3200000003014000000018224879400000000000900000000000001400000001822336050000000000090000000 00000000000000300EUR0000000308200506011234567890123456789 3200000004014000000018224879400000000000900000000000001400000001822336050000000000090000000 00000000000000400EUR0000000308200506011234567890123456789 510000000000000000000000000000400000000000001000 6 5 Standing Order The rere shows an overview of existing standing orders SOs which you can change or cancel LA If you wish to change a counteracc
42. e bank that was a business partner of the bank that received the statement 2 n type of item The subfield is used for identifying the type of the item to which debit and credit transactions apply 6n number of items The subfield is used for stating the number of the items of the type stated in the subfield item type that were sent to or received by the bank stated in the subfield bank identifier M 17n amount The subfield is used for stating the total amount of debit transactions in an account made through this item type in the bank identified in the subfield bank identifier M 1 x plus minus sign The sign denotes a credit transaction and the sign denotes a debit transaction in an account of the bank identified in the subfield bank identifier M 17n amount The subfield is used for stating the total amount of credit transactions in an account made through this item type in the bank identified in the subfield bank identifier M 1 x plus minus sign The sign denotes a credit transaction and the sign denotes a debit transaction in an account of the bank identified in the subfield bank identifier An exception is a received payment of types 13 23 payment cancellation on the basis of item type 33 43 reguest to cancel a payment lt S lt lt 44 KV END OF ACCOUNT STATEMENT IN CLEARING CENTRE M 6 n number of items in the statement M 17n total debit transactions in the acc
43. ececece lt SP gt hhhhhhhhhhhh lt SP gt wvvvvvvvvv lt SP gt 00bbbbkkkk lt SP gt SSSSSSSSSS lt CR gt lt LF gt pppppp cecececece lt SP gt hhhhhhhhhhhh lt SP gt wvvvvvvvvv lt SP gt 00bbbbkkkk lt SP gt SSSSSSSSSS lt CR gt lt LF gt pppppp ccccccecccce lt SP gt hhhhhhhhhhhh lt SPsvwwwwwwwv lt SP gt 00bbbbkkkk lt SP gt SSSSSSSSSS lt CR gt lt LF gt pppppp ceccececece lt SP gt hhhhhhhhhhhh lt SP gt wvvvvvvvvv lt SP gt 00bbbbkkkk lt SP gt SSSSSSSSSS lt CR gt lt LF gt 3I lt SP gt lt CR gt lt LF gt 5 lt SP gt lt CR gt lt LF gt Explanations UHL1 text string ALWAYS lt SP gt Space Bar 20h lt CR gt Carriage Return ODh lt LF gt Line Feed OAh x y z x field length y n numeric characters 0 9 a alohanumeric characters A Z 0 9 z f fixed field length v variable field length DDDDDD 6 n f date of creation in the format ddmmyy AAAAAAAAAAAAAAAAAAAA 20 a f abbreviated name of the organization CCCCCCCCCC 10 n f organization s number company registration number CIF Supplemented from left 0 NNN 3 n f starting interval of assigned numeric files MMM 3 n f end interval of assigned numeric files PPPPPP 6 n f assigned code TITITI 6 n f secret code EEEE 4 n f 1501 Payment 1502 Collection eee 3 n f seguential number of accounting file ppb 3 n f number of the organization s branch bbbb 4 n f bank s routing code pppppp 6 n v account prefix ccecececec
44. eipt EUR AUD SEK NOK DKK CAD CZK GBP HUF JPY PLN CHF HRK RON USD Value date state the required business day on which the payment should be debited to your account The latest permissible value date is 30 calendar days after the day on which the payment order is given Payment title select a 3 digit code to express the purpose of the payment Mandatory datum Note lf you leave the box blank or if you state the code 100 which identifies specially regulated transfers in the currency EUR of up to EUR 50 000 to a member state of the European Union and other countries of the European Economic Area then your order cannot be accepted for processing and the transfer will not be made Urgent payment by activating this check box you request to send urgently gt a foreign payment i e payment to an account with the beneficiary s bank with the value date shorter by one day than the standard value date For this service Slovensk sporite a charges a fee for urgent payment in accordance with its charge list in addition to the fee for foreign payment gt EUR payment in Slovakia Urgent EUR transfer in Slovakia For this service Slovenska sporite a charges a fee for urgent EUR transfer in Slovakia in accordance with its charge list Applications for sending an Urgent Payment are accepted by the bank until the time announced by Publication Note Since 1 January 2009 in accordance with the National Plan of Euro Adoption i
45. es invalid after use An EPK also enables the user to verify the bank s server When signing a payment the EPK will calculate from selected data of the payment order a certification code which you will send to confirm the payment order The bank s server will receive the payment data and will calculate from them a certification code and compare it with the code received from you If the codes are identical the bank will accept the payment order for processing the data have not been changed during the transfer Signature groups After creating a signature groups the authorized persons of a group may sign and send payment orders only together up to a payment limit set for such group and at the same time up to the lowest limit set for the security object of each authorized person A signature group is defined separately for each account 3 52 3 General Principles 3 1 Graphic lcons Here we are offering you an overview of graphic icons that you will use when working with the Internetbanking service favourite ones la Confirm the order l Repeatiheorder 3 2 Processing an Order The deadlines for receiving and processing orders are set by Publication If you give an order after a set deadline the application will report the error Missed Deadline for Giving an Order In such case you may repeat the order with the value date set on the earliest permissible date An order correctly confirmed by you will be sent for pr
46. esignations of the certification object thereby confirming signing the order you can use the functions described below By clicking the order will be formally checked and you will be asked to confirm sign it by entering the required code If you do not sign a formally checked order it will be marked prepared You can sign such order later or you can cancel it A prepared order will not be executed until signed You can return to a prepared order by selecting the item ACCOUNT DETAILS EB ORDERS where the order is saved in the prepared status If you have decided to confirm an order click the icon to confirm the selection of the certification object The last step is signing the order by entering the required code or its cancellation If you wish to give several payment orders create a list of orders and sign them by a single signature of the selected security object You will do this by pressing the Add to Multiple button Prepare for Signing this function will assign a prepared payment order to an EB ORDERS list where it will wait for subsequent signing by you or by other authorized persons with whom you have created a signature group for the account To Predefined by using this button you will transfer a completed order to a list of predefined payments as a template 13 52 6 2 2 Foreign By using Internetbanking Zahrani na you can execute foreign payment orders e in the local and a foreign currency abroad e in the l
47. ficiary s bank AV MESSAGE FOR A CLIENT OF THE BENEFICIARY S BANK M 450x unspecified field The field serves for transferring information from the remitter s bank or the beneficiary s bank to a client of the beneficiary s bank 91 TOTAL SUM FOR ITEM TYPE 1x 6 n number of items 17 n number of amounts lt lt S2 TOTAL SUM FOR ITEM TYPE 2x 6n number of items 17 n number of amounts lt lt S3 TOTAL SUM FOR ITEM TYPE 3x M 6n number of items 28 52 M 17 n number of amounts S4 TOTAL SUM FOR ITEM TYPE 4x 6n number of items 17 n number of amounts lt lt S5 TOTAL SUM FOR ITEM TYPE 5x 6n number of items 17n number of amounts S6 TOTAL SUM FOR ITEM TYPE 6x 6n number of items 17n number of amounts S7 TOTAL SUM FOR ITEM TYPE 7x M 6n number of items M 17 n number of amounts S8 TOTAL SUM FOR ITEM TYPE 8x M 6n number of items M 17 n number of amounts Note The Sx fields are optional unless the logical block of items contains items of this type Their purpose is checking by stating the number of items of a certain type in a logical block and the total sum of money being transferred by these items The fields are used in check item of type 51 IN VALIDITY INTERVAL OF ITEM 51 M 6n initial value of output sequential number M 6n final value of output seguential number excluding item 51 Note The sequence of input identification sequential numbers must be in a logical block secured by
48. for the remitter the bank s system automatically assigns the code of the branch that has cleared the item prefix Beneficiary s N_1 Ten numeric characters modulo1 1 remitter s account account 0 number number symbol symbol i Constant N 1 Ten numeric characters code list constant symbol e g for symbol 0 wages 0000000138 Value date Eight numeric characters value date of the payment clearing in the format YY YYMMDD Ten numeric characters modulo10 if the symbol is not available nils must be entered Four numeric characters code list code of Slovenska sporite a 0900 Ten numeric characters Twelve numeric characters amount in EUR that is to be cleared The last two digits are decimeal places Three alphabetical characters code list constantly EUR Zlo Z IS EE Remitter s C 2 Twelve alfanumeric characters remitter s identifier e g identity number identifier 0 O Co Remitter s C 3 Thirty five alfanumeric characters note 1 5 In output files for the remitter the bank s system automatically assigns the organization s registration number Remitter s C 3 Thirty five alfanumeric characters note 2 5 In output files for the remitter the bank s system automatically assigns the organization s name Message for C 3 Thirty five alfanumeric characters message for beneficiary beneficiary s 5 1 the datum is transferred to the beneficiary s bank ba
49. he account used for its better identification among the accounts displayed in the IB The name shall be displayed also in the electronic statement Name for Phone SMS pU2217 Mame of the account used for its better identification among the accounts in terms of the Phone Banking Services Glossary of terms Current balance is the full amount deposited in the account This information also includes time data The disposable balance need not be identical with the current balance The disposable amount may be egual to the current balance less a minimum balance reservations bans or pledged amounts Overdraft limit permitted overdraft in an account A minimum balance is the minimum permissible current balance A funds reservation lasts until sending the payment for which the reservation was made e g card payment card withdrawal from other bank s ATM A banned amount cannot be used until the ban is cancelled Funds are pledged upon reguest of the account holder or an authorized person An account is frozen if the bank learns in a credible way that the account holder has died The bank will freeze the account change the statement delivery method upon reguest and will impose bans on a bank payment card When an account is frozen the funds in it cannot be used A freeze also covers payments made in accordance with a standing payment order and consent to an automatically verified collection The outstanding account balance still carrie
50. he day on which the order was filed A payment order to other banking institution filed by 21 30 o clock will be duly debited to the client s account with the value date of the current day The transferred amount will be credited to the beneficiary s account with other banking institution on the next banking day The processing of orders received by the bank after 21 30 o clock is as follows Current irrevocable order it will be assigned to pending payments Upon completion of the night closing of the books and the change of the accounting date the order will be executed immediately if the account balance is sufficient Above limit order with conversion an order whose amount exceeds the equivalent of EUR 25 000 will not be executd after 21 30 o clock An order will not be executed if the account balance is insufficient A current order cannot be cancelled 12 52 e Future revocable The payment order will be executed on the day defined as the value date Value date The required value date of a future pending payment must be entered in the format dd mm yyyy d day m month y year or by clicking you will display a calendar from which you can select the required value date but no later than 90 days in advance Mandatory datum Revocable An order with this attribute can be cancelled via the Internetbanking or a Sporotel operator at 0850 111 888 no later than 24 00 o clock before the defined value date e Urgent payment A
51. ich the payment should be debited to your account The latest day that you can enter is 30 calendar days after the day on which the payment order is given Mandatory datum Payment title select a 3 digit code to designate the purpose of the payment Mandatory datum Note lf the transterred amount does not exceed EUR 12 500 select from the pop up menu code 100 to identify a transfer to the EEA member states in the currency EUR lf the transferred amount is between EUR 12 500 01 and EUR 50 000 select from the pop up menu a code other than 100 to designate the purpose of the payment in accordance with the applicable regulations of the National Bank of Slovakia Urgent payment by activating this check box you indicate that you wish to send the payment abroad to the beneficiary s bank account on the value date by one business day earlier than the standard value date is or an Urgent EUR Transfer in Slovakia TARGET2 Slovensk sporite a charges fees for this service in accordance with the Charge List The bank accepts the applications for an Urgent Payment until the time announced by Publication Customized terms if your contractual relation with Slovenska sporite a includes activated customized terms for the account from which you are sending a foreign payment then you can request these terms by ticking the Customized Terms check box when completing the payment order Payment specification optional datum State the payment det
52. icking Change Password via the bank s voice information system that you can contact by calling Sporotel at 0850 111 888 or by visiting a point of sale of Slovensk sporitelna When changing a password you must enter the currently valid password and the new one For security reasons the sceen displays asterisks instead of the characters typed by you and therefore the new password must be typed two times to avoid a typing error The changed password must be an 8 to 16 digit number lt cannot contain a numeric succession e g 12345678 or same numbers If you wish to use a password and the password option has not yet been activated apply for it in any point of sale of Slovensk sporite a where you will receive a PIN envelope with the password 5 2 3 Messages By messages the bank will keep you informed of all you should not overlook You can view the details of a message by clicking the message description 5 2 4 Journal The JOURNAL will provide you with an overview of your activities carried out via the electronic banking services login logoff payment made placing a standing order and collection authorization password change failed attempts if any etc Message details will be displayed after clicking the description of the item By clicking or you will view the previous or next page of items 8 52 5 3 Information News We offer you a chronological overview of news relating to the electronic banking services pro
53. ile 7 Existing configuration file 51 52 On the screen below it is necessary to define the setting of the configuration file Editing of the configuration file for import of payments Pie Er Payment data My account prefix My account number Counter account prefix Counter account number The first character HO O 4 The first character a W The first character d The first character 4 Lena JO tena 6 je tera EM ter s 4 Counter account code of the bank Variable symbol Constant symbol Specific symbol The first character Er 4 The first character 55 4 The first character 4 The first character 4 Lena JO tena 6 Je ar fo ja tera s 4 Amount Due date Currency Note The first character 4 The first character ma 4 The first character se 4 The first character 4 Length rr GM tera EM tera 2 Other settings Lines setup Date format Our currency The first line 4 A 1 Number af lines o 4 Hellers separator Number of decimal positions The number of free lines between payments 4 pom 4 4 Lines separator CRELF CR O LF Other Mass payment data Mass payment data Use common data for mass order The File Transfer data Bank code r Fill in the constant symbol 7 Fill in the variable symbol p Comment and order 1 Comment and order 2 Note for the receiver 1 Note for the receiver 2 The first character 4 The first character a 4 The first character d The first cha
54. ill be compiled Data records with a value date later than the end date will not be cleared various value dates may be in data records 3 5 6 export files for collection KM 0 after the first and last accounting 1 after a daily accounting 2 after the last accounting kel U alphanumeric 254 characters blank To be left blank gaps Data record record number starting from 1 N 2 N 6 Creation of N 1 One numeric character for payment KM constantly 1 C 2 54 1 Remitter s N 3 Three numeric characters code list the remitter always 1 branch enters 000 The branch code is automatically assigned by 36 52 the bank s system EE 1 Remitter s Six numeric characters remitter s account prefix is assigned 4 account by Slovensk sporite a prefix Remitter N 1 Ten numeric characters modulo1 1 remitter s account account 0 number is assigned by Slovenska sporitelna number Remitter s N 1 Ten numeric characters modulo10 if not available nils specific 0 must be entered symbol Bank code ga Four numeric characters code list code of Slovenska sporite a 0900 Ten numeric characters remitter s variable symbol lt may be the number of the remitter s department from which the payment has come Variable symbol oO Z Z A Beneficiary s N 3 Three numeric characters code list the remitter always branch states 000 In output files
55. l be collected in accordance with the List of Fees and Charges as for the cross border transfer Date of maturity Ja Enter maximum 30 days prior to the Payment title d For amount up to EUR 50 000 select code 110 For higher amount select 100 PAYMENTS WITH OPTIONAL PAYMENT TITLE E another code Urgent payment C Urgent Urgent payment is charged in line with the List of Fees and Charges Fees borne by Fees borne by SHA fees in SLSP are paid by the ordering party the fees of foreign banks are paid by the receiver Payment specification Payment specification Td RE MENE bh which your partner will be able to identify the given payment Maximum Loo er 20 52 Contact person Contact person CI mu Ordering party Phone number A 4 Enter in international structure HAITOODOOO Security device Beneficiary Account number IBAN optional datum The account number of the beneficiary in the IBAN structure must be stated by you for EUR payments to your business partners in the EU and EEA countries IBAN International Bank Account Number since 1 July 2003 all banks in the EU and EEA countries must notify IBAN to its clients You can obtain the international bank account number from your business partner An IBAN should be entered in the electronic form i e without gaps and without the word IBAN Example In writing IBAN DE89 3704 0044 0532 0130 00 Electronic form DE89370400440532013000 Note An international b
56. lo gt 0000000789 lt pu cislo gt lt pu kbanky gt 0900 lt pu kbanky gt lt ks gt 0558 lt ks gt lt vs gt 0000000002 lt vs gt lt ss gt 0000000000 lt ss gt lt suma gt 100 00 lt suma gt lt mena gt EUR lt mena gt lt poznamka gt import platby 2 lt poznamka gt lt datum_valuty gt 20 06 2005 lt datum_valuty gt lt uhrada gt lt uhrady gt 6 4 1 5 Structure of an KM Formatted Data Record A text file composed of three types of records a Introductory record the first record of a file It contains basic data on the originator b Data record records between the introductory record and the final record These records contain the details of the remitter s originator s individual payments c Final record the last record of the file It contains summary data of the remitter s originator s payments Introductory record Position Field name Item type tem description A Two numeric characters constantly 00 this code denotes record that the record is an introductory one re v ee number sporitelna a Company Ten numeric characters remitter s company registration registration 0 number number 1 Medium s start Eight numeric characters file start date date 2 Accounting A date composed of eight numeric characters it denotes the 7 end date date of the last payment clearance that is decisive for termination of KM accounting A final protocol of cleared uncleared orders w
57. making payments to the countries below state the national clearing code of the beneficiary s bank structured and typed as described below a Austria AT 5 digits b Germany BL 8 digits c Spain ES 9 digits d Italy IT 10 digits e United Kingdom SC 6 digits RECOMMENDATION If the beneficiary s bank is in an EU or EEA member state then the correct identification of the beneficiary s bank and payment routing just needs to state the beneficiary s bank BIC SWIFT code and IBAN formatted account number The CC code need not be stated because a rather detailed specification of the bank branch is obvious from the IBAN If the beneficiary s account is not stated in the IBAN format then the CC code must be stated in order to identify the beneficiary s bank in detail When making payments to the countries below state the national clearing code of the beneficiary s bank structured as follows f Australia AU 6 digits g Canada CC 9 digits h USA FW 9 digits 16 52 and the name address and CC code of the beneficiary s bank must be stated in the section Beneficiary s Bank Name exact and unshortened name of the beneficiary s bank The datum is mandatory if you do not state the BIC code Street registered office of the beneficiary s bank Optional datum Town the town where the beneficiary s bank has its registered office The datum is mandatory if you do not state the BIC code Country the country whe
58. message for a clearing operator Example HD 11 20031030 0900 1 0900 KC 100 20031030 EUR 20031030 ID 20031030 0007017010608 UD 11622366 Ustredie 2 Testovac AD 456456456 UK 11622358 Ustredie 1 AK 456456456 EC 808 ZD 123123123 ZK 123123123 AV Pokusny merchant AG HD 11 20031030 0900 2 0900 KC 100 20031030 EUR 0031030 ID 20031030 0007017010888 UD 11622366 Ustredie 2 Testovac AD 456456456 UK 11622358 Ustredie 1 AK 456456456 EC 808 ZD 123123123 ZK 123123123 AV Pokusny merchant AG HD 11 20031030 0900 3 0900 KC 100 20031030 EUR20031030 ID 20031030 0007018010935 UD 11622358 Ustredie 1 AD 456456456 UK 11622366 Ustredie 2 Testovac 32 52 AK 456456456 EC 808 ZD 123123123 ZK 123123123 AV pokusny merchant HD 11 20031030 0900 4 0900 KC 100 20031030 EUR 20031030 ID 20031030 0007019010369 UD 11622358 Ustredie 1 AD 456456456 UK 11622366 Ustredie 2 Testovac AK 456456456 EC 808 ZD 123123123 ZK 123123123 AV pokusny merchant HD 11 20031030 0900 5 0900 KC 200 20031030 EUR 20031030 ID 20031030 0007020010071 UD 11622358 Ustredie 1 AD 22222 UK 11622366 Ustredie 2 Testovac AK 22222 EC 808 ZD 22222 ZK 22222 AV pokusny merchant HD 11 20031030 0900 6 0900 KC 200 20031030 EUR 20031030 ID 20031030 0007020010277 UD 11622358 Ustredie 1 AD 22222 UK 11622366 Ustredie 2 Testovac AK 22222 EC 808 ZD 22222 ZK 22222 AV pokusny merchant HD 11 20031030 0900 7 0900 KC 300 20031030 EUR 20031030 ID 20031030 0007
59. n Slovakia the SIPS functionality processing of domestic priority payments has changed on the interbank payments level by transforming SIPS RTGS priority payments to TARGET2 Since 1 January 2009 a Priority Payment RTGS payment no longer exists in the domestic payment system and has been fully replaced by an Urgent EUR Transfer in Slovakia Mandatory requirements for typing a payment correctly Urgent EUR transfer in Slovakia e Method of payment SWIFT e Beneficiary s account number the account number is clearing or IBAN formatted 17 52 e Beneficiary s name first name and last name company name under which the account is maintained by the beneficiary s bank Beneficiary s bank BIC SWIFT code of the beneficiary s bank in Slovakia Currency EUR Payment title code 100 Type of transfer attribute Urgent Payment condition SHA It has been agreed that the only payment condition that can be used for an urgent EUR transfer is SHA e Customized terms if your contractual relation with Slovenska sporite a includes activated customized terms for the account from which you are sending a foreign payment then you can request these terms by ticking the Customized Terms check box when completing the payment order e Fees paid by mandatory datum By clicking the BEN SHA or OUR swith you will determine which party will pay the fees relating to the execution of the payment e BEN the fees payable to Slovenska sporite
60. ne 30 52 8 Settings 8 1 Pre Defined Payments If you often send payments to particular counter accounts you can pre define them In giving a payment order it is easier to specify the counter account by selecting it from a list of pre defined paymenis You may create a new pre defined payment in SETTINGS PRE DEFINED PAYMENTS by clicking Add The maximum number of pre defined counter accounts is 100 e You may pre define both domestic and foreign payments e You may pre define a payment simply by viewing the transaction detail in transactions and clicking To Pre Defined All transaction details will be automatically downloaded as a pre defined payment but you may change them e You may make achange to an existing item Hi clicking 4 e You may delete an existing item by clicking LA 8 2 Import Configuration By using the configuration file you will specify the positions of the individual details of the payment order in your input data file An input file with payments and collections should be a text file in which each order is typed as one sentence Import itself is the conversion of your file into the Internebanking structures that can be processed by the bank You will create a configuration file in Settings Import Configurations by selecting New Configuration File and confirming it by Save Editing of the configuration file for import of payments Per Ee Configuration file Configuration file 1 New configuration f
61. ned or outgoing items third party identifier see the note Banks are prohibited to fill in this sub field The clearing centre must fill it in only for returned items by entering here the identifier of the bank to which the original item should have been sent A bank identifier consists of a maximum of 7 characters from the Catalogue of ABIS Data Converters lt can be a numeric or alphanumeric code KC M EC UD UK AMOUNT 15 n amount The amount is stated without a decimal point The last two places express hundredths of the currency unit 8 n date in the format YYYYMMDD corresponding to the day on which the payment was debited to the client s account with the bank remitter 3 a currency This sub field contains the code of the currency whose amount is stated in the amount sub field 8 n date in the format YYYYMMDD that is used in the case of corrections to state the date since when the funds bear interest IDENTIFICATION OF PRIMARY DOCUMENT 8 n date of entry to the payment system in the format YYYYMMDD lt is the date on which the item was entered into the database of the bank s accounting system Usually it is the date on which the item was typed into the computer identification of an input transaction in the bank It is the number of the input transaction that was typed to the bank s accounting system Two same numbers cannot occur on one accounting day ECONOMIC CHARACTER OF A PAYMENT 10n nume
62. nk 1 statement In output files for the remitter about uncleared items Slovenska sporitel a will enter an error code in this field beneficiary s 5 2 bank 2 Final record Type of N_2 Two numeric characters constantly 51 The code shows record that it is the final record of the system Number of N_6 Six numeric characters number of data records payments payments The value is identical with the last sequential number in data 37 52 records Amount of ne Seventeen numeric characters the sum of individual payments payment data records The last two digits are decimal places Number of Six numeric characters number of data records collections collections The value is identical with the last seguential number in data records Sum of m Seventeen numeric characters the sum of individual collections collection data records The last two digits are decimal places Two hundred and fourty one alphanumeric characters blank Explanations 1 ltems marked asterisk are mandatory data 2 A data type states the data type itself and its length in parentheses The data types are as follows C type character may contain alphanumeric characters N type numeric may only contain numerals D type date date type containing nly numerals in the format YYYYMMDD 3 all N type items are completed with nils on the left all C type items are completed with nils on the right 4 Each recor
63. nsufficient liquidity return of an accounting item of type x4 due to insufficient liquidity return of an accounting item of type x5 due to insufficient liquidity debit side eer Y return of an accounting item of type x5 due to insufficient liquidity credit side return of an accounting item of type x7 due to insufficient liquidity debit side 68 return of an accounting item of type x7 due to insufficient liquidity credit side EN return of an accounting item of type x9 due to insufficient liquidity return of an accounting item of type x1 due to a formal error return of an accounting item of type x2 due to a formal error return of an accounting item of type x3 due to a formal error return of an accounting item of type x4 due to a formal error return of an accounting item of type x5 due to a formal error return of an accounting item of type x7 due to a formal error return of an accounting item of type x9 due to a formal error return of a non accounting item of type x2 due to a formal error return of a non accounting item of type x3 due to a formal error rejection of item HD 55 due to a formal error return of an item to a third party due to duplicity return of an item to a direct party in the transaction due to duplicity 3 DESCRIPTION OF INDIVIDUAL ITEM TYPES The field order in an item is binding TYPE GROUPS 1x 2x 3x 4x 6x 7x 8x field mandatory optional description HD M item heading
64. number of characters in their line then continue typing the data in the following lines regardless of the name of the field Entering the beneficiary s details depends on the method of payment selected by you Method of payment Beneficiary s Chegue to Chegue for address IBAN datum datum Street Optional datum Mandatory datum Mandatory datum Optional datum Mandatory datum Mandatory datum Optional datum Mandatory datum Mandatory datum Beneficiary s bank this datum should only be stated if you have selected SWIFT as the method of payment mandatory datum e BIC SWIFT code swift address of the beneficiary s bank has the standard ISO code structure eight to eleven characters and consists of the code of the bank country town and the branch lt enables an unequivocal identification of the beneficiary s bank and automatic payment processing by Slovensk sporite a and by foreign banks You can obtain the BIC SWIFT code from your business partner Note lis advantage is an unequivocal identification of the beneficiary s bank and possibility to check the details of the beneficiary s bank already by Slovensk sporite a thereby eliminating the risk of a delay in making the payment If you state an incorrect BIC SWIFT code your payment order will not be processed and the transfer will not be made A BIC SWIFT code is mandatory for making transfers in the currency EUR to beneficiaries in the EEA countries CC code when
65. ocal currency to other banking institution in Slovakia with the urgent attribute urgent transfer of EUR in Slovakia e ina foreign currency in Slovakia to accounts with other Slovak banks Two forms are used for sending payments in Internetbanking e Foreign payment e Foreign regulated payment for sending payments in the currency EUR to your partner in a member state of the European Economic Area NOTE In sending payments in the local currency EUR to other banking institution in the Slovak Republic and in a foreign currency to accounts with Slovensk sporite a use the form for domestic payments 6 2 3 Foreign Payment Enter foreign payment order Den Eer This form shall be used for sending payments in foreign and domestic currency abroad in foreign currency to another financial institution in the Slovak Republic IMPORTANT NOTICE a When sending standard payments in domestic currency EUR to another financial institution within Slovak republic and in foreign currency within accounts maintained in Slovenska sporitel a please use the form for domestic payments s When sending payments in the amount up to EUR 50 000 within EEA European Economic Area please use the form for Payments ir into countries of EEA EA m Selection from pre defined payments Pre defined payment Not existing predefined payments Method of payment execution Method of payment execution Rs SWIFT A by cheque on the receiver s
66. ocessing to the bank After an order is confirmed the application will always offer you the option to move tt to the overview of EB Orders where you can immediately verify whether the payment has been successfully made or not Account balances and transactions are updated approximately every 15 minutes Following an update the account balance will be reduced by subtracting the amount of the successfully completed transaction and the transaction will be listed in the transaction overview 3 3 Help in Troubleshooting Each Internetbanking screen usually displays in the right upper corner a link to El Help where you will find instructions for using the part of application concerned For using an EPK please read the instruction manual that you have received together with your electronic personal key upon signing the agreement If you need help when working with Internetbanking abroad call Sporotel 0850 111 888 from abroad 421 2 5826 8111 or 0915 111 888 from abroad 421 915 111 888 4 52 WORK WITH INTERNETBANKING APPLICATION 4 Log In You will start working with your accounts on the website www slsp sk by clicking the icon tart internetbanking or directly by entering URL https ib slsp sk in the address line of your internet browser 4 1 Password Login To log in by a password click the PASSWORD field Internetbanking Prihl senie Heslo EOK Prihlasovacie meno Prihlasov cie heslo m Prihl si Vyber jaz
67. of time on the basis of a request made by an account holder or an authorized person Prohibitions 0 03 EUR The bank shall establish a ban on the amount on the basis of a received ruling of e g criminal authorities Blocking Without blocking In case of blockage in the account itis not possible to handle funds in the account Orders from EB Waiting collections 0 Number of collections that are waiting for execution The bank will attemptto execute them maximum for 14 days Executed orders from EB O Number of executed orders entered since the last login via the electronic services Waiting payments 0 Number of orders with future due date entered via a point of sale or electronic services Waiting orders from EB 4 Number of executed orders entered via the electronic services Not executed orders from EB 0 Number of non executed orders entered since the last login via the electronic services Interest rates Full list of Interest rates Credit 0 00 Creditrate is applied to credit balance in the account Debit 0 00 Debit rate is applied to the allowed overdraft limit in the account Fine 26 40 Overdraft interest shall be paid by the debtor in case of unallowed overdraft Dates Date of opening 23 02 1996 Allowed EB services from Without limit Allowed EB services to Without limit Others Special e mail address E mail address entered exactly to this account Account name Name for the InternetE mail Testovac et achk Mame of t
68. on ay Party entering the order Phone number fs d Enter in international structure 42 1 OOO Security device Security devices GRID card T SMS key Electronic personal key EPK Before signing the payment please check whether you have entered in particular the field IBAN correctly as instructed An incorrect IBAN value may result in the fact that the payment will be realzed as standard foreign payment in line with the List of Fees and Changes Information on fees for foreign payment transactions is available in Slovenska sporitel a s Charge List Method of payment e S SWIFT e A by cheque to the beneficiary s address e O by cheque for personal receipt Beneficiary e Account number IBAN The account number of the beneficiary in a foreign bank must be entered by you exactly as notified by your business partner If the account number notified by your partner is longer than 34 characters type the whole unshortened beneficiary s account number in the field Payment Specification as follows beneficiary s account 123456789012345678901234567890123456789 The account number of the beneficiary in the IBAN format must be stated by you for payments in the currency EUR to your business partners in the EU and EEA countries IBAN International Bank Account Number must be notified to its clients by all banks in the EU and EEA countries since 1 July 2003 You will obtain the international bank account number IBAN from yo
69. ount M 1 x plus minus sign of a debit transaction if cancellations prevail M 17n total credit transactions in the account M 1 x plus minus sign of a credit transaction if cancellations prevail M 17n new account balance M 1 x plus minus sign of the new balance The sign denotes a credit balance and the sign a debit balance M Ha type of the balance Permissible values comprise the character R to denote the initial balance i e the balance of the last closing of the books and the character A which denotes the current account balance i e the initial balance plus the subseguent account transactions until the moment of the statement compilation VF FREE FORMAT M 50 35x free closed unspecified format 2 OVERVIEW OF ITEM TYPES Return of only duplicate items from a file is an optional setting on the side of a party if this option is not set on the whole file is returned due to the occurrence of a duplicate item in the file k k cancellation of a collection order k k third party s order message for the debit side and the third party 30 52 b b payment cancellation Eben OOS sa 45 5 COI check item 52 end of day account statement 52 55 rejection of a collection order by the payer return of an accounting item of type x1 due to insufficient liquidity return of an accounting item of type x2 due to insufficient liquidity return of an accounting item of type x3 due to i
70. ount or any of symbols then cancel the particular standing order and give a new one You can verify the execution of a change or cancellation of an SO in the Account Details EB Orders menu 38 52 A new standing order may be given by clicking the button Enter of standing order em Eres Selection from pre defined payments Predefined payment Predefined payments do not exist Title standing order Title O Enter appropriate name for your better onentation in standing orders overview Counter account Prefix Number Bank OH N i 4 Bank code Z vale ka Payment Amount Tale EJ 4 The amount is included in the daily payment limit for security tool Constant symbol Variable symbol Specific symbol Message for receiver Zostava znakow 140 Dates validity Valid from Ju Enter date other than today z date Valid to po re Periodicity Typ prikazu H 4 Typ prikazu Po et dni opakovania TODO Opakovat Po et dni opakovania Total number of cycles O After the final execution termination is charged in accordance with the List of Fees ami Charges Break of standard order Break from 00 NE Braak to po u i Security device Security devices GRID card SMS key Electronic personal key EPK Before signing the payment please check whether you have entered in particular the field IBAN coecthy as instructed An incorrect IBAN value may result in the fact that the payment will be
71. payment details in their client s account statement or in a credit payment advice to a maximum of 2 x 35 or 1 x 35 characters including punctuation marks and gaps The data are also reduced if the payment is made trough local clearing systems abroad It is therefore recommended to agree with your business partner that the maximum extent of the information for the beneficiary will be 2 x 35 or 1 x 35 characters including punctuation marks and gaps e Notices to the bank optional datum If you have activated the Custmized Terms check box state the instructions for the particular payment for Slovensk sporitelna e g agreed spot exchange rate of 38 25 Note If the Customized Terms check box is off and you have stated all mandatory data in the payment instructions as described above then your payment order will be processed automatically and without delay and the information stated in the Notices to the Bank box will be ignored e Confirmation of making a payment optional datum e Confirmation for the beneficiary activate the check box if you wish to get a fax confirmation of the payment execution in the English language This service is provided for a fee in accordance with Slovensk sporitel a s Charge List Contact person e Contact person the remitter who has given the order e Telephone number enter it in the international structure 421 XXXXXXXXX 18 52 Foreign payment orders must be delivered to Slovenska sporite
72. payment order 6 4 1 Description of Individual Structures 6 4 1 1 Structure of a HB Formatted Data Record Homebanking account brei account number 0 orefix Counter account Num Counter account number modulo 11 Boar EEN Transaction amount plus minus sign the number has two decimal places Counter account per Bank code list bank code Var symbol Numerical specification of the payment 0 Const symbol Char 1 Constant symbol code list e g 0000000308 0 Spec symbol Numerical supplementary payment detail 0 Char 3 Note entered by the client in his order 9 Notes Individual fields of a sentence in HB format have a fixed length Fields in a sentence are divided by the separator semicolon 1 transaction 1 line End of line CRLF A data type comprises the data type itself plus the maximum length of the datum in parentheses The following types exist char type character the field also contains alphabetic characters num type numeric the field contains numerical characters the last two digits in the amounts are decimal places date type date date type containing only numerals in the format DD MM YYYY Example 05 12 2004 000000 001 1622358 000000 0011622366 0000000000003 45 EUR 0900 1111111111 0000000808 2 222222222 uhrada 1 05 12 2004 000000 001 1622358 000000 0011622366 0000000000003 21 EUR 0900 3333333333 0000000308 4 444444444 uhrada 2 ee 25 52
73. racter d Length o JA Length JA Length e Length PA 9 Log Off For security reasons you are recommended to terminate the work with Internetbanking by clicking Log Off 52 52
74. re the beneficiary s bank has its registered office The datum is mandatory if you do not state the BIC code Note If the data in the Name Street and Town fields are longer than the permitted number of characters in one line then continue typing the data in the following lines regardless of the name of the field Payment mandatory datum Amount state the amount of the payment in the currency selected in the Currency edit box Amounts in the currencies HUF JPY PLN should be stated as an integral number without decimal places Currency select the currency in which the payment to a foreign beneficiary should be made and in which the bank maintains nostro accounts for commercial payments gt Method of payment by SWIFT EUR AUD SEK NOK DKK CAD CZK GBP HUF JPY PLN CHF HRK RON RUB USD Note Processing a transfer in the currency RUB to a beneficiary with an account with a bank in the Russian Federation is very specific due to the need to comply with legislative regulations for clearing payments in Russian banks and therefore when completing the Payment Order in a point of sale or online one must comply with and state the required specific data see Slovenska sporitelna s Terms for Sending and Receiving Payments and the relating page Giving a Cross Border Transfer to the Russian Federation in the Currency RUB gt Payment by cheque to the beneficiary s address CZK USD gt Payment by cheque for personal rec
75. realzed as standard foreign payment in line with the List of Fees and Changes Name lts only serves for your simple orientation in the SO list Optional datum Payment Entering the data Account Prefix Counteraccount number Bank Code Constant Symbol Variable Symbol and Message for the Beneficiary are subject to the same rules as those for giving a Payment Order A standing order for a local currency account can also be given in a foreign currency if the beneficiary s account is maintained by the bank If a payment is made in a currency other than the account currency the payment amount will be converted at the rate in the exchange rate list in effect at the time of the conversion A standing order for a foreign currency account may be given subject to these conditions e apayment in a foreign currency under a standing order can only be sent within the bank e a payment in the local currency under a standing order can be sent within the bank or to other banking institution The default currency is EUR 39 52 Effective dates of a standing order SO effective date you must enter a date other than today s Validity and effective end date you can type the date or you can select it from a calendar Fill in this date only if you assume the exact expiry date of the standing order Note If you enter the expiry date identical with the value date the order will be executed Freguency Type of frequency the frequency of a S
76. red Non Cash Forex Middle Chr17 65 ValutaNakup Cash Forex Buy Chr17 83 ValutaPredaj Cash Forex Sell Chr17 101 ValutaStred Non Cash Forex Middle Chr17 5 5 Sporopay An overview of virtual transactions grouped in categories where you can pay through the Sporopay service additional Internetbanking services The number in parentheses shows the number of merchants in the given category 6 Account Transactions In the U ty accounts field you will find the list of accounts that are available to you upon your reguest They are in alphabetical order by name By clicking the icon you can select favourite accounts that you will use more freguenily than others and display them on the Main Page By clicking the icon you will delete an account from the favourite accounts viewed on the Main Page A maximum of 10 favourite accounts can be viewed on the main page 9 52 6 1 Account Details Account data jr E Help Testovac et AG stredie 1 Testovac et Account number 000000 0011622358 0900 IBAN SK4809000000000011622358 BIC GIBASKBX Actual balance 19 62 EUR Balance date 04 07 2011 13 50 58 Disposable balance 19 56 EUR Date and time of the last turnover 04 07 2011 00 00 00 Limit debit 0 00 EUR Minimum balance 0 00 EUR Reviews Reservations 0 03 EUR Reservation on the account is made when paying with a card or withdrawing cash from ATM Pledge 0 00 EUR The bank shall establish blockage for certain period
77. ric designation of the economic character of a payment in accordance with the code list of the National Bank of Slovakia constant symbol DEBIT ACCOUNT 6n first part of an account usually prefix If no definite number is stated then the gap sign must be entered lts purpose is to show the prefix of the bank account number of the remitter or that of a client to which the funds were debited 10n second part of an account usually account number lts purpose is to show the bank account number of the remitter or of the bank s client to which the funds were debited 20x abbreviated bank account number of the remitter or of the bank s client to which the funds were debited CREDIT ACCOUNT 6n first part of an account usually prefix If no definite number is stated then the gap sign must be entered lts purpose is to show the prefix of the bank account number of the beneficiary or that of a client to which the funds are to be transferred 10n second part of an account usually account number Its purpose is to show the bank account number of the beneficiary or of the bank s client to which the funds are to be transferred 20x abbreviated bank account number of the beneficiary or of the bank s client to which the funds are to be transferred 27 52 AD DEBIT ACCOUNT S ANALYTICS II M 10n second level analytic account specific symbol The subfield identifies in more detail the payment for the remitter AK CREDIT ACCOUNT S ANALYTICS II M
78. s interest fees are charged and deposits may be made in the account Credit interest rate applies to a credit account balance usually as of 31 December Debit interest rate applies to an authorized overdraft limit in an account Punitive interest rate applies to a receivable overdrawn amount until its repayment Information about a limit debit is available to those clients that have a contractually agreed overdraft limit for an account Special e mail address is allocated for sending statements of this account You can change it by clicking the icon or by calling Sporotel at 0850 111 888 You can change the e mail address specified in the CLIENT CLIENT DETAILS field by using the Internetbanking or by calling Sporotel at 0850 111 888 If you need these data on paper you can print them 10 52 6 2 Payment 6 2 1 Domestic Payment The form is used for sending payments e inthe local currency EUR to accounts with Slovensk sporite a e ina foreign currency to accounts with Slovensk sporite a orders with conversion e inthe local currency EUR to other banking institution in Slovakia For sending foreign currency payments abroad or to other banking institutions in Slovakia please use the form for foreign payments Information about fees for domestic payment transactions is available in Slovenska sporite a s Charge List I Note In your own interest check the status of the processing of a given payment order in the ACCOUN
79. s and identification of the certification object thereby confirming signing the order you may use the functions described below By clicking you will formally check the payment order and you will be asked to confirm sign it If you do not sign a checked order it will be marked prepared Such order can be signed later or cancelled An order will not be executed until signed You can return to a prepared order by selecting the ACCOUNT DETAILS EB ORDERS item where the order will be saved in the prepared status If you have decided to confirm an order click the icon in order to open the window for selecting a certification object The last step is signing the order by entering the required code or cancelling it this function will assign a prepared payment order to an EB ORDERS list where it will wait for subsequent signing by you or by other authorized persons with whom you have created a signature group for the account 6 2 4 Import 6 2 4 1 Importing Domestic Payments The application enables to import data in a standard record format HB ABO Clearing Configurable Import and XML the respective formats are described in Chapter 6 3 File Transfer Import of payments from the file edt Bee Format of input file Format of input file 1 HB ABO Clearing C Configurable import XML Files Input file po r 4 Type of payment order Maturity 5 Value date from file Actual irrevocable Future revocable Urgency T Urgent
80. s made in the account e g module change activation of courier service The status of the orders may be as follows Prepared the order is prepared for signing or cancellation You can make the desired transaction by clicking the graphic icon us Confirm or Cancel Executed the order has been executed The information about the order execution is transferred to the TRANSAGTIONS item aiter a period of time set for transferring information from the bank information system i e approx 15 minutes after the time of execution Being processed the order has been received by the bank for processing Not executed the order has not been executed most probably for lack of funds You can give the order again by clicking the graphic icon Lal Repeat Pending the order has been received by the bank and assigned among pending payments where it will wait until the set value date Each future order is in this status from the moment it is received by the bank until its execution Waiting for signature the order has been assigned to the EB ORDERS list where it is waiting for subsequent signing by an authorized person or persons if a signature group has been defined for the account Cancelled by the client the prepared order has been cancelled by the client Automatically cancelled the given order that has not been signed within 40 days is automatically cancelled by the system Reserved a transitory statu
81. s of e payment type transactions made through the Sporopay Dobi EASY service Mobilbanking service which after clearing the transaction will change the status to executed 48 52 If you tick the payment order box you can transfer the selected orders to a multiple order by clicking Repeat Selected Orders List of orders from EB me Hom Esp N Type of order Date of receiving Amount currency Status 9 Order description Date of maturity gt 04 07 2011 14 57 19 0 30 EUR m preparation FT als A 04 07 2011 14 55 29 0 20 EUR in preparation l MT kalu A 04 07 2011 14 50 51 0 30 EUR ee 3 04 07 2011 7 04 07 2011 14 27 34 executed 04 07 2011 11 23 21 0 04 EUR executed 2 04 07 2011 ra 04 07 2011 10 22 52 2 4 EUR SELE f 04 07 2011 ri Change of e mail address in account 01 07 2011 10 59 12 executed j 01 07 2011 ri i 01 07 2011 08 34 54 1 20 EUR 3 ET 000000 0011622258 0200 01 07 2011 r mn Payment order current 29 06 2011 22 14 34 23 01 EUR MM mon zxecuted 2 0 7 TIHI 16223680800 30 06 2011 r m Payment order current 24 06 2011 21 23 40 2 00 EUR executed 10 irevocable 000000 0011822366 0900 30 06 2011 ro eat the selected orders Filter If you wish to view only a selected type of given orders use the Filter Batch Viewing of Orders When using multiple giving and signing of orders or when importing orders the orders in EB Orders are displayed in batches By clicking the order type you will view an itemize
82. sit principal amount A term deposit cannot be established without making a minimum deposit Information on the amount of the minimum deposit is available on our website www slsp sk The maximum amount of the basic deposit is not restricted by limits set for the selected security object by which you will confirm this transaction After selecting a certification object confirm your choise by the button Then enter the certification code into the new window and confirm it by or Cancel If you quit the window without entering the certification code the term deposit will remain in the Under Preparation status Check the status of the processing of your request through lt EB Orders gt By using electronic banking services you can make the following active transactions with term deposits established through the electronic banking services e Additional deposit to a term deposit an additional deposit to an existing term deposit If you enter several definitions of an additional deposit during one lock up period the last request will be executed The additional deposit will be made on the renewal date of the term deposit e Withdrawal from a term deposit during the lock up period or on the term deposit renewal date you may define only one withdrawal order for the term deposit The requested withdrawal will be made as late as on the renewal date of the term deposit A withdrawal cannot reduce the term deposit amount below the minimum deposit
83. suma mena poznamka datum_valuty gt lt vlastny ucet gt lt ELEMENT vu_predcislo PCDATA gt lt ELEMENT vu cislo PCDATA gt lt protiucet gt lt ELEMENT pu predcislo PCDATA gt lt ELEMENT pu cislo PCDATA gt lt ELEMENT pu kbanky PCDATA gt lt konstantny symbol gt lt ELEMENT ks PGDATA lt variabilny symbol gt lt ELEMENT vs PCDATA gt lt specificky symbol gt lt ELEMENT ss PGDATA lt suma gt lt ELEMENT suma PCDATA lt mena gt lt ELEMENT mena PCDATA gt lt poznamka gt lt ELEMENT poznamka PCDATA gt lt datum splatnosti gt lt ELEMENT datum valuty PCDATA gt Example lt xml version 1 0 encoding UTF 8 gt lt uhrady gt lt uhrada gt lt vu predcislo gt 000000 lt vu predcislo gt lt vu cislo gt 0000000123 lt vu cislo gt lt pu predcislo gt 000000 lt pu predcislo gt lt pu cislo gt 0000000456 lt pu cislo gt lt pu kbanky gt 0900 lt pu kbanky gt 35 52 lt ks gt 0558 lt ks gt lt vs gt 0000000001 lt vs gt lt ss gt 0000000000 lt ss gt lt suma gt 100 00 lt suma gt lt mena gt EUR lt mena gt lt poznamka gt import platby 1 lt poznamka gt lt datum_valuty gt lt uhrada gt lt uhrada gt lt vu predcislo gt 000000 lt vu predcislo gt lt vu cislo gt 0000000123 lt vu cislo gt lt pu predcislo gt 000000 lt pu predcislo gt lt pu cis
84. t e Parent account the original account from which funds have been transferred to a term deposit This definition only applies to term deposits established through the electronic banking services e Gross interest interest before tax Net interest is calculated by subtracting the tax tax 19 under the currently valid tax law e Deposit renewal date the day following the last day of a lock up period it is identical with the maturity date e Credit interest rate interest rate in effect on the day the term deposit is established it is guaranteed by the bank unless the deposit is cancelled early before the end of the lock up period If you breach the lock up period by cancelling the term deposit early your interest rate will be cut to the level set by publication www slsp sk e Limit debit is not permitted for a term deposit 6 8 Statements Statements sent The introductory screen shows an overview of statements of this account that have been sent to you Statement sequential number corresponds to the statement s ranking by the time of compilation in the system Accounting period is a period shown in your statement of account transactions Original method of security has been selected by you upon establishment of the Mailbanking service Generation date is the time when your statement has been created The graphic icon will enable you to be re send the selected statement but for a maximum of the past three months
85. t is to be made in a currency other than the account currency the current exchange rate list will be used and conversion limits must be complied with The default currency is EUR Constant symbol CS optional datum Payment identifier a maximum of 4 digit number The datum can be typed or selected from a pop up menu Variable symbol VS optional numerical datum A maximum of 10 digit number lts purpose is identifying the payment by the beneficiary Specific symbol SS optional numerical datum A maximum of 10 digit number lts purpose is identifying the payment by the beneficiary Message for the beneficiary optional alpha numerical datum A message of a maximum of 140 characters for the payment beneficiary Value date mandatory selection e Current irrevocable The payment order will be executed as soon as possible approximately within 5 minutes on condition that the communication between the client and the bank is fully functional Payment orders are processed every day also on non business days The bank guarantees processing of a same day payment order payment is to be made on the day the order is received by the bank if the order is received by the bank for processing no later than 21 30 o clock of the value date A payment within Slovenska sporite a filed by 21 30 o clock will be duly debited to the client s account and credited to the beneficiary s account with Slovenska sporitelna with the value date equal to t
86. u may withdraw in cash via ATM in one day Non cash limit is the amount that you may pay by card in retail network in one day Total limit is the sum of the cash and non cash limits in one day Motto limit is the amount that you may pay based on telephone or written order or via the Internet This limit is available to the holders of embossed cards Rules for changing payment card limits e A change in payment card limits for himself or for a person authorized to operate an account may only be made by the account holder natural person non entrepreneur and entrepreneur e No changes may be made in the way of displaying cards issued to current accounts of legal persons in the Slovak koruna and in a foreign currency An application for a payment card limit change may be filed by the authorized statutory body in Slovenska sporitel a s point of sale e If you are the holder of a Joint Deposit account then a payment card limit for himself may be changed by each holder separately A payment card limit for a person authorized to operate the account may only be changed with the consent of both account holders This consent must be confirmed in person in Slovenska sporite a s point of sale e A person authorized to operate an account sees payment cards but cannot make changes to them The card holder may make changes through the items CLIENT CARDS or ACCOUNT OVERVIEW OF ACCOUNT CARDS Condition for changing payment card limits e The card
87. ur business partner IBAN must be stated by you in the electronic form i e without gaps and without the word IBAN for example In writing IBAN DE89 3704 0044 0532 0130 00 Electronic form DE89370400440532013000 Note An international bank account number enables automatic payment processing by Slovenska sporite a and by banks in the EU and EEA If this number is missing in the payment instructions from our bank then foreign banks may charge Slovenska sporitelna their increased costs resulting from the 15 52 manual payment processing without the international bank account number IBAN Slovenska sporite a will debit these expenses to the remitter s account lt is an advantage that the accuracy of the beneficiary s account number can be checked already by Slovensk sporitelna thereby eliminating a delay in sending the payment and additional costs charged by the beneficiary s bank or resulting from the return of the payment by the beneficiary s bank e Name the beneficiary s first name and last name or exact name under which the account is maintained by the beneficiary s bank e Street exact permanent residence address or registered office of the beneficiary e Town exact permanent residence address or registered office of the beneficiary e Country country of the beneficiary s permanent residence address or registered office Note lf the data in the Name Street and Town fields are longer than the permitted
88. uthorization counter may become dissynchronized if you repeatedly generate an authorization code in your EPK without logging in the Internetbanking Procedure to find out the value on an authorization counter for EPK v1 Start the Electronic Personal Key EPK menu INTERNET Press the STATUS 2 button CISLO APLIK application number is displayed press the ENTER button HODINY EOK EPK clock is displayed press the ENTER button POCITADLO A counter A is displayed enter in the application the value of the counter without the first nils Press the CANCEL button in your EPK The INTERNET is viewed press the ENTER button You have received an authorization code enter it in the application for EPK v2 Start the Electronic Personal Key EPK Repeatedly press the MENU button 6 52 COUNTER is viewed press the ON button Enter the determined value to the application If you have filled in the fields below Client s identification number Password or Client s identification number Authorization code or Client s identification number Authorization code Counter A click Login Confirm the login by clicking or by pressing the lt Enter gt button o IB Main Site After login you will find on the main site the information about e your logins to the Internetbanking o number of transactions in all accounts since the last login e pending payments
89. vided by Slovensk sporite a a s and information about the functioning of the electronic banking services Frequently asked questions Our answers to questions frequently asked by you If the answer that you are looking for is missing contact us The Sporotel line 0850 111 888 from abroad 421 2 5826 8111 or 0915 111 888 from abroad 421 915 111 888 Your call will be answered by a telephone voice automatic machine In addition to the information provided by the automatic machine you can also switch directly to an operator by pressing the lt 9 gt button if your phone enables voice frequency dialling E mail Form You can send us your questions and suggestions by electronic mail to the stated e mail addresses or by way of the viewed form 5 4 Exchange Rate List The application will automatically view the most recent exchange rate list but older ones are also available in the database A displayed exchange rate list can be printed or exported Record structure of an export file with an exchange rate list The required data are exported to the file Kurzddmm txt that can be renamed by you dd day mm month in which the file with the exchange rate list was exported item position item description number of characters separator lt gt 1 KodMeny Currency Code Chr3 5 PocetJednotiek Number of Units Chr5 11 DevizaNakup Non Cash Forex Buy Chr17 29 DevizaPredaj Non Cash Forex Sell Chr17 47 DevizaSt
90. with whom you have created a signature group for the account Add to Predefined by using this button you will transfer a completed order to a list of predefined payments as a template A completed template can be used directly from the Give a Payment Order from an Account form that can be selected from the Predefined Payment menu 6 2 3 1 Foreign Regulated Payment A foreign regulated payment is a cross border transfer to a member state of the European Union or the European Economic Area which meets the criteria described below A transfer which meets the criteria defined in this manner is accepted for processing by the Pan European clearing system EBA Step 2 and may be eligible for the advantages of a special regulated transfer Parameter Value Transfer currency EUR Transfer amount up to EUR 50 000 Type of transfer standard urgent transfer Method of transfer SWIFT Instruction for chrging fees SHA Beneficiary s account number correct IBAN international bank number Bank identification correct BIC SWIFT code Payment title 100 Destination country the country where the beneficiary s bank has its registered office Belgium Bulgaria Cyprus Czech Republic Denmark Estonia Finland France Greece Netherlands Ireland Iceland Liechtenstein Lithuania Latvia Luxemburg Hungary Malta Germany Norway Poland Portugal Austria Romania Slovenia Spain Sweden ltaly United Kingdom Switzerland A payment order m
91. yka Choose your language e AutomatickyDetautt Deutsch English Sloven ina Informacie O Hoviriky O asto kladen ot zky O Sporopay O Kontakt Login name It is a 9 digit number that has been assigned to you upon establishment of the electronic banking services lt is stated in the agreement under which you have received your security objects or permitted electronic services for the account Password It is at least an 8 digit number You have received the password in a PIN envelope upon establishment of the electronic banking services You can log in by clicking or by pressing the lt Enter gt button 5 52 4 2 EPK Login To log in by an EPK click the EPK field Internetbanking Prihl senie Heslo EOK Prihlasovacie meno Autorizacny kod Po itadlo A Vyber jazyka Choose your language e Automaticky Detaut Deutsch English Sloven ina Inform cie El Movinky O Casto kladen otazky O Sporopay O Kontakt Login name It is a 9 digit number that has been assigned to you upon establishment of the electronic banking services lt is stated in the agreement under which you have received your security objects or permitted electronic services for the account Authorization code Enter the authorization code generated by the EPK to the appropriate field Counter A If it is necessary to synchronize an EPK with the bank server enter the value of the authorization counter An a

Homebanking 6.1 - Slovenská sporiteľňa

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Homebanking 6.1 - Slovensk&aacute; sporiteľňa

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Homebanking 6.1 - Slovenská sporiteľňa