WTE Express Rate Quote User Manual
Contents
1. First type a description of the Fee in the left hand column and then the corresponding charge in the right hand column Tap Save Training Manual for WTE Quote 9 12 Rev Page 8 Closing Date Address Sales Price Annual Taxes Closing Costs Payoff 1 Payoff 1 Interest Prorated Tax Net at Close Prorated Taxes Cr Final Net Express WT E apres 10 18 2012 123 Main Jackson Wyoming 83001 235 000 00 3 500 00 17 218 00 123 456 00 304 41 1 040 28 92 981 31 0 00 92 981 31 The results page will show you the total closings costs payoff costs taxes and the cash to from the seller at closing To view a breakdown of the Closing Costs click on View Closing Costs To Email the Net Sheet tap the Email button at the bottom of the page Tap Close to go back to the Sell Main menu Your Results will be saved in the Results History section of the main Sell page Training Manual for WTE Quote 9 12 Rev Page 9 Title Escrow Fee WD BILL OF SALE PREP FEE WIRE FEE RECORDING FEES Listing Broker Fee Selling Broker Fee Homewarranty Repairs Total Closing Costs Express W I E RATE QUOTES 903 00 Seller 150 00 50 50 85 00 20 00 10 00 7 050 00 7 050 00 450 00 1 500 00 17 218 00 are finished reviewing the costs tap Close Not Charging E This screen will show you a breakdown of all the closing costs when you2. Training Manual for WTE Quote 9 12 Rev Page 10 u Verizon 3G 2 04 PM Not Charging mm WTE re Want to Net Short Sale OFF Cash OFF City Limits OFF FHA Payoff OFF This area will allow you to calculate what the sales price should be in order for the seller to net a specific amount Enter the Property Address City and Zip The City amp County are the only required fields Select the Property County The app will default in your default county but it can be changed Short Sale If your transaction is a short sale turn on the short sale feature Cash If this is a cash transaction no financing for the buyer then turn on the Cash feature City Limits If your property lies within the City limits or you are not sure go ahead and turn on this feature FHA Payoff If you have an FHA payoff turn on this feature Tap Next Training Manual for WTE Quote 9 12 Rev Page 11 Verizon 3G 2 04 PM Not Charging mm WTE Want to Net Closing Date 10 18 2012 Net Proceeds 50000 R E Commission Repairs Other Fees Annual Taxes Payoff 1 Payoff 1 Rate Payoff 2 Payoff 2 Rate C Select your Closing Date The closing date is pre set to 30 days from Today s Date Enter the Net Proceeds R E Commission Enter the Total Commission If the number is below 100 then it will be calculated as a percentage otherwise it will be considered an amount Repairs En
3. 00 0 00 20S 0B 10 00 75 00 10S 75B 1 526 00 The Results Page will give you a breakdown of the fees associated with the information given You can email this rate quote by tapping the Email button This information will not be saved Training Manual for WTE Quote 9 12 Rev Page 37 Not Charging m T Exp ress W E RATE QUOTES J ZINCO VOMlact HNOMMNAauvorn Choose Office Representative Christina Feuz Cell Phone 307 690 3365 Office Phone 307 732 2983 307 732 0200 Representative Liz Jorgenson Cell Phone 307 690 7685 Office Phone 307 732 2983 Fax 307 732 0200 The office contact information will give you the contact information for each of your local Marketing Representative If you choose Office Map Google Maps will launch and you can get driving directions to the branch If you tap Email an email window will open to send an email to that marketing representative Training Manual for WTE Quote 9 12 Rev Page 38 at__ Verizon 3G 1 41 PM Not Charging m WTE 002 Settings Contact Info General PrePaids Qualify Ratios Fixed Closing Costs Buyer gt Vr gt E O Settings Tap each bar to edit the settings The majority of this information is pre loaded for you Any of the information that has been pre loaded will automatically be updated when a new update is made If you have manually changed any of the pre loaded areas then the informati
4. Down 220 000 00 L 209 000 00 With 10 Down 237 000 00 L 213 000 00 With 15 Down 253 500 00 L 215 500 00 With 20 Down 275 500 00 L 220 500 00 With 25 Down 289 500 00 L 217 000 00 The results page will show you a breakdown of all the applicable factors as well as the approximate house price per down payment percentage To Email the results tap the Email button at the bottom of the page Training Manual for WTE Quote 9 12 Rev Page 33 Loan type Total Monthly Payment Interest Rate Property Tax Rate Insurance Rate Years With 3 5 Down With 5 Down With 10 Down With 15 Down With 20 Down Express WT E apres FHA 2 016 67 0 35 30 Approximate House Price 248 500 00 L 240 000 00 252 000 00 L 239 500 00 263 500 00 L 237 000 00 276 000 00 L 234 500 00 290 000 00 L 232 000 00 For an FHA loan it will give an option for 3 5 Down payment To Email the results tap Email button at the bottom of the page Training Manual for WTE Quote 9 12 Rev Page 34 an Verizon gt 12 45 PM WTE ree Results History 123 Main Jacks 9 19 12 45 19 123 Main Jack 9 19 12 44 37 The Results History area will allow you to access any prior Net Sheets that you have done in the past They will be listed with the newest results at the top and will be saved for 60 days Training Manual for WTE
5. Quote 9 12 Rev Page 35 u Verizon 3G 1 41 PM Not Charging m WTE 002 Quick Rate Sales Price 235000 Loan Amount 188000 Address 123 Main City Jackson Zip 83001 County Teton County Short Sale Cash City Limits Compute Quick Rate The Quick Rate Option will allow you to get a fast and easy breakdown of the Title amp Escrow closing costs associated with a particular Sales Price and Loan Amount This is an abbreviated version of the Net Sheets Enter the Sales Price Enter the Loan Amount Enter the Property Address City and Zip The City amp County are the only required fields Select the Property County The app will default in your default County but it can be changed Short Sale If your transaction is a short sale turn on the short sale feature Cash If this is a cash transaction no financing for the buyer then turn on the Cash feature City Limits If your property lies within the City limits or you are not sure go ahead and turn on this feature Tap Compute Training Manual for WTE Quote 9 12 Rev Page 36 Address Sales Price Loan Amount Owners Title Policy Lenders Policy Escrow Fee Doc Prep Fee Notary Fees Edoc Fee Wire Fee Recording Fees Total Fees 41 PM Exp ress WT E RATE QUOTES 123 Main Jackson 83001 Wyoming 235 000 00 188 000 00 903 00 Seller 158 00 Buyer 300 00 50 50 85 00 Seller 0 00 0 00 0S 0B 50 00 Buyer 20
6. Rent vs Buy My Payment oa Pre Qualify Net Sheet Results History Now let s work on the Buy area of the App Let s start with a Buyer s Net Sheet Training Manual for WTE Quote 9 12 Rev Page 17 a Verizon 3G Not Charging m WTE ere Loan Type Conventional FHA V You will first need to choose the type of new loan or cash Training Manual for WTE Quote 9 12 Rev Page 18 u Verizon 3G 1 37 PM Not Charging gt Express WT E Apres Buy Net Sheet Address 123 Main City Jackson Zip 83001 County Teton County Short Sale City Limits Enter the Property Address City and Zip The City amp County are the only required fields Select the Property County The app will default in your default County but it can be changed Short Sale If your transaction is a short sale turn on the short sale feature City Limits If your property lies within the City limits or you are not sure go ahead and turn on this feature Tap Next Training Manual for WTE Quote 9 12 Rev Page 19 1 38 PM WTE 22 Buy Conventional Closing Date 10 18 2012 Sales Price Down Payment Interest Rate Amort Years Hazard Insurance Annual Taxes Discount Points Other Fees Edit Other Fees HOA Fees HOA Frequency Select your Closing Date The closing date is pre set to 30 days from Today s Date Enter the Sales Price Enter the Down Paym
7. 00 00 Other Fees Annual Taxes Payoff 1 Payoff 1 Rate Payoff 2 Payoff 2 Rate Compute Select your Closing Date The closing date is pre set to 30 days from Today s Date Enter the Sales Price R E Commission Enter the Total Commission If the number is below 100 then it will be calculated as a percentage otherwise it will be considered an amount Repairs Enter the amount of any repairs To access area to enter additional fees select Other Fees See instructions below Enter Annual Taxes Tax proration will auto calculate based on the amount entered here Payoff 1 Enter the principal balance Payoff 1 Rate Enter the interest rate of payoff 1 Repeat for 2 payoff if applicable When done tap Compute Training Manual for WTE Quote 9 12 Rev Page 7 a Verizon 3G 1 36 PM Not Charging m Express WT E pres Other Fees Listing Broker Fee Selling Broker Fee C C C C This area will allow you to break down the total R E Commission and also to add any additional fees Enter the Listing Broker Fee If the number is below 100 then it will be calculated as a percentage otherwise it will be considered an amount This information auto preloads from set up Enter the Selling Broker Fee If the number is below 100 then it will be calculated as a percentage otherwise it will be considered an amount This information auto preloads from set up To add Additional Fees
8. 20 Enter the number of months for each applicable item The number of months will auto populate based on set up If this loan will have Mortgage Insurance turn on the PMI option This option will automatically turn on if the down payment is below 20 Tap Done Training Manual for WTE Quote 9 12 Rev Page 21 1 40 PM W E RATE QUOTES Loan Type Conventional Closing Date 10 18 2012 Address 123 Main Jackson Wyoming 83001 Sales Price 235 000 00 Loan Amount 188 000 00 Estimated Cash Required at Closing Total Closing Costs 5 546 76 Down Payment 47 000 00 Prorated Tax Cr 1 040 28 Est Balance Due 51 506 49 Estimated Total Monthly Payments Principal amp Interest 1 009 22 Taxes 291 67 The results page will show you the total closings costs impounds and estimated monthly payment To view a breakdown of the Closing Costs click on View Closing Costs To Email the Net Sheet tap Email button at the bottom of the page Your Results will be saved in the Results History section of the main Buy page Training Manual for WTE Quote 9 12 Rev Page 22 Origination Fee Lenders Policy Escrow Fee EDOC FEE RECORDING FEES Discount Points Admin fee Appraisal fee Credit report Tax service fee Prepaid Interest Total Closing Costs Express WT E pres 1 880 00 158 00 150 00 50 50 50 00 75 00 1 880 00 450 00 450 00 35 00 65 00 Recurring Closing C
9. 3 Main Jackson Wyoming 83001 190 707 36 3 500 00 14 460 44 123 456 00 304 41 2 790 28 50 000 64 0 00 50 000 64 The results page will show you the total closings costs payoff costs prorated taxes and the Final Net Amount To view a breakdown of the Closing Costs click on View Closing Costs To Email the Net Sheet tap Email button at the bottom of the page Your Results will be saved in the Results History section of the main Sell page Training Manual for WTE Quote 9 12 Rev Page 14 Title Escrow Fee WD BILL OF SALE PREP FEE WIRE FEE RECORDING FEES Listing Broker Fee Selling Broker Fee Homewarranty Repairs Total Closing Costs WTE ZnS 803 00 Seller 150 00 50 50 85 00 20 00 10 00 5 721 22 5 721 22 450 00 1 500 00 14 460 44 are finished reviewing the costs tap Close Training Manual for WTE Quote 9 12 Rev Not Charging gt This screen will show you a breakdown of all the closing costs when you Page 15 t Verizon 3G Not Charging mm WTE eres Results History 123 Main Jacks 9 17 1 36 46 The Results History area will allow you to access any prior Net Sheets and or I Want to Net results that you have done in the past They will be listed with the newest results at the top and will be saved for 60 days Training Manual for WTE Quote 9 12 Rev Page 16 11 29 AM WTE 20s Buy Net Sheet
10. WYOMING TITLE amp ESCROW EXPRESS RATE QUOTE USER MANUAL for iPad iPhone WTE Exp ress RATE QUOTES Congratulations on downloading the Wyoming Title amp Escrow Express Rate Quote app Please take a few moments to review the User Manual that will be useful in registering setting up and learning about the features this app has to offer Training Manual for WTE Quote 9 12 Rev Page 1 35 PM Welcome to WTE Express Rate Quote First Name Betsy Last Name Email Address Bross orec com Phone 999 999 9999 Company Outstanding Real Estate Company Escrow Office Preferred County In order to receive quotes based upon current rates it is necessary for Licensee to download any updates when available Failure to do so may result in the quotes received being inaccurate negating the assurances being provided herein The quotes provided within this application are limited to transactions involving improved 1 4 family residential property The quotes made available through this Calculator are based solely on the information which you have provided to Wyoming Title amp Escrow Company If you would like to confirm your rate quote you may do so by checking your local Escrow branch Rates and fees are subject to change depending on the coverages and services requested and the accuracy of the data Please take a few moments to review the disclaimer regarding how the title and escrow fees are quoted in the app This information will b
11. all the applicable factors as well as the approximate house price per down payment percentage To Email the results tap the Email button at the bottom of the page Training Manual for WTE Quote 9 12 Rev Page 27 WTE Express RATE QUOTES Loan type FHA Total Monthly Payment 1 500 00 Interest Rate Property Tax Rate Insurance Rate Years 30 Approximate House Price With 3 5 Down 185 000 00 L 178 500 00 With 5 Down 187 500 00 L 178 000 00 With 10 Down 196 000 00 L 176 500 00 With 15 Down 205 500 00 L 174 500 00 With 20 Down 216 000 00 L 172 500 00 For an FHA loan it will give an option for 3 5 Down Payment To Email the results tap the Email button at the bottom of the page Training Manual for WTE Quote 9 12 Rev Page 28 WTE 200 Annual Salary 80000 Monthly Debts e a 7 ec s git i a Debt Ratios Conventional Debt 28 36 nN Buy Enter the Annual Salary For each Monthly Debt Type the Amount in the white box Tap the Choose Type bar to choose the type of Debt Training Manual for WTE Quote 9 12 Rev Page 29 WTE The Debt Ratios will auto fill but can be changed as needed Check with your local lender to verify the debt ratios are accurate for your area When finished tap Compute Training Manual for WTE Quote 9 12 Rev Page 30 Annual Salary Monthly Debts PITI PITI plus
12. debt PITI PITI plus debt PITI PITI plus debt Express W I E RATE QUOTES Pra Qualif Woco O E OTSXUAMNY FICOU 80 000 00 850 00 Conventional 1 550 00 2 400 00 FHA Loan 2 016 67 2 866 67 VA Loan 1 883 33 2 733 33 The results page will show a Payment Amount and a Payment Amount plus Debt for each type of loan Tap the gray box for the loan type of your choosing to see the calculated results Training Manual for WTE Quote 9 12 Rev Page 31 u Verizon 3G 2 12 PM Not Charging mm WTE Exp ress RATE QUOTES Pre Qualify Get Price Loan type Conventional Estimated PITI 1550 Interest Rate 5 Insurance Rate 3 Years Property Tax Rate 1 25 Compute The estimated or requested payment a total of Principal Interest Taxes and Insurance will auto fill in for you Enter the Interest Rate Will auto populate from set up If needed change the Insurance Rate This is pre loaded from set up Tap the Years to choose a value other than 30 lf needed change the Property Tax Rate This is pre loaded from set up When finished tap Compute Training Manual for WTE Quote 9 12 Rev Page 32 WTE Express RATE QUOTES Loan type Conventional Total Monthly Payment 1 550 00 Interest Rate Property Tax Rate Insurance Rate Years 30 Approximate House Price With 0 Down 208 500 00 L 208 500 00 With 5
13. e very useful in understanding how the rates were calculated To start the registration process enter your First Name Last Name your Email Address Phone Company the Escrow Office you generally work with and Preferred County and then click on Save All information you have entered will be included in the Calculated Results Email If you prefer to not enter this information click on Later Congratulations The registration process is now complete Training Manual for WTE Quote 9 12 Rev Page 2 Section Locked To enjoy the full functionality of WTE Express Rate Quote please purchase the upgrade CNE V View Upgrade Later Once the initial set up has been completed you may choose to purchase the full version of the WTE Rate Quote app which will unlock the additional features It is a one time fee of 11 99 to access the full version with features including I want to Net calculator Rent vs Buy calculator My Payment and Pre Qualify options Training Manual for WTE Quote 9 12 Rev Page 3 an Verizon 3G 11 26 AM Not Charging m Renew Subscription Unlock All Features Unlock All Features Restore Purchases Unlock Features Later Unlock all the amazing features in this application for the best experience Unlocked features include Want to Net Rent vs Buy My Payment and Pre Qualify To purchase the full version select Unlock All Features and you will be prompted from the app store t
14. ent Amount If the number is 101 or above then it is considered a dollar amount otherwise it is considered a percentage Enter the Interest Rate Tap the Amort Years to choose a value other than 30 Enter the amount for the Hazard Insurance if to be paid through escrow Enter the increment to be multiplied by the sales price for the Annual Taxes This is pre loaded from setup Enter the number of Discount Points If the number is below 100 then it is considered a percentage otherwise it is considered a dollar amount Tap the Edit Other Fees button to add additional fees See next page for details Enter the HOA Fee s amount and tap the Frequency box to change how often they are paid When finished tap Compute Training Manual for WTE Quote 9 12 Rev Page 20 a Verizon 3G 1 40 PM Not Charging mm WTE nS Buy Additional Fees Prepaids Months Taxes Months Insur Use Prepaids PMI This area will allow you to add the origination points any additional fees and calculate the impounds Enter the Origination Points If the number is below 100 then it is considered a percentage otherwise it is considered a dollar amount To add Additional Fees First type a description of the Fee in the left hand column and then the corresponding charge in the right hand column If this loan will have impounds turn on the Use Prepaids This option will automatically turn on if the down payment is below
15. n amount and multiplying it by the PMI rate PMI is paid until the loan holders have 20 equity in their home function getFullCompanyTitle return Wyoming Title and Escrow uses standard national PMI rate but allows for users to change these rates PMI rates can chanae dependina on area FICO score or other variables However oe Settings The PMI settings allow you change the standard PMI ratios if needed All of these fields will be pre loaded for you Any updates will automatically overwrite any changes you may have made to them Training Manual for WTE Quote 9 12 Rev Page 42 Not Charging m WTE ces Prepaids Upfront MIP FHA Rate Months Prepaid Insur Months Prepaid Inter January February March April EW June July August N a Settings The Prepaids set up area allows you to change the number of months to collect for prepaid insurance and taxes All of these fields will be pre loaded for you Any updates to the app will automatically overwrite changes you may have made to them Training Manual for WTE Quote 9 12 Rev Page 43 t Verizon 3G Not Charging m WTE Exp ress RATE QUOTES Qualify Ratios Conv Debt Ratio FHA Debt Ratio VA Debt Ratio ry Settings The Qualify Ratios area allows you to change the qualifying ratios for each loan type if needed All of these fields will be pre loaded for you Any app updates will automatically overw
16. ng deeds overnight fees courier fees edoc fees pe The disclaimer points out some critical information and also describes how the app calculates some of the fees such as the title premium and the settlement fee The disclaimer can always be accessed in the Settings area if you need to review it Training Manual for WTE Quote 9 12 Rev Page 48
17. o process your payment If you choose to proceed with the free version you can unlock the features at a later date Now it s time to get started with your first net sheet Training Manual for WTE Quote 9 12 Rev Page 4 11 29 AM WTE fe Want To Net Results History Along the bottom of the app you will see options for Sell Buy Quick Rate Offices and Settings Let s start with a Net Sheet for a Seller Tap Sell and then Net Sheet Training Manual for WTE Quote 9 12 Rev Page 5 a Verizon 3G 1 36 PM Not Charging m WTE eee Net Sheet Short Sale OF Cash City Limits FHA Payoff Enter the Property Address City and Zip The City amp County are the only required fields Select the Property County The app will default in your default county but it can be changed Short Sale If your transaction is a short sale turn on the short sale feature Cash If this is a cash transaction no financing for the buyer then turn on the Cash feature City Limits If your property lies within the City limits or you are not sure go ahead and turn on this feature FHA Payoff If you have an FHA payoff turn on this feature Tap Next Training Manual for WTE Quote 9 12 Rev Page 6 a Verizon 3G 1 36 PM Not Charging WTE 2S Net Sheet Closing Date 10 18 2012 Sales Price 235000 R E Commission Repairs 1500 Other 14 1
18. on will automatically be overwritten with a new update Training Manual for WTE Quote 9 12 Rev Page 39 at__ Verizon 3G 1 41 PM Not Charging m WTE CHS Contact Info Real Estate Agent Information AEW Betsy Ross Phone 999 999 9999 Company Outstanding Real Estate Company Email Address Bross orec com Escrow Office Jackson Preferred County Teton County Settings The contact info area is for your personal contact information as well as choosing your default escrow office and preferred county Training Manual for WTE Quote 9 12 Rev Page 40 i Verizon 3G 1 41 PM Not Charging f WTE 0 General Setup R E Commission Origination Fee Insurance Rate Interest Rate Years Down Property Tax Rate Income Tax Rate Max VA Max FHA Settings The general setup area allows you to specify the defaults that you want to pull into each area of this app All of these fields will be pre loaded for you Any updates will automatically overwrite any changes you may have made to them Training Manual for WTE Quote 9 12 Rev Page 41 WTE ees JIE OG 15 19 99 10 14 99 M O gt N Ze 5 9 99 4 99 or less 15 19 99 10 14 99 5 9 99 N 4 99 or less 5 i lf a buyer puts less than 20 down on a home loan they must pay a monthly Private Mortgage Insurance PMI payment This is calculated by taking the loa
19. osts 353 76 5 546 76 This screen will show you a breakdown of all the closing costs when you are finished reviewing the costs tap Close Training Manual for WTE Quote 9 12 Rev Page 23 2 08 PM WTE Pre Rent vs Buy Current Rent Sales Price Loan Amount Hazard Insurance O Annual Taxes Interest Rate Years Income Tax Rate HOA Fees HOA Frequency Annual Possible Appreciation Appreciation Rate Buy Enter the Current Rent Enter the Sales Price Enter the Loan Amount Enter the amount for the Hazard Insurance if to be paid through closing Enter the increment to be multiplied by the sales price for the Annual Taxes This is pre loaded from set up Enter the Interest Rate Will pre load if set up in Set up area Tap the Years to choose a value other than 30 If needed change the Income Tax Rate a default of 28 will auto populate Enter the HOA Fee amount and tap the Frequency box to change how often they are paid If needed change the Appreciation Rate When finished tap Compute Training Manual for WTE Quote 9 12 Rev Page 24 WTE Express RATE QUOTES Current Rent 1 500 00 Sales Price 235 000 00 Down Payment 47 000 00 Avg Annual Interest 5 844 03 Annual Tax Savings 3 782 92 Monthly PITI 1 367 56 Adj PITI Incl Tx Svgs 1 052 31 Current Rent 1 500 00 Adj Monthly Diff 447 69 If the property appreciates at 3 for 30
20. rite any changes you may have made to them Check with your local lender to verify the debt ratios are accurate for your area Training Manual for WTE Quote 9 12 Rev Page 44 ul Verizon 3G Not Charging WTE Exp ress RATE QUOTES Buyer Settings Buyer s Fixed Closing Cost Selection Conventional FHA V rt Settings An added feature is the ability to add the Buyer and Seller repetitive costs so that you are not entering them each time These reoccurring fees may include such things as the home warranty hazard disclosure processing fees tax service fee etc Choose the type of loan you would like to save fees for Training Manual for WTE Quote 9 12 Rev Page 45 WTE ZES ea Buyer Settings Item Amount A Settings Type in each item you would like to have defaulted into your Buyer s Net Sheets and the corresponding charge for each item Some items will be pre loaded for you Training Manual for WTE Quote 9 12 Rev Page 46 Exp ress RATE QUOTES Item Amount e Settings Type in each item you would like to have defaulted into your Seller s Net Sheets and the corresponding charge for each item Some items will be pre loaded for you Training Manual for WTE Quote 9 12 Rev Page 47 1 42 PM WTE Express In order to receive quotes based upon current rates it is necessary for Licensee to download any updates when available Failure to do
21. so may result in the quotes received being inaccurate negating the assurances being provided herein The quotes provided within this application are limited to transactions involving improved 1 4 family residential property The quotes made available through this Calculator are based solely on the information which you have provided to Wyoming Title amp Escrow Company If you would like to confirm your rate quote you may do so by checking your local Escrow branch Rates and fees are subject to change depending on the coverages and services requested and the accuracy of the data you have provided Additional charges could be assessed when unusual conditions of title are encountered special risks are insured against or special services are requested The Title premium quotes are based on the following to occur 1 The property involved is one to four family residential 2 The owner s title premium was based on issuing a 2006 Standard Alta Owners Policy of Title Insurance 3 the Lender s premium was based on issuing an 2006 ALTA Extended Loan Policy The settlement fee quoted herein includes the following services 1 Acceptance of wired loan funds 2 Payoff of secured debt and 3 notary fees The settlement fee does NOT include lender payoff and demand fees recording fees transfer tax or other governmental fees or charges In addition the settlement fee does not include the preparation of legal documents vesti
22. ter the amount of any repairs To access area to enter additional fees select Other Fees See instructions below Enter Annual Taxes Tax proration will auto calculate based on the amount entered here Payoff 1 Enter the principal balance Payoff 1 Rate Enter the interest rate of payoff 1 Repeat for 2 payoff if applicable When finished tap Compute Training Manual for WTE Quote 9 12 Rev Page 12 u Verizon 3G Not Charging m Express WTE ZEZ a Other Fees Listing Broker Fee Selling Broker Fee C C C C This area will allow you to break down the total R E Commission and also to add any additional fees Enter the Listing Broker Fee If the number is below 100 then it will be calculated as a percentage otherwise it will be considered an amount This information auto preloads from set up Enter the Selling Broker Fee If the number is below 100 then it will be calculated as a percentage otherwise it will be considered an amount This information auto preloads from set up To add Additional Fees First type a description of the Fee in the left hand column and then the corresponding charge in the right hand column Tap Save Training Manual for WTE Quote 9 12 Rev Page 13 Closing Date Address Sales Price Annual Taxes Closing Costs Payoff 1 Payoff 1 Interest Prorated Tax Net at Close Prorated Taxes Cr Final Net WTE Exp ress RATE QUOTES 10 18 2012 12
23. years the value of the property will be approximately 570 406 68 The results page will show you a breakdown of all the applicable factors as well as the monthly difference button at the bottom of the page To Email the results tap the Emai Training Manual for WTE Quote 9 12 Rev Page 25 st Verizon 3G Not Charging mm WTE ree My Payment Estimated PITI Interest Rate Insurance Rate Years Property Tax Rate 1 25 Loan Type Conventional Compute Enter the Estimated or requested payment a total of Principal Interest Taxes and Insurance Enter the Interest Rate If needed change the Insurance Rate This is pre loaded from set up Tap the Years to choose a value other than 30 lf needed change the Property Tax Rate This is pre loaded from set up Tap the Loan Type box to choose the type of loan When finished tap Compute Training Manual for WTE Quote 9 12 Rev Page 26 Express WT E A pres Loan type Conventional Total Monthly Payment 1 500 00 Interest Rate Property Tax Rate Insurance Rate Years 30 Approximate House Price With 0 Down 201 500 00 L 201 500 00 With 5 Down 213 000 00 L 202 500 00 With 10 Down 229 000 00 L 206 000 00 With 15 Down 245 500 00 L 208 500 00 With 20 Down 267 000 00 L 213 500 00 With 25 Down 280 000 00 L 210 000 00 The results page will show you a breakdown of
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