Oracle FLEXCUBE Service Charge User Manual Release 4.3.1.0.0
Contents
1. language or computer language without the prior written permission of Oracle Financial Services Software Limited Due care has been taken to make this document and accompanying software package as accurate as possible However Oracle Financial Services Software Limited makes no representation or warranties with respect to the contents hereof and shall not be responsible for any loss or damage caused to the user by the direct or indirect use of this document and the accompanying Software System Furthermore Oracle Financial Services Software Limited reserves the right to alter modify or otherwise change in any manner the content hereof without obligation of Oracle Financial Services Software Limited to notify any person of such revision or changes All company and product names are trademarks of the respective companies with which they are associated 34 ORACLE2. Periodic 2 Calendar Half Yearly AED TC Sale Charges Others 3Calendar Daily AED TC Encashment Charges Others d Anniversary Daily AED Cheque Discounting Charges Others 5 Anniversary Daily AED PDC Handling Charges Others 6 Anniversary Daily AED PDC Cancellation Charges Others 7 Anniversary Daily AED Standing Order Set Up Charges Others 8 Anniversary Daily AED Standing Order Failure Charges Others 9 Anniversary Daily AED Standing Order Amendment Charges Others 10 Anniversary Daily AED Stop Payment Charges Others 11 Anniversary Daily AED Inward Cheque Return Charges Others 12 Anniversary Daily AED Outward Cheque Return Charges Others 13 Anniversary Daily AED Dormancy Charges Periodic 14Anniversary Daily AED Account Closure Charges Others 15 Anniversary Daily AED Duplicate Statement Charges Others 16 Anniversary Daily Ooo 6 G fn OOGO GGG 00T LE E E Oro ey eon cs Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized r add C Modify C Delete Cancel C Amend C Authorize Inquiry Ok Close Clear Field Description Field Name Description Search Criteria Mandatory Drop Down The search criteria to search for the customer The search criteria are as follows e Customer short name e Customer IC Identification criteria IC arrived at by the bank during customer addition e Customer ID Unique FLEXCUBE Retail identification given by the bank 5 ORACLE Field Name Search Strin
3. charge package details for an account are modified Note To change the sequence order of the Service Charge Code select the code and click the Up or Down button Double click the toggle status in the Waiver Flag Waive Uncharged column corresponding to the SC code you want to waive 17 ORACLE SCM05 SC History for Account Inquiry 1 3 SCM05 SC History for Account Inquiry Using this option you can view all the service charge details charged or overdue on an account over a period of time The inquiry is used to view e Detailed information of all the Service Charges levied for the account up to the current date e Complete details of all the Service Charges waived for the account till the current date e Service Charge amount earmarked due to non availability of funds e Service Charge history details like transaction counts for Service Charge e Additional Service Charge history details like counts amounts for current period month year rolling year and since inception Definition Prerequisites Not Applicable Modes Available Not Applicable To view the service charge details for an account 1 Type the fast path SCMO05 and click Go or navigate through the menus to Transaction Processing gt Account Transactions gt CASA Account Transactions gt Inquiries gt SC History For Account Inquiry 2 The system displays the SC History for Account Inquiry screen 18 ORACLE SCM05 SC History for Account Inqu
4. e Cumulative Count of Transactions It denotes the total count of transactions which triggers the selected SC including free transactions e Cumulative Amount of Transactions It denotes the total transaction amount which triggers the selected SC including free amounis e SC Charged It indicates the actual amount of selected SC levied on the account e Differential SC Charged It indicates the additional or reduced charges levied on an account due to presence of certain positive negative benefits such as variances as compared to the normal rate prevalent at the time of charging e SC Amount Waived It denotes the amount of charges waived either due to NSF situation or waivers at the discretion of teller e SC Amount Earmarked It indicates the amount earmarked for a retry when an NSF condition is encountered in the previous attempt to charge Current Display This column displays the SC information pertaining to the current anniversary period For example if the anniversary period for the service charge starts from January 25th and the current date is January 30th then this field displays the SC information between January 25th and January 30th MTD Display This column displays the SC information for the current month It displays the total number of transactions for the running month For example if the current date is January 30th this field displays the SC information from start of the month i e from January 1st t
5. it from the calendar from which the new linked service charge package should be effective for the existing accounts Column Name Description Account Number Display The account number of the customer Service Charge Display Package The service charge package code and name 10 ORACLE SCM02 SC Package for Customer Column Name Description Change Toggle Status Click the toggle status and select the Y value to attach the new selected package to the account By default this field displays the value N The new package will be effective for the selected accounts from the effective date specified 7 Click the Ok button 8 The system displays the message Record Added Authorization Pending Click Ok to Continue Click the Ok button Note When a SC Package is attached to a customer this new SC package functions as the default package instead of the default product package The waivers specified in the linkage will be defaulted to the account 11 ORACLE SCMO3 SC Package Changes at Account 1 2 SCM03 SC Package Changes at Account A SC package can be attached at a customer level or at the product level The SC package linked either at the customer level or product level is defaulted at the CASA level Hence for an account the SC package depends on the SC package linked either at the customer level or product level If there is a SC package attached at customer level the same is default
6. the pick list This field is enabled only if the Expired Package option is selected Conditional Pick List mm dd yyyy This field is enabled only if the Expired Package option is selected 3 Enter the account number and press the lt Tab gt key 4 The system enables the Charges Applied tab 20 ORACLE SCM05 SC History for Account Inquiry SC History for Account Inquiry status Currency CAE Product 4 Branch SC Details current Package expired Packages Filter Criteria All Account Level Product Level From Date irer To Date rav EE Charges Applied Charae s nma harges Apr stails Charges Due Detalls t 91 SCTXN Service Charge LTL CASH WITHDRAWAL NA iraire _close_ tear 5 View the information in the various tab screens 21 ORACLE Charges Applied SCM05 SC History for Account Inquiry unt Inquiry current Package Filter Criteria All From Date C Expired Packages Accoun t Level Product Level en Charges Applied Charges Applied Summary EH Fr sCTXN Service Charge LTL CASH WITHDRAWAL Field Description Column Name Description SC Package Display This column displays the SC package code Code Display Linkage Code Linkage Type SC Nature Type This column displays the service charge code of all the service charges levied on the account Display T
7. Applied Summary Charges Applied Details Charges Due Rule Details SC History Field Description Column Name Description Rule Eval Seq Display This column displays the sequence of evaluation of rule Rule Display This column displays the description of the rule Condition No Display This column displays the condition number Reason Text Display This column displays the reason for attaching the rule to the service charge Original Val Display This column displays the original value of the service charge Rule Effect Display This column displays the description of the rule effect 29 ORACLE SCM05 SC History for Account Inquiry Column Name Description Final Val Display This column displays the final value of the service charge after the rule has been applied Final Value Original SC Value Rule Returned Value SC History int Inquiry Accoun cher co000000006124 Name E Customer ID Status Currency Product Branch SC Details current Package C Expired Packages Filter Criteria All RP Account Level Product Level From Date ve To Date lies Charges Applied Charges Applied Summary Charges Applied Details Charges Due Rule Details sc History SC Code Financial Year 2008 v O Cumulative Count of Tre ansactions Cumulative Amount of Transactions 0 0 SC Charged 0 0 Differential SC Charged 0 0 SC Amou
8. LE SCM06 SC Package Linkage to Code Task Field Description Field Name Description Task Code Mandatory Pick List Select the task code from the pick list Package Code Mandatory Pick List Select the SC package code that will be attached to the task code from the pick list 3 Click the Add button 4 Type the task code and press the lt Tab gt key 5 Enter the relevant information SC Package Linkage to Code Task SC Package Linkage to Code Task Task Code CHOO1 EJ Package Code CL118 CLOSE OUT WITHDRAWAL lt S Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized c EE ooo C S Add Modify Delete C Cancel C Amend Authorize Inquiry Ok Close Clear 6 Click the Ok button 7 The system displays the message Record Added Authorization Pending Click Ok to Continue Click the Ok button 33 ORACLE ORACLE Service Charges User Manual May 2011 Version 4 3 1 0 0 Oracle Corporation World Headquarters 500 Oracle Parkway Redwood Shores CA 94065 U S A Worldwide Inquiries Phone 1 650 506 7000 Fax 1 650 506 7200 www oracle com financial_services Copyright 2011 Oracle and or its affiliates All rights reserved No part of this work may be reproduced stored in a retrieval system adopted or transmitted in any form or by any means electronic mechanical photographic graphic optic recording or otherwise translated in any
9. Oracle FLEXCUBE Service Charge User Manual Release 4 3 1 0 0 Part No E52075 01 ORACLE FINANCIAL SERVICES ORACLE 1 Service Charge User Manual Table of Contents index service Charge Detalls Serob ssassn a a aa a 3 LU S0M0Z lt SO Package Tor Customer muessrsamemnis nsa ueniseuenkkevikt 4 12 SONOS SC Package Changes at ACCOUNT wii orcs isceccserusreeaduseesesveusrnsedidavventeudivaddsuensanees 12 1 9 SOROS SC History for r k hausa meme bt 18 1 4 SCM06 SC Package Linkage to Code Task seene nene 32 ORACLE Service Charge Details Screen 1 Service Charge Details Screen The Service Charges Details is a common screen which is linked to all the transactions and events maintenance s for which a bank may levy charges This screen enables a user to view the details of the charges levied for the particular transaction or an event Examples of such transactions would be purchasing a TC selling a banker s cheque or DD etc This option allows the user to only change the SC Amount The user may increase or decrease or even waive it as required This screen attached to transactions and events maintenance s can be navigated to by clicking the Service Charges Details button provided at the bottom right corner of all charged transactions and events maintenances For more information refer to Service Charge Details in Common Screens option in Oracle FLEXCUBE Introduction User Manual 3 ORACLE SCM02 SC Pack
10. age for Customer 1 1 SCM02 SC Package for Customer Using this option you can link a SC package to a customer Following activities can be performed using this maintenance e Link SC Package to the customer e Specify the customer s existing accounts to which the package should be linked e Specify an effective date from when the SC package linked at customer should get affected at customer s accounts Definition Prerequisites e SCMO01 SC Package Definition e 8053 Customer Addition Modes Available Add Modify Delete Cancel Amend Authorize Inquiry For more information on the procedures of every mode refer to Standard Maintenance Procedures To add a service charge package for customer 1 Type the fast path SCMO02 and click Go or navigate through the menus to Transaction Processing gt Account Transactions gt Customer Transactions gt SC Package Link at Customer 2 The system displays the SC Package for Customer screen 4 ORACLE SCM02 SC Package for Customer SC Package for Customer SC Package for Customer Search Criteria Customer Short Name Search String Full Name David J Paul ID ER ABC Service Charge Package 1 CURRENT ACCT CORPORATE lt Customer SC Waiver Flag I Package Details Account Details Code Ccy Description Type Priority CapType Cap Freq Anniv Day Anniv Month AED Low Bal Charges Current Acct Periodic 1 Calendar Monthly 0 AED Semi Annual Handling Charges
11. ant to perform the SC package changes inquiry Name Display This field displays the short name of the primary customer linked to the account Customer ID Display This field displays the ID of the selected customer Customer ID is an identification number generated by the system after customer addition is completed successfully This running number unique to a customer across the system is generated after the system has identified the Customer IC and Customer Category combination to be non existent in the system This ID is used for searching and tracking the customer in the system 13 ORACLE SCMO3 SC Package Changes at Account Field Name Description Status Display This field displays the account status Currency Display This field displays the currency in which the account is maintained Product Display This field displays the name of the product under which the CASA is opened Branch Display Package Details Service Charge Package Account Level SC Waiver Flag This field displays the home branch to which the customer belongs Display This field displays the name of the service charge package that is attached to the account Optional Check Box Select the Account Level SC Waiver Flag check box to waive SC on the SC package attached to the account The check box is selected if SC waiver is applicable to the account If this check box is selected all service charges in the package will
12. ary Daily AED Account Closure Charges Others 15 Anniversary Daily AED Duplicate Statement Charges Others 16 Anniversary G COO ooo Oro ee oor Coe ee ee ce ed eed Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized Add C Modify Delete Cancel Amend Authorize Inquiry 6 The system displays the package details and the account details Package Details Package Details tab displays brief information of the service charges linked to the Service Charge package 7 ORACLE SCM02 SC Package for Customer SC Package for Customer Search Criteria Customer Short Name Search String Full Name David J Paul ID 600075 Ics ABC Service Charge Package fi CURRENT ACCT CORPORATE x Customer SC Waiver Flag 7 Package Details Account Details Code Ccy Description Type Priority CapType Cap Freg Anniv Day Anniv Month AED Low Bal Charges Current Acct Periodic 1 Calendar Monthly 0 AED Semi Annual Handling Charges Periodic 2 Calendar Half Yearly AED TC Sale Charges Others 3 Calendar Daily AED TC Encashment Charges Others 4Anniversary Daily AED Cheque Discounting Charges Others 5 Anniversary Daily AED PDC Handling Charges Others 6 Anniversary Daily AED PDC Cancellation Charges Others 7 Anniversary Daily AED Standing Order Set Up Charges Others 8 Anniversary Daily AED Standing Order Failure Charges Others 9 Anniversary Daily AED Standing Order Amendment Charges Oth
13. ation date depends on capitalisation frequency and anniversary day anniversary month Mandatory Drop Down Select the SC capitalisation frequency from the drop down list It is the time interval at which the bank will levy the service charges The options are e Daily e Monthly e Bi Monthly e Quarterly e Half Yearly e Yearly 15 ORACLE Column Name Anniv Day Anniv Month Waiver Flag Waive Uncharged SCMO3 SC Package Changes at Account Description Conditional Numeric Two Type the anniversary day of SC The number of days will be zero if the Calendar option is selected in the Cap Type field Conditional Numeric Two Type the anniversary month of SC The number of months will be zero if the Calendar option is selected in the Cap Type field Toggle If the SC is waived for the account then this field displays the value Y By default displays the value N To waive a single service charge from the package click the toggle status to change the value to Y Toggle By default the value is N If Waiver Flag has been changed to Y then e N Denotes that uncollected SC should be charged on the account e Y Denotes that uncollected SC should be waived on the account As package change activity if a service charge is waived in the middle of the capitalisation period Waiver Uncharged flag determines the treatment of uncollected service charge 3 Click the Modify button 4 Ent
14. be waived for the account Column Name Description Srl No Display This column displays the running serial number Code Display This column displays the service charge code Ccy Display This column displays the currency code in which the service charge is levied Description Display This column displays the service charge name as the description for the service charge code 14 ORACLE Column Name Linkage Type Linkage Code Priority Cap Type Cap Freq SCMO3 SC Package Changes at Account Description Display This column displays the type of trigger on which the SC is to be charged e Periodic SC applied in a frequency e Others SC applied adhoc without a frequency Display This column displays the linkage code Depending on the linkage type this code is an exact trigger for charging SC For e g for linkage type transaction Cash Deposit cash withdrawal type of transactions will be displayed Mandatory Numeric Five Type the priority of the service charge in the package This is the order in which the service charges shall be applied SC will applied in the ascending order of priority at the time of application Mandatory Drop Down Select the SC capitalisation type from the drop down list The options are e Calendar SC application date will be calendar based depending on capitalisation frequency irrespective of anniversary day anniversary month e Anniversary SC applic
15. ed to the account when it s opened If not the SC package linked at the product level is attached to the account Using this option you can modify or customise an SC package for a CASA The following changes can be made to the SC package attached to the account e Waiver of specific all Service Charges for an account e Changes to SC capitalisation parameters e Modification of SC priority that will be effective in case NSF situation is encounter when charging periodic charges Definition Prerequisites e SCMO1 SC Package Definition Modes Available Add Modify Delete Inquiry For more information on the procedures of every mode refer to Standard Maintenance Procedures To modify service charges package for an account 1 Type the fast path SCMO3 and click Go or navigate through the menus to Transaction Processing gt Account Transactions gt CASA Account Transactions gt Other Transactions gt SC Package Changes at Account 2 The system displays the SC Package Changes at Account screen 12 ORACLE SCMO3 SC Package Changes at Account SC Package Changes at Account SC Package Changes at Account p Package Details Service Charge Package Accoun t Level SC Waiver Flag Record Details _ Input By popen x FET O modify O amend O Authorize Field Description Field Name Description Account Details Account No Mandatory Numeric 16 Type the account number of the customer for which you w
16. er the account number and press the lt Tab gt key 16 ORACLE SCMO3 SC Package Changes at Account SC Package Changes at Account Account Details Account Nor 0000000108 Name meae Customer ID 600 Status Currency IN Product 1 Branch Package Details _ Service Charge Package Account Level SC Waiver Flag INR PASSBOOK ISSUE SCPERIODIC INR 7500 e001 s002 _ Record Details ra fne foe oe foe Jr Jr dre dre dre Joe Jo Joe oe Joe Jr Jon dre dre Je Joe Joe foo Joe oe Joe Joe dre dre foe Jee fee fi te ee foe foe foe fre foe dre re fre Jr Jae Jae foe foe foe fae re fre Jr Joe fue fre Joe foe Joe re re fue Jr Jee fre fle te fne foe ee foe foo fae dr re re Joe Je foe Noe ee foe foo dre dre Mee Moe Joe Poe fae oe oe Joe Jee dre Jor Jee Jer fio iz fiz fiz fiz fiz fiz fiz jiz fiz IZ fiz iz fiz fiz iz fiz fiz fiz fiz fiz fiz fiz iz iz jz IZ jiz iz fiz VZ fiz jiz jz Iz fiz fiz fiz fiz fiz fiz jiz jiz fiz fiz fiz fiz fiz jiz fiz jz fiz fiz i fiz fiz fiz ri fiz fiz fiz fiz fiz fiz fiz i fiz Authorized By Last Mnt Date Last Mnt Action Authorized Modify the relevant information and click the Ok button 6 The system displays the message Record Modified Authorisation Pending Click Ok to Continue Click the Ok button 7 The service
17. ers 10 Anniversary Daily AED Stop Payment Charges Others 11 Anniversary Daily AED Inward Cheque Return Charges Others 12 Anniversary Daily AED Outward Cheque Return Charges Others 13 Anniversary Daily AED Dormancy Charges Periodic 14Anniversary Daily AED Account Closure Charges Others 15 Anniversary Daily AED Duplicate Statement Charges Others 16 Anniversary G 000 ODD OG MDG Gace Ovo Oo 0 00 060600 0 Guo sh Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized Add C Modify Delete Cancel C Amend Y Authorize Inquiry Field Description Column Name Description Code Display The SC code This column is non editable Ccy Display The currency in which the service charge is levied Description Display The SC name as the description for the service charge code Type Display The service charge linkage type e Periodic SC applied in a frequency e Others SC applied adhoc without a frequency Priority Display The order in which the service charges shall be applied SC will be applied in the ascending order of priority at the time of application 8 ORACLE Column Name Cap Type Cap Freq Anniv Day Anniv Month SCM02 SC Package for Customer Description The SC capitalisation type The options are Calendar SC application date will be calendar based depending on capitalisation frequency irrespective of anniversary day anniversary month An
18. es RP Accoun t Level Product Level re 1 Charges Applied Charges Applied Summar y Charges Applied Details Charges Due Rule Details SC History SC Code History Type r 5 Period Type 29 02 2008 Field Description Field Description Name SC Code Display This field displays the service charge code for which the charges summary is viewed History Display Type This field displays the information of applied service charge For example Cumulative Amount of Transactions or SC Amount Earmarked Period Display Type This field displays the period for the SC levied for the current month or financial year or calendar year 26 ORACLE SCM05 SC History for Account Inquiry Column Description Name Date Display This column displays the date on which the SC is applied Amount Display This column displays the SC amount debited from the account Rule Toggle Applied The status is Y if the rule is applied to the SC code it is applicable for SC of Periodic type and non branch based SC transactions The Rule Details tab is enabled if the user double clicks the column C Expired Packages RP Account t Level Product Level P goe ee Charges Applied Charges Applied Summary Charges Applied Details Charges Due Rule Details SC History Fetch 31 1221 scTxN i e IC CASH WITHDRAWAL 2008 02 29 00 00 00 0 27 ORACLE Field Descriptio
19. g Full Name Service Charge Package Customer SC Waiver Flag SCM02 SC Package for Customer Description Mandatory The search string to search for a customer corresponding to the search criteria selected in the Search Criteria field If the search criterion is specified as customer s short name or IC then the beginning letter of the short name or IC can be entered The system displays the pick list containing customers who match the criteria Choose the appropriate customer from the pick list For example the customer s short name is John S Winter In this case you can specify the short name as JSW Display The full name of the customer The full name of the customer is defaulted from the Customer Addition option Display The ID of the selected customer A customer ID is an unique identification number generated by the system after customer addition is completed successfully This is the number that the system uses to track the customer Display The identification code of the selected customer A customer IC with customer type is a unique method of customer identification across the bank covering all branches A social security number passport number birth certificate or corporate registration can be used as Customer IC Mandatory The name of the service charge package that is attached to the account Check Box Select the check box if you want to waive all the service charges i
20. his column displays the linkage code Display This column displays the linkage type Display This column displays the nature of charge i e the category of the service charge 22 ORACLE SCM05 SC History for Account Inquiry Column Name Description Ccy Display This column displays the currency code in which the applicable service charges are payable Description Display This column displays the service charge description Start Date Display This column displays the start date End Date Display This column displays the end date Level Display This column displays the service charge level 6 Double click a record to enable the Charges Applied Summary tab Charges Applied Summary ount Inquiry C Expired Packages RP TE Charges Applied Charges Applied Summar v Charges Applied Details Charges SC Code Cumulative Count of Transactions Cumulative Amount of Transactions SC Charged Differential SC Charged SC Amount Waived SC Amount Earmarl ked 23 ORACLE SCM05 SC History for Account Inquiry Field Description Field Description Name SC Code Display This field displays the service charge code for which the user can view the summary Column Description Name Description Mandatory Pick List Select the description of the service charges applied from the pick list The options are
21. iry r SC Details Current Package Filter Criteria All Expired Packages RP 01 01 1800 E o Date 01 01 1800 TE Product Level Field Description Field Name Description Account Details Account No Name Customer ID Status Currency Mandatory Numeric 16 Type the CASA number of the customer for which you want to perform the SC history account inquiry Display This field displays the short name of the primary customer linked to the account Display This field displays the customer ID Display This field displays the CASA status Display This field displays the currency in which the account is maintained 19 ORACLE SCM05 SC History for Account Inquiry Field Name Description Product Display This field displays the name of the product to which the CASA belongs Branch Display This field displays the branch in which the account is opened and maintained SC Details Current Mandatory Radio Button Package Select this radio button Expired Mandatory Radio Button Packages Filter Criteria From Date To Date Select this radio button Mandatory Radio Button Select the filter criteria by clicking the appropriate radio button The options e All e RP e Account Level e Product Level This field is enabled only if the Expired Package option is selected Conditional Pick List mm dd yyyy Select the from date from
22. n Column Name SCM05 SC History for Account Inquiry Description Code Linkage Code Linkage Type SC Nature Type Ccy Description Due On Display This column displays the SC code of all the service charges payable on the account Display This column displays the linkage code Display This column displays the linkage type Display This column displays the nature of charge i e the category of the service charge The options are e Commission e Service Charge e Fees e Taxes Commission and Service Charge are income profit made by a bank in return for the services offered by them Fees and Taxes are amount levied on public by the Government or other agencies Display This column displays the currency code in which the applicable service charges are payable Display This column displays the service charge description Display This column displays the date on which the service charge will be debited from the account In case of service charge of type Online the due date will be same as the date of transaction 8 Double click the Rule Applied column in the Charges Applied Details tab to enable the Rule Details tab 28 ORACLE SCM05 SC History for Account Inquiry Rule Details SC Details current Package C Expired Packages Filter Criteria all RP Accoun t Level Product Level From Date E 18 o Date 13 Charges Applied Charges
23. n the package It indicates whether the SC package attached to the account is marked for SC waiver or not 3 Click the Add button 4 Select the search criteria from the drop down list 5 Type the search string press the lt Tab gt key and select it from the pick list 6 ORACLE SCM02 SC Package for Customer SC Package for Customer SC Package for Customer Search Criteria Customer Short Name Search String sa 1 Full Name David J Paul ID Service Charge Package 1 CURRENT ACCT CORPORATE lt Customer SC Waiver Flag I Package Details Account Details Code Ccy Description Type Priority CapType Cap Freq Anniv Day Anniv Month AED Low Bal Charges Current Acct Periodic 1Calendar Monthly 0 AED Semi Annual Handling Charges Periodic 2Calendar Half Yearly AED TC Sale Charges Others 3Calendar Daily AED TC Encashment Charges Others 4Anniversary Daily AED Cheque Discounting Charges Others 5 Anniversary Daily AED PDC Handling Charges Others 6 Anniversary Daily AED PDC Cancellation Charges Others 7 Anniversary Daily AED Standing Order Set Up Charges Others 8 Anniversary Daily AED Standing Order Failure Charges Others 9 Anniversary Daily AED Standing Order Amendment Charges Others 10 Anniversary Daily AED Stop Payment Charges Others 11 Anniversary Daily AED Inward Cheque Return Charges Others 12 Anniversary Daily AED Outward Cheque Return Charges Others 13 Anniversary Daily AED Dormancy Charges Periodic 14 Annivers
24. niversary SC application date depends on capitalisation frequency and anniversary day anniversary month Display The service charge capitalisation frequency i e the time intervals at which the bank will levy the service charge The options are Daily Monthly Bi monthly Quarterly Yearly Display The anniversary day of the SC package Display The anniversary month the SC package 9 ORACLE SCM02 SC Package for Customer Account Details The Account Detail tab lists all the existing accounts for which the selected customer is a primary customer In this section the user can link the new SC package to specific existing account s An Effective Date can be mentioned for the package to be effective from a future period for the existing accounts SC Package for Customer Search Criteria Customer Short Name Search String Full Name David J Paul ID far 0075 IG ABC Service Charge Package 1 CURRENT ACCT CORPORATE Customer SC Waiver Flag 7 Package Details Account Details Date Effective 05 10 2004 FE Account Number Service Charge Package 600075001001 600075151001 600075151002 Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized r add C Modify Delete Cancel C Amend Authorize Inquiry Ok Close Clear Field Description Field Name Description Date Effective Mandatory dd mm yyyy The date or select
25. nt Waived 1 SC Amount Earmarked 0 0 Field Description Field Name Description SC Code Display This field displays the service charge code for which the user can view the summary Financial Mandatory Drop Down Year Select the year for which the data is saved from the drop down list 30 ORACLE SCM05 SC History for Account Inquiry Column Name Description Description Display This column displays the description of the service charges applied The options are e Cumulative Count of Transactions It denotes the total count of transactions which triggers the selected SC including free transactions e Cumulative Amount of Transactions It denotes the total transaction amount which triggers the selected SC including free amounts e SC Charged It indicates the actual amount of selected SC levied on the account e Differential SC Charged It indicates the additional or reduced charges levied on an account due to presence of certain positive negative benefits such as variances as compared to the normal rate prevalent at the time of charging e SC Amount Waived It denotes the amount of charges waived either due to NSF situation or waivers at the discretion of teller e SC Amount Earmarked It indicates the amount earmarked for a retry when an NSF condition is encountered in the previous attempt to charge FYTD Display This column displays the history of the ser
26. o January 30th 24 ORACLE Column Name RYTD CYTD ITD SCM05 SC History for Account Inquiry Description Display This column displays the information of the service charges for the past 12 completed calendar months For example if the current date is May 31 2002 then this field displays the SC information from May 1 2001 to April 31 2002 Display This column displays the information of the service charges for the current year till date For example if the current date is June 23 2003 then this field displays the SC information from January 1 2003 to June 22 2003 Display This column displays the history of the service charge for the current year till date The year beginning for this calculation is the financial beginning of year For example if the current date is 23 June 2003 this field will display the number of transactions for an account for a period from 1 April 2003 22 June 2003 where April 1 is the beginning of the financial year Display This column displays the number of transactions for an account since the account was opened The inceptions to date field provides the details of a service charge levied on an account since it was opened 7 Double click the service charge amount in the Charges Applied Summary tab to enable the Charges Applied Details tab 25 ORACLE SCM05 SC History for Account Inquiry Charges Applied Details C Expired Packag
27. vice charge for the previous years The year beginning for this calculation is the financial beginning of year For example if the current date is 23 June 2004 this field will display the number of transactions for an account for a period from 1 April 2003 31 March 2004 where April 1 is the beginning of the financial year if 2003 option is selected in the Financial Year drop down list 9 Click the Close button 31 ORACLE SCM06 SC Package Linkage to Code Task 1 4 SCM06 SC Package Linkage to Code Task Using this option you can link Service Charge Package code to a particular maintenance or Task Code Definition Prerequisites e SCMO1 SC Package Definition Modes Available Add Modify Delete Cancel Amend Authorize Inquiry For more information on the procedures of every mode refer to Standard Maintenance Procedures To add a template task cross reference 1 Type the fast path SCMO6 and click Go or navigate through the menus to Global Definitions gt Service Charge gt SC Package Linkage to Code Task 2 The system displays the SC Package Linkage to Code Task screen SC Package Linkage to Code Task SC Package Linkage to Code Task Task Code CHOO1 EJ Package Code CL118 CLOSE OUT WITHDRAWAL lt g Record Details Input By Authorized By Last Mnt Date Last Mnt Action Authorized e F Add Modify Delete Cancel Amend Authorize Inquiry Ok Close Clear q 32 ORAC
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