October, 2015
Contents
1. 2015 Inside This Issue President s Letter Pg 2 LCCUG Officers Pg 2 October Program Pg 3 Minutes Pg 4 Genealogy Pg 5 Enio Fernandez Obituary Pg 7 7 Tips for Safer Online Banking amp Account Security Pg 7 Cloud Computing An Ephemeral Concept Pg 9 Need Help Pg 10 Classes amp Workshops Pg 10 LCC OGS Programs Pg 11 Ransomewarre Holds Smartphones Hostage Pg 12 Amanda s Coolsite Pg 13 Setting Up Win 10 for Privacy Pg 14 Mark Your Calendars Pg 17 What is Medical Identity Theft Pg 17 Interesting Internet Finds October 2015 Interface Lorain County Computer Users Group www LCCUG com info LCCUG com Volume 27 Number 10 October 2015 Presented by Your LCCUG Board of Directors Raffle Items YOO Mini Wireless Activity Trackers Multimedia Remote W Keyboard N5902 Lexar 8 GB Flash Drive Remote Armchair Caddy Holds 4 Remotes Meeting in Amherst Meetings are held at The Amherst Church of the Nazarene 210 Cooper Foster Park Rd Amherst OH Doors will open at 5 30 PM program starts at 6 30 PM Volume 27 Issue 10 Page 1 A Word From Our President I have always liked gadgets and doo funnies I like to read about new technology being developed and new items being beta tested It s fun to see what s coming down the line Here are some good sites for this purpose and with a little help from Wikipedia an explanation about ea2. i Member of Association of Personal Computer User Groups Newsletter Editor Pam Rihel using Microsoft Publisher Corel Paint Shop Pro X3 CreataCard 8 This Month s contributors Micky Knickman Sandra Ruth Pam Rihel Don Hall Dennis Smith Leo Notenboom Dick Eastman Steve Costello Bob Rankin Phil Sorrentino Scambusters WorldStart com APCUG Images courtesy of halloweenclipart com Microsoft Office art online Newsletter is now Online at General Meeting Minutes SEPTEMBER 8 2015 President Sandee Ruth called the meeting to order A motion to accept the minutes as shown in the September issue of the IVERFACE was made by Jack Trifiletti seconded by Jean Griffith Motion passed Sandee informed attendees of the valuable information in each issue of the INTERFACE and of the help of fered at the 3rd Tuesday s Problem Solving Workshop There were 6 guests attending the meeting Micky Sandee and Richard presented their take on Windows 10 They led us thru the various screens pri vacy issues Microsoft Account Cortana and Edge There were many questions from the audience Pam won 3 from the attendance raffle She also won the roll over raffle Bud Ennis won the software hardware raffle Dennis moved Don seconded the meeting be ad journed Al LORAINCOUNTY COM Wee E Tinda cael Wechnalegy Woevel tnmeet tiplerer b cee tk ee aa ee Ee ee beer sete ve a Uj
3. October 20 2015 Time 5 30 8 pm Instructor Micky Knickman Place Amherst Church of the Nazarene 210 Cooper Foster Park Rd 44001 Learn how to repair or update your computer by changing hard drives memory CD ROMs etc Members are encouraged to bring their computers an ytime before 7 30 pm for assistance from Micky Neil or other knowledgeable members Learning About Electronics Date Tuesday October 20 2015 Time 5 30 8 pm Instructor Sandee Ruth Place Amherst Church of the Nazarene 210 Cooper Foster Park Rd 44001 Learn how use you electronic devices Members are encouraged to bring their tablets iPod kindles etc at 5 30 pm for assistance from Sandee and any other knowledgeable members Public is wel come to sit in these classes MEMBERSHIP WITH LCCUG Yearly dues are 25 00 contact For more information Dennis Smith Director of Membership membership lccug com Directions to Meetings A map and directions to our meetings can be found on our Members web page www Iccug com members Just click on the link Meeting Locations amp Directions October 2015 Interface The Lorain County Chapter of OGS is having it s next meetings on October 12 Using Manuscript Collections pre sented by Deborah Abbott This presentation will provide information about manuscripts which are original records that provide primary sources of infor mation that can shape your family history
4. but bogus healthcare transactions often go undetected for months or even years The MITA s survey found that the average victim did not learn of medical ID theft until three months after it happened and 30 percent victims could not determine when their health care credentials were improperly used Health care privacy laws force victims to be intensely involved in investigations of medical fraud Can t Get No Satisfaction If you ve ever challenged a hospital bill you Know how hard it can be to prove that you did not author ize or receive the treatment claimed Only 10 per cent of victims in MITA s survey indicated they were completely satisfied with the resolutions of their cases About 65 percent of respondents said they ended up paying an average of over 13 000 to resolve disputed claims MITA estimates that medical ID theft crimes are a 5 6 billion industry Larry Ponemon head of The Ponemon Institute that conducts MITA s annual surveys believes that a medical record is consid ered more valuable than everything else to cyber crooks Credit cards expire and are replaced fre quently rendering them useless to fraudsters after a short time But Social Security numbers and per sonal health information don t change a crook can use them practically forever There is no way to freeze health care credentials as one can freeze a credit card account There are no centralized reporting agencies analogous t
5. schools do the same for the printing needs of students In addition Google Cloud Print can also print to any FedEx Office location in the US without any setup Choose Print to FedEx Office as the Google Cloud Print destination and you ll receive a retrieval code you can use to print out your job at more than 1 800 FedEx Office locations That is a great feature when traveling I have used FedEx Office printers several times during my trips Google Cloud Print is a new technology that connects your printers to the web Using Google Cloud Print you can make your home and work printers available to you and to anyone you choose It works with all the applica tions you use every day Google Cloud Print works on your phone tablet Chromebook Windows or Macin tosh computer Perhaps the best feature of Google Cloud Print is that it allows Android and Apple smartphones and tablets as well as Chromebook laptops to print The printer might be right beside the handheld device or possibly thou sands of miles away I am always impressed when my tiny handheld device can print one two or even dozens of pages to a printer with no connecting cable between the handheld device and the printer The same function ality is available for Windows and Macintosh laptop and desktop computers as well All access is controlled by user names and passwords so you never need to be concerned that someone will acci dentally print something to
6. they may indi cate that there s more to look into than what s on your screen right now Continued on page 16 Volume 27 Issue 10 Page 15 Continued from page 15 Setting up Windows 10 for Privacy Click Next and setup will resume Using or not using a Microsoft account After answering whether or not you own this machine or a corporation does I m going to assume that you own your own machine you ll be asked to Make it yours The email address and password you provide are that of your Make it yours Your Microsoft account opens a world of benefits Sign in for your personalized experience Learn more Microsoft account if you have one You re also given the opportunity to create one should you not already have one There are pros and cons to using a Microsoft account Pros This will become the login for your machine and it will be associated with your online account Certain features like Cortana OneDrive and the Mi crosoft Store require the use of your Microsoft account Youll be able to change your login credentials like your password without actually needing access to your machine Cons You may be sharing even more information with Mi crosoft about how and where you use your computer It s yet another online account to manage Needless to say many are concerned and choose to operate without a Microsoft account To do so click Skip this step found in
7. DISCOUNTS Premier LCD MONITORS amp TVS Membe 2008 Shop at Wwww ROYALBUSINESS com and save Financing Available 90 days same as cash Volume 27 Issue 10 Page 13 Ask leo by Leo Notenboom Setting up Windows 10 for Privacy Windows 10 privacy seems to be somewhat of an oxymoron at least on its initial release I ll review choices you can make at setup to retain some control Since its introduction Windows 10 has come under a fair amount of heat for various privacy issues Depending on what you read and what s been uncovered it does appear that not all the privacy related issues are neces sarily in your control However much of it is and much of it begins when you in stall or update Windows 10 As with many other setups and installs the secret is to nev er accept default or express settings and always choose to customize Installing Windows 10 Pll begin by simply installing Windows 10 In reality there s nothing particularly special about this step in the process Boot from the installation media or run the update utility and Windows 10 setup will begin to do its thing After the standard choose your language and keyboard dia log that begins the process you ll be greeted by the familiar Install Now button your opportunity to enter your product key the license agreement to which you must agree possibly a choice between an upgrade or clean install and so
8. You ll be taken to a screen where you can make Send error and diaanostic information individual choices about various privacy related options For maximal privacy turn them all off and click Next This Customize settings Personalization screen includes additional privacy related settings Once again I recommend turning them all off with one ex Customize settings Browser and protection October 2015 Interface ception Personally I do allow SmartScreen to remain ena bled as an additional level of security against malware and malicious sites This does involve letting Microsoft in on your browsing history so if that concerns you turn it off as well The other setting at least on my screen is unintentionally hidden As you move your mouse over the screen you might notice something appear and disappear on the far right intent and downloads in sites ke your overall expenence are secure What you ll notice is a scroll bar Its presence implies that not all the content is visible on the screen and you need to scroll down to see additional options In my case I needed to scroll down in order to expose the on off setting for sending error reports to Microsoft I choose to leave that on but you may of course turn it off Send error and diagnostic information to Microsoft On a to avoid sending this information to Microsoft Keep an eye out for disappearing scroll bars
9. smaller text and fainter colors at the bottom left You ll then be asked to create a local machine account as in previous versions of Windows Create an account for this PC if you want to use a password choose something that will be easy for you to remember but hard for others to guess Who s going to use this PC Enter an account name password and password hint and then click Next Windows then moves on to the next phrase of its setup pro cess We re setting things up for you And after a short while Windows 10 is ready on your ma chine B Privacy matters The privacy issues around Windows 10 are as important as they are murky On one hand these are often issues that we regularly accept on other platforms with other companies and using other technologies without so much as a second thought It s very possible likely even that the information collected here really is used to improve our experience with Windows as well as to make Windows a better operating system for every one On the other hand in Windows 10 Microsoft seems to be tak Continued on page 17 Volume 27 Issue 10 Page 16 October 2015 Interface Continued from page 16 Setting up Windows 10 for Privacy ing information gathering to a level never before seen in their flagship product while also perceived as being less than transparent about what is collected whether we opt out or not Regardless of the outco
10. tee coe me get 2 mmatteting webelts a a meny mrt prent miretan T EEES A enge Erpe neer Epe ges pets pt site piste herpes ey het tiie d iP igoreces tgs A U taasan wm o tunt recunorocy A rete tnomty eevee A ve Piep Porte utp lows ge tsp Volume 27 Issue 10 Page 4 October 2015 Interface Genealogy Pam Rihel prihell947 gmail com Dick Eastman http www eogn com Update Keep Notes with Google Keep 0091e keep cs Google Keep is a very useful syncing notepad that con nects to Google Drive You can enter a note on any one of your computers or tablets or cell phones and then later access the notes on your other system It also sup ports photo notes voice notes and checklists wrote about Google Keep in the August 28 2015 newsletter at http goo gl KCybtB In that article wrote It is avail able for Chrome browsers on Windows and Macintosh for Android devices and for Chromebooks It was not available Apple s iPhone and iPad devices However that has now changed Google has now announced a new version of Google Keep for Apple iOS devices Best of all the Apple iOS version of Google Keep auto matically syncs notes with all the other versions of Google Keep You can enter notes on your iPhone and then later recover them on your Windows or Macintosh or Chromebook or Android computer Of course Google Keep also works in the other direction save notes on any other computer
11. to at least 45 countries http www extremetech com ExtremeTech is a technology weblog about hardware computer software science and oth er technologies which launched in June 2001 Between 2003 and 2005 ExtremeTech was also a print magazine and the publisher of a popular series of how to and do it yourself books 4 http www engadget com Engadget is a multilingual technology blog network with daily coverage of gadgets and consumer electronics Engadget currently operates a total of ten blogs four written in English and six international versions with independent editorial staff Engadget has in the past ranked among the top five in the Technorati top 100 and was noted in TIME for being one of the best blogs of 2010 http techmeme com Techmeme is the foremost source for tracking these kinds of technology changes It is LCCUG Officers For 2014 a dent Sandee Ruth resiaen president Iccug com Carole Doerr Vice President vicepresident Iccug com Don Hall Secretary secretary Iccug com Micky Knickman Treasurer treasurer Iccug com Newsletter Editor Pam Rihel newsletter Iccug com Richard Barnett Web Page Editor webpage lccug com Sandra Ruth statutory _agent Ilccug com Statutory Agent Director of Membership Dennis Smith membership Ilccug com Director of Advertising Richard Barnett advertising Iccug com Director of Public Relations a technology news aggregator The website h
12. where Google Keep is installed and you can later retrieve the note s with your iPhone or iPad You can quickly find notes filter by labels set time or location reminders and easily share your lists with others Google Keep is a very simple program that does not have all the bells and whistles of some of the its compet itors However it is easy to use and is available free of charge You might want to read my earlier article October 2015 Interface at http goo gl KCybtB and the information available on the Google Keep web site at http www google com keep for the details Google Keep is available free of charge at the iTunes App Store Android Chromebook and web based ver sions remain available as well Details may be found in a video at http www youtube com watch v UbvkKHEDvw o Do you have comments questions or corrections to this arti cle If so please post your words at the end of this article in the Standard Edition newsletter s web site where everyone can benefit from your words You might also want to read com ments posted by others there Add a Printer to your Android Device iPhone iPad iPod Touch Chromebook Windows or Macintosh Computer Dick Eastman September 7 2015 Google Cloud Print is a great service that allows you to connect printers anywhere in the world to Android and Apple mobile devices as well as to Chromebook and traditional Windows and Macintosh computers Several of th
13. Don t forget though that new hack attacks and banking fraud schemes are happening all the time Make sure you read Scambusters to stay up to date Alert of the Week Watch out T Mobile phone subscribers for a text offering a 20 discount on your next bill The message which appears to come from the cellular pro vider has a link that leads to a bogus sign on page that will steal your credentials and you won t get that 20 discount If you re a T Mobile customer log on independently to your own My T Mobile page for details of any genuine offers Copyright Audri and Jim Lanford All rights reserved Reprinted with permission Subscribe free to Internet ScamBusters at http www scambusters org Your low cost supplier for Computers Parts Service Discount Computer Parts Upgrades Installations System Tune Ups New Systems Diagnostics Virus Removal Rebuilt Systems On Site or Walk In Services 440 322 0259 October 2015 Interface ae a fapcug Cloud Computing An Ephemeral Concept By Phil Sorrentino Member of The Computer Club Florida http scccomputerclub org Philsorr wordpress com philsorr yahoo com Cloud computing has been around for quite some time It just wasn t called Cloud computing until re cently Although the term Cloud Computing is relatively new references to Cloud Computing can be found as early as the mid 90s But the term seems to have become popul
14. Usually these sources are not completely indexed which can make them hard to sift through therefore they are often overlooked in genealogical research Manu scripts can be found in a variety of repositories i e libraries historical societies universities and private collections In addition they may also be found in repositories far away from your ancestral home or in the papers of someone rich and famous Through this lecture learn the value of researching manu script collections what they are where to find them and how to use them in constructing your family his tory November 9 Tweets Pokes and Blogs Ex panding Your Genealogical Research Through the Use of Social Media This presentation will discuss Twitter Facebook and other social media outlets can prove beneficial in continuing your re search of your family Join us as Margaret Cheney explains how these different outlets work and how they can enhance your research REGULAR MEETING LOCATION North Ridgeville Library 35700 Bainbridge Rd North Ridgeville Ohio Meetings are free and open to the public Social time is at 6 30 PM and the program begins at 7 00 PM Jean Copeland jecopeland1975 gmail com or Pete Hritsko hritsko centurytel net LCCUG Members Page Don t forget to check the AA Members page for up to date information about programs amp events http www iccug com members October 2015 Interface Continued from page 9 Clou
15. arized sometime in the mid 2000s In 2008 Steve Jobs of Apple fame developed his vision of the cloud as a digital hub for all your digital content His idea was that a per son s digital content pictures documents videos music would be stored on a remote server man aged by a trusted company making that content available for that person to use on any device any where anytime The cloud is really just a metaphor for the Inter net It goes back to the days when engineers made presentations that referred to the internet they pic tured the large amorphous infrastructure of the In ternet as a puffy white cloud This cloud would ac cept requests for data and provide information and answers If you are wondering if you ever use Cloud Computing think about this If you have ever searched for a gift on line ordered it from Amazon and tracked its progress using the supplied track ing information you were doing Cloud Computing You were using applications hosted on someone else s server to accomplish your task In the simplest terms cloud computing just means storing and accessing data and programs over the Internet instead of using only your computer s hard drive or local storage When you run programs from your local hard drive and store the data on your local hard drive you are doing local compu ting Everything you need is physically close by Local computing is how we have functioned for many years and it has
16. as been de scribed as a one page aggregated filtered archiveable sum mary in near real time of what is new and generating conver sation By presenting a summary of the day s essential re ports and analysis on a single page Techmeme has become the technology news site of record for people both within and beyond the industry By reading these websites one can keep abreast of software developments the latest hardware what s new with cars gaming systems developments in health and science and space You will discover all kinds of information about what s new and unimaginable things that are just around the corner Join us at our October 13 meeting where we will look at a handful of these new technologies Join us for the fun Sandee Ruth LCCUG President Volume 27 Issue 10 Page 2 October 2015 Interface October 13 2015 NENA MSSE ERNA AOAN This meeting will focus on the latest trends in technology We will discuss analyze and demonstrate Amazon Echo Fitbit Rasp berry Pi Go Pro and possibly the Periscope live broadcast app Please join us for this fun and informative show New Technology show presented by your board of directors We will show analyze and demonstrate some of the latest trends in new tech nology From Amazon Echo to Raspberry Pi to Fitbit we will play with some of the neatest gadg ets and apps currently available Please plan on attending this fun and informative meeting As us
17. ch http makezine com Make or MAKE is an American bi monthly magazine published by Maker Medial which focus es on do it yourself DIY and or DIWO Do It With Others BI projects involving computers electronics robotics metal working woodworking and other disciplines The magazine is marketed to people who enjoy making things and features complex projects which can often be completed with cheap materials including household items MAKE magazine is considered a central organ of the maker movement Gizmodo com http hackaday com blog Hackaday is a Blog which pub lishes several articles each day about hardware and software hacks A hack refers to modifications of a product or software as well as the creation of something entirely new for conven ience novelty functional or creative reasons Hackaday also has a YouTube channel where it posts projects and how to videos Hackaday s logo is called The Jolly Wrencher http www popsci com The website for Popular Science Magazine which is an American monthly magazine carry ing popular science content refers to articles for the general reader on science and technology subjects Popular Sci ence has won over 58 awards including the American Society of Magazine Editors awards for its journalistic excellence in both 2003 for General Excellence and 2004 for Best Maga zine Section With roots beginning in 1872 PopSci has been translated into over 30 languages and is distributed
18. d Computing An Ephemeral Concept establishments have built large websites to accom modate the large number of people attempting to use the internet for these commercial activities Some websites were set up just to search out infor mation that was available from other websites Does Google come to mind Other websites were developed to provide the communications capabil ity that has become email What would we do with out email Still others like Facebook and Twitter provide a forum for social interactions Many web sites were developed to provide the news that would normally be sent to people by the newspa pers and so news websites and news readers be came available Financial institutions realized that they could interact with their customers via the in ternet and so they created financial websites Fi nancial websites give the user instant access to their financial information and allow them to buy and sell financial instruments from their home com puter I m sure you could come up with many more types of internet websites The last time looked there were over 800 million websites connected to the internet That s a pretty big cloud The point of all this is that websites are hosted on computers Website computers provide the Server portion of the Client Server operation Your browser pro vides the Client side Large websites are not hosted by a single computer Large websites may employ a network of hundre
19. dows Macintosh Android or Apple 10S iPhone iPad or iPod Touch devices may be found at http www google com cloudprint learn apps html On some operating systems you will have a choice of several dif ferent applications Choose any one of them from the list not all If you do not know which application to select and you have a Windows system I would suggest using Google Cloud Printer for Windows available free of charge at https tools google com dlpage cloudprintdriver For Macintosh users I might suggest Cloud Printer available from the Macintosh App Store for 1 99 See https itunes apple com app cloud printer 1d463448876 for more information I have used both of these products and they work well for me The other Google Cloud Print products on the list also may work well but I cannot speak from experi ence Configuring the Google Cloud Print service is not diffi cult but step by step instructions do need to be fol lowed Those instructions may be found at https support google com chrome answer 1069693 hl en Do not skip a step as I did Follow the instructions exact ly and the printer should become operational in Google Cloud Print within 3 or 4 minutes Printing from a cell phone or handheld tablet computer is a great convenience Remote printing from a Win dows or Macintosh system also can be handy at times I suspect you will soon learn to appreciate the Google Cloud Print service The above articl
20. ds of computers So the bigger the website the more computers are needed to host that website The need for these networks of computer servers has evolved into website companies building large Server Farms These server farms may have hundreds if not thousands of computers networked to act as web site servers Many of the companies with large server farms have set aside a portion of their cloud for use by the public Typically the first small amount of storage 3 7 GB is free with larger amounts at a cost Think iCloud OneDrive Google Drive and Dropbox Volume 27 Issue 10 Page 11 Ransomware Holds Smartphones Hostage It was probably inevitable but ransomware soft ware that locks up your computer until you pay the ransom to scammers has arrived on smartphones The malware that seizes control is targeted mainly at Android phones It flashes up a message claiming to be from the FBI a government cyber task force or a security firm claiming that the user has been accessing illegal websites and must now pay a fine to get ac cess to their device again A typical message fills the full screen of the phone with text that includes FBI Criminal Investigation Prohibited Content It continues This device is locked due to the viola tion of the federal laws of the United States of America and goes on to list the supposed articles of law that have been infringed Because it
21. e especially when using it for banking or shopping Use apps that come from offi cial device stores cellular providers or the official site of your bank Keep security and banking software up to date and don t leave your device unattended In case your device does get lost or stolen use a pass word or other security feature to restrict access says the FDIC You should enable the time out or auto lock feature on your mobile device to secure it when it s not used for a period of time 3 Get to know and understand your Internet safety fea tures according to the sites you use Does your bank and other sites where you use sensitive information scramble or encrypt data when it moves between your device and the website Do you see the padlock icon and https that indicate secure access in your browser address bar 4 Be careful about where and how you connect to the Internet Public or other computers that aren t yours may not have up to date security And don t use public Wi Fi for banking and other secure transactions in case some one is watching or recording your activity 5 Be extremely wary about clicking on links or attach ments in unsolicited emails even from people you know whose own devices may have been compromised They could download malware that steals your banking infor mation Your best bet is to ignore any unsolicited request for immediate action or personal information no ma
22. e is from Eastman s Online Genealogy Newsletter and is copyright by Richard W Eastman It is re published here with the permission of the author Information about the newsletter is available at http www eogn com Volume 27 Issue 10 Page 6 October 2015 Interface LORAIN Enio Eddie Fernandez age 69 of Lorain was called to Heaven September 25 2015 Enio was a Lorain native who never wanted to leave He re tired from US Steel and GM following thirty two years of service He proudly served his country in the Army during Vi etnam He was a member of the Lorain County Computer ay User s Club loved reading music and sports and was a great chess player He will be remembered for his dry wit and sense of humor Surviving are his wife of nearly twenty eight years Monica children Theresa Jeff Maria Brian Monica and Ignacio Fiance Brittany grandchil dren David Bryce Rico and Logan siblings Edna Ramon and Ruth sister in law Patsy many niec es and nephews loyal friends Dominic Cataldo and Carnell Felton and his cats Toga and Tito He was preceded in death by his parents nephew Kenneth dog Duke and cat Gomia Family will receive friends in the Richard J Reidy Funeral Home 1783 E31st Street South Lorain 277 8164 on Saturday October 3 from 3 00PM until the time of services at 6 30PM The VFW Post 1079 Elyria will conduct full military honors at 6 30PM followed by funeral services a
23. e will consist of from one to many packets A complete message can be reconstructed when all the packets are received because the packets include the address of the intended receiver the address of the sender the body of information and a set of check characters used to prove the correct ness of the received data So because the cloud is really the internet we all have been doing cloud computing for quite some time and we didn t even know it Google searches email Netflix movie streaming Carbonite backup Pandora music YouTube videos Facebook shar ing Twitter tweeting and Google Earth mapping are all examples of cloud computing Once the internet was established as a communi cations pathway to anyone who could operate a personal computer commerce began to take ad vantage of its reach Think about the reach of the highway system in the 60s and 70s The highway system brought people and commerce together Shopping malls were easy to get to and they be came the place to purchase goods Now with the internet people can visit cyber stores without even having to use the transportation highways though the products do have to be delivered and that must be done over the highways Commercial Continued on page 11 Volume 27 Issue 10 Page 9 NEED HELP errs Here s Who to Contact Neil Higgins 440 967 9061 higgins neil gmail com Evenings 6 p m 10 p m Weekends Hardware Linux amp Windows Operating Systems Twea
24. ernet ScamBusters at http www scambusters org October 2015 Interface WIS Amanda s Coolsite FormSwift Welcome to FormSwift This site offers free access to create legal documents from over 500 tem plates Getting started is easy Just click the Select a Doc ument to Get Started button Then choose the form you need from one of the four categories of fered personal legal forms small business legal forms real estate legal forms and tax forms You can also click the Create A Document button to start Have a PDF youd like to edit FormSwift offers a Free PDF Editor option It doesn t require any soft ware You just upload your PDF make the chang es you need and you re good to go This is how ran across this site needed to edit multiple PDF files in order to submit my thesis to the graduate school found this to be a very easy to use format and it was nice to not have to download another program You can also use the PDF editor to sign electronic documents This is an alternative to printing the document and signing and the scanning it back onto the computer This is a very handy site suggest book marking it for future use http formswift com Amanda business equipment 365 2288 Elyria 1 800 238 8973 USA 591 Cleveland Street Elyria Ohio 44035 COMPUTER REPAIR PRINTERS amp SUPPLIES UPGRADES CUSTOM PC S amp LAPTOPS CALL FOR BEST PRICES Channel Partner EDUCATION
25. ese devices can even share one printer I often see things on the screen of my cell phone or tablet computer or Chromebook that I would like to print However you cannot simply plug a printer into those devices Google Cloud Print solves the problem When traveling with a Windows Macintosh or Chromebook laptop computer I normally do not carry a printer with me How can I print something Most hotels offer business centers that have printers available and I do use those often However when at a coffee shop or a restaurant or even on an airplane I don t have access to a local printer Instead I occasionally want to print something on the printer back home where it will be available to me when I return Again Google Cloud Print solves the problem A printer using Google Cloud Print does not need to be located adjacent to the computer While it 1s possible to use a printer connected to your home wi fi network even that is not a requirement As long as the printer and network being used are powered up and operational the computer user might be anywhere in the world as long as he or she has permission to use the printer via Google Cloud Print With this method I can print to my home printer even if I am traveling overseas Also many hotel business centers make Google Cloud Print connected Continued on page 6 Volume 27 Issue 10 Page 5 Continued from page 5 Dick Eastman printers available for use by hotel guests and many
26. forth Computer Systems Unlimited Inc We are a full service computer peripheral sales and repair Company specializing in custom built Pc s network design soft ware integration and everything in between We are located in the small col lege town of Oberlin Ohio and for four teen years have been providing unrivaled service to home users small and large businesses all over Ohio as well as State and local government agencies All of our systems and networks are tailored to meet the individual needs of our customers Onsite service and repair for all networks and systems In house service and repair Pick up and drop off Printer repair and cleaning Laptop repair Software troubleshooting Custom designed networks and pc s MAC repair Parts replacement amp Expert advice and support and Data Recovery Computer Systems Unlimited is happy to offer a 5 discount on all computer systems ordered by LCCUG members Computer Systems Unlimited will also offer a free computer diagnostics check a 25 value for all LCCUG members Visit our web site at www csuoberlin com for more of what we can do Store Hour Monday 9 5 30 Thursday 9 5 30 Friday 9 5 Saturday 9 1 After The Sale You re Not Forgotten Volume 27 Issue 10 Page 14 As I said if you ve ever installed Windows before this is pretty standard stuff Then things get interesting Don t Use Express settings You ll eventually be greeted wit
27. h a screen titled Get going fast The goal here is to have you accept all the default settings listed by clicking on Use Express settings Don t Take a few minutes instead to read through what you d be agreeing to if you did eYov ll send your calendar and contacts to Microsoft along with a relatively vague other associated input da ta eYov ll send your location information to Microsoft and other trusted partners You ll send your browsing history and information to Microsoft eYou ll automatically connect to open hotspots and shared networks Now an argument could be made that with the exception of automatically connecting to hotspots a new feature that I covered in How do I turn off Wi Fi Sense and what is it these are things that either Microsoft or your equivalent ser vice provider have quite possibly had access to for a long time For example your mail provider knows your contacts and your ISP knows your browsing history That s simply a necessary side effect of providing their services This however feels like more information and more concen trated with a single entity Microsoft and it has many peo ple concerned Continued on page 15 October 2015 Interface Continued from page 14 Setting up Windows 10 for Privacy Choose Customize settings In very light text at the lower left of this screen is a link to Customize settings Click on that
28. ictures With GIMP http www 7tutorials com how create animated gif using your own pictures gimp Have you seen animated GIFs and wondered how you could make your own This 7tutorials post explains how to do it provided you have at least two pictures of course using the free GIMP application It should be similar with any good image editing software USB Type C Explained What it is and What it Can Do http www guidingtech com 45984 usb type c explained I keep hearing about this more lately so if you want to know more about it too check out this GuidingTech post Still Getting Spam 4 Email Mistakes to Avoid Today http www makeuseof com tag still getting spam 4 email mistakes avoid today I still hear people complaining about how much spam they get If you are one of those or have someone close to you who is check out this MakeUseOf post and see if you are making any of the mistakes shown Volume 27 Issue 10 Page 18 October 2015 Interface
29. king your system Micky Knickman 440 967 3118 micky knickman com Evenings 4 00 pm to 6 00 pm Weekends General Software Configuration Hardware Installation Basic to Advanced Windows Richard Barnett 440 365 9442 Richard216 aol com Evenings amp Weekends General Software Configuration Hardware Installation Basic to Advanced Windows amp Web Page Design Sandee Ruth 440 984 2692 sandee29 gmail com Basic Word Processing Windows amp Web Design Advanced Internet Pam Casper Rihel 440 277 6076 6 00 p m to 10 00 pm Monday thru Thursday Genealogy help prihel1l947 gmail com If any of our members are interested in helping other users with what programs you are adept at please contact any of our officers with you name what program or programs you would be willing to give help with you email address and or phone number and when you would like to have them call you Thanks Computer Club News i Don t Forget to Bring in Your X Used Ink Cartridges LCCUG is collecting empty ink cartridges Our Club is recycling used ink cartridges and using the rewards we earn to buy more prizes for the club raffle If you have empty ink cartridges laying around please bring them to our meetings and any officer will gladly take them off your hands Recycle amp Help Our Club Too Volume 27 Issue 10 Page 10 LCCUG ONGOING WORKSHOP ALL ARE FREE AND OPEN TO THE PUBLIC Problem Solving Workshop Date Tuesday
30. me it s important to be aware of the choices made available even if they re not the default and make our own decisions as to how much we want to share Mark Your Calendar For December amp 201 Our annual Christmas Holiday Party is just around the corner and we are starting to remind our members to keep December Eth open We need you to bring a raffle item or two and your own place settings and a dish to share The board members hope a lot of our members their families and friends will attend and enjoy the holiday spirit All proceeds go to the food bank at the Amherst Church of the Nazarene where we are holding the party There will be extra prizes for our members Thanks from LCCUG Board members October 2015 Interface re ae a SER fapeug The Rankin File What is Medical Identity Theft Bob Rankin bob rankin org September 22 2015 Column Medical Identity Theft on the Rise Your credit and bank account balance are not the only valuables that identity thieves are after As health care costs have soared so have incidents of medical identity theft in which crooks steal the credentials that enable one to obtain health care and sell them to other crooks Here s what you need to know Medical identity theft is on the rise And sadly it is much more difficult to guard against this type of ID theft and much harder to clean up the havoc it can create for a victim The Medical Iden
31. o Ex perian TransUnion and Equifax that collect health care activity and can monitor it for suspicious pat terns Health care providers are trained to be help ful to patients not skeptical of their identities In short there are very few protections against medical ID theft and little help resolving its conse quences My 10 Tips to Avoid Identity Theft will help you safeguard your personal and financial records Aside from that the most important thing you can do to guard against medical ID theft is reactive read all of those explanation of benefits letters that come from your health care providers and in surance company as soon as they arrive If you see anything suspicious do not delay in challeng ing it Are you concerned about other forms of identity theft Your best defense is knowledge and a pro active stance See my articles Free Credit Reports Online and 10 TIPS Identity Theft Protection to learn what steps you can take both online and of fline to protect yourself Interesting Internet Finds July 2015 Steve Costello President Editor Boca Raton Computer Society www brcs org http ctublog sefcug com editor brcs org In the course of going through the more than 300 RSS feeds I often run across things that I think might be of interest to oth er user group members The following are some items I found interesting during the month of July 2015 How To Create An Animated GIF Using Your Own P
32. s a crooked operation payment of course must be made by an untraceable money wire or preloaded debit card the number for which has to be provided to the scammers Ransomware has been around for years but mainly on Windows PCs and we ve reported on it several times Special Issue on Ransomware How to Beat the Ransomware Crooks These types of PC ransomware attacks are still in full flow according to a new report from hardware maker Intel and security firm McAfee Meanwhile a new DIY program that enables crooks to build their own ransomware is contrib uting to what the report labels a meteoric rise in this crime Cell Phones Bombarded The attack on cell phones is relatively new howev September 2015 Interface er but it has already bombarded more than a mil lion devices According to a report from the New York Times some 900 000 users were targeted in just one month with a piece of malware called ScarePakage Other variations of the malware have also been identified It s easy for the unwary to be infected either via a malicious app disguised as legitimate or by visits to certain adult websites The malicious programs are most commonly down loaded from app stores other than Android s official Google Play store though some have even found their way there Of course it s not just ransomware that threatens the safe use of smartphones There are also mali cious programs that can
33. some obvious benefits like speed but cloud computing expands your compu ting reach beyond your local resources So if the cloud is really the internet let s look at a October 2015 Interface brief history of the internet The internet had its be ginnings in the development the ARPAnet network that was funded in the late 1960s by an agency of the Department of Defense Defense Advanced Research Projects Agency DARPA is responsible for the development of new technologies for use by the military but in this case non military commerce has greatly benefited Some brief technical consid erations shows that the internet has no real struc ture there are no plans or schematics that define the internet only the implementation of packet switching and an agreed upon set of communica tions protocols called TCP IP Packet switching is a digital networking communications method that groups all data messages regardless of content type or structure into uniformly sized packages or packets TCP IP provides the protocols that specify how data should be formatted addressed transmit ted routed and received at the destination Packet switching and the use of TCP IP is what makes the internet so amorphous and yet extremely resilient Amorphous in that you do not know what path a packet will take to get to its destination and resili ent in that if part of the network is unusable the packets will go via alternate routes A complete messag
34. steal information record calls for blackmail and extortion send out spam and wreak havoc with usability Leading security software company Norton recent ly warned against assuming that any app is safe There are now hundreds of thousands of apps available Norton says Even if your source for an app is legitimate it can be impossible for the official stores to police every app Always use good judgment before download ing an app Actions you can take to cut the risk of getting in fected include eCheck an apps trustworthiness on the free www mobilesecurity com website eAvoid visits to dubious questionable websites eBe wary about using non Google app stores elf you Know how to do it uncheck the setting that allows you to download apps from Unknown Sources eAlso be wary about downloading and installing brand new apps for which there are no user reviews or apps that only have a few users eUse a passcode that will prevent anyone else from directly accessing your phone and down loading malware into it Continued on page 13 Volume 27 Issue 9 Page 12 Continued from page 12 Ransom Holds Smartphones Hostage elnstall security software that can detect mali cious software Again this mainly relates to An droid devices To find an app that suits your needs simply do a search using the term security on Google Play Should You Pay a Ransom Should you pay a ransom demand No say
35. stomers more than 5 billion a year As the financial website bankrate com recently put it If it s got money in it someone is trying to steal it That s a good way of thinking about your bank account whether you handle it online or not Now the Federal Deposit Insurance Corporation FDIC has issued a list of computer security tips for bank customers The FDIC which we mostly think of as the organization that insures our deposit accounts against bank failure says While federally insured financial institutions are required to have vigorous information security programs to safeguard financial data consumers also need to know how to protect and maintain their computer systems so they can steer clear of fraudsters In fact just a handful of basic computer mobile security prac tices will go a long way towards keeping your account out of harm s reach 1 Protect your computer with security software including anti virus and a firewall These days security software is built into most computer operating systems like Windows but not smartphones and some smartphones and tab lets i e Android devices are more vulnerable than oth ers i e iPhones and iPads Invest some time in research Continued on page 8 Volume 27 Issue 10 Page 7 Continued from page 7 7 Tips for Safer Banking ing which is the best security software free or paid for for your device s 2 Safeguard your mobile devic
36. t 7 00 PM with Deacon Tony DeGracia of Sacred Heart Chapel Lorain officiating In lieu of flowers donations are kindly suggested towards the South Branch Library 2121 Home wood Drive Lorain OH 44055 in memory of Enio For further information and to sign the online regis ter book see Reidyfuneral com Published in The Morning Journal on Oct 1 2015 See more at http www legacy com obituaries morningjournal obituary aspx n enio eddie fernandez amp pid 1 7597948 1 amp fhid LCCUG will miss Enio very much He was always there to help anyone who needed computer help Rest in Peace Enio October 2015 Interface 7 Tips for Safer Online Banking and Account Security It s fast it s incredibly convenient but is online banking safe As usual it depends That is it depends on you and how you safeguard your privacy Considerably more than half of all Americans use their PCs Macs and mobile devices to transact business with their banks But as we all know we re not the only ones who want to use our bank accounts Hackers and scammers will also use them if they can only get their hands on our account details And even if you don t bank online the information you store on your computer or mobile device can still open the door to the fraudsters Mostly we tend to think of credit card fraud as being the main target for financial fraudsters but non card fraud costs financial institutions and their cu
37. the experts Your best course of action is to keep regular backups of your device setup and reinstall this either yourself or with professional help if needed In some cases you may be able to restart your phone in safe mode and delete the malware from there If you re not expert enough to do this again seek help from a trusted tech professional If you do pay the ransom usually around 250 there s no guarantee the crooks will give you the code to unlock your phone assuming they even have one And if they do have one that you successfully use the scammers will almost certainly still have access to your phone from which they can continue to steal information What s next We think wearable devices will be next to be targeted by the ransomware crooks More on this another time Alert of the Week Some good news for a change As from late June some banks have started using the suffix bank dot bank in their Internet addresses Since banks will be carefully vetted before they re allowed to use this suffix the hope is that it will add another level of security to online banking in the same way that gov dot gov indicates a genuine government website provided it s at the end of the main address The switch will probably take many months to com plete Look out for the change from your bank Copyright Audri and Jim Lanford All rights reserved Reprinted with permission Subscribe free to Int
38. tity Theft Alliance estimates that over 2 3 million Americans have been victims of medical ID theft and 2014 saw 500 000 more cas es than the previous year That bad news is sure to get much worse The MITA s latest survey was conducted in November 2014 before the disas trous leak of 80 million patients personal health information from Anthem And just yesterday read that an error on Amazon s Web Services platform exposed 1 5 million people s private medi cal records Criminals can use victims birth dates Social Secu rity Numbers and the ID numbers found on insur ance cards to obtain medical services and pre scriptions at hospitals clinics and doctors offices While medical providers today routinely scan your driver s license you may notice that they aren t very diligent about verifying its authenticity Medical Identity Theft A fake license that wouldn t fool a liquor store clerk can be used to rack up thousands of dollars in health care costs very easily Insurance cards generally don t bear photos or signatures Using stolen medical credentials a crook may visit multi ple hospitals pharmacies and doctors to obtain Continued on page 18 Volume 27 Issue 10 Page 17 Continued from page 17 What is Medical Theft services and drugs often narcotics The records of these transactions are added to vic tims health care records and should be visible on your Explanation of Benefits letters
39. tter how genuine it looks says Michael Benardo Manager of the FDIC s Cyber Fraud and Financial Crimes Section If you decide to validate the request by contacting the party that it is supposedly from use a phone number or email address that you have used before or otherwise know to be correct Don t rely on the one provided in the email 6 Use strong IDs and passwords and keep them secret We ve written on this subject so many times For exam ple Creating Computer Passwords 10 Keys to Password Security Yet despite all the advice from us and many others people Volume 27 Issue 10 Page 8 still use easy to guess passwords fail to update them or use the same password on multiple sites all highly dangerous behaviors 7 Play it safe on social networking sites Crooks scour sites like Facebook and Twitter for innocently provided information like birth dates addresses and pets names often misguidedly used as passwords People you don t know or imposters posing as someone you do know may try to friend you and eventually persuade you to hand over confidential information or even money The FDIC has also produced an online video on how to guard against Internet thieves and electronic scams Don t Be an On line Victim How to Guard Against Internet Thieves and Electronic Scams And of course there are many other useful sources of infor mation about online banking security
40. ual we will have raffles and prizes as well as refreshments See you Tuesday MEETING CANCELLATION NOTICE at N Now you can get a 5 year When a meeting IS cancelled the notification will air membership subscription to be on our Websites and emails will be sent out to S har a0 LCCUG for only 75 00 our members This is a savings of 50 00 Our Websites are www iccug com Can t beat this price www iccug com members If you think the weather is too bad to drive in then So talk to Micky Knickman don t try to come to a meeting that may already p our Treasurer and get started be cancelled Please check your email boxes an on your 5 year membership and our websites today Thank You Don t wait until this great offer disappears Sign up today October 2015 Interface __ _ __ Volume 27 Issue 10 Page 3 Executive Board Meeting Minutes SEPTEMBER 1 2015 The board Google Hangout video meeting was attend ed by Sandee Ruth Don Hall Micky Knickman Pam Rihel Richard Barnett and Dennis Smith The September 8 presentation was assigned with Micky Sandee and Richard explaining Windows 10 INSTALLATION START MENU and EDGE Dennis submitted his selection of prizes for the next meeting The board approved the selection Pam will contact the person who spoke to the Westlake Genealogy Group about doing a program for us Richard moved Pam seconded the meeting be ad journed
41. your printer Then again if you want someone to print a document on your printer you can give him or her the information required to ac cess the printer Google Cloud Print works with all printers but for the best printing experience it is recommended that you use a Cloud Ready printer That includes many of the recent printers manufactured by Brother Canon Dell Epson Hewlett Packard Kodak Samsung Ricoh Lantronix Oki Konica Minolta Lexmark and Xerox The printer does have to be powered on and connected to the Internet Instructions for configuring a Cloud Ready printer are always in the user s manual for the printer The manual probably was included with the printer when it was new If not or if the manual has been lost all the manufacturers of Cloud Ready print ers also have their user s manuals online as PDF files on the manufacturer s web site If you do not have a Cloud Ready printer you probably can still use your older or non compatible printer How ever 1t will have to be connected to a Windows or Macintosh computer that has the Google Chrome web browser installed Both the printer and the com puter must be powered on in order to print The comput er also must be connected to the Internet Google Cloud Print You will need to install some software in your computer or handheld device to enable it to print on a Google Cloud Printer A list of the required software for Win
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