This is the format for the Sunday phone meeting.
Contents
1. an identity or a sense of self worth We will find the courage to be true to ourselves We will know peace of mind and feel a stronger connection with the Higher Power of our understanding and our Hope will turn to faith that God is really working in our lives as we explore the wonders of serenity dignity and emotional growth KKK The Problem the Keys and the Gifts were printed and adapted with permission of S Anon International Family Groups P O Box 17294 Nashville TN 37217 615 833 3152 Permission to reprint these excerpts does not mean that S Anon International Family Groups Inc has reviewed or approved the contents of this publication or that S Anon International Family Groups Inc necessarily agrees with the views expressed herein S Anon is a program of recovery for families and friends of sexaholics More information about S Anon can be found at www sanon org Use of these excerpts in any non S Anon context does not imply endorsement or affiliation by S Anon2. or that S Anon International Family Groups Inc necessarily agrees with the views expressed herein S Anon is a program of recovery for families and friends of sexaholics More information about S Anon can be found at www sanon org Use of these excerpts in any non S Anon context does not imply endorsement or affiliation by S Anon Gifts of the Debt Anon Program When we approach the process of recovery with honesty open mindedness and willingness to apply the principles of the Twelve Steps to our lives we will soon begin to see the rewards We will become able to surrender our self defeating behavior We will find that we have the strength and insight to make good choices for ourselves Our ability to act positively on behalf of our health families jobs and bank accounts will amaze us We will find that others are doing things for themselves which we thought we had to do for them Our ability to love and receive love will expand tremendously and we will become increasingly available for loving relationships with others We will recover the feeling of joy We will become more honest with ourselves and experience a new comfort in our intimate relationships We will feel the security that arises from true fellowship with others in the program knowing that we are loved and accepted just as we are Feelings of failure and inadequacy will be replaced by self confidence and independence of spirit We will no longer expect other people to provide us with
3. Debt Ancn Family Groups Participation Meeting 10 00am PST 1 00pm EST Sundays Call in number 712 432 0385 Code 74951 Email Contact debtanon telephone meeting gmail com April 2015 Revision Per Group Conscience Debt Anon Family Groups Sunday Participation Meeting Meeting begins promptly 10 00am PST 1 00pm EST Sundays Call in number 712 432 0385 Code 74951 l Hi I m your leader for this meeting After a moment of silence to remember why we are all here will all who care to please join me in the Serenity Prayer The Serenity Prayer God grant me the serenity to accept the things I cannot change the courage to change the things I can and the wisdom to know the difference 2 Debt Anon Preamble Debt Anon is a fellowship of people who share their experience strength and hope with each other so that they may solve their common problems and help others to recover from the effects of compulsive debting The only requirement for membership is that there be a problem of compulsive debting in a relative or friend There are no dues or fees for Debt Anon membership we are self supporting through our own contributions Debt Anon is not allied with any sect denomination politics organization or institution does not wish to engage in any controversy neither endorses nor opposes any causes Our primary purpose is to recover from the effects upon us of another person s compulsive debting and to help families an
4. c titles and authors of publications other than Debt Anon or Al Anon Approved Literature We leave our other identities outside the discussion other Twelve Step issues philosophies religions therapies and occupations We speak about and from the Debt Anon point of view The leader will remind other members during the meeting if necessary of our commitment to these guidelines Per group conscience we have timed 3 minute shares at this meeting Who would like to be our time keeper The time keeper will let us know when we have one minute left and when our time is up We acknowledge the time keeper and wrap up our shares when we hear Time Topic Please note that the Debt Anon fellowship has received permission from the Al Anon This permission does not extend to changing any words if put into a written document The Problem the Keys and the Gifts were printed and adapted with permission of S Anon International Family Groups P O Box 17294 Nashville TN 37217 615 833 3152 Permission to reprint these excerpts does not mean that S Anon International Family Groups Inc has reviewed or approved the contents of this publication or that S Anon International Family Groups Inc necessarily agrees with the views expressed herein S Anon is a program of recovery for families and friends of sexaholics More information about S Anon can be found at www sanon org Use of these excerpts in any non S Anon context does not imply endorseme
5. d friends of compulsive debtors 3 Will someone please read the Debt Anon Welcome 4 It is startling and humbling to realize that we are often as addicted as the compulsive debtor We may not be addicted to money or substances but sometimes we are addicted to people and situations in our lives Ours is no less serious an addiction in some cases we ve suffered as devastatingly from our addiction as the compulsive debtor has We need the help of a Power greater than ourselves to bring us back to sanity 5 We are seeking recovery from our own progressive illness Will someone please read the Debt Anon Problem 6 Will someone please read the Explanation of a Debt Anon Member The Problem the Keys and the Gifts were printed and adapted with permission of S Anon International Family Groups P O Box 17294 Nashville TN 37217 615 833 3152 Permission to reprint these excerpts does not mean that S Anon International Family Groups Inc has reviewed or approved the contents of this publication or that S Anon International Family Groups Inc necessarily agrees with the views expressed herein S Anon is a program of recovery for families and friends of sexaholics More information about S Anon can be found at www sanon org Use of these excerpts in any non S Anon context does not imply endorsement or affiliation by S Anon 10 11 12 13 14 15 Will someone please read the Keys to Debt Anon Recovery Our recovery depe
6. ed the last 10 minutes for newcomer sharing and any burning desires Would anyone like to share T eader stops the sharing at 1 55 p m EST 10 55am PST 16 Our Seventh tradition states that every group ought to be fully self supporting declining outside contributions Our Seven Tradition helps to continue carrying the message of Debt Anon through our Debt Anon web site Seventh tradition contributions can be mailed to our Treasurer at Keri R PO Box 515 Salyer CA 95563 Tel 530 629 3707 The Problem the Keys and the Gifts were printed and adapted with permission of S Anon International Family Groups P O Box 17294 Nashville TN 37217 615 833 3152 Permission to reprint these excerpts does not mean that S Anon International Family Groups Inc has reviewed or approved the contents of this publication or that S Anon International Family Groups Inc necessarily agrees with the views expressed herein S Anon is a program of recovery for families and friends of sexaholics More information about S Anon can be found at www sanon org Use of these excerpts in any non S Anon context does not imply endorsement or affiliation by S Anon 17 This is the time for Debt Anon related announcements 18 19 20 21 Welcome Newcomers To get the Readings and Format for this meeting you can go to Debtanon org and download the information You can stay on the line after the meeting ask questions request phone numbers and email addresses
7. ers and the God of our understanding we take positive action to make our lives more serene and fulfilling We attend as many meetings as we can get a sponsor if possible and begin to apply the principles of the Twelve Steps to our lives We use the telephone the Debt Anon literature and the Debt Anon slogans Eventually we reach out to help others and try to carry the message of our own recovery We do these things in our own way one day at a time striving for progress not perfection This is what is meant by working the program KKK The Problem the Keys and the Gifts were printed and adapted with permission of S Anon International Family Groups P O Box 17294 Nashville TN 37217 615 833 3152 Permission to reprint these excerpts does not mean that S Anon International Family Groups Inc has reviewed or approved the contents of this publication or that S Anon International Family Groups Inc necessarily agrees with the views expressed herein S Anon is a program of recovery for families and friends of sexaholics More information about S Anon can be found at www sanon org Use of these excerpts in any non S Anon context does not imply endorsement or affiliation by S Anon 10 11 12 The Twelve Steps We admitted we were powerless over debt that our lives had become unmanageable Came to believe that a Power greater than ourselves could restore us to sanity Made a decision to turn our will and our lives over to the ca
8. few can We too were lonely and frustrated but here we have found that there is no situation too difficult to be bettered and no unhappiness too great to be lessened The Debt Anon Family Groups consist of relatives and friends of compulsive debtors who realize that by banding together they can better solve their common problems We urge you to try our program Without spiritual help living with or having lived with a compulsive debtor is too much for most of us We become nervous irritable and unreasonable our thinking becomes confused and our perspective becomes distorted Rarely have we seen a person who was not greatly benefited by working the Debt Anon program The Twelve Steps of Debt Anon which we try to follow are not easy At first we may think that some of them are unnecessary but if we are honest open minded and willing to apply the principles of the Twelve Steps to our lives we find that the benefits can be limitless including God s gift of serenity KKK The Problem the Keys and the Gifts were printed and adapted with permission of S Anon International Family Groups P O Box 17294 Nashville TN 37217 615 833 3152 Permission to reprint these excerpts does not mean that S Anon International Family Groups Inc has reviewed or approved the contents of this publication or that S Anon International Family Groups Inc necessarily agrees with the views expressed herein S Anon is a program of recovery for families and friends
9. he time keeping task to another volunteer 7 Begin with OLD Business items Take group conscience on each item 8 NEW Business items As time permits take a group conscience on each item 9 Ask for motion to close the meeting 10 Close with the Serenity Prayer NOTE Business Chairman and Recording Secretary positions rotate every 6 months First weeks of January and July Volunteers elections take place at the June and December Business Meetings Adapted from the Al Anon Alateen Service Manual and from Debtors Anonymous Manual for Service pgs 39 40 The Problem the Keys and the Gifts were printed and adapted with permission of S Anon International Family Groups P O Box 17294 Nashville TN 37217 615 833 3152 Permission to reprint these excerpts does not mean that S Anon International Family Groups Inc has reviewed or approved the contents of this publication or that S Anon International Family Groups Inc necessarily agrees with the views expressed herein S Anon is a program of recovery for families and friends of sexaholics More information about S Anon can be found at www sanon org Use of these excerpts in any non S Anon context does not imply endorsement or affiliation by S Anon The Debt Anon Welcome We welcome you to the Sunday Debt Anon Family Group and hope that in this fellowship you will find the help and friendship that we have been privileged to enjoy We would like you to feel that we understand as perhaps
10. ing and the financial behavior to the point of obsession and tried every known method to control it Some of us participated in financial behavior that made us ashamed of ourselves or used money to manipulate the compulsive debtor Some of us misused drugs alcohol or food and others kept so busy that we didn t have time to feel our emotions We often neglected our health our jobs and our children No matter how we tried to struggle against it deny it or minimize its effects the failure of our efforts to cope with compulsive debting brought us to the point of despair This is what we mean when we say in the First Step our lives had become unmanageable KKK The Problem the Keys and the Gifts were printed and adapted with permission of S Anon International Family Groups P O Box 17294 Nashville TN 37217 615 833 3152 Permission to reprint these excerpts does not mean that S Anon International Family Groups Inc has reviewed or approved the contents of this publication or that S Anon International Family Groups Inc necessarily agrees with the views expressed herein S Anon is a program of recovery for families and friends of sexaholics More information about S Anon can be found at www sanon org Use of these excerpts in any non S Anon context does not imply endorsement or affiliation by S Anon Explanation of a Debt Anon Member We had lost our identity of self by becoming an extension of another s illness either in a subtle fashion o
11. nds upon our willingness to adopt new ways of thinking about ourselves and our problems Will someone please read The Twelve Steps Our group experience suggests that the unity of the Debt Anon Family Group depends upon our adherence to the Twelve Traditions Will someone please read the Tradition of the month and the twelfth tradition If there are any newcomers present we welcome you to Debt Anon You are free to share during the meeting and we have also reserved the last 10 minutes for you to share if you desire In this meeting we introduce ourselves by first name only and say where we are calling from we do this by time zone Leader determines order of time zone If this is your first second or third meeting please let us know I m _ Phone Etiquette It is important to be conscious that your line is muted in order to keep our meeting free of feedback and background noise Use 6 or the mute function on your phone to keep your line muted Please un mute yourself ONLY when you need to be heard by the group We do not announce ourselves if we arrive after the meeting is started so please ignore the standard recording used on this line directing you to do so We never put our phone on hold during the meeting for example to take a call on call waiting Many of us actually block call waiting by dialing 70 before calling the meeting This meeting focuses on the Debt Anon approach to recovery so we avoid the mention or discussion of specifi
12. nt or affiliation by S Anon World Service to verbally substitute the word compulsive debtor for alcoholic when reading from Al Anon Approved Literature This group elects that each reader decides if they wish to change the word compulsive debtor for alcoholic Week 1 We read the step of the month from the Al Anon 12 Steps and 12 Traditions or the Paths to Recovery for no longer than 10 minutes Week 2 We read The Other Side of the Coin from cover to cover for 5 minutes Week 3 We read the tradition of the month from the Al Anon 12 Steps and 12 Traditions or the Paths to Recovery for no longer than 10 minutes Week 4 The leader may choose a topic or read from conference approved Al Anon literature Week 5 Speaker Meeting The speaker shares their experience strength and hope with the group for up to 10 minutes The leader may select a speaker prior to the meeting or may elect to speak themselves Just a friendly reminder for the meeting chair person that there is one share per person If there is extra time the chair may read something from CAL literature This does not need to be read aloud Will the time Keeper please let us know when our 10 minutes are up After the reading the meeting is open for sharing We do not engage in crosstalk which we define as interrupting or directly addressing another s shares Who would like to share T eader stops the General Sharing at 1 45 pm EST 10 45am EST We have reserv
13. ny non S Anon context does not imply endorsement or affiliation by S Anon Keys to Debt Anon Recovery Over time Debt Anon members learn to accept a number of new ideas 1 Compulsive debting is a disease very similar to alcoholism At first many of us could not accept this idea For Debt Anon members it means that we see compulsive debtors as sick people not bad people They are powerless over debt 2 The actions of the compulsive debtor are not a result of something we did or did not do and we do not have the power to control their behavior 3 Our attempts to control or ignore money addiction led to a decline in our emotional health and may have enabled the compulsive debtor to continue to practice his or her disease 4 When we first come to Debt Anon we too are spiritually and emotionally ill As we work toward full acceptance of these ideas we begin to see our problems in a new light and the awareness dawns that we do have choices concerning our own actions This is the beginning of our recovery We remind ourselves that we are powerless over the behavior caused by compulsive debting We ask a Higher Power to help us to stop blaming and trying to control the compulsive debtor the solvency of the compulsive debtor is not our responsibility We realize we cannot find serenity for ourselves if we continue to focus on someone else s recovery so we commit ourselves to our own recovery With the loving help of other Debt Anon memb
14. o reprint these excerpts does not mean that S Anon International Family Groups Inc has reviewed or approved the contents of this publication or that S Anon International Family Groups Inc necessarily agrees with the views expressed herein S Anon is a program of recovery for families and friends of sexaholics More information about S Anon can be found at www sanon org Use of these excerpts in any non S Anon context does not imply endorsement or affiliation by S Anon 1 Sunday of each month 2 p m Eastern 11 a m Pacific to 2 30 p m Eastern 11 30 a m Pacific Per group conscious the time allotted for the Business Meeting is 30 minutes Group consensus is required to extend the meeting beyond 30 minutes or to close the meeting earlier as applicable 1 Chairperson invites all to open with Serenity Prayer 2 Ask for attendees to identify themselves for voting and record keeping purposes Identification is optional but necessary if the participant wishes to vote 3 Read last month s business meeting minutes Ask for corrections to the minutes notes if none ask for motion to approve the notes 4 Treasurer s report 5 Summarize all OLD amp NEW Business items on today s agenda 6 Time keeping Per group conscious the time allotted for the Business Meeting is 30 minutes Group consensus is required to extend the meeting beyond 30 minutes or to close the meeting earlier as applicable The Chairperson can delegate t
15. of other Debt Anon members on this call To be added to or receive our ongoing phone list email us at debtanon telephone meeting gmail com To purchase the book The Other Side of the Coin please email Mary Jane at mjhjf comcast net In addition we encourage everyone to read Al Anon approved literature substituting the word compulsive debtor for alcoholic Is there a volunteer who would like to serve as a leader for next Sunday s meeting Our business meeting is directly after the regular meeting on the first Sunday of each month All participants are encouraged to stay for the business meeting Are there any other Debt Anon related announcements This is an anonymous program We ask all members to respect our anonymity The stories you hear here are told in confidence and should not be repeated outside They are told so that we might better understand this program and ourselves to give encouragement and help to the newcomer so we may keep what we have been given Could someone please read the Gifts of the Program We will exchange telephone numbers and answer questions for newcomers directly after the meeting After that there will be time for additional sharing After a moment of silence let s un mute and say the Serenity prayer together The Problem the Keys and the Gifts were printed and adapted with permission of S Anon International Family Groups P O Box 17294 Nashville TN 37217 615 833 3152 Permission t
16. of sexaholics More information about S Anon can be found at www sanon org Use of these excerpts in any non S Anon context does not imply endorsement or affiliation by S Anon The Debt Anon Problem Debt Anon members have much in common with the friends and relatives of other addicted people Most of us grew up in families with secrets and we were not taught to think about our own needs and take positive action to meet them We chose friends and partners who could not or would not love and support us in a healthy way We lived life from the standpoint of victims and perceived any personal criticism as a threat For most of us anger fear and depression were nearly constant We acquired some unhealthy beliefs about ourselves very early in our lives that we were not worthwhile and lovable that we were able to control other people s behavior and that money was the most important sign of love We have also felt the shame of thinking we were responsible for the compulsive debting behavior of a family member or friend Our self esteem dropped to low levels and we doubted our attractiveness our emotions and our sanity We have felt betrayed by those we loved the most Many of us were financially abused stolen from and otherwise placed in physical danger We were often too ashamed to ask for help Some of us minimized the importance of the compulsive debting behavior or denied it until we felt emotionally numb Others focused on the compulsive debt
17. r via direct manipulation Our days were devoted to brooding over the past and feeling anxious about the future Panic buttons were close to the surface and easily pressed As we consumed more and more energies in an effort to resolve the debt problem in the family our self image deteriorated and we too became enveloped in a spiritual emptiness Contact with inner reality had become lost At this point some of us turned twisted with hostility and frustration while others were wrapped in self pity and inertia As we embrace Debt Anon s philosophy and begin to heal we slowly recognize our positive capabilities We perceive that we are powerless over the disease of compulsive debting and therefore can only change ourselves not others We are now ready to march forward traveling toward new horizons as we explore the wonders of serenity dignity and emotional growth KKK The Problem the Keys and the Gifts were printed and adapted with permission of S Anon International Family Groups P O Box 17294 Nashville TN 37217 615 833 3152 Permission to reprint these excerpts does not mean that S Anon International Family Groups Inc has reviewed or approved the contents of this publication or that S Anon International Family Groups Inc necessarily agrees with the views expressed herein S Anon is a program of recovery for families and friends of sexaholics More information about S Anon can be found at www sanon org Use of these excerpts in a
18. re of God as we understood God Made a searching and fearless moral inventory of ourselves Admitted to God to ourselves and to another human being the exact nature of our wrongs Were entirely ready to have God remove all these defects of character Humbly asked God to remove our shortcomings Made a list of all persons we had harmed and became willing to make amends to them all Made direct amends to such people wherever possible except when to do so would injure them or others Continued to take personal inventory and when we were wrong promptly admitted it Sought through prayer and meditation to improve our conscious contact with God as we understood God praying only for knowledge of God s will for us and the power to carry that out Having had a spiritual awakening as the result of these steps we tried to carry this message to others and to practice these principles in all our affairs The Twelve Steps and Twelve Traditions reprinted and adapted with permission of Alcoholics Anonymous World Services Inc Permission to reprint and adapt the Steps and Traditions does not mean that AA is affiliated with this program AA is a program of recovery from alcoholism use of this material in connection with programs which are patterned after AA but which address other problems does not imply otherwise The Problem the Keys and the Gifts were printed and adapted with permission of S Anon International Family Groups P O Bo
19. ving comfort to the families of compulsive debtor Our Debt Anon Family Groups ought never endorse finance or lend our name to any outside enterprise lest problems of money property and prestige divert us from our primary spiritual aim Although a separate entity we should always cooperate with Debtors Anonymous Every group ought to be fully self supporting declining outside contributions Debt Anon Twelfth Step work should remain forever non professional but our service centers may employ special workers Our groups as such ought never be organized but we may create service boards or committees directly responsible to those they serve The Debt Anon Family Groups have no opinion on outside issues hence our name ought never be drawn into public controversy Our public relations policy is based on attraction rather than promotion we need always maintain personal anonymity at the level of press radio TV and films We need guard with special care the anonymity of all Debt Anon and DA members Anonymity is the spiritual foundation of all our Traditions ever reminding us to place principles above personalities The Problem the Keys and the Gifts were printed and adapted with permission of S Anon International Family Groups P O Box 17294 Nashville TN 37217 615 833 3152 Permission to reprint these excerpts does not mean that S Anon International Family Groups Inc has reviewed or approved the contents of this publication
20. x 17294 Nashville TN 37217 615 833 3152 Permission to reprint these excerpts does not mean that S Anon International Family Groups Inc has reviewed or approved the contents of this publication or that S Anon International Family Groups Inc necessarily agrees with the views expressed herein S Anon is a program of recovery for families and friends of sexaholics More information about S Anon can be found at www sanon org Use of these excerpts in any non S Anon context does not imply endorsement or affiliation by S Anon 10 11 12 The Twelve Traditions of Debt Anon Our common welfare should come first personal progress for the greatest number depends upon unity For our group purpose there is but one authority a loving God as expressed in our group conscience Our leaders are but trusted servants they do not govern The relatives of compulsive debtors when gathered together for mutual aid may call themselves a Debt Anon Family Group provided that as a group they have no other affiliation The only requirement for membership is that there be a problem of compulsive debting in a relative or friend Each group should be autonomous except in matters affecting another group or Debt Anon as a whole Each Debt Anon Family Group has but one purpose to help families of compulsive debtors We do this by practicing the Twelve Steps of Debt Anon by encouraging and understanding our debting relatives and by welcoming and gi
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