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User`s Manual - Tammy L. Terry

1. Inputting 6 from a Display Inquiries screen will yield a list of creditors in the case and the address we are using for that creditor Second Edition Copyright 2003 28 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Three Line Claims Option 7 18 x File Edit View Options Data Tools Window Help E Data STARTUP 7 08 4234 R DARRELL DARRYL A CredNo Claim Prin Owed Mo Pymt Prin Paid Total Due Int Paid 856991 1 973 84 1 606 9 a 46 48 ABAI 33 SC NC N BANK OF AMERICA TYP U DIU 85 88 Z INT 08 7 C A4024088752248126 668 88 PC 668 daN 18 nF 83 27 2888 876451 685 28 319 48 oe 16 68 BB nk 33 SC NC WN CITIBANK U DIU 85 08 Z INT BO z A4 128003260547586 6668 88 PC 668 885 18 nF B4 83 2888 816431 518 19 85 17 855 29 BB 48 BBA 33 SC NC N mi DIU 85 08 Z P ICA INT BA 7 CCOMERICA A4417181 148986871 j 608 00 PC 448 daN 6 nF 83 23 2888 818644 485 74 es 08 398 38 3 11 48 8814 33 SC NC INTERNAL REVENUE SERVICE TYP P DIU 100 00 INT 88 z CADDED S6T ARK A383 66 1318 5 68 PC 448 887 87 nF 86 29 2888 i by Case No TRACK LOG IN CH 13 TRUSTEE CEPE EE Pen E E Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 4 00PM Port opened Com2 7 F o Connected 00 29 22 Similar to Option 3 Claims Three Line Claims are
2. ADVANCED TRAC DEMONSTRATION Beginning ser tigi eset Mitlear Mirirst Rilast B B Eril exit it ur af F Alef Host _ Chat _Logonwiz WinLink _CmdMode SendFax Explorer DOS Prmpt ANSIBBS modem direct connectCom2 19200 N81 rd sd cd cts 3 45PM Performing dedicated print made press ESC to abort Connected 00 48 41 Second Edition Copyright 2003 97 January 2003 David Wm Ruskin TRAC User Manual Calendar Printouts Enter the Attorney number and date of the Meeting again and case number 9999999 The program will scan the database for cases matching this criteria Procomm Plus Terminal E l8 x Fie Edit View Options Data Tools Window Help je Data gt STARTUP A Desc Form Setup Mode Setup Pgrm FORMP1 118 Date Wed May 29 2082 ADVANCED TRAC DEMONSTRATION Inse i f Ei ast z Beil Ourlay Brield Mirield Matha Char to Er Ra Ale Host Chat Logonwie WinLink _CmdMode SendFax Explorer DOS Prmpt ANSIBBS Xmodem direct connectCom2 19200 N81 d sd cd cts 4BPM o Finished dedicated printing Connected 00 51 15 Second Edition Copyright 2003 98 January 2003 David Wm Ruskin TRAC User Manual Advanced Payment History Advanced Payment History Advanced users have the ability to print out listings of every payment that has come due according to the Trustee s computer system This tool can be helpful in tracking when and wh
3. x Cmd Mode Send Fax ah a Dos _ i ANSI BBS modem direct connect Com2 19200 N81 d d cd cts 4 19PM Port opened Com2 Connected 01 21 19 Second Edition Copyright 2003 105 January 2003 David Wm Ruskin TRAC User Manual User Inquiries The information is presented exactly as the data in the P screen Procomm Plus Terminal 18 x File Edit Yiew Options Data Tools Window Help E Data STARTUP Sade abso KIRK KIRK STEVEN J KATHLEEN M TOTAL PAID 52 663 82 AMOUNT FRQ LAST DUE EEE 698 82 ae WEEKLY Nov 87 2882 1 61 188 161 66 AA 48 Thu Oct 14 1999 FIRST PMT DATE LAST PMT DATE Tue Nov 85 2882 Fri Nov 19 1999 DATE CONFIRMED FOR 338 68 Mon Dec 88 2683 EST CLOSE DATE SOURCE JLEWISCOOPR661 66 CONF LENGTH note the employer name will appear in the 13 NOS REMAINING source field above if the payment was 35 68 MOS SINCE CONF by deduction 16 68 UNSEC z 68 INT USNEC Zz Press any key to return to Display Inquiries _ J Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 4 19PM Port opened Com2 Connected 01 21 45 Second Edition Copyright 2003 106 January 2003 David Wm Ruskin
4. Cmd Mode Send Fax Explorer DOS Prmpt_ Page 2 4 99 P51 1 PAI 3 256 608 OSI OA 3 PS2 s PAZ 66 O52 OA BA ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 6 04PM Port opened Com2 Connected 02 00 39 Second Edition Copyright 2003 66 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Plan Calc H Plan Calc II can be accessed from the main menu or with the F8 option within Display Inquiries Procomm Plus Terminal lj x Fie Edit Yiew Options Data Tools Window Help E Data i STARTUP x 98 SB414 R JAMES T KIRK amp DENISE SCOTT KIRK TPI 18 943 78 BOH 68 ABA SH SUBURBAN FIRM ATTORNEY 5 PERCENTAG CD HL BO 85 bbHb b BURI N M ARN T MON my p Nf PAGE I L Aug 28 1998 68 84 48 00 80 1 818 68 BA 185 88 84 80 88 ali 8 88 TRACE a CH 13 TRUSTEE em ee Sea ea Se a a as Sa ial Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 3 14PM Port opened Com2 Connected 00 16 57 A The top of the screen displays the case number debtor names Total Paid In and current Balance on Hand B The first lines of the calculation display information related to Attorney Fees Each line represents a different method by which the Attorney can receive funds C The remaining lines in the program display filed cla
5. we 2 amp ej Desc Advanced TRAC Menu Porm ADUMEP T18 Date Wed May 29 2882 4 Plan Calculation II Calendar Print Outs ADVANCED TRAC DEMONSTRATION Rieu By i Nessgemaessgeme Da System Systengl ickl emultt 9 Bl Alt Host Chat Logonwie_ WinLink Cmd Mode Send Fax Explorer DOS Prmpt i ANSIBBS Xmodem direct connectCom2 19200 N81 d sd cd t O 8M Port opened Coma a A Connected 00 21 36 Second Edition Copyright 2003 90 January 2003 David Wm Ruskin TRAC User Manual Calendar Printouts Calendar Printouts Option number five on the main menu enters the Calendar system This system is a reflection of dates entered into our system along with some dispositions This information should NOT be used in place of information provided by the Court Several different Calendar printouts are available They can be listed by pressing F9 or the form number entered Procomm Plus Terminal 18 xj File Edit Yiew Options Data Tools Window Help je Data a STARTUP A ADVANCED TRAC DEMONSTRATION FE Esp 8i Forms g Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer bos Pmpt ANSIBBS Xmodem directconnectCom2 19200 N81 d d d tO 3aM ooo Port opened Coma Connected 00 2453 Second Edition Copyright 2003 91 January 2003 David Wm Ruskin TRAC User Manual Calendar Printouts e Form 200 will generate a list of cases sched
6. 2 The following pages describe the basic menus and how to read the information on them Second Edition Copyright 2003 13 January 2003 David Wm Ruskin TRAC User Manual Main Menu Reviewing Debtor Information Main Menu j Procomm Plus Terminal E Data F startup a 5 lesc Dialin Main Menu Mode Menu Pgrm PDSMEP T10 Date Sat Jul 87 2801 f Display Inquiry ei Print 4 Plai BASIC TRAC DEMONSTRATION i aE F E a i E E At Host Cha Logoriwie _ WinLink _CmdMode DOS Prmpt ANSIBBS ASCI ditectconmectComl 19200 N81 rd sd cd cts BOM Potopened Comt Connected 00 00 03 Logging into TRAC as a basic user displays the above screen after the Bulletin Board To enter a menu option press the number or highlight the option with the arrow keys and hit e Display Inquiries is a series of screens that displays most of the pertinent information about a case e Print Inquiries gives the user the opportunity to print a detailed summary of a case e Plan Calculation I allows the user to perform payout calculations on cases that have not yet been confirmed e Plan Calculation II allows the user to perform payout calculations on cases that have been confirmed Note that both plan calculations can also be accessed within Display Inquiries Second Edition Copyright 2003 14 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Display Inquiries Entering Option 1 from
7. BB 68 BB 48 SECURED A ADDED CREDITOR FO BB BB 68 BB BB 48 ADDED CREDITOR FO BB BB 68 BB BB Page Totals 5 4072 ee Se ae ae dd Pol c Pal 944 34 DSI OA B0 T 48 849 22 aa 2 ee ee eee LOG IN CH 13 TRUSTEE Enter Line to bhan e gt i i P i D ii E E E E E F Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSIBBS modem direct connect Com2 19200 N81 rd sd d cts 4 34PM Port opened Com2 Connected 00 31 09 Second Edition Copyright 2003 47 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations The cursor will appear in the line entered Hit Enter to move the cursor to the field on the line that needs to be adjusted In the example below Line 01 is being edited The system can automatically determine the permo for a debt based on the term of the plan Move the cursor to the Pymt Month field of the line and press the space bar then enter through the remaining fields The results can be seen on the next page Procomm Plus Terminal 18 x File Edit Yiew Options Data Tools Window Help E Data STARTUP 7 02 59848 A THERESA UHURA TPI 2 588 68 BOH 2 588 68 LN Creditor Name Claim Amt Coll Bal Int Rate Pymt Month Total Paid MO ATTORNEY FEE AA ATTORNEY FEE IS INCLUDED IN PLAN 1 250 88 ARREARAGE al AT a MORTGA 13 937 76 13 937 78 16 58 je BB 20 417 34 92 CONT ae ce IN PLAN CALC a2
8. TRAC User Manual Print Inquiries The final question will direct output to a printer Procomm Plus Terminal la x File Edit view Options Data Tools Window Help E Data l STARTUP ia esc Print Inquiries Mode Report Pgrm PRTZND 118 Date Wed May 29 2842 Receipts WILL be Printed Disbursements WILL be Printeds Beginning Date is 80 08 8888 Ending Date is 99 99 9999 Disbursements to All Creditors Claims WILL be Printed All Claims WILL be Printed Claims will be Printed in Alphabetical Order Case Notes WILL NOT be Printed BOTH Debtor Names and Addresses WILL be Printed ADVANCED TRAC DEMONSTRATION d Y N lt CR gt i t f f 3 4 i 8l 9 Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt i ANSIBBS Xmodem directconnectCom2 19200 N81 d sd cd cts 306m o Port opened Coma Connected 00 03 04 Second Edition Copyright 2003 89 January 2003 David Wm Ruskin TRAC User Manual Advanced Options Advanced User Options Users have access to advanced options by attending a special class held periodically at David Ruskin s office Advanced features include additional printing capabilities and access to Court Calendar inquiries and more detailed payment history information The User Views option is disabled at this time Procomm Plus Terminal i l8j xj File Edit View Options Data Tools Window Help je Data a STARTUP
9. gt gt Jun b gt b b gt gt b gt Jan gt Jan gt Feb gt Mar gt Apr gt Apr gt May gt Jun Jul Aug gt Aug Sep gt Oct Oct Nov Dec Jun Jul fug fug Sep Oct Oct Nov PN ed ee Im a ed Od eel BO eel Mow a oa Naana an E E CO gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt 323 08 Nov TRACK LOG IN CH 13 TRUSTEE End of Outstanding Items in the Sum of 53 265 l LEE EE EF Bok FOE At Host Chat eave WinLink Cmd Mode Send Fax EA DOS mej ANSIBBS Xmodem direct connect Com2 19200 N 81 d d cd cts 2 36PM Port opened Com2 Connected 00 08 28 Second Edition Copyright 2003 102 January 2003 David Wm Ruskin TRAC User Manual Advanced Payment History Review the information in the receipts section of Display Inquiries Comparing the two listings will give an exact payment percentage using the Net figure and will reveal if payments were missed In this case the debtor made plan payments 53 907 and should have paid in 53 265 The debtors have actually paid in more than was due under the plan Procomm Plus Terminal E l8l x File Edit view Options Data Tools Window Help E Daa v STARTUP 99 54853 R KIRK STEVEN J KIRK KATHLEEN M Date Code Description Source Cred Cim ID Oct 23 2082 EMPC EMPLOYER PAYROL JLEWISCOOP 54 BAAHAA HAAA TAB 3
10. gt Jan Jan r gt Feb 83 323 Feb gt Feb 1 gt Feb 24 323 gt Mar gt Mar 89 gt Mar 16 Sat gt Mar Nar 36 gt Apr 46 323 Apr Apr 26 Apr 2 323 gt May May 11 gt May 18 323 gt May Jun 1 323 68 gt Jun 48 323 gt Jun gt Jun 22 gt Jun 29 323 gt Jul Jul gt Jul 323 Jul gt Aug 83 gt Aug 18 323 gt Aug gt Aug 24 gt Aug 31 323 gt Sep Sep 14 i 323 gt Sep 323 gt Oct 2888 323 00 gt Nov 89 2888 TRACK LOG IN CH 13 TRUSTEE i i JI 4 5 6 i 8l 9 Bl z Alef Host Chat Logonwiz Winlink _CmdMode SendFax Explorer DOS Pimpt ANSIBBS Xmodem ditectconnectCom2 19200 N81 rd d d cte 409M Potopened Com2 0 iss sSSSS i Cece 01 17 08 Second Edition Copyright 2003 101 January 2003 David Wm Ruskin TRAC User Manual Advanced Payment History Paging down to the bottom of the screen shows the remaining payments that were due A total of all items is listed This is the total that the debtor should have paid in as of the date the data was put on TRAC Write this figure down as it will NOT print from the F7 key The F7 key will print all other information presented here Procomm Plus Terminal 18 xl File Edit view Options Data Tools Window Help B Data STARTUP 7 Desc Delinquency Jan Jan Feb Mar Mar Apr May May Dec gt b gt b gt b gt
11. A2 ADDED CREDITOR FO BB 68 A3 ADDED CREDITOR FO B8 B8 CURR MTO 64 AMERIQUEST MORTOA 1 572 25 75 468 66 PRIORITY 45 ADDED CREDITOR FO BB 68 08 68 08 A6 ADDED CREDITOR FO 48 BB 68 BB 48 SECURED A ADDED CREDITOR FO BB BB 08 Z 88 BB 48 ADDED CREDITOR FO BB BB 68 z BB 48 Page 1 Totals 5 498 eee 113 642 44 99 aal al 2 349 580 OS OA 68 T 48 349 58 112 776 889 48 052 DA BB g AA TRACK LOG IN CH 13 TRUSTEE Enter Lump Sum Payment eg fF EF FF E F FEF FE Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts O 4 43PM Port opened Com2 E Connected 00 39 58 Second Edition Copyright 2003 55 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Type the amount of to be added to the balance 3 000 in this case Procomm Plus Terminal i a 18 x File Edit Yiew Options Data Tools Window Help B Data STARTUP J 82 59848 R THERESA UHURA TPI 2 588 68 BOH 2 588 68 LN Creditor Name Claim Amt Coll Bal Int Rate Pymt Month Total Paid MO ATTORNEY FEE HH ATTORNEY FEE IS INCLUDED IN PLAN 1 258 88 ARREARAGE H1 ARLE aT MORTGA 13 937 13 937 78 16 58 z 357 68 17 127 23 4 CONT G DEBT DEBT is IN PLAN RC 82 ADDED CREDITOR F BB 88 A3 ADDED CREDITOR FO BB 48 CURR MIG A4 AMNERIQUEST NMORTGA 1 572 25 75 468 88 PR
12. e jn jen aml anl om RANERO ai TRAC TRUSTEE RECORDS ACCESSIBLE via COMPUTER User s Manual Detroit Edition Version 2 0 Ss a RRR RRRA a SASAS SAS PTA OFFICE OF THE CHAPTER 13 STANDING TRUSTEE DAVID WM RUSKIN TRUSTEE administering bankruptcy cases in the EASTERN DISTRICT OF MICHIGAN DETROIT 1100 Travelers Tower 26555 Evergreen Road Southfield Michigan 48076 4251 248 352 7755 248 352 2902 TRAC User Manual Table of Contents Table of Contents Introduction to TRAC cccccccssssssssseees Error Bookmark not defined Hardware Requirements ccsssssses Error Bookmark not defined Software Requirements cccssesssseees Error Bookmark not defined WP KU ETE E E E davacvescatawcwsncedaseesavansseaswaseseeeteneuneaess 6 Se D PE A E EE E 7 Printing 5 03 cas vsscaGadscvensoesvens vents ouseseaeaus eats keeren eesse k eneas ee rse kep iRE ts R arpes p ooko ens 8 Accessing Guest Voice MailbDOXxes cccccccccccscccssccscccsccssccssccssccsscssees 9 POO GUNG Ons sesssscsts eas dee saccesaciensnadaszucknaiscecsancssesceetaachncssustaceneesecauencs sates 10 Navigating Menus cssiceccccctensedscuicss cudcie coccsvenavsck ca cvatascdectuseusbcbectantadeesectes 13 Reviewing Debtor Information ccccccccssccsscssssssscssscssscsscsscsssseess 14 Display UMGQUiries siccssscsewcciscasescsseserncesinverescassnancersetowds venta cheseeiesieeeessients 15 Maim Sereen ies ahcxcessscvcdsciesc
13. to be repaid at 100 The L line will need to be edited to remove the contents from the screen and the debt amount is then added to the unsecured total Debt is added to the unsecured total by changing that line and adding the debt amount The example below shows 2 000 being added to the unsecured total Procomm Plus Terminal 18 x File Edit view Options Data Tools Window Help E Data STARTUP iP 82 S59848 R THERESA UHURA TPI 2 588 68 BOH 2 588 68 LN Creditor Name Claim Amt Coll Bal Int Rate Pymt Month Total Paid MO AUTOMOBILE A9 AMERICREDIT FINAN 13 825 83 8 808 808 15 88 z 37 31 18 451 93 44 UNSECURED CREDITORS 16 REGULAR COH8 00 41 88 7 388 59 Page 2 Totals Sf 2 290 23 112 775 63 99 sil al 349 58 DSI OA 08 349 56 112 776 88 aa D52 DA TRACK LOG IN CH 13 TRUSTEE I EERE PE PE FE Alt Host Chat cae WinLink Cmd Mode Sard res Explorer DOS Prmpt_ ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd tO 4 42PM Port opened Com2 Connected 00 38 54 Second Edition Copyright 2003 53 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Note in the example below that the total unsecured debt amount is now 2 000 higher Procomm Plus Terminal i 18 x File Edit view Options Data Tools Window Help E Data STARTUP s 82 59848 R THERESA UHURA TPI 2 588 68 BOH 2 588 68 LN Creditor Name Claim Amt Coll Bal
14. 47 a21 539 Jun 66 2882 CR U CONERICA 816431 B86 199 330 76 a219184 flug 62 2882 CR U CONERICA 816431 B8B T99 44 25 19981 Oct 84 Z9B2 CR U CONERICA 816431 BBA T99 44 11 2208341 inhi D TA de Gross 597 88 Net 597 68 g ficcessing by Case No TRACK LOG IN CH 13 TRUSTEE f f f f f f LF f f f jf E E P E C ECE E Po At Host Chat Logon wiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 3 58PM Port opened Com2 Connected 00 27 54 This screen lists the date the disbursement was made the name of the creditor the creditor number the claim number the amount of the check and the check number The amp symbol indicates that the check was issued as a voucher An before the Code column indicates that the check has not yet cleared through our system This does NOT mean that the check has not been cashed We clear posted checks once a month Second Edition Copyright 2003 26 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Claims Option 3 18 x File Edit View Options Data Tools Window Help E Data STARTUP 7 B8 4234 R DARRELL DARRYL A CredNo Claim Prin Oved Mo Pymt Prin Paid Total Due Int Paid 856991 1 973 84 1 666 9 BB 678 11 BB BB A863 33 SC NC N BANK OF AMERICA TYP U DIU 65 68 INT 88 z 876451 685 28 319 48 48 194 94 18 48 8864 33 SC NC N CITIBANK TYP U DIV 85
15. 808 INT 816431 2 518 19 1 285 17 BB 855 29 BB BBA 33 SC NC N COMERICA TYP U DIU 85 08 7 818644 485 74 G 48 398 38 48 8814 33 SC NC N INTERNAL REVENUE SERVICE TYP P DIU 168 88 816644 152 58 98 14 48 39 49 BB 8815 33 SC NC N INTERNAL REVENUE SERVICE TYP U DIU 85 08 Zz 165837 6 988 48 3 525 79 BB 346 42 BB 48 8811 33 SC NC N MICHIGAN DEPT OF TREASUR TYP U DIU 65 08 INT 68 Accessing by Case No TRAACK LOG IN CH 13 TRUSTEE i z p EE EF EE Pee E Alt Host Chat Logonw iz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 3 59PM Port opened Com2 n z o Connected 00 28 36 Pressing 3 from a Display Inquiries screen prompts the user to enter a beginning letter or a number to list claims in order Inputting a letter will display all creditors alphabetically from that letter forward Inputting a number will display all creditors in the order that they were entered on our system from that number forward Hitting Enter will display all creditors alphabetically The records on this screen are all creditors that appear on the Schedules not just creditors that filed a claim Data on the creditor is displayed in two lines The first line contains the Creditor Number the Claim Amount Principal Owed Monthly Payment Principal Paid Total Due and Interest Paid The second line contains the Cla
16. AOD CREDI 08 48 A3 ADDED CREDITOR FD BB BB CURR MTO 64 AMERIQUEST MORTOA 1 572 25 75 468 088 PRIORITY 45 ADDED CREDITOR FO 48 08 7 68 08 A6 ADDED CREDITOR FO 48 68 BB BB SECURED A ADDED CREDITOR FO BB 08 Z BB 88 48 ADDED CREDITOR FO BB 68 BB 48 Page_1 5 48 4 2 145 24 116 253 55 93 Psl e EAI 944 34 DSI OA 68 I 48 849 22 98 211 36 PS2 PAZ 68 DSZ OA 68 TRACK LOG IN CH 13 TRUSTEE L E E E E ECE E EEC Akt Host Chat Logonw iz WinLink Cmd Mode Send Fax Explorer DOS m ANSIBBS Xmodem direct connect Com2 19200 N 81 rd d od cts 4 35PM Port opened Com2 Connected 00 31 45 Second Edition Copyright 2003 48 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Notice first that the figure in the MO field is now 36 the same as the T field at the bottom of the screen Also note that the permo and the MO field are not as bold as the other fields on the screen The permo is what we call a soft permo The system does not consider this to be a required permo and it has been removed from the permo totals at the bottom of the screen Procomm Plus Terminal 18 x File Edit Yiew Options Data Tools Window Help E Data STARTUP J 02 59848 A THERESA UHURA TPI 2 588 68 BOH 2 588 68 Creditor Name Claim Amt Coll Bal Int Rate Pymt Nonth Total Paid MO ATTORNEY FEE AB ATTORNEY FEE IS INCLUDED IN PLAN 1 258 88
17. ARREARAGE A1 AMERIQUEST MORTGA 13 997 78 13 937 78 18 58 7 356 85 17 128 93 48 CONT G DEBT USE IN PLAN CALC 2 ADDED CREDITOR FO BB 48 A3 ADDED CREDITOR FO BB 48 CURR MTO 64 AMERIQUEST MORTOA 1 572 25 75 468 66 RIORITY P 45 ADDED CREDITOR FO 68 68 08 BB A6 ADDED CREDITOR FO 48 68 z BB 48 CURED A ADDED CREDITOR FO BB 08 Z 88 BB 48 ADDED CREDITOR FO BB 68 BB 48 Page 5 48 4 1 912 85 112 777 43 ad Pol c Pal 944 34 DSI OA T 48 849 22 a pez pR a8 DS DA i TRACK LOG IN CH 13 TR STEE T one Race to Wore fly Break Ei ange iar o to ext Tint Teak Fhangepiunn feaidJustmgo to Peglext Eo 7 a ee ee Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS a ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 4 35PM Port opened Com2 Connected 00 32 21 Second Edition Copyright 2003 49 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Go back to Change the line and enter a permo similar to what the system derived in the step above The permo in this example was rounded up to the nearest whole amount Note how the data is now the same bold level as the rest of the screen and that the total permos required has increased Also note that the no longer shows next to the T field in Line 99 Procomm Plus Terminal 18 x File Edit Yiew Options Data Tools Window Help E Data STARTUP F 2
18. Int Rate Pymt Month Total Paid MO AUTOMOBILE 89 AMERICREDIT FINAN 13 825 83 8 808 808 15 88 z 37 31 18 451 93 44 UNSECURED CREDITORS 16 REGULAR 7 625 83 41 88 z 3 288 59 Page 2 20 es re es J3 eil al 349 58 DSI OA 48 349 58 112 776 88 B8 D52 DA 48 TRACK LOG IN CH 13 TRUSTEE J Enten C ta hanne a Line or D to ielete Pa a m HTE 40 angel unp just o to Trey rint reak xit akn Pie Ea E Boe EO E Beet Host Chat ive WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 4 42PM Port opened Com2 Connected 00 39 15 Second Edition Copyright 2003 54 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Adjusting the Balance On Hand What if calculations can be performed based on receipts that have not yet posted to the TRAC system For instance if the debtor has submitted a 3 000 tax refund that has not yet posted these funds can be added to the calculation Press the F2 Lump Sum button to modify the amount Procomm Plus Terminal 18 x File Edit view Options Data Tools Window Help E Data STARTUP 7 2 59848 R THERESA UHURA TPI 2 588 68 BOH 2 588 68 LN Creditor Name Claim Amt Coll Bal Int Rate Pymt Nonth Total Paid MO ATTORNEY FEE AA ATTORNEY FEE IS INCLUDED IN PLAN 1 258 48 ARREARAGE A1 AMERIQUEST NORTGA 13 937 78 13 937 78 16 58 357 68 17 127 23 4 CONT G DEBT USE IN PLAN CALC
19. SA Desc Form Setup Mode Setup Pgrm FORMP1 T18 Da Wed May 29 2882 lt lt Printer Selection Window gt gt ADVANCED TRAC DEMONSTRATION Ei E E E Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt i ANSIBBS Xmodem direct connect Com2 19200 N 51 d sd cd cts 3 28PM Port opened Com2 Connected 00 31 43 Second Edition Copyright 2003 93 January 2003 David Wm Ruskin TRAC User Manual Calendar Printouts Enter the hearing date in mmddyyyy format The system will convert it to the format shown below Press ENTER to continue then Y Procomm Plus Terminal i 16 xj Fie Edit View Options Data Tools Window Help je Data l STARTUP gt A lesc Form Setup dar Date June 3 2882 ADVANCED TRAC DEMONSTRATION lt CR gt to Conti e lt U rie i i i UO ae i EO iti ee Y E Koo Eo Z Se Oe xi Alte Host Chat Logonwiz winlik _CmdMode SendFax Explorer DOS Prmpt ANSIBBS Xmodem direct connect Com2 19200 N81 rd sd cd cts 329M Potopened Com2 00 Connected 00 32 49 Second Edition Copyright 2003 94 January 2003 David Wm Ruskin TRAC User Manual Calendar Printouts Answer N for a series of cases Procomm Plus Terminal gt 12 xj File Edit view Options Data Tools Window Help je Data gt STARTUP SA Desc Form Setup Mode Setup Pgrm FORMP1 118 Date Wed May 29 2082 ADVANCED TRAC D
20. TAALK LOG IN CH 13 TRUSTEE i ek E FF PoE OE OE LEO Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt j ANSIBBS modem direct connect Com2 19200 N 81 d sd cd cts 4 01PM Port opened Com2 Connected 00 30 20 Similar to the Receipts and Payments screen inputting 9 on a Display Inquiries screen will display this screen The Account Ledger includes a running balance FROM THE STARTING DATE of the listing Second Edition Copyright 2003 31 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Payments by Date Option Y lej x File Edit View Options Data Tools Window Help B Data gt STARTUP B8 4234 R DARRELL DARRYL A late Code Creditor Uesc ID Cred Cim Receipt Payment Chk Src Jun 62 2868 TF DAVID WM R T99 188886 BHAA 68 35 2879928 81 2808 TF DAVID WM R T99 188866 BHAA 28 15 2884836 B4 2888 TF DAVID WM R T99 188866 AHAA 42 2090874 06 2888 CR U BANK OF AME T99 856991 8883 36 69 2896358 B6 cB88 CR U DISCOVER NO 199 192222 AABE 64 19 2897296 46 2888 CR P INTERNAL RE 199 818844 60814 48 54 2898112 83 2888 IF DAVID WM R T99 188866 AAAA 14 73 216582 Nov 83 2886 CR U NICHIGAN DE 199 16583 8811 31 94 2183864 Accessing by Case to TAALK LOG IN CH 13 TRUSTEE i ek OF FF Oe EOE OE OF Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt j ANSIBBS modem direct connect Com2 19200 N
21. a Payout Calc Procomm Plus Terminal j a laj x Fie Edit View Options Data Tools Window Help oo Dae Je aas aA 98 58414 A JAMES T KIRK amp DENISE SCOTT KIRK IP 18 943 78 BOH 88 PAGE 1 LC Aug 28 1998 3B 4 421 BS 415 65 88 1 8008 Ba 84 ha T 1668 86 81 68 88 a 5 40 66 16 88 TRACK LOG IN CH 13 TRUSTEE fate Beste tvs a Broce eau Bie Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 3 31PM Port opened Com2 Connected 00 33 12 The increase to 1000 mo is too much knowing that 51 months have already passed and that the Payout Calc shows the plan would run another 8 months based on these changes Second Edition Copyright 2003 74 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Next change the payments to 800 mo and do a Payout Procomm Plus Terminal x File Edit View Options Data Tools Window Help E Data STARTUP HU WAYNE COUNTY FRIEND OF COZPRIORITY gt NE 5 48 A E 927 PAGE 1 C Aug 28 1998 423 364 421 6 415 65 881 818 68 84 48 BA 666 88 81 68 BA a 5 48 68 18 00 TRACK LOG IN CH 13 TRUSTEE f angelmiuo to BiN Print henge break i Ta iae BLine Page i anh m At Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSI BBS Xmodem direct conn
22. a new vehicle that would be paid directly The motion would have to modify the plan as well as allow the debtor to incur debt The plan would need to cease payment to the vehicle being paid by the Trustee and decrease the plan payment First find the debt in the plan calc and review the plan and Order Confirming Plan for treatment of the debt Procomm Plus Terminal x File Edit View Options Data Tools Window Help le Data STARTUP ig 99 45213 A ANTONIN CHECKOU HW SW SUBURBAN FIRM ATTORNEY 9 _PERCENTAG CD NC BB SCHEDULED UNSECURED CREDIT UNSECURED CU NC 5 48 33 Hbbb AY PAGE I L Jul 82 1999 BB 48 86 68 1 824 172 88 82 46 BA Ba BA B8 86 S E 68 18 00 TRACK LOG IN CH 13 TRUSTEE f angelmiuo to BiN Print ggas Break i Se yore BLine WPage i aut peal 7 Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd d cts 3 46PM Port opened Com2 Connected 00 48 44 Second Edition Copyright 2003 77 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations In this case the secured portion of the debt is on line 4 This debt was crammed down and the unsecured portion is on line 18 page 3 of the Calc Procomm Plus Terminal p x File Edit View Options Data Tools Window Help le Data gt STARTUP iy EG 39 45213 R ANTONIN
23. aE iaa ives esemeaeaadces 82 Payoff Calculations eeooecoeccoeccceccccccecececocccccecceccoscccecececcesecesccsseesseeee 83 Payoff Calculation Check List eesseecceccssccssecssccsscssseesecessessssessssssseee 85 Print InguifieSosisrssssrsitsessscsiesssrossissstsossstosrorsres ea ceattce iets estes ceeneva eaetieks 86 Advanced User OptionS ssssssssssesssessssossosssosssosssssssossssssessssssssssessssso 90 Calendar Printouts eescsecccccceccceccceccccccecccccccccccsccesececccssccseccescesecesseee 91 Us r TR QUEI OS So35sc sescewessdscessacsxctsdectavexassasueasendsiesceseosdscessovasncseossuemeeses 104 Second Edition Copyright 2003 3 January 2003 David Wm Ruskin TRAC User Manual Introduction Introduction to TRAC Trustee Records Accessible via Computer TRAC is a service provided by the Office of the Chapter 13 Standing Trustee in Detroit to the Bankruptcy community TRAC is a means for parties in interest to access the Trustee s database of bankruptcy cases from the comfort and convenience of their own computers Functioning hand in hand with the computer service is a telecommunications solution called Guest Voice Mail All users of TRAC are assigned a Guest Voice Mailbox on the Trustee s telephone system This feature creates more efficient communication between the Trustee s office and the individual TRAC users Messages about docket status individual cases and developing information can be transmitted via G
24. accessed by pressing 7 from a Display Inquiries screen The third line of additional information contains any Comments our office may have made about the claim the Account number the Scheduled amount of the claim the Plan code of an employee who made modifications to the record and the date the claim was filed Second Edition Copyright 2003 29 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Receipts and Payments Option 8 iej x File Edit View Options Data Tools Window Help B Data gt STARTUP B8 4234 R DARRELL DARRYL A Date Code Creditor Desc ID Cred Cim Receipt Payment Chk Src Apr 14 2886 EMPC EMPLOYER PAYR TAB AHAHAH HAHA 155 88 USPOSTA May 69 2866 1 0 MONEY ORDER F TAB AHAHAH HAHA 98 66 5758 May 38 2866 EMPC EMPLOYER PAYR TAB AHAHAH HAHA 155 88 USPOSTO Jun 82 2868 TF DAVID WM R T99 188886 AHAA 68 35 2879928 2 2888 EMPC EMPLOYER PAYR TAB AHAHA HABA 155 88 USPOSTA Jul 1 2868 TF DAVID WM R T99 188886 BHAA 28 15 2884836 cH 2888 EMPC EMPLOYER PAYR TEA 888888 HAHA 155 88 USPOSTA Aug A4 ZABA ATTF THAU GROSS 199 804440 HAHA 42 68 2889713 Accessing by Case No TRAACK LOG IN CH 13 TRUSTEE L E E E PoE ECE EL LEO At Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt j ANSIBBS modem direct connect Com2 19200 N 81 d sd cd cts 4 00PM Port opened Com2 Connected 00 29 53 Entering 8 from a Display Inquiries screen w
25. all case numbers have been entered Procomm Plus Terminal lj xj Fie Edit View Options Data Tools Window Help E Data l STARTUP 4 Jesc Print Inquiries MNode Report Porm PRIZND 118 Date Wed May 29 2882 ADVANCED TRAC DEMONSTRATION _ i ie tei Enter Case Humber 1 uU ft t 1 i 2i 3 i E a 6l 7E oF gi B M Att Host Chat Logonwie_ WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSIBBS Xmodem directconnectCom2 19200 N81 id sd d tO 257M o Port opened Com 0 Connected 00 00 36 Second Edition Copyright 2003 87 January 2003 David Wm Ruskin TRAC User Manual Print Inquiries Answer each of the questions that appear on the screen for information and formatting to be printed Note that lt cr gt indicates that hitting ENTER will default to that response Procomm Plus Terminal lj xj Fie Edit View Options Data Tools Window Help E Data ll STARTUP 4 Jesc Print Inquiries Mode Report Porm PRICND 118 Date Wed May 29 2882 Inquiry Options are as Follows 1 CASE S WILL BE PRINTED ADVANCED TRAC DEMONSTRATION Ta Mae i ie isi Gra i zl E E E 7k of gi B M At Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer bos Prmpt_ ANSIBBS Xmodem directconnectCom2 19200 N81 rd sd d tO 25M ooo Port opened om2 0 Connected 00 01 42 Second Edition Copyright 2003 88 January 2003 David Wm Ruskin
26. at ari xit inke Ae LE E in 2 ae CoE i Host Chat af Coa Wirkink mamas m a cmd Mode TE Ee DOS Prnpt j ANSI BBS Xmodem direct connect Com2 19200 N 81 d d cd cts 3 49PM Port opened Com2 Connected 00 18 29 A This section displays the complete address information for the debtors The information on the First page can be truncated to force it into the screen formatting B This section provides some basic tracking information about the case e Entry Date is the date the case was put on our computer system e Plan Base is used if the case is a Base Plan The Base Balance reports the amount remaining to pay on the Base e The third column reports the date of the last receipt from the debtor and the amount of the payment e Finally this section reports the phone number of the Firm representing the Debtor Second Edition Copyright 2003 17 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries C This section provides financial breakdowns for the case The fields in this section are as follows BOH Balance On Hand TPI Total Paid In TDS Total Disbursed TCR Total to Creditors TTR Total to Trustee TAF Total Attorney Fee The other fields are generally not used Below these fields are two fields that balance out the mathematics of funds coming in and being disbursed Second Edition Copyright 2003 18 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Third Page Left Arrow 1
27. first debtor listed in section A above e The final column lists the Employer information for the second debtor listed in Section A above Second Edition Copyright 2003 15 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries C This section covers three areas of detail e The first section contains o the debtor attorney s Creditor Number a number exclusive to that firm on our system the name of the firm and the name of the Judge assigned to the case e The middle section consists of three columns o The first column lists the social security numbers for the debtors o The middle column lists the current payment amount and frequency for each debtor The first PAY field is used in cases where the debtor listed first in section A above is making payments via Wage Order The first DIR field is used in cases where the debtor listed first in section A above is making payments via some other method The second PAY and DIR fields are used for the debtor listed second in section A above These fields will BLINK when Debtor Step Payments are used o The third column lists the Current Balance On Hand BOH the number of claim records NOT the number of claims filed CL and the Total Paid IN TPI Note that this last number is not used in calculating a debtor s payment history as it contains receipts that are not counted as PLAN payments e The final section contains the Type and Comment fields The Type field SHOULD contai
28. for the program The service is safe efficient and relatively problem free This does not mean that the system is error free no computer system can be It does mean that you can generally rely upon being able to access the TRAC and Guest Voice Mail systems at nearly any time of the day To access Guest Voice Mail you need a touch tone phone To access TRAC you need the following e anIBM compatible computer with at least a 386 class processor a PC e a minimum Hayes compatible modem e an Hewlett Packard LaserJet compatible printer e some users have successfully accessed TRAC with a MAC Our office is unable to provide assistance with that platform Software Requirements We recommend the use of ProComm currently published by Symantec for accessing TRAC Our software vendor has optimized our system for use with ProComm and it is the software used in our office Other communication software programs MAY work with TRAC but our office will not be able to provide any assistance with programs other than ProComm The primary software requirement is a communications program with ANSI terminal emulation and keyboard mapping capability For this reason HyperTerminal will not work with TRAC Second Edition Copyright 2003 5 January 2003 David Wm Ruskin TRAC User Manual Errors Errors The TRAC system is not completely error free Errors relating to the TRAC software should be reported to our office We CANNOT provide support for any oth
29. the Main Menu allows the user to access screens of information about most aspects of a case The following pages show how to find the information and how to read the screens Main Screen Procomm Plus Terminal b 181 x Fie Edit View Options Data Tools Window Help E Data STARTUP 08 4234 R DARRELL DARRYL A ATE Feb 17 ZABA EMP 1 DEBTOR DIRECT 612808 a SINGLE FILING 813888 ADDR 2 s34l DATE ar 27 2888 ADDR J ADDR 3 ATTY 889998 DR ATTORNEY FIRM JUDGE STEVEN W RHODES og SSN 1 123 45 G789 Bay 155 88 BI WEEKLY 14 BOH 347 65 CONF DATE Lie l2 2888 ih l 4 N 16 SSN 2 666 88 8AAB PAY TEI 14 693 58 LUE LOG TYPE R COMMENT CR Right Left Up Down l 7 a Y 8 Acces 7 by Case po lt Trfack LOG IN CH 13 as DEL CRB Enter Letter for User Formatted ser fli ap oe Me i E Eko Enk F Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSIBBS modem direct connect Com2 19200 N 81 id d cd cts 3 47PM Port opened Com2 Connected 00 16 29 A Case Number and Name e The case number and the debtor s name appear in this section B Case Dates and Employment e The date that the petition was filed the date the case was confirmed the date the system ESTIMATES the case will complete and the date of the original 341 Meeting are listed in the first column e The middle column lists the Employer information for the
30. to determine the basic feasibility of the plan when preparing for confirmation We have set up dummy cases on the system to allow users to enter information on cases that have not yet been filed to test feasibility These case numbers are 55 10000 55 20000 55 30000 55 40000 55 50000 and 55 560000 Plan Calc II is used Post Confirmation It will not function on Pre Confirmation cases This program will allow the user to test the impact of various modifications upon a case Note that while this program will provide generally accurate information it is not 100 accurate The program does not operate with the same logic parameters as the disbursement program Thus it is possible to see variances between results in Plan Calc II and the Disbursement Inquiry program These programs can be access two different ways The programs can be run independently from the main menu by pressing their respective menu item numbers Alternatively the programs can be run by pressing F7 or F8 from the case within Display Inquiries Second Edition Copyright 2003 43 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Plan Calc I Launching Plan Calc I will bring up a screen similar to the one below Procomm Plus Terminal File Edit Yiew Options Data Tools Window Help B Data STARTUP y A2 59848 R THERESA UHURA LN redi tor Nane Claim Amt Coll Bal Int Rate Pynt Month Totai Paid PS 01011 8 Bl Sea YA ATTORNEY FEE IS INCLU
31. x File Edit Yiew Options Data Tools Window Help E Data STARTUP 7 82 S59848 R THERESA UHURA TPI 2 588 68 BOH 2 588 68 LN Creditor Name Claim Amt Coll Bal Int Rate Pymt Nonth Total Paid MO ATTORNEY FEE HH ATTORNEY FEE IS INCLUDED IN PLAN 1 258 88 ARREARAGE G1 AMERIQUEST MORTGA 13 937 48 13 937 080 8 58 1 229 08 14 742 84 12 CONT G DEBT USE IN PLAN aC 42 ADDED CREDITOR FO BB BB A3 ADDED CREDITOR FO BB 48 CURR MIG 64 ANERIQUEST MORTGA 1 572 25 56 681 68 PRIORITY 85 ADDED CREDITOR FO 08 Ba BB A6 ADDED CREDITOR FO i 68 z 46 68 SECURED A ADDED CREDITOR FO 08 Z 08 08 48 ADDED CREDITOR FO 68 68 48 Page 5 48 3 255 82 162 818 66 a ie a 3 256 88 O51 66 T 36 3 256 88 117 216 68 48 052 48 a to Chanae a hine on Dto Mele ete a Li m A HEE i a unp bo to ext rint reak ee ee pausto to fhert OPE Eepe At Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS aT ANSIBBS modem direct connect Com2 19200 N 81 d d cd cts 6 03PM Port opened Com2 Connected 02 00 03 Second Edition Copyright 2003 64 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Page Down to the screen that shows the Unsecured Creditors line and Change it Change the Unsecured percentage to 1 and hit Enter Procomm Plus Terminal E l8 x Fie Edit view Options Data Tools Window Help E Data STARTUP y 02 59848 A THERESA U
32. 0 as soon as the automated operator answers e Enter your GVM number e Enter your password The system provides verbal instructions on how to leave and retrieve messages Note that during the first log in to the GVM you will be prompted to e Create a new 6 digit password e Record a name to identify your office e Record a greeting under option 3 from the menu The GVM should be checked regularly Messages will be left there regarding the status of cases coming before the Court Second Edition Copyright 2003 9 January 2003 David Wm Ruskin TRAC User Manual Logging On Logging On Procomm Plus Terminal File Edit View Options Data Tools Window Help AUNES AE Ik Version 4 C Copyrights by IBN and by others 1982 1996 o gin A P Host Chat Logonwiz WinLink i Cmd Mode DOS Pinel ANSI BBS modem direct connect Com1 19200 N 81 d dO cd cts 10 15AM Connected 00 00 19 Once connected the above screen will appear on your screen Type in the login name and then the password that have been set up with our system Both entries should be typed in lower case text The login name and password are provided by the user at the first training session Second Edition Copyright 2003 10 January 2003 David Wm Ruskin TRAC User Manual Logging On After the password has been accepted the following screen will appear Procomm Plus Terminal l File Edit View Options Data Tools
33. 1 AMERIQUEST MORTGA 13 93 13 937 780 18 58 z 453 88 16 388 48 36 CONT G DEBT USE IN PLAN CALC 2 ADDED CREDITOR FO BB 48 A3 ADDED CREDITOR FO 68 48 CURR MTG 64 AMERIQUEST MORTOA 1 572 25 56 681 66 PRIORITY 45 ADDED CREDITOR FO 48 08 BB 08 A6 ADDED CREDITOR FO 48 R 68 BB 48 SECURED A ADDED CREDITOR FO BB 08 Z BB BB 48 ADDED CREDITOR FO BB 68 z BB 48 Page 5 48 4 2 391 71 91 966 88 99 e el 392 80 OS OA B0 I 30 392 80 86 112 88 66 052 DA BB Er ta Cha ange a rel on D to Mele ete a Lin m HAEE woa ae Go to ext Tint reak ranou Paiao to Best fi Pp a ae Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS za ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 4 49PM Port opened Com2 Connected 00 45 39 Second Edition Copyright 2003 58 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Change Line 99 and press Enter until the cursor is in the T field Hit the SPACE bar once then hit Enter The system will finish the calculations In this case it determined that it should take 45 months to complete the case under these circumstances Procomm Plus Terminal 18 x File Edit Yiew Options Data Tools Window Help E Data STARTUP J 82 S59848 R THERESA UHURA TPI 2 588 68 BOH 2 588 68 LN Creditor Name Claim Amt Coll Bal Int Rate PyntzMonth Total Paid MO ATTORNEY FEE HH ATTORNE
34. 38 88 Nov 5 2882 EMPC EMPLOYER PAYROL JLEWISCOOPR661 BAAHAA HAAA TB 338 88 Nov 28 2882 EMPC EMPLOYER PAYROL JLEWISCOOPR 126 866888 AAAA TBE 338 88 Dec 83 2882 EMPC EMPLOYER PAYROL JLEWISCOOPRS255 AAAHAA HAAA TB 338 88 bari TA ea Gross 68 946 81 Net 53 987 81 Accessing by Case No TRACK LOG IN CH 13 TRUSTEE I LO E E P E Pek E E Po At Host Chat Logon wiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 2 36PM Port opened Com2 Connected 00 09 07 This is generally the same information available from the P screen The P screen does not accurately deal with miscellaneous receipts like tax refunds and other non plan payments This method will present a much more accurate amount and percentage This information SHOULD be the same as presented in the User Inquiry screen detailed in the next section The User Inquiry does not present as much detailed information Second Edition Copyright 2003 103 January 2003 David Wm Ruskin TRAC User Manual User Inquiries User Inquiries As stated in previous sections the Payment History information available on the P screen of Display Inquiries is not 100 accurate Tax refunds and other non plan payments can inflate the dollar values The overall percentages should remain accurate but the dollar amounts for both the amount received and the amount due will be inf
35. 4 R DARRELL DARRYL A MOS SINCE CONF 9 A 123 MAIN STREET CONF HEARING May 11 2888 MOS REMAINING 2 fi SUBURBS MI BAR CHECK TOTAL LENGTH 56 A 48668 ROC SERVED DUE UNDER PLAN 14 46 56 HOLD TEMP 68 DELINQUENCY DUE 1 58 TOTAL PAID IN 14 693 58 HOLD PERN 88 LAST REPT DATE Oct 25 2882 PLAN ARREARS 53 86 HOLD TOTAL 68 PLAN EXP DATE May 12 2884 INT TO UNSC 66 RCPT BEFORE CONF 618 58 PYMT BEFORE CONF BA DIU TO UNSC 85 66 x RCPT AFTER CONF 14 075 66 PYMT AFTER CONF 14 345 85 P1 RED P2 RED D1 RED D2 RED AMOUNT 88 AMOUNT 88 AMOUNT 88 AMOUNT B CR Right Left Up Down 1 f 9 Y l o v4 LATT by Case Nol Ack LOG IN CH 13 TRUSTEE Entes Beginnin ate MDDYYYY r f f f f ee EE EEE FE Re Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSIBBS modem direct connect Com2 19200 N 81 d sd cd cts 3 52PM Port opened Com2 Connected 00 22 09 When pressing 1 from a Display Inquiries screen the user is prompted to enter a Beginning Date By hitting Enter at this point the user will receive a listing of ALL receipts in the case Enter a specific date in this field in MMDDYYYY format for a listing of receipts from a certain date forward Second Edition Copyright 2003 22 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Procomm Plus Terminal l x Fie Edit View Options Data Tools Window Help B D
36. 4 INTERNAL REVENUE SERVICE 816431 CONERICA 856991 BANK OF AMERICA 876451 CITIBANK 166608 DAVID WM RUSKIN TRUSTEE 16563 MICHIGAN DEPT OF TREASURY 192222 DISCOVER NOUUS GREENWOOD 285585 RESURGENT CAPITAL SERVICES 274175 UNITED COLLECTION BUREAU INC Accessing by Case No TRACK LOG IN CH 13 TRUSTEE Enter Creditor fu p or lt CR gt r a pe P E E 3 E Boet E Alt Host Chat Logonw iz WinLink Cmd Mode Send Fax Explorer DOS z ANSIBBS Xmodem direct connect Com2 19200 NB 1d sd cd cts 3 54PM Port opened Com2 Connected 00 23 23 Pressing 2 from a Display Inquiries screen will display the screen above The top portion represents a listing of all creditors that have received disbursements to date along with their creditor number The bottom of the screen prompts the user to enter a specific creditor number to display Entering Return at this point will display disbursements to ALL creditors Note that F8 can be pressed to change the order that payments are listed in Entering 010044 will display payments that have been made to the IRS in this case Second Edition Copyright 2003 25 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Procomm Plus Terminal A l8l x File Edit view Options Data Tools Window Help E Data v STARTUP 88 4234 R DARRELL DARRYL A Date Code Creditor Name Cred Cim ID Amount Check Ho Feb 68 2882 CR U CONERICA 816431 B8B 199 17
37. 59848 R THERESA UHURA TPI 2 588 68 BOH 2 588 68 Creditor Name Claim Amt Coll Bal Int Rate Pymt Month Total Paid MO ATTORNEY FEE HB ATTORNEY FEE IS INCLUDED IN PLAN 1 250 88 ARREARAGE A1 AMERIQUEST MORTGA 13 937 708 13 937 78 18 58 7 357 68 17 12 23 4 CONT G DEBT USE IN PLAN CALC A2 ADDED CREDITOR FO BB 48 A3 ADDED CREDITOR FO BB 48 CURR MTO 64 AMERIQUEST MORTOA 1 572 25 75 468 66 RIORITY P 45 ADDED CREDITOR FO BB 08 88 BB A6 ADDED CREDITOR FO 48 68 BB 48 CURED A ADDED CREDITOR FO BB 08 Z 88 BB 48 ADDED CREDITOR FO BB 68 BB 48 Page 5 48 4 2 298 23 112 775 63 33 Pol c Pal 944 34 DSI OA T 48 849 22 T PS2 PAZ 88 052 DA hanelu Bhdjus Bio to Biere Be Break Bi ange ie o to ext Tint reak iy ae oe a i i i a ae Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS a ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 4 36PM Port opened Com2 Connected 00 33 19 Second Edition Copyright 2003 50 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations The system can also automatically calculate the payment amount required to properly fund the plan Typing C to Change Line 99 change the frequency to 1 for monthly and press Enter until the cursor is in the payment amount field that needs to be changed Type 1 in this field and then enter through the remaining fields Procomm Plus T
38. 8 x File Edit View _ View Options Data Tools Window Help E Data STARTUP i B8 4234 R DARRELL NOTICE FEES SECURED SECURED ARREARS i 08 88 UNSECURED 448 8 446 56 PRIORITY 77 78 ATTORNEY 68 CONT DEBT ARREARS BB LESS BALANCE ON HAND TOTALS b 8 526 34 CONT PAYMENTS BB REGULAR PAYMENTS 68 CR Right Up Down 1 3 9 Y 5 a 4 6 A id Ther Ean by Case TRACK LOG IN CH 13 ae nia ap Enter Letter for User Formatted Ingu a prn ser at ari pedi tees E E ee Eae ee At Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSIBBS modem direct connect Com2 19200 N 81 d d cd cts 3 48PM Port opened Com2 Connected 00 17 30 The data on the second page summarizes the amount remaining to be paid on claims in the various types of debt categorized in the plan DO NOT use this screen for a payoff calculation before reading the specific instructions for that process This screen includes a calculation of the current Trustee fee amount on each claim type e This screen will list amounts for all claims before the claims bar date e This screen will list current amounts only on filed claims after the claims bar date Second Edition Copyright 2003 19 January 2003 David Wm Ruskin J aAa me p gt TRAC User Manual Display Inquiries Fourth Page Up Arrow Procomm Plus Terminal 18 x File Ed
39. 81 d sd cd cts 4 01PM Port opened Com2 Connected 00 30 47 Similar to other payment screens pressing Y from a Display Inquiries screen will yield a screen of all disbursements that have been made in date order as opposed to the by claim date order in Option 2 Second Edition Copyright 2003 32 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Linked Files F1 18 x File Edit view Options Data Tools Window Help E Data STARTUP i 08 4234 R DARRELL DARRYL A FILE DATE Feb 17 2008 EMP 1 DEBTOR DIRECT 812886 EMP it SINGLE FILING 813888 CONF DATE May 12 2888 ADDR 1 ADDR CLSE DATE Jan 84 2805 ADDR 2 ADDR s341 DATE Mar 27 2888 ADDR 3 ADDR 3 ATTY 89998 DR ATTORNEY FIRM JUDGE STEVEN N RHODES _ _ Choose File to Access _ SSN 1 123 45 6789 P Debtor Step Payments GDPAI BOH 347 65 if Docket Calendar Inquiry CL461 e 16 SSN 2 880 886 8888 ion TPI 14 693 58 LOG TYPE Ri COMMENT CR Right Left Up Doun 3 7 J Y 5 l 4 6 a l zhiccessing by Case No C BASIC TRAC DEMONSTRATION fla ri Enter Letter for User Formatted Inquiry a a i a Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSIBBS modem direct connect Com2 19200 N 81 d sd cd cts 4 02PM Port opened Com2 Connected 00 00 19 Pressing F1 from a Display Inquiries screen yields a list of other programs the user can
40. 937 708 18 58 4 453 88 08 36 A2 ADDED CREDITOR F A3 ADDED CREDITOR FO CURR MTO 64 AMERIQUEST MORTOA RIORITY P 45 ADDED CREDITOR FO A6 ADDED CREDITOR FO CURED A ADDED CREDITOR FO 48 ADDED CREDITOR FO 4 716 75 48 BB BB BB Late 08 BB BB fe 51 25 4 716 75 48 BB BB 88 48 5 48 Z T 45 391 71 111 918 85 392 88 ee wala TRACK LOG IN CH 13 TRUSTEE fede Bee te ioe ee Moreak Ei el orn o to ext rint reak noe T tio to pepes i a ee Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 4 54PM Port opened Com2 Connected Page 99 PS1 1 PAI PS2 PAZ 2 392 868 O51 48 D52 OA DA 00 50 35 Second Edition January 2003 Copyright 2003 61 David Wm Ruskin TRAC User Manual Plan Calculations Step Plans Plan Calc does not have the built in ability to account for step plan payments It is still possible to perform calculations that include increased payments The total figures for this calculation will not be accurate but accurate information can be derived if the following steps are used Enter the first step as a monthly amount This amount SHOULD be enough to meet all of the permos required under the plan It does not matter if the actual frequency will be different but a monthly amount is easier to deal with in te
41. BB 68 BB 48 SECURED A ADDED CREDITOR FO BB BB 68 BB BB 48 ADDED CREDITOR FO BB BB 68 z BB BB Page 1 Totals Se 290 23113 642 44 99 Ell xili 349 58 OS OA B0 T 48 349 50 115 776 88 66 052 DA 3 09A BA Eater C ta mae A Lie on D to elete a a Line m ae ange unp just o to ext rint reak iru Sun Unsec Hone Page ES ieee T eae Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS TTi ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 4 44PM Port opened Com2 Connected 00 41 02 Second Edition Copyright 2003 57 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Determining Plan Length In this example the system will be used to automatically calculate the length the plan should run based on changes to the screens The mortgage arrearage permo has been increased to cure the debt in 36 months The monthly payment has been increased to meet all payment obligations in the plan The debtors cannot afford anything higher The system will now calculate how much longer the plan will run to pay all the debts as input Procomm Plus Terminal i la x File Edit view Options Data Tools Window Help B Data STARTUP f 82 59848 R THERESA UHURA TPI 2 588 68 BOH 2 588 68 LN Creditor Name Claim Amt Coll Bal Int Rate Pymt Month Total Paid MO ATTORNEY FEE AB ATTORNEY FEE IS INCLUDED IN PLAN 1 250 88 ARREARAGE A
42. Ba 66 88 1 818 68 64 46 BA 165 68 84 68 BA Be eSe88 68 16 66 TRACK LOG IN CH 13 TRUSTEE SA SS SR t AS Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer bos Prmpt_ ANSI BBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 3 55PM Port opened Com2 Connected 00 57 56 Second Edition Copyright 2003 82 January 2003 David Wm Ruskin TRAC User Manual Payoff Calculations Payoff Calculations Calculating the payoff amount for a case involves more than just a casual review of screens on TRAC There are a number of factors involved in determining the payoff Step 1 Run a Print Inquiry from TRAC Step 2 Run a Claims Register from PACER Step 3 Compare the Print Inquiry with the Claims Register to verify that the Trustee records reflect all claims on file with the Court Alert our office immediately if you find discrepancies Step 4 If the Plan has reached the confirmed length OR is providing a 100 dividend to unsecured go to Step 6 Step 5 If the Plan has not reached the confirmed length AND the dividend to unsecured is less than 100 you must determine the total unsecured debt at a 100 payout This information can be found on the Print Inquiry in the section titled Total Unsecured the last page of the print out Step 6 The Payoff Calculation Worksheet can now be completed from information found on the Print Inquiry or from screens on TRAC All Cla
43. CHECKOU A16 SCHEDULED UNSECURED CREDI UNSECURED A23 ADDED ZADDED CREDITOR FOR C CD NC 5 48 99 8880 BY PAGE 3 L Jul 82 1999 48 48 86 66 1 824 172 88 82 66 BA Ba BA B8 88 S E 1 68 10 00 TRACK LOG IN CH 13 TRUSTEE eE Fete Ee be EErEE Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSIBBS modem direct connect Com2 19200 N 81 1d d d cts 3 47PM Port opened Com2 Connected 00 49 24 Second Edition Copyright 2003 78 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Both lines need to be modified so that the debts will not be paid within the plan Change the Disbursement Level to 99 and space through every entry on the second line of each claim to zero them out Procomm Plus Terminal 8 x File Edit view Options Data Tools Window Help E Data STARTUP 99 45213 A ANTONIN CHECKOU TPI 14 695 23 BOH 13 91 ABA SW SUBURBAN FIRM ZATTORNEY 5 PERCENTAG CD NC BA BS HbbE Hz ABb SCHEDULED UNSECURED CREDIZUNSECURED CU 48 33 8003 HY AB SCHEDULED UNSECURED CREDI UNSECURED CU HC 5 48 33 0006 87 PAGE 1 C Jul 82 1999 T a 88 88 1 824 172 88 82 46 BA 468 BA 5 48 BA 18 88 TRACE LOG IN CH 13 eee praia or pil ht gt for Next lt Left gt a EE or L ast or re a ii Ex i EEEE EE ci Sat Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prm
44. Calculations Obviously the debtor will not actually be paying in the additional 200 for all 45 months of the plan but Plan Calc will include it Thus the total that will be paid in under the plan is inflated by that amount The solution is to add a debt for the amount that will not be paid For instance if the payment increase was to take place in month 13 then the debtor will have 12 months without the 200 mo payment By adding in 2 400 as a debt see Line 07 in the example below the calculated amount due is increased by the same amount that the total paid in is increased thus washing out the inflation In the example below the debtor will not actually pay in 116 640 over 45 months but the true total debts due during the plan do not add up to 114 447 Both figures are actually 2 400 too high Knowing this allows an analysis of the plan to show that a the funding is sufficient for the permos and b that the overall plan funding is sufficient with the step Procomm Plus Terminal 18 x File Edit Yiew Options Data Tools Window Help B Data STARTUP 82 59848 R THERESA UHURA TPI 2 588 68 BOH 2 588 68 LN Creditor Name Claim Amt Coll Bal Int Rate Pymt Nonth Total Paid MO ATTORNEY FEE HH ATTORNEY FEE IS INCLUDED IN PLAN 1 258 88 ARREARAGE G1 AMERIQUEST MORTGA 813 997 78 13 937 78 18 58 7 453 68 16 388 48 36 CONT G DEBT USE IN PLAN CALC 42 ADDED CREDITOR FO BB BB A3 ADDED CREDITOR FO BB 48 CURR MIG A4 ANERI
45. DED IN PLAN 1 258 88 ARREARAGE H1 PAUE MORTGA 13 93 78 13 937 708 18 58 219 84 28 417 34 CONT G DEBT HE IN PLAN CALC 42 ADDED CREDITOR F 48 48 A3 ADDED CREDITOR FO 68 08 CURR MTO A4 ANERIQUEST MORTGA 1 572 25 75 468 88 PRIORITY eg coer ee 85 ADDED CREDITOR FO 48 68 BB 7 Ba A6 ADDED CREDITOR FO 46 Ba 08 SECURED A ADDED CREDITOR FO 68 BA 88 ADDED CREDITOR FO BB BB Page Totals 99 PSI 2 PAI 944 34 051 OA BA PS2 PAZ 68 D52 OA Enter C to Change a Line o to Delete a BA TRACK LOG IN aE ChangemiLump iAd just fio Hy ext Print ibreak Miexit Tru 4 feet BUnsec oo to aa age O e o EA ie Alt Host Chat Logorw iz WAR Cmd Mode Send Fax Explorer bos Prmpt 18 x TPI 2 588 66 B80H 6203 58 amp ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 4 32PM Port opened Com2 Connected 00 29 20 A This section represents each of the primary categories of debt Scheduled debts and filed claims will appear listed within these lines Spaces are provided to add additional obligations Each line preceded by a line number represents one debt including the claim or scheduled amount the amount remaining to be paid the interest rate the monthly payment and the estimated number of months it will take to pay the obligation B The section below the Page line is actually two sections The part dealt with in this se
46. EMONSTRATION nter a Series of Docket Calendar Inguirys EEEE FE CE sE 4 5 6 i 8 19 B x Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Pmpt ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 3 31PM Finished dedicated printing Connected 00 34 27 Second Edition Copyright 2003 95 January 2003 David Wm Ruskin TRAC User Manual Calendar Printouts Select the key set to search by Key sets are searchable data fields The most common search is by Attorney Date and Case Number Procomm Plus Terminal 12 x File Edit View Options Data Tools Window Help je Data gt STARTUP ig sc Form Setup Node Setup grm FORMP 118 Date Wed Nay 29 2882 ADVANCED TRAC DEMONSTRATION 1 eH E F xit i 8 g ol 7 Alt Host Chat Logonwie_ WinLink Cmd Mode Send Fax Explorer _DOS Prmpt ANSIBBS Xmodem direct connect Com2 19200 NBT d sd cd cts 332M Finished dedicated printing d Coected 00 3514 Second Edition Copyright 2003 96 January 2003 David Wm Ruskin TRAC User Manual Calendar Printouts Enter the Attorney number for the firm then the date of the hearing and enter 0000000 for the beginning case number Procomm Plus Terminal p 18j xj Fie Edit View Options Data Tools Window Help je Data STARTUP A Desc Form Setup Mode Setup Pgrm FORMP1 118 Date Wed May 29 2082 Htte
47. HURA TPI 2 588 68 BOH 2 588 68 LN Creditor Name Claim Amt Coll Bal Int Rate Pymt Nonth Total Paid MO AUTOMOBILE A9 AMERICREDIT FINAN 13 825 83 8 800 889 15 88 z 278 68 9 977 44 35 UNSECURED CREDITORS 18 REGULAR 35 825 83 1 88 z 14 688 59 Totals _5 48 43 255 62 182 618 06 Ba T 36 117 2 3 256 88 a TRACK LOG IN CH 13 TRUSTEE J LEE fF E E EF FE EE F Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax TS DOS Prmpt Page 2 4 99 P51 1 PAI 3 256 608 OSI OA 3 PS2 PAZ 88 O52 DA BA ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 6 03PM Port opened Com2 Connected 02 00 21 Second Edition Copyright 2003 65 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations The system estimates that under this scenario the dividend to unsecured will increase to 79 due to the increased plan payment Procomm Plus Terminal p T T x File Edit view Options Data Tools Window Help E Data STARTUP y 02 59848 A THERESA UHURA TPI 2 588 68 BOH 2 588 68 LN Creditor Name Claim Amt Coll Bal Int Rate Pymt Nonth Total Paid MO AUTOMOBILE A9 AMERICREDIT FINAN 13 825 83 8 800 089 15 86 z 278 68 9 977 44 35 UNSECURED CREDITORS 18 REGULAR 35 825 83 79 84 Z 28 315 85 Totals SE ee 6 68 6 T 36 3 256 68 aa TRACK LOG IN CH 13 TRUSTEE Enter C to Change a Line or D to Delete Eeter Be Boe ECE Alt Host Chat Logonwiz WinLink
48. Help E Data STARTUP J A2 59848 R THERESA UHURA TPI 2 588 68 BOH 2 588 68 LN Creditor Name Claim Amt Coll Bal Int Rate Pymt Month Total Paid MO ATTORNEY FEE HH ATTORNEY FEE IS INCLUDED IN PLAN 1 258 88 ARREARAGE A1 ANERIQUEST MORTGA 13 937 7 13 937 78 16 58 z 357 68 17 127 23 4 CONT G DEBT USE IN PLAN T A2 ADDED CREDITOR FO 48 48 A3 ADDED CREDITOR FO BA B8 CURR MTO A4 AMERIQUEST MORTGA 1 572 25 75 468 88 PRIORITY 45 ADDED CREDITOR FO 08 08 BB A6 ADDED CREDITOR FO 88 z BA Ba SECURED A ADDED CREDITOR FO i 08 z BB 08 48 ADDED CREDITOR FO 68 68 BB Page 1 5 48 4 2 298 23 112 775 63 J3 ial xN 349 59 O51 66 T 48 349 58 112 776 88 B80 052 48 Patarei i to hana a hine or Dto Mele ete a Li m i HAEE mo unp bo to ext rint reak ee oe ee ee OPE Eepe At Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Pet ANSIBBS modem direct connect Com2 19200 N81 d d cd cts 4 41PM Port opened Com2 Connected 00 37 39 Second Edition Copyright 2003 52 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations There are instances where more unsecured debt needs to be added to a case A common example of this is Student Loans Student Loans are coded an L class in our system to distinguish them from other loans from similar lenders The L class will appear as a separate debt category within the body of the Plan Calc screen
49. IORITY 85 ADDED CREDITOR FO 06 08 7 68 BB A6 ADDED CREDITOR FO 86 08 z 68 68 SECURED A ADDED CREDITOR FO 68 08 BA 08 48 ADDED CREDITOR FO BB 68 68 BB Page 5 48 4 2 298 23 113 642 44 J eil al 349 58 DSI OA 66 T 48 349 58 112 776 88 68 DS DA BB Jaaa 09 TRACK LOG IN CH 13 TRUSTEE Enter Lump Sum Payment i gE EF EF EF FF E F FEF FE Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 4 43PM Port opened Com2 Connected 00 40 17 Second Edition Copyright 2003 56 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Change line 99 and enter through all of the fields The Lump Sum will not be added to the bottom line until this step has been performed Procomm Plus Terminal 18 x File Edit Yiew Options Data Tools Window Help E Data STARTUP 82 59848 R THERESA UHURA TPI 2 588 68 BOH 2 588 68 LN Creditor Name Claim Amt Coll Bal Int Rate Pymt Month Total Paid MO ATTORNEY FEE AA ATTORNEY FEE IS INCLUDED IN PLAN 1 258 48 ARREARAGE A1 AMERIQUEST MORTGA 13 937 78 13 937 78 18 58 z 357 88 17 127 23 4 CONT 6 1310 ye IN PLAN CALC Ae ADDED CREDITOR FO BB 68 A3 ADDED CREDITOR F0 B8 B8 CURR MTG 64 AMERIQUEST MORTOA 1 572 25 75 468 66 PRIORITY 45 ADDED CREDITOR FO BB 08 08 7 BB 08 A6 ADDED CREDITOR FO 48
50. QUEST MORTGA 1 572 25 78 751 25 PRIORITY 45 ADDED CREDITOR FO 4 716 75 08 08 Ba 4 716 75 A6 ADDED CREDITOR FO 48 68 08 z BB Ba SECURED A ADDED CREDITOR FO 2 488 88 68 08 z a ee i 88 ADDED CREDITOR FO BB 68 68 z 68 BB Page Totals 5 498 7 2 391 71 114 447 095 99 sil xil 392 80 DSI 1 DA cH6 68 T 45 592 88 116 648 88 a8 DSZ DA 98 TRACK LOG IN CH 13 TRUSTEE TE a A A Rio fg Moreak WE aa unp just o to ext Tint reak xit Tru T fUnsec ipo to Page iii ie ME presh heal Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Pma ANSIBBS modem direct connect Com2 19200 N 81 d d cd t 5 00PM Port opened Com2 Connected 00 56 32 Second Edition Copyright 2003 63 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Calculating Unsecured Increases Sometimes changes in circumstances call for increases in plan payments that yield more in overall plan funding The additional funds usually represent an increase in the dividend to unsecured The example below continues illustrates a scenario where the Mortgage creditor is being repaid in twelve months Such a repayment requires a significant increase in the monthly payment The plan payment does not magically decrease once that twelve month repayment is met Thus an additional 15 000 is available to unsecured creditors in a 36 month plan Procomm Plus Terminal 18
51. RYL A DARRELL TERS Tine Attorney End Digit Matter Comment Disposition Matter Comment Disposition Matter Comment Disposition BASIC TRAC DEMONSTRATION E rob EF EE E FE EE Host Chat Ee Winlink Cmd HEE Si Send Fax Eae DOS 5 Ppt al ANSI BBS modem direct connect Com2_ 19200 N 81 id d cd t 4 14PM a Port opened Com2 Connected 00 10 40 Hit F1 Next Record to view the first hearing for the case Second Edition Copyright 2003 37 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Procomm Plus Terminal 18 x File Edit View Options Data Tools Window Help E Data STARTUP alp Uesc Docket Calendar Inquiry Mode Display Pgrm CLYFMR T18 Date Thu Oct 31 2882 Case No 0042347 R DARRYL A DARRELL Date Mon Mar 27 2008 Tine 11 61 AM Attorney 889998 DR ATTORNEY FIRM End Digit 4 Matter 341 341 MEETING HELD Comment 341 Disposition Matter Comment Disposition Matter Comment Disposition BASIC TRAC DEMONSTRATION SS TE S Sea or lt Left gt to Show Linked Record p m aE AE rint xit kci E iii ie ie a a al Host Chat 1 Ee Winlink Cmd HEE 0 Send Fax Eie jji DOS Pmt al ANSI BBS modem direct connect Com2_ 19200 N 81 id sd cd cts 4 14PM E Port opened Com2 Connected 00 11 05 This screen displays the date and time of the hearing as well as the type of hearing Note the status of the hearing is ind
52. Window Help E je Jagse Bulletin Board M Disp R WELCOME TO RAC Online Trustee Records Accessible via Computer Office of the Chapter 13 Standing Trustee Eastern District of Michigan Detroit lt lt lt lt lt lt lt lt L lt lt lt lt lt lt lt lt lt lt lt lt lt lt lt lt lt lt lt lt lt gt data current as of 12 29 98 lt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt gt KEYBOARD FILE UPDATE See Page 1 JANUARY TRAC TRAINING DATES gee Page 3 ATTORNEY FORUM MEETING 1715798 CHANGES TO GUEST VOICE MAIL BOXES See Page 1 DEADLINES RE ae SHUTDOWN See Page 2 DISBURSENENT U See Page 2 IMPORTANT NOTE RE CRUE COPIES OF ORDERS See Page 2 A C board was last UPDATED on 12 21 98 press FS to view the UPDATE ulnsertiki Go to iNext uPrint WiSearchikil oggl eit xit ns l j HRow Page i a earch Di splygi Notes a Cha f Logoriwie winlik _CmdMode DOS Ppt CORET ET ORO D a a Connect ay 0007 24 Be sure to read this screen carefully as it contains the latest updates regarding the data on our system along with announcements regarding upcoming events deadlines and other issues Several items should be noted here Data Current as of Data is automatically downloaded from the live system to TRAC overnight The data will be accurate as of the prior business day unless otherwise noted Last Updated t
53. Y FEE IS INCLUDED IN PLAN 1 258 88 ARREARAGE G1 AMERIQUEST MORTGA 13 937 13 937 780 16 58 z 453 68 16 388 48 36 CONT G DEBT USE IN PLAN RC 42 ADDED CREDITOR FO BB 88 A3 ADDED CREDITOR FO 68 48 CURR MIG 64 AMERIQUEST MORTGA 1 572 25 78 751 25 PRIORITY 45 ADDED CREDITOR FO 06 Ba 08 Ba 08 A6 ADDED CREDITOR FO 48 68 08 7 Ba Ba SECURED A ADDED CREDITOR FO 66 08 08 z 68 08 48 ADDED CREDITOR FO BB BB 68 68 BB Page Totals 402 391 71106 924 06 J3 ial ul 392 88 DSI OA BB 392 80 167 648 88 48 052 DA 48 oe i to Chanae a hine or Dto Mele ete a Lin m HEE moi unp Go to ext rint reak ee oe ee ee eE Eepe At Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS TT ANSIBBS modem direct connect Com2 19200 N 81 d d cd ts 4 50PM Port opened Com2 Connected 00 46 40 Second Edition Copyright 2003 59 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Post Petition Pre Confirmation mortgage debts The Model Plan includes a class of debt for repayment of debt accumulated on continuing obligations between the period of filing and confirmation Not every practitioner uses this class called the gap claim This repayment needs to be added to the plan calculation if not scheduled separately The first concept to grasp for the gap is the calculation of months between filing and first payment fro
54. access that contains information about the case Highlight the program desired and hit Enter Second Edition Copyright 2003 33 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Debtor Step Payments Enter the code for the debtor payment field that is the source of payment D1 in this case Procomm Plus Terminal 18 x File Edit View Options Data Tools Window Help B Data STARTUP f Desc Debtor Step Payments Mode Display Pgrm GDPFMR T18 Date Thu Oct 31 2882 Case Number 8850188 SCOTT A MONTGOMERY x Ist Pym Sun Aug 66 2806 CANDY L MONTGOMERY Pay Type DI D1 Direct 1 Pl Payroll 1 O2 Direct 2 P2 Payroll 2 5 84 WEEKLY 5 84 WEEKLY 3 B4 HEEKLY B9 i a i a i 88 i i Hb AA Sewwwnne at On co KH Soo coe HHEnCnnnnnnncnannnenenane P 88 aia iaht or lt Left gt to Show Linked Record m i m ext ee Next Tint otes xit E E EE Be kes E Host Chat ENE Wirlink j Cmd Mode Send Fax EBA DOS Pima ANSI BBS Xmodem direct connect Com2 19200 N81 d d cd cts 4 09PM Port opened Com2 Connected 00 06 07 This yields a screen that displays the beginning dates of payments the ending date for a particular amount and the amount that was to be paid during this period Note that there could be periods that show 0 00 due Also note that the main screen of Display Inquires could show a blinking 0 00 due as the current payment in one of the f
55. assceccensisssasadaasaccbuatessanesdesscuvawsseasdsuases seat suatdsisscteraueee ees 15 Second Page Right ATPOW sccsicceccvnsssssccnseassocesesnsns seccosneencseeseewesacsedussessoscdnausedeses 17 Third Page Left AreOw sisscsvsccsiesceiccveksndaptesvsiessisvoesstossiacpuahiosessesssasvnesutsedavesacness 19 Receipts Option 1 cccsssicsscscsesidesaccestecanastdesudsesendcbeapsssceseutibacdeccoadiccacandessicesussesshes 22 Payments Option 2 Js cccceztecconesuiacvacseduvcdacesdctsousdosceccentarsedssekedssesseusviesestuadaseseneoen 25 Claims ODPtIOn 3 sss cssicasassvecsostsuinisbsuvsnocstseaueguksvedoesdpeinassisesugwassskdesusualssidenedseenss 27 Addresses OPtion 6 ssssssssscssssessssisesssesssssssssosssscssssssssesssssssessassosstssss sstsssosss ssssisss 28 Three Line Claims Option 7 e ssesesoossssoeeesoosessocesoosessecesoosessocesooesssocsesoeesssooseo 29 Receipts and Payments Option 8 sesssooesssessssoccssoeessocessossssoccssoeessocsssoesesosseoo 30 Account Ledger Option 9 sesssceessoeesssoccsooesssocessosessocesooeessoosesoeeesoossssoesesosseese 31 Payments by Date Option Y ssesssesssecesssoseccsssoseessssooesesssoosessoseessssoseessssssssee 32 Linked Files CE Livi cevscs covariance sexatbensuveveaeyantasevatsengacdoedvsues sdeceeasavactevvacdeatanseteseviadteraees 33 Debtor Step Payments cei pidscccacecdss desde cach ccdvededsccacedensssescassuscacsnsestdsacsssdeaassssstese 34 Docket Calendar Im Quiry sacscscce
56. ata STARTUP BB8 4234 R DARRELL DARRYL A ate Code Description Source Cred Cim ID Amount Apr 14 2886 EMPC EMPLOYER PAYROL USPOSTALA148 AAHAHA AAAA TAB 155 88 May 69 2866 1 0 MONEY ORDER FRO 5750 AAHAHA AHAA TAB 98 66 May 38 2886 EMPC EMPLOYER PAYROL USPOSTOFFICS364 AHAHAA AAAA TAB 155 66 Jun 22 2866 EMPC EMPLOYER PAYROL USPOSTAL3515 ABAAA AAAA TAB 155 88 Jul 28 2866 EMPC EMPLOYER PAYROL USPOSTALI893 OBAAAA AAAA TBA 155 88 flug 17 2866 EMPC EMPLOYER PAYROL USPOSTALI183 ABAAA AAAA TB 155 88 Sep 14 2886 EMPC EMPLOYER PAYROL USPOSTALS228 Ab6888 HAAA TBS 155 88 Oct 12 2B86 EMPC EMPLOYER PAYROL USPOSTAL6332 OBABAA AAAA TAY 155 88 Accessing by Case No TAACK LOG IN CH 13 TRUSTEE L E E E ee EE OE OE EO Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt 1 ANSIBBS modem direct connect Com2 19200 N 81 d sd cd cts 3 53PM Port opened Com2 Connected 00 22 30 The user can then page forward and back using the F5 and F6 keys to examine receipts The screen lists the date the receipt was posted to our system the source and the amount of the receipt Note that this screen shows a tax refund receipt Second Edition Copyright 2003 23 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Procomm Plus Terminal A 18 x Fie Edit view Options Data Tools Window Help E Data v STARTUP B8 4234 R DARRELL DARRYL A Date Code Descr
57. ction is on the left side of the screen This is also known as Line 99 The first portion represents plan payment data The first field is the payment frequency 1 monthly 2 biweekly 3 Second Edition Copyright 2003 January 2003 David Wm Ruskin 44 TRAC User Manual Plan Calculations semimonthly 4 weekly followed by the amount to be paid during that period There are four sets of payment fields representing the direct amp wage order fields for the two debtors The final field of line 99 is the T field This represents the Term of the plan in months C This line gives the user the ability to edit lines within the Calc This will be described in detail below D ter represents the total paid in to date BOH represents the current balance on hand The BOH can be modified as explained below E Two lines of totals information are presented in this section The top line shows the current Trustee Fee The next number is the sum of all the required monthly payments to creditors and the Fee The last number on this line is the amount required to complete the plan under the current terms including Fees The next part of this section is the two numbers next to the T entry from section B The first number represents the actual amount that the debtor is paying in on a monthly basis and the second number represents how much the debtor would pay in to the plan over the length of time stated in the T field F This section re
58. d upper right corner should be the same as the net total in the receipts screen from Display Inquiries Please alert the Trustee s office if this figure is not correct Procomm Plus Terminal 18 x File Edit View Options Data Tools Window Help E Data STARTUP i Desc Delinquency Node Display Porm DELFNR 118 Date Fri Dec 66 2882 1 Case 9954853 l Type R 43 Funds to be Applied 53 987 81 Name STEVEN J KIRK J LENIS COOPER KATHLEEN M KIRK CITY TRANSFER CO fei Stone or lt Left gt to Show Linked Me Records m p Next Prey leu Tint otes Record pre ee Detail ae Screen j fe Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 2 35PM Port opened Com2 Connected 00 07 43 Second Edition Copyright 2003 100 January 2003 David Wm Ruskin TRAC User Manual Advanced Payment History Press F5 to view the detail of the delinquency system This screen lists the date and amount each payment came due from the first payment date on Procomm Plus Terminal E 18 x File Edit View Options Data Tools Window Help E Dats gt STARTUP l i Desc Delinquency lode Display Pgrm DELFMR T 18 Date Mon Nov 11 2882 Oct 14 gt Oct i Jir gt Oct Nov 64 gt Nov 11 323 gt Noy Nov 25 gt Dec 2 323 gt Dec gt Dec 16 gt Dec 23 323 gt Dec Jan 66 gt Jan 13 323
59. direct connect Com2 19200 N 81 rd sd cd cts 3 21PM Port opened Com2 Connected 00 23 41 Second Edition Copyright 2003 72 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations It is easiest to work with monthly figures in this program The second debtor is currently paying in 105 a week or 455 a month The first change of line 999 will be to make the payments 1000 a month The dividend for unsecured could be altered in this line too Procomm Plus Terminal 8 x Fie Edit View Options Data Tools Window Help je Data STARTUP 98 58414 A JAMES T KIRK a DENISE SCOTT KIRK TPI 18 943 78 BOH 8 ABA SH SUBURBAN FIRM ZATTORNEY 5 MONTHLY P CD NC 5 48 65 8800 BY ABI SH SUBURBAN FIRM ZATTORNEY 5 INITIAL P CD NC 5 48 65 8800 1087 ABL SW SUBURBAN FIRM ZATTORNEY S PERCENTAG CD NL 68 85 8608 BY 5 48 12 8881 847 PAGE 1 C Aug 28 199 I 423 364 421 BS 415 65 881 818 68 64 66 BA 1688 88 81 66 BA a 5 48 68 10 00 TRACK LOG IN CH 13 TRUSTEE f angejbo to ih Print mE Break Ei yout ware SLine Page el i 7 ait Dut B vv Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSIBBS modem direct connect Com2 19200 N 81 d sd cd cts 3 30PM Port opened Com2 Connected 00 32 50 Second Edition Copyright 2003 73 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Press F1 to perform
60. ect Com2 19200 N 81 d sd cd cts 3 34PM Port opened Com2 Connected 00 36 24 This calculation shows ten more months which would take the plan past 60 months Second Edition Copyright 2003 75 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Changing the monthly payment to 900 calculates out to nine months Procomm Plus Terminal x File Edit View Options Data Tools Window Help E Data STARTUP iy 98 58414 RA JAMES T KIRK amp DENISE SCOTT KIRK IPI 18 943 78 BOH 68 ABA SH SUBURBAN FIRM ZATTORNEY 9 MONTHLY P CD NC 5 486 85 0000 987 HU INTERNAL REVENUE SERVICE ZPRIORITY CU NC 5 48 A E a PAGE I L Aug 28 1998 423 FO 4 421 6 415 65 88 1 889 68 84 46 BA 366 88 81 68 BA a 5 48 68 16 08 TRACK LOG IN CH 13 TRUSTEE f angelmiuo to BiN Print henge break i Ta iae SLine Page i auth Tm Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSI BBS Xmodem direct connect Com2 19200 N 81 dQ sd cd cts 3 35PM Port opened Com2 Connected 00 37 09 Second Edition Copyright 2003 76 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Modifying the Plan to add debt One of the most common modifications to the plan is when the debtor needs to replace a vehicle For example the vehicle being paid through the plan no longer functions properly and the debtor wants to replace it with
61. er aspect of your system Please consult your PC modem or software vendor for support on those items We will announce known downtimes on our web site at www det13 com and on the bulletin board of TRAC If your problem is e modem cannot connect e busy signals e modem connects but then is dropped e login not recognized Please log off and try again later Call our office only if the problem persists for more than a day Any other problem must be addressed with the supplier of the software hardware The Trustee offices cannot provide any support for these areas Second Edition Copyright 2003 6 January 2003 David Wm Ruskin TRAC User Manual Set Up Set Up After installing all of the required hardware and software the following steps should be taken to configure your communications program e Baud setting 38400 e Parity None e Data Bits 8 e Stop Bits 1 e Duplex Full e Port Default e Protocol ASCH e Terminal ANSI BBS e Mode X Modem e Keyboard Custom e Number e David Ruskin 248 352 4008 e Tammy Terry 313 967 9102 e Krispen Carroll 313 961 6402 Once configured your system will be ready to access the TRAC system Enter the following codes in the ProComm keyboard editor The editor can be accessed by pressing Alt F8 within the ProComm software Save the file as TRAC KBD CA r r ra rs re Fr rs o o op joa ow fox Oy fou Oq for Op o
62. er tools to assist in delinquency calculation The lower left section of the screen lists various important dates and amounts Note that the closing date and months remaining are both ESTIMATES The upper right quadrant lists the source of payments the frequency and the last date a payment was due The lower right quadrant displays the date of the last receipt the amount and the source Second Edition Copyright 2003 41 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Note there is actually a fifth section that contains a letter This letter reflects the Type code that appears on the main page of Display Inquiries Contact an analyst in our office if any letter other than an R appears here Second Edition Copyright 2003 42 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Plan Calculations Plan Calculations are tools built into our software that allow the user to perform what if type calculations on a case The user can make modifications to facts about the case balance on hand payment amount and frequency treatment of a claim and more Our office uses Plan Calc I and Plan Calc II for very specific situations Plan Calc III is available to users in our office but is not available through TRAC Plan Calc I is used in Pre Confirmation cases It is a very coarse tool that provides an outlook on how the case will perform over time based on the data provided We utilize this program
63. ere a debtor has fallen behind in payments The information is accessed from the Display Inquiries screen From this screen press F1 to get a list of linked files and select Delinquency Procomm Plus Terminal J 18 x Fie Edit view Options Data Tools Window Help E Data STARTUP 7 99 54853 R KIRK STEVEN J KIRK KATHLEEN M FILE DATE Sep 87 1999 EMP 1 J LEMIS COOPER 374616 EMP 2 CITY TRANSFER 558288 CONF DATE Nov 19 1999 ADDR 1 ATTN PAYROLL ADDR 1 ATTN_ PAYROLL CLSE DATE Dec 68 2883 ADDR 2 9908 VOLTE ADDR 2 39555 SCHOOLCRAFT s341 DATE Oct 18 1999 ADDR 3 DETROIT MI ADDR 3 PLYNOUTH M 48178 ATTY 89998 SW ae Sole JUDGE STEVEN N RHODES _ _ _ __ _ _ se File to Access _ _ __ SSN 1 123 45 6789 i anes Step Payments GUPO1 e Del i nguency DELCI CL 29 SSN 2 987 65 4321 Docket Calendar Inquiry CL461 ee TYPE R COMMENT CR Right Left Up Down g Y San by Case No yes s fyuts in LOG IN CH 13 TRUSTEE GOP CRB Enter Letter for User Formatted In in a i E At Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSIBBS Xmodem direct connect Com2 afl 19200 N 841 ic rd eo sd cd cts i 2 35PM Port opened Com2 aa ina Connected 00 07 25 Second Edition Copyright 2003 99 January 2003 David Wm Ruskin TRAC User Manual Advanced Payment History Take a moment to examine the next screen The Funds to be Applied fiel
64. erminal la x File Edit Yiew Options Data Tools Window Help B Data STARTUP J 82 59848 R THERESA UHURA TPI 2 588 68 BOH 2 588 68 LN Creditor Name Claim Amt Coll Bal Int Rate Pymt Month Total Paid MO ATTORNEY FEE AB ATTORNEY FEE TS INCLUDED IN PLAN 1 258 88 ARREARAGE A1 AMERIQUEST MORTGA 13 93 13 937 780 18 58 z 357 88 17 127 23 4 CONT G DEBT USE IN PLAN CALC 2 ADDED CREDITOR FO 08 BB A3 ADDED CREDITOR FO 68 48 CURR MTG 64 AMERIQUEST MORTOA 1 572 25 75 468 66 PRIORITY 45 ADDED CREDITOR FO 08 z BA 08 A6 ADDED CREDITOR FO 68 BB 48 SECURED A ADDED CREDITOR FO 08 Z BB B 48 ADDED CREDITOR FO 68 BB 48 Page 5 48 4 2 298 23 112 775 63 99 id 1 PAl 1 051 66 T 48 944 34 45 328 32 paz eee TRACK LOG IN CH 13 TRUSTEE Prlettetteetfrer F Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS za ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd tO 4 40PM Port opened Com2 Connected 00 37 15 Second Edition Copyright 2003 51 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations The example below shows the payment amount the program calculated to properly fund this plan Note how the amounts in the totals section now show sufficient funding to meet the required monthly payments and the overall plan obligations Procomm Plus Terminal 18 x File Edit Yiew Options Data Tools Window
65. his is the date announcements on the TRAC bulletin board were last updated Please review the announcements regularly to keep abreast of the latest information from our Second Edition Copyright 2003 11 January 2003 David Wm Ruskin TRAC User Manual Logging On office Note announcements regarding the status of TRAC will be posted on our web site at www det13 com More Text indicates that there are more screens with information that can be viewed from the user s current location in the software Function Keys A series of letters and numbers appear along the bottom of every screen within the software These represent the first ten function keys on your keyboard i e f1 function key 1 f0 function key 10 etc Only those keys with active functions on the current screen are displayed The box to the right of the key contains a brief note as to the function performed by the key Second Edition Copyright 2003 12 January 2003 David Wm Ruskin TRAC User Manual Navigating Menus Navigating Menus The TRAC system is navigated through a series of menus There are two ways to select a menu option e Select the number key that corresponds with the menu option number e Use the arrow keys to highlight the desired menu option and press ENTER Note Ifa menu offers more than nine options then all options on the menu will be considered to have a two digit number For example a menu has 10 items on it Type 02 to select menu item
66. ible The monthly payments to creditors or permos are greater than the plan payment The amount required over the life of the plan is greater than the total the debtor would pay in Finally the time to cure on the mortgage arrears is greater than the term of the proposed plan The next to the T field indicates that there is a debt that will run longer than the term of the plan The following pages will demonstrate how to find out what will be required to fix this plan Second Edition Copyright 2003 46 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations A line number precedes each entry on the calculation screen The Attorney Fee line in this example is 00 The Arrearage is line 01 The Mortgage is line 04 The payment data is line 99 To access a line type the letter C in caps The program will prompt for a line number Procomm Plus Terminal 18 x File Edit Yiew Options Data Tools Window Help E Data STARTUP F 2 59848 R THERESA UHURA TPI 2 588 68 BOH 2 588 68 Creditor Name Claim Amt Coll Bal Int Rate Pymt Nonth Total Paid MO ATTORNEY FEE AA ATTORNEY FEE IS INCLUDED IN PLAN 1 258 88 ARREARAGE A1 ANERIQUEST NORTGA 13 937 78 13 937 78 18 58 z 219 84 28 417 34 92 CONT G DEBT USE IN PLAN CALC 42 ADDED CREDITOR FO 08 88 83 ADDED CREDITOR FO BB 48 CURR MTO 64 AMERIQUEST MORTOA 1 572 25 75 468 66 RIORITY P 45 ADDED CREDITOR FO BB 68 08 BB 08 A6 ADDED CREDITOR FO 48
67. icated in this record Pressing F1 will continue to chronologically display hearings for this case Note that an odd time for a hearing 11 01 AM in this case means that the 341 was conducted in Room B Second Edition Copyright 2003 38 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Other Screens Our system also has a few customized screens available that present certain types of information grouped together Pressing one of the following letters can access these screens A R and P Attorney Information A Procomm Plus Terminal 4 l8 x Fie Edit View Options Data Tools Window Help E Data STARTUP i B8 4234 R DARRELL DARRYL A A K A AMAL 3 ABA i COMPANION CASE 1 8688888 NUMBER 689998 PETITION FILED Thu NAME DR_ATTORNEY FIRM 341 MTG DATE Mon ADDR 1 123 MAIN STREET PLAN FILED Thu ADDR 2 SUBURBS MI FIRST PYM DATE Sat ADDR 3 DATE CONFIRMED Fri CIP CO 48888 CONF LENGTH 48 CLOSED DATE Tue PHONE 886 666 8888 POST CONF REV Thu LIQUIDATION Right Left Up Down 3 5 7 9 Y 6 4 a l Tate Treen by Case pe BASIC TRAC DEMONSTRATION nia tap Enter Letter for User Formatted Ingu ya Pron at aii w E E E a a acre Eo Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSIBBS modem direct connect Com2 19200 N 81 d sd cd cts 4 15PM Port opened Com2 Connected 00 11 44 The A screen presents info
68. ile Edit view Options Data Tools Window Help E Data STARTUP 99 45213 A ANTONIN CHECKOU TPI 14 695 23 BOH 13 91 A16 SCHEDULED UNSECURED CREDIZUNSECURED gt NE EATE A1 SCHEDULED UNSECURED CREDIT UNSECURED gt NE 5 48 33 0806 BY PAGE 3 LC Jul 82 19995 KT 144 39 316 SB 529 SE 88 1 889 312 668 81 66 BA Ba BA 66 88 a 5 48 68 16 06 TRACK LOG IN CH 13 TRUSTEE en ea Eeto Pa Pe A CES Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSI BBS modem direct connect Com2 19200 N 81 d sd cd cts 3 53PM Port opened Com2 Connected 00 55 47 The plan will complete timely with this modification Second Edition Copyright 2003 81 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Step Payments in Plan Calc H See the example in the Plan Calc I section for how to perform a calculation that includes future changes to the plan payment Lump Sums The current Balance On Hand can be modified with the F8 key Procomm Plus Terminal 18 x File Edit View Options Data Tools Window Help E Data STARTUP 98 58414 A JAMES T KIRK a DENISE SCOTT KIRK TPI 18 943 78 BOH 8 ABB SH SUBURBAN FIRM ATTORNEY 5 PERCENTAG CD NL 68 85 8688 87 CEE TH Enter New Balance on Hand or lt CR gt to Leave Unchanged 3288 7 M65 CYGNET FKA AUTO MARKETINGZAUTOMOBILE EL FE PAGE I L Aug 28 19983 MK HU
69. ill display a listing of receipts and payments made in the case Users are prompted to display the ledger in ascending or descending order and have the option to pick a date to begin the listing Hitting Enter will display all receipts and payments Users also have the option of looking at payments only to a specific creditor The screen lists the date of the receipt or disbursement the type of receipt or disbursement the source of the receipt or the name of the creditor receiving a disbursement the creditor number receiving the disbursement the claim number that was paid the amount of the receipt the amount of the disbursement and the check number or source of disbursement or receipt Second Edition Copyright 2003 30 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Account Ledger Option 9 18 x File Edit View Options Data Tools Window Help B Data gt STARTUP B8 4234 R DARRELL DARRYL A Date Code Creditor Desc Lred Cim Receipt Payment Balance Mar 22 2806 1 0 MONEY ORDER F AHAHAH HAHA 218 58 218 58 Apr 28 ZABA EMPC EMPLOYER PAYR 88888 HAHA 155 88 928 58 May 12 2886 EMPC EMPLOYER PAYR AHAHAH HAHA 155 88 773 58 Jun 82 2866 ATTF THAU GROSS 84448 AAAA 68 35 09 2888 EMPC EMPLOYER PAYR 688888 AAAA 155 88 155 88 1 2888 ATTF THAU GROSS 884448 AAAA 28 15 07 2888 ENPC EMPLOYER PAYR 688888 AAAA 155 88 155 88 Aug 43 ZABA EMPC EMPLOYER PAYR 88688 HAHA 155 88 465 88 Accessing by Case No
70. im Number the Priority Level the claim was given the No Check field this field will be blank if a claim has been entered and will be paid by the Trustee the Name of the creditor the Type of claim secured unsecured etc the Dividend the creditor is to receive and the Interest rate to be paid Second Edition Copyright 2003 27 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Addresses Option 6 18 x File Edit View Options Data Tools Window Help E Data STARTUP J 88 4234 R DARRELL DARRYL A No Cim Address Address ip Code 856991 BANK OF AMERICA P 0 BOX 2278 888 932 8451 8463 NORFOLK UA 23581 2278 876451 CITIBANK P 0 BOX 6385 816 428 1458 BHAY EXCEPTION PAYMENT PROC MS 1186 THE LAKES NU 88981 6385 816431 CONERICA Z SHERMETA CHIMKO a KILPATRIC a et BBA P O BOX 5816 ROCHESTER HILLS MI A108044 INTERNAL REVENUE SERVICE P 0 BOX 338508 886 888 8888 8814 STOP 15 DETROIT MI 48232 816644 INTERNAL REVENUE SERVICE P 0 BOX 336588 BBA 888 8888 8815 STOP 15 DETROIT MI 48232 16563 MICHIGAN DEPT OF TREASURY z MARCI B NCIVOR 313 456 8148 8811 3838 W GRAND BLUD 16 288 DETROIT MI 48282 Accessing by Case No I TAALK LOG IN CH 13 TRUSTEE i L E E Ue OO EO EO Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSIBBS modem direct connect Com2 19200 N 81 d sd cd cts 3 59PM Port opened Com2 Connected 00 28 57
71. ims and scheduled debts Pressing the F5 key will list the remaining claims The claims are broken up into lines The three digit number that precedes the creditor name is the line number Each entry actually takes up two lines on the screen Each line displays several columns of information Second Edition Copyright 2003 67 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations The first line is Line number the number to use in the F3 function Creditor Name the name as input on our system Debt Type the class of debt as input on our system CD Continuing Debts will have a Y in this field NC Represents the data in the No Check field of the claim record Trustee Fee displays the percentage rate of the Fee Priority Level Claim Number The number before the slash indicates the disbursement level coded for the claim The number after the slash indicates the claim number on our system Percentage of Disbursement Level a rounded figure The second line contains data pertaining to the actual debt Creditor Number the number assigned to the claim in our system Claim Amount the amount allowed from the Proof of Claim Note that this field will be blank for Continuing Debts and claims that were not filed Coll Paid this field shows the amount paid to date to the creditor Int Rate the allowed rate of interest for the claim to Cred the percentage of the claim that will be repaid Mo Pymt the monthly payme
72. ine Roce Bisse aun ue Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 3 19PM Port opened Com2 Connected 00 21 53 This reveals that the 10 48 month plan that has already run 51 months will run another 18 months without modification Plan Calc II does not have the ability to automatically calculate figures based on what if scenarios like Plan Calc I The user must enter figures based on a High Low game to find the proper funding Second Edition Copyright 2003 71 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Note that the F3 option states that the line number for case information changes is 999 Procomm Plus Terminal 8 x Fie Edit view Options Data Tools Window Help E Data v STARTUP i EG 98 58414 A JAMES T KIRK amp DENISE SCOTT KIRK TPI 18 943 78 BOH 8 ABA SH SUBURBAN FIRN ZATTORNEY S MONTHLY P CD NC 5 48 85 8008 BY ABI SH SUBURBAN FIRM ZATTORNEY 5 INITIAL P CD NC 5 48 65 8800 1907 EA 157 PAGE I L Aug 28 1998 304 421 BS 415 65881 ats 68 84 46 BA 165 68 84 68 BA a 5 48 68 18 8 TRACK LOG IN CH 13 TRUSTEE 5 uae Line to hana a2 to Change Schedules Le PFE FF EF EE FF OF Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSIBBS modem
73. ing new records the user will be brought to a screen that prompts the user to enter a date Entering a date in this field will bring up the calendar of events for that date if the debtor has any Hitting Enter without a date brings up the first calendared hearing for the case Second Edition Copyright 2003 35 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Procomm Plus Terminal b E l8 x File Edit view Options Data Tools Window Help E Data STARTUP RS Uesc Docket Calendar Inquiry Mode Display Porm CLYFMR 118 Date Thu Oct 31 2882 Case No 8842347 R DARRYL A DARRELL Date Tine Attorney End Digit Matter Comment Record not Found lt CR gt to Continue Disposition Matter Comment Disposition Matter Comment Disposition BASIC TRAC DEMONSTRATION EEE EEE EE CE Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSI BBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 4 13PM Port opened Com2 Connected 00 10 23 Hitting Enter will result in the screen above Hit Enter and a blank screen will be displayed Second Edition Copyright 2003 36 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Procomm Plus Terminal 18 x File Edit View Options Data Tools Window Help E Data STARTUP Se f Desc Docket Calendar Inquiry Mode Display Pora CLYFMR T1 Date Thu Oct 31 2082 f Case No 8842347 R DAR
74. iption Source Cred Lim ID Amount flug 16 2882 EMPC EMPLOYER PAYROL USPS 222 AAAAHA AHAA TRY 155 88 Sep 16 2882 EMPC EMPLOYER PAYROL USPS4898 AAHAHA AAAA ICI 155 66 Oct 11 2882 EMPC EMPLOYER PAYROL USPS 853 AAHAHA AHAA IC 155 66 Less 4 BAA AA Accessing by Case No TRACK LOG IN CH 13 TRUSTEE f f f f f Prey Bir f f f I E E P F bek E E Po At Host Chat Logon wiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSIBBS Xmodem direct connect Com2 19200 N 8 1 d sd cd cts 3 53PM Port opened Com2 Connected 00 22 54 By paging down F5 to the last receipts the user will find the total receipts Note that the tax refunds have been subtracted out from the total The NET represents funds that our office counts as plan payments Please contact an analyst at our office if you dispute the posting used for a receipt A simple way to calculate a debtor s current payment history is to manually calculate all payments due since the first payment date Divide the NET number on this screen by the manual total due This will yield the current percentage of payments that the debtor has made Second Edition Copyright 2003 24 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Payments Option 2 18 x File Edit Yiew Options Data Tools Window Help E Data STARTUP 7 B8 4234 R DARRELL DARRYL A CredNo Creditor Name CredNo Creditor Name B6444 THAU GROSS ET AL 81664
75. it View Options Data Tools Window Help E Data STARTUP gt 86 4234 R DARRELL DARRYL A MOS SINCE CONF 29 A 123 MAIN STREET CONF HEARING i 11 2888 MOS REMAINING er i SUBURBS MI BAR CHECK TOTAL LENGTH 56 A 48888 ROC SERVED DUE UNDER PLAN 14 746 56 HOLD TEMP 86 DELINQUENCY DUE 1 58 TOTAL PAID IN 14 693 56 HOLD PERM 88 LAST RCPT DATE Oct 25 2882 PLAN ARREARS 53 86 HOLD TOTAL 86 PLAN EXP DATE May 12 2884 L N I T T0 UNSC 68 4 RCPT BEFORE CONF 618 58 PYMT BEFORE CONF BB DIU TO UNSC 85 68 RCPT AFTER CONF 14 075 66 PYMT AFTER CONF 14 345 85 D f I T DIU T P1 RE P2 RED D1 RED D2 RED ANOUN 66 AMOUNT 66 AMOUNT 66 AMOUNT BB CR Right Left Up Doun i 7 T 9 Y 8 i Z Tereasa by Case No rich LOG IN CH 13 ae EL CRB Enter Letter for User popuai ted Ingu pa P ser an Hoke fish leer ee Eren En O F Alt Host Chat Logonwiz WinLink J Cmd Mode Send Fax Explorer DOS Prmpt i ANSIBBS Xmodem direct connect Com2 a i 19200 N 81 rd ELS cd cts eo iM 3 51PM Port opened Com2 Connected 00 21 02 A This section is split into three columns The first column reports how many months the case has been open since it was confirmed an ESTIMATE of the number of months remaining and the total months the case would run post confirmation if the estimate is correct The second column displays the full attorney address in case the first page t
76. lated by the miscellaneous receipt A program has been included for TRAC users that allows us to present a version of the P screen that is more accurate Due to the nature of the programming certain miscellaneous postings may still be inaccurately reflected in the dollar values See the section on Advanced Payment History for information on how to quickly calculate an accurate payment history by hand From Display Inquiries within the case press F3 for User Inquiries Procomm Plus Terminal 18 x File Edit view Options Data Tools Window Help m22 EE STARTUP T h Desc Inquiry Menu Mode Menu Porm INQYP T18 Date Mon Nov 11 TRACK LOG IN CH 13 TRUSTEE J Enter Inquiry A A a Host Chat Cae WinLink Cmd TET Send Fax EE DOS srme ANSI BBS Xmodem direct connect Com2 19200 N 81 d d cd cts 4 18PM Port opened Com2 Connected 01 20 43 Second Edition Copyright 2003 104 January 2003 David Wm Ruskin TRAC User Manual User Inquiries Press F9 to see a list of User Inquiries or enter the number 9 there is only one User Inquiry Procomm Plus Terminal 18 x File Edit View Options Data Tools Window Help E Data STARTUP Fed eee f Desc Inquiry Menu Hode Menu Porm INQYPA T18 Date Mon Nov 11 2882 9 Delinquency Screen TRACK LOG IN CH 13 TRUSTEE RS pon a m m r EE ext ist xit im 4 Page Ed i i SI ngys S i Host i Chat 5 DNE M Winlink i we
77. m the Trustee For ease of administration the Trustee assumes that the payment due in the month of filing is a Pre Petition obligation Thus it doesn t matter if the Mortgage was due on July 1 and the Petition was filed July 10 or if the Petition was filed on July 1 and the Mortgage was due on July 10 In this example it will be assumed that the plan was confirmed in October and that the Order Confirming Plan was entered in the Trustee s office before the November disbursement The Trustee s office will calculate the Gap between filing and first disbursement to be three months August September and October The July payment will be considered to have been Pre Petition and the November payment is the first Post Confirmation payment To modify the plan calculation select an empty line Line 05 in the example below and enter an amount equal to the Gap period times the mortgage payment Note that this obligation is NOT given a permo Second Edition Copyright 2003 60 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Procomm Plus Terminal 18 x File Edit Yiew Options Data Tools Window Help E Data STARTUP J A2 59848 R THERESA UHURA reditor Name Claim Amt ATTORNEY FEE AA ATTORNEY FEE IS INCLUDED IN PLAN ARREARAGE A1 AMERIQUEST MORTGA 13 937 8 CONT G DEBT CAROLE PLAN CALC TPI 2 588 68 BOH 2 588 68 Int Rate Pymt Month Total Paid MO 1 258 88 16 388 48 48 Col I zBal 13
78. n an R Please contact an analyst in our office if this field contains any other data The comment field will usually contain notes regarding the case to draw attention to some fact about the case D The fields in this section provide guides for navigating to other portions of the debtor records e The first section is the guide for using the arrow keys or carriage return to navigate to pages or screens of information e The numbers and letters in the middle section represent ways to view detailed information about specific types of data e The F series at the bottom of the screen represent function keys that break out to information in other programs related to the case Second Edition Copyright 2003 16 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Second Page Right Arrow 18 x File Edit View Options Data Tools Window Help E Data STARTUP re B8 4234 R DARRELL DARRYL A 9 9 1 16591 NEW HAMPSHIRE H 1 DETROIT MI A 1 48235 ENTRY DATE Feb 29 2800 LAST LETTER LAST RCPT Oct 25 2802 PLAN BASE 88 BASE BALANCE Ba LAST AMT 155 68 ATTORNEY PHONE 868 668 6868 BUH 347 65 lds 14 693 58 TDS 14 345 85 aus 11 595 29 TIN TTR 742 86 TCL 68 TAF 2 888 56 THF 68 TRF BOH TDIS 14 693 58 TCR TTR TCL TAF TNF TIN TRF 14 345 85 CR Right Left Up Down l 7 5 7 g Y a eu by Case pe e LOG IN fi 13 TRUSTEE A Enter letter f for User Panat ter Ingu E Pion m fi ole ed ser Print
79. ndow Help je Data STARTUP gt BB H6 881 818 8 5 40 86 16 08 TRACK LOG IN CH 13 TRUSTEE fete Acai a Bae Page Means een ye Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer bos Prmpt PAGE 2 L Aug 28 1998 46 68 84 66 BA 165 88 64 66 BA ANSI BBS modem direct connect Com2 19200 N 81 d sd cd cts 3 17PM Port opened Com2 Connected 00 20 01 Second Edition Copyright 2003 70 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations The following example will show how to perform calculations for a Plan Modification The plan was confirmed at 48 months and is running long The debtor is not current The debtor wishes to extend the plan length to sixty months First perform a Payout Calc to see how the case is currently performing by pressing F1 Procomm Plus Terminal q lj xj Fie Edit view Options Data Tools Window Help E Dats gt STARTUP alls Al aN P AL BP 98 58414 A JAMES T KIRK a DENISE SCOTT KIRK TPI 18 943 76 BOH 88 Baa SH SUBURBAN FIRM ATTORNEY S MONTHLY P CD NC 5 48 83 0008 ABL SH SUBURBAN FIRM ZATTORNEY S PERCENTAG CD NC 68 65780A BBI SEARS RECOVERY SECURED CU NC 5 48 12 8003 CYGNET FKA_ AUTO MARKET ING AUTONOBILE CU NC 5 46 12 8881 PAGE 1 C Aug 28 1998 423 S64 421 6S 7 415 65 881 818 B0 84 Ba 88 165 68 64 68 BA BS 46 10 88 TRACK LOG IN CH 13 TRUSTEE a cate t
80. nformation P ee 18 x File Edit view Options Data Tools Window Help E Data STARTUP 4 08 4234 R DARRELL DARRYL A TOTAL PAID 14 693 58 FRQ LAST DUE DELINQUENCY 1 58 BI WEEKLY Oct 26 2882 QUE BB 1 88 188 Oe Sat Mar 18 2008 FIRST PMT DATE sA Fri May 12 2808 DATE CONFIRMEDILAST PMT ache Fri ata CBB 4 Tue Jan 64 2685 EST CLOSE DATE OR BA 48 CONF LENGTH SOURCE USPOSTOFF9942 NOS REMAINING note the employer name will appear in the faa CONF i source field above if the pmt was by deduction es INT UNSEC Z ITRF 99 PROFIT 68 TYPE R Right Left Down to or ager by Case p s TRAC DEMONSTRATION RB Enter Letter T ler a i Ingu pe i a inke Laan xit a 7 a Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSI BBS Xmodem direct connect Com2 19200 N 81 d sd cd cts 4 17PM Port opened Com2 Connected 00 13 41 This screen is broken up into four sections The upper left section reflects payments received and due NOTE this information is not entirely accurate as it does not strip out non plan payments The overall payment percentage is roughly accurate in that the same dollar amount has been factored in to both the Total Paid and Total Due The dollar amount of the Delinquency amount is accurate as it is generated by a part of the system independent of these two numbers Advanced users have access to a more accurate version of this screen and oth
81. nt scheduled for the creditor Amt Disb the amount that will be disbursed to the creditor based on a Payout Calc Length the estimated number of months it will take to pay the amount remaining to be disbursed also estimating the month payments will begin D This section of the program is broken up into two lines One line is Page Number the screen number currently displayed Pressing F5 and F6 will move the screens between pages C the date the case was confirmed Second Edition Copyright 2003 68 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations e Totals estimated Trustee fee for remaining disbursements total of the required monthly payments total that will be disbursed to creditors and total number of months the plan will run after a Payout Calc is run The other line displays e P1 P2 the current payment information for the debtors e B the Base Amount if appropriate e T the base trustee fee e A this field is not used e U the percentage dividend for unsecured creditors Second Edition Copyright 2003 69 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Plan Calc II will have multiple screens as it lists out each debt Below is an example of an additional screen Later screens include blank lines for adding debts called ADDED or for manipulating step payments as shown in the Plan Calc I example Procomm Plus Terminal x File Edit View Options Data Tools Wi
82. our debtor payment fields This is a system used to reflect lump sum or other one time payment situations Our office will use a debtor step payment field that is generally not used to reflect no payments due up through the date the lump sum was due an entry will then be made for the payment due date range during which the lump sum was due and will then be set back to reflect no payments for the rest of time Second Edition Copyright 2003 34 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Docket Calendar Inquiry 18 x File Edit view Options Data Tools Window Help E Data gt STARTUP Desc Docket Calendar Inquiry Mode Display Pgrm CLYFMR 118 Date Thu Oct 31 2082 F Case No 884234 R DARRYL A DARRELL Date ABAAAAAA Tine Attorney End Digit Matter Comment Disposition Matter Comment Disposition Matter Comment Disposition X pa or aeit to UBtlear Kirs ji Field lt U l to Restart mi RR nsert elete eset ear irst ast xit Ea Har AF AH ia E E a Host fig Chat p Tie WinLink i T Me i Send Far rer bos j ANSI BBS modem direct connect Com2 19200 N81 d sd cd cts 4 13PM Port opened Com2 Connected 00 10 07 Using this option from Display Inquiries allows the user to access a list of hearings that the Trustee has calendared for the case It also allows the user to track results that the Trustee has recorded for the hearing After answering NO about enter
83. presents function keys The most important keys are F5 F6 for Next Page Previous Page and F7 for Print Second Edition Copyright 2003 45 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Most cases will have at least two pages of information Pressing F5 reveals the remaining information as shown below Note that the amount in the Interest Rate column for the Unsecured Creditors section is actually the proposed dividend to unsecured creditors Unsecured debt is not itemized Note that the unsecured portion of Cram Downs is included in this total The Unsecured total includes all scheduled and filed claims Pre Confirmation Procomm Plus Terminal 18 x File Edit View Options Data Tools Window Help B Data STARTUP F 82 59648 R THERESA UHURA I 2 588 68 BOH 2 588 68 LN Creditor Name Claim Ant Coll Bal Int Rate ata Teva AUTOMOBILE HJ AMERICREDIT FINAN 13 825 63 6 088 68 15 68 7 37 31 18 451 93 44 UNSECURED CREDITORS 16 REGULAR 5 825 83 41 68 z 388 59 Page 2 Totals SE SO ANN 7 dd Pol ce Pa 944 34 DSI DA i T 48 849 22 98 211 P2 PA aa D2 DA Ob Seda ete ee Ber s f Moreak WIF ange unp just o to pana rint reak xit fyrangeiuno indust to EE eal i ee Alt Host Chat we TRET jm i Cmd Mode Sm Explorer T DOS zaj ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd cd cts O 3PM Port opened Com2 Connected 00 29 51 This case is not feas
84. pt_ ANSIBBS Xmodem direct connect Com2 19200 N 81 d sd d cts 3 48PM Port opened Com2 Connected 00 50 26 Second Edition Copyright 2003 79 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations Perform a Payout Calc to verify that the debts will not be paid within the program Procomm Plus Terminal x File Edit View Options Data Tools Window Help E Data STARTUP iy 39 45213 R ANTONIN CHECKOU Alb UNIPAL UNSECURED A23 ADDED ZADDED CREDITOR FOR C CD NC 5 48 99 8800 BY PAGE 3 L Jul 82 1999 44 392 316 538 2529 58 08 1 088 172 88 B2 68 BA 68 84 68 BA a 5 48 66 18 88 f angelmiuo to BiN Print henge break i Tan iae SLine Page a anh peal Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSI BBS modem direct connect Com2 19200 N 81 dQ sd cd cts 3 49PM Port opened Com2 Connected 00 51 17 Note that the two claims are now on lines 18 and 19 Second Edition Copyright 2003 80 January 2003 David Wm Ruskin TRAC User Manual Plan Calculations The debtor also needs to decrease the plan payments in order to pay for the vehicle direct The debtor s new budget shows disposable income of 312 mo down from 383 mo This case was confirmed as a 60 month 10 plan and 40 months have already passed Make these changes and do a Payout Procomm Plus Terminal BE 18 x F
85. rmation about the debtor s Attorney along with certain key dates Second Edition Copyright 2003 39 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Plan amp Petition Summary R Procomm Plus Terminal 18 x File Edit View Options Data Tools Window Help E Data STARTUP a 84 58188 R MONTGOMERY SCOTT A MONTGOMERY CANDY L SSN 1 123 45 6789 SSN 2 98 65 432 1 ADORS 456 ENTERPRISE ADDRS STARPORT MI A SALE A K A CANDY L KIRK D B A D B A PHT FREQ 48 BA PHT FREQ Ba BA PLAN LENGTH 23 ATTY PAID 68 ATTY DUE 68 PET FILED Fri Jul 87 288 CONF DATE Thu Sep 14 2088 PLAN FILED Fri Jul 87 2888 IST PYNT DATE Sun Aug 86 ZABA 341 DATE Mon Jul 31 2888 TAX REFUND 99 END DIGIT 88 Z UNSEC 160 08 REGION 3 PRIOR CASES 8888888 BBBBBBA STATUS COMMENTS BUS 88 FLAG BB CR Right Left Up Down i Y mg h by Case No eee Aepts s fentes tain TRAC giau a ae Enter E for User Formatted In T rint E EEEE F Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSIBBS Xmodem direct connect Com2 19200 N 81 d d cd cts 4 16PM Port opened Com2 a Connected 00 12 47 This screen is mainly for internal use It allows the user to view basic information from the Petition and Plan on one screen Second Edition Copyright 2003 40 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Delinquency I
86. rms of verifying that minimums are met Use the subsequent fields to enter any additional increases in payments by the amount of the increase The example below shows that payments will increase by 200 a month Procomm Plus Terminal 18 xl File Edit Yiew Options Data Tools Window Help B Data STARTUP J 82 59848 R THERESA UHURA TPI 2 588 68 BOH 2 588 68 LN Creditor Nane Claim Amt Coll Bal Int Rate Pymt Month Total Paid MO 46 ATTORNEY FEE 15 INCLUDED IN PLAN 1 258 88 ARREARAGE G1 AMERIQUEST MORTGA 13 997 78 13 937 78 18 58 7 453 68 16 388 48 36 CONT G DEBT ye IN PLAN CALC 2 ADDED CREDITOR FO 08 A3 ADDED CREDITOR al BB CURR MIG A4 AMERIQUEST MORTGA 1 572 25 78 751 PRIORITY 85 ADDED CREDITOR FO 4 716 75 BB 08 7 08 4 716 A6 ADDED CREDITOR FO 46 68 08 68 Ba SECURED A ADDED CREDITOR FO 68 BB 08 z 68 A8 ADDED CREDITOR FO BB Ba 68 BB Page Totals _5 44 42 391 71 ahs ejl 1 il 2 392 068 DSI 1 OA cHb 68 T 45 2 592 48 468 052 OA BA EE fl mepa Toi ft 0 ee a ie HP Break RE angeiLunp justjbo to ext rint reak itx it Tru San BiUnsec pee Page i He ee nea Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSIBBS Xmodem direct connect Com2 19200 N 8 1 d sd cd cts 4 59PM Port opened Com2 Connected 00 55 49 Second Edition Copyright 2003 62 January 2003 David Wm Ruskin TRAC User Manual Plan
87. runcated any data to fit into the formatting The third column reports the date of the first confirmation hearing and if the bar on filing non governmental claims has been met yet REPORT this information to an analyst in our office if this field reports incorrect data B The data in the fields of this section should not be relied upon for calculating debtor delinquency See the section of this manual that specifically deals with delinquency This section also reports if our office is holding or reserving funds from disbursement Our office generally only holds funds under three circumstances 1 an Order entered with the Court requires that funds be reserved 2 the debtor has presented a personal check within the last two weeks of Second Edition Copyright 2003 20 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries the month 3 a situation has arisen that causes confusion as to who should receive funds in a case C This section displays summaries of plan and payment information The amount of Interest being paid to unsecured if any the dividend to unsecured claims pre amp post confirmation receipts and pre amp post confirmation disbursements are shown here D This section is not used Second Edition Copyright 2003 21 January 2003 David Wm Ruskin TRAC User Manual Display Inquiries Receipts Option 1 18 x File Edit View Options Data Tools Window Help E Data STARTUP i B8 423
88. s Second Edition Copyright 2003 7 January 2003 David Wm Ruskin TRAC User Manual Printing Printing As technology advances certain conflicts with older systems develop The Windows operating system does not always cooperate when printing within a terminal environment Below are tips provided by the publishers of ProComm to assist with printing related issues e Make sure that ProComm is set to send print data in RAW format found under Options Data Terminal Options e Make a copy of your printer and set it to print direct instead of spooled by Windows e Make a copy of your printer and use the Generic Text or HPII print driver Please consult with a computer professional before attempting to make these changes to your system Second Edition Copyright 2003 8 January 2003 David Wm Ruskin TRAC User Manual Guest Voice Mail Accessing Guest Voice Mailboxes Many TRAC users are provided with a Guest Voice Mailbox GVM at David Ruskin s office The GVM allows parties to communicate on cases in a more convenient method Messages can be left on the status of cases without disrupting the workflow of offices Messages can be retrieved at the convenience of the office Please contact the system administrator for GVM information at the other Trustee offices TRAC users are issued a mailbox number when accounts are set up TRAC GVM s can be accessed by e Dial our main phone number at 248 352 7755 e Press 77
89. ss 2 Continuing debts should be calculated with at least a two month cushion to allow processing time Failure to include a Class 2 and a general cushion could cause the payoff calculation to be insufficient Step 7 The result of the Worksheet yields an ESTIMATED payoff amount Remember that the amount is based on an unaudited Trustee record that could change upon review and disbursements Second Edition Copyright 2003 83 January 2003 David Wm Ruskin TRAC User Manual Payoff Calculations NOTES e Receipt of funds based on the Worksheet does not guarantee a discharge Receipt will initiate a Trustee review of the file e The Trustee will not audit the file prior to receipt of funds e The Trustee will not perform payoff calculations prior to receipt of funds e Tax Refunds will need to be included if required and the payoff is being calculated at expiration Copies of all Tax Returns for the years covered should be forwarded to the Trustee concurrently with the payoff payment e An Order allowing use of Funds received Post Expiration must be entered with the Court in order for the Trustee to process a payoff after the 60 month has passed Second Edition Copyright 2003 84 January 2003 David Wm Ruskin Payoff Calculation Check List Plan Length Confirmation Date Plan Expiration Date Unsecured Need to convert Unsecured to 100 Claims Register Reviewed 60 Month Expiration Need Order to use Post Expiration F
90. swsscssscecssseas sede sendsesesoadsasssssseevecsosssossassaovsvosssgaeeoses 35 Other SCV COIS waves secs sistcstievereinsactsavereus sen cenaisisassterucsinie aasseveh ntiiaucasactiiadeduerdens 39 Attorney Information A jcccssseccssssssecss lt essecssossyecovoussecosbonsaesoeussecnbosaeccncebascsobesyscassdsncsseunecess 39 Plan amp Petition Summary R e ssessseesseessooessoesssesssecssoossoossosssssesssocssoossoossooesssesssoessoossossssse 40 Delinquency Information P scscccscccesiscastacscssccsenuvssesancsvesssseosndioccasscoanedovsienearssenenacchasseeuctenss 41 Plan Calculations siseccectaziovsnececedeansocadeadsenssdesenensnsorseeracaueceesatasatoosenetiateos 43 ENIE AGW TA A TETEE IET A ATEN EEA E E 44 Post Petition Pre Confirmation mortgage debts essoesssesssesssooesoossoossosssssesssoossoossosssose 60 S1 A ta E ISS TNE E E E E T E A ESENE 62 Calculating Unsecured Increases seesssesssesssocesoossoossssesssesssocssoossoossssesssesssocssoossssssssssssese 64 Pari I A I EEE E E E T AEA 67 Modifying the Plan to add debt ssiscsccccsscesssssesssscscseceesnsccscscessonseetsicceaccssussccsvacscedacscesacavendesece 77 Second Edition Copyright 2003 2 January 2003 David Wm Ruskin TRAC User Manual Table of Contents Step Payments in Plan Cale Doi ccssccscccsscsssssovssassvsnvessavessnsesvoucvesavovesassvovensbavsbonssavoverese 82 Lump SUMs sos cle cS sncde daasactncazesten aastetnae Seat teaa ces cxeesaraas a tenan aa aaa Sei
91. uest Voice Mail TRAC users can then check the mailbox on a regular basis and receive this information in one transaction instead of frequent interruptions of staff time The philosophy of both systems is to provide the greatest amount of information at the greatest ease for all parties The TRAC system offers many features to assist parties in following the status of a case Various tools allow a user to research payment histories disbursement histories estimated completion dates payoff figures hearing dates and more With TRAC users can run pre and post confirmation Plan Calculations just as the Trustee s staff brings to Court This access allows all parties to prepare far in advance of scheduled hearings thus increasing the probability of resolving issues before coming to Court TRAC and Guest Voice Mail have already proven to be significant in decreasing the amount of time needed to prepare for hearings while increasing the amount and accuracy of the information We invite all members of the Bankruptcy community to join us in utilizing this FREE resource The TRAC and Guest Voice Mail systems are available 23 hours a day 7 days a week Second Edition Copyright 2003 4 January 2003 David Wm Ruskin TRAC User Manual System Requirements Hardware Requirements The TRAC system has been in operation for many years with few problems The same system has been deployed across the country by a number of Trustees using different names
92. uled for 341 Meetings e Form 201 is the detailed case information that appears on the calendar the Trustee s office brings to Court e Form 202 is a case name number listing of cases scheduled for hearing before the Court Procomm Plus Terminal 12 x File Edit view Options Data Tools Window Help E Data gt STARTUP A Forms Menu ADVANCED TRAC DEMONSTRATION O f Exit Borns i gt Alt Host Chat Logonwie_ WinLink Cmd Mode Send Fax Explorer DOS Prmpt ANSIBBS Xmodem direct connect Com2 19200 N81 d sd cd cts O 23M Potopened Com2 0 Connected 00 2611 Second Edition Copyright 2003 92 January 2003 David Wm Ruskin TRAC User Manual Calendar Printouts Form 200 341 s 341 Meeting of Creditors are generally held in two rooms at the same time Rooms A amp B Rooms are distinguished by the time entry A 341 conducted in Room A at 2 00 P M will have a time entry of 2 00 P M in the calendar system A 341 conducted in Room B at 2 00 P M will have a 2 01 P M time entry in the calendar system The times are split during the week before the Meeting Each of the forms are run with the same questions and input responses Below is an example of the 341 calendar form The first screen after entering the form number is Printer Selection Select the default printer Procomm Plus Terminal s l8j x Fie Edit view Options Data Tools Window Help je Data gt STARTUP
93. unds Is Payoff due to Sale or Refinancing Order allowing sale refinancing needed Tax refunds included in Calculation Tax Returns forwarded to Trustee YES YES YES YES YES YES YES NO NO NO NO NO NO NO Date of Calculation PAYOFF CALCULATION Secured Total Secured Arrears Unsecured converted to 100 Priority Attorney Fees Atrearages include Gap Unpaid Tax Refunds Total Continuing Payment X 2 months Cushion Grand Total Payoff Second Edition Copyright 2003 January 2003 David Wm Ruskin 85 TRAC User Manual Print Inquiries Print Inquiries Print Inquiries are multiple page printouts that provide a detailed summary of a case Printouts are generated from option 2 of the main menu Procomm Plus Terminal la x File Edit view Options Data Tools Window Help E Data a STARTUP A Desc Advanced TRAC Menu Mode Menu Pgrm ADUMEP 118 Date Wed May 29 2882 Display Inquiry Print Inquiry ADVANCED TRAC DEMONSTRATION E ho Mie F f f J eai J Jl ten Bisystenmeyl i ckl emult gi 0 Alt Host Chat Logonwiz WinLink Cmd Mode Send Fax Explorer DOS Prmpt_ ANSIBBS modem ditectconnectCom2 19200 N 51 d sd cd cts jj 257PM Potopened Com2 0 i Connected 00 00 22 Second Edition Copyright 2003 86 January 2003 David Wm Ruskin TRAC User Manual Print Inquiries Enter case numbers for each case to be printed Press F9 or ENTER when

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