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Settlement and Clearing User Manual

1. Field Description Liquidation Mode Serial No Liq Type Bank Code Payable Branch y Issuer Branch DD Ccy DD Amount DD No Routing No DD Status Issue Date Liquidation Date Issue Mode Drawee Acct No Pease Beneficiary Name a Beneficiary Addr fiz R c Lost Caution Details Account No 50100000002191 JOHN LINKON Acct Cey DD Cey Acct Ccy Rate 1 00000 DD Ccy Rate 1 00000 DD Amount 1 000 00 Acct Amount 1000 00 User Reference No 1245 Narrative DD Liquidation Against Account FC FW ote Field Name Description Account No Mandatory Numeric 14 Type the CASA account number which will be credited with DD liquidation proceeds The adjacent field displays the name of the customer Acct Ccy Display This field displays the currency assigned to the product under which the account is opened All the entries are posted in the account in the account currency For example if the currency assigned to a TD product is USD US Dollar the account opened under that product has USD as its account currency by default DD Ccy Display This field displays the currency in which the DD has been issued The cheque currency is converted into the transaction currency based on the exchange rate set up for the transaction The currency code is a number and the currency name is usually displayed in its short form It is set up and downloaded ORACLE Field Name De
2. Display This field displays the payee account number This is the customer account also termed as the beneficiary account number Account Number Branch Code maximum 4 digits Product Code maximum 3 digits Serial Number 6 to 9 digits Cheque Digit The user can identify the type of account and the branch in which the account was opened using the account number It is not possible to change the account number of a customer unless the account is closed and a new account is opened ina different branch or product Shifting of account branch is also not possible An account number is linked to a primary customer under whose ID the account balances can be consolidated and viewed Display This field displays the short name of the customer The short name of the customer is defaulted from the Customer Addition Fast Path 8053 option The customer short name can be changed through the Change Customer Name IC Number option Display This field displays the narrative of the cheque deposit transaction that should be reversed Display This field displays the transaction amount The amount will be in the currency of the account held by the drawee Display This field displays the option of currencies set up and permissible for the transaction This is the currency in which the cheque is issued While posting the transaction entries to the account the transaction currency is converted into the account
3. Display This field displays the rate of conversion to be used for converting the BC currency to the local currency of your bank This rate is defaulted from the exchange rates specified for the transaction and the user can change it up to a specified limit If both the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Mandatory Numeric 13 Two Type the BC amount This is the transaction amount The BC will be issued for this amount ORACLE Field Name Charges Lcy Total Amount BC Date Serial No BC No Description Display This field displays the charges that will be levied on the account for cash withdrawal The service charge codes are added and maintained in the Service Charge Code Maintenance screen For more information on adding service charges refer to the Service Charge Definition option in the Definitions User s Guide The service charges can be attached at the product level transaction mnemonic level or at the issuer maintenance level The service charges are levied in the local currency of the bank The system displays the total of all the service charges if more than one SC code is attached to the transaction Display This field displays the amount that will finally be debited to the GL Account This amount will be in the currency of the account and will include the charges as well as the BC amount Displ
4. Posting Date To DEEPAKJAIN o1 or1 180 6 Drawee Account No Summaty Purchase Details Settlers TO Record Details Authorized By Last Mnt Date Last Mnt Action Authorized E By 5 Click the Fetch button 6 The system displays the Summary tab Summary ORACLE Account No Posting Date From Cheque No Customer Name Posting Date To Routing No Drawee Account No Summary 2008 03 20 00 00 00 2006 03 20 00 00 00 2008 03 20 00 00 00 1001001 554546546 o DEPOsIT NI 900000023093 000000002322 11 000000023093 000000005478 111 2008 03 28 00 00 00 2008 02 29 00 00 00 2008 02 29 00 00 00 1001003 3878789 o DEPOsIT N Record Details Input By Authorized By Last Mnt Action Authorized Last Mnt Date Field Description EE m e N Column Name Description Acct No Display This column displays the account number in which the cheque purchase will be done Chq No Display This column displays the cheque number that will be purchased Amount Display This column displays the cheque amount Instr Date Display This column displays the instrument dates Txn Date Display This column displays the date on which transaction is performed Value Date Display This column displays the value date of the cheque Routin
5. To authorize the OCC data entry batch 1 Par oN Select the Authorize Data Entry Batch option from the Action drop down list Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the data entry section in the screen Click the Auth button The system displays the message Batch Processing Successful at Host To reverse the OCC data eniry batch PON Select the Reverse Data Entry Batch option from the Action drop down list Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the message Batch Reversed Successful To view the OCC data eniry batch 1 2 3 4 Select the Inquire Data Entry Batch option from the Action drop down list Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the data entry section in the screen 6806 Cheque Collection Processing Using this option you can perform the Outstation Clearing process The various processes involved are Mark Collection Items This option allows the branch to acknowledge the OCC booked on a particular branch for receipt at the respective destination branch on receipt of the physical instruments Realize OCC Correspondent bank Items This option allows the branch to realize the entire
6. Enter the relevant information Postdated Cheques Batch Data Entry ORACLE Post Dated Cheques Batch Data Entry Action Batch Type Batch Number i Deposit Branch Hi No of Instrs 2 Batch Status au 000000002220 Da T 22 400 00 Regular 1 day Float Drawing Voucher Deposit 1001001 20 03 2004 000000002220 23 100 00 Regular 1 day Float Drawing Voucher Deposit 1001001 20 03 2004 J el Total Amount Save CA ok ian eee 8 Click the Save button 9 The system displays the message Data Saved Successfully In the Database Click the OK button 10 Click the Validate button 11 The system displays the message Batch Validated Successful Authorization pending Click the OK button Note To change the number of instruments modify the No of Instr field and click the Modify button Accordingly the number of data entry rows will change in the Data Entry screen Once the data is saved the system displays the Data Saved message when the mouse is moved over the data entry area If the batch is validated with some errors then moving the mouse over the data entry area will show an error in processing the instruments After rectifying the error save and validate the batch again To modify the post dated cheque data entry batch mi Or Be GN Select the Modify Data Entry Batch option from the Action dro
7. Inquire on a batch Display This field displays the batch number Batch number is a running serial number generated automatically while opening a new batch This batch number needs to be noted down for future reference Mandatory Pick List Select the document number from the pick list This is a serial number generated by the system to track the header batch with the batch number generated at the time of data entry Display This field displays the batch status After opening a batch for data entry the status of the batch will always be Unauthorised and the status will move from this status to Validated status after the teller completes data entry and submits for authorization Only validated batches can be authorized by the supervisor Mandatory Alphanumeric Five Type the number of instruments This field by default displays the number of instruments Up to 100 cheques can be accommodated in one data entry batch This indicates the number of cheques that are being deposited for the same branch The number of instruments is defaulted based on the Document No entered This number can be changed depending upon the actual number of cheques present in the batch ORACLE Field Name Teller Number HEADER DETAILS Account No Account Ccy Txn Ccy Acct Ccy Rate Description Display This field displays the teller number who owns the batch Display This field displays the account numbe
8. Mandatory dd mm yyyy Type the bill date By default the system displays the current posting date as bill date The user can change the date if required This is the date on which bill was raised by utility service provider Display This field displays the currency in which the bill is payable Mandatory Drop Down Select the currency for cheque deposited by the customer from the drop down list Display This field displays the rate of conversion used for converting the bill currency to the local currency of the bank The teller s right to change the bill currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the bill currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the rate of conversion to be used for converting the transaction currency to the local currency of the bank The teller s right to change the transaction currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Mandatory Numeric 13 Two Type the amount of the bill raised by the service provided Display This field displays the charges levied by the bank for providing the walk in custo
9. The system displays the Document Receipt screen If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button OR Click the Cancel button 1009 TC Sale Against Account Using this option you can sell Travelers Cheques against the CASA account of the customer from Oracle FLEXCUBE The TCs which are expected to be issued should be available in the inventory of the teller for issuance The customer account is debited in the Account Currency with the equivalent of the TC amount after taking the charges into account Definition Prerequisites BAMO9 Issuer Maintenance STM59 Settlement Bank Parameters STM54 Routing Branch Maintenance BAM99 GL Code Definition BAM97 Currency Code Maintenance BAM20 Bank Codes Maintenance 8051 CASA Account Opening The exchange rate values must be defined and downloaded Modes Available Not Applicable To sell traveler s cheque against an account 1 Type the fast path 1009 and click Go or navigate through the menus to Transaction Processing gt Account Transactions gt CASA Account Transactions gt Remittance gt TC Sale Against Account The system displays the TC Sale Against Account screen ORACLE TC Sale Against Account Account No 7 Acct Cey IssuerCode TC Cey a Acct Ccy Rate TC Ccy Rate K TC Amount ol Charges
10. Type the account number You can input the customer account number and if this field is left blank then the system will display the list of all the passed instruments for the bank branch selected ORACLE Field Name Description Routing Number Optional Numeric Nine Type the routing number The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Routing Number Sector Code Bank Code Branch Code For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters Fast Path STM59 option Cheque Number Optional Numeric 12 Type the cheque number of the passed instrument which is present on the MICR line of the instrument Batch Number Optional Numeric Nine Type the batch number If left blank the screen will show the passed cheques in all the batches for a particular bank branch Value Date Mandatory Pick List dd mm yyyy Select the value date of inward clearing from the pick list This field will accept only the current process date and the previous working date The current process date and the previous working date should be as per the endpoint calendar 3 Enter the required search criteria for viewing the passed instruments It is mandatory t
11. Type the fast path 8325 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Remittance gt DD Revalidation DD Status Inquiry ORACLE UE Serial No Bank Code Payee Branch DD Cey DD No DD Status Issue Date 23 02 2014 Issue Mode Beneficiary Name Beneficary Addr Address2 Address3 Narrative DD Lost Status Inquiry Issue Branch DD Amount Routing No Liquidation Date 51 01 1800 Passport IC No Issue A C No E Field Description Field Name Description Serial No Bank Code Payee Branch Mandatory Numeric 12 Type the serial number For a remittance instrument such as a BC or a DD at the time of issue the system generates a serial number comprising the branch code and a running serial number The serial number for each instrument type is maintained separately and on reversal of an instrument issue the instrument serial number will not be reused for the next instrument issue When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number is sufficient as this is the number by which FLEXCUBE Retail tracks the instrument uniquely Display This field displays the name of the b
12. 10 Click the Validate button 11 The system displays the message Batch Validated Successfully Authorization pending Click the OK button 12 Click the Compute SC button 13 The total amount of SC for all checks is calculated and displayed in the respective field 14 The OCC batch data entry details are added once the record is authorised Note To change the number of instruments modify the No of Instr field and click the Modify button Accordingly the number of data entry rows will change in the Data Entry screen Once the data is saved the system displays the Data Saved message when the mouse is moved over the data entry area If the batch is validated with some errors then moving the mouse over the data entry area will show an error in processing the instruments After rectifying the error save and validate the batch again ORACLE To modify the OCC data entry batch 1 Pap on N Select the Modify Data Entry Batch option from the Action drop down list Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the data entry section in the screen Modify the relevant information and click the Save button The system displays the message Data Saved Successfully In the Database Click the OK button Click the Validate button The system displays the message Batch Validated Successfully Authorisation pending
13. 4 Select the cheque currency and the GL account from the pick list 5 Enter the cheque amount MICR number beneficiary name passport IC no and address 33 It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Banker s Cheque Sale Against GL BC Sale Against GL DOBE Bank Code HDFC BANK LTD v GL Cey BC Ccy m G GL Acct No 190100059 CASH ON HAND ATM 5 GL Ccy Rate 1 00000 BC Cey Rate 1 00000 BC Amount 55 000 00 Charges Lcy 0 00 Total Amount 55 000 00 BC Date Serial No BC No 1234 mapie ae Passport ICNo Av1234 Beneficiary Name John Milton Beneficiary Addr 10 Redwood Pali Hill Mumbai User ReferenceNo 221000 Narrative IMC ISSUED Print Remarks BC Sale against GL 6 Click the Inventory and Service Charge details link Click the Ok button 7 Click the Ok button on the main screen 8 The system displays the transaction sequence number The transaction sequence number is a system generated number that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the OK button The system displays the Document Receipt screen 10 If you want to print the receipt select the record that n
14. Account No Acct Ccy Instrument Ccy Acct Ccy Rate Instrument Ccy Rate Instrument Amount Description Mandatory Numeric 14 Type the CASA account number The adjacent field displays the name of the customer Display This field displays the currency assigned to the product at the product level under which the account is opened All the entries are posted in the account in the account currency The exchange rate values must be defined and downloaded For example if the currency assigned to a TD product is USD US Dollar the account opened under that product has USD as its account currency by default Display This field displays the currency in which the cardless cash has been issued The cheque currency is converted into the transaction currency based on the exchange rate set up for the transaction The currency code is a number and the currency name is usually displayed in its short form It is set up and downloaded Display This field displays the rate at which the account currency is converted to the local currency of the bank The teller s right to change the account currency rate within a range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the account currency and the local currency are the same the field takes a default value as 1 which cannot be modified Display This field displays the rate of conversion to be
15. Dispatch Branch o Batch No a t3 CODEER es Cash Letter Reference Srl No amp Field Description Field Name Description Check collection Mandatory Drop Down Option Select the check collection option from the drop down list The options are e Despatch Schedule e Dishonor OCC Corr Bank Items e ICC Remittance e Mark Collection Items e Realize OCC Corr Bank Items e Reject Inquiry e Reverse Despatch Schedule Parameters Upto Batch Mandatory dd mm yyyy Posting Date Type the date for display of collection items By default this field displays the posting date ORACLE Field Name Description Inquiry Option Deposit Branch Dispatch Branch Batch No Corr bank Cash Letter Reference Srl No Mandatory Drop Down Select the inquiry option from the drop down list The options are e Dispatch e Dishonor e Realise e Remittance e Reverse Dispatch e Mark This field is enabled only when the Reject Inquiry option is selected from the Cheque collection Option drop down list Mandatory Drop Down Select the deposit branch from the drop down list This is the branch from where the details have to be fetched Display This field displays the dispatch branch Mandatory Pick List Select the batch number from the pick list The batch number of OCC ICC displays the instruments that have been entered Mandatory Pick List Select the correspondent bank to
16. Display This field displays the total amount that will be debited to the customer s account This amount will include the charges also ORACLE Field Name Description Transfer Date Display This field displays the date on which the transfer is issued This date has to be the current posting date Serial No Display This field displays the system generated serial number Beneficiary Name Mandatory Alphanumeric 40 Type the name of the beneficiary of the TT Passport IC No Mandatory Alphanumeric 30 Type the passport or IC number This identification information is collected from the beneficiary of the TT Beneficiary Addr Mandatory Alphanumeric 35 Type the contact address of the beneficiary The data is taken for record purposes and provided as additional information User Reference No Optional Alphanumeric 40 Type the user reference number assigned to the customer Narrative Mandatory Alphanumeric 40 Type the narration This field displays the default narration based on the transaction The user can change the narration if required 3 Select the bank code and the GL currency from the drop down list 4 Select the payable branch check currency and the GL account from the pick list 5 Enter the transfer amount beneficiary name and address and the passport IC number TT Issue GL ORACLE Bark code aas Payable Branch B Mumbai eR GL Cey uo i Cheque Cey USD
17. Payee Bank Chq Cey Cheque Amount Charges Ley Txn Amount DD Date Micr No Beneficiary Addr Narrative Cheque Ccy Rate Beneficiary Name 100 00 zofosyzo08 ES 987897 _ meer i i Tom Smith Redwoods California Instr Type Payee Branch Txn Cey Txn Cey Rate Serial No Routing No Passport f IC No Maintain DD Details For Non CBS Branches Select issuer bank and the instrument type from the drop down list Select the issuer branch and the check currency from the pick list w w HO iy uso w Select payee branch and the transaction currency from the drop down list Enter the check amount MICR number nominee name and address and the passport IC 7 Click the Ok button ORACLE 8 The system displays the transaction sequence number The transaction number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button 9 The system displays the Document Receipt screen 10 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button OR Click the Cancel button 11 The system displays the serial number It is auto generated by the system Click the Ok button STM57 BC DD Number Maintenance Using this opti
18. The system displays the Instrument Details screen Enter the relevant information and click the Ok button The system displays the Postdated Cheque Cancellation screen Click the Ok button ONO The system displays the message Authorization Required Do You Want to continue Click the OK button 9 The system displays the Authorization Reason screen 10 Enter the relevant information and click the Grant button 11 The system displays the transaction sequence number The transaction number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the OK button 12 The system displays the Document Receipt screen 13 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button OR Click the Cancel button Note The Instrument Details screen can also be displayed by clicking the Instrument Details tab on the Postdated Cheque Cancellation screen ST077 Postdated Cheque Discounting Using this option you can view all the postdated cheques deposited based on CASA account for a given range of posting date This option gives the latest status of the postdated cheque Only those postdated cheques which are not discounted earlier or returned cancelled will be made available for discounting Apart from the purchase details the system als
19. 0 00 Charges Ley Beneficiary Name Passport IC No Beneficiary Addr User Reference No Narrative FX Sale Walk In Customer in _ a Field Description Field Name Description ORACLE Field Name Ccy Sold Ccy Received Ccy Sold Rate Ccy Received Rate Input Amount Sold Description Mandatory Drop Down Select the currency which the bank is willing to sell to the customer from the drop down list Mandatory Drop Down Select the currency in which the customer will pay back the bank in return for the purchase of foreign currency from the drop down list Display This field displays the exchange rate of the currency which is sold This is the rate of conversion used for converting the transaction currency to the local currency of the bank This rate is defaulted from the exchange rates specified for the transaction If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the rate of exchange of the currency in which the bank is paid This is the rate of conversion used for converting the transaction currency to the local currency of the bank This rate is defaulted from the exchange rates specified for the transaction If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be
20. 8 Click the Save button 9 The system displays the message Data Saved Successfully In the Database Click the OK button 10 Click the Validate button 11 The system displays the message Data Validated Successfully Batch Validated Successfully Authorization Pending Click the OK button 12 The details of the cheques are consolidated successfully once the record is authorized Note Once the data is saved the system displays the Data Saved message when the mouse is moved over the data entry area If the batch is validated with some errors then moving the mouse over the data entry area will show an error in processing the instruments After rectifying the error save and validate the batch again For the duplicate entries the system displays the error message of Duplicate Cheque No on clicking the Save button 6520 Cheque Deposited To GL Using this option you can deposit clearing cheques directly into a GL account This option can be used when the bank has purchased the cheque from a non customer of the bank or a customer who does not have a CASA account with the bank It can also be used when bulk salary payments are to be made The company deposits a single cheque into the gl account and the collected proceeds are used for disbursing salaries to employees having CASA accounts with the bank Direct GL credits by cheque deposits are also commonly used by banks to offset its settlement clearing payable diffe
21. Against Cash screen 9 Click the Inventory and Service Charge details link Click the Ok button 10 Click the Ok button on the main screen 11 The system displays the transaction sequence number The transaction sequence number is a system generated number that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the OK button 12 The system displays the Document Receipt screen 13 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button 14 The system displays the message Printed Successfully Click the Ok button 15 Click the Cancel button 16 The system displays the serial number Click the Ok button Note For more Information on Service Charge Details and Inventory Details refer to the Common Screens option available in the Oracle FLEXCUBE Introduction User Manual ORACLE 8302 Banker s Cheque Sale Against GL Using this option banks can issue banker s cheque against GL account to their customers This option can be used when the customer is not maintaining an account and wants to purchase BC You have to first maintain the details of the instruments like cheque number date amount beneficiary details etc Subsequently you can liquidate the instrument by cancellation payment refund in the BC Liquidation Inquiry Fast Path 8307 option
22. Cash Drawee Acct No Passport ICNo pomas Beneficiary Name JOHN LINKON o H Beneficiary Addr 12 RED WOODS HILL ROAD Windows Internet Explorer Eg D contd Do you want to continue Lost Caution Details 6 Click the OK button 7 The system displays the DD liquidation against account 8 Enter the required information DD Liquidation ORACLE Liquidation Mode Serial No Liq Type Bank Code Payable Branch DD Ccy DD No DD Status Issue Date Issue Mode Drawee Acct No Beneficiary Name Beneficiary Addr Lost Caution Details Cancellation 0240 13000059 I E Eej i Issuer Branch o ie E DD Amount 100 007 E Routing No 17240002 Stale Prom Liquidation Date cash OO Passport ICNo 777 IDSFDSF ISDFSD CO lt lt Field Description Field Name Description Account No Mandatory Numeric 14 Type the CASA account number which will be credited with DD liquidation proceeds The adjacent field displays the name of the customer Acct Ccy Display DD Ccy This field displays the currency assigned to the product under which the account is opened All the entries are posted in the account in the account currency For example if the currency assigned to a TD product is USD US Dollar the account opened under that product has USD as its account currency
23. Instrument Status Account No inquire ctear_ Field Description Field Name Description Collection Deposit Branch Booking Purchase Date From Booking Purchase Date To Cash Letter Reference Number Mandatory Drop Down Select the cheque collection type from the drop down list Mandatory Drop Down Select the branch of the cheque from the drop down list Mandatory Pick List dd mm yyyy Type the start date if you want to inquire upon cheques between a certain specific period Mandatory Pick List dd mm yyyy Type the end date if you want to inquire upon cheques between a certain specific period Mandatory Numeric Nine Type the reference number to inquire for a cheque based on it s cash letter reference number ORACLE Field Name Description Instrument Status Mandatory Drop Down Select the instrument status from the drop down list This option is used to inquire upon the cheques based on whether dishonored unclaimed dispatched or any other status Serial Number Mandatory Numeric 22 Type the cheque serial number to inquire upon a cheque based on its serial number Account No Mandatory Numeric 14 Type the account number to inquire upon cheques deposited in that account Instr Number Mandatory Numeric 12 Type the instrument number to inquire for a specific cheque 3 Select the collection type from the drop down list 4 En
24. Inward Cheque Status Inquiry Using this option you can track the status of the cheque issued to the customer If the cheque is paid the amount and the paid date are also displayed by the system You can view the status of the cheque before accepting stop payment instructions from the customer The account details like available balance uncollected balance etc are displayed in the Details tab Definition Prerequisites e 8051 CASA Account Opening e 8053 Customer Addition e 7101 IC No Short Name Change Modes Available Not Applicable To perform inward cheque status inquiry 1 Type the fast path CHM41 and click Go or navigate through the menus to Transaction Processing gt Account Transactions gt CASA Account Transactions gt Clearing gt Inward Cheque Status Inquiry 2 The system displays the Inward Cheque Status Inquiry screen Inward Cheque Status Inquiry ORACLE Du Cheque Start No Cheque End No Account Number Field Description Field Name Description Cheque Start No Mandatory Numeric 12 Type the cheque start number for the range of cheques Cheque End No Optional Numeric 12 Type the cheque end number for the range of cheques Account Number Mandatory Numeric 14 Type the account number This is used as a filter to view details for the specified cheque that is issued to a particular account This filter is useful if the same cheque exists for differen
25. Mandatory Numeric 12 Type the FLEXCUBE Retail serial number of the DD to be liquidated For a remittance instrument such as a BC or a DD at the time of issue the system generates a serial number automatically comprising the branch code instrument type and a running serial number When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number is sufficient as this is the number by which FLEXCUBE Retail tracks the instrument uniquely Conditional Drop Down Select the DD liquidation type from the drop down list The options are e Cash e Against GL e Against Account e Against TD Account This field is enabled if the serial number is entered Display This field displays the bank on which the DD is drawn The list of banks on which DDs can be issued are maintained in the Issuer Maintenance option and downloaded to the branch Normally banks issue DDs drawn on them Display This field displays the branch of the bank where the DD is payable Display This field displays the branch of the bank that has issued the DD Display This field displays the currency in which DD was issued Display This field displays the amount for which the instrument is issued This amount is in the currency of the instrument ORACLE
26. Mandatory Pick List dd mm yyyy Type the date from which the query is to be performed or select it from the pick list Mandatory Pick List dd mm yyyy Type the date till which the query is to be performed or select it from the pick list Display This field displays the customer ID Display This field displays the name of the customer 3 Enter the account number ORACLE 4 Enter the date or select it from the pick list and press the lt Tab gt or lt Enter gt key Enter Account Details Account Number 02401000000127 Date From 15 01 2007 fe Customer ID 100000015 Account Status Date To Customer Name 15 01 2008 HARIKA VOOKA tion Transaction Information Transaction Period Information ORACLE Enter Account Details Account Number 02401000000127 _ Date From fasto1j2oo7 ES Date To Account Status Customer II Customer Name HARIKA voors Field Description Column Name Description Txn Date Display This column displays the transaction date Posting Date Display This column displays the posting date Literal Display This column displays the transaction literal Cheque No Display This column displays the cheque number CCY Display This column displays the account currency Transaction Amount Display This column displays the transaction amount 5 Double clic
27. ORACLE Field Name MICR Number Routing Number Account No Originating Brn Status Drawee Bank Amount Description Display This field displays the MICR number as printed on the instrument For a remittance instrument such as a BC or a DD at the time of issue the system generates a serial number comprising the branch code and a running serial number The serial number for each instrument type is maintained separately and on reversal of an instrument issue the instrument serial number will not be reused for the next instrument issue When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number is sufficient as this is the number by which FLEXCUBE Retail tracks the instrument uniquely Display This field displays the routing number The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For a cheque deposited this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are
28. Type the consumer name Consumer No Mandatory Alphanumeric 120 10 11 12 Type the consumer number Consumer number is an identification number provided to the customer by respective utility service provider Enter the payment details Click the Ok button The system displays the transaction sequence number The transaction sequence is a system generated number that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the OK button The system displays the Document Receipt screen If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button OR Click the Cancel button The system displays the serial number Click the Ok button 6575 Bill Payment By Cheque Using this option you can provide utility bill payment facility to all customers who may or may not hold an account with the bank The bank accepts a cheque for the bill amount from the customer to make payment of bill to the utility service provider It allows them to pay their utility service bills such as electricity telephone etc by cheques Definition Prerequisites STM59 Settlement Bank Parameters STM54 Routing Branch Maintenance BAM28 Endpoint Float Maintenance BAM27 Calendar for Endpoint Modes Available ORACLE Not Applicable To pay the bill against cheque 1
29. Type the passport or IC number of the walk in customer This is an identification collected from the walk in customer Mandatory Alphanumeric 40 Type the contact address of the walk in customer This is normally used for record purpose and provides additional information Optional Alphanumeric 40 Type the user reference number assigned to the customer Mandatory Alphanumeric 40 Type the narration By default the system displays TC Purchase Walk In Customer 3 Select the issuer code TC currency and the transaction currency from the drop down list 4 Enter the TC amount beneficiary name address and the passport IC number TC Purchase Walk in Customer Issuer Code Te Cey TC Ccy Rate TC Amount Charges Ley Txn Amount Beneficiary Name Tom Smith Txn Cey INR x Txn Cey Rate 1 00000 Passport IC No Beneficiary Addr Redwoods saves California User Reference No Narrative TC Purchase W jalk In Customer 5 Click and enter the details in User Defined Field ORACLE 6 Click the Validate button 7 The system displays the message Validation procedure completed Click the OK button to go to the transaction screen 8 Click the Ok button 9 The system displays the transaction sequence number The transaction sequence number is the system generated number that uniquely identifies each transaction perfor
30. User Reference No 1256 Narrative TC Purchase Against Account Click and enter the details in User Defined Field Click the Validate button The system displays the message Validation procedure completed Click the OK button to go to the transaction screen Click the Ok button 10 The system displays the message Authorization Required Do you want to continue Click the Ok button 11 The system displays the Authorization Reason screen 12 Enter the relevant information and click the Grant button 13 The system displays the transaction sequence number The transaction sequence number is the system generated number that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button 14 The system displays the Document Receipt screen 15 Select the receipt you want to print and click the Ok button or Click the Cancel button Note 1 For more information on Authorization transactions refer to the Oracle FLEXCUBE Introduction User Manual Note 2 For more information on UDF and Document Receipt refer to the Common Screens option available in the Oracle FLEXCUBE Introduction User Manual ORACLE 8204 TC Sale Walk in Customer The bank can sell Traveler s Cheque to customers who do not have an account with the Bank This can be done only if the bank has sufficient Traveler s cheque to perform the transaction Using this
31. aooza0002 Routing No Liquidation Date D contd Do you want to continue OK Cancel 8 Click the Ok button Pin Validation Service Charge Travellers Cheque wor ox cos Signature 9 The system displays the appropriate screen according to the option selected in the Liquidation Type field 10 Enter the required information in the various screens BC Liquidation By Cash ORACLE Liq Mode Serial No Liq Type Bank Code Issue Branch Cheque Ccy Cheque No Cheque Status Issue Date Issue Mode Drawee Acct No Beneficiary Name Cheque Amount Routing No Liquidation Date PassportjIC No Beneficiary Address Lost Caution Details Payable Branch Cheque Ccy Txn Cey mR Cheque Ccy Rate 1 00000 Txn Cey Rate 1 00000 Cheque Amount 250 00 Charges Ley fC Net Amount 250 00 User Reference No 54554 _ Narrative BC Liquidation By Cash f Service Charge s _ vor Clo Field Description Field Name Description Payable Branch Display Cheque Ccy Txn Ccy Cheque Ccy Rate This field displays the branch of the bank where the BC is payable This is defaulted from the BC Liquidation Inquiry screen Display This field displays the currency in which the BC is issued Mandatory Drop Down Select the currency from the drop down list The walk in cus
32. 31 12 2007 e File Name u Document Ref No Account Number Document Number Reject Reason Instrument No Currency Instrument Amount Routing Number Coll Branch Teller Id f o cise _ciear_ Description Posting Date File Name Document Ref No View All Txns Mandatory Pick List dd mm yyyy Select the posting date from the pick list Mandatory Pick List Select the outward MICR file from the pick list Optional Numeric 36 Type the document reference number generated while using the MICR Header Entry Fast Path 1511 option to check the success of the file upload Optional Check Box Select the View All Txns check box to check the success of all the entries in the selected file ORACLE Column Name Description Account Number Document Number Reject Reason Instrument No Currency Instrument Amount Routing Number Coll Branch Teller Id Display This column displays the account number Display This column displays the document number Display This column displays the reject reason Display This column displays the instrument number Display This column displays the account currency Display This column displays the instrument amount Display This column displays the routing number Display This column displays the collecting branch to which the unreconciled entry pertains to Display This column displays the Teller ID 3
33. 6 The system displays the Collection Summary tab ORACLE Collection Summary Collection Purchase Inquiry foc 3 F Deposit Branch Hc Booking Purchase Date To fic BE Instrument Status J Collection Booking Purchase Date From 01 01 2003 Cash Letter Reference Number Serial Number Account No Instr Number Collection Summary Collection Details Instrument Instrument Instrument Txn Date Serial No Instrument Date Instrument No 2004 04 07 00 00 00 2004 04 07 00 00 00 2004 09 30 00 00 00 2004 09 30 00 00 00 2004 09 30 00 00 00 2004 09 30 00 00 00 2003 11 06 00 00 00 2003 11 06 00 00 00 2003 11 06 00 00 00 2003 11 06 00 00 00 2003 11 06 Field Description 999900009001 104 999900010001 104 999900018001 104 335 999900018002 104 999900019001 104 999900019002 104 999900020001 999900021001 999900024001 999900024002 104 5000 999900026001 104 5000 Currency Amount Type 2004 04 07 IE 00 00 00 2004 04 07 00 00 00 2004 09 30 00 00 00 2004 09 30 00 00 00 2004 09 30 00 00 00 2004 09 30 00 00 00 2003 11 06 00 00 00 2003 11 06 00 00 00 2003 11 06 00 00 00 000000006000 2003 11 06 00 00 00 2003 11 06 000000123456 250000 000000098765 000006547546 38666 000000008566 27897 000000078797 988767 000000006432 104 500 000000123456 104 111111 000004564564 104 6000 000000005000 000000005000 Inquire Clear Close Column Name Description Txn Da
34. Beneficiary Name Narrative Date Updated New Status Beneficiary Addr 15 Park Avenue Issue Branch Cheque Amount Routing No Liquidation Date Passport f IC No Issue A C No Field Description Field Name Payable Branch Description Display This field displays the branch of the bank where the instrument is payable Date Updated Display This field displays the current posting date It is the date on which the status of the instrument is updated New Status Display This field displays the status of the instrument The options are e Lost e Caution e Issued 7 Click the Ok button 8 The system displays the message Authorization Required Do You Want to continue Click the OK button 9 The system displays the Authorization Reason screen ORACLE 10 11 Enter the relevant information and click the Grant button The system displays the transaction sequence number The transaction sequence number is a system generated number that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button 8316 TT Issue Walkin Using this option you can transmit Telegraphic Transfer TT from any customer who does not have an account with the bank You have to enter the details of payable branch beneficiary particulars amount etc for issuance of TT This transaction also supports multi cu
35. Charges Ley Txn Amount Beneficiary Name Passport JIC No Beneficiary Addr User Reference No Narrative Tc Purchase Walk In Customer Field Description Field Name Description Issuer Code Mandatory Drop Down Select the issuer code from the drop down list It is maintained in the Issuer Maintenance Fast Path BAMO9 screen TC Ccy Mandatory Drop Down Select the TC currency from the drop down list It lists all the currencies set up and permissible for the transaction This is the currency in which the TCs are being purchased The transaction currency then gets converted to the TC currency for posting to the account and to local currency of the bank for posting of GL entries ORACLE Field Name Txn Ccy TC Ccy Rate Txn Ccy Rate TC Amount Charges Ley Txn Amount Beneficiary Name Description Mandatory Drop Down Select the currency is which the customer will perform the transaction from the drop down list The transaction currency then gets converted to the TC currency for posting to the account and to local currency of the bank for posting of GL entries Display This field displays the rate of conversion to be used for converting TC currency to the Local currency If the transaction currency and the TC currency are same the field takes the default value as 1 which cannot be modified Display This field displays the rate at which the transa
36. Cutoff for Clearing Optional Check Box Branch Select this check box if the ECS cutoff needs to be marked for the current branch and all the related non clearing branches 3 Click the Add button 4 Select the cutoff for non clearing branches or cutoff for clearing branches check box ECS Cutoff Marking Maintenance ORACLE Date Process sojoajz008 E Cutoff for Non Clearing Branches Cutoff for Clearing Branch 7 Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized Gance mendi Authorize 5 Click the Ok button 6 The system displays the message Record Authorized Click the Ok button ORACLE
37. Definition Prerequisites e BAMO9 Issuer Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM 99 GL Codes Cross Ref Maintenance e BAM56 Currency Code Maintenance Modes Available Not Applicable To issue banker s cheque against GL account 1 Type the fast path 8302 and click Go or navigate through the menus to Transaction Processing gt GL Transactions gt Remittance gt Banker s Cheque Sale Against GL 2 The system displays the Banker s Cheque Sale Against GL screen Banker s Cheque Sale Against GL ORACLE eu Bank Code GL Ccy BC Cey amp GL Acct No Ga GL Ccy Rate BC Ccy Rate BC Amount Charges Lcy Total Amount BC Date Serial No BC No Routing No Passport IC No j Beneficiary Name H Beneficiary Addr o User Reference No Narrative MC ISSUED Print Remarks e Traven I o as Field Description Field Name Description Bank Code Mandatory Drop Down Select the bank code from the drop down list This is the bank on whom the BC is drawn The user can maintain the list of banks on whom BC can be issued in the Issuer Maintenance screen and downloaded to the branch Normally banks issue their own BC GL Ccy Mandatory Drop Down Select the currency in which GL should be debited from the drop down list Whenever any transaction is posted to the account it is converted into the account currency based on
38. Display This field displays the rate at which the cheque currency is converted to the local currency of the bank The exchange rate values must be defined and downloaded The teller s right to change the cheque currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the cheque currency and the local currency are same the field takes the default value as 1 which cannot be modified ORACLE Field Name Description GL Ccy Rate Cheque Amount Charges Lcy GL Acct Amount GL Acct No User Reference No Narrative Mandatory Drop Down Select the rate of conversion to be used for converting the GL currency to the local currency of the bank from the drop down list The teller s right to change the GL currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If both the GL currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the amount for which the BC is issued This amount is in the currency of the BC Display This field displays the charges associated with the liquidation of BC These are defined in Local currency The user can modify the charges using the Service Charge Detail link Display This field displays the total amount of the GL account Mandatory Pick Lis
39. Display This column displays the type of instrument Display This column displays the beneficiary account ORACLE Column Name Description Instrument Amount Beneficiary Name Instrument Date Correspondent Bank Correspondent Branch Posting date Deposit Branch Destination Branch Instrument Currency Remarks Display This column displays the instrument amount Display This column displays the name of the beneficiary Display This column displays the instrument date Display This column displays the correspondent bank Display This column displays the correspondent branch Display This column displays the posting date Display This column displays the deposit branch of the instrument Display This column displays the destination branch name Display This column displays the instrument currency Display This column displays the remarks Dishonour OCC Corr Bank Items ORACLE Cheque Collection Processing Cheque collection Option Dishonour OCC Corr Bank Items gt Parameters Upto Batch Posting Dogen Inquiry Date Option Deposit Branch HO z Destination Branch HO 7 Batch No Corr bank Cash Letter Reference Srl No A Fetch OCC Details Srl Process OCC Stl no Reference Instrument Instrument No Number Type iw 010000065001 000000283301 1 2m 00002 25851 1 ae 3 55 4 Vv 010000101002 000000000026 fi ZENE 001 5
40. Do you want to continue Lost Caution Details Click the Ok button The system displays the appropriate screen according to the option selected in the Liquidation Type field 10 Enter the required information in the various screens BC Liquidation By Cash ORACLE Liq Mode Serial No Net Amount 1 000 00 User Reference No Narrative MC PAID Lig Type Bank Code Issue Branch OO BC Ccy BC Amount BC No Routing No 400240002 BC Status Issue Date Liquidation Date Issue Mode Drawee Acct No Passport IC No Beneficiary Name H Beneficiary Address Lost Caution Details Payable Branch 240 SANDOZ MUMBAI BC Ccy Txn Cey INR v BC Ccy Rate 1 00000 Txn Ccy Rate 1 00000 BC Amount 1 000 00 Charges Lcy 0 00 Du Field Description Field Name Description Payable Branch BC Ccy Txn Ccy BC Ccy Rate Display This field displays the branch of the bank where the BC is payable This is defaulted from the BC Liquidation Inquiry screen Display This field displays the currency in which the BC is issued Mandatory Drop Down Select the currency from the drop down list The walk in customer would be paid in this currency Display This field displays the rate at which the BC currency is converted to the local currency of the bank The exchange rate values must be defined and downloaded The teller s right to chang
41. Field Name Description DD No Display This field displays the number of the DD For every remittance instrument the user needs to maintain an MICR number This number will be printed on the instrument if the instrument is expected to come in for clearing through an inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated inquired upon by the MICR number or the serial number Routing No Display This field displays the routing number against which the DD has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code DD Status Display This field displays the status of the DD at the time of liquidation The options are e Issued e Canceled e Paid Through Clearing e Paid by Cash e Paid to Customer account e Suspense e Reversed e Paid by GL e Lost e Unclaimed e Stale Except for DDs marked as lost all other status are marked by the system itself l It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name Description I
42. If the Liquidation Mode selected is Payment this field is defaulted to Cash If the Liquidation Mode selected is Cancellation Select the Liquidation Type from drop down list The options are e Cash e Against Account Mandatory Numeric 4 Type the verification code provided by the remitter Mandatory Numeric 10 Type the Mobile number of the person to whom the money has to be transferred Display This field displays the currency in which the funds should be credited in the beneficiary account Mandatory Input Enter the transaction amount This amount is in the currency of the Txn Display This field displays the date on which the Txn was done Display This field displays the default current posting date as liquidation date It remains blank during the inquiry option Display This field displays the account number against which the transaction is done If the Liquidation Mode selected is Cancellation this field will be an input field Display This field displays the name of the beneficiary Display This field displays the contact address of the beneficiary 3 Select the liquidation mode and the liquidation type from the drop down list 4 Enter the relevant data Cardless Cash Withdrawal Inquiry ORACLE Cardless Cash Withdrawal Inquiry amp x Ugqudation Mode Payment M Liquidation Type Beneficiary Moble Number 9089090890 Remitter Pin 9010 Beneficiary
43. Mandatory Alphanumeric 40 Type the narration By default the system displays TC Sale Walk In Customer 3 Select the issuer code TC currency and the transaction currency from the drop down list 4 Enter the TC amount beneficiary name and address passport IC number and narration TC Sale Walk in Customer Customer TC Sale Walk in Issuer Code Danamon Bank x TC Cey IDR m TC Cey Rate 1 00000 TC Amount i 10 00 Charges Ley 3 0 00 Txn Amount 0 05 Beneficiary Name John Passport IC No 235689 Beneficiary Addr Hil Road User ReferenceNo 2 Narrative TC Sale Walk In Customer 14 Sector Park Avenue kae Txn Cey INR v Txn Cey Rate 213 46000 5 Click the UDF button The system displays the UDF Details screen ORACLE 10 11 12 13 14 Click the Validate button The system displays the message Validation procedure completed Click the Ok button on the UDF Details screen Click the Ok button The system displays the message Authorization Required Do You Want to continue Click the Ok button The system displays the Authorization Reason screen Enter the relevant information and click the Grant button The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button
44. Purchased From TCY to fo From ACY to fo J LEN EGY Cash Letter Reference Clearing Type 7 Number Rejectcode H vaue boate E pau acct p ooN Instr Number Inquire Clear Close Field Description Field Name Description Date Display This field displays the transaction date and stamp Number Display This field displays the running serial number which is automatically generated by the system at the time of depositing the cheque ORACLE Field Name Instrument Currency Amount Instrument Type Instrument Date Instr Number Drawer Routing no Correspondent Bank Correspondent Branch Account No Customer Name Instrument Status Amt Purchased From TCY to LCY Description Display This field displays the cheque currency code Display This field displays the cheque amount Display This field displays the instrument type Display This field displays the cheque date Display This field displays the cheque number Display This field displays the routing number of the bank on whom the cheque is issued Display This field displays the correspondent bank name in case of outstation clearing Display This field displays the correspondent branch name in case of outstation clearing Display This field displays the number of the account in which the cheque is deposited Display This field displays the account holder
45. This file is a delimited file and its format depends on the site implementation Batch Inward Clearing Cheque Data Entry Batch Type z eque Data Action Batch Number 232 Batch Status zd End Point Currency Instrument Type Total Amount Instrument Summary FLEXCUBE Total Amount No of Instrs FINWARE Total Amount No of Instrs No of Instrs i Clearing Type 11 12 Click the Save button The system displays the message Data Saved Successfully In the Database Click the OK button Click the Validate button The system displays the message Batch Validated Successfully Authorization pending Click the OK button ORACLE 13 The inward clearing data entry batch is added successfully once the record is authorized To modify the inward clearing data entry batch 1 Select the Modify Data Entry Batch option from the Action drop down list 2 Type the batch number in the Batch Number field and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the data entry section in the screen Modify the relevant information and click the Save button The system displays the message Data Saved Successfully In the Database Click the OK button Click the Validate button The system displays the message Batch Validated Successfully Authorization pending OM NODA w Authorizing the Inward Clearing Data E
46. and rejected items The rejections can be due to various reasons like insufficient funds cheque not issued miss sort returned after clearing date currency mismatch and so on Using this option you can authorize certain rejected items that you wish to pass for processing during the next run of inward clearing the rejected items for the day can be queried upon using the various options provided It is also possible to return the instrument in outward clearing The system will generate it under a separate batch ID and process it in outward clearing Note The system automatically authorizes this transaction Definition Prerequisites e BAM29 End Point Master Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e 1033 Inward Clearing Modes Available Not Applicable To scan the cheques rejected for inward clearing 1 Type the fast path ST034 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Scanning of Rejected Instruments 2 The system displays the Scanning of Rejected Instruments screen Scanning of Rejected Instruments ORACLE Branch Code E Sandoz momar Value Date fesjozj2014 el End Point 000 BOMBAY BANKERS CLEAR Clearing Type izmicRinwcle Cheque Number SS Account Number SS Product Code SSS anf Reject Reason A Customer Group E j Routing Number SS BatchN
47. by default Display This field displays the currency in which the DD has been issued The cheque currency is converted into the transaction currency based on the exchange rate set up for the transaction The currency code is a number and the currency name is usually displayed in its short form It is set up and downloaded ORACLE Field Name Description Acct Ccy Rate Display This field displays the rate at which the account currency is converted to the local currency of the bank The teller s right to change the account currency rate within a range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the account currency and the local currency are the same the field takes a default value as 1 which cannot be modified DD Ccy Rate Display This field displays the rate of conversion to be used for converting the DD currency to the local currency of your bank This rate is defaulted from the exchange rates specified for the transaction The teller s right to change the account currency rate within a range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If both the transaction currency and the local currency are the same the field takes a default value as 1 which cannot be modified DD Amount Display This field displays the amount for which the DD is issued This amount is in the
48. cheque ORACLE Date Particulars Amount Amount Dr Cr Transaction Endpoint GL Account Dr Cheque Cheque Posting Amount Amount Date To CASA By immediate credit being granted for a deposited cheque 7120 Late Clearing Maintenance Using this option you have to make sure that all cheque transactions are completed authorized or reversed and late clearing is marked for all clearing types for the posting date before outward clearing is run for a particular posting date After the late clearing is marked for a posting date if any cheque is deposited on that posting date it will be sent into clearing for the next posting date This option is used only within decentralized branches where the branch directly reports to the Clearing House Definition Prerequisites e BAM14 Service Charge Code Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM28 Endpoint Float Maintenance e BAM27 Calendar for End Point e BAM56 Currency Codes Maintenance e STM64 Clearing Type Maintenance e BAO91 Currency Rate Maintenance e Allthe batches and cheques should be authorised Modes Available Not Applicable To mark late clearing at the host level 1 Type the fast path 7120 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Late Clearing Maintenance 2 The system displays the Late Clearing Maintenance screen Late Clearin
49. gooop0g ICTS Epopoooangzi Ze Eoy Kal 0000000000023929 000000009055 259999 1 1 0000000000023929 000000009056 259999 1 1 0000000000023929 000000009057 259999 1 1 c p close _ciear_ 5 Click the Close button CH071 NSF Reject Log Inquiry This screen enables query on rejected instruments where the reason for rejection is insufficient funds Data in this screen can be retrieved up to 180 days For each of these transactions the user can see customer transaction information and transaction details Definition Prerequisites e 8051 CASA Account Opening Modes Available Not Applicable To perform NSF Reject inquiry 1 Type the fast path CH071 and click Go or navigate through the menus to Transaction Processing gt Account Transactions gt CASA Account Transactions gt Enquiries gt NSF Reject Log Inquiry 2 The system displays the NSF Reject Log Inquiry screen NSF Reject Log Inquiry ORACLE NSF Reject Log Inquiry Enter Account Details Account Number Account Status Customer ID Transaction Period Information Date From Ee Date To ES Customer Name Field Description Field Name Description Account Number Account Status Date From Date To Customer ID Customer Name Mandatory Numeric 14 Type the CASA account number for which the NSF rejections have to be inquired Display This field displays the status of the account
50. k CLEARING HOUSE STAMP DATE REQUIRED Field Description Field Name Description End Point Display This field displays the endpoint to which the bank branch belongs Batch Number Display This field displays the batch number of the rejected instrument Cheque No Display This field displays the cheque number For every remittance instrument it is necessary to maintain an MICR number that will be printed on the instrument if the instrument is expected to come for clearing through inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated or enquired upon by the MICR number or the serial number ORACLE Field Name Cheque Date Drawee Account No Currency Name Drawee Amount in TCY Drawee Amount in LCY Authorised Status Payee Account No Payee Routing No Amount Net of SC Outward Clearing Type Reject Reason Payee s Name On Record Description Display This field displays the cheque date which is present on the instrument Display This field displays the account number of the drawee Display This field displays the currency code of the instrument currency Display This field displays the balance of the drawee account in the transaction currency Display This field displays the balance of the drawee account in the local currency Dis
51. mumBar End Point 4000 BOMBAY BANKERS CLEA M Clearing Type 12 MICR INW CLG Routing Number Cheque Number Account Number Batch Number Product Code g Value Date 30 06 2011 groal Reject Reason Customer Group 111 Details of Rejected Instruments 4 Click the Ok button 5 The system displays the Summary of Rejected Instrument tab Summary of Rejected Instruments ORACLE Branch Code 240 J sanpoz mumsar End Point 4 OME 7 Clearing Type Routing Number Cheque Number Account Number Batch Number Product Code Value Date 30 06 2011 Reject Reason Customer Group Details of Rejected Instruments Field Description Column Name Description Serial No Display This column displays the serial number of the rejected instrument Batch No Display This column displays the batch number of the rejected instrument When a batch data entry is done for inward clearing or an inward clearing file is uploaded the system generates a host batch number Processing of the cheques in the batch happen simultaneously To help track an instrument the batch number is usually displayed as part of the details of the cheque On the day of cheque processing the Scan Pass and Scan Reject enquiries can be performed using the batch number Currency Display This colu
52. 13 14 15 16 Type the detailed description of the lost TT Click the Ok button The system displays the message Authorization Required Do You Want to continue Click the Ok button The system displays the Authorization Reason screen Enter the relevant information and click the Grant button The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button The system displays the Document Receipt screen If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button OR Click the Cancel button The system displays the serial number Click the Ok button 8319 Cardless Cash Withdrawal Inquiry This option is used for withdrawing the cash in cardless cash transfer You can also cancel the withdrawal transaction by account or by cash The beneficiary details are validated and the cash is dispersed Once done status of the instrument is changed to Paid and the remitter is sent an alert Definition Prerequisites BAMO9 Issuer Maintenance STM59 Settlement Bank Parameters STM54 Routing Branch Maintenance BAM99 GL codes Cross Ref Maintenance BAM20 Bank Codes Maintenance BAM56 Currency Code Maintenance IV001 Stock Transactions 831
53. Click the OK button NO a S amp The system displays the Online Cheque Return screen Online Cheque Return Inquiry Online Cheque R Cheque Number ooocoo0c000 Routing No ioo003 Drawee Acct No E Reject Reason fars_Aaccr cos Tooay o O E Cheque Literal Local Inward Return Cheques E Payee Acct No Joooacoc0 1107 Customer Short Name eOIREZAALDIA IARYADI Original Txn Desc Cheque Amount 11 00 Cheque Ccy ar Account Amount C1100 Account Cey ma Value Date Bronz Clearing Branch pss Already Credited R Deposit Branch Es Narrative Onine Checve Return ingay Click the Ok button The system displays the message Authorisation Required Do You Want to continue Click the OK button 10 The system displays the Authorisation Reason screen 11 Enter the relevant information and click the Grant button ORACLE 12 13 14 The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the OK button The system displays the Document Receipt screen If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button OR Click the Cancel button ORACLE Remittance Transactions 8301 Banker s Cheque Sale Against Cash Using t
54. Description Originating Branch Clearing Branch Date Show all linked branches Late Clearing Status Mandatory Pick List This field displays the originating branch Mandatory Pick List Select the clearing branch from the pick list Mandatory Pick List dd mm yyyy Select the current posting date from the pick list for which you want to perform the late clearing inquiry Check Box Select the checkbox to display all linked branches Drop Down The options are e Yes e No e All ORACLE Column Name Description Sr No Display This field displays the serial number Linked Branch Code Display This field displays the name of the linked branch code Branch Name Display This column displays the name of the clearing branch Clearing Type Display This field displays the clearing type Late Clearing Status Display This field displays the late clearing status 3 Select the clearing branch from the pick list and enter the date of the late clearing 4 Click the Inquire button 5 The system displays the late clearing details 6 Click the Close button ST002 Value Date Clearing Inquiry Using this option you can give credit to the customers for those cheques that are due for the current date In case where value date clearing is run manually the bank may wish to inquire upon the value date clearing of a particular day endpoint and clearing type combination This indica
55. End Point 4000 BOMBAY BANKERS CLEARING Clearing Type el Reject Reason Clearing Date 20 02 2011 Field Description Field Name Description ORACLE Field Name Description End Point Mandatory Pick List Select the end point from the pick list By default the endpoint should be the clearing branch endpoint Clearing Type Mandatory Pick List Select the clearing type from the pick list Reject Reason Display This field displays the reject reason code along with description Clearing Date Mandatory Pick list Select the clearing date from the pick list By default the system displays the current process date 3 Select the clearing type from the pick list Special Clearing Run End Point 4000 BOMBAY BANKERS CLEARING Clearing Type 19 MICR 10 00 Reject Reason Clearing Date 20 02 2011 4 Click the Ok button The system displays the message Authorization Required Do You Want to continue Click the OK button 6 The system displays the Authorization Reason screen ORACLE 7 Enter the relevant information and click the Ok button 8 The system displays the message Record Authorized Click Ok to Continue Click the OK button 9 The system displays the message Inward Clearing Process Completed Click the Ok button 10 The special clearing is completed ST062 Clearing Account X Reference Enquiry Using this option you can view the cr
56. Float is the number of days after which credit is given The Bank s Float is the number of days after which credit is given to the bank by the clearing house The Customer s Float is the number of days after which the Bank gives credit to the customers ORACLE Load Inward MICR File File Name cf2001999900042 al 4 Click the Ok button 5 The system displays the message Inward MICR file loading successful Batch No is Click the OK button Note After uploading the MICR file the newly generated batch is to be authorized using the Authorise Inward Clearing Batches screen and then the Inward clearing is to be run 1511 MICR Header Entry Using this option you can allow the front end teller to do MICR Header Data entry After successful completion of the transaction system will generate a document reference number You can use this option if more than one cheques has been issued to credit a customer s CASA Account This document reference number along with the payee account number will be keyed in by the operator when the cheques are run on the sorter The file generated from the sorter machine will contain the details of the document reference number payee account number and the individual cheques deposited Definition Prerequisites Not Applicable Modes Available Not Applicable To enter MICR header details ORACLE 1 Type the fast path 1511 and click Go or navigate through the menus
57. Inquiry For more information on the procedures of every mode refer to Standard Maintenance Procedures To delete unmatched DHN blacklist customer 1 Type the fast path STM71 and click Go or navigate through the menus to Global Definitions gt Clearing gt Unmatched DHN Blacklist Customer Deletion 2 The system displays the Unmatched DHN Blacklist Customer Deletion screen Unmatched DHN Blacklist Customer Deletion ORACLE Unmatched DHN Blacklist Customer Deletion Income Tax No Full Name Birth Reg Date ddjmmiyyyy M DHN Details Customer Name Address Reference No Bank Code DHN No DHN Expiry Date Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized Add Modify O Delete O Cancel Armend O Authorize Inquiry Field Description Field Name Description Income Tax No Full Name Birth Reg Date dd mm yyyy DHN Details Customer Name Conditional Numeric 15 Type the income tax number This field is disabled if data is entered in the Full Name field Conditional Alphanumeric 40 Type the customer full name This field is disabled if data is entered in the Income Tax No field Conditional dd mm yyyy Type the date of birth after entering the full name in the adjacent field This field is disabled if data is entered in the Income Tax No field Display Th
58. OCC booked to correspondent banks branches on receipt of funds from the correspondent bank ICC Remittance This option allows you to update the status of the ICC for remittance ORACLE e Reverse Dispatch Schedule This option allows you to reverse the status of the dispatched instruments e Dishonor OCC Correspondent bank Item This option allows the branch to dishonor the entire OCC booked to a correspondent bank branch on receipt of dishonor advice e Reject Inquiry This option allows you to determine the reasons for rejecting the instruments e Dispatch Schedule This option enables the dispatch branch to collect the entire OCC booked under a batch to be dispatched after authorization Clearing instruments are dispatched either to the destination branch or to a correspondent bank Definition Prerequisites e 6565 ICC Batch Data Entry e 6566 OCC Batch Data Entry e STM30 Interest Index for OCC Delay Days Modes Available Not Applicable To perform outstation cheque process 1 Type the fast path 6806 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Data Entry gt Cheque Collection Processing 2 The system displays the Cheque Collection Processing screen Cheque Collection Processing ORACLE Cheque Collection Processing Cheque collection Option _ Parameters Upto Batch Posting Date 3171272007 Inquiry Option T Deposit Branch x
59. Ok button The system displays the value date clearing details Value Date Clearing Inquiry 16y The clearing house is called the Endpoint ORACLE Value Date Clearing Inquiry r alue Date Clearing Inquiry End Point 2001 Alytus CLEARING Clearing Type INWARD RETURNS Value Date 31 01 2008 gesal L oo A ok i cioe i 7 Click the Close button STM73 Return Cutoff Maintenance Value date clearing is the final step after which the funds under clearing are available for use by the customers Before running VDC bank has to ensure that returned cheques of outward clearing are debited from respective accounts In case VDC is executed before posting of return instruments there is a risk that funds may be provided against instruments which are not collected in clearing You can mark returns by using the Online Cheque Return Inquiry Fast Path 6560 option or through upload for inward returns A flag is set whenever a return is marked for the end point and clearing type combination After marking returns you can use this option to mark completion of return processing for a day Return counters are maintained for each end point code clearing type and value date combination Return cutoff is marked only for that clearing branch who is marking cutoff for itself in that particular end point and not for all clearing branches For example if clearing branch 1 and clearing branch 2 are reporti
60. Process in Outward clearing Debit Option Normal Debit v Peis Field Description Field Name Description End Point Display This field displays the end point from where the instruments are rejected ORACLE Field Name Clearing Type Batch Number Drawee Account No Cheque No Cheque Date Amount TCY Txn Currency Amount LCY Account Currency Amount Net of SC Authorised Status Payee s Name Payee Routing No Description Display This field displays the clearing type The bank can set up multiple clearing types where cheques that should be cleared at different times of the day are deposited so that they can be treated differently All processes for a cheque from outward clearing running of value date and marking late clearing etc happen on the basis of the clearing type Display This field displays the batch number of the rejected instrument Display This field displays the account number of the drawee who has deposited the cheque Display This field displays the cheque number This field is editable only if the Process in Inward Clearing option is selected Display This field displays the cheque date which is present on the instrument Display This field displays the amount in transaction currency Display This field displays the transaction currency Display This field displays the cheque amount in local currency Dis
61. Select the posting date and the file name from the pick list Reconcile Outward MICR File ORACLE Posting Date 31 12 2007 R File Name 1 Document Ref No View All Txns Account Number Document Number Reject Reason Instrument No Currency Instrument Amount Routing Number Coll Branch Teller Id 4 Click the Ok button 5 The system displays the message Inward MICR file loading successful Batch No is Click the Ok button ST032 Authorise Inward Clearing Batches After the inward clearing data entry is performed the system generates the host batch number for this inward clearing Using this option the batch number is authorized The list of batches which need to be authorized is displayed The system provides summary and details of batches Complete processing of cheques will take place only after the batch has been authorized Definition Prerequisites e 5506 Batch Data Entry Outward Clearing Modes Available Not Applicable To authorise the batch for inward clearing 1 Type the fast path ST032 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Authorisation gt Authorise Inward Clearing Batches 2 The system displays the Summary of Batches tab in the Authorise Inward Clearing Batches screen ORACLE Summary of Batches Field Description Column Name Description Serial No End Point Display Th
62. Service Charges Details Inventory Details D p g ox j o E r ORACLE Field Description Field Name Description Issuer Code GL Ccy TC Ccy GL Account No GL Ccy Rate TC Ccy Rate TC Amount Mandatory Drop Down Select the issuer code of the bank on whom the TC s are drawn from the drop down list It is maintained in the Issuer Maintenance option Mandatory Drop Down Select the currency of the GL account which needs to be debited while issuing TC from the drop down list Mandatory Drop Down Select the TC currency from the drop down list It lists all the currencies set up and permissible for the transaction This is the currency in which the TCs are being sold Mandatory Pick List Select the GL account number against which you want to issue TC from the pick list The adjacent field displays the GL code Display This field displays the rate of conversion to be used for converting the account currency to the local currency of the bank If the local currency and the account currency are same the field takes the default value as 1 which cannot be modified Display This field displays the rate of conversion to be used for converting TC currency to the Local currency The teller s right to change the transaction currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the GL currency and the TC cu
63. Tan cey NR Bill Ccy Rate Txn Ccy Rate Bill Amount 200 000 00 Charges Ley Total Amount Reference No 1 17 Reference No 2 17 User Reference No 126789 Narrative Bill Payment By Cheque ok _ cancel 7 Click the Ok button 8 The system displays the Instrument Details screen 9 Enter the relevant information and click the Ok button 10 The system displays the Bill Payment By Cheque screen Click the Ok button 11 The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the OK button 5511 Consolidated Remittance Batch Data Entry Using this option bulk issuance of DD BC and TT can be made against a customers CASA account or a GL account The instrument can be issued in any currency that the bank permits All currencies in which the bank transacts are listed under Instrument Currency menu This option allows you to initiate the batch to make entries for bulk issuance of instruments It is possible to modify the data entered and even undo a batch open process Once the data entry batch for consolidated instrument issue is opened it has to be saved and validated by the teller and authorized by the supervisor Definition Prerequisites e BAMO9 Issuer Maintenance e STMB59 Settlement Bank Parameters e STM54 Routing Bran
64. Type the fast path 6575 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt Bill Payment By Cheque 2 The system displays the Bill Payment By Cheque screen Bill Payment By Cheque Bill Payment By Cheque Utility Company Id x Utility Company Account Bill Number Consumer Number alae 2171272007 E Bill Ccy z Txn Cey x Bill Ccy Rate r Txn Ccy Rate Bill Amount Charges Ley Total Amount Reference No 1 Reference No 2 User Reference No Narrative Bill Payment By Cheque Field Description Field Name Description Utility Company Id Mandatory Drop Down Select the utility company id from the drop down list It is the ID and name of the utility service provider for which the payment is being made Utility Company Display Account This field displays the account number of the utility service provider All credits towards bill payments will be received in this account Bill Number Mandatory Numeric 12 Type the number of the bill for which payment is being made ORACLE Field Name Consumer Number Bill Date Bill Ccy Txn Ccy Bill Ccy Rate Txn Ccy Rate Bill Amount Charges Lcy Description Mandatory Numeric 40 Type the consumer number Consumer number is an identification number provided to the customer by respective utility service provider
65. Type the fast path 8314 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Remittance gt BC Lost Status Update Revalidation 2 The system displays the BC Lost Status Update Revalidation screen BC Lost Status Update Revalidation SUE Bank Code Issue Branch BC Cey BC No BC Status Issue Date 28 02 2014 Issue Mode Beneficary Name Beneficiary Addr Narrative BC Lost Status Inquiry BC Amount Routing No Liquidation Date Passport IC No Issue A C No Field Description Field Name Description ORACLE Field Name Serial No Bank Code Issue Branch BC Ccy BC Amount BC No Description Mandatory Numeric 12 Type the serial number of the BC For a remittance instrument such as a BC or a DD at the time of issue the system generates a serial number comprising the branch code and a running serial number The serial number for each instrument type is maintained separately and on reversal of an instrument issue the instrument serial number will not be reused for the next instrument issue When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number is sufficient as this is the number by which F
66. Validate button The system displays the message Validation procedure completed 13 Click the Ok button The system displays the main screen 14 Click the Ok button 15 The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button 16 The system displays the Document Receipt screen 17 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button 18 The system displays the message Printed Successfully Click the Ok button 19 Click the Cancel button 20 The system displays the serial number Click the Ok button 8309 BC Liquidation Using this option you can liquidate cancellation payment or refund a BC issued by the bank Cancellation is done in case customer has requested for issue of BC and has reverted to bank to cancel the same Payment of BC is done by the beneficiary of the BC Refund of BC is similar to BC cancellation from a FLEXCUBE processing perspective Definition Prerequisites e 8307 BC Liquidation Inquiry ORACLE e Valid BC instrument should be issued Modes Available Not Applicable To inquiry the external lien history 1 Type the fast path 8309 and click Go or navigate through the menus to Transaction Processing gt
67. Validated Successful Authorization pending Click the OK button Note To change the number of instruments modify the No of Instr field and click the Modify button Accordingly the number of data entry rows will change in the Data Entry screen Once the data is saved the system displays the Data Saved message when the mouse is moved over the data entry area If the batch is validated with some errors then moving the mouse over the data entry area will show an error in processing the instruments After rectifying the error save and validate the batch again To modify the instrument and MICR cross reference data entry batch Select the Modify Data Entry Batch option from the Action drop down list Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the data entry section in the screen Modify the relevant information and click the Save button Oe IN The system displays the message Data Saved Successfully In the Database Click the OK button ORACLE 7 Click the Validate button 8 The system displays the message Batch Validated Successful Authorisation pending To authorize the instrument and MICR cross reference data entry batch 1 Select the Authorize Data Entry Batch option from the Action drop down list Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list Click th
68. Vv 010000103001 000000001492 fi 600055151001 SSS SSS SSS Beneficiary Account Instrument Amount Beneficiary Ni 12500 00 i OHN Field Description Column Name Description OCC Details Srl No Display This column displays the OCC serial number Process Optional Check Box Select the Process check box to process the cheque OCC Srl no Display Reference Instrument Number Instrument Type Beneficiary Account This column displays the serial number of OCC Display This column displays the instrument number Display This column displays the type of instrument Display This column displays the beneficiary account ORACLE Column Name Description Instrument Amount Beneficiary Name Instrument Date Correspondent Bank Correspondent Branch Posting date Deposit Branch Destination Branch Instrument Currency Remarks ICC Remittance Display This column displays the instrument amount Display This column displays the name of the beneficiary Display This column displays the instrument date Display This column displays the correspondent bank Display This column displays the correspondent branch Display This column displays the posting date Display This column displays the deposit branch of the instrument Display This column displays the destination branch name Display This column displays the instrument currency Display This
69. Wpdate ass Previous Nea Field Description Field Name Description ECS File Name Company Code Company Name Branch Code Display This field displays the ECS file name Display This field displays the company code of the utility service provider Display This field displays the name of the company Display This field display the branch code where the account is opened ORACLE Field Name Record Status Drawee Account No Drawee Account Name Currency Name Uploaded Account Name Drawee Amount in TCY Drawee Amount in LCY Reject Reason On Record Internal Reject Details Description Display This field displays the status of the ECS record Display This field displays the account number of the customer for which the ECS mandate needs to be maintained Display This field displays the name of the account holder Display This field displays the account currency Display This field displays the name of the account holder in the uploaded file Display This field displays the inward debit ECS amount in transaction currency Display This field displays the inward debit ECS amount in local currency Mandatory Pick List Select the reject reason from the pick list By default it displays the reason updated at the time of transaction Display This field displays the serial number of the details referring to
70. are e Bankers Cheque BC e Demand Draft DD e Telegraphic Transfer TT Issuer Name Optional Pick List Select the issuer name to inquire on an instrument based on the code of the issuer from the pick list Select By Optional Drop Down Branch Name Currency Code Date From Date To Status Select the issuer branch to perform the inquiry based on the issuer branch from the drop down list In case of DD the user can also make an inquiry with payee branch as the search factor Optional Pick List Select the branch name of the issuer branch from the pick list Optional Pick List Select the currency code to inquire an instrument with currency as the criteria from the pick list Mandatory Pick List dd mm yyyy Select the start date of the period from the pick list if you want to perform a remittance inquiry for a specific period Mandatory Pick List dd mm yyyy Select the end date of the period from the pick list if you want to perform a remittance inquiry for a specific period Optional Drop Down Select the instrument status for which a list should be generated from the drop down list This is to be selected in conjunction with the instrument type ORACLE Field Name Description Serial No Optional Numeric 12 Type the serial number of the instrument to perform an inquiry for a particular issued instrument DD BC TT This is the serial number of the instrument as generated by FL
71. are marked by the system itself Display This field displays the date on which the BC is issued Display This field displays the liquidation date This field is blank while performing an inquiry Display This field displays the mode of issue of the BC For example Against Cash Against GL etc Display This field displays the drawee account number of the issuer bank Display This field displays the name of the beneficiary of the BC Display This field displays the identification collected from the beneficiary of the BC Display This field displays the contact address of the beneficiary ORACLE Field Name Description Lost Caution Display Details This field displays the lost caution details Select the liquidation mode and the liquidation type from the drop down list Enter the serial number Select the liquidation type from the drop down list Click the Ok button The system displays the message Do You Want to Continue NO oO PR O BC Liquidation UE Lig Mode Payment Serial No 024012000020 Liq Type Cash x Bank Code Issue Branch 24 SANDOZ MUMBAI BC Cey BC Amount 1 000 00 BC No Routing No 400240002 BC Status Issued Issue Date 31 12 2010 Liquidation Date 15 04 2011 Issue Mode Savings Account Drawee Acct No 50 100000001264 Passport IC No E Beneficiary Name AUTOUSER1 Beneficiary Address f Message from webpage EA 2 contd
72. bank The teller s right to change the account currency rate within a range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the account currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the TC currency rate By default this field displays the rate at which the TC currency is converted to the local currency of the bank The teller s right to change the account currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the traveler s cheque currency and the Local are same the field takes the default value as 1 which cannot be modified Mandatory Numeric 13 Two Type the TC amount The TC amount is the amount of TC the customer wants to buy from the bank This is the amount in the currency of TC ORACLE Field Name Charges Lcy Account Amt Cheque No BC Date User Reference No Narrative Description Display This field displays the fees charged to the customer for the transaction The charges can be either charged by the bank or by the issuer of the TC If the charges pertain to your bank they are attached at the Transaction Mnemonic Codes option The service charge codes are added and maintained in the Service Charge Code Maintenance option For more information on
73. batch A C No Mandatory Numeric 14 Type the account number to which each cheque will be credited System Identity Display This field displays the system identity Customer Name Display This column displays the name of the account holder ORACLE Column Name Description Cheque No Mandatory Numeric 12 Type the cheque number which is present on the MICR line of the instrument When the cheque is deposited into any payee s account the cheque number is used to ensure that the duplicate entries are not made in the system that the same cheque is not deposited multiple times in the system On deposit of every cheque cheque number along with the routing number and drawer account number all the three are present on the MICR line are used to check for the presence of any duplicate instrument If duplicate instruments are found cheque deposit will be rejected unless the earlier cheques are all marked as Returned Amount Mandatory Numeric 13 Two Type the cheque amount in the transaction currency Routing No Mandatory Numeric Nine Type the routing number against which the cheque has been drawn The routing number is a combination of the bank code and the branch code and sector code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For a deposited cheque this routing number is used by the system to determine the f
74. beneficiary of the BC Refund of BC is similar to BC cancellation from a FLEXCUBE processing perspective Definition Prerequisites e 8307 BC Liquidation Inquiry e Valid BC instrument should be issued Modes Available Not Applicable To inquiry the external lien history 1 Type the fast path 2833 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt BC Liquidation Against A c UBS 2 The system displays the BC Liquidation screen BC Liquidation BC Cey BC Amount BC No Routing No BC Statu Issue Date 20 02 2011 Liquidation Date 20 02 2011 Issue Mode Drawee Acct No Passport IC No Beneficiary Name H Beneficiary Address Lost Caution Details Field Description ORACLE Field Name Liq Mode Serial No Liq Type Bank Code Issuer Branch BC Ccy Description Mandatory Drop Down Select the liquidation mode for BC from the drop down list The options are e Cancellation Purchaser of BC wants payment against the instrument e Payment Beneficiary of BC wants payment against the instrument e Refund Purchaser has lost the instrument and wants the money refunded Mandatory Numeric 12 Type the FLEXCUBE Retail serial number of the BC to be liquidated The BC should be a valid BC issued by your bank For a remittance instrument such as a BC or a DD at the time of issue the system
75. button The system displays the data entry section in the screen Click the Auth button The system displays the message Batch Processing Successful at Host Pan oN To reverse the consolidated remittance data entry batch 1 Select the Reverse Data Entry Batch option from the Action drop down list Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the message Batch Reversed Successful Po To view the consolidated remittance data entry batch 1 Select the Inquire Data Entry Batch option from the Action drop down list 2 Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list 3 Click the Ok button 4 The system displays the data entry section in the screen 8305 DD Sale Against Cash Using this option you can issue demand drafts to customers who do not have an account with the bank Such customers can purchase DD against cash You can maintain the details of the ORACLE instruments like number date amount beneficiary details etc Subsequently you can liquidate the instrument by cancellation payment refund using the DD Liquidation Inquiry Fast Path 8310 option Definition Prerequisites e BAMO9 Issuer Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM56 Currency Code Maintenance e BAM20 Bank Codes Maintenance e 8051 CAS
76. cheque deposited this routing number is used by the system to determine the float days and thus the value date of the instrument Display This field displays the drawee account number Display This field displays the instrument value date ORACLE Field Name Cust Value Date Cheque Date Purchase Details Purchase Srl No Instr Amt Purchase Int Rate Int Days Instr No SC Amount Int Variance Interest Amount Secure Margin Withheld Margin Amount Withheld Net Int Rate Net Amount Settlement Details Description Display This field displays the date on which the cleared funds will be available to the customer Display This field displays the date specified on the cheque Display This field displays the purchase serial number Display This field displays the instrument amount Display This field displays the purchase interest rate Display This field displays the interest days Display This field displays the instrument number Display This field displays the service charge amount Display This field displays the interest variance Display This field displays the interest amount Display This field displays the secure margin withheld in percentage Display This field displays the amount of margin withheld Display This field displays the net interest rate Display This field displays the net amount ORACLE This tab is
77. column displays the remarks ORACLE Cheque Collection Processing Cheque collection Option Parameters Upto Batch Posting 310 Inquiry Tr wa Date 3 Option Deposit Branch Remitting Branch Batch No 6 p Corr bank Cash Letter Reference Srl No A Fetch OCC Details Srl Reference Instrument Instrument Clearing No Number Type Status Process OCC Srl no Beneficiary Account Instrument Amount gt Ok Cancel Field Description Column Name Description OCC Details Srl No Display This column displays the OCC serial number Process Optional Drop Down Select the appropriate option to process the cheque from the drop down list OCC Srl no Display This column displays the serial number of OCC Reference Instrument Display Number This column displays the instrument number Instrument Type Display This column displays the type of instrument Clearing Status Display This column displays the clearing status of the instrument ORACLE Column Name Description Beneficiary Account Instrument Amount Beneficiary Name Instrument Date Correspondent Bank Correspondent Branch Posting date Deposit Branch Destination Branch Instrument Currency Remarks Mark Collection Items Display This column displays the beneficiary account Display This column displays the instrument amount Display This column displays the name of the beneficia
78. configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If both the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the rate at which the transaction currency is converted to the local currency of the bank The teller s right to change the transaction currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Mandatory Numeric 13 Two Type the cheque amount for which the BC is issued This amount is in the cheque currency The maximum cheque amount is Rs 50 000 for issuance against cash Conditional Alphanumeric 20 Type the PAN card number This field is mandatory if the cheque amount is above Rs 10000 ORACLE Field Name Charges Lcy Total Amount BC Date Serial No Micr No Description Display This field displays the charges that will be levied on the account for cash withdrawal The service charge codes are added and maintained in the Service Charge Code Maintenance option The service charges can be attached at the product level transaction mnemonic level or at the issuer maintenance level The service charges are levied in the local
79. currency of the DD Acct Amount Display This field displays the amount that will be finally credited to the CASA account This amount will be in the currency of the account and will be equal to the DD amount net of charges recovered User Reference No Optional Alphanumeric 40 Type the user reference number It is used to identify the transaction Narrative Mandatory Alphanumeric 40 11 12 13 14 Type the narration Click the UDF button The system displays the UDF Details screen Enter the relevant details and click the Validate button The system displays the message Validation procedure completed Click the Ok button The system displays the main screen Click the Ok button The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button The system displays the Document Receipt screen ORACLE 15 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button 16 The system displays the message Printed Successfully Click the Ok button 17 Click the Cancel button 18 The system displays the serial number Click the Ok button 1026 Advance Payment against Credit Card Using this option you can provide advance to cus
80. currency of the bank The system displays the total of all the service charges if more than one SC code is attached to the transaction Display This field displays the amount the walk in customer will pay in exchange for the BC This amount is in the transaction currency Display This field displays the date on which the BC is issued This date gets defaulted to the posting date Display This field displays the serial number For a remittance instrument such as a BC or a DD at the time of issue the system generates a serial number comprising the branch code and a running serial number The serial number for each instrument type is maintained separately and on reversal of an instrument issue the instrument serial number will not be reused for the next instrument issue When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number is sufficient as this is the number by which FLEXCUBE Reiail tracks the instrument uniquely When a BC DD is issued the system generates this serial number automatically Optional Numeric 12 Type the MICR number of the remittance instrument For every remittance instrument it is necessary to maintain the MICR number that will be printed on the instrument if the instrument is expected to come i
81. e Currency Code e Period during which the transactions have taken place e Status i e All or Paid or Outstanding or Both or Lost or Duplicate e Serial Number e MICR Number e CASA Account Number Definition Prerequisites e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e Inventory Maintenance ORACLE Modes Available Not Applicable To view the bankers cheque DD TT status 1 Type the fast path ST074 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Inquiries gt Remittance Inquiry 2 The system displays the Remittance Inquiry screen Remittance Inquiry Instrument Selection Criteria Type Bankers Cheque BC Issuer Name e Select By v Branch Name Currency Code Date From 33 12 2010 fe Date To 31 12 2010 ists Status Al v Serial No 7 BC DD No 7 7 Issue Account No Field Description Field Name Description Instrument Selection Criteria ORACLE Field Name Description Type Mandatory Drop Down Select the instrument type from the drop down list The system has some pre shipped list of instruments that can handle through existing processes In case the bank has additional type of instruments which are to be processed by FLEXCUBE Reiail then an instrument type Instrument Type Xref Fast Path STM58 option needs to be added and the instrument can be passed through the system The options
82. enquiries can be performed using the batch number Currency Display This column displays the currency used in the cheque ORACLE Column Name Drawee Account No Routing No Cheque No Amount in TCY Authorised Description Display This column displays the account number of the drawer of the cheque GL account number in case of BC and DDs The drawer account number would be a FLEXCUBE Retail CASA number in case of regular inward clearing cheques and an external bank account number in case of outward returns Display This column displays the routing number against which the cheque has been drawn The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters option Display This column displays the cheque number of the rejected instrument For every remittance instrument it is necessary to maintain an MICR number that will be printed on the instrument if the instrument is expected to come for clearing through inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the s
83. entered else the system will not allow the user to complete data entry in the consolidated batch data entry mode if the total of the individual cheques amounts is not equal to this amount ORACLE Field Name Account Amt Cheque Literal Clearing Type Late Clearing Routing Number Value Date Description Display This field displays the amount in account currency Account Amount Total Amount Account Currency Rate Transaction Currency Rate Mandatory Drop Down Select the cheque literal from the drop down list This field is not used in any processing Conditional Drop Down Select the clearing type from the drop down list The bank can set up multiple clearing types where cheques that are required to be cleared at different times of the day are deposited so that they can be treated differently All processes for a cheque from outward clearing running of value date and marking late clearing etc happens on the basis of the clearing type This field is disabled if the Modify Header is checked For more information on clearing refer to Clearing Type Maintenance option Note In a decentralized clearing set up a particular Clearing type will be restricted or available to a branch depending upon the maintenance carried out in the options Display This field displays the values Y or N for late clearing The options are e Y Ifthe late clearing is marked e N If the late clearing i
84. entered is determined by the set up using the Settlement Bank Parameters Fast Path STM59 option Optional Numeric 12 Type the cheque number which is present on the MICR line of the instrument Optional Numeric 14 Type the account number This is for the drawer account number If the field is left blank then the screen will display the summary of rejected instruments of all the accounts in the branch for a particular batch Optional Numeric 9 Type the batch number Optional Pick List Select the product code from the pick list Mandatory Pick List dd mm yyyy Select the value date of inward clearing from the pick list This field will accept only the current process date and the previous working date The current process date and the previous working date should be as per the endpoint calendar Optional Drop Down Select the reject reason from the drop down list Optional Pick List Select the customer group from the pick list 3 Enter the required search criteria for viewing the passed instruments It is mandatory to enter data at least in one of the fields aa It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Scanning of Rejected Instruments Branch Code 240 G sanpoz
85. grant immediate credit for a deposited cheque 1 Type the fast path STO60 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Immediate Credit 2 The system displays the Immediate Credit screen Immediate Credit Routing Number Cheque Number Drawer Acct No Clearing Type Account No Customer Name Cheque Amt Original Value Date SC Waiver Flag Field Description ORACLE Field Name Description Routing Number Mandatory Numeric Nine Type the routing number against which the cheque has been drawn The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For a deposited cheque this routing number is used by the system to determine the float days and thus the value date of the instrument Cheque Number Mandatory Numeric 12 Type the cheque number which is present on the MICR line of the instrument When the cheque is deposited into any payee s account the cheque number is used to ensure that the duplicate entries are not made in the system that the same cheque is not deposited multiple times in the system On deposit of every cheque cheque number along with the routing number and drawer account number all the three are present on the MICR line are used to check for the presence of any duplicate instrument If duplicate i
86. in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters Fast path STM59 option It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name Description BC Status Display This field displays the status of the BC The options are e Issued e Cancelled e Paid Through Clearing e Paid by Cash e Paid to Customer account e Suspense e Reversed e Paid by GL e Lost e Unclaimed e Stale Except for BCs marked as lost all other status are marked by the system itself Issue Date Display Liquidation Date Issue Mode Passport IC No Beneficiary Name Issue A C No Beneficiary Addr This field displays the date on which the BC is issued Display This field displays the date of liquidation of BC if it is paid It remains blank if unpaid Display This field displays the mode of issue of the BC For example Against Cash Against GL etc Display This field displays the identification collected from the beneficiary of the BC Display This field displays the name of the beneficiary of the BC Display This field displays the account number of the issuer Display This field displays the contact address of the beneficiary ORACLE F
87. information in the TT Status Update screen TT Status Update ORACLE Serial No Bank Code Issue Branch TT Cey Issue Date Issue Made Beneficiary Name Payable Branch Cheque No Routing No New Status Narrative Beneficiary Address 999917000004 15 01 2008 IGL Account TT Amount 5 000 045 00 Liquidation Date 31 05 2008 Passport JICNo futyessss7T NEHA JIFLEX Unclaimed ITT Status Update Issue A C No 99990111001101 Field Description Field Name Description Payable Branch Cheque No Routing No Display This field displays the branch of the bank where the TT is payable Display This field displays the cheque number if the MICR number is maintained while issuing the TT This number can be verified Display This field displays the routing number against which the cheque has been drawn The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Routing Number Sector Code Bank Code Branch Code It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the ORACLE Field Name Description New Status Mandatory Alphanumeric 120 Type the status of the TT Narrative Mandatory Alphanumeric 120 11 12
88. instruments next working day check box in the End Point Master Maintenance Fast Path BAM29 option You have to enter the previous working day date in order to process the batches of the previous working day The accounting entries are passed with that value date i e previous working day Note The system automatically authorizes this transaction Definition Prerequisites e BAM29 End Point Master Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM27 Calendar for End Point e 1033 Inward Clearing Modes Available Not Applicable To scan the cheques passed for inward clearing 1 Type the fast path ST035 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Scanning of Passed Instruments 2 The system displays the Scanning of Passed Instruments screen Scanning of Passed Instruments ORACLE Branch Cade iQ End Point Account Number Routing Number Cheque Number Batch Number Value Date 15 01 2008 aod Details of Passed Instruments Field Description Field Name Description To proceed further at least one of the below fields should be entered Branch Code Optional Pick List Select the branch code from the Pick list End Point Optional Drop Down Select the end point to which the branch belongs from the drop down list Account Number Optional Numeric 14
89. name of the correspondent bank from the drop down list This field is enabled if the Corr Bank Flag check box is selected Mandatory Drop Down Select the dispatch branch from the drop down list This is the bank branch which is in charge of dispatching the outstation clearing instruments ao It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Column Name Destination Branch Cash Letter Ref No Transit Period Expected Realization Date GL Customer Name Remarks Address1 Address2 Delete Total Amount Description Conditional Drop Down Select the destination branch from the drop down list The destination branch is selected if the bank wants to conduct the outward clearing This is the branch of the bank which is located in the sector where the outward clearing needs to be conducted This column is disabled if the Corr Bank Flag check box is selected Mandatory Alphanumeric 10 Type the cash letter reference number under which all the foreign currency instruments are clubbed Mandatory Input Enter the transit period of float days This is the number of days after which the customer will be credited Display Displays the expected realization date This is comput
90. number and amount 5 Select the clearing type from the drop down list 6 Enter the routing number cheque date drawer account number Batch Consolidated Cheque Data Entry Batch Consolidated Cheque Data Entry Document Number 049000570022 w Batch Number Total Amount No of Cheques Srl No Cheque No Chq LiteralAmount Clg Type Routing No Cheque DateDrawer Acct No Late Clearing 1 123466789012 1250 OUTWARD RETURNS v e917000073 12 02 2008 000000000067 m alt i i i J l F a l al l 7 Click the Ok button ok cancer ORACLE 8 The system displays the message Batch Validated Successfully Authorization Pending Click the OK button 9 The details of the cheques are consolidated successfully once the record is authorized 5506 Batch Data Entry Outward Clearing Using this option a number of cheques belonging to different account holders can be processed for outward clearing You can also enter details of outward clearing cheques for another branch if it is designated as the clearing branch You can enter the cheque details manually or upload cheque information from a data file provided in a specific format Bank specific pre processing routines can be written to convert files to the expected format in this option Data uploaded from a file is retrieved from and displayed for process initiation Definition Prerequisites
91. s right to change the GL currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the local currency and the account currency are same the field takes the default value as 1 which cannot be modified Display This field displays the rate of conversion to be used for converting the TT currency to the local currency of the bank The teller s right to change the cheque currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Mandatory Numeric 13 Two Type the transfer amount This is the TT amount This amount is in the currency of cheque Display This field displays the charges that will be levied on the account for withdrawal of funds The service charge codes are added and maintained in the Service Charge Code Maintenance screen For more information on adding service charges refer to the Service Charge Definition option in the Definitions User s Guide The service charges can be attached at the product level transaction mnemonic level or at the issuer maintenance level The service charges are levied in the local currency of the bank The system displays the total of all the service charges if more than one SC code is attached to the transaction
92. should be greater than one and maximum 100 Accordingly the system generates rows for data entry Conditional Drop Down Select the appropriate account currency from the drop down list It is the currency assigned to the product at the product level under which the account is opened All the entries are posted in the account in the account currency The exchange rate values must be defined and downloaded For example if the currency assigned to a TD product is USD US Dollar the account opened under that product has USD as its account currency by default This field is mandatory if the Against GL option is selected This field is non editable if the Against Account option is selected Display This field displays the rate at which the account currency is converted to the local currency of the bank The teller s right to change the account currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the account currency and the local currency are same the field takes the default value as 1 which cannot be modified ORACLE Field Name Instr Ccy Cheque Ccy Rate Column Name Serial No Bank Code Pay Branch Instr Amount Acct Amount Description Mandatory Drop Down Select the instrument currency from the drop down list This is the currency in which the transaction is taking place i e in which the instruments are issu
93. the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For a cheque deposited this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters option Select the Open Data Entry Batch option from the Action drop down list Enter the number of entries Click the Ok button The system displays the data entry section in the screen mS OT op a Enter the relevant information Batch Micr Srino Xref Data Entry It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Batch Micr Srino Xref Data Entry Action Batch Type Batch Number Batch Status una No of Entries Teller No 1411 412 0259999 L 113 113 0259999 E E 8 Click the Save button 9 The system displays the message Data Saved Successfully In the Database Click the OK button 10 Click the Validate button 11 The system displays the message Batch
94. the summary page This section is enabled only for the rejected records Serial Reject Code Reject Description Overridable Display This column displays the serial number Display This column displays the reject code for the ECS transaction Display This column displays the description of the reject code Optional Check Box Select the Overridable check box if you want the transaction to be force authorized ORACLE 6 To update the rejected record click the Update button 7 The system displays the message External Reject Reason Successfully Updated Click the Ok button 8 To pass the rejected record click the Pass button 9 The system displays the message ECS Record Passed Successfully Click the Ok button 10 To reject the passed record click the Reject button 11 The system displays the message ECS Record Rejected Click the Ok button 12 Click Close button ST038 Bulk Scan Inward Rejects Once the inward clearing process is run the system divides the instruments between passed and rejected The rejected items for the day can be queried upon using the various options provided Using this option you can reject the inward cheques due to insufficient funds However the system will re post the cheque the next working day Service charges are levied on the customer for re posting of the cheques Definition Prerequisites e 8051 CASA Account Opening e 1033 Inward Clearing M
95. the cheque It indicates the account number of the payee i e the customer of the bank who will get credit Customer Name Display This field displays the customer name entered while depositing the cheque This is the short name of the customer as entered in the Customer Addition screen This name can be changed using the Change Customer Name IC Number option Cheque Amt Display This field displays the cheque amount entered while depositing the cheque It specifies the currency of the cheque and the amount of the cheque in that currency Original Value Date Display This field displays the value date entered while depositing the cheque It is the actual value date of the cheque based on the original cheque deposit When a cheque is deposited on an account the system uses the routing number to check the float days from the Endpoint Float Maintenance screen and the working days from the Composite Calendar Generation option The system generates the value date on which the cheque is expected to be cleared On the value date the system updates the customer s available balance and credits the account with the cheque amount For more information on maintaining value date refer to the Clearing Definitions option in the Definitions User s Guide SC Waiver Flag Optional Check Box Select the SC Waiver Flag check box if you want to waive the service charges This field indicates as to whether the service char
96. the cheques in a batch takes place simultaneously To track an instrument the batch number is usually displayed as part of the cheque details On the day of cheque processing the Scan Pass and Scan Reject enquiries can be performed using the batch number Display This field displays the currency in which the batch is processed Display This field displays the logical opening date The logical opening date is the posting date when the batch was entered Display This field displays the physical opening date This is the transaction date This would usually differ in case of split day processing Display This field displays the number of credit instruments present in the batch Display This field displays the sum of the total credit amount based on the instruments present in the batch Display This field displays the number of debit instruments present in the batch Display This field displays the sum of the total debit amount based on the instruments present in the batch Display This field displays the status of the batch An authorized batch cannot be authorized again or unauthorized Display This field displays the type of clearing Display This field displays the sequence of the records ORACLE 5 Click the Authorize button to authorize the record 6 The system displays the message Record Authorized Click Ok to Continue Click the Ok button 7 Click the Close button CHM41
97. the consolidated batch This number is used while performing the consolidated check batch data entry Click the OK button 6512 Consolidated Cheque Batch Data Entry For multiple cheque deposits you have to first enter the header details followed by the individual cheque details Using this option you can enter details of cheques that are to be consolidated after maintaining the header transaction to consolidate the cheque deposit through Consolidated Cheque Deposit Fast Path 6511 option All the cheques should belong to the same currency as entered in the Batch header while entering the details of the cheques in a batch You can also upload files as against manual data entry once the header is created For the duplicate entries the system displays the error message of Duplicate Cheque No The system verifies the total number of instruments and the total amount with the header information ORACLE Definition Prerequisites STM64 Clearing Type Maintenance STM59 Settlement Bank Parameters STM54 Routing Branch Maintenance BAM28 Endpoint Float Maintenance BAM27 Calendar for End Point 6511 Consolidated Cheque Deposit The exchange rate values must be defined and downloaded Modes Available Not Applicable To open consolidated cheque data entry batch 1 Consolidated Cheque Batch Data Entry Type the fast path 6512 and click Go or navigate through the menus to Transaction Processing gt Internal Trans
98. the contact address of the beneficiary This is normally needed for record purposes and provided as additional information User Reference No Mandatory Alphanumeric 40 Type the user reference number assigned to the customer Narrative Mandatory Alphanumeric 40 Type the narration By default the system displays FX Sale Walk In Customer 3 Select the currency sold and the currency received from the drop down list 4 Select the amount bought or amount paid button 5 Enter the amount beneficiary details passport IC number and user reference number FX Sale Walk in ORACLE Cey Sold F Ccy Received iso Cey Sold Rate 2 05000 Ccy ReceivedRate 1 50000 Amount Bought Amount Paid Amount Sold 100 00 Amt Received Charges Ley 5 00 Beneficiary Name Tom Smith Passport IC No 9862 Beneficiary Addr Redwoods California O User ReferenceNo 78965 Narrative FX Sale Walk In Customer 6 Click and enter the details in User Defined Field 7 Click the Validate button 8 The system displays the message Validation procedure completed Click the OK button to go to the transaction screen Click the Ok button 10 The system displays the message Authorization Required Do you want to continue Click the Ok button 11 The system displays the Authorization Reason screen 12 Enter the relevant information and click the Grant button 13 The system d
99. the description of the cheque from a standard set of definitions The options are e Cash Deposit e Drawing voucher deposit e Guaranteed cheque deposit e House cheque deposit e Local cheque deposit e MO PO deposit e Outstation cheque deposit ORACLE Field Name Description Clearing Type Display This field displays the clearing type The clearing type can be setup by the bank where cheques which are required to be cleared at different times of the day are deposited so that they can be treated differently All processes for a cheque such as outward clearing running of value date marking late clearing etc happen on the basis of the clearing type For more information on clearing refer to Clearing Type Maintenance option Late Clearing Display This field displays the values Y or N for late clearing The options are e Y Ifthe late clearing is marked e N If the late clearing is not marked This field displays Y when a customer deposits a cheque after the cut off time is over for current posting date for the selected clearing type The instruments that are deposited in late clearing will be considered as Late for clearing Such instruments will be treated as deposit for the next working date for all value date calculation Narrative Display This field displays the default narration based on the transaction 3 Select the Open Data Entry Batch option from the Action drop down list 4 Select the do
100. the document Click the Ok button 15 The system displays the message Printed Successfully Click the Ok button 16 Click the Cancel button 17 The system displays the serial number Click the Ok button ORACLE 1833 BC Liquidation Using this option you can liquidate cancellation payment or refund a BC issued by the bank Cancellation is done in case customer has requested for issue of BC and has reverted to bank to cancel the same Payment of BC is done by the beneficiary of the BC Refund of BC is similar to BC cancellation from a FLEXCUBE processing perspective Definition Prerequisites e 8307 BC Liquidation Inquiry e Valid BC instrument should be issued Modes Available Not Applicable To inquiry the external lien history 1 Type the fast path 1833 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt BC Liquidation 2 The system displays the BC Liquidation screen BC Liquidation Liq Mode x Liq Type Against Account BC Ccy BC Amount BC No Routing No Issue Date 20 02 2011 Liquidation Date 20 02 2011 Drawee Acct No Passport IC No Lost Caution Details Field Description ORACLE Field Name Liq Mode Serial No Liq Type Bank Code Issue Branch BC Ccy Description Mandatory Drop Down Select the liquidation mode for BC from the drop down list The options are e Cancellatio
101. the message Inward Clearing Process Completed Click the Ok button ST035 Scanning of Passed Instruments Once the inward clearing process has been run the cheques processed under inward clearing is queued under passed or rejected Through this option you can manually reject all the passed instruments Such situation can arise in case of mutilated cheques where banks use their discretion to pass a cheque You can also view the passed items for the day by using the Scanning of Passed Instruments option Different options are available for finding a particular instrument or generating a list of available instruments Using this option you can decide whether to pass the instrument through inward clearing or to reject the instrument with an appropriate reason through outward clearing This can be done for individual instruments On authorization of the selected record the next record from the queue will be automatically fetched for authorization ORACLE For the cheques that have to be returned the system generates a separate batch ID and processes it in outward clearing The instruments that are marked as Passed are moved from the scan reject table to the scan pass table You can reject this instrument again from the scan pass table and mark the instrument to be processed in outward clearing The data in the scan pass scan reject table is available for the next working day which depends on the value selected in the Scan pass reject
102. the passed instrument Display This column displays the batch number of the passed instrument When a batch data entry is done for inward clearing or an inward clearing file is uploaded the system generates a host batch number Processing of the cheques in the batch happen simultaneously To help track an instrument the batch number is usually displayed as part of the details of the cheque On the day of cheque processing the Scan Pass and Scan Reject enquiries can be performed using the batch number Display This column displays the currency used in the cheque ORACLE Column Name Drawee Account No Routing No Cheque Number Amount in TCY Authorised Description Display This column displays the account number of the drawer of the cheque GL account number in case of BC and DDs The drawer account number would be a FLEXCUBE Retail CASA number in case of regular inward clearing cheques and an external bank account number in case of outward returns Display This column displays the routing number against which the cheque has been drawn The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determ
103. the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button The system displays the message Printed Successfully Click the Ok button Click the Cancel button The system displays the serial number Click the Ok button instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Note For more Information on Service Charge Details and Inventory Details refer to the Common Screens option available in the Oracle FLEXCUBE Introduction User Manual 8306 DD Sale Against GL Using this option a DD is issued against the balance in the GL account You can maintain the details of the instruments like number date amount beneficiary details etc Subsequently you can liquidate the instrument by cancellation payment refund using the DD Liquidation Inquiry Fast Path 8310 option This transaction also supports multi currency Definition Prerequisites e BAMO9 Issuer Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM99 GL codes Cross Ref Maintenance e BAM20 Bank Codes Maintenance e V001 Stock Transaction Modes Available Not Applicable To issue a demand draft against GL 1 Type the fast path 8306 and click Go or navigate through the menus to Transaction Processing gt GL Transactions gt Remittance gt DD Sale Against GL 2 The system displays the DD S
104. the valid status of the CASA account The name of the account holder is displayed in the corresponding field This field is enabled only if the By Account option is selected in the Payment Mode field Display This field displays the currency of the CASA account It is the currency in which the bill will be paid This field is displayed only if the By Account option is selected in the Payment Mode field Mandatory Drop Down Select the currency in which the bill is raised from the drop down list ORACLE Field Name Txn Ccy Acct Ccy Rate Bill Ccy Rate Txn Ccy Rate Bill Amount Charges Lcy Total Amount User Reference No Narrative Description Conditional Drop Down Select the currency of payment from the drop down list This field is displayed only if the By Cash option is selected in the Payment Mode field Display This field displays the rate at which account currency is converted into the local currency of the bank By default the system displays the value as 1 in this field if the transaction currency and the local currency is same This field is displayed only if the By Account option is selected in the Payment Mode field Display This field displays the rate of conversion used for converting the bill currency to the local currency of the bank Conditional Numeric Three Five Type the rate at which transaction currency is converted into the local currency of the ba
105. to Continue Click the Ok button o m e m The system displays the BC Lost Status Update screen BC Lost Status Update Serial No Bank Code Issue Branch k40 Sandoz mumsar Cheque Ccy NR Cheque Amount Cheque No Routing No Cheque Status Issue Date Liquidation Date Issue Mode Gi Passport f IC No 5 Issue A C No o2 75059 Beneficiary Name Peo ooo B Beneficiary Addr cor Narrative EC Lost Status Update Payable Branch ka Banooz mumsar Date Updated fisjo1j2o0s New Status awn o Lost Caution Details Bank Decision ORACLE Field Description Field Name Description Payable Branch Display This field displays the branch of the bank where the BC is payable Date Updated Display This field displays the date on which the status of the DD is being updated and is defaulted to current date Issue Date Display This field displays the date on which the BC was Issued New Status Mandatory Drop Down Select the status of the BC from the drop down list The options are e Lost e Caution e Issued Lost Caution Mandatory Alphanumeric 120 Details Type the detailed description of the lost BC 8 Click the Ok button 9 The system displays the message Authorization Required Do You Want to continue Click the Ok button 10 The system displays the Authorization Reason screen 11 Enter the relevant information and click the Grant bu
106. to Transaction Processing gt Internal Transactions gt Data Entry gt MICR Header Entry 2 The system displays the MICR Header Entry screen MICR Header Entry MICR Header Entry Modify Header Account No Account Cey Acct Ccy Rate C Total Amount Account Amt Header Type Cheque Literal No of Cheques Narrative MICR Header Entry Txn Cey E Txn Ccy Rate Late Clearing Document Number Field Description Field Name Description Modify Header Old Document Number Account No Account Ccy Optional Check Box Select the Modify Header check box to enter the old document number and modify the amount Conditional Pick List Select the old document number from the pick list This field is enabled only if the Modify Header check box is selected Mandatory Numeric 14 Type the CASA account number The name of the account holder is displayed in the adjacent field Display This field displays the CASA account number currency ORACLE Field Name Txn Ccy Acct Ccy Rate Txn Ccy Rate Total Amount Account Amt Header Type Description Mandatory Drop Down Select the transaction currency from the drop down list This is the currency in which the transaction will be executed Display This field displays the rate at which the account currency is converted to the local currency of the bank T
107. to be entered is determined by the set up using the Settlement Bank Parameters option Display This field displays the account number to which the instrument was issued Display This field displays the branch from where the instrument was originated or issued Display This field displays the status of the instrument whether the instrument is paid or outstanding or lost Display This field displays the name of the drawee bank Display This field displays the instrument amount ORACLE Field Name Drawee Bank Liquidated Brn Liquidation Date Issue Mode Dormancy Date Issuer User Id Unclaimed Date Name Cust IC Address1 Address2 Address3 Payee Branch Original MICR No Description Display This field displays the code of the drawee bank Display This field displays the branch from where the instrument was liquidated if it was paid out Display This field displays the date of liquidation of the instrument Display This field displays the mode of issue whether issued from branch through standing instruction batch upload etc Display This field displays the dormancy date Display This field displays the user who has issued the instrument This would typically be the teller name for branch issue and SYSTEM for EOD issue Display This field displays the date of transfer if the instrument was marked as unclaimed and transferred out Display Th
108. to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button OR Click the Cancel button 8004 FX Purchase Walk in Using this option you can purchase foreign exchange currencies from any customer who does not have an account with the bank The beneficiary s name address and passport number are maintained in this option The transaction currency codes and details are maintained in the Currency Definition Fast Path BAM25 option Definition Prerequisites e BAM97 Currency Code Maintenance e BAM99 GL Code Cross Ref Maintenance ORACLE e SCMO01 SC Package Definition Modes Available Not Applicable To purchase foreign exchange currency from a walk in customer 1 Type the fast path 8004 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt FX Purchase Walk In 2 The system displays the FX Purchase Walk in screen FX Purchase Walk in FX Purchase alk in Ccy Bought Ccy Paid Ccy Buy Rate Zz y Ccy Paid Rate Zz Input Amount Bought Amount Paid Amount Bought a 0 00 Amount Paid S 0 00 Charges Ley Beneficiary Name PassportjIC No Beneficiary Address User Reference No Narrative FX Purchase Walk In Customer Field Description Field Name Description C
109. transaction currency in this field This field displays the currency in which transaction is taking place DD Ccy Rate Display This field displays the rate of conversion to be used for converting the DD currency to the local currency of your bank This rate is defaulted from the exchange rates specified If both the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified ORACLE Field Name Description Txn Ccy Rate Display This field displays the rate at which the transaction currency is converted to the local currency of the bank The teller s right to change the transaction currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified DD Amount Display This field displays the amount for which the DD is issued This amount is in the currency of the DD Charges LCY Display This field displays the charges that will be levied on the account for DD liquidation The service charge codes are added and maintained in the Service Charge Code Maintenance option The service charges can be attached at the product level transaction mnemonic level or at the issuer maintenance level The service charges are levied in the local currency of the bank The system displays th
110. transactions refer to the FLEXCUBE Introduction User Manual 8205 TC Sale Against GL Using this option you can sell Travelers Cheques against the GL account To perform this action you should ensure that the names of the Banks on whom TCs are drawn on are set up in the Issuer Maintenance Fast Path BAMO9 option This maintenance is then downloaded to the Branch Once this is done the names of the banks who s TCs are to be sold ORACLE is populated in the option list The bank needs to have sufficient stock of TC to perform this transaction Definition Prerequisites BAMO9 Issuer Maintenance STM59 Settlement Bank Parameters STM54 Routing Branch Maintenance BAMg99 GL codes Cross Ref Maintenance BAM20 Bank Codes Maintenance BAM9Q7 Currency Codes Cross Reference The exchange rate values must be defined and downloaded Modes Available Not Applicable To sell traveller s cheque against GL 1 2 Type the fast path 8205 and click Go or navigate through the menus to Transaction Processing gt GL Transactions gt Remittance gt TC Sale Against GL The system displays the TC Sale Against GL screen TC Sale Against GL Issuer Code v GL Cey GL Account No GL Ccy Rate TC Amount Charges Ley GL Acct Amount Beneficiary Name Beneficiary Addr User Reference No Narrative TC Cey v TC Ccy Rate TC Sale Against GL
111. used for converting the cheque currency to the local currency of your bank This rate is defaulted from the exchange rates specified for the transaction The teller s right to change the account currency rate within a range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If both the transaction currency and the local currency are the same the field takes a default value as 1 which cannot be modified Display This field displays the amount for which the cardless cash is issued This amount is in the currency of the cardless cash ORACLE Field Name Description Charges Lcy Acct Amount User Reference No Narrative Display This field displays the charges in local currency that will be levied on liquidation of cardless cash The service charge codes are added and maintained in the Service Charge Code Maintenance screen For more information on adding service charges refer to the Service Charge Definition option in the Definitions User s Guide The service charges can be attached at the product level transaction mnemonic level or at the issuer maintenance level The system displays the total of all the service charges if more than one SC code is attached to the transaction The default SC can be changed by selecting the Service Charge Details button Display This field displays the amount that will be finally credited to the CASA ac
112. which the instruments were sent or received for collection from the pick list Mandatory Pick List Select the cash letter reference serial number from the pick list It is the cash letter reference key entered in the respective OCC Batch Data Entry screen Select the required check collection option from the drop down list 4 Enter the relevant information and click the Fetch button The system displays the relevant OCC details depending upon the option selected in the Check collection Option field Despatch Schedule ORACLE Cheque Collection Processing Cheque collection Option Despa _ Parameters _ Upto Batch Posting Date 2170772008 Deposit Branch Dispatch Branch Batch No Corr bank J L Cash Letter Reference Srl No OCC Details Inquiry Option Si No Process OCC Stl no Reference Instrument Number Instrument Type Beneficiary Account Instrument Amount Field Description ok cance Column Name Description OCC Details Srl No Display This column displays the OCC serial number Process Optional Check Box Select the Process check box to process the cheque OCC Srl no Display Reference Instrument Number Instrument Type Beneficiary Account This column displays the serial number of OCC Display This column displays the instrument number
113. 0 Sa j Details 4 Click the Ok button The system displays the ECS passed rejected records in the Transaction tab Transaction ORACLE Search Criteria Transaction Branch Account No File Name Company Code I Amount Range Aa ECS Record Field Description Column Name Description Serial No File Name Currency Drawee Account No Amount in TCY User Id Display This column displays the serial number Display This column displays the uploaded file name Display This column displays the account currency Display This column displays the account number for which the ECS is maintained Display This column displays the inward debit amount in transaction currency Display This column displays the user id ORACLE Column Name Description Status Display This column displays the status of the record 5 Double click on any transaction to enable the Details tab Details Search Criteria Transaction Branch Account No Transaction ECS File Name File Name Company Code r Amount Range Fii ECS Record Company Code Branch Code Drawee Account No Currency Name Drawee Amount in TCY Reject Reason On Record of Company Name Record Status Drawee Account Name SANDEEP E Upload Account Name Drawee Amount in LCY r Internal Reject Details
114. 0 E Authorized By Last Mnt Date Last Mnt Action Authorized gt 6 Click the OK button 7 The system displays the message Record Added Authorisation Pending Click the OK button ST067 Collection Purchase Inquiry Using this option you can perform an inquiry on the status of the local cheque or outstation cheque that are purchased or sent on collection To inquire upon the status of a cheque you can select either a single parameter or multiple search criteria The system provides information on instrument details like number date amount etc which was purchased or sent for collection Definition Prerequisites e ST070 Cheque Purchase e 6566 OCC Batch Data Entry Modes Available Not Required To view the status of the purchased cheques 1 Type the fast path ST067 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Inquiries gt Inquiry on Collection Purchase Status 2 The system displays the Collection Purchase Inquiry screen ORACLE Collection Purchase Inquiry Collection Purchase Inquiry Collection V Deposit Branch v Cash Letter Reference Number Serial Number Instr Number es Collection Summary Booking Purchase Date From 01 01 1800 Ea Booking Purchase Date To 01 01 Tn Date Serial No Instrument Currency Instrument Amount Instrument Type Instrument Date Instrument No
115. 120 Type the locality name of the consumer Consumer Mandatory Alphanumeric 20 Name Type the consumer name Consumer No Mandatory Alphanumeric 120 Type the consumer number Consumer number is an identification number provided to the customer by respective utility service provider Other Bill Details Company Details Bill Type Utility Company Id Utility Company Account Bill Details Bill Id 15 01 2008 Reference No 1 5647657 Reference No 2 Jak Consumer Name Allan Saphire Consumer No 765888 Payment Details Payment Mode By Account Account No 02401000000319 AISHWARYARAL Acct Ccy R Bill Ccy INR x Acct Ccy Rate L 1 00000 Bill Ccy Rate 1 00000 Bill Amount 3 254 00 Charges CY 0 00 Total Amount 3 254 00 User Reference No 524189 Narrative Bill Payment by Account seves carse Field Description Field Name Description ORACLE Field Name Description Reference No Mandatory Alphanumeric 120 1 Type the primary reference number The reference number can be used for several reasons such as generating reports tracking records etc Reference No Mandatory Alphanumeric 120 2 Type the secondary reference number The reference number can be used for several reasons such as generating reports tracking records etc Consumer Mandatory Alphanumeric 20 Name
116. 2 days In such situations the global float extension is to be performed with the following particulars e Endpoint number E2 e Bank 502 Standard Chartered Bank e Date of holiday September 5 2004 e Float days to be extended 2 The system will check for all instruments posted to the 502 Standard Chartered Bank and going through Endpoint 6000 e Instrument affected by value date extension Cheque number 300 e New value date of instrument September 7 2004 ST060 Immediate Credit Using this option once a cheque has been deposited you can choose to give credit to the customer before the value date wherein the value date of the cheque is advanced to the current date Immediate credit can be granted only to the cheques deposited on the posting date Immediate credit also can be used for outstation cheques which have the float days set up to a large number Note Immediate credit is not allowed on salary cheques Inter branch cheques can be given immediate credit only after the outward clearing has run The immediate credit must be authorised online by the supervisor ORACLE Definition Prerequisites e STM54 Routing Branch Maintenance e STM59 Settlement Bank Parameters e BAM28 Endpoint Float Maintenance e BAM27 Calendar for End Point e 7101 IC No Short Name Change e The exchange rate values must be defined and downloaded e The accounts for the credit provided Modes Available Not Applicable To
117. 2007 31 12 2007 INR CLR CREDIT o6055500000840 1131 1 131 00 31 12 2007 31 12 2007 INR RETURNED 6055500000840 1133 1 133 00 31 12 2007 15 01 2008 INR CLR CREDIT 06055500000840 1137 1 137 00 31 12 2007 30 01 2008 INR CLR CREDIT 06055500000840 1136 1 136 00 31 12 2007 15 01 2008 INR CLR CREDIT 06055500000840 1135 1 135 00 31 12 2007 15 01 2008 INR CLR CREDIT 06055500000840 1138 1 138 00 31 12 2007 30 01 2008 INR CLR CREDIT Field Description Column Name Description Account No Display This column displays the account number of the payee of the cheque Cheque No Display This column displays the cheque number of the deposited cheque Amount Display This column displays the cheque amount in transaction currency Txn Date Display This column displays the transaction date of the cheque deposit ORACLE Column Name Description Value Date Display This column displays the value date of the cheque on which the customer should receive credit When a cheque is deposited on an account the system uses the routing number to check the float days from the Endpoint Float Maintenance option and the working days from the Composite Calendar Generation option The system generates the value date on which the cheque is expected to be cleared On the value date the system updates the customer s available balance and credits the account with the cheque amount For more information
118. 8 Transfer for Cardless Withdrawal Modes Available Not Applicable instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE To withdraw Cardless Cash 1 Type the fast path 8319 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt Cardless Cash Withdrawal Inquiry 2 The system displays the Cardless Cash Withdrawal Inquiry screen Cardless Cash Withdrawal Inquiry Cardless Cash Withdrawal Inquiry Liquidation Mode Payment X Liquidation Type Beneficiary Mobile Number Remitter Pin Beneficiary Pin Txn Ccy Txn Amount Instrument Status Txn Origination Date 31 01 2015 Withdrawal Date 31 01 2015 Drawee Account No Beneficiary Name Beneficiary Address Field Description Field Name Description Liquidation Mode Mandatory Drop Down Select the liquidation mode from the drop down list The options are e Cancellation Remitter wants the transfer cancelled e Payment Beneficiary wants payment against the instrument This is the mode against which the cardless cash will get liquidated ORACLE Field Name Liquidation Type Remitter s Pin Beneficiary Mobile Number Txn Ccy Txn Amount Txn Origination Date Txn Withdrawal Date Drawee Acct No Beneficiary Name Beneficiary Address Description Mandatory Drop Down
119. 82 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Remittance gt Duplicate BC Print 2 The system displays the Bankers Cheque Inquiry screen Bankers Cheque Inquiry Serial No Bank Code Issuer Branch Cheque Ccy Cheque No Cheque Status Issue Date Issue Mode Issue A C No Beneficiary Name Beneficiary Addr Narrative Lost Caution Details Bankers Cheque Inquiry BC Inquiry Cheque Amount Routing No Liquidation Date Passport IC No 31 01 2008 PUE Field Description ORACLE Field Name Serial No Bank Code Issuer Branch Cheque Ccy Cheque Amount Cheque No Routing No 34 Description Mandatory Numeric 12 Type the FLEXCUBE Retail serial number of the BC for which duplicate BC is to be printed For a remittance instrument such as a BC or a DD at the time of issue the system generates a serial number automatically comprising the branch code instrument type and a running serial number When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number is sufficient as this is the number by which FLEXCUBE Retail tracks the instrument uniquely Display This field displa
120. A Account Opening e V001 Stock Transactions e CHM37 Cheque book Issue Maintenance Modes Available Not Applicable To issue a demand draft against cash 1 Type the fast path 8305 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt DD Sale Against Cash 2 The system displays the DD Sale Against Cash screen DD Sale Against Cash ORACLE Payable Branch Code 214 Payable Branch Name TIRUPATI ANDHRA PRADESH QO Bank Code 240 HDFC BANK LTD DD Ccy INR Tan Cey DD Ccy Rate 1 00000 Txn Ccy Rate 1 00000 DD Amount 1 001 00 Pan Card No Charges Lcy 0 00 Total Amount 1 001 00 DD Date Serial No DD No Routing No 517240002 Passport IC No Beneficiary Name TEST 4 Beneficiary Addr GSDGG User Reference No Narrative DD On HDFC BANK L TIRUPATI AN Print Remarks SDH Field Description Field Name Description Payable Branch Display This field displays the branch code where the DD will be paid This is Code chosen as per the client s request a dien Mandatory Pick List Name Select the payable branch name where the DD will be paid from the pick list This is chosen as per the client s request Bank Code Display This field displays the applicable bank code and name of the direct correspondent bank for the selected payable location Note For a location where multiple banks ar
121. AM29 End Point Master Maintenance Modes Available Not Applicable To load the central bank input file 1 Type the fast path ST042 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Handoff gt Load Central Bank File 2 The system displays the Load Central Bank File screen Load Central Bank File ORACLE Output File ok close _ clear _ Field Description Field Name Description Criteria Mandatory Drop Down Select the type of file to be uploaded from the drop down list The options are e INWARD CLEARING e 65 INWARD CLEARING e OC RETURNS ORACLE Field Name Description Clearing House Mandatory Drop Down Select the clearing house from which the file or cheques have been received from the drop down list The endpoint is a clearinghouse or a correspondent bank to which the cheques are sent for clearing There is a global setup where each endpoint needs to be set up along with details like the GL it is to be associated with Float days of an instrument are set up using the endpoint code Each branch should have a clearing branch set up for the endpoint to send the cheques for clearing Clearing Type Mandatory Drop Down Select the clearing type from the drop down list The bank can set up multiple clearing types where cheques that should be cleared at different times of the day are deposited so that they can be treated different
122. Account Number 960491 10000180 Summary History I r Account Details Cheque End No 1 Account Title SANDEEP REDDY TEEGEL Customer Name SANDEEP REDDY TEEGEL Customer Id 604911 Branch VASANT VIHAR Available Balance 68 449 64 Uncleared Balance Currency r Cheque Details Cheque Status REJECTED Cheque Amount 800 00 Cheque End No 000000000010 Cheque Book Status DELIVERED Cheque Paid Reject Date 31 12 2007 Cheque Currency Reject Reason MISSORT Payee Name Field Description Field Name Description Account Details Account Title Display Available Balance Customer Name Uncleared Balance This field displays the title of the account This is defaulted from the CASA Account Opening option Display This field displays the balance available in the account Available Balance Current Book Balance Uncleared Balance Display This field displays the name of the customer who holds the CASA account Display This field displays the uncleared amount of the CASA account ORACLE Field Name Customer Id Currency Branch Cheque Details Cheque Status Cheque Book Status Cheque Amount Cheque Paid Reject Date Cheque Start No Description Display This field displays the ID of the customer A customer ID is an identification number generated by the system after customer addition is completed successful
123. Addr User Reference No Narrative Print Remarks Display This field displays the routing number against which the BC has been drawn The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 screen Routing Number Sector Code Bank Code Branch Code For a deposited cheque this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters Fast Path STM59 option Mandatory Alphanumeric 145 Type the name of the beneficiary of the BC Optional Alphanumeric 30 Type the passport or IC number This is the identification collected from the beneficiary of the BC Mandatory Alphanumeric 35 Type the contact address of the beneficiary This is used for record purpose and provides additional information Optional Alphanumeric 40 Type the user reference number assigned to the customer Mandatory Alphanumeric 40 Type the narration Optional Alphanumeric 120 Type the remarks to be printed It is used for instrument BC DD printing purpose 3 Select the bank code from the drop down list and press the lt Tab gt or lt Enter gt key
124. Branch Composite Calendar screen 3 Enter the routing number the instrument number and the drawee account number 4 Enter the number of days by which the value date is to be extended Float Extension Routing Number 1001001 Instrument Number 000000000001 Float Days to be Extended 2 Clearing Type Customer Value Date Erona New Customer Value Date 5 Click the Ok button 6 The system displays the message Authorisation Required Do you want to continue Click the Ok button 7 Enter the relevant details and click the Grant button 8 The system displays the message Float Extension Done Click the OK button Note Float extension is not possible on the date of cheque deposit Example On April 1 2004 e Opening account balance 0 ORACLE e Two Special Area type cheques are deposited for 4600 and 7500 e Value date for both cheques April 4 2004 e Unclear balance of Account 12 100 On April 2 2004 e The float day of cheque for 7500 is extended by one day e The new value date of cheque for 7500 April 5 2004 On April 4 2004 e Run the value date clearing for Special Area cheques e Account Balance 4600 e Unclear balance of account 7500 On April 5 2004 e Run the value date clearing for Special Area cheques e Account Balance 12 100 e Unclear balance of account 0 ST072 Global Float Extension Float days are the number of working days after which credi
125. By Authorized By Last Mnt Date Last Mnt Action Authorized Field Description Field Name Description Account Details ORACLE Field Name Account No Customer Name Acct Purchase Limit Amt Purchased To Date Memo Clearing Details Clearing Type Routing No Drawee Acct No Instr Value Date Description Display This field displays the account number in which the cheque purchase will be done Display This field displays the name of the customer Display This field displays the post dated cheque purchase limit for the account Display This field displays the total amount of post dated cheques purchased to date Display This field displays the narration associated with the transaction Display This field displays the clearing type Multiple clearing types can be setup by the bank where cheques which are required to be cleared at different times of the day are deposited so that they can be treated differently All processes for a cheque such as outward clearing running of value date marking late clearing etc happen on the basis of the clearing type Display This field displays the routing number against which the cheque has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For a
126. C Batch Data Entry screen ICC Batch Data Entry ORACLE ICC Batch Data Entry Batch Type Action Batch Number Field Description No of Instrs Deposit Branch x Batch Status Field Name Description Batch Type Display This field displays the default batch type when the user invokes the screen Action Mandatory Drop Down Select the action to be performed from the drop down list The options are Open Data Entry Batch Teller can perform the data entry Reverse Data Entry Batch Teller and supervisor can perform the data entry Modify Data Entry Batch Teller can perform the data entry Authorize Data Entry Batch Supervisor can authorize Inquire Data Entry Batch Teller and supervisor can perform the inquiry ORACLE Field Name Batch Number Deposit Branch No of Insirs Batch Status Description Display This field displays the batch number The branch generates a batch number which is a serial number This batch number needs to be noted down for future reference Mandatory Drop Down Select the deposit branch name from the drop down list In case centralized data entry is being done then the branch for which the cheques are being entered can be any branch The branches belong to the same sector Mandatory Numeric Three Type the number of entries that are to be maintained for a batch The number of entries should be greater than o
127. CHA Routing No E i e 7 Start Date CUE HE GL Name L CustomerName RAD Value Date Drawer Acct No 5999 Field Description Field Name Description AccountNo Display This field displays the GL account number to which the cheque is deposited if the inquiry is based on the GL account number CustomerName Display This field displays the customer name based on the account number Cheque No Display This field displays the cheque number Amount Display This field displays the amount of the deposited cheque Currency Display This field displays the currency in which the cheque was issued Status Display This field displays the current status of the cheque ORACLE Field Name Late Clearing Reject Code Routing no Clearing Type Posting Date Value Date Amt Purchased Description Display This field displays if the cheque went into late clearing when deposited Display This field displays the reject code if the cheque was rejected Display This field displays the routing number against which the cheque has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For a cheque deposited this routing number is used by the system to determine the float days and thus t
128. CHEQUE Mandatory Drop Down Select the sub type of the instrument from the drop down list The instrument sub type values are maintained in the Instrument Type Xref Fast Path STM58 option ORACLE Column Name Description Routing No Drawer A C Corr Bank Flag Corr Bank Corr Branch Dispatch Branch Mandatory Numeric Nine Type the routing number against which the cheque has been drawn The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Routing Number Sector Code Bank Code Branch Code For a cheque deposited this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the setup using the Settlement Bank Parameters Fast Path STM59 option Mandatory Alphanumeric 12 Type the drawer account number of the customer who has drawn the cheque Optional Check Box Select the Corr Bank Flag check box if the correspondent bank will conduct the outward clearing Conditional Drop Down Select the correspondent bank name from the drop down list This column is enabled if the Corr Bank Flag check box is selected Conditional Drop Down Select the branch
129. Definitions User s Guide Display This field displays the clearing branch For every branch where cheques are deposited the clearing branch through which the cheque will be cleared needs to be setup In a decentralised set up each branch may clear its own cheques for different endpoints In a centralised set up there is a common branch acting as a clearing branch The list of branches is maintained in the Branch Master Maintenance option Display This field displays the status of the cheque If the value date clearing is already run for the value date of the cheque then the account of the beneficiary gets credited When a cheque return maintenance is being done the system checks internally if the beneficiary account is credited and then populates the status of the cheque Display This field displays the branch of the bank where the cheque has been deposited It is the bank branch of the beneficiary of the cheque The deposit branch may or may not be the same as the beneficiary account branch depending on the setup ORACLE Field Name Description Narrative Mandatory Alphanumeric 40 Type the narration By default the system displays the narration based on the transaction Enter the cheque number routing number and the drawee account number Select the reject reason from the pick list and cheque literal from drop down list Click the Ok button The system displays the message Do You Want to Continue
130. Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized Add Modify O Delete cancel 9 Amend Authorize inguiry 4 Click the Ok button The system displays the message Record Added Authorisation Pending Click the OK button 6 The batch is marked for late clearing by a branch after the record is authorised Note Marking of late clearing by a branch is mandatory before the outward clearing for that type can be run The branch may receive checks on that day but the system will record them for the next working day ST023 Outward Clearing Using this option you can execute the outward clearing process Outward clearing can be run at any time of the day Late Clearing has to be marked for each branch for each clearing type under the sector since deposit of cheques for clearing will be continuous Cheques deposited for clearing after such Late Clearing mark will be considered deposited for the next working day A cheque deposited on an account through the Cheques Deposited On Savings Account Fast Path 6501 option or Consolidated Cheque Batch Data Entry Fast Path 6512 option during the day updates the unclear balance of the account Once this is run the cheques will be available for marking outward rejects and for float extension This process has to be run for each clearing type in the End Point Once the Outward Clearing is run all the relevant GLs get updated Note The
131. Document Receipt screen If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button OR Click the Cancel button Note For more information on Document Receipt refer to the Common Screens option available in the Oracle FLEXCUBE Introduction User Manual 8203 FX Sale Walk in Using this option you can sell foreign exchange currencies to a walk in customer This transaction can be performed if the bank supports multi currency and sufficient foreign exchange currencies are available with the teller ORACLE The beneficiary name address and passport number are maintained in this option The transaction currency codes and details are maintained in the Currency Definition Fast Path BAM25 option Definition Prerequisites e BAM97 Currency Code Maintenance e BAM99 GL Code Cross Ref Maintenance e SCMO01 SC Package Definition Modes Available Not Applicable To sell foreign exchange currency to a walk in customer 1 Type the fast path 8203 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt FX Sale Walk In 2 The system displays the FX Sale Walk in screen FX Sale Walk in FX Sale in Ccy Sold x Ccy Received v Ccy Sold Rate Ccy Received Rate Amount Bought Amount Paid Amount Sold 0 00 Amt Received
132. Drawee bank and its branch code e Clearing Type ORACLE Definition Prerequisites e BAM20 Bank Codes Maintenance e BAM28 Endpoint Float Maintenance Modes Available Not Applicable To globally extend the value date for all deposited cheques 1 Type the fast path ST072 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Global Float Extension 2 The system displays the Global Float Extension screen Global Float Extension Action Endpoint Code Clearing Type Drawee Sector code Drawee Bank Code Drawee Branch Code Update Value Date MarkHold Release Hold v v Value Date Existing New Value Date B No Of Days To Extend Float s 3 ur ox Field Description Field Name Description ORACLE Field Name Description Action Endpoint Code Clearing Type Drawee Sector Code Drawee Bank Code Drawee Branch Code Mandatory Radio Button Click the appropriate action for global float extension The options are e Update Value Date It will update the value date e Mark Hold It will put a hold only once e Release Hold User will have to give the new value date that would have been calculated at the time of update value date or mark hold action Mandatory Drop Down Select the endpoint code from the drop down list Endpoint code is a unique number representing the
133. E Lig Mode Payment Serial No 024012000020 Liq Type Cash x Bank Code Issue Branch 24 SANDOZ MUMBAI BC Cey BC Amount 1 000 00 BC No Routing No 400240002 BC Status Issued Issue Date 31 12 2010 Liquidation Date 15 04 2011 Issue Mode Savings Account Drawee Acct No 50 100000001264 Passport IC No E Beneficiary Name AUTOUSER1 Beneficiary Address f Message from webpage EA 2 contd Do you want to continue Lost Caution Details Click the Ok button The system displays the appropriate screen according to the option selected in the Liquidation Type field 10 Enter the required information in the various screens BC Liquidation By Cash ORACLE Liq Mode Serial No Net Amount 1 000 00 User Reference No Narrative MC PAID Lig Type Bank Code Issue Branch OO BC Ccy BC Amount BC No Routing No 400240002 BC Status Issue Date Liquidation Date Issue Mode Drawee Acct No Passport IC No Beneficiary Name H Beneficiary Address Lost Caution Details Payable Branch 240 SANDOZ MUMBAI BC Ccy Txn Cey INR v BC Ccy Rate 1 00000 Txn Ccy Rate 1 00000 BC Amount 1 000 00 Charges Lcy 0 00 Du Field Description Field Name Description Payable Branch BC Ccy Txn Ccy BC Ccy Rate Display This field displays the branch of the bank where the BC is payable This is defaulte
134. EXCUBE Retail BC DD No Optional Numeric 12 Type the BC or DD number Issue Account No Optional Numeric 14 Type the CASA account number against which the instrument is issued or remitted 3 Select the instrument type from the drop down list 4 Enter the relevant search criteria details Remittance Inquiry Instrument Selection Criteria Type Demand Draft DD v Issuer Name HDFC BANK LTD a SelectBy Issue Branch Branch Name EAST PARK ROAD currency Code inp DateFrom 33 32 2010 E Date To 31 12 2010 E Status AI K Serial No BC DD No Issue Account No 5 Click the Inquire button 6 The system displays the Transactions tab Transactions ORACLE Instrument Selection Criteria Type Demand Draft DE I Select By Date From Serial No Branch Name Date To BC DD No Currency Code fine issuer Name Status C Issue Account No 024013000015 a0 E E E E x0 ECE __ E E roa __ a0 wour sawwozrouss sia ened _ 20 wortr sanooznouse __ ozsoooa sifiayanio tense x0 wortr sanooz rouse ooo 0200s suai rad wo worr sawoznouse oos sitar ened 240 WORLI SANDOZ HOUSE o 31 12 2010 Field Description Column Name Description Serial No Display This column displays the serial number of the instrument Ccy Display This column displays the currency in which the transacti
135. Field Name Description Approval This field is for future use Code Card Issuer Mandatory Drop Down Select the type of credit card from the drop down list The options are e American Express e Master Card Visa e Others Consumer Mandatory Alphanumeric 20 meme Type the consumer name ORACLE Field Name Description Credit Card Mandatory Numeric 16 No Type the credit card number for which the payment is being made The field length for the various card selected in the Card Issuer field are as follows e American Express 15 e Master Card Visa 16 e Others 16 The system validates the accuracy of the credit card number based on the last digit of the credit card account number for the first two card types Electricity Bill Details Utility Company Id Utility Company Account v UTILITY EMPLOYER User Reference No Narrative Bill Payment by Account 565555 Bill Date 15 01 2008 5214896333 Eden Allan Saphire 3254789 By Account v 0240 1000000319 AISHWARYA RAI Bill Ccy 1 00000 Bill Ccy Rate 3 254 00 0 00 3 254 00 524189 Field Description Field Name Description ORACLE Field Name Description Reference No Mandatory Alphanumeric 120 Type the primary reference number The reference number can be used for several reasons such as generating reports tracking records etc Locality Mandatory Alphanumeric
136. ICR number or the serial number Routing No Display This field displays the routing number against which the cheque has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Routing Number Sector Code Bank Code Branch Code For a cheque deposited this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters Fast Path STM59 option It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name BC Status Issue Date Liquidation Date Issue Mode Drawee Acct No Beneficiary Name Passport IC No Beneficiary Addr Description Display This field displays the status of the BC The options are e Issued e Canceled e Paid Through Clearing e Paid by Cash e Paid to Customer account e Suspense e Reversed e Paid by GL e Lost e Unclaimed e Stale Except for BCs marked as lost all other status
137. LE Field Name Description Batch Number Display Editable Pick List This field displays the batch number You can also edit this number and enter the required batch number The branch generates a batch number which is a running serial number This batch number needs to be noted down for future reference Batch Status Display This field displays the batch status After opening a batch for data entry the status of the batch will always be Unauthorised and the status will move from this status to Validated status after the teller completes data entry and submits for authorization Only validated batches can be authorized by the supervisor Deposit Branch Mandatory Pick List Select the branch where the cheque is deposited from the drop down list If centralised data entry is being done then the branch for which the cheques are being entered can be any branch from the drop down list provided The branches belong to the same sector Currency Mandatory Drop Down Select the currency of the cheque from the drop down list This field by default displays the account currency as the transaction currency While posting the transaction entries to the account the transaction currency is converted into the account currency and for posting the GL entries it is converted into the local currency of the bank No of Instrs Mandatory Numeric Three Type the number of instruments being deposited Up to 100 cheques can
138. LEXCUBE Retail tracks the instrument uniquely Display This field displays the code of the bank on which the BC is drawn Display This field displays the branch of the bank which has issued the BC Display This field displays the currency in which the BC has been issued The BC Ccy is converted into the transaction currency based on the exchange rate set up for the transaction The currency code is a number and the currency name is usually displayed in its short form Display This field displays the amount for which the BC is issued This amount is in the currency of the BC Display This field displays the MICR number of the BC For every remittance instrument you need to maintain an MICR number This number will be printed on the instrument if the instrument is expected to come in for clearing through an inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated enquired upon by the MICR number or the serial number ORACLE Field Name Description Routing No Display This field displays the routing number against which the BC has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code BC Status Display This field displays th
139. Ley Total Amount Description Mandatory Pick List Select the currency of DD from the pick list The DD should be issued in this currency The DD currency then gets converted into the GL currency Mandatory Pick List Select the GL account number from the pick list This is the GL number that needs to be debited towards issue of DD The adjacent field displays the GL details Display This field displays the rate of conversion to be used for converting the GL currency to the local currency of your bank The teller s right to change the GL currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the local currency and the GL currency are the same the field takes a default value as 1 which cannot be modified Display This field displays the rate of conversion to be used for converting the cheque currency to the local currency of your bank This rate is defaulted from the exchange rates specified at the bank level If both the transaction currency and the local currency are the same the field takes a default value as 1 which cannot be modified Mandatory Numeric 13 Two Type the DD amount This is the transaction amount The DD will be issued for this amount If the DD amount is more than the DD Limit amount defined for that Bank Branch Issuer amp Currency combination defined in BAM38 DD Details screen system will ask for
140. Ley k Account Amt J Cheque No ogoooo000000 BC Date 15 01 2008 E User Reference No Narrative fte Sale Against Account OOOO O O heq Cost Rate Denomination trumen Inventory Pin Validatior Service Charge ignature Travellers Field Description Field Name Description Account No Mandatory Numeric 14 Type the CASA account number of the customer which needs to be debited for issuance of traveler s cheque The adjacent field displays the primary name of the account holder Acct Ccy Display This field displays the currency in which the account is held Issuer Code Mandatory Drop Down Select the issuer code name of the issuer of the TC s from the drop down list It is maintained in the Issuer Maintenance option ORACLE Field Name TC Ccy Acct Ccy Rate TC Ccy Rate TC Amount Description Mandatory Drop Down Select the TC currency from the drop down list It lists all the currencies set up and permissible for the transaction This is the currency in which the TCs are being sold The transaction currency then gets converted to the account currency for posting to the account and to local currency of the bank for posting of GL entries Based on the Issuer Code and TC currency selected the system will validate it for correct combination Display This field displays the rate at which the account currency is converted to the local currency of the
141. Lien Amt Amount Unclear Drawing Power Authoriser Description Tax Ref No Description Display This column displays the cheque number Display This column displays the system trace number Display This column displays the transaction branch name Display This column displays the transaction literal Display This column displays the transaction mnemonic code Display This column displays the transaction amount Display This column displays the book balance Display This column displays the hold amount Display This column displays the available balance Display This column displays the sweepin lien amount Display This column displays the unclear amount Display This column displays the drawing power Display This column displays the authoriser name Display This column displays the brief description of the transaction Display This column displays the tax reference number 6 Click the Close button ORACLE ST099 Payment Value Date Clearing Using this option you can run the value date clearing for payments for the specified date You can also choose to process normal transaction expired transaction reject transaction The debit credit entries of the payment transaction amount to the loan or CASA account takes place and the relevant transaction can be viewed in statement inquiries Definition Prerequisites Not Applicable Modes Available Not Ap
142. MICR number or the serial number ORACLE Field Name Description Routing No Display This field displays the routing number against which the cheque has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code Cheque Status Display This field displays the status of the DD at the time of printing the duplicate DD The options are e Issued e Cancelled e Paid Through Clearing e Paid by Cash e Paid to Customer account e Suspense e Reversed e Paid by GL e Lost e Unclaimed e Stale Except for DDs marked as lost all other status are marked by the system itself Issue Date Display This field displays the date on which the DD was issued Liquidation Date Display This field displays the date on which the DD was liquidated This field will be blank if the DD is not liquidated as yet It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name Description Issue Mode Display This field displays the mode of issue of the DD For example Against Cash Against GL etc Issue A C No Display Beneficiary Name Passport IC N
143. Maintenance e STM59 Settlement Bank Parameters ORACLE e STM58 Instrument Type Xref Modes Available Not Applicable To open the OCC data entry batch 1 Type the fast path 6566 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Data Entry gt OCC Batch Data Entry 2 The system displays the OCC Batch Data Entry screen OCC Batch Data Entry OCC Batch Data Entry amp FR Batch Type Action Open Dats Entry Batch X Batch Number Deposit Branch es No of Instrs Batch Status Field Description Field Name Description Batch Type Display This field displays the default batch type when the user invokes the screen ORACLE Field Name Action Batch Number Deposit Branch No of Insirs Batch Status Column Name Srl No Description Mandatory Drop Down Select the action to be performed from the drop down list The options are e Open Data Entry Batch Teller can perform the data entry e Reverse Data Entry Batch Teller and supervisor can perform the data entry e Modify Data Entry Batch Teller can perform the data entry e Authorize Data Entry Batch Supervisor can authorize the data entered e Inquire Data Entry Batch Teller and supervisor can perform the inquiry Display This field displays the batch number The branch generates a batch number which is a serial number This batch number needs to b
144. Mandatory Radio Button Click the appropriate option The options are e Term e Maturity Date ORACLE Field Name Description Term Value Date Display This field displays the value date The value date signifies the date from which the TD is effective Term Conditional Numeric Four Four Int Start Date Maturity Date Rate Interest Rate Product Variance Deposit Variance Net Rate Scheme Variance Type the term in months and days for which the TD is being initiated The term should be within the maximum and minimum limits specified at the product level This field is enabled if theTerm option is selected in the Maturity Date Factor field Display This field displays the payin start date Display This field display the date on which the new deposit will mature Display This field displays the rate of interest for the new TD account Display This field displays the product variance The product variance is the interest variance defined at the product level for the slab in which TD principal balance and term fits in Mandatory Numeric Two Five Type the deposit variance defined for the particular term deposit under the TD account The variance specified should be within the minimum and maximum variance specified at the product level Display This field displays the rate at which the interest is paid against the deposit Net Rate Interest Rate At deposit level Deposi
145. NR Head Office Housing Developm TEST CASE 4 13 N INR Head Office Housing Developm K K RAO Y INR Head Office Housing Developm K K RAO N INR Head Office Housina DeveloomK K RAO N a ORACLE 7 Click the Populate Inventory Number to update the MICR number of the instrument selected 8 The system displays the message Please check the populated inventory with physical inventory Click the OK button You can then validate the physical inventory for the instruments issued 9 Click the View button to view the records selected for printing 10 Click the Print button to initiate the printing process for the records selected 11 The system displays the message Printed Successfully Click the OK button The records are successfully printed 12 Click the Back button to return to the main screen 13 Click the Close button 8326 Unclaimed BC DD Status Inquiry Instruments issued by the bank are categorized as stale if the payment is not claimed within a certain period of time The issue amount of such instruments is then transferred from issue GL to unclaimed GL Using this option you can revalidate unclaimed instruments in order to facilitate a payment for stale instruments However if you make a payment by directly debiting the unclaimed GL for the issued instrument amount system will not be able to validate the revalidation of such instruments later Bank needs to handle such situations operationally Definition Prereq
146. Narrative MICR Header Entry ox _ cose Gear 6 Click the Ok button 7 The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button 8 The system displays the serial number It is auto generated by the system Click the Ok button 9 The system displays the document number It is auto generated by the system Click the Ok button ST036 Reconcile Outward MICR File Using this option you can reconcile the data pertaining to the cheques of all the participating branches in the Clearing Center Service Branch where it is uploaded through a common file generation It is used to find out errors unreconciled entries that have occurred during the file upload The system provides information on the instrument details account number reject reason etc Definition Prerequisites Not Applicable Modes Available Not Applicable To reconcile the outward MICR file ORACLE 1 Type the fast path ST036 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Reconcile Outward MICR File 2 The system displays the Reconcile Outward MICR File screen Reconcile Outward MICR File Reconcile Outward MICR File View All Txns Field Description Field Name Posting Date
147. No Issue A C No Beneficary Name Beneficiary Addr Address2 Address3 Narrative DD Lost Status Inquiry Field Description Field Name Description Serial No Mandatory Numeric 12 Type the serial number For a remittance instrument such as a BC or a DD at the time of issue the system generates a serial number comprising the branch code and a running serial number The serial number for each instrument type is maintained separately and on reversal of an instrument issue the instrument serial number will not be reused for the next instrument issue When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number is sufficient as this is the number by which FLEXCUBE Retail tracks the instrument uniquely ORACLE Field Name Description Bank Code Display This field displays the bank on which the DD is drawn Payee Branch Display This field displays the branch where the DD shall be payable Issue Branch Display This field displays the branch of the bank which has issued the DD DD Ccy Display This field displays the currency in which the DD has been issued The DD Ccy is converted into the transaction currency based on the exchange rate set up for the transaction DD Amount Displa
148. No Account Number Batch Number Product Code Officer ID Optional Numeric Nine Type the Routing number The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Routing Number Sector Code Bank Code Branch Code For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters Fast Path STM59 option Optional Numeric 12 Type the cheque number which is present on the MICR line of the instrument Optional Numeric 14 Type the account number This is for the drawer account number If the field is left blank then the screen will display the summary of rejected instruments of all the accounts in the branch for a particular batch Optional Numeric Nine Type the batch number Optional Pick List Select the product code from the pick list Optional Drop Down Select the officer ID from the drop down list 3 Enter the relevant information 4 Click the Inquire button Bulk Scan Inward Rejects It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code S
149. Number Date Open Logical No of Credit Instruments No of Debit Instruments gt Authorised On Record i Bl of Authorize Next Previous _ User Id Batch Currency Date Open Physical Total Credit Amount Total Debit Amount Clearing Type Field Description Field Name Description End Point User Id Display This field displays the end point This is for information and authorization only and no changes can be made from this screen The endpoint is a clearinghouse or a correspondent bank to which the cheques are sent for clearing There is a global setup in which each endpoint needs to be set up along with details like the GL it has to be associated with Float days of an instrument are set up using the endpoint code Each branch should have a clearing branch set up for the endpoint to send the cheques for clearing Display This field displays the ID of the user or teller who has performed the batch data entry ORACLE Field Name Batch Number Batch Currency Date Open Logical Date Open Physical No of Credit Instruments Total Credit Amount No of Debit Instruments Total Debit Amount Authorised Clearing Type On Record Description Display This field displays the batch number generated when a batch data entry is done for inward clearing or an inward clearing file is uploaded Processing of
150. Ok button 5525 Remittance Printing Oracle FLEXCUBE allows Centralized BC DD Printing Using this option you can view all the batch uploaded instruments having MICR number as blank It also allows you to filter the data based on date and amount You can print each instrument individually or select the Check All check box and select all the records for printing The system generates the MICR number for the selected instruments BC DD when the Populate Inventory Number button is clicked You can view and print the instrument after the required details are updated Definition Prerequisites e Issued Instrument batch upload Modes Available Not Applicable To initiate remittance printing 1 Type the fast path 5525 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt Remittance Printing ORACLE 2 The system displays the Remittance Printing screen Remittance Printing Issue Branch aa From Date pomeo SS From Amount o0 a o fo Populate Inventory Number Instr Type z ca Check all 7 Currency Code So PayableBank ST To Date poiso See To Amount frooooo 00 CSS PayableBranch S Cost Rate Denomination Instrument Inventory Pin Validation Service Charge Signature Travellers Cheque Field Description Field Name C Description Instr Type Currency Code Issue Branch Payable Ban
151. Option Reverse De Parameters Upto Batch Posting aT Inquiry Date adc Option Deposit Branch Dispatch Branch Batch No Corr bank Cash Letter Reference Srl No E Fetch OCC Details Srl Reference Instrument Instrument i No Process OCC Stl no Namh Type Beneficiary Account Instrument Amount Beneficiary Name 7 Vv 1035001 00000000555 fi gt l ok Cancel Field Description Column Name Description OCC Details Srl No Display This column displays the OCC serial number ORACLE Column Name Process OCC Srl no Reference Instrument Number Instrument Type Beneficiary Account Instrument Amount Beneficiary Name Instrument Date Correspondent Bank Correspondent Branch Posting date Deposit Branch Destination Branch Instrument Currency Remarks Description Optional Check Box Select the Process check box to process the cheque Display This column displays the serial number of OCC Display This column displays the instrument number Display This column displays the type of instrument Display This column displays the beneficiary account Display This column displays the instrument amount Display This column displays the name of the beneficiary Display This column displays the instrument date Display This column displays the correspondent bank Display This column displays the correspondent branch Displa
152. Optional Check Box Select the Telephone Banking check box to register for the tele banking facility for the selected customer Optional Check Box Select the Net banking check box to register the internet banking facility for the selected customer ORACLE Column Name Mobile Banking Account Number Mobile Third Party Transfer Agency Account Number Agency Remarks New Request Regeneration Request Registration Date Regeneration Date TBS Level Net Level Level Title Mobile UDN Number Modify Flag Description Optional Check Box Select the Mobile Banking check box to register mobile banking facility for the selected customer Optional Numeric 16 Type the mobile banking account number for the selected customer Optional Check Box Select the Third Party Transfer check box to register third party transfer facility for the selected customer Optional Check Box Select the Agency check box to register the facility through agency for the selected customer Optional Numeric 16 Type the account number for agency for the selected customer Display This field displays the list of applicable facilities Display This field displays the list of applicable facilities Display This field displays the list of applicable facilities Display This field displays the list of applicable facilities Display This field displays the list of applicable faciliti
153. Oracle FLEXCUBE Core Banking Settlement and Clearing User Manual Release 11 6 0 0 0 Part No E65544 01 October 2015 ORACLE ORACLE Settlement and Clearing User Manual October 2015 Oracle Financial Services Software Limited Oracle Park Off Western Express Highway Goregaon East Mumbai Maharashtra 400 063 India Worldwide Inquiries Phone 91 22 6718 3000 Fax 91 22 6718 3001 www oracle com financialservices Copyright 2015 Oracle and or its affiliates All rights reserved Oracle and Java are registered trademarks of Oracle and or its affiliates Other names may be trademarks of their respective owners U S GOVERNMENT END USERS Oracle programs including any operating system integrated software any programs installed on the hardware and or documentation delivered to U S Government end users are commercial computer software pursuant to the applicable Federal Acquisition Regulation and agency specific supplemental regulations As such use duplication disclosure modification and adaptation of the programs including any operating system integrated software any programs installed on the hardware and or documentation shall be subject to license terms and license restrictions applicable to the programs No other rights are granted to the U S Government This software or hardware is developed for general use in a variety of information management applications It is not developed or intended fo
154. Pin 099917000020 Tun Cey Txn Amount 17 500 00 Instrument Status Issued Txn Origination Date 30 11 2014 Withdrawal Date Drawee Account No 50100000001991 Benefidary Name RAJMOHAN PATEL Beneficiary Address MG ROAD MUMBAI Message from webpage contd Do you want to continue C Ce 5 Click the Ok button 6 The system displays the message The serial number is Click the Ok button 7 The system displays the message Do You Want to Continue Click the Ok button 8 The system displays the appropriate screen according to the option selected in the Liquidation Type field 9 Enter the required information in the various screens Cardless Cash Withdrawal ORACLE Uquidation Mode liquidation Type Benefidary Mobile Number Remitter Pin Instrument Status Tin Origination Date Orawee Account No Benefidary Name Beneficiary Address Instrument Cey Instrument Ccy Rate Instrument Amount Charges Ley Net Amount User Reference No Narrative Cardless Cash Withdrawal R 1 00000 17 500 00 2n 1747 53 Cardiess Cash Withdrawal Field Description Field Name z Beneficiary Pin Tin Amount Withdrawal Date Tan Cey m Tom Cey Rate 1 00000 Description Liquidation Mode Liquidation Type Remitter s Pin Display Displays the liquidation mode The options are e Cancellation Remitter wants the transfer cancelled e Payment Ben
155. Reverse Authorized Batches Using this option if the authorizer realizes that there is flaw in some of the details of the cheque entered in a batch those particular cheques can be deleted before running the outward clearing The system provides information on cheque number drawee account number routing number amount payee account and instrument date The user has to select Y in the Delete column to delete the checks Definition Prerequisites e 6512 Consolidated Cheque Batch Data Entry Modes Available Not Applicable To reverse the authorized batch 1 Type the fast path ST037 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Data Entry gt Reverse Authorized Batches 2 The system displays the Reverse Authorized Batches screen Reverse Authorized Batches Reverse Authorized Batches Batch Type Batch No E No Of Instruments Total Amount f Branch Code Currency Code Authoriser _ Batch Details Field Description ORACLE Field Name Description Batch Type Display This field displays the transaction screen description At present the system displays only Outward Clearing Batches as Batch Type Batch No Mandatory Pick List No Of Instruments Total Amount Branch Code Currency Code Authoriser This field displays the batch number The system generates a batch number which is a running serial n
156. S cutoff marking for the centralized clearing branches Based on the check box selected cutoff is marked for clearing or non clearing branches After the cutoff is marked none of the ECS transactions will be allowed to be passed through scanning If the cutoff is not marked by the clearing system before EOD then it will be automatically marked in the EOD Note This option is accessible through the supervisor login ID Definition Prerequisites e STMb50 Clearing Branch Cross Reference Modes Available Add By Copy Add Modify Inquiry For more information on the procedures of every mode refer to Standard Maintenance Procedures To maintain ECS cutoff marking for clearing branch 1 Type the fast path EC005 and click Go or navigate through the menus to Global Definitions gt Clearings gt ECS Cutoff Marking Maintenance 2 The system displays the ECS Cutoff Marking Maintenance screen ECS Cutoff Marking Maintenance ORACLE Date Process EH Cutoff For Non Clearing Branches Cutoff For Clearing Branch Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized cancel Amend Authorize Field Description Field Name Description Date Process Display This field displays the current process date Cutoff for Non Optional Check Box Clearing Branches Select this check box if the ECS cutoff needs to be marked for all the related non clearing branches
157. Srl No Cheque No Chq LiteralAmount Clg Type Routing No Cheque DateDrawer Acct No Late Clearing S ES at ee ES ce ea EEE ai Phat i x T wi x L J il I I I I I Ee I 2 Total Field Description Field Name Description Document Number Mandatory Drop Down Select the document number from the drop down list This is a serial number generated by the system to track the header batch with the batch number generated at the time of data entry Batch Number Display This field displays the batch number Batch number is a running serial number generated automatically while opening a new batch This batch number needs to be noted down for future reference ORACLE Field Name Total Amount No of Cheques Column Name Srl No Cheque No Chq Literal Amount Clg Type Description Display This field displays the total amount in cheque currency for all the cheques being deposited into the account Display This field displays the total number of cheques entered during the header creation Description Mandatory Numeric 3 Type the serial number Mandatory Numeric 12 Enter the cheque number of the instrument being deposited Display This field displays the description of the cheque from a standard set of definitions The options are Drawing voucher deposit Guaranteed cheque
158. This date is used in checking validity of the instrument Instruments become stale if the cheque date is prior to the current posting date by the stale period defined in the Settlement Bank Parameters Fast Path STM59 option Drawer A C Mandatory Numeric 14 No Type the account number of the customer on whom the cheques have been drawn The drawer account number is the account number of the person who has issued the cheque The drawer account generally printed on the cheque leaf is the account from where the funds will come into the beneficiary account If the cheque is drawn on a different bank the drawer account number will not be validated by the system If the cheque is drawn on your own bank the system will validate the drawer account number for its correctness Transaction Mandatory Alphanumeric 40 Narration Type the narration This field displays the default narration based on the transaction The user can change the narration if required It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Column Description Name Delete Toggle Click the toggle status to Y to delete the record This field displays the default narration based on the transaction The user can change the narration if required
159. URCHASED 600001010007 890877899889 10 000 00 16 02 2004 31 12 2003 31 03 2004 501301500 0 PURCHASED 600001010007 898667789798 10 000 00 16 02 2004 31 12 2003 31 03 2004 501301500 0 PURCHASED 600001010007 000000002344 500 00 28 02 2004 31 12 2003 31 03 2004 501301500 0 PURCHASED 600001010007 000000234234 200 00 28 02 2004 31 12 2003 31 03 2004 501301500 0 PURCHASED Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized a e a 5 Add Modify Delete Cancel Amend Authorize Inquiry _ Fetch Jok Close Clear Field Description Column Name Description Acct No Display This column displays the account number in which the post dated cheque deposit is done Chq No Display This column displays the instrument number of the post dated cheque Amount Display This column displays the amount Instr Date Display This column displays the instrument date Txn Date Display This column displays the date on which the transaction is performed Value Date Display This column displays the value date of the cheque ORACLE Column Name Description Routing No Display This column displays the routing number Overdue Days Display This column displays the number of overdue days Status Display This column displays the status of the cheque Modified Display This column displays the status whether modified or not 7 Double click the appropriate record to vi
160. Walkin Transactions gt Remittance gt BC Liquidation 2 The system displays the BC Liquidation screen BC Liquidation Liq Mode x Liq Type Against Account v Lost Caution Details Field Description Field Name Description ORACLE Field Name Liq Mode Serial No Liq Type Bank Code Issuer Branch BC Ccy Description Mandatory Drop Down Select the liquidation mode for BC from the drop down list The options are e Cancellation Purchaser of BC wants payment against the instrument e Payment Beneficiary of BC wants payment against the instrument e Refund Purchaser has lost the instrument and wants the money refunded Mandatory Numeric 12 Type the FLEXCUBE Retail serial number of the BC to be liquidated The BC should be a valid BC issued by your bank For a remittance instrument such as a BC or a DD at the time of issue the system generates a serial number automatically comprising the branch code instrument type and a running serial number When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number is sufficient as this is the number by which FLEXCUBE Retail tracks the instrument uniquely Mandatory Drop Down Select the BC type of liquidation f
161. a particular date Mandatory Pick List dd mm yyyy Select the posting date from the pick list This field is used to fetch the cheques purchased to a particular date Mandatory Numeric 12 Type the cheque number The system displays the record corresponding to the particular cheque number ORACLE Field Name Description Routing No Mandatory Numeric Nine Type the routing number against which the cheque has been drawn The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For a deposited cheque this routing number is used by the system to determine the float days and thus the value date of the instrument Drawee Account Mandatory Numeric 14 No Type the account number of the drawee This is the account number of the cheque issuer The issuer has his account with the drawer bank 3 Click the Modify button 4 Enter the relevant search criteria It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Posidated Cheque Discounting 000000023093 orzorasoi ie Account No Posting Date From Cheque No Routing No Customer Name
162. able the scan reject pass transaction for the selected branch 3 Click the Add button 4 Enter the process date 5 Select the end point code from the pick list 6 Select the clearing type from the drop down list Scan Reject Pass Disable Maintenance ORACLE Process Date 15 04 2008 j EndPoint Code 4000 Hl AYS FLOA Clearing Type Disable Scan Reject Pass d 7 Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized Click the Ok button The system displays the message Record Added Authorization pending Click the Ok button 9 The scan reject pass transaction for the selected branch is successfully disabled EC004 Scanning of ECS Passed Rejected Records After uploading the ECS inward debit transactions the uploaded records are split into passed and rejected records However the bank can still opt to use its discretion to pass or reject the ECS transactions Entry is passed on account if ECS rejected due to insufficient funds Using this option you can pass the rejected record or reject the passed record Definition Prerequisites e ECMO01 ECS Company Details Maintenance e ECS inward debit transaction file upload Modes Available Not Applicable To pass or reject the ECS records 1 Type the fast path EC004 and click Go or navigate through the menus to Transaction Processing gt Customer Transactions gt Scanning of ECS Passed Rejected Re
163. account currency 8 It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Column Name Description Total Amount Display This field displays the total of the all instruments issued in a particular batch in the transaction currency as well as the account currency Select the Instr Type from the drop down list Select the Open Data Entry Batch option from the Action drop down list Enter the number of instruments cheque number and the account number Select the instrument currency from the drop down list Click the Ok button The system displays the data entry section in the screen 3 4 5 6 7 8 9 Consolidated Remittance Batch Data Entry Enter the relevant information Batch Type Consolidated DD BC Issue Action pen Data te Instr Type Batch Number 52 Account 06049420000074 KEVIN MATHEW Cheque No Cheque Date 30 04 2008 No of Instrs 2 Account Cey i Acct Ccy Rate 1 00 Instr Ccy NI Cheque Ccy Rate 1 00 sic ieee ekcer id Birdies ES eee eerenit eee teri i aaa A Total Amount Add Delete x aa E rn e mae a 10 Click the Save button 11 The system displays the message Data Saved Successfully Click the OK button 12 Click the Validate
164. account currency and the local currency are same the field takes the default value as 1 which cannot be modified TCLCY Rate Display This field displays the rate at which the transaction currency is converted to the local currency of the bank The exchange rate values need to be defined and downloaded The teller s right to change the transaction currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Transaction Mandatory Alphanumeric 20 Narration Type the narration This field displays the default narration based on the transaction System Identity Display This field displays the system identity Payee Branch Display This field displays the code of the payee bank Delete Optional Check Box Select the Delete check box es to delete the rows Note You can add additional rows to the batch by clicking Add button Incase a particular row needs to be dropped double click and select the Delete Checkbox 3 Select the Open Data Entry Batch option from the Action drop down list 4 Select the deposit branch and the currency from the drop down list 5 Enter the number of instruments 6 Click the Ok button 7 The system displays the data entry section 8 Enter the relevant information in the data entry sect
165. action check box to process all the rejected payment transactions till the date specified in the Value Date field and to reverse the relevant GL entries 3 Enter the value date and select the appropriate check box Payment Value Date Clearing ORACLE Value Date 2070372008 R Process Normal Transaction V Process Expired Transaction V Process Reject Transaction V ok close _clear_ 4 Click the Ok button 5 The system displays the message Payment Value Date clearing Successful Click the Ok button ORACLE OCC or ICC Operations 6565 ICC Batch Data Entry Bulk data entry of collection cheques is required where the bank has high volumes of cheques being received for collection Using this option you can enter all the details pertaining to the instruments received for collection A unique batch number is generated by the system and you can specify a maximum of 100 instruments in a batch The system also auto generates unique individual instrument wise ICC Serial numbers for ease of tracking at the time of realization returns processing Definition Prerequisites e STM54 Routing Branch Maintenance e STM59 Settlement Bank Parameters Modes Available Not Applicable To open the ICC data entry batch 1 Type the fast path 6565 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Data Entry gt ICC Batch Data Entry 2 The system displays the IC
166. actions gt Data Entry gt Consolidated Cheque Batch Data Entry The system displays the Consolidated Cheque Batch Data Entry screen Batch Type Consolidated Cheque Batch Data Entry Action es Batch Number Document No TS o Batch Status 7 Noof Instrs 7 Teller Number gt Header Details Account No x2 Account Cey E Acct Ccy Rate Aay Total Amount eT Txn Cecy E Txn Ccy Rate C1 Account Amount Cheque Literal a Clearing Type zj Late Clearing Narrative Consolidated Cheque Batch Data Entry Total Amount Save Validate Puthorize Card Change Pin Cheque Cost Rate Denomination Instrument Inventory Pin Validation Service Charge Signature Travellers Cheque u L ox Field Description ORACLE Field Name Description Batch Type Display This field displays the batch type Action Mandatory Drop Down Batch Number Document No Batch Status No of Insirs Select the action performed by the teller supervisor from the drop down list The options are e Open Data Entry Batch Open a new batch for data entry e Reverse Data Entry Batch Reverse Cancel a posted data entry batch before Supervisor authorisation e Modify Data Entry Batch Reopen a entry batch for modification before Supervisor authorisation e Authorise Data Entry Batch Authorisation of batch by Supervisor e Inquire Data Entry Batch
167. adding service charges refer to the Service Charge Definition option in the Definitions User s Guide The service charges can be attached at the product level transaction mnemonic level or at the issuer maintenance level The service charges are levied in the local currency of the bank The system displays the total of all the service charges if more than one SC code is attached to the transaction Display This field displays the total amount that will be debited to the customer s account Mandatory Numeric 12 Type the cheque number if the TCs are being sold to the customer against the cheques issued to his her CASA account The system will validate this cheque number against the cheques issued to the customer on the account If the cheque no is already paid or lost or marked as Stop the system will show an error If the cheque is not yet paid the system will change the status to Paid after the transaction is confirmed Mandatory Pick List dd mm yyyy Select the BC date from the pick list By default this date has to be the current posting date This is the date written on the instrument This date has to be less than or equal to the current posting date This date is used to check the validity of the instrument If the cheque date is greater than the current posting date then the cheque has to be treated as a post dated cheque Optional Alphanumeric 40 Type the user reference number assigned to identify t
168. adio Button Click the appropriate option The options are e Term e Maturity Date Display This field displays the value date of the TD The value date signifies the date from which the life of the TD starts i e the date from which the TD is effective Conditional Numeric Four Four Type the term in months and days for which the TD is being initiated The term should be within the maximum and minimum limits specified at the product level This field is enabled if theTerm option is selected in the Maturity Date Factor field Display This field displays the payin start date Display This field displays the date on which the new deposit will mature Display This field displays the rate of interest for the new TD account Display This field displays the product variance The product variance is the interest variance defined at the product level for the slab in which TD principal balance and term fits in Mandatory Numeric Two Five Type the deposit variance defined for the particular term deposit under the TD account The variance specified should be within the minimum and maximum variance specified at the product level ORACLE Field Name Net Rate Scheme Variance Scheme Rate Annual Equivalent Rate Next Int Pay Date Description Display This field displays the rate at which the interest is paid against the deposit Net Rate Interest Rate At deposit level Deposi
169. age tees E E E E 1 64 Beis DD Lost Stalus Update so eset E E AE ENE E E E E A E ne 16 TT eee ee AEA AY 38 17 TT Issue GL sigs Sinha pic weet eer edlgd ee 22 TT Lost Status INQUITY sceessseeeeees PET 70 8319 Cardless Cash Withdrawal Inquiry praeis 1 71 8003 TC Purchase Walk in Customer 0 ccscceceeesenenee 1 72 1409 TC Purchase Against Account 1 73 8204 TC Sale Walk in Customer ccccceeeesteeeeessteeeeees 1 74 1009 TC Sale Against Account phiueiaaienaons VPS We Sae AJANS ae dvs shes Siva des teed danse eaten NA 2 1 76 8004 FX Purchase Walk in ccc cccsceeeeeeeeeceeeceeeeeaeeeeeeeeeeeees 1 77 8203 FX Sale Walki sis ccscsiseisscinrcovacisneniinuscoseiessendiniveneruiixsinctannnendusannendaunnvneruaiosaaenies 1 78 1838 DD Liquidator sariren ragaina an aaea a aaae a a Eaa eaaa wens EE i 1 79 2838 DD Liquidation stati P ARI E EA TE AE sateen poate 1 80 1026 Advance Payment against Credit Card orc cen a E taaotiee ates cone Other DMRS RCE CMDS anaa a a Mean 1 81 8323 Maintain Issued Instruments 1 82 STM57 BC DD Number Maintenanc 1 83 5522 Batch Micr Srino Xref Data Entry 1 84 BA990 Clearing Inquiry 1 85 C1421 Direct Banking Registration 86 C1423 LC LG Code Information 7 oo aliae nan Purchase Inquiry r FC005 ECS Cutoff Marking ounces ee 498 ORACLE D
170. ale Against GL screen DD Sale Against GL ORACLE Payable Branch Code 214 Payable Branch Name TTRUPATI ANDHRA PRADESH B Bank Code 240 HDFC BANK LTD DD Ccy INR iO 190 100207 CASH ON HAND ATM 7 e 100000 DD Ccy Rate 1 00000 DD Amount 234 00 Charges Lcy 0 00 Total Amount 234 00 Serial No DD Date Routing No 517240002 DD No Passport IC No Beneficiary Name DSFSDFSD Beneficiary Addr User Reference No Narrative DD On HDFC BANK L TIRUPATI AN Print Remarks PRINT Field Description Field Name Description Payable Display oa This field displays the payable branch code This is the branch where the DD will be paid This is chosen as per request of customer Payable Mandatory Pick List eai Select the payable branch name from the pick list This is the branch where the DD will be paid This is chosen as per request of customer Bank Code Display This field displays the applicable bank code and name of the direct correspondent bank for the selected payable location GL Ccy Mandatory Drop Down Select the GL currency from the drop down list This is the currency in which GL is maintained and should be debited Whenever any transaction is posted to the GL it is converted into the GL currency based on the exchange rate set up for the transaction ORACLE Field Name DD Ccy GL Acct No GL Ccy Rate DD Ccy Rate DD Amount Charges
171. ank on which the DD is drawn Display This field displays the branch of the bank where DD is payable ORACLE Field Name Description Issue Branch Display This field displays the branch of the bank which has issued the DD DD Ccy Display This field displays the currency in which the DD has been issued The cheque CCY is converted into the transaction currency based on the exchange rate set up for the transaction DD Amount Display This field displays the amount of the DD issued in the currency of the DD DD No Display This field displays the MICR number of the DD For every remittance instrument the user needs to maintain an MICR number This number will be printed on the instrument if the instrument is expected to come in for clearing through an inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated enquired upon by the MICR number or the serial number Routing No Display This field displays the routing number against which the cheque has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facil
172. ansaction At the time of adding a user the system administrator sets up this parameter This number is then defaulted by the system Column Name Description Srl No Display This column displays the default serial number within the batch ORACLE Column Name Description Nolnstrs Mandatory Numeric Five Type the total number of instruments that you are capturing Serial Number SriFrom Mandatory Numeric 12 Type the valid serial number of an instrument with instrument status as ISSUED The serial number is auto generated by the system upon issuing an instrument If a bulk DD BC issue is done this will be the starting serial number of the range of instruments SrITo Display This column displays the ending serial number of the instruments issued If this is maintained for only one instrument then both the start and end serial numbers can be the same The system automatically calculates the end serial number after the number of instruments and the start serial number are captured Cheque Number ChqFrom Mandatory Numeric 12 Type the MICR number assigned to the instrument ChqTo Display This column displays the default number based on the number of instruments This is the last MICR number of series Bank Branch ORACLE Column Name Description SectCode Display This column displays the bank s routing number by default The routing number is the combination of the bank code and
173. ansfer Amount Mandatory Numeric 13 Two Type the amount that the customer wants to transfer This amount is in the currency of cheque ORACLE Field Name Charges Lcy Total Amount Transfer Date Serial No Beneficiary Name Passport IC No Beneficiary Addr User Reference No Description Display This field displays the charges that will be levied on the account for cash withdrawal The service charge codes are added and maintained in the Service Charge Code Maintenance screen For more information on adding service charges refer to the Service Charge Definition option in the Definitions User s Guide The service charges can be attached at the product level transaction mnemonic level or at the issuer maintenance level The service charges are levied in the local currency of the bank The system displays the total of all the service charges if more than one SC code is attached to the transaction Display This field displays the total amount that will be debited to the customer s account This amount will include the charges also Display This field displays the date on which the transfer is issued This date has to be the current posting date Display This field displays the system generated serial number Mandatory Alphanumeric 40 Type the name of the beneficiary of the TT Mandatory Alphanumeric 30 Type the beneficiary passport or IC number This is an identifica
174. arges if more than one SC code is attached to the transaction The default SC can be changed by clicking the Service Charges tab ORACLE Field Name Description Account Display Ami This field displays the amount which will be reflected on the CASA account If the local currency of the bank is different from the account currency of the customer the amount of the transaction entered in the Txn Amount field will get converted in the currency of the account at the exchange rate specified above If the currency of the local bank and that of the account is the same the amount will be same for both the amount field as well as the account amount field The account amount is derived as follows Account Amount Txn Amount Txn Ccy Rate Account Ccy Rate User Optional Alphanumeric 40 oo Type the user reference number assigned to the transaction Narrative Mandatory Alphanumeric 40 Type the narration By default the system displays TC Purchase Against Account 3 Enter the account number and press the lt Tab gt or lt Enter gt key 4 Select the issuer code and the TC currency from the drop down list 5 Enter the TC amount TC Purchase Against Account ORACLE TC Purchase Against Account Account No 60000000714840 JOHNKENNEDY Acct Cey Issuer Code Danamon Bank TC Cey im iv Acct Ccy Rate 4 75000 TC Ccy Rate 1 00000 TC Amount 250 00 Charges 0 00 Account Amt 52 63
175. aring it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number is sufficient as this is the number by which FLEXCUBE Retail tracks the instrument uniquely Mandatory Drop Down Select the BC type of liquidation from the drop down list The options are e Cash e Against GL e Against Account e Against TD Account Display This field displays the issuer of the BC Display This field displays the branch of the bank that has issued the BC Display This field displays the currency in which the BC is issued Display This field displays the amount for the BC This amount is in the currency of the BC Display This field displays the cheque number of the BC This is the MICR number of the BC For every remittance instrument the user needs to maintain an MICR number This number will be printed on the instrument if the instrument is expected to come in for clearing through an inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated enquired upon by MICR number or the serial number ORACLE Field Name Description Routing No Display This field displays the routing number against which the cheque has been drawn The routing number is
176. ary Account Instrument Amount Deposit SC Amo 600617621001 2500 00 600617621001 600617621001 Ok Cancel Column Name Description OCC Details Srl No Display This column displays the OCC serial number Process Optional Check Box Select the Process check box to process the cheque OCC Srl no Display Reference Instrument Number Instrument Type Beneficiary Account This column displays the serial number of OCC Display This column displays the instrument number Display This column displays the type of instrument Display This column displays the beneficiary account ORACLE Column Name Description Instrument Amount Beneficiary Name Instrument Date Correspondent Bank Correspondent Branch Posting date Deposit Branch Destination Branch Instrument Currency Remarks Reject Inquiry Display This column displays the instrument amount Display This column displays the name of the beneficiary Display This column displays the instrument date Display This column displays the correspondent bank Display This column displays the correspondent branch Display This column displays the posting date Display This column displays the deposit branch of the instrument Display This column displays the destination branch name Display This column displays the instrument currency Display This column displays the remarks ORACLE Ch
177. as part of inward clearing Cheque Amount Display This column displays the cheque amount The cheque amount is the deposit value of the cheque 6 Double click the appropriate record to view its history 7 The system displays the History tab History Cheque Start No 1 Cheque End No 1 Account Number 06049110000180 06049110000180 SANDEEP REDDY TEEGEL ORACLE Field Description Field Name Description Account No Customer Short name Cheque Number Cheque Status Cheque Amount Cheque Paid Return date Reject Reason Balance Available Amount OD Limit Amount HOLD Amount Unclear Display This field displays the account number Display This field displays the short name of the customer Display This field displays the cheque number Display This field displays the cheque status Display This field displays the cheque amount Display This field displays the date on which the instrument was paid or returned Display This field displays the reason for rejection of cheque Display This field displays the balance available Display This field displays the amount OD limit Display This field displays the amount marked on HOLD Display This field displays the uncleared amount 8 Double click the appropriate record to view its history 9 The system displays the Details tab Details ORACLE Cheque Start No 1
178. ata Entry Options for Outward Instruments 5505 Batch Consolidated Cheque Data Entry For multiple cheque deposits the you have to enter header details followed by the individual cheque details Using this option you can enter details of cheques that are to be consolidated after maintaining the header transaction to consolidate the check deposit thorugh Consolidated Cheque Deposit Fast Path 6511 option All the cheques should belong to the same currency as entered in the batch header while entering the details of the cheques in a batch The system verifies the total number of instruments and the total amount with the header information Definition Prerequisites 6511 Consolidated Check Deposit STM64 Clearing Type Maintenance STM59 Settlement Bank Parameters STM54 Routing Branch Maintenance BAM28 Endpoint Float Maintenance BAM27 Calendar For End Point The exchange rate values must be defined and downloaded Modes Available Not Applicable To open consolidated cheque data entry batch ORACLE 1 Type the fast path 5505 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Data Entry gt Batch Consolidated Cheque Data Entry 2 The system displays the Batch Consolidated Cheque Data Entry screen Batch Consolidated Cheque Data Entry Batch Consolidated Cheque Data Entry Document Number v Batch Number Total Amount No of Cheques
179. ate Issue Mode Cash Drawee Acct No Beneficiary Name Beneficiary Addr Issuer Branch E30 Dl Beno DD Amount Routing No Liquidation Date Passport IC No Lost Caution Details I User Reference No GL Cey INR z Cheque Ccy Rate D ooo GL Ccy Rate 1 00000 Charges Ley 0 00 GL Acct Amount 66 00 GL Acct No Narrative JOD Liquidation By GL Field Description Field Name Description GL Ccy Cheque Ccy Rate Display This field displays GL currency This is the currency of the GL that will be credited when the DD is liquidated The GL currency then gets converted to the local currency of the bank for posting of GL entries Display This field displays the rate of conversion to be used for converting the DD currency to the local currency of your bank The teller s right to change the cheque currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If both the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified ORACLE Field Name Description GL Ccy Rate Charges Lcy GL Acct Amount GL Acct No User Reference No Narrative Quick Payin By DD Display This field displays the rate of conversion to be used for converting the GL currency to the local currency of the ban
180. ate Display This column displays the issue date Amount Display This column displays the amount Currency Display This column displays the currency ORACLE Field Name Description Payable Branch Beneficiary Name Print Display This column displays the payable branch Display This column displays the beneficiary name Toggle Click the toggle status to Y to print the instrument The default value is N 3 Select the Instrument type Currency code Issue branch and Payable bank from the drop down list 4 Select the start date and end date from the pick list Click the Get button The system displays the records of BC DD instruments issued through batch upload 6 Select a particular record for printing OR Select the Check All check box to select all records for printing Remittance Printing Instr Type Issue Branch From Date From Amount 999922000603 999922000571 999922000600 999922000570 999922000514 999922000599 1 hE Populate Inventory Number HOH ousingDevi z ponz ES po 01 03 2008 15 01 2008 30 01 2008 31 12 2007 30 11 2007 15 01 2008 Currency Code Payable Bank To Date To Amount Payable Branch 1 13 1 457 418 66 1000 1000 1000 INR oce foryorj2o10 Re koa a999 Head Office Housing Developme Check all 7 INR Head Office Housing Developm TEST CASE 5 6 Y INR Head Office Housing Developm TEST CASE 7 8 N I
181. ation can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For a deposited cheque this routing number is used by the system to determine the float days and thus the value date of the instrument This field is enabled only if the Cheque No option is selected GL No Mandatory Radio Button Click GL No to perform the inquiry based on the GL number GL Conditional Pick List Account No Select the GL account number to which the cheque is deposited from the pick list This field is enabled only if the GL No option is selected H It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Description Name GL Name Display This field displays the GL name if the user performs the inquiry based on the GL account number Start Date Mandatory Pick List dd mm yyyy Select the start date from the pick list ee is the date from which the search and display of cheques is to be made Drawer Optional Alphanumeric 14 Acct No Type the drawer account number The drawer account number is the account number of the person who has issued the cheque If the cheque is drawn on a different bank the drawer account number will not be validated by the sy
182. authorization to proceed Display This field displays the charges that will be levied for DD issue The service charge codes are added and maintained in the Rewards and Service Charges Definition Fast Path BAM14 option The service charges can be attached at the product level transaction mnemonic level or at the issuer maintenance level The service charges are levied in the local currency of the bank The system displays the total of all the service charges if more than one SC code is attached to the transaction Display This field displays the amount that will be debited to the GL ORACLE Field Name Description DD Date Display This field displays the DD processing date By default this field displays the current posting date as demand draft date Serial No Display This field displays the serial number For a remittance instrument such as a BC or a DD at the time of issue the system generates a serial number comprising the branch code and a running serial number The serial number for each instrument type is maintained separately and on reversal of an instrument issue the instrument serial number will not be reused for the next instrument issue When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number i
183. ay This column displays the branch code for which the inward clearing process has to be executed This is for information and authorization purpose only Display This column displays the batch number for which the inward clearing process has to be executed This is for information and authorization purpose only Display This column displays the end point code to which the branch belongs This is for information and authorization purpose only Display This column displays the number of instruments in each batch This is for information and authorization purpose only Display This column displays the batch currency This is for information and authorization purpose only Display This column displays the total amount for all the instruments in a batch This is for information and authorization purpose only Display This column displays the type of instrument The options are e D The instrument type is debit e C The instrument type is credit The system displays D for common inward clearing instruments like cheques and remittance instruments ORACLE 3 Select the endpoint and the clearing type from the drop down list and press the lt Tab gt or lt Enter gt key 4 The system displays the inward clearing details Inward Clearing End Point 4000 BOMBAY CLEARING Clearing Type INWARD RETURNS x Batch Run Date 15 04 2008 5 Click the Ok button 6 The system displays
184. ay This field displays the date on which the BC is issued This date gets defaulted to the posting date Display This field displays the serial number For a remittance instrument such as a BC or a DD at the time of issue the system generates a serial number comprising the branch code and a running serial number The serial number for each instrument type is maintained separately and on reversal of an instrument issue the instrument serial number will not be reused for the next instrument issue When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number is sufficient as this is the number by which FLEXCUBE Retail tracks the instrument uniquely Optional Numeric 12 Type the BC number This is the MICR number of the BC For every remittance instrument the user needs to maintain an MICR number This number will be printed on the instrument if the instrument is expected to come in for clearing through an inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated enquired upon by MICR number or the serial number ORACLE Field Name Description Routing No Beneficiary Name Passport IC No Beneficiary
185. be accommodated in one data entry batch This indicates the number of cheques that are being deposited for the same branch Clearing Type Mandatory Drop Down Select the applicable clearing type for the batch Late Clearing Display This field displays whether late is performed for the clearing type or not Instrument Summary ORACLE Field Name Description FLEXCUBE Total Display Amount This field displays the FLEXCUBE total amount in the transaction No of Instrs Display FINWARE Total Amount No of Instrs This field displays the number of instruments being deposited in FLEXCUBE accourt Display This field displays the FINWARE total amount in the transaction Display This field displays the number of instruments being deposited in FINWARE account Column Name Description Serial No Display This column displays the serial number within the batch Payee A C No Mandatory Numeric 14 Customer Name Cheque No Amount Type the account number to which each cheque will be credited Display This column displays the name of the account holder Mandatory Numeric 12 Type the cheque number which is present on the MICR line of the instrument When the cheque is deposited into any payee s account the cheque number is used to ensure that the duplicate entries are not made in the system that the same cheque is not deposited multiple times in the system On deposit of every cheque cheq
186. ber This is the number of the account of the cheque issuer The issuer has his account with the drawer bank 3 Click the Modify button 4 Enter the account number and other criteria to search for postdated cancelled cheque Postdated Check Discounting Cancel It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Customer Name Posting Date From 01 01 4180 ne Posting Date To foafossasoi se Cheque No E Routing No a Drawee Account No Summary Purchase Details ervice Charges Account No Record Details i By Authorized By Last Mnt Date Last Mnt Action Authorized 5 Click the Fetch button 6 The system displays the Summary tab Summary ORACLE Postdated Cheque Discounting Cancel Account No Customer Hames JOHN SMITH Posting Date Ponso ihe A Posting Date Tm onn mA From EE To Ove i Cheque No Routing No Pitt No Summary Acct No Chq No Amount Instr Date Txn Date Value Date Routing No Overdue Days Status Mo 600001010007 896888779899 10 000 00 16 02 2004 31 12 2003 31 03 2004 501301500 0 PURCHASED 600001010007 897878798799 10 000 00 16 02 2004 31 12 2003 31 03 2004 501301500 0 P
187. ber Source Display This column displays the information if the single instrument is entered online or multiple instruments are entered in a batch Outward Clearing Details ooo Branch List Inward Clearing Details Outward Clearing Details Value Date Clearing Details Voucher Entry Details Field Description Column Name Description Sr No Display This column displays the sequence number of instruments Clg Type Display This column displays the clearing code of instruments sent for clearing For example Early morning clearing noon clearing etc ORACLE Column Name Description End Point Display This column displays the end point Clg Desc Display This column displays the description of clearing corresponding to the clearing type Clg House Display This column displays the name of the clearing house Pending Chqs Display This column displays the total number of instruments in each batch Total Amount in Display LCY This column displays the sum amount of all the cheques in the corresponding batch number Source Display This column displays the information if the single instrument is entered online or multiple instruments are entered in a batch Value Date Clearing Details ORACLE Clearing Inquiry Branch List a Outward Clearing Details Value Date Clearing Details Voucher Entry Details Inward Clearing Details Field Descr
188. ber This number will be printed on the instrument if the instrument is expected to come in for clearing through an inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated inquired upon by the MICR number or the serial number Routing No Display This field displays the routing number against which the DD has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name DD Status Issue Date Liquidation Date Issue Mode Drawee Acct No Beneficiary Name Passport IC No Beneficiary Addr Description Display This field displays the status of the DD at the time of liquidation The options are e Issued e Cancelled e Paid Through Clearing e Paid by Cash e Paid to Customer account e Suspense e Reversed e Paid by GL e Lost e Unclaimed e Stale Except for DDs marked as lost all other status are marked by the system itself Display This field displa
189. button 13 The system displays the message Data Validated Successfully Click the OK button ORACLE Note To change the number of instruments modify the No of Instr field and click the Modify button Accordingly the number of data entry rows will change in the Data Entry screen Once the data is saved the system displays the Data Saved message when the mouse is moved over the data entry area If the batch is validated with some errors then moving the mouse over the data entry area will show an error in processing the instruments After rectifying the error save and validate the batch again To modify the consolidated remittance data entry batch 1 Select the Modify Data Entry Batch option from the Action drop down list Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the data entry section in the screen Modify the relevant information and click the Save button The system displays the message Data Saved Successfully In the Database Click the OK button Click the Validate button The system displays the message Batch Validated Successful Authorisation pending oOo Nea F wo DP To authorize the consolidated remittance data entry batch 1 Select the Authorize Data Entry Batch option from the Action drop down list Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok
190. cal currency of bank and will include the charges and the DD amount DD Date Display This field displays the current posting date as demand draft date Serial No Display This field displays the serial number For a remittance instrument such as a BC or a DD at the time of issue the system generates a serial number comprising the branch code and a running serial number The serial number for each instrument type is maintained separately and on reversal of an instrument issue the instrument serial number will not be reused for the next instrument issue When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number is sufficient as this is the number by which FLEXCUBE Retail tracks the instrument uniquely DD No Optional Numeric 12 Type the DD number Routing No Display This field displays the routing number against which the DD has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code 3 It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the ORACLE Field Name Descrip
191. ccount number The adjacent field displays the name of the customer Display This field displays the currency assigned to the product at the product level under which the account is opened All the entries are posted in the account in the account currency The exchange rate values must be defined and downloaded For example if the currency assigned to a TD product is USD US Dollar the account opened under that product has USD as its account currency by default ORACLE Field Name Cheque Ccy Acct Ccy Rate Cheque Ccy Rate Cheque Amount Charges Lcy Acct Amount Description Display This field displays the currency in which the BC has been issued The cheque currency is converted into the transaction currency based on the exchange rate set up for the transaction The currency code is a number and the currency name is usually displayed in its short form It is set up and downloaded Display This field displays the rate at which the account currency is converted to the local currency of the bank The teller s right to change the account currency rate within a range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the account currency and the local currency are the same the field takes a default value as 1 which cannot be modified Display This field displays the rate of conversion to be used for converting the cheque curre
192. ce No Narrative TT Issue GL Field Description Field Name Cheque Cey v ZR Cheque Ccy Rate Serial No Passport IC No ok _ctose clear_ Description Bank Code Payable Branch GL Ccy Cheque Ccy Mandatory Drop Down Select the code of the bank where the beneficiary GL account is maintained from the drop down list Mandatory Pick List Select the bank branch where the beneficiary account is maintained from the pick list Display This field displays the GL account currency Display This field displays the cheque currency The list displays all the currencies that are set up and permissible for the transaction This is the currency in which the funds are being transferred The transaction currency then gets converted to the account currency for posting to the account and to local currency of the bank for posting of GL entries Based on the Issuer and TC currency selected system will validate it for correct combination ORACLE Field Name Description GL Acct No Mandatory Pick List Select the GL account number from the pick list that will be debited for issuing the TT The adjacent field displays the GL code GL Ccy Rate Display Cheque Ccy Rate Transfer Amount Charges Lcy Total Amount This field displays the rate of conversion to be used for converting the GL account currency to the local currency of the bank The teller
193. cessfully In the Database Click the Ok button Click the Validate button The system displays the message Batch Validated Successfully Authorization pending Click the Ok button The outward clearing data entry batch is added successfully once the record is authorized Note Outward clearing of cheques does not require a header transaction To change the number of instruments modify the No of Instrs field and click the Modify button Accordingly the number of data entry rows will change in the Data Entry screen Once the data is saved the system displays the Data Saved message when the mouse is moved over the data entry area If the batch is validated with some errors then moving the mouse over the data entry area will show an error in processing the instruments After rectifying the error save and validate the batch again For the duplicate entries the system displays the error message of Duplicate Cheque No For multiple cases of duplicate records found system highlights all the records To reverse the outward clearing data entry batch 1 2 Select the Reverse Data Entry Batch option from the Action drop down list Enter the batch number in the Batch Number field and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the message Batch Reversed Successfully To modify the outward clearing data entry batch Select the Modify Data Entr
194. ch Maintenance e BAM20 Bank Codes Maintenance ORACLE e BAM97 Currency Code Maintenance e 8051 CASA Account Opening e 1V001 Stock Transaction e CHM37 Cheque book Issue Modes Available Not Applicable To open the consolidated remittance data entry batch 1 Type the fast path 5511 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Data Entry gt Consolidated Remittance Batch Data Entry 2 The system displays the Consolidated Remittance Batch Data Entry screen Consolidated Remittance Batch Data Entry Batch Type Consolidated DD BC Issue Action v Instr Type Batch Number gt 6 Against Account Against GL Account pan Cheque Date 31 12 2007 No of Insts Account Ccy Acct Cey Rate o i Intrcey w Cheque Ccy Rate SSS SSS fi Total Amount Field Description Field Name Description ORACLE Field Name Batch Type Action Instr Type Batch Number Against Account Against GL Description Display This field displays the batch type The batch type is defaulted when the screen is invoked by the user Mandatory Drop Down Select the action to be performed by the teller from the drop down list The options are e Authorise Data Entry Batch Supervisor can authorize data entry batch opened e Inquire Data Entry Batch Teller and supervisor can perform the inquiry function e Mo
195. cheque transactions are completed authorized and late clearing is marked for all clearing types for the posting date before Outward Clearing is run for a particular posting date After the late clearing is marked for a posting date if any cheque is deposited on that posting date it will be sent into clearing for the next posting date The centralized clearing branch uses this maintenance Definition Prerequisites e BAM14 Rewards and Service Charges definition e STM54 Routing Branch Maintenance e BAM28 Endpoint Float Maintenance e BAM27 Calendar for End Point e BAM56 Currency Codes Maintenance e STM64 Clearing Type Maintenance ORACLE e BAO91 Currency Rate Maintenance e The exchange rate values must be defined and downloaded e All the Outward clearing and consolidated batches should be closed and the branch should be online and there should not be any tanked transactions Modes Available Add Delete For more information on the procedures of every mode refer to Standard Maintenance Procedures To mark late clearing by a branch 1 Type the fast path STM63 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Late Clearing Marking Maintenance 2 The system displays the Late Clearing Marking Maintenance screen Late Clearing Marking Maintenance Date Process 31 12 2007 aves Clearing Branch Branch Code Clearing Type Recor
196. cheques that should be cleared at different times of the day are deposited so that they can be treated differently All processes for a cheque from outward clearing running of value date and marking late clearing etc happen on the basis of the clearing type Display This column displays the end point The endpoint is a clearinghouse or a correspondent bank to which the cheques are sent to for clearing purposes The user has to setup each end point in a Global Setup along with its details such as the GL to be associated with Float days of an instrument are set up using the endpoint code Each branch should have a clearing branch set up for the endpoint to send the cheques for clearing ORACLE Column Name Description Value Date Display This column displays the value date When a cheque is deposited on an account the system uses the routing number to check the float days from the Endpoint Float Maintenance option and the working days from the Composite Calendar Generation option The system generates the value date on which the cheque is expected to be cleared On the value date the system updates the customer s available balance and credits the account with the cheque amount Run Date Time Display 3 4 5 6 This column displays the date on which the value date clearing is inquired Select the end point and the clearing type from the drop down list Select the value date from the pick list Click the
197. clearing house correspondent bank code The float days of an instrument is set up using the endpoint code Each branch should have a clearing branch setup for the endpoint to send the cheques for clearing This field is enabled only if the Drawee Bank Code field is selected Mandatory Drop Down Select the clearing type for which float extension has to be made from the drop down list It should show outward clearing type which is allotted to that clearing branch Optional Pick List Select the sector code based from the pick list Sector code will be mandatory if the user wishes to input drawee bank code Conditional Pick List Select the drawee bank code to which the cheques have been deposited from the pick list The drop down list contains all authorized and valid drawee banks from the Bank Codes Maintenance Fast Path BAM20 option This field is enabled if the Drawee Sector Code field is selected Conditional Pick List Select the drawee branch code to which cheques have been deposited from the pick list This field is enabled if the Drawee Bank Code field is selected The clearing house is called the Endpoint ORACLE Field Name Description Value Date Existing New Value Date No Of Days To Extend Float 3 Select the appropriate action from the radio button 4 Select the end point code and clearing type from the drop down list Mandatory Pick List dd mm yyyy D
198. clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters Fast Path STM59 option It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name BC Status Issue Date Liquidation Date Issue Mode Drawee Acct No Beneficiary Name Passport IC No Beneficiary Addr Description Display This field displays the status of the BC The options are e Issued e Canceled e Paid Through Clearing e Paid by Cash e Paid to Customer account e Suspense e Reversed e Paid by GL e Lost e Unclaimed e Stale Except for BCs marked as lost all other status are marked by the system itself Display This field displays the date on which the BC is issued Display This field displays the liquidation date This field is blank while performing an inquiry Display This field displays the mode of issue of the BC For example Against Cash Against GL etc Display This field displays the drawee account number of the issuer bank Display This field displays the name of the beneficiary of the BC Display This field displays the identification collected from th
199. cords 2 The system displays the Scanning of ECS Passed Rejected Records screen ORACLE Scanning of ECS Passed Rejected Records Search Criteria Transaction Branch Account No File Name Company Code Amount Range From Field Description Field Name Description Search Criteria Transaction Branch File Name Company Code Account No Amount Range Optional Numeric Four Pick List Type the transaction branch code or select it from the pick list Optional Pick List Select the file name from the pick list Optional Pick List Select the company code from the pick list These codes are maintained in the ECS Company Details Maintenance Fast Path ECM01 option Optional Numeric 14 Type the account number for which the ECS records need to be fetched ORACLE Field Name Description From Optional Numeric 13 Two Type the minimum amount from which the records need to be fetched To Mandatory Numeric 13 Two Type the maximum amount up to which the records need to fetched ECS Record Optional Drop Down Select the ECS record status from the drop down list The options are e Passed e Rejected 3 Enter the relevant information in search criteria Scanning of ECS Passed Rejected Records Search Criteria Transaction Branch 9999 B File Name Company Code a Amount Range Account No From 0 00 To 999 999 999 999 0
200. count This amount will be in the currency of the account and will include the charges as well as the DD amount Optional Alphanumeric 40 Type the user reference number It is used to identify the transaction Display This field displays the default narration based on the transaction 8003 TC Purchase Walk in Customer Using this option you can purchase Travelers Cheque TC from customers who do not have an account with the bank The teller can issue TC if he has sufficient cash to perform the transaction To perform this transaction teller should ensure that the names of the banks whose TC s are authorized for purchase are set up in the Issuer Maintenance Fast Path BAMO9 option Definition Prerequisites e BAMO9 Issuer Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM99 GL codes Cross Ref Maintenance e BAM20 Bank Codes Maintenance e The exchange rate values must be defined and downloaded Modes Available ORACLE Not Applicable To purchase TC from walk in customer 1 Type the fast path 8003 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt TC Purchase Walk in Customer 2 The system displays the TC Purchase Walk in Customer screen TC Purchase Walk in Customer TC Purchase Walk in Customer Issuer Code i TC Cey x Txn Cey v TC Ccy Rate Txn Ccy Rate TC Amount
201. count number of the customer This field is enabled only if the Account Number option is selected Mandatory Alphanumeric 5 Type the clearing sector For clearing purpose different sectors are defined which consist of a number of branches and an endpoint The sector code is maintained in the Sector Master and attached to each branch of the bank in the Branch Master Maintenance screen and for other banks branches in the Routing Branch Maintenance option Mandatory Numeric Three Type the ACH branch code The small clearing account number will be generated in sector and ACH branch wise Display This field displays the customer name based on the account number selected It displays the short name of the customer as entered in the Customer Addition screen This name can be changed using the Customer Name IC Change option Display This field displays the customer ID based on the account number selected Display This field displays the branch code in which the customer opened the account The branch code is part of the account number itself A customer s branch cannot be changed and the customer is treated across all branches Display This field displays the currency in which the account is held The currency is based on the product under which the account was opened and this currency cannot be changed later Whenever any transaction is posted to the account it is converted into the account currency ba
202. creen Once the data is saved the system displays the Data Saved message when the mouse is moved over the data entry area If the batch is validated with some errors then moving the mouse over the data entry area will show an error in processing the instruments After rectifying the error save and validate the batch again To modify the ICC data entry batch 1 Select the Modify Data Entry Batch option from the Action drop down list 2 Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list 3 Click the Ok button 4 The system displays the data entry section in the screen ORACLE Modify the relevant information and click the Save button The system displays the message Data Saved Successfully In the Database Click the OK button Click the Validate button OOMON AA The system displays the message Batch Validated Successful Authorisation pending To authorize the ICC data entry batch a4 Select the Authorize Data Entry Batch option from the Action drop down list Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the data entry section in the screen Click the Auth button The system displays the message Batch Processing Successful at Host Par oN To reverse the ICC data entry batch a4 Select the Reverse Data Entry Batch option from the Action drop down list Ty
203. ction currency is converted to the local currency of the bank If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Mandatory Numeric 13 Two Type the TC amount This is the amount of TC the Bank is willing to purchase from the customer Display This field displays the charges that will be levied by the bank for this transaction This will be the commission charges that are collected from the customer The service charge codes are added and maintained in the Rewards and Service Charges definition Fast Path BAM14 screen The service charges can be attached at the product level transaction mnemonic level or at the issuer maintenance level The service charges are levied in the local currency of the bank The system displays the total of all the service charges if more than one SC code is attached to the transaction Display This field displays the transaction amount in the local currency of the bank This field is populated automatically when the TC Amount Exchange Rate and Transaction CCY is entered This is the total amount that needs to be paid to the customer This amount is net of service charges if any Mandatory Alphanumeric 40 Type the name of the walk in customer selling the TC ORACLE Field Name Description Passport IC No Beneficiary Addr User Reference No Narrative Mandatory Alphanumeric 30
204. cument number to which the batch is to be linked Consolidated Cheque Batch Data Entry ORACLE Batch Type Consolidated Cheque Batch Data Entry Action O Jata Entry Batch Batch Number 59 j Document No 62217253213 B Batch Status No of Instrs E Teller Number e379 r Header Details Account No Account Ccy m E Acct Ccy Rate Eo Total Amount Txn Ccy m E Txn Ccy Rate ko Account Amount Cheque Literal Clearing Type I MICR CLG Late Clearing Ro Narrative Total Amount Ee Validate Rathore Signature a c UDF ok close Clear Click the Ok button The system displays the message The document number has been linked to the Batch Number Batch Linked Successfully With The Document Number Click the OK button 7 The system displays the consolidated cheque batch data entry details Enter the relevant information Consolidated Cheque Batch Data Entry ORACLE Account Amount Cheque Literal Narrative Clearing Type I MICR cic Batch Type Consolidate Action Open Data Entry Batch E Batch Number 59 Bi Document No 62217253213 B Batch Status No of Instrs E Teller Number e379 r Header Details Account No E 3160 _ SAGAR ALIAS JACKY AccountCcy m E Acct Cey Rate 1 00 Total Amount 70 Txn Cey m E Txn Cecy Rate o0 Late Clearing fT To
205. currency and for posting the GL entries it is converted into the local currency of the bank Display This field displays the amount that will get credited to the customer s account If the account currency is different from the transaction currency the account amount will be arrived at from the transaction amount by using the exchange rate ORACLE Field Name Account Ccy Value Date Clearing Branch Already Credited Deposit Branch Description Display This field displays the currency assigned to the product at the product level under which the account is opened All the entries are posted in the account in the account currency The exchange rate values must be defined and downloaded For example if the currency assigned to a TD product is USD US Dollar the account opened under that product has USD as its account currency by default Display This field displays the value date of the cheque When a cheque is deposited on an account the system uses the routing number to check the float days from the Endpoint Float Maintenance screen and the working days from the Composite Calendar Generation screen The system generates the value date on which the cheque is expected to be cleared On the value date the system updates the customer s available balance and credits the account with the cheque amount For more information on maintaining value date refer to the Clearing Definitions option in the
206. customer s short name is George Abraham One can search the above customer by entering Geo in the search string field ORACLE Field Name Customer Name Customer ID Customer Type Group Code DOB Mailing Address E mail Mothers Maiden Name Column Name Facility Telephone Banking Net Banking Description Display This field displays the full name of the secondary customer who shares a relationship with the primary customer The full name of the customer is defaulted from the Customer Addition Fast Path 8053 option Display This field displays the ID of the customer A customer ID is an identification number generated by the system after customer addition is completed successfully This running number unique to a customer across the system is generated after the system has identified the Customer IC and Customer Category combination to be non existent in the system This ID is used for searching and tracking the customer in the system Display This field displays the customer type of the selected customer ID Display This field displays the group code of the customer Display This field displays the date of birth of the customer The format is dd mm yyyy Display This field displays the mailing address of the customer Display This field displays the e mail ID of the customer Display This field displays the customer s mother s maiden name Description
207. cy Bought Mandatory Drop Down Select the currency which the bank is willing to purchase from the drop down list Ccy Paid Mandatory Drop Down Select the currency in which the bank will pay back the customer in return for the purchase of foreign currency from the drop down list ORACLE Field Name Ccy Buy Rate Ccy Paid Rate Input Amount Bought Amount Paid Charges Ley Description Display This field displays the exchange rate of the currency which is sold This is the rate of conversion used for converting the transaction currency to the local currency of the bank This rate is defaulted from the exchange rates specified for the transaction If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the rate of exchange of the currency in which the bank is paid This is the rate of conversion used for converting the transaction currency to the local currency of the bank This rate is defaulted from the exchange rates specified for the transaction If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Mandatory Radio Button Click on the appropriate option The options are e Amount Bought Click on this option to enter the amount in sold amount currency in the Amount Bought field The system converts the entered amoun
208. d Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized gt Modify O Delete Cancel Amend O Field Description Field Name Description ORACLE Field Name Description Date Process Mandatory Pick List dd mm yyyy Select the process date from the pick list This is the date for which the late clearing should be marked By default this field displays the current posting date Clearing Branch Mandatory Pick List Select the clearing branch from the pick list Branch Code Display This field displays the branch code based on the clearing branch selected Clearing Type Mandatory Pick List Select the clearing type for which late clearing should be marked from the pick list The bank can set up multiple clearing types where cheques that should be cleared at different times of the day are deposited so that they can be treated differently All processes for a cheque from outward clearing running of value date and marking late clearing etc happen on the basis of the clearing type This will have those clearing types for which the Late Clearing Marking Required is selected as Y in the Clearing Type Maintenance Fast Path STM64 option 3 Select the date process clearing branch and the clearing type from the pick list Late Clearing Marking Maintenance ORACLE Date Process 31 12 2007 Clearing Branch 9999 Branch Code 9999 Clearing Type 7 es Record
209. d by the system If the cheque is drawn on your own bank the system will validate the drawer account number for its correctness Funds Available Optional Numeric Eight Date Type the date on which the funds will be available 9 Click the Close button STM62 Late Clearing Inquiry Using this option you can perform an inquiry for the late clearing marked for an outward clearing for a particular branch on a particular day Each branch has a cut off time for depositing checks or other financial instruments that are sent for clearing In case of deposits that are made after the cut off time late clearing is marked for each branch for each clearing type and under the respective sectors The checks deposited for clearing after such late clearing mark will be taken as deposits for the next working day Definition Prerequisites e 7120 Late Clearing Maintenance e STM63 Late Clearing Marking Maintenance Modes Available Not Applicable To inquire about the late clearing marked for outward clearing 1 Type the fast path STM62 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Inquiries gt Late Clearing Inquiry 2 The system displays the Late Clearing Inquiry screen Late Clearing Inquiry ORACLE Originating Branch B Date 28 02 2014 E Clearing Branch B Show all linked branches p Late Clearing Status No Field Description Field Name
210. d from the BC Liquidation Inquiry screen Display This field displays the currency in which the BC is issued Mandatory Drop Down Select the currency from the drop down list The walk in customer would be paid in this currency Display This field displays the rate at which the BC currency is converted to the local currency of the bank The exchange rate values must be defined and downloaded The teller s right to change the cheque currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the cheque currency and the local currency are same the field takes the default value as 1 which cannot be modified ORACLE Field Name Description Txn Ccy Rate BC Amount Charges Lcy Net Amount User Reference No Narrative 11 Click the Ok button Display This field displays the rate at which the transaction currency is converted to the local currency of the bank The teller s right to change the transaction currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the amount for which the BC is issued This amount is in the currency of the BC Display This field displays the charges associated with th
211. d vac etme aden tdannnesatwaut nes Care eanmueneattapinenuace 69 Iie 0 at Eren io E AE 70 TAS STO 2 Opal Float Eens iO eia laseedaccsnrdstecaieesavmamndddesaueinvetnacucsde 74 Vea Tan SR CON asioinnin ei ENa EN aa 78 115 7120 Late Clearing TS NS siisii naanin 83 1 16 STM63 Late Clearing Marking Maintenance c ccceeceeeeeeeeeeeeeeeeeceeeeeeaaeseeneeeeeeees 85 TEES 023 Oriwa NAN oinnia i aai a E a aE 88 1 18 T037 Revgise Authorized AUC srice eaaa 94 1 19 37001 Valus Date Clearing ProCgSg siiin aa 97 120 S T000 Chegu Status III aimions 100 Tai STAG Lale eanna OY snieni aeir a aii 108 1 22 S1T002 Value Dat Clearing MOUN siciscctecccsscedceotsedccecsanecsnantndane nananana aaa 110 1 23 STM79 Returni Cutoff DASH GAIN sincronia nann aaa aa iaa aA 114 Data Entry Options for Inward INStruMent cccseeeseeeeeeeeeeeneee sees eneeeeenseeeseeseneenenseeeeeeneess 118 1 24 5521 Batch Inward Clearing Cheque Data Enttry ccceeceeseeceeeeseeeeeeaeeseneeeeaees 118 1 25 2 042 Load Cantal Bank FIE corsseirutiasinin nen 124 26 S087 Load hward MIOR File csrcasccaaiese scp cussenpaeia nes cnanwatoseudaaiscatuset wesidcarseuausmenanttcernaeans 128 Lar TOI EMCR Header Ei cc creacasssond na T 131 1 28 51096 Reconcile Outward MICR Filg z saciscsccccsdasesaavsasccerdcassccanesetwericarseneussennettcertesane 135 1 29 ST032 Authorise Inward Clearing Batches ccscceceeeeeeeeeeeeeeeeeeeeeseaeee
212. datory Numeric Three Four Type the rate at which the account currency is converted to the local currency of the bank The exchange rate values must be defined and downloaded The teller s right to change the account currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the account currency and the local currency are same the field takes the default value as 1 which cannot be modified Mandatory Numeric Five Two Type the rate at which the transaction currency is converted to the local currency of the bank The exchange rate values must be defined and downloaded The teller s right to change the transaction currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This column displays the service charge code If a service charge is applicable the system populates the service charge code attached to the transaction Display This column displays the service charge amount to be levied The user can modify the amount to waive or increase the service charge ORACLE Column Name Instr Date Instrument No Instrument Type Clearing Type Description Mandatory dd mm yyyy The cheque date from the calendar which is prese
213. days after which credit is given to the bank by the clearing house The Customer s Float is the number of days after which the Bank gives credit to the customers ORACLE Field Name Clearing Type Value Date Column Name Clearing Type End Point Description Mandatory Drop Down Select the clearing type from the drop down list The drop down contains only outward clearing type The bank can set up multiple clearing types where cheques that should be cleared at different times of the day are deposited so that they can be treated differently All processes for a cheque from outward clearing running of value date and marking late clearing etc happen on the basis of the clearing type Mandatory Pick List dd mm yyyy Select the value date from the pick list When a cheque is deposited on an account the system uses the routing number to check the float days from the Endpoint Float Maintenance option and the working days from the Composite Calendar Generation option The system generates the value date on which the cheque is expected to be cleared On the value date the system updates the customer s available balance and credits the account with the cheque amount For more information on maintaining value date refer to the Clearing Definitions option in the Definitions User s Guide Description Display This column displays the clearing type The bank can set up multiple clearing types where
214. deposit House cheque deposit Local cheque deposit MO PO deposit Outstation cheque deposit Mandatory Numeric 13 Two Type the cheque amount in the transaction currency Mandatory Drop Down Select the clearing type from the drop down list The options are e Regular Clearing e High Value Clearing e Regular 2 Day e Inward Returns e Regular 3 day e Outward Returns ORACLE Column Name Routing No Cheque Date Drawer Acct No Description Mandatory Numeric Nine Type the routing number against which the cheque has been drawn The routing number is a combination of the bank code the branch code and the sector code from where the instrument was drawn The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code Sector Code Bank Code Branch Code For a deposited cheque this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters Fast Path STM59 option Mandatory dd mm yyyy Type the cheque date which is present on the instrument This date has
215. description of the service charge code SC Ccy Display This column displays the currency in which the service charge will be charged SC Amount Display This column displays the service charge amount Amount ACY Display This column displays the service charge amount in account currency ORACLE Column Name Description Amount TCY Display This column displays the service charge amount in transaction currency Amount LCY Display This column displays the amount in the local bank currency The SC amount is converted as per conversion rate to the local bank currency 9 Modify the relevant details 10 Click the Save button 11 The system displays the Summary tab Click the Ok button 12 The system displays the message Record Modified Authorization Pending Click the Ok button 13 The details of the postdated cheques deposited for discounting are modified successfully once the record is authorized To authorize discounting details of a cancelled postdated cheque 1 Select the Authorize mode Type the account number and press the lt Tab gt or lt Enter gt key Click the Authorize button on the Purchase Details tab to authorize a record Click the Next button on the Purchase Details tab to move to the next record Click the Previous button on the Purchase Details tab to move to the previous record Click the Back button on the Service Charges tab the system displays the Summary tab Click the Ok button Th
216. dify Data Entry Batch Teller can modify the data entered e Open Data Entry Batch Teller can perform the data entry in batch e Reverse Data Entry Batch Teller and supervisor can reverse the data entry made in batch Mandatory Drop Down Select the instrument type from the drop down list This is the type of instrument to be issued in batch The options are e DD e BC e TT Display This field displays the batch number The system generates a batch number which is a serial number This batch number needs to be noted down for future reference Mandatory Radio Button Click Against Account to issue the instruments against a CASA account Mandatory Radio Button Click Against GL to issue the instruments against a GL account ORACLE Field Name Account Cheque No Cheque Date No of Insirs Account Ccy Acct Ccy Rate Description Mandatory Numeric 16 Type the CASA number if the Against Account option is selected or the GL account number if the Against GL option is selected This account will be debited towards issue of DD BC TT Optional Numeric 12 Type the number of cheques submitted by a customer for the transaction to debit the CASA account Display This field displays the default current process date It indicates the date on which the instruments are issued Mandatory Numeric Three Type the number of entries that are to be made in a batch The number of entries
217. duplicate BC The options are e Issued e Cancelled e Paid Through Clearing e Paid by Cash e Paid to Customer account e Suspense e Reversed e Paid by GL e Lost e Unclaimed e Stale Except for BCs marked as lost all other status are marked by the system itself Display This field displays the date on which the BC was issued Display This field displays the date on which BC was liquidated This is blank if BC is unpaid till date Display This field displays the mode of issue of the BC For example Against Cash Against GL etc Display This field displays the account number of the purchaser of BC Display This field displays the name of the beneficiary of the BC Display This field displays the Identification details collected from purchaser of the BC instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name Description Beneficiary Addr Display This field displays the contact address of the beneficiary Lost Caution Display Details This field displays the lost caution details Narrative Display This field displays the default narration based on the transaction Enter the serial number and press the lt Tab gt or lt Enter gt key Click the Ok button The system displays the message Do You Want to continue Click the Ok button The system displays the Duplicate BC Print screen N OF OF P 0 Enter the duplicate ch
218. e Int Days Instr No SC Amount Int Variance Interest Amount Secure Margin Withheld Margin Amount Withheld Net Int Rate Description Display This field displays the cheque date Display This field displays the purchase serial number Display This field displays the instrument amount Display This field displays the purchase interest rate Display This field displays the interest days Display This field displays the instrument number Display This field displays the service charge amount Display This field displays the interest variance Display This field displays the interest amount Display This field displays the secure margin withheld in percentage Margin is collected on discounting the cheque which is kept with the bank till the cheque is cleared and received by the bank Display This field displays the amount of margin withheld Margin amount is secured on discounting the cheque which is kept with the bank till the cheque is cleared and received by the bank Display This field displays the net interest rate arrived from the difference between the purchase interest rate filed and the interest variance Net Interest Rate Purchase Interest Rate Interest Variance ORACLE Field Name Description Net Amount Display This field displays the net amount disbursed to the customer after discounting the postdated cheque The net amount i
219. e Issue Mode Drawee Acct No Passport IC No Beneficiary Name H Beneficiary Address Lost Caution Details Payable Branch 240 SANDOZ MUMBAI BC Ccy Txn Cey INR v BC Ccy Rate 1 00000 Txn Ccy Rate 1 00000 BC Amount 1 000 00 Charges Lcy 0 00 Du Field Description Field Name Description Payable Branch BC Ccy Txn Ccy BC Ccy Rate Display This field displays the branch of the bank where the BC is payable This is defaulted from the BC Liquidation Inquiry screen Display This field displays the currency in which the BC is issued Mandatory Drop Down Select the currency from the drop down list The walk in customer would be paid in this currency Display This field displays the rate at which the BC currency is converted to the local currency of the bank The exchange rate values must be defined and downloaded The teller s right to change the cheque currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the cheque currency and the local currency are same the field takes the default value as 1 which cannot be modified ORACLE Field Name Description Txn Ccy Rate BC Amount Charges Lcy Net Amount User Reference No Narrative 11 Click the Ok button Display This field displays the rate at which the transaction currency is converted to the local cur
220. e Date Se Interest Rate 0 00000 Term To Months gq Days Product Variance 0 00000 Int Start Date Jisjo1jzoos Deposit Variance 0 00000 Maturity Date C Not Rate 0 00000 Scheme Variance 0 00000 Next Int Pay Date Scheme Rate 0 00000 Maturity Amount 0 00 Annual Equivalent Rate Deposit Number I Next Int Comp Date User Ref No I Txn Narrative Payin By DD Business Acquirer Id TUMA 4 Field Description Field Name Description Account Number Account Ccy Principal Balance Txn Currency Mandatory Numeric 14 Type the TD account number in which you want to do the pay in The name of the account holder is displayed in the adjacent field Display This field displays the currency assigned to the product at the product level under which the account is opened All the entries posted in the account are in the account currency For example if the currency assigned to a TD product is USD the account opened under that product has USD as its account currency Display This field displays the principal balance of the TD account Principal balance is the sum of the principal amount of all the deposits falling under a single TD account The account currency is displayed in the adjacent field Display This field displays the transaction currency ORACLE Field Name Description Acy Rate Display This field displays the rate at which the account currency is converted to th
221. e Hi value clearing type There is no effect on the customer s account e On running the outward clearing process the system passes the following entries Endpoint 1 Account Dr Cheque Cheque Amount Amount To Cheque for Collection Account Being cheque sent for clearing to Endpoint 1 Accounting Entries In the books of clearing branch the following entries will be passed for the deposit of cheques of own branch accounts Clearing House Account Dr Cheque Cheque Amount Amount To Cheque for Collection Account To Outstation cheque for Collection To Customer GL accounts Being cheques deposited for the own branch account In the account of customer to mark the value date against the cheques deposited for loans the following entries will be passed ORACLE Cheque for Collection Account Posting Date Outstation cheque for Collection Account Dr To Customer Loan Account Being value date marked against the heques deposited for loans If the clearing is done for a cheque deposited for other branch account the following entries will be passed e Atthe clearing branch Clearing House Account Dr To Inter branch Account branch Being clearing done for a cheque deposited or other branch account In the books of account branch To Customer Account GL Account Being clearing done for a cheque deposited or other branch account 2 The branch which does the centralized clearing ORACLE ST037
222. e Mode Narrative Date Updated New Status DD Revalidation Beneficiary Name Beneficiary Addr This field displays the default narration based on the transaction Issue Branch Routing No Issue A C No Cheque Amount Liquidation Date Passport IC No Enter the serial number and press the lt Tab gt or lt Enter gt key Click the Ok button The system displays the message Do You Want to continue Click the Ok button The system displays the DD Revalidation screen SANDOZ MUMBAI fess TESING 15 01 2008 Issued Field Description Field Name Description Date Updated Display This field displays the default current posting date This is the date on which the status of the DD is being updated ORACLE Field Name Description New Status Display This field displays the renewed status of the DD The options are e Lost e Caution e Issued 7 Click the Ok button 8 The system displays the message serial number Click the OK button 9 The system displays the Authorization Reason screen 10 Enter the relevant information and click the Grant button 11 The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button 12 The system displays the Document Receipt scree
223. e Ok button The system displays the data entry section in the screen Click the Auth button The system displays the message Batch Processing Successful at Host Pan oON To reverse the instrument and MICR cross reference data entry batch 1 Select the Reverse Data Entry Batch option from the Action drop down list Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the message Batch Reversed Successful PF oO DN To view the instrument and MICR cross reference data entry batch 1 Select the Inquire Data Entry Batch option from the Action drop down list 2 Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list 3 Click the Ok button 4 The system displays the data entry section in the screen BA990 Clearing Inquiry Using this option you can view all the details of pending cheques for clearing within a branch and their corresponding voucher entry details The various inquiry options available are inward clearing details outward clearing details value date clearing details and voucher entry details Definition Prerequisites e 5506 Batch Data Entry Outward Clearing e 6520 Check Deposited To GL e 5521 Batch Inward Clearing Check Data Entry e ST031 Load Inward MICR File Modes Available Not Applicable To inquire about the clearing details 1 Type the fast path BA990 and clic
224. e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance Modes Available Not Applicable To open the outward clearing data entry batch 1 Type the fast path 5506 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Data Entry gt Batch Data Entry Outward Clearing 2 The system displays the Batch Data Entry Outward Clearing screen Batch Data Entry Outward Clearing ORACLE Action Batch Type Batch Number E Batch Status Deposit Branch 249 2 Currency R No of Instrs Clearing Type DF Late clearing Total Amount p Instrument Summary FLEXCUBE Total Amount No of Instrs FINWARE Total Amount No of Instrs Field Description Field Name Description Batch Type Display This field displays the batch type Action Mandatory Drop Down Select the action to be performed from the drop down list The options are e Open Data Entry Batch Teller can perform the data entry e Reverse Data Entry Batch The data entry batch will be reversed completely The batch can be reversed only before authorization e Modify Data Entry Batch Modify is used for modifying the details entered Modification can be used only before authorization e Authorize Data Entry Batch Supervisor can authorize e Inquire Data Entry Batch Teller and supervisor can perform the inquiry ORAC
225. e Stale Except for DDs marked as lost all other status are marked by the system itself Issue Date Display Liquidation Date Issue Mode Passport IC No Beneficiary Name Issue A C No Beneficiary Addr This field displays the date on which the DD was issued Display This field displays the date on which DD was liquidated It remains blank if DD is unpaid till date Display This field displays the mode of issue of the DD For example Against Cash Against GL etc Display This field displays the identification collected from the purchaser of the DD at time of issue of DD Display This field displays the name of the beneficiary of the DD Display This field displays the account number of the purchaser of DD Display This field displays the contact address of the beneficiary ORACLE Field Name Description Narrative Display This field displays the default narration based on the transaction Enter the serial number and press the lt Tab gt or lt Enter gt key Click the Ok button The system displays the message The serial number is Click the Ok button The system displays the message Do You Want to Continue Click the Ok button N OF Or P 2 The system displays the DD Lost Status Update screen DD Lost Status Update Serial No Bank Code Payee Branch Issue Branch SANDOZ MUMBAI Cheque Ccy Cheque Amount Cheque No Routing No Cheque Status Iss
226. e available as per correspondent banking arrangement you can select the desired bank ORACLE Field Name DD Ccy Txn Ccy DD Ccy Rate Txn Ccy Rate DD Amount Pan Card No Description Mandatory Pick List Select the DD currency from the pick list The list of currencies set up and permissible for the transaction appears in the pick list The DD will be issued in this currency The DD currency then gets converted to the account currency for posting to the account and to local currency of the bank for posting of GL entries Mandatory Drop Down Select the transaction currency from the drop down list This is currency in which transaction takes place This field by default displays the local currency as the transaction currency While posting the transaction entries to the account the transaction currency is converted into the account currency and for posting the GL entries it is converted into the local currency of the bank Display This field displays the rate of conversion to be used for converting the DD currency to the local currency of your bank The teller s right to change the DD currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If both the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the rate at which
227. e beneficiary of the BC Display This field displays the contact address of the beneficiary ORACLE Field Name Description Lost Caution Display Details This field displays the lost caution details Select the liquidation mode and the liquidation type from the drop down list Enter the serial number Select the liquidation type from the drop down list Click the Ok button The system displays the message Do You Want to Continue NO oO PR O BC Liquidation UE Lig Mode Payment Serial No 024012000020 Liq Type Cash x Bank Code Issue Branch 24 SANDOZ MUMBAI BC Cey BC Amount 1 000 00 BC No Routing No 400240002 BC Status Issued Issue Date 31 12 2010 Liquidation Date 15 04 2011 Issue Mode Savings Account Drawee Acct No 50 100000001264 Passport IC No E Beneficiary Name AUTOUSER1 Beneficiary Address f Message from webpage EA 2 contd Do you want to continue Lost Caution Details Click the Ok button The system displays the appropriate screen according to the option selected in the Liquidation Type field 10 Enter the required information in the various screens BC Liquidation By Cash ORACLE Liq Mode Serial No Net Amount 1 000 00 User Reference No Narrative MC PAID Lig Type Bank Code Issue Branch OO BC Ccy BC Amount BC No Routing No 400240002 BC Status Issue Date Liquidation Dat
228. e fast path 1409 and click Go or navigate through the menus to Transaction Processing gt Account Transactions gt CASA Account Transactions gt Remittance gt TC Purchase Against Account 2 The system displays the TC Purchase Against Account screen TC Purchase Against Account ORACLE Account No Acct Cey Issuer Code TC Cey v Acct Ccy Rate TC Amount Charges Account Amt User Reference No Narrative TC Purchase Against Account TC Cey Rate Field Description Field Name Description Account Mandatory Numeric 14 so Type the CASA account number of the customer The adjacent field displays the short name of the primary customer of the account Acct Ccy Display This field displays the currency assigned to the product under which the CASA account is opened All the entries are posted in the account in the account currency based on the exchange rate set up for the transaction For example if the currency assigned to a CASA product is USD US Dollar the account opened under that product has USD as its account currency by default Issuer Mandatory Drop Down Code Select the issuer code from the drop down list The issuer code is maintained in the Issuer Maintenance Fast Path BAMO9 option ORACLE Field Name TC Ccy Acct Ccy Rate TC Ccy Rate TC Amount Charges Description Mandatory Drop Down Select the TC currency from the dro
229. e instruments this number would be the system generated serial number consisting of the branch code and a running serial number Mandatory Numeric 13 Two Type the cheque amount in transaction currency Mandatory Alphanumeric 30 Type the payee name to whom the cheque is made The bank can choose at the time of set up to make this column as mandatory or non mandatory as this field is for information purposes only Mandatory Numeric 10 Type the routing number of the payee Optional Check Box Select the check box to delete the corresponding row Display This column displays the system identity It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Opening the Inward Clearing Data Entry Batch A teller can open an inward clearing data entry batch 3 4 5 6 7 8 Select the Open Data Entry Batch option from the Action drop down list Select the end point and the currency from the drop down list Enter the number of instruments Click the Ok button The system displays the data entry section in the screen Enter the relevant information OR Enter the batch details by selecting the appropriate file in which the individual check details are maintained using the Browse and Load button
230. e liquidation of BC These are defined in Local currency The user can modify the charges using the Service Charge Detail link Display This field displays the amount that will finally be given to the customer This amount is net of charges if any and is in the transaction currency Optional Alphanumeric 40 Type the user reference number It is used to identify the transaction Mandatory Alphanumeric 40 Type the description for the transaction This field displays the default narration based on the transaction 12 The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button 13 The system displays the Document Receipt screen 14 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button 15 The system displays the message Printed Successfully Click the Ok button 16 Click the Cancel button 17 The system displays the serial number Click the Ok button ORACLE 2833 BC Liquidation Against A c UBS Using this option you can liquidate cancellation payment or refund a BC issued by the bank Cancellation is done in case customer has requested for issue of BC and has reverted to bank to cancel the same Payment of BC is done by the
231. e local currency of the bank The exchange rate values must be defined and downloaded Txn Rate Display Payin Amount Txn Amount Compounding Frequency Int Payout Frequency Base for rate Maturity Date Factor This field displays the rate at which the transaction currency is converted to the local currency of the bank The exchange rate values must be defined and downloaded Display This field displays the payin amount based on the DD amount Display This field displays the transaction amount Display This field displays the compounding frequency Display This field displays the time interval at which the pay out for TD will be made Display This field displays the base for rate for the account The options are e Incremental Amount The deposit amount is considered as the base and the interest rate defined at the product level slabs is applied as the interest rate for this deposit e Cumulative For The Deposit The sum total of all the deposits under the TD Account including this new deposit is considered as the base and the interest rate defined at the product level slabs is applied as the interest rate for this deposit e Cumulative For All Deposits The sum total of all the deposits under the TD Account including this new deposit is considered as the base and the interest rate defined at the product level slabs is applied as the interest rate for all deposits under this account
232. e noted down for future reference Mandatory Drop Down Select the deposit branch name from the drop down list In case centralized data entry is being done then the branch for which the cheques are being entered can be any branch The branches belong to the same sector Mandatory Numeric Three Type the number of entries that are to be maintained for a batch The number of entries should be greater than one and maximum 999 Accordingly the system generates rows for data entry Display This field displays the batch status After opening a batch for data entry the status of the batch will always be Unauthorized and the status changes to Validated after the teller completes data entry and submits for authorization Only validated batches can be authorized by the supervisor Description Display This column displays the serial number within the batch that is defaulted by the system ORACLE Column Name OCC Srl No Instrument Ccy A C TYPE Account No Instrument Amount ACLCY Rate TCLCY Rate SC Package Description Display This column displays the system generated outward clearing serial or sequence number for a particular clearing instrument Mandatory Drop Down Select the instrument currency from the drop down list This is the currency in which the instrument is issued Mandatory Drop Down Select the account type from the drop down list It indicates whether the clearing
233. e routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters option Txn Mnemonic Display This field displays the transaction mnemonic of the instrument as set at the Instrument Type Xref definition level Instrument No Mandatory Numeric 12 Type the valid instrument number which has been deposited but not cleared The system identifies it in conjunction with the instrument type and routing number If the instrument type is cheque the system validates that the cheque number is that of an unpaid cheque for the drawer account 8 It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name Instrument Type Description Display This field displays the name of the instrument based on the instrument code selected The system has some preset instruments that it can handle through existing processes In case the bank has some additional instruments for pr
234. e status of the BC The options are e Issued e Cancelled e Paid Through Clearing e Paid by Cash e Paid to Customer account e Suspense e Reversed e Paid by GL e Lost e Unclaimed e Stale Except for BCs marked as lost all other status are marked by the system itself Issue Date Display This field displays the date on which the BC is issued Liquidation Date Display This field displays the date of liquidation of BC if it is paid It remains blank if unpaid Issue Mode Display This field displays the mode used for the issue of the BC For example Against Cash Against GL etc 7 It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name Description Passport IC Display Number oa ee ct This field displays the identification collected from the beneficiary of the BC Beneficiary Name Display This field displays the name of the beneficiary of the BC Issue A C No Display This field displays the account number of the issuer of BC Beneficiary Addr Display This field displays the contact address of the beneficiary Narrative Display This field displays the default narration based on the transaction Enter the serial number Click the Ok button The system displays the message Do You Want
235. e system displays the message Record Authorized Click Ok to Continue Click the Ok button Outward Clearing Process ONO Rw LD Outward Clearing Process section comprises the activities involved in the outward clearing process Deposit of cheques for clearing will be continuous during the day Each branch has a cut off time for depositing cheques or other financial instruments that are sent for clearing In case of deposits that are made after the cut off time late clearing is marked for each branch for each clearing type under the respective sectors The cheques deposited for clearing after such Late Clearing mark will be taken as deposits for the next working day The system also facilitates granting of immediate credit to the customer before the value date against the cheques deposited In this section we also come across an option where the bank can delay crediting the account of a customer due to any reason by extending the float days for a particular cheque or for all cheques ORACLE ST061 Float Extension Float days are the number of working days after which credit will be given to the customer which determines the value date Using this option you can extend the value date of the cheque deposited by a customer When a cheque is deposited based on the routing number the system checks the float days and calculates the value date On the value date when the Value Date Clearing Process option is run the system
236. e the cheque currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the cheque currency and the local currency are same the field takes the default value as 1 which cannot be modified ORACLE Field Name Description Txn Ccy Rate BC Amount Charges Lcy Net Amount User Reference No Narrative 11 Click the Ok button Display This field displays the rate at which the transaction currency is converted to the local currency of the bank The teller s right to change the transaction currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the amount for which the BC is issued This amount is in the currency of the BC Display This field displays the charges associated with the liquidation of BC These are defined in Local currency The user can modify the charges using the Service Charge Detail link Display This field displays the amount that will finally be given to the customer This amount is net of charges if any and is in the transaction currency Optional Alphanumeric 40 Type the user reference number It is used to identify the transaction Mandatory Alphanumeric 40 Type the de
237. e the fast path 5606 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Data Entry gt Batch Data Entry Outward Clearing 2 The system displays the Batch Data Entry Outward Clearing screen Batch Data Entry Outward Clearing Batch Data Entry Outward Clearing amp E Field Description Field Name Description Batch Type Display This field displays the batch type Field Name Description Action Mandatory Drop Down Select the action to be performed from the drop down list The options are e Open Data Entry Batch Teller can perform the data entry e Reverse Data Entry Batch The data entry batch will be reversed completely The batch can be reversed only before authorization e Modify Data Entry Batch Modify is used for modifying the details entered Modification can be used only before authorization e Authorize Data Entry Batch Supervisor can authorize e Inquire Data Entry Batch Teller and supervisor can perform the inquiry Date Display dd mm yyyy Batch Number Deposit Branch Batch Status Type This field displays the current date Display Editable Pick List This field displays the batch number You can also edit this number and enter the required batch number The branch generates a batch number which is a running serial number This batch number needs to be noted down for future reference Mandatory Pick List Se
238. e total of all the service charges if more than one SC code is attached to the transaction Net Amount Display This field displays the net amount of DD liquidation transaction which is to be paid out to customer This amount will be equal to DD amount net of charges involved in the liquidation transaction This amount will be shown in the transaction currency User Reference No Optional Alphanumeric 40 Type the user reference number It is used to identify the transaction Narrative Mandatory Alphanumeric 40 This field displays the default narration based on the transaction DD Liquidation Against A c ORACLE Liquidation Mode Serial No Lig Type Bank Code Payable Branch Issuer Branch DD Ccy DD Amount DD No Routing No DD Status Issue Date Liquidation Date RNS No _ Passport IC No so221 e Beneficiary Name H Beneficiary Addr Lost Caution Details Account No 50500000000043 J KG_CASA1 Acct Ccy Cheque Ccy Acct Ccy Rate 1 00000 Cheque Ccy Rate 1 00000 Cheque Amount 2 867 00 Charges Lcy 0 00 Acct Amount 2 867 00 User ReferenceNo Narrative DD Paid seveecuce vor _ Field Description Field Name Description Account No Mandatory Numeric 14 Type the CASA account number which will be credited with DD liquidation proceeds The adjacent field displays the name of the customer Acct Ccy Display Th
239. eaaeseeneeeeaees 138 1 30 CHM41 Inward Cheque Status IMQuiry cccssccesccsescctvssnneraceescetnestscesaccnnccdessnsenvacsnaeeens 143 Inward Clearing Process and Related Options cssecsseecseecseesseeseeeeeseseeeseeessenesenensnenanes 152 VM Se Tae Pea NY nsw heats Sac sev pe eas ave Sead pease asec be vad beta aden 152 1 82 S POSS Scanning of Passed IiSiru iene siccsisseecciassdevessiasuen sieved iaiia 155 1 33 ST034 Scanning of Rejected Instrument 0 ccccceecceceeeeeeeeeeeeeeceeeeeeeaeeeseaeeneneeesaees 163 1 34 STM75 Scan Reject Pass Disable Maintenance c cccccceeseeceeeeseeeeeesaeeeeeeeeaees 172 1 35 EC004 Scanning of ECS Passed Rejected ReCords cccssseceeceeeeeeeeeseeeeneeesees 174 1 36 ST038 Bulk Scan Inward Rejects cccceccceceeceeeseceeneeceeeeeeaaeseeneeseeeeeseaeeeeaaeeseneeeeaees 180 1 97 SIGS Special SG RUN issons inisinia aa aani anA 186 1 38 ST062 Clearing Account X Reference Enquiry sssssesseesessrresrnesrrssrrssrrssrrssrrssrns 188 1 39 ST076 Check Inward Clearing Instrument sseesseesseeessnesinesrnesrnesrnssrnssnnseenssnnssnnsnns 191 1 40 ST075 Unchecked Instrument Inquiry ssessssesseesseeesneennesrnesrnesrnssnnstnsennsnnssnnssnnssnns 196 1 41 CHO T NSF Reject Log MOUWY vnssniriodisiinnnniiinian nanana aanva aanak 198 1 42 ST099 Payment Value Date Clearing cccceccccceeeceenceceeeeeeeeeeeeaeeeeeneeseaeeesaaee
240. ector Branch Code ORACLE REGULAR CLEARING Branch Code HO v End Point 1 AUTOMATION CLEARING Clearing Type Cheque No Account Number SAMITS v Routing No Batch Number Product Code 1 aa Officer ID Summary of Rejected Instruments Processing Date 31 08 2008 5 The system displays the details of the rejected inward clearing cheque Summary of Rejected Instruments ORACLE Branch Code HO i End Point 1 AUTOMATION CLEARING Clearin g Type REGULAR CLEARING v Routing No Cheque No Account Number 7 Batch Number Product Code i aa Officer ID samits x Summary of Rejected Instruments Processing Date 31 08 2008 Field Description Column Name Description Processing Date Mandatory Pick List dd mm yyyy Select the next posting date from the pick list for the bulk inward reject The user can re post the rejected inward cheque on the next posting date Batch No Display This column displays the batch number of the rejected instrument When a batch data entry is done for inward clearing or an inward clearing file is uploaded the system generates a host batch number Processing of the cheques in the batch happen simultaneously To help track an instrument the batch number is usually displayed as part of the details of the cheque On the day of cheque processing the Scan Pass and Scan Reject
241. ed The transaction currency then gets converted to the account currency for posting to the account and to local currency of the bank for posting of GL entries Display This field displays the rate of conversion to be used for converting the transaction or the instrument currency to the local currency of the bank The teller s right to change the cheque currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Description Display This column displays the serial number within the batch generated by system Mandatory Pick List Select the name of bank on which the instruments shall be drawn from the pick list The lists of banks on which the instrument can be issued are maintained in the Issuer Maintenance option and downloaded to the branch Mandatory Pick List Select the name of the branch where DD BC TT are payable from the pick list Mandatory Numeric 22 Type the amount for which the instrument is being issued This is in terms of instrument currency Display This column displays the instrument amount after conversion of the same in account currency ORACLE Column Name Description Micr No Mandatory Numeric 12 Type the MICR number For every remittance instrument it is necessary to ma
242. ed as current posting date Transit period 1 The system will calculate working days based on the bank calendar Display This column displays the customer or GL name depending on the credit account number and account type Mandatory Alphanumeric 40 Type the remarks in this column This column displays the transaction specific remark Optional Alphanumeric 35 Type the corresponding bank or destination branch primary address Optional Alphanumeric 35 Type the corresponding bank or destination branch secondary address Optional Check Box Select the Delete check box to delete the data entry details Display This field displays the total sum of the instruments for the selected batch type 3 Select the Open Data Entry Batch option from the Action drop down list 4 Select the deposit branch from the drop down list and enter the number of instruments ORACLE 5 Click the Ok button 6 The system displays the data entry section in the screen 7 Enter the relevant information in the appropriate fields OCC Batch Data Entry OCC Batch Data Entry Batch Type Action Batch Number Deposit Branch No of Instrs 5 Batch Status INR v 0 00 1 000000 INR v X 0 00 1 000000 INR 0 00 1 000000 INR 0 00 1 000000 E E Total Amount CP Click the Save button The system displays the message Data Saved Successfully In the Database Click the OK button
243. ed by the teller the instrument serial number is sufficient as this is the number by which FLEXCUBE Retail tracks the instrument uniquely Liq Type Conditional Drop Down Select the DD liquidation type from the drop down list The options are e Cash e Against GL e Against Account e Against TD Account This field is enabled if the serial number is entered Bank Code Display This field displays the bank on which the DD is drawn The list of banks on which DDs can be issued are maintained in the Issuer Maintenance option and downloaded to the branch Normally banks issue DDs drawn on them Payable Display Branch Bete This field displays the branch of the bank where the DD is payable Issuer Display Branch This field displays the branch of the bank that has issued the DD ORACLE Field Name Description DD Ccy Display This field displays the currency in which DD was issued DD Amount Display This field displays the amount for which the instrument is issued This amount is in the currency of the instrument DD No Display This field displays the number of the DD For every remittance instrument the user needs to maintain an MICR number This number will be printed on the instrument if the instrument is expected to come in for clearing through an inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated inqu
244. ed for tracking the transaction Click the Ok button 13 The system displays the Document Receipt screen 14 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button 15 The system displays the message Printed Successfully Click the Ok button ORACLE 16 Click the Cancel button 17 The system displays the serial number Click the Ok button 8324 BC Status Inquiry For remittance of instruments like banker s cheque the bank can define a period after which the instrument will be marked as stale instrument At the time of liquidation the system calculate the stale period and reject the instrument if it has crossed the stale period The user has to revalidate the instrument for liquidation Using this option you can revalidate the expired bankers cheque Whenever the option is invoked the system first performs an inquiry on the banker s cheque and then goes to the update screen Definition Prerequisites e BAMO9 Issuer Maintenance e STMB59 Settlement Bank Parameters e STM54 Routing Branch Maintenance Modes Available Not Applicable To revalidate the status of the bankers cheque 1 Type the fast path 8324 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Remittance gt BC Revalidation 2 The system displays the BC Status Inquiry screen BC Statu
245. eeds to be printed The system displays the message Do you want to print the document Click the Ok button 11 The system displays the message Printed Successfully Click the Ok button 12 Click the Cancel button 13 The system displays the serial number Click the Ok button Note For more Information on Service Charge Details and Inventory Details refer to the Common Screens option available in the Oracle FLEXCUBE Introduction User Manual 7782 Bankers Cheque Inquiry Using this option you can inquire about the issued bankers cheque This option can also be used for initiating duplicate issuance of the cheque by marking the earlier issued instrument as lost or can be reprinted if the original print is mutilated You can issue a duplicate banker s cheque with a new cheque number MICR number using the Duplicate BC Print screen The system keeps a track of the duplicate banker s cheque based on the original serial number generated by the Oracle FLEXCUBE system at the time of issuance ORACLE Note If the status of the instrument is Stale it cannot be reprinted Definition Prerequisites e BAMO9 Issuer Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM99 GL codes Cross Ref Maintenance e BAM20 Bank Codes Maintenance e BAM56 Currency Codes Maintenance Modes Available Not Applicable To print duplicate banker s cheque 1 Type the fast path 77
246. eficiary wants payment against the instrument This is the mode against which the Cardless cash will get liquidated Display Displays the Liquidation type The options are e Cash e Against Account Display Displays the verification code provided by the remitter ORACLE Field Name Beneficiary Mobile Number Txn Ccy Txn Amount Txn Origination Date Txn Withdrawal Date Drawee Acct No Beneficiary Name Beneficiary Address Instrument Ccy Txn Ccy Instrument Ccy Rate Description Display Displays theMobile number of the person to whom the money has to be transferred Display This field displays the currency in which the funds should be credited in the beneficiary account Display This field displays the transaction amount This amount is in the currency of the Txn Display This field displays the date on which the Txn was done Display This field displays the default current posting date as liquidation date It remains blank during the inquiry option Display This field displays the account number against which the transaction is done Display This field displays the name of the beneficiary Display This field displays the contact address of the beneficiary Display This field displays the fund transfer currency Mandatory Drop Down Select the transaction currency from the drop down list This is the currency in which beneficiary of the cardless cash
247. eld displays the total sum of all the inward clearing instruments within the branch Select the Open Data Entry Batch option from the Action drop down list Select the deposit branch from the drop down list and enter the number of instruments Click the Ok button The system displays the data entry section in the screen It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE 7 Enter the relevant information in the appropriate fields ICC Batch Data Entry ICC Batch Data Entry Batch Type Action Batch Number Deposit Branch No of Instrs 2 Batch Status 10 00 1 1004 2008 fi 23 CHEQUE Regular 1 day Float 10 00 46 40 46 40 1 100472008 24 CHEQUE Regular 1 day Float 3 yl Total Amount Compute sc Save Click the Save button The system displays the message Data Saved Successfully In the Database Click the Ok button 10 Click the Validate button 11 The system displays the message Batch Validated Successful Authorization pending Click the Ok button Note To change the number of instruments modify the No of Instr field and click the Modify button Accordingly the number of data entry rows will change in the Data Entry s
248. elo 8804 allelels elelo Payment Details Payment Date 31705 2008 ES Payment Ccy IDR Vl Txncey IDR Payment Ccy Rate E 1 00000 Txn Ccy Rate 1 00000 Amount Paid 12 500 00 Charges LCy Total Amount LCY User Reference No 563653 Narrative Advance Payment against Credit Card Other Tr ES Service Charges Details Click the Ok button The system displays the transaction sequence number Click the Ok button The system displays the Documents screen oN OR Click the Cancel button If you want to print the receipt select the record that needs to be printed The system displays the message Do You Want To Print Click the Yes button ORACLE Other Transactions 8323 Maintain Issued Instruments Using this option allows the Oracle FLEXCUBE branch of the bank to maintain the records and details of all the DDs TTs and MTs issued at the non Oracle FLEXCUBE branch which are payable at the Oracle FLEXCUBE branch Definition Prerequisites e BAMO9 Issuer Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM20 Bank Codes MaintenanceBAM56 Currency Code MaintenancelV001 Stock Transaction e CHM37 Cheque Book Issue Modes Available Not Applicable To maintain issued instruments 1 Type the fast path 8323 and click Go or navigate through the menus
249. en to the customer This amount is net of charges if any and is in the transaction currency Optional Alphanumeric 40 Type the user reference number It is used to identify the transaction Mandatory Alphanumeric 40 Type the description for the transaction This field displays the default narration based on the transaction ORACLE Liq Mode Serial No Liq Type Bank Code Issue Branch Cheque Cey Cheque Amount Cheque No Routing No Cheque Status Issue Date Liquidation Date Issue Mode Drawee Acct No PassportjIC No Beneficiary Name ACLE FINANCIAL 5 ARE LIMITED NIRLON STERN EXPRESS H AON EAST MUMBAI Beneficiary Address ORACLE MUMBAI Lost Caution Details I Payable Branch R SANDOZ MUMBAI Gl Cey INR Cheque Ccy Rate __1 00000 Gl Ccy Rate 1 00000 Cheque Amount D zoo Charges Lcy 0 00 Gl Acct Amount 250 00 GI Account No _ J J User Reference No Narrative BC Liquidation By GL d hange P heq R D I Pin Valid Service Charg g T ll heqi wor ok close cer Field Description Field Name Description Payable Branch Display This field displays the branch of the bank where the BC is payable This is defaulted from the BC Liquidation Inquiry screen GL Ccy Mandatory Drop Down Select the currency from the drop down list GL will be credited in this currency Cheque Ccy Rate
250. eposit FLEXCUBE allows the entry of a single cheque deposit multiple cheque deposit and file upload for bulk cheque deposits When multiple cheques are to be deposited into the same account you have to open a header for the account that indicates the total number and total value of the cheques that are deposited by the customer The header transaction generates a document number that can be subsequently used to enter the cheque details for that account All cheques deposited in one consolidated batch should belong to the same currency This transaction has to be followed by Consolidated Cheque Batch Data Entry transaction for posting the individual details of cheque Definition Prerequisites e BAM14 Rewards and Service Charges definition e BAMO9 Issuer Maintenance e BAM56 Currency Codes Maintenance e STM64 Clearing Type MaintenanceThe exchange rate values must be defined and downloaded Modes Available Not Applicable To deposit the consolidated cheques 1 Type the fast path 6511 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Data Entry gt Consolidated Cheque Deposit ORACLE 2 The system displays the Consolidated Cheque Deposit screen Consolidated Cheque Deposit Modify Header Account No SS Account Cey Txn Cey C E Acct Ccy Rate Txn Ccy Rate a Total Amount Account Amt Cheque Literal Clearing Type o La
251. eque Collection Processing Cheque collection Option Reject Inquiry Parameters Upto Batch Posting Date Deposit Branch HO z HO z Inquiring Branch Batch No Corr bank gd Cash Letter Reference Srl No A OCC Details OCC Srl no Nog 999900020001 000000007788 999900020001 999900021001 999900021001 Field Description 02 06 2005 Reference ins ent Beneficiary Account Instrument Amount Posting date Inquiry t everse Dispatch Option Reverse Dispatch Fetch Deposit Reference BO Branch No 600617621001 Column Name Description OCC Details OCC Srl no Display Reference Instrument Number Beneficiary Account Instrument Amount Posting date Deposit Branch This column displays the serial number of OCC Display This column displays the instrument number Display This column displays the beneficiary account Display This column displays the instrument amount Display This column displays the posting date Display This column displays the deposit branch of the instrument ORACLE Column Name Description Reference No Display This column displays the reference number Branch Display This column displays the destination branch name Instrument Currency Display This column displays the instrument currency Remarks Display This column displays the remarks Reverse Despatch Schedule Cheque Collection Processing Cheque collection
252. eque number Duplicate BC Print Serial No 024012000036 Bank Code Issuer Branch 240 SANDOZ MUMBAI Cheque Ccy 7 Cheque Amount 250 00 Cheque No 000000000789 Routing No 400240002 Cheque Status Paid to Customer Afc Issue Date 15 01 2008 Liquidation Date 15701 2008 Issue Mode Savings Account Issue A C No 02401000000240 Passport IC No et Beneficiary Name MUDIT AGARWAL ORACLE FINANCIAL SERVICES SOFTWARE LIMITED NIRLON COMPOUND OFF WESTERN EXPRESS HIGHWAY GOREGAON EAST MUMBAI Beneficiary Addr MUDIT AGARWAL ORACLE MUMBAI Lost Caution Details Narrative 02401000000240 BC Sale Against Acco iwemor OK Close Clear Click the Ok button The system displays the message Authorization Required Do You Want to continue Click the Ok button 10 The system displays the Authorization Reason screen 11 Enter the relevant information and click the Grant button ORACLE 12 The system displays the transaction sequence number The transaction sequence number is a system generated number that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button 13 The system displays the Document Receipt screen 14 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok butt
253. er User Ref No Txn Narrative Business Acquirer Id 11 Click the Ok button Description Display This field displays the next interest compounding date Depending on the Interest Compounding Frequency duration specified the system calculates the next interest compounding date Consider the following example Interest Payout Frequency Quarterly Interest Compounding Frequency Monthly Deposit initiated date 31 12 2003 Next Interest Compounding Date 31 01 2004 Display This field displays the total amount to be received on the maturity of the deposit This amount is inclusive of the TDS if any Display This field displays the deposit number of the customer The deposit number signifies the number of deposits opened in an account The deposit number is incremented every time a new deposit is created in an account It may or may not be created due to interest payout or renewal Optional Alphanumeric 40 Type the user reference number Mandatory Alphanumeric 40 Type the narration for the transaction By default the system displays Payin By BC Mandatory Pick List Select the business acquirer id from the pick list By default the system displays the teller id who has performed the transaction 12 The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be us
254. er has to setup each end point in a Global Setup along with its details such as the GL to be associated with Float days of an instrument are set up using the endpoint code Each branch should have a clearing branch set up for the endpoint to send the cheques for clearing Clearing Type Mandatory Drop Down Select the clearing type from the drop down list The bank can set up multiple clearing types where cheques that should be cleared at different times of the day are deposited so that they can be treated differently All processes for a cheque from outward clearing running of value date and marking late clearing etc happen on the basis of the clearing type Clearing Date Mandatory Pick List dd mm yyyy Select the clearing date from the pick list This is the date for which value date processing should be run manually It can run for any previous day as well 3 Select the clearing house and the clearing type from the drop down list 4 Select the clearing date from the pick list Value Date Clearing Process 3 Float is the number of days after which credit is given The Bank s Float is the number of days after which credit is given to the bank by the clearing house The Customer s Float is the number of days after which the Bank gives credit to the customers ORACLE Clearing House 1100 DELHI CLEARING HOUSE v Clearing Type MICR 1 CLG s Clearing Date 30 01 2008 E 5 6 Click
255. erial number Display This column displays the reject reason for every rejected record Display This column displays the amount of the instrument in transaction currency in which the transaction took place While posting the transaction entries to the account the transaction currency is converted into the account currency and for posting the GL entries it is converted into the local currency of the bank ORACLE Column Name Description Authorised 6 Double click the appropriate record to view the details 7 The system displays the Details of Rejected Instruments tab Display This column displays the status of the cheque If the particular cheque has been authorized for processing through inward or outward clearing then the status is displayed as Y or else as N Details of Rejected Instrument Branch Code 240 End Point Routing Number Batch Number ValueDate 39 06 2011 Summary of Rejected Instruments End Point Batch Number Cheque no Group Short Name Amount TCY 6 000 00 Amount LCY 6 000 00 Amount Net Of SC Payee Name Outward Clearing Type Reject Reason On Record sanvoz mumBat Clearing Type Cheque Number Account Number Product Code Reject Reason Customer Group Clearing Type Drawee Account no Cheque Date Txn Currency Account Currency Authorised Status Payee Routing No o Process in Inward clearing
256. eric 40 Type the description for the transaction This field displays the default narration based on the transaction Quick Payin By BC Account Number 02405530000036 ERUN SHARMA Account Cey Iie Principal Balance im Txn Cey im oF Acy Rate 50000 Txn Rate ten000 Txn Amount Payin Amount Compounding Frequency ar maturity Int Payout Frequency Base for Rate Incremental Amount Maturity Date Factor Term maturity Date pTerm Rate Value Date 15 01 2008 Interest Reve P ooo iani Te Months 7 bays Product Variance 0 00000 Int Start Date sonos Deposit Variance D ooo Maturity Date E j Net Rate 8 00000 L Scheme Variance 6 00000 Next Int Pay Date J Scheme Rate 8 00000 Maturity Amount 0 00 Annual Equivalent Rate 0 Deposit Number CZ f i r ek NOE ee Next Int Comp Date Txn Narrative Payinbyec Business Acquirer Id fuma Maturity Amount is calculated without considering tax wor ok close Field Description Field Name Description Account Number Mandatory Numeric 14 Type the TD account number in which you want to do the pay in The name of the account holder is displayed in the adjacent field ORACLE Field Name Account Ccy Principal Balance Txn Ccy Acy Rate Txn Rate Txn Amount Payin Amount Compounding Frequency Int Payout Frequency Base for rate Description Display This
257. es Display This field displays the list of applicable facilities Display This field displays the list of applicable facilities Display This field displays the list of applicable facilities Display This field displays the effective date of listing of the OD limits on the account based on addition or modification or deletion event 3 Enter the CASA account number and press the lt Tab gt key ORACLE 4 The system displays the history of the OD limits OD Limit History Inquiry Search Criteria Search String ozs oo BJ Customer Name Customer ID 50028474 Customer Type Group Code Fa jma ooo DOB Mailing Address E Mail L Mothers Maiden Name C NNN Facility New Request Regeneration Request RegistrationDate Regeneration Date TBS Level NetRole Level Title Mobile UDN Number Modify Flag Telephone Banking ica m E Net Banking iva i E Mobile Banking E Account Number Mobile D Third Party Transfer f E C O L B CJ E gency m m T C Account Number Agency 77 Agency Number A Remarks L NNN Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized E 5 Click the Close button C1423 LC LG Code Information Using this option you can maintain the customer level LC LG code registration details for various channels os operation Definition Prerequisites Not Applicable Modes Available Add Modify Delete Cancel Amend A
258. es to do so by setting system internal parameters accordingly In situations where the float days is zero and there is a need to release funds to the customer on the same day this process is setup to be run on invocation by the user You can use the Value Date Clearing Inquiry Fast Path ST002 option to find out whether the value date clearing process is run already or not Note If there are no cheques to be processed the system displays the message No rows present to be processed in value date clearing Definition Prerequisites e BAM20 Bank Codes Maintenance ORACLE e BAM28 Endpoint Float Maintenance e STM64 Clearing Types Master Modes Available Not Applicable To run the value date clearing process 1 Type the fast path ST001 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Value Date Clearing Process 2 The system displays the Value Date Clearing Process screen Value Date Clearing Process Clearing House Clearing Type v Clearing Date 30 01 2008 E Field Description Field Name Description ORACLE Field Name Description Clearing House Mandatory Drop Down Select the clearing house from the drop down list The endpoint for which the bank wishes to run value date clearing The endpoint is a clearinghouse or a correspondent bank to which the cheques are sent to for clearing purposes The us
259. es Available Not Applicable To liquidate a demand draft 1 Type the fast path 8310 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt DD Liquidation 2 The system displays the DD Liquidation Inquiry screen DD Liquidation Inquiry Liquidation Mode Serial No Liq Type Bank Code Payable Branch Issuer Branch DD Cey DD Amount DD No Routing No DD Status Issue Date 31 12 2020 Liquidation Date 31 12 2010 Issue Mode Drawee Acct No Passport IC No Beneficiary Name H Beneficiary Addr Lost Caution Details Field Description Field Name Description ORACLE Field Name Liquidation Mode Serial No Liq Type Bank Code Payable Branch Description Mandatory Drop Down Select the reason for liquidation mode from the drop down list The options are e Cancellation Purchaser of DD wants payment after cancellation of the instrument System allows cancelling the Demand Draft which was stale using this option e Payment Beneficiary of DD wants payment of the instrument e Refund Purchaser has lost the instrument or does not need the same Hence refund of money is desired Mandatory Numeric 12 Type the FLEXCUBE Retail serial number of the DD to be liquidated For a remittance instrument such as a BC or a DD at the time of issue the
260. es in the same currency and should be from the same endpoint Definition Prerequisites e BAM29 End Point Master Maintenance Modes Available Not Applicable To load the MICR data file for inward clearing 1 Type the fast path ST031 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Handoff gt Load Inward MICR File 2 The system displays the Load Inward MICR File screen Load Inward MICR File Load Inward MICR File Field Description Field Name Description ORACLE Field Name Description File Name Mandatory Pick List Select the file name from the pick list This is the system generated file name Usually if a file has been uploaded from the central bank the system attaches a standard prefix to the original file name Clearing House Display This field displays the name of the clearing house The endpoint is a clearinghouse or a correspondent bank to which the cheques are sent for clearing There is a global setup where each endpoint needs to be set up along with details like the GL it has to be associated with Float days of an instrument are set up using the endpoint code Each branch should have a clearing branch set up for the endpoint to send the cheques for clearing Currency Display This field displays the currency of all the instruments in the file 3 Select the file name from the pick list Load Inward MICR File
261. et up using the Settlement Bank Parameters option Date Mandatory dd mm yyyy Type the date written on the instrument This date has to be less than or equal to current posting date This date is used in checking validity of the instrument Instruments become stale if the cheque date is prior to the current posting date by the stale period defined in the Settlement Bank Parameters option If cheque date is greater than the current posting date then the cheque has to be treated as a post dated cheque Drawee A C No Mandatory Numeric 14 Type the account number of the customer who has drawn the cheques This account number is validated if the routing number entered indicates that the drawer is your own customer A C Currency Display This field displays the account currency It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Column Name Description ACLCY Rate Display This field displays the rate at which the account currency is converted to the local currency of the bank The exchange rate values need to be defined and downloaded The teller s right to change the account currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the
262. ew its details 8 The system enables the corresponding tab Purchase Details Postdated Cheque Discounting Cancel Customer Name Posting Date gt gt 7 ag Posting Date From FAS To Cheque No Routing No Drawee 7 Account No Account No JOHN SMITH 01 01 2004 Purchase Details Account Details Account No 101 d Customer Name JOHN SMITH So pperaee Amt Purchased To 0700 00 7 Acct Purchase Limit Date Memo E Clearing Details Clearing Type Same Emirat Routing No 501301500 Paes Act Instr Value 44 AYAT a Cust Value A ESPETA A 3 oae 6 4 pate 31 03 2004 EE Cheque Date PE Uren pSe perai z a urchase Sr perar g SOBRE ya ecure Margin No ues Iaza No aii Withheld mpe 7 rye Margin Amount Instr Amt SC Amount Withheld Purchase Int pooo ti CO Rate Int Variance J J Net Int Rate Int Days iy Interest Amount 25 69 Net Amount Earned Interest F Unearned hoo Amount Interest Amount H14 Interest Waive I Save Cancel Next Previous Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized a 06 01 2004 17 16 46 PERERA A Add Modify Delete Cancel Amend Authorize Inquiry _ Fetch If Ok close Clear Field Description Field Name Description Account Details ORACLE Field Name Account No Customer Name Acct Purchase Limit Amt Purchased To Date Me
263. field displays the account number of the drawee with DD issue branch Display This field displays the identification details collected from the beneficiary of the DD Display This field displays the name of beneficiary in whose favor the DD was drawn Display This field displays the address of beneficiary in whose favor the DD was drawn ORACLE Field Name Description Lost Caution Display Details This field displays the details that are entered for lost caution DD s 3 Select the liquidation mode from the drop down list 4 Enter the serial number and DD liquidation type 5 Click the Ok button The system displays the message Do You Want to Continue DD Liquidation Liquidation Mode Payment m Serial No 024013000030 Liq Type Against Account ea Bank Code Payable Branch 240 0 SaNDoz MUMBAI Issuer Branch ANDOZ DD Ccy DD Amount 4 000 00 DD No 900000001345 _ Routing No 400240002 DD Status Issued Issue Date 30 06 2010 Liquidation Date Issue Mode Drawee Acct No Passport ICNo BoIM145 Beneficiary Name JOHN LINKON Beneficiary Addr 12 RED WOODS HILL ROAD Windows Internet Explorer 2 J contd Do you want to continue Lost Caution Details 6 Click the OK button 7 The system displays the DD liquidation against account 8 Enter the required information DD Liquidation Against A c FC FCR ORACLE
264. field displays the currency assigned to the product at the product level under which the account is opened All the entries posted in the account are in the account currency For example if the currency assigned to a TD product is USD the account opened under that product has USD as its account currency Display This field displays the principal balance of the TD account Principal balance is the sum of the principal amount of all the deposits falling under a single TD account The account currency is displayed in the adjacent field Display This field displays the transaction currency Display This field displays the rate at which the account currency is converted to the local currency of the bank Display This field displays the rate at which the transaction currency is converted to the local currency of the bank The exchange rate values must be defined and downloaded Display This field displays the transaction amount Display This field displays the payin amount based on the bankers cheque amount Display This field displays the compounding frequency Display This field displays the time interval at which the pay out for TD will be made Display This field displays the base amount ORACLE Field Name Maturity Date Factor Term Value Date Term Int Start Date Maturity Date Rate Interest Rate Product Variance Deposit Variance Description Mandatory R
265. for future use 9 Modify the relevant details ORACLE 10 Click the Save button 11 The system displays the Summary tab Click the Ok button 12 The system displays the message Record Modified Authorization Pending Click the Ok button 13 The details of the postdated cheques deposited for discounting are modified successfully once the record is authorized ST078 Postdated Cheque Discounting Cancel Using this option you can cancel the postdated checks which are discounted or credited to the account in case of any error in the account number Postdated checks are discounted by using Postdated Check Discounting Fast Path ST077 option Definition Prerequisites e STM54 Routing Branch Maintenance e ST077 Postdated Cheque Discounting e The exchange rate values must be defined and downloaded Modes Available Modify Cancel Authorize For more information on the procedures of every mode refer to Standard Maintenance Procedures To modify discounting details of a cancelled postdated cheque 1 Type the fast path ST078 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Postdated Cheque Discounting Cancel 2 The system displays the Postdated Cheque Discounting Cancel screen Postdated Cheque Discounting Cancel ORACLE Postdated Cheque Discounting Cancel o1fo1 180 ey Cheque No Account No Posting Date From umma
266. for inward clearing or an inward clearing file is uploaded Processing of the cheques in a batch takes place simultaneously To track an instrument the batch number is usually displayed as part of the details of the cheque On the day of cheque processing the Scan Pass and Scan Reject enquiries can be performed using the batch number Display This column displays the currency in which all the instruments in the batch are drawn out One batch can consist of instruments in one currency only Currency consists of a three digit integer code that represents the currency or three letters that represent the short form of the currency name as set up Display This column displays the total credit amount For inward clearing batch files the sum of the instrument amounts will be displayed as the credit amount Display This column displays the total debit amount For inward clearing batch files the sum of the instrument amounts will be displayed as the debit amount Display This column displays the clearing batch open date Display This column displays the status of the batch If the particular batch has been authorized then the status is displayed as Y or else as N An authorized batch cannot be authorized again or unauthorized 3 Double click the appropriate record to view details 4 The system displays the Details of Batches tab ORACLE Details of Batches Summary of Batches Det End Point Batch
267. g Maintenance The clearing house is called the Endpoint ORACLE Field Description Field Name Description Clearing Type Posting Date Mandatory Drop Down Select the clearing type for which the late clearing should be marked from the drop down list The bank can set up multiple clearing types where cheques that should be cleared at different times of the day are deposited so that they can be treated differently All processes for a cheque from outward clearing running of value date and marking late clearing etc happen on the basis of the clearing type Mandatory Pick List dd mm yyyy Select the posting date for which the clearing should be marked from the pick list The date should be the current or next posting date By default this field displays the current posting date 3 Select the clearing type from the drop down list 4 Enter the posting date Late Clearing Maintenance ORACLE Late Clearin g Ma Clearing Type OUTWARD RETURNS 5 Click the Ok button 6 The system displays the message Recovering unfinished transactions Click the Ok button Note Marking of late clearing is mandatory before outward clearing for that type can be run The branch may receive cheques on that day but the system will record them for the next working day STM63 Late Clearing Marking Maintenance Using this option you have to make sure that all
268. g No Display This column displays the routing numbers ORACLE Column Name Description Drawee Acct Display This column displays the drawee account number Overdue Days Display This column displays the number of overdue days Status Display This column displays the status of the instrument Modified Display This column displays the status whether modified or not 7 Double click the appropriate record to view its details 8 The system enables the corresponding tab Purchase Details Account No 000 230 Customer Name Posting Date From 017017180E Posting Date To Daye oem Cheque No Routing No Drawee Account No ny S Purchase Details Account Details Account No 00023093 Customer Name DEEPAKIATI Acct Purchase Limit 3 00 Arnt Purchased To Date e 1 Memo E E a _ Clearing Details S Clearing Type Reg ay Float Routing No 290201 _ Drawee Acct No 55454654 Instr Value Date 207057200 R Cust Value Date Dovos 200 Ree Cheque Date EE Purchase Details R Purchase Srl No Instr No 0000000 Secure Margin Withheld 6 a Instr Amt aa 0 SC Amount 0 00 Margin Amount Withheld 0 00 Purchase Int Rate Q J Int Variance 0 00000 Net Int Rate Int Days fe Interest Amount 00 Net Amount Save I Cancel Next II Previous Record Details Input
269. generates a serial number automatically comprising the branch code instrument type and a running serial number When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number is sufficient as this is the number by which FLEXCUBE Retail tracks the instrument uniquely Mandatory Drop Down Select the BC type of liquidation from the drop down list The options are e Cash e Against GL e Against Account e Against TD Account Display This field displays the issuer of the BC Display This field displays the branch of the bank that has issued the BC Display This field displays the currency in which the BC is issued ORACLE Field Name Description BC Amount Display This field displays the amount for the BC This amount is in the currency of the BC BC No Display This field displays the cheque number of the BC This is the MICR number of the BC For every remittance instrument the user needs to maintain an MICR number This number will be printed on the instrument if the instrument is expected to come in for clearing through an inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated enquired upon by M
270. ges attached to immediate credit should be waived If the check box is not selected then the system by default charges the SC attached to the immediate credit transaction mnemonic 3 Enter the routing number the cheque number and the drawee account number Immediate Credit ORACLE Routing Number 100 Cheque Number Drawer Acct No 54 Clearing Type Account No Customer Name Ast Cheque Amt for T 260 01 Original Value Date 2 7 00 ee SC Waiver Flag 4 Click the Ok button The system displays the message Authorization Required Do You Want to continue Click the OK button 6 The system displays the Authorization Reason screen 7 Enter the relevant information and click the Ok button 8 The system displays the message Immediate Credit Successful Click the OK button Example Under Normal Clearing Opening balance of account as on February 14 2004 80 000 A cheque is deposited of 40 000 Value Date February 16 2004 The unclear balance of account 40 000 Available balance as on February 14 2004 80 000 Accounting Entries On Immediate Credit Opening balance of account as on February 14 2004 80 000 A cheque is deposited of 40 000 Value Date February 14 2004 The unclear balance of account 0 Available balance as on February 14 2004 120 000 The following accounting entries will be passed on granting immediate credit for a deposited
271. gives credit to the customer and updates the balances and statements accordingly In order to delay giving credit to a customer due to any reason the bank may use this option to extend the float days for a particular cheque Single float extension can be done before the value date or on the value date or after the value date as long as value date clearing is not run for the value date Single float extension done prior or on the value date will update the book balance and there by start accounting the interest However it postpones the availability of the cheque amount for withdrawal to the new value date Definition Prerequisites e STM54 Routing Branch Maintenance e STM59 Settlement Bank Parameters e BAM28 Endpoint Float Maintenance e BAM27 Calendar for End Point Other Prerequisites e The exchange rate values must be defined and downloaded Modes Available Not Applicable To extend the value date of a deposited cheque 1 Type the fast path ST061 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Float Extension 2 The system displays the Float Extension screen Float Extension ORACLE UE Routing Number Instrument Number Float Days to be Extended Clearing Type Customer Value Date New Customer Value Date Field Description Field Name Description Routing No Mandatory Numeric Nine Type the routing number against
272. h Code Small Clearing AIC No Account Number C Customer A C No I Customer ID I Currency Name Travellers Cheque Service Charge Signature Cox Field Description Field Name Description Small Optional Radio button recat Click Small Clearing A C No to perform the inquiry based on the small o clearing account number Account Optional Radio button Number Click Account Number to perform the inquiry based on the CASA account number Small Conditional Numeric 14 Clearing AIC No Type the small clearing account number The FLEXCUBE Retail generated account number has a maximum length of 16 digits which may not be acceptable for clearing by some central banks At the time of cheque book issue the system generates an alternate 10 digit account number for clearing purposes which can be used in file upload The number is usually printed on the cheque leaves When an inward clearing file with the small clearing account number is uploaded the system uses the cross reference with the FLEXCUBE Retail account number to find the actual account for the transaction The clearing account number is unique for a clearing sector This field is enabled only if the Small Clearing A C No option is selected ORACLE Field Name Description Customer A C No Clearing Sector ACH Branch Code Customer Name Customer ID Branch Code Currency Name 27 Conditional Numeric 14 Type the CASA ac
273. hange the account currency rate within a range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If both the transaction currency and the local currency are the same the field takes a default value as 1 which cannot be modified Display This field displays the amount for which the DD is issued This amount is in the currency of the DD Display This field displays the charges in local currency that will be levied for the liquidation of DD The service charge codes are added and maintained in the Service Charge Code Maintenance option The service charges can be attached at the product level transaction mnemonic level or at the issuer maintenance level The system displays the total of all the service charges if more than one SC code is attached to the transaction The default SC can be changed by selecting the Service Charge Details button Display This field displays the amount that will be finally credited to the CASA account This amount will be in the currency of the account and will be equal to the DD amount net of charges recovered Optional Alphanumeric 40 Type the user reference number It is used to identify the transaction Mandatory Alphanumeric 40 Type the narration ORACLE DD Liquidation By GL Liquidation Mode Serial No Liq Type Bank Code Payable Branch DD Cey Cheque No DD Status Issue D
274. hat has made the TT Display This field displays the fund transfer currency Display This field displays the TT fund amount This amount is in the currency of the TT Display This field displays the date on which the TT was made Display This field displays the default current posting date as liquidation date It remains blank during the inquiry option Display This field displays the mode of issue of the TT For example Against Cash Against GL etc Display This field displays the passport or IC number of the customer Display This field displays the name of the beneficiary of the TT Display This field displays the account number if the TT is issued against a CASA Display This field displays the beneficiary address 3 Enter the serial number and press the lt Tab gt or lt Enter gt key TT Lost Status Inquiry ORACLE Serial No Bank Code Issue Branch fo wd TT Cey TDR TT Amount ___5 000 045 00 Issue Date sorz Liquidation Date Issue Mode er account S Passport IC No lovessss7T___ Beneficiary Name Rema SOS O CC SCSTSS SU AVC NO sss0111001101 Beneficiary Address eLex n Ee 4 Click the Ok button 5 The system displays the message The serial number is Click the Ok button 6 The system displays a message Do You Want to Continue Click the Ok button 7 The system displays the TT Status Update screen 8 Enter the required
275. he transaction This field is enabled or disabled depending on the profit booking being enabled or disabled for the particular transaction Mandatory Alphanumeric 40 Type the narration By default the system displays TC Sale Against Account ORACLE 3 Enter the account number and press the lt Tab gt or lt Enter gt key 4 Select the issuer code 5 Enter the TC amount and narration TC Sale Against Account TC Sale Against Account Account No 01000000118360 ABY M GAYLE Acct Ccy IssuerCade AMERICAN EXPRESS TC Cey uso w Acct Ccy Rate 1 00000 TC Cey Rate _ 47 2500 TC Amount 5000 00 Charges Ley 0 00 Account Amt 236 250 00 Cheque No oo0000000000 BC Date 15 02 2008 E User Reference No Narrative 01000000118360 TC Sale a R sinatio nist Inventor ry id Service Charge ravell oe Icon cur 6 Click the Ok button 7 The system displays the transaction sequence number The transaction number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the OK button The system displays the Document Receipt screen If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button OR Click the Cancel button Note For more information on Authorization
276. he exchange rate values must be defined and downloaded The teller s right to change the account currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the account currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the rate at which the transaction currency is converted to the local currency of the bank The exchange rate values must be defined and downloaded The teller s right to change the transaction currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Mandatory Numeric 13 Two Type the total amount Display This field displays the amount in the account currency Mandatory Drop Down Select the header type of the entry from the drop down list The options are e MICR e NON MICR ORACLE Field Name Description Cheque Literal Mandatory Drop Down Select the cheque literal from the drop down list It is the description of the cheque from a standard set of definitions The options are e Cash Deposit e Drawing voucher deposit e Guaranteed cheque deposit e House cheque deposit e Local cheque deposit e MO PO deposit e Outstation cheque de
277. he value date of the instrument Display This field displays the clearing type The user can set up multiple clearing types for the bank where in cheques required to be cleared at different times of the day are deposited and treated differently All processes for a cheque from outward clearing running of value date marking late clearing etc take place on the basis of the clearing type Display This field displays the date on which the cheque was deposited Display This field displays the value date of the cheque When a cheque is deposited on an account the system uses the routing number to check the float days from the Endpoint Float Maintenance option and the working days from the Composite Calendar Generation option The system generates the value date on which the cheque is expected to be cleared On the value date the system updates the customer s available balance and credits the account with the cheque amount For more information on maintaining value date refer to the Clearing Definitions option in the Definitions User s Guide Display This field displays the amount for which the cheque was purchased by the bank ORACLE Field Name Description Drawer Acct No Display This field displays the drawer account number The drawer account number is the account number of the person who has issued the cheque If the cheque is drawn on a different bank the drawer account number will not be validate
278. his option you can issue banker s cheques to a Walk in customer Since these customers do not have an account with the bank they can purchase BC from the bank against cash This transaction updates the teller s cash position by the transaction amount The transaction also supports multi currency You have to first maintain the details of the instruments like cheque number date amount beneficiary details etc Subsequently you can liquidate the instrument by cancellation payment refund in the BC Liquidation Inquiry Fast Path 8307 option Definition Prerequisites e BAMO9 Issuer Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM56 Currency Code Maintenance Modes Available Not Applicable To issue banker s cheque against cash 1 Type the fast path 8301 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt Banker s Cheque Sale Against Cash 2 The system displays the Banker s Cheque Sale Against Cash screen ORACLE Banker s Cheque Sale Against Cash Bank Code v Chq Cey amp Txn Cey Cheque Ccy Rate Ss Txn Ccy Rate z Cheque Amount a Pan Card No Charges Ley Total Amount BC Date Gsiniteooa Serial No Micr No m Routing No C 0 S Passport JIC No Beneficiary Name Beneficiary Addr User Reference No Narrative BC Sale Against Cash Print Remar
279. his option you can disable the option of passing cheques queued under reject for non clearing branches Definition Prerequisites e STM64 Clearing Type Maintenance e BAM28 Endpoint Float Maintenance Modes Available Add Modify Cancel Amend Authorize and Inquiry For more information on the procedures of every mode refer to Standard Maintenance Procedures To disable the scan reject pass transactions for a particular branch 1 Type the fast path STM75 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Scan Reject Pass Disable Maintenance 2 The system displays the Scan Reject Pass Disable Maintenance screen Scan Reject Pass Disable Maintenance ORACLE Process Date isoro J EndPoint Code pica Clearing Type z Disable Scan Reject Pass E lt 1 Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized Delete C C Field Description Field Name Description Process Date Mandatory Pick List dd mm yyyy Select the process date from the pick list By default the system displays the current process date EndPoint Code Mandatory Pick List Select the appropriate endpoint code from the pick list Clearing Type Mandatory Drop Down Select the clearing type from the drop down list Disable Scan Optional Check Box Reject Pass Select the Disable Scan Reject Pass check box to dis
280. ield Name BC Status Issue Date Liquidation Date Issue Mode Drawee Acct No Beneficiary Name Passport IC No Beneficiary Addr Description Display This field displays the status of the BC The options are e Issued e Canceled e Paid Through Clearing e Paid by Cash e Paid to Customer account e Suspense e Reversed e Paid by GL e Lost e Unclaimed e Stale Except for BCs marked as lost all other status are marked by the system itself Display This field displays the date on which the BC is issued Display This field displays the liquidation date This field is blank while performing an inquiry Display This field displays the mode of issue of the BC For example Against Cash Against GL etc Display This field displays the drawee account number of the issuer bank Display This field displays the name of the beneficiary of the BC Display This field displays the identification collected from the beneficiary of the BC Display This field displays the contact address of the beneficiary ORACLE Field Name Description Lost Caution Display Details This field displays the lost caution details Select the liquidation mode and the liquidation type from the drop down list Enter the serial number Select the liquidation type from the drop down list Click the Ok button The system displays the message Do You Want to Continue NO oO PR O BC Liquidation U
281. ield Name Description Narrative Display This field displays the default narration based on the transaction Enter the serial number Click the Ok button The system displays the serial number Click the Ok button The system displays the message Do You Want to Continue Click the Ok button NO a e O The system displays the BC Revalidation screen BC Revalidation Serial No Bank Code Issue Branch Cheque Ccy Cheque Amount 5 400 00 Cheque No Routing No Cheque Status Issue Date Liquidation Date 5 01 2008 Issue Mode k Passport IC No Ds14212 Issue A C No T 5059 Beneficiary Name DFGFGFD zj Beneficiary Addr cnra Narrative Payable Branch B40 Date Updated New Status Card Change Pin Cheque Cost Rate Denomination Instrument Inventory Pin Validation Service Charge Signature Travellers Cheque wor ox close _clear__ Field Description Field Name Description Payable Branch Display This field displays the branch of the bank where the BC is payable ORACLE Field Name Description Date Updated Display This field displays the default current posting date This is the date on which the status of the DD is being updated New Status Display 10 11 12 13 14 15 This field displays the status of the BC The options are e Lost e Caution e Issued Click the Ok button The
282. ield Name Description Output File Display This field displays the output file generated by the system 3 Select the clearing house and the clearing type from the drop down list 4 Enter the name of the input file 5 Select the currency from the drop down list Load Central Bank File oad Central Bank File Eom 7 x Criteria INWARD CLEARING v Clearing House 4000 BOMBAY CLEARING HOUSE b Clearin g Type MICR CLG File Name Inward Currence yt INR Batch Date 3 FE Output File B _clear_ 6 Click the Ok button 7 The system displays the message Record Authorized Click Ok to Continue Click the Ok button 8 The system generates an MICR file which is stored in the pre specified path For example the output file may be stored in the rjsin mm dd area on the branch server Note The format of the file is implementation specific and the input file should be changed as per the required format ST031 Load Inward MICR File Using this option you can complete the inward clearing data file upload process Once the central bank floppy file has been uploaded the system generates a file name which has to be selected from this screen to complete the upload of the file ORACLE You can also directly load data for inward clearing of cheques from a flat file using this option The file should be present in the appropriate area and in the correct format Each flat file should have all chequ
283. ill Ccy Rate Txn Cey Rate Bill Amount Charges LCY Total Amount User Reference No Narrative Bill Payment by Cash Field Description Field Name Description Bill Type Mandatory Dropdown Select the Bill type from the dropdown list Utility Company Id Mandatory Picklist Select the company for which the credit card payment is to be made The options in this field are defined using the Company Master Maintenance Fast Path BAM81 option ORACLE Field Name Utility Company Account Bill Details Bill ID Bill Date Payment Details Payment Mode Account No Acct Ccy Bill Ccy Description Display This field displays the account number of the company selected in the Utility Company ID field This is the CASA GL account number maintained for that company in the Company Master Maintenance Fast Path BAM81 option Mandatory Numeric 12 Type the bill ID for which the payment is being made Mandatory Pick List dd mm yyyy Select the date on which bill was raised by the utility service provider from the pick list By default the system displays the current posting date as bill date Mandatory Drop Down Select the mode through which the payment is to be done from the drop down list The options are e By Cash e By Account Conditional Numeric 14 Type the CASA account number from which the payment is to be made The system checks for
284. ined by the set up using the Settlement Bank Parameters option Display This column displays the cheque number of the passed instrument For every remittance instrument it is necessary to maintain an MICR number that will be printed on the instrument if the instrument is expected to come for clearing through inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated or enquired upon by the MICR number or the serial number Display This column displays the amount of the instrument in transaction currency in which the transaction took place While posting the transaction entries to the account the transaction currency is converted into the account currency and for posting the GL entries it is converted into the local currency of the bank Display This column displays the status of the cheque If the particular cheque has been authorized for processing through inward or outward clearing then the status is displayed as Y or else as N 6 Double click the appropriate record to view details ORACLE 7 The system displays the Details of Passed Instrument tab Details of Passed Instruments 2 UT KHAR WEST MUMBAI 01 08 2013 ES Drawee Account no Drawee Amount in TCY Authorised Status o Payee Account No Payee Routing No Amount Net Of SC Outward Clearing Type 211
285. ing number and the instrument number Check Inward Clearing Instruments Check Inward Clearing Instrument Drawee Account No Instrument Code Routing No Txn Mnemonic Instrument No Instrumen t Type 1 35041 2 77 2001 vy SMANISH 6 Click the Ok button 7 Double click the toggle status in the Check Y N column to verify the inward clearing instrument Click the Ok button 8 The system displays the message Update Successful Click Ok to Continue Click the Ok button ORACLE Note When a user logs in for the next time the system displays the User ID of the supervisor who has verified the instrument in the MAKER ID column Once the batch record is verified by an authorized user it cannot be modified by any other user except the user who has verified the batch record ST075 Unchecked Instrument Inquiry Inward clearing instruments need to be verified for authenticity of signature etc This is done outside the system However the bank may wish to track the checker Using this option you can view check instruments that are marked as verified and those instruments that have not been marked as verified This option does not hold up any processing of the instrument that is to take place Definition Prerequisites Not Applicable Modes Available Not Applicable To inquire about the unchecked instruments 1 Type the fast path ST075 and click Go or navigate through the men
286. instrument is deposited to a CASA account or GL account Mandatory Numeric 14 Type the account number to which each instrument will be credited Mandatory Numeric 13 Two Type the instrument amount for which the instrument is issued Mandatory Numeric Three Four Type the rate at which the account currency is converted to the local currency of the bank The exchange rate values must be defined and downloaded The teller s right to change the account currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the account currency and the local currency are same the field takes the default value as 1 which cannot be modified Mandatory Numeric Three Four Type the rate at which the transaction currency is converted to the local currency of the bank The exchange rate values must be defined and downloaded The teller s right to change the transaction currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This column displays the service charge code If a service charge is applicable the system populates the service charge code attached to the transaction ORACLE Column Name Description SC Amount Display This column d
287. intain an MICR number This number is printed on the instrument if the instrument is expected to come in for clearing through inward clearing A cross reference is maintained with the system generated serial number so that the user can track the instrument for any liquidation or enquiry done for the MICR number or the serial number Routing No Display This column displays the routing number when the user enters the MICR number The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For a cheque deposited this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters option Based on a branch level setup parameter the system may disallow banks own cheques being deposited Beneficiary Name Mandatory Alphanumeric 40 Type the name of beneficiary of the instrument Beneficiary Mandatory Alphanumeric 40 Address Type the address of the beneficiary for record purpose Delete Display This field displays the total of the all instruments issued in a particular batch in the transaction currency as well as the
288. intenance level The service charges are levied in the local currency of the bank The system displays the total of all the service charges if more than one SC code is attached to the transaction Net Amount Display This field displays the amount that will be finally paid to the beneficiary Net Amount Transfer Amount Charges This amount will be in the transaction currency User Reference No Optional Alphanumeric 40 Type the user reference number It is used to identify the transaction Narrative Display This field displays the default narration based on the transaction Cardless Cash Withdrawal Against Account ORACLE T z l Cardless Cash Withdrawal Against Account f 7h Cheque Status Issued Account No 50100000001991 ANIL APATIL Account Cey X Instrument Cey Account Cey Rate 1 00000 InstrumentCcy Rate 1 00000 Instrument Amount 8 210 00 Charges Ley 0 00 Account Amount 8 210 00 User Reference No Narrative Cardess Cash Withdrawal Against Account zR o p Service Charge Field Description Field Name Description Cheque Status Display This field displays the status of the Instrument The options are e Issued e Cancelled e Paid Through Clearing e Paid by Cash e Paid to Customer account e Suspense e Reversed e Paid by GL e Lost e Unclaimed e Stale Except for status Lost all others are marked by the system itself ORACLE Field Name
289. ion OR Enter the batch details by selecting the appropriate file in which the individual check details are maintained using the Browse and Load button This file is a delimited file and its format depends on the site implementation ORACLE Batch Data Entry Outward Clearing Batch Type d g Action Batch Number 2013 Batch Status Deposit Branch 240 Currency No of Instrs 2 Clearing Type Late Clearing Total Amount Instrument Summary FLEXCUBE Total Amount No of Instrs FINWARE Total Amount No of Instrs Click the Save button 10 The system displays the message Data Saved Successfully In the Database Click the Ok button 11 Click the Validate button 12 The system displays the message Batch Validated Successfully Authorization pending Click the Ok button 13 The outward clearing data entry batch is added successfully once the record is authorized Note Outward clearing of cheques does not require a header transaction To change the number of instruments modify the No of Instrs field and click the Modify button Accordingly the number of data entry rows will change in the Data Entry screen Once the data is saved the system displays the Data Saved message when the mouse is moved over the data entry area If the batch is validated with some errors then moving the mouse over the data entry area will show an error in processing the instrumen
290. ion Date Issue Mode FD Account Drawee Acct No Passport IC No 2231 Beneficiary Name DD E Beneficiary Addr o 5 fo Lest Caution Details 7 Message from webpage E3 2D contd Do you want to continue ae 8 Click the Ok button 9 The system displays the appropriate screen according to the option selected in the Liquidation Type field 10 Enter the required information in the various screens DD Liquidation By Cash ORACLE Liquidation Mode Serial No Liq Type Bank Code Payable Branch Issuer Branch eso j Sal DD Cey DD Amount Cheque No Routing No DD Status Issue Date 305 Liquidation Date Issue Mode ksn oooi Drawee AcctNo Poo Passport ICNo 5454545454 oer peme o O Beneficiary Addr TESING Lost Caution Details Cheque Ccy INR Txn Cey INR Cheque Ccy Rate __1 00000 Txn Cey Rate ____1 00000 Cheque Amount 1 500 00 Charges Ley I 0 00 Net Amount 1 500 00 User ReferenceNo SS Narrative JDD Liquidation By Cash Card Change Pin Cheque Cost Rate Denomination Instrument Inventory Pin Validation Service Charge Signature Travellers Cheque wor _oK_ close _ clear Field Description Field Name Description DD Ccy Display This field displays the currency in which the DD has been issued Txn Ccy Mandatory Drop Down Type the
291. iption Column Name Description Sr No Display This column displays the sequence number of instruments Clg Type Display This column displays the clearing code of instruments sent for clearing For example Early morning clearing noon clearing etc End Point Display This column displays the end point Clg Desc Display This column displays the description of clearing corresponding to the clearing type Clg House Display This column displays the name of the clearing house Status Display This column displays the status of the outward clearing ORACLE Column Name Description Pending Display This column displays the total number of instruments in each batch Total Amount in Display LCY This column displays the sum amount of all the cheques in the corresponding batch number Voucher Entry Details Branch List Inward Clearing Details Outward Clearing Details Value Date Clearing Details Voucher Entry Details Field Description Column Name Description Sr No Display This column displays the sequence number of instruments Batch Number Display This column displays the batch number The branch generates a batch number which is a running serial number Note this batch number for future reference ORACLE Column Name Description Posting Date Display This column displays the posting date Batch Currency Display This column displays the cur
292. ired upon by the MICR number or the serial number Routing No Display This field displays the routing number against which the DD has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name DD Status Issue Date Liquidation Date Issue Mode Drawee Acct No Passport IC No Beneficiary Name Beneficiary Addr Description Display This field displays the status of the DD at the time of liquidation The options are e Issued e Canceled e Paid Through Clearing e Paid by Cash e Paid to Customer account e Suspense e Reversed e Paid by GL e Lost e Unclaimed e Stale Except for DDs marked as lost all other status are marked by the system itself Display This field displays the date on which the DD was issued Display This field displays the date on which the DD was liquidated It should be blank if the DD is not liquidated as yet Display This field displays the mode of issue of the DD For example Against Cash Against GL etc Display This
293. is column displays the instrument number Display This column displays the type of instrument Display This column displays the beneficiary account ORACLE Column Name Description Instrument Amount Beneficiary Name Instrument Date Correspondent Bank Correspondent Branch Posting date Deposit Branch Destination Branch Instrument Currency Remarks Display This column displays the instrument amount Display This column displays the name of the beneficiary Display This column displays the instrument date Display This column displays the correspondent bank Display This column displays the correspondent branch Display This column displays the posting date Display This column displays the deposit branch of the instrument Display This column displays the destination branch name Display This column displays the instrument currency Display This column displays the remarks Realize OCC Corr Bank Items ORACLE Cheque Collection Processing Cheque collection Option Realize OCC Parameters Upto Batch Posting Date Deposit Branch Dispatch Branch Batch No 24 m Corr bank g Cash Letter Reference Srl No A OCC Details Srl Process OCC Stl no No 1 El 999900024001 an 99990002 3 0 40 Field Description 02 06 2005 Reference Instrument Instrument Corr Bank Items Inquiry Option Fetch Benefici
294. is column displays the serial number Display This column displays the end point The endpoint is a clearing house or a correspondent bank to which the cheques are sent for clearing There is a global setup in which each endpoint needs to be set up along with details like the GL it has to be associated with Float days of an instrument are set up using the endpoint code Each branch should have a clearing branch set up for the endpoint to send the cheques for clearing This is for information and authorization only and no changes can be made from this screen a Float is the number of days after which credit is given The Bank s Float is the number of days after which credit is given to the bank by the clearing house The Customer s Float is the number of days after which the Bank gives credit to the customers ORACLE Column Name Clearing Type Batch No Currency Total Credit Amount Total Debit Amount Batch Date Authorised Description Display This column displays the clearing type The bank can set up multiple clearing types where cheques that should be cleared at different times of the day are deposited so that they can be treated differently All processes for a cheque from outward clearing running of value date and marking late clearing etc happen on the basis of the clearing type Display This column displays the batch number generated when a batch data entry is done
295. is field displays the beneficiary name Display This field displays the customer IC Display This field displays the beneficiary address details Display This field displays the beneficiary address details Display This field displays the beneficiary address details Display This field displays the code of the payee bank Display This field displays the original MICR number of the instrument ORACLE Field Name Description Original Routing Display No This field displays the original routing number of the instrument Indemnity Details Display This field displays the indemnity details of the instrument Narrative Display This field displays the default narration based on the transaction 9 Click the Close button STM71 Unmatched DHN Blacklist Customer Deletion The bank receives a file from Central Bank which contains DHN blacklist customers for the cheque returns due to NSF originated from all other banks FLEXCUBE matches the data based on the tax ID of the customer or customer name and date of birth and marks as external DHN blacklist The DHN expiry date which is part of the inward file received is also updated in FLEXCUBE The unmatched DHN Blacklist Customer Deletion option is used to enquire delete records from the unmatched DHN external blacklist table Definition Prerequisites e 8053 Customer Addition e 8051 CASA Account Opening Modes Available Delete Cancel Authorize
296. is field displays the currency assigned to the product under which the account is opened All the entries are posted in the account in the account currency For example if the currency assigned to a TD product is USD US Dollar the account opened under that product has USD as its account currency by default Cheque Ccy Display This field displays the currency in which the DD has been issued The cheque currency is converted into the transaction currency based on the exchange rate set up for the transaction The currency code is a number and the currency name is usually displayed in its short form It is set up and downloaded ORACLE Field Name Acct Ccy Rate Cheque Ccy Rate Cheque Amount Charges Lcy Acct Amount User Reference No Narrative Description Display This field displays the rate at which the account currency is converted to the local currency of the bank The teller s right to change the account currency rate within a range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the account currency and the local currency are the same the field takes a default value as 1 which cannot be modified Display This field displays the rate of conversion to be used for converting the DD currency to the local currency of your bank This rate is defaulted from the exchange rates specified for the transaction The teller s right to c
297. is field displays the customer name ORACLE Field Name Description Address Display This field displays the address of the customer Reference No Display This field displays the reference number Bank Code Display This field displays the bank code DHN No Display This field displays the DHN number DHN Expiry Date Display This field displays the DHN expiry date Click the Delete button Enter the income tax number and press the lt Tab gt or lt Enter gt key OR Enter the full name and the birth reg date and press the lt Tab gt or lt Enter gt key 5 The system displays the DHN details Unmatched DHN Blacklist Customer Deletion Unmatched DHN Blacklist Customer Deletion Income Tax No 679122120340000 Full Name ANDREAS Gozar Birth Reg Date dd mm yyyy 15 04 1956 r DHN Details Customer Name Address Reference No Bank Code DHN No DHN Expiry Date j15 05 201 Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized Add Modify Delete O Cancel Amend Authorize Inquiry ok cose cher ORACLE 6 Click the Ok button 7 The system displays the message Record Deleted Authorisation Pending Click the Ok button 8 The unmatched DHN blacklist customer is deleted once the record is authorized EC005 ECS Cutoff Marking Maintenance Using this option you can perform EC
298. is only used for instrument BC DD printing purpose 3 Enter the payable branch code and select the payable branch name from the pick list 4 Select the GL currency from the drop down list 5 Select the DD currency and GL account from the pick list 6 Enter the DD amount DD number DD date and beneficiary details 7 Click the Inventory and Service Charge details link Click the Ok button 8 Click the Ok button on the main screen 9 The system displays the transaction sequence number The transaction sequence number is a system generated number that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the OK button 10 The system displays the Document Receipt screen 11 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button 12 The system displays the message Printed Successfully Click the Ok button 13 Click the Cancel button 14 The system displays the serial number Click the Ok button 7783 Demand Draft Inquiry You can issue a duplicate demand draft with a new cheque number MICR number using the Duplicate DD Print option Duplicate demand draft can be issued only for those demand drafts that have been marked as Lost or if the original print is mutilated Oracle FLEXCUBE keeps a track of the duplicate demand drafts based on the original serial number ge
299. isplay Mandatory Numeric Three 5 Enter the required details Global Float Extension Action Endpoint Code Clearing Type Drawee Sector code Drawee Bank Code Drawee Branch Code Value Date Existing 20 02 2011 New Value Date 31 03 2011 No Of Days To Extend Float Type the existing value date for the cheque deposited or select it from the pick list This field displays the value date computed by the system after user clicks on Ok button Type the number of days by which float days has to be extended for clearing the instrument The value date for all the cheques will be extended by the number of days extended 6 Click the Ok button ORACLE 7 The system displays the message Authorization Required Do You Want to continue Click the OK button 8 The system displays the Authorization Reason screen 9 Enter the relevant information and click the Ok button 10 The system displays the message Float Extension Done Click the OK button Example The following are the cheques deposited in various accounts of a branch as on September 4 2004 Account Number Cheque Value Date Routing Number Number Account 1 100 September 4 800651123 2004 1000 E1 Account 2 200 September 5 800984121 1000 2004 E1 Account 3 300 September 5 600502457 6000 2004 E2 Endpoint 6000 has suddenly declared a strike and all instruments sent for clearing to the same will be delayed by
300. isplay This field displays the number of instruments being deposited in FINWARE account FC Count Display This field displays the number of instruments being deposited in FLEXCUBE account FW Amount Display This field displays the FINWARE total amount in the transaction FC Amount Display This field displays the FLEXCUBE total amount in the transaction Note You can add additional rows to the batch by clicking Add button In case a particular row needs to be dropped double click and select the Delete Checkbox 3 Select the Open Data Entry Batch option from the Action drop down list 4 Select the clearing type from the Type drop down list 5 Enter the number of instruments 6 Click the Ok button 7 The system displays the data entry section 8 Enter the relevant information in the data entry section OR Enter the batch details by selecting the appropriate file in which the individual check details are maintained using the Browse and Load button This file is a delimited file and its format depends on the site implementation ORACLE Batch Data Entry Outward Clearing Batch Data Entry Outward Clearing b ei Batch Data Entry Outward Clearing J 02 09 2013 s22 E SANDOZ MUMBAI 1 MICR CLG E C fo co oa 1 50100000000120 Fe PRASHANT BHASKARRAO DHANFULE 12 Field Description Column Name Description Serial No Display This column displays the serial number within the
301. isplays the BC Liquidation Inquiry screen BC Liquidation Inquiry ORACLE Liq Mode Serial No Liq Type Bank Code Issue Branch Cheque Ccy Cheque No Cheque Status Issue Date Issue Mode Drawee Acct No Beneficiary Name Beneficiary Address Lost Caution Details CE Cheque Amount a Oe 15 01 2008 Jisfo1j2008 Passport IC No o a I mo m Routing No Liquidation Date Field Description Field Name Description Liq Mode Mandatory Drop Down Select the liquidation mode for BC from the drop down list The options are e Cancellation Purchaser of BC wants payment after cancellation against the instrument System allows cancelling the banker s cheque which was stale using this option e Payment Beneficiary of BC wants payment against the instrument e Refund Purchaser has lost the instrument and wants the money refunded ORACLE Field Name Serial No Liq Type Bank Code Issuer Branch Cheque Ccy Cheque Amount Cheque No Description Mandatory Numeric 12 Type the FLEXCUBE Retail serial number of the BC to be liquidated The BC should be a valid BC issued by your bank For a remittance instrument such as a BC or a DD at the time of issue the system generates a serial number automatically comprising the branch code instrument type and a running serial number When an instrument comes for cle
302. isplays the service charge amount to be levied The user can modify the amount to waive or increase the service charge Instr Date Mandatory dd mm yyyy Instrument No Instrument Type Instrument Sub Type Type the cheque date which is present on the instrument This date has to be less than or equal to the current posting date This date is used in checking validity of the instrument Instruments become stale if the cheque date is prior to the current posting date by the stale period which is defined in the Settlement Bank Parameters Fast Path STM59 option If the cheque date is greater than the current posting date then the cheque has to be treated as a postdated cheque Mandatory Numeric 12 Type the cheque number which is present on the MICR line of the instrument When the cheque is deposited into any payee s account the cheque number is used to ensure that the same cheque is not deposited multiple times in the system On every cheque deposit the cheque number the routing number and drawer account number all the three are present on the MICR line are used to check for the presence of duplicate instruments If duplicate instruments are found the deposited cheque will be rejected unless the earlier cheques are all marked as Returned Mandatory Drop Down Select the instrument type from the drop down list The options are e Cheque e DFT e TC e DIV WARRANT e PENSION WARRANT e RETURN CHEQUE e ON PAR
303. isplays the transaction sequence number The transaction number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button 14 The system displays the Document Receipt screen 15 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button OR Click the Cancel button Note For more information on UDF and Document Receipt refer to the Common Screens option available in the Oracle FLEXCUBE Introduction User Manual ORACLE 1838 DD Liquidation Using this option you can liquidate a Demand Draft which is issued from the Oracle FLEXCUBE system to pay a customer s CASA The payout can happen in any currency irrespective of the currency of the DD Each demand draft is tracked by means of a FLEXCUBE generated reference number assigned to it The flow into or out of the inventory can be done using this reference number During the online liquidation the system enforces an inquiry on the DD to be liquidated using the reference number and depending on the status of the demand draft you can proceed with the liquidation Definition Prerequisites e Demand Draft should be issued Modes Available Not Applicable To liquidate a demand draft 1 Type the fast path 1838 and click Go or navigate through the menus to Transaction Proce
304. issued The cheque CCY is converted into the transaction currency based on the exchange rate set up for the transaction The currency code is a number and the currency name is usually displayed in its short form It is set up and downloaded BC Amount Display This field displays the amount for which the BC is issued This amount is in the currency of the BC BC No Display This field displays the cheque number of the BC This is the MICR number of the BC For every remittance instrument the user needs to maintain an MICR number This number will be printed on the instrument if the instrument is expected to come in for clearing through an inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated enquired upon by the MICR number or the serial number Routing No Display This field displays the routing number against which the cheque has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Routing Number Sector Code Bank Code Branch Code For a cheque deposited this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes
305. it Mandatory Numeric 10 Type the routing number The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance screen Routing Number Sector Code Bank Code Branch Code Mandatory dd mm yyyy Type the date on which the instrument is issued It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Column Name Description Drawer A C Mandatory Numeric 14 Type the account number of the drawer borrower in case the PDC is issued for loan repayment Acc Ccy Display This column displays the currency of the account ACLCY Rate Display This column displays the rate for conversion of account currency to local currency of bank Transaction Mandatory Alphanumeric 120 Narfalon Type the narration This field displays the default narration based on the transaction The user can change the narration if required Total Amount Display This field displays the total amount Select the Open Data Entry Batch option from the Action drop down list Select the deposit branch from the drop down list and enter the number of instruments Click the Ok button The system displays the data entry section in the screen N oe Ol
306. itates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name Description DD Status Display This field displays the status of the DD at time of revalidation The options are e Issued e Cancelled e Paid Through Clearing e Paid by Cash e Paid to Customer account e Suspense e Reversed e Paid by GL e Lost e Unclaimed e Stale Except for DDs marked as lost all other status are marked by the system itself Issue Date Display Liquidation Date Issue Mode Passport IC No Beneficiary Name Issue A C No Beneficiary Addr This field displays the date on which the DD is issued Display This field displays the date on which the DD was liquidated It remains blank if DD is unpaid till date Display This field displays the mode of issue of the DD For example Against Cash Against GL etc Display This field displays the identification details collected from the beneficiary of the DD Display This field displays the name of the beneficiary of the DD Display This field displays the account number of the issuer if DD was issued against account of any customer Display This field displays the contact address of the beneficiary ORACLE Field Name Description Narrative Display OF OF E Serial No Bank Code Payee Branch Cheque Cey Cheque No Cheque Status Issue Date Issu
307. itiated date 31 12 2003 Next Interest Payout Date 31 03 2004 Display This field displays the next interest compounding date Depending on the Interest Compounding Frequency duration specified the system calculates the next interest compounding date Consider the following example Interest Payout Frequency Quarterly Interest Compounding Frequency Monthly Deposit initiated date 31 12 2003 Next Interest Compounding Date 31 01 2004 Display This field displays the total amount to be received on the maturity of the deposit This amount is inclusive of the TDS if any ORACLE Field Name Description Deposit Number Display This field displays the deposit number of the customer The deposit number signifies the number of deposits opened in an account The deposit number is incremented every time a new deposit is created in an account It may or may not be created due to interest payout or renewal User Ref No Optional Alphanumeric 40 Type the user reference number Txn Narrative Mandatory Alphanumeric 40 Type the narration for the transaction The system displays the default narration Payin By DD Business Acquirer Mandatory Pick List ig Select the business acquirer id from the pick list By default the system displays the teller id who has performed the transaction 11 Click the UDF button The system displays the UDF Details screen 12 Enter the relevant details and click the
308. its original status Definition Prerequisites e BAMO9 Issuer Maintenance e STM59 Settlement Bank Parameters ORACLE e STM54 Routing Branch Maintenance e BAM56 Currency Code Maintenance e BAM20 Bank Codes Maintenance e The exchange rate values must be defined and downloaded e 8316 TT Issue walkin e 8317 TT Issue GL Modes Available Not Applicable To modify the status of telegraphic transfer 1 Type the fast path 8322 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Remittance gt TT Status Update 2 The system displays the TT Lost Status Inquiry screen TT Lost Status Inquiry TT Lost Status Inquiry Serial No Bank Code Issue Branch TT Cey TT Amount Issue Date a1jo1jz008 Liquidation Date 31 01 2008 Issue Mode Passport ICNo Beneficiary Name Issue AfCNo Beneficiary Address Field Description Field Name Description ORACLE Field Name Serial No Bank Code Issue Branch TT Ccy TT Amount Issue Date Liquidation Date Issue Mode Passport IC No Beneficiary Name Issue A C No Beneficiary Address Description Mandatory Numeric 12 Type the serial number of the telegraphic transfer to be marked as lost Display This field displays the code of the bank to which the TT is transmitted Display This field displays the branch of the bank t
309. k Mandatory Drop Down Select the instrument type from the drop down list The options are e Bankers Cheque e Demand Draft Mandatory Drop Down Select the currency code from the drop down list Mandatory Drop Down Select the issuer branch code from the drop down list Mandatory Drop Down Select the payable bank of the instrument from the drop down list ORACLE Field Name From Date To Date From Amount To Amount Payable Branch Check All Description Mandatory Pick List dd mm yyyy Type the date from which the instruments to be printed are to be viewed This date should be less than or equal to current process date Mandatory Pick List dd mm yyyy Type the date till which the instruments to be printed are to be viewed Mandatory Numeric 13 Two Type the from amount It is the start range for the amount filter parameter Mandatory Numeric 13 Two Type the to amount It is the end point for the amount filter parameter Display This field displays the payable branch Optional Check Box Select the Check All check box to select all the instruments for printing The instruments are printed in batches of 10 instruments Column Name Description Serial No Display This column displays the serial number of the instrument MICR No Display This column displays the MICR number Routing No Display This column displays the routing number Issue D
310. k The teller s right to change the GL currency rate within a range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If both the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the charges levied by the bank for liquidating the DD The charges will be levied in the local currency of the bank Display This field displays the amount that will be finally credited to the GL account This amount will be in the currency of the GL and will be equal to DD amount net of charges recovered Mandatory Pick List Select the GL account number which shall be credited with DD liquidation proceeds from the pick list The adjacent field displays the description of GL Optional Alphanumeric 40 Type the user reference number It is used to identify the transaction Mandatory Alphanumeric 40 Type the narration ORACLE Account Number 02405610000017 T SANDEEP REDDY Maturity Amount is calculated without considering tax Account Cey INR z Principal Balance INR 9 086 000 00 Txn Cey INR x Acy Rate 1 00000 Txn Rate 1 00000 Txn Amount 00 Payin Amount 66 00 Compounding Frequency Gusrterl Int Payout Frequency armaturty E Base for Rate Incremental Amount Maturity Date Factor O tem Maturity Date Term Rate Valu
311. k Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Inquiries gt Clearing Inquiry 2 The system displays the Clearing Inquiry screen ORACLE 3 To view the clearing details click the appropriate tab Branch List 1 TEST 5 Delhi 700 Jakarta Branch 2_bal a Field Description Column Name Description Branch Code Display This column displays the list of branch codes Branch Name Display This column displays the list of branch names corresponding to the branch code Inward Clearing Details ORACLE Clearing Inquiry Branch List Inward Clearing Details Outward Clea ting Details Value Date Clearing Details voucher Entry Details Field Description Column Name Description Sr No Display This column displays the sequence number of instruments End Point Display Clearing House Batch No Clearing Type Pending Cheques This column displays the end point Display This column displays the name of the clearing house Display This column displays the batch number for inward clearing Display This column displays the clearing type of the batch Display This column displays the total number of instruments in each batch ORACLE Column Name Description Total Amount in Display LCY This column displays the sum amount of all the cheques in the corresponding batch num
312. k Parameters STM54 Routing Branch Maintenance BAM28 Endpoint Float Maintenance BAM27 Calendar for End Point STM56 Site Reject Code Xref 7101 Change Customer Name IC Number Modes Available Not Applicable To view the cheque return transactions ORACLE 1 Type the fast path 6560 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Online Cheque Return 2 The system displays the Online Cheque Return Inquiry screen Online Cheque Return Inquiry Cheque Number Drawee Acct No Reject Reason Cheque Literal Payee Acct No Customer Short Name Original Txn Desc Cheque Amount Account Amount il Value Date l Already Credited L Narrative Online Cheque Return Inquiry Routing No I amp J Cheque Ccy Account Cey Clearing Branch Deposit Branch li Field Description Field Name Description Cheque Number Mandatory Numeric 12 Type the cheque number This cheque number in conjunction with the routing number and the drawee account number should be a valid cheque deposited on a customer account ORACLE Field Name Description Routing No Mandatory Numeric Nine Type the routing number against which the cheque has been drawn The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Main
313. k the appropriate record to view the transaction details Transaction Information ORACLE Enter Account Details Account Number 02401000000127 Date From Customer ID Account Status Date To Customer Name f Transaction Details Transaction date gt User No Batch No System Trace No Transaction Literal Transaction Amount Amount Hold Sweepin Lien Amt 5 oc Drawing Power Posting Date Value Date User Name Cheque No Transaction Branch Mnemonic Code Book Balance Available Balance 5c Amount Unclear Authoriser Description Txn Ref No Field Description Field Name ervice nara ignature Travellers Cheque _oK_ Description Transaction Date Posting Date Time Value Date User No User Name Batch No Display This column displays the transaction date Display This column displays the posting date Display This column displays the transaction time Display This column displays the value date Display This column displays the user number Display This column displays the user name Display This column displays the batch number ORACLE Field Name Cheque No System Trace No Transaction Branch Transaction Literal Mnemonic Code Transaction Amount Book Balance Amount Hold Available Balance Sweepin
314. ks een service chare si UDF OK Clo Clear Field Description Field Name Description Bank Code Mandatory Drop Down Select the bank code from the drop down list This is the bank on which the BC is drawn The user can maintain the list of banks on which BCs can be issued in the Issuer Maintenance option and download it to the branch Normally BCs are drawn on the issuing branch Chq Ccy Mandatory Pick List Select the cheque currency from the pick list The BC will be issued in this currency This is the currency in which the transaction takes place While posting the transaction entries to the account the transaction currency converted into the account currency and for posting the GL entries it is converted into the local currency of the bank ORACLE Field Name Txn Ccy Cheque Ccy Rate Txn Ccy Rate Cheque Amount Pan Card No Description Mandatory Drop Down Select the currency of the cheque from the drop down list This field by default displays the account currency as the transaction currency While posting the transaction entries to the account the transaction currency is converted into the account currency and for posting the GL entries it is converted into the local currency of the bank Display This field displays the rate of conversion to be used for converting the cheque currency to the local currency of your bank The teller s right to change the cheque currency rate is
315. l Alphanumeric 40 Type the user reference number assigned to the customer Narrative Mandatory Alphanumeric 40 Type the narration This field displays the default narration based on the transaction The user can change the narration if required 3 Select the issuer code GL currency and the TC currency from the drop down list 4 Select the GL account number from the pick list 5 Enter the TC amount nominee name and address and the passport IC number TC Sale Against GL ORACLE TC Sale Against GL Issuer Code Bank Danamon GL Cey INR TC Cey INR a GL Account No 100010008 TEST GL FOR SINGLE CCY GL Cey Rate 1 00000 TREGIR Lanes TC Amount 80 00 Charges Ley 0 00 GL Acct Amount 50 00 Beneficiary Name EE Beneficiary Addr Redwoods California User Reference No 36789 Narrative TC Sale Against GL 6 Click the Ok button 7 The system displays the message Authorization Required Do You Want to continue Click the Ok button The system displays the Authorization Reason screen Enter the relevant information and click the Grant button 10 The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button 11 The system displays the Document Receipt screen 12 If you want
316. ld displays the default batch type when the user invokes the screen This is the MICR serial number cross reference ORACLE Field Name Description Action Mandatory Drop Down Select the action to be performed from the drop down list The options are e Open Data Entry Batch Teller can perform the data entry e Reverse Data Entry Batch Teller and supervisor can perform the data entry e Modify Data Entry Batch Teller can perform the data entry e Authorize Data Entry Batch Supervisor can authorize e Inquire Data Entry Batch Teller and supervisor can perform the inquiry Batch Number Display This field displays the batch number The branch generates a batch number which is a running serial number Note this batch number for future reference Batch Status Display This field displays the batch status The options are e Unauthorized If the batch has only been opened inquired upon or modified then the status would be as unauthorized e Authorized Once the supervisor has authorized the batch modifications are not allowed and status is displayed as authorized No of Entries Mandatory Numeric Five Type the number of entries that are to be maintained for a batch The number of entries should be greater than one and maximum 100 Accordingly the system generates rows for data entry Teller No Display This field displays the number of the user profile of the teller who is doing the header opening tr
317. lect the branch where the cheque is deposited from the drop down list If centralised data entry is being done then the branch for which the cheques are being entered can be any branch from the drop down list provided The branches belong to the same sector Display This field displays the batch status After opening a batch for data entry the status of the batch will always be Unauthorised and the status will move from this status to Validated status after the teller completes data entry and submits for authorization Only validated batches can be authorized by the supervisor Mandatory Drop Down Select the applicable clearing type for the batch ORACLE Field Name Description Txn Ccy Mandatory Drop Down Select the currency of the cheque from the drop down list This field by default displays the account currency as the transaction currency While posting the transaction entries to the account the transaction currency is converted into the account currency and for posting the GL entries it is converted into the local currency of the bank No of Instrs Mandatory Numeric Three Type the number of instruments being deposited Up to 100 cheques can be accommodated in one data entry batch This indicates the number of cheques that are being deposited for the same branch Late Clearing Display This field displays whether late is performed for the clearing type or not The default value is N FW Count D
318. loat days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters option NRE Display This field displays whether the account is an NRE account or not Values are shown as Y N Transaction Mandatory Alpha numeric 20 Narrative Type the narration This field displays the default narration based on the transaction It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Column Name Description Date Mandatory dd mm yyyy Type the date written on the instrument This date has to be less than or equal to current posting date This date is used in checking validity of the instrument Instruments become stale if the cheque date is prior to the current posting date by the stale period defined in the Settlement Bank Parameters option If cheque date is greater than the current posting date then the cheque has to be treated as a post dated cheque Payee Branch Display 9 10 11 12 13 This field displays the code of the payee bank Click the Save button The system displays the message Data Saved Suc
319. ly All processes for a cheque from outward clearing running of value date and marking late clearing etc happen on the basis of the clearing type This will have those clearing types for which the Late Clearing Marking Required is selected as N in the Clearing Type Maintenance Fast Path STM64 option File Name Mandatory Alphanumeric 50 Type the name of the file including the file extension The location of the file is pre specified For example the file may be located in the rjsin area of the branch server The format of the file should be as per FLEXCUBE Retail specifications or the system will reject the file The system supports the comma separated flat file format On successfully uploading the file the system generates a new file name which should be noted down for further processing Currency Mandatory Drop Down Select the currency from the drop down list This is the currency of all the instruments on file For each currency a different file needs to be uploaded Batch Date Optional Pick List Select the batch date on which the upload file is created from the pick list By default this field displays the current processing date Float is the number of days after which credit is given The Bank s Float is the number of days after which credit is given to the bank by the clearing house The Customer s Float is the number of days after which the Bank gives credit to the customers ORACLE F
320. ly This running number unique to a customer across the system is generated after the system has identified the Customer IC and Customer Category combination to be non existent in the system This ID is used for searching and tracking the customer in the system Display This field displays the currency of the CASA account Display This field displays the code of the branch where the CASA account is opened Display This field displays the status of the cheque The options are e Unpaid The system displays the status as unpaid if the cheque is unused by the customer e Paid The system displays the status as paid if the cheque is cleared as a part of inward clearing e Stopped The system displays the status as stopped if the customer has issued a stop cheque instruction e Rejected The system displays the status as rejected if the cheque is dishonored as part of inward clearing Display This field displays the delivery status of the cheque book Display This field displays the cheque amount Display This field displays the date on which the cheque is cleared or rejected as a part of inward clearing Display This field displays the start number of the cheque This is the number mentioned on the first leaf of a cheque book ORACLE Field Name Description Cheque Currency Display This field displays the currency of the cheque The cheque currency is the same as the account currency Cheque End N
321. m GL Acct No 100099000 GL PaRM I amp J GL Ccy Rate 60 00000 Cheque Ccy Rate 60 00000 Transfer Amount 100 00 Charges Ley E 0 00 Total Amount 100 00 Transfer Date zofos 2008 Serial No Beneficiary Name Tom SMITH Passport IC No 876876 Beneficiary Addr Rodaoais l j California User ReferenceNo g Narrative TT Issue GL 6 Click the Ok button 7 The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button The system displays the Document Receipt screen If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button OR Click the Cancel button 10 The system displays the serial number It is auto generated by the system Click the Ok button 8322 TT Lost Status Inquiry Using this option you can perform an inquiry by entering the TT serial number generated at the time of performing TT issue The system retrieves particulars like issue branch code TT currency TT amount issue date beneficiary details etc You can mark the status of telegraphic transfer TT issued as lost through this option You can reverse the transaction on the same day in which case the instrument will revert to
322. med by a teller and can be used for tracking the transaction Click the Ok button 10 The system displays the Document Receipt screen 11 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button OR Click the Cancel button Note 1 For more information on Authorization transactions refer to the Oracle FLEXCUBE Introduction User Manual Note 2 For more information on UDF and Document Receipt refer to the Common Screens option available in the Oracle FLEXCUBE Introduction User Manual 1409 TC Purchase Against Account Using this option you can purchase the traveler cheques TC from customer s who hold an account with the bank The customer account is credited in the account currency with the equivalent of the TC amount after taking the service charges into account To perform this transaction you should ensure that the names of the banks whose TC s are authorized for purchase are set up in the Issuer Maintenance Fast Path BAMO9 option Definition Prerequisites e BAMO9 Issuer Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM99 GL codes Cross Ref Maintenance e BAM20 Bank Codes Maintenance e 8051 CASA Account Opening e The exchange rate values must be defined and downloaded Modes Available Not Applicable To purchase TC against an account 1 Type th
323. mer with the bill payment facility The charges will be denominated in the local currency of the bank These charges can be modified by clicking the Service Charge Details tab ORACLE Field Name Description Total Amount Reference No 1 Reference No 2 User Reference No Narrative Display This field displays the total amount of the cheque that needs to be deposited by a walk in customer for the payment of the utility bill Total Amount Bill amount Charges Mandatory Numeric 36 Type the primary reference number The reference number can be used for several reasons such as generating reports tracking records etc Mandatory Numeric 36 Type the secondary reference number The reference number can be used for several reasons such as generating reports tracking records etc Mandatory Alphanumeric 40 Type the user reference number This is the user reference number assigned to identify the transaction Mandatory Alphanumeric 120 Type the narration Select the utility company ID from the drop down list Select the transaction currency from the drop down list 3 4 Enter the bill number consumer number and bill date 5 6 Enter the bill amount and reference number 1 and 2 Bill Payment By Cheque ORACLE Bill Payment By Cheque Utility Company Id Airtel Utility Company Account Bill Number 256 Consumer Number 456987 Bill Date 15 12 2007 Bill Ccy
324. mn displays the currency used in the cheque ORACLE Column Name Drawee Account No Routing No Cheque Number Reject Reason Amount in TCY Description Display This column displays the account number of the drawer of the cheque GL account number in case of BC and DDs The drawer account number would be a FLEXCUBE Retail CASA number in case of regular inward clearing cheques and an external bank account number in case of outward returns Display This column displays the routing number against which the cheque has been drawn The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters option Display This column displays the cheque number of the rejected instrument For every remittance instrument it is necessary to maintain an MICR number that will be printed on the instrument if the instrument is expected to come for clearing through inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated or enquired upon by the MICR number or the s
325. mo Clearing Details Clearing Type Routing No Drawee Acct No Instr Value Date Cust Value Date Description Display This field displays the account number in which the post dated cheque deposit is done Display This field displays the customer name Display This field displays the account purchase limit Display This field displays the total of the amounts purchased and outstanding till date Display This field displays the memo narration if any Display This field displays the clearing type of the cheque that is sent for clearing Display This field displays the routing number of the branch of the drawer s bank Display This field displays the drawee account number Display This field displays the instrument value date The instrument value date is the value date maintained for the bank The instrument date and the value date can be different if different float days are maintained for the customer and the bank in End Point Master Maintenance option Display This field displays the customer value date on depositing the cheque The customer value date is the value date maintained for the customer The instrument date and the value date can be different if different float days are maintained for the customer and the bank in End Point Master Maintenance option ORACLE Field Name Cheque Date Purchase Details Purchase Srl No Instr Amt Purchase Int Rat
326. modified Mandatory Radio Button Click on the appropriate option The options are e Amount Bought Click on this option to input the amount in sold amount currency in the Amount Sold field The system converts the entered amount to transaction currency amount and display it in the Amount Received field e Amount Paid Click on this option to input the amount in received amount currency in the Amount Received field The system converts the entered amount to account currency amount and display it in the Amount Sold field For more information refer to the Example 01 provided at the end of the Cash Withdrawal Fast Path 1001 option Conditional Numeric 13 Two Type the sold amount This field is enabled if the Amount Bought option is selected from the Input field ORACLE Field Name Description Amt Received Conditional Numeric 13 Two Type the amount received This field is enabled if the Amount Paid option is selected from the Input field Charges Lcy Display This field displays the fees charged to the customer for the transaction These charges can be modified by clicking on the Service Charge Details tab Beneficiary Name Mandatory Alphanumeric 40 Type the name of the beneficiary Passport IC No Mandatory Alphanumeric 14 Type the passport or IC number of the beneficiary This is an identification collected from the beneficiary Beneficiary Addr Mandatory Alphanumeric 40 Type
327. mount No of Instrs FINWARE Total Amount No of Instrs Field Description Field Name Description Batch Type Display This field displays the batch type when the user invokes the screen ORACLE Field Name Description Action Batch Number Batch Status End Point Currency No of Insirs Mandatory Drop Down Select the action from the drop down list The options are e Authorize Data Entry Batch Supervisor can authorize e Inquire Data Entry Batch Teller and supervisor can perform the inquiry e Modify Data Entry Batch Teller can perform the data entry e Open Data Entry Batch Teller can perform the data entry e Reverse Data Entry Batch Teller and supervisor can perform the data entry Display This field displays the batch number The branch generates a batch number which is a serial number This batch number needs to be noted down for future reference Display This field displays the batch status After opening a batch for data entry the status of the batch will always be Unauthorised and the status will move from this status to Validated status after the teller completes data entry and submits for authorization Only validated batches can be authorized by the supervisor Mandatory Drop Down Select the endpoint from the drop down list This endpoint has to be one for which inward clearing process is run from the particular branch else the cheque
328. mp 4 Customer ID ee Customer Type CLN Group Code C D DOB ___ Mailing Address N E Mail LO Mothers Maiden Name C OOO Facility New Request Regeneration Request Registration Date Regeneration Date TBS Level NetRole Level Title Mobile UDN Number Modify Flag Telephone Banking N Cee rc neem i Be m Mobile Banking m E i fel Bi L CL Account Number Mobie 77 Third Party Transfer f r m eooo ggal A B sre a a Account Number Agency L Z Agency Number L M777 Remarks a Record Details ns By Authorized By Last Mnt Date Last Mnt Action ahaa SI Field Description Field Name Description Search Criteria Mandatory Drop Down Search String Select the search criteria from the drop down list The options are e Customer Short Name Short name of the customer e Customer IC Identification given by a central authority e Customer ID Unique identification given by the bank Mandatory Alphanumeric 20 Pick List Type the search string to search for a customer corresponding to the search criteria selected in the Search Criteria field If the search criterion is specified as customer s short name or IC then any of the letter s of the short name or IC can be entered The system displays the pick list of all those customers having those letters in their respective criteria Choose the appropriate customer from the existing customer list For example The
329. n 13 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button OR Click the Cancel button 14 The system displays the serial number Click the Ok button 8315 DD Lost Status Update Using this option you can mark the status of the instrument as Lost if the demand draft issued by the bank is lost The transaction can be reversed on the same day thus reverting to the instrument s original status Whenever the option is invoked the system first performs an inquiry on the DD and then goes to the Update screen Definition Prerequisites e BAMO9 Issuer Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM97 Currency Code Maintenance e BAM20 Bank Codes Maintenance e V001 Stock Transaction e CHM37 Cheque book Issue e 8305 DD Sale Against Cash e 8306 DD sale against GL Modes Available Not Applicable ORACLE To modify the status of a demand draft 1 Type the fast path 8315 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Remittance gt DD Lost Status Update 2 The system displays the DD Lost Status Update screen DD Lost Status Update Serial No Bank Code Payee Branch Issue Branch DD Amount Routing No Issue Date 23 02 2024 Liquidation Date 51 01 1800 Issue Mode Passport IC
330. n Purchaser of BC wants payment against the instrument e Payment Beneficiary of BC wants payment against the instrument e Refund Purchaser has lost the instrument and wants the money refunded Mandatory Numeric 12 Type the FLEXCUBE Retail serial number of the BC to be liquidated The BC should be a valid BC issued by your bank For a remittance instrument such as a BC or a DD at the time of issue the system generates a serial number automatically comprising the branch code instrument type and a running serial number When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number is sufficient as this is the number by which FLEXCUBE Retail tracks the instrument uniquely Mandatory Drop Down Select the BC type of liquidation from the drop down list The options are e Cash e Against GL e Against Account e Against TD Account Display This field displays the issuer of the BC Display This field displays the branch of the bank that has issued the BC Display This field displays the currency in which the BC is issued ORACLE Field Name Description BC Amount Display This field displays the amount for the BC This amount is in the currency of the BC BC No Display This field display
331. n date This field is blank while performing an inquiry Display This field displays the mode of issue of the BC For example Against Cash Against GL etc Display This field displays the drawee account number of the issuer bank Display This field displays the name of the beneficiary of the BC Display This field displays the identification collected from the beneficiary of the BC Display This field displays the contact address of the beneficiary Display This field displays the lost caution details Select the liquidation mode and the liquidation type from the drop down list Select the liquidation type from the drop down list Details 3 4 Enter the serial number 5 6 Click the Ok button 7 BC Liquidation Inquiry The system displays the message Do You Want to Continue ORACLE Liq Mode Serial No Liq Type Bank Code Issue Branch Cheque Ccy Cheque No Cheque Status Issue Date Issue Mode Drawee Acct No Beneficiary Name Beneficiary Address Lost Caution Details Payment T osaoizo00036 s HDFC BANK LIMITED po paoman m Cheque Amount fooooo000076 issued SS isjorjeoos Jisjo1j2008 02401000000240 Passport IC No E _ _ _ _ PEET AR WAL ORACLETINANCIAE SERVICES SOFTWARE LIMITED NIRION TA COMPOUND OFF WESTERN EXPRESS HIGHWAY GOREGAON EAST MUMBAI muor asarwa pma Eure gt a mumsa m I 250 00
332. n for clearing through an inward clearing batch A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated or enquired upon by MICR number or the serial number Display This field displays the routing number against which the cheque has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code Mandatory Alphanumeric 40 Type the name of the nominee of the instrument aa It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name Description Passport IC No Beneficiary Addr Narrative OU pmo p Type the passport or IC number of the nominee Mandatory Alphanumeric 30 This is an identification collected from the beneficiary of the instrument Type the contact address of the nominee Mandatory Alphanumeric 35 This is normally needed for record purposes and provided as additional information Mandatory Alphanumeric 40 Type the narration number Maintain Issued Instruments Issuer Bank Issuer Branch
333. n for clearing through inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated or inquired upon by the MICR number or the serial number ORACLE Field Name Description Routing No Beneficiary Name Passport IC No Beneficiary Addr User Reference No Narrative Print Remarks Display This field displays the routing number against which the cheque has been drawn The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Routing Number Sector Code Bank Code Branch Code For a deposited cheque this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters Fast Path STM59 option Mandatory Alphanumeric 145 Type the name of the beneficiary of the BC Optional Alphanumeric 30 Type the passport or IC number This is the identification collected from the beneficiary of the BC Optional Alphanumeric 40 Type the contact address of the beneficiary This is normally used for record purpose and provides additi
334. n the account number Account Conditional Numeric 14 Number Type the account number of the bank s customer The adjacent field displays the name of the account holder based on the account number This field is enabled only if the Account No option is selected ORACLE Field Description Name Customer Display Name This field displays the customer name if the user performs the inquiry based on the account number This is the short name of the customer as entered in the Customer Addition screen This name can be changed using the Customer Name IC Change option Cheque Mandatory Radio Button No Click Cheque No to perform the inquiry based on the cheque number Cheque Conditional Numeric 12 Number Type the cheque number which is present on the MICR line of the instrument When the cheque is deposited into any payee s account the cheque number is used to ensure that the same cheque is not deposited multiple times in the system On every cheque deposit cheque number along with the routing number and drawer account number all the three are present on the MICR line are used to check for the presence of any duplicate instrument If duplicate instruments are found cheque deposit will be rejected unless the earlier cheques are all marked as Returned This field is enabled only if the Cheque No option is selected Routing Conditional Numeric Nine No Type the code against which the cheque has been drawn The combin
335. n which the instrument has been issued ORACLE Field Name Description Cheque Display Amount This field displays the instrument amount in currency of the instrument Cheque No Display This field displays the instrument number Routing No Display This field displays the routing number against which the cheque has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Routing Number Sector Code Bank Code Branch Code For a cheque deposited this routing number is used by the system to determine the float days and thus the value date of the instrument Cheque Display Status weg l This field displays the status of the instrument at the time of revalidation By default the status is displayed as Unclaimed in this field Issue Date Display This field displays the date on which the instrument is issued Liquidation Display eae This field displays the date on which the instrument was liquidated Issue Mode Display This field displays the mode of issue of the instrument For example Against Cash Against GL etc Passport IC Display No This field displays the passport IC number of the customer Beneficiary Display Name oa i This field displays the name of the beneficiary Issue A C No Display This field displays the account number of the issuer if instrument was issued again
336. name Display This field displays the cheque status at the time of inquiry i e whether dispatched unclaimed etc Display This field displays the amount purchased if the customer has purchased the cheque from the bank Display This field displays the rate of conversion used for converting the transaction cheque currency to the local currency of the bank ORACLE Field Name Description From ACY to LCY Cash Letter Reference Number Clearing Type Reject Code Value Date Drawer Acct No Display This field displays the rate of conversion used for converting the account currency to the local currency of the bank Display This field displays the cash letter reference number of the cheque Display This field displays the clearing type of the cheque For example high value morning clearing or noon clearing etc Display This field displays the reject code to indicate the reason for which the check is rejected Display This field displays the date on which the cheque has received value Display This field displays the account number of the payer 9 Click the Close button ST074 Remittance Inquiry Using this option you can view the details of the banker s cheque demand draft telegraphic transfers issued by the issuing branch or the payee branch The inquiry can be done on any of the following criteria e Issuer name e Payee Branch for DD e Issue Branch
337. ncy to the local currency of your bank This rate is defaulted from the exchange rates specified for the transaction The teller s right to change the account currency rate within a range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If both the transaction currency and the local currency are the same the field takes a default value as 1 which cannot be modified Display This field displays the amount for which the BC is issued This amount is in the currency of the BC Display This field displays the charges in local currency that will be levied on liquidation of BC The service charge codes are added and maintained in the Service Charge Code Maintenance option The service charges can be attached at the product level transaction mnemonic level or at the issuer maintenance level The system displays the total of all the service charges if more than one SC code is attached to the transaction The default SC can be changed by selecting the Service Charge Details button Display This field displays the amount that will be finally credited to the CASA account This amount will be in the currency of the account and will include the charges as well as the BC amount ORACLE Field Name Description User Reference No Optional Alphanumeric 40 Type the user reference number It is used to identify the transaction Narrative Mandatory Alphanum
338. nd permissible for the transaction This is the currency in which the funds are being transfer to beneficiary account The transaction currency then gets converted to the account currency for posting to the account and to local currency of the bank for posting of GL entries Based on the Issuer and TC currency selected the system will validate it for correct combination ORACLE Field Name Description Txn Ccy Mandatory Drop Down Select the transaction currency from the drop down list This is the currency in which the customer is issuing the TT Cheque Ccy Rate Display This field displays the rate of conversion to be used for converting the TT currency to the local currency of the bank The teller s right to change the cheque currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Txn Ccy Rate Display This field displays the rate at which the transaction currency is converted to the local currency of the bank The teller s right to change the transaction currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the local currency and the account currency are same the field takes the default value as 1 which cannot be modified Tr
339. ne and maximum 999 Accordingly the system generates rows for data entry Display This field displays the batch status After opening a batch for data entry the status of the batch will always be Unauthorized and the status changes to Validated after the teller completes data entry and submits for authorization Only validated batches can be authorized by the supervisor Column Name Description Srl No Display This column displays the serial number within the batch that is defaulted by the system ICC Srl No Display Instrument Ccy Received From Bank Received From Branch This column displays the system generated inward clearing serial or sequence number for a particular clearing instrument Mandatory Drop Down Select the currency from the drop down list This is the currency in which the instrument is issued Mandatory Drop Down Select the name of the bank from whom the instrument is received from the drop down list Mandatory Drop Down Select the branch of the bank from whom the instrument is received from the drop down list ORACLE Column Name GI Account No GL Name Instrument Amount ACLCY Rate TCLCY Rate SC Code SC Amount Description Display This column displays the credit GL account number which is to be credited Display This column displays the GL account name Mandatory Numeric 13 Two Type the amount for which the instrument is issued Man
340. nerated at the time of issuance Note If the status of the instrument is Stale it cannot be reprinted Definition Prerequisites ORACLE e BAMO9 Issuer Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM20 Bank Codes Maintenance e 1V001 Stock Transactions e BAM56 Currency Code Maintenance Modes Available Not Applicable To issue duplicate demand draft 1 Type the fast path 7783 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Remittance gt Duplicate DD Print 2 The system displays the Demand Draft Inquiry screen Demand Draft Inquiry Demand Draft Inquiry SB p Serial No Bank Code Payable Branch Issuer Branch C o Cheque Ccy Cheque Amount Micr No y Routing No ja Cheque Status Issue Date 31 03 2008 Liquidation Date Issue Mode Issue A C No Passport IC No Beneficiary Name S Beneficiary Addr Lost Caution Details Narrative DD Inquiry Field Description Field Name Description ORACLE Field Name Serial No Bank Code Payable Branch Issuer Branch Cheque Ccy Cheque Amount MICR No Description Mandatory Numeric 12 Type the FLEXCUBE Retail serial number of the DD for which duplicate DD is to be printed For a remittance instrument such as a BC or a DD at the time of issue the system gene
341. ng to Endpoint E1 and clearing branch 1 marks return cutoff for itself then system will not update return cut off of clearing branch 2 Definition Prerequisites e 6560 Online Cheque Return Inquiry e Upload for inward Returns Modes Available 17 The clearing house is called the Endpoint ORACLE Not Applicable To execute return cutoff 1 Type the fast path STM73 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Return Cutoff Maintenance 2 The system displays the Return Cutoff Maintenance screen Return Cutoff Maintenance Clearing Date Biyo7 2008 Eee EndPoint Code 4000 BOMBAY BANKERS CLEARING HOUSE Clearing Type Jv z Return Cut Off Status 7 Field Description Field Name Description Clearing Date Mandatory Pick List dd mm yyyy Type the clearing date or select it from the pick list By default it displays the current process date You can set it to a date earlier than the process date Future date is not allowed Endpoint Code Mandatory Drop Down Select the endpoint code from the drop down list It is the code for which return cutoff has to be marked before running value date clearing process ORACLE Field Name Description Clearing Type Mandatory Drop Down Select the clearing type from the drop down list It is the clearing type for which return cutoff has to be marked before running value da
342. nk By default the system displays the value as 1 in this field if the transaction currency and the local currency is same This field is displayed only if the By Cash option is selected in the Payment Mode field Mandatory Numeric 13 Two Type the amount of the bill to be paid Display This field displays the charges levied by the bank for the transaction Display This field displays the total amount levied by the bank for the payment of the utility bill Optional Alphanumeric 40 Type the user reference number assigned to identify the transaction Mandatory Alphanumeric 40 Type the narration for the transaction The system displays the default narration 3 Select bill type from the drop down and the utility company ID from the pick list 4 Enter the bill details 5 Based on the selected utility company ID the system enables the appropriate tab ORACLE 6 Enter the required information in the tabs Credit Cards Details Utility Company Id HDFC VISA B Utility Company Account 111100111 HOFe ISA GL Bill Details Bill Id 1 Bill Date 15 01 2008 ES Approval Code Cond Tuer Master Card visa 57 Consumer Name Rn o O dininin Jelo llelo s slele Elellele 292857657654 Payment Details Payment Mode Bill Ccy usD 90 10800 Txn Ccy Rate 10 500 00000 12 376 876 00 osans 56465 Bill Payment by Cash Field Description
343. ns gt Data Entry gt Post Dated Cheques Batch Data Entry 2 The system displays the Postdated Cheques Batch Data Entry screen Postdated Cheques Batch Data Entry Batch Type Action vy Batch Number Deposit Branch x Field Description ORACLE Field Name Description Batch Type Display This field displays the default batch type when the user invokes the screen Action Mandatory Drop Down Batch Number Deposit Branch No of Insirs Batch Status Column Name Srl No Select the action to be performed from the drop down list The options are e Authorise Data Entry Batch Supervisor can authorize e Inquire Data Entry Batch Teller and supervisor can inquire the batch details entered e Modify Data Entry Batch Teller can modify the data entry e Open Data Entry Batch Teller can perform the data entry e Reverse Data Entry Batch Teller and supervisor can reverse the data entry Display This field displays the system generated batch number which is a serial number This batch number needs to be noted down for future reference Mandatory Drop Down Select the deposit branch from the drop down list In case of centralised data entry the branch for which the cheques are being entered can be any branch from the drop down list provided The branches belong to the same sector Mandatory Numeric Three Type the number of entries that are t
344. nstrument serial number and maintain MICR number For example Routing number 800004111 Cheque serial number 000122000056 MICR number 123456 On March 25 2004 Assume that the instrument is part of the inward clearing batch The instrument type would be 2 banker s manager s cheque The instrument number in the file 123456 The system would use the MICR cross reference and mark the BC as paid 5522 Batch Micr Srino Xref Data Entry Using this option you can enter the details of MICR numbers for banker s cheques and demand drafts that are issued without entering the MICR details at the time of the transaction If the cross reference is being maintained for a small number of instruments it can be done through the MICR Number Maintenance option Definition Prerequisites Not Applicable Modes Available Not Applicable To open the instrument and MICR cross reference data entry batch 1 Type the fast path 5522 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Batch Micr Srino Xref Data Entry ORACLE 2 The system displays the Batch Micr Srino Xref Data Entry screen Batch Micr Srino Xref Data Entry tch Micr Srino Xref Data Entry BEB Batch Type MICR Serial N Action x Batch Number Batch Status No of Entries Teller No _ok_ Field Description Field Name Description Batch Type Display This fie
345. nstruments are found cheque deposit will be rejected unless the earlier cheques are all marked as Returned Drawer Acct No Mandatory Numeric 14 Type the drawer account number The drawer account number is the account number of the person who has issued the cheque The drawer account number is generally printed on the cheque leaf The drawer account is the account from where the funds will come into the beneficiary account If the cheque is drawn on a different bank the drawer account number will not be validated by the system If the cheque is drawn on your own bank the system will validate the drawer account number for its accuracy Clearing Type Display This field displays the clearing type entered while depositing the cheque The bank can set up multiple clearing types where cheques that should be cleared at different times of the day are deposited so that they can be treated differently All processes performed for a cheque like outward clearing running of value date and marking late clearing etc take place on the basis of the clearing type It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name Description Account No Display This field displays the account number entered while depositing
346. nt This column displays the customer account also termed as the beneficiary account number Instrument Display Date This column displays the date of instrument issue Delete Toggle Click the column to change the value to Y to delete the row 3 Enter the relevant information 4 Click the toggle status in the delete column to change the value to Y Reverse Authorized Batches ORACLE Reverse Autt Batch Type Batch No 3 j No Of Instruments Total Amount Branch Code i Currency Code Authoriser _ Batch Details 1 000000077633 77633 400229001 77625 06055500000152 2007 12 31 00 00 00 Nd 2 000000077634 77634 400229001 77636 06055500000152 2007 12 31 00 00 00 N 5 Click the Ok button 6 The system displays the message Authorization Required Do You Want to continue Click the OK button 7 The system displays the Authorization Reason screen Enter the relevant information and click the Ok button The system displays the message Record Authorized Click Ok to Continue Click the OK button ST001 Value Date Clearing Process Using this option you can give credit to the customers for those cheques that are due for the current date This process has to be run for each of Outward Clearing Types defined in the Clearing Types Master Fast Path STM64 option This process can be run automatically as part of the Beginning of Day process if the bank desir
347. nt on the instrument This date has to be less than or equal to the current posting date This date is used in checking validity of the instrument Instruments become stale if the cheque date is prior to the current posting date by the stale period which is defined in the Settlement Bank Parameters option If the cheque date is greater than the current posting date then the cheque has to be treated as a postdated cheque Mandatory Numeric 12 Type the cheque number which is present on the MICR line of the instrument When the cheque is deposited into any payee s account the cheque number is used to ensure that the same cheque is not deposited multiple times in the system On every cheque deposit the cheque number the routing number and drawer account number all the three are present on the MICR line are used to check for the presence of duplicate instruments If duplicate instruments are found the deposited cheque will be rejected unless the earlier cheques are all marked as Returned Mandatory Drop Down Select the instrument type from the drop down list The options are e CHEQUE e DFT e TC e DIV WARRANT e PENSION WARRANT e RETURN CHEQUE e ON PAR CHEQUE Mandatory Drop Down Select the clearing type from the drop down list Multiple clearing types can be setup by the bank where cheques which should be cleared at different times of the day are deposited so that they can be treated differently All processe
348. nter the relevant information and click the Grant button 12 The system displays the transaction sequence number The transaction sequence number is a system generated number that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button 13 The system displays the Document Receipt screen 14 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button 15 The system displays the message Printed Successfully Click the Ok button 16 Click the Cancel button 17 The system displays the serial number Click the Ok button 8310 DD Liquidation Inquiry Using this option you can liquidate a Demand Draft which is issued from the Oracle FLEXCUBE system to pay by cash or credit a customer s CASA TD account or credit the paying branch GL account The payout can happen in any currency irrespective of the currency of the DD Each demand draft is tracked by means of a FLEXCUBE generated reference number assigned to it The flow into or out of the inventory can be done using this reference number During the online liquidation the system enforces an inquiry on the DD to be liquidated using the reference number and depending on the status of the demand draft you can proceed with the liquidation ORACLE Definition Prerequisites e Demand Draft should be issued Mod
349. ntry Batch A supervisor can authorize a successfully validated inward clearing data entry batch To authorize the inward clearing data entry batch 1 Select the Authorize Data Entry Batch option from the Action drop down list 2 Type the batch number in the Batch Number field and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the data entry section in the screen Click the Auth button The system displays the message Batch Processing Successful at Host Click the OK button 8 The system displays the inward clearing batch number ST042 Load Central Bank File Using this option you can upload the inward clearing flat file received from the central bank Oracle FLEXCUBE will read the input file and create another flat file which will be used in the Load Inward MICR File Fast Path ST031 option There is a specified format that can be used to directly load the data provided by the Central Bank The file needs to be present in the Oracle FLEXCUBE branch data base area in the Host rjsin area The system will convert the small clearing account numbers to the account numbers used by the Oracle FLEXCUBE system and use the same for further processing Outward return file can also be uploaded through this option NO a F amp The new checksum logic for 85 Inward Clearing file is as below e The record checksum will be Sum of digits of account in an incremental pa
350. nward MICR File e STM58 Instrument Type Xref ORACLE Modes Available Not Applicable To check the inward clearing instrument 1 Type the fast path ST076 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Check Inward Clearing Instrument 2 The system displays the Check Inward Clearing Instrument screen Check Inward Clearing Instrument Check Inward Clearing Instrument Drawee Account No Routing No Instrument No Instrument Code x AUDIT NO BATCH NO AMT IN LCY PAYEE NAME END POINT CHECK Y N MAKER ID Field Description Field Name Description Drawee Account No Mandatory Numeric 14 Type the drawer account number The drawer account number is the account number of the person who has issued the cheque The drawer account number is generally printed on the cheque leaf The drawer account is the account from where the funds will come into the beneficiary account If the cheque is drawn on a different bank the drawer account number will not be validated by the system If the cheque is drawn on your own bank the system will validate the drawer account number for its accuracy ORACLE Field Name Description Instrument Code Mandatory Drop Down Select the instrument code from the drop down list Routing No Mandatory Numeric Nine Type the routing number against which the cheque has been drawn Th
351. o Beneficiary Addr Lost Caution Details Narrative Al 1 Ol ee Duplicate DD Print This field displays the account number of the purchaser of DD Display This field displays the name of beneficiary in whose favour the DD was drawn Display This field displays the identification details collected from the purchaser of the DD Display This field displays the address of beneficiary in whose favour the DD is drawn Display This field displays the lost caution details Display This field displays the default narration based on the transaction Enter the serial number and press the lt Tab gt or lt Enter gt key Click the Ok button The system displays the message Do You Want to continue Click the Ok button Enter the duplicate cheque number The system displays the Duplicate DD Print screen ORACLE Serial No 624013000128 Bank Code Payable Branch Issuer Branch Cheque Ccy Cheque Amount 5 461 25 Micr No 000000951159 Routing No 110240001 Cheque Status issued Issue Date 29 02 2008 Liquidation Date Issue Mode Cash Issue Aj C No Passport IC No ps51254 Beneficiary Name B Beneficiary Addr Lost Caution Details Narrative Duplicate DD Print Click the Ok button The system displays the message Authorization Required Do You Want to continue Click the Ok button 10 The system displays the Authorization Reason screen 11 E
352. o Display This field displays the end number of the cheque This is the number mentioned on the last leaf of a cheque book Reject Reason Display This field displays the reason for rejection of cheque Payee Name Display This field displays payee name for paid returned cheque 10 Click the Close button to close the screen ORACLE Inward Clearing Process and Related Options ST033 Inward Clearing Using this option the processing of batch batches of instruments received for inward clearing can be completed after batches are uploaded and authorized The inward clearing process for that endpoint all endpoints should be run The authorized batches are processed by the system and the primary updating of accounts takes place after the inward clearing process for the batch is run Inward clearing can be run endpoint wise or for all batches simultaneously This process can be run any number of times in a day Note The system automatically authorizes this transaction Definition Prerequisites e BAM29 End Point Master Maintenance e 1032 Authorise Inward Clearing Batches Modes Available Not Applicable To run the inward clearing process 1 Type the fast path ST033 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Inward Clearing 2 The system displays the Inward Clearing screen Inward Clearing ORACLE End Point Clearin iaTy
353. o enter data in atleast one of the fields 4 Click the Ok button The system displays the Summary of Passed Instruments tab Summary of Passed Instruments It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Branch Code E sanpoz mumBar End Paint Routing Number Batch Number 45101 Account Number Cheque Number Value Date 15 01 2008 Details of Passed Instruments 02401000001553 400240002 000000000001 10 000 00 a at m o 02401000001553 400240002 000000000006 10 000 00 02401000001553 400240002 000000000007 10 000 00 02401000001553 400240002 000000000008 10 000 00 02401000001553 400240002 000000000009 10 000 00 02401000001553 400240002 000000000010 1 000 00 02401000001563 400240002 000000000002 10 000 00 02401000001563 400240002 000000000001 10 000 00 02401000001563 400240002 000000000008 10 000 00 02401000001563 400240002 000000000009 10 000 00 02401000001570 400240002 000000000003 10 000 00 N 02401000001570 400240002 000000000005 10 000 00 02401000001570 400240002 000000000004 10 000 00 Field Description Column Name Description Serial No Batch No Currency Display This column displays the serial number of
354. o be maintained for a batch The number of entries should be greater than one and maximum 100 Accordingly the system generates rows for data entry Display This field displays the batch status After opening a batch for data entry the status of the batch will always be Unauthorised and the status will move form this status to Validated status after the teller completes data entry and submits for authorization Only validated batches can be authorized by the supervisor Description Display This column displays the serial number within the batch generated by the system ORACLE Column Name Description A C No Customer Name Cheque No Cheque Amount Clearing Type Cheque Literal Routing No Cheque Date Mandatory Numeric 14 Type the account number to which each instrument will be credited Display This column displays the name of the customer who is the borrower in case of a loan repayment transaction Mandatory Numeric 12 Type the cheque number of the PDC deposited Mandatory Numeric 13 Two Type the post dated cheque amount Mandatory Drop Down Select the type of clearing in which PDC shall be lodged from the drop down list Mandatory Drop Down Select the type of cheque literal from the drop down list The options are e Drawing Voucher Deposit e Guaranteed Cheque Deposit e House Cheque Deposit e Local Cheque Deposit e MO PO Deposit e Outstation Cheque Depos
355. o provides service charge details for the PDC purchases made Definition Prerequisites e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e Customer account should be opened e The exchange rate values must be defined and downloaded Modes Available Modify Cancel Authorize Inquiry For more information on the procedures of every mode refer to Standard Maintenance Procedures To modify postdated cheques deposited for discounting 1 Type the fast path ST077 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Postdated Cheque Discounting 2 The system displays the Postdated Cheque Discounting screen Postdated Cheque Discounting ORACLE Postdated Cheque Discounting oa os asoiee Cheque No Account No Posting Date From Customer Name Posting Date To 01 01 180 ey Drawee Account No Routing No Record Details Input By Field Description Field Name Description Account No Customer Name Posting Date From Posting Date To Cheque No Mandatory Numeric 14 Type the account number in which the cheque is to be purchased Display This field displays the name of the customer to which the account belongs Mandatory Pick List dd mm yyyy Select the posting date from the pick list This field is used to fetch the cheques purchased from
356. ocessing using FLEXCUBE Retail then an instrument type needs to be added and the instrument can be passed through the system The system will treat it similar to the instrument type attached The main instrument types used by the system are e Cheque e Manager s Cheques e Demand Draft e Traveler s Cheques e Inward Direct Debit e Guaranteed Cheques e Returned Cheques e On Par Cheques e Special Area Managers Cheques Column Name Description AUDIT NO Display This column displays the audit number of the instrument BATCH NO Display This column displays the batch number of the inward clearing instrument AMT IN LCY Display This column displays the amount of instrument in the local currency PAYEE NAME Display This column displays the name of the payee END POINT Display This column displays the end point from where the inward clearing instrument is executed ORACLE Column Name Description CHECK Y N Display This column displays Y if the transaction is authorized or else it displays N Once the batch record is verified by an authorized user it cannot be modified by any other user except the user who has verified the batch record MAKER ID Display This column displays the name of the user who has performed the transaction 3 Enter the drawee account number and press the lt Tab gt or lt Enter gt key 4 Select the instrument code from the drop down list 5 Enter the details like the rout
357. odes Available Not Applicable To scan the bulk inward clearing rejected cheques 1 Type the fast path ST038 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Bulk Scan Inward Rejects 2 The system displays the Bulk Scan Inward Rejects screen Bulk Scan Inward Rejects ORACLE Bulk Scan Inward Rejects Branch Code x End Point Clearing Type Routing No Cheque No Account Number Batch Number Product Code E officer 10 a oO Summary of Rejected Instruments Processing Date 31 12 2007 Field Description Field Name Description To proceed further atleast one of the below fields should be entered Branch Code Mandatory Drop Down Select the name of the branch for which the inward clearing process has been run from the drop down list End Point Mandatory Drop Down Select the end point to which the bank branch belongs from the drop down list Clearing Type Mandatory Drop Down Select the clearing type from the drop down list The bank can set up multiple clearing types where cheques that should be cleared at different times of the day are deposited so that they can be treated differently All processes for a cheque from outward clearing running of value date and marking late clearing etc happen on the basis of the clearing type ORACLE Field Name Description Routing No Cheque
358. om the drop down list This field by default displays the account currency as the transaction currency While posting the transaction entries to the account the transaction currency is converted into the account currency and for posting the GL entries it is converted into the local currency of the bank ORACLE Field Name TC Ccy Rate Txn Ccy Rate TC Amount Charges Lcy Txn Amount Beneficiary Name Description Display This field displays the rate of conversion to be used for converting TC currency to the Local currency The teller s right to change the travelers cheque currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the TC currency are same the field takes the default value as 1 which cannot be modified Display This field displays the rate at which the transaction currency is converted to the local currency of the bank The teller s right to change the transaction currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Mandatory Numeric 13 Two Type the TC amount This is the amount of TC the Bank is willing to sell to the customer Display This field displays the charges that
359. on 15 The system displays the message Printed Successfully Click the Ok button 16 Click the Cancel button 17 The system displays the serial number Click the Ok button 8307 BC Liquidation Inquiry You can liquidate a banker s cheque which is issued from the Oracle FLEXCUBE system by cancellation payment or refund The proceeds can be paid to a walk in customer using the BC Liquidation By Cash option The proceeds can also be credited the customer s account or to a GL account Using this option you can perform the inquiry by entering the serial number printed on the Banker s Cheque and proceed with the liquidation process The system displays the appropriate screen according to the option selected in the Liquidation Type field Definition Prerequisites e BAMO9 Issuer Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM99 GL codes Cross Ref Maintenance e BAM56 Currency Code Maintenance e BAM20 Bank Codes Maintenance e STM57 MICR Number Maintenance e BAM14 Service Charge Code Maintenance e 1010 Banker s Cheque Sale Against Account e 8301 Banker s Cheque Sale Against Cash e 8302 Banker s Cheque Sale against GL Modes Available Not Applicable To liquidate banker s cheque against cash 1 Type the fast path 8307 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt BC Liquidation 2 The system d
360. on 3 Click the Ok button gal It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE 4 The system displays the message Record successfully modified Click Ok to continue Click the OK button Example If the MICR number was not maintained by the teller at the time of issuance due to some reason or if the BCs DDs were automatically issued in bulk by the system through an standing instruction then the MICR number of the instrument or range of instruments need to be maintained If the bank receives an inward clearing file the file will contain the MICR number of the instrument The MICR cross reference number will then be used by the system to validate and update the status of the instrument On January 31 2004 Assume that an standing instruction was set up on a CASA account to issue a Banker s cheque at the end of every month for 4500 On February 28 2004 The CASA account is debited for 4500 and a BC is issued at the end of the day On March 1 2004 The user can find the BC issued by checking the list of instruments issued in the remittance instrument status inquiry for the account Say the serial number is 000122000056 The user can maintain the MICR cross reference using bank s own routing number and the i
361. on is performed i e the instrument currency Amount Display Issue Branch Code Issue Branch BC DD No This column displays the transaction amount i e the instrument amount Display This column displays the branch code from where the instrument was originated or issued Display This column displays the branch name from where the instrument was originated or issued Display This column displays the BC or DD No ORACLE Column Name Description Routing No Display This column displays the routing number against which the cheque has been drawn The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For a cheque deposited this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters option Instr Date Display This column displays the date mentioned on the instrument Status Display This column displays the instrument status i e paid outstanding lost or duplicated 7 Double click a record to view its details 8 The system displays the Details tab Details gt I
362. on maintaining value date refer to the Clearing Definitions option in the Definitions User s Guide Currency Display This column displays the currency in which the instrument was drawn Status Display This column displays the current status of the cheque The status of the instrument is derived based on comparison of bank value date and customer value date If the customer value date is greater than the bank value date and the current posting date is greater than the bank value date then the status is interpreted as Clear_no_cr i e cleared but not credited The other values for this Status field are also derived accordingly the possible values are e Returned if the cheque was rejected e Clr_cr if the cheque was cleared and credit given on value date e Clear_no_cr if the cheque has been cleared but credit has not been given to account e Unclear_cr if the cheque has not been cleared but credit has been provided to the customer e Unclear_no_cr if the cheque has only been deposited 7 Double click the appropriate record to view the cheque details 8 The system displays the Cheque Detail tab Cheque Detail ORACLE Account No Account Number Cheque No Cheque Number GL No GL Account No Drawer Acct No AccountNo Cheque Summary Cheque Detail Cheque No Currency Late Clearing Routing no Posting Date Amt Purchased 00 6055500000840 Customer Name E
363. on you can maintain the MICR number for instruments using the system generated serial number as a cross reference When issuing a remittance instrument like a demand draft or banker s cheque you have to enter the MICR number that will appear on the instrument The system at the same time generates an internal serial number for its own reference When the instrument comes for inward clearing the system uses the Batch Micr Srino Xref Data Entry option to identify the instrument uniquely Hence having a cross reference is important Definition Prerequisites e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance Modes Available Add Modify Inquiry For more information on the procedures of every mode refer to Standard Maintenance Procedures To add a MICR number 1 Type the fast path STM57 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt BC DD Number Maintenance 2 The system displays the BC DD Number Maintenance screen BC DD Number Maintenance ORACLE sa No BC DD No Routing No C add C Modify Delete Cancel Amend Authorize Inquiry Field Description Field Name Description Serial No Mandatory Numeric 12 Type a valid serial number of an instrument with instrument status as ISSUED BC DD No Mandatory Numeric 12 Type the BC DD number assigned to the instrument ORACLE Field Name Ro
364. onal information Optional Alphanumeric 40 Type the user reference number assigned to the customer Mandatory Alphanumeric 40 Type the narration Optional Alphanumeric 120 Type the remarks to be printed It is used for instrument BC DD printing purpose 3 Select the bank code from the drop down list and the cheque currency from the pick list 4 Select the transaction currency from the drop down list 5 Enter the cheque amount MICR number beneficiary name and address 32 It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Banker s Cheque Sale Against Cash nines HDFC BANK aa y ae Cheque Ccy Rate 4 00000 Txn Ccy Rate 1 00000 Cheque Amount 100 000 00 Pan Card No Charges Lcy L 0 00 i SA i No EEN Beneficiary Name Mukesh Ramchandani Beneficiary Addr Ea Crystal Tower e Nehru Rd User Reference No 457812 t t Narrative BC Sale Against Cash Pinvatsnion service chare 6 Click the UDF button The system displays the UDF Details screen 7 Click the Validate button The system displays the message Validation Procedure Completed 8 Click the Ok button The system displays the Banker s Cheque Sale
365. option you can sell TC to a walk in customer Definition Prerequisites e BAMO9 Issuer Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM99 GL codes Cross Ref Maintenance e BAM20 Bank Codes Maintenance e BAM97 Currency Code Maintenance e The exchange rate values must be defined and downloaded Modes Available Not Applicable To sell traveler s cheque against cash to walk in customer 1 Type the fast path 8204 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt TC Sale Walk in Customer 2 The system displays the TC Sale Walk in Customer screen TC Sale Walk in Customer ORACLE TC Sale Walk in Issuer Code v TC Cey x TC Ccy Rate sid TC Amount Charges Ley Txn Amount Beneficiary Name Txn Cey i Txn Ccy Rate Passport IC No Beneficiary Addr User Reference No Narrative Te Sale Walk In Customer may Ss e ara Field Description Field Name Description Issuer Code TC Ccy Txn Ccy Mandatory Drop Down Select the issuer code from the drop down list It is maintained in the Issuer Maintenance option Mandatory Drop Down Select the TC currency from the drop down list It lists all the currencies set up and permissible for the transaction Mandatory Drop Down Select the currency of the cheque fr
366. or select it from the pick list 3 Click the Ok button 4 The system displays the data entry section in the screen 6619 Postdated Cheque Cancellation Using this option you can cancel a deposited postdated cheque that has already been deposited Cancellation is not allowed on the day of deposit but from the next day of the deposit of postdated cheque To reverse a postdated cheque on the day of its deposit you can use the Search Electronic Journal option Definition Prerequisites e BAM14 Rewards and Service Charges Definition e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM28 Endpoint Float Maintenance e BAM27 Calendar for End Point e 6601 Postdated Cheque Deposit e 6602 Post Dated Cheques Batch Data Entry e The exchange rate values must be defined and downloaded ORACLE Modes Available Not Applicable To cancel a deposited postdated cheque 1 Type the fast path 6619 and click Go or navigate through the menus to Transaction Processing gt Account Transactions gt CASA Account Transactions gt Clearing gt Posidated Cheque Cancellation 2 The system displays the Postdated Cheque Cancellation screen Posidated Cheque Cancellation Postdated Cheque Cancellation Instrument Details Field Description Field Name Description Account No Mandatory Numeric 14 Type the account number of the nominee The adjacent field displays the name of the accoun
367. oss reference between the Oracle FLEXCUBE generated account number and the small clearing account number used for clearing purposes The Oracle FLEXCUBE generated account number has a maximum length of 16 digits which may not be acceptable for clearing by some central banks At the time of issuing cheque book the system generates an alternate 10 digit account number for clearing purposes which can be used in the file upload The inward clearing entries are received as a flat file from the central bank This flat file is uploaded in the system When an inward clearing file with the small clearing account number is uploaded the system uses the cross reference with the Oracle FLEXCUBE account number to find the actual account for the transaction The clearing account number is unique for a clearing sector Definition Prerequisites e BAM41 Sector Master e STM54 Routing Branch Maintenance e 7101 IC No Short Name Change e ST031 Load Inward MICR File Modes Available Not Applicable To inquire about the small clearing account used for clearing purposes 1 Type the fast path ST062 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Clearing Account X Reference Enquiry 2 The system displays the Clearing Account X Reference Enquiry screen Clearing Account X Reference Enquiry ORACLE Small Clearing A C No Clearing Sector ACH Branch Code Customer Name Branc
368. own list Type the batch number in the Batch Number field and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the data entry section in the screen Click the Auth button The system displays the message Batch Processing Successful at Host To view the outward clearing data entry batch iF 2 3 4 Select the Inquire Data Entry Batch option from the Action drop down list Enter the batch number in the Batch Number field and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the data entry section in the screen 5606 Batch Data Entry Outward Clearing Using this option a number of cheques belonging to different account holders can be processed for outward clearing You can also enter details of outward clearing cheques for another branch if it is designated as the clearing branch You can enter the cheque details manually or upload cheque information from a data file provided in a specific format Bank specific pre processing routines can be written to convert files to the expected format in this option Data uploaded from a file is retrieved from and displayed for process initiation Definition Prerequisites STM59 Settlement Bank Parameters ORACLE e STM54 Routing Branch Maintenance Modes Available Not Applicable To open the outward clearing data entry batch 1 Typ
369. p Down Select the cheque currency from the drop down list This field by default displays the account currency as the transaction currency While posting the transaction entries to the account the transaction currency is converted into the account currency and for posting the GL entries it is converted into the local currency of the bank Display This field displays the rate at which the account currency is converted to the local currency of the bank The teller s right to change the account currency rate within a range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the account currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the rate at which the transaction currency is converted to the local currency of the bank The teller s right to change the transaction currency rate within a range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Mandatory Numeric 15 Type the total amount of all the cheques being deposited to the account in the transaction currency This is the amount by which the account s unclear balance is updated You have to ensure that the correct amount is
370. p down list Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the data entry section in the screen Modify the relevant information and click the Save button The system displays the message Data Saved Successfully In the Database Click the OK button ORACLE 8 Click the Validate button 9 The system displays the message Batch Validated Successful Authorisation pending To authorize the post dated cheque data entry batch 1 Select the Authorize Data Entry Batch option from the Action drop down list in the supervisor login Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the data entry section in the screen Click the Auth button The system displays the message Batch Processing Successful at Host Pan oON To reverse the post dated cheque data entry batch 1 Select the Reverse Data Entry Batch option from the Action drop down list Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the message Batch Reversed Successfully oO RN To view the post dated cheque data entry batch 1 Select the Inquire Data Entry Batch option from the Action drop down list 2 Type the batch number and press the lt Tab gt or lt Enter gt key
371. p down list It lists all the currencies set up and permissible for the transaction This is the currency in which the TCs are to be purchased The transaction currency then gets converted to the account currency for posting to the account and to local currency of the bank for posting of GL entries Based on the Issuer Code and TC currency selected the system will validate it for correct combination Display This field displays the rate at which the account currency is converted to the local currency of the bank If the account currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the rate at which the transaction currency is converted to the local currency of the bank If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Mandatory Numeric 13 Two Type the TC amount The TC amount is the amount of TC the customer wants to sell to the bank This is the amount in the currency of TC Display This field displays the charges in local currency that will be levied on the account for cash transaction The service charge codes are added and maintained in the Service Charge Code Maintenance option The service charges can be attached at the product level transaction mnemonic level or at the issuer maintenance level The system displays the total of all the service ch
372. pe v Batch Run Date 30 04 2008 i Field Description Field Name Description End Point Mandatory Drop Down Select the end point from the drop down list This is the endpoint for which the inward clearing process is executed This field can be left as None if the inward clearing should be run for all endpoints The endpoint is a clearinghouse or a correspondent bank to which the cheques are sent for clearing There is a global setup in which each endpoint needs to be set up along with details like the GL it has to be associated with Float days of an instrument are set up using the endpoint code Each branch should have a clearing branch set up for the endpoint to send the cheques for clearing Clearing Type Mandatory Drop Down Select the clearing type from the drop down list 3 Float is the number of days after which credit is given The Bank s Float is the number of days after which credit is given to the bank by the clearing house The Customer s Float is the number of days after which the Bank gives credit to the customers ORACLE Field Name Batch Run Date Column Name Branch Batch End Point No Of Instrs Ccy Total Amount Dr Cr Description Mandatory Pick List dd mm yyyy Select the batch run date from the pick list By default it displays the current processing date You can also access the batch created on previous and next date Description Displ
373. pe the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button The system displays the message Batch Reversed Successful P oO ND To view the ICC data entry batch 1 Select the Inquire Data Entry Batch option from the Action drop down list 2 Type the batch number and press the lt Tab gt or lt Enter gt key or select it from the pick list 3 Click the Ok button 4 The system displays the data entry section in the screen 6566 OCC Batch Data Entry Bulk data entry of collection cheques is required where the bank has high volumes of cheques to be sent for collection Using this option you can enter all the details pertaining to the instruments received for collection A unique batch number is generated by the system and you can specify a maximum of 100 instruments The system also auto generates unique individual instrument wise OCC serial numbers for ease of tracking at the time of realization returns processing This option is useful as bulk cheque deposits can be done in multiple CASA or GL accounts After the data entry is completed the validation process is done to check the correctness of the data entered After successful validation the batch is authorized Finally the Cheque Collection Processing Fast Path 6806 option is used for onward processing of the instruments Definition Prerequisites e STM97 Correspondent Bank Master Maintenance e STM54 Routing Branch
374. play This field displays the account currency Display This field displays the net amount of the service charges if any Display This field displays the status of the transaction Display This field displays the name of the payee Display This field displays the routing number of the payee ORACLE Field Name Description Outward Clearing Mandatory Drop Down Type Select the outward clearing type from the drop down list This field is enabled only if the Process in Outward Clearing option is selected Process in Optional Radio Button Outward Clearing Click Process in Outward Clearing to process the instrument in outward clearing Reject Reason Mandatory Pick List Select the rejection reason from the pick list This field by default displays the reason for rejection entered at the time of transaction You can change the system assigned reject reason for a cheque that moves to scan reject before passing or rejecting the cheque from scan reject option Process in Inward Optional Radio Button Clearing Click Process in Inward Clearing to process the instrument in inward clearing On Record Display This field displays the record number of the existing record Debit Option Mandatory Drop Down Select the appropriate debit option from the drop down list The options are e Force Debit e Normal Debit 8 Select the appropriate option process in inward clearing or process in outward clea
375. play This field displays the status of the transaction Display This field displays the account number of the payee Display This field displays the routing number of the payee Display This field displays the net amount of the service charges if any Mandatory Drop Down Select the outward clearing type from the drop down list This field is enabled only if the Process in Outward Clearing option is selected Mandatory Pick List Select the reject code from the pick list It displays the reject reason associated with the reject code selected You can change the system assigned reject reason for a cheque that moves to scan reject before passing or rejecting the cheque from scan reject option Display This field displays the name of the payee of the cheque Display This is the serial number of the details shown referring to the summary page ORACLE 8 Inthe Details of Passed Instrument tab click the Authorize button 9 On authorization of the selected record the next record from the queue will be automatically fetched for authorization Note Click the Next or Previous button to get the details of the next or previous unauthorized record 10 The system displays the message Record Authorized Click Ok to continue Click the Ok button ST034 Scanning of Rejected Instruments Once the inward clearing process has been run the system divides the instruments between passed items
376. plicable To run the value date clearing 1 Type the fast path ST099 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Payment Value Date Clearing 2 The system displays the Payment Value Date Clearing screen Payment Value Date Clearing Value Date 31 12 2007 E Process Normal Transaction Pro s Expired Tr Process Reject Transaction ok _ close clear_ Field Description Field Name Description ORACLE Field Name Description Value Date Mandatory Pick List dd mm yyyy Select the value date form the pick list The system displays the current process date by default The value date can be backdated but it cannot be a future date Process Normal Mandatory Check Box Transaction Select the Process Normal Transaction check box to process the normal payment transactions till the date specified in the Value Date field and to pass the GL entries Process Expired Mandatory Check Box Transaction Select the Process Expired Transaction check box to process all expired transactions till the date specified in the Value Date field and to reverse the relevant GL entries Expired transactions are those transactions for which response has not been received by the bank from the third party within the specified time Process Reject Mandatory Check Box Transaction Select the Process Reject Trans
377. posit Clearing Type Mandatory Drop Down Select the clearing type from the drop down list The bank can set up multiple clearing types where cheques that are required to be cleared at different times of the day are deposited so that they can be treated differently All processes for a cheque from outward clearing running of value date and marking late clearing etc happens on the basis of the clearing type Late Clearing Display This field displays whether the cheque is to be presented in late clearing or not No of Cheques Mandatory Numeric Three Type the number of cheques Document Number Display This field displays the system generated unique document number Narrative Mandatory Alphanumeric 120 Type the narration This field displays the default narration based on the transaction 3 Enter the account number and press the lt Tab gt or lt Enter gt key 4 Enter the details like the transaction currency total amount and the number of cheques 5 Select the header type cheques literal and the clearing type from the drop down list MICR Header Entry ORACLE Modify Header Account No 000000002220 JACK K JASON Account Cey R Txn Cey n Acct Ccy Rate 1 00000 Txn Cey Rate 1 00000 Taam 100 00 Account Amt 100 00 Header Type MICR x Cheque Literal MICR Clearing Type Local 3 day float Late Clearing No No of Cheques 12 Document Number
378. r Customer Name fo1o1 ae01 free Posting Date To Routing No Drawee Account No Record Details _ Input By Add O modify Field Description Field Name O Authorize Amend Description Account No Customer Name Posting Date From Posting Date To Cheque No Mandatory Numeric 14 Type the account number Display This field displays the name of the customer Mandatory Pick List dd mm yyyy Select the posting date from the pick list This field is used to fetch the cheques purchased from a particular date Mandatory Pick List dd mm yyyy Select the posting date from the pick list This field is used to fetch the cheques purchased to a particular date Mandatory Numeric 12 Type the cheque number The system displays the record corresponding to the particular cheque number ORACLE Field Name Description Routing No Mandatory Numeric 10 Type the routing number against which the cheque has been drawn The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For a deposited cheque this routing number is used by the system to determine the float days and thus the value date of the instrument Drawee Account Mandatory Alphanumeric 14 No Type the drawee account num
379. r of the customer This is the customer account also termed as the beneficiary account number You can identify the type of account and the branch in which the account was opened using the account number It is not possible to change the account number of a customer unless the account is closed and a new account is opened ina different branch or product Shifting of account branch is also not possible An account number is linked to a primary customer under whose ID the account balances can be consolidated and viewed Display This field displays the currency assigned to the product under which the account is opened All the entries are posted in the account in the account currency based on the exchange rate set up for the transaction The exchange rate values must be defined and downloaded For example if the currency assigned to a CASA product is USD US Dollar the account opened under that product has USD as its account currency by default Display This field displays the cheque currency By default this field displays the account currency as the transaction currency While posting the transaction entries to the account the transaction currency is converted into the account currency and for posting the GL entries it is converted into the local currency of the bank Display This field displays the rate at which the account currency is converted to the local currency of the bank The teller s right to change
380. r use in any inherently dangerous applications including applications that may create a risk of personal injury If you use this software or hardware in dangerous applications then you shall be responsible to take all appropriate failsafe backup redundancy and other measures to ensure its safe use Oracle Corporation and its affiliates disclaim any liability for any damages caused by use of this software or hardware in dangerous applications This software and related documentation are provided under a license agreement containing restrictions on use and disclosure and are protected by intellectual property laws Except as expressly permitted in your license agreement or allowed by law you may not use copy reproduce translate broadcast modify license transmit distribute exhibit perform publish or display any part in any form or by any means Reverse engineering disassembly or decompilation of this software unless required by law for interoperability is prohibited The information contained herein is subject to change without notice and is not warranted to be error free If you find any errors please report them to us in writing This software or hardware and documentation may provide access to or information on content products and services from third parties Oracle Corporation and its affiliates are not responsible for and expressly disclaim all warranties of any kind with respect to third party content products and services O
381. racle Corporation and its affiliates will not be responsible for any loss costs or damages incurred due to your access to or use of third party content products or services ORACLE Table of Contents Data Entry Options for Outward Instrument c cccesccesseeeeseeeeeeeeeseeseneeenseeeseneseseaeenseeeeeseeeas 5 1 1 5505 Batch Consolidated Cheque Data Entry ccsscesesceceeeeeeeeeeeeeeeeeeeeeeaeeeeaaeeneneetees 5 1 2 5506 Batch Data Entry Outward Cera soca cise cesecasacavanesuevdcarsseaceneiseslicareesazonntunniceeneeiseas 10 1 8 5606 Batch Data Entry Outward Cleargreenin aneirin 17 14 6511 Consolidated Cheque Deposit ssiccscscrisaseccevaceesanavesnccnracannccadenetvesiceresevontsunicaeneiaass 24 1 5 6512 Consolidated Cheque Batch Data Entry csscccsccvssccesscaerecssssercestcareererannecnvinanneensass 29 1 6 6520 Cheque Deposited To GL wca cateccseccesacaucgeteavaaaes manwaaoueracaiesadeutne1eereeparousaeticaenemect 38 1 7 6602 Post Dated Cheques Batch Data ENUY sc ccsiscicsccivessscersccnnecasssescesdeareceecosneuenicarneeisase 41 18 6619 Postdated Chegue Cancelation sicsccisssssvevaccesonvesnnceiacarnccadesetsesieareccaveusnunticarnecisane 47 1 9 S1077 Postdated Cheque Discounting bocca cicseicrsecarsaavesnsuerdcannecatenen nes aneian 50 1 10 ST078 Postdated Cheque Discounting Cancel esseesseesseesseessesssnnesressnnernnesnnesnnens 59 LiT UTI Raed Cleanng Proces Surinin ns ciiaint Be
382. ransaction The user can change the narration if required 3 Select the Modify Header check box if the account is having document number OR Enter the account number and the total value of the cheques deposited by the user 4 Select the cheque literal and clearing type from the drop down list Enter the number of cheques Consolidated Cheque Deposit ORACLE Consolidated Cheque Deposit OBEA Modify Header Account No 50500000000119 Je Account Cey Txn Ccy INR iv Acct Ccy Rate 1 00000 Txn Ccy Rate 1 00000 Total Amount 1 25 555 00 Account Amt 1 25 555 00 Cheque Literal Clearing Type IMICR CLG v Late Clearing N Routing No 400229001 Value Date 31 01 2011 Noof Cheques 4 Document Number 67227280 User Reference No 1223 Narrative Cons Cha Dep oK _ cose esr 6 Click the Ok button 7 The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the OK button 8 The system displays the Document Receipt screen 9 If you want to print the receipt select the record that needs to be printed The system displays the message Do You Want To Print Click the Yes button OR Click the Cancel button 10 The system displays the document number The document number or the header number associated with
383. rates a serial number automatically comprising the branch code instrument type and a running serial number When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number is sufficient as this is the number by which FLEXCUBE Retail tracks the instrument uniquely Display This field displays the bank on which the DD is drawn The list of banks on which DDs can be issued are maintained in the Issuer Maintenance screen and downloaded to the branch Normally banks draw DDs on themselves Display This field displays the branch of the bank where the DD is payable Display This field displays the branch of the bank that has issued the DD Display This field displays the currency in which DD was issued Display This field displays the amount for which the DD is issued This amount is in the cheque currency Optional Numeric 12 Type the MICR number of the DD For every remittance instrument the user needs to maintain an MICR number This number will be printed on the instrument if the instrument is expected to come in for clearing through an inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated inquired upon by
384. rces an inquiry on the DD to be liquidated using the reference number and depending on the status of the demand draft you can proceed with the liquidation Definition Prerequisites e Demand Draft should be issued Modes Available Not Applicable To liquidate a demand draft 1 Type the fast path 2838 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt DD Liquidation Against A c UBS 2 The system displays the DD Liquidation screen DD Liquidation ORACLE Liquidation Mode x Serial No Lig Type Bank Code Payable Branch I aa i DD Ccy DD Amoi DD No Routing No DD Status Sa B1 a2 2010__ Liquidation Date 31712 2010 Issue Mode Drawee Acct No a Passport IC No Beneficiary Addr Beneficiary Name H Lost Caution Details Field Description Field Name Description Liquidation Mandatory Drop Down Mode Select the reason for liquidation mode from the drop down list The options are e Cancellation Purchaser of DD wants payment after cancellation of the instrument e Payment Beneficiary of DD wants payment of the instrument e Refund Purchaser has lost the instrument or does not need the same Hence refund of money is desired ORACLE Field Name Serial No Liq Type Bank Code Payable Branch Issuer Branch DD Ccy DD Amount Description
385. rences Definition Prerequisites e STM59 Settlement Bank Parameters e BAM28 Endpoint Float Maintenance e BAM27 Calendar for End Point e GL should be defined and downloaded to the branches e Currency Codes should be maintained and downloaded to branches e Currency rates should be maintained and downloaded to branches Modes Available Not Applicable To deposit a cheque in a GL account ORACLE 1 Type the fast path 6520 and click Go or navigate through the menus to Transaction Processing gt GL Transactions gt Clearing gt Cheque Deposited to GL 2 The system displays the Cheque Deposited To GL screen Cheque Deposited To GL Txn Cey 4 GL Cey GL Acct No IG GL Ccy Rate Txn Ccy Rate B Txn Amount GL Amt User Reference No Narrative IGL Cheque Deposit Field Description Field Name Description GL Ccy Mandatory Drop Down Select the GL account currency from the drop down list Whenever any transaction is posted to the account it is converted into the account currency based on the exchange rate set up for the transaction The currency code is a number and the currency name is usually displayed in its short form Txn Ccy Mandatory Drop Down Select the transaction currency from the drop down list The system displays the account currency as the transaction currency While posting the transaction entries to the account the transaction currency is conve
386. rency of the bank The teller s right to change the transaction currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the amount for which the BC is issued This amount is in the currency of the BC Display This field displays the charges associated with the liquidation of BC These are defined in Local currency The user can modify the charges using the Service Charge Detail link Display This field displays the amount that will finally be given to the customer This amount is net of charges if any and is in the transaction currency Optional Alphanumeric 40 Type the user reference number It is used to identify the transaction Mandatory Alphanumeric 40 Type the description for the transaction This field displays the default narration based on the transaction 12 The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button 13 The system displays the Document Receipt screen 14 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print
387. rency of the batch No Of Entries Mandatory Numeric Five Type the number of entries that are to be maintained for a batch The number of entries should be greater than one and maximum 100 Accordingly the system generates rows for data entry Total Amount in Display LCY This column displays the sum amount of all the cheques in the corresponding batch number User Id Display This column displays the ID of the user who entered the data Auth Id Display This column displays the ID of the authorizer Status Display This column displays the status of the clearing stage 4 Click the Close button C1421 Direct Banking Registration This screen is used for registration of customers to one or more of the Direct Banking channels such as Net Banking Mobile Banking Telephone Banking along with the associated details Definition Prerequisites Not Applicable Modes Available Add Modify Delete Cancel Amend Authorize Inquiry For more information on the procedures of every mode refer to Standard Maintenance Procedures To register for direct banking 1 Type the fast path C1421 and click Go or navigate through the menus to Transaction Processing gt Customer Transactions gt Direct Banking Registration 2 The system displays the Direct Banking Registration screen Direct Banking Registration ORACLE Search Criteria ET Search String EE _ Customer Name Ea o a
388. ring 9 Click the Authorize button After the authorization of the record the system fetches the next record from the queue 10 Click the Next or Previous button to view the details of next or previous record 11 The system displays the message Record Authorized Click Ok to continue Click the Ok button Example A batch 8041 with two cheques was rejected Suppose one of the cheques belonged to an account with insufficient balance Then the reason for rejecting the cheque will be shown as insufficient balance The authorizer can choose to reject the cheque by selecting the Process in Outward Clearing option and indicating the outward clearing type in which the cheque should be processed Suppose the second cheque was rejected saying instrument not issued It may happen that even though the cheque book was delivered the teller may not have updated the cheque book ORACLE status correctly The supervisor can get the correct status of the cheque book and pass the cheque by selecting the Process in Outward Clearing option When the inward clearing process is run the next time this cheque will be processed STM75 Scan Reject Pass Disable Maintenance After the inward clearing process is run you can override a system rejected cheque which is queued up and pass the same through scan reject and scan pass option However ina centralized clearing set up bank may prefer to have this option enabled only at clearing branch Using t
389. ription Mandatory Drop Down Select the branch of the bank on which the instrument is drawn from the drop down list Mandatory Pick List Select the cheque currency from the pick list The list displays all the currencies that are set up and permissible for the transaction The instrument is issued in this currency The transaction currency then gets converted to the account currency for posting to the account and to local currency of the bank for posting of GL entries Mandatory Drop Down Select the transaction currency from the drop down list This field by default displays the account currency as the transaction currency While posting the transaction entries to the account the transaction currency is converted into the account currency and for posting the GL entries it is converted into the local currency of the bank Display This field displays the rate of conversion to be used for converting the cheque currency to the local currency of your bank The teller s right to change the cheque currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the rate at which the transaction currency is converted to the local currency of the bank The teller s right to change the transaction c
390. rom the drop down list The options are e Cash e Against GL e Against Account e Against TD Account Display This field displays the issuer of the BC Display This field displays the branch of the bank that has issued the BC Display This field displays the currency in which the BC is issued ORACLE Field Name Description BC Amount Display This field displays the amount for the BC This amount is in the currency of the BC BC No Display This field displays the cheque number of the BC This is the MICR number of the BC For every remittance instrument the user needs to maintain an MICR number This number will be printed on the instrument if the instrument is expected to come in for clearing through an inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated enquired upon by MICR number or the serial number Routing No Display This field displays the routing number against which the cheque has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Routing Number Sector Code Bank Code Branch Code For a cheque deposited this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward
391. rrency You can also attach and recover service charge for this transaction Definition Prerequisites BAM09 Issuer Maintenance STM59 Settlement Bank Parameters STM54 Routing Branch Maintenance BAM99 GL Code Definition BAM97 Currency Code Maintenance BAM20 Bank Codes Maintenance IV001 Stock Transaction CHM37 Cheque book Issue Modes Available Not Applicable To sell traveller s cheque against an account 1 2 Type the fast path 8316 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt TT Issue walk in The system displays the TT Issue Walkin screen TT Issue walkin ORACLE TT Issue walkin Bank Code Transfer Cey Cheque Ccy Rate Transfer Amount Charges Ley Total Amount Payable Branch GJ Transfer Date Eson S Beneficiary Name B Beneficiary Addr m User Reference No Narrative TT Issue Walk In ox Loer Field Description Field Name Description Bank Code Mandatory Drop Down Payable Branch Transfer Ccy Select the code of the bank from where the beneficiary can accept the funds from the drop down list Mandatory Pick List select the bank branch where the beneficiary account is maintained from the pick list Mandatory Pick List Select the transfer currency from the pick list The list displays all the currencies that are set up a
392. rrency are same the field takes the default value as 1 which cannot be modified Mandatory Numeric 13 Two Type the TC amount This is the amount of TC the bank would like to sell by this transaction ORACLE Field Name Description Charges Lcy Display This field displays the charges that will be levied on the account for cash withdrawal The service charge codes are added and maintained in the Service Charge Code Maintenance option For more information on adding service charges refer to the Service Charge Definition option in the Definitions User s Guide The service charges can be attached at the product level transaction mnemonic level or at the issuer maintenance level The service charges are levied in the local currency of the bank The system displays the total of all the service charges if more than one SC code is attached to the transaction GL Acct Amount Display This field displays the amount in the GL account This field is populated automatically when the TC Amount Exchange Rate and Txn CCY are entered This is the total amount that will be debited to the GL account This amount will include the charges also Beneficiary Name Mandatory Alphanumeric 40 Type the name of the nominee of the TC Beneficiary Addr Mandatory Alphanumeric 40 Type the contact address of the nominee This is normally used for record purpose and provides additional information User Reference No Optiona
393. rrency is same as the GL currency the transaction amount will be equal to the GL amourt If the GL currency is different from the transaction currency the transaction currency is converted to GL currency at the exchange rate defined and then gets populated in the GL Amount field User Optional Alphanumeric 40 iia Type the user reference number assigned to the customer Narrative Mandatory Alphanumeric 40 Type the narration The system displays the default narration based on the transaction The user can change the narration if required 3 Select the GL currency from the drop down list 4 Select the GL account from the pick list and enter the transaction amount Cheque Deposited To GL ORACLE GL Ccy INR Jay INR GL Acct No 100031800 CHANNEL FEE GL J amp J GL Ccy Rate 1 00000 Txn Ccy Rate 1 00000 Txn Amount 1 000 00 GL Amt 1 000 00 User Reference No 765765 Narrative GL Cheque Deposit Click the Ok button The system displays the Instrument Details screen Enter the relevant information and click the Ok button The system displays the Cheque Deposited To GL screen Click the Ok button ooN DA The system displays the transaction sequence number The transaction sequence number is a system generated number that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button Note The Instrumen
394. rsion used for converting the payment currency to the local currency of the bank The system by default displays the value as one in this field if the payment currency and the local currency are same ORACLE Field Name Description Txn Ccy Rate Mandatory Numeric Three Two Type the rate at which transaction currency is converted into the local currency of the bank The system by default displays the value as one in this field if the payment currency and the local currency are same Amount Paid Mandatory Numeric 13 Two Type the advance amount which is paid to the customer non customer Charges LCY Display This field displays the service charge if any for the transaction Total Amount Display This field displays the total amount after deducting the charges if applied User Reference No Optional Alphanumeric 40 Type the reference number for the user Narrative Mandatory Alphanumeric 40 Type the narration for the transaction The system displays the default narration 3 Select the utility company ID from the drop down list 4 Enter the card details payment details user reference number and the narration Advance Payment against Credit Card ORACLE ails Advance Pa Company Det Utility Company Id Utility Company Account Credit Card Details Approval Code Consumer Name lbe oo Credit Card No Iele olal
395. rted into the account currency and for posting the GL entries it is converted into the local currency of the bank ORACLE Field Name Description GL Acct No Mandatory Pick List Select the GL account number from the pick list The adjacent field displays the GL code based on the account number This is the GL account maintained in FLEXCUBE Retail GL Ccy Mandatory Numeric 10 Five Rate This field displays the rate at which the account currency is converted to the local currency of the bank The teller s right to change the GL currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the local currency and the account currency are same the field takes the default value as 1 which cannot be modified Txn Ccy Mandatory Numeric 10 Five Rate This field displays the rate at which the transaction currency is converted to the local currency of the bank The teller s right to change the transaction currency rate within range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Txn Mandatory Numeric 13 Two Amount Type the cheque amount GL Amt Display This field displays the transaction amount after converting it into the currency of the GL If the transaction cu
396. ry Display This column displays the instrument date Display This column displays the correspondent bank Display This column displays the correspondent branch Display This column displays the posting date Display This column displays the deposit branch of the instrument Display This column displays the destination branch name Display This column displays the instrument currency Display This column displays the remark ORACLE Cheque Collection Processing Cheque collection Option Mark Collection Items gt Parameters Upto Batch Posting DDB PO0s Inquiry Date Option Deposit Branch HO z Destination Branch HO 7 Batch No Corr bank Cash Letter Reference Srl No A Fetch OCC Details Srl Process OCC Stl no Reference Instrument Instrument No Number Type iw 010000065001 000000283301 1 2m 00002 25851 1 ae 3 55 4 Vv 010000101002 000000000026 fi ZENE 001 5 Vv 010000103001 000000001492 fi 600055151001 SSS SSS SSS Beneficiary Account Instrument Amount Beneficiary Ni 12500 00 OHN Field Description Column Name Description OCC Details Srl No Display This column displays the OCC serial number Process Optional Check Box Select the Process check box to process the cheque OCC Srl no Display Reference Instrument Number Instrument Type Beneficiary Account This column displays the serial number of OCC Display Th
397. ry Alphanumeric 40 Type the narration By default the system displays FX Purchase Walk In Customer 3 Select the currency bought and the currency paid from the drop down list 4 Click on the amount bought or amount paid option 5 Enter the amount beneficiary name address passport IC number and narration FX Purchase Walk in ORACLE FX Purchase Walk in Cecy Bought Ccy Paid INR x Ccy Buy Rate 1 50000 Ccy PaidRate 2 05000 Input Amount Bought Amount Paid Amount Bought 136 67 Amount Paid 100 00 Charges Ley 0 00 Beneficiary Name A John Passport IC No 1213344 Beneficiary Address parklane User Reference No 123 _ Narrative new york FX Purchase Walk In Customer 11 12 13 14 Click the UDF button The system displays the UDF Details screen Click the Validate button The system displays the message Validation procedure completed Click the Ok button on the UDF Details screen Click the Ok button The system displays the message Authorization Required Do you want to continue Click the Ok button The system displays the Authorization Reason screen The system displays the transaction sequence number The transaction number is the system generated number that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button The system displays the
398. s Inquiry ORACLE Serial No Bank Code Issue Branch BC Ccy BC No BC Status Issue Mode Bue Mites 28 02 2014 BC Amount Routing No Liquidation Date Passport IC No Issue A C No Beneficiary Name Beneficiary Addr Narrative BC Lost Status Inquiry Field Description Field Name Description Serial No Bank Code Issue Branch Mandatory Numeric 12 Type the serial number of the BC For a remittance instrument such as a BC or a DD at the time of issue the system generates a serial number comprising the branch code and a running serial number The serial number for each instrument type is maintained separately and on reversal of an instrument issue the instrument serial number will not be reused for the next instrument issue When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number is sufficient as this is the number by which FLEXCUBE Retail tracks the instrument uniquely Display This field displays the bank code on which the BC is drawn Display This field displays the branch of the bank which has issued the BC ORACLE Field Name Description BC Ccy Display This field displays the cheque currency in which the BC has been
399. s calculated after considering the interest amount and the margin amount Earned Interest Display noun This field displays the earned interest amount This is the interest amount that has been credited to the bank s income GL When the interest is collected it will be credited to a liability GL Based on the amortization frequency income GL will be credited by debiting this liability GL Unearned Interest Display Aoun This field displays the unearned interest amount This is the difference between the actual discounted interest amount and the interest amount that is amortized Interest Waive Display This field displays whether the interest is waived Service Charges ORACLE Postdated Cheque Discounting Cancel fenn Customer y SMIT Account No 000 Nass JOHN SMITH Posting Date EE Posting Date From 3 To f Drawee Cheque No Routing No Account No Purchase Details Service Charges Sr No SC Code Description SC Ccy SC Amount Amount ACY Amount TCY Amount LCY Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized cal Add Modify Delete Cancel Amend Authorize Inquiry _ Fetch Ok Close Clear Field Description Column Name Description Sr No Display This column displays the row number SC Code Display This column displays the service charge code Description Display This column displays the
400. s for a cheque such as outward clearing running of value date marking late clearing etc takes place on the basis of the clearing type ORACLE Column Name Description Routing No Drawer A C Remarks Address1 Address2 Delete Total Amount oa fF amp Mandatory Numeric 10 Type the routing number against which the cheque has been drawn The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Routing Number Sector Code Bank Code Branch Code For a deposited cheque this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters Fast Path STM59 option Mandatory Numeric 14 Type the account number of the customer who has issued the instrument Mandatory Alphanumeric 40 Type the remarks in this column This column displays the transaction specific remark Optional Alphanumeric 35 Type the receiving bank s primary address Optional Alphanumeric 35 Type the receiving bank s secondary address Optional Check Box Select this check box to delete the corresponding row Display This fi
401. s for clearing The clearing house is called the Endpoint ORACLE Field Name Description Clearing Type Mandatory Drop Down Select the clearing type from the drop down list This field indicates the clearing type for which the outward clearing process should be executed Late clearing should be marked for this clearing type before outward clearing for the same can be initiated The bank can set up multiple clearing types where cheques that should be cleared at different times of the day are deposited so that they can be treated differently All processes for a cheque from outward clearing running of value date and marking late clearing etc happen on the basis of the clearing type Clearing Date Mandatory Pick List dd mm yyyy Select the clearing date from the pick list 3 Select the clearing house and clearing type from the drop down list Outward Clearing Clearing House 1100 DELHI CLEARING HOUSE Clearing Type 3 DAYS FLOAT a Clearing Date s0jo4iz008 E 4 Click the Ok button 5 The system displays the message Outward Clearing Process Completed Click the Ok button ORACLE Example A customer has deposited a cheque for a Hi value clearing type for 500 with one day of float then according to the set up this cheque will be presented for clearing to Endpoint 1 e After the cheque deposit the customer s unclear balance is 500 e The Branch marks late clearing for th
402. s not marked This field displays Y when a customer deposits a cheque after the cut off time is over for current posting date for the selected clearing type The instruments that are deposited in late clearing will be considered as Late for clearing Such instruments will be treated as deposit for the next working date for all value date calculation Mandatory Numeric Nine Type the routing number for which the details are to be maintained The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Display This field displays the value date of the cheque ORACLE Field Name Description No of Cheques Mandatory Numeric Three Type the total number of cheques being deposited into the account It should be more than one Number of cheques per batch can not be more than 200 Document Number Display This field displays the serial number A serial number generated by the system to track the header batch with the actual branch batch number generated at the time of data entry This number needs to be noted down and linked correctly to the batch opened for posting the instruments User Reference No Mandatory Alphanumeric 16 Type the user reference number assigned to identify the transaction Narrative Mandatory Alphanumeric 120 Type the narration This field displays the default narration based on the t
403. s sufficient as this is the number by which FLEXCUBE Retail tracks the instrument uniquely DD No Optional Numeric 12 Type the DD number Routing No Display This field displays the routing number against which the DD has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code Beneficiary Mandatory Alphanumeric 145 Name Type the name of the beneficiary of the DD Passport IC Optional Alphanumeric 30 na Type the passport or IC number of purchaser of DD It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name Description Beneficiary Mandatory Alphanumeric 40 Addr Type the contact address of the beneficiary This is normally used for record purpose and provides additional information The address can be entered in three lines User Optional Alphanumeric 40 aes Type the user reference number assigned to the customer Narrative Mandatory Alphanumeric 40 Type the narration By default the system displays DD Sale Against GL Print Optional Alphanumeric 120 Remarks Type the remarks to be printed It
404. s the cheque number of the BC This is the MICR number of the BC For every remittance instrument the user needs to maintain an MICR number This number will be printed on the instrument if the instrument is expected to come in for clearing through an inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated enquired upon by MICR number or the serial number Routing No Display This field displays the routing number against which the cheque has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Routing Number Sector Code Bank Code Branch Code For a cheque deposited this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters Fast Path STM59 option It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE F
405. s will remain unprocessed Endpoint literal is a maximum of four characters Mandatory Drop Down Select the currency in which the transaction is taking place from the drop down list For each endpoint and currency combination a different batch has to be opened Mandatory Numeric Three Type the number of entries that are to be maintained for a batch The number of entries should be greater than one and maximum 200 Accordingly the system generates rows for data entry 18 The clearing house is called the Endpoint ORACLE Field Name Clearing Type Instrument Type Total Amount Column Name Serial No Instrument Type A C No Customer Name Description Mandatory Drop Down Select the inward clearing type from the drop down list An IC type is internally linked to every customer category customer type This will have those clearing types for which the Late Clearing Marking Required is selected as N in theClearing types Maintenance Fast Path STM64 option Mandatory Drop Down Select the instrument type from the drop down list Display This field displays the total amount Description Display This column displays the serial number within the batch that is defaulted by the system Display This column displays the instrument types which it can handle through existing processes Mandatory Numeric 14 Type the account number This is the drawer accoun
406. saction Narrative Mandatory Alphanumeric 40 11 12 13 14 Type the narration Click the UDF button The system displays the UDF Details screen Enter the relevant details and click the Validate button The system displays the message Validation procedure completed Click the Ok button The system displays the main screen Click the Ok button The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button The system displays the Document Receipt screen ORACLE 15 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button 16 The system displays the message Printed Successfully Click the Ok button 17 Click the Cancel button 18 The system displays the serial number Click the Ok button 2838 DD Liquidation Using this option you can liquidate a Demand Draft which is issued from the Oracle FLEXCUBE system to pay a customer s CASA The payout can happen in any currency irrespective of the currency of the DD Each demand draft is tracked by means of a FLEXCUBE generated reference number assigned to it The flow into or out of the inventory can be done using this reference number During the online liquidation the system enfo
407. saction performed by a teller and can be used for tracking the transaction Click the Ok button The system displays the Document Receipt screen If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button OR Click the Cancel button ORACLE 10 The system displays the serial number It is auto generated by the system Click the Ok button 8317 TT Issue GL You can transmit Telegraphic Transfer TT against GL accounts using the TT Issue GL option This transaction also supports multi currency Definition Prerequisites e BAMO9 Issuer Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM99 GL Code Definition e BAM97 Currency Code Maintenance e BAM20 Bank Codes Maintenance8051 CASA Account Opening e 1V001 Stock Transaction e CHMS37 Cheque book Issue Modes Available Not Applicable To issue telegraphic transfer against a GL account 1 Type the fast path 8317 and click Go or navigate through the menus to Transaction Processing gt GL Transactions gt Remittance gt TT Issue GL 2 The system displays the TT Issue GL screen TT Issue GL ORACLE TT Issue GL Bank Code Payable Branch GL Cey z GL Acct No GL Ccy Rate Transfer Amount Charges Ley Total Amount Transfer Date asvoas2008 Beneficiary Name User Referen
408. scription Acct Ccy Rate Display This field displays the rate at which the account currency is converted to the local currency of the bank The teller s right to change the account currency rate within a range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the account currency and the local currency are the same the field takes a default value as 1 which cannot be modified DD Ccy Rate Display This field displays the rate of conversion to be used for converting the DD currency to the local currency of your bank This rate is defaulted from the exchange rates specified for the transaction The teller s right to change the account currency rate within a range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If both the transaction currency and the local currency are the same the field takes a default value as 1 which cannot be modified DD Amount Display This field displays the amount for which the DD is issued This amount is in the currency of the DD Acct Amount Display This field displays the amount that will be finally credited to the CASA account This amount will be in the currency of the account and will be equal to the DD amount net of charges recovered User Reference No Optional Alphanumeric 40 Type the user reference number It is used to identify the tran
409. scription for the transaction This field displays the default narration based on the transaction 12 The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button 13 The system displays the Document Receipt screen 14 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button 15 The system displays the message Printed Successfully Click the Ok button 16 Click the Cancel button 17 The system displays the serial number Click the Ok button ORACLE 8325 DD Revalidate For remittance instruments like banker s cheque and demand draft the bank can define a period after which the instrument will be marked as a stale instrument At the time of liquidation the system calculates the stale period and rejects the instrument if it has crossed the stale period The instrument must be revalidated for liquidation Using this option you can revalidate the expired demand draft Definition Prerequisites STM59 Settlement Bank Parameters STM54 Routing Branch Maintenance 8305 DD Sale Against Cash 8306 DD Sale Against GL Modes Available Not Applicable To revalidate the demand draft 1 2 The system displays the DD Status Inquiry screen
410. sed on the exchange rate set up for the transaction The currency code is a number and the currency name is usually displayed in its short form It is set up and downloaded Automated Clearing House It is an electronic payment and information delivery system which transfers dollar amounts and related information between business private and government sectors ORACLE 3 Select the criteria for inquiry 4 Enter the appropriate data in the corresponding field Clearing Account X Reference Enquiry Small Clearing A C No Account Number Small Clearing A C No Customer A C No 060491 10000078 Clearing Sector ACH Branch Code Customer Name SANDEEP REDDY TEEGEL Customer ID 604911 Branch Code Bank House Branch name length increased for testir Currency Name INR 5 Click the Ok button 6 The system displays the small clearing account details ST076 Check Inward Clearing Instrument Using this option you can verify the instrument received in inward clearing This option also facilitates the authorized user to inquire the status of the instruments received in inward clearing and find the information of the user who verified the batch record of instruments This process does not hold up any processing of the instrument that is to take place Definition Prerequisites e STM54 Routing Branch Maintenance e 5521 Batch Inward Clearing Check Data Entry e STM59 Settlement Bank Parameters e ST031 Load I
411. seneeseaees 204 OCG Gr ICG OporaHo iS viscsicciin cise ninsa anaa rou anise euiceccenem itd 207 143 0560 ICC Bath Data EMU ciis i eee aia a carmen 207 Ta 0566 OCC Batch Dala Ey cesses sariti airia aaa a aa a a aaa 214 1 45 6806 Cheque Collection Processing siii iririisnisn caricom innnia inanisaidia 222 ORACLE Gh gu Retur Opti serssssssnnubsirsoss na BAO 1 46 6560 Online Cheque Return INQuiry ccccccssccssscesssecesseecssssecseeeessaeesssaeessesesseeeesees 240 Premitiance Transacions oiiire a nena A 1 47 8301 Banker s Cheque Sale Against Cash ccccccsseseseceeeceeeeeeeeeteteeetteettesttseetees 247 1 48 8302 Banker s Cheque Sale Against GL 1 49 7782 Bankers Cheque Inquiry 1 50 8307 BC Liquidation Inquiry 1 51 8324 BC Status Inquiry 1 52 8314 BC Lost Status Update Revalidation w 1 53 1025 Bill Payment ji bis 1 54 6575 Bill Payment By Cheq Wi ART 1 55 5511 Consolidated Remittance Batch Data pati A A E E AE A E D 1 56 8305 DD Sale Against Cash gotik ee ere nner eee Ee 1 57 8306 DD Sale Against GL ied 5 E EN gii 1 58 7783 Demand Draft Inquiry RE EI N E A R E E E 1 59 8310 DD Liquidation Inquiry priant E EAEE E A E E 323 10012309 BC Liinid ec ic snaa E aara a meer 1 61 1833 BC Liquidation ere Bie cece sed cop cseeh ees ce aes 3 1 62 2833 BC Liquidation Ag 1 63 8325 DD Revalidate PAE EEE A steer
412. ssing gt Walkin Transactions gt Remittance gt DD Liquidation Against A c FC FCR 2 The system displays the DD Liquidation screen DD Liquidation Liquidation Mode Serial No Bi Code Payable Branch DD Ccy DD No DD Status Issue Date 31 12 2010 S Mode Dr e Acct No Issuer Branch DD Amount Routing No Liquidation Date Passport IC No 31 12 2010 Beneficiary Name s Beneficiary Addr Lost Caution Details ORACLE Field Description Field Name Description Liquidation Mandatory Drop Down Mode Select the reason for liquidation mode from the drop down list The options are e Cancellation Purchaser of DD wants payment after cancellation of the instrument e Payment Beneficiary of DD wants payment of the instrument e Refund Purchaser has lost the instrument or does not need the same Hence refund of money is desired Serial No Mandatory Numeric 12 Type the FLEXCUBE Retail serial number of the DD to be liquidated For a remittance instrument such as a BC or a DD at the time of issue the system generates a serial number automatically comprising the branch code instrument type and a running serial number When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidat
413. ssue Date Display This field displays the date on which the DD was issued Liquidation Display Date This field displays the date on which the DD was liquidated It should be blank if the DD is not liquidated as yet Issue Mode Display Drawee Acct No Passport IC No Beneficiary Name Beneficiary Addr Lost Caution Details This field displays the mode of issue of the DD For example Against Cash Against GL etc Display This field displays the account number of the drawee with DD issue branch Display This field displays the identification details collected from the beneficiary of the DD Display This field displays the name of beneficiary in whose favor the DD was drawn Display This field displays the address of beneficiary in whose favor the DD was drawn Display This field displays the details that are entered for lost caution DD s 3 Select the liquidation mode from the drop down list 4 Enter the serial number and DD liquidation type 5 Click the Ok button The system displays the message Do You Want to Continue DD Liquidation ORACLE Liquidation Mode Payment ae Serial No 024013000030 Bank Code HDFC BANK LTD Payable Branch 240 SANDOZ MUMBAI Issuer Branch 240 _ SANDOZ MUMBAT DD cey a DD Amount 1 000 00 DD No 000000001345 raat ees posteue fe Issue Date 30 06 2010 Liquidation Date Issue Mode
414. st account of any customer S It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name Description Beneficiary Display Addr This field displays the contact address of the beneficiary Narrative Display This field displays the default narration based on the transaction 3 Enter the serial number Unclaimed BC DD Status Inquiry Serial No 299912000124 Bank Code HDFC BANK Payee Branch ankHouse Issue Branch BankHouse Cheque Cey INF Cheque Amount 250 00 Cheque No Routing No Cheque Status Unclaimed sid Issue Date 2171212007 Liquidation Date l Issue Mode Savings Account Passport IC No ves7sz2_ Beneficiary Name Boan S i S SEA Issue A C No 06049410000019 Beneficiary Addr Eraka Hil Road Narrative 06049410000019 BC Sale Against Account Microsoft Internet Explorer x 2 contd Do you want to continue 4 Click the Ok button 5 The system displays the message Do You Want to Continue Click the Ok button 6 The system displays the Unclaimed Instrument Revalidation screen Unclaimed Instrument Revalidation ORACLE Serial No Bank Code Payee Branch Cheque Ccy Cheque No Cheque Status Issue Date Issue Mode
415. stem If the cheque is drawn on your own bank the system will validate the drawer account number for its accuracy 3 Select the criteria to perform the cheque inquiry 4 Enter the appropriate data in the corresponding field Cheque Status Inquiry s Inquit Account No Acc Number 06055500000840 Customer Name ECHA 1 Cheque No Cheque Number Routing No O aL no GL Account No at name a Start Date 01 01 1800 BE Drawer Acct No Cheque Summary I i Account No Cheque No Amount Txn Date alue Date Currency Status ORACLE 5 Click the Inquire button 6 The system displays the Cheque Summary tab Cheque Summary Cheque Status Inquiry G account No Account Number 16055 Dousac Customer Name Papua Sd Cheque No Cheque Number Routing No GL No GL Account No GL Name Eoee Start Date 01 1800 ites Drawer Acct No Cheque Summary Cheque Detail 96055500000840 3566 00 06055500000840 8990 8 992 00 15 01 2008 30 01 2008 INR CLR CREDIT 06055500000840 8989 8 989 00 15 01 2008 30 01 2008 INR CLR CREDIT 06055500000840 6677 6 677 00 15 01 2008 15 01 2008 INR CLR CREDIT 06055500000840 1140 1 140 00 15 01 2008 30 01 2008 INR CLR CREDIT 06055500000840 1139 1 139 00 15 01 2008 30 01 2008 INR CLR CREDIT 06055500000840 1134 1 134 00 31 12 2007 15 01 2008 INR CLR CREDIT 06055500000840 1132 1 192 00 31 12
416. system automatically authorizes this transaction Definition Prerequisites ORACLE e BAM14 Rewards and Service Charges Definition e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM28 Endpoint Float Maintenance e BAM27 Calendar for End Point e BAM56 Currency Codes Maintenance e STM64 Clearing Type Maintenance e BAO91 Currency Rate Maintenance e The exchange rate values must be defined and downloaded e Late clearing should be marked for all the branches that are reporting to this clearing branch from where Outward clearing is run Modes Available Not Applicable To run the outward clearing process 1 Type the fast path ST023 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Outward Clearing 2 The system displays the Outward Clearing screen Outward Clearing ORACLE Clearing House v Clearing Type Clearing Date 30jo4jz008 E Field Description Field Name Description Clearing House Mandatory Drop Down Select the clearing house from the pick list This is the name of the clearing house for which the outward clearing process is to be run Endpoint code is a unique number representing the clearing house correspondent bank code The float days of an instrument is set up using the endpoint code Each branch should have a clearing branch setup for the endpoint to send the cheque
417. system displays the message Authorization Required Do You Want to continue Click the OK button The system displays the Authorization Reason screen Enter the relevant information and click the Grant button The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button The system displays the Document Receipt screen If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button OR Click the Cancel button The system displays the serial number Click the Ok button 8314 BC Lost Status Update Revalidation Banks can issue banker s cheque by debit to cash CASA GL account etc If the banker s cheque issued by the bank is lost the customer reports the loss to the bank to ensure that the payment of the lost cheque is not made Using this option you can mark the status of the instrument as lost You can reverse the transaction on the same day in which case the instrument will revert back to its original status Definition Prerequisites BAMO9 Issuer Maintenance STM59 Settlement Bank Parameters STM54 Routing Branch Maintenance Banker s Cheque Issue Modes Available Not Applicable ORACLE To modify the status of bankers cheque 1
418. system generates a serial number automatically comprising the branch code instrument type and a running serial number When an instrument comes for clearing it may be referred by the MICR number which needs to be maintained for each instrument if it is expected to come through an inward clearing batch If an instrument is liquidated by the teller the instrument serial number is sufficient as this is the number by which FLEXCUBE Retail tracks the instrument uniquely Mandatory Drop Down This field displays the mode of payment of DD proceeds to beneficiary purchaser The options are e Cash e Against GL e Against Account e Against TD Account Display This field displays the bank on which the DD is drawn The list of banks on which DDs can be issued are maintained in the Issuer Maintenance option and downloaded to the branch Normally banks issue DDs drawn on them Display This field displays the branch of the bank where the DD is payable ORACLE Field Name Description Issuer Branch Display This field displays the branch of the bank that has issued the DD DD Ccy Display This field displays the currency in which DD was issued DD Amount Display This field displays the amount for which the instrument is issued This amount is in the currency of the instrument DD No Display This field displays the MICR number of the DD For every remittance instrument the user needs to maintain a MICR num
419. t Select the GL account against which you want to issue BC from the pick list The adjacent field displays the GL code Optional Alphanumeric 40 Type the user reference number It is used to identify the transaction Mandatory Alphanumeric 40 Type the description for the transaction This field displays the default narration based on the transaction BC Liquidation Against A c ORACLE Liq Mode Serial No Liq Type Bank Code Issue Branch Cheque Cey Cheque No Cheque Status Issue Date Issue Mode Drawee Acct No Beneficiary Name Beneficiary Address ACLE FINANCL STERN EXPRES ORACLE MUMBAI Cheque Amount Routing No Liquidation Date Passport IC No RE LIMITED NIRLON AON EAST MUMBAI Lost Caution Details I Payable Branch i240 ISANDOZ MUMBAI Account No 02401000000319 AISHWARYA RAT Account Ccy INR Cheque Ccy INR Acct Ccy Rate 1 00000 Cheque Amount 250 00 Charges Lcy 6 00 Acct Amount D 250 00 User Reference No Narrative JBC Liquidation Against Account Cheque Ccy Rate 1 00000 Field Description Field Name wor _oK close E Description Payable Branch Account No Acct Ccy Display This field displays the branch of the bank where the BC is payable This is defaulted from the BC Liquidation Inquiry screen Mandatory Numeric 14 Type the CASA a
420. t Details screen can also be displayed by clicking the Instrument Details tab on the Cheque Deposited To GL screen 6602 Post Dated Cheques Batch Data Entry Customers may want the banks to accept post dated cheques to be credited to their accounts Using this option you can make a bulk data entry of all the post dated cheques in one account in a batch mode under a batch number The cheque date of all the cheques has to be greater than the current posting date Depending on the clearing type and the routing number the float days for the cheque is determined from the cheque date This is predominantly used in case of EMI payments towards loan installments of the customers This transaction is preceded by a header transaction which specifies the account number into which the postdated cheques are being deposited the total amount and number of cheques and the postdated cheque batch number Definition Prerequisites ORACLE e BAM14 Rewards and Service Charges Definition e BAMO9 Issuer Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e BAM28 Endpoint Float Maintenance e BAM27 Calendar for Endpoint e BAM97 Currency Codes Cross Reference e Customer accounts for the PDC credits Modes Available Not Applicable To open the post dated cheque data entry batch 1 Type the fast path 6602 and click Go or navigate through the menus to Transaction Processing gt Internal Transactio
421. t Variance Product Variance The net rate should be within the minimum and maximum interest rate specified at the product level Display This field displays the scheme variance Display This field displays the scheme rate Display This field displays the annual equivalent rate AER is the annualized rate of return which the bank pays to the customer It is a regulatory requirement that the bank publishes the AER for the entire deposits product as a part of the product brochures as well as when interest is finally paid out to the customer the AER is to be published along with the actual interest rate which is paid to the customer So for all deposits including CASA Term Deposits Notice and structured deposits AER should be computed and displayed The calculation of the AER depends on the number of compounding cycles and also the rate of the deposit AER is calculated at the time of account opening AER is re calculated whenever there is a change in the interest rate for the deposits Display This field displays the next interest pay date Depending on the Interest Payout Frequency interval specified the system calculates the next interest due date Consider the following example Interest Payout Frequency Quarterly Interest Compounding Frequency Monthly Deposit initiated date 31 12 2003 Next Interest Payout Date 31 03 2004 ORACLE Field Name Next Int Comp Date Maturity Amount Deposit Numb
422. t Variance Product Variance The net rate should be within the minimum and maximum interest rate specified at the product level Display This field displays the scheme variance ORACLE Field Name Scheme Rate Annual Equivalent Rate Next Int Pay Date Next Int Comp Date Maturity Amount Description Display This field displays the scheme rate Display This field displays the annual equivalent rate AER is the annualized rate of return which the bank pays to the customer It is a regulatory requirement that the bank publishes the AER for the entire deposits product as a part of the product brochures as well as when interest is finally paid out to the customer the AER is to be published along with the actual interest rate which is paid to the customer So for all deposits including CASA Term Deposits Notice and structured deposits AER should be computed and displayed The calculation of the AER depends on the number of compounding cycles and also the rate of the deposit AER is calculated at the time of account opening AER is re calculated whenever there is a change in the interest rate for the deposits Display This field displays the next interest pay date Depending on the Interest Payout Frequency interval specified the system calculates the next interest due date Consider the following example Interest Payout Frequency Quarterly Interest Compounding Frequency Monthly Deposit in
423. t accounts 3 Enter the check number and the account number Inward Cheque Status Inquiry ORACLE Cheque Start No 1 Cheque End No Account Number 06049110000180 History Details 4 Click the Inquire button 5 The system displays the Summary tab Summary ORACLE Cheque Start No 1 Cheque End No Account Number 6049110000180 Field Description Column Name Description Account Display Number This column displays the account number against which the specified cheque is issued Customer Short Display Name This column displays the short name of the customer The short name of the customer is defaulted from the Customer Addition option The customer short name can be changed through the Change Customer Name IC Number option Cheque Number Display This field displays the cheque number ORACLE Column Name Description Current Cheque Display Status This column displays the current status of the cheque The options are e Unpaid The system displays the status as unpaid if the cheque is unused by the customer e Paid The system displays the status as paid if the cheque is cleared as a part of inward clearing e Stopped The system displays the status as stopped if the customer has issued a stop cheque instruction e Rejected The system displays the status as rejected if the cheque is dishonored
424. t holder based on the account number It is not possible to change the account number of a customer unless the account is closed and a new account is opened ina different branch or product An account number is linked to a primary customer under whose ID the account balances can be consolidated and viewed ORACLE Field Name Description Account Ccy Display This field displays the currency assigned to the product at the product level under which the account is opened All the entries are posted in the account in the account currency The exchange rate values must be defined and downloaded For example if the currency assigned to a TD product is USD US Dollar the account opened under that product has USD as its account currency by default Amount Mandatory Numeric 13 Type the cheque amount or the transaction amount This amount is in the same currency as the account Narrative Mandatory Alphanumeric 40 Type the narration This field displays the default narration based on the transaction 3 Enter the account number and press the lt Tab gt or lt Enter gt key and enter the amount of the cheque Posidated Cheque Cancellation Postdated Cheque Cancellation W U E Account No 000000007260 Jack K JASON Account Cey iliy Amount 10 00 Narrative Postdated Cheque Cancellation Other Transactions E3 Instrument Details ok close _ciear_ 4 Click the Ok button ORACLE
425. t is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Instrument Selection Criteria Type Issuer Name Select By Branch Name RKR Currency Code Date From 51220 Date To Bu Status Serial No BC DD No Issue Account No Transactions Serial Number 024 006 Instrument Date Issue Date Eg Date Reval BC DD No Routing Number Issue Account No 02400190100056 Issue Branch Status Ted Drawee Bank Amount Drawee Bank Liquidated Brn f Liquidation Date Issue Mode Dormancy Date Issuer User Id mAaRIT O Undaimed Date Issuer Auth Id Liquidation Account No Liquidation Mode Liquidation User ID Liquidation Auth ID Name Cust IC Address1 Address2 Address3 Payee Branch Original MICR No Original Routing No Indemnity Details Narrative Field Description Field Name Description FC Number Display This field displays the serial number of the instrument as generated by FLEXCUBE Retail Instrument Date Display This field displays the date mentioned on the instrument Issue Date Display This field displays the date on which the instrument is issued Date Before Reval Display This field displays the date of the instrument before revalidation
426. t number If the routing number is of the same bank then this account number is validated by the system to be an existing account holder If the cheque is a returned cheque and the routing number is of another bank then the drawer account number is not validated Display This column displays the customer name based on the drawer account number ORACLE Column Name Description Routing No Cheque No Amount Payee Name Payee Routing No Delete System Identity Mandatory Numeric 10 Type the routing number against which the cheque has been drawn The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Routing Number Sector Code Bank Code Branch Code For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters Fast Path STM59 option Based on a branch level setup parameter the system may disallow banks own cheques being deposited These intra bank transactions need to be done through funds transfer Mandatory Numeric 12 Type the cheque number For an inward clearing cheque this cheque number will be validated against the list of cheque leaves delivered and authorized to a CASA holder drawer of the instrument The status should be Unpaid or else the cheque will be rejected In case of remittanc
427. t te es This field displays the account number for the company selected in the Utility Company ID field Credit Card Details Approval Code Mandatory Numeric 12 Type the approval code for making an advance payment ORACLE Field Name Card Issuer Consumer Name Credit Card No Payment Details Payment Date Payment Ccy Txn Ccy Payment Ccy Rate Description Conditional Drop Down Select the type of credit card from the drop down list The options are e American Express e Master card Visa e Others This field is mandatory only if Credit Card Type value is selected in the Bill Type field Mandatory Alphanumeric 36 Type the name of the customer Mandatory Numeric 16 Type the credit card number for which the advance is being made The field length for the various card selected in the Card Issuer field are as follows e American Express 15 e Visa amp Master Card 16 The system validates the accuracy of the credit card number based on the last digit of the credit card account number for the above two card types e Others 16 Mandatory Pick List dd mm yyyy Select the date on which the payment has to be done from the pick list Mandatory Drop Down Select the currency in which the advance will be given to the customer from the drop down list Mandatory Drop Down Select the transaction currency from the drop down list Display This field displays the rate of conve
428. t to transaction currency amount and displays it in Amount Paid field e Amount Paid Click on this option to input the amount in received amount currency in the Amount Paid field The system converts the entered amount to account currency amount and displays itin Amount Bought field For more information refer to the Example 01 provided at the end of the Cash Withdrawal Fast Path 1001 option Conditional Numeric 13 Two Type the amount bought from the customer This field is enabled if the Amount Bought option is selected from the Input field Conditional Numeric 13 Two Type the amount paid to the customer This field is enabled if the Amount Paid option is selected from the Input field Display This field displays the fees charged to the customer for the transaction These charges can be modified by clicking the Service Charge Details tab ORACLE Field Name Description Beneficiary Mandatory Alphanumeric 40 Name Type the name of the beneficiary Passport IC Mandatory Alphanumeric 14 No Type the passport or IC number of the beneficiary This is an identification collected from the beneficiary Beneficiary Mandatory Alphanumeric 40 Address Type the contact address of the beneficiary This is normally used for record purpose and provides additional information User Optional Alphanumeric 40 Reference No Type the user reference number assigned to the transaction Narrative Mandato
429. t will be given to the customer which determines the value date Using this option you can extend the value date of all instruments by your branch bank and endpoint or bank and branch code This may be required when a sudden holiday has been declared by any of the internal or external entities Oracle FLEXCUBE follows the Clearing House norms for the participating banks that includes e Clearing instruments within a particular number of days called float days e Sending back dishonored instruments within a particular number of days e Incase of return of an instrument by any paying returning bank after such period is over the payee collecting bank receiving the return will assist the paying returning bank as follows e lf funds are available in the account of the drawer customer the payee collecting bank will condone the delay and accept the delayed return e lf there are no adequate funds available in the account of the payee customer or the bank cannot debit the customer account due to any other reason the payee collecting bank can refuse to accept the delayed return of the clearing instrument by the paying returning bank Multiple single global float extensions on the same day will be allowed Audit trail will not be supported for single and Multiple float extension The Float extension can be done in the following combinations e The bank s own branch code e Drawee bank and endpoint combination e Endpoint code e
430. tal Amount 7 20 000 00 Save Validate Alters 0212552 50 000 00 400229001 31 07 2008 3010000000476 Consolidated Cheque Batch Data Entry Field Description Column Description Name Serial No Display This column displays the serial number within the batch Cheque No Mandatory Numeric 12 Type the cheque number of the instrument being deposited Amount Mandatory Numeric 13 Two Type the cheque amount in the transaction currency ORACLE Column Description Name Routing No Mandatory Numeric 12 Type the routing number against which the cheque has been drawn The routing number is a combination of the bank code the branch code and the sector code from where the instrument was drawn The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Routing Number Sector Code Bank Code Branch Code For a deposited cheque this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters Fast Path STM59 option Cheque Date Mandatory dd mm yyyy Type the cheque date which is present on the instrument This date has to be less than or equal to current posting date
431. te Display This column displays the transaction date and stamp Serial No Display This column displays the serial number A running serial number is generated by the system automatically at the time of depositing the cheque Instrument Display Currency Instrument Amount Instrument Type Instrument Date This column displays the cheque currency code Display This column displays the cheque amount Display This column displays the instrument type whether DD or BC Display This column displays the cheque date ORACLE Column Name Description Instrument No Display This column displays the cheque number For your branch check all the OCC transactions that are pending clearance on the basis of the provided search criteria 7 Double click a record to view its details 8 The system displays the Collection Details tab Collection Details Collection occ Hoeposit Branch fio 3SEord Booking Purchase Date From 01 01 2003 A Booking Purchase Date To 10 4 BE Cash Letter Reference Number A Instrument Status e Serial Number Account No Oe Instr Number L Collection Summary Collection Details 4 t Date eds Number I Instrument frog R500000 E Currency Amouns Instrument cil A a Instrument Poros EE Type Date ziz Drawer Routing no Correspondent Sh o O Bank Branch Account No 6079999000000023 eveyone PADDY CI Name Instrument Collection lt iggamt fo Status
432. te Clearing Routing No value Date No of Cheques Document Number User Reference No Narrative Cons Chq Dep cern OK Close Clear Field Description Field Name Description Modify Header Old Document Number Account No Optional Check Box Select the Modify Header check box to rectify any error in the header transaction posted earlier This field is enabled only when the document header has been reversed from the Search Electronic Journal screen If you select the check box the system displays the Old Document Number field and all the other fields will be disabled Conditional Pick List Select the old document number from the pick list This field is enabled only if the Modify Header check box is selected Mandatory Numeric 14 Type the CASA account number on which consolidated cheque deposit is to be done ORACLE Field Name Account Ccy Txn Ccy Acct Ccy Rate Txn Ccy Rate Total Amount Description Display This field displays the currency assigned to the product under which the account is opened All the entries are posted in the account in the account currency based on the exchange rate set up for the transaction The exchange rate values must be defined and downloaded For example if the currency assigned to a CASA product is USD US Dollar the account opened under that product has USD as its account currency by default Mandatory Dro
433. te clearing process Return Cut Off Display Status This field displays the return cut off status If return cut off is already marked for the Endpoint clearing type and value date combination then this field is selected by default and the validate button is disabled i e the screen acts an Inquiry screen If return cut off is not marked for the Endpoint clearing type and value date combination then this field is not selected by default and the validate button is enabled 3 Enter the value date or select it from the pick list 4 Select the endpoint code and clearing type from the drop down list Return Cutoff Maintenance Clearing Date 31 07 2008 EndPoint Code 4000 BOMBAY BANKERS CLEARING HOUSE Clearing Type 1 MICR 3 zj Return Cut Off Status 7 5 Click the Validate button ORACLE The system displays the message Returns Marked For Given Combination Click the Ok button Click the Ok button The system displays the message Return Cutoff Successfully Marked Click the Ok button ORACLE Data Entry Options for Inward Instruments 5521 Batch Inward Clearing Cheque Data Entry Using this option you can input cheque instrument details for inward clearing incase a suitable flat file is not received by the bank or the clearing branch is in a remote location from the Central Banks Clearing House Note If the data entry is done by uploading a file then on clicking the Pop
434. tenance option Routing Number Sector Code Bank Code Branch Code For a deposited cheque this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters option Drawee Acct No Mandatory Alphanumeric 14 Type the drawee account number This is the number of the account of the cheque issuer The issuer has his account with the drawer bank Reject Reason Mandatory Pick List Select the reject reason from the pick list This option contains the reasons for reversing the cheques These reasons are maintained in the host using the Site Reject Code Xref screen Cheque Literal Mandatory Drop Down Select the description of the cheque from a standard set of definitions from the drop down list The options are e Local Inward Return Cheques e On US Inward Return Cheques It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name Payee Acct No Customer Short Name Original Txn Desc Cheque Amount Cheque Ccy Account Amount Description
435. tended The number of days by which the bank wants to extend the customer s value date Display This field displays the clearing type entered while depositing the cheque The bank can set up multiple clearing types where cheques that should be cleared at different times of the day are deposited so that they can be treated differently All processes for a cheque from outward clearing running of value date and marking late clearing etc happen on the basis of the clearing type Display This field displays the customer value date entered while depositing the cheque It is the actual value date of the cheque based on the original cheque deposit When a cheque is deposited on an account the system uses the routing number to check the float days from the Endpoint Float Maintenance screen and the working days from the Endpoint Clearing Branch Composite Calendar screen The system generates the value date on which the cheque is expected to be cleared On the value date the system updates the customer s available balance and credits the account with the cheque amount For more information on maintaining value date refer to the Clearing Definitions option in the Definitions User s Guide ORACLE Field Name Description New Customer Display Value Date This field displays the value date of the customer based on the float extension This float date will be calculated excluding the holidays from the Endpoint Clearing
436. ter the relevant search criteria details Collection Purchase Inquiry Collection Purchase Inquiry Collection foc 3 F Deposit Branch Hc 3 Booking Purchase Date From 1 01 2003 tz Booking Purchase Date To fic Ba Cash Letter Reference Number 3 Instrument Status Serial Number Account No Instr Number Collection Summary Collection Details Instrument Instrument Instrument Currency Amount Type 999900009001 104 100000 Txn Date Serial No 2004 04 07 Instrument Date Instrument No 2004 04 07 000000123456 00 00 00 2004 04 07 00 00 00 2004 09 30 00 00 00 2004 09 30 00 00 00 2004 09 30 00 00 00 2004 09 30 00 00 00 2003 11 06 00 00 00 2003 11 06 00 00 00 999900021001 2003 11 06 00 00 00 2003 11 06 00 00 00 2003 11 06 999900010001 999900018001 999900018002 999900019001 999900019002 999900020001 999900024001 999900024002 999900026001 104 104 104 104 104 104 104 104 250000 335 38666 27897 988767 500 111111 6000 5000 5000 00 00 00 2004 04 07 00 00 00 2004 09 30 00 00 00 2004 09 30 00 00 00 2004 09 30 00 00 00 2004 09 30 00 00 00 2003 11 06 00 00 00 000000123456 2003 11 06 00 00 00 000004564564 2003 11 06 00 00 00 2003 11 06 00 00 00 2003 11 06 000000098765 000006547546 000000008566 000000078797 000000006432 000000006000 000000005000 000000005000 Inquire Clear Close 5 Click the Inquire button
437. tes whether you have omitted running value date clearing on a particular posting date or run value date multiple times Definition Prerequisites e BAM29 End Point Master Maintenance e BAM27 Calendar for End Point e BAM20 Bank Codes Maintenance e BAM28 Endpoint Float Maintenance e ST001 Value dated Clearing Process Modes Available Not Applicable To inquire about the value date clearing 1 Type the fast path ST002 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Inquiries gt Value Date Clearing Inquiry 2 The system displays the Value Date Clearing Inquiry screen ORACLE Value Date Clearing Inquiry Value Date ing Inquiry r Value Date Clearing Inquiry End Point Value Date fo1joisisoo Field Description Field Name Description Value Date Clearing Inquiry End Point Mandatory Drop Down Select the end point from the drop down list The endpoint is a clearinghouse or a correspondent bank to which the cheques are sent to for clearing purposes The user has to setup each end point in a Global Setup along with its details such as the GL to be associated with Float days of an instrument are set up using the endpoint code Each branch should have a clearing branch set up for the endpoint to send the cheques for clearing S Float is the number of days after which credit is given The Bank s Float is the number of
438. the Ok button The system displays the message SUCCESS Click Ok to continue Click the Ok button ST066 Cheque Status Inquiry Using this option you can view the status of all cheques deposited to CASA accounts GL accounts or a list of cheques with a particular number You can refine the inquiry by selecting the start date from which the information will be displayed The system provides details on cheque number value date amount and the status of the cheque etc Definition Prerequisites STM59 Settlement Bank Parameters STM54 Routing Branch Maintenance 7101 IC No Short Name Change BAM28 Endpoint Float Maintenance BAM27 Calendar for End Point Accounts to have cheque based transactions Modes Available Not Applicable ORACLE To inquire the status of all deposited cheques 1 Type the fast path ST066 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Inquiries gt Cheque Status Inquiry 2 The system displays the Cheque Status Inquiry screen Cheque Status Inquiry De a eae UT mencumeneq Cheque No Cheque Number Routing No I GL No GL Account No GL Name I Start Date 01 01 1800 EE Cheque Summary il Account No Cheque No Amount Tun Date alue Date Currency Status Field Description Field Description Name Account Mandatory Radio Button No Click Account No to perform the inquiry based o
439. the account currency rate within a range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the account currency and the local currency are same the field takes the default value as 1 which cannot be modified ORACLE Field Name Txn Ccy Rate Total Amount Account Amount Cheque Literal Description Display This field displays the rate at which the cheque currency is converted to the local currency of the bank The teller s right to change the transaction currency rate within a range is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the total amount in cheque currency for all the cheques being deposited into the account This is the amount by which the account s unclear balance is updated You have to ensure that the correct amount is entered else the system will not allow the user to complete data entry in the consolidated batch data entry mode if the total of the individual cheques amounts is not equal to this amount Display This field displays the amount by which the beneficiary account will be credited Account Amount Total Amount Account Currency Rate Transaction Currency Rate Display This field displays
440. the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Routing Number Sector Code Bank Code Branch Code For a cheque deposited this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters Fast Path STM59 option Cheque Status Display This field displays the status of the BC The options are e Issued e Cancelled e Paid Through Clearing e Paid by Cash e Paid to Customer account e Suspense e Reversed e Paid by GL e Lost e Unclaimed e Stale Except for BCs marked as lost all other status are marked by the system itself Issue Date Display This field displays the date on which the BC is issued It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name Description Liquidation Date Issue Mode Drawee Acct No Beneficiary Name Passport IC No Beneficiary Addr Lost Caution Display This field displays the liquidatio
441. the exchange rate set up for the transaction The currency code is a number and the currency name is usually displayed in its short form It is set up and downloaded By default it displays INR i e LCY ORACLE Field Name BC Ccy GL Acct No GL Ccy Rate BC Ccy Rate BC Amount Description Mandatory Pick List Select the BC currency from the pick list The list of currencies set up and permissible for the transaction appears in a pick list The BC will be issued in this currency This is the currency in which the transaction is taking place While posting the transaction entries to the account the transaction currency is converted into the account currency and for posting the GL entries it is converted into the local currency of the bank By default it displays INR i e LCY Mandatory Pick List Select the GL account number from the pick list The adjacent field displays the GL code This is the GL account against which the BC is issued This account will be debited for the BC issued Display This field displays the rate of conversion to be used for converting the account currency to the local currency of your bank The teller s right to change the GL currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the account currency and the local currency are same the field takes the default value as 1 which cannot be modified
442. the transaction currency is converted to the local currency of the bank The teller s right to change the transaction currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Mandatory Numeric 13 Two Type the transaction amount The DD will be issued for this amount If the DD amount is more than the DD Limit amount defined for that Bank Branch Issuer amp Currency combination defined in BAM38 DD Details screen system will ask for authorization to proceed Conditional Alphanumeric 10 Type the PAN card number This field is mandatory if the cheque amount is above Rs 10000 ORACLE Field Name Description Charges Display Ley This field displays the charges that will be levied for DD issue The service charge codes are added and maintained in the Service Charge Code Maintenance option The service charges can be attached at the product level transaction mnemonic level or at the issuer maintenance level The service charges are levied in the local currency of the bank The system displays the total of all the service charges if more than one SC code is attached to the transaction Total Display Amouni This field displays the amount that will be finally charged to the walk in customer This amount will be in the lo
443. tion Beneficiary Mandatory Alphanumeric 145 Name Type the name of the beneficiary of the DD Passport IC Optional Alphanumeric 30 No Type the passport IC number It is the identification collected from the purchaser of the DD Beneficiary Mandatory Alphanumeric 35 Addr Type the contact address of the beneficiary This is normally used for record purpose and provides additional information The address can be entered in three lines User Optional Alphanumeric 40 aig Type the user reference number assigned to the customer Narrative Mandatory Alphanumeric 40 Type the narration Print Optional Alphanumeric 120 Remarks Type the remarks to be printed It is used for instrument BC DD printing purpose 3 Enter the payable branch code 4 Select the payable branch name and the DD currency from the pick list 5 Select the transaction currency from the drop down list 6 Enter the DD amount DD number beneficiary name and address 7 Click the Inventory and Service Charge details link Click the Ok button 8 Click the Ok button on the main screen 9 The system displays the transaction sequence number The transaction sequence number 10 11 12 13 14 is a system generated number that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the OK button The system displays the Document Receipt screen If you want to print the receipt select
444. tion collected from the beneficiary of the TT Mandatory Alphanumeric 40 Type the contact address of the beneficiary This is normally used for record purpose and provides additional information Optional Alphanumeric 40 Type the user reference number It is used to identify the transaction ORACLE Field Name Description Narrative Mandatory Alphanumeric 40 Type the narration By default this field displays the narration based on the transaction The user can change the narration if required Select the bank code from the drop down list Select the payable branch and the transfer currency from the pick list and the transaction currency from the drop down list Enter the transfer amount the beneficiary name and address and the passport IC number TT Issue walkin TT Issue walkin Bank Code Payable Branch Transfer Ccy Cheque Ccy Rate Transfer Amount Charges Ley Total Amount Transfer Date Beneficiary Name Beneficiary Addr User Reference No rercr Bank B Mumbai uso z E 60 00000 10 00 0 00 8 0 TOM SMITH Redwoods California s EJ Txn Cey Txn Cey Rate Serial No Passport IC No Narrative E A TT Issue Walk In Click the Ok button The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each tran
445. to Transaction Processing gt Internal Transactions gt Remittance gt Maintain Issued Instruments 2 The system displays the Maintain Issued Instruments screen Maintain Issued Instruments ORACLE Issuer Bank Issuer Branch Instr Type z IJ Payee Bank Chq Cy jm Cheque Ccy Rate Cheque Amount Charges Ley Txn Amount DD Date Micr No Beneficiary Name Beneficiary Addr Narrative Maintain DD Details For Non CBS Branches Payee Branch v Txn Cey X Txn Ccy Rate Serial No Routing No Passport IC No J ox _ cose cer Field Description Field Name Description Issuer Bank Instr Type Issuer Branch Payee Bank Mandatory Drop Down Select the bank Non CBS that has issued the instrument from the drop down list The list of banks that can issue instruments payable by our bank is maintained in the Issuer Maintenance option and downloaded to the branch Mandatory Drop Down Select the type of instrument issued from the drop down list The options are e DD e MT TT Mandatory Pick List Select the branch of the issuer bank that has issued the instrument from the pick list Display This field displays the payee bank By default the name of your bank is displayed in this field ORACLE Field Name Payee Branch Chq Ccy Txn Ccy Cheque Ccy Rate Txn Ccy Rate Cheque Amount Desc
446. to be less than or equal to current posting date This date is used in checking validity of the instrument Instruments become stale if the cheque date is prior to the current posting date by the stale period defined in the Settlement Bank Parameters Fast Path STM59 option Mandatory Numeric 14 Type the account number of the customer who has drawn the cheques The drawer account number is the account number of the person who has issued the cheque The drawer account generally printed on the cheque leaf is the account from where the funds will come into the beneficiary account If the cheque is drawn on a different bank the drawer account number will not be validated by the system If the cheque is drawn on your own bank the system will validate the drawer account number for its correctness ORACLE Column Name Description Late Clearing Display This field displays the values Y or N for late clearing The options are Y If the late clearing is marked N If the late clearing is not marked This field displays Y when a customer deposits a cheque after the cut off time is over for current posting date for the selected clearing type The instruments that are deposited in late clearing will be considered as Late for clearing Such instruments will be treated as deposit for the next working date for all value date calculation Select the document number from the drop down list 3 4 Enter the cheque
447. tomer would be paid in this currency Display This field displays the rate at which the cheque currency is converted to the local currency of the bank The exchange rate values must be defined and downloaded The teller s right to change the cheque currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the cheque currency and the local currency are same the field takes the default value as 1 which cannot be modified ORACLE Field Name Description Txn Ccy Rate Cheque Amount Charges Lcy Net Amount User Reference No Narrative BC Liquidation by GL Display This field displays the rate at which the transaction currency is converted to the local currency of the bank The teller s right to change the transaction currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Display This field displays the amount for which the BC is issued This amount is in the currency of the BC Display This field displays the charges associated with the liquidation of BC These are defined in Local currency The user can modify the charges using the Service Charge Detail link Display This field displays the amount that will finally be giv
448. tomers against credit cards Advance against a credit card will always be provided through cash mode for customers as well as non customers A call to the card center is made to take an approval code for providing advance against the credit card Definition Prerequisites e BAM81 Company Master Maintenance Modes Available Not Applicable To perform advance payment against credit card 1 Type the fast path 1026 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt Advance Payment against Credit Card 2 The system displays the Advance Payment against Credit Card screen Advance Payment against Credit Card ORACLE Advance Payment against Credit Card Company Details _ Utility Company Id Utility Company Account Credit Card Details Approval Code Card Issuer Consumer Name cre Cardo C000 coon coon coon lt Payment Details Payment Date Eoso SS Payment Ccy C cy C E Payment Ccy Rate C Tn Cey Rate k d Amount Paid E Charges LCY E Total Amount User Reference No I Narrative I Field Description Field Name Description Company Details Utility Company Id Mandatory Drop Down Select the ID utility company from the drop down list The utility company ID is maintained in the Company Master Maintenance Fast Path BAM81 option Utility Company Display Accoun
449. ts After rectifying the error save and validate the batch again For the duplicate entries the system displays the error message of Duplicate Cheque No For multiple cases of duplicate records found system highlights all the records To reverse the outward clearing data entry batch 1 Select the Reverse Data Entry Batch option from the Action drop down list 2 Enter the batch number in the Batch Number field and press the lt Tab gt or lt Enter gt key or select it from the pick list 3 Click the Ok button ORACLE 4 The system displays the message Batch Reversed Successfully To modify the outward clearing data entry batch 1 2 Select the Modify Data Entry Batch option from the Action drop down list Enter the batch number in the Batch Number field and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button Modify the relevant information and click the Save button The system displays the message Data Saved Successfully In the Database Click the Ok button Click the Validate button The system displays the message Batch Validated Successfully Authorization pending Click the Ok button The outward clearing data entry batch is modified successfully once the record is authorized To authorize the outward clearing data entry batch in supervisory mode 1 2 3 4 5 6 Select the Authorize Data Entry Batch option from the Action drop d
450. ttern where every next instance is considered as complete number amount to be considered in full without decimal sum of digits of cheque ref sys no sum of the digits of routing no ORACLE e Footer Checksum will be Sum of Part 1 last 7 digits of all record level checksum of all records Sum of Part 2 remaining 13 digits of record level checksum of all records The new checksum logic for 116 Inward Clearing file is as below e Record Checksum The record checksum should be Sum of digits of account in an incremental pattern where every next instance is considered as complete number amount to be considered in full without decimal sum of digits of cheque ref sys no sum of the digits of routing no e Footer Checksum will be Sum of Part 1 last 7 digits of all record level checksum of all records Sum of Part 2 remaining 13 digits of record level checksum of all records The new checksum logic for 156 OC Returns file is as below e Record Checksum The record checksum should be Sum of digits of account in an incremental pattern where every next instance is considered as complete number amount to be considered in full without decimal sum of digits of cheque ref sys no sum of the digits of routing no e Footer Checksum will be Sum of Part 1 last 7 digits of all record level checksum of all records Sum of Part 2 remaining 13 digits of record level checksum of all records Definition Prerequisites e B
451. tton 12 The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button 13 The system displays the Document Receipt screen 14 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button Fick the Cancel button 15 The system displays the serial number Click the Ok button 1025 Bill Payment Using this option you can make credit card electricity and other bill payments All the companies where the customer payments are to be routed are maintained in the Company Master Maintenance Fast Path BAM81 option Definition Prerequisites BAM81 Company Master Maintenance ORACLE Modes Available Not Applicable To pay the bill 1 Type the fast path 1025 and click Go or navigate through the menus to Transaction Processing gt Walkin Transactions gt Remittance gt Bill Payment 2 The system displays the Bill Payment screen Bill Payment Company Details Bill Type Credit Card Utility Company Id Utility Company Account Bill Details Bill Id Bill Date 29 02 2008 Approval Code Card Issuer Consumer Name Credit Card No Payment Details Payment Mode By Cash Bill Cey Yi Txncey B
452. ue Date Liquidation Date Issue Mode Passport IC No Issue A C No Beneficiary Name Beneficiary Addr Address2 Address3 Narrative DD Lost Status Update New Status Caution Lost Caution Details Bank Decision wor _oK cise _ _clear__ Field Description Field Name Description ORACLE Field Name Description New Status Mandatory Drop Down Select the status of the DD from the drop down list The options are e Lost e Caution e Issued Lost Caution Mandatory Alphanumeric 120 Details Type the detailed description of the lost DD if any 8 Click the Ok button 9 The system displays the message Authorization Required Do You Want to continue Click the Ok button 10 The system displays the Authorization Reason screen 11 Enter the relevant information and click the Grant button 12 The system displays the transaction sequence number The transaction sequence number is system generated that uniquely identifies each transaction performed by a teller and can be used for tracking the transaction Click the Ok button 13 The system displays the Document Receipt screen 14 If you want to print the receipt select the record that needs to be printed The system displays the message Do you want to print the document Click the Ok button OR Click the Cancel button 15 The system displays the serial number It is auto generated Click the
453. ue number along with the routing number and drawer account number all the three are present on the MICR line are used to check for the presence of any duplicate instrument If duplicate instruments are found cheque deposit will be rejected unless the earlier cheques are all marked as Returned Mandatory Numeric 13 Two Type the cheque amount in the transaction currency ORACLE Column Name Description Type Display Select the clearing type from the drop down list Multiple clearing types can be setup by the bank where cheques which are required to be cleared at different times of the day are deposited so that they can be treated differently All processes for a cheque such as outward clearing running of value date marking late clearing etc happen on the basis of the clearing type Routing No Mandatory Numeric Nine Type the routing number against which the cheque has been drawn The routing number is a combination of the bank code and the branch code and sector code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For a deposited cheque this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the s
454. uisites e BC DD in Unclaimed Status Modes Available Not Applicable To inquire the status of unclaimed bankers cheque or demand draft 1 Type the fast path 8326 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Remittance gt Unclaimed Instrument Revalidation 2 The system displays the Unclaimed BC DD Status Inquiry screen Unclaimed BC DD Status Inquiry ORACLE Serial No Bank Code Payee Branch Cheque Ccy Cheque No Cheque Status Tn Date 30 04 2008 Issue Mode Beneficiary Name Beneficiary Addr Issue Branch Cheque Amount Routing No Liquidation Date 30 04 2008 Passport IC No Issue A C No Narrative Unclaimed Revalidation Inquire Field Description Field Name Description Serial No Mandatory Numeric 12 Type the serial number of the instrument which has to be revalidated For a remittance instrument such as a BC or a DD at the time of issue the system generates a serial number comprising the branch code and a running serial number Bank Code Display This field displays the code of the bank on which the instrument is drawn Payee Display Branch Issue Branch Cheque Ccy This field displays the branch of the bank where instrument is payable Display This field displays the branch of the bank which has issued the instrument Display This field displays the currency i
455. ulate Account Numbers button the system displays the account details in the Data Entry screen To change the number of instruments modify the No of Instr field and click the Modify button Accordingly the number of data entry rows will change in the Data Entry screen Once the data is saved the system displays the Data Saved message when the mouse is moved over the data entry area If the batch is validated with some errors then moving the mouse over the data entry area will show an error in processing the instruments After rectifying the error save and validate the batch again Definition Prerequisites e BAM29 End Point Master Maintenance e BAM27 Calendar for End Point e BAM28 Endpoint Float Maintenance e STM59 Settlement Bank Parameters e STM54 Routing Branch Maintenance e Debit Account numbers for the inward clearing cheques Modes Available Not Applicable ORACLE To open the inward clearing data entry batch 1 Type the fast path 5521 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Data Entry gt Batch Inward Clearing Cheque Data Entry 2 The system displays the Batch Inward Clearing Cheque Data Entry screen Batch Inward Clearing Cheque Data Entry Batch Type que D Action Batch Number Batch Status End Point Currency No of Instrs Clearing Type Instrument Type Total Amount Instrument Summary FLEXCUBE Total A
456. umber S Details of Rejected Instruments Field Description Field Name oor ox com cow Description It is mandatory to enter value in one of the following fields Branch Code End Point Clearing Type Mandatory Pick list Select the name of the branch for which the inward clearing process has been run from the pick list Optional Drop Down Select the end point to which the bank branch belongs from the drop down list Optional Drop Down Select the clearing type from the drop down list The bank can set up multiple clearing types where cheques that should be cleared at different times of the day are deposited so that they can be treated differently All processes for a cheque from outward clearing running of value date and marking late clearing etc happen on the basis of the clearing type ORACLE Field Name Description Routing Number Cheque Number Account Number Batch Number Product Code Value Date Reject Reason Customer Group Optional Numeric Nine Type the Routing number The routing number is a combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Routing Number Sector Code Bank Code Branch Code For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be
457. umber This batch number needs to be noted down for future reference Display This field displays the number of instruments This field by default displays the number of instruments that can be accommodated in one data entry batch Display This field displays the total amount of all the cheques being deposited into the account This will be the amount by which the account unclear balance will be updated This amount is in the transaction currency The teller has to ensure that the correct amount is entered else the system will not allow completion of data entry in the consolidated batch data entry mode Display This field displays the branch code of the branch where the cheque is lodged and the batch is reversed Display This field displays the currency code of the batch Display This field displays the name of the authorizer who authorized the transaction Column Name Description Batch Details Srl No Display This column displays the sequence number of cheques Cheque No Display This column displays the cheque number ORACLE Column Name Description Drawee Display Account This column displays the account number of the drawee Routing No Display This column displays the routing number against which the cheque has been drawn TCY Amount Display This column displays the amount of the instrument in the currency in which the transaction takes place Payee Display Accou
458. urrency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Mandatory Numeric 13 Two Type the cheque amount The instrument is issued for this amount ORACLE Field Name Description Charges Lcy Txn Amount DD Date Serial No Micr No Routing No Beneficiary Name Display This field displays the charges that will be levied on the account The service charge codes are added and maintained in the Service Charge Code Maintenance option The service charges can be attached at the product level transaction mnemonic level or at the issuer maintenance level The service charges are levied in the local currency of the bank The system displays the total of all the service charges if more than one SC code is attached to the transaction Display This field displays the transaction amount in the local currency of the bank Mandatory Pick List dd mm yyyy Type the date of issue of the instrument by the issuer bank Display This field displays the serial number of the instrument issued Mandatory Numeric 12 Type the MICR number of the instrument For every remittance instrument the user you has to maintain an MICR number This number is printed on the instrument if the instrument is expected to come i
459. us to Transaction Processing gt Internal Transactions gt Inquiries gt Unchecked Instrument Inquiry 2 The system displays the Unchecked Instrument Inquiry screen Unchecked Instrument Inquiry ORACLE Unchecked Instrument Inquiry Field Description Column Name Description Drawee Account No Instrument No Routing No Cheque Amount Amount in LCY Display This column displays the drawee account number The system displays the name of the drawee in case of cheques In case of remittance instruments it displays the GL account number Display This column displays the instrument number which helps to identify the cheque uniquely Display This column displays the routing number which helps to identify the cheque uniquely such as the routing number of the bank itself Display This column displays the cheque amount in transaction currency Display This column displays the cheque amount in local currency 3 Click the Inquire button ORACLE 4 The system displays the unchecked instrument details Unchecked Instrument Inquiry Unchecked Instrument Inquiry 000000023887 000000008051 259999 5000 5000 000000009050 000000010050 259999 1000 1000 000000009241 000000010051 259999 soo 500 l 0000000000023929 000000009055 259999 1 1 000000023846 000000006069 259999 8879 8879 0000000000023929 000000009056 259999 i 1 0000000000023929 000000009057 259999 1 1
460. uthorize Inquiry For more information on the procedures of every mode refer to Standard Maintenance Procedures To maintain the customer level LC LG code 1 Type the fast path C1423 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt LC LG Code Information 2 The system displays the LC LG Code Information screen LC LG Code Information ORACLE Customer Id I CardType Name I eN Email I DOB HNW I A Facility LC Code LG Code Reg Date IVR I CR INET NnNnNnNnw 7 E Card Pin C ci Mobile Regn I Bill Pay Regn I Cc _ Ife Insta Alerts Ck Email Statement Regn 2 188 Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized a J Be 2 s ad 2 L cse clear Field Description 3 Click the Add button 4 Enter the customer Id and press the lt Tab gt key 5 Enter list of applicable LC LG facilities and registration date LC LG Code Information ORACLE Customer Id foooorss SSCS CardType Name orn Email DOB HNW I Facility LC Code LG Code Reg Date IVR pas oo o Basss o s0 06 2010 ER INET Janes Janasse 30 06 2010 Ee Card Pin Bss o 3455 30 06 2010 ER Mobile Regn Ess oo 3456 30706 2010 E Bill Pay Regn e788 6788 Bojoe 2010 ES Insta Alerts Bss Bss o Eojos 2010 EG Email StatementRegn 33223 Fse oo Eomsz01
461. uting No Description Mandatory Numeric Nine Type the routing number The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For a cheque deposited this routing number is used by the system to determine the float days and thus the value date of the instrument For an inward clearing cheque this routing number should belong to the bank The order in which the codes in the routing number are to be entered is determined by the set up using the Settlement Bank Parameters option Following fields are available only in Add mode Start Serial Number End Serial Number Start Cheque Number End Cheque Number Mandatory Numeric 12 Type the first MICR serial number Mandatory Numeric 12 Type the last MICR serial number Mandatory Numeric 12 Type the start cheque number of the instrument Mandatory Numeric 12 Type the end cheque number of the instrument Click the Add button 4 Enter the routing number the start and the end serial number and the start cheque number 5 Click the Ok button 6 The system displays the message Record successfully added Click Ok to continue Click the OK button To modify BC DD number 1 Enter the serial number and press the lt Tab gt or lt Enter gt key 2 Modify the relevant informati
462. which the cheque has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code For a deposited cheque this routing number is used by the system to determine the float days and thus the value date of the instrument It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name Instrument No Float Days to be Extended Clearing Type Customer Value Date Description Mandatory Numeric 12 Type the cheque number which is present on the MICR line of the instrument When the cheque is deposited into any payee s account the cheque number is used to ensure that duplicate entries are not made in the system that the same cheque is not deposited multiple times in the system On every cheque deposit the cheque number routing number and drawer account number all the three are present on the MICR line are used to check for the presence of any duplicate instrument If duplicate instruments are found cheque deposit will be rejected unless the earlier cheques are all marked as Returned Mandatory Numeric Two Type the float days to be ex
463. will be levied on the account for cash withdrawal The service charge codes are added and maintained in the Service Charge Code Maintenance option For more information on adding service charges refer to the Service Charge Definition option in the Definitions User s Guide The service charges can be attached at the product level transaction mnemonic level or at the issuer maintenance level The service charges are levied in the local currency of the bank The system displays the total of all the service charges if more than one SC code is attached to the transaction Display This field displays the transaction amount in the local currency of the bank This field is populated automatically when the TC Amount Exchange Rate and Transaction CCY is entered This is the total amount that needs to be paid by the customer This amount is inclusive of charges if any Mandatory Alphanumeric 40 Type the name of the beneficiary of the TC ORACLE Field Name Description Passport IC No Beneficiary Addr User Reference No Narrative Mandatory Alphanumeric 30 Type the passport or IC number of the beneficiary This is an identification collected from the beneficiary Mandatory Alphanumeric 40 Type the contact address of the beneficiary This is normally used for record purpose and provides additional information Optional Alphanumeric 40 Type the user reference number assigned to the customer
464. would like to accept the funds Display This field displays the rate at which the transaction currency is converted to the local currency of the bank The teller s right to change the cheque currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the account currency and the local currency are same the field takes the default value as 1 which cannot be modified ORACLE Field Name Description Txn Ccy Rate Display This field displays the rate of conversion to be used for converting the transaction currency to the local currency of the bank The teller s right to change the transaction currency rate is configurable at the bank level If such rights are not assigned to the teller this field becomes non editable If the transaction currency and the local currency are same the field takes the default value as 1 which cannot be modified Instrument Amount Display This field displays the instrument amount Charges Lcy Display This field displays the charges that will be levied on the account for cash withdrawal The service charge codes are added and maintained in the Service Charge Code Maintenance screen For more information on adding service charges refer to the Service Charge Definition option in the Definitions User s Guide The service charges can be attached at the product level transaction mnemonic level or at the issuer ma
465. y This column displays the posting date Display This column displays the deposit branch of the instrument Display This column displays the destination branch name Display This column displays the instrument currency Display This column displays the remarks 6 Select the cheques to be processed by selecting the corresponding check box in the Process column ORACLE 7 Click the Ok button 8 The system displays the message Cheques marked successful Click the Ok button Note The system displays a warning message to manually input the service charges of the correspondent bank if the charges are not available in the screen ORACLE Cheque Return Options 6560 Online Cheque Return Inquiry Using this option you can perform cheque return transactions once the Outward Clearing is run for the cheque A cheque return can be done before or after the value date clearing is run for the value date of the cheque If the value date clearing has not been run for the cheque the cheque is returned even before the funds are released to the beneficiary account If value date clearing has been run and the cheque is credited to the customer s account the credit given to the customer for the cheque will be reversed However when a cheque is returned only cheque amount is reversed and not the charges debited to the account while doing the cheque deposit Definition Prerequisites STM59 Settlement Ban
466. y This field displays the amount for which the DD is issued This amount is in the currency of the DD DD No Display This field displays the DD number This is the MICR number of the DD For every remittance instrument you need to maintain an MICR number This number will be printed on the instrument if the instrument is expected to come in for clearing through an inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated enquired upon by the MICR number or the serial number Routing No Display This field displays the routing number against which the DD has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance option Routing Number Sector Code Bank Code Branch Code 7 It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the instrument It can be configured to have the following information Bank code Sector Branch Code ORACLE Field Name Description DD Status Display This field displays the status of the DD at the time of inquiry The options are e Issued e Cancelled e Paid Through Clearing e Paid by Cash e Paid to Customer account e Suspense e Reversed e Paid by GL e Lost e Unclaimed
467. y Batch option from the Action drop down list Enter the batch number in the Batch Number field and press the lt Tab gt or lt Enter gt key or select it from the pick list Click the Ok button Modify the relevant information and click the Save button The system displays the message Data Saved Successfully In the Database Click the Ok button Click the Validate button ORACLE 7 The system displays the message Batch Validated Successfully Authorization pending Click the Ok button 8 The outward clearing data entry batch is modified successfully once the record is authorized To authorize the outward clearing data entry batch in supervisory mode 1 Select the Authorize Data Entry Batch option from the Action drop down list 2 Type the batch number in the Batch Number field and press the lt Tab gt or lt Enter gt key or select it from the pick list 3 Click the Ok button 4 The system displays the data entry section in the screen 5 Click the Auth button 6 The system displays the message Batch Processing Successful at Host To view the outward clearing data entry batch 1 Select the Inquire Data Entry Batch option from the Action drop down list 2 Enter the batch number in the Batch Number field and press the lt Tab gt or lt Enter gt key or select it from the pick list 3 Click the Ok button 4 The system displays the data entry section in the screen 6511 Consolidated Cheque D
468. ys the bank that has issued the BC Display This field displays the branch of the bank that has issued the BC Display This field displays the currency in which the BC was issued Display This field displays the amount for the BC This amount is in the currency of the BC Mandatory Numeric 12 Type the MICR number of the BC For every remittance instrument the user needs to maintain an MICR number This number will be printed on the instrument if the instrument is expected to come in for clearing through an inward clearing A cross reference is maintained with the system generated serial number so that the instrument can be tracked by the system whether it is liquidated enquired upon by MICR number or the serial number Display This field displays the routing number against which the BC has been drawn The routing number is the combination of the bank code and the branch code The combination can be obtained from the Routing Branch Maintenance Fast Path STM54 option Routing Number Sector Code Bank Code Branch Code It is the number printed on the cheque also called MICR number Magnetic Ink Character Recognition This number facilitates faster clearance of the ORACLE Field Name Cheque Status Issue Date Liquidation Date Issue Mode Issue A C No Beneficiary Name Passport IC No Description Display This field displays the status of the BC at the time of printing of
469. ys the date on which the DD was issued Display This field displays the date on which the DD was liquidated It should be blank if the DD is not liquidated as yet Display This field displays the mode of issue of the DD For example Against Cash Against GL etc Display This field displays the account number of the drawee with DD issue branch Display This field displays the name of beneficiary in whose favor the DD was drawn Display This field displays the identification details collected from the beneficiary of the DD Display This field displays the address of beneficiary in whose favor the DD was drawn ORACLE Field Name Description Lost Caution Display Details This field displays the details that are entered for lost caution DD s Select the liquidation mode from the drop down list Enter the serial number and press lt tab gt key If the flag is checked for the issuer of the demand draft FLEXCUBE will give an appropriate error message CorrespondentBank Correspondent Bank Instrument is not permitted 6 Select the liquidation type from the drop down list 7 Click the Ok button The system displays the message Do You Want to Continue DD Liquidation Inquiry Liquidation Mode Payment wl Serial No 024013000012 Ug Type Against Account M Bank Code Payable Branch F 3 Issuer Branch DD Cey DD No DD Status Tssued Issue Date 31 12 2010 Liquidat
470. ystem whether it is liquidated or enquired upon by the MICR number or the serial number Display This column displays the amount of the instrument in transaction currency in which the transaction took place While posting the transaction entries to the account the transaction currency is converted into the account currency and for posting the GL entries it is converted into the local currency of the bank Display This column displays the status of the cheque If the particular cheque has been authorized for processing through inward or outward clearing then the status is displayed as Y or else as N 6 Click the Close button ORACLE ST039 Special Clearing Run Using this option you can support a special inward clearing that attempts a normal debit for all the NSF reject belonging to different batches of inward clearing instrument The special clearing run is allowed only after scan pass reject is disabled The list of cheques passed through the special clearing run are integrated through ST044 Outward Remittance Handoff screen Definition Prerequisites e STM75 Scan Reject Pass Disable Maintenance Modes Available Not Applicable To add the demand draft details 1 Type the fast path ST039 and click Go or navigate through the menus to Transaction Processing gt Internal Transactions gt Clearing gt Special Clearing Run 2 The system displays the Special Clearing Run screen Special Clearing Run

Settlement and Clearing User Manual

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