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User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit

1. Value Date Rollover Count Interest Instructions Instructions Account Maturity Instructions Rollover Instructions Account Field Description 10411271 000CDP2110045521 GBP Bank Futura 05 03 2015 1 000 00 10 00 11 03 2014 0 Account Transfer 1040411271050 Rollover Not Allowed 1040411271050 Contract Deposit Details 09 06 2014 10 04 30 GMT 0530 CH Discounted Deposit With Schedules Without Product Name Schedules No rollover Balance 1 000 00 Source Account 1040411271050 Interest Pay Plan Discounted Outstanding Balance 1 000 00 Interest Accrued To Date 0 00 Deposit Term 359 Days Field Name Description User Reference Details Customer Id Display Contract Number Product Name Currency Balance Deposit Details Deposit Branch User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit This field displays the Customer Id mapped to the user Display This field displays the Contract Number of the Contract Term Deposit Display This field displays the Name of the product selected Display This field displays the Currency of the Contract Term Deposit Display This field displays the Current Balance of the Contract Term Deposit Display This field displays the Deposit Branch of the Contract TD 51 Field Name Source Account Maturity Date Interest Pay Plan Deposit Amount Outstanding Balance Interest Rate In
2. 11 Select the appropriate Report Type Format and fields from the Download Deal Details and click the Download button The system displays the File Download Message box User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 66 Structured Term Deposit Status File Download File Download Do you want to open or save this file ps Name 1886_SRReport_1276669826687 pdf pS Type Adobe Acrobat Document 4 83KB From 10 180 81 240 P gt While files from the Internet can be useful some files can potentially CG harm your computer If you do not trust the source do not open or save this file What s the risk 12 Click the Save button to save the file on your file system The system displays the Save As dialog box 13 Enter the name for the file and the location and click on the Save button Once the download is complete the system displays the Download Complete message box Download Complete Download complete Download Complete Saved 15488_1221550985601 CS From 10 22 91 122 Downloaded 406 bytes in 1 sec Download to C Docu 415488_1221550985601 cs Transfer rate 406 bytes Sec C Close this dialog box when download completes 14 Click the Open button to open the file or click the Close button to view the file later OR Click the Open Folder button to open the folder in which the file is saved OR Click Close User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 67
3. Select the appropriate CASA Account Number from the dropdown for which you want to view the status of the Structured Deposit Subscription From Optional Pick list Date Select the Subscription From Date from the Date Picker Subscription To Optional Pick list Date Select the Subscription To Date from the Date Picker Currency Optional Drop Down Select the Currency of the Structured Deposit from the dropdown From Amount Optional Numeric 13 2 Input the From Amount for the search criteria for the Structured Deposit Status User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 63 Structured Term Deposit Status Field Name Description To Amount Optional Numeric 13 2 Input the To Amount for the Search criteria for the Structured Deposit Status Subscription Optional Drop Down Status Select the Status of the Structured Deposit as Search criteria 2 Click the Search button The system displays the Subscription Deposit Status Search Result in the View Structure TD Status screen View Structure TD Status gt View Structure TD Status 03 06 2014 13 26 38 GMT 0530 Subscription Reference Number Structured Deposit Scheme e Source Account Subscription From Date i Subscription To Date Currency From Amount To Amount Subscription Status Word Wrap Customize Columns Download Print Structured Deposit Scheme Subscription Refe
4. 1040411271152 TD WITH NORMAL TENOR AND PENALTY 104 CORE_COMB_STMT GBP 1 000 00 ze 1040411271163 TD WITH NORMAL TENOR AND PENALTY 104 CORE_COMB_STMT GBP 1 000 00 e 1040411271174 TD WITH NORMAL TENOR AND PENALTY 104 CORE_COMB_STMT GBP 1 000 00 1 1040411271196 TD WITH NORMAL TENOR AND PENALTY 104 CORE_COMB_STMT GBP 1 000 00 1 000 00 e 1040411271208 TD WITH NORMAL TENOR AND PENALTY 104 CORE_COMB_STMT GBP 1 000 00 1 000 00 e 1040411271210 TD WITH NORMAL TENOR AND PENALTY 104 CORE_COMB_STMT GBP 1 000 00 1 000 00 e 1040411271265 TOPUP 104 CORE_COMB_STMT GBP 1 000 00 1 000 00 1040411271276 104 IT GBP 1 000 00 1 000 00 Total Term Deposit Account GBP Equivalent 9 000 00 ga Term Deposit Details Grand Total for Conventional Term Deposit Accounts GBP Equivalent 9 000 00 Isl D Term Deposit Activity ES Current GBP ffx Amend Term Deposit Y Balance Equivalent oOo T 104 CORE_COMB_STMT GBP 1 000 00 1 000 00 T 104 CORE_COMB_STMT GBP 1 000 00 1 000 00 Adhoc Statement for Term Deposits ea es Total Islamic Term Deposit Account GBP Equivalent 2 000 00 e Top up Term Deposit Grand Total for Islamic Term Deposit Accounts GBP Equivalent 2 000 00 Grand Total for All Term Deposit Accounts GBP Equivalent 11 000 00 Field Description Field Name Description Top Up Details Note The Top Up is not applicable for Islamic TD products Top Up Date Display Displays the Date on which Top Up is done Top
5. Customer Id Display This field displays the Customer Id Account Number Display This field displays the Account Number of the customer Product Name Display This field displays the Product Name of the Term Deposit Holding Pattern Display Displays the Holding Pattern selected for the TD Mode of Operation Display Displays the Mode of Operation for the TD Primary Customer Display Displays the Customer ID of the user User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 10 Field Name Term Deposit Details Description Account Holder Name Joint Customer1 Account Holder Name Deposit Details Interest Rate Maturity Amount Maturity Date Current Principal Amount Deposit Date Original Principal Amount Value Date Display Displays the Name of the Account Holder Display Displays the Customer ID of the user This field is repeated for each of the Joint Holder in case Multiple Joint Holders exist for a deposit In case of Multiple Joint Account Holder the label appears as Joint Customer 2 and so on Display Displays the name of the Account Holder This field is repeated for each of the Joint Holder in case Multiple Joint Holders exist for a deposit In case of Multiple Joint Account Holder the label would be Account Holder Name 2 and so on Display Displays the Rate of Interest applicable for the Term Deposit Note This field is displaye
6. Opened Renew Principal and Interest Top up Ref No 6 000 00 104TOPD140690501 20 000 00 104TOPD140690503 12 000 00 104TOPD140690502 screen with the status message OR Amend Term Deposit Product Name TOPUP Mode of Operation Account Holder Name Ashok Maturity Amount 0 00 Current Principal Amount 48 000 00 Original Principal Amount 10 000 00 Hold Amount 0 00 Current Balance 48 000 00 Currency GBP Revised Principal Amount Revised Maturity Amount 16 000 00 48 000 00 28 000 00 Narration 16 000 00 ok 48 000 00 ashok 28 000 00 ok Click the Confirm button The system displays the Amend Term Deposit Confirm Click the Change button to go to the previous screen User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 36 Amend Term Deposit Confirm Amend Term Deposit Confirm amp Account Details Account Number 1040410902065 Holding Pattern Single Primary Customer 10410902 a Deposit Details Interest Rate 15 40 Maturity Date 09 04 2014 Deposit Date 10 03 2014 Value Date 10 03 2014 Term of Deposit 30 Day s Deposit Certificate Number Term Deposit Status Opened amp Payout Details Maturity Instructions Renew Principal and Interest amp TD Top up Details Top up Date Top up Amount 10 03 2014 10 03 2014 10 03 2014 6 000 00 104TOPD140690501 20 000 00 104TOPD140690503 12 000 00 104TOPD140690502 Top up Ref No Amend Term Deposit Product
7. This field displays the Account Number in which interest is to be credited 2 Click the Back button to navigate to the previous screen User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 53 Contract Term Deposit Initiate 10 Contract Term Deposit Initiate This option allows you to open a new contract based deposit 1 Navigate through menus Accounts gt Deposits gt Contract Term Deposit Initiate to initiate the opening of new Contract Term Deposit Open Contract Deposit Open Contract Deposit 03 06 2014 13 27 43 GMT 0530 e Choose Deposit Product Discounted Deposit With Schedules Without Schedules No rollover z Choose Deposit Branch Bank Futura Branch 004 Choose Deposit Currency US Dollar Fetch Product Details Field Description Field Name Description Choose Deposit Product Mandatory Drop Down Select the appropriate Contract Deposit Product from the available products in the drop down list Choose Deposit Branch Mandatory Drop Down Select the appropriate Branch from the where the deposit to be opened from the drop down list Choose Deposit Currency Mandatory Drop Down Select the appropriate Currency in which the deposit to be opened from the dropdown list 2 Click the Fetch Product Details button The system displays the product details in the Open Contract Deposit screen User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 54 Open Contract Deposit Open
8. This is the option for single term deposit account holder e Joint This is the option for joint account holder Joint Customer id 1 Conditional Alphanumeric 10 Type the first Joint Customer ld This field is enabled if the joint radio button is selected as Holding Pattern Joint Customer id 2 Conditional Alphanumeric 10 Type the second Joint Customer Id This field is enabled if the joint radio button is selected as Holding Pattern Deposit Details Choose Deposit Product Mandatory Drop Down Select the Deposit Product for which you wish to open a Term Deposit account Source Account Mandatory Drop Down Select the Source Account for the deposit from the drop down list Deposit Amount Optional Drop down Currency Select the desired Currency Type from the options available in the drop down list Deposit Amount Mandatory Numeric 10 Type the amount to be deposited Choose Mandatory Radio Button This field allows you to select the Term Deposit Maturity in terms of Tenure or Maturity Date The available values are e Period of Deposit e Maturity Date User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 26 Open Term Deposit Field Name Description Choose Period of Conditional 3 Input Boxes Deposit This field allows you to enter the period of deposit in terms of Years Months and Days Maturity Date Conditional Date Picker Read Only Display This field displays the Matur
9. 1040411271083 Single 10411271 12 00 10 04 2014 10 03 2014 10 03 2014 1 Month s Opened a Current Maturity Instructions Maturity Instructions H z Payout Details Renew Principal and Interest Amend Term Deposit Sartak e A FO oO Bill Payments New Account Opening Wealth Management Tools Card CO Product Name TD WITH NORMAL TENOR AND PENALTY Mode of Operation Account Holder Name Mustu Industries Maturity Amount 0 00 Current Principal Amount 1 000 00 Original Principal Amount 1 000 00 Hold Amount 0 00 Current Balance 1 000 00 Currency EUR Make the required changes Maturity Instructions Renew Principal and Pay Out the Interest Account Transfer Option Transfer to users Mapped accounts Account HM 10411271 1040411271050 CORELCOMB_STMT Y Field Description Field Name Description Account Details Primary Customer Display Account Number Product Name Currency User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit This field displays the Customer Id Display This field displays the Account Number of the customer Display This field displays Product Name of the term deposit Display This field displays the Currency of the amount deposited 32 Amend Term Deposit Field Name Description Current Balance Display This field displays the Balance of that Current Deposit Account Holder Display Name This field displays the name
10. 30 Day s Maturity Date 10 04 2014 Please Note We may re calculate the Maturity date specified above while opening deposit based on holiday and other considerations The actual maturity date will be displayed on final screen on booking the Term deposit Payout Details Maturity Instructions Renew Principal and Interest 3 Click the Confirm button The system displays the Open Term Deposit Confirmation screen OR Click the Change button to change the details User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 29 Open Term Deposit Open Term Deposit Confirmation Open Term Deposit Confirm La submitted for Open Term Deposit having reference 144722599518535 has been set to status Auto Authorized ransaction with reference number 144722599518535 is in Under Process state Customer Details Holding Pattern Deposit Details Deposit Product TOPUP Source Account 1040410902043 Deposit Amount 22 000 00 GBP Period of Deposit 30 Day s Maturity Date 10 04 2014 Please Note We may re calculate the Maturity date specified above while opening deposit based on holiday and other considerations The actual maturity date will be displayed on final screen on booking the Term deposit Payout Details Maturity Instructions Renew Principal and Interest 4 Click E Receipt to generate an E Receipt of the transaction 5 Click OK to complete the transaction User Manual Oracle FLEXCUBE Direct Banking Retai
11. 5 Preface Preface Intended Audience This document is intended for the following audience e Customers e Partners Documentation Accessibility For information about Oracle s commitment to accessibility visit the Oracle Accessibility Program website at http www oracle com pls topic lookup ctx acc amp id docacc Access to OFSS Support https support us oracle com Structure This manual is organized into the following categories Preface gives information on the intended audience It also describes the overall structure of the User Manual Transaction Host Integration Matrix provides information on host integration requirements for the transactions covered in the User Manual Introduction provides brief information on the overall functionality covered in the User Manual Chapters post Introduction are dedicated to individual transactions and its details covered in the User Manual Related Information Sources For more information on Oracle FLEXCUBE Direct Banking Release 12 0 3 0 0 refer to the following documents e Oracle FLEXCUBE Direct Banking Licensing Guide e Oracle FLEXCUBE Direct Banking Installation Manuals User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 4 Transaction Host Integration Matrix Transaction Host Integration Matrix Legends NH No Host Interface Required Host Interface to be developed separately Pre integrated Host interface available x Pre integrated
12. Accounts gt Deposits gt Open Term Deposit The system displays the Open Term Deposit screen as shown below Open Term Deposit Open Term Deposit Existing Template New Customer Details Holding Pattern Single Joint Joint Customer1 Joint Customer2 Deposit Details Choose Deposit Product Deposit Amount Currency Y Choose Period of Deposit Maturity Date Period of Deposit Years Months Days Maturity Date View Interest and Maturity Projection Source Account Please Note We may re calculate the Maturity date specified above while opening deposit based on holiday and other considerations The actual maturity date will be displayed on final screen on booking the Term deposit Payout Details Maturity Instructions Save as Template Click here to call 4 Field Description Field Name Description Existing Template Optional Radio button Lookup Icon Select the Existing Template radio button to select the existing template to open a term deposit Click the Lookup icon to select the desired template from the available list of templates New Optional Radio button Select the New radio button to open a new term deposit User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 25 Open Term Deposit Field Name Description Customer Details Holding Pattern Mandatory Radio button Select the radio button for the Holding Pattern The option are as follows e Single
13. Name TOPUP Mode of Operation Account Holder Name Ashok Maturity Amount 0 00 Current Principal Amount 48 000 00 Original Principal Amount 10 000 00 Hold Amount 0 00 Current Balance 48 000 00 Currency GBP Revised Principal Amount 16 000 00 48 000 00 28 000 00 Revised Maturity Narration Amount 16 000 00 ok 48 000 00 ashok 28 000 00 ok Amend Another 5 Click e receipt to generate an e receipt for the amended transaction 6 Click the Amend Another button to amend another Term Deposit account User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 37 Redeem Term Deposit 8 Redeem Term Deposit This option allows you to Redeem a TD on maturity or prematurely You can do a partial or full redemption 1 Navigate to Accounts gt Deposits gt Redeem Term Deposit The system displays the Redeem Term Deposit screen as shown below Redeem Term Deposit Redeem Term Deposit Current GBP Account Number Currency Balance Equiv 000000001 CUST1 000000001 ATACT TD WITH NORMAL TENOR AND PENALTY3 001 FCDB Branch 1 GBP 80 000 00 80 0 005CLTD141200001 TD WITH NORMAL TENOR AND PENALTY 005 FCDB Branch 5 INR 50 000 00 24 8 005CLTD141200002 TD WITH NORMAL TENOR AND PENALTY 005 FCDB Branch 5 INR 80 000 00 39 Total Term Deposit Account GBP Equivalent 144 Grand Total for Conventional Term Deposit Accounts GBP Equivalent 144 Islamic Term Deposit Details Current GBP Acco
14. The system displays the Open Contract Deposit Confirmation screen OR Discounted Deposit With Schedules Without Schedules No rollover Bank Futura Branch 004 USD 0010003171304 1 000 00 USD 31 03 2016 Account Transfer 0010003171585 Close on Maturity No Rollover 0010003171304 Click the Change button to change the details Open Contract Deposit Confirmation Open Contract Deposit Confirmation Contract Term Deposit Initiate 03 06 2014 13 29 40 GMT 0530 fF E 03 06 2014 13 29 40 GMT 0530 o Fx Transaction submitted for Contract Term Deposit Initiate having reference 209372021079029 has been set to status Auto Authorized Transaction with reference number 209372021079029 is in Accepted state Deposit Details Deposit Product Deposit Branch TD Currency Source Account Deposit Amount Maturity Date Interest Instructions Instruction Account Principal Instructions Instruction Account Host Reference Number Discounted Deposit With Schedules Without Schedules No rollover Bank Futura Branch 004 USD 0010003171304 1 000 00 USD 31 03 2016 Account Transfer 0010003171585 Close on Maturity No Rollover 0010003171304 004CDP2141812001 User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit Open Another Deposit 5 Click the Open Another Deposit button to return to Open Contract Deposit screen 58 Structured Deposit Subscription 11 Str
15. Through this inquiry transaction you can get the details related to the contract deposit regarding the Interest Instruction and the Maturity Instruction Contract TD Details Contract TD Details 09 06 2014 10 04 10 GMT 0530 es Customer Id Contract Number Description Currency Current Balance Discounted Deposit With Schedules Without Schedules No 10411271 000CDP2110045521 rollover GBP 1 000 00 Field Description Field Name Description Customer Id Display This column displays the Customer Id mapped to the User Contract Number Display Hyperlink This column displays the Contract Number of the Contract Term Deposit along with hyperlink to view the details Description Display This column displays the Description of the Contract Term Deposit Product Currency Display This column displays the Currency of the Contract Term Deposit Current Balance Display This column displays the Current Balance of the Contract Term Deposit Click the Contract Number Hyperlink The system displays the Contract TD Details screen OR Navigate through menus Accounts gt Deposits gt Contract Term Deposit View to view the Contract Term Deposit Details User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 50 Contract TD Details Contract TD Details User Reference Details Customer Id Contract Number Currency Deposit Details Deposit Branch Maturity Date Deposit Amount Interest Rate
16. Top up Term Deposit Top up Date Top up Amount User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 25 06 2013 24 06 2013 24 06 2013 1Day Opened PA10008524561 Single 00008524 Renew Principal and Profit 11 03 2014 500 00GBP Current Principal Amount 100 00 Original Principal Amount Hold Amount Current Balance Currency Product Name 100 00 0 00 100 00 GBP TOPUP Mode of Operation Account Holder Name Source Account STEST1 00008524 PA10008524018 Bank Futura Branch PA1 Narration 18 Term Deposit Activity 5 Term Deposit Activity This option allows you to view and download the account activity for any TD Account under the Customer IDs mapped to the user The user can get the TD Activity Details for a given period i e current period previous period or specified period 1 Navigate to Accounts gt Deposits gt Term Deposit Details The following screen is displayed Term Deposit Activity Term Deposit Details a Active Term Deposit Account Number Currency Current Ser Balance Equivalent 10411271 Mustu Industries 7 41040411271083 104 D PENALTY 104 CORE_COMB_STMT EUR 1 000 00 896 06 Total Term Deposit Account GBP Equivalent 896 06 GJ Term Deposit Details Grand Total for Conventional Term Deposit Accounts GBP Equivalent 896 06 E Term Deposit Activity amp Amend Term Deposit Ten Redeem Term Deposit ES Adhoc Statement for
17. Up Amount Display Displays the Top Up Amount User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 15 Term Deposit Details Field Name Description Top Up Details Top Up Reference Display Number Displays the Top Up Reference Number after Top Up is done Revised Principal Display Amount Displays the Principal Amount after Top Up is done Revised Maturity Display Amount Displays the Revised Maturity Amount Narration Display Displays the Description put by the user during Top Up 1 Click the Back button on the Term Deposit Details screen to return to the previous screen OR Click the Top up this Deposit button The system displays the Top up screen as per the Product Configuration OR Click the Term Deposit Activity button The system displays the Term Deposit Activity screen For details refer to the section Term Deposit Activity Top Up Term Deposit Top up Term Deposit 30 05 2014 15 37 36 GMT 0530 ES ye a Account Details Account Number PA10008524561 Product Name TOPUP Holding Pattern Single Mode of Operation Primary Customer 00008524 Account Holder Name STEST1 amp Deposit Details Interest Rate 15 40 Maturity Amount 100 04 Maturity Date 25 06 2013 Current Principal Amount 100 00 Deposit Date 24 06 2013 Original Principal Amount 100 00 Value Date 24 06 2013 Hold Amount 0 00 Term of Deposit 1Day Current Balance 100 00 Deposit Certificate Number Currency GBP T
18. e Previous quarter e Previous 6 months e Specified Period From Date Conditional Pick List Select the date from which the TD Account Activity has to be viewed from the pick list This is applicable only if Specific Period option is selected in Search By field To Date Conditional Pick List Select the date until which the TD Account Activity has to be viewed from the pick list This is applicable only if Specific Period option is selected in Search By field User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 20 Term Deposit Activity Field Name Description From Amount Optional Numeric 10 Type the amount from which the TD Account Activity has to be viewed To Amount Optional Numeric 10 Type the amount until which the TD Account Activity has to be viewed Sort By Optional Drop Down Select the appropriate option to sort the search result The options are e Transaction Date e Value Date e Amount Sort Order Optional Drop Down Select the appropriate order of display The options are e Descending e Ascending 2 Click the Submit button The system displays details in the Term Deposit Activity screen User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 21 Term Deposit Activity Term Deposit Activity Term Deposit Activity Type of Term Deposit Active Term Deposit Closed Term Deposit Select Account 10411271 1040411271083 CORE_COMB_STMT M Transaction Type Bot
19. field displays the Current Principal Amount for the selected account Display This field displays the Date when the amount was deposited Display This field displays the Original Principal Amount of the Term Deposit for the selected account Display This field displays the Value Date for the selected account Display This field displays the Hold Amount for the selected account Display This field displays the Term of Deposit for the selected account Display This field displays the Current Balance for the selected account Deposit Certificate Number Term Deposit Status Display This field displays the Status of Term Deposit for the selected account Current Redemption Details Redeemable Amount Display This field displays the Redeemable Amount for the selected account User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 41 Field Name Charges Penalty Net Credit Amount Maturity Instructions Maturity Instructions Payout Details Payout Type Percentage Additional Information Redemption Redemption Type Amount Currency Type Redeem Term Deposit Description Display This field displays the Charges Penalty for the selected account Display This field displays the Net Credit Amount Display This field displays the Maturity Instructions for the selected account Display This column displays the values for Payout Type Display T
20. of the Account Holder Deposit Details Interest Rate Display This field displays the Rate of Interest Maturity Amount Display This field displays the Maturity Amount Deposit Date Display This field displays the Date when the amount was deposited Current Principal Display Amount This field displays the Current Principal Amount Maturity Date Display This field displays the Date when the deposit matures Deposit Amount Display This field displays the Deposit Amount Interest Rate Display Note This field is displayed only for Conventional TD Accounts This field displays the Interest Rate Profit Rate Display Note This field is displayed only for Islamic TD Accounts This field displays the Profit Rate Current Maturity Instructions Maturity Display Instructions This field displays the Rollover Instructions Current Payout Details User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 33 Amend Term Deposit Field Name Description Payout Type Display This field displays the Type of Payout configured for the account Percentage Display This field displays the Percentage of Payout Amount to be transferred Additional Display Information Payout Details Maturity Instructions Account Transfer Option Account This field displays the additional information like Bank Code or Branch Code etc Mandatory Drop Down Select the Maturity Instruction
21. option from the drop down list The options are e Close on Maturity No Rollover e Renew Principal and Profit e Renew principal and payout the interest e Renew special amount and payout the remaining amount Conditional Drop Down Select the account to which the Principal and Interest are to be transferred from the drop down list The options are as follows e Transfer to users mapped accounts e Transfer to internal bank account e Transfer through domestic clearing network This field is not displayed if the Renew Principal and Interest option is selected from the Maturity Instruction drop down list Conditional Alphanumeric 20 Type the Account Number to which the Interest and Principal will be transferred This field is enabled if the following options are selected from the Account Transfer options drop down list e Transfer to internal Bank account e Transfer through domestic clearing network User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 34 Amend Term Deposit Field Name Description Network Type Conditional Dropdown Select the Type of the Network from the dropdown list This field is enabled if the Transfer through Domestic Clearing Network option is selected from the Account Transfer option drop down list Beneficiary Name Mandatory Alphanumeric 35 Enter the Beneficiary Name Bank Code Mandatory Lookup Select the Bank Code from the pick list This field is enabled if the Tr
22. the Principal and Interest are to be transferred from the drop down list The options are as follows e Transfer to users mapped accounts e Transfer to internal bank account e Transfer through domestic clearing network This field is not displayed if the Renew Principal and Interest option is selected from the Maturity Instruction drop down list Display Type the Account Number to which the Interest and Principal will be transferred This field is enabled if the following options are selected from the Account Transfer options drop down list e Transfer to internal Bank account e Transfer through domestic clearing network Display Select the Type of the Network from the dropdown list This field is enabled if the Transfer through Domestic Clearing Network option is selected from the Account Transfer options drop down list User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 47 Redeem Term Deposit Field Name Description Bank Code Display Select the Bank Code from the pick list This field is enabled if the Transfer through Domestic Clearing Network option is selected from the Account Transfer options drop down list Bank Name Display This field displays the Bank Name in the Clearing Network which will get populated automatically after the selection of Bank Code Bank Address Display This field displays the address of the bank which will get populated automatically after the selection o
23. 05 2014 15 38 19 GMT 0530 ye Top up Term Deposit Verify a Account Details Product Name TOPUP Mode of Operation Account Holder Name STEST1 Account Number PA10008524561 Holding Pattern Single Primary Customer 00008524 amp Deposit Details Profit Rate 15 40 Maturity Date 25 06 2013 Deposit Date 24 06 2013 Value Date 24 06 2013 Maturity Amount 100 04 Current Principal Amount 100 00 Original Principal Amount 100 00 Hold Amount 0 00 Current Balance 100 00 Currency GBP Term of Deposit 1Day Deposit Certificate Number Term Deposit Status Opened amp Maturity Instructions Rollover Instructions Renew Principal and Profit a Top up Term Deposit 00008524 PA10008524018 Bank Futura Source Account Branch PA Narration Top up Date 11 03 2014 Top up Amount 500 00GBP 2 Click Confirm to confirm the details The following page is displayed Top up Term Deposit Confirm 30 05 2014 15 38 19 GMT 0530 Top up Term Deposit Confirm Transaction submitted for Top up Term Deposit having reference 183281383988157 has been set to status Auto Authorized a Deposit Details Profit Rate 15 40 Maturity Amount 100 04 Maturity Date Deposit Date Value Date Term of Deposit Deposit Certificate Number Term Deposit Status a Account Details Account Number Holding Pattern Primary Customer a Maturity Instructions Rollover Instructions a
24. 411271050 CORELCOMB_STMT Y Field Description Field Name Description Account Details Account Number Display This field displays the Account Number of the customer Product Name Display This field displays Product Name of the term deposit Holding Pattern Display This field displays the Holding Pattern for the selected Account Number Mode of Display Operation This field displays the Mode of Operation available for that account Primary Customer Display This field displays the Customer Id Account Holder Display Name This field displays the Account Holder Name Deposit Details Interest Rate Conditional Display This field displays the Interest Rate applicable for the selected account Note This field is displayed only for Conventional TD Accounts User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 40 Field Name Profit Rate Maturity Amount Maturity Date Current Principal Amount Deposit Date Original Principal Amount Value Date Hold Amount Term of Deposit Current Balance Redeem Term Deposit Description Conditional Display Note This field is displayed only for Islamic TD Accounts This field displays the Profit Rate for the selected Islamic TD Account Display This field displays the Maturity Amount for the selected account Display This field displays the Maturity Date for the selected account Display This
25. Contract Deposit Choose Deposit Product Choose Deposit Branch Choose Deposit Currency Deposit Details Deposit Product Discounted Deposit With Schedules Without Schedules No rollover Interest Details Sr No 1 10 Term Deposit Customer Source Account Deposit Amount Maturity Date Minimum Tenure Discounted Deposit With Schedules Without Schedules No rollover X Bank Futura Branch 004 X US Dollar Deposit Branch Maximum Tenure Interest Maturity Instructions Instructions Account Transfer Account Principal Maturity Instructions Instructions Account Rollover Amount Field Description Contract Term Deposit Initiate 03 06 2014 13 27 43 GMT 0530 fF X Bank Futura Branch 004 Fetch Product Details Rollover Allowed No TD Currency USD Unit Month s Interest Rate 10 00 Field Name Description Deposit Details Deposit Product Display Deposit Branch TD Currency Rollover Allowed This field displays the selected Deposit Product Name Display This field displays the Branch in which deposit to be opened Display This field displays the Currency in which deposit to be opened Display This field displays whether the Deposit Rollover is allowed or not User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 55 Contract Term Deposit Initiate Field Name Descri
26. Description for the transaction Display This column displays the Debit Amount of the transaction Display This column displays the Credit Amount of the transaction Display This column displays the Balance in the account after the respective transaction Conditional Drop Down Select the format for download from the drop down ist The options are e Excel Format e PDF Format e QIF Format e QFX Format e MT940 Note The Running Balance to be displayed if the Current Period or the Period Search is selected with Sort By Value Date option only 3 Click the Download button The system displays the File Download screen User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 23 File Download File Download Do you want to open or save this file E Name 3566_1231220094408 cS Al Type Microsoft Office Excel 97 2003 Worksheet From 10 180 81 245 harm your computer If you do not trust the source do not open or wi While files from the Internet can be useful some files can potentially save this file What s the risk Click the Open button to open and view the file OR Click the Save button to save the file OR Click the Cancel button to close this screen User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit Term Deposit Activity 24 Open Term Deposit 6 Open Term Deposit This option allows you to open a new term deposit account with the Bank 1 Navigate to
27. Host interface not available SR Service Requests Transaction Name FLEXCUBE UBS Third Party Host System Open Term Deposit v X Amend Term Deposit v x Redeem Term Deposit v a Term Deposit Details v e Top Up Term Deposit v x Term Deposit Activity v Structured Deposit v Subscription Contract Term Deposit View v S Contract Term Deposit v Initiate Structured Deposit Status v S User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit Introduction 3 Introduction The Term Deposit is a deposit held with a fixed amount and for a fixed term The amount deposited is called the Principal Amount on which interest is paid The term for which the deposit is made is the Tenure of the deposit The amount deposited can only be withdrawn at the end of this tenure i e at maturity The Principal Amount may be withdrawn from the Term Deposit before maturity This is known as Redemption and may be Partial or Full The Term Deposit module allows you to open a Term Deposit Account The Term Deposits module includes transactions which enable you to view the Term Deposit Account Details View Term Deposit Account Activity Open New Term Deposits Amend Term Deposits and Redeem Term Deposits through their respective modules The Term Deposit module includes Contract Deposits which allow you to initiate a Contract Deposit as well as View a Contract Term Deposit The Contract Term Deposi
28. ORACLE Oracle FLEXCUBE Direct Banking User Manual Retail Term Deposit Release 12 0 3 0 0 Part No E52543 01 April 2014 Retail Term Deposit User Manual April 2014 Oracle Financial Services Software Limited Oracle Park Off Western Express Highway Goregaon East Mumbai Maharashtra 400 063 India Worldwide Inquiries Phone 91 22 6718 3000 Fax 91 22 6718 3001 www oracle com financialservices Copyright 2008 2014 Oracle and or its affiliates All rights reserved Oracle and Java are registered trademarks of Oracle and or its affiliates Other names may be trademarks of their respective owners U S GOVERNMENT END USERS Oracle programs including any operating system integrated software any programs installed on the hardware and or documentation delivered to U S Government end users are commercial computer software pursuant to the applicable Federal Acquisition Regulation and agency specific supplemental regulations As such use duplication disclosure modification and adaptation of the programs including any operating system integrated software any programs installed on the hardware and or documentation shall be subject to license terms and license restrictions applicable to the programs No other rights are granted to the U S Government This software or hardware is developed for general use in a variety of information management applications It is not developed or intended for use in any inhe
29. Term Deposits Term Deposit Activity Type of Term Deposit Active Term Deposit Closed Term Deposit Select Account 10411271 1040411271083 CORE_COMB_STMT v Transaction Type Both Debit and Credit Transactions Y Search By Current Period Mi From Date To Date From Amount To Amount Sort By Value Date Sort Order Descending Dates specified are the value dates Indicates mandatory field Indicates mandatory if particular option is enabled Field Description Field Name Description Type of Term Mandatory Radio Button Deposit Select the desired option button from the following options e Active Term Deposit e Closed Term Deposit User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 19 Term Deposit Activity Field Name Description Select Account Mandatory Drop Down Select the TD Account to make an activity query The drop down lists out the accounts mapped to the user from the drop down list Transaction Type Mandatory Drop Down Select the Transaction Type from the drop down list The options are e Both Debits and Credits e Only Debits e Only Credits Search By Mandatory Drop Down Select the period for which the 7D Activity Details are required from the drop down list The options are e Current Period e Previous Period e Last n transaction e Last n days e Today s transactions e Yesterday s transactions e Previous fortnight e Previous month
30. Value Date 10 03 2014 Hold Amount 0 00 Term of Deposit 1 Month s Current Balance 1 000 00 Deposit Certificate Number Currency EUR Term Deposit Status Opened amp Maturity Instructions Rollover Instructions Renew Principal and Interest Back Term Deposit Activity e receipt J The e receipt is displayed in the following format User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 9 Term Deposit Details e receipt ORACLE FLEXCUBE Direct Banking ORACLE Term Deposit Details FCDB Reference Number Host Reference Number Debit Account Number Name Mustu Industries TD Account Number WOCOOOOOKXK083 TD Product Name TD WITH NORMAL TENOR AND PENALTY Current Principal Amount 1 000 00 EUR Original Principal Amount 1 000 00 EUR Account Opening Date 10 03 2014 Value Date 10 03 2014 Maturity Date 10 04 2014 Interest Rate 12 00 od e Electronic Receipt owns no official legal Effect You may gp toybranch tolt thelpaber receipt Printed on 24 03 2014 16 42 50 Ss a E fF a Printed from PC Note The Term Deposits where the Redemption is Full or Matured can be seen under the Closed Term Deposits section The Closed Term Deposits also displays the Term Deposit Summary and the Term Deposit Details The Term Deposit Details link of Closed Term Deposits if clicked displays both Conventional and Islamic Term Deposit Accounts Field Description Field Name Description Account Details
31. al value of TD Accounts the Conventional lslamic TD Accounts Grand Total for All Display edits E SE This field displays the GBP Equivalent Grand Total for all quivalent Term Deposit Accounts 2 Click the desired Account Number hyperlink The following page is displayed Redeem Term Deposit Redeem Term Deposit a Account Details Account Number 1040411271083 Product Name TD WITH NORMAL TENOR AND PENALTY Holding Pattern Single Mode of Operation Primary Customer 10411271 Account Holder Name Mustu Industries a Deposit Details Interest Rate 12 00 Maturity Amount 1 000 00 Maturity Date 10 04 2014 Current Principal Amount 1 000 00 Deposit Date 10 03 2014 Original Principal Amount 1 000 00 Value Date 10 03 2014 Hold Amount 0 00 Term of Deposit 1 Month s Current Balance 1 000 00 Deposit Certificate Number Currency EUR Term Deposit Status Opened amp Current Redemption details Redeemable Amount 1 000 00 Charges Penalty 0 00 Net Credit Amount 1 000 00 Sei D S amp El Se x d Lei e amp Maturity Instructions Maturity Instructions Renew Principal and Interest User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 39 Redeem Term Deposit a Payout Details Payout Type Percentage Additional Information a Redemption Redemption Type Partial Full Amount 1000 00 EUR Account Transfer Option Transfer to users Mapped accounts Account 10411271 1040
32. and its affiliates will not be responsible for any loss costs or damages incurred due to your access to or use of third party content products or services User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit ii Table of Contents UN ET 4 2 Transaction Host Integration Matrix ccsscccceeseeeeeseeeeeeeeneeeeeeeneeseeesneeseeesneesesesneeseeeseaeseeesnenseeeseaes 5 Se Jptrogduetlon sue SEENEN EENS a st ctetecetausas sasedetecarcateepeenueers 6 4 Term Deposit Details 2 cess scccrscceccccescscee NEES EEENEEEEEEEESNAEEEREN VEER se eceeteternatee VEER EECH 7 5 Term Deposit Activity sesontirnsinenunoninioni eana 19 Gir Open Term DepOsiticsca cctics cate cccccecasetecatececenccecetedasaenesetesectecesace te sececotecelbosedsdevestacetucteecucedesadedseteesunttes 25 Te Amend Term Depas IE EE 31 8 Redeem Term Deposit deeg Eeer 38 H Contract Deposit Defalis ao cisciccs ccc cceencdscsteccencenteadasecedsncedaces iesse Eege 50 10 Contract Term Deposit Initiate eccesceeseseeeseeeeeeeeeeeseeeseaesnseeeeneeeeseaeseseaeenseeeesneeessaesaseeeeneeees 54 11 Structured Deposit Subscription 0 ccceeeeeeeeeeeeeeeeeeee seas seneeeeneeeeseaesesaaeseseeeeneeeeseeeseseeesneeeeeeees 59 12 Structured Term Deposit Status ccccccecescceseeeeeeeeeeeeeeeseaeseseeeeeseeeeeeeeeseaesaseeeeeeeeesseeseseaesnseeeeeees 63 User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit iii 1 2 1 3 1 4 1
33. ansfer through Domestic Clearing Network option is selected from the Account Transfer options drop down list Bank Name Display This field displays the Bank Name in the Clearing Network which will get populated automatically after the selection of Bank Code Bank Address Display This field displays the Address of the Bank which will get populated automatically after the selection of the Bank Code City Display This field displays the City which will get populated automatically after the selection of Bank Code Rollover Amount Conditional Numeric 20 Type the amount which will be renewed at maturity This field will be activated only if Renew Special Amount option is selected in the Maturity Instruction field 3 Click the Initiate button The system displays the Amend Term Deposit Verify screen OR Click the Back button to go back to the previous screen User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 35 Amend Term Deposit Verify Amend Term Deposit Verify a Account Details Account Number 1040410902065 Holding Pattern Primary Customer a Deposit Details Interest Rate Maturity Date Deposit Date Value Date Term of Deposit Deposit Certificate Number Term Deposit Status H Payout Details Maturity Instructions E TD Top up Details Top up Date 10 03 2014 10 03 2014 10 03 2014 Top up Amount Single 10410902 15 40 09 04 2014 10 03 2014 10 03 2014 30 Day s
34. ay This field displays the Account Number of the customer Display This field displays Product Name of the term deposit Display Displays the Holding Pattern of the selected account Display Displays the Mode of Operation for the selected account Display Displays the name of the Account Holder Display Displays the Rate of Interest Display Displays the Maturity Amount after a given period for given rate of interest Display This field displays the Date when the amount was deposited Display This field displays the Date when the deposit matures Mandatory Input Box This field displays the Period Tenor of deposit in Years Months and Days Display This field displays the Current Principal Amount Display This field displays the Original Principal Amount Conditional Display Note This field is displayed for Islamic TD Accounts This field displays the Profit Rate User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 45 Field Name Value Date Hold Amount Term of Deposit Current Balance Deposit Certificate Number Currency Term Deposit Status Current Redemption Details Redeemable Amount Charges Penalty Net Credit Amount Maturity Instructions Maturity Instructions Payout Details Payout Type Redeem Term Deposit Description Display This field displays the date on which transaction is accounted Display T
35. d for Conventional TD Accounts Display Displays the Maturity Amount of the Term Deposit Display This field displays the Date when the deposit matures Display This field displays the Principal Amount Display This field displays the Date when the amount was deposited Display Displays the Original Principal Amount Display Displays the Value Date of the Term Deposit as maintained by the host User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 11 Field Name Term Deposit Details Description Net Credit Amount Hold Amount Term of Deposit Deposit Certificate Number Tax Penalty other Charges Currency Current Balance Term Deposit Status Period of Deposit Profit Rate Instructions Display Displays the Amount which was credited on maturity of this deposit This field is shown only for Closed Deposit Display This field is not displayed for the Closed Deposits Displays the Hold Amount for the Term Deposit as maintained at the host Display Displays the Term of Deposit for the respective product as maintained by the host Display Displays the Certificate Number Unique Number as assigned by the Host for the respective Term Deposit Display This field is displayed only for Closed Deposit Displays the Tax and Other Charges deducted during the maturity of this deposit Display This field displays the Currency of the amount dep
36. drawn from the dropdown list Mandatory Dropdown Select the CASA Account into which the money is deposited on liquidation from the dropdown list Click the Submit button The system displays the Verify Structured Deposit Subscription screen Verify Structured Deposit Subscription Confirm Structured Deposit Subscription Structured Subscription Details 23 04 2014 03 23 53 GMT 1000 Scheme Type Subscription Start Date Subscription End Date Launch Date Currency Amount Subscribed per unit Minimum Subscription Amount Minimum Launch Amount Maximum Launch Amount Subscription Amount Source Account Liquidation Account User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit Contract 6 30 11 2007 31 12 2010 31 12 2007 JPY 100 4 500 16 000 400 000 32 000 JPY 33300002807 33300002807 Click the Confirm button The system displays the Confirm Structured Deposit Subscription screen OR Click the Back button to navigate to the previous screen 61 Structured Deposit Subscription Confirm Structured Deposit subscription Structured Subscription has been created successfully Transaction submitted for Structured Deposit Subscription having reference 152521531178212 has been Auto Authorized Confirm Structured Deposit Subscription So Oe 2084 Os 2a 52 Ghat 2000 Structured Subscription Details Scheme Type Contract 6 Subscription Start Date 30 11 2007 Subsc
37. erm Deposit Status Opened a Maturity Instructions Rollover Instructions Renew Principal and Profit amp Top up Term Deposit Top up Date 11 03 2014 Source Account 00008524 PA10008524018 Ban Le Q Top up Amount 500 GBP Narration Top up Amount Minimum 100 00 Maximum 500 000 00 View Interest and Maturity Projection Top up Amount in Multiple of 100 00 User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 16 Term Deposit Details Field Description Field Name Description Top Up Details Note The Top Up is not applicable for Islamic TD products Top up Date Display Displays the Current Date Source Account Mandatory Dropdown Select the desired Source Account from the dropdown Top Up Amount Mandatory Input Box 15 Enter the desired Top Up Amount Top up Amount Display Range Displays the minimum and maximum range for Top Up amount It also displays that amount should be in multiple of 100 00 Narration Optional Input Box 35 Enter the Description for Top Up View Interest and Action Button Maturity Projection Click the button to view the 7D Maturity Projection after top up Submit Action Button Click Submit to submit the details Cancel Action Button Click Cancel to cancel the transaction The following Verify page is displayed User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 17 Term Deposit Details Top up Term Deposit Verify 30
38. f Bank Code City Display This field displays the city which will get populated automatically after the selection of Bank Code 4 Click the Confirm button The system displays the Redeem Term Deposit Confirm screen OR Click the Change button to update the details entered Redeem Term Deposit Confirm Redeem Term Deposit Confirm a Transaction submitted for Redeem Term Deposit having reference 487887299369500 has been set to status Auto Authorized Transaction with reference number 487887299369500 is in Accepted state Host Reference Number 104ICRD140699513 EBanking Reference No 487887299369500 a Account Details Account Number 1040411271083 Product Name TD WITH NORMAL TENOR AND PENALTY Holding Pattern Single Mode of Operation Primary Customer 10411271 Account Holder Name Mustu Industries a Deposit Details Interest Rate 12 00 Maturity Amount 1 000 00 Maturity Date 10 04 2014 Current Principal Amount 1 000 00 Deposit Date 10 03 2014 Original Principal Amount 1 000 00 Value Date 10 03 2014 Hold Amount 0 00 Term of Deposit 1 Month s Current Balance 1 000 00 Deposit Certificate Number Currency EUR Term Deposit Status Opened E amp S e EX PAS Ee d i ES S a Current Redemption details Redeemable Amount 1 000 00 Charges Penalty Net Credit Amount 1 000 00 User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 48 Redeem Term Deposit amp Redemption Instr
39. from the drop down list This option is available if None is selected in the Interest Maturity Instruction Dropdown e Renew Principle Interest These options are available if Account Transfer is selected in the Interest Maturity Instruction Dropdown e Renew Principle only e Transfer Principle to account e Renew Special amount Account Conditional Drop Down Select the account to which the principal is to be transferred at maturity from the drop down list This field will be defaulted to the account selected in the Interest Maturity Instructions if the Transfer Principle to Account option is selected in the Instructions in Interest Maturity Instructions and Close on Maturity is selected in the instructions in the Principal Maturity Instructions Rollover Amount Conditional Drop Down Select the amount which will be renewed at maturity from the dropdown list This field will be activated only if Renew Special Amount option is selected in Instructions 3 Click the Submit button The system displays the Open Contract Deposit Verify screen User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 57 Open Contract Deposit Verify Open Contract Deposit Verify Deposit Details Deposit Product Deposit Branch TD Currency Source Account Deposit Amount Maturity Date Interest Instructions Instruction Account Principal Instructions Instruction Account 4 Click the Confirm button
40. h Debit and Credit Transactions Y Search By Current Period 7 From Date To Date From Amount To Amount Sort By Value Date Sort Order Descending Dates specified are the value dates Indicates mandatory field Indicates mandatory if particular option is enabled Account Number Account Currency 1040411271083 EUR Pages 1 2 Transaction Date Value Date Transaction Description Credit Balance Reference No ACCOUNT TO ACCOUNT TRANSFER 1 1 000 00 0 00 10 Mar 2014 10 Mar 2014 104DEBK1406904MQ NEW DEPOSIT 1 000 00 1 000 00 Select Download Format Select Download Format Y 10 Mar 2014 10 Mar 2014 104FTRQ140695003 Field Description Field Name Description Account Number Display This field displays the TD Account Number for which the account activity has been displayed Account Currency Display This field displays the Base Currency of the TD Account Transaction Date Display This column displays the date on which the transaction was done Value Date Display This column displays the Value Date as per the bank for the transaction User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 22 Field Name Transaction Reference No Description Debit Credit Balance Select Download Format Term Deposit Activity Description Display This column displays the Transaction Reference No if any for the transaction Display This column displays a brief
41. his column displays the values for Percentage Display This column displays the Additional Information for the selected account Mandatory Radio Buttons Select the desired Redemption Type from the following options e Full e Partial Conditional Numeric 15 Type the Amount for Redemption If you select the Redemption Type as Full then this field will get populated with the full amount for redemption Display This field displays the Currency Type selected for the same account User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 42 Field Name Account Transfer Options Account Network Type Beneficiary Name Bank Code Bank Name Bank Address City Redeem Term Deposit Description Conditional Drop Down Select the account to which the Principal and Interest are to be transferred from the drop down list The options are as follows e Transfer to users mapped accounts e Transfer to internal bank account e Transfer through domestic clearing network This field is not displayed if the Renew Principal and Interest option is selected from the Maturity Instruction drop down list Conditional Alphanumeric 20 Type the Account Number to which the Interest and Principal will be transferred This field is enabled if the following options are selected from the Account Transfer options drop down list e Transfer to Internal Bank Account e Transfer through Domestic Clearing Netw
42. his field displays the Hold Amount Display This field displays the Term of Deposit Display This field displays the Current Balance Display This field displays the Deposit Certificate Number Display This field displays the Currency of the amount deposited Display This field displays the Term Deposit Status Display This field displays the Total Amount if deposit is redeemed today Display This field displays Charges Penalty in case the deposit is redeemed today Display This field displays Net Redeemable Amount after deducting charges penalty Display This field displays the Maturity Instructions Display This field displays the Type of Payout configured for the account User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 46 Field Name Percentage Additional Information Redemption Redemption Type Amount Account Transfer Options Account Network Type Redeem Term Deposit Description Display This field displays the Percentage of Payout Amount to be transferred Display This field displays the additional information like Bank Code or Branch Code etc Display Select the Redemption to be done as Partial or Full by selecting respective radio button Display Type the amount for redemption If you select Redemption Type as Full then this field will get populated with the full amount for redemption Display Select the account to which
43. ils Redeem TD Icon Displays the Redeem Term Deposit screen with the selected Account Details Amend TD Icon Displays the Amend Term Deposit screen with the selected Account Details TD Activity Icon Displays the Term Deposit Activity with the Current Period as a Search Criterion for the selected account Adhoc Account Icon Statement Displays the Adhoc Account Statement Request screen with the selected Account Details For Closed Term Deposit User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 8 Term Deposit Details Field Name Description TD Details Icon Displays the Conventional and Islamic Term Deposit Details screen depending upon the Account Type selected TD Activity Icon Display the TD Activity with the Current Period as a Search Criterion for the selected account The account shall be pre selected with closed 7D option selected 2 Click the Term Deposit Details link from the popup screen The system displays the Term Deposit Details screen Term Deposit Details Term Deposit Details a Account Details Account Number 1040411271083 Product Name TD WITH NORMAL TENOR AND PENALTY Holding Pattern Single Mode of Operation Primary Customer 10411271 Account Holder Name Mustu Industries a Deposit Details Interest Rate 12 00 Maturity Amount 0 00 Maturity Date 10 04 2014 Current Principal Amount 1 000 00 Deposit Date 10 03 2014 Original Principal Amount 1 000 00
44. isplays the Structure TD Status dialog screen button The system Click the Reorder button to reorder the columns or select the columns that appear in the list H Click the Print button to print the data Click the Edit button column to edit the number of columns User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 65 Structured Term Deposit Status Structure TD Status 23 04 2014 03 23 53 GMT 1000 Download Type Pre defined x File Format f z Structured Deposit Sc a Subscription Referenc Source Account Numb Subscription Status z Field Description Field Name Description Download Type Mandatory Drop Down Select the appropriate Report Type from the drop down list The available choices are e Page Layout File Format Conditional Drop Down Select the appropriate Type of File Format from the drop down list The options available are e PDF e XLS e HTML e RTF Included This box lists all the fields that will be included in the report Excluded This box lists all the fields that will be excluded from the report 9 Select the fields that are to be excluded from the included box and click the button The excluded box appears on the left side of the dialog box gt gt 10 Select the fields that are to be included from the excluded box and click the button The included box appears on the right side of the dialog box All the fields are by default selected and included
45. ity Date based on the Period chosen Tenure by you Payout Details Maturity Instructions Mandatory Drop Down Select the Maturity Instruction for the deposit from the drop down list The options for the Conventional Deposit Products are as follows e Close on Maturity No Rollover e Renew Principal and Interest e Renew principal only and transfer interest to a CASA account e Renew Special Amount and Pay Out the remaining amount The options for Islamic Deposit Products are as follows e Close on Maturity No Rollover e Renew Principal and Profit e Renew principal only and transfer Profit to a CASA account e Renew Special Amount and Pay Out the remaining amount Account Transfer Options Conditional Drop Down Select the account to which the Principal and Interest are to be transferred from the drop down list The options are as follows e Transfer to users mapped accounts e Transfer to internal bank account e Transfer through domestic clearing network This field is not displayed if the Renew Principal and Interest option is selected from the Maturity Instruction drop down list for Conventional Products and if the Renew Principal and Profit option is selected from the Maturity Instruction drop down list for Islamic Product User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 27 Field Name Account Network Type Beneficiary Name Bank Code Bank Name Bank Address Open Term De
46. l Term Deposit 30 2 Amend Term Deposit Amend Term Deposit This option allows you to modify the Maturity Instructions of the selected TD The Maturity Instructions include the Principal and Interest Amount Transfer Details Navigate to Accounts gt Deposits gt Amend Term Deposit The system displays the Amend Term Deposit screen as shown below Amend Term Deposit ee SAN al I lt SaritaK e A fei MI Home Accounts PFM Payments Receive Money Bill Payments New Account Opening Wealth Management Tools Card Amend Term Deposit 270 00 x Current GBP e Account Number Tm urren Balance Equivalent 10411271 Mustu Industries 1040411271083 TD WITH NORMAL TENOR AND PENALTY 104 CORE COMB STMT EUR 1 000 00 896 06 Total Term Deposit Account GBP Equivalent 896 06 Grand Total for Conventional Term Deposit Accounts GBP Equivalent 896 06 Click the Account Number hyperlink to view the details of the Term Deposit under that Account Number The system displays the Amend Term Deposit Initiate screen User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 31 Amend Term Deposit Initiate en Ke Et A Home Accounts Amend Term Deposit a Account Details Account Number Holding Pattern Primary Customer a Deposit Details Interest Rate Maturity Date Deposit Date Value Date Term of Deposit Deposit Certificate Number Term Deposit Status PFM Payments Receive Money
47. lect the Bank Code then this field will get populated automatically User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 28 Open Term Deposit Field Name Description City Display This field displays the City in which the bank belongs If you select Bank Code then this field will get populated automatically Rollover Amount Conditional Numeric 20 Type the amount which will be renewed at maturity This field is enabled if the Renew Special Amount option is selected in the Maturity Instruction field 2 Click the Save as Draft button to create a draft version of the transaction You can use the draft version later to initiate the payment Note You can enter details in parts and save The submission of the entered details can be done on any preferred date OR Click the Save as Template button to create a payment template of the transaction You can use the template later to initiate the payment The Template Access Type is mandatory while saving the template The Public Templates are available to other users of the customer whereas the Private Templates are available to user who creates it OR Click the Submit button The system displays the Open Term Deposit Verify screen Open Term Deposit Verify Open Term Deposit Verify Customer Details Holding Pattern Single Deposit Details Deposit Product TOPUP Source Account 1040410902043 Deposit Amount 22 000 00 GBP Period of Deposit
48. mount after redemption Display Displays the Redemption Type for partial redemption Display Displays the Payout Mode selected for redemption e Transfer to Internal Bank Account e Transfer through Domestic Clearing Network e Issue a Demand Draft Display Displays the Account Number or Draft Favoring Details as per the applicable Payout option Action Button Click Back to go back to the previous page Action Button Click Term Deposit Activity to check deposit activity details Action Button Click e receipt to generate an e receipt for the same transaction User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 14 Term Deposit Details 3 Click the Back button on the Term Deposit Details screen to return to the previous screen OR Click the Term Deposit Activity button The system displays the Term Deposit Activity screen For details refer to the section Term Deposit Activity 4 2 Top Up Term Deposit A new option called Top up is added in the Term Deposit Details transaction against each TD on the drilldown The Top up option is displayed only for TDs for which top up is permitted based on product parameters This will be maintained at the Host Top Up Details Term Deposit Details 30 05 2014 15 54 10 GMT 0530 es amp Active Term Deposit Account Number Currency cure Balance 10411271 Mustu Industries 1040411271141 TD WITH NORMAL TENOR AND PENALTY 104 CORE_COMB_STMT GBP 1 000 00
49. ollover in case of Rollover Instruction is Renew Special Amount Display This section is displayed only if the Maturity Instruction is not Renew Principal Interest Displays the Pay Out Details of the Deposit upon Maturity There can be Multiple Payout Instructions for the one Deposit Account Display The Pay Out Type options configured for the account The values to be available are e Transfer to Internal Bank Account e Transfer through Domestic Clearing Network e Issue a Demand Draft e Open a New Term Deposit User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 13 Term Deposit Details Field Name Description Percentage Display This field displays the Percentage of Payout Amount to be transferred using the Payout option In case of Single Payout 100 payout of Payout are not displayed on the screen for both Retail as well as Corporate Additional Display Information Redemption Details Redemption Date Redemption Amount Redemption Reference Number New Principal Amount Redemption Type Payout Mode Additional Information Back Term Deposit Activity e receipt This field displays the Additional Information like Bank Code Branch Code etc Display Displays the Date on which redemption is done Display Displays the Amount of redemption done Display Displays the Redemption Reference Number after redemption Display Displays the Principal A
50. or Term Deposits Term Deposit Details a Closed Term Deposit Date of A t Numb C ccount Number S Maturity Closure 10411271 Mustu Industries 7 1040411271083 104 D PENALTY 104 CORE_COMB_STMT EUR 10 04 2014 8 Term Deposit Details D Term Deposit Activity User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 7 Term Deposit Details Note If you click the Term Deposit Details link on the popup screen of Conventional Term Deposit Account Numbers it will show Deposit Details for the Conventional Term Deposit Accounts If you click the Term Deposit Details link on the popup screen of slamic Term Deposit Account Numbers it will show Deposit Details for the Islamic Term Deposit Accounts Both the screens are shown below respectively Note The Term Deposits where the Redemption is Full or Matured can be seen under the Closed Term Deposits section The Closed Term Deposits also displays the Term Deposit Summary and the Term Deposit Details The Term Deposit Details link of Closed Term Deposits if clicked displays both Conventional and Islamic Term Deposit Accounts For Conventional and Islamic TD Accounts Field Description Field Name Description For Active Term Deposit TD Details Icon Displays the Conventional and the Islamic Term Deposit Details depending upon the Account Type selected Top Up TD Icon Displays the Top up Term Deposit screen with the selected Account Deta
51. ork Conditional Dropdown Select the Type of the Network from the dropdown list This field is enabled if the Transfer through Domestic Clearing Network option is selected from the Account Transfer options drop down list Mandatory Alphanumeric 35 Enter the Beneficiary Name Mandatory Lookup Select the Bank Code from the pick list This field is enabled if the Transfer through Domestic Clearing Network option is selected from the Account Transfer options drop down list Display This field displays the Bank Name in the clearing network which will get populated automatically after the selection of Bank Code Display This field displays the Address of the Bank which will get populated automatically after the selection of Bank Code Display This field displays the City which will get populated automatically after the selection of Bank Code User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 43 Field Name Description Rollover Amount Conditional Numeric 20 Redeem Term Deposit Type the amount which will be renewed at maturity This field will be activated only if Renew Special Amount option is selected in the maturity instruction field 3 Click Back to Account Selection page OR Click Redeem The system displays the Redeem Term Deposit Verify screen Redeem Term Deposit Verify Redeem Term Deposit Verify a Account Details Account Number 1040411271083 Holding Patte
52. osited Display This field displays the Calculated Balance of the TD as of Current Date Display This field is not displayed for Closed Deposit Displays the status of the Term Deposit as fetched from the host Display This field displays the Period of Deposit in Years Months and Days For Example 5 Years 4 Months 10 Days Display This field displays the Profit Rate Note This field is displayed for the Islamic TD Accounts User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 12 Field Name Term Deposit Details Description Maturity Instructions Rollover Instructions Special Amount Details Rollover Amount Payout Details Pay Out Details Pay Out Type Display Displays the Maturity Instructions given by the user to be executed by host when the 7D is matured Display This field displays the Rollover Instructions The Maturity Instructions given by the user to be executed at the time of TD Maturity The possible values are e Renew Principal and Interest e Close on Maturity e Renew Principal Only and Pay out the Interest e Renew Special Amount and Pay out the Remaining amount Display This section is displayed only if the Maturity Instruction is Renew Special Amount and Pay out the Remaining amount Display This field is displayed only if Maturity Instruction is Renew Special Amount and Pay out the Remaining amount Displays the amount to be r
53. posit Description Conditional Alphanumeric 20 Type the Account Number to which the Interest and the Principal are to be transferred This field is enabled if the following options are selected from the Account Transfer options drop down list e Transfer to Internal Bank Account e Transfer through Domestic Clearing Network Conditional Drop Down Select the account to which the interest is to be transferred from the drop down list This field is a drop down list if the Transfer to Users Mapped Accounts options are selected from the Account Transfer options drop down list Conditional Drop Down Select the Type of the Network from the dropdown list This field is enabled if the Transfer through Domestic Clearing Network option is selected from the Account Transfer options drop down list Mandatory Alphanumeric 35 Enter the Beneficiary Name This field is enabled if the Transfer through Domestic Clearing Network option is selected from the Account Transfer options drop down list Conditional Drop Down Select the Bank Code from the pick list This field is enabled if the Transfer through Domestic Clearing Network option is selected from the Account Transfer options drop down list Display This field displays the Bank Name in the Clearing Network If you select the Bank Code then this field will get populated automatically Display This field displays the Address of the bank If you se
54. ption Interest Details Sr No Display Minimum Tenure Maximum Tenure Unit Interest Rate This field displays the Interest Slab Serial Number Display This field displays the Minimum Tenure of the deposit Display This field displays the Maximum Tenure of the deposit Display This field displays the Unit to measure the tenure like Days Months Display This field displays the Interest Rate applicable for the slab Term Deposit Customer Source Account Deposit Amount Maturity Date Mandatory Drop Down Select the Source Account for the deposit from the drop down list Mandatory Numeric 10 Type the Amount to be Deposited Mandatory Pick list Select the Maturity Date of the term deposit from the calendar Interest Maturity Instructions Instructions Account Mandatory Drop Down Select the Interest Transfer Instruction for the deposit from the drop down list The options are e Account Transfer e None Conditional Drop Down Select the account to which the interest is to be transferred from the drop down list This field will be activated only if Account Transfer option is selected in Interest Instructions User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 56 Contract Term Deposit Initiate Field Name Description Principal Maturity Instruction Instructions Conditional Drop Down Select the Principal Maturity Instruction for the deposit
55. rence Number Source Account Number Date Amount a Currency Subscri 3 Structured TD 59 1040411227015 10 03 2014 GBP 10 000 00 GBP TD Accou H Records 1 to 1 of 1 Page 1 gt of 1 Field Description Field Name Description Structured Deposit Display Scheme This column displays the Name of the Scheme Subscription Reference Display Number This column displays the Reference Number of the Subscription User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 64 Structured Term Deposit Status Field Name Description Source Account Number Display This column displays the Account Number of the source account for the Scheme Date Display This column displays the Subscription Date of the deposit Amount Display This column displays the Amount of the Subscription Deposit with Currency Currency Display This column displays the Currency of the Subscription Deposit Subscription Status Display This column displays the Status of the Subscription Deposit TD Account Number Display This column displays the Term Deposit Account Number for the Subscription Deposit Term Deposit Branch Display This column displays the Branch of the Subscription Deposit Click z Je to navigate to the next or previous page in the list respectively Click Is or cal to navigate to the first or last page in the list respectively LA To download the complete statement click the Download d
56. rently dangerous applications including applications that may create a risk of personal injury If you use this software or hardware in dangerous applications then you shall be responsible to take all appropriate failsafe backup redundancy and other measures to ensure its safe use Oracle Corporation and its affiliates disclaim any liability for any damages caused by use of this software or hardware in dangerous applications This software and related documentation are provided under a license agreement containing restrictions on use and disclosure and are protected by intellectual property laws Except as expressly permitted in your license agreement or allowed by law you may not use copy reproduce translate broadcast modify license transmit distribute exhibit perform publish or display any part in any form or by any means Reverse engineering disassembly or decompilation of this software unless required by law for interoperability is prohibited The information contained herein is subject to change without notice and is not warranted to be error free If you find any errors please report them to us in writing This software or hardware and documentation may provide access to or information on content products and services from third parties Oracle Corporation and its affiliates are not responsible for and expressly disclaim all warranties of any kind with respect to third party content products and services Oracle Corporation
57. ription End Date 31 12 2010 Launch Date 31 12 2007 Currency JPY Amount Subscribed per unit 100 Minimum Subscription Amount 4 500 Minimum Launch Amount 16 000 Maximum Launch Amount 400 000 Subscription Amount 32 000 JPY Source Account 33300002807 Liquidation Account 33300002607 5 Click e receipt to generate an e receipt for the subscription done 6 Click the OK button The system displays the Structured Deposit Subscription screen User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 62 Structured Term Deposit Status 12 Structured Term Deposit Status This option allows you to view the status of a Structured Term Deposit 1 Navigate through menus Accounts gt Deposits gt Structured TD Status to view Structured TD Status details View Structure TD Status View Structure TD Status 03 06 2014 13 26 38 GMT 0530 fF Subscription Reference Number Structured Deposit Scheme Source Account x Subscription From Date R Subscription To Date Currency From Amount To Amount Subscription Status Field Description Field Name Description Structured Mandatory Drop Down Deposit Scheme Select the appropriate Structured Deposit Scheme from the type of Structured Deposits mentioned in the dropdown list Subscription Ref Optional Alphanumeric 20 Number Input the proper Reference Number for which the status is to be viewed Source Account Mandatory Drop Down
58. rn Single Primary Customer 10411271 amp Deposit Details Interest Rate 12 00 Maturity Date 10 04 2014 Deposit Date 10 03 2014 Value Date 10 03 2014 Term of Deposit 1 Month s Deposit Certificate Number Term Deposit Status Opened a Current Redemption details Redeemable Amount 1 000 00 Net Credit Amount 1 000 00 amp S e x E d amp e a Redemption Instructions Account Number 1040411271083 Redemption Type Full Redemption Redemption Amount 1 000 00 EUR a Transfer Details Transfer Account 1040411271050 Transfer Branch 104 Field Description Field Name Description Account Details Primary Customer Display Product Name Account Holder Name Maturity Amount Current Principal Amount Original Principal Amount Hold Amount Current Balance Currency Charges Penalty TD WITH NORMAL TENOR AND PENALTY Mode of Operation Mustu Industries 1 000 00 1 000 00 1 000 00 0 00 1 000 00 EUR 0 00 This field displays the Customer Id User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 44 Field Name Account Number Product Name Holding Pattern Mode of Operation Account Holder Name Deposit Details Interest Rate Maturity Amount Deposit Date Maturity Date Period of Deposit Current Principal Amount Original Principal Amount Profit Rate Redeem Term Deposit Description Displ
59. sit Subscription Scheme Type Choose Structured Deposit Contract 6 MM Scheme Minimum Launch Amount 16 000 Maximum Launch Amount 400 000 Subsonpbon Amount PY Source Account 33300 0028 333000028607 ACC LTD JPY 549 808 Liquidation Account 333000028 33300002807 ACC LTD JPY 49 808 Field Description Field Name Description Scheme Details Scheme Display Description This field displays the Description of the Scheme Subscription Start Display Date This field displays the Start Date of the subscription Subscription End Display Date This field displays the End Date of the subscription Launch Date Display This field displays the Launch Date of the subscription Currency Display This field displays the Currency of the Scheme Amount Display T Per This field displays the Amount to be subscribed per unit Minimum Display Subscription This field displays the Minimum Subscription Amount Amount Minimum Launch Display Amount This field displays the Minimum Launch Amount User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 60 Field Name Structured Deposit Subscription Description Maximum Launch Amount Subscription Amount Source Account Liquidation Account Display This field displays the Maximum Launch Amount Mandatory Numeric 15 Type the Subscription Amount Mandatory Dropdown Select the CASA Account from which the money is with
60. terest Accrued To Date Value Date Deposit Term Next Rollover Date Rollover Count Interest Instructions Instructions Account Maturity Instructions Contract Deposit Details Description Display This field displays the Source Account of the Contract TD Display This field displays the Maturity Date of the TD Display This field displays the Interest Pay Plan selected Display This field displays the Deposit Amount for the TD Display This field displays the Outstanding Balance Display This field displays the Interest Rate on the deposit Display Hyperlink This field displays the Interest Accrued till the particular date Display This field displays the Value Date of the deposit Display This field displays the Deposit Term Display This field displays the Next Rollover Date for the deposit Display This field displays the maximum number of times deposits can be rolled over Display This field displays the Instructions given by you to be performed by the bank on the maturity of the deposit Display This field displays the Account Number in which interest is to be credited User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 52 Contract Deposit Details Field Name Description Rollover Instructions Display This field displays the Instructions given by you to be performed by the bank on the Maturity of the deposit Account Display
61. ts are having similar functionality as normal Term Deposits but are integrated with the Corporate Deposits Module of FCUBS The Structured Term Deposit is a deposit that acts as an investment product In addition to getting a fixed interest on the Principal Amount of the Term Deposit you also gain a profit as a percentage of the amount invested In case of Islamic Term Deposits a profit is paid by the bank to the user User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit Term Deposit Details 4 Term Deposit Details Using this option you can view the Term Deposit Account Details of the particular customer It displays basic details of the Deposit Account like Maturity Date Maturity Amount 1 Navigate to Accounts gt Deposits gt Term Deposit Details Term Deposit Details Term Deposit Details a Closed Term Deposit Account Number Currency pate ce Maturity Closure 10411271 Mustu Industries 1040411271083 TD WITH NORMAL TENOR AND PENALTY 104 CORE_COMB_STMT 10 04 2014 Term Deposit Details Term Deposit Details amp Active Term Deposit Account Number ry SE Ge 10411271 Mustu Industries Le 1040411271083 104 D PENALTY 104 CORE_COMB_STMT EUR 1 000 00 896 06 Total Term Deposit Account GBP Equivalent 896 06 Term Deposit Details Grand Total for Conventional Term Deposit Accounts GBP Equivalent 896 06 E Term Deposit Activity amp Amend Term Deposit SH Redeem Term Deposit e ES Adhoc Statement f
62. uctions Account Number 1040411271083 Redemption Type Full Redemption Redemption Amount 1 000 00 EUR a Transfer Details Transfer Account 1040411271050 Transfer Branch 104 Redeem Another 5 Click e receipt to generate an e receipt of the transaction e receipt ORACLE FLEXCUBE Direct Banking Redeem Term Deposit FCDB Reference Number 4878872993695 Host Reference Number 1041CRD140699513 Account Number X000000XXX083 Product Name TD WITH NORMAL TENOR AND PENALTY Holding Pattern Single Primary Customer 10411271 Account Holder Name Mustu Industries Interest Rate 12 00 Maturity Amount 1 000 00 Maturity Date 10 04 2014 Current Principal Amount 1 000 00 Deposit Date 10 03 2014 Original Principal Amount 1 000 00 Value Date 10 03 2014 Hold Amount 0 00 Term of Deposit 1 Month s Current Balance 1 000 00 Currency EUR Term Deposit Status Opened e 1 0 Charges Penalty i 1 0 Account Number 03 R mption Ri Redemption Amount 1 000 00 EUR Transfer Account XOCOOXKKX0S0 Transfer Branch 104 Electronic Receipt owns no official legal effect You may go to branch to get the paper receipt Printed on 03 04 2014 16 56 11 Printed from PC 6 Click the Redeem Another button to redeem another TD User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 49 Contract Deposit Details Contract Deposit Details The Contract Deposit Details provides details of a deposit account maintained under corporate deposit module in FCUBS
63. uctured Deposit Subscription This option allows the user to subscribe for a new Structured Deposit A Structured Deposit is a combination of the Term Deposit with the Fixed Rate Returns along with a NAV based fluctuating returns The Structured Deposits enable customers to invest in instruments linked to different Asset Classes such as Interest Rates Equities Commodities Foreign Exchange and Credit without directly investing in the underlying assets The Structured Deposits gives an opportunity to the customers to earn higher returns than in a Regular Savings Account The returns from the Structured Deposits are potentially higher than a Plain Vanilla Deposit However the returns are not assured as it depends on the performance of the underlying assets 1 Navigate through menus Accounts gt Deposits gt Structured Deposit Subscription to view Structured Deposit Subscription details Structured Deposit subscription Structured Deposit Subscription Scheme Type hoose Structured Deposit Select si Scheme Field Description Field Name Description Scheme Type Choose Mandatory Drop Down Gei fe SE e appropriate Structured Deposit Schemes from the drop 2 Click the Go button The system displays the Scheme Details in the Structured Deposit Subscription screen User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 59 Structured Deposit Subscription Structured Deposit Subscription Structured Depo
64. unt Number DS Balance Equivalent 000000001 CUST1 Q000001ISMACT Active Islamic Account Type 001 FCDB Branch 1 INR 50 000 00 24 833 35 Total Term Deposit Account GBP Equivalent 24 833 35 Grand Total for Islamic Term Deposit Accounts GBP Equivalent 24 833 35 Grand Total for All Term Deposit Accounts GBP Equivalent 169 400 06 Column Description Field Name Description For both Conventional and Islamic Term Deposit Accounts Account Number Account Number Display This field displays the Account Number of the customer Product Name Hyperlink This column displays the list of all the Conventional Deposit Product links available for the respective Account Number Click any desired link to display the details of the same Deposit Product Currency Display This column displays the Currency Type for the respective Deposit Product User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit 38 Redeem Term Deposit Field Name Description Current Balance Display This column displays the Current Balance for the respective Deposit Product GBP Equivalent Display This column displays the GBP Equivalent for the Current Balance of the respective Deposit Product Total Term Deposit Display Account GBP This field displays the GBP Equivalent value of the Total Equivalent Term Deposit Accounts Grand Total for Display Conventional Islamic This field displays the GBP Equivalent Grand Tot

User Manual Oracle FLEXCUBE Direct Banking Retail Term Deposit

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