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Savings User Manual

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1. Term Deposit Currency CLP Interest Booking Branch 051 TENOR Term Deposit Amount 90 000 00 Interest Booking Account 051TDF05112000102 a _ Demat Details ollover Type A Account Description Rollover Type Principal Sa pi iv TD Type Physical fl Rollover Amount Tenor Third party code I z Auto Rollover Maturity Date 05 20 2012 e TD Sale Amt DOST On ManNy Next Maturity Date 08 18 2012 TD Sale Currency Move Interest to Unclaimed Recalculate Move Principal to Unclaimed Generate Maturity Advice Rate Chart Allowed V Generate Renewal Notice Next Rate Change Date Computed Amount 90 000 00 V Endorsable Compute Auto Liq Schd Term Deposit Pay In Option N 10M p Hi re v Pay In Option Payin Date Offset Branch Offset Account Offset Currenc General Ledger 100 90 000 00 051 61100005 In the enrichment stage the details entered in the previous stage are validated from the host addition to the details captured in the previous stage the following details are displayed n Account No The system displays the number assigned to the TD account Maturity Date The system calculates and displays the maturity date based on the value date and the tenor you specify for the deposit ORACLE Next Maturity Date The next maturity date is the defaul
2. Function ID Function Description STDFNGRP Function Group Detail STDWFDEF Function Workflow Definition Detail CRCM Credit Card Payment Reversal Summary STSREPQY Successful Replication Query SVRBACCL Blocked Accounts report SVRCABLI CASA Balance Listing report SVRIBACC Savings Insignificant Balance Accounts TVCL Till Balancing amp Closure 9016 Sell TCs to HO 9001 Open Teller Batch Till 1417 TC Denominations Maintenance 1401 Cash Deposit 1001 Cash Withdrawal 1405 Cash Transfer 1301 Close Out Account Withdrawal 1025 Bill Payment by Cash 1075 Bill Payment Against Account 1006 Account to Account Transfer 1056 Stop Payment 8203 FX Sale Walk in 8004 FX Purchase Walk in 8318 TT Issue Against Account 8317 TT Issue against GL 8316 TT Issue Walk In 8320 TT Liquidation Against GL 8321 TT Liquidation Against Account 17 2 ORACLE Function ID Function Description 5001 Loan Disbursement by Cash 3401 Safe Deposit Rental By Cash 1013 Cheque Withdrawal 6501 Cheque Deposit 6520 Cheque Deposit to GL 6560 Cheque Return 1009 TC Sale Against Account 8205 TC Sale Against GL 8204 TC Sale Walk In 1409 TC Purchase Against A C 8204 TC Purchase Walk In 1014 DD Sale Against Account 8330 DD Sale Against Cheque 8311 DD Liquidation against GL 8312 DD Liquidation Against Account 8310 DD L
3. Narrative Cancel When you invoke the screen the External Reference Number BC Date and Instrument Type are displayed You need to specify the following details Instrument Status Specify the instrument status Transaction Currency Specify the currency in which the customer is making the payment BC Currency Specify the currency in which the BC is being issued Bank Code Specify the clearing bank code for the transaction BC Amount Specify the amount for which the BC needs to be drawn in the cheque currency BC Date Specify the BC date from the adjoining calendar MICR Number Specify the MICR number printed on the BC 8 191 ORACLE Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name Specify the name of the beneficiary in whose favor the BC is being drawn Beneficiary Address Specify the address of the beneficiary in whose favor the BC is being drawn Passport IC Number Specify the passport number or any unique identification number of the walk in customer Payable Branch Specify the branch where the BC amount should be paid out The adjoining option list displays all the branch codes maintained in the system Choose the appropriate one Click save icon to go to the next stage OFAC Check Click this button to call the OFAC service and to display the response from the OFAC system Enrichm
4. The following details are defaulted from the account and displayed e The currency associated with the account e The account title e The ID of the account holder Exchange Rate The system displays the exchange rate for the transaction if the account currency is not the same as the GL currency GL Account Amount The amount credited to the GL account is displayed here This amount will be in terms of the GL account currency Account Amount The amount debited from the customer account in account currency is displayed Total Charges The system computes the charges applicable for the transaction and displays it here If you modify the amount to be transferred then click Recalc button to recalculate the charge amount 9 3 ORACLE 9 2 1 Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If the negotiated cost rate is specified then you should be needed to specify the negotiated reference number Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate a
5. Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction Account Branch The system displays the logged in branch code However you can change it to the branch where the account on which the cheque is drawn resides Account Number Specify the account number of your customer on which the cheque is drawn The adjoining option list displays all the accounts maintained in the system You can select the appropriate account number 8 2 ORACLE Transaction Currency The system defaults the currency of the account as the transaction currency However you can modify it You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system You can choose the appropriate one Transaction Amount Specify the amount that should be debited from the account in the specified currency Cheque No Specify the MICR number displayed on the cheque leaf Cheque Book Number Specify the cheque book number If the cheque book number is input the account number will be displayed on tab out of the cheque book number
6. Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issuer Code Specify the issuer code to validate the TC details for sale from the adjoining option list Branch The current logged in branch is displayed Instrument Type The instrument type corresponding to a TC issued against GL account is displayed here Instrument Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument TC Currency Specify the currency of the TC 8 38 ORACLE General Ledger Currency Specify the currency of the GL against which the TC is being issued The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one TC Amount Specify the amount for which the TC is being issued General Ledger Number Specify the GL against which you are issuing the TC The adjoining option list displays all the GL accounts maintained in the system Select the appropriate one GL Description The system displays the description of the GL account number chosen Narrative Here you can enter remarks about the transaction Click save icon to go to the next stage Enrichmen
7. Instrument Type DDW MICR Number Bank Code 000 a PassportilC Number Demand Draft Currency USD B Beneficiary Name Demand Draft Amount Beneficiary Address Demand Draft Date 2011 11 30 Transaction Currency EE Narrative Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Instrument Type The instrument type corresponding to a DD issued to walk in customers is displayed here Bank Code Specify the clearing bank code for the transaction Payable Branch Specify the branch where the DD amount should be paid out Transaction Currency Specify the currency in which the customer is making the payment Demand Draft Currency Specify the currency in which the customer is creating a draft 8 145 ORACLE Demand Draft Amount Specify the amount for which the draft is being created Demand Draft Date The system displays the current date as the date of draft issue MICR Number Specify the MICR number printed on the DD Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name Specify the name of the beneficiary in whose favour the DD is being
8. Refer the section titled Specifying the UDF details under Miscellaneous Debits to a Customer s Account for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 9 24 ORACLE 9 6 Miscellaneous GL Transfer You can transfer funds from one GL account to another using Miscellaneous GL Use the Miscellaneous GL Transfer screen to transfer funds You can invoke this screen by typing 1005 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Miscellaneous GL Transfer External Reference Product MCGT From Account Currency From GL Account Number To Account Currency GL Description From Amount To GL Account Number Reference Number GL Description Narrative The following details can be captured in this screen External Reference Number This is a system generated sequence number for the transaction Product The system displays the code of the product maintained in the system that will be used f
9. v ai GH 23 Here you can capture the following details External Reference Number The system generated reference number is displayed here Account Number Select the account number The adjoining option list displays all valid account numbers maintained in the system You can select the appropriate one Instrument Currency Select the instrument currency The adjoining option list displays all valid instrument currencies maintained in the system You can select the appropriate one Instrument Type Select the instrument type from the drop down list The following are the options available in the drop down list e Bankers Cheque e Demand draft e Cheque 15 11 ORACLE Routing Number Specify the routing number for inward clearing The adjoining option list displays all routing numbers along with the Branch codes and Bank Codes You can select the appropriate one Branch Code The system displays the branch code here Account Description The system displays the account description here Transaction Currency Specify the currency of the transaction The option list displays all valid transaction currencies maintained in the system Choose the appropriate one Clearing Type Specify the clearing type of the instrument to be cleared The option list displays all valid clearing types maintained in the system Choose the appropriate one No of Entries Enter the number of rows to be d
10. 1of1 E ransacton Code Local clearing Proiect name Unit Payment Untia Same Hoer E E 23 Yes gt IEE Here you can capture the following details External Reference Number The system generated reference number is displayed here Account Number Select the account number from the option list available Transaction Currency Select the currency for the transaction the option list available Deposit Place Specify the place of deposit Branch Code The system displays the branch code Account Description The system displays the account description here Entry Number This is a system generated sequence number 15 8 ORACLE Clearing Type Specify the clearing type of the instrument to be cleared The option list displays all valid clearing types maintained in the system Choose the appropriate one Drawee Account Number Specify the account from which money is drawn Cheque Number Specify the number of the cheque for data entry Same HolderSelect one of the options to indicate whether the beneficiary and the remitter of the cheque are one and the same from the drop down list and the available options are e Yes NoAmount Specify the amount mentioned in the cheque Cheque Date Specify the date of the cheque Routing Number Specify the routing number for cheque clearing The adjoining option list displays all routing numbers along with
11. Book Overage External Reference Branch Transaction Currency Transaction Amount Narrative Denomination MIS UDF Composite MIS Transaction MIS MIS is user definable and is configured at the host Refer to the Oracle FLEXCUBE host user manual for details As an example the following details may be captured in this screen Cost Center Specify the MIS code assigned to the cost center related to the account involved in the transaction Account Officer Specify the MIS code assigned to the account officer in charge of executing this transaction Standard Industrial Code Specify the MIS code assigned to the industry to which your customer Contracts In Various Currencies Specify the MIS code assigned to contracts in various currencies 14 3 ORACLE 14 2 3 Specifying the UDF details You can capture these details in the UDF tab of the screen Book Overage External Reference Branch Transaction Currency Transaction Amount Narrative Denomination MIS UDF UDF Details __ 10f1 LI UDF Name The system will display all the User Defined Fields UDF maintained for the product in the Host UDF Value Specify the value for the required UDFs Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for detai
12. Denomination Details 10f1 Wl Denomination Code Denomination Value TotalAmount B LJ Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Branch Code The system displays the current logged in branch code Transaction Currency Specify the currency in which your customer wishes to exchange denominations The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one Specifying Denomination Details This block allows you to capture exact details of the denominations being exchanged Currency Code Specify the currency in which the transaction is being performed You can select the appropriate code from the adjoining option list Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 7 27 ORACLE 7 7 Units Indicate the number of units of the specified deno
13. Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details 8 130 ORACLE 8 25 4 Setting Preferences Click Preferences tab to set the preferences pp Liquidation against Account Branch Date 2011 11 30 External Reference Instrument type Liquidation Date Account Currency Account Number Customer Name Payable Bank Demand Draft Currency Demand Draft Amount Total Amount Total Charge Beneficiary Name Beneficiary Address Charges MIS UDF Preferences Beneficiary Address 4 Beneficiary Address 4 Beneficiary Id Instrument Form Instrument Status FJB113340000404 DDA 2011 11 30 USD 000000025000000000 000 CLP 50 00 50 00 100 00 ben Adv Tst83 ben Adv Tst83 add1 ben Adv Tst83 add2 ben Adv Tst83 add3 Payable Across Branch Specify the following details Instrument Form Specify the instrument form The drop down list displays the following options e Nominative e Endorsable Choose the appropriate one By default the system displays the instrument form maintained at the Instrument Product Issue Branch Liquidation Mode Account Branch Transaction Amount Instrument Number Narrative Issue Date Exchange Rate Demand Draft Number PassportlC Number Payment Branch 002 002 50 00 40012 N Adv Tst83 2013 04 16 462 937 142857143 micr Adv Tst8907 pic Adv Tst83 DE Recalculate
14. o Instrument Liquidation The following details can be entered in this screen External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product Specify the code of the retail teller product that should be used for the transaction The adjoining option list displays all retail teller product codes maintained in the system You can select the appropriate one Transaction Branch Specify the branch where the transaction is taking place The adjoining option list displays all branch codes maintained in the system You can select the appropriate one 10 1 ORACLE 10 2 1 Transaction Currency Specify the currency in which the transaction is being booked You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Instrument Number Specify the number corresponding to the instrument being used in the transaction In case of a banker s cheque the system will check if there is an instrument in the system in active status with this instrument number If the instrument is identified it will be liquidated You can enter the instrument number only if the option Instrument Liquidation is checked Instrument Liquidation Check this option for a banker s cheque liquidation Till D
15. Amount Specify the amount that funds the TD If you have specified the percentage then the system computes the amount when Amount and Percentage options are provided amount takes precedence and percentage is ignored Offset Branch The system populates the branch code of the account from which fund is transferred to TD account Offset Account Specify the account number GL from which the fund is transferred to TD account This field returns the branch code if the account is selected and NULL is returned if GL is selected If Pay In mode is GL then the system displays only GL s and if the Pay In mode is Account then only accounts are displayed in the option list Offset Currency The system populates the currency code of the account from which fund is transferred to TD account ORACLE Payin Date The system displays the pay in date Cheque Date Specify the cheque date In case of pay in by cheque the system displays the pay in date as the cheque date In case of pay in as internal cheque you need to indicate the internal instrument date Cheque Instrument Number Specify the instrument number In case of pay in by cheque the system defaults the cheque number given above In case of pay in as internal cheque or internal instrument you need to specify the instrument number Routing Number Specify the routing number For external clearing cheque the system defaults the routing number Clearing Product
16. The following screen will be displayed Cheque Deposit Branch Date 2011 12 01 External Reference FJB113350000578 Transaction Currency C j Transaction Amount 1 000 000 Exchange rate 1 Total Charges Narrative 5 Account Title EMERGENCY Account Branch WB3 Account Number 00000WB3590000003 Account Currency CLP Customerid 001882 CustomerName Ramya Same Holder Negotiated Cost Rate l Recalc Negotiation Reference instrument Details Charge MIS UDF ProjectDetails Instrument Preferences Clearing Type CGOW Drawer Account Number Cheque Number 222091 Cheque Date 2011 12 01 Value Date 2011 12 01 Late Clearing Routing Number 0152000WB3 Regulation CC Available Special Available SectorCode 0152 BankName 000 issuer code Branch Name WB3 Sector Description WB3 In addition to the details defaulted from the previous stage the system allows you to capture the following information Customer ID The system displays the customer ID based on the account specified Account Title The system displays a brief title for the chosen account 8 11 ORACLE 8 3 2 Account Currency The system displays the currency of the customer account Exchange Rate The system displays the exchange rate used to convert the transaction currency into account currency lf the transaction currency is the same as the account currency the system will display the exchange rate as 1 Total Charges The system calculates the cha
17. s ccsscccsessssssescescecsesseaeeecececeeseaaeceeececsensaasseseceesesenseaeeeeess 16 6 16 61 Contents OF the REPOPE secsscssieinen saetesvscns ceosstelnsecedyetvansasedeitetvedvaveducuveteduedyansaueuveve EENE ENEE 16 6 16 7 FLAT FILE CHEQUE BOOK REQUESTED REPORT ccsceessssesecececsesesesecececeesenaeseeececsessaasseseceeeesennsaeeeeess 16 6 L671 Contents Of the REDOPE scsscsciesninssasetvsctsevsasstebwaatednetvassaseueune tueteaveae susan odnetnersaneveres veeuvarbuatvegnvoeetadvoanetes 16 6 16 8 SAVINGS LARGE BALANCE MOVEMENTS REPORT cscsesssseseeeceesessesesecececeesenaeseeececsessaaeseceeseeenenseaeeeeess 16 7 L681 Contents of the REPOPE rssicon cietni Ee ENA EEEE A 16 7 16 9 ACCOUNTS DORMANT NEXT MONTH REPORT ccsccecsesesssceceeececsesseaececececsensaseceeececeessaeseeeesesenenseaeeeeecs 16 8 T69 Contents OF Mle Repti pcena ioia Shes sides i e dasa ve E E EE E EEEN 16 8 16 10 SAVINGS ACCOUNT DORMANT TODAY REPORT cccssesssceeececeessscceccecceesennececececeeseseseceeeceesenseaeseeecs 16 8 16 10 1 Contents f THE Report orisni e e ak iie TR EE si lt 0 Ways E RES 16 8 17 SCREEN GLOSSARY s ccssdscsessesccsscsasessdsnsassssendssecssecesosesdessenccusesonccessst assess s ossbesoasssusvaessendsessssnsssesssseseeases 17 1 17A RUNGTION ID LIST nirien a a a a a ei a i sagan cided odsavanlecntesedeessueshoesnets te 17 1 ORACLE 1 About this Manual 1 1 Introduction This User Manual is prepar
18. the system will display the following error message Maturity date is on holiday kindly change the tenor or maturity date If maturity date falls on a holiday then you need to change the tenor maturity date manually and proceed with TD creation The system will allow you to Save a TD redemption entry only when the maturity date is not falling on a holiday When option Auto Rollover is checked and rollover instructions are provided during the time of deposit opening or as an amendment after opening there will not be any holiday treatment done for the field Next Maturity Date Even though the Next Maturity Date is a holiday there will not be any changes during TD creation or amendment Holiday treatment will applied to the next maturity date at the time of rollover Processing Close Out Withdrawal by Multi Mode You can close an account and pay the account balance to the customer using the Close out Withdrawal by Multi Mode screen You can invoke this screen by typing 1350 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button ORACLE 11 44 Close Out Withdrawal by Multimode Branch Date 2011 09 05 External Reference C Account Number Branch Code A Account Title Cancel You can maintain the following parameters here External Reference Number The system generates a u
19. 7 16 3 Specifying the UDF details You can capture these details in the UDF tab of the screen 7 70 ORACLE TT Liquidation against GL External Reference Bank Code Instrument type Transaction Branch Branch General Ledger Number Instrument Status Payment Instrument Number Narrative Issue Date TT Amount Exchange Rate General Ledger Currency Telegraphic Transfer Date Payable Branch Beneficiary Name Beneficiary Address Account Amount Charges Passport LC Number Charges MIS UDF UDF Details 10f1 Refer the section titled Specifying UDF details under Depositing Cash for further details in this manual Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 71 ORACLE 7 17 Liquidating a TT against Account You can liquidate a TT against an account through the TT Liquidation Against Account screen You can invoke this screen by typing 8321 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button TT Liquidation against GL External Reference Instrument Number Issuing Branch On invoking this screen the External Reference Number of the transaction is displayed You need to specify the following details Issue Branch The branch where the TT has been issued is displayed based
20. 8 7 e Instrument Amount In addition to it you can enter the following field Reason Code Specify the reason code The adjoining option list displays the list of all the reason codes maintained in the system You can choose the appropriate one If you reject a cheque without giving the reject code then that cheque can be reused However if you enter the reason code then the cheque will be rejected Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Querying Cheque Status You can query the details of a cheque by specifying the customer s account number and cheque number in the Cheque Status screen You can invoke this screen by typing CQIN in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Cheque Status Branch Cheque Number Account Account Title Cheque Status Account Currency Customer Number External Reference Customer Name Here you can capture the following details Account Branch Specify the branch code The adjoining option list displays all the valid branch codes maintained in the system You can choose the appropriate one Account Number Specify the account number The adjoining option list displays all the v
21. BC Sale against Cheque Branch Date 2013 04 09 External Reference FJB1309900001347 Payable Branch 001 _ 3 Bank Code 000 _ a3 MICR Number Instrument type BCC Beneficiary Name Account Branch 001 gt Beneficiary Address Account Account Title Account Currency Passport IC Number Cheque Number BC Currency CLP _ a3 Narrative BC Amount E BC Date 2013 04 09 E Cheque Book Number i In this screen you need to specify the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it as the External Reference Number Account Branch Select the branch code from the adjoining option list Bank Code Specify the code of the bank that is issuing the BC The adjoining option list displays all the bank codes maintained in the system Select the appropriate one Account Specify the customer account against which you are issuing the BC The adjoining option list displays all the accounts maintained in the system Select the appropriate one Account Currency The currency of the account is displayed here BC Currency Specify the currency of the banker s cheque 8 177 ORACLE BC Amount Specify the amount for which the BC is being sold BC Date Specify the BC date from the adjoining calendar Cheque Book Number
22. DD Issue Against GL Branch Date 2011 11 30 External Reference FJB1133400005008 Payable Branch Instrument Type DDG MICR Number BankCode 000 PassportvlC Number Demand Draft Currency USD Beneficiary Name Demand Draft Amount 200 000 00 Beneficiary Address Demand Draft Date 2013 11 12 General Ledger Number 100003234 General Ledger Currency USD Recalculate Transaction Currency Rate Charges 0 22 Total Amount 200 000 22 Instrument Number 60313 Narrative Charges MIS UDF Preferences UDF Details 10f1 Refer the section titled Specifying UDF details under Capturing a cash deposit for further details 8 29 4 Setting Preferences Click Preferences tab to set the preferences for issue of instrument against GL 8 159 ORACLE DD Issue Against GL Branch Date 2011 11 30 External Reference Instrument Type Bank Code Demand Draft Currency Demand Draft Amount Demand Draft Date General Ledger Number General Ledger Currency Transaction Currency Rate Charges Total Amount Instrument Number Narrative Charges Remitter ID Remitter Name Remitter Address 1 Remitter Address 2 Remitter Address 3 Remitter Address 4 Executive Code Executive Phone No Executive Name Instrument Form MIS UDF Pref FJB1133400005008 DDG 000 USD 200 000 00 2013 11 12 100003234 USD 0 22 200
23. Prev Next Prev Next You can go through the signatory details and view all customer Photos and customer signature images using the Links Prev and Next 4 8 ORACLE 4 5 1 4 6 4 7 If you set an account number and customer details for a session you need not enter the Customer ID Account and related fields for any transaction processed during the session However you can override the defaulted details by selecting a different Customer ID and or Account for any transaction at any point of time Ending a Customer Session To end a customer session click End Session button in the customer search frame of the screen which will be displayed in place of Start Session button The system displays a message to confirm the action Click on OK to proceed or Cancel to continue with the same session Opening the Branch As soon as the EOD End of Day activities for the day are completed the branch automatically moves to the next working posting date and is ready for Transaction Input TI stage Opening of Branch will have no processing or operational implications Opening a Vault Till You can open a Vault or a Till through the Open Teller Batch Till screen You can invoke this screen by typing 9001 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Open Teller Batch Til Branch Date 2007 11 27 Branch Code 00
24. Specify the cheque book number If the cheque book number is input the account number will be displayed on tab out of the cheque book number Narrative Enter remarks about the transaction MICR Number Specify the MICR number displayed on the BC being sold Beneficiary Name Specify the name of the beneficiary in whose favor the BC is being sold Beneficiary Address Specify the address of the beneficiary Passport IC Number Specify the passport IC Number Instrument Type The system displays the instrument type that corresponds to the BC being issued against an account Payable Branch Specify the branch where the BC should be payable The adjoining option list displays all the branch codes maintained in the system Choose the appropriate one Cheque Number Specify the number of the cheque being drawn for BC sale Click save icon to go to the next stage 8 178 ORACLE Enrichment stage On clicking the save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed BC Sale against Cheque Branch Date 2007 11 30 External Reference Number FJB0733400000816 Instrument type BCC Bank Code E01 Customer id 01100064 BC Currency GBP Customer Name RAM KUMAR P BC Amount 1 000 00 Account Branch 01 Instrument Number Account 0110006401 BC Date 2007 11 30 A
25. Specify the code that identifies the payable branch The option list displays all valid branch codes maintained in the system Choose the appropriate one On saving these details the following screen will be displayed 8 100 ORACLE DD Fractions Branch Date 2011 11 30 External Reference Number FJB1132400001869 instrument Type PDM a Instrument Date 2011 12 06 Bank Code 000 aj Instrument Currency USD E Payable Branch E Instrument Number 60071 a3 MICR Number DDMICRADVICE23 Beneficiary Id Instrument Amount 5800 Beneficiary Name ben test 2 13395323 Remitter ID Beneficiary Address 1 Remitter Name Beneficiary Address 2 Remitter Address 1 Beneficiary Address 3 Remitter Address 2 Beneficiary Address 4 Remitter Address 3 Narrative Remitter Address 4 Number of Fractions 2 Fractions Details Pion fF BEE E Sequence Number instrument Amount Beneficiary id Beneficiary Address 1 Beneficiary Address 2 E O 1 2500 Ben001 Ben001 add1 Ben001 add2 Be 2 3300 Ben002 Ben002 add1 Ben002 add3 Be G gt Cancel Specify the following details External Reference Number The system displays the external reference number Instrument Date Specify the date on which the instrument was drawn Instrument Currency Specify the currency in which the DD is drawn The option list displays all valid currency codes maintained in the system Cho
26. Specify the external account name Ext Account No Specify the external account number Clearing Bank The system displays the clearing bank Branch Code The system displays the branch code Sector Code The system displays the sector code End Point The system displays the end point Routing No The system displays the routing number 8 95 ORACLE Instrument No The system displays the instrument number On saving the details the following screen will be displayed 0D Multimode iquidation Branch Date 2011 11 30 External Reference Number FJB1133400003601 issuing Branch 002 A Demand Oraft Date 2013 04 16 instrument Type DOM E instrument Currency USO a instrument Number 60188 7 Instrument Amount 59 Payable Bank 000 aa Payable Branch 002 aa instrument Status Narrative id Print Status Remtter ID Passport Number Remtter Name Beneficiary id Remitter Address 1 Beneficiary Name RSNB3I26R1S Remitter Address 2 Beneficiary Address 1 l Remtter Address 3 Beneficiary Address 2 Rentier Address 4 Beneficiary Address 3 Additional identifier D Beneficiary Address 4 Additional Detais Name Beneficiary Address 5 Instrument Form Payable Accross Branch Additional Detais Value MICR Number micr8326r15 Cash Amount 59 Denomination Charge MIS UDF Settlement Details Currency Code USO Total Preferred Denomination Populate Denomination Details fancal l External Reference Number The s
27. Specify the total amount to be booked for shortage 14 1 ORACLE Narrative Enter description of the transaction The screen has two tabs which are as follows e Denom e MIS e UDF 14 2 1 Specifying denomination details The following details have to be captured in this section Currency Code The currency in which the transaction is being performed is displayed here Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination Till contents are incremented as a result of inflow transactions like cash deposit and decremented for outflows To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 14 2 ORACLE 14 2 2 Specifying the MIS details You can capture these details in the MIS tab of the screen
28. field the option list will display only those accounts that belong to the chosen branch 8 23 ORACLE From Account Branch The system displays the current logged in branch This means that you will be able to specify an account that resides in the current branch only To Account Branch Specify the branch where the beneficiary account resides The adjoining option list displays all the branch codes maintained in the system You can choose the appropriate one Cheque Book Number Specify the cheque book number If the cheque book number is input the account number will be displayed on tab out of the cheque book number From Account Currency The system displays the currency of the drawer account To Account Currency The system displays the currency of the beneficiary account Amount Specify the amount for which the cheque has been drawn Narrative Here you can enter remarks for the transaction Cheque Number Specify the number on the cheque that has been drawn Cheque Date The system defaults the cheque date However you can modify it by clicking the adjoining button and selecting from the calendar Cheque Issue Date Specify the issue date of the cheque You can click on the adjoining calendar icon and select the appropriate date If the difference between the Cheque issue date and the Cheque Date is greater than the Cheque Stale Days maintained at the Branch Parameters Maintenan
29. for further details 9 17 ORACLE 9 4 4 Specifying UDF details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen Miscellaneous GL Debit External Reference Product MGLD GL Currency Exchange Rate GL Account Transaction Amount GL Description SC Charges Transaction Currency GL Amount Reference Number Negotiated Cost Rate Narrative Negotiation Reference Denomination Charges MIS UDF UDF Details 10f1 Ll Refer the section titled Specifying UDF details under Miscellaneous Debits to a Customer s Account for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 9 18 ORACLE 9 5 Miscellaneous Credit to a General Ledger Account You can perform miscellaneous credit to a GL account with the corresponding debit to the cash account This transaction lets you enter a miscellaneous credit to a General Ledger GL account with the corresponding debit to the cash account Use the Miscellaneous GL Credit
30. screen to enter a miscellaneous credit to a GL account You can invoke this screen by typing 1460 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Miscellaneous GL Credit External Reference Product MSGC Transaction Currency GL Description Transaction Amount GL Currency Narrative Reference Number The following details can be captured in this screen External Reference Number This is a system generated sequence number for the transaction Product The system displays the code of the product maintained in the system that will be used for miscellaneous GL credit transactions GL Account Select the GL account number to which the funds are to be transferred from the cash account You can select the appropriate account from the adjoining option list that displays all the GL accounts maintained in the system GL Description The system displays the description of the GL account number chosen GL Currency Specify the currency of the GL account to which the funds are to be transferred Transaction Currency Specify the currency in which the cash account is being debited You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system 9 19 ORACLE Transaction Amount Specify the amount that should be debited from the cash account Reference Number Enter a reference number for th
31. 002000131 002 000000025000000000 1003 USD 10 00 77 787 00 Recalculate Remitter Address 1 Remitter Address 2 Remitter Address 3 Remitter Address 4 Executive Code Executive Phone No Executive Name Instrument Form Specify the following Remitter ID Nominative w Payable Across Branch details Specify the ID of the remitter Remitter Name Specify the name of t Remitter Address 1 he remitter to 4 Beneficiary Address 4 Beneficiary Address 4 Beneficiary Id Additional Identifier ID Additional Identifier Name 1 Additional Identifier Value 1 Additional Identifier Name 2 Additional Identifier Value 2 Additional Identifier Name 3 Additional Identifier Value 3 wAdditional Identifier Name 4 Specify the address of the remitter in the fields provided Executive Code Specify the code of the executive Executive Name Specify the name of t he executive 8 119 PASSPORT ORIC NO ORACLE Executive Phone Number Specify the phone number of the executive Instrument Form Specify the instrument form The drop down list displays the following options e Nominative e Endorsable Choose the appropriate one By default the system displays the instrument form maintained at the Instrument Product Maint
32. 8 36 ISSUNGABCAGANSTA GLi aeieea erR e E Ee OE SOE EREE EERE T REE EREN i 8 186 8 30 2 Specifying Charge Details csiss ics cccssecsapsuwavsageagabsi o eaae aE E Eaa E AE EEA 8 189 8 36 3 Specifyirig MIS Details serrian a e E E E G REEE 8 189 6304 Specifying the UDF details siriene a a E E RES 8 189 6303 Invokine OFAC Check sudissccsviesicssseccapeiaed r E E E E E AREE 8 190 8 37 ISSUING A BC TO A WALK IN CUSTOMER ccsscssccsssesscsensesecsensenecsenseseceensesecsenseseceenseseceensesecsenaesecseneenees 8 191 8 3741 ANVOKING OFAC CHECK iieri see aa E EE EEEN E EEEE EE TEE EAS 8 193 8 37 2 Specifying denomination details cccecccesccescesecseeeseeesseeseesseeseeeeeceecesecaecsaecaaecseeeseeeseeeeaeeneeeeeeaees 8 194 8 37 3 Specifying charge details s csscssecssecssecseesonsconsonssonsesnsosseessessecsseessessaesseeseasenesonseonsesssesseessen sees 8 194 8 37 4 Specifying MIS Details cisoccescsscseseessedvoseinnsvebtapasonysinesccosigensepetsaicedsdpageosedsuensetaceepeinnseededgeseossanasionss 8 196 8 37 3 Specifying the UDF details issenensis ieee naki a rE eE EE EE ES 8 197 8 38 LIQUIDATING A BC AGAINST AN ACCOUNT ccccsccsscecsessssssecececeeseaesesececsessaaeeeseesceesesaeaeeseceeeesaeaeseesenenes 8 198 8 38 1 Specifying charge details cccccccccsccesscesecesecssecssecseeeseeeseesceeeeeeeeceeeesecesecsaecsaeeseeeseeeaeeeeeeeeeeeneeaees 8 201 8 38 2 Specifying MIS Details eserse eiii ini e ENEE REEE E E EE E
33. Actual Amount Lctear 10f1 Denomination Code Denomination Value Total Amount p Refer the section titled Specifying denomination details under Withdrawing Cash against a Cheque for further details 8 10 3 Specifying Charge Details This block allows you to capture charge related details Click on the Charges to invoke the following screen TC Sale Walk in External Reference Instrument Type TCW Instrument Currency Instrument Amount Account Branch Transaction Date Amount in Account Currency Charges Currency Denominations Charge Details Instrument Denominations Issuing Branch Instrument Status INIT Payable Bank Transaction currency Total Charge Account Amount Narrative 10f1 im Charge Components Charge Amount Charge in Local Currency Exchange Rate 8 47 ORACLE Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 48 ORACLE 8 10 4 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen TC Sale Walk in External Reference Instrument Type TC Currency TC Amount Narrative Beneficiary Name Beneficiary Address Currency Denominations TC Denominations Charges Issuing Branch Instrument Status Issuer Code Transaction currency TC Amount in Accoun
34. Credit Card Holder Name Name of the Credit Card holder is defaulted here From Account Branch Branch code of the recovery account is defaulted here However you can specify branch code from the adjoining option list if needed From Account Number Recovery account number is defaulted here However you can specify account number from the adjoining option list if needed Account Title Title of the recovery account is defaulted here From Account Currency Currency of the account is defaulted when account number is selected Cheque Number Specify a valid cheque number for payment Oracle FLEXCUBE validates for the availability and status of the cheque and also for the stop payment on the cheque Check Date Current system date is defaulted as the check date Cheque Issue Date Specify the issue date on the cheque from the adjoining calendar If the difference between the Cheque Issue Date and the Cheque Date is greater than the Cheque Stale Days maintained at the Branch Parameters Maintenance screen an error message stating that the cheque is a stale one will be displayed However stale cheque validation would not be done if the field Cheque Stale days is not maintained at the Branch Parameters Maintenance screen Amount Specify the payment amount for credit card transaction Amount currency can be FCY 12 2 ORACLE Narrative Specify remarks for the credit c
35. External Reference Branch Account Number Account Currency Account Title Amount Stop Payment Type End Cheque Number Start Cheque Number Expiry Date Effective Date Narrative Here you can capture the following details External Reference Number The system generates and displays a reference number for the transaction as soon as the screen is invoked Branch The system displays the branch code where the chosen account resides Account Number Specify the account on which the stop payment needs to be imposed You can select the appropriate number from the adjoining option list that displays all the accounts maintained in the system Stop Payment Type Specify whether the stop payment is on the amount of a cheque or a cheque drawn on an account The drop down list displays the following values e Amount 7 41 ORACLE e Cheque Select the appropriate one Start Cheque Number In case of a stop payment on a cheque you need to specify the cheque number of the first leaf End Cheque Number In case of a stop payment on a cheque you need to specify the cheque number of the last leaf The above two fields are applicable in cases wherein the customer has lost a cheque book So in order to prevent misuse you can capture the cheque numbers of the lost cheque book and impose a stop payment on all cheques in that book Effective Date Specify the date from which you wish to impose the stop payment The adjo
36. External Reference Transaction Amount Transaction Currenc General Ledger Amount ction Currency General Ledger Number General Ledger Currency Total Charges Account Title Exchange rate Negotiated Cost Rate Narrative Negotiation Reference Instrument Details Charge MIS Composite MIS Transaction MIS Refer the section titled Specifying the MIS details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit 8 4 5 Specifying UDF Details You can capture the UDF details under UDF tab Click the tab button UDF The system displays the following details Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 22 ORACLE 8 5 Depositing an In house Cheque You can capture deposit transactions for cheques issued by your bank to your customers through the In House Cheque Deposit screen You can invoke this screen by typing LOCH in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button In House Cha Deposit Bran
37. Instrument Preferences fur ey 1 000 000 SS a EMERGENCY Refer the section titled Specifying the MIS UDF details under Withdrawing Cash against a Cheque for further details 8 3 5 Specifying UDF Details You can capture the UDF details under UDF tab Click the tab button UDF The system displays the following details Cheque Deposit Branch Date 2011 12 01 External Reference FJB113350000578 Account Branch WB3 Account Number 00000W63590000003t Account Currency CLP Customerid 001882 Customer Name Ramya Same Holder v 5 Instrument Details Charge MIS UDF UDF Details Transaction Currency Transaction Amount Exchange rate CLP pE 1 000 000 C Total Charges Narrative Account Title Negotiated Cost Rate E EMERGENCY a Negotiation Reference Project Details Instrument Preferences Recai 1of1 pa FieldName Fie d Value Click to save the transaction 8 15 ORACLE The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 16 ORACLE 8 4
38. Override Messages Local Authorization option is not available when user authentication is via Single Sign On SSO Remote Auth In this type the Maker will assign the transaction to an authorizer using the following screen This screen will appear during the appropriate stage as per the Workflow definition ac F Cash Withdrawal Web Page Dialog User use Asugn 4 3 ORACLE 4 4 2 4 4 3 In this screen the Maker has to specify the name of the authorizer and then click the Assign button Upon successful assignment a confirmation message with the name of the assignee is displayed as shown below Successfully assigned to OFFICER The authorizer to whom the Maker assigns the transaction will see the same in the pending Tasks List from where he she can fetch the transaction for approval or rejection as the case may be Irrespective of whether the supervisor approves or rejects the transaction will be re assigned to the Maker If the supervisor approves the Maker can fetch and see the response from his her Task List Auto Assignment If the Workflow for the transaction is configured for Auto Assign at this stage it will assign the transaction to all the eligible authorizers as per the assignment criteria All the eligible supervisors will be able to see the transactions in their pending Tasks List The transaction will be locked by the first supervisor who fetches it from the
39. Product Individual Savings LCY Account Cey USD Status ACTIVE Uncollected Funds 1 100 00 Current Balance 87 665 12 Available Balance 86 565 12 Signatory Details Name Rachel x Customer iaee a Photo kl Signature Prev Next Prev Next On selecting a loan account the following summary details of the loan account will be displayed e Loan Product e Loan Account Currency e Loan Account status e Total Amount Financed e Total Amount Disbursed 4 7 ORACLE Birth Date Unique ID Address 15 new stret Account Number Branch Code Wwe Wet Loan Product OLYAN Account Cey GEP Status ACTIVE Total Amount Financed Total Amount Disbursed 11 008 50 6 999 50 Signatory Details Signatory Detail Not Available To set a customer for a session click Start Session button The following message is displayed Do you want to set this Account Number and Details to the Session Click OK if you wish to process multiple transactions for the account The system will display the following message to confirm the same Customer session is opened for Account Number 100000001 Customer Number DMP003IND The page also contains the customer s Image including those of other signatories of the account if available and the Operating Instructions etc will be displayed as shown below Signatory Details Name Rachel w x Customer Customer Photo x Signature
40. Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 43 ORACLE 8 10 Selling a TC to a Walk in Customer You can sell a TC to any walk in customer through the TC Sale Walk In screen You can invoke this screen by typing 8204 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button TC Sale Walkin External Reference Instrument Type TCW Branch Instrument Status INIT Issuer Code Transaction currency TC Currency Transaction Date TC Amount Narrative Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Branch The current logged in branch is displayed Issuer Code Specify the issuer code to validate the TC details for sale from the adjoining option list Instrument Type The instrument type corresponding to a TC issued to walk in customers is displayed here Instrument Status The system displays the event that is triggered for the transaction This corresponds to the status of the in
41. Specify the clearing product For external clearing cheque the clearing product is defaulted The clearing product selected here should not bear any ARC charges 11 2 1 2 Specifying Term Deposit Pay Out Details Pay Out Option Select the pay out mode from the drop down list The options available are e Bankers Cheque BC e Payments PC e Accounts e General Ledger GL e Term Deposit TD e Demand Draft This option is enabled only when Account Number generation is manual Percentage Specify the amount of redemption in percentage Offset Branch The system populates the branch code of the account for redemption Account Number Specify the account number GL for redemption Narrative Specify the description for redemption ORACLE 11 10 11 2 2 Specifying Interest details This block allows you to capture interest related details Click on the Interest tab to invoke the following screen TD Account Opening by Multi Mode External Reference Account Number Branch Code Product Code Customer Id Account Description Currency Pay in by Account Open Date Clearing Type Cash Amount Cheque Instrument No Cheque Date Drawee Account Number Routing No Denomination Term Deposit Details Interest JointHolders Dual Currency Deposit CheckList UDF Product Details Effective Date 10f1 10f1 TE o m o UDE Values 10f1 URED User Defined Element Value Rate Code TD Rate Code E ICE
42. Specify the customer s account number The adjoining option list displays all the customer accounts maintained in the account branch selected You can choose the appropriate one If you select a Trust account you will have to specify project related details in the Project Details tab Account Title Specify the account title Transaction Currency The system defaults the account currency as the transaction currency However you can modify it The adjoining option list displays all the transaction currency maintained in the system You can choose the appropriate one 8 9 ORACLE 8 3 1 Transaction Amount Add the applicable charges to the amount that has to be deposited and specify the total amount in the currency of the cheque Narrative Here you can capture remarks pertaining to the transaction Cheque Verification digit Enter the cheque verification digit Cheque Number Specify the MICR number displayed on the cheque Drawee Account Number Specify the account on which the cheque is drawn Cheque Date Specify the date written on the cheque leaf The adjoining button when clicked invokes a calendar in which you need to double click on the appropriate date The chosen date will then be seen in the YYYYMMDD format Cheque issue date Specify the cheque issue date Regulation CC Available Check this box to indicate that the Reg CC facility is available for the transaction Same Hol
43. TD Payout Details TD Rate Code Specify the rate code to be used for TD calculation The adjoining option list displays all rate codes maintained using the LD MM Floating Rate Input screen CFDFLTRT You can select the appropriate one You can use TD rate code only when Rate Chart Allowed is enabled for the Account class linked to product and for defining TD Rate code rule UDE Type should be maintained as Rate as Rate Code for interest rate pickup for the account You can define either Rate code or TD rate code not both For more information on Floating Rate refer Maintaining Floating Interest Rates under Retail Lending User Manual Refer the section titled Specifying interest details under Opening a TD by account transfer for further details ORACLE 11 11 11 2 3 Specifying joint account holder details In case of joint accounts you need to specify the details of the joint holder TD Account Opening by Multi Mode External Reference Account Number Branch Code Product Code Customer Id Account Description Currency Pay in by Account Open Date Clearing Type Cash Amount Cheque Instrument No Cheque Date Drawee Account Number Routing No Denomination Term Deposit Details Interest JointHolders Dual Currency Deposit CheckList UDF Joint Holders 10f1 TD Payout Details Refer the section titled Specifying Joint Account Holder details under Opening a
44. e Cancel Bank Code The clearing bank code is displayed here TT Currency The system displays the currency in which the TT has been issued Instrument Amount The amount for which the cheque amount has been issued is displayed here Issue Date The system displays the date on which the TT was issued Liquidation Date The system displays the date on which the transaction is being posted Payable Branch The branch where the transfer amount is being paid out current branch is displayed here TT Status The status of the transaction is displayed here 7 76 ORACLE Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Passport IC Number The passport number or a unique identification number of the customer is displayed here Liquidation Type System displays the instrument maintenance in host that will be used for this transaction Narrative Here you can enter remarks pertaining to the transaction Txn Currency Specify the currency in which the payment is being made by your customer You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the Host Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7
45. Account Amount Beneficiary Name Beneficiary Address TC Denominations Charges MIS UDF Charge Details 10f1 m Charge Components Charge Amount Charge in Local Currency Exchange Rate ramal o Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 35 ORACLE 8 8 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen TC Sale against Account External Reference Issuer Code Instrument type Instrument Status TC Currency TC Amount Narrative Beneficiary Name Beneficiary Address TC Denominations Charges Issuing Branch Account Branch Account Account Currency Related Customer Id Customer Name Exchange Rate Total Charge Account Amount MS UDF Composite MIS Transaction MIS Refer the section titled Specifying MIS details under Withdrawing Cash against a Cheque for further details 8 36 ORACLE 8 8 4 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen TC Sale against Account External Reference Issuing Branch Issuer Code Account Branch Instrument type Account Instrument Status Account Currency TC Currency Related Customer Id TC Amount Customer Name Narrative Exchange Rate Beneficiary Name
46. Charges MIS UDF UDF Details 10f1 Refer the section titled Specifying UDF details under Depositing Cash for further details in this manual Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 15 Issuing a TT to a Walk in Customer You can issue a Telegraphic Transfer to any walk in customer through the TT Issue Walk In screen You can invoke this screen by typing 8316 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 7 63 ORACLE TT Issue against Walk in External Reference Instrument Type TTW TT Currency Bank code TT Amount Transaction Currency Telegraphic Transfer Date Narrative Payable Branch MICR Number Beneficiary Name Beneficiary Address Passport IC Number When you invoke the screen the External Reference Number and instrument type of the transaction are displayed You need to specify the following details Bank Code Specify the clearing bank code for the transaction Instrument Currency Specify the currency in which the TT is being issued Payable Branch Specify the branch where the TT amount should be paid out Transaction Currency Specify the currency in which the customer is making the payment Demand Draft Amount Specify the amount for which
47. Counterparty Account Beneficiary Details Beneficiary Name PassportiC Number Beneficiary Address Narrative You can maintain the following parameters here Counterparty Details ORACLE 11 48 You can maintain the following counterparty details here Counterparty Bank Code Specify the Bank code of the counterparty from the adjoining option list Counterparty Account Specify account number of the counterparty from the adjoining option list PC Product Category Specify PC product category from the adjoining option list GS tris is an optional field If a value is not defined for this field then the system books PC contract based on the PC Product Category details maintained at Account Class level Beneficiary Details You can maintain the following beneficiary details here Beneficiary Name Specify name of the beneficiary for the PC product Beneficiary Address Specify address of the beneficiary for the PC product Passport IC Number Specify Passport number of the beneficiary for the PC product Narrative Specify description for the beneficiary of the PC product During account closure the system uses PC Bridge GL maintained at account class level as an intermediary GL If a PC fails then since Bridge GL is maintained the account can be closed Term Deposit Payin Payin can be done only for the Accounts that have been created using STDCUSTD and TDMM are in Inactive st
48. Drawer Account Number Cheque Date Cheque Issue Date Exit You can maintain the following details here 12 4 ORACLE External Reference Number Unique reference number is defaulted based on the branch Account Branch Specify branch code of the Credit Card from the adjoining option list Narrative Specify remarks for the credit card payments if any Transaction Currency Currency of the transaction is defaulted here however you can modify if needed Transaction Amount Specify amount of the cheque drawn Clearing Type Specify clearing type you need for the cheque drawn from the adjoining option list Credit Card No Specify a valid Credit Card number from the adjoining option list Credit Card Holder Name Name of the Credit Card holder is defaulted here Cheque Number Specify a valid cheque number for payment Oracle FLEXCUBE validates for the availability and status of the cheque and also for the stop payment on the cheque Routing Number Specify routing number you need for the cheque drawn from the adjoining option list Drawer Account Number Specify Account number on which the cheque is drawn Cheque Date Cheque date is defaulted here Cheque Issue Date Specify the issue date on the cheque from the adjoining calendar 12 5 ORACLE If the difference between the Cheque Issue Date and the Cheque Date is greater than the Cheque Stale Days maintaine
49. ITA VIEWING errors Grid override Ssusaiseinsrni aa A a E E 7 12 EI WITHDRAWING CASE sianie ee eaa E EER E E EE AEA E E EEA EEA 7 14 7 3 1 Specifying Denomination Details cccccccesccescsseesseeseeeeeessesseeseceecesecusecaeceaecaaecaaeeseeeaeeeseeeeeeeeeenees 7 16 7 3 2 Specifying charge details x icossescesscseactseis ieee a aina E E A as techs ReeengeaeG 7 16 7 3 3 Specifying MIS Aetails sisccccdyateanreeietivetsoceiveiecusstotneswen sautubevy te RE EE EENE 7 18 7 3 4 Specifying UDF Details cccctsevsascvsiesieeticusiess e t NE EE REENE 7 19 TA TRANSFERRING CASHis c5s2 svccesscsteceseetesanyntissocebevtvansoatiereussentsvervaderensd ettedeseseeveceraesiesnailvrsdedensstesteveticevdestennnes 7 20 7 4 1 Specifying PE Details sisien ite E EE EEEREN E R EEES E EEE SNS 7 20 7 5 CLOSING OUT AN ACCOUNT WITH WITHDRAWAL ccccscessssesseesseesseesseeaeeessecaseesseeaseesseeasessasaseessaeaseesiaeas 7 22 7 5 2 Specifying charge details sescscsanstesenine tvoisizeiasesecodsesoas sins ipa e AE EEEE RE EE EEE ES EEE NARE 7 25 7 5 3 Specifying the MIS Getails 2cccasctisesieet otsveliaseencodeenoas suc aee E Ea EuR A EENE EEE EN 7 25 7 5 4 Specifying the UDF details sucsasccssesveciscnsietisseesvobeeveas ene eE EEE E aR E EENE SEE EET EN 7 26 7 6 EXCHANGING DENOMINATIONS cccccscsssessesessesecsessscsesescsseceuesessessscseseseseesesesesoussessessueseseeaseeseneeeenenene 7 26 7 6 1 Specifying Denomination Details ccccsccesccescsseesseesse
50. In this block you can capture the following charge related details Miscellaneous Transfer Branch Date 2011 12 31 External Reference FJB1136500002348 Product MGLD Branch Code 004 Related Customer 004000066 Transaction Branch 004 OffsetBranch 004 Transaction Account 000000047000000008 OffsetAccount 111100001 Transaction Currency CLP Offset Currency CLP Transaction Amount 10 000 00 Offset Amount 10 000 00 Account Description Berkshire Current Acc Account Description Cashin Hand Exchange Rate 1 Instrument Code Narrative Recalculate Till Direction Instrument Type Instrument Liquidation Charges UDF Denomination Charge Details Id 4 100 gt Di Ia Charge Components Charge in Local Currency Exchange Rate v CHDP CHARGE ial Oo 5 00 G rm Charge Component The system defaults the charge components applicable to the transaction Waiver You can waive a certain charge for the customer by checking this box against the charge component Charge Amount The system displays the charge amount to be deducted for the corresponding charge component You can edit the amount Currency The system displays the currency in which the charge has to be deducted 10 5 ORACLE Charge in Local Currency In case the transaction currency is different from the local currency the system will compute the local currency equivalent of the charge a
51. Issuer Code Account Branch Instrument type Account Instrument Status Account Currency TC Currency Related Customer Id TC Amount Customer Name Narrative Exchange Rate Beneficiary Name Total Charge A Account Amount Beneficiary Address i i TC Denominations Charges MIS UDF TC Denomination Details 10f1 a a ao a In addition to the details defaulted from the previous stage you can capture the following details Batch Number The teller entry batch number is displayed Related Customer ID The customer identification number of the payment initiator is displayed here based on the chosen account number Customer Name The customer name pertaining to the related customer ID is displayed here Exchange Rate The system displays the exchange rate used to convert the transaction currency into account currency lf the transaction currency is the same as the account currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here Beneficiary Name Specify the beneficiary name Beneficiary Address Specify the beneficiary address 8 33 ORACLE Account Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Recalc Click Recalc button to upd
52. Mumbai Maharashira 400 063 India Worldwide Inquiries Phone 91 22 6718 3000 Fax 91 22 6718 3001 www oracle com financialservices Copyright 2005 2014 Oracle and or its affiliates All rights reserved Oracle and Java are registered trademarks of Oracle and or its affiliates Other names may be trademarks of their respective owners U S GOVERNMENT END USERS Oracle programs including any operating system integrated software any programs installed on the hardware and or documentation delivered to U S Government end users are commercial computer software pursuant to the applicable Federal Acquisition Regulation and agency specific supplemental regulations As such use duplication disclosure modification and adaptation of the programs including any operating system integrated software any programs installed on the hardware and or documentation shall be subject to license terms and license restrictions applicable to the programs No other rights are granted to the U S Government This software or hardware is developed for general use in a variety of information management applications It is not developed or intended for use in any inherently dangerous applications including applications that may create a risk of personal injury If you use this software or hardware in dangerous applications then you shall be responsible to take all appropriate failsafe backup redundancy and other measures to ensure its safe use
53. Specify the count of the TC which you have selected Series Specify the series having the TC denomination The valid TC series is shown in the adjoining option list With this reference you have to specify the start and end number System Count The system count will be defaulted only if you have selected the TC series from the option list Otherwise this field will be blank Start Number Specify the starting number of the series If you have selected the TC series from the option list the start number will be defaulted You need to modify this value End Number The system defaults the end number which is the sum of start number and the count TC Amount The system defaults the TC Amount It is the product of the denomination and the count After entering all the data click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 13 20 ORACLE 13 10Returning TCs to Vault You can return TCs to Vault using the Return TCs to Vault screen You can invoke this screen by typing 9018 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Return TCs to Vault External Reference Branch Code Transaction Cur
54. The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 16 Liquidating a TT against GL You can liquidate a telegraphic transfer drawn on your branch against a GL through the TT Liquidation Against GL screen You can invoke this screen by typing 8320 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 7 66 ORACLE TT Liquidation against GL External Reference Instrument Number Issuing Branch On invoking this screen the External Reference Number of the transaction is displayed You need to specify the following details Instrument Number Specify the instrument number of the TT that needs to be liquidated Issue Branch The branch where the TT has been issued is displayed based on the instrument number specified Click save icon to go to the next stage Enrichment Stage On clicking save icon the system validates the branch code and instrument number specified The following screen will be displayed TT Liquidation against GL External Reference Bank Code Instrument type General Ledger Number Branch Instrument Number Instrument Status Issue Date Narrative TT Amount General Ledger Currency Payable Branch j Telegraphic Transfer Date Beneficiary Name Beneficiary Address Passport LC Number You can capture the following information 7 67 ORA
55. To Account Amount Exchange Rate Total Charge Recalculate UDF Details Oo Field Name Field Value Refer the section titled Specifying the UDF details under Depositing Cash for further details 7 39 ORACLE 7 9 4 Specifying Project Details You can capture project details under Project Details tab Note that this tab will be applicable only if the funds are being transferred to a Trust account Account to Account Transfer Branch Date 2011 11 14 x External Reference Product From Account Branch To Account Branch Customer id To Account Number Customer Name Account Description i From Account Number To Account Currency Account Description i To Account Amount From Account Currency Exchange Rate Transaction Amount Total Charge Total From Account Amount Recalculate Narrative ei Charges MIS UDF Biittoadu sents Project Details Project Name a Unit Payment es v Unit Id ai Deposit Slip Number Cancel Specify the following details Project Name Specify the developer project name for which payment is being made The adjoining option list displays all valid projects maintained in the system You can select the appropriate one Input to this field is mandatory Unit Payment Indicate whether the transaction is a unit payme
56. routing number for inward clearing The adjoining option list displays all routing numbers along with the Branch codes and Bank Codes You can select the appropriate one Project Name Specify the developer project name for which payment is being made The adjoining option list displays all valid projects maintained in the system You can select the appropriate one Input to this field is mandatory If you specify the Unit ID the system will display the corresponding project name here Unit Payment Indicate whether the transaction is a unit payment or not by choosing the appropriate value from the adjoining drop down list The following values are available e Yes e No Unit ID Specify the unit ID of the project This field will be enabled only if you have selected Yes against Unit Payment The adjoining option list displays all unit IDs along with the unit holder names corresponding to the project name chosen You can select the appropriate one Deposit Slip Number Specify the deposit slip number for the payment 15 13 ORACLE Enrichment stage In this stage you are allowed to modify any data that you have entered in the Input stage Click save icon to save the transaction After the transaction is successfully saved the following message is displayed Transaction Completed Successfully The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that
57. tries to execute the stage the system displays an error message informing that another user has already locked the workflow stage Tracking and Auditing The Workflow engine provides highest level of security and auditing capabilities It captures and maintains the following information about every action taken by each user e The transaction stage that was invoked e The name of the user who invoked the stage e The time when it was invoked e The data captured for the transaction e The result of the action performed The data thus captured will be sufficient to replay the entire life of any given transaction at given time The table Txn_LogDetails holds the details of every stage of the transaction including the input and output data 3 2 ORACLE 3 2 3 Defining a Workflow stage 3 3 You can define workflow stages as per the bank s requirements The class generator utility will automatically generate the transaction specific classes The workflow definitions for all transactions are generated in XML format Whenever you change the workflow definition for a transaction the respective class should be generated again and replicated to the workflow Maintaining Function Group You can logically club the function IDs to a function group using the Function Group Detail screen To invoke this screen type STDFNGRP in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Funct
58. 004 OffsetBranch 004 Transaction Account 000000047000000008 OffsetAccount 111100001 Transaction Currency CLP Offset Currency CLP Transaction Amount 10 000 00 Offset Amount 10 000 00 Account Description Berkshire Current Acc Account Description Cash in Hand Exchange Rate 1 Instrument Code Narrative Recalculate _ Till Direction f Instrument Type Instrument Liquidation Denomination UDF Charges Currency Code CLP Total 10 000 00 Preferred Denomination Denomination Details 1of1 AC 20000 20000 0 0 00 0000 10000 0 1 10 000 00 5000 5000 0 0 0 00 2000 2000 0 0 0 00 F 1000 1000 0 o 0 00 Fls 500 0 0 0 00 Currency Code Specify the currency code Preferred Denomination Specify the preferred denomination Total The system displays the total amount Denomination Code The system displays the denomination codes applicable Denomination Value The system displays the value of the denomination 10 7 ORACLE 10 3 Units Specify the units of currencies received in the specific denomination Total Amount The system displays the total amount received in the specific denomination Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Passbook Issue You can issue a new passbook to a customer who has lost the existing passbook issued to him through th
59. 3 3 1 5 Replicating data from Branch Ad hoc DASIS ccccsccescseseceseeeseesseeseeeeceeeeeeecesecesecesecuaecnaecaeeaeeeaeeeaeees 5 4 5 2 QUERYING ON REPLICATED RECORDS 0 ccsssccesseseecessseeecesseeeecascececsaeeecseaaececsneecessaeeecsesaeesseneeecessaeeeesenaees 5 6 MAINTENANCES FOR SAVINGS esseseseresserosoesesesoecososoeseseeceserosoeseeeeoerosoroeseseeossosoroesesecoesosorsesesoeessosorseseeese 6 1 6 1 INTRODUCTION sana a Sa ERRES EEE S SESE A 6 1 6 2 MAINTAINING TC DENOMINATION DETAILS 1 0 0 ccecsecceseesceseceseeceeeeecseeeeessesseesecsessecneeesesaeseussesseeeeenesensegs 6 1 63 IMECIMODE OR DEPOSITS ciscccesscsaecst contgesssasncevnesivsctesesnaebccuevecpesdeneshbeuy a p SEa TEREE ISE A E N ESA 6 2 CASH TRANSACTIONS cscsssssssssssesscsssssssscsssnesscsnescessssssessssnesscssssossessnssesssessssneesesesssesssssesscssessosseseoss 7 1 7 1 INTRODUCTION stese eeraa a AE R e AE E A S EE EE AES E EE E 7 1 Fe _ DEPOSIING CASH cechiss 335435 a Ere EES R EE AE A ES EEEE ESEE E EERS 7 2 Z2 Specifying denomination details sissien o ia E E E a ES 7 4 7 2 2 Specifying charge details s resssive casiviedossustevea a E A E signe Nesepbies Uy estes 7 4 7 2 3 Specifying MIS details cece seesteescatast ioe tssuszcteesivaceasespece E A ees ts E R A 7 6 7 2 4 Specifying UDF Details iesirea E E A aus pang tases E R S 7 6 7 2 5 Specifying Project Details sosser E sig tale dees E R EAE 7 7 7 2 6 AUINOTIZALON SIAR Oise ci na E E A R A 7 9
60. 68 ORACLE Narrative The remarks associated with the transaction are displayed here 7 16 1 Specifying charge details This block allows you to capture charge related details TT Liquidation against GL External Reference Bank Code Instrument type Transaction Branch Branch General Ledger Number Instrument Status F Instrument Number Narrative Issue Date TT Amount Exchange Rate General Ledger Currency Telegraphic Transfer Date Account Amount Charges Passport LC Number Denaioal Charges MIS UDF Payable Branch Beneficiary Name Beneficiary Address Charge Details 10f1 m Charge Components Charge Amount Charge in Local Currency ExchangeRate oO Refer the section titled Specifying the charge details under Depositing Cash in this manual 7 16 2 Specifying MIS details This block allows you to capture details pertaining to MIS 7 69 ORACLE TT Liquidation against GL External Reference Instrument type Branch Instrument Status Narrative Payable Branch Beneficiary Name Beneficiary Address Passport LC Number Charges MIS UDF Composite MIS Bank Code Transaction Branch General Ledger Number Instrument Number Issue Date TT Amount Exchange Rate General Ledger Currency Telegraphic Transfer Date Account Amount Charges Transaction MIS Refer the section titled Specifying the MIS details under Depositing Cash in this manual
61. 77 ORACLE 7 19 Inquiring on a TT Transaction You can query a Telegraphic Transfer transaction for a specified branch and Instrument Number This can be done by using the TT Inquiry screen You can invoke this screen by typing 7795 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Issue Branch Instrument Number Transaction Amount TT Currency Instrument Status Issue Account Number Beneficiary Name Passport IC Number Beneficiary Address Specify the following details Instrument Number Specify an instrument number of the TT transaction that needs to be queried Issue Branch Specify a branch for which you wish to query the TT transaction Or select a branch from the list of values After you specify the above details click Ok button The system will display the following details based on the instrument number e Transaction Amount e TT Currency e Instrument Status e Issue Mode e Issue Account Number e Beneficiary Name e Passport IC Number e Beneficiary Address 7 20 Transaction Reversal You can reverse financial transactions that have been initiated by you The transactions that have been completed successfully are available in the Completed list 7 78 ORACLE DOCS2 000 000 Oracle FLEXCUBE UBS 11 2 0 0 0 0 0 ENG 2012 03 01 FR Transaction Inpu Windows Internet Explorer Workflow Pending 0
62. 8 54 ORACLE 8 11 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen TC Purchase against Account External Reference Instrument Type Issuer Code TC Currency Account Branch Exchange Rate Related Customer Id Customer Name TC Denomination Charge MIS UDF Composite MIS Issuing Branch Instrument Status Narrative TC Amount Account Account Currency TC Amount in Account Currency Total Charge Total Amount LIQD Recalculate Transaction MIS Refer the section titled Specifying MIS details under Withdrawing Cash against a Cheque for further details 8 55 ORACLE 8 11 4 Specifying UDF Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen TC Purchase against Account External Reference Issuing Branch Instrument Type Instrument Status LIQD Issuer Code Narrative TC Currency TC Amount Account Branch Account Exchange Rate Account Currency Related Customer Id TC Amount in Account Customer Name Currency Total Charge Total Amount Lgecalculate TC Denomination Charge MIS UDF UDF Details 10f1 Ch Refer the section titled Specifying the UDF details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The a
63. 86 7 24 VIEWING AVAILABILITY OF DENOMINATION IN TILL s sesesssssssesssiessresestserersrsrssrsrntinrnesnnsenrsrenestnsenenete 7 88 T23 QUERYING TILL V AULT POSITION wisiccihc diet carci arith Sears Ge eee ee 7 88 INSTRUMENT TRANSACTIONG scscsssssscsssssssssssssscssenssscsssccsssssessssssesssenesscssessesssssessesssesssssessessessosees 8 1 8 1 INTRODUCTION wscssscsvcsecstensscasenusveusetensbusevnybesboenseetsvvcetesbeenstunsvebeteddeenrtenseeytedbensdnesnsuesedteneyeeitave teste veieevisess 8 1 8 2 WITHDRAWING CASH AGAINST A CHEQUE ccecessssseceeececsesseaececececeesenseceeececeessaaesesecsecenesusaeseeeeeeeenesaseeeees 8 2 6 2 1 Specifying denomination details ccccecccssccsseesseesseesseeseeeeceeecesecesecusecseecaeecaeseseeeseeeeseeeeeeeesaeeeaeeeaeeaas 8 5 6 2 2 Specifying CHA GC CLALS riscs a EA E A SARE OR A EEDS 8 6 8 2 3 Specifying the MIS detailse sucasne a a a E a A EE 8 7 8 2 4 Specifying the UDF details siasatna a a E dante R ES AE EAE EE 8 8 8 3 DEPOSITING A CHEQUE a a Sec sag eh ca denne dus sama aeadea eos dav E E E 8 9 6 3 1 Specifying Instrument Details scission i tees E E p e E aea 8 10 8 3 2 Capturing mstrument details icms rigita saaa Ea O e VEE E a T EERE 8 12 8 3 3 Specifying Charge Details sescrsecasscsiacasiesivevsstvee iia ao pb ses esate a a E S E A EA Sa 8 14 8 3 4 Specifying MIS UDE detail Siiasaar bee cadeaate Hiss e seg slate lags sytesmesastndd sues sate saaducesusdeeseieeey 8 15 8 3 5 Spe
64. Account You can purchase a TC through the TC Purchase Against A C screen You can invoke this screen by typing 1409 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button TC Purchase against Account External Reference Issuing Branch Instrument Type TCA Instrument Status LIQD Issuer Code Account Branch TC Currency Account Number TC Amount Account Title Account Currency Narrative Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issuing Branch The current logged in branch is displayed Account Number Specify the customer account against which you are purchasing the TC The adjoining option list displays all the accounts maintained in the system Select the appropriate one Account Branch Specify the Branch in which the customer account needs to be selected for issuing the TC The adjoining option list displays all the branches maintained in the system Select the appropriate one TC Currency Specify the currency of the TC TC Amount Specify the amount as indicated on the TC instrument being purchased 8 51 ORACLE Issuer Code Specify the issuer code to validate the TC details for sale from the adjoinin
65. Account Title EMERGENCY Same Holder Negotiated Cost Rate L Negotiation Reference Recalc Instrument Details Charge MIS UDF ProjectDetails Instrument Preferences Clearing Type CGOW Drawer Account Number Cheque Number 222091 Cheque Date 2011 12 01 Value Date 2011 12 01 Late Clearing Routing Number 0152000WB3 Regulation CC Available Special Available Sector Code 0152 Bank Name 000 issuer code Branch Name WB3 Sector Description WB3 The system fetches the following additional details based on your previous inputs Bank Code The system displays the clearing bank code based on the routing number Bank Name The system displays the name of the clearing bank based on the routing number Branch Code The system displays the branch code of the clearing bank based on the routing number Branch Name The system displays the branch in the clearing bank based on the routing number Sector Code The system displays the sector code of the clearing bank based on the routing number Sector Description The system displays the description of the sector Late Clearing The system indicates whether the cheque has been cleared on the same day or is marked for late clearing Regulation CC Available Check this box to indicate that the Reg CC facility is available for the transaction Special Available Check this box to indicate that the special availability facility is available for the transaction 8 13
66. Assigned 0 Approved 0 Auth History 0 Failed 0 Unassigned 0 Completed 0 Reversed 0 Tanked 0 Untanked 0 Search Tasks My Dash Board You can select the transaction that needs to be reversed by clicking on it Here you will be able to view all the transaction details Click save icon to reverse the transaction The accounting entries will be reversed i e negative amounts will be posted into the accounts This will update the till balance for the currencies wherever applicable The system will display the following message Transaction Completed Successfully 7 79 ORACLE 7 21 Disbursing Loan Manually By Cash You can manually disburse loan amount by cash using the Loan Disbursement by Cash screen You can invoke this screen by typing 5001 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button The screen is displayed below Cash Withdrawal External Reference Product LDCH Loan Account Branch Loan CCY Loan Account Disbursement Amount Narrative Specify the following details External Reference Number The system displays a unique number Product The retail teller product code LDCH is displayed in this field Loan Account Branch Specify the loan account branch from which the amount is to be disbursed You can also select the appropriate branch from the adjacent option list The list displays all th
67. Branch Instrument Type MICR Number Instrument Status INIT PassportlC Number Bank Code Beneficiary Name BC Currency Beneficiary Address BC Amount BC Date Transaction Currency Transaction Currency Rate Charges Total Amount Narrative Instrument Number Currency Denominations Charges MIS UDF UDF Details 10f1 a Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 197 ORACLE 8 38 Liquidating a BC against an account You can liquidate a BC against an account through the BC Liquidation Against Account screen You can invoke this screen by typing 8309 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button BC Liquidation against Account External Reference Issue Branch Instrument Number Here you can capture the following details External Reference Number The system generates a unique number based on the
68. Branch instrument Number Account BC Date Account Title Account Currenc Payable Branch MICR Number Beneficiary Name Beneficiary Address Exchange Rate Total Charge Account Amount Narrative Delivery Mode PassporviC Number Delivery Address1 Delivery Address2 Delivery Address3 Delivery Address4 Charges MIS UDF Charge Details 10f1 m Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate as The following details will get defaulted in this stage Instrument Number Specify the instrument number 8 171 ORACLE 8 33 1 Customer Id Specify the customer Id Customer Name Specify the customer name Exchange Rate The exchange rate is displayed here Total Charge System displays the total charge Account Title The system displays a brief title for the chosen account Customer ID The system displays the customer ID based on the account specified Charges The system computes the charges applicable for the transaction and displays it here Account Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Note the following e During the issue process based on the issue type the system will use the instrument types BCW BCA BCG BCC DDW DDA DDG DDC for the resolution of the retail
69. Capturing TC Deals sisiraan nne irre a ERE EERE EN EEE i 13 19 13 10 RETURNING TCS TO VAULT cesccsseesshesustersstconedesentepvecheenevsestsess cat sntesees Epea aE ASA EENE EEE EAEE ESENES 13 21 13 11 CAPTURING TO DETAILS esris sav vvesecastest essien eSEE Eeee NEEE EEEE oe daCenensesacdesovedvsesnverersesveibecnsteats 13 21 13 12 VIEWING TCS AVAILABLE WITH VAULT e sesseseseeeesssesesrsreresssrssertsrenesrsnestnreriessensenrseneenrnnesesenreeenes 13 23 14 BALANCING OPERATIONS sesesseeererossesesesceeosoeseseseecssorosseseseeesosoesesesoeoosoeseseseeossesoroeseeeeeeeosoeseeeseeeesoe 14 1 14 1 INTRODUCTION chersi ap ar e ia erer eE eea e S a SS 14 1 14 2 BOOK SHORTAGE sesniniorie enre eea e EN ISe a EE Ee an Eae K EE ORNAR e eNe eiea EEEN SE 14 1 14 2 1 Specifying denomination details cccsccecccecceesesssescesecesecesecesecssecssecseecaeeeseeeseeeeeeseeeseeeseeeaesnaeenaeenes 14 2 ORACLE L422 _ Specifying the MIS details suse ssccsesesesiseesnsrccusceesieencosedssceavedseceeonsnossboeiunes ousapedeaptisgnesveesousvaaedonzentness 14 3 I42 3 Specifying the UDF details iso vccsescsccseeocoenseinsesiabicesenseceascisteesootunie N ones brdvapedseasveevonavebeiabeentenss 14 4 14 3 BOOKING OVERAGE ccceseessssscecececessssaeceeececsensuaesecececseseaaeceseceseessaaesesececeesenaeaeseceeeessaaaaeseesecesenseaeeeeeeeees 14 5 14 3 1 Specifying Denomination Details cccesccesceceesseecessceseceecesecaecacecacecace
70. Cheque Date Specify the date displayed on the cheque leaf Cheque Issue Date Specify the issue date of the cheque You can click on the adjoining calendar icon and select the appropriate date If the difference between the Cheque issue date and the Cheque Date is greater than the Cheque Stale Days maintained at the Branch Parameters Maintenance screen an error message stating that the cheque is a stale one will be displayed However stale cheque validation would not be done if the field Cheque Stale days is not maintained at the Branch Parameters Maintenance screen Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type 8 3 ORACLE cheque Withdrawal Branch Date 2011 11 14 x a External Reference Product Account Branch Cheque Number Customer Id Check Date Customer Name P Transaction Currency Account Number Transaction Amount Account Description P Exchange Rate Account Currency Total Charge Account Amount Negotiated Cost Rate Narrative P Negotiation Reference R
71. Date Payable Branch Beneficiary Details Beneficiary Name PassportiC Number Beneficiary Address Narrative You can maintain the following parameters here 11 4 7 1 Bankers Cheque Tab You can maintain Bankers cheque details of the account for redemption here if you have selected Pay Out Option as Bankers Cheque Cheque Details You can maintain the following cheque details Bank Code Specify Bank code of the Banker s Cheque from the adjoining option list ORACLE 11 47 Country Code Specify Country code of the Banker s Cheque from the adjoining option list Cheque Date Specify a valid date you need to issue Banker s Cheque from the adjoining calendar Payable Branch Specify branch you need to pay the Banker s Cheque from the adjoining option list Beneficiary Details You can maintain the following beneficiary details here Beneficiary Name Specify name of the beneficiary for the Banker s Cheque Beneficiary Address Specify address of the beneficiary for the Banker s Cheque Passport IC Number Specify Passport number of the beneficiary for the Banker s Cheque Narrative Specify description for the beneficiary of the Banker s Cheque 11 4 7 2 PC Tab You can maintain details of the other Bank to which the balance amount of the account for redemption is transferred Bankers Cheque PC Counterparty Details PC Product Category Counterparty Bank Code
72. Day of Savings module You can invoke this screen by typing 9012 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button The screen is displayed below External Reference Branch Code 10 1 my usero Till Id User Working Pending Transactions Tanked Transactions 4 L External Reference Number The system displays a unique number Branch Code The system defaults the current logged in branch code The following details of the current branch are displayed for all the tellers e User ID the teller user ID e User Working current log in status of the user e Pending Transactions number of transactions in the Pending Queue for the user e Tanked Transactions number of transactions in the Tanked Queue for the user e Assigned Transactions number of transactions in the Assigned Queue for the user e Unassigned Transactions number of transactions in the Unassigned Queue for the user e Auto Reversal Pending number of transaction pending to be auto reversed for the user 15 15 ORACLE 16 Reports 16 1 Introduction The following are the reports that you can generate in Savings module e Savings Insignificant Balance Accounts report e Blocked Accounts report e CASA Balance Listing Report e Saving Accounts Opened Today report e Savings Accounts Closed Today report e Flat File Cheque Book Requested report e Savings Large Balance Movements report e A
73. Demand Draft Currency The currency of the DD instrument is displayed here Demand Draft Amount The amount for which the Demand Draft has been drawn is displayed here Issue Date The system displays the date of issue of the DD Narrative You can enter remarks for the transaction Transaction Tax Exempt Check this box to exempt transaction tax Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Payable branch The branch where the DD has to be liquidated is displayed here Demand Draft Number The issue number of the DD is displayed here Passport IC No The passport number or any unique identification number of the beneficiary is displayed here 8 123 ORACLE Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Selecting a Reason code with checkbox Reverse Charge amp Tax checked at Reason code level during cancellation of DD is allowed only for DDA Instrument type Instruments hence during cancellation the system along with processing the cancellation entries will reverse the ITF Tax collected during DD issuance For cancelling other Instrument types user will have to use a reason code where the checkbox Reverse Charge amp Tax is unchecked and
74. Description GL Account Amount Account Currency Exchange Rate Transaction Amount Reference Number Total Charge Negotiated Cost Rate Account Amount Negotiation Reference Customer Name Narrative Charges MIS UDF Composite MIS Transaction MIS You can capture the following details here MIS Class The system displays all the MIS classes maintained in the Host You can to select the appropriate MIS code for each of these classes from the adjoining option list and link it to the transaction 9 5 ORACLE 9 2 3 Specifying UDF Details You can capture the UDF details under UDF tab Miscellaneous Customer Debit External Reference GL Account Number Account Branch GL Description Customer ID Product MSCD Account Number GL Currency Account Description GL Account Amount Account Currency Exchange Rate Transaction Amount Reference Number Total Charge Negotiated Cost Rate Account Amount Negotiation Reference Customer Name Narrative Charges MIS UDF UDF Details 10f1 a Field Name The system displays the various User Defined Fields UDFs that you have maintained for the product in the Host Field Value Specify the value for the each UDF that is displayed Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing
75. Details Click on the MIS tab to capture details pertaining to MIS 7 56 ORACLE TT Issue against Account External Reference TT Currency TT Amount Instrument Number Telegraphic Transfer Date Payable Branch Serial Number Beneficiary Name Beneficiary Address Passport IC Number Charges MIS UDF Composite MIS Issuing Branch Instrument Type Instrument Status Bank code Transaction Branch Account Number Customer Name Account Currency Account Amount Exchange Rate Charges Narrative Transaction MIS Refer the section titled Specifying MIS details under Depositing Cash for further details in this Manual 7 13 3 Specifying the UDF details You can capture these details in the UDF tab of the screen 7 57 ORACLE TT Issue against Account External Reference Issuing Branch _ TT Currency Instrument Type TT Amount Instrument Status Instrument Number Bank code Telegraphic Transfer Date Transaction Branch Account Number Customer Name Account Currency Account Amount Exchange Rate Charges Narrative Payable Branch Serial Number Beneficiary Name Beneficiary Address Passport IC Number Charges MIS UDF UDF Details 10f1 Refer the section titled Specifying UDF details under Depositing Cash for further details in this manual Click save icon to save the transaction The authorization process is similar to cash deposit Refer t
76. Host system identifies a branch transaction with the external reference number 8 28 ORACLE Transaction Branch The current logged branch code is displayed here Drawee Accounts Specify the drawee account number The adjoining option list displays a list of drawee account number You can choose the appropriate one Routing No Once the drawee account number is specified you can select the routing number from the adjoining option list Alternately you can choose a routing number along with the Branch codes and Bank Codes from the adjoining list and view the corresponding cheque number and account number Cheque Number Specify the cheque number that needs to be tracked for return The adjoining option list displays all the cheques that have been issued in the branch along with the corresponding routing number and the beneficiary account You can choose the appropriate one Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry The following screen will be displayed Cheque retum Branch Date 2011 11 14 External Reference Transaction Branch instrument Number Reason Code Reject Reason instrument Amount instrument Currency Value Date In addition to the above details the system displays the following details e Remitter Account e Beneficiary Account e Customer Name e Value Date e Instrument Currency e Instrument Number e Reject Reason 8 29 ORACLE
77. Number Negotiated Cost Rate Narrative Negotiation Reference Currency Denominations Charges MIS UDF Charge Details 10f1 im Charge Components Charge Amount Charge in Local Currency Exchange Rate m m Refer the section titled Specifying the charge details under Miscellaneous Debits to a Customer s Account for further details 9 22 ORACLE 9 5 3 Specifying the MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Miscellaneous GL Credit Ka External Reference Product MSGC GL Account GL Currency GL Description Exchange Rate Transaction Currency SC Charges Transaction Amount GL Amount Reference Number Negotiated Cost Rate Narrative Negotiation Reference Currency Denominations Charges MIS UDF Composite MIS Transaction MIS Refer the section titled Specifying the MIS details under Miscellaneous Debits to a Customer s Account for further details 9 23 ORACLE 9 5 4 Specifying UDF Details You can capture the UDF details under UDF tab Miscellaneous GL Credit External Reference GL Account GL Description Transaction Currency Transaction Amount Reference Number Narrative Currency Denominations Charges MIS UDF UDF Details Product MSGC GL Currency Exchange Rate SC Charges GL Amount Negotiated Cost Rate Negotiation Reference 10f1
78. ORACLE 8 3 3 Specifying Charge Details This block allows you to capture charge related details for the transaction Cheque Deposit Branch Date 2011 12 01 External Reference FJB113350000578 Transaction Currency CLP 23 Account Branch WB3 Transaction Amount 1 000 000 Exchange rate 1 Account Number 00000WB3590000003t Account Currency CLP Total Charges Customerid 001882 aoe Customer Name Ramya 5 Account Title EMERGENCY i f Negotiated Cost Rate Same Holder 1 3 Negotiation Reference Recalc Instrument Details charge mis UDF ProjectDetails Instrument Preferences Charge Details 1of1 E Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 14 ORACLE 8 3 4 Specifying MIS UDF details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Cheque Deposit Branch Date 2011 12 01 External Reference FJB113350000578 WB3 00000WB3590000003t CLP Account Branch Account Number Account Currency Customerid 001882 CustomerName Ramya Same Holder v 2 Instrument Details Charge MIS UDF Project Details Transaction Currency Transaction Amount Exchange rate Total Charges Narrative Account Title Negotiated Cost Rate Negotiation Reference
79. Oracle Corporation and its affiliates disclaim any liability for any damages caused by use of this software or hardware in dangerous applications This software and related documentation are provided under a license agreement containing restrictions on use and disclosure and are protected by intellectual property laws Except as expressly permitted in your license agreement or allowed by law you may not use copy reproduce translate broadcast modify license transmit distribute exhibit perform publish or display any part in any form or by any means Reverse engineering disassembly or decompilation of this software unless required by law for interoperability is prohibited The information contained herein is subject to change without notice and is not warranted to be error free If you find any errors please report them to us in writing This software or hardware and documentation may provide access to or information on content products and services from third parties Oracle Corporation and its affiliates are not responsible for and expressly disclaim all warranties of any kind with respect to third party content products and services Oracle Corporation and its affiliates will not be responsible for any loss costs or damages incurred due to your access to or use of third party content products or services
80. Payable Branch DD Currency Issue Account Number DD Amount Issue Date DD Number Beneficiary Name Beneficiary Address Here you can query on the details of a DD based on the following fields Instrument Number Specify the instrument number for which you wish to see the details Issue Branch The branch where the specified DD was issued is displayed here However you can specify a branch code and then query on all the instruments issued from that branch Click Ok button The system fetches the details of the specified instrument and displays the following details e Bank Code e Payable Branch e Cheque Currency e Cheque Amount e Cheque Number e Cheque Status e Issue Date e Issue Account number e Beneficiary Name e Beneficiary Address Click Cancel button to exit 8 31 Reprinting of DD Oracle FLEXCUBE reprints the DD due to one of the following reasons e Stationery got stuck in the printer e Improper printing 8 163 ORACLE e Issue of duplicate instruments In order to keep track on reprints the system will count the number of times the instrument is printed These details will be verified by branch official or auditor The system allows reprinting of DD in the DD Reprint screen You can invoke this screen by typing DDRP in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button DO Reprint Branch Date 2011 12 01 External R
81. Print Status Specify the print status of the instrument The drop down list displays the following options e Printed e Not printed Choose the appropriate one Print Remarks Enter a valid description of the print status Beneficiary Address Specify the address of the beneficiary in the fields provided Beneficiary ID Specify the ID of the beneficiary Additional Identifier ID Specify the ID of the additional identifier Additional Identifier Name 1 to 6 Specify the name of each of the additional identifier Additional Identifier Value 1 to 6 Specify the details of the respective additional identifier in the fields provided Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 161 ORACLE 8 29 5 Invoking OFAC Check OFAC Check enables the application to call an external web service to perform black list check for customer and customer accounts and warn the users appropriately while transacting with black listed customers This will also allow capturing the user remarks in such scenarios before overriding the b
82. RAM KUMAR D Account Branch 01 Account E0110006401 Account Title E0110006401 E01100064 Account Currency GBP Cheque Number 137 Exchange Rate 1 TotalCharge 15 00 AccountAmount 1 015 00 Narrative ie Recalc az 73 ae aa i at a a ae ae z i Cancel Refer the section titled Specifying MIS details under Capturing a cash deposit for further details 8 34 3 Specifying the UDF details You can capture these details in the UDF tab of the screen BC Sale against Cheque Branch Date 2007 11 30 External Reference Number Bank Code E01 BC Currency GBP BC Amount Instrument Number 6 BC Date 2007 11 30 Payable Branch 000E01 MICR Number Beneficiary Name RAMMOHAN FJB0733400000816 1 000 00 Beneficiary Address ie 2 PassporviC Number Charges MIS Billa Field Value Instrument type Customer id Customer Name Account Branch Account Account Title Account Currency Cheque Number Exchange Rate Total Charge Account Amount Narrative 8 181 Bcc 01100064 RAM KUMAR IP 01 0110006401 0110006401 01 100064 0 GBP 137 15 00 1 015 00 Recalc Cancel ORACLE Specify the following details Field Name All UDF s specified for the account class is displayed here Field Value The value for each UDF is displayed here You can alter this value if necessary Click
83. Step Processing Two Step Processing The transaction is initiated The clerk initiates the transaction After successful Save in and completed by a teller the host it is assigned to a teller at branch who actually disburses the cash It involves a single call to Here two calls are made to the host server One to Save the host Oracle the transaction in the host after which cash is disbursed by FLEXCUBE The server the teller at branch Second call post disbursement results This results in the Save in authorization of the transaction in the host after which the and Authorization of the accounting entries are passed transaction in the host 2 1 2 4 Denomination tracking For each transaction processed in Savings you have the option to track the denomination of the cash withdrawn or deposited For more details refer the section Exchanging Denominations in the Cash Transactions chapter of this User Manual 2 1 2 5 Offline and Online behavior When branch places a request on the host as part of the response mechanism the system can dynamically determine whether the branch is online with the host 2 1 2 6 Transaction reversals You can manually reverse only authorized and completed transactions A transaction may be a normal completed transaction or a tanked transaction which is believed to be complete in all respect When you reverse a transaction the data is not r
84. TD However you can modify this if the box is checked at the account class level Generate Rollover advice Check this box to enable generation of rollover advice The system displays the status of the check box as available in the account class associated with the TD However you can modify this if the box is checked at the account class level ORACLE Endorsable Check this box to set the TD as endorsable The system displays the status of the check box as available in the account class associated with the TD However you can modify this if the box is checked at the account class level Auto Liquidation Schedule Check this box to enable auto liquidation schedule In case of a TD booked with schedules you can check this box to enable schedule payout automatically on the schedule date If you do not check this box you need to redeem the schedule amount manually Next Rate Change Date This is the next rate change date The system displays the date if the option Rate Revision Required is checked in Interest and Charges Product Maintenance screen This date is defaulted based on the rate change period maintained at IC product level This is applicable only for rate revision accounts Interest Liquidation Frequency Details The system will display the interest liquidation frequency from the IC Product linked to the account class of the TD However you can modify the same Days Specify the interest liquidation fr
85. TD by account transfer for further details 11 2 4 Specifying the dual currency deposit details In this tab you can capture dual currency deposit details involved in the transaction Click on the Dual CCY Deposit tab to capture the details ORACLE 11 12 TD Account Opening by Multi Mode External Reference Account Number Branch Code Product Code Customer Id Account Description Currency Pay in by Account Open Date Clearing Type Cash Amount Cheque Instrument No Cheque Date Drawee Account Number Routing No Denomination Term Deposit Details Interest JointHolders Dual Currency Deposit CheckList UDF Linked Currency Currency Option Product Exchange Rate Linked Currency Settlement Account Linked Currency GL Fixing Days Yield Enhancement Inception Fair Value Option Contract Reference TD Payout Details The following details are captured in this screen Linked Currency This option is defaulted from the Account Class However you can modify this value CCY Option Product This option is defaulted from the Account Class However you can modify this value Exchange Rate Specify the exchange rate Linked CCY s Settlement A c Specify the account of the linked currency s settlement Linked CCY s GL A c Specify the account of the linked currency s GL Fixing days This option is defaulted from the Account Class However you can modify this value which is the number of days from TD
86. To capture the pay out details thought transfer to other bank account click on the PC tab Payout Parameters Bankers Cheque PC Counterparty Counterparty Bank Code Counterparty Account Currency Beneficiary Details Beneficiary Address Beneficiary Name PassportlC Number Narrative The following details are captured here Counterparty Bank Code Specify the bank code of the counter party for the pay out Counterparty Account Specify the account number of the counter party for the pay out Currency Specify the currency of the counter party for the pay out ORACLE 11 43 11 4 6 Beneficiary Name Specify the name of the beneficiary for the pay out Passport Account Number Specify the account number of the beneficiary for the pay out Narrative Specify the description for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out Holiday Treatment if TD Payout is another TD When the TD payout instruction has been mentioned as another TD based on the start date and tenor if the maturity date falls on a holiday then the system will display the following error message Maturity date is on holiday kindly change the tenor or maturity date The system will not perform any maturity date adjustment automatically based on the instruction given in Holiday Movement field For the new TD creation irrespective of the option provided in Holiday Movement
87. Total Charge r Account Amount Beneficiary Address TC Denominations Charges MIS UDF UDF Details 10f1 Oo Refer the section titled Specifying the UDF details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 37 ORACLE 8 9 Selling a TC against a GL You can issue a Travellers Cheque TC for your customer against General Ledger account In order to capture this transaction you need to invoke the TC Sale Against GL screen by typing 8205 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button TC Sale Against GL Branch Date 2008 03 31 External Reference Number Instrument Type Issuer Code E Instrument Status TC Currency E Branch TC Amount General Ledger Number Narrative 7 GL Description General Ledger Currency
88. USD 77 777 00 60313 2013 11 13 E pas steve Charges MIS UDF Preferences Instrument type Instrument Status Customer Number Account Branch Account Cheque Number Customer Name Account Title Account Currency Exchange Rate Charges Account Amount Narrative DDC INIT 002000131 002 000000025000000000 1003 USD 10 00 77 787 00 Recalculate UDF Details 10f1 Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details 8 118 ORACLE 8 23 4 Setting Preferences Click Preferences tab to set the preferences for selling instrument against cheque DD Sale against Cheque Branch Date 2011 11 30 External Reference Issuing Branch Bank Code Demand Draft Currency Demand Draft Amount Instrument Number Demand Draft Date Payable Branch MICR Number Beneficiary Name Beneficiary Address Passpot IC Number Charges MIS UDF Pref Remitter ID Remitter Name FJB113340000500 002 000 USD 77 777 00 60313 2013 11 13 e steve erences Instrument type Instrument Status Customer Number Account Branch Account Cheque Number Customer Name Account Title Account Currency Exchange Rate Charges Account Amount Narrative DDC INIT
89. amend the following options in work flow maintenance e Till Required 3 7 ORACLE Denomination Tracking Required Authorization Limit Check Assignment Mode Assignment Role Authorization Limit Check Button 3 4 2 Maintaining Auto Assignment of Authorizer Following are the maintenances for handling Auto Assignment of Authorizer they are Maintaining Default Authorizer Maintaining User Role Definition 3 4 2 1 Maintaining Default Authorizer You can maintain the default authorizer by using Default Authorizer Detail screen To invoke this screen type STDDEFAU in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Default Authorizer Detail User ld User Name Branch Code Branch Name Default Authorizer Description Input By Authorized By Date Time Date Time Here you need to enter the following details User ID Modification Number Authorized Open Select a user ID from the adjoining option list The option list consists of user IDs for whom a default authorizer needs to be maintained User Name The system displays the name of the user when you select the user ID Branch Code Select the appropriate branch code This field is enabled if the All option is chosen in the User ID field If specific authorizer is selected then the system will default the home branch as branch code 3 8 ORACLE Branch Na
90. at the product level the account is moved to the dormancy state From dormancy the status is changed to unclaimed deposit after a specific period This report is generated at EOD on a monthly basis 16 9 1 Contents of the Report The contents of the report are discussed under the following heads Header The Header carries the Bank name Branch Run Date and User ID for which the report is generated Body of the report The generated report will have the following information Account Number This indicates the Account Number Customer ID This indicates the id of the Customer Account Title This indicates the title of the customer account Date of Transaction This indicates the date on which the transaction was carried out Book Balance This indicates the Book Balance 16 10Savings Account Dormant Today Report This report lists all Current and Savings accounts that have been marked dormant in the day per product per currency per branch The period for which an account is inactive after which the status moves to dormancy is set up at the product level in terms of days months etc When there are no customer initiated transactions in an account for the period defined at the product level the account is moved to the dormancy state This report is generated at EOD on a daily basis 16 10 1 Contents of the Report The contents of the report are discussed under the following heads Header The H
91. be reckoned in the account currency Computed TD Amount The system populates the computed TD amount when you click the Compute Button However you are not allowed to amend it white saving the system validates the Computed TD Amount against the TD Amount keyed in Auto Rollover Check this box to automatically rollover the deposit you are maintaining Move interest to Unclaimed Check this box to move the interest amount to the unclaimed GL mapped at the IC product in the accounting role INT UNCLAIMED on Grace period End date If you select this option then you will have to check the box Move Principal to Unclaimed ORACLE Note the following e f you have selected auto rollover or close on maturity then this field will not be applicable e Funds will be moved to unclaimed GLs only if the maturity options have not been specified If an account matures and no action is taken closure or roll over within the grace period then the funds are moved to the unclaimed GLs on the EOD of the last day of the grace period maturity date grace days e If you check the box Move interest to Unclaimed then you need not select a payout option The system validates this Move Principle to Unclaimed Check this box to move the principal amount to the unclaimed GL mapped at the IC product in the accounting role PRN _UNCLAIMED on Grace period End date If you select this option then only pri
92. belonging to another branch The accounts maintained in the selected booking branch are available in the option list provided The system liquidates the Interest Charge into the selected account Product Code Specify the product code UDE Currency Specify the UDE Currency defined for the product ORACLE 11 38 Integrated LM Product Check this box to indicate the product is an Integrated LM product IL Product Type Specify the IL product type Waive Charges Check this box to waive of a particular interest or charges that has been specified Generate UDE Change Advice Check this box to generate the UDE change advice Open Check this box to make the product applicable again More than one product may be applicable on an account class at the same time You can temporarily stop applying a product on an account class by closing it You can achieve this by un checking the box Open The product will cease to be applied on the account class Effective Date Specify the effective date Effective Date of a record is the date from which a record takes effect Open Specify the open records with different Effective Dates if the values of UDEs vary within the same liquidation period UDE ID Specify the UDE ID for the account UDE Value Specify the values for a UDE for different effective dates for an account When interest is calculated on a particular day for an account with special conditions applicab
93. ben Adv Tst83 add1 ben Adv Tst83 add2 ben Adv Tst83 add3 Charges MIS UDF Preferences Issue Branch Liquidation Mode Account Branch Transaction Amount Instrument Number Narrative Issue Date Exchange Rate Demand Draft Number PassportvlC Number Payment Branch 002 002 50 00 40012 N Adv Tst83 2013 04 16 462 937142857143 micr Adv Tst8907 pic Adv Tst83 ts Recalculate Charge Details 10f1 testin E o 100 00 USD 100 Charge Components Charge Amount Charge in Local Currency Exchange Rate _ Exchange Rate 1 In addition to the details defaulted from the previous stage you can capture the following information Total Charges The system displays the total charges applicable to the transaction Total Amount The system displays the total amount that will be credited to the account 8 25 1 Specifying Charge Details This block allows you to capture charge related details Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 128 ORACLE 8 25 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen DD Liquidation against Account External Reference Instrument type Liquidation Date Account Currency Account Number Customer Name Payable Bank Demand Draft Currenc
94. block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen DD Liquidation against Walk in External Reference Liquidation Type Liquidation Date Instrument Number Exchange Rate Transaction Currency Net Amount Narrative Beneficiary Name Beneficiary Address Passport IC Number Denomination Charges MIS Branch Liquidation Mode Payable Bank Issue Branch Drawee Account Number Issue Date Demand Draft Currency Demand Draft Amount Total Charges Demand Draft Number Other Details Payment Branch Demand Draft Status UDF Preferences Composite MIS Transaction MIS Refer the section titled Specifying MIS details under Capturing a cash deposit for further details 8 140 ORACLE 8 26 5 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen External Reference Liquidation Type Liquidation Date Instrument Number Exchange Rate Transaction Currency Net Amount Narrative Beneficiary Name Beneficiary Address PassporviC Number UDF Details vp Liquidation against Walkin Branch Date 2011 11 30 FJB113340000403 DDW 2011 11 30 40010 CLP 45 00 N Adv Tst86 ben Adv Tst86 ben Adv Tst86 add1 ben Adv Tst86 add2 ben Adv Tst86 add3 pic adv tst86 Denomination Charges MIS UDF Preferences Branc
95. branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issue Branch Specify the branch where the BC is payable Instrument Number Specify the instrument number of the BC that needs to be liquidated Click save icon to go to the next stage Enrich Stage 1 8 198 ORACLE Enrichment stage 1 On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed BC Liquidation against Account External Reference Instrument Type Issue Branch Liquidation Mode Payable Bank Instrument Number Account Number Transaction Currency Account Title Account Branch Issue Date BC Currency Narrative BC Amount Liquidation Date Beneficiary Name MICR number Beneficiary Address Payable Branch Passport IC Number Instrument Type The type of the instrument is displayed here Clearing Bank Code The clearing bank code is displayed here Instrument Number The instrument number that you specified in the previous stage is displayed here Account Number Select the account number from the adjoining option list Transaction Currency Specify the transaction currency Issue Date The system displays the date on which the BC has been issued Liquidation Mode Specify t
96. can capture the address of the beneficiary customer Click save icon button to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 7 49 ORACLE FX Purchase Walkin External Reference Product FXPW Currency Bought Amount Bought Currency Paid Charges Transaction Currency Rate Narrative Beneficiary Name Amount Paid Beneficiary Address PassportviC Number Denomination FX Denomination Details Charges MIS UDF Currency Code Preferred Denomination Lcjear Liropulate Denomination Details 10f1 E Denomination Code Denomination Value Total Amount OO O In addition to the details defaulted from the previous stage you can view the following details Transaction Currency Rate The system displays the exchange rate to be used for the foreign exchange purchase Charges The system displays the charge to be levied on the customer for the transaction Amount Paid Based on the exchange rate and amount bought the system computes and displays the amount that needs to be paid to the customer in the paid currency 7 12 1 Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination d
97. capture the following information Transaction Currency Rate The system displays the exchange to be used for the transaction in case the transaction currency is different from the DD currency Charges The system computes the charges applicable to the transaction and displays the amount here Total Amount The system computes the total amount to be paid by the walk in customer by adding the charge amount to the DD amount 8 147 ORACLE 8 28 1 Specifying Denomination Details In this block you can capture details of the currency denominations involved in the transaction DD Issue against Walkin Branch Date 2011 11 30 External Reference FJB1133400005006 Payable Branch Instrument Type DDW MICR Number BankCode 000 PassporvlC Number Demand Draft Currency USD Beneficiary Name Demand DraftAmount 8 000 00 Beneficiary Address Demand DraftDate 2013 11 22 Transaction Currency Rate Transaction Currency USD Charges 0 22 TotalAmount 8 000 22 Instrument Number 60313 Narrative Currency Denominations Charges MIS UDF Preferences Currency Code USD Total Preferred Denomination Populate Denomination Details Id 4 10 gt Di 100 3 50 20 10 5 2 Refer the section titled Specifying denomination details under Capturing a cash deposit for further details 8 148 ORACLE 8 28 2 Specifying charge details This bloc
98. cash from central bank using the Buy Cash from Central Bank screen You can invoke this screen by typing 9009 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Buy Cash From Central Bank External Reference Branch Code Transaction Currency Transaction Amount Narrative Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch The current branch is defaulted here Transaction Currency Select the currency to be bought from the Central bank Transaction Amount Specify the total amount to be transferred Narrative Enter remarks about the transaction After entering these details you need to click save icon The transaction moves to the enrichment stage Enrichment Stage In this stage some additional details need to be captured on the screen The screen displayed is as below 13 5 ORACLE e Buy Cash From Central Bank Branch Date 12 4 2007 Webpage Dialog 3 iol x External Reference Number FJB0733800000437 Branch Code WCN Narrative P Transaction Currency USD Transaction Amount 10 00 Denomination MIS UDF Currency Code USD Total of 4 Becomination Details I Denomination Code Denomination Value Units Total Amount a m c 1 m c2s 25 m cto 1 pcs os me 01 A Cancel T
99. codes The list will not include any closed branches Click OK button to generate the report Click Exit to return to the Reports Browser 16 3 1 Contents of the Report The contents of the report are discussed under the following heads Header The Header carries the Branch Date and User ID for which the report is generated Body of the report The generated report will have the following information Account Number This indicates the account number Customer ID This indicates the customer ID 16 3 ORACLE Account Number This indicates the account number Customer Name This indicates the name of the customer Currency This indicates the Currency Balance Amount This indicates the balance amount Date This indicates the date on which the account is blocked 16 4 CASA Balance Listing Report This report lists the balance break up of all CASA accounts for a given branch and product The status of the accounts like regular dormant restricted etc is also provided in the report You can invoke CASA Balance Listing screen by typing SVRCABLI in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button CASA Balance Listing report Branch Code az Ok Exit Specify the following details here Branch Code Select the branch code from the adjoining option list The list displays all
100. details refer Requesting for Funds Transfer section in Cash Transactions chapter of this User Manual Click Save icon to go to the next stage 12 12 ORACLE 12 6 Authorization Stage On clicking save icon the system validates and ensures for the correct entry of the data If the data entry is correct then the system moves the contract to Authorization Authority for authorization Authorization Authority can approve or reject a transaction at this stage For authorization process details refer Requesting for Funds Transfer section in Cash Transactions chapter of this User Manual After successful authorization you can generate the transaction from task list and save After saving the task the system processes accounting entries debiting the total transaction amount from the recovery account and crediting the same to respective select GL maintained for the Credit Card Product Processing Credit Card Payment Reversals Oracle FLEXCUBE provides a facility to handle reversal of Credit Card payments by Cash Cheques and Account transfer You can maintain payment reversal details using Credit Card Payment Reversal screen You can invoke this screen by typing STDCCREV in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Credit Card Payment Reversal Credit Card No Payment Currency Payment Amo Transaction Ref No eynentArnidunt
101. displayed 8 135 ORACLE DD Liquidation against Walkin Branch Date 2011 11 30 External Reference Liquidation Type Liquidation Date Instrument Number Exchange Rate Transaction Currency Net Amount Narrative Beneficiary Name Beneficiary Address FJB113340000403 Branch DDW Liquidation Mode 2011 11 30 Payable Bank 40010 Issue Branch 1 Drawee Account Number CLP Issue Date 45 00 Demand Draft Currency N Adv Tst86 Demand Draft Amount ben Adv Tst86 ben Adv Tst86 add1 ben Adv Tst86 add2 Total Charges Demand Draft Number Other Details Payment Branch 002 000 002 261100001 2013 04 16 CLP 45 00 0 00 micr Adv Tst86 to LIQD ben Adv Tst86 add3 Demand Draft Status PassporvlC Number pic advtst86 rreren Denomination Charges MIS UDF Preferences Currency Code CLP Total Preferred Denomination Populate Denomination Details 10f1 20000 Denomination Code Denomination Value Total Amount OoOo 20000 10000 5000 2000 1000 500 In addition to the details defaulted from the previous stage you can capture the following information Exchange Rate The system displays the exchange rate for the transaction if the DD currency and the transaction currency are not the same Total Charge The system computes the charge applicable to the transaction and displays it Net Amount The system derives the net amount payable to
102. e Immediate Click on Authorization Limit Check button to maintain the currency wise transaction limit in online and offline mode The Authorization Limit Check screen is displayed 3 6 ORACLE Authorization Limit Check Currency and Amount Details Offline Amount Here you need to maintain currency wise transaction limit in online and offline mode If the limit is not maintained for a currency then it is treated as authorization required Currency Specify the currency for the authorization limit check Online Amount Specify the online amount for the authorization limit check Offline Amount Specify the offline amount for the authorization limit check The system performs the following validation while setting the preferences for Workflow definition e The denomination tracking check should be Y only if Till Required is Y e Authorization Preference should be Y only if corresponding amendment preferences are Y e The override handling in last stage cannot be Defer If you select Auto Authorize option then the following options cannot be selected e Auth limit check e B check e Authorization on charge amendment e Authorization on exchange rate amendment You cannot select the override handling to Auto 3 4 1 5 Handling of Local Transactions and Pure Query In Oracle FLEXCUBE the workflow for local transactions and the query stage is pre configured You are allowed to
103. e Internal check e Credit card Settle Ccy The system displays the currency code of the settlement account Settle Amount Specify the settlement amount Settle Branch Specify the branch code of the bank where the settlement is done The adjoining option displays a list of branch codes maintained in the system Choose the appropriate one Ext Account Number Specify the external account number 6 4 ORACLE Clearing Bank Specify the bank code of the clearing bank The adjoining option list displays a list of bank codes maintained in the system Choose the appropriate one Branch Code Specify the branch code The adjoining option list displays a list of branch codes maintained in the system Choose the appropriate one Sector Code Specify the sector code for clearing of cheque End Point Specify the end point for clearing of cheque Routing No Specify the routing number of the settlement Instrument No Specify the instrument number 6 5 ORACLE 7 1 7 Cash Transactions Introduction Teller transactions in the Savings module can be classified into four types Cash transactions Instrument transactions Term Deposits transactions General Ledger transactions This chapter details all the cash based transactions that can be performed through this module You can perform the following types of cash based transactions Cash deposit and withdrawal Closing out an Account with Withdrawal Deno
104. euvaseas ooh aceesatetnats a E AER E 2 1 2 1 2 S hent features se sssissscssagad cap shat vaenestaces sctesteascusoneap sauthage sisessssusatedssused A E E E EE 2 1 3 TRANSACTION WORKFLOW ccsssscsssssssssssssccsssssscssssssssensssesncesssssssssssesessssseesesscsssssssessssseesesssesosees 3 1 3 1 INTRODUCTION zeinena e E E a EE a S E E 3 1 3 1 1 Features of Savings WOrkflOW scvsscseveevssoereavsoscusveesvecsevecueveetsabeosere E ERE 3 1 3 2 WORKFLOW INTERFACES s ssissceisiscacessnsscanvosseatevieeteunvonsssdeseuvnesnvonteaieverescutvossosdereusenttvsnnselorduesetevaczedduroite tah 3 1 3 2 1 LOCKING a Workflow st ge cicicvsces sive coeaavieoscsavensceeseesuceseneatoye NE A ORE 3 2 3 2 2 Tracking and Auditing 6 sesiss civscsessontcexacainiavecoucsoveascetanetiedaevdantvaatedauscavacnevsoteaee cdaneoneueade sanasans entices auenvets 3 2 3 2 3 Defining a Workflow stage sisscccessiessssisssstuetesveascevssetvetvetesteveetsaneogereaneuseee bbeUvavusneveas veneteivesbeuteverueteens 3 3 3 3 MAINTAINING FUNCTION GROUP 6 cscssas castesietiesteescanpostesiesteveesnvochvadonense canes vsdevansynntssabscuevonnentoveededduronve sees 3 3 3 4 MAINTAINING WORKFLOW DEFINITION cccccssesecsseescsseesessesesesecoesecseeeecsaeceuesessessecseseeesseseseeeseusseeseeeney 3 4 3 4 2 Maintaining Auto Assignment Of AUthOrizer cccccsccesceeseesseeeeseceeseesecesecusecasecasecaeecseeeeeeeeeeneeeeeenaees 3 8 3 4 3 Maintaining Denomination tra
105. exception report of large balance movements in CASA The bank sets up an alert at the product level to report accounts with large debit credit balance movement This alert would result in an automatic exceptional report at the end of the day The transactions carried during the day would result in increase or decrease in available balance When an account balance movement has reached the threshold defined this exceptional report is generated by the system The Threshold amount is defined as the user parameter in the Batch EOD Input BADEODFN This report is generated at EOD on a daily basis Contents of the Report The contents of the report are discussed under the following heads Header The Header carries the Bank name Branch Run Date and User ID for which the report is generated Body of the report The generated report will have the following information Account Number This indicates the account number of the customer Officer ID This indicates the id of the Officer DR CR This indicates whether the transaction is a debit or a credit Balance Movement This indicates the Balance Movement in CASA Available Balance Balance Available 16 7 ORACLE 16 9 Accounts Dormant Next Month Report This report lists the CASA accounts product wise and currency wise that will remain dormant from the coming month onwards In the absence of any customer initiated transaction in an account for a period defined
106. for negotiation of cost rate in foreign currency transaction If you have specified the negotiated cost rate then you need to specify the negotiated reference number also Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate 7 30 ORACLE 7 7 1 7 7 2 7 8 Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Depositing Cash for further details Specifying charge details This block allows you to capture charge related details You need to click on the Charges tab to invoke the following screen Bill Payment by Cash External Reference Product BPCH Consumer Number Bill Number Bill Date Bill Currency Transaction Currency Bill Amount Institution Id Exchange Rate Total Charge Total Amount Narrative Denomination Charges Charge Details 10f1 m Charge Components Charge Amount Charge in Local Currency ExchangeRate o Refer the section titled Specifying charge details under Depositing Cash for further details Paying a Bill against Account You can capture a bill payment transaction against account through the Bill Payment Against Account screen You can invoke this screen by typing 1075 in the field at
107. hence during cancellation the system processes the accounting entries for only cancellation and not for the ITF Tax collected during DD Issuance Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 124 ORACLE 8 25 Liquidating a DD against an Account You can liquidate a DD drawn on your branch against an account through the DD Liquidation Against Account screen You can invoke this screen by typing 8312 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button DD Liquidation against Account External Reference Issuing Branch Instrument Number Here you can specify the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issue Branch The branch where the DD is payable is displayed Alternatively you can specify a branch code and then choose a DD issued in that branch from the option list against Instrument Number Instrument Number Specify the instrument number of the DD that needs to be liquidated Click save icon to go to the next
108. instrument number On saving the details the following screen is displayed 8 85 ORACLE DD Activation With Multimode Branch Date 2011 11 30 External Reference Number FJB1133400003298 instrument Type ODM E instrument Date 2013 02 22 issuing Branch 002 Payable Bank 000 ai Payable Accross Branch Instrument Currency USD ad instrument Number 60156 a3 Payable Branch 000 Lad instrument Status instrument Amount 100 Instrument Form Narrative c Print Status Printed M Passporvic Number Beneficiary ki Remitter D Beneficiary Name asdas Remiter Name Beneficiary Address 1 Remitter Address 1 Remitter Address 2 Remitter Address 3 Remitter Address 4 Addtional Details Name Beneficiary Address 2 Beneficiary Address 3 Beneficiary Address 4 Beneficiary Address S Additional identifier D Addtional Details Valje MICR Number h t 100 Cah poe C w Print Remarks L Denomination Charge MISUOF Settlement Details Currency Code USD Total Preferred Denomination Clear Populate Denomination Details i External Reference Number The system displays the external reference number Instrument Date The system displays the instrument date Payable Bank The system displays the bank code Instrument Currency The system displays the currency code Payable Branch The system displays the branch code Instrument Amount The system displays the amount Narrative Specify a valid descrip
109. instrument type corresponding to a DD sale against account is displayed here 8 103 ORACLE Demand Draft Date The date of DD issue is displayed here Payable Branch Specify the branch at which the DD should be encashed or redeemed The adjoining option list displays all the branches maintained in the system Select the appropriate one Demand Draft Amount Specify the amount for which the DD is being drawn Beneficiary Name Specify the name of the beneficiary in whose favour the DD is being drawn Beneficiary Address Specify the address of the beneficiary Passport IC Number Specify the customer s passport number or any other identification number Account Currency Specify the currency in which the account is maintained OFAC Check Click this button to call the OFAC service and view the response from the OFAC system Narrative Here you can enter remarks about the transaction Delivery Mode Select the mode of delivery of the cheque book from the adjoining drop down list This list displays the following values e Courier e Branch If the delivery mode is Courier then you will need to specify the delivery address Delivery Address 1 Specify the address to which the demand draft should be delivered From the adjoining option list you can choose the valid account address maintained in the system Delivery Address 2 4 Specify the address to which the cheque book should be delivered Click
110. key combination Ctrl T only if the main screen contains Denomination tab and the code of the currency is specified in the main screen For enabling Ctrl T key combination for this feature check Display Denomination Details at the system level Denomination Details 10f1 M Denomination Code Denomination Value Total Amount m E Here you can view the following details e Denomination Code The denomination ID as specified in Currency definition e Denomination Value The absolute value of the denomination code e Units Available The count of denominations in the system 7 25 Querying Till Vault Position You can view the cash position for all the currencies in the Till for the current day in the Till Vault Position Query screen You can invoke this screen by typing TVQR in the field at the top right corner of the Application tool bar and clicking the adjoining arrow 7 88 ORACLE Till Position Branch Code Till Id Currency Details 10f1 La Currency Code Opening Balance Incoming Cash Outgoing Cash Total Cash Denomination Details 10f1 a Denomination Id Denomination Value Opening Balance Incoming Count Outgoing Count Here you can view the following details Branch Code The system displays the current branch code Till ID The system displays the identification of the currently logged in user Currency Code The system displays the
111. maturity date before which the Exchange Rate has to be fixed Yield Enhancement Specify the additional yield percentage in this option ORACLE 11 13 Inception Fair Value Specify the market value of the option contract at inception This is defaulted from the Linked Option Contract The following options are mandatory if the Linked Currency is specified e CCY Option Product e Exchange Rate e Linked CCY s Settlement A c e Linked CCY s GL A c e Yield Enhancement e Inception Fair Value For more details on handling dual currency deposits refer section Capturing Details for Dual Currency Deposit in the chapter Maintaining Customer Accounts in Core Entities User Manual 11 2 5 Specifying the Check List details In this tab you can capture document check list details involved in the transaction Click on the Check List tab to capture the details TD Account Opening by Multi Mode External Reference Account Number Branch Code Product Code Customer Id Account Description Currency Pay in by Account Open Date Clearing Type Cash Amount Cheque Instrument No Cheque Date Drawee Account Number Routing No Denomination Term Deposit Details Interest JointHolders Dual Currency Deposit CheckList UDF Documentelse 1011 m Domenttne uanoaor oneee Remarks TD Payout Details Specify the following details ORACLE 11 14 Document Type Specify the document type The adjoining opti
112. numbers along with the Branch codes and Bank Codes You can select the appropriate one End Point Select the end point The option list displays all valid end points maintained in the system Choose the appropriate one Branch code The system displays the branch code here Drawee Account Number Specify the account from which money is drawn Narrative Enter remarks about the transaction Total Amount On clicking Outstanding Amount button the system displays the total amount of the transaction Enrichment stage In this stage you are allowed to modify any data that you have entered in the Input stage Click save icon to save the transaction After the transaction is successfully saved the following message is displayed Transaction Completed Successfully The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit 15 7 ORACLE 15 4 Consolidated Cheques Data Eniry You can do aconsolidated cheque data entry using the Consolidated Cheque Data Entry screen You can invoke this screen by typing 6512 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Consolidated Cheques Data Entry Branch Date 2011 12 01 External Reference FJB1133500005812 Branch Code 000 Account Number 23 Account Description Transaction Currency aa Deposit Slip Number _ Deposit Place
113. on the instrument number specified However you can also select the branch of issue from the adjoining option list Instrument Number Specify the instrument number of the TT that needs to be liquidated Click save icon to go to the next stage 7 72 ORACLE Enrichment Stage On clicking save icon the system validates the branch code and instrument number specified The following screen will be displayed TT Liquidation against GL External Reference Clearing Bank Code Instrument type A Transaction Branch Branch General Ledger Number Instrument Status Instrument Number Narrative Issue Date Telegraphic Transfer Date TT Currency TT Amount Payable Branch TT Status Beneficiary Name Beneficiary Address General Ledger Currency Passport IC Number Bank Code The clearing bank code is displayed here Payable Branch The branch where the TT has to be liquidated is displayed here Liquidation Mode Specify the liquidation mode You can choose any of the following values available in the drop down list e Payment e Refund e Cancel TT Status The system displays the last event that has been triggered for the transaction This corresponds to the status of the instrument Liquidation Type System displays the instrument maintenance in host that will be used for this transaction Account Currency The currency of the chosen account is displayed here TT Currency Specify the TT currency or selec
114. pac E Heal a E E E E A A E ER 7 66 FATA Specifying the UDF details issis ks iicete cscs tae A ats cinta a EE Aa N ERR 7 66 T16 LIQUIDATING ATT AGAINST G orreee E E E E E E E EEES AR Saa 7 66 716 1 Specifying charge details s iiicceinaessiscasecsievssvstecaet eaa iaee E Aa NE EE 7 69 716 2 Specifying MIS detdils siiin ges sesseves asd eo cepsaveetaet E Hess aE EE E SO E a ES EER 7 69 F AOD Specifying the UDF detdilS sssri sairas EAA EEE E A aed seats RERA 7 70 TIT LIQUIDATING A TT AGAINST ACCOUN Toese aesae E E e E ESEESE SAE A SETIS NES EEEE E Nas 7 12 7 18 LIQUIDATING A TT FOR A WALK IN CUSTOMER c cccccccccssssssececececsessesseecececseneaaesececeeseseaeeeseeeeeenenseaeeeeees 7 75 FAQ INOURNGON ATT TRANSACTION c E EEEE E E E EAE SESE EEES ISa 7 18 R20 TRANSACTION REVERSALsii523 ciess ecco A E seas E E E EE EERE EE EEES 7 78 7 21 DISBURSING LOAN MANUALLY BY CASH cccseescesesesseescsseceseseceeesecseeescssesesesesoessessessesaeeeaeeesenenseneeenes 7 80 7 22 REPAYING LOAN MANUALLY BY CASH cccccscsesecesseseseeeecsseceseseceeesecseeessseesesesesoussesseseeseseeseeseseseseeeenes 7 82 7 23 PROCESSING SAFE DEPOSIT BOX RENTALS cccesseseseescssecesesecseeecesesessesesesessussecseseeseeseaeeeseeenesnenene 7 85 7231 ANPUt Std Be iiin ean o ET E E EE costes shevvivedtedetevondvanvonnecoeeces EA O OR 7 85 723 2 Enrichment SUA BE vsersccsesccspcusvsavntenteacesbeuiideiaeniovesnnysoreabeueivearevvidebaetesssonevenveubeceevoas E EE 7
115. replicated The adjoining option list displays all valid branch codes maintained in the system You can select the appropriate one You can select the value ALL to indicate that data needs to be replicated in all branches 5 4 ORACLE Branch Name Based on the branch code specified the system displays the name of the branch Function ID Specify the function ID for which a record has been maintained or modified that should be replicated The adjoining option list displays all valid function IDs maintained in the system You can select the appropriate one You can select the value ALL to indicate that data from all function IDs needs to be replicated Description Based on the function ID specified the system displays a brief description of the function ID You can fetch replicable records for the given branch and function ID combination by striking lt F8 gt or by clicking Query button Function Block Based on the branch and function ID combination the system displays the following details for replicable function IDs e Branch Code e Branch Name e Function ID e Function Description Check the box adjoining the desired branch and click Fetch Records button Based on the function ID specified the system identifies matching records for replication and displays them in the Record Block frame Note that you cannot click Fetch Records button if you have selected multiple records Select the
116. save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 8 35 Close Out Withdrawal by BC You can close an account and pay the account balance by issuing a BC to the customer using the Close out Withdrawal by Bankers Cheque screen You can invoke this screen by typing 1300 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Close Out Withdrawal External Reference Account Number Branch Account Description On invoking this screen the External Reference Number of the transaction the Account Branch and Account No are displayed Specify an account number or select an account number from the list of values Click save icon to go to the next stage Enrich Stage Enrichment stage In the Enrich Stage the following screen is displayed 8 182 ORACLE Close Out Withdrawal External Reference Serial Number Branch MICR Number Account Number Beneficiary Name Account Title Beneficiary Address Account Currency Account Amount Clearing Bank Code Check Date The following details will be displayed on invoking this screen e Account Title e Account Ccy e Bank Code e Account Amount e Cheque Date e
117. saved and authorized successfully no overrides error messages in the host it returns to the branch where the teller disourses cash The system will also updates the till and prints the advices if any at the branch However if the transaction returns from the host with overrides the supervisor has to authorize the same irrespective of whether dual control is applicable or not In effect the transaction returns to step 3 If dual control is not applicable after enrichment from the host it goes directly to the host for Save and Authorization The process flow is depicted in the diagram below 2 2 ORACLE Stage 1 Teller captures the transaction Stage 2 Data enrichment from the host No Dual Contro iia Stage 3 Authorization at branch Successful authorization Yes Save and Authorization in host Override from host Stage 4 View by the teller Maker ransaction successful Stage 5 Teller disburses cash at branch System updates the till and prints the advices at branch Two step processing The following steps are involved in a typical two step processing 11 The clerk captures the transaction at branch 12 The transaction is enriched as in one step processing 13 Authorization validation by the supervisor as in one step processing 14 The transaction is saved upon successful validation by the supervisor at branch the transaction is sent
118. screen You can invoke this screen by typing 6501 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button K Cheque Deposit Branch Date 2011 12 01 External Reference FJB1133500005187 Transaction Currency zz Transaction Amount 1 000 000 Exchange rate 1 Total Charges Narrative Account Title ED HOFFMAN Acct Negotiated Cost Rate Negotiation Reference Account Branch 000 Account Number 00000000300000003346 Account Currency PEN Customer Id 002141 Customer Name ED HOFFMAN E Same Holder 7 Instrument Details Charge MIS UDF Project Details Instrument Preferences Clearing Type CGOW Drawer Account Number Cheque Number fdf123 Cheque Date 2011 12 01 Value Date 2011 12 02 Late Clearing Routing Number 0219000001 F Regulation CC Available E Special Available Sector Code 0219 Bank Name 000 issuer code Branch Name SANTIAGO OTHER DIS Sector Description SANTIAGO OTHER DIS Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Account Branch Specify the branch The adjoining option list displays all the branch numbers maintained in the system Select the appropriate one Account Number
119. stage Input stage 2 On clicking save icon the system fetches the details of the chosen instrument and displays them in the following screen 8 125 ORACLE DD Liquidation against Account External Reference Instrument type Payable Bank Liquidation Mode Account Branch Liquidation Date Account Number Instrument Number Account Title Issue Branch Account Currency Issue Date Demand Draft Currency Demand Draft Amount Beneficiary Name Demand Draft Number Beneficiary Address Payment Branch Narrative Passport IC Number Here you can capture the following additional details Instrument Type The instrument type is displayed here Liquidation Mode Specify the status of the instrument You can choose any of the following values available in the adjoining drop down list e Payment e Refund e Cancel Liquidation Date The system displays the date on which the transaction is posted Account Currency The currency of the chosen account is displayed here Account Number Specify the offset account that should be used to post this transaction The adjoining option list displays all the accounts maintained in the system Choose the appropriate one Instrument Number The instrument number of the DD that needs to be liquidated is displayed here Payable Bank The clearing bank code is displayed here DD Currency The currency of the DD instrument is displayed here 8 126 ORACLE DD Amount T
120. stage in your task list This results in the Workflow object providing you the appropriate screen and data The transaction workflow stage status is marked as Work In Progress WIP Hold a Workflow stage This interface is used when you don t want to execute the workflow stage immediately but save the data captured for use at a later point Cancel a Workflow This interface is used when you need to cancel a transaction at any stage Assign a Workflow Stage This interface is invoked when you click on the Assign button in the assignment screen If you need to assign the workflow stage to a different user the assignment screen is displayed where you can specify the new user in the Assign To field Upon clicking the Assign button the workflow object updates the Assigned To column in the Log Master table The transaction then appears in the pending tasks list of the new user from where the user can pick up the transaction Discard a Workflow If you need to discard a transaction at any stage the discard interface is invoked Locking a Workflow stage You can assign a workflow stage to more than one user This means that any user with appropriate rights can pick up and execute a given workflow stage However to ensure that only one user executes a stage the workflow engine ensures that as soon as one of the assigned users selects a workflow stage for execution the stage is locked for that user If any other user
121. the Common Operations chapter of this User Manual 2 1 2 3 One step or two step processing All transactions handled by Savings are designed as single stage processes However you can convert them to two stage processes anytime Single step processing means that transaction Save Authorization and posting of accounting entries happen as part of the same event In a two step process the transaction is split into Input and Authorization this includes accounting and other updates However whether a transaction should have one step or two step processing is determined at the product level For activating the two step processing you have to make appropriate changes in the host and the branch workflow One step processing A one step process will typically involve the following steps 6 The teller captures the transaction at branch 7 The transaction is enriched by the host It calculates the charges applicable if any and performs some basic validations on the data captured at branch 8 Authorization If dual control is applicable the transaction is authorized basic check for amount ccy etc by a supervisor before being submitted to the host If the authorizer approves the transaction it goes directly to the host for actual authorization accounting entries are passed 9 During the basic check if the authorizer rejects the transaction it is sent back to the teller s failed queue 10 If the contract is
122. the exchange rate to be used for the foreign exchange sale 7 45 ORACLE Charges The system displays the charge to be levied on the customer for the transaction Amount Received Based on the exchange rate and amount bought the system computes and displays the amount that needs to be received from the customer in the received currency 7 11 1 Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Depositing Cash for further details 7 11 2 Specifying charge details This block allows you to capture charge related details You need to click on the Charges tab to invoke the following screen FX Sale Walkin External Reference Product FXSW Currency Sold Amount Sold Currency Received Charges Currency Received Rate Amount Received Beneficiary Name PassportlC Number Beneficiary Address Narrative Net Amount Denomination FX Denomination Details Charges MIS UDF Charge Details 10f1 m Charge Components Charge Amount Charge in Local Currency ExchangeRate a Refer the section titled Specifying charge details under Depositing Cash for further details 7 46 ORACLE 7 11 3 Specifying the MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen FX Sale Walk
123. the offset entries Account Description Enter a brief description of the account Instrument No Specify the number corresponding to the instrument being used in the transaction In case of a banker s cheque the system will check if there is an instrument in the system in active status with this instrument number If the instrument is identified it will be liquidated Total Charge The system computes the charges applicable for the transaction and displays it here Exchange Rate The system displays the exchange rate used to convert the transaction currency into account currency If the transaction currency is the same as the account currency the system will display the exchange rate as Narrative You may enter remarks about the transaction here This is a free format text field Account Title The system displays a brief title for the transaction account Till Direction Indicate the direction of cash flow The adjoining drop down list displays the following values e Inflow e Outflow e None For instance you need to choose Inflow for cash deposit as it will increase the till balance You need to select Outflow for cash withdrawal as it will decrease the till balance Select None for cheque or GL related transactions as they will not impact the till balance Instrument Liquidation Check this option for a banker s cheque liquidation 10 4 ORACLE 10 2 2 Specifying the charge details
124. the system Choose the appropriate one Instrument Type The system displays the instrument type that corresponds to the BC being issued against a GL Click the save icon to move to the next stage OFAC Check Click this button to call the OFAC service and display the response from the OFAC system 8 36 1 1 Enrichment stage BC Issue against GL External Reference Payable Branch Instrument Type MICR Number Bank Code PassportvlC Number BC Currency Beneficiary Name BC Amount Beneficiary Address BC Date General Ledger Number GL Description General Ledger Currency Transaction Currency Rate Charges Total Amount Instrument Number Narrative Charges MIS UDF Charge Details 10f1 m Charge Components Charge Amount Charge in Local Currency Exchange Rate ma L In this stage the above screen is displayed with the following information 8 188 ORACLE General Ledger Number Specify the GL number General Ledger Currency Specify the GL currency General Ledger Title The system displays a brief title for the chosen account Txn Ccy Rate The system displays the transaction currency Charges The system computes the charges applicable for the transaction and displays it here Total Amount The system displays the total amount of the transaction Instrument Number The system displays the instrument number 8 36 2 Specifying Charge Details This block allows you to capture charge r
125. the transaction Waiver This option is unchecked by default thereby indicating that the charge needs to be levied However you can check this option to waive the charge If you check this option you will have to click the Recalculate button to re compute the net amount to be credited to the account Charge Currency The system displays the currency in which the charge has to be levied Charge Amount The system displays the charge amount in the charge currency However you can change it You will then have to recalculate the charge and net transaction amount Charge in LCY In case the transaction currency is different from the local currency the system will compute the local currency equivalent of the charge and display it here 8 6 ORACLE 8 2 3 Exchange Rate The exchange rate used for the currency conversion is displayed here If the charge currency is the same as the transaction currency the system will display 1 as the exchange rate Charge Currency The system displays the currency in which the charge has to be levied Specifying the MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Cheque Withdrawal Branch Date 2011 11 14 Account Number Account Description Account Currency Account Amount Narrative Reject Code Cheque Issue Date Denomination Charges Transaction MIS Compo
126. to central bank using the Sell Cash to Central Bank screen You can invoke this screen by typing 9010 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button e Sell Cash to Central Bank Branch Date 12 4 2007 Webpage Dialog 4 5 x External Reference Number FJB0733800000438 Branch Code WCN Narrative P Transaction Currency USD Transaction Amount 10 00 Denomination MIS UDF Currency Code USD Total 1of 1 aeania Details oor T Denomination Code Denomination Value Units Total Amount a M D100 100 m D50 50 lm D20 20 m p10 10 p Ds 5 m DN 1 z Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch The current branch is defaulted here Transaction Currency Select the currency to be sold to Central bank Transaction Amount Specify the total amount to be sold Narrative Enter description of the transaction After entering these details you need to click save icon 13 9 ORACLE Enrichment stage Sell Cash to Central Bank External Reference Branch Code Narrative Transaction Currency Transaction Amount Denomination MIS UDF Composite MIS Transaction MIS In this stage some additional fields are displayed like Exchange rate The screen has two tabs which are as follo
127. will also allow capturing the user remarks in such scenarios before overriding the black list warning To invoke this screen click OFAC Check button in Banker s Cheque Sale Against Account screen This button can be made visible while carrying out the actual customization Request building response interpretation in the database layer needs to be done as part of customization to enable this feature On clicking this button system will build the request XML and call the web service Once the response is received from the external system the user will be allowed to enter his remarks in the screen displayed The response received will also be sent to Oracle FLEXCUBE Database layer for any further interpretations of the same External System Details External System Response t a Black Listed Customer E User Remarks El Here you can view the following details External System Response The response from the external system regarding the black listed customer will be defaulted here User Remarks You can specify your remarks here 8 176 ORACLE 8 34 Selling BC against Cheque You can sell Bankers cheque BC against an in house cheque drawn on customer s savings account In order to capture this transaction you need to invoke the Bankers Cheque Sale Against Account screen by typing 8335 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button
128. y gt HOST e Y Host Overrides Override Immediate Handling y RA y HOST y p Till 4 y Completed 3 13 ORACLE 3 5 1 3 5 2 3 5 3 Input Stage The system performs certain validation during input stage During validation if system raises an override as Immediate then the transaction is moved to Savings Overrides for authorization On successful Remote Authorization if required the transaction will proceed with Work Flow i e to HOST If Remote Authorization is not required the transaction directly hits HOST If the validation does not return overides then the transaction will directly proceed with Work Flow i e to HOST Under HOST if the system raises any host overrides then the transaction moved for override handling validation Here if system raises an override as Immedite the transaction will require Remote Authorization On successful Remote Authorization the transaction will proceed with Work Flow i e to HOST If Remote Authorization is not required the transaction directly hits HOST and then moves to ENRICH stage If the system raises an override as Defer then the transaction are clubbed and sent for Remote Authorization during ENRICH stage If the system does not raise any host override then the transaction directly hits the ENRICH stage Enrich Stage The system performs certain validation during enrich stage During validation if system raises an override as Immediate then the transacti
129. you need to enter the following details Function Id Specify the function Id for which preference is to be set Function Description The system displays the function description Offline Support Check this box to indicate if offline is allowed Next Date Transaction Allowed Check this box to indicate if next date transaction is allowed Reversal Allowed Check this box to indicate if reversal allowed 3 10 ORACLE 3 5 Authorization Required for Reversal Check this box to indicate if authorization is required for reversal Reversal is an internal stage in workflow The system triggers reversal authorization based on the flag Advice Required Check this box to indicate if advice has to be generated Online Advice Name The system displays the advice template name to be used in online mode However you can amend it Offline Advice Name The system displays the advice template name to be used in offline mode However you can amend it The system performs the following validations e Authorization Required for Reversal can be set as Y only if Reversal Allowed is Y e Offline Allowed and Reversal Allowed option can be set only if they are supported for the function The support will be as per factory shipped information Stages in Workflow Transaction Flow Oracle FLEXCUBE allows you to set preferences before generating the workflow The following are the preferences you can set for each stage they are Hand
130. 0 Instrument Type DDM Instrument Date 2011 11 30 a Issuing Branch 002 Payable Bank 000 H Payable Branch Instrument Currency USD H Beneficiary Name Ben Name01 Instrument Amount Beneficiary Address 1 Ben Name01 Add1 Narrative NTest01 Beneficiary Address 2 Ben Name01 Add2 MICR Number MTest01 Beneficiary Address 3 Ben Name01 Add3 Passport IC Number PTest01 Beneficiary Address 4 Ben Name01 Add4 Beneficiary Address 5 Ben Name01 Add5 Settlement Details 10f1 BE CENE i al Cash Teller usD 20 00 a Clearing USD 30 ai ad Specify the following fields External Reference Number The system displays the external reference number Instrument Date Specify the instrument date Use the date button to choose a date from the calendar Payable Bank Specify the code that identifies the payable bank The option list displays all valid bank codes maintained in the system Choose the appropriate one Instrument Currency Specify the currency in which the DD is issued The option list displays all valid currency codes maintained in the system Choose the appropriate one Narrative Enter a valid description Beneficiary Name Enter the name of the beneficiary Beneficiary Address 1 to 4 Enter the name of the beneficiary in the fields provide
131. 0 Till Id Narrative The option list will display the available Tills i e the Tills that are yet to be used You will be able to select the till that has been maintained as the primary till for your user profile or a till that has not been mapped to any other user profile When you select the Till the same will be linked to your name and locked in the system After selecting the Till Id click the close icon to continue The system will display the following message to indicate that the Till has been marked against your user id Transaction Completed Successfully 4 9 ORACLE The system will also update the Till status as Locked The entries for all the transactions that you initiate will be posted into the Till that is marked for you Only the user who has opened the Till can use the Till All secondary tills that are linked to your user profile will automatically be opened when you open the primary till The system will display an error message if you do not open a Till for transactions that require an open Till when an event is triggered Opening a Till is a one time activity and should typically be done at the beginning of the day Similarly you can perform Vault related transactions ONLY after you have opened a Vault The system does not perform any validations for opening a Vault However you can open a vault only if you have the requisite rights 4 8 Balancing and Closing a Till For cl
132. 000 22 60313 erences Payable Branch MICR Number PassporviC Number Beneficiary Name Beneficiary Address ae afhfdg Recalculate Payable Across Branch Beneficiary Address 4 Beneficiary Address 4 Beneficiary Id Additional Identifier ID Additional Identifier Name 1 Additional Identifier Value 1 Additional Identifier Name 2 Additional Identifier Value 2 Additional Identifier Name 3 Additional Identifier Value 3 Additional Identifier Name 4 PASSPORT OR IC NO Specify the following details Remitter ID Specify the ID of the remitter Remitter Name Specify the name of the remitter Remitter Address 1 to 4 Specify the address of the remitter in the fields provided Executive Code Specify the code of the executive Executive Name Specify the name of the executive Executive Phone Number Specify the phone number of the executive Instrument Form Specify the instrument form The drop down list displays the following options 8 160 ORACLE e Nominative e Endorsable Choose the appropriate one By default the system displays the instrument form maintained at the Instrument Product Maintenance level However you can modify this You cannot modify the instrument form once the instrument has been issued Payable Across Branches Check this box to enable the instrument payment across all branches
133. 16 CLP 45 00 0 00 micr Adv Tst86 LIQD Recalculate Specify the following details Instrument Form Specify the instrument form The drop down list displays the following options e Nominative e Endorsable Choose the appropriate one By default the system displays the instrument form maintained at the Instrument Product Maintenance level However you can modify this You cannot modify the instrument form once the instrument has been issued Payable Across Branches Check this box to enable the instrument payment across all branches ORACLE 8 137 Print Status Specify the print status of the instrument The drop down list displays the following options e Printed e Not printed Choose the appropriate one Print Remarks Enter a valid description of the print status Beneficiary Address Specify the address of the beneficiary in the fields provided Beneficiary ID Specify the ID of the beneficiary Additional Identifier Name 1 to 6 Specify the name of each of the additional identifier Additional Identifier Value 1 to 6 Specify the details of the respective additional identifier in the fields provided 8 26 2 Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Capturing a cash deposit for further details 8 26 3 Specifyin
134. 3 Cheque Withdrawal and LOCH In House Cheque Deposit If you reject an override the process will remain in Enrich stage During advice printing the system will print reject advice if the Reject Processing Required option and the Reject option are set to Y at the branch function definition level The advice will be printed using a factory shipped reject advice template Reversing a Transaction You can reverse a completed transaction by clicking the reverse icon When you click the reverse icon a confirmation message will appear before reversing the transaction asking whether you want to reverse the transaction or not If you have clicked the reverse icon by mistake then you can cancel it by clicking the NO button on the confirmation window You can proceed with reversal of transaction by clicking YES button m e E Webpage Diabog Initiating a Customer Session In Savings you have the facility to process multiple transactions for the same customer without having to key in the customer and account details every time You can achieve this by starting a Customer Session after logging into the Savings To start a Customer Session go the Customer Search frame and search for a customer Customer py 4 Customer Name raghav CIF ID Identifier Value Search Results Customer Number Customer Name AM1000181 RAGHAVENDRA K 4 5 ORACLE In this screen you have to enter any search crit
135. 7 36 ORACLE 7 9 1 Customer ID The system displays the customer ID based on the account specified Exchange Rate The system displays the exchange rate used to convert the from account currency into to account currency lf the from account currency is the same as the to account currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here To Amount Specify the amount that should be credited to the account Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If you have specified the negotiated cost rate then you need to specify the negotiated reference number also Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Specifying charge details This block allows you to capture charge related details Refer the section titled Specifying charge details under Depositing Cash for further details 7 37 ORACLE 7 9 2 Specifying MIS detai
136. ACLE Serial Number Specify the Serial number printed on the TT Passport IC No Specify the customer s passport number or identification number Narrative Specify description remarks for the transaction This is not mandatory Beneficiary Name Specify the name of the beneficiary Beneficiary Address Specify the address of the beneficiary Click save icon to move to the next stage 7 60 ORACLE Enrichment Stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction The following screen will be displayed TT Issue against GL External Reference Instrument Type TT Currency Bank code TT Amount General Ledger Number Instrument Number General Ledger Currency Telegraphic Transfer Date General Ledger Title Exchange Rate Charges General Ledger Amount Payable Branch Serial Number Beneficiary Name Beneficiary Address Narrative Recaics Passport IC Number Charges MIS UDF Charge Details 10f1 Im Charge Components Charge Amount Charge in Local Currency Exchange Rate O In this stage the above screen is displayed with the following information Txn Ccy Rate The system displays the transaction currency Charges The system computes the charges applicable for the transaction and displays it here TT Amount The system displays the TT amoun
137. Additional Identifier ID Additional Identifier Name 1 Additional Identifier Value 1 Additional Identifier Name 2 Additional Identifier Value 2 Additional Identifier Name 3 Additional Identifier Value 3 Additional Identifier Name 4 Additional Identifier Value 4 Additional Identifier Name 5 Additional Identifier Value 5 Additional Identifier Name 6 Maintenance level However you can modify this You cannot modify the instrument form once the instrument has been issued Payable Across Branches Check this box to enable the instrument payment across all branches Print Status Specify the print status of the instrument The drop down list displays the following options ORACLE 8 131 8 26 e Printed e Not printed Choose the appropriate one Print Remarks Enter a valid description of the print status Beneficiary Address Specify the address of the beneficiary in the fields provided Beneficiary ID Specify the ID of the beneficiary Additional Identifier Name 1 to 6 Specify the name of each of the additional identifier Additional Identifier Value 1 to 6 Specify the details of the respective additional identifier in the fields provided Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Tr
138. BC Amount BC Date Narrative Delivery Mode Delivery Address1 Delivery Address2 Delivery Address3 Delivery Address4 Cancel In this screen you need to specify the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it as the External Reference Number Account Branch Select the branch code from the adjoining option list Bank Code Specify the code of the bank that is issuing the BC The adjoining option list displays all the bank codes maintained in the system Select the appropriate one Account Specify the customer account against which you are issuing the BC The adjoining option list displays all the accounts maintained in the system Select the appropriate one 8 169 ORACLE Account Currency The currency of the account is displayed here BC Currency Specify the currency of the banker s cheque BC Amount Specify the amount for which the BC is being sold BC Date Specify the BC date from the adjoining calendar OFAC Check Click this button to call the OFAC service and display the response from the OFAC system Narrative Enter remarks about the transaction MICR Number Specify the MICR number displayed on the BC being sold Beneficiary Name Specify th
139. BE Details Tabni inre wnnteniestedvsceuveasuaean OE E EE EEE intaewsensesesssdsaatend 12 12 12 6 PROCESSING CREDIT CARD PAYMENT REVERSALS ccccccssescsesecsseescseeeseesesesesecoeesesseseeesaesesesesseesseneees 12 13 12 7 VIEWING CREDIT CARD REVERSAL PAYMENTS c csccsssessssesssesecsseeseseseeessesesesessesseesesesesaesesesesseeeseneees 12 14 13 VAULT OPERATIONS cccscsscssscssscnssscsssscssssssnsssssnessssnessesssssesssssnessssnessessessessesseesessnessessessossessosees 13 1 13 1 INTRODUCTION osre eeni are een ea E R EE Ea e edocs sue veneont sSiesnsibieah Steen NSS 13 1 13 2 TRANSFERRING CASH FROM VAULT ccccccssesesssesecssesscseeescssecesesecseesscseseseseeseseeesoussessesseeseeeeaeesenenssnenene 13 1 13 2 1 Capturing denomination details ssissssroroviiiivesissisicirioiissrioiriiiniue rasiko cinka E Ede aeia 13 2 13 3 TRANSFERRING CASH TO VAULT cccscsssssssssscssesesssesenssvesssensssnsesesssessaversseseucseusosesessevanssensesnessesoneseusenss 13 3 13 3 1 Capturing denomination details scccccciccicccscssiasincserseressevsvee tvetsssesscveetosteveoneaseveedy irka n Eii 13 4 13 4 BUYING CASH FROM CENTRAL BANK cccccesescsesecssesecseeeecseecesesecseesscseseecsseseseeeseessecseseeseeseaesessuensenenene 13 5 13 4 1 Specifying Denomination Details ccccccesceesseesceeceeecesecesecesecsecasecacecaeeesceceaeeeseeeeeseeeseseasenaeeaeenes 13 6 1342 Specifying the MAIS Details ssop inei sues Sos sstiavyessves
140. Bill Currency Subscriber Id Total Amount Readjustment Amount Details UPAC EXTERNAL AIRTELAGR I Readjustable 2013 04 1 USD 213 100 0 External Reference Contract Reference Number Amount Due Bill Number Amount Paid Customer Name Cash Amount Customer Account Branch Customer Account Number Account CCY Payment Details Foreign Currency Amount Exchange rate Local Currency Amount Currency Denominations Charge Fields 002 111100001 USD Customer No Consumer Name Collection Status Customer Address 1 Customer Address 2 Operation Text 100 00 Settlement FJB113340000494 002UPAC1310604E 100 00 100 100 sddsa 002000128 AIRTEL1 A CHILE Check payment Chard CHARGE1 CHARGE2 CHARGE3 CHARGE4 CHARGES 8 14 2 Specifying Fields Click on the Fields tab in Multimode Collection Transaction screen to maintain fields 8 72 ORACLE MULTI MODE COLLECTION TRANSACTION INPUT Source Code External Reference Number Product Code Contract Reference Number Agreement Id Amount Due C Readjustable Bill Number Due date Amount Paid Currency Customer Name Subscriber ID Net Amount Readjustment Amount Details Customer Account Number Customer Number Payment Details Consumer Name Fey Amount Customer Address 1 Exchange Rate Customer Address 2 Amount Collection Status Operation Text Ch
141. C AGAINST AN ACCOUNT cccccssessescsesseeecsensesecsesesecsensesecsenseseceenseseseensesecsensenecsanasneseaneeness 8 169 6 33 1 Specifying Charge Details cvicesiccccssssvessiosscerscestetsvesderssvicssveavacsetescesveussvendeveotsabeyeoreatevetyesievitesbes 8 172 8 33 2 Specifying MIS Details siririn nnee sieve loeteavaepiveas sanenevsesvcus tend eveeteabevpeteutedeevesnrueesaye 8 173 6 33 3 Specifying the UDF details ericeira E ETTOR 8 175 6 33 4 Invoking OFAC Check wisi scciweveeteeciseiveasveanterscasseiaveteeteavhcguvsaveusrteciavcusiterd oteevaabevpeteuneustvesssueeeayen 8 176 8 34 SELLING BC AGAINST CHEQUE ssssssssscececsssesececececsessnaesecececeesenaecesececsensuassecececeeseaaeaeseeeesesssasaeseesenenes 8 177 6 34 1 Specifying Charge Details vicccicesiccsevisieveasswescerscas tiavecsetsasncpuvsavedoetesesseusitere ocean iabevporeateusteessbvateabes 8 150 8 34 2 Specifying MIS details s csce ccvstcesnessevictiveas warceascassutave toeteavbcpivaateubtecesvcueitenseveetbantvweseateustvesneuseesabes 8 180 6 343 Specifvirig the UDF details isicing aa i a e E a EE 8 181 8 35 CLOSEOUT WITHDRAWAL BY BC i cscsscsscscosesscscsicestscesesccscsiesscacoivss caceivetesceseue cies sescenes seus svesbescusesseuednessese 8 182 633 1 Specifying Charge Details vevsesiecsseceap na tiasvaceespide EE E tuoi cap E estes haueeesieed 8 184 6332 Specifyirig MIS Details Sarren ea E R E R E E EE 8 184 6333 lt Specifyirig the UDF details sisir e O E EE 8 185
142. CLE Bank Code The bank code of the clearing bank is displayed here Payable Branch The system displays the current branch code where the transaction is being captured Liquidation Type System displays the instrument maintenance in host that will be used for this transaction Liquidation Mode This indicates the mode of liquidation of the TT transaction You can select the mode of liquidation to any of the values available in the adjoining drop down list e Payment e Refund e Cancel GL Currency The GL currency is defaulted to the instrument currency However you can change it The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one Liquidation Date The system displays the date on which the transaction is posted GL account no Specify the GL into which the amount should be liquidated Instrument Currency Displays the currency in which the instrument was issued TT Status The system displays the last event that has been triggered for the transaction This corresponds to the status of the instrument Issue Date The system displays the date on which the TT was issued Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Passport IC No The passport number or a unique identification number of the customer is displayed here 7
143. Cash in the chapter Cash Transactions of this User Manual for further details 9 6 ORACLE 9 3 Miscellaneous Credits to a Customer s Account Similarly you can perform miscellaneous credit to a customer account with the corresponding debit to a GL account Use the Miscellaneous Customer Credit screen to carry out this transaction You can invoke this screen by typing 1408 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Miscellaneous Customer Credit Branch Date 2013 04 09 External Reference FJB1309900001404 Product MSCC Account Branch 001 _ 43 GL Account Number Account Number ja GL Description Account Description GL Currency a Reference Number Transaction Amount Narrative Transaction TAX Exempt The following details can be captured in this screen External Reference Number This is a system generated sequence number for the transaction Product The system displays the code of the product maintained in the system that will be used for miscellaneous customer account credit transactions Account Branch The current logged in branch is displayed here However you can change it Account Number Select the account number to which funds are to be transferred from the option list GL Account Number Select the GL account number from which the funds are to be transferred to a customer account fro
144. Credit Card details are received from SELECT the system validates for Card Number Status and defaults the Card Holder details Oracle FLEXCUBE provides facility to handle these payments in the following modes Payment by In House Bank Cheque Payment by Other Bank Cheque Payment by Cash Payment by Account Payment through incoming swift message 12 2 Processing Payments by In House Bank Cheques Oracle FLEXCUBE provides a facility to handle Credit Card payments by cheques issued by the bank You can maintain these details using Credit Card Payment By In House Cheque screen You can invoke this screen by typing CRCM in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button From Account Branch 001 a3 Cheque Number From Account Number z Check Date 2013 04 09 From Account Currency Cheque Book Number Credit Card Payment By In House cheque Branch Date 2013 04 09 External Reference FJB1309900001361 Product CRCM Credit Card No BEES Credit Card Holder Name Account Title Cheque Issue Date es Narrative Cancel You can maintain the following details here External Reference Number Unique reference number is defaulted based on the branch 12 4 ORACLE Product Retail teller product is defaulted as CRCM Credit Card No Specify a valid Credit Card number from the adjoining option list
145. Currency e Payment Amount e Payment Status 12 15 ORACLE 13 Vault Operations Operations 13 1 Introduction This chapter details the various Vault Operations that can be performed through this module 13 2 Transferring Cash from Vault You can transfer cash from vault using the Transfer cash from Vault screen You can invoke this screen by typing 9007 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Transacton m 2 oF Delai Denomnation Proferred Denomination Clear Denominaton Details tot mj oenomnsson Case Donomnason vato umes Taman Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch Code The current branch is defaulted here Transaction Currency Select the currency to be transferred from Vault Transaction Amount Specify the total amount to be transferred 13 1 ORACLE Till Id Specify the till id into which you wish to transfer cash The adjoining option list displays all tills primary and secondary mapped to your user profile You can select the appropriate one 13 2 1 Capturing denomination details You have to specify the following details for the cash being transferred Currency Code The system displays the currency of the account Denomination Code S
146. Currency GL Description From Amount To GL Account Number Exchange Rate GL Description Reference Number To Amount Narrative Charges MIS UDF Charge Details 10f1 a In addition to the details captured in the previous stage the system defaults the following details 9 26 ORACLE 9 6 1 9 6 2 Specifying the MIS details To Amount The system displays the amount to be credited to the GL account in the account currency after calculating the applicable charges Specifying the charge details In this block you can specify the charge related details Refer the section titled Specifying the charge details under Miscellaneous Debits to a Customer s Account for further details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Miscellaneous GL Transfer External Reference From Account Currency To Account Currency From Amount Exchange Rate Reference Number Product MCGT From GL Account Number GL Description To GL Account Number GL Description To Amount Narrative Charges MIS UDF Composite MIS Transaction MIS Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit 9 27 ORACLE 9 6 3 Specifying UDF Details You can capture the UDF details under UDF tab M
147. Customer ID Customer Name Account Number Account Description Account Currency Transaction Amount Total Amount Charges MIS UDF UDF Details MSCC 10f1 o Refer the section titled Specifying the UDF details under Miscellaneous Debits to a Customer s Account for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 9 12 ORACLE 9 4 Miscellaneous Debit to a General Ledger Account You can perform miscellaneous debit to a GL account with the corresponding credit to the cash account This transaction lets you enter a miscellaneous debit to a General Ledger GL account with the corresponding credit to the cash account Use the Miscellaneous GL Debit screen to enter a miscellaneous debit to a GL account You can invoke this screen by typing 1060 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Miscellaneous GL Debit External Reference Product MGLD ount Transaction Currency G
148. D liquidation Teller Cash Instruments GL or Account 8 20 Fractioning a Demand Draft You can use reissue a single DD into multiple DDs using the DD Fractions screen You can invoke the DD Fractions screen by typing 8329 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button 8 99 ORACLE DD Fractions Branch Date 2011 11 30 External Reference Number FJB1133400004514 Instrument Type Instrument Date Bank Code Instrument Currency B Payable Branch Pal Instrument Number 60071 3 Issuing Branch Specify the following details External Reference Number The system displays the external reference number Instrument Date Specify the date on which the DD is issued Instrument Currency Specify the currency in which the DD was drawn The option list displays all valid currency codes maintained in the system Choose the appropriate one Instrument Number Specify the DD number The option list displays all valid DD numbers maintained in the system Choose the appropriate one Instrument Type Specify the instrument type The option list displays all valid instrument types applicable Choose the appropriate one Bank Code Specify the bank code of the issuing bank The option list displays all valid bank codes maintained in the system Choose the appropriate one Payable Branch
149. D cancellation and reissue can be done at the same time via Instrument Operations screen however if you want only to cancel a DD use 8311 screen Note the following e The system allows you to amend active or inactive DD whose print status is Not printed Stopped and Printed demand drafts can be reactivated or duplicated e You can print a demand draft only if the print status is Not Printer e You can also use this screen to issue a duplicate DD with the same number When you issue a duplicate DD the system logs the following information User ID of the user who prints the DD Branch at which the DD was printed Date on which the DD was printed MICR number of the physical instrument Print remarks if any 8 17 DD Activation in Multimode You can activate a DD using DD Activation with Multimode screen To invoke this screen type 8326 in the field at the top right corner of the Application tool bar and click the adjoining arrow button 8 83 ORACLE DD Activation With Multimode Branch Date 2011 11 30 External Reference Number FJB1133400003431 Issuing Branch 002 Instrument Amount 2000 Instrument Number 40002 DE Settlement Details 1on p Fee im Settlement Mode Settlement Currency Settlement Amount Settlement Branch Settlement Account Ex L Clearing usD 520 00 zi ai Account s USD 1 480 00 002 00000000000104
150. Date Account Currency SC Charges Account Amount Clearing Bank Code Serial Number Beneficiary Name Beneficiary Address Charges MIS UDF UDF Details 10f1 a Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to go to the next stage Authorization In the Authorization stage you need to assign the transaction to a teller who will authorize or reject the transaction Note the following e The contract is saved only when there are no overrides or when all overrides have been authorized by a supervisor e Once the transaction is successfully authorized the customer s account balance is set to zero and a BC is issued for the net amount For more information on Authorization and Submission refer the section Withdrawing Cash against a Cheque in this manual Once a transaction is complete you can reverse this transaction if required For more information on reversing a transaction refer the section Transaction Reversal in the Cash Transactions manual 8 36 Issuing a BC against a GL You can issue a BC against a GL account for your customer through the BC Issue against GL screen You can invoke this screen by typing 8302 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 8 186 ORACLE BC Issue against GL External Refe
151. Depositing a Cheque into a GL Your customer can deposit a cheque into a GL You can capture this transaction through the Cheque Deposit to GL screen You can invoke this screen by typing 6520 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Cheque Deposit to GL External Reference General Ledger Number Transaction Currency General Ledger Currency saction C cy Account Title Transaction Amount Narrative Clearing Type Drawer Account Number Cheque Number Cheque Date Routing Number Cheque Issue Date Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number General Ledger Number Specify the GL into which the cheque is being deposited The adjoining option list displays all the GL codes maintained in the system You can select the appropriate one Account Title On specifying the account number the corresponding account title description is displayed General Ledger Currency Specify the currency of the GL into which the customer is depositing a cheque The adjoining option list displays all the currency codes maintained in the system You can select the appropriate one Transaction Currency The system defaults the acc
152. Detail ss isccccsssseicesesteseascdssceoostensvebedvesenunasndeaneistenseessnavensiensenbensedesesdseeseoetseasebedtencaueess 8 36 8 8 4 Specifying UDF Details vccccessssescnssstieeascisscesostsugeensdvosequnabedesseaybanvoevoeavepeinnse EE R 8 37 8 9 SELLINGA TC AGAINST A GLisics cesvansossessesteatsnnedeconsesveitvensotestsessotssuessedetsanvelsuaestbeitents E Ea eE N rE SE taR eSEE 8 38 8 9 1 Specifying TC Denomination Details cccccecccsccsseesseesseeeeeeeeseceseceseceaecesecseecaeecaeeeaeeeaeeeeseeneneeeeaees 8 40 8 9 2 Specifying Ch rge Details ccsisescessssscesveissccsvrtsnscanssvosoninabadeanedsbenseetonsvensiensenbepnedesesdesansbensearepsseniceuenss 8 41 8 9 3 Specifying MIS Details cz cacvessssesensezieceascdvscseonthniesedvosegurssndesbeidstenvortsnavensinnoenseanedespsdseaneoensearspesaeieedeess 8 42 8 9 4 Specifying UDF Details scriescene ieor rnn en a re E E E E N 8 43 8 10 SELLING A TC TO A WALK IN CUSTOMER opiicro cirip aie EEEE AEAEE EEA 8 44 6 10 1 Specifying TC Denomination Details cccecccesccescceseceseeseerseeseeseeeseeseeeseeeeceaecsecaecsaecaaeeaeseaeeeneees 8 46 8 10 2 Specifying Currency Denomination Details nsseeseseeseeeeeeseeseeeeesesrreresrsreesesresrssersreserrresesreereseee 8 46 SAOS Specifying Charge Details rinpa aena o a E A R EE S E bast Ea Sa 8 47 6 404 Specifying MI Details sicann caeno r E a E EE S ERE O S beet Ea 8 49 8 10 35 Specifying UDF Details ssis sisino aeaoe E o Ee E AE A AEE e EO
153. E Cash Deposit Extemal Reference Loan Account Branch Product LRCH Financing Account Repayment Currency Account Title Repayment Amount Account Currency Total Cash Amount Loan Amount Exchange Rate Total Charge Related Customer Narrative Customer Name Amount Financed Amount Disbursed 10f1 O Component Name Component Currency Outstanding Amount Oo Currency Denominations Charge Details MIS UDF Currency Code Preferred Denomination Denomination Details 10f1 O Denomination Code Denominaton Value Total Amount Specify the following in this screen Repayment Amount The amount mentioned in the input screen is displayed here However you can modify the same Specify the amount to be repaid and click Recalculate button to calculate the total cash being amount Total Cash Amount The total amount to be paid after including all the charges is displayed here Exchange Rate Specify the rate of exchange Loan Account Title You can specify any title or remarks for the loan account 7 84 ORACLE 7 23 Narrative Specify any remarks for the transaction Currency Denominations You can specify denomination details if you have checked the Denomination Tracking Required option in the Function Workflow Definition Detail screen Units Specify the number of units for each denomination Total Amount The total amount for each denomination is displayed On saving the transaction it will
154. E E aE EEEE E 10 6 10 24 Specifying Denomination Details oseosesseseeseneeneeesseneesesereresrsreesesresrsserresesreesrsrenrsserrreesreesrsreeesst 10 7 10 3 PASSBOOK ISSUE 5 0 sccessacasesscsscevcoutcouess range ain kon esrar eiat es NER EEE AEO aE O KPEE EN EEREN SASE EEE CE NENE AEREE aaa KARE ESEE 10 8 11 TIME DEPOSIT TRANSACTIONG scscssscsssssssscsssssssssnssccsssssssessssesssssssssnessessssssesssenessesnessessessosees 11 1 Tlie INTRODUCTION nipase ep aeaee EERE E EE A E AEE ASE AT REA 11 1 11 2 OPENING A TD ACCOUNT FOR MULTI MODE PAY IN s ssssssesssesessssesrerenssrnresrsrrrinrsensnsrnrerrnesnnsenrerenesenene 11 1 I1 2 1 Specifying Term Deposit Detail soicscicteectesscscavscdentsbscesscsvvetvctsiveiesussr odie vierie isea ne insesi 11 5 112 2 Specifying Inter estdetallSesnesecr encisa nieee niee n EA E RTE EE 11 11 11 2 3 Specifying joint account holder details ccccccccescceseceseceseesseeseeeeeeeeeeeeeesecesecesecnaecnaesneecaeeeaeeeneens 11 12 11 2 4 Specifying the dual currency deposit details cccsccesccesceseesseesseereeeeeeeeeeeeeeseceseceaecnsecsaeceeeaeeeaeens 11 12 L125 Specifying the Check ListdetailS ss ccitscsussissabssisesesctivesisasa bias tosantusvavibessctvivgse a aa 11 14 11 2 6 Capturing the Pay Out Parameters cccccccescceecesecesecesecusecacecaceeseeeeceseeeeeensecaecnaecnaecuecaeeeaeeeneees 11 16 L127 Specifying Child TD Details cscs ccvscetstecsavesivesisetiotssssiecapev
155. E EE E AE a 8 50 8 11 PURCHASING A TC AGAINST AN ACCOUNT errisrissrirsirsieinsriitritinr ritin ennert EEA EAEN ENE ENEA EERTE EAA 8 51 8 11 1 Specifying TC Denomination Details cccceccccsccescesecesecseerseenseeseeeseeseeeseceeeeseceaecaecaaecaaecseeeneeeatens 8 53 811 2 Specifying Charge Derails isinna a E E E R EA a 8 54 S13 Specifying MIS Details risupcaan oen e E a aes E A REA apni ERE 8 55 SALA Specifying UDF Details srs aegis a EEE a a R O uate beat E a 8 56 8 12 PURCHASING A TC FROM A WALK IN CUSTOMER seeseesereseresereseresereseresereseresereseresereseresereseresereseresereseres 8 57 6 12 1 Specifying TC Denomination Details ccccecccesccesceseceseeseesseessesseeeeceseeeseeesecesecnaecuaecsaecaaecsaseseseneees 8 59 6 12 2 Specifying Currency Denomination Details ccccceccceccsseesseesceeeeeseeseeeeeeeeecesecaecsaecaaecaaesaeeeaeeeaeees 8 60 8 12 3 Specifying Charge Details urnurisinni inn E E E E E RA 8 61 8 124 Specifying MIS Details oiire nna T EEA E E E REEE ENR 8 62 8 123 Specifying UDEDetailS aarnior n EE E E EE RA 8 63 5 13 MAKING CROSS BORDER PAYMENTS cscsccssssesscsessesscsesseseeevsessesessessesessessesessessesessessesessessesesseseesessesees 8 64 8 13 1 Specifying the Transfer Details cccccccesccescesscesecesecnsecseeeseeeseeseeececeseeeeeeeseeeaeesaecaessaecaaesaeeeaeeeneees 8 66 8 13 2 Specifying the Messaging Information s sesesseeeeseesesererrseresrsreeresrrrresrsrresesresreserreererrresesreeres
156. EES 8 201 6 38 3 Specifying the UDF details ccccesccssscesscssecesecnseeseeeseeeceeseceseeesecesecaecsaecsaecsaeeaaeeaeeeasenseesneeseseaees 8 201 8 39 LIQUIDATING A BC AGAINST A GL eeccecccccccessssssceeececsensnaesecececcesenaesesececsessaaseeseeseceneaaeaeeseceeeesaaaeseeseeenes 8 202 5 39 1 Specifying charge details s csscssscssecseecssesonscesconsensesnsosneessessecsseessesseeseeeseasenesonsesnsesssesseeseessees 8 205 6 39 2 Specifying MIS Details ciseccsscsissesccssesveseivnsvedtapadonysaresscoedeessepnisnscebsdpegeoveipuaeeoetensvensinneendedpedvepeavasioess 8 205 6 39 3 Specifying the UDF details cscccsccesscesscesecesecnseeseeeseesseeseeeseeeseceseeaecaecsaessaecsaeeseeeeseeeeeseeesesenees 8 205 ORACLE 8 40 LIQUIDATING A BC FOR A WALK IN CUSTOMER ccscssssssesececeesesececececsessaaesesececeeseasaeseeeeeessssaeeeeseeenes 8 206 6 40 1 Specifying denomination details cccecccesccescesecsseesseesseeseesseeeeeeseceseceseceaecsaecsaecaeeeseeeaeeneaeeneeeeenaees 8 209 6 40 2 Specifying charge details cccccsccsccesscesecssecesecseeeseeesseeseeseeesceesecesecsaecaecsaecsaeesasesaeeeeeseeesneeseeeaees 8 210 S 40 3 Specifying MIS details sisicccscsssiesecssesssosionesnsnzonsesssgetescoensesnsosdssacenntsigeszodsueebonpedesoeduoeeshesseseapsapessnns 8 210 6 40 4 Specifying the UDF details ccccccsccesscesscesecesecuceeeeesseeseeeseeeeeeeceseceaecaecaecsaecaeeesaeeaeeeeaeeeeeeeensees 8 210 8 41 IN
157. EF Number sequence for the branch It is a unique identifier for a branch transaction Transaction Currency Select the currency by which TC is being purchased from the option list available Transaction Amount Specify the total amount of transaction Issuer Code Select the code of the issuer from the option list available Narrative Enter remarks about the transaction if any Branch Code The current branch is defaulted Capturing TC Details The following details have to be captured Description Select the description for the denomination of the TC from the adjoining option list Denomination The system displays the denomination for the specified description 13 15 ORACLE 13 8 Currency The system displays the currency Count Specify the count of the TC which you have selected Series Specify the series having the TC denomination The valid TC series is shown in the adjoining option list With this reference you have to specify the start and end number System Count The system count will be defaulted only if you have selected the TC series from the option list Otherwise this field will be blank Start Number Specify the starting number of the series If you have selected the TC series from the option list the start number will be defaulted You need to modify this value End Number The system defaults the end number which is the sum of start number and the count TC Amount The
158. H GEN_SCR WB1 Refer below Refer below Refer below Note the following e You need to maintain the following values for centralized set up 5 1 ORACLE LOC_CODE CN MAIN_BRANCH NULL GEN_SCR Y e You need to maintain the following values for de centralized and hybrid set up LOC_CODE lt Branch_Code gt MAIN_BRANCH If multiple branches use same schema then for one branch keep Y for rest N GEN_SCR Y e CSTB_PARAM BRANCH_INSTALLED DEPLOYMENT_MODE Refer below Refer below Note the following e You need to maintain the following values for centralized set up BRANCH_INSTALLED Y DEPLOYMENT_MODE C e You need to maintain the following values for de centralized and hybrid set up BRANCH_INSTALLED Y DEPLOYMENT_MODE D or H e STTB_BRN_REFRESH_FUNC Here function id wise replication is enabled Y or disabled N FUNCTION_ID REFRESH_REQD STDWFDEF Y SMDUSRDF Y 5 1 2 Data Replication Process Data replication takes place only if the parameter BRANCH_INSTALLED is set to Y Replication takes place in the following stages upon successful authorization of any maintenance in host The system constructs the list of data based on the impacted function IDs for each Savings table that needs to be updated with data from host The following information is captured on authorization of a maintenance in host e The Func
159. IS UDF Charge Details 10f1 m Charge Components Charge Amount Charge in Local Currency Exchange Rate jaa O In addition to the details defaulted from the previous stage you can capture the following details 8 58 ORACLE 8 12 1 Exchange Rate The system displays the exchange rate used to convert the TC currency into transaction currency If the TC currency is the same as the transaction currency the system will display the exchange rate as 1 Related Customer ID System displays the customer ID applicable to walk in customers Total Charge The system computes the charges applicable for the transaction and displays it here Total Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Beneficiary Name Specify the beneficiary name Beneficiary Address Specify the beneficiary address Passport IC Number Specify the customer s passport number or any other identification number In case you change the TC amount you will have to click the Recalc button to re compute the total transaction amount and the total amount Specifying TC Denomination Details In this block you can enter the TC denomination details Refer the section titled Specifying TC Denomination Details under Selling a TC against an Account for further de
160. Indicate the number of units of the specified denomination By default till contents are decremented for outflow transactions like cash withdrawal To reverse this default behavior you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 8 5 ORACLE 8 2 2 Specifying charge details This block allows you to capture charge related details Click on the Charges tab and invoke the following screen cheque Withdrawal Branch Date 2011 11 14 x External Reference Product 2 Account Branch Cheque Number Customer Id Check Date Customer Name P Transaction Currency Account Number Transaction Amount Account Description IP Exchange Rate Account Currency Total Charge Account Amount Negotiated Cost Rate Narrative IP Negotiation Reference Reject Code 7 Recalculate Cheque Issue Date Denomination SUEI GESE MIS UDF i 1of1 Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate 1 4 4 i eo v Cancel Here you can capture the following details Charge Component The system displays the charge component that is levied on
161. L Description Transaction Amount GL Currency Narrative Reference Number The following details can be captured in this screen External Reference Number This is a system generated sequence number for the transaction Product The system displays the code of the product maintained in the system that will be used for miscellaneous GL debit transactions GL Account Select the GL account number from which the funds are to be transferred to a cash account from the option list GL Currency Specify the currency of the GL account from which the funds are to be transferred Transaction Currency Specify the currency in which the cash account is being credited You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system GL Description The system displays the description of the GL account number chosen 9 13 ORACLE Transaction Amount Specify the amount that should be credited to the cash account in the specified currency Reference Number Enter a reference number for the transaction Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On saving the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displa
162. MICRNo e Serial No e Beneficiary Name e Passport IC No e Beneficiary Address 8 183 ORACLE 8 35 1 Specifying Charge Details This block allows you to capture charge related details Close Out Withdrawal External Reference Account Title Branch MICR Number Account Number Check Date Account Currency SC Charges Account Amount Clearing Bank Code Serial Number Beneficiary Name Beneficiary Address Charges MIS UDF Charge Details 10f1 m Charge Components Charge Amount Charge in Local Currency Exchange Rate For more details refer the section Specifying Charge Details under Selling a BC against an Account in this manual 8 35 2 Specifying MIS Details This block allows you to capture details pertaining to MIS 8 184 ORACLE Close Out Withdrawal External Reference Branch Account Number Account Currency Account Amount Serial Number Beneficiary Name Beneficiary Address Charges MIS UDF Composite MIS Transaction MIS Account Title MICR Number Check Date SC Charges Clearing Bank Code For more details refer the section Specifying MIS Details under Selling a BC against an Account in this manual 8 35 3 Specifying the UDF details You can capture these details in the UDF tab of the screen 8 185 ORACLE Close Out Withdrawal External Reference Account Title Branch MICR Number Account Number Check
163. Multimode Deposit Redemption Branch Date 2012 02 20 Branch Code 051 Account Number 051TDF33411000027 Remarks SAF Account Title TD567 External Reference FJB1205100001120 Redemption Mode Partial Redemption m Customer Id 051000603 Waiver Penalty Account Currency CLP Redemption Amount 50 000 00 Term Deposit Payout Details N 410 P hI E m Payout Type Percentage Redemption Amount Offset Branch Offset Account Narrative 0 O O Term Deposit Payout Details EE O lM aol ital The following details are displayed External Ref No The system generates a unique reference number for the transaction and displays it here The host identifies the transaction with the external reference number Branch Code The system displays the code of the current logged in branch You need to specify the following Account No Specify the account number of the TD that you wish to redeem You can select the appropriate one from the adjoining look up Click Save button to proceed to the next stage The following screen is displayed ORACLE 11 28 Redemption by Transfer in Multimode External Reference Account Number Branch Code Account Title Customer Id Redemption Mode Account Currency Waiver Penalty Redemption Amount Cash Amount Recalculate Term Deposit Payout Details Denomination Charges MIS UDF Currency Code Total Preferr
164. Number Demand Draft Currency Beneficiary Name Demand Draft Amount Beneficiary Address Demand Draft Date Transaction Currency Rate Transaction Currency Charges Total Amount Instrument Number Narrative Currency Denominations Charges MIS UDF Preferences Composite MIS Transaction MIS Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 150 ORACLE 8 28 4 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen DD Issue against Walkin Branch Date 2011 11 30 External Reference FJB1133400005006 Payable Branch Instrument Type DDW MICR Number Bank Code 000 PassportiC Number Demand Draft Currency USD Beneficiary Name Demand Draft Amount 8 000 00 Beneficiary Address Demand DraftDate 2013 11 22 Transaction Currency Rate Transaction Currency USD Charges 0 22 TotalAmount 8 000 22 Recalculate InstrumentNumber 60313 Narrative Currency Denominations Charges MIS UDF Preferences UDF Details 10f1 Feo name reves Refer the section titled Specifying UDF details under Capturing a cash deposit for further details 8 151 ORACLE 8 28 5 Setting Preferences Click Preferences tab to set the preferences for issue of the instrument against walk in DD Iss
165. OFFICER This screen is automatically prompted if the transaction workflow is configured as Remote Authorization This assignment can happen either to a particular role or a particular person In the screen shown above it is to a particular person The system displays the following message on successful assignment Successfully Assigned to lt USER ID gt The supervisor can view the transactions pending his authorization in his or her Assigned Txn list The person needs to click on the transaction and invoke the corresponding screen as under e Remote Authorization Webpage Teller Please approve Remarks Approver Remarks xj Approved Override Messages In case of auto assign the transaction will get assigned to all the eligible authorizers as per the assignment criteria maintained at your branch All these eligible supervisors will be able to view these transactions in their Pending Tasks lists The first authorizer to fetch the transaction from his or her task list will lock the same and then can either approve or reject it This process is similar to the remote authorization flow described earlier You can also view the remarks entered by the teller for that transaction Irrespective of the supervisor s action approve or reject the transaction will be re assigned to the maker The following screen will be displayed to the supervisor 7 11 ORACLE 7 2 7 Microsoft Internet Explo
166. Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate 9 3 1 Specifying the charge details In this block you can specify the charge related details Refer the section titled Specifying the charge details under Miscellaneous Debits to a Customer s Account for further details 9 10 ORACLE 9 3 2 Specifying the MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Miscellaneous Customer Credit External Reference Product MSCC Account Branch GL Account Number Customer ID GL Description Customer Name GL Currency Account Number Exchange Rate Account Description GL Account Amount Account Currency Reference Number Transaction Amount Total Charge Total Amount Negotiated Cost Rate Narrative Negotiation Reference Charges MIS UDF Composite MIS Transaction MIS Refer the section titled Specifying the MIS details under Miscellaneous Debits to a Customer s Account for further details 9 11 ORACLE 9 3 3 Specifying UDF Details You can capture the UDF details under UDF tab Miscellaneous Customer Credit External Reference Product Account Branch GL Account Number GL Description GL Currency Exchange Rate GL Account Amount Reference Number Total Charge Negotiated Cost Rate Narrative Negotiation Reference
167. Payment Status Payment Input By External Ref No Transaction Branch Transaction Date Remarks Maker Id Date Time Authorization Status Checker Id Date Time You can maintain the following parameters here Credit Card No Specify number of the Credit Card for which you need to reverse payments Transaction Ref No Transaction reference number is defaulted here when you select Credit Card Click Default button The system defaults the following values e Transaction Branch e Transaction Date e Payment Currency 12 13 ORACLE e Payment Amount e Payment Status e Payment Input By e External Ref No Remarks Specify remarks for reversal of payment if any After defaulting the Credit Card payment details click on Save icon The system triggers the reversal accounting entries and reverses the transaction for the selected transaction reference number If the payment is an outward cheque payment you need to manually reject the cheque transaction and trigger the Credit Card payment reversals 12 7 Viewing Credit Card Reversal Payments You can view a summary of Credit Card reversal payments maintained at the Credit Card Payment Reversal level using Credit Card payment Reversal Summary screen You can invoke the Credit Card payment Reversal Summary screen by typing STSCCREV in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Credit Card Paymen
168. Preferences Charge Details 10 1 Charge Components Charge Amount Charge in Local Currency Exchange Rate oO USD 10 1 10 00 e i In addition to the information defaulted from the previous stage you can view the following details Issuing Branch The branch code of the issuing branch is displayed here Instrument Number The instrument number is displayed here Customer Number The customer number is displayed here Account Branch The code of the branch where the account resides is displayed here 8 115 ORACLE Customer Name Specify the name of the customer Exchange Rate The exchange rate is displayed here Account Currency The currency of the chosen account is displayed here Account Title The title of the account is displayed here Customer ID The customer ID is displayed here Charges The total charges applicable are displayed here Account Amount The amount to be credited to the account is displayed here MICR Number Specify the MICR number displayed on the DD being issued Charge Amount Specify the charge amount 8 23 1 Specifying Charge Details This block allows you to capture charge related details Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 23 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab
169. Project Details tab Account Currency The currency in which the account is maintained is displayed Amount Specify the amount that should be credited from the account Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed Account to Account Transfer Branch Date 2011 11 14 x a External Reference Product From Account Branch To Account Branch Customer Id To Account Number Customer Name Se Account Description eS From Account Number To Account Currency Account Description 7 To Account Amount From Account Currency Exchange Rate Transaction Amount Total Charge Total From Account Amount Recalculate Narrative 7 Ee MIS UDF Project Details 3 1of1 Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate E go s lt ll gt Cancel In addition to the information defaulted from the previous stage the following details are displayed here From Account Currency The currency in which the From Account is maintained is displayed
170. QUIRING ON A BC TRANSACTION cccccecessesssseeececsessnaeeecececeesenaecesececsensaaseeceeeceeseaaeaeeeeeeeeseaaaeseeseeenes 8 210 8 42 REPRINTING BANKER S CHEQUE ssssssssccesesseaeeecececsessuaesecececeesenaecesececsessaaesesececeeseaaeaeeeceeeeessaeseesenenes 8 211 8 43 REVERSING BC DD LIQUIDATION cccccccesssssssecececsesseaececececeesesaeceeececsessaaeseeececeeseaaeseceeeesensaasaeseeeceenes 8 213 8 44 VIEWING CASH AND INSTRUMENT BALANCE cccsscsssescssessseecsesscsesescssecessecouesecsessscseeeessaessuesecseseeenes 8 214 9 GENERAL LEDGER TRANSACTIONS sesesseseseeeceesoroesesesoeoesosoesesecosoesoroeseeesoeeororoeserecoseororseseeeeoesoroeseseseee 9 1 9 1 INTRODUCTION 6 0 coccsacssecseestenvessdvisoncawesacuvaevcevsenaess cossincsuteseosesuassteenesaenseystevaennencevses dswegses dense docdsbaeeuspenteneties 9 1 9 2 MISCELLANEOUS DEBITS TO A CUSTOMER S ACCOUNT cccccsesesssesscsseesessecesesecssesecseseseseeeesseceuesseneeenenes 9 1 9 2 1 Specijying ThECNALSE details sicesavssncescesaiesscdionseyedscteusedsisesesvoediagedadaassidsacs sate vcedstesdcededeunsessebivevs ost 9 4 9 2 2 SPE CHVING ThE MIS Details sissies ienai aeie ne aR iR a RAe E E REKE RESE RE 9 5 9 2 3 SDECHVING UDF Details sisian e cused RS Ean REE EE ER RER 9 6 9 3 MISCELLANEOUS CREDITS TO A CUSTOMER S ACCOUNT cccccsessssesscssessesseessesecssesecsessesesessesessuesssneesnenes 9 7 9 3 1 Specifying th ch rge details i ssics sisi ince
171. Remote Authorization screen You need to click on OK to close the Overrides window and then take appropriate action on the main screen 7 2 7 1 Submission stage Submission of the transaction for saving in the Host can happen in two ways e Single step save wherein the transaction is saves as Auto authorized in the Host e Two step save wherein the transaction is first saved as Unauthorized in the Host and then authorized locally or remotely as described under Authorization stage 7 12 ORACLE After the transaction is successfully saved and the tills are successfully updated the following message is displayed Transaction completed successfully 7 13 ORACLE 7 3 Withdrawing Cash You can capture a cash withdrawal transaction through the Cash Withdrawal screen You can invoke this screen by typing 1001 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Cash Withdrawal Branch Date 2008 03 31 gt 4 External Reference Number FJB80809100001492 Product CHWL Account Branch 001 a Transaction Currency a Account Number x Transaction Amount Narrative 7 Ols e Account Description Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific seque
172. Replicating data Using Script The Initial replication when branch server set up is made after branch parameterization after that replication using script is used e You need to compile the Branch Installation Package in Host schema The package specification and body names are MAIN Branch SQL DIPKS_BRANCH_INSTALLATION spc MAIN Branch SQL DIPKS_BRANCH_INSTALLATION sq from base line e After compiling dipbks_branch_installation package you have to execute the procedure pr_start on the same package e On successful execution of the procedure will create the branch installation script in work area folder as defined in cstb param e Finally you need to run the Installation scripts in required branch schema 5 3 ORACLE 5 1 5 Replicating data from Branch Ad hoc basis You can replicate records from branch manually on an ad hoc basis using the Manual Refresh screen This screen displays all maintenances pending replication You can invoke this screen by typing STDBRREF in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Manual Refresh Branch Code Function Id Branch Name Description f lReset Function Block 10f1 Fetch R Record Block 10f1 mJ Seea Kevoesarnon J ostke OOOO O O Version Block 10f1 Specify the following details Branch Code Specify the branch code to which data should be
173. Savings Oracle FLEXCUBE Universal Banking Release 11 3 83 02 0 April 2014 Oracle Part Number E53607 01 ORACLE FINANCIAL SERVICES Savings Table of Contents 1 ABOUT THIS MANUAL ju cccsscescscsecsecsnsscsssscsssssesesssnessssnesscssesssssssnssessnesesssessossssessossnesssssessesseesoseeees 1 1 1 1 INTRODUCTION nierstene renee EEEE EE EA EEA A AEE NE ESE EE A AANEEN AEE 1 1 N2 AUDIENCE ics sesh ea r t ose eves sda EAA E AEE S A EREE EE EE EER Ea 1 1 1 3 ORGANIZATION 3b vecsstvsest c2s35veoss ss eR Aea o aE EE A Eae EEEE E OE EERE ETENEE ERE EENES 1 1 1 4 ABBREVIATIONS USED we siss3sveccccss atest uctssa svesseteosvsssedssusssakeyectesess abateosencssesssbacssavstesstsuesacevevsesseatssaceutesdests 1 2 Hed CONVENTIONS USED si 2082553 sess cs eaa an betes seco tecstoibestervstasteussaseeseestessseabacsosesd casas uebatevsvsehosesnshacesusteet 1 2 1 6 RELATED DOCUMENTS e 22503 vices cus atenst buctssavcsheteesesesecssuiegutavecteterstatatsosvencesesssbacssavstebvesdengsevevsesssestseeessavdeses 1 2 Ted GLOSSARY OF ICONS i heee iea Suess ae AKEE aSa KEA A a ERA E EE costs uebatsavstaosesasduceyeustests 1 2 2 SAVINGS AN OVERVIEW csccsscsssssssscscsscssssssssccnsssssssssnsssssnssscsneesesssessssssensssssneesosssesosessssesssssessosssesosees 2 1 2 1 INTRODUCTION 6eeissscasesstscoscssesscevssdecawessesscsvcsdeceseseed E tester seddutcsntte dievesotestcaets igestdscdves 2 1 2 1 1 CSOT ROl Sneen r caeasossansegusscauene O
174. Select Principal Interest option then Interest booking account should be always TD account On maturity date P amount will Rollover e Special Amount If you select Special Amount option then System will do rollover with Specified amount irrespective to the Interest booking account during Second rollover system will do rollover with the same amount by settling the New interest amount to TD payout amount e Interest If you select Interest option then Interest booking account should be always TD account On maturity date Principle amount will be settled to payout option Rollover Amount If a special amount is to be rolled over you have to specify the amount less than the original deposit amount in the Rollover Amount field 11 4 4 3 Specifying Term Deposit Pay Out Details Payout Type Select the pay out mode from the drop down list The options available are e Bankers Cheque BC e Transfer to Other bank PC e Transfer to GL GL e Transfer to Savings Account AC e Creation of new Term Deposit TD Note the following e This option will be available only when account number generation is Auto e For Dual Currency Deposits you are allowed to select only GL and Savings Account options as the pay out mode You can either select GL or Savings Account but not both You can select only one GL or one Savings account and not multiple GLs or accounts in either case ORACLE 11 41 Percen
175. Sender To Receiver Information2 Sender To Receiver Information3 Clearing Network Email ID 7 4 1 Specifying PC Details You can capture the PC details under PC Details tab Counterparty Name Specify the name of the counterparty Counterparty Address 1 Specify the address 1 of the counterparty Counterparty Address 2 Specify the address 2 of the counterparty Counterparty Address 3 Specify the address 3 of the counterparty 7 20 Mobile E mail ORACLE Counterparty Bank Code Specify the counterparty bank code Counterparty Account Number Specify the external counter party account number Counterparty Account Type Select the counterparty account type from the drop down list Following are the options available in the drop down list 10 Savings Bank e 11 Current Account e 12 Overdraft e 13 Cash Credit e 14 Loan Account e 40 NRE e 50 Cash e 51 Credit Card Sender To Receiver Information 1 Specify the sender to receiver information 1 Sender To Receiver Information 2 Specify the sender to receiver information 2 Sender To Receiver Information 3 Specify the sender to receiver information 3 Clearing Network Specify the clearing network details Customer Name Specify the customer name If transaction account has not been entered then you need to enter the walk in customer name otherwise the system will default the customer n
176. Task List The supervisor will then have to Approve Reject the transaction This is similar to remote authorization in case of manual assignment Displaying Overrides and Errors In case of any errors or overrides the same will be displayed on the main screen in separate window as shown in the screen shot below A Overrides Web Page Dialog 2 x MESSAGE REFERENCE AC OYD01 Confirm Available Balance 1 698 00 for 1000031 is lesser than the Min balance 0 00 for the ACOVDOS Alc Class Contirm Avaliable Amount for A C 100003 after this Entry is 1 698 00 Accept Cancel The overrides have to be authorized by the supervisor and depending on the Workflow structure will be Manual Local Remote or Auto By default remote authorization will be selected However you can select local authorization When you click Local Auth button the Local Authorization screen is displayed The Maker is required to take appropriate action on the main transaction screen You can also reject the override for certain transactions like cheque withdrawal and inhouse cheque deposit If you click Reject button the screen will remain in the enrichment stage for you to make changes to charge elements Then if you click Save the system will initiate reversal of the transaction albeit without reversing charges 4 4 ORACLE 4 4 4 4 5 Reject option will be applicable only for functions 101
177. The system displays the date on which the DD has been issued 8 134 ORACLE Liquidation Date The system displays the date on which the transaction is being posted Drawee Account Number The account on which the DD has been drawn is displayed here DD Amount The amount for which the DD has been issued is displayed here DD Number The MICR number of the DD is displayed here DD Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument Transaction Currency The system defaults the branch currency as the transaction currency However you can change it The adjoining option list displays all the currency codes maintained in the Host You can select the appropriate code Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Other Details Any other information captured for the transaction is displayed here Passport IC Number The passport number or a unique identification number of the customer is displayed here Click save icon to go to the next stage Enrichment stage Here the system validates the inputs provided in the previous stage If everything is found correct it will calculate the charge based on the transaction type The following screen will be
178. Transaction MIS MIS is user definable and is configured at the host Refer to the Oracle FLEXCUBE Host User manual for details As an example the following details may be captured in this section Cost Center The MIS code assigned to the cost center related to the account involved in the transaction is displayed here Account Officer The MIS code assigned to the account officer in charge of executing this transaction is displayed here Contract in Various Currencies Explanation required from Dev testing team Standard Industrial Code The MIS code assigned to the industry to which your customer belongs is displayed here 13 4 3 Specifying UDF Details You can specify the UDF details under UDF tab 13 7 ORACLE Buy Cash From Central Bank External Reference Branch Code Narrative Transaction Currency Transaction Amount Denomination MIS UDF UDF Details 10f1 Field Name The system will display all the User Defined Fields UDF maintained for the product in the Host Field Value Specify the value for the required UDFs The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 13 8 ORACLE 13 5 Selling Cash to Central Bank You can sell cash
179. You can also maintain the following details apart from the details defaulted Account Pay Out Details You can maintain the following details here Pay Out Option Select a valid pay out option for the specified account number from the adjoining drop down list This list displays the following values e Bankers Cheque BC Select if pay out is through Bankers Cheque e Payout by FT FT Select if pay out is through Fund Transfer e Payout by Cash Select if pay out is through Cash e Payments PC Select if pay out is through payments Percentage Specify amount of redemption in percentage ORACLE 11 46 Amount Amount to be paid out is defaulted here based on the selected pay out option and specified percentage when you save the transaction Offset Branch Branch code of the account for redemption is defaulted here when you select the Offset Account Offset Account Specify account number you need for redemption from the adjoining option list Narrative Specify description for redemption 11 4 7 Maintaining Pay out Parameters You can maintain pay out details of the account considered for redemption using the Payout Details screen You can maintain details for any selected payout option You can invoke this screen by clicking on the Payout Details button in the Close out Withdrawal by Multi Mode screen Bankers Cheque PC Cheque Details Bank Code Country Code Cheque
180. a GL You can liquidate a BC drawn on your branch against a GL through the BC Liquidation Against GL screen You can invoke this screen by typing 8308 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button BC Liquidation against GL External Reference Issuing Branch Instrument Number You can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issue Branch The branch where the BC has been issued is displayed based on the instrument number specified However you can select an appropriate one from the adjoining option list Instrument Number Specify the instrument number of the BC that needs to be liquidated Click save icon to go to the next stage Enrich Stage 1 8 202 ORACLE Enrichment stage 1 On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed BC Liquidation against GL External Reference Branch Liquidation Type le Instrument Type Instrument Number Issue Branch Clearing Bank Code Issue Date BC Currency General Ledger Number BC Amount GL Description General Led
181. a3 Payment Currency GBP Settiement Branch E01 3 Payment Amount 50 00 Coes In this screen the system will display the following details External Reference Number Product Contract Reference Number Value Date Due Date Next Due Date Payment Currency Payment Amount You can enter the following details Narrative Enter additional information for the transaction Settlement Account The system will display the account selected at the contract level You can modify this if required Settlement Branch The system will display the branch selected at the contract level You can modify this if required Settlement Currency The system will display the currency selected at the contract level You can modify this if required 7 86 ORACLE You can save the transaction by clicking the save icon The following screen will be displayed Safe Deposit Rental By Cash Branch Date 2007 11 30 x External Reference Number FJ60733400000728 Related Customer 01100051 Product SDRC Customer Name SEMANTI iP Transaction Currency GBP Narrative rental payment o Transaction Amount 50 00 Recalc Exchange Rate 1 RENT Value Date 2007 11 30 SafeDeposite Details Next Due Date 2008 01 28 Contract Reference Number 01SDL1073320003 Payment Currency GBP Settlement Currency GBP Payment Amount 50 00 Settlement Account 0110005101 Settlement Branch E01 Denomination Details MIS UDF Currency Code GBP Total Preferred Den
182. able Branch Select the payable branch from the adjoining option list The list displays all the payable branch linked to the selected bank code Cheque Currency Specify the currency of the cheque for the pay out Beneficiary Name Specify the name of the beneficiary for the pay out Passport IC Number Specify the passport number of the beneficiary for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out Narrative Specify the description for the pay out 11 2 8 2 Specifying PC Details To capture the pay out details thought transfer to other bank account click on the PC tab ORACLE 11 25 Payout Parameters Bankers Cheque PC Counterparty Counterparty Bank Code Counterparty Account Currency Beneficiary Details Beneficiary Address Beneficiary Name PassporvlC Number Narrative The following details are captured here Counterparty Bank Code Specify the bank code of the counter party for the pay out Counterparty Account Specify the account number of the counter party for the pay out Currency Specify the currency of the counter party for the pay out Beneficiary Name Specify the name of the beneficiary for the pay out Passport IC Number Specify the account number of the beneficiary for the pay out Narrative Specify the description for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out 11 3 Op
183. action Lima for the User Cancel 7 2 6 1 Local Authorization In case of local authorization the authorizer can allow or cancel the transaction The following screen is used for local authorization r 4 Local Authorization UserID OFSSWB1AUTH3 Password eseese Remarks REMARKS Override Messages The authorizer can only view the transaction details here He or she will have to enter the following details Userid Specify the user ID of the authorizer Password Specify the password with which he or she can either authorize or reject the transaction Remarks The authorizer can specify some remarks pertaining to the transaction Click OK button to authorize the transaction On successful validation of the User ID and password the transaction will proceed to the next stage as per workflow The validations for User ID will be same as in Remote Auth The user credential validation includes Holiday Maintenance check also However if you click Cancel button the transaction will move to unassigned queue 7 10 ORACLE You can view the override messages by clicking Override Messages Local Authorization option is not available when user authentication is via Single Sign On SSO 7 2 6 2 Remote Authorization In case of remote authorization you need to assign the transaction to an authorizer through the following screen E Cash Deposit Web Page Dialog PIS User ID
184. action will be tanked e Offline transactions e Transactions with status Marked for Delete e Transactions with status Marked for Roll Forward e Transactions with status Marked for Reversal In the branch all the transactions which failed to reach the host are tanked The tanked transactions are marked with status T The untanking process will fetch the count of pending transactions in the branch and then upload the tanked transactions to the host when online During the upload the transactions in the branch remain locked This is to prevent other parallel processes from picking up the same records After successful upload the status of the transactions is updated to P in the branch which indicates that the transactions have been processed The system then unlocks the transactions which were locked in the branch In Host The host will process the tanked transactions sent from the branch The host will receive the untanking requests from the branch in the form of XML via an interface These requests will be stored in a table A background job will process the untanked transactions by first parsing the XML requests received by the host Each transaction is identified by a unique external transaction reference number On successful parsing the job will forward it to the relevant interface for further processing If there are any errors the host is updated with the status and error details If the transaction is succe
185. aining to the transaction UDF Filed Name The system displays all the UDFs associated to DD contract Value The system displays the values of UDF fields Click Save to retain the incremented reprint count and audit details Note the following e Only the instruments those were printed in the present branch will be allowed to Reprint 8 166 ORACLE e Only the instrument that was printed on the same date can be reprinted e Only the instrument that has Instrument status as Active and with print status as Printed can be reprinted 8 167 ORACLE 8 32 Viewing Instrument Reprint Summary You can view the summary of instrument reprint in the Instrument Reprint Summary screen You can invoke this screen by typing ISSRPDET in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Instrument Reprint Summary issuing Branch g instrument Type Instrument Number l Q Search Advanced Search Records per page 15 0 Issuing Branch Instrument Type Instrument Number Print Count Reprint Reason Maker Id Maker Date Stamp Checker Id Checke Here you can query the reprint summary details based on the following details Issuing Branch Specify the branch assigned to issue the instrument reprint The adjoining option list displays all valid branches maintained in the system Y
186. al Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Account Branch Select the branch code from the adjoining option list Bank Code Specify the code of the bank that is issuing the DD The adjoining option list displays all the bank codes maintained in the system Select the appropriate one Instrument Status Specify the status of the instrument Account Specify the customer account against which you are issuing the DD The adjoining option list displays all the accounts maintained in the system Select the appropriate one 8 113 ORACLE MICR Number Specify the MICR number of the cheques Demand Draft Currency Specify the currency of the DD Instrument Type The instrument type corresponding to a DD sale against account is displayed here Demand Draft Date The date of DD issue is displayed here Payable Branch Specify the branch at which the DD should be encashed or redeemed The adjoining option list displays all the branches maintained in the system Select the appropriate one Demand Draft Amount Specify the amount for which the DD is being drawn Beneficiary Name Specify the name of the beneficiary in whose favour the DD is being drawn Beneficiary Address Specify the address of the beneficiary Passport IC Number Specif
187. alid account numbers maintained in the account branch selected You can choose the appropriate one Cheque Number Specify the cheque number The adjoining option list displays all the valid cheque numbers maintained in the account number selected You can choose the appropriate one 8 30 ORACLE 8 8 Click Ok button once you specify the account number and cheque number The following details will be displayed in the screen e Account Title e Customer Number e Account Currency e Cheque Status Validation will be done to check if the account number specified is a valid number Selling a TC against an Account You can issue a Traveller s Cheque TC for your customer against his her savings account In order to capture this transaction you need to invoke the TC Sale Against A C screen by typing 1009 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button TC Sale against Account External Reference Issuing Branch Instrument Type TCA Instrument Status INIT Issuer Code TC Currency Account Branch TC Amount Account Narrative Account Title Account Currency Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Is
188. ame of the transaction account Customer Address 1 Specify the customer address 1 If transaction account has not been entered then you need to enter the address 1 of the walk in customer otherwise the system will default the customer address Customer Address 2 Specify the customer address 2 If transaction account has not been entered then you need to enter the address 2 of the walk in customer otherwise the system will default the customer address 7 21 ORACLE 7 5 Customer Address 3 Specify the customer address 3 If transaction account has not been entered then you need to enter the address 3 of the walk in customer otherwise the system will default the customer address Communication Mode Select the mode of communication to the customer to intimate about the beneficiary account credit Following are the options available e Mobile e E mail Mobile Number Email ID Specify the mobile number or the e mail ID based on the communication mode selected If transaction account has been entered then system will default the corresponding customer s mobile number or e mail ID On authorization of this transaction the system will automatically create the outgoing payment transaction in PC module for the amount of Transaction amount Total Charges After this process any operations on branch transaction or outgoing payment transaction will be handled independently Refer the section titled Depositing Cash for furt
189. an select the appropriate one 8 213 ORACLE 8 44 Instrument Number Specify the instrument number which is to be reversed The adjoining option list displays the valid instrument numbers based on the instrument type selected You can select the appropriate one Viewing Cash and Instrument Balance You can view a summary of the cash and cheque transactions using the Cash and Instrument Balance Report screen You can invoke this screen by typing DERPBAL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Cash and Instrument Balance Report UserID Currency Branch Code Report Format PDF v PrinterAt Client Report Output Print Printer You can specify the following here User ID Specify the user ID of the individual whose transaction report you wish to view The adjoining option list displays all valid user IDs defined in the system You can choose the appropriate one Currency Code Specify the currency for which you wish to view the transaction report The adjoining option list displays all valid currency codes defined in the system You can choose the appropriate one Branch Code Specify the branch code for which the report is being generated Report Format Select the format in which you want the report to be generated from the options provided in the drop down list The following options are available e HTML e RIF e PDF e Ex
190. anch BC Amount Instrument Type Narrative Total Charges Issue Date Total Amount Payable Branch MICR number PassportlC Number Charges MIS UDF Charge Details 10f1 m Charge Components Charge Amount Charge in Local Currency Exchange Rate O In addition to the details defaulted from the previous stage you can capture the following information e Txn Amount e Total Charges e Total Amount 8 38 1 Specifying charge details Click on the Charges tab to capture charge related details For more details refer the section Specifying Charge Details under Selling a BC against an Account in this manual 8 38 2 Specifying MIS Details Click on the MIS tab to capture details pertaining to MIS Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 38 3 Specifying the UDF details You can capture these details in the UDF tab of the screen 8 201 ORACLE 8 39 Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Liquidating a BC against
191. andatory data entry If the data entry is found alright it will fetch other relevant details for the transaction The following screen will be displayed DD Issue Against GL Branch Date 2011 11 30 External Reference FJB1133400005008 Payable Branch Instrument Type DDG MICR Number Bank Code 000 Passport IC Number Demand Draft Currency USD Beneficiary Name gfhfdg Demand Draft Amount 200 000 00 Beneficiary Address Demand Draft Date 2013 11 12 General Ledger Number 100003234 General Ledger Currency USD _ Recalculate _ Transaction Currency Rate Charges 0 22 Total Amount 200 000 22 Instrument Number 60313 Narrative Charges MIS UDF Preferences Charge Details 10 1 z Charge Components Charge Amount Charge in Local Currency Exchange Rate v Charge1 100 00 CLP 462 93714285714 In addition to the details defaulted from the previous stage you can capture the following information Transaction Currency The system displays the currency of the GL as the currency in which the transaction entries will be posted However you can change it by choosing the appropriate currency code from the adjoining option list Charges The system calculates the charges applicable to the transaction and displays the amount here In case you change the charge amount or the DD amount you will have to click Recalc button to re
192. ansaction Charge Currency The system displays the currency in which the charge has to be deducted Waiver You can waive a certain charge for the customer by checking this box against the charge component Charge Amount The system displays the charge amount to be deducted for the corresponding charge component You can edit the amount Charge in LCY In case the transaction currency is different from the local currency the system will compute the local currency equivalent of the charge and display it here Exchange Rate The exchange rate used for the currency conversion is displayed here If the charge currency is the same as the transaction currency the system will display 1 as the exchange rate 8 34 2 Specifying MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen 8 180 ORACLE BC Sale against Cheque Branch Date 2007 11 30 External Reference Number FJB0733400000816 Bank Code E01 BC Currency GBP BC Amount 1 000 00 Instrument Number 6 BC Date 2007 11 30 Payable Branch 000E01 MICR Number Beneficiary Name RAMMOHAN IP Beneficiary Address k je e Passporvic Number a Charges MAIDE UDF Transaction MIS x instrument type BCC Customer ki E01100064 Customer Name
193. ansactions Cheque deposit and withdrawal Cheque deposit to GL Cheque book request In house cheque deposit Cheque return e Traveller s Cheque TC transactions TC sale and purchase against account and for walk in customer TC sale against GL e Demand Draft DD transactions gt DD sale against account DD liquidation against GL against account and for walk in customer DD issue to walk in customer and against GL DD inquiry DD reprint e Banker s Cheque BC transaction BC sale against account and against clearing BC issue against GL and for walk in customer BC liquidation against account and against GL BC inquiry BC reprint 8 1 ORACLE 8 2 Withdrawing Cash against a Cheque Your customer can withdraw money from his her account by issuing a cheque on the account You can capture such a transaction through the Cheque Withdrawal screen You can invoke this screen by typing 1013 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Cheque Withdrawal Branch Date 2011 12 01 External Reference FJB1133500005471 Product CQWL Account Branch WB3 a3 Cheque Number Account Number Check Date 2011 12 01 Account Description o Cheque Issue Date E Narrative Cheque Withdrawal Transaction Currency a3 Cheque Book Number Transaction Amount j Contract Reference
194. ansactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Liquidating a DD for a Walk in Customer You can liquidate a DD or a walk in customer and give him her the equivalent amount in cash In order to capture such a transaction invoke the DD Liquidation Walk In screen You can invoke this screen by typing 8310 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 8 132 ORACLE DD Liquidation against Walkin External Reference Issuing Branch Instrument Number Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issue Branch The branch where the DD has been issued is displayed Alternatively you can specify a branch code and then choose a DD issued in that branch from the option list against Instrument Number Instrument Number Specify the instrument number of the DD that needs to be liquidated The adjoining option list displays all the DDs that have been issued If you have already specified a branch code then the list will display only those DDs that have been issued in the specified
195. ard payments if any Click Save icon to go to the next stage Cheque Book Number Specify the cheque book number If the cheque book number is input the account number will be displayed on tab out of the cheque book number Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is correct the system generates additional details maintained at different levels The following screen will be displayed Credit Card Payment By Account External Reference Product CRAC Credit Card No Credit Card Holder Name Value Date To Account Number Recovery Account Account Description Account Title Transaction Currency Account Branch Amount Exchange Rate Narrative Total Charge Account Amount Charges MIS UDF Charge Details 10f1 O Charge Components Charge Amount Charge in Local Currency Exchange Rate CJ In addition to the details maintained in the previous stage the system defaults the following details e To Account Number e Customer ID e To Amount e Exchange Rate e From Amount e Charge Details e MIS Details e UDF Details 12 3 ORACLE 12 3 Recalculate Click this button to recalculate charges for the cheque deposited After validating for the availability of the data click Save icon to go to the next stage Authorization Stage On clicking save icon the system validates and ensures for the correct entry
196. arge Fields Settlement o Field Name o 8 14 3 Specifying Settlement Click on the Settlement tab in Multimode Collection Transaction screen to maintain settlement details 8 73 ORACLE Settlement Mode Multimode Collection Transaction input Branch Date 2011 11 30 X Product Code UPAC External Reference FJB113340000494 Source Code EXTERNAL Contract Reference 002UPAC1310604 Number Agreementid AIRTELAGR Amount Due 100 00 I Readjustable Bill Number 100 Due Date 2013 04 1 Amount Paid 100 Bill Currency USD Customer Name sddsa Subscriberld 213 Cash Amount 0 00 Total Amount 100 Readjustment Amount 0 Details Customer No 002000128 Customer Account 002 Consumer Name AIRTEL1 C Branch Collection Status A Customer Account 111100001 Customer Address 1 CHILE Number A Account CY USD Customer Address 2 z Payment Details Operation Text Check payment Chari Foreign Currency Amount Exchange rate Local Currency Amount 100 00 Currency Denominations Charge Fields Settlement Settlement Details i4 4 10 gt Ki PAE 7 Instrument x CLP 100 00 EE ai cancei Specify the settlement mode from the adjoin drop down list You can select any one of the following e Instrument e Clearing e Cash Teller e External Account e Internal Cheque e Credit Card Settlement CCY Specify the settlement c
197. at the host Refer to the Oracle FLEXCUBE host user manual for details As an example the following details may be captured in this screen Cost Center The MIS code assigned to the cost center related to the account involved in the transaction is displayed here Account Officer The MIS code assigned to the account officer in charge of executing this transaction is displayed here Standard Industrial Code The MIS code assigned to the industry to which your customer belongs is displayed here Contract in Various Currencies 13 5 3 Specifying UDF Details You can capture the UDF details under UDF tab 13 11 ORACLE Sell Cash to Central Bank External Reference Branch Code Narrative Transaction Currency Transaction Amount Denomination MIS UDF UDF Details 10f1 m Field Name The system will display all the User Defined Fields UDF maintained for the product in the Host Field Value Specify the value for the required UDFs The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 13 12 ORACLE 13 6 Buying TCs from Agent You can buy TCs from Agent using the Buy TCs from Agent screen You can invoke this screen by typing 9011 in the field at the to
198. ate amount charge details 8 8 1 Specifying TC Denomination Details In this block you can enter the TC denomination details through the following fields TC Description Select the TC denomination from the adjoining option list The list displays all the TC denominations maintained in the branch system TC Denomination The number of available units in the denomination is displayed Currency The TC Currency is displayed here Count Enter the number of TCs against each denomination in Count Series Select the TC series from the option list Start Number Specify the starting serial number of TC against each denomination and press TAB The following details are displayed End Number The system displays ending serial number of TCs against each denomination based on the TC count you have specified TC Amount The system displays the TC amount based on the value of denomination and the number of TCs against that denomination System Count The count of denominations available in the system is displayed 8 34 ORACLE 8 8 2 Specifying Charge Details This block allows you to capture charge related details Click on the Charges to invoke the following screen TC Sale against Account External Reference Issuing Branch Issuer Code Account Branch Instrument type Account Instrument Status Account Currency TC Currency Related Customer Id TC Amount Customer Name Narrative Exchange Rate Total Charge
199. ate the term deposit account gets ORACLE 11 22 Next Maturity Date On selecting the rollover for the TD account the system defaults the next maturity dates from the previous tenor of the deposit Deposit Tenor The system calculates the tenor of the deposit account to the difference between Interest start date and Maturity date and displays it In case of change in maturity date the system changes the value of this field Auto Rollover Check this field to automatically rollover the deposit you are maintaining You have to indicate Rollover Type on selecting this option Close on Maturity Check this box to close the term deposit account on maturity date and transfer the amount to the principal liquidation account If you select this option the principal liquidation account should be an account other than the term deposit account Move Interest to Unclaimed Check this box to move the interest amount to the unclaimed GL mapped at the IC product in the accounting role INT_UNCLAIMED on Grace period End date If you select this option then you will have to check the box Move Principal to Unclaimed Move Principal to Unclaimed Check this field to move the principal amount to the unclaimed GL mapped at the IC product in the accounting role PRN _UNCLAIMED on Grace period End date If you select this option then only principle amount will be moved to unclaimed and Interest will be settled to TD payout If Yo
200. ates the inputs provided in the previous stage If everything is found correct it will calculate the charge based on the transaction type The following screen will be displayed 8 208 ORACLE BC Liquidation against Walk in Extemal Reference Bank Code Branch BC Currency Instrument Type W BC Amount Liquidation Mode Exchange Rate Liquidation Date Narrative Issue Branch Total Charges Transaction Currenc BC Date Account Number Total Amount Instrument Number Beneficiary Name Payable Branch Beneficiary Address MICR Number BC Status PasspomiC Number Currency Denominations Charges MIS UDF Currency Code Preferred Denomination Denomination Details 10f1 OO Denomination Code Denomination Value Total Amount a In addition to the details defaulted from the previous stage you can capture the following information Exchange Rate The system displays the exchange rate for the transaction if the cheque currency and the transaction currency are not the same Total Charge The system computes the charge applicable to the transaction and displays it Net Amount The system derives the net amount payable to the customer after deducting the applicable charges and displays it here 8 40 1 Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction 8 209 ORACLE Refer the section titled Specifying denomination details under Withdrawin
201. atus You can capture the details of initial payin for the time deposit account in the TD Payin screen You can invoke this screen from the by typing 1323 in the field at the top right corner of the application toolbar and clicking the adjoining arrow button ORACLE 11 49 TD Payin Branch Date 2011 12 09 External Reference Number FJB1134300000680 Branch Code 051 Value Date 12 09 2011 Customer ID 051000603 Payin Amount 20 000 00 Account Stat Cash Amount 0 00 Account Number 051TDF34311000039 a Description SFG Currency CLP Compute Recalculate TD Payin 1n Hes TEN pan oae Tore a Account 100 20 000 00 lt gt The following details can be entered in this screen Eternal Reference Number The system defaults the external reference number here Account Branch The system displays the TD Account Branch It is defaulted on TD Account selection Customer ID The TD account Customer ID is defaulted on TD Account selection Currency The TD Account currency is defaulted on TD Account selection Value Date The TD Pay in Value Date is defaulted on TD Account selection as the Branch Date However you can modify it as back value date if necessary Payin Amount It is defaulted on TD Account selection as the TD Amount Account Number Select the TD account number from the LOV of inactive TD account numbers Account Description It is
202. aulted MIS details UDF amendable Check this box to amend the system defaulted UDF details Charges amendable Check this box to modify charges picked up by system Exchange rate amendable Check this box to modify the exchange rate picked up by system Till Required Check this box to update the till balances This is applicable only for cash transactions Denomination Tracking Required Check this box to indicate whether denomination tracking is required for cash transactions 3 4 1 2 Specifying Validation Preferences Details Inter Branch check Check this box to indicate whether the transaction involving inter branch account needs authorization Authorization limit check Check this box to indicate the transaction amount limit beyond which an authorization for the transaction limit is enforced You have to maintain a currency wise transaction limit in online and offline mode If the limit is not maintained for a currency then transaction amount limit authorization is not enforced 3 4 1 3 Specifying Authorization Preferences Details Auto Authorization Check this box to indicate transaction requires authorization Authorization on charge amendment Check this box to indicate whether authorization is required in case if you have amended the charge defaulted by the system Authorization on exchange rate amendment Check this box to indicate whether authorization is required in case is you have amended the exchange ra
203. aved and the tills are successfully updated Transaction Completed Successfully Transaction failure due to null instrument number null instrument amount will be logged into exception table The system will display an error message and continue to process the other records in both internal and inward clearing processing The logging of errors will happen only for ASCII uploads and not for UI data entry Generic Inward Clearing Validations Same Holder Whether Unique Whether Customer ITF Taxation amp Other Holder ID Type Unique ID Account Clearing Result Identifier mentioned in Value Type mentioned in the I W clearing mentioned in Single the I W file coincides the I W Joint as clearing File with Debtor clearing file per bank STDCIF coincides with Beneficiary record Debtor bank Debtor STDCIF record Bank Records M Same ITF is exempted Holder Instrument would be cleared as usual without charging ITF 15 3 ORACLE M Same Y N Single ITF would not be Holder calculated Clearing transaction would be rejected with a specific reject reason code This is because unique ID value is not matching with debtor bank CIF record M Same ITF would not be Holder calculated Clearing transaction would be rejected with a specific reject reason code This is because as per the debtor bank record the customer account is a joint holder type In case of joint holder type of account ITF
204. based transactions that can be performed in this module Chapter 9 General Ledger Transaction Explains miscellaneous debit and credit transactions GL transactions Chapter 10 Time Deposit Transactions Explains the various types of transactions in this category Chapter 11 Credit Card Payments Explains the various types of payments in this category jd ORACLE Chapter 12 Vault Operations Explains the different types of Vault operations available in branch Chapter 13 Balancing Operations Explains the balancing operations available in this module Chapter 14 Batches Details the various automatic processes applicable for the module Chapter 15 Reports provides a list of reports that can be generated in this module and also explains their contents 1 4 Abbreviations used The following acronyms abbreviations are used in this User Manual Abbreviation Description GL General Ledger CCY Currency FCY Foreign Currency LCY Local Currency WF Workflow RT Retail Teller DE Data Entry 1 5 Conventions used The following conventions are used in this User Manual e Important information is preceded with the symbol e System error override messages are shown in the following manner This is a system message 1 6 Related documents You may have to refer the other Oracle FLEXCUBE User Manuals as and when required 1 7 Gl
205. be displayed Cash Deposit Branch Date 2011 11 14 External Reference Account Branch Product Account Number Transaction Currency Account Description Transaction Amount Account Currency Exchange Rate Account Amount Related Customer Total Charge Negotiated Cost Rate Negotiation Reference Customer Name S S Narrative Recalculate lec AEE Charge Details MIS UDF Projects Details Currency Code Preferred Denomination Populate Denomination Details oO Denomination Code Denomination Value Units Total Amount In addition to the details captured in the previous stage the system defaults the following details Account Description The system displays a brief description for the chosen account Exchange Rate The system displays the exchange rate used to convert the transaction currency into account currency lf the transaction currency is the same as the account currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here 7 3 ORACLE 7 2 1 7 2 2 Account Amount The system displays the amount to be credited to the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive
206. branch Click save icon to go to the next stage Input stage 2 On clicking the save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction The following screen will be displayed 8 133 ORACLE DD Liquidation against Walkin External Reference Branch Liquidation Type DDW Liquidation Mode Liquidation Date Payable Bank Instrument Number Issue Branch Demand Draft Currency Drawee Account Number Transaction Currency Issue Date Demand Draft Amount Narrative Beneficiary Name Demand Draft Number Beneficiary Address Other Details Payment Branch Demand Draft Status Passport IC Number In addition to the details defaulted from the previous stage you can capture the following information Branch The branch code is displayed here Liquidation Type The liquidation type of the DD is displayed here Liquidation Mode The system displays the liquidation mode of the DD However you can change it The adjoining drop down list displays the following values e Payment e Refund e Cancel Payable Bank The clearing bank code is displayed here Instrument Number The instrument number is displayed here Payable Branch The branch where the DD amount is being paid out current branch is displayed here DD Currency The system displays the currency in which the DD has been issued Issue Date
207. branch is displayed here Instrument Number The instrument number is displayed here Customer Number The customer number is displayed here 8 105 ORACLE Account Branch The code of the branch where the account resides is displayed here Customer Name Specify the name of the customer Exchange Rate The exchange rate is displayed here Account Currency The currency of the chosen account is displayed here Account Title The title of the account is displayed here Customer ID The customer ID is displayed here Charges The total charges applicable are displayed here Account Amount The amount to be credited to the account is displayed here MICR Number Specify the MICR number displayed on the DD being issued Charge Amount Specify the charge amount Note the following e During the issue process based on the issue type the system will use the instrument types BCW BCA BCG BCC DDW DDA DDG DDC for the resolution of the retail product and DAO accounts e Instrument number generation will be based on the single instrument type BC DD at the inventory level e f the system is not using the inventory module then a new instrument type called BCI or DDI will be used to generate issue the instrument and the sequence number generation will be based on this new type e This will ensure that the instrument number is unique for the instrument BC or DD irrespective of t
208. carried out from the option list available After entering the above details click Ok button on the screen to view all the TCs available with vault The system displays the following details e Description e Sys Count e Series e Start Number e End Number e Amount e Denomination To view the details in a vault in other branch click Reset button After this you can enter the appropriate values and click Ok button 13 23 ORACLE 14 Balancing Operations 14 1 Introduction This chapter details the various balancing operations that can be performed using this module 14 2 Book Shortage You can book shortage of a currency using the Book Shortage screen You can invoke this screen by typing 7551 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Book Shortage External Reference Branch Transaction Currency Transaction Amount Narrative Denomination MIS UDF Currency Code Preferred Denomination cear Denomination Details 10f1 im Denomination Code Denomination Value Total Amount _ m Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch The current branch is defaulted here Transaction Currency Select the currency to be booked for shortage Transaction Amount
209. cate that the Reg CC facility is available for the transaction Special Available Check this box to indicate that the special availability facility is available for the transaction Late Clearing The system indicates whether the cheque has been cleared on the same day or is marked for late clearing Refer the section titled Specifying instrument details and Capturing instrument details under Depositing a Cheque for further details about maintaining instrument details for this transaction 8 20 ORACLE 8 4 3 Specifying charge details This block allows you to capture charge related details for the transaction Click on the Charge Details tab to view the following screen Cheque Deposit to GL External Reference Transaction Amount General Ledger Amount Total Charges Account Title Negotiated Cost Rate Negotiation Reference Transaction Currency General Ledger Number General Ledger Currency Exchange rate Narrative Instrument Details Charge MIS UDF Charge Details 10 1 LT Charge Components Charge Amount Charge in Local Currency Exchange Rate ssa Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 21 ORACLE 8 4 4 Specifying MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Cheque Deposit to GL
210. ccount Here you query the loan details by specifying the following Loan Account Branch Specify the branch of the loan account for which the amount is to be repaid 7 82 ORACLE Loan Account Number Specify the loan account number for which the amount is to be repaid Click Save button The total amount financed disbursed the total outstanding amount for each component and currency is displayed in the following screen Cash Deposit External Reference Product LRCH Loan Account Branch Repayment Currency Financing Account Repayment Amount Amount Financed Narrative Amount Disbursed 10f1 M ComponentName Component Currency Outstanding Amount _ LI Specify the following in this screen Loan Account Branch Specify the branch of the loan account for which the amount is to be repaid Loan Account Number Specify the loan account number for which the amount is to be repaid Repayment Currency Specify the currency of repayment amount You can also select the appropriate currency from the adjacent option list The list displays all the valid currencies maintained in the system The denomination tracking will be against this currency Repayment Amount Specify the amount to be repaid Narrative Specify any remarks for the transaction After specifying the above details click Save button The following screen along with the loan details is displayed 7 83 ORACL
211. ccount Tte 0110006401 0110006 O Account Currency Payable Branch 000E01 MICR Number Beneficiary Name RAMMOHAN SSS Total Charge 15 00 Account Amount 1 015 00 Narrative Cheque Number Exchange Rate Beneficiary Address Recalc PassporviC Number nee MIS UDF Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate eo 15 00 G8P its 1 Cancel The following details will get defaulted in this stage Instrument Number Specify the instrument number Customer Id Specify the customer Id Customer Name Specify the customer name Exchange Rate The exchange rate is displayed here Total Charge System displays the total charge Account Title The system displays a brief title for the chosen account 8 179 ORACLE 8 34 1 Account The system displays the customer account based on the account specified Charges The system computes the charges applicable for the transaction and displays it here Account Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Specifying Charge Details This block allows you to capture charge related details such as the following Charge Component The system defaults the charge components applicable to the tr
212. ccount on maturity date and transfer the amount to the principal liquidation account If you select this option the principal liquidation account should be an account other than the term deposit account ORACLE 11 40 Move Interest to Unclaimed Check this box to move the interest amount to the unclaimed GL mapped at the IC product in the accounting role INT_UNCLAIMED on Grace period End date If you select this option then you will have to check the box Move Principal to Unclaimed Move Principal to Unclaimed Check this box to move the principal amount to the unclaimed GL mapped at the IC product in the accounting role PRN _UNCLAIMED on Grace period End date If you select this option then only principle amount will be moved to unclaimed and Interest will be settled to TD payout If You select both Move Interest to Unclaimed and Move Principle to Unclaimed then TD amount i e P will be moved to Unclaimed GL irrespective to the TD payout Details Rollover Type You can indicate rollover type as hereunder e Principal If You select Principal option then On Maturity date System will do rollover with Only Principle amount irrespective to the Interest booking account i e if Interest booking account is given as TD account then on maturity date Interest amount will be first liquidated to TD account and settled to the Payout details maintained for the TD account e Principal Interest If You
213. ccounts Dormant Next Month report e Savings Account Dormant Today report To generate any of these reports choose Reports in the Application Browser Choose Savings under it A list of all the reports in Savings module will be displayed You can choose to view or print the report The time and the operator who generated the report will be displayed 16 2 Savings Insignificant Balance Accounts Report This is an exception report that lists out the customer accounts having insignificant balances The branches can decide to either close these accounts or to follow up with the customers for proper maintenance of the accounts Branches can define the threshold amount of insignificant balance at product level The threshold limit is defined in the minimum balance in the currency preferences in account class Banks can levy service charges if minimum balance prescribed by the bank is not maintained You can choose to print or view the report in pdf format 16 1 ORACLE You can invoke Savings Insignificant Balance Accounts screen by typing SVRIBACC in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Savings Insignificant Balance Accounts Branch Code C ky Specify the following details here Branch Code Select the branch code from the adjoining option list The list displays all valid branch codes The list will not include any closed branches Click OK button t
214. ce screen an error message stating that the cheque is a stale one will be displayed However stale cheque validation would not be done if the field Cheque Stale days is not maintained at the Branch Parameters Maintenance screen Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details The following screen will be displayed 8 24 ORACLE in House cheque Deposit External Reference Product LOCH From Account Branch To Account Branch Customer Id To Account Number From Account Number To Account Currency From Account Currency To Amount Exchange Rate Cheque Number From Amount Check Date Cheque Issue Date Narrative Reject Code Charges MIS UDF Charge Details 10f1 rr Charge Components Charge Amount Currency Charge in Local Currency Exchange Rate hel In addition to the details defaulted from the previous stage you can view the following information Customer ID The system displays the drawer customer s CIF based on the value in the From Account field From Amount The system displays the amount debited from the beneficiary account To Amount The system displays the amount credited to the beneficiary account Exchange Rate The system displays the exchange rate for the transaction if the cheque currency and the transac
215. cel 8 214 ORACLE Report Output Select the output for the report from the options provided The following options are available e Print select this option if you wish to print the report e View select this option if you wish to view the contents of the report e Spool select this option if you wish to spool the report for further use Printer At Specify the location of the printer You can choose Cleint or Server from the option list Printer Specify the name of the printer or select it from the option list provided All the configured printers are displayed in the list This is applicable only if you have specified the output as Print 8 215 ORACLE 9 1 9 2 9 General Ledger Transactions Introduction You can perform General Ledger transactions such as miscellaneous debit and credit transactions against a customer s CASA account and a GL account A customer s CASA account can be debited or credited in respect of GL transactions For example you can debit a customer s CASA account towards service charge with the corresponding credit given to the Service Charge GL account Similarly you can credit a customer s CASA account towards interest with the corresponding debit given to the Interest GL account Also a GL account can be debited or credited against cash transactions that do not involve a customer s CASA account Each of these transactions has been explained in detail in the f
216. ch Product Account Number Transaction Currency Account Description Transaction Amount Account Currency Exchange Rate Account Amount Customer id Total Charge Customer Name Negotiated Cost Rate Narrative Negotiation Reference Recalculate Currency Denominations Currency Code Preferred Denomination Populate Denomination Details Fi Denomination Code Denomination Value Total Amount Cancel In addition to the details captured in the previous stage the system defaults the following details Exchange Rate The system displays the exchange rate used to convert the transaction currency into account currency If the transaction currency is the same as the account currency the system will display the exchange rate as 1 Customer ID The system displays the customer ID based on the account specified Total Charge The system computes the charges applicable for the transaction and displays it here Account Title The system displays a brief title for the chosen account 7 15 ORACLE 7 3 1 7 3 2 Account Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges This amount depends on the charge method whether inclusive or exclusive Negotiated Cost Rate Specify the n
217. ch Date 2011 12 01 External Reference FJB1133500004741 Product LOCH From Account Branch WB3 _ 23 To Account Branch ia From Account Number BEE To Account Number Account Description P Account Description From Account Currency a3 To Account Currency a3 Amount Cheque Number Narrative P Check Date 2011 12 01 E Cheque Issue Date si Cheque Book Number 7 Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product The system displays the code of the retail teller product that will be used in the Host for processing the transaction From Account Number Specify the drawer account number The adjoining option list displays all the accounts maintained in the logged in branch You can choose the appropriate one To Account Number Specify the beneficiary account that needs to be credited with the cheque amount The adjoining option list displays all the accounts maintained across different branches in the Host You can choose the appropriate one However the option list will display the values only on specifying the to account branch field If you have already specified the branch codes for the beneficiary account in the To Account Branch
218. charge details ccccccccccccesccesecesecssecssecsseesceeseeeseececeeeeesecesecnaecsaecaecaeecaeeeaeseaeeeeeeeeeeeeseaess 7 55 7 13 2 Specifying MIS Detaulss ecccscisesncsessesesseissceeootsesesocisnceguezsadesnedsteossetsnavseeienesnseasedessedstansontseunsoeieoncasenss 7 56 7 AZ 3 Specifying the UDF detailssci ise ssessesesssisicessosseseacivesenbeasndearsdstessoessuaveosiogsensvaaedesssdptencoetsesnepedagueensy 7 57 TA4 ISSUING ATT AGAINST Gls cxcscessacineenevaccenesesviennsatssidsvastbensodnsterstenseenttedesteeveksennenbastensecateneieenseesvedtenestenitey 7 59 7 14 1 Specifying Charge Details cccccccsccesscesscesecesecssecscecseeeseeseceeeeeeecesecesecaecaecsaecaeecaeeeaeeeseeeaeeeeeeeeeeaees 7 61 7 14 2 Specifying MIS Detals c cscsssscessssesesscissesrootsenesocisnerguezsnseanedsneoseetsnaveeeinneseseasedessedstensontseucsonisaseaseass 7 62 7 143 Specifying the UDF detauls sso cvssssicesseisscessssseseeocivesogbeasudeansdstessoetsneveesinasensvaaedesesdsteseoetensespedaaaeaeesy 7 62 7 415 ISSUING A TT TO A WALK IN CUSTOMER c ccccesesscsesesesseeesesecouesessessseseseesseesssessssessessaseessaesoussssseseneneneess 7 63 7A5 1 Specifying denomination details c ccccsccesccesccesecsseesseesseeseesseeseceseceecesecusecaecaaecsaeeseeeaeeeseeeseeeeeeaees 7 66 FAS2 Specifying Charge details cscs sesdesesescgscsicesecsestaet spec caseesde Hives E E a e E E T ER 7 66 FAS Specifying MIS Detail sss ssasiceesseascsts casas raino
219. cify the details of the unique identification document of the customer Unique Identifier Value Specify the value of the unique identification document provided by the customer Account Title Specify the account title Drawee Account Number Specify the drawee account number Cheque Number Specify the number of the cheque for inward clearing Amount Specify the amount for inward clearing Routing Number Specify the routing number for cheque clearing The adjoining option list displays all routing numbers along with the Branch codes You can select the appropriate one 15 2 ORACLE Payee Name Specify the payee name Instrument Date Specify the instrument date Instrument Issue Date Specify the instrument issue date You can click on the adjoining calendar icon and select the appropriate date If the difference between the Instrument Issue date and the Instrument Date is greater than the Cheque Stale Days maintained at the Branch Parameters Maintenance screen an error message stating that the cheque is a stale one will be displayed However stale cheque validation would not be done if the field Cheque Stale days is not maintained at the Branch Parameters Maintenance screen After entering these details click save icon move to the enrichment stage Click save icon to save the transaction The system displays the following message after the transaction is successfully s
220. cifying UDF Details sinisin e i Hsia phe weg canes tests E EA ATE pE EE Sa 8 15 8 4 DEPOSITING A CHEQUE INTO A GLi ese E aa NE A E EE EE NE E AES 8 17 8 4 1 Specifying Instrument Details cisnienia i a ai a oa Kiei s eeina 8 18 8 4 2 Specifying Instrument Details pnis A R E E EENE 8 19 8 4 3 Specifying charge details wercsvsavecsrcsvecsvcueveevarveersameueersansbervesheevivebbe A E E A 8 21 8 4 4 Specifying MIS details yniriici ane RNA E E A 8 22 8 4 5 Specifying UDE Detalls crne EREE EET T 8 22 8 5 DEPOSITING AN IN HOUSE CHEQUE ccsessssecececsesssaececececeesesaeceeececsessaaesesececeeseaaeseseceseessaaeaesececeesenseaeeeeess 8 23 6 5 1 Specifying Charge DCtails wcsssavsvsscotelivsesizenss cots ieee EE outs yond EE EO EE 8 26 8 5 2 Specifying MIS details sc ciecceissanevsecereiasieevesios coutouneiparsinedstebengevivoben ney E E 8 26 8 5 3 Specifying UDF Details creien E EEEE EE EEEE 8 27 8 6 TRACKING A CHEQUE RETURN aieri r NEE EEEE E N suv saevbass capeyavecnennieaes 8 28 8 7 QUERYING CHEQUE STATUS airi e E EEEE cusps cnneens 8 30 8 8 SELLING A TC AGAINST AN ACCOUNT erore enrasar Slov Ese aK E Teekanne KEE orreen KEEKEEKE Ni aSa 8 31 8 8 1 Specifying TC Denomination DetailS esesseseeseeeeeseneeneeeeeeresreserresrssrrrreresrresesresreserrrereseresesreeese 8 34 ORACLE 6 8 2 Specifying Charge Details cccccccesccescesscesecesecssecsceeseeeseeseceeeceseceeceseceaecnaecauesaeecaeeeaeseseeeseeeaeeeeseaees 8 35 6 8 3 Specifying MIS
221. cking scecccecccsceesceesseesseescesscesecesecesecsecaeecseeeseenseeeesensseseeeseenseenaeenes 3 10 3 4 4 Maintaining Savings Function Definition ccccccccscseesceescesecesecesecesecacecaeeeeeeeeeeeeeeseeneceseenaeenaeenes 3 10 3 5 STAGES IN WORKFLOW TRANSACTION FLOW cccccecsesceseessesecssesscsesescseeessssesesesecsesseeseseessaeseuesesseseeenenes 3 11 3 5 1 UNDUE SIA GE re es eased sone sat eseasscsesiaecs pateasarsatgudres A lt dgai ean cade toques tes E EA 3 14 3 5 2 Enrich Sta tE nnnm ee E RE E seus beds cagacede nvaraauess tech teueeags caste vat teaeenteoes 3 14 3 5 3 Running Savings EOD Mand atory sccccccecceeseecceesceescesecesecusecusecasecaeecseeeseesseeeseeseeeeeseenaeeeaeenaeenas 3 14 4 COMMON OPERATIONS scsssssccssssssscssesesssssssscsssesssesssnsssssnsssssnessesssssssssssnessssseesosseesessssssessssnessosssssosees 4 1 4 1 INTRODUCTION 5532355025 seuss aE E E R E E NE S EEEE ESE E ENES 4 1 42s WORKEEOW TASK LISTo ana e EE EA E EEE EEE EA EAE EE E E ERES 4 1 A3 CERARINGA USER rei ee tose er ESEE E E EAEE EEE AES O EANES EERENS 4 1 J4 AUTHORIZING A TRANSACTION sirine ne ee naa EE co EEE ANE AEAEE AEE E TER EAUS REEERE 4 2 4 4 1 Man al ASSISNIMNEN scecissescstii vac cececiin caeie sistini ieseni on e R Ea E osn aR SNES 4 2 4 4 2 AULO ASsienm ent sssrinin tannini ieii ea ae E a AE R Ra a ARERR 4 4 4 4 3 Displaying Overrides and ETTOTS scccccccccesssessceescesecesecusecusecaeeesseesseeaeesseeseeeseces
222. code of the currency available in the Till Opening Balance The system displays the opening balance in the Till for the day Incoming Cash The system displays the incoming cash in the Till for the day Outgoing Cash The system displays the outgoing cash in the Till for the day Total Cash The system displays the total cash currently available in the Till Check one of the Till details record to view the following currency details Denomination ID The system displays the denomination code for the currency in the selected till details record 7 89 ORACLE Denomination Value The system displays the value of the corresponding denomination ID Opening Balance The system displays the opening balance in the till for the day in terms of denominations Incoming Cash The system displays the incoming cash in the Till for the day in terms of denominations Outgoing Cash The system displays the outgoing cash in the Till for the day in terms of denominations Total Cash The system displays the total cash currently available in the Till for the day in terms of denominations 7 90 ORACLE 8 1 8 Instrument Transactions Introduction As you may recall the Savings module allows you to perform different types of transactions This chapter details the various instrument based transactions that can be performed through this module You can perform the following types of instrument based transactions e Cheque tr
223. code of the current logged in branch is displayed here However you can modify it Specify the branch where the customer account into which cash is being deposited resides Account Number Specify the customer account into which cash needs to be deposited The adjoining option list displays all the accounts maintained in the system You can select the appropriate account number If you select a Trust account you will have to specify project related details in the Project Details tab Transaction Currency Specify the currency in which the cash is being deposited You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system If you have specified the account number the system will automatically display the account currency here However you can change it 7 2 ORACLE Transaction Amount Specify the amount that should be credited to the account in the specified currency If the account to be credited is a Trust account this amount should be within the cash deposit limit defined for the account class Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will
224. compute the total transaction amount Total Amount The system adds the charge amount to the DD amount and displays the total transaction amount 8 157 ORACLE Instrument Number The instrument number is displayed here 8 29 1 Specifying Charge Details This block allows you to capture charge related details for the transaction You can waive it if required You then need to click Recalc button to re compute the net amount payable to the customer Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 29 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen DD Issue Against GL External Reference Instrument Type DDG Bank Code Demand Draft Currency Demand Draft Amount Demand Draft Date General Ledger Number General Ledger Currency Transaction Currency Rate Charges Total Amount Instrument Number Narrative Charges MIS UDF Preferences Composite MIS Payable Branch MICR Number PassportlC Number Beneficiary Name Beneficiary Address Transaction MIS Refer the section titled Specifying MIS details under Capturing a cash deposit for further details 8 158 ORACLE 8 29 3 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen
225. ct to payment modes selected Settlement currency is displayed as transaction currency However if transaction currency is an index currency then settlement currency is displayed as base currency ORACLE 11 51 Settle Amount The system displays the settlement amount of the Transaction Settle Branch The system displays the branch of the settlement transaction Settle Account The system displays the settlement account of the TD transaction Ext Account System displays the external account for the TD transaction settlement Specify the following details for the transaction Select Account in one of the fields under Payment Mode in case the transaction is an Account Select Internal Cheque in one of the fields under Payment Mode in case the transaction involves an Internal Cheque Select Cheque Instruments in one of the fields under Payment Mode in case the transaction involves an External Instrument for Outward Clearing like External Cheque Select Internal Instruments in one of the fields under Payment Mode in case the transaction involves instruments Enter the Settlement Amounts in the fields under Settlement Amount with respect to the Payment Modes you selected Capture the Account Numbers of the Payment Modes in the fields under Settlement Account In case of Account or Internal Check Oracle FLEXCUBE allows them only if they are of settlement currency In case t
226. ction if any Branch Code The current branch is defaulted Capturing TC Details You have to maintain the following information in this section Description Select the description for the denomination of the TC from the adjoining option list Denomination The system displays the denomination for the specified description 13 17 ORACLE Currency The system displays the currency Count Specify the count of the TC which you have selected Series Specify the series having the TC denomination The valid TC series is shown in the adjoining option list With this reference you have to specify the start and end number System Count The system count will be defaulted only if you have selected the TC series from the option list Otherwise this field will be blank Start Number Specify the starting number of the series If you have selected the TC series from the option list the start number will be defaulted You need to modify this value End Number The system defaults the end number which is the sum of start number and the count TC Amount The system defaults the TC Amount It is the product of the denomination and the count After entering all the data click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapte
227. ction Currency Recovery Account Amount Account Title Narrative Account Branch Exit You can maintain the following details here External Reference Number Unique reference number is defaulted based on the branch 12 10 ORACLE Product Retail teller product is defaulted as CRAC Credit Card No Specify a valid Credit Card number from the adjoining option list Credit Card Holder Name Name of the Credit Card holder is defaulted here Value Date Current date of the system is defaulted here Transaction Currency Specify currency in which cash is deposited for the specified credit card number from the adjoining option list Recovery Account Recovery account is defaulted here from the Credit Card number However you can specify a valid recovery account from the adjoining option list if not defaulted Account Title Title of the recovery account is defaulted here Account Branch Branch code of the current branch is defaulted here However you can specify branch code from the adjoining option list if needed If account branch and transaction branch are different then the system automatically processes inter branch entries Amount Specify the payment amount for credit card transaction If the payment is in FCY then the system converts the amount based on the exchange rate code maintained at the Product level Narrative Specify remarks for the credit card payments if any C
228. d Instrument Type The system displays the instrument type as DDM 8 89 ORACLE Branch Specify the branch code here Choose the appropriate one from the option list Payable Branch Specify the payable branch code The option list displays all valid branch codes maintained in the system Choose the appropriate one Instrument Amount Specify the DD amount MICR Number Specify the MICR number Passport IC Number Specify the passport number Settlement Details Settlement Mode Specify the mode of settlement The drop down list displays the following options e Clearing e Teller e Internal Cheque e Clearing e Instrument Demand Draft e Account Settle Currency Specify the currency in which the DD settlement is done Settlement Amount Specify the amount to be liquidated Settlement Branch The system displays the settlement branch Settlement Account The system displays the settlement account Ext Account Name Specify the external account name Ext Account No Specify the external account number 8 90 ORACLE Clearing Bank The system displays the clearing bank Branch Code The system displays the branch code Sector Code The system displays the sector code End Point The system displays the end point Routing No The system displays the routing number Instrument No The system displays the instrument number On saving the above details the following screen is
229. d at the Branch Parameters Maintenance screen an error message stating that the cheque is a stale one will be displayed However stale cheque validation would not be done if the field Cheque Stale days is not maintained at the Branch Parameters Maintenance screen Click Save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is correct the system generates additional details maintained at different levels The following screen will be displayed Credit Card Payment By Cheque External Reference Transaction Currency Credit Card No Transaction Amount Credit Card Holder Name Exchange rate Account Number Total Charges Negotiated Cost Rate Account Title on Negotiation Reference LRecaic Instrument Details Charge MIS UDF Clearing Type Drawer Account Number Cheque Number Cheque Date Value Date Late Clearing Routing Number Regulation CC Available Special Available Bank Code Branch Code Sector Code Bank Name Branch Name Sector Description In addition to the details maintained in the previous stage the system defaults the following details e Exchange Rate e Account Number e Account Title e Total Charges e Negotiated Cost Rate e Negotiation Reference e Instrument Details e Charge Details e MIS Details e UDF Details Recalculate Click this button to recalculate charges for
230. d with the TD account Alternatively you can also select the currency from the adjoining option list All the currencies maintained in the system will be available for selection in the option list ORACLE Account Open Date The system displays the value date of opening the deposit account This will be the term deposit interest start date Account Number Specify the account number of the deposit account Product Code Select the product name under which the deposit account is to be opened These are the various account classes maintained in the Host You can select the appropriate account class from the list of all the valid account classes maintained in the system Account Description Specify an appropriate account description for the term deposit account Pay In Option Pay in By Select the pay in option from the adjoining option list The list displays the following value e Cheque e Others If you want to create TD through cheque you must specify the pay in option as Cheque If the pay in option Cheque is selected you need to pay the total TD amount only by cheque rote the following e If the pay in option once selected from the main tab cannot be changed after account class defaults e Pay in details of the cheque entered in the Main tab will be automatically displayed in the Pay in details of the Deposit tab You cannot modify it If the pay in option Cheque is selected you mu
231. defaulted on TD Account selection Save all these details to validate and process TD Payin details as a Payin transaction at the host level On successful Payin operation TD is activated ORACLE 11 50 TD Payin transactions will be auto authorized and TD Payin screen is supported only in Branch online mode Incase of time out occurrence Branch does the transaction reversal automatically 11 5 1 Term Deposit Settlement Details You can receive TD Payin in multiple settlement modes through the multimode settlement tab This screen appears once you save the payin details TD Payin Branch Date 2011 1209 A External Reference Number FJB1134300000680 Account Number 051TDF34311000039 a Branch Code 051 Description SFG Value Date 12 09 2011 Currency CLP CustomerID 051000603 Compute Payin Amount 20 000 00 Recalculate _ Account Stat Cash Amount 0 00 TD Payin 10f1 i Account 400 20 000 00 ja lv To specify the Settlement Details of TD Payin click Settlement Details tab Upon invoking Settlement Details tab the following details are displayed Settlement Mode Choose one of the following settlement modes for receiving TD Payin e Cash e Account e Internal Cheque e Clearing cheque instruments e Internal instruments e Combination of the above e One of the settlement modes listed above Settle Ccy The system displays the settlement currency with respe
232. derSelect one of the options to indicate whether the beneficiary and the remitter of the cheque are one and the same from the drop down list and the available options list are e Yes e No The system will display an error message in the following cases e When a same holder value is provided with value as Yes for a joint account customer e When a DD is deposited into a Single Joint holder account with same holder value as Yes The system accepts the following cases e A cheque deposit into a single holder account with same holder value as Yes No e A cheque deposit into a joint holder account with same holder value as No Specifying Instrument Details This section allows you to capture specific details about the cheque that needs to be deposited 8 10 ORACLE Bank Code Specify the bank code of the remitter The adjoining option list displays all valid bank codes maintained in the system You can choose the appropriate one Branch Code Specify the branch code of the remitter You can calculate the routing number based on Bank code and Branch code Local Clearing Check this box to indicate that the instrument involved in the transaction should be used for local clearing Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type
233. ding to the project name chosen You can select the appropriate one Deposit Slip Number Specify the deposit slip number for the payment Click save icon to save the transaction On saving the system checks whether the account to be credited is a Trust account or not If it is a Trust account the system will check whether the deposit amount is within the deposit limit maintained for the transaction currency at the account class level If the currency wise limit has not been maintained it will verify the deposit amount against the deposit limit maintained for the account class If the deposit amount exceeds the limit it will display an error message 7 8 ORACLE The supervisor can view the transactions pending authorization in his or her task list as shown below You can view this list by choosing the Workflow option in the application DOCS2 000 000 Oracle FLEXCUBE UBS 11 2 0 0 0 0 0 ENG 2012 03 01 FR Transaction Inpu Windows Internet Explorer E menu Customer My Dash Board The person needs to click on the Assigned option to view all transactions assigned to you In case of auto assign the transaction will get assigned to all the eligible authorizers as per the assignment criteria maintained at your branch All these eligible supervisors will be able to view these transactions in their Pending Tasks lists The first authorizer to fetch the transaction from his or her task list
234. displayed DD issue with Multimode Branch Date 2011 11 30 External Reference Number FJB1133400003650 instrument Date 2013 04 16 Payable Bank 000 instrument Currency USD Payable Branch instrument Amount 50 Narrative Naro1 Passporvic Number PICO1 Remtier 10 RO Remtter Name Remi Remitter Address 1 Rem01 Agd1 Remitter Address 2 Rem01 Agd2 Remitter Address 3 Remi Add3 Remitter Address 4 Remo1 Adds Addtional Detais Name jano Name d L MICR Number MMICRO1015 Cash Amount 0 00 Denomination Charge MIS UDF Settlement Details Currency Code USD Preferred Denomination Pop ulate Denomination Details Instrument Type DOM issuing Branch 002 Payable Accross Branch 60197 Active v instrument Number Instrument Status Instrument Form Endorsable Print Status Printed v Beneficiary ki B01 aa Beneficiary Name Ben01 Beneficiary Address 1 Ben01 Add Beneficiary Address 2 Beno1 Add2 Beneficiary Address 3 Ben01 Add3 Beneficiary Address 4 Beno Adds Beneficiary Address Beno1 Adds Additions Wentifier ADOI Ad tional Detalis Valie A001 VAL Print Remarks printed Tota External Reference Number The system displays the external reference number ORACLE 8 91 Instrument Date The system displays the instrument date Payable Bank The system displays the payable bank s code Instrument Currency The system displays the cu
235. displays it here The Host system identifies a branch transaction with the external reference number Product Code The system displays the code of the retail teller product that will be used for processing the transaction Branch The system displays the logged in branch code 8 64 ORACLE Transaction Date Specify the date when the transaction was initiated Transaction Branch Specify the branch where the transaction is carried out Book Date Specify the booking date From Account Currency Specify the currency of the account from where the payment is made From Amount Specify the amount that will be transferred from the sender s account From Account Number Specify the sender s account number From Account Branch Specify the branch of the sender s account Route Code Specify the route code of the transaction After you specify the above details click save icon to go to the next stage 8 65 ORACLE Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed Transfer Details Messaging Info CustomerTransferInfo Charge Details External Reference Account with Institution Product Transaction Branch From Amount From Account Branch Ultimate Beneficiary Customer ID Country of Agent Bank Correspondent Accoun
236. displays the charge amount to be deducted for the corresponding charge component You can edit the amount Charge in Local Currency In case the transaction currency is different from the local currency the system will compute the local currency equivalent of the charge and display it here Exchange Rate The exchange rate used for the currency conversion is displayed here If the charge currency is the same as the transaction currency the system will display 1 as the exchange rate 7 5 ORACLE 7 2 2 1 Recalculating charges 7 2 3 7 2 4 You can modify any of the charges for any of the components In case of modification you need to click Recalculate button The system will compute the new charge amount and display the same In case you modify the charge details and don t click on this button the system will trigger the charge recalculation internally when you click the save button Specifying MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Cash Deposit Branch Date 2011 11 14 External Reference Account Branch Product Account Number Transaction Currency Account Description Transaction Amount Account Currency Exchange Rate Account Amount Related Customer Total Charge Customer Name Negotiated Cost Rate Narrative Negotiation Reference Recalcula
237. drawn Beneficiary Address Specify the address of the beneficiary in whose favour the DD is being drawn OFAC Check Click this button to call the OFAC service and display the response from the OFAC system Passport IC Number Specify the passport number or any unique identification number of the walk in customer Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction The following screen will be displayed 8 146 ORACLE DD Issue against Walkin Branch Date 2011 11 30 External Reference FJB1133400005006 Payable Branch Instrument Type DDW MICR Number Bank Code 000 PassportiC Number Demand Draft Currency USD Beneficiary Name Demand Draft Amount 8 000 00 Beneficiary Address Demand DraftDate 2013 11 22 Transaction Currency Rate Transaction Currency USD Recalculate _ Charges 0 22 TotalAmount 8 000 22 InstrumentNumber 60313 Currency Denominations Charges MIS UDF Preferences Currency Code USD Total Preferred Denomination Denomination Details 10f1 Denomination Code Denominaton vawe unis Toiaamount 00 1 50 20 10 5 2 In addition to the details defaulted from the previous stage you can
238. dress 1 Beneficiary Address 4 RerniMer Address 2 Additional Details Value Remiser Address 3 Remimer Address 4 Additional identter IO Additonal Details Name PASSPORT OR IC NO Specify the following details External Reference Number The system displays the external reference number Account Number The system displays the account number Account Currency The system displays the currency 8 79 ORACLE Bank Code The system displays the bank code Sector Code By default this field will be displayed with the value maintained in Bank Code Maintenance for the DD issuing branch Clearing Bank Code The system displays the clearing bank code Payable Branch The system displays the payable branch code Issuing Branch The system displays the issuing branch code Issuing Branch Name The system displays the issuing branch name Issue Branch Address 1 The system displays the issuing branch address Issue Branch Address 2 The system displays the issuing branch address Issue Branch Address 3 The system displays the issuing branch address Instrument Operations The system will display the instrument operations and the following are possible options are e Status Change Select This operation to change the status of the instrument e Amendment Select This operation to amend the instrument e Print Select This operation to print the instrument e Re Issue This operation supports the Re issu
239. e New Passbook Issue screen You can also invoke this screen by typing 7030 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button New Passbook issue Branch Date 2011 11 30 External Reference FJB1133400005013 Branch Code Passbook Type Ee Account Passbook Number Account Description The system generates the external reference number You can maintain the following details here Branch Code Specify the branch code for the customer account The adjoining option list contains all the branches maintained in the system Select the appropriate one Account Number Enter the account number of the customer for whom you are issuing a new passbook The adjoining option list contains all the relevant customer accounts Select the appropriate one Passbook Number If the account is provided with a passbook the system displays the passbook number 10 8 ORACLE 11 1 11 Time Deposit Transactions Introduction Any deposit with a fixed term or tenor is referred to as a time deposit In Oracle FLEXCUBE these kinds of deposits are also referred to as term deposits With the time deposits TD module of Oracle FLEXCUBE accounting collateral tracking rollover handling and accounting and tracking of unclaimed deposits are completely automated This means your staff can remain focused on customer service Opening a t
240. e screen an error message stating that the cheque is a stale one will be displayed However stale cheque validation would not be done if the field Cheque Stale days is not maintained at the Branch Parameters Maintenance screen Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 8 18 ORACLE 8 4 2 Cheque Deposit to GL Branch Date 2011 11 14 x a External Reference Transaction Amount A General Ledger Amount ransaction Currency I a Total Charges General Ledger Number 9 m Account Titie General Ledger Currency 73 Negotiated Cost Rate Exchange rate Negotiation Reference Narrative eS 9 Recalculate instrument Details large Clearing Type Drawer Account Number Cheque Number Cheque Date Value Date Late Clearing Routing Number Regulation CC Available Special Available Bank Code Bank Name t Sector Code Sector Description Branch Code v arennh Meme lt gt Cancel In addition to the details defaulted from the previous stage the system allows you to capture the following information Exchange Rate The system displays the exchange rate used to convert the transaction currency into GL currency If the transaction currency is the same as the GL cu
241. e 2011 12 01 Extemal Reference FJB1133500005813 Currency f End Point BEE 1of1 HEHE TAA je IA jel Te Cancel Here you can capture the following details External Reference Number The system generated reference number is displayed here End Point Select the end point from the option list available Currency Select the currency from the option list available Entry Number The cheque entry number is displayed here 15 1 ORACLE Clearing Type Specify the clearing type of the instrument to be cleared The option list displays all valid clearing types maintained in the system Choose the appropriate one Remitter Branch The branch where the remitter account is maintained is displayed here However you can modify it Account Number Select the account number from the option list available The account number is populated based on the Remitter branch without which the option list for account number will be empty The Remitter branch needs to be selected ahead of the account number Cheque Book Number Specify the cheque book number If the cheque book number is input the account number will be displayed on tab out of the cheque book number Same HolderSelect one of the options to indicate whether the beneficiary and the remitter of the cheque are one and the same from the drop down list and the available options are e Yes e No Unique Identifier Type Spe
242. e The adjoining option list displays a list of currency codes maintained in the system Choose the appropriate one Instrument Number Specify the DD number The adjoining option list displays a list of DD numbers maintained in the system Choose the appropriate one Payable Bank Specify the payable bank code The adjoining option list displays all valid bank codes maintained in the system Choose the appropriate one On choosing and saving Amendment as the Instrument Operation the following screen is displayed 8 78 ORACLE A DD Operations Branch Date 20191 1209 External Reference Number FJB1133500004462 instument Type ODA Account Number 00000WVB3590000002 Demand DraiDate 2011 12 01 Account Currency CLP instrument Currency CLP BankCode 000 instrument Number 2540 SectorCode 0152 InsturmentAmount 100 Clearing bankcode 000 instrument amount in words SOS One Hundred Only Payable Branch WB3 instument Status Active issuing Branch WBZ New instrument Status Select issuing Branch name Central Bank of Chite w Re issue Instrument Number issue Branch address 1 Unit 1 Block A Caleform Print Status Printed Issue Branch address 2 USA Print Remarks issue Branch address 3 USA Payable Accross Branch instrument Operations Reissue Narrative MICR Number 965874569 Beneficiary Id Reason Code Beneficiary Name Instument Form Nominative Beneficiary Address t Remmer ID Beneficiary Address 2 Remiter Name Beneficiary Address 3 Remimer Ad
243. e beneficiary for the pay out Passport IC Number Specify the account number of the beneficiary for the pay out Narrative Specify the description for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out 11 2 6 3 Specifying Term Deposit Details To capture the details for opening a new TD as a part of pay out click on the Term Deposit tab Term Deposit Payout Details Branch Code Currency Account Term deposit Bankers Cheque DD PC Branch Code Default From Parent Account Currency Account Class Customer No Account Class il The following details are captured here Branch Code The system defaults the branch code ORACLE 11 18 Currency The system defaults the currency Customer Number The system defaults the customer number Default From Select the Default From option to default the details from either the parent account TD account or account class The options available are e Account e Account Class Account Class Specify the account class If you have selected the Default From as Account Class then you have to specify the Account Class mandatorily Else you can leave it blank If you select the Default From as Account then on clicking of P button the system defaults the interest and deposit details from the parent TD account Or if you select the Default From as Account Class then on clicking of P button the
244. e branches maintained in the system Loan Account Specify the loan account number from which the amount is to be disbursed You can also select the appropriate account number from the adjacent option list The list displays all the valid loan accounts maintained in the system Disbursement Currency Specify the currency of the disbursement amount You can also select the appropriate currency from the adjacent option list The list displays all the currencies maintained in the system The denomination tracking will be against this currency Disbursement Amount Specify the disbursement amount 7 80 ORACLE Narrative Specify any remarks for the transaction After specifying the above details click Save button The following screen along with the loan details is displayed Cash Withdrawal External Reference Loan Account Branch Product LDCH Loan Account Loan CCY Account Title Disbursement Amount Account Currency Exchange Rate Loan Amount Customer Id Total Charge Customer Name Narrative Currency Denominations Charges MIS UDF Charge Details 10f1 m Charge Components Charge Amount Charge in Local Currency Exchange Rate a The details specified in the first screen are displayed here However you can capture the following details Disbursement Amount The disbursement amount mentioned in the first screen is displayed here However you can modify the same Specify the disbursement amount a
245. e name of the beneficiary in whose favor the BC is being sold Beneficiary Address Specify the address of the beneficiary Passport IC Number Specify the passport IC Number Delivery Mode Select the mode of delivery of the cheque book from the adjoining drop down list This list displays the following values e Post Courier e Branch If the delivery mode is Courier then you will need to specify the delivery address Delivery Address 1 Specify the address to which the banker s cheque should be delivered From the adjoining option list you can choose the valid account address maintained in the system Delivery Address 2 4 Specify the address to which the cheque book should be delivered 8 170 ORACLE Instrument Type The system displays the instrument type that corresponds to the BC being issued against an account Payable Branch Specify the branch where the BC should be payable The adjoining option list displays all the branch codes maintained in the system Choose the appropriate one Click save icon to go to the next stage Enrichment stage On clicking the save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed BC Sale against Account External Reference Instrument type Bank Code Customer id BC Currency Customer Name BC Amount Account
246. e of a DD Choose the appropriate one In case of Amendment operation the following fields can be modified e Remitter Details Remitter Name Remitter id Remitter Address Remitter Details e Beneficiary details Beneficiary Name Beneficiary id Beneficiary Address Beneficiary Details e Additional identifier details Name ID Address Details In case of Reissue operation the following fields can be modified e Reason code 8 80 ORACLE In case of Status Change operation the following fields can be modified e New Instrument status Enabled when status change operation is opted in the input stage e MICRNo Enabled only in case of Duplicate issuance e Reason code Enabled only In case of Stopping a cheque this will be enabled MICR Number The system displays the MICR number However you can modify this in case it is a duplicate number Reason Code Specify the reason code for blocking of DD payment The option list displays all valid reason codes maintained in the system Choose the appropriate one The field is used to capture cancellation and stop reason code and it is a Mandatory field Instrument Form The system displays the instrument form Remitter ID The system will display the remitter identification Remitter Name The system will display the name of the remitter Choose the appropriate one from the option list Remitter Address 1 to 4 The system will display the address of the
247. e options in the drop down list are e Charges Borne by Ordering Customer e Charges Borne by Beneficiary e Our Chgs by Ord Cust and Rvr Chgsby Ben Payment Details Specify the payment details Narrative Provide a description for the transaction Specifying the Customer Transfer Details In the Customer Transfer Info tab you can capture the following Bank Operation Code Specify the Bank Operation Code The values in the drop down list are 8 67 ORACLE 8 14 e CRTS e SPAY e SSTD e SPRI Instruction Code Specify the instruction code for the transaction Envelope Contents Specify the contents of the envelope Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Once the transaction is complete you can reverse the accounting entries of the transaction if required For more information on reversing a transaction refer the section Transaction Reversal under the Cash Transaction manual Multimode Collection Transaction To invoke this screen type 1035 in the field at the top right cor
248. e payable The adjoining option list displays all the branch codes maintained in the system Choose the appropriate one General Ledger Currency Specify the currency of the GL against which the DD is being issued The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one Transaction Tax Exempt Check this box to exempt transaction tax Demand Draft Amount Specify the amount for which the DD is being drawn MICR Number Specify the MICR number as displayed on the DD instrument General Ledger Number Specify the GL against which the DD is being issued The adjoining option list displays all the GL codes maintained in the system Choose the appropriate one Narrative Here you can capture remarks pertaining to the transaction Beneficiary Name Specify the name of the beneficiary in whose favor the DD is being issued Beneficiary Address Specify the address of the beneficiary in whose favor the DD is being issued 8 155 ORACLE Passport IC Number Specify the customer s passport number or any unique identification number OFAC Check Click this button to call the OFAC service and display the response from the OFAC system Demand Draft Date The system displays the date on which the DD is being issued Click save icon to go to the next stage 8 156 ORACLE Enrichment stage On clicking the save icon button the system validates and ensures for minimum m
249. e product may be applicable on an account class at the same time You can temporarily stop applying a product on an account class by closing it You can achieve this by un checking the box Open The product will cease to be applied on the account class Effective Date Specify the effective date Effective Date of a record is the date from which a record takes effect ORACLE 11 21 Open Specify the open records with different Effective Dates if the values of UDEs vary within the same liquidation period UDE ID Specify the UDE ID for the account UDE Value Specify the values for a UDE for different effective dates for an account When interest is calculated on a particular day for an account with special conditions applicable the value of the UDE corresponding to the date will be picked up Rate Code Specify the rate code for the account 11 2 7 2 Capturing Details for Deposit Term Deposit interest Account Details Interest Deposit Maturity Date Next Maturity Date Deposit Tenor Auto Rollover Rollover Type Principal Close on Maturity Principal Interest Move Interest to Unclaimed Special Amount Move Principal to Interest Unclaimed Rollover Amount compute 10f1 Payout Parameters You need to capture the following details here Maturity Date The system defaults the maturity dates from the default tenor from the account class However you can modify this date On this d
250. e system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 The completed transaction can be viewed in the Completed Transaction list Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it While transferring the cash to the secondary till if the secondary till reaches the maximum limit then the excess amount will be transferred to the next till This will continue until the excess amount has been transferred to the last till maintained for your user profile If the last linked till also reaches the maximum limit then the system will not allow the transaction to be saved 14 12 ORACLE 15 Batches 15 1 Introduction This chapter details the various batch operations that are done in this module 15 2 Clearing Inward Cheque Data Entry You can do an Inward clearing cheque data entry using the Inward Cheque Clearing Data Entry screen You can also use this screen to input the inward clearing contract The inward clearing contract will be created for Bank checks present in the input file You can invoke this screen by typing 5521 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button inward Clearing Cheque Data Entry Branch Dat
251. e system displays the passport number Beneficiary ID The system displays the beneficiary ID Beneficiary Name The system displays the beneficiary name Beneficiary Address 1 to 4 The system displays the beneficiary s address Additional Details Name The system displays the name of the additional identifier Additional Details Value The system displays the details of the additional identifier Settlement Details Settlement Mode The system displays the settlement mode Settle Ccy The system displays the currency code Settle Amount Specify the amount to be liquidated Settle Branch The system displays the settlement branch Settle Account The system displays the settlement account Ext Account Name Specify the external account name Ext Account No Specify the external account number Clearing Bank The system displays the clearing bank 8 98 ORACLE Branch Code The system displays the branch code Sector Code The system displays the sector code End Point The system displays the end point Routing No The system displays the routing number Instrument No The system displays the instrument number Note the following e You can liquidate a DD only if the DD status is Active Reactivated or Duplicate Issued e You can reverse a multimode liquidation e The following individual settlement modes or a combination of one or more is used for D
252. e transaction Narrative You may enter remarks about the transaction here This is a free format text field Click Proceed button to go to the next stage Enrichment stage On saving the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed Miscellaneous GL Credit External Reference Product MSGC GL Account GL Currency GL Description Exchange Rate Transaction Currency SC Charges Transaction Amount GL Amount Reference Number Negotiated Cost Rate Narrative Negotiation Reference Currency Denominations Charges MIS UDF Currency Code Preferred Denomination Lpopulate Denomination Details 10f1 Ml Denomination Code Denomination Value Total Amount Ey L In addition to the details captured in the previous stage the system defaults the following details Exchange Rate The system displays the exchange rate used to convert the transaction currency into GL currency lf the transaction currency is the same as the account currency the system will display the exchange rate as 1 SC Charges The system displays the service charges calculated based on the maintenance in the host 9 20 ORACLE 9 5 1 GL Amount The system displays the total amount credit to the GL account inclusive of the service charges in the transaction currency If you m
253. eader carries the Bank name Branch Run Date and Operator ID for which the report is generated 16 8 ORACLE Body of the report The generated report will have the following information Account Number This indicates the Customer Account Number Account Name This indicates the Customer Account Name Date of This indicates the last date on which there was a transaction in the Transaction account Current Balance This indicates the current balance in the customer account 16 9 ORACLE 17 1 Function ID List 17 Screen Glossary The following table lists the function id and the function description of the screens covered as part of this User Manual Function ID Function Description 1000 Miscellaneous Transaction Input 1323 TD Payin 1400 Miscellaneous Transfer 7030 New Passbook Issue 8325 DD Operations 8326 DD Activation with Multimode 8327 DD issue with Multimode 8328 DD Multimode Liquidation 8329 DD Fractions 9901 TD Reprint BRNRECON End Of Transaction Input CFDFLTRT LD MM Floating Rate Input CSSJOBBR Jobs Browser EODM EOD Maintenance ISSRPDET Instrument Reprint Summary LOCH In house Cheque Deposit ODC1 Schema SMDROLDF Role Maintenance STDBRREF Manual Refresh Detail STDCCREV Credit Card Payment Reversal STDDEFAU Default Authorizer Detail 17 1 ORACLE
254. easons and validity of multiple instrument printing To invoke BC Reprint screen type BCRP in the field at the top right corner of the Application tool bar and click on the adjoining arrow button 8 211 ORACLE External Reference Issue Branch Instrument Number You need to specify the following details on this screen External Reference Number The system displays the external reference number You cannot modify this Issue Branch Specify the code that identifies the branch that issued the instrument The option list displays all valid branch codes maintained in the system Choose the appropriate one Instrument Number Specify the number of the instrument that you wish to reprint The option list displays all valid instrument numbers issued at the selected branch Choose the appropriate one On confirming the above details the system displays BC Reprint screen Bc Reprint External Reference Instrument Status Issue Branch Instrument Currency Instrument Number Instrument Amount Issue Account Number Payable Bank Expiry Date Issue Date MICR Number Beneficiary Name Reprint Reason Beneficiary Address Reprint Count Here you need to specify the following details 8 212 ORACLE 8 43 Reprint Reason Specify the reason for reprint During auditing the official or the auditor will verify the validity of the reason specified here This information is mandatory Reprint Count The system dis
255. eceenacsecesnacascasnasaseesnaenees 8 145 6 28 1 Specifying Denomination Details ccccccecccesccese cece cseenseeeesseeseeeseceecesecaecsaecaecaeeeseeeaeesseesseeeeeeaees 8 148 S282 Specifying charge details x siscvviccis esse iagicks smgssyte o p E E A EE A ERER 8 149 8 263 Specifyinig MIS Details cists iiss ches taste amen sobed iste a eE E A RER R Aa ig REEE 8 150 S284 Specifying UDF Details sisisi sists p saves a AT E RE S A E RERS 8 151 S28 5 Seting Preferences oiae aE bed A O E E A EE E E ER S a EER 8 152 8 26 6 Invoking OFAC Checksumma ao E E a ATE E REE R N EEE 8 154 8 29 ISSUING A DD AGAINST A Giciicadaccicsadec cicseeetes canes gies EErEE ice eet ATEEN ice EEEE EEEE 8 154 S29 1 Specifying Charge Details siasii oia e E dks Vt abate iaa ts AERES 8 158 8 29 27 Specifyinig MIS Details siise o aae E save ask E A cae Maange seated Layee 8 158 829 3 Specifying UDF Details sisii oiana ists Peed saves desires E E E TER A Ea EERS 8 159 S294 Setting Preferent S aa E E E O E A A EE E R E a a EER 8 159 8 295 Invoking OFAC Cheke isisiie innia goe A A TE E AE ER Mat E A A EEE 8 162 8 30 INQUIRING ON A DD TRANSACTION cccccecesseseeeeececsesseaececececeeaaeceeececsesuaeseeececeeseaaeseeeeessenseaeseseeeeeene 8 162 OSL UREPRINTING OB DD ij 5 252 sects anaE EENEN EAEN 8 163 8 32 VIEWING INSTRUMENT REPRINT SUMMARY cccccssssscseeseeecsenseecsesesecsensesecsensesecsensesecsenaesecsenasnessenaeness 8 168 8 33 SELLING A B
256. ecesecaecaecsaeesaeeaaeeaeees 4 4 4 4 4 Reversing a 1 TANSACTON scxvscssutsvsssteonns canceatesoivecesgnnesessesusaevbns fepatersutendosnsdsaaugaussavbesousesusbecoasa couusevanonesets 4 5 4 5 INITIATING A CUSTOMER SESSION cccscescsssessssecssescsesssesesessssesesssessessessesesaseesesessseuseusseseussesseusssssneseenenes 4 5 4 5 1 Ending a Customer S ssion csscccesesvessssersercsvetesvenscesssetvetvevesssveeneabedente EENE EEEE EEEE S 4 9 4 6 OPENING THE BRANCH sisvcssicanvecsosieresny cand V EEE ENS EEE E E EEEE EE S a 4 9 4T OPENINGA VAULT TL D ieies eer E ane E E e eE EN eSEE E EE EENE E E EE 4 9 4 8 BALANCING AND CLOSING A TIL recien n naar e EEK E EE A KNE aE E E EEs 4 10 5 DATA REPLICATION cssssscsssscssssscescsssserscsnessesesssescssensssssscsccssossessssenesessnessesessssesensssssnessessessesesssneses 5 1 5 1 INTRODUCTION reirei ori nesei ae Snee E a E ee EE EE SENATE EN EE ENE ESCE ee REENE EEE EEEE TEES 5 1 5 1 1 Maintaining Replication PArAMEtC1S 1 scccesseceesceenseceuneeesesueneeessececeeeasecseceeeaeecsneeeaeeseeneeeaeeseeneeened 5 1 5 1 2 Data Replication Process sisssscsevesesssosieserenstsenesiesescenvoasosesosinqeremedanieanedansoveeesedusesioneswarzanacsssapbeneavasese 5 2 ORACLE 5 1 3 Replicating data from Host Automatic Refresh w cecccesccesceseeeseeseeeeeeeeeeeeeeceseceseceaecnaecseeeaeeeaeeeaeees 5 3 5 1 4 Replicating data Using Script esisiini rencisty iror o er e e TEE E EN reak 5
257. ecify the TT currency or select a currency for the TT from the list of values Account Currency Specify the currency of the account or select the account currency from the list of values Payable Branch Specify the branch where the transfer amount should be paid out Account Number Specify the account number of the customer or select an account number from the list of values TT Amount Specify the transfer amount Banker s Cheque Date The date on which the instrument is issued is displayed here Serial Number Specify the serial number printed on the TT Passport IC Number Specify the passport number or any unique identification number of the customer Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name Specify the name of the beneficiary of the TT Beneficiary Address Specify the address of the beneficiary Click save icon to go to the next stage 7 54 ORACLE Enrichment Stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction The following screen will be displayed TT Issue against Account External Reference Issuing Branch TT Currency Instrument Type TT Amount Instrument Status Instrument Number Bank code Telegraphic Transfer Date Transaction Branch Acct Payable Branch count Number Customer Name Serial Number Beneficia
258. ecify the details of the respective additional identifier in the fields provided Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 22 Viewing OFAC Check Response OFAC check enables the application to call an external web service to perform black list check for customer and customer accounts and give warnings appropriately while transacting with black listed customers You can also capture your remarks before overriding the black list warning Click OFAC Check button in Bills and Collections Contract Input Detailed screen to view the OFAC check response in the External System Detail screen On clicking OFAC Check button system will build the request XML and call the web service The External System details screen displays the response is received from the external system and you will be also allowed to enter your remarks in this screen The response received will also be sent to Oracle FLEXCUBE Database layer for any further interpretations of the same This button can be made visible while carrying out t
259. ection Specifying Charge Details under Selling a BC against an Account in this manual 8 39 2 Specifying MIS Details Click on the MIS tab to capture details pertaining to MIS Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 39 3 Specifying the UDF details You can capture these details in the UDF tab of the screen 8 205 ORACLE Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 8 40 Liquidating a BC for a walk in customer You can liquidate a DD or a walk in customer and give the customer an equivalent amount in cash In order to capture such a transaction invoke the BC Liquidation Walk In screen You can invoke this screen by typing 8307 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button BC Liquidation against Walk in External Reference Instrument Number You can capture the following details External Reference Number The system generates a unique number based on the branch s
260. ed Denomination Lciear Denomination Details 10f1 m Denomination Code Denomination Value Total Amount p a Term Deposit Payout Details The following details are defaulted from the account and displayed e The currency associated with the account e The account title e The ID of the account holder You need to specify the following Txn Ccy Select the transaction currency from the option list Redemption Mode Select the mode of redemption Redemption can be either in part or in full Redemption Amount Specify the amount to be redeemed For full redemption mode you need not enter the redemption amount If you want to redeem the deposit in part enter the part redemption amount Brine system will validate for the following e During partial redemption the withdrawal amount should be a multiple of withdrawal unit maintained at the Corporate Deposits Cluster Maintenance level Otherwise if the cluster identification is available in the account class level the system displays the following error message Withdrawal amount must be multiples of withdrawal unit 11 29 ORACLE e Withdrawal amount should be greater than minimum booking amount maintained at the Corporate Deposits Cluster Maintenance level else the system will display the following error message Withdrawal exceeds minimum balance level Waiver Penalty Check this box to waive the penalty for redeemi
261. ed to familiarize you with the Savings module of Oracle FLEXCUBE The manual gives you an overview of the module and explains all the maintenances required for its smooth functioning It also takes you through the different types of transactions that may be handled through this module 1 2 Audience This manual is intended for your Branch Tellers Vault Operators and Branch Supervisors to provide quick and efficient service to customers and prospects of your bank 1 3 Organization This manual is organized into the following chapters Chapter 1 About this Manual Gives information on the intended audience It also lists the various chapters covered in this User Manual Chapter 2 Savings An Overview provides a snapshot of the features of the entire module Chapter 3 Transaction Workflow Describes the role of the Workflow engine in transaction processing Chapter 4 Common Operations Details the common operations that you can perform when processing transactions in this module Chapter 4 Data Replication Details replicating host data in the branch Chapter 6 Maintenances for Savings Details the various maintenances E g Account opening instructions TC Denomination details Reconciliation details etc for the module Chapter 7 Cash Transactions explains all the cash based transactions that can be performed through this module Chapter 8 Instrument Transactions Describes the various instrument
262. eeeesceeeeeeecesecesecuaecnaecaeecaeecaeeeaeseaeeeseeeeseeeeeaees 7 27 del PAYING A BILL BY CASH 3 cscs sccsntevecestdenestioncevdeotvacssuenaessenesecpeavonessbcede seve Era eea e aeea ea a anii 7 28 7 7 1 Specifying denomination details siuii rike Boston iiei oss Sous lees EEE EE EEEE ERNE 7 31 7 7 2 SPECI VYING CHATRE details geessie n eE EERE Wessels TE EE EEE sue EE E EE E 7 31 7 8 PAYING A BILL AGAINST ACCOUNT csseiecsscecesvscstesesuscseconteseoss cvesstdecesctesessesvnesesstensestesbedses scuveescedtesecuspuntireds 7 31 7 8 1 Specifying charge details ices tnssissetssasctc0s ites snuso noun eosatongedseas 3 c sstonectinds inptvoeiandetieds i o iea N REEE 7 34 7 8 2 Specifying the MIS details svossessresassace s00iccs scuvousdesosecoassdsaats lt 3 o sensaeeteas sepsvossaniatsbde i oi EKE RERE 7 34 7 8 3 Specifying the UDF details ec isesscsscsissce sees icas activo woul seie a aR an E REEE E NEE ERER 7 34 7 9 REQUESTING FOR FUNDS TRANSFER scsssssccceceesssececcceceessaececececsessaaseeseesceeseaaesecececeeneaaeseceeeceesenteaeeeeess 7 35 7 9 1 Specifying charge details osiinsa aee i iae gee E o iee REEE 7 37 7 9 2 SDECHVING MIS details sinia a E a aR E R AEE NEK S E 7 38 7 9 3 SDECHVING UDF Details sisisi aE R E aR E R AREE E ERRE 7 39 7 9 4 Specifying Project Details eissien a a aR E R E E E T ES RA 7 40 FAQ MAKING ASTOR PAYMENT ssc 0c snsssesetvshencestensntssieevenseserosssvstncenssunsbediensessendonnesbednaeseottveneseenttenstsea
263. eeseneaueseseeceseneeaeeeeees 15 11 15 6 RUNNING EOD DEE 15 14 15 7 QUERYING TELLERS STATUS cccccccesssececsessececsescecesseeecsesaececseeaecesaeeecsesaececseeeesessaeeessesaeseesesaeeeseeeaeenes 15 15 16 REPORTS sessisesccscscecssvsossscssdevscssutecsscaeascesscedesesnescevecabess cosesesssexcsedesbsecesues desedeaesesbes0eessusedessseises lt ssedesessstassossee 16 1 16 1 INTRODUCTION 2 dcessscseosieesssiezies ceaeeeesa viet bsusca Wed a a a a ae a E E aaa a a e E iS 16 1 16 2 SAVINGS INSIGNIFICANT BALANCE ACCOUNTS REPORT c scsccccecessssseeeeececeesssseceeececsessasseeeeeceenesseaeeeeecs 16 1 LO2A Contents of the REPOTE sccsce sd essescthaessesd te anaa n a o a a aA 16 2 16 3 BLOCKED ACCOUNTS REPOR Tepoa eee anio OE A AE RE E AE E R EERE EAEE 16 3 16 31 Contentsof the REPOPE sisccsietassaerecncols vvscietvagncnetaansoseteuwe tectiavede E NE E E EEA 16 3 16 4 CASA BALANCE LISTING REPORT cc ccccccsecessessrsecececsessseeeceescceseseaesecececeeseaaesesececsessaaeseseeseeesenseaeeeeess 16 4 164 1 gt Contents of the REPOTI sccccctesinixseseusvscdsstevsctetveavedentvaysasensuve dveteaveaecuearodnesyen AE EE EE EEEE 16 4 16 5 SAVING ACCOUNTS OPENED TODAY REPORT c ssccssccssesssssseceeececsesseaesecececeesesaeseeececsesssaeseseeseeeseneaeeeeess 16 5 165 1 Contents Of the REPOST scssccsseinaveseseenscsseveosocslieenedyetvaneasedeite tvedvaveducuvel oduedyen sau EE EE EENE REEERE Na 16 5 16 6 SAVING ACCOUNTS CLOSED TODAY REPORT
264. eference Sector Code Clearing bank code issue Branch issuing Branch name issue Branch address 1 issue Branch address 2 tssue Branch address 3 instument Number issue Account Number Expiry Date MICR Number Reprint Reason Reprint Count FJ81 133500005461 0152 000 c we3 Central Bank of Chile w G3 Unit 1 Block A Californ E USA A USA 2 2634 00000WB3510000003 2012 03 01 45648798 Demand Orat Status Instrument Form Demand Draf Currency Demand Draf Amount instrument amount in words Payable Bank issue Date Beneficiary ID Beneficiary Name Beneficiary Address Remitter iD Remiter Name 450 000 PESOS Four Thousand 000 2011 12 01 OFGFOGFD OF Narratve MICR Number 45648798 Print Remarks Print Status Print Oate Printed 2011 12 01 Here you can specify the following fields External Reference The system displays the external reference number Sector Code By default this field will be displayed with the value maintained in Bank Code Maintenance Clearing bank Code The system displays the clearing bank code ORACLE 8 164 Issue Branch The system displays the issuing branch code Issuing Branch Name The system displays the issuing branch name Issue Branch Address 1 to 3 The system displays the issuing branch address Instrument Number The system displays the Old Cancelled instrument Issue Account Number The system will display the
265. egotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If you have specified the negotiated cost rate then you need to specify the negotiated reference number also Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Specifying Denomination Details In this block you can capture details of the currency denominations involved in the transaction Preferred Denomination Specify the denomination code that should be preferred The system processes the transactions with the preferred denominations If the transaction amount is less than the preferred denomination the system will use the low valued denomination than the preferred denomination based on the defaulting rule If the preferred denomination is not captured the system will consider the highest available denomination as the preferred denomination If the denomination is not available the system will display Denomination not available message Click Populate button to display the units of currency denomination based on the defaulting
266. eject Code 7 Recalculate Cheque Issue Date PEGE Charges MIS UDF Currency Code GBP Total Preferred Denomination Clear Populate 1 of 1 5 Denomination Details o Denomination Code Denomination Value Units Total Amount 4 m z v Cancel In addition to the details defaulted from the previous stage the system allows you to capture the following information Account Description The system displays a brief title for the chosen account Account Currency The system displays the currency of the customer account Exchange Rate The system displays the exchange rate used to convert the transaction currency into account currency lf the transaction currency is the same as the account currency the system will display the exchange rate as 1 Total Charge The system calculates the charges applicable to the transaction and displays the amount here Account Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges The system adds the charge amount from the transaction amount and displays the net value Customer ID The system displays the customer ID based on the account that is specified 8 4 ORACLE 8 2 1 Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies i
267. elated details For more details refer the section Specifying Charge Details under Selling a BC against an Account in this manual 8 36 3 Specifying MIS Details This block allows you to capture details pertaining to MIS For more details refer the section Specifying MIS Details under Selling a BC against an Account in this manual 8 36 4 Specifying the UDF details You can capture these details in the UDF tab of the screen Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit 8 189 ORACLE Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 8 36 5 Invoking OFAC Check OFAC Check enables the application to call an external web service to perform black list check for customer and customer accounts and warn the users appropriately while transacting with black listed customers This will also allow capturing the user remarks in such scenarios before overriding the black list warning To invoke this screen click OFAC Check button in BC Issue Against GL screen This button can be made visible while carrying out the actual customization Request building resp
268. eld at the top right corner of the Application tool bar and clicking on the adjoining arrow button oT Liquidation against Walkin External Reference Instrument Number Issuing Branch On invoking this screen the External Reference Number of the transaction is displayed You need to specify the following details Instrument Number Specify the instrument number of the TT that needs to be liquidated Issue Branch The branch where the TT has been issued is displayed However you can also select the branch of issue from the adjoining option list Click save icon to go to the next stage Enrichment Stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction The following screen will be displayed 7 75 ORACLE TT Liquidation against Walk in External Reference Bank Code Instrument type W Transaction Branch Branch Instrument Number Instrument Status Issue Date Narrative Instrument Currency TT Amount Payable Branch TT Status Beneficiary Name Beneficiary Address General Ledger Currency Telegraphic Transfer Date Passport 1C Number The following details will be displayed on invoking this screen Liquidation Mode The system displays the liquidation mode of the TT However you can change it The adjoining drop down list displays the following values e Payment e Refund
269. emoved from the system The contract will remain in the system with the contract status as Reversed and the accounting entries will be reversed negative amounts will be posted into the accounts Also this will update the Till balance for the currencies for cash transactions wherever applicable You can pick up the transaction to be reversed from the transaction screen If reversal is applicable i e you have defined a reversal workflow stage for the transaction save icon will be enabled When you click on this button the reversal request will be sent as a fresh request 2 1 2 7 Deletion of incomplete transactions You have the provision to delete incomplete transactions at any stage prior to its completion This is typically done as part of the End of Day activities The Workflow section in the Application Browser will display the count of Incomplete Transactions You can fetch any of these transactions for clearing Once you mark a transaction for deletion the system will not display the transaction in the Complete Incomplete Pending transactions list 2 5 ORACLE 2 1 2 8 Auto Reversals Roll Forward and Timeout Handling Auto Reversals are applicable for transactions which have been configured as One Stage transactions If during submission to host the request or the response times out then the transaction is updated as Marked for Reversal The untanking job will pick up such transactions and do the needf
270. enance level However you can modify this You cannot modify the instrument form once the instrument has been issued Payable Across Branches Check this box to enable the instrument payment across all branches Print Status Specify the print status of the instrument The drop down list displays the following options e Printed e Not printed Choose the appropriate one Print Remarks Enter a valid description of the print status Beneficiary Address Specify the address of the beneficiary in the fields provided Beneficiary ID Specify the ID of the beneficiary Additional Identifier ID Specify the ID of the additional identifier Additional Identifier Name 1 to 6 Specify the name of each of the additional identifier Additional Identifier Value 1 to 6 Specify the details of the respective additional identifier in the fields provided Click save icon to save the transaction 8 120 ORACLE The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 24 Liquidating a DD against a GL You can liquidate a DD drawn on your branch against a GL through t
271. ence Issuing Branch Bank Code Demand Draft Currency Demand Draft Amount Instrument Number Demand Draft Date Payable Branch MICR Number Beneficiary Name Beneficiary Address PassportiC Number Charges MIS UDF Remitter ID Remitter Name Remitter Address 1 Remitter Address 2 Remitter Address 3 Remitter Address 4 Executive Code Executive Phone No Executive Name Instrument Form FJB113340000500 002 000 USD 1 000 00 60313 2013 11 20 e t Preferences Instrument type Instrument Status Customer Number Account Branch Account Customer Name Account Title Account Currency Exchange Rate Charges Account Amount Narrative Delivery Mode Delivery Address 1 Delivery Address 2 Delivery Address 3 Delivery Address 4 DDA INIT 003000291 002 00000000000104 Recalculate Nominative Payable Across Branch Beneficiary Address 4 Beneficiary Address 4 Beneficiary Id Additional Identifier ID Additional Identifier Name 1 Additional Identifier Value 1 Additional Identifier Name 2 Additional Identifier Value 2 Additional Identifier Name 3 Additional Identifier Value 3 gdditional Identifier Name 4 PASSPORT OR IC NO Specify the follo
272. ency that you have received from the customer in return for the currency sold You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system 7 44 ORACLE Narrative Here you can enter your remarks pertaining to the transaction Beneficiary Name Here you can capture the beneficiary customer s name Passport IC No Here you can enter the passport or other unique identification number of the beneficiary Beneficiary Address Here you can capture the address of the beneficiary customer Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed FX Sale Walkin External Reference Product FXSW Currency Sold Amount Sold Currency Received Charges Currency Received Rate Amount Received Beneficiary Name PassporvlC Number Beneficiary Address Narrative Net Amount Denomination FX Denomination Details Charges MIS UDF Currency Code Preferred Denomination clears L populate Denomination Details 10f1 O Denomination Code Denomination Value Total Amount n LI In addition to the details defaulted from the previous stage you can view the following details Currency Received Rate The system displays
273. ening a TD Account for Multi Mode Pay Out Oracle FLEXCUBE facilitates to create a new term deposit as a part pay out It allows pay out to an account in other bank Withdrawal Pay Out of funds from TD account is called Redemption When full funds are redeemed it results in account closure If the funds are redeemed partially then the TD account remains open The following are the pay out options available during account creation e Pay out by Bankers Check ORACLE 11 26 Pay out by transfer to GL Pay out by transfer to own bank Savings Account Pay out by Cash Only from Savings Module Pay out by transfer to Other Bank s Account Pay out resulting in a new TD Pay out option can be single or a combination of the six You can perform TD redemption using multiple pay out modes The system allows any combination of the above pay out modes Examples Case 1 e TD Amount 15 000 00 USD Pay In Pay Out options e By Cash 4 000 USD e By Savings Account 6 000 USDBy GL 5 000 USD Case 2 e TD Amount 15 000 00 USD Pay In Pay Out options e By Cash 20 USD e By Savings Account 30 USD e ByGL 50 USD 11 4 Manual Pay Out TD Redemption You can redeem a Term Deposit for multi mode pay out Redemption in Multimode screen You can invoke this screen by typing 1317 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button ORACLE 11 27
274. ent stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction The following screen will be displayed 8 192 ORACLE 8 37 1 BC Issue against Walk in External Reference Payable Branch Instrument Type MICR Number Insrument Status INIT PassporviC Number Bank Code Beneficiary Name BC Currency Beneficiary Address BC Amount BC Date Transaction Currency Transaction Currency Rate Charges Total Amount Narrative Instrument Number Currency Denominations Charges MIS UDF Currency Code Preferred Denomination Loar Denomination Details 1011 oO Denomination Code Denomination Value Total Amount In addition to the details defaulted from the previous stage you can capture the following information Transaction Currency Rate The system displays the exchange to e used for the transaction in case the transaction currency is different from the BC currency Charges The system computes the charges applicable to the transaction and displays the amount here Total Amount The system computes the total amount to be paid by the walk in customer by adding the charge amount to the BC amount Invoking OFAC Check OFAC Check enables the application to call an external web service to perform black list check for customer and customer accounts and warn the users appropriatel
275. eosesbise 7 41 7 11 SELLING FOREIGN EXCHANGE TO A WALK IN CUSTOMER cccsseseescsseesesseseeeseseeesecseseeesaeeeaeseseneeeseeeene 7 44 7 11 1 Specifying denomination details c ccccsccesccesecesecsseesseesseesseeecesecesecesecesecnaecsaeceecaeeeaeeeaeeeeeeeeeeeeseaes 7 46 7 11 2 Specifying charge details ccccccccccsccesccesscesecssecssecsseesceeseeeeeeeeeeseesseceseceaecsaecaecaeecseeeaeseseeeeeeeaeeeeseaees 7 46 7AL3 Specifying the MIS details c vcsssiessssecesssiviceesnsecesocivosonuea sede sssdstessoesguavoosionseubeesedesssdetensbetsesnepniesneetenss 7 47 7ALA Specifying UDF Details ccccsicsescvsnsseaesssiescesveneeseontisnssgbna sade Eae eE E ENEE E EEE EEN 7 47 7 12 PURCHASING FOREIGN EXCHANGE FROM A WALK IN CUSTOMER cs cescesesssesessseseeseeesesseseseseseeeseeneneees 7 48 7 12 1 Specifying denomination details ccccsccesccesecesecsseesseesseeseeeeceeeceeecesecesecnaecsaeceecaeeeaeeeseeeeeeeeeeeeseaees 7 50 7 12 2 Specifying charge details serisinin eia a EEE EN EE TEO R I 7 50 7 123 Specifying MIS details ccsccsisses esssiecessedsscsroensencansivoiegura sede dhedoteesoctoncespeioaeowavanedesssdptaneoensuanspsseicavense 7 52 TAZA Specifying UDF Details veccssissaicesusticesssisiceesosseneeosinniegbrayedeastdetes iEn EN A E E E ER E 7 52 ORACLE 7 13 ISSUING A TT AGAINST ACCOUNT ccccccecececececececececececececececececececececscececececececececececesecececececeseceseceeseeeeeers 7 53 7 13 1 Specifying
276. equency in terms of days Months Specify the interest liquidation frequency in terms of months Years Specify the interest liquidation frequency in terms of years The liquidation frequency will be validated if the tenor is greater than the frequency selected i e when deposit tenor is 2 months and frequency selected is Quarterly then the system will display following error message on Save Interest Liquidation frequency cannot be greater than the deposit tenor Demat Details TD Type Select the type of account from the drop down list The following options are available in the drop down list e Physical e Dematerialized Third Party Number Specify the third party depository number where the TD account is available ORACLE 11 8 This field is enabled only if the option Custody Status is selected as With Third Party TD Sale Amount Specify the TD sale amount This is required when the TD account status is Active and TD beneficiary is changed TD Sale Currency The system displays the TD account currency 11 2 1 1 Specifying Term Deposit Pay In Details Pay In Option Select the pay in mode from the drop down list The options available are e Clearing Cheque Instrument e Internal Instrument e General Ledger e Account e Internal Cheque e Cash Only Account option can be multiple Percentage Specify the amount that funds the TD by the pay in mode selected in percentage
277. er 8 67 8 13 3 Specifying the Customer Transfer Details ososnoseeeseenneseneeeseneseereeresrrrresrsrresesresresrerrererrresesreeresen 8 67 8 14 MULTIMODE COLLECTION TRANSACTION cccccsesesseseescsseeesesesssesecsesescsseseseaeseussesseseeeseseesseesssesesseseeeneees 8 68 S141 Specifying CHOP OS siscscccosaseieeseteceietesivevesvaeetees wonivenvessectevecuqviavacgerequsshivaavenbevteveaververaauedvateancupeneaneys 8 71 8 14 2 Specifying Fields orriren inn e r vanve bbectavecuturatacbereaveopunaavesbensitssveeveredouusateaneyyeeeaieeys 8 72 SAAS Specifying Settlement snein a E E E a E E ea 8 73 8 15 VERIFYING COLLECTION DETAILS sscsiccscsseceusseasicetcsscsats stencivtcnseiece seestescestestescdeceesdonsesevscvecevesocensevetonsesesds 8 75 SAS Specifying User Defined Fields ognini i saadsaystuansenedi igesycnwavegs oabat cdo EA 8 76 8 16 DEMAND DRAFT OPERATIONS wesccsvcsaceiccsessecstesnesacetessessts sien cisccssesece sgustsstoscdssessdeccond EE EEEE REEE EASES iiS 8 77 8 17 DD ACTIVATION IN MULTIMODE 12 cscesccscssccsveseavssotcsscsscsscenes t en ESCUTS E Ee S EE EE CERNEA OEE EEn E EANES PESES 8 83 8 18 DD ISSUBIN MULTIMODE 66 sicsccsccs cesses sacscssccsvesnevisoteasdsscssdeves sccssese LaS E NEN ER EEE CERA EEA EEEE Enia ASEAS eset 8 88 8 19 DD LIQUIDATION IN MULTIMODE c ccccccccsssssscececececsessscecececeesenneaeceeccecseeaaececececsesesaeeeeecsesensaaeseeeeeeeenes 8 94 8 20 FRACTI NING A DEMAND DRAFT 0c cicecccsessncsvssne
278. er task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 28 6 Invoking OFAC Check OFAC Check enables the application to call an external web service to perform black list check for customer and customer accounts and warn the users appropriately while transacting with black listed customers This will also allow capturing the user remarks in such scenarios before overriding the black list warning To invoke this screen click OFAC Check button in DD Issue Walk In screen This button can be made visible while carrying out the actual customization Request building response interpretation in the database layer needs to be done as part of customization to enable this feature On clicking this button system will build the request XML and call the web service Once the response is received from the external system the user will be allowed to enter his remarks in the screen displayed The response received will also be sent to Oracle FLEXCUBE Database layer for any further interpretations of the same 8 29 Issuing a DD against a GL You can issue a DD against a GL account for your customer through the DD Issue aga
279. erence Recalculate UDF Details o Fied Name Field Value Cancel Refer the section titled Specifying the UDF details under Depositing Cash for further details Click save icon button to go to the next stage The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 19 ORACLE 7 4 Transferring Cash You can capture a cash transfer transaction through the Cash Transfer screen You can invoke this screen by typing 1405 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Cash Transfer Branch Date 2008 03 31 External Reference Number Product Transaction Currency Transaction Amount Exchange Rate Related Customer Customer Name Tax ID Tax Detail 1 Currency Denomination Charge Details Account Branch Account Number Account Title Account Currency Account Amount Total Charge Narrative MIS UDF PC Details Counterparty Details Counterparty Name Counterparty Address 1 Counterparty Address 2 Counterparty Address 3 Counterparty Bank Code Counterparty Account Number Customer Name Customer Address 1 Customer Address 2 Customer Address 3 Communication Mode Counterparty Account Type Mobile Number Sender To Receiver Information1
280. eria for whom multiple transactions have to be processed and then click on the Search button The system will display the details of the selected customer in a format as shown above When you click on the hyperlink provided for Customer Name in the screen above the account details of the customer will be displayed in a separate screen as shown below also the following customer details are displayed e Customer Number e Branch Code e Customer Name e Customer Address e Birth Date e Unique Value if any Customer Name raghav CIF ID Identifier Value Search RAGHAVENDRA K CIF ID AM1000181 Birth Date Unique ID 8777888 Address RAGHAVENDRA K RAGHAVENDRA K RAGHAVENDRA K RAGHAVENDRA K Account Number Branch Code The system will list all the accounts created for the selected customer The following account details are displayed on click of any Account no e Account Number e Branch e Product Name the type of account e Status the date since when the current account status is effective e Available Balance e Current Balance 4 6 ORACLE Customer Search Customer Name julia CIF ID Identifier Value Julia Allison Roberts CIF ID DMPOOSIND Birth Date O6 NO Y 76 Unique ID AFVRY4459J Address 13 Baker Street London UK Account Number Branch Code jf 100000001 009 100000002 009 100000006 009 NMONNRINIMTIDDALISDNAK NNA A 100000001 Personal Savings Account
281. ertificate printing TD custody status will be changed Once the TD certificate message is generated at host it will be printed by the branch user by choosing the printer attached to the user local machine 11 6 1 TD Renewal When a Term Deposit is withdrawn it has to be validated that the withdrawal is done within the grace days subsequent to the settlement date Example In case of renewable term deposit the deposit holder can withdraw the deposit within grace days This period starts during BOD on maturity date of term deposit Therefore if deposit holder fails to withdraw it the deposit is renewed automatically taking maturity date as the start date for the deposit According to this scenario when holder requests the term deposit withdrawal teller enters data identifying the deposit and system must validate that current date is not grace days period subsequent to maturity date The following figure illustrates this situation Renewable Term Deposits Agreed TEm Agreed Term HET ATK Term Ai the end of each period customer has 3 P days for wiindrawing the depoa If she Deposit doesn t da it the deposit is renewed Opening automatically Clente For detailed information on TD Renewal refer the section TD Renewal in Core Entities user manual ORACLE 11 54 12 Credit Card Payments 12 1 Introduction Oracle FLEXCUBE provides a facility to process transactions using Credit Cards When
282. eseensaeeseeeeeeeeeeaeesasenaeenaeenes 14 6 I43 2 Specifying the MIS details is vise scsssesiscescoetsescsesiseicesetseseavcdsecepooteniesoedvnseguedbedeapedssanveetonsveneionvonionys 14 7 14 3 3 Specifying the UDF details isos vecsisesssisssocsenseiesesiagucatesbusearcisseceootsuieomedose ouessrdeapsdsbesveevonsvedeiaanonionss 14 8 14 4 TRANSFERRING CASH FROM TELLER cccccccccecssssssscecececsessneeeeseesceeseueaesecececeeeaaesesececsessaasseseeseeesenseaeseeess 14 9 14 5 TRANSFERRING CASH TO TELLER ccssssccccececsesseececececsesseaeseeececeeseaesesececeesnsasaeseeseeeneseaeseeeeeesessaneeeees 14 11 15 BATCHES s sissscssssicecss iostessssssseseasesssesssecscssssocesessessa sovasnss seseaseseessoedseeessvasuaeesessees doacessssudeeseasesscasasess sossabesseas 15 1 15 1 INTRODUCTION ccccccccccecsessssecceececeesseaececccecsensaececececeeseaaeseseeeceesesueseceeececcesuaaeseeececeessaaseeeeeseeenenaaeeeeess 15 1 15 2 CLEARING INWARD CHEQUE DATA ENTRY sssssssesececeesessececeeececsesssaececececsessaseceeececeesesaeseeeeecsesenaaeeeeess 15 1 15 3 CLEARING INWARD DATA ENTRY cssssssccccecsessssececececseneseeesecececsesnesececececsesauesesececeesesaeseeeeseeenesneaeeeeess 15 5 15 4 CONSOLIDATED CHEQUES DATA ENTRY ccccsssssscesececeesensececeeececseuesececececsesnaaeseeececeessaeseeeeeceenenseaeeeeecs 15 8 15 5 CLEARING OUTWARD DATA ENTRY cccccccccceessssssececececsesssaececececsesesaececececsessaaesecee
283. etails You can capture project details under Project Details tab Note that this tab will be applicable only if the cash is being deposited in a Trust account 7 7 ORACLE Cash Deposit Branch Date 2011 11 14 External Reference Account Branch Product Account Number Transaction Currency Account Description i Transaction Amount Account Currency Exchange Rate Account Amount Related Customer Total Charge Customer Name f Negotiated Cost Rate Narrative e Negotiation Reference Recalculate Currency Denominations Charge Details MIS UDF MALIA CAVAENE Project Details Project Name Lai Unit Payment ves x Unit Id a Deposit Slip Number Cancel Specify the following details Project Name Specify the developer project name for which payment is being made The adjoining option list displays all valid projects maintained in the system You can select the appropriate one Input to this field is mandatory Unit Payment Indicate whether the transaction is a unit payment or not by choosing the appropriate value from the adjoining drop down list The following values are available e Yes e No Unit ID Specify the unit ID of the project This field will be enabled only if you have selected Yes against Unit Payment The adjoining option list displays all unit IDs along with the unit holder names correspon
284. etails under Depositing Cash for further details 7 12 2 Specifying charge details This block allows you to capture charge related details You need to click on the Charges tab to invoke the following screen 7 50 ORACLE FX Purchase Walk in External Reference Product FXPW Currency Bought Amount Bought Currency Paid Charges Transaction Currency Rate Narrative Beneficiary Name Amount Paid Beneficiary Address PassportviC Number Denomination FX Denomination Details Charges MIS UDF Charge Details 10f1 fo Charge Components Waiver Charge Amount Curreny Charge in Local Currency Exchange Rate Refer the section titled Specifying charge details under Depositing Cash for further details 7 51 ORACLE 7 12 3 Specifying MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen FX Purchase Walk in External Reference Product FXPW Currency Bought Amount Bought Currency Paid Charges Transaction Currency Rate Narrative Beneficiary Name Amount Paid Beneficiary Address PassportlC Number Denomination FXDenomination Details Charges MIS UDF Composite MIS Transaction MIS Refer the section titled Specifying MIS details under Depositing Cash for further details 7 12 4 Specifying UDF Details You can capture the UDF details under UDF tab 7 52 ORACLE FX Purcha
285. etucssansgbsvstts tt euvtvedaaudevouevaavectouenveteetvescdeed 11 19 11 2 8 Capturing Pay Out Parameters ccccccccceessesceescesecesecesecasecacecseeeseeeeeeseeeseseseceaecnaecaecuecaeeeaeeeaeens 11 24 11 3 OPENING A TD ACCOUNT FOR MULTI MODE PAY OUT cceccsssesceseeseseceeescsesescsesesesecenesesseeeeneneeangs 11 26 ORACLE 11 4 MANUAL PAY OUT TD REDEMPTION cccccccecececececececececececececeeseecececececececececececececececeeeeeeeeeeeeeeeeeceress 11 27 11 4 1 Specifying the Term Deposit Payout Details c cccesccesccesecsseeseeseeeeceeeceeeeeecnsecuaecaecaeceseaeeeaeens 11 31 11 4 2 Capturing the Pay Out Parameters c ccccccceccceecesscesecesecesecaceeaeeeseeeeeeseeeeeeesecesecaecnaesaecaeeeaeeeneees 11 31 11 4 3 Specifying Principal Schedule Details ccccccccccesccessceseceseceseeceesceeseeseeeseceseceaecuaecngeceueceseaeeeneees 11 34 11 44 Specifying Child TD Details 2 ccccscccsecissscsonssesessessicenvonsesesnsisnersueasnaesnsasneosasisedvonsiennessegsesssosgsestenss 11 37 11 4 5 Capturing Pay Out Parameters Details o sosoesesseeeeseneeeseerereeerreeresesreeresrensereesrssrrreeresrreresresreee 11 42 11 4 6 Holiday Treatment if TD Payout is another TD 0 ccccessecescceensecesnceeseceseceessecseceeeaeeceeeesnnecseeeeeneees 11 44 11 4 7 Maintaining Pay out Parameters oosoeeseeeeseesseeeeeeseresrsreerrererrsrrerresesrreresrenrerrerrnserrrerestreenresreet 11 47 L1 TERM DEPOSIT PAYIN ci0 susvsresisc
286. faulted from the previous stage you can capture the following information Transaction Currency Rate The system displays the exchange to be used for the transaction in case the transaction currency is different from the transfer currency Charges The system computes the charges applicable to the transaction and displays the amount here 7 65 ORACLE Total Amount The system computes the total amount to be paid by the walk in customer by adding the charge amount to the TT amount 7 15 1 Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Depositing Cash in this manual for further details 7 15 2 Specifying charge details Click on the Charges tab to capture charge related details Refer the section titled Specifying the charge details under Depositing Cash in this manual for further details 7 15 3 Specifying MIS Details Click on the MIS tab to capture details pertaining to MIS Refer the section titled Specifying MIS details under Depositing Cash in this manual for further details 7 15 4 Specifying the UDF details You can capture these details in the UDF tab of the screen Refer the section titled Specifying UDF details under Depositing Cash for further details in this manual Click save icon to save the transaction
287. found alright it will calculate the charge based on the transaction type The following screen will be displayed Close Out Withdrawal External Reference Account Number Customer Id Account Description Account Currency Account Amount In addition to the details captured in the previous stage the system defaults the following details Account Title The system displays a brief title for the chosen account Customer ID The system displays the customer ID based on the account specified 7 23 ORACLE Account Currency The system displays the account currency here Account Amount The system displays the net cash to be disbursed to the customer after deducting the applicable charges Transaction Amount The system displays the total amount of the close out transaction here SC Charge The system computes the charges applicable for the transaction and displays it here Click save icon to go to the next stage Enrichment stage 2 The system displays the following screen on clicking the Proceed button e Close Out Withdrawal External Reference Account Amount Account Number Account Description Customer Id Transaction Amount Account Currency SC Charge Denomination Charges MIS UDF Currency Code Preferred Denomination Populate Denomination Details 10f1 m Denomination Code Denomination Value Total Amount Es UJ In addition to the data defaulted from the pre
288. from the adjoining option list Instrument Type The instrument type corresponding to a TC issued against GL account is displayed here Instrument Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument TC Currency Specify the currency of the TC 8 57 ORACLE Account Currency The system defaults the branch currency as the account currency However you can change it The adjoining option list displays all the currency codes maintained in the system You can select the appropriate code TC Amount Specify as indicated on the TC instrument being purchased Narrative Here you can enter remarks about the transaction Beneficiary Name Specify the name of the beneficiary of the transaction Beneficiary Address Specify the address of the beneficiary of the transaction Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed TC Purchase Walk In External Reference Issuing Branch Issuer Code Related Customer Id TC Currency Transaction currency TC Amount Narrative Exchange Rate Total Charge Beneficiary Name Total Amount Beneficiary Address PassportiC Number Currency Denominations TC Denominations Charges M
289. fying UDF Details cecccs sseiensesseseassivscessstsnseedsdveteninssndeanedsbesueesbedvonsintde AE EEN N EE N R 9 24 9 6 MISCELLANEOUS GL TRANSFER ccsscssossesscsrsssssesessensvsssvevsnensesnsvscsssessonseeesonssnseneonsvosensoonensennseasorsnstoe 9 25 9 6 1 Specifying the charge details ccccccccsccescesscesecssecsseesceeseeseceeeceseceeceseceaeceaecaecaeecaeeeaeeeseeeeeeeeseeeeeaees 9 27 9 6 2 Specifying the MIS details c s ssascnsessscesscisscesostenccemednosenunasadespedsbeoseetonevepsinnoensvasedesssdseanebensqur pedaeseeaed ty 9 27 9 6 3 Specifying UDF Details eriiic ign eeen test wpa sag ta Lass pou santa A PREA ATE L EA A RE 9 28 10 MISCELLANEOUS TRANSACTIONS ccsssssssssssssssssssscssssssssessssesssssssssssessesssssssssssnessssseecesseesesees 10 1 10 1 INTRODUCTION wis ecsscssccucasnssccncevionscsnese tuscsbcovscssesnsviesecsuseseuse EEA RERS EAEAN SRN REEE MENNENE REIES ARSEN 10 1 10 2 MISCELLANEOUS TRANSACTIONS ssccsscsacssssstscecssvsesvicsniescoseosectecencoseseeesecsesutenesecensesteswesses sceveesesdavieevsseoneeveds 10 1 LO 2 1 Enrichment Stage cccccccceseccsssecesceesseceseceescecesnceescecseneeesaeceseceesaecseneeeaaeceneeesaeceeneeesaeceeeeeesaeceeeeeenaeeees 10 2 10 2 2 Specifying the charge details cccecccscessessseeseeseseseeeeecesecesecesecsecsaecaaecsaeeseesseeeaeeseeeseeeeeesesnaeenaeenae 10 5 102 3 Specifyinie UDF Deas visits cssess sassbdscseuts si atteleuscesvesgen sodsvds 38 sun T aR aera e O
290. g Bankers Cheque Details To capture the details for pay out through Bankers Cheque click on the Bankers Cheque tab Bank Code Specify the bank code of the Bankers cheque Payable Branch Select the payable branch from the adjoining option list The list displays all the payable branch linked to the selected bank code Cheque Currency Specify the currency of the cheque for the pay out Beneficiary Name Specify the name of the beneficiary for the pay out Passport IC Number Specify the passport number of the beneficiary for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out Narrative Specify the description for the pay out 11 2 6 2 Specifying PC Details To capture the pay out details thought transfer to other bank account click on the PC tab Term Deposit Payout Details Branch Code Currency Account Term deposit Bankers Cheque DD PC Counterparty Counterparty Bank Code Counterparty Account Currency Beneficiary Details Beneficiary Address Beneficiary Name PassportvlC Number Narrative The following details are captured here ORACLE 11 17 Counter Party Bank Code Specify the bank code of the counter party for the pay out Counter Party Account Specify the account number of the counter party for the pay out Currency Specify the currency of the counter party for the pay out Beneficiary Name Specify the name of th
291. g cash against a Cheque in this manual for further details 8 40 2 Specifying charge details This block allows you to capture charge related details Refer the section titled Specifying the charge details under Withdrawing cash against a Cheque in this manual 8 40 3 Specifying MIS details This block allows you to capture details pertaining to MIS J Refer the section titled Specifying the MIS details under Withdrawing cash against a Cheque in this manual 8 40 4 Specifying the UDF details You can capture these details in the UDF tab of the screen Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 8 41 Inquiring on a BC Transaction You can query a BC transaction for a specified branch and Instrument Number This can be done using the BC Inquiry screen You can invoke this screen by typing 7790 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Issue Branch Payable Bank Payable Branch BC Date Issue Account Number Benef
292. g charge details This block allows you to capture charge related details You need to click on the Charges tab to invoke the following screen 8 138 ORACLE Dp Liquidation against Walk in Branch Date 2011 11 30 External Reference Liquidation Type Liquidation Date Instrument Number Exchange Rate Transaction Currency Net Amount Narrative Beneficiary Name Beneficiary Address PassporviC Number FJB113340000403 DDW 2011 11 30 40010 CLP 45 00 N Adv Tst86 ben Adv Tst86 ben Adv Tst86 add1 ben Adv Tst86 add2 ben Adv Tst86 add3 pic adv tst86 Denomination Charges MIS UDF Preferences Branch Liquidation Mode Payable Bank Issue Branch Drawee Account Number Issue Date Demand Draft Currency Demand Draft Amount Total Charges Demand Draft Number Other Details Payment Branch Demand Draft Status 002 000 002 261100001 2013 04 16 CLP 45 00 0 00 micr Adv Tst86 LIQD Recalculate Charge Details 10f1 u Charge Components Charge Amount Charge in Local Currency Exchange Rate ee The system displays the charge applicable to the transaction You can waive it if required You then need to click Recalc button to re computed the net amount payable to the customer Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 139 ORACLE 8 26 4 Specifying MIS Details This
293. g option list Account Currency The transaction currency of the chosen customer account is displayed here Narrative Here you can enter remarks about the transaction Click save icon to go to the next stage Enrichment stage On clicking the save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed TC Purchase against Account a External Reference Issuing Branch Instrument Type TCA Instrument Status LIQD Issuer Code Narrative TC Currency TC Amount Account Branch Account Exchange Rate Account Currency Related Customer Id TC Amount in Account Customer Name Currency Total Charge Total Amount Limecalculate J TC Denomination Charge MIS UDF Charge Details 10f1 m Charge Components Charge Amount Charge in Local Currency ExchangeRate LI In addition to the details defaulted from the previous stage you can capture the following details Related Customer ID The system displays the customer ID based on the account specified Customer Name Customer name pertaining to the Related customer ID will be defaulted and displayed here 8 52 ORACLE 8 11 1 TC Amount in A C Currency Specify the TC amount in the TC currency Exchange Rate The system displays the exchange rate used to convert the TC currency into account currency If
294. ge related details 8 194 ORACLE BC Issue against Walkin External Reference Payable Branch Instrument Type MICR Number Instrument Status INIT PassportlC Number Bank Code Beneficiary Name BC Currency Beneficiary Address BC Amount BC Date Transaction Currency Transaction Currency Rate Charges Total Amount Narrative Instrument Number Currency Denominations Charges MIS UDF Charge Details 10 1 Im Charge Components Charge Amount Charge in Local Currency Exchange Rate Pr For more details refer the section Specifying Charge Details under Selling a BC against an Account in this manual 8 195 ORACLE 8 37 4 Specifying MIS Details Click on the MIS tab to capture details pertaining to MIS BC Issue against Walk in External Reference Instrument Type Instrument Status Bank Code BC Currency BC Amount BC Date Transaction Currency Transaction Currency Rate Charges Total Amount Narrative Instrument Number Currency Denominations Charges Composite MIS Payable Branch MICR Number PassportiC Number Beneficiary Name Beneficiary Address MIS UDF Transaction MIS Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 196 ORACLE 8 37 5 Specifying the UDF details You can capture these details in the UDF tab of the screen BC Issue against Walk in External Reference Payable
295. geqtousacs Eo i E sev inte EE E EE EER S 13 7 1343 Specifying UDF Details arois mnene i n e R E EEE E RE EEEE E 13 7 13 5 SELLING CASH T CENTRAL BANK ssesscsscssesvscstesesunesecovteseoss csesetdesesctnsescessnesesetensestesbedses seuvsedsestesecevpentevens 13 9 13 5 1 Specifying Denomination Details cccccccceecceesceseceseceecusecsceeseeeseesseesseesseeeeeesecaecnaesaecaaeeaaeensees 13 10 AZ D2 Specifying MAIS Deas ccbectescts castvdscscuesscesiticonsessgsseeefoiisaveebsoseuoescdeta s 3 T a aaa E EE EEES 13 11 1333 Specifying UDF Deals osoin repeii Re aE a REE A RA AE ETER NEREKT 13 11 13 6 BUYING TCS FROM AGENT vs cisscssvescsuesssssssctsvsesevsesonesncesteveobe sapt ni CEECEE uesvacsesotensesbeahedses seen cessestesecsvpente e 13 13 1303 SPeCi Vine LC Details eiennenn snae orai eae e EAA oaa ES ENEN RESET 13 13 13 7 BUYING TCS FROM HEAD OFFICE cscciscsscecescecsevseconesnconteseess csesstaensssensesesvacsrvocantesteaueusesocensessestesecsvpence s 13 14 T37 CAPtUrIng TC Detailisten oiiae ainne oriee eiae ER a aa ing yosdindete nds cbsessbayeey 13 15 13 8 SELLING TCS TO HEAD OFFICE jviccscssesscsscectsctesevse conesncontoveese sdas nadan EE sessesstessvacevsesteduedses ocensessssteseesvnenteys 13 16 13 84 Capturing TC Details icsiesssrissee vscaiecccosceeareosteuiesvedvtceoveapeceons A EE EEEE EE E 13 17 13 9 sBUYING TCS FROM VAULT irises nE ean eS ea EEE E aeS EAEE NE EEES EEA EA E AEAEE EASE EEES REEE E 13 19 13 91
296. ger Currency Narrative Liquidation Date Payable Branch BC Number Beneficiary Name BC Status Beneficiary Address PassportvlC Number In addition to the details defaulted from the previous stage you can capture the following information Clearing Bank Code The bank code of the clearing bank is displayed here Payable Branch The system displays the current branch code where the transaction is being captured Liquidation Mode The status of the DD instrument is displayed here as Payment However you can change it to either of the other values available in the adjoining drop down list viz e Refund e Cancel e Cheque Number The MICR number of the DD instrument is displayed here Cheque Currency The DD currency is displayed here However you can change it The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one Cheque Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument 8 203 ORACLE Beneficiary Name The name of the beneficiary of the transaction is displayed here Passport IC No The passport IC number of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Liquidation Date The system displays the date on which the transaction is posted GL Currency Specify the currency in wh
297. h Liquidation Mode Payable Bank Issue Branch Drawee Account Number Issue Date Demand Draft Currency Demand Draft Amount Total Charges Demand Draft Number Other Details Payment Branch Demand Draft Status 002 000 002 261100001 2013 04 16 CLP 45 00 0 00 micr Adv Tst86 s LIQD Recalculate 10f1 Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 141 ORACLE 8 27 Issuing a Demand Draft You can issue a demand draft using Demand Draft Issue screen To invoke this screen type 8324 in the field at the top right corner of the Application tool bar and click the adjoining arrow button Exemal Reference ssuing Branch Exit Specify the following details External Reference The system displays the external reference number Issuing Branch Specify the branch code of the DD issuing branch The option list displays all valid branch codes maintained in the system Choose the appropriate one Instrument Type Specify the type of instrume
298. h role may be associated with a set of functions that are allowed for the role For example roles of the following type may be created and associated to appropriate transactions e System Administrators e Supervisors Authorizers e Vault Administrators e Tellers Typically a department within a branch will have only one system administrator and a single vault but can have any number of supervisors and tellers However you can add additional roles depending on the bank s requirement Salient features Some of the salient features of the module are discussed below Data Replication Host based Push Replication is used to reproduce the critical data maintenances customer data from host to branch at regular intervals These maintenances are pushed to the branch automatically The time interval between each replication cycle can be configured as per the bank s requirement Host will ensure that only necessary and critical information is made available locally in the branch 2 1 ORACLE For more details on replicating data from the host refer Data Replication chapter of this User Manual 2 1 2 2 Dual Control Savings provides the facility for dual control of transactions wherein a supervisor has to authorize the transaction before the same is submitted to the host If dual control is applicable this is a mandatory requirement This is typically applicable for high value cross border transactions For more details refer
299. harges MIS UDF Charge Details 10f1 m Charge Components Charge Amount Charge in Local Currency ExchangeRate a The following details are defaulted from the account and displayed e The currency associated with the account e The account title e The ID of the account holder Exchange Rate System displays the exchange rate for the transaction if the account currency is not the same as the GL currency GL Account Amount The amount debited from the GL account is displayed here This amount will be in terms of the GL account currency Account Amount System displays the amount credited to the customer account in terms of the account currency Total Charges The system computes the charges applicable for the transaction and displays it here If you modify the amount to be transferred then click Recalc button to recalculate the charge amount Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction 9 9 ORACLE Negotiation Reference Number Specify the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If the negotiated cost rate is specified then you should be needed to specify the negotiated reference number
300. he DD Liquidation against GL screen You can invoke this screen by typing 8311 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button DD Liquidation against GL External Reference Issuing Branch Instrument Number Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issue Branch The branch where the DD has been issued is displayed based on the instrument number specified Alternatively you can specify a branch code and then choose a DD issued in that branch from the option list against Instrument Number 8 121 ORACLE Instrument Number Specify the instrument number of the DD that needs to be liquidated The adjoining option list displays all the DDs that have been issued If you have already specified a branch code then the list will display only those DDs that have been issued in the specified branch Na DD Liquidation against GL Branch Date 2011 12 01 External Reference FJB1134000001455 Branch 000 Instrument type DDG Issue Branch 002 Liquidation Date 2011 12 01 Liquidation Mode Payment v General Ledger Number Instrument Number 1853 General Ledger Currency CLP z3 Demand Draft Currency USD Payable Bank 000 Demand Draf
301. he actual customization Request building response interpretation in the database layer needs to be done as part of customization to enable this External System Details External System Response t a Black Listed Customer User Remarks IE Here you can view capture the following details 8 111 ORACLE External System Response The response from the external system regarding the black listed customer is displayed here User Remarks Specify your remarks regarding the black listed customer here 8 112 ORACLE 8 23 Issuing DD against Cheque You can issue a Demand Draft DD for your customer against an in house cheque drawn on his her savings account In order to capture this transaction you need to invoke the DD Sale Against Cheque screen by typing 8330 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button DD Sale against Cheque Branch Date 2013 04 09 External Reference FJB1309900001348 Instrument Type DDC Bank Code 000 _ 3 instrument Status INIT Demand Draft Currency CLP Account Branch 001 Demand Draft Amount oii Account Account Title Account Currency Cheque Number i Narrative Cheque Book Number MICR Number Beneficiary Name Beneficiary Address Passport C Number Here you can capture the following details Extern
302. he amount for which the DD has been drawn is displayed here Narrative You can enter remarks for the transaction Issue Date The system displays the date of issue of the DD Payable Branch The branch where the DD has to be liquidated is displayed here DD Number The issue number of the DD is displayed here DD Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Passport IC No The passport number or any unique identification number of the beneficiary is displayed here Click save icon to go to the next stage Enrichment stage On clicking save icon button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 8 127 ORACLE External Reference Instrument type Liquidation Date Account Currency Account Number Customer Name Payable Bank Demand Draft Currency Demand Draft Amount Total Amount Total Charge Beneficiary Name Beneficiary Address K vp Liquidation against Account Branch Date 2011 11 30 FJB113340000404 DDA 2011 11 30 USD 000000025000000000 000 CLP 50 00 50 00 100 00 ben Adv Tst83
303. he corresponding section under Depositing Cash for further details 7 58 ORACLE 7 14 Issuing a TT against GL You can issue a Telegraphic Transfer against a GL account for your customer through the TT Issue against GL screen You can also invoke this screen by typing 8317 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button TT Issue against GL External Reference Instrument Type TTG Bank code General Ledger Number TT Currency General Ledger Currency TT Amount General Ledger Title Telegraphic Transfer Date Narrative Payable Branch Serial Number Beneficiary Name Beneficiary Address Passport IC Number On invoking this screen the External Reference Number and the Instrument Type of the transaction are displayed You need to specify the following details Bank Code Specify the bank code or select a bank code from the list of values Instrument Currency Specify the TT currency or select a currency for the TT from the list of values Payable Branch Specify the branch where the transfer amount should be paid out General Ledger Number Specify the account number of the GL against which a TT is issued Account Title The system displays a brief title for the chosen account Banker s Cheque Date The date on which the instrument has been issued is displayed here TT Amount Specify the transfer amount 7 59 OR
304. he currency of the TD account Status The system displays the schedule status The status can be Due or Paid The schedule end date cannot be the same as the maturity date of TD The system also does not allow schedules with auto rollover option You can book schedules only for close on maturity TDs Paid Amount The system displays the amount which is paid out as schedule If an amount block is placed on the TD and the schedule amount is not paid in full on the schedule date the schedule is paid out from the available amount This amount is displayed as the paid amount ORACLE 11 35 11 4 3 1 Specifying Term Deposit Details To capture the details for opening a new TD as a part of pay out click on the Term Deposit tab Term Deposit Payout Details Term deposit Bankers Cheque DD PC Branch Code Account No Customer No Account Class Currency Default From Account e Account Class Term Deposit Interest The following details are captured here Branch Code The system defaults the branch code Currency The system defaults the currency Customer Number The system defaults the customer number Default From Indicate the Default From option to default the details from either the parent account TD account or account class The options available are e Parent Account e Account Class Account Class Specify the account class If you have selected the Default From as Account Class then yo
305. he fields provided Additional Details Value Specify the details of the additional identifier Print Remarks Enter a valid description of the print status Note the following You can reverse the issue of instrument in multimode e The following individual settlement modes or a combination of one or more is used for DD issue Teller Cash Instruments GL or Account Clearing Internal Cheque As a part of Intraday Clearing Retention Release batch Oracle FLEXCUBE checks for the instruments that are released from retention and sets the corresponding DD s print status to Not Printed 8 93 ORACLE 8 19 If Clearing is used as one of the settlement modes the DD will be issued in Retention status On the credit value date you need to run the Intraday Clearing Retention Release batch for the doc type using Intraday Clearing Batch screen On triggering the batch the system changes the status of the DD from Retention to Not Printed The DD can be issued by uploading already created instrument type The system performs the DD issue validations The GI interface definition for the input file upload for DD issue against GL and DD Issue against customer account is IFDDISSU Output interface OFDDISSU will be attached to the respective input interface DD Liquidation in Multimode You can liquidate the DD with multiple modes settlements using the DD Multimode Liquidation sc
306. he issue type i e across all types of BC the instrument number will be unique and similarly for all types of DD the instrument number will be unique e DD issue against account is subject to ITF Tax 8 106 ORACLE 8 21 1 Specifying Charge Details This block allows you to capture charge related details Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 21 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen DD Sale Against account Branch Date 2011 11 30 External Reference FJB113340000502 Instrumenttype DDA Issuing Branch 002 Instrument Status INIT BankCode 000 Customer Number 003000291 Demand Draft Currency USD AccountBranch 002 Demand Draft Amount 10 000 00 Account 00000000000104 Instrument Number 60313 Customer Name Se Demand Draft Date 2013 11 21 e Account Title Payable Branch Account Currency USD MICR Number Eithang Rate Beneficiary Name RT Charges 110 00 Beneficiary Address AccountAmount 10 010 00 Narrative Delivery Mode v Delivery Address 1 a Delivery Address 2 Delivery Address 3 Delivery Address 4 PassportlC Number Recalculate Charges Mus UDF Preferences Composite MIS Tran
307. he liquidation mode You can choose any of the following values available in the drop down list e Payment e Refund e Cancel 8 199 ORACLE Cheque Currency Specify the currency of the BC instrument Cheque Amount The amount for which the BC has been drawn is displayed here Narrative You can enter remarks for the transaction Account Branch The code of the branch where the account resides is displayed here Liquidation Date Specify the liquidation date Beneficiary Name The name of the beneficiary is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Cheque Number The system displays the cheque number Payable Branch The branch where the BC has to be liquidated is displayed here Passport IC Number Specify the passport number or any unique identification number of the beneficiary Click save icon to go to the next stage Enrichment stage 2 Here the system validates the inputs provided in the previous stage If everything is found correct it will calculate the charge based on the transaction type The following screen will be displayed 8 200 ORACLE BC Liquidation against Account External Reference Payable Bank Liquidation Mode BC Currency Account Number Customer Name Transaction Currency Amount in Account Currency Liquidation Date Beneficiary Name Beneficiary Address Issue Branch Instrument Number Account Br
308. he payment modes you selected are instruments like Internal Check External Check and DD enter the respective Instrument Number Numbers in the fields under Instrument No Capture the Clearing Bank Code if the Payment Mode of the TD Settlement is a Clearing Cheque Instrument for Outward Clearing Capture Clearing Branch Code if the Payment Mode of the TD Settlement is a Clearing Cheque Instrument for Outward Clearing In case the payment mode is through Account Transfer enter the External Account Number of the customer in the field External Account Oracle FLEXCUBE allows a maximum of only five modes in addition to cash mode during TD Payin Operation The total of all payment mode amounts is equal to the TD pay in amount and is validated during the TD pay in save 11 5 2 Term Deposit Denomination Details In case the operation involves cash transaction you can track cash denomination using Denominations Screen Click Denomination Details tab and invoke Denominations Screen to maintain the Cash Denomination for the Settlement Amount input in the Settlement Details screen ORACLE 11 52 11 6 TD Certificate Printing You can print a new time deposit certificate using TD Deposit Certificate screen However In case of cheque based payment the custody status is By Retention until the funds are cleared through clearing process The payment stays in Uncollected Fund
309. he screen has two tabs which are as follows e Denomination e MIS UDF 13 4 1 Specifying Denomination Details The following details have to be captured in this section Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination By default vault contents are incremented for inflow transactions like cash purchase To reverse this default behaviour you can specify units in negative 13 6 ORACLE Denom Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 13 4 2 Specifying the MIS Details You can specify the details in the MIS tab of the screen Buy Cash From Central Bank External Reference Branch Code Narrative Transaction Currency Transaction Amount Denomination MIS UDF Composite MIS
310. her details Closing out an Account with Withdrawal You can capture a close out withdrawal transaction through the Close Out Account Withdrawal screen You can invoke this screen by typing 1301 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button External Reference Account Number Branch Here you can capture the following details 7 22 ORACLE External Reference The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Account Branch The current logged in branch code is displayed here However you can modify it Specify the branch where the customer account which needs to be closed resides Account Number Specify the account number that needs to be closed The adjoining option list displays all the accounts maintained in the Host You can select the appropriate account number Click save icon to go to the next stage The Close out Withdrawal of Account transactions are processed without any change till the Branch Available status is marked as Yes If the branch available status is No or branch date is ahead of host date the transactions are not allowed Enrichment stage 1 On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is
311. ication Browser the following details are displayed on the right pane e Number of pending transactions e Number of transactions that are assigned to the logged in users e Number of transactions that are yet to be assigned e Number of transactions that have failed e Number of transactions that are complete e Number of transactions that are reversed Clearing a User Sometimes you may require to force logout a user from Savings You can do this if you are a supervisor with the necessary rights to logout a user from the branch The supervisor also has the facility to force log off all the users at any given point of time Typically the force logout right is given to only one administrator role user in the branch You can invoke the Clear User screen by typing CLRU in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button The following screen will be displayed 4 1 ORACLE 4 4 This screen lists the following details of the all the users who have logged into Savings e Branch Code e User ID To force log out a user check the box against the relevant user record and click Clear button The system will display a message to confirm the clear operation To force log out all the users check the box against the header row which will select all the users who have logged in and then click on the Clear button The selected users are logged off from Savings Autho
312. ich the transaction needs to be posted to the GL The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one GL Account Number The amount that should be liquidated into the GL is displayed here Narrative The remarks associated with the transaction are displayed here Click save icon to go to the next stage Enrichment stage 2 Here the system validates the inputs provided in the previous stage If everything is found correct it will calculate the charge based on the transaction type The following screen will be displayed 8 204 ORACLE BC Liquidation against GL External Reference Instrument Type Branch Liquidation Mode Liquidation Date Issue Branch Transaction Currency Amountin Account Currency Account Number Beneficiary Name Beneficiary Address Instrument Number Clearing Bank Code BC Currency BC Amount Narrative Total Charges Issue Date Total Amount Exchange Rate Payable Branch BC Number BC Status PassportvlC Number Charges MIS UDF Charge Details 10f1 Charge Components Charge Amount Charge in Local Currency Exchange Rate rm a In addition to the details defaulted from the previous stage you can capture the following information e Txn Amount e Total Charges e Total Amount 8 39 1 Specifying charge details Click on the Charges tab to capture charge related details For more details refer the s
313. iciary Name Specify the following details 8 210 Instrument Number BC Status BC Currency BC Amount BC Number Beneficiary Address ORACLE Instrument Number Specify an instrument number of the BC transaction that needs to be queried Issue Branch Specify a branch for which you wish to query the BC transaction You can also select a branch from the adjoining option list After you specify the above details click Ok button Based on the specified data the following details will be displayed Payable Branch The branch where the BC amount should be paid out is displayed Cheque Currency The system displays the BC currency Cheque Amount The system displays the BC amount Cheque Status The system displays the status of the BC Cheque Number The system displays the cheque number issued for the BC Issue Date The system displays the date on which the BC transaction was executed or the issue date of the BC Issue Acc Number The system displays the issue account number Beneficiary Name The system displays the name of the beneficiary Beneficiary Address The system displays the address of the beneficiary 8 42Reprinting Banker s Cheque On various grounds such as improper printing and issue of duplicate instruments Oracle FLEXCUBE allows you to reprint a banker s cheque The system keeps a track of such reprints so that the bank officials or auditors can ascertain the r
314. if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 9 15 ORACLE 9 4 2 Specifying the charge details In this block you can specify the charge related details Click on the Charges tab to invoke the following screen Miscellaneous GL Debit ee External Reference Product MGLD GL Currency Exchange Rate GL Account Transaction Amount GL Description SC Charges Transaction Currency GL Amount Reference Number Negotiated Cost Rate Narrative Negotiation Reference Denomination Charges MIS UDF Charge Details 10f1 mj Charge Components Charge Amount Charge in Local Currency Exchange Rate m Refer the section titled Specifying the charge details under Miscellaneous Debits to a Customer s Account for further details 9 16 ORACLE 9 4 3 Specifying MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Miscellaneous GL Debit External Reference Product MGLD GL Currency Exchange Rate GL Account Transaction Amount GL Description SC Charges Transaction Currency GL Amount Reference Number Negotiated Cost Rate Narrative Negotiation Reference Limecalculates Denomination Charges MIS Composite MIS Transaction MIS Refer the section titled Specifying the MIS details under Miscellaneous Debits to a Customer s Account
315. ifying Charge Details ccccsccsccescesecesecssecneeeseeeseeeseesssesceesecesecssecsaecsaecaaecaeeesaseeeeeeeesneesesenees 8 128 8 25 2 Specifying MIS Details eserse sereis ee NEE NE EE E E E EEE E EEES 8 129 6 25 3 Specifying the UDF details csccesccesscesecesecesecsseeseeessesseeseeesceesecesecsaecsaecsaecsaeeseeeseeeaseeeeeseeeseeesees 8 129 ORACLE 823 4 Seting Preference Sisera nE E E R E eotiundsabeiuore sues EEE 8 131 8 26 LIQUIDATING A DD FOR A WALK IN CUSTOMER csssesseceseceesessececececsessaaesececscceseaeaeeeeeeeeesssaeseeseeenes 8 132 8 26 1 Seting Preferent s vsesreir ionin re EEn EE AE E EENE EEE E E EEEN 8 137 8 26 2 Specifying denomination details ccccsccesccescesecsseesseeseeeseesseeseeeeecesecesecaecaessaecseeeseeeseeeeeeeeeeereeses 8 138 826 3 Specifying charge details is c secesecesosionesenrsonsosesgsesorovtsenceouisnucasndsraesscdstocsversniesmedenee RI E EER ENE 8 138 8 26 4 Specifying MIS Detauls sccssscisciesecssesesosionesnsrzonsosssgetesrostsesssosdstacenntsiaeszedsnaebonedesmeduoeeshessedeapeazosienss 8 140 826 3 Specifying UDF Details vivsccsscisscssecssecesesionesnnrsonsessscetdorovasenssordeeuceoetsigeayodytcesvenseds ENA E EEEE 8 141 8 27 ISSUNGA DEMAND DRAET sassscsssvsesessenestossenteonsdeconsessensvensntestans otsennsisoetenneedsnaesttnstonss cdsveevtesnearevedsbensieess 8 142 8 28 ISSUING A DD TO A WALK IN CUSTOMER cccesscsssesscsensesecseseseceenacseceenscseceenscs
316. ils under Withdrawing Cash against a Cheque for further details 8 61 ORACLE 8 12 4 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen TC Purchase Walk in External Reference Issuer Code TC Currency TC Amount Exchange Rate Beneficiary Name Beneficiary Address PassportvlC Number Currency Denominations Composite MIS TC Denominations Issuing Branch Related Customer Id Transaction currency Narrative Total Charge Total Amount Charges MIS UDF Transaction MIS Refer the section titled Specifying MIS details under Withdrawing Cash against a Cheque for further details 8 62 ORACLE 8 12 5 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen TC Purchase Walk in External Reference Issuing Branch Issuer Code Related Customer Id TC Currency Transaction currency TC Amount Narrative Exchange Rate Total Charge Beneficiary Name Total Amount Beneficiary Address PassportiC Number Currency Denominations TC Denominations Charges MIS UDF UDF Details 10f1 a Refer the section titled Specifying the UDF details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch
317. ils Tab Oracle FLEXCUBE defaults the charges maintained for the product and the customer group at Arc Maintenance level However you can modify if needed and click on Recalculate button to display the final total amount for the transaction For further processing details refer Depositing Cash section in Cash Transactions chapter of this User Manual Click Save icon to go to the next stage Authorization Stage On clicking save icon the system validates and ensures for the correct entry of the data If the data entry is correct then the system moves the contract to Authorization Authority for authorization Authorization Authority can approve or reject a transaction at this stage For authorization process details refer Depositing Cash section in Cash Transactions chapter of this User Manual After successful authorization the system processes accounting entries to respective GLs maintained for Credit Card product 12 5 Processing Payments by Account Oracle FLEXCUBE provides a facility to handle Credit Card payments by Account You can maintain these details using Credit Card Payment By Account screen You can invoke this screen by typing CRAP in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Credit Card Payment By Account External Reference Product CRAC Credit Card No Credit Card Holder Name Value Date Transa
318. ime deposit account in Oracle FLEXCUBE is similar to opening a current or savings account CASA At the time of opening a TD account payments can be made in one of three modes The initial payment can be made by cash account transfer or GL transfer Similarly you can redeem a TD account in one or combination of the following e By Cash e By Bankers Cheque e By Account Transfer e By GL Transfer e By Transfer Other Bank s Account e By Child TD Each of these transactions has been discussed in detail in the following sections Opening a TD Account for Multi Mode Pay In The TD accounts use account class of deposit type You can create TD accounts like any other CASA accounts You have to deposit the amount into the account at the time of account creation The pay in options during account creation are as follows e Pay in by transfer from GL e Pay in by transfer from Savings Account e Pay in by Cash Only from Savings Module e Pay in by external cheque instruments e Pay in through internal instruments e Pay in through internal cheque Pay in option can be single or a combination of the three You are allowed to fund the TD using multiple pay in modes You can specify the TD funding amount percentage wise or in absolute ORACLE You can open TD accounts with Multi Mode Pay In options using the TD Account Opening by Multi Mode screen You can invoke this screen by typing TDMM in the field at the top right cor
319. in External Reference Product FXSW Currency Sold Amount Sold Currency Received Charges Currency Received Rate Amount Received Beneficiary Name PassportlC Number Beneficiary Address Narrative Net Amount Denomination FX Denomination Details Charges MIS UDF Composite MIS Transaction MIS Refer the section titled Specifying MIS details under Depositing Cash for further details 7 11 4 Specifying UDF Details You can capture the UDF details under UDF tab 7 47 ORACLE FX Sale Walkin External Reference Product FXSW Currency Sold Amount Sold Currency Received Charges Currency Received Rate Amount Received Beneficiary Name Passportic Number Beneficiary Address Narrative Net Amount Denomination FX Denomination Details Charges MIS UDF UDF Details 10f1 a Refer the section titled Specifying the UDF details under Depositing Cash for further details Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 12 Purchasing Foreign Exchange from a Walk in Customer You can buy a foreign currency from a walk in customer in return for the equivalent amount in another currency To achieve this you need to invoke the FX Purchase Walk in screen by typing 8004 in the field at the top right corner of the Application tool bar and clicking on
320. ined in the selected booking branch are available in the option list provided The system liquidates the Interest Charge into the selected account ORACLE 11 20 Interest Start Date Select the interest start date from the option list Charge Start Date Select the charge start date from the option list Interest Booking Branch Select the interest booking branch from the option list Dr Cr Advices Check this box to indicate that the system must generate payment advices when interest liquidation happens on an account The advices are generated in the existing SWIFT or and MAIL format Charge Booking Branch Select the charge booking branch from the option list available You have an option of booking interest charge to a different account belonging to another branch The accounts maintained in the selected booking branch are available in the option list provided The system liquidates the Interest Charge into the selected account Product Code Specify the product code UDE Currency Specify the UDE Currency defined for the product Integrated LM Product Check this box to indicate the product is an Integrated LM product IL Product Type Specify the IL product type Waive Charges Check this box to waive of a particular interest or charges that has been specified Generate UDE Change Advice Check this box to generate the UDE change advice Open Check this box to make the product applicable again More than on
321. ining button when clicked invokes a calendar in which you need to double click on the appropriate date The chosen date will then be seen in the YYYYMMDD format Expiry Date Specify the date until which the stop payment needs to be active The adjoining button when clicked invokes a calendar in which you need to double click on the appropriate date The chosen date will then be seen in the YYYYMMDD format Amount Specify the amount based on which you wish to impose a stop payment This field is applicable only if the Stop Payment Type is specified as Amount Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage 7 42 ORACLE Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed External Reference Branch Account Number Account Title Customer Name Narrative Stop Payment Type End Cheque Number Start Cheque Number Expiry Date Effective Date Amount Account Currency In addition to the details defaulted from the previous stage you can view the following details Account Title The system displays a brief title for the chosen account Account Currency The system displays the currency in which the account is maintained Click sa
322. inst GL screen You can invoke this screen by typing 8306 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button DD Issue Against GL Branch Date 2013 04 09 External Reference FJB1309900001405 Payable Branch a2 instrument Type DDG MICR Number Instrument Status INIT Passporv iIC Number Bank Code z3 Beneficiary Name Demand Draft Currency CLP__ a5 Beneficiary Address Demand Draft Amount E Demand Draft Date 2013 04 09 E General Ledger Number i JEE General Ledger Currency i Narrative i i E Transaction TAX Exempt Here you can capture the following details 8 154 ORACLE External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Instrument Type The system displays the instrument type that corresponds to the DD being issued against a GL Bank Code Specify the clearing bank code The adjoining option list displays all the clearing bank codes maintained in the system Choose the appropriate one Demand Draft Currency Specify the in which the DD is being issued The adjoining option list displays all the currency codes maintained in the system Choose the appropriate one Payable Branch Specify the branch where the DD should b
323. invoke the following screen TC Sale Against GL External Reference Instrument Type Issuer Code Instrument Status TC Currency Customer Number TC Amount Transaction Branch Exchange Rate General Ledger Number Narrative General Ledger Description General Ledger Currency Total Charge Total Amount Lecaic Beneficiary Name Beneficiary Address TC Denominations Charges MIS UDF Composite MIS Transaction MIS Refer the section titled Specifying MIS details under Withdrawing Cash against a Cheque for further details 8 42 ORACLE 8 9 4 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen TC Sale Against GL External Reference Instrument Type Issuer Code Instrument Status TC Currency Customer Number TC Amount Transaction Branch Exchange Rate General Ledger Number Narrative General Ledger Description General Ledger Currency Total Charge Total Amount ERecaic Beneficiary Name Beneficiary Address TC Denominations Charges MIS UDF UDF Details 10f1 Li Refer the section titled Specifying the UDF details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit
324. ion TC_DENM_MNT 10f1 LJ The following details can be captured here External Reference Number This is an auto generated sequence number Transaction Branch The transaction branch code is displayed here Issuer Code Select the Issuer code of the TC Currency Code Select the transaction currency code Click add icon to add a new row to TC denomination maintenance details 6 1 ORACLE TC Denominations Maintenance External Reference Transaction Branch Issuer Code Currency Code Issuer Description TC_DENM_MNT 10f1 u You can capture the following details specific to TC denomination Denomination Specify the id for the TC Denomination Value Specify the amount of the TC Description Give a small description for the TC After entering the details click save button to save the transaction The approver can fetch this transaction for his her task list and authorize it Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process Mix Mode of Deposits You can support mixed modes of deposits using the Miscellaneous Transfer screen You can invoke this screen by typing 1400 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button 6 2 ORACLE Miscellaneous Transfer Branch Date 2012 03 01 Branch TD2 Account Number TD2SAN28408000153 Cu
325. ion Group Detail Function Group Group Description le Function Ids in Group ol Jaz Input By Authorized By Modification Authorized Date Time Date Time Number Open Here you need to enter the following details Function Group Specify the appropriate function group that has to be created Function Group Description Specify the description of the function group code Function ID Select the function ID which is part of the function group from the option list provided The system will list only savings functions The system performs the following validation while clubbing the function IDs to a function group e The function ID should be unique Same function ID should not be mapped to multiple function groups e The function group code should not be a function id e Atleast one function ID should be defined for a function group 3 3 ORACLE 3 4 While generating workflow if you select function group then the system generates online and offline workflow The system generates offline workflow only if the function supports offline processing or if workflow is maintained for a group The static data released for stage wise response does not include override and undo auto reversal Maintaining Workflow Definition You have to maintain certain parameter which determines the workflow of a savings function You can either define a workflow for individual savings functions like Cash Deposit Cash Withdrawa
326. ion is not allowed as the instrument has already been cancelled and the already cancelled DD cannot be re issued e _ Liquidated cancellation is not allowed and the instrument with status liquidated cannot be re issued New Instrument Status Specify the new instrument status The drop down list displays the following statuses e Stopped indicates blocking the payment of DD e Reactivated indicates the DD is reactivated e Duplicate Issued indicates that a duplicate DD was issued Re Issue Instrument Number The system displays here the new DD instrument number on successful Re issue of a DD Print Status The system displays the print status of the DD Print Remarks The system displays the print remarks of the DD Payable Across Branch Check this box if you instrument is payable across branch Narrative The system will display the valid description for the DD operation type 8 82 ORACLE Beneficiary ID The system will display the ID of the beneficiary Beneficiary Name The system will display the name of the beneficiary Beneficiary Address 1 to 4 The system will display the address of the beneficiary in the fields provided Additional Details Value If you wish to capture any additional information of the beneficiary you can use these fields UDF Field The system defaults all the UDFs which were mentioned during DD issuance Value The system displays the values of UDF fields The D
327. iquidation Walk In 8305 DD Issue Walk In 8311 DD Issue against GL 7789 DD Inquiry 1010 Bankers Cheque Sale Against Account 8335 Bankers Cheque Sale Against Account 1300 Close out Withdrawal by Bankers Cheque 8302 BC Issue against GL 8301 BC Issue Walk In 8306 DD issue against GL 8309 BC Liquidation Against Account 17 3 ORACLE Function ID Function Description 8308 BC Liquidation Against GL 8307 BC Liquidation Walk In 7790 BC Inquiry 8304 Reversal of BC DD Liquidation 1008 Miscellaneous Customer Debit 1408 Miscellaneous Customer Credit 1060 Miscellaneous GL Debit 1460 Miscellaneous GL Credit 1005 Miscellaneous GL Transfer 1317 Redemption in Multimode 1350 Close out Withdrawal by Multi Mode 9007 Transfer cash from Vault 9009 Buy Cash from Central Bank 9010 Sell Cash to Central Bank 9011 Buy TCs from Agent 9015 Buy TCs from HO 9017 Buy TCs from Vault 9018 Return TCs to Vault 9020 Display TCs available with Vault 7551 Book Shortage 7552 Book Overage 5521 Inward Cheque Clearing Data Entry 5555 Inward Clearing Data Entry 6512 Consolidated Cheque Data Entry 6514 Outward Clearing Data Entry 9012 Teller Platform Status Query Screen 17 4 ORACLE ORACLE Savings April 2014 Version 11 3 83 02 0 Oracle Financial Services Software Limited Oracle Park Off Western Express Highway Goregaon East
328. irection Indicate the direction of cash flow The adjoining drop down list displays the following values e Inflow e Outflow e None For instance you need to choose Inflow for cash deposit as it will increase the till balance You need to select Outflow for cash withdrawal as it will decrease the till balance Select None for cheque or GL related transactions as they will not impact the till balance Click save icon to go to the next stage Enrichment stage On saving the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 10 2 ORACLE Miscellaneous Transfer Branch Date 2012 03 01 External Reference FJB1206100010188 Product CHDP Transaction Branch SPK az Offset Branch SPK llad Transaction Account SPK00050101 asl Offset Account SPK65432101 Transaction Currency uso Lagl Offset Currency USD Lag Transaction Amount 12 00 Offset Amount Account Description GOLKONDA TELECOM E Account Description SURATESTING External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product The code of the retai
329. is applicable In the inward Not Applicable Not ITF would not be clearing file this Applicable calculated nais blank Clearing transaction would be rejected with a specific reject reason code M Same In the inward Not ITF would not be Holder clearing file applicable calculated this field is Clearing transaction blank aa would be rejected with a specific reject reason code O Other ITF would not be Holder calculated Clearing transaction would be rejected with a specific reject reason code 15 4 ORACLE O Other Not Applicable Not Applicable Not ITF would be Holder Applicable calculated and same would be debited from the customer account as part of the instrument clearing 15 3 Clearing Inward Data Entry You can do an Inward clearing data entry using the Inward Clearing Data Entry screen You can invoke this screen by typing 5555 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow gt Inward Clearing Data Entry Branch Date 2011 11 14 Batch Reference FJB1131800004534 Currency End Point B Branch Code Clearing Type LE Account Number Routing Number B Entries Instrument Type Bankers Cheque Add Rows Entry Number Instrument Type Clearing Type Issuing Branch Account Or General Ledger Number Instrument Currency Banker
330. iscellaneous GL Transfer External Reference Product From Account Currency From GL Account Number To Account Currency GL Description From Amount To GL Account Number Exchange Rate GL Description Reference Number To Amount Narrative Charges MIS UDF UDF Details 10f1 o Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 9 28 ORACLE 10 1 10 2 10 Miscellaneous Transactions Introduction You can enter teller transactions using separate screens You also have the facility to enter transactions like cash deposit cash withdrawal banker s cheque deposit and GL transfer using a single screen You need to maintain separate products for such transactions in Oracle FLEXCUBE Host using the Retail Teller module Miscellaneous Transactions You can enter transactions through the Miscellaneous Transfer screen You can invoke this screen by typing 1000 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Miscellaneous Transfer Branch Date 2012 03 01 External Reference FJB1206100010188 Transaction Branch SPK Product Lai Transaction Currency x a Till Direction Inflow v Instrument Number
331. isplayed On clicking Add Rows button the system displays the number rows that you have entered in the No of Entries field Entry Number The entry number is displayed here Instrument Type The system displays the instrument type However you can modify it by selecting one of the following options available in the drop down list e Bankers Cheque e Demand draft e Cheque Drawer Account Number Specify the drawer account number Drawee Account Number Specify the account from which money is drawn Account Title Specify the account title 15 12 ORACLE Transaction Currency The system displays the transaction currency here However you can modify it by specifying the currency of the transaction The option list displays all valid transaction currencies maintained in the system Choose the appropriate one Instrument Number Specify the instrument number for outward clearing Instrument Currency The system displays the instrument currency here However you can modify it by specifying the currency of the instrument The option list displays all valid instrument currencies maintained in the system Choose the appropriate one Amount Specify the amount mentioned in the instrument Cheque Date Specify the date of the cheque You can click on the adjoining calendar icon and select the appropriate date Routing Number The system displays the routing number here However you can modify it by specifying the
332. issue Expiry Date The system will display expiry date MICR Number Specify the MICR number Reprint Reason Specify the reason that should be verified during the auditing of DD reprint This is a mandatory field Reprint Count The system displays the count of the current reprint operation Demand Draft Status The system will display demand draft status Instrument Form Specify the instrument form The drop down list displays the following options e Nominative e Endorsable Choose the appropriate one By default the system displays the instrument form maintained at the Instrument Product Maintenance level However you can modify this You cannot modify the instrument form once the instrument has been issued Demand Draft Currency The system will display the currency of the DD 8 165 ORACLE Demand Draft Amount The system will display the amount of DD Instrument amount in words The system displays instrument amount in words Payable Bank The system displays the bank code Issue Date The system displays the date of issue of the DD Beneficiary ID Specify the ID of the beneficiary Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address Specify the address of the beneficiary in the fields provided Remitter ID Specify the remitter ID Remitter Name Enter the remitter s name Narrative Here you can enter remarks pert
333. issued Account Number Specify the account number with which the DD is issued The adjoining option list displays a list of account numbers maintained in the system Choose the appropriate one Instrument Currency Specify the currency with which the DD is issued The adjoining option list displays a list of currency codes maintained in the system Choose the appropriate one Payable Branch Specify the payable branch code The adjoining option list displays all valid branch codes maintained in the system Choose the appropriate one Instrument Operations Specify the operation you want to perform from the drop down list The drop down list displays the following operations e Amendment This operation supports amendment of all fields except financial details e Print This operation supports change of print status Non Printed to Printed 8 77 ORACLE e Status Change This operation supports change of instrument status to Stopped Reactivated and Duplicate Issued e Re Issue This operation supports the Re issue of a DD Instrument Type Specify the instrument type from the option list The option list displays all valid instrument types that are applicable Choose the appropriate one Issuing Branch Specify the code that identifies the issuing branch The adjoining option list displays all valid branch codes maintained in the system Choose the appropriate one Account Currency Specify the account s currency cod
334. k allows you to capture charge related details You need to click on the Charges tab to invoke the following screen DD Issue against Walkin Branch Date 2011 11 30 External Reference FJB1133400005006 Payable Branch Instrument Type DDW MICR Number Bank Code 000 PassporvlC Number Demand Draft Currency USD Beneficiary Name Demand Draft Amount 8 000 00 Beneficiary Address Demand DraftDate 2013 11 22 Transaction Currency Rate Transaction Currency USD Charges 0 22 Total Amount 8 000 22 InstrumentNumber 60313 Recalculate Narrative Currency Denominations Charges MIS UDF Preferences Charge Details 10 1 ira Charge Components Charge Amount Charge in Local Currency Exchange Rate Pi charset E o 100 00 CLP 462 93714285714 The system displays the charge applicable to the transaction You can waive it if required You then need to click Recalc button to re compute the net amount payable to the customer Refer the section titled Specifying charge details under Capturing a cash deposit for further details 8 149 ORACLE 8 28 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen DD Issue against Walkin External Reference Payable Branch Instrument Type DDW MICR Number Bank Code PassportiC
335. l or you can define for a group of similar functions like Function Group You can set the parameters for workflow definition for a branch using Function Workflow Definition Detail screen To invoke this screen type STDWFDEF in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Function Workflow Definition Detail Branch Code z Function Id Group z Branch Description Function Description User Preferences Validation Preferences C MIS Amendable C Inter Branch Check UDF Amendable Authorization Limit Check C Charges Amendable C Default Authorization Exchange Rate Amendable Authorization Preferences C Till Required C Authorization on Charge C Denomination Tracking Amendment E Required Authorization on Exchange Rate Amendment E Auto Authorization ee Assignment Mode Auto v Authorization Role laz Branch Workflow Details E Sequence No Stage Description Override Handling Immediate w Authorization Limit Check Input By Authorized By Modification Authorized Date Time Date Time Number Open Here you need to enter the following details Branch Code Specify the appropriate branch code from the option list provided Function ID Group Specify the function ID group from the option list provided 3 4 ORACLE 3 4 1 1 Specifying User Preferences Details MIS amendable Check this box to amend the system def
336. l teller product specified in the initial input is displayed here Transaction Branch Specify the branch where the transaction is taking place The adjoining option list displays all branch codes maintained in the system You can select the appropriate one Transaction Account Specify the account for which the transaction is being initiated The option list displays all valid transaction accounts that are applicable Choose the appropriate one Transaction Currency Specify the currency in which the transaction is being booked You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Transaction Amount Specify the amount for which the transaction is being booked Offset Branch Specify the branch where the offset entries for the transaction should be posted The adjoining option list displays all branch codes maintained in the system You can select the appropriate one 10 3 ORACLE Offset Account Specify the account into which the offset entries for the transaction should be posted The adjoining option list displays all accounts maintained in the system You can select the appropriate one Offset Currency Specify the currency in which the offset entries for the transaction should be posted The adjoining option list displays all currency codes maintained in the system You can select the appropriate one Offset Amount Specify the amount for posting
337. lack list warning To invoke this screen click OFAC Check button in DD Issue against GL screen This button can be made visible while carrying out the actual customization Request building response interpretation in the database layer needs to be done as part of customization to enable this feature On clicking this button system will build the request XML and call the web service Once the response is received from the external system the user will be allowed to enter his remarks in the screen displayed The response received will also be sent to Oracle FLEXCUBE Database layer for any further interpretations of the same External System Details External System Response t a Black Listed Customer El User Remarks E Here you can view the following details External System Response The response from the external system regarding the black listed customer will be defaulted here User Remarks You can specify your remarks here 8 30 Inquiring on a DD Transaction You can query on the details of a DD transaction based on the issue branch and the instrument number of the DD transaction 8 162 ORACLE You can achieve this through the DD Inquiry screen You can invoke this screen by typing 7789 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button DD Transaction Issue Branch Instrument Number Payable Bank DD Status
338. le the value of the UDE corresponding to the date will be picked up Rate Code Specify the rate code for the account 11 4 4 2 Capturing Details for Deposit To capture the deposit details click on the Deposit tab ORACLE 11 39 interest Branch Code Account Class Account Currency Interest Deposit Maturity Date Next Maturity Date Tenor Auto Rollover Rollover Type Principal Close On Maturity Principal interest Move Interest to unclaimed Special Amount Move Principal to Interest unclaimed Rollover Amount Term Deposit Payout Details 10f1 m Payout Type Percentage Offset Branch Offset Account Naratve p 4 TD Payout Details Maturity Date The system defaults the maturity dates from the default tenor from the account class However you can modify this date On this date the term deposit account gets Next Maturity Date On selecting the rollover for the TD account the system defaults the next maturity date from the previous tenor of the deposit Deposit Tenor The system calculates the tenor of the deposit account to the difference between Interest start date and Maturity date and displays it In case of change in maturity date the system changes the value of this field Auto Rollover Check this box to automatically rollover the deposit you are maintaining You have to indicate Rollover Type on selecting this option Close on Maturity Check this box to close the term deposit a
339. lection transaction unt Number Payment Details Specify a brief description of the payment 8 70 ORACLE Fey Amount System displays the amount paid if the currency is other than the local currency In this case the amount is converted into local currency and displayed in the field Amount If the bill is in local currency the amount paid is displayed in the field Amount Exchange Rate System displays the exchange rate for the currency if the bill is not a local currency bill Amount System calculates the charge amount based on the charge rules maintained at the agreement level and displays in this field You have the option to change the amount displayed Customer Number System displays the Internal Account maintained for the service provider in the Service Provider Agreement screen Customer Name System displays the customer name here from the service provider agreement details Customer Address Specify customer s address from customer agreement Collection Status System displays the collection status This cannot be changed The status could be one of the following e Active e Paid e Expired e Overdue e Sent 8 14 1 Specifying Charges Click on the Charge tab in Multimode Collection Transaction screen to maintain charge details 8 71 ORACLE Multimode Collection Transaction input Branch Date 2011 11 30 Product Code Source Code Agreement Id Due Date
340. lick Save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is correct the system generates additional details maintained at different levels The following screen will be displayed 12 11 ORACLE Credit Card Payment By Account External Reference Credit Card No Value Date Recovery Account Account Title Account Branch Exchange Rate Total Charge Charges MIS UDF Charge Details Product CRAC Credit Card Holder Name To Account Number Account Description Transaction Currency Amount Narrative Account Amount 10f1 O Charge Components Charge Amount Charge in Local Currency Exchange Rate im O In addition to the details maintained in the previous stage the system defaults the following details To Account Number Account Description Account Amount Total Charges MIS Details UDF Details Exchange Rate Exchange rate value is defaulted here to convert the transaction currency to account currency Recalculate Click this button to recalculate charges for the cheque deposited 12 5 1 Charge Details Tab Oracle FLEXCUBE defaults the charges maintained for the product and the customer group at Arc Maintenance level However you can modify if needed and click on Recalculate button to dsplay the final total amount for the transaction For further processing
341. ling of overrides The following options are supported Defer It indicates whether the display and remote authorization handling of savings and host overrides raised in the current stage are combined with the branch validation step of the subsequent stage If the branch validation step of the subsequent stage does not raise any overrides then the host overrides are not displayed and the transaction proceeds If the next host hit again results in overrides then they will be displayed Immediate It indicates whether the host overrides are handled in the current stage When you accept the overrides and submit the transactions for remote authorization The workflow proceeds only on successful remote authorization Auto It indicates whether all the overrides from branch and host do not require authorization The system sets the Auto option if you have opted for Auto Authorize option SI Number This is a system generated number which determines the sequence of execution of the stages While saving the preferences the workflow gets generated There are two stages for generating a workflow They are e Input e Enrich After generating the workflow INPUT and ENRICH stages the system performs the following validations after determining whether validations need to be carried out before calling HOST 3 11 ORACLE The system raises the inter branch override if the transaction account does not belong to the current bra
342. list displays all the payable branch linked to the selected bank code Country Code Select the country code for the pay out Cheque Currency Specify the currency of the cheque for the pay out ORACLE 11 32 Beneficiary Name Specify the name of the beneficiary for the pay out Other Details Specify any other details if any of the beneficiary Beneficiary Address Specify the address of the beneficiary for the pay out Narrative Specify the description for the pay out 11 4 2 2 Specifying PC Details To capture the pay out details thought transfer to other bank account click on the PC tab rs Term Deposit Payout Details Term deposit Bankers Cheque DD PC Counterparty Counterparty Bank Code Counterparty Account Currency Beneficiary Details Name Other Details Narrative Term Deposit Interest The following details are captured here Counterparty Bank Code Specify the bank code of the counter party for the pay out Counterparty Account Specify the account number of the counter party for the pay out Counterparty Currency Specify the currency of the counter party for the pay out Beneficiary Name Specify the name of the beneficiary for the pay out ORACLE 11 33 Other Details Specify any other details if any of the beneficiary Address Specify the address of the beneficiary for the pay out Narrative Specify the description for the pay out 11 4 3 Specifyi
343. ll and close it Till closure will not happen under the following circumstances 4 11 ORACLE e System balance does not tally with the user input balance e The option Closing Balance Allowed is set to No for the till and till has got cash balance e The option Closing Balance Allowed is set to Yes for the till and closing balance of the till is more than the permissible limit e Denomination is not tracked Closure of the primary till will close all secondary tills After capturing the required details click the Close button to continue If the balancing is correct the Till is closed The system will confirm with the following message Transaction Completed Successfully For more detail on processing Traveller s Cheque TC transactions refer the Instrument Transactions chapter of this User Manual 4 12 ORACLE 5 1 5 Data Replication Introduction Savings is an interface provider for processing cash transactions Business logic is not built in branch and hence some of the crucial maintenances have to be replicated from the host Oracle FLEXCUBE at regular intervals The Push based replication methodology is used for reproducing host data in branch This ensures that only necessary and critical information is available in the branch This is achieved by a job invoked at host which sends the data to the branch in the form of an XML file The branch then updates its internal tables
344. lowed Generate Maturity Advice V Generate Renewal Notice Computed Amount 90 000 00 Next Rate Change Date V Endorsable Compute Auto Liq Schd Compute _ Term Deposit Pay In Option 410M p re x Pay In Option Payin Date Offset Branch Offset Account Offset Currenc y General Ledger s 100 90 000 00 051 261100005 EE TD Payout Details You need to capture the following details here Term Deposit Currency Specify the term deposit currency Alternatively you can also choose the currency from the adjoining option list All the currencies maintained in the system will be available for selection in the option list Term Deposit Amount Specify the amount paid for the time deposit account in the account currency The system will validate for the following e The deposit amount should be equal or greater than minimum booking amount maintained at the Deposits Cluster Maintenance screen else the system will display the following error message The deposit amount is less than the minimum booking amount ORACLE e The deposit amount should be a multiple of the booking unit maintained at the Deposits Cluster Maintenance screen else the system will display the following error message The deposit amount must be in multiples of booking unit Rollover Type Select the rollover type from the drop down li
345. ls This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Account to Account Transfer Branch Date 2011 11 14 External Reference From Account Branch Customer id Customer Name i From Account Number Account Description From Account Currency Transaction Amount Total From Account Amount Narrative i Charges BNIB UDF Project Details Transaction MIS Product To Account Branch To Account Number Account Description To Account Currency To Account Amount Exchange Rate Total Charge gt Recalculate k ki k k k k k Refer the section titled Specifying MIS details under Depositing Cash for further details 7 38 ORACLE 7 9 3 Specifying UDF Details You can capture the UDF details under UDF tab Account to Account Transfer Branch Date 2011 11 14 External Reference From Account Branch Customer id Customer Name From Account Number Account Description From Account Currency Transaction Amount Total From Account Amount Narrative Charges MIS Project Details Product To Account Branch _ To Account Number Account Description To Account Currency
346. ls on the authorization process 14 4 ORACLE 14 3 Booking Overage You can book overage of a currency using the Book Overage screen You can invoke this screen by typing 7552 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Book Shortage External Reference Branch Transaction Currency Transaction Amount Narrative Denomination MIS UDF Currency Code Preferred Denomination Denomination Details 10f1 Denomination Code Denomination Value Total Amount sl 0 Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch The current branch is defaulted here Transaction Currency Select the currency to be booked for overage Transaction Amount Specify the total amount to be booked for overage Narrative Enter description of the transaction The screen has two tabs which are as follows e Denom e MIS 14 5 ORACLE e UDF 14 3 1 Specifying Denomination Details You can specify denomination details in the Denomination tab of the Book Overage screen Book Shortage External Reference Branch Transaction Currency Transaction Amount Narrative Denomination MIS UDF Currency Code Preferred Denomination Lciear Denomination Details 10f1 mi Denomination Code Den
347. lt mi gt Caenrol Specify the following details Issue Branch Specify the branch code of the DD issuing branch The option list displays all valid branch codes maintained in the system Choose the appropriate one External Reference Number The system displays the external reference number Instrument Amount Specify the amount for which the instrument is drawn Instrument Number Specify the DD number The option list displays all valid instrument numbers maintained in the system Choose the appropriate one Settlement Details Settlement Mode Specify the mode of settlement The drop down list displays the following options e Clearing e Teller e Internal Cheque e Clearing e Instrument Demand Draft e Account Settle Currency Specify the currency in which the DD settlement is done 8 84 ORACLE Settlement Amount Specify the amount to be liquidated Settlement Branch The system displays the settlement branch Settlement Account The system displays the settlement account Ext Account Name Specify the external account name Ext Account No Specify the external account number Clearing Bank The system displays the clearing bank Branch Code The system displays the branch code Sector Code The system displays the sector code End Point The system displays the end point Routing No The system displays the routing number Instrument No The system displays the
348. lted from the previous stage you can capture the following details 8 45 ORACLE Exchange Rate The system displays the exchange rate used to convert the TC currency into transaction currency If the TC currency is the same as the transaction currency the system will display the exchange rate as 1 TC Amount in A C Currency Specify the TC amount in the TC currency Total Charge The system computes the charges applicable for the transaction and displays it here Actual Amount The system adds the charge amount to the TC amount and displays the total transaction amount Recalc Click Recalc button to update amount charge details 8 10 1 Specifying TC Denomination Details In this block you can enter the TC denomination details Refer the section titled Specifying TC Denomination Details under Selling a TC against an Account for further details 8 10 2 Specifying Currency Denomination Details In this block you can capture details of the currency denominations involved in the transaction 8 46 ORACLE TC Sale Walk in External Reference Instrument Type TC Currency TC Amount Narrative Beneficiary Name Beneficiary Address Currency Denominations TCDenominations Charges MIS UDF Currency Code Preferred Denomination Denomination Details Issuing Branch Instrument Status Issuer Code Transaction currency TC Amount in Account Currency Transaction Date Exchange Rate Total Charge
349. m Account Branch To Account Branch a From Account Number EE To Account Number a Account Description E Account Description E From Account Currency a Narrative el From Account Amount Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction From Account Branch The branch where the chosen From Account resides is displayed here Alternatively you can choose the account branch from the adjoining option list To Account Branch The branch where the chosen To Account resides is displayed here From Account Number Specify the account that should be debited for the funds transfer You can select the appropriate number from the adjoining option list that displays all the accounts maintained in the system 7 35 ORACLE To Account Number Specify the account that should be credited for the funds transfer You can select the appropriate number from the adjoining option list that displays all the accounts maintained in the system If you select a Trust account you will have to specify project related details in the
350. m the option list Account Title The system displays the title of the account number chosen 9 7 ORACLE GL Description The system displays the description of the GL account number chosen GL Currency Specify the currency of the GL account from which the funds are to be transferred Transaction Currency Specify the currency of the transaction You can choose the appropriate one from the adjoining option list Transaction Amount Enter the amount to be transferred in the account currency Transaction Tax Exempt Check this box to exempt transaction tax GL Account Amount Specify the transaction amount in the GL currency Reference Number Enter a reference number for the transaction Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On saving the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 9 8 ORACLE Miscellaneous Customer Credit External Reference Product Account Branch GL Account Number Customer ID GL Description Customer Name GL Currency Account Number Exchange Rate Account Description GL Account Amount Account Currency Reference Number Transaction Amount Total Charge Total Amount Negotiated Cost Rate Narrative Negotiation Reference C
351. mber Specify the starting number of the series If you have selected the TC series from the option list the start number will be defaulted You need to modify this value End Number The system defaults the end number which is the sum of start number and the count TC Amount The system defaults the TC Amount It is the product of the denomination and the count After entering all the data click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 13 22 ORACLE 13 12Viewing TCs available with Vault You can view TCs available with vault using the Display TCs available with Vault screen You can invoke this screen by typing 9020 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Display TCs available with Vault External Reference Transaction Branch Transaction Currency Issuer Code 10f1 f ILJ Here you can capture the following details Transaction Branch The current branch is displayed here Issuer Code Select the issuer code of the instrument from the option list available Transaction Currency Select the currency in which the transaction is
352. mber Account Description Customer Id Transaction Amount Account Currency SC Charae Denomination Charges MIS UDF UDF Details 10f1 B Specify the following details Field Description The system will display all the User Defined Fields UDF maintained for the product Field Value Specify the value for the required UDFs Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 6 Exchanging Denominations A customer may approach your bank to exchange currency denomination That person may or may not be an actual bank customer with a valid CIF or customer account He or she may give you two notes of USD 50 each and ask for 10 notes of USD 10 each This transaction involves only denomination exchange from your till The total value in the till will remain the same Hence there won t be any accounting entries for this exchange However the denomination count in the till will change and hence it needs to be updated You can capture such a transaction through the Denomination Exchange screen You can invoke this screen by typing DENM in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 7 26 ORACLE 7 6 1 Denomination Exchange External Reference Branch Code Transaction Currency Currency Code Preferred Denomination
353. me The system displays the branch name when you select the branch name Default Authorizer The system displays the default authorizer if you already set a default authorizer while assigning the transaction However you are allowed to change it if the mode assigned is Manual Select the authorizer ID from the adjoining option list The option list consists of authorizers who are mapped to a role with Savings Authorizer flag value as Y and All option There are two different modes of assignment of workflow transaction they are e Manual If you assign the mode as Manual then the system will display the default authorizer You are allowed to change the authorizer e Auto If you assign the mode as Auto then the transaction will be automatically assigned to the authorizer Description The system displays the description 3 4 2 2 Maintaining User Role Definition You can define the user role in the Role Maintenance screen To invoke this screen type SMDROLDF in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Then click Branch Limit button on the Role Maintenance screen Branch Limit Role Id Authorizer Role Role Description ault Role Limits 11 0O Here you need to enter the following details Authorizer Role Check this box to indicate the user role is defined For more information about Role Main
354. mination In Out Indicate whether you are disbursing the specified denominations or receiving the denominations The total amount against In should be equal to the amount against Out Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details Paying a Bill by Cash This module allows you to undertake cash transactions for payments of all the utility bills To enter into such transactions you need to invoke the Bill Payment by Cash screen You can invoke this screen by typing 1025 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Bill Payment by Cash External Reference Product BPCH Consumer Number Bill Number Bill Date Bill Currency Transaction Currency Bill Amount Institution Id Exchange Rate Narrative Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here Product Code The system displays the code of the retail teller prod
355. mination exchange in the same currency Bill payments by cash and against account Funds transfer request and stop payment Foreign exchange sale and purchase for walk in customer Telegraphic transfer TT TT issue against account against GL and for walk in customer TT liquidation against GL against account and for walk in customer TT inquiry Transaction Reversal Rental Payments for Safe Deposit Box 7 1 ORACLE 7 2 Depositing Cash You can capture a cash deposit transaction through the Cash Deposit screen You can invoke this screen by typing 1401 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Cash Deposit Branch Date 2008 03 31 External Reference Number JB080910000145 Product CHDP Account Branch 091 Transaction Currency Account Number x z Transaction Amount x Account Description Narrative Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction Branch The branch
356. mitter in the fields provided Executive Code Specify the code of the executive Executive Name Specify the name of the executive 8 152 ORACLE Executive Phone Number Specify the phone number of the executive Instrument Form Specify the instrument form The drop down list displays the following options e Nominative e Endorsable Choose the appropriate one By default the system displays the instrument form maintained at the Instrument Product Maintenance level However you can modify this You cannot modify the instrument form once the instrument has been issued Payable Across Branches Check this box to enable the instrument payment across all branches Print Status Specify the print status of the instrument The drop down list displays the following options e Printed e Not printed Choose the appropriate one Print Remarks Enter a valid description of the print status Beneficiary Address Specify the address of the beneficiary in the fields provided Beneficiary ID Specify the ID of the beneficiary Additional Identifier ID Specify the ID of the additional identifier Additional Identifier Name 1 to 6 Specify the name of each of the additional identifier Additional Identifier Value 1 to 6 Specify the details of the respective additional identifier in the fields provided Click save icon to save the transaction 8 153 ORACLE The approver can fetch this transaction for his h
357. move to the enrichment stage for further processing Note the following e The total amount of all the denominations must be equal to the total cash amount being paid e You cannot reverse these transactions from Savings module Processing Safe Deposit Box Rentals Your customer can pay rental for the safe deposit box either by cash or from the account The cash payment is processed through the Safe Deposit Rental By Cash screen as detailed below 7 23 1 Input Stage You can invoke the Safe Deposit Rental By Cash screen by typing 3401 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button The following screen is displayed Safe Depost Rental By Cash Branch Date 2008 03 31 SafeDeposite Details ee as Contract Reference Number E01CDCD073320001 7 7 85 ORACLE In this screen select the Contract Reference Number of the transaction from the option list and click the save icon The transaction will move on the next stage 7 23 2 Enrichment Stage On clicking the save icon the system will display the following screen Safe Deposit Rental By Cash Branch Date 2008 03 31 External Reference Number FJ50809100004026 Product Narrative SafeDeposite Details Value Date 2008 03 31 Contract Reference Number 01CDCD073320001 Due Date 2007 12 01 f ET Settlement Currency GBP a3 Next Due Date 2008 01 01 Settlement Account E0110005701
358. nce number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction Branch The current logged in branch code is displayed here However you can modify it Specify the branch where the customer account from which cash is being withdrawn resides Account Number Specify the customer account from which cash needs to be withdrawn The adjoining option list displays all the accounts maintained in the system You can select the appropriate account number Transaction Currency Specify the currency in which the cash is being withdrawn You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Transaction Amount Specify the amount that should be debited from the account in the specified currency 7 14 ORACLE Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed Gash Withdrawal Branch Date 2011 11 14 External Reference Account Bran
359. nch The system raises an override if the transaction amount is greater than transaction level limit or role level limit The system raises an override if you amend the exchane rate that is defaulted by the system The system raises an override if you amend the charges that is defaulted by the system If validation raises any override then transaction will require Remote Authorization On successful Remote Authorization transaction will proceed with Work Flow i e to HOST If validation does not return overides transaction will proceed with Work Flow i e to HOST directly The Inter Branch and transaction limit checks are carried out in first stage and the remaining validations are carried out in second stage Online and Offline transaction level limit is maintained in Savings Workflow Defenition and Role level limit is maintained in User Roles Defination Screen 3 12 ORACLE The diagram below consists of two stages for generating the workflow Stage 1 INPUT Immediate Override Defer Auto Handling Savings Overrides y RA y gt HOST e Defer Auto Override Nmmediate Handling y RA y HOST Stage 2 l4 R Immediate Override N Handling oS es c Savings Overrides y RA
360. nciple amount will be moved to unclaimed and Interest will be settled to TD payout If You select both Move Interest to Unclaimed and Move Principle to Unclaimed then TD amount i e P I will be moved to Unclaimed GL irrespective to the TD payout Details Rate Chart Allowed The system defaults this preference from account class and it indicates that the system should calculate TD interest based on the LDMM float rate maintained in the LD MM Floating Rate input screen CFDFLTRT If this box is checked then system will pick interest rates based on different tenors minimum amount currency and effective date for a TD Interest Liquidation Branch Specify the interest liquidation branch for the customer Interest Liquidation Account Specify the interest liquidation account for the customer Close on Maturity Deposit accounts can be closed automatically on the Maturity Date of the deposit Check this box to indicate that the account must be closed on maturity If you have selected auto rollover then this field will not be applicable When you click Compute button if percentage is specified in the Pay In options then it computes the amount It sums the amounts of all Pay In options and populates the Computed TD Amount field Generate Maturity advice Check this box to enable generation of maturity advice The system displays the status of the check box as available in the account class associated with the
361. ncy The system displays the currency in which the chosen account is maintained Customer ID The system displays the customer ID based on the account specified 7 33 ORACLE 7 8 1 7 8 2 7 8 3 Account Title The system displays a brief title for the chosen account Exchange Rate The system displays the exchange rate used to convert the bill amount in bill currency to transaction amount in transaction currency If the transaction currency is the same as the bill currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here Total Amount The system displays the total amount inclusive of the bill amount and the charges Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If you have specified the negotiated cost rate then you need to specify the negotiated reference number also Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Specifying cha
362. nd click Recalculate button to calculate the total cash being disbursed Total Cash Disbursed The total cash disbursed after deducting the charges is displayed Exchange Rate Specify the rate of exchange Loan Account Title You can specify any title or remarks for the loan account Narrative Specify any remarks for the transaction Currency Denominations 7 81 ORACLE You can specify denomination details if you have checked the Denomination Tracking Required option in the Function Workflow Definition Detail screen Units Specify the number of units for each denomination Total Amount The total amount for each denomination is displayed On saving the transaction it will move to the enrichment stage for further processing note the following e The total amount of all the denominations must be equal to the total cash being disbursed e You cannot reverse these transactions from Savings module e Manual disbursement through Savings module can be done only for manual disbursement loan accounts 7 22 Repaying Loan Manually By Cash You can manually repay retail loan amount by cash using the Repayment towards Loan screen You can invoke this screen by typing 5401 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button The screen is displayed below Cash Deposit External Reference Product LRCH Loan Account Branch Financing A
363. nd display it here Exchange Rate The exchange rate used for the currency conversion is displayed here If the charge currency is the same as the transaction currency the system will display 1 as the exchange rate 10 2 3 Specifying UDF Details You can capture the UDF details under UDF tab Miscellaneous Customer Debit GL Account Number GL Description Product GL Currency GL Account Amount Exchange Rate Reference Number Negotiated Cost Rate Negotiation Reference External Reference Account Branch Customer ID Account Number Account Description Account Currency Transaction Amount Total Charge Account Amount Customer Name Narrative Charges MIS UDF UDF Details MSCD 10f1 Field Name 5 The system displays the various User Defined Fields UDFs that you have maintained for the product in the Host Field Value Specify the value for the each UDF that is displayed Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit 10 6 ORACLE 10 2 4 Specifying Denomination Details Click Denomination tab to capture the denomination details Miscellaneous Transfer Branch Date 2011 12 31 X External Reference FJB1136500002348 Product MGLD Branch Code 004 Related Customer 004000066 Transaction Branch
364. nd transaction rate Specifying the charge details In this block you can capture the following charge related details Charge Component The system defaults the charge components applicable to the transaction Type The system displays the type of charge that is applicable to the transaction It could be any one of the following e F for Flat Rate e P for Percentage e I for Interest Waiver You can waive a certain charge for the customer by checking this box against the charge component Charge Amount The system displays the charge amount to be deducted for the corresponding charge component You can edit the amount Charge in LCY In case the transaction currency is different from the local currency the system will compute the local currency equivalent of the charge and display it here Exchange Rate The exchange rate used for the currency conversion is displayed here If the charge currency is the same as the transaction currency the system will display 1 as the exchange rate Charge Currency The system displays the currency in which the charge has to be deducted 9 4 ORACLE 9 2 2 Specifying the MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Miscellaneous Customer Debit Ea External Reference GL Account Number Account Branch GL Description Customer ID Product MSCD Account Number GL Currency Account
365. ndary till to the primary till if the minimum limit amount is breached for the secondary till then the excess amount will be taken from the next till This will continue until the amount has been taken from the last till maintained for your user profile If the minimum amount is breached in the last linked secondary till also then the system will not allow the transaction to be saved Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 14 10 ORACLE 14 5 Transferring Cash to Teller Similar to transferring cash from teller you can transfer cash to teller using the Transfer cash to Teller screen To invoke this screen type BCTT in the field at the top right corner of the Application tool bar and click on the adjoining arrow button Transfer Cash to Teller Branch Date 2011 11 30 External Reference FJB1133400004745 Product CHFT Branch Code 001 Transaction Currency To Till az Transaction Amount Narrative Default Denomination Currency Code Total Preferred Denomination Clear Populate Denomination Details 10f1 gt PI igi Denomination Code Denomination Value Units Total Amount S Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch tra
366. ner of the Application tool bar and click on the adjoining arrow button 8 68 ORACLE Multimode Collection Transaction Input Branch Date 2011 11 30 Product Code 23 External Reference FJB113340000491 Source Code Agreement Id Amount Due O Readjustable Bill Number Due Date e Amount Paid Bill Currency z3 Customer Name Subscriber Id Settlement Details 10f1 i Settiement Mode Settlement Currency SettlementAmount SettlementBranch Settlement Account You need to specify the following details Source Code Specify the source code for the settlement mode Product Code Select the utility payment product code from the option list Contract Reference Number System will generate the unique contract reference number on the basis of batch number You cannot change the system generated contract reference number Agreement ID Select the id of the agreement between the customer and the bank from the option list The agreement needs to be active for the transactions Readjustable Check this box to indicate that the bill amount is re adjustable Due Date Specify the due date of the payment Currency Specify the currency of the bill This has to be the currency of the agreement Subscriber ID Specify the subscriber ld 8 69 ORACLE Amount Due Specify the total amou
367. ner of the Application tool bar and clicking on the adjoining arrow button TO Account Opening by Multi Mode Branch Date 2011 12 01 Routing No gt C Term Deposit Details Interest JointHolders Dual Currency Deposit Checklist Status Term Deposit Currency Interest Booking Branch enor J Term Deposit Amount Interest Booking Account Days Rollover Type Account Description Months Rollover Amount Tenor van Auto Rollover Maturity Date Demat Details Close on Maturity Next Matunty Date TO Type Move Interest to Unciaimed aaa Third party code Move Principal to Unclaimed Generate Maturity Advice TD Sale Amt Rate Chart Allowed Generate Renewal Notice TO Sale Currency Next Rate Change Date Computed Amount Endorsadle Compute Auto Liq Scha Auto Liquidation of Interest h Term Deposit Pay In Option 101 E Pay in Option Percentage jAmount PayinDste OffsetBranch Offset Account Cheque Book Number OffsetCurrency SettlementAmt Exchange Ratoi in Term Deposit Payout Details 101 El Payout Type Percentage Offset Branch Account Account Tite Narrative The following details can be entered in this screen External Reference Number The system defaults the generated sequence number for the transaction here Branch Code The current logged in branch is defaulted here Customer ID Select the customer for whom the TD account is to be opened Currency Specify the currency to be associate
368. ng Principal Schedule Details You can specify the schedule details in Principal Schedule Details screen Click Principal Schedule button to invoke this screen Schedule Details AccountNo undefined I 4 10f1 P p im Start Date Frequency Unit No Of Installments Schedule Amount ee I 4 10f1 pp ii Specify the following details Account Number The system displays the account number of the TD account Start Date Specify the payment schedule start date The start date must be a date in the future Number of Installments Specify the number of installments with same periodicity ORACLE 11 34 Frequency Specify the periodicity of the schedule You can choose one of the following options e Daily e Monthly e Quarterly e Half yearly e Yearly Frequency Unit Specify the unit of frequency Schedule Amount Specify the term deposit schedule amount to be liquidated for each schedule Schedule Currency The system displays the currency of the settlement amount Schedule Details The system displays the following schedule details on clicking the Explode button Due Date The system displays the schedule due date Amount The system displays the term deposit amount for the schedule with currency displayed Amount The system displays the amount of each schedule based on the schedule amount Currency The system displays t
369. ng the term deposit On clicking Save button the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed Redemption by Transfer ini Multimode External Reference Account Number Branch Code Account Title Customer Id Redemption Mode Account Currency Waiver Penalty Redemption Amount Cash Amount Term Deposit Payout Details Denomination Charges MIS UDF Composite MIS Transaction MIS Term Deposit Payout Details The following details are displayed Txn Ccy If you have not specified the transaction currency in the previous stage then the account currency is taken as the transaction currency by default To change the default currency code select the currency from the drop down list Exchange Rate This is the exchange rate for the transaction currency If the transaction currency is other than the local currency you can modify the transaction currency rate Charges The charge to be deducted from the redemption proceeds is displayed here The charge amount is designated in local currency ORACLE 11 30 11 4 1 Specifying the Term Deposit Payout Details Payout Type Select the pay out mode from the drop down list The options available are e Bankers Check e Payments e Accounts e General Ledger e Term Deposit e Demand Draft e Loan Payment Percentage Specif
370. nique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Branch Code Branch code of the current branch is defaulted here Account Number Specify a valid account number you need to close from the adjoining option list Account Title Title of the specified account number is defaulted here Click Save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is correct the system generates additional details maintained at different levels The following screen will be displayed ORACLE 11 45 Close Out Withdrawal by Multimode Branch Date 2011 09 05 External Reference Customer ID Account Number Account Amount Account Title Branch Code Currency Account Pay Out Details C Payout Type Percentage Amount Offset Branch Offset Account Narrative Payout Details Cancel In addition to the details maintained in the previous stage the system defaults the following details Currency Currency of the specified account number is defaulted here Customer ID Customer ID of the specified account number is defaulted here Account Amount Balance amount in the specified account number is defaulted here
371. nom Total You Teller have to specify the following details in this screen e Units the total number of units at the end of the day e Denom Total Automatically populated when you specify the Units Denom Value Units The following TC details if any are present in the Till will be displayed e Issuer Code e Currency Code e TC Denomination Description e System Count e Series e Start and End Numbers e TC Amount e Shortage Overage Count You have to specify the following e User Count Click Balancing button to balance the till If the balance does not match with the system balance and the difference is not within the overage shortage tolerance limit then the system will increase the retry count for the till by one Note that the system balance will not be displayed If the difference is within the overage shortage tolerance limit the system will increase the retry count for the till by 1 and display the system balance in the System Total field of the Till Adjustment and Closure screen Irrespective of the shortage overage amount if the retry count is breached for the till the system will display the system balance in the System Total field of the Till Adjustment and Closure screen Once the system total balance is displayed you will have to manually book the shortage overage entries manually in order to close the till If you click save button the system will try balancing the ti
372. not match These mechanisms will minimize the reconciliation efforts required as a result of any branch host inconsistencies either at the Cash Till GL level or at the Transaction Amount or Count levels Further based on the results and observations of these reports queries you can initiate adjustment processes as required for Audit and Control measures 2 7 ORACLE 3 1 3 1 1 3 2 3 Transaction Workflow Introduction The Workflow engine which forms the core of Savings guides the transaction through its various stages Each transaction is defined as a workflow with a series of steps or stages At the beginning of each stage you teller have to capture the relevant data in the appropriate screen and then click on the Save button Upon clicking this button the Workflow engine checks the Workflow definition and appropriately moves the transaction to the next logical step Features of Savings Workflow The following are the features of savings workflow e The workflow can be defined for each function e For functions which consist of similar workflow the definition is defined at a generic level e Once a stage for a transaction is completed the workflow engine moves the transaction to the next logical stage automatically e The number of stages and workflow using front end maintenance can be configured e Any change in workflow does not result in re deployment e It minimizes the number of host trips e The
373. nsaction Branch Code The current branch is defaulted here From Till Specify the till to which the cash has to be transferred The option list displays all secondary tills mapped to your user profile and the primary tills mapped to other user profiles You can select the appropriate one Product The system displays the product code Transaction Currency Select the currency in which the transaction takes place 14 11 ORACLE Transaction Amount Specify the total amount being transferred to the till Narrative You may enter remarks about the transaction here This is a free format text field Denomination Details Specify the following details Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination Till contents are incremented as a result of inflow transactions like cash deposit and decremented for outflows To reverse this default behaviour you can specify units in negative Total Amount Th
374. nt Status INIT Demand Draft Currency USD _ 23 Account Branch 002 Demand Draft Amount Account Demand Draft Date 2011 11 30 Account Title Payable Branch Account Currency y A MICR Number Beneficiary Name Narrative Delivery Mode Beneficiary Address Delivery Address 1 Delivery Address 2 Delivery Address 3 Delivery Address 4 Passport IC Number Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Account Branch Select the branch code from the adjoining option list Bank Code Specify the code of the bank that is issuing the DD The adjoining option list displays all the bank codes maintained in the system Select the appropriate one Instrument Status Specify the status of the instrument Account Specify the customer account against which you are issuing the DD The adjoining option list displays all the accounts maintained in the system Select the appropriate one MICR Number Specify the MICR number of the cheques Demand Draft Currency Specify the currency of the DD Instrument Type The
375. nt being issued The option list displays all valid instrument types maintained in the system Choose the appropriate one Instrument Currency Specify the currency in which the instrument is being issued The option list displays all valid currency codes maintained in the system Choose the appropriate one Instrument Amount Specify the amount for which the instrument is being issued On saving the details the following screen is displayed 8 142 ORACLE Demand Draft Issue External Reference Contract Reference Number Issuing Branch Payable Bank Payable Branch Payable Across Branch Remitter Details Id Name Address Beneficiary Details Instrument Type DDM Instrument Currency Instrument Number Instrument Amount Instrument Status Instrument Form Id Name Address Additional Identifier Details Id Name External Reference The system displays the external reference number Contract Reference Number The system displays the contract reference number Issuing Branch The system displays the instrument date Payable Bank The system displays the bank code Payable Branch The system displays the branch code Instrument Currency The system displays the currency code Instrument Number The system displays the instrument number Instrument Amount The system displays the amount 8 143 ORACLE Instrument Status The system displays the status of the inst
376. nt due from the customer Bill Number Specify the bill number of the customer agreement Amount Paid Specify the amount paid for the bill Customer Name Specify name of the customer from customer agreement Multimode Collection Transaction Input Branch Date 2011 11 30 Product Code Source Code U Agreement id d Due Date Bill Currency Subscriber Id Total Amount Readjustment Amount Details U 0 PAC EXTERNAL AIRTELAGR Readjustable 2013 04 1E SD 213 100 Customer Account Branch Customer Account Number Account CCY U 002 111100001 SD Payment Details Foreign Currency Amount Exchange rate Local Currency Amount Currency Denominations Currency Code U 100 00 Charge Fields Settlement sD Preferred Denomination Denomination Details Populate External Reference Contract Reference Number Amount Due Bill Number Amount Paid Customer Name Cash Amount Customer No Consumer Name Collection Status Customer Address 1 Customer Address 2 Operation Text FJB113340000494 002UPAC1310604 100 00 100 100 002000128 AIRTEL1 A CHILE Check payment Chard if 4 10n gt Ai LB Denomination Code _ Jr 0 01 T 50 1 20 T 10 75 2 01 50 20 Customer Acco Specify customer account number for the col
377. nt or not by choosing the appropriate value from the adjoining drop down list The following values are available e Yes e No Unit ID Specify the unit ID of the project This field will be enabled only if you have selected Yes against Unit Payment The adjoining option list displays all unit IDs along with the unit holder names corresponding to the project name chosen You can select the appropriate one Deposit Slip Number Specify the deposit slip number for the payment 7 40 ORACLE 7 10 Click save icon to save the transaction On saving the system checks whether the accounts mentioned in the from and to leg of the transaction belong to the same netting group or not If they belong to the same netting group the entries will not be posted Instead the transaction will be logged for the netting batch On authorisation the transaction will be made available for the netting batch if logged for netting batch The rest of the authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash for further details Making a Stop Payment Based on a customer s request you can stop a cheque drawn on an account maintained in your bank You can capture such a transaction through the Stop Payment screen You can invoke this screen by typing 1056 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button
378. nvolved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the reference number that should be used for negotiation of cost rate in foreign currency transaction If you have specified the negotiated cost rate you need to specify the negotiated reference number also Oracle FLEXCUBE books the online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Reject Code Specify the Reject Code The adjoining option list displays the list of all the reject codes maintained in the system You can choose the appropriate one If you reject a cheque without giving the reject code then that cheque can be reused However if you enter the reject code then the cheque will be rejected Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction through the following fields Currency Code The system displays the currency of the account Denomination Code The system defaults the denomination code as maintained in the Denomination Maintenance screen For every currency the various denominations are assigned separate denomination codes Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units
379. o Vault screen You can invoke this screen by typing 9008 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Transfer Cash to Vault Branch Date 2012 03 01 A External Reference F3J81208100004783 Product CHTV Branch Code SH1 Transaction Amount Transaction Currency ail l Default Denomination From Till 23 Currency Coge Total Preferred Denomination Ciear Denomination Details 1of1 zz E oaae oE A Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch Code The current branch is defaulted here Transaction Currency Select the currency to be transferred to Vault From Till Specify the till id into which you wish to transfer cash The adjoining option list displays all tills primary and secondary mapped to your user profile You can select the appropriate one Transaction Amount Specify the total amount to be transferred Till ID Specify the till id from which you wish to transfer cash to vault The adjoining option list displays all tills mapped to your user profile You can select the appropriate one 13 3 ORACLE 13 3 1 Capturing denomination details You have to specify the following details for the cash being transferred Currency Code The system displays the currency of the acco
380. o generate the report Click Exit to return to the Reports Browser 16 2 1 Contents of the Report The contents of the report are discussed under the following heads Header The Header carries the Branch Date and User ID for which the report is generated Body of the report The generated report will have the following information Account Class This indicates the account class Account Number This indicates the account number Currency Name This indicates the currency Last Credit Details This indicates the Credit Details Last Debit Details This indicates the Debit Details Account Balance This indicates the balance amount in the account 16 2 ORACLE 16 3 Blocked Accounts Report This report lists all the blocked customer accounts with reasons for blocking This report is generated by the branch and is used for verification purposes Blocking of accounts are generally necessitated on receipt of any attachment order from legal or regulatory authorities These account blocks are removed at revocation of the legal order You can invoke Blocked Accounts screen by typing SVRBACCL in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button n5 Blocked Accounts report Branch Code Specify the following details here Branch Code Select the branch code from the adjoining option list The list displays all valid branch
381. ode az Recalculate Cheque Issue Date Denomination Charges MIS g i 1of1 UDF Details 0O Field Name Field Value v Cancel UDF Name The system displays the various User Defined Fields UDFs that you have maintained for the product in the Host UDF Value Specify the value for the each UDF that is displayed The MIS related fields displayed here are based on the MIS configuration done at the Host Refer the MIS User Manual of Oracle FLEXCUBE Host for further details about MIS Click save icon to save the transaction The system displays overrides on a separate window You can either accept or reject the overrides and proceed with saving the transaction If you click Reject button the screen will remain in the enrichment stage for you to make changes to charge elements Then if you click Save the system will initiate reversal of the transaction without reversing the charges The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the dual control operations and the authorization process respectively 8 8 ORACLE 8 3 Depositing a Cheque You can deposit a cheque into your customer s account through the Cheque Deposit
382. odify the transaction amount then click Recalc button to re compute the amount to be credited to the GL account Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If the negotiated cost rate is specified then you should be needed to specify the negotiated reference number Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Specifying the denomination details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying Denomination Details under Miscellaneous Debit to a General Ledger Account for further details 9 21 ORACLE 9 5 2 Specifying the charge details In this block you can specify the charge related details Click on the Charges tab to invoke the following screen Miscellaneous GL Credit External Reference Product MSGC GL Account GL Currency GL Description Exchange Rate Transaction Currency SC Charges Transaction Amount GL Amount Reference
383. of cash deposit 15 6 Running EOD You can run the branch EOD using the EOD Maintenance screen You can invoke this screen by typing EODM in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button EOD Maintenance e External Reference Branch Code gun 0 The system displays the following details e External reference number e Branch code Click Run EOD button to run the EOD for the branch The following validations are done before running EOD e Only the user who runs the EOD should be logged into the branch e There must be Holiday maintenance to get the Next working day e Balancing and closure processes for Till and Vault should be completed There should not be any transaction in Pending or Assigned stage for a user 15 14 ORACLE Once these have been successfully validated EOD proceeds with the system date change by moving the Branch posting date to the next date The Branch transaction sequence will also get reset as a consequence of the execution of Branch EOD This signifies the Beginning of Day BOD for the Branch for the next working day and the Branch is ready for Transaction Input 15 7 Querying Tellers Status You can view the current operational status and other details of the tellers in a branch using the Teller Platform Status Query Screen screen This screen will display all the details that will be validated during EODM End of
384. of the data If the data entry is correct then the system moves the contract to for authorization Authorization Authority can approve or reject a transaction at this stage For authorization process details refer Depositing an In house Cheque section in Instrument Transactions chapter of this User Manual After successful authorization you can generate the transaction from task list and save After saving the task the system processes accounting entries debiting the total transaction amount from the recovery account and crediting the same to respective select GL maintained for the Credit Card Product It then generates an advice for the same Note the following e When an amount is paid the system accepts the amount with out validating payment against due amount e You can also configure auto authorization with few user limits Processing Payments by Other Bank Cheques Oracle FLEXCUBE provides a facility to handle Credit Card payments by cheques issued by other banks You can maintain these details using Credit Card Payment By Cheque screen You can invoke this screen by typing CRCN in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Credit Card Payment By Cheque External Reference Account Branch Narrative Transaction Currency Transaction Amount Clearing Type Credit Card No Cheque Number Credit Card Holder Name Routing Number
385. ollowing sections Miscellaneous Debits to a Customer s Account You can perform miscellaneous debit to a customer account with the corresponding credit to a GL account Use the Miscellaneous Customer Debit screen to carry out this transaction You can invoke this screen by typing 1008 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Miscellaneous Customer Debit Branch Date 2013 04 09 External Reference FJB1309900001403 Product MSCD Account Branch 001 _ a3 GL Account Number Account Number ae GL Description Account Description IF GL Currency Jz Account Currency 7 Reference Number Transaction Amount d Narrative F Transaction TAX Exempt Cancel The following details can be entered in this screen External Reference Number This is a system generated sequence number for the transaction 9 1 ORACLE Product The system displays the code of the product maintained in the system that will be used for miscellaneous customer debit transactions Account Branch The current logged in branch is displayed here However you can change it by choosing the appropriate one from the adjoining option list Account Number Select the account number from which funds are to be transferred to a GL account from the option list GL Account Number Select the GL account number to which the funds are to be transfe
386. omination Clear Populate Denomination Details C Denomination Code Denomination Value GP1 GP2 Total Amount GPS GP10 GP20 GPSO Cancel In this screen you can enter the details pertaining to denomination MIS and UDF 7 23 2 1 Denomination Details Enter the following detail Preferred Denomination Specify the denomination in which the cash should be paid After entering the denomination click Populate The system will default the units for the denomination specified You can modify the denomination and units if required If you do not enter any preferred denomination after clicking Populate the system will default the denomination code and other details to the extent of the transaction amount If you wish to modify these details you may do so by clicking Clear specifying the preferred currency and then clicking the Populate button Refer the corresponding section under Depositing Cash for details on MIS and UDF Refer the chapter Operations in the Deposit Locker User Manual for details on payment through account Click the save icon The following screen is displayed 7 87 ORACLE information Message a Transaction saved successfully 7 24 Viewing Availability of Denomination in Till You can view the count of denomination units available in Till in the Denomination Count for Transaction Currency screen You can invoke this screen using the
387. omination Value Total Amount m O The following details have to be captured in this section Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination Till contents are incremented as a result of inflow transactions like cash deposit and decremented for outflows To reverse this default behaviour you can specify units in negative 14 6 ORACLE Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 14 3 2 Specifying the MIS details You can capture the details in the MIS tab of the screen External Reference Branch Transaction Currency Transaction Amount Narrative Denomination MIS UDF Composite MIS Transaction MIS MIS is user definable and is configured at the host Refer to the O
388. ominations Charge Details MIS UDF Currency Code Total Preferred Denomination L clear Popuiate Denomination Details 10f1 E Denomination Code Denomination Value Total Amount p oO 12 8 ORACLE In addition to the details maintained in the previous stage the system defaults the following details e Exchange Rate e Account Number e Account Description e Account Currency e Account Amount e Total Charges e Negotiated Cost Rate e Negotiation Reference e MIS Details e UDF Details Recalculate Click this button to recalculate charges for the cheque deposited 12 4 1 Currency Denomination Tab You can maintain the following denomination details here Currency Code Currency code of the transaction currency is defaulted here Preferred Denomination Specify preferred denomination for the Credit Card payment Total Transaction amount is defaulted here from the main screen Denomination Details You can maintain the following details here Denomination Code Denomination code is defaulted based on the details maintained at Denomination Maintenance level Denomination Value Denomination value is defaulted based on the details maintained at Denomination Maintenance level Units Specify units you need for the specified denomination code Total Amount Total amount is defaulted based on the denomination details maintained in this screen 12 9 ORACLE 12 4 2 Charge Deta
389. on It could be any one of the following e U Unprocessed e S Replication Success e F Replication Success e W WIP e C Completed Select the required record and click Replicate Versions button to replicate data of all listed versions lf multiple rows are selected then only the latest mod number will be replicated You can also select any of the modifications and initiate replication On successful replication the status for any un replicated older modifications for that key combination will be marked as C All records in this frame need to be replicated for a successful replication Even if one record fails the system will treat it as a failure for the whole set of records You can clear the current query criteria by clicking Reset button Querying on replicated records You can view all successfully replicated records using the Successful Replication Query screen You can invoke this screen by typing STSREPQY in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 5 6 ORACLE Successful Replication Query Function Id r Branch Q Search Advanced Search Reset Records per page BEER Function id Host Primary Key Here you can query based on the following details Function Id Specify the function ID for which you want to view the successfully replicated records The adjoining option list display
390. on is moved to Savings Overrides for authorization On successful Remote Authorization if required the transaction will proceed with Work Flow i e to HOST If Remote Authorization is not required the transaction directly hits HOST If the validation does not return overides then the transaction will directly proceed with Work Flow i e to HOST Under HOST if the system raises any host overrides then the transaction is moved for override handling validation Here if system raises the override as Immediate the transaction will require Remote Authorization On successful Remote Authorization the transaction will proceed with Work Flow i e to HOST And then moves to Till If the system does not raise any override then the transaction directly moves to the Till If the validation does not return any host overrides then the transaction directly moves to the Till If Till required is selected then on successful completion of the enrich stage the system will update the Till automatically After updating the Till the transaction is completed If Advice Required is selected in the Branch Function Definition Detail screen the system generates the advice and displays on successful completion of the transaction Running Savings EOD Mandatory Oracle FLEXCUBE facilitates to make savings EOD End of Day mandatory to run EOD for a particular branch wherein the workflow cannot be modified Therefore the Workflow Allowed flag i
391. on list displays all the document types that are maintained in the system You can select the appropriate one Checked Check this box to indicate that the received documents are acknowledged Mandatory Check this box to indicate that the document specified here is mandatory Remarks 1 to 10 Specify the additional information if required Status Custody Status You can have one of the following custody statuses for a TD e By Retention Indicates that you are using external cheque instrument clearing for TD pay in e Electronic Custody Indicates that the TD is in Active status and pay in for the TD has happened e With Client Indicates that the TD is printed e Duplicate Receipt Choose this if the option Mark as Duplicate checked during printing e With Third Party Choose this when Third party bank code is specified This field is enabled only if you select the Account Type field as Dematerialized Doc Status You can have one of the following statuses e Prepayment Requested This indicates that there is a prepayment request that is yet to be approved or rejected e Subject to Liquidation This indicates that there is a prepayment request which is approved e Cancel of Prepayment Request This indicates that there is a prepayment request which is expired rejected or reversed Account Status You can have one of the following statuses e Inactive TD account opened without pa
392. ons are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination Till contents are incremented as a result of inflow transactions like cash deposit and decremented for outflows To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 The completed transaction can be viewed in the Completed Transaction list Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it While transferring the cash to the secondary till if the secondary till reaches the maximum limit then the excess amount will be transferred to the next till This will continue until the excess amount has been transferred to the last till maintained for your user profile If the last linked till also reaches the maximum limit then the system will not allow the transaction to be saved While transferring the cash from the seco
393. onse interpretation in the database layer needs to be done as part of customization to enable this feature On clicking this button system will build the request XML and call the web service Once the response is received from the external system the user will be allowed to enter his remarks in the screen displayed The response received will also be sent to Oracle FLEXCUBE Database layer for any further interpretations of the same External System Details External System Response t a Black Listed Customer B User Remarks JE Here you can view the following details External System Response The response from the external system regarding the black listed customer will be defaulted here User Remarks You can specify your remarks here 8 190 ORACLE 8 37 Issuing a BC to a walk in customer You can issue a BC to any walk in customer through the BC Issue Walk In screen You can invoke this screen by typing 8301 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button BC Issue Walk In Branch Date 2008 06 30 External Reference Number FJB0818200001459 Payable Branch Instrument Type BCW MICR Number Instrument Status INIT Passport iC Number Bank Code z Beneficiary Name BC Currency 2 Beneficiary Address BC Amount BC Date is Transaction Currency
394. or miscellaneous GL transfer transactions From Account Currency Select the currency of the account from which the funds are to be transferred from the option list From GL Account Number Select the GL account number from which the funds are to be transferred from the option list provided alongside To Account Currency Specify the currency of the GL account to which the funds are to be transferred From GL Description The system displays the description from which the GL account number chosen 9 25 ORACLE To GL Account Number Select the GL account number to which the funds are to be transferred from the option list provided alongside From Amount Enter the amount to be transferred To Amount The system displays the amount that will be credited to the To Account Reference Number Enter a reference number for the transaction To GL Description The system displays the description to which the GL account number chosen Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On saving the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed Miscellaneous GL Transfer External Reference Product MCG From Account Currency From GL Account Number To Account
395. or exclusive Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If you have specified the negotiated cost rate then you need to specify the negotiated reference number also Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction through the following fields Currency Code The system displays the currency of the account Denomination Code For every currency the various denominations are assigned separate denomination codes These codes are displayed here Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination By default till contents are incremented for inflow transactions like cash deposit To reverse this default behavi
396. ose the appropriate one Instrument Number Specify the DD number The option list displays all valid DD numbers maintained in the system Choose the appropriate one Instrument Type The system displays the instrument type Bank Code The system displays the bank code Payable Branch The system displays the payable bank s code 8 101 ORACLE MICR Number The system displays the MICR number Beneficiary ID Specify the beneficiary ID Beneficiary Name Specify the name of the beneficiary Remitter Name Enter the name of the remitter Remitter ID Specify the remitter ID Beneficiary Address 1 to 4 Enter the address of the beneficiary in the fields provided Remitter Address 1 to 4 Enter the address of the remitter in the fields provided Narrative Enter a brief description of the DD Instrument Amount The system displays the DD amount Number of Fractions Specify the number of fractions 8 21 Selling a DD against an Account You can issue a Demand Draft DD for your customer against his her savings account In order to capture this transaction you need to invoke the DD Sale Against Account screen by typing 1014 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 8 102 ORACLE DD Sale Against account Branch Date 2011 11 30 External Reference FJB113340000501 Instrument Type DDA Bank Code a Instrume
397. osing a Till you Teller should ensure that the Till has zero balance at end of day The balance in the Till should be same as the system count You will be allowed to close the Till only if both the values match You can balance and close a Till through the Till Balancing and Closure screen You can the Till Balancing and Closure screen by typing TVCL in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Til Balancing and Closure Branch Date 2012 03 01 External Reference FJB1206100004796 Tillid SH VAULT Branch Code SH1 Denomination Details I4 4 101 gt DI mj Currency Code Denomination Code Denomination Value System Count Denomination Total TC Denomination Details I4 4 1001 I m issuer Code TC Currency TC Description System Count Start Number End Number TC Amount The following information will be available in this screen 4 10 ORACLE e Sequence Number e Code of the logged in branch e Till Id that is marked for the user e Current system date e Currency Code e Denomination used for the transaction e Denomination Value based on the Denomination Code e System Count number of denomination at end of day e System Total denomination code wise total transaction amount e Shortage Overage Units difference between the System Count and Units e Shortage Overage Amount difference between the System Total and De
398. ossary of Icons Icons Function New 1 2 ORACLE Icons Function fs Copy in Save pi Delete ial Unlock Print Bs Close z Re open p Reverse R Template S Roll over M Hold E Authorize re Liquidate Exit Sign off Help Add row Delete row a Option List e Confirm 9 Enter Query ae Execute Query ORACLE 2 1 2 1 2 1 2 Savings An Overview Introduction Savings is the web enabled front end of Oracle FLEXCUBE and is used for handling the Retail Teller transactions It is fully browser based and facilitates the processing of several types of transactions like cash transactions cheque transactions remittance transactions funds management transactions and so on A typical Savings transaction may be classified into the following five Workflow stages 1 Capturing the transaction Transaction enrichment from the host 2 3 Authorization by the supervisor Local or Remote 4 Viewing and Submission 5 Cash Disbursement The Workflow engine which forms the core of Savings determines the flow of the transaction from one stage to the other For more details on the Workflow engine refer the Transaction Workflow chapter of this User Manual User Roles You can define the User Roles applicable in Savings in the host Eac
399. ou can choose the appropriate one Instrument Number Specify the number of the instrument that should be queried The adjoining option list displays all valid instrument numbers maintained in the system You can choose the appropriate one Instrument Type Specify the type of the instrument that should be queried The adjoining option list displays all valid instrument numbers maintained in the system You can choose the appropriate one Based on the aforementioned queries the system displays the following fields e Issuing Branch e Instrument Type 8 168 ORACLE e Instrument Number e Contract Reference Number e Reprint Count e Reprint Reason e Maker ID e Maker Date e Checker ID e Checker Date 8 33 Selling a BC against an account You can sell Bankers cheque BC against a customer s savings account In order to capture this transaction you need to invoke the Bankers Cheque Sale Against Account screen by typing 1010 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Bankers Cheque Sale Against Account Branch Date 2008 06 30 External Reference Number FJB0818200001458 Payable Branch Bank Code az MICR Number Instrument type BCA Beneficiary Name Account Branch E01 z Beneficiary Address Account Account Title Account Currency H Passport IC Number BC Currency
400. ou can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Bill Amount Specify the amount that should be paid towards the bill 7 32 ORACLE Account Number Specify the account number of the customer against which the bill should be paid You can select the appropriate number from the adjoining option list that displays all the accounts maintained in the system Account Branch The branch where the chosen account resides is displayed here Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed C Bill Payment Against Account External Reference Product BPAT Consumer Number Institution Id Bill Date Bill Number Bill Currency Bill Amount Account Number Total Charge Account Branch Total Amount Account Currency Account Title Exchange Rate Customer Id Narrative Customer Name Charges MIS UDF Charge Details 10f1 E Charge Components Charge Amount Charge in Local Currency Exchange Rate O In addition to the details defaulted from the previous stage the system displays the following Account Curre
401. ou click Save the system will initiate reversal of the transaction without reversing the charges Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 27 ORACLE 8 6 Tracking a Cheque Return A cheque transaction may not be successfully completed for want of funds in the drawer account or if the drawer account is invalid You can cancel a cheque issued on such an account through the Cheque Return screen You can also return the outward clearing file using this screen i e if the clearing contract has been booked on the same day then from Cheque Return screen the completed list of the transactions can be selected and reversed You can also book a late cheque return for outward clearing in this screen You can invoke this screen by typing 6560 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Cheque Return Branch Date 01 03 2001 External Reference Transaction Branch Number p S jrawee Accounts Cheque Number Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The
402. ou to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Cash Withdrawal Branch Date 2011 11 14 External Reference Product Transaction Currency Transaction Amount Exchange Rate 1 Customer Id Customer Name ala Narrative Currency Denominations Charges WAIE UDF Transaction MIS Composite MIS j il Account Branch Account Number Account Description Account Currency Account Amount Total Charge Negotiated Cost Rate Negotiation Reference eee Recalculate k k k Jia x fs PII EATE E Mi 3 Cancel Refer the section titled Specifying MIS details under Depositing Cash for further details 7 18 ORACLE 7 3 4 Specifying UDF Details You can capture the UDF details under UDF tab Cash Withdrawal Branch Date 2011 11 14 External Reference Product Transaction Currency Transaction Amount Exchange Rate Customer id Customer Name Narrative 0 0 MIS Currency Denominations Charges Account Branch Account Number Account Description Account Currency Account Amount Total Charge Negotiated Cost Rate Negotiation Ref
403. ount currency as the transaction currency However you can modify it The adjoining option list displays all the currency codes maintained in the system You can select the appropriate one Transaction Amount Specify the amount that needs to be deposited into the GL 8 17 ORACLE 8 4 1 Narrative Here you can enter remarks for the transaction Specifying Instrument Details This section allows you to capture specific details about the cheque that needs to be deposited Clearing Type Specify the product that is maintained in the system for the transaction The adjoining drop down list displays the outward and inward clearing products For example e CLEARING OF CHEQUE LOOC e CLEARING OF CHEQUE NAOCG Select the appropriate one Cheque Number Specify the MICR number displayed on the cheque Cheque Date The system defaults the system date as the cheque date However you can edit it from the adjoining calendar The chosen date will then be seen in the YYYYMMDD format Routing Number Specify the routing number for cheque clearance Drawee Account Number Specify the account on which the cheque is drawn Check Issue Date Specify the issue date of the cheque You can click on the adjoining calendar icon and select the appropriate date If the difference between the Cheque issue date and the Cheque Date is greater than the Cheque Stale Days maintained at the Branch Parameters Maintenanc
404. ount number of the customer Customer Name This indicates the name of the customer Closing Bal This indicates the Closing Balance Transaction Date This indicates the date of transaction Teller ID This indicates the Teller id Supervisor This indicates the Supervisor name Flat File Cheque Book Requested Report Bank issues cheque books to a customer after the request is initiated A flat file is generated at EOD for issue of personalized cheque books to customers The cheque books can also be issued in a centralized environment This report provides details of flat file used for cheque book request purpose This report is generated at EOD on a daily basis Contents of the Report The contents of the report are discussed under the following heads Header The Header carries the Bank name Branch Date User ID and the Module for which the report is generated 16 6 ORACLE 16 8 16 8 1 Body of the report The generated report will have the following information Account Number This indicates the account number of the customer Branch Name This indicates the name of the branch Customer Full Name This indicates the full name of the customer Cheque Start No This indicates the starting cheque number Cheque End No This indicates the ending cheque number No of Cheques This indicates the number of cheques Savings Large Balance Movements Report This is an
405. our you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 Specifying charge details This block allows you to capture charge related details Click on Charges tab to invoke the following screen 7 4 ORACLE Cash Deposit Branch Date 2011 11 14 External Reference Account Branch Product Account Number Transaction Currency Account Description Transaction Amount Account Currency Exchange Rate Account Amount Related Customer Total Charge Narrative Customer Name Negotiated Cost Rate i Negotiation Reference Recalculate Currency Denominations Ree igre rs MIS UDF Projects Details Charge Details Charge Components Waiver Charge Amount Currency Charge in Local Currency Exchange Rate Oo o Here you can capture the following details Charge Component The system defaults the charge components applicable to the transaction Waiver You can waive a certain charge for the customer by checking this box against the charge component Currency The system displays the currency in which the charge has to be deducted Charge Amount The system
406. p right corner of the Application tool bar and clicking on the adjoining arrow button Buy TCs From Agent External Reference Branch Code Transaction Currency Transaction Amount Issuer Code Narrative TC Denomination Details 10f1 B Desespton Denomination Touren count seres Sreco T S Here you can capture the following details External Reference Number This is system generated based on the XREF Number sequence for the branch It is a unique identifier for a branch transaction Transaction Currency Select the currency by which TC is being purchased from the option list available Transaction Amount Specify the total amount of transaction Issuer Code Select the code of the issuer from the option list available Narrative Enter remarks about the transaction if any Branch Code The current branch is defaulted 13 6 1 Specifying TC Details The following details have to be maintained 13 13 ORACLE 13 7 Description Select the description for the denomination of the TC from the adjoining option list Denomination The system displays the denomination for the specified description Currency The system displays the currency Count Specify the count of the TC which you have selected Series Specify the series having the TC denomination The valid TC series is shown in the adjoining option list With this reference you have to specify the start and end numbe
407. pecific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Instrument Number Specify the instrument number of the BC that needs to be liquidated Issue Branch The branch where the BC has been issued is displayed Click save icon to go to the next stage 8 206 ORACLE Enrichment stage 1 On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction The following screen will be displayed BC Liquidation against Walkin External Reference Branch Liquidation Type BCW Liquidation Mode Instrument Number Issue Branch Bank Code BC Date BC Currency Drawee Account Number Bc Amount Narrative Transaction Currency Liquidation Date Beneficiary Name Payable Branch Beneficiary Address MICR Number BC Status PassportvlC Number In addition to the details defaulted from the previous stage you can capture the following information Liquidation Type The liquidation type of the BC is displayed here Liquidation Mode The system displays the liquidation mode of the BC However you can change it The adjoining drop down list displays the following values Payment e Refund e Cancel Bank Code The clearing bank code is displayed here Payable Branch The branch where the cheque amount is being paid out curren
408. pecify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination By default vault contents are decremented for outflow transactions like cash transfer To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 After entering these details you need to click save icon The specified amount will flow from vault and gets updated Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 13 2 ORACLE 13 3 Transferring Cash to Vault You can transfer cash to vault using the Transfer cash t
409. plays the count of the current reprint operation You cannot modify this Save the incremented reprint count and audit details You can view a summary of all reprint operations using Instrument Reprint Summary screen For more information on this refer to the section Viewing Instrument Reprint Summary in this chapter Reversing BC DD Liquidation You can reverse the liquidated BC DD instruments through the Reversal of BC DD Liquidation screen You can invoke this screen by typing 8304 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Reversal of BC DD Liquidation Branch Date 2008 03 31 External Reference Number Issuing Branch Instrument Type Instrument Number Cancel Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issue Branch Specify the branch where the instrument is issued The adjoining option list displays all the branches that are maintained in the system You can select the appropriate one Instrument Type Specify the instrument type which is to be reversed The adjoining option list displays all the DD and BCs based on the branch selected You c
410. pprover can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 56 ORACLE 8 12 Purchasing a TC from a Walk in Customer You can liquidate a TC from a walk in customer and give him her the equivalent amount in cash In order to capture such a transaction invoke the TC Purchase Walk In screen You can invoke this screen by typing 8003 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button TC Purchase Walk in External Reference Issuing Branch Instrument Type TCW Issuer Code Instrument Status LIQD Transaction currency TC Currency Narrative TC Amount Beneficiary Name Beneficiary Address Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Issuing Branch The current logged in branch is displayed Issuer Code Specify the issuer code to validate the TC details for sale
411. product and DAO accounts e Instrument number generation will be based on the single instrument type BC DD at the inventory level e If the system is not using the inventory module then a new instrument type called BCI or DDI will be used to generate issue the instrument and the sequence number generation will be based on this new type e This will ensure that the instrument number is unique for the instrument BC or DD irrespective of the issue type i e across all types of BC the instrument number will be unique and similarly for all types of DD the instrument number will be unique Specifying Charge Details This block allows you to capture charge related details such as the following Charge Component The system defaults the charge components applicable to the transaction 8 172 ORACLE Type The system displays the type of charge that is applicable to the transaction It could be any one of the following e F for Flat Rate e P for Percentage e I for Interest e Charge Currency The system displays the currency in which the charge has to be deducted Waiver You can waive a certain charge for the customer by checking this box against the charge component Charge Amount The system displays the charge amount to be deducted for the corresponding charge component You can edit the amount Charge in LCY In case the transaction currency is different from the local currency the system will compu
412. r System Count The system count will be defaulted only if you have selected the TC series from the option list Otherwise this field will be blank Start Number Specify the starting number of the series If you have selected the TC series from the option list the start number will be defaulted You need to modify this value End Number The system defaults the end number which is the sum of start number and the count TC Amount The system defaults the TC Amount It is the product of the denomination and the count After entering all the data click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Buying TCs from Head Office You can buy TCs from Head office using the Buy TCs from HO screen You can invoke this screen by typing 9015 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 13 14 ORACLE 13 7 1 Buy TCs From Agent External Reference Branch Code Transaction Currency Transaction Amount Issuer Code Narrative TC Denomination Details 10f1 E Here you can capture the following details External Reference Number This is system generated based on the XR
413. r Cash Transactions of this User Manual for further details 13 18 ORACLE 13 9 Buying TCs from Vault You can buy TCs from Vault using the Buy TCs from Vault screen You can invoke this screen by typing 9017 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Buy TCs from Vault External Reference Branch Code Transaction Currency Transaction Amount Issuer Code Narrative TC Denomination Details 10f1 CS curen coumt Seres Sisco T sl U Here you can capture the following details External Reference Number This is system generated based on the XREF Number sequence for the branch It is a unique identifier for a branch transaction Transaction Currency Select the currency by which TC is being purchased from the option list available Transaction Amount Specify the total amount of transaction Issuer Code Select the code of the issuer from the option list available Narrative Enter remarks about the transaction if any Branch Code The current branch is defaulted 13 9 1 Capturing TC Details You have to capture the following details of the TC 13 19 ORACLE Description Select the description for the denomination of the TC from the adjoining option list Denomination The system displays the denomination for the specified description Currency The system displays the currency Count
414. racle FLEXCUBE host user manual for details As an example the following details may be captured in this screen Cost Center Specify the MIS code assigned to the cost center related to the account involved in the transaction Account Officer Specify the MIS code assigned to the account officer in charge of executing this transaction Standard Industrial Code Specify the MIS code assigned to the industry to which your customer belongs 14 7 ORACLE 14 3 3 Specifying the UDF details You can capture these details in the UDF tab of the screen Book Shortage External Reference Branch Transaction Currency Transaction Amount Narrative Denomination MIS UDF UDF Details 10f1 Specify the following details Field Description The system will display all the User Defined Fields UDF maintained for the product Field Value Specify the value for the required UDFs Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 14 8 ORACLE 14 4 Transferring Cash from Teller You can transfer cash from teller using the Transfer cash from Teller screen You can invoke this screen by typing BCFT in the field at the top right corner of the Application tool bar and clicking on the adjoining ar
415. ransaction reference number Subscriber ID Specify a unique number or name to identify the Subscriber Bill Number Specify the bill number 8 75 ORACLE Consumer Name Specify the name of the subscriber Due Date Specify the due date of the payment 8 15 1 Specifying User Defined Fields In the Collection Details Verification screen click Fields to invoke the User Defined Fields Screen User Defined Fields Field Name Value Refer the section UDF and Charges Details for Transactions in this User Manual for more information on this screen 8 76 ORACLE 8 16 Demand Draft Operations Using DD Operations screen you can amend print or change the status of a demand draft To invoke this screen type 8325 in the field at the top right corner of the Application tool bar and click on the adjoining arrow button DD Operations Branch Date 2011 12 01 External Reference Number FJB1133500004951 Instrument Type Demand Draft Date Bj Issuing Branch Account Number Instrument Currency CLP Payable Branch WB3 Instrument Operations Select Account Currency Payable Bank Instrument Number You can capture the following details on this screen External Reference Number The system displays the external reference number Demand Draft Date Specify the date on which the DD is
416. reen You can invoke the screen by typing 8328 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button DD Multimode Liquidation Branch Date 2011 11 30 External Reference Number FJB1133400003432 Issuing Branch 002 Instrument Amount 100 Instrument Number 60043 a3 Settlement Details 1o nee GJ Setsenent iode setenentcurency Setenentanount Setsement Branch Setionent Account E Clearing usp 100 lad a lt gt Specify the following fields Issuing Branch The system displays the branch code of the DD issuing bank External Reference Number The system displays the external reference number Instrument Amount Specify the amount for which the DD is drawn Instrument Number Specify the DD number The option list displays a list of DD numbers maintained in the system Choose the appropriate one 8 94 ORACLE Settlement Details Settlement Mode Specify the mode of settlement The drop down list displays the following options e Clearing e Teller e Internal Cheque e Clearing e Instrument Demand Draft e Account Settle Currency Specify the currency in which the DD settlement is done Settlement Amount Specify the amount to be liquidated Settlement Branch The system displays the settlement branch Settlement Account The system displays the settlement account Ext Account Name
417. remitter in the fields provided Additional Identifier ID The system will display the additional identifier ID Additional Details Name If you wish to capture any additional details of the remitter you can use these fields Instrument Type The system will display the instrument type Demand Draft Date The system will display the demand draft date Instrument Currency The system displays the currency in which the instrument is drawn Instrument Number The system displays the Old Cancelled instrument number on successful Re issue of a DD 8 81 ORACLE Instrument Amount The system will display the instrument amount in words It will be fetched in language of the CIF in case of DD sale against account and against cheque whereas in case of sale against GL and walkin system will pick the language of the walkin customer maintained at Branch Preference level Instrument Status The system displays the instrument status The system validates the following instrument status while cancelling of DD or Re issue of DD e Active cancellation is allowed and the New DD is issued e Inactive cancellation is not allowed and the instrument with status inactive cannot be re issued e Reactivated cancellation is allowed and DD is re issued e Duplicate Issued Cancellation is allowed and DD is re issued e Stopped cancellation is not allowed and the instrument with status stopped cannot be re issued e Cancelled cancellat
418. rence Payable Branch Instrument Type BCG MICR Number Bank Code Passport IC Number BC Currency Beneficiary Name BC Amount Beneficiary Address BC Date General Ledger Number GL Description General Ledger Currency Narrative On invoking this screen the External Reference Number and the Banker s Cheque Date are displayed You need to specify the following details Bank Code Specify the bank code or select a bank code from the list of values General Ledger Currency Specify the currency of the GL against which a BC is issued or select a GL currency from the list of values BC Currency Specify the BC currency or select a currency for the BC from the list of values General Ledger Number Specify the account number of the GL against which a BC is issued BC Amount Specify the BC amount BC Date The system displays the application date However you can change it using the adjoining calendar MICR Number Specify the MICR number of the cheque Narrative Specify description remarks for the transaction This is not mandatory Passport IC Number Specify the customer s passport number or identification number 8 187 ORACLE Beneficiary Name Specify the name of the beneficiary Beneficiary Address Specify the address of the beneficiary Payable Branch Specify the branch where the BC amount should be paid out The adjoining option list displays all the branch codes maintained in
419. rency Transaction Amount Issuer Code Narrative TC Denomination Details 10f1 I Descipton Denomination eunen count Senes scout g L Here you can capture the following details External Reference Number This is system generated based on the XREF Number sequence for the branch It is a unique identifier for a branch transaction Transaction Currency Select the currency by which TC is being purchased from the option list available Transaction Amount Specify the total amount of transaction Issuer Code Select the code of the issuer from the option list available Narrative Enter remarks about the transaction if any Branch Code The current branch is defaulted 13 11Capturing TC Details You have to specify the following details of a TC 13 21 ORACLE Description Select the description for the denomination of the TC from the adjoining option list Denomination The system displays the denomination for the specified description Currency The system displays the currency Count Specify the count of the TC which you have selected Series Specify the series having the TC denomination The valid TC series is shown in the adjoining option list With this reference you have to specify the start and end number System Count The system count will be defaulted only if you have selected the TC series from the option list Otherwise this field will be blank Start Nu
420. required record and click Replicate Functions button to replicate data of all listed functions Record Block You can view the following details Key Description The Primary Key data to be replicated for the function Id and branch code is listed here Host Key The system displays the primary keys separated by a pipe I Check the box adjoining the desired record and click Fetch Versions button Based on the record the system identifies all details of data that needs to be replicated and displays them in the Version Block frame Note that you cannot click Fetch Records button if you have selected multiple records Select the required record and click Replicate Records button to replicate data of all listed records Version Block 5 5 ORACLE 5 2 You can view the following details Mod No The system displays all available versions of the record selected as per the modification number of every record s audit trail You can view the changes done in a mod number by selecting the particular mod number and clicking on View button thereby launching the corresponding Function Id screen with the particular modified data displayed in a different colour Time In The system displays the time at which the version was available for replication Time Out The system displays the time at which the version was replicated Replication Status The system indicates the status of replicati
421. rer 3 You can fetch and see the response from your task list Click on the transaction to see the following screen Aaorper heee Auchorine Actor Pemaris If the supervisor has approved you can fetch the transaction from your task list and click save icon to save the transaction for submitting it Post this the system will post accounting entries for the transaction and update balances In case of rejection the transaction will move to failed queue of the Maker Once the transaction is authorized the system updates the first primary till of teller If the till balance goes above the maximum limit maintained for the till the system will display an alert and save the transaction To reduce the balance in the primary till you will have to manually transfer cash from the primary till to secondary tills or to the vault While transferring cash to the secondary till from the primary till if the secondary till reaches the maximum limit then the excess amount will be taken to the next secondary till and so on till the last secondary till maintained for your user profile If the last linked till also reaches the maximum limit then the system will display an error message and the transaction will not be saved You will have to manually transfer cash to the vault from the primary or secondary till Viewing errors and overrides You can view overrides for the transaction by clicking on the Override Messages link on the
422. rge details This block allows you to capture charge related details Refer the section titled Specifying charge details under Depositing Cash for further details Specifying the MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Refer the section titled Specifying the MIS details under Depositing Cash for further details Specifying the UDF details You can capture these details in the UDF tab of the screen Field Description The system will display all the User Defined Fields UDF maintained for the product Field Value Specify the value for the required UDFs 7 34 ORACLE 7 9 Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details Requesting for Funds Transfer You can transfer funds in a particular currency from one account to another using the Account to Account Transfer screen The funding account and the beneficiary account can be in different currencies and can belong to different branches You can invoke this screen by typing 1006 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Account to Account Transfer Branch Date 2011 11 14 x External Reference Product Fro
423. rges applicable to the transaction and displays the amount here Account Amount The system displays the amount to be credited to the account in the account currency after calculating the applicable charges The system deducts the charge amount from the transaction amount and displays the net value Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the reference number that should be used for negotiation of cost rate in foreign currency transaction If you have specified the negotiated cost rate then you need to specify the negotiated reference number also Oracle FLEXCUBE books the online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Capturing instrument details The instrument details that you captured in the previous stage can be viewed by clicking on the Instrument tab 8 12 ORACLE Cheque Deposit Branch Date 2011 12 01 External Reference FJB113350000578 Transaction Currency Transaction Amount 1 000 000 Exchange rate 1 Total Charges Account Branch WB3 Account Number 00000WB3590000003 Account Currency CLP Customerid 001882 Customer Name Ramya Narrative ad
424. riate one Entries Enter the number of rows to be displayed On clicking Add Rows button the system displays the number rows that you have entered in the Entries field Entry Number The entry number is displayed here Instrument Type The system displays the instrument type However you can modify it by selecting one of the following options available in the drop down list e Bankers Cheque e Demand draft e Cheque Clearing Type Specify the clearing type of the instrument to be cleared The option list displays all valid clearing types maintained in the system Choose the appropriate one Issuing Branch The branch where the issuer account is maintained is displayed here However you can modify it Account or General Ledger Number Select the account number from the option list available Instrument Currency Specify the currency of the instrument The option list displays all valid instrument currencies maintained in the system Choose the appropriate one 15 6 ORACLE Instrument Number Specify the instrument number for inward clearing The option list displays all valid instrument currencies maintained in the system Choose the appropriate one Instrument Amount Enter the amount for which the instrument is being drawn Instrument Date Specify the instrument date from the adjoining calendar Routing Number Specify the routing number for inward clearing The adjoining option list displays all routing
425. rizing a Transaction Authorization can happen in two ways based on the Workflow defined for the transaction Manual and Auto 4 4 1 Manual Assignment The maker can opt for either the local authorization or the remote authorization for the transaction that is submitted with one or more overrides Local Authorization The supervisor can authorize the transactions from the teller screen by entering the ID and password In case of local authorization the authorizer can allow or cancel the transaction The following screen is used for local authorization 4 2 ORACLE Local Authorization woman User ID Password Remarks Override Messages Ok Cancel The authorizer can only view the transaction details here He or she will have to enter the following details Userid Specify the user ID of the authorizer Password Enter the password to authorize or reject the transaction Remarks Specify some remarks pertaining to the transaction Click OK button to authorize the transaction On successful validation of the User ID and password the transaction will proceed to the next stage as per workflow The validations for User ID will be same as in Remote Auth The user credential validation includes Holiday Maintenance check also However if you click Cancel button the transaction will move to unassigned queue You can view the override messages by clicking
426. rnal Reference Product LOCH From Account Branch o Account Branch Customer Id o Account Number From Account Number To Account Currency From Account Currency To Amount Exchange Rate Cheque Number From Amount Check Date Cheque Issue Date Narrative Reject Code Charges MIS UDF UDF Details 10f1 Ly Refer the section titled Specifying the MIS details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction On saving the system checks whether the accounts mentioned in the from and to leg of the transaction belong to the same netting group or not If they belong to the same netting group the entries will not be posted Instead the transaction will be logged for the netting batch On authorisation the transaction will be made available for the netting batch if logged for netting batch Refer the section Maintaining Netting Group in the chapter Accounts for Inter Branch Transactions in the Core Services User Manual for further details about netting The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit The system displays overrides on a separate window You can either accept or reject the overrides and proceed with saving the transaction If you click Reject button the screen will remain in the enrichment stage for you to make changes to charge elements Then if y
427. ropriate one Enrichment stage In this stage you are allowed to modify any data that you have entered in the Input stage Click save icon to save the transaction After the transaction is successfully saved the following message is displayed Transaction Completed Successfully The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit 15 10 ORACLE 15 5 Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Clearing Outward Data Entry You can do an Outward clearing data entry using the Outward Clearing Data Entry screen You can invoke this screen by typing 6514 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Outward Clearing Data Entry Branch Date 2011 11 14 External Reference FJB1131800004615 Branch Code 014 Account Number 3 Account Description Instrument Currency IEE Transaction Currency Instrument type Clearing Type Routing Number P No of Entries 10f1 L Entry Number Instrument type x Clearing Typex Drawer Account Number Drawee Account Number Account Title Transaction Currency Instrume 1 v 2 7 EH
428. row button Transfer Cash from Teller Branch Date 2011 11 30 External Reference FJB1133400004744 Product CHFT Branch Code 001 Transaction Currency From Till az Transaction Amount Narrative Default Denomination Currency Code Preferred Denomination Clear Populate Denomination Details 10f1 E S Here you can capture the following details External Reference Number This is system generated reference number for the branch which is the unique identifier for a branch transaction Branch Code The current branch is defaulted here Till ID Select the till from which the cash has to be transferred Transaction Currency Select the currency to be transferred from teller Transaction Amount Specify the total amount to be transferred Narrative You may enter remarks about the transaction here This is a free format text field 14 9 ORACLE From Till Specify the till from which the cash has to be transferred The adjoining option list displays all secondary tills mapped to your user profile and the primary tills mapped to other user profiles You can select the appropriate one Denomination Details Specify the following details Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominati
429. rred from the option list provided alongside Account Title The system displays the title of the account number chosen GL Description The system displays the description of the GL account number chosen GL Currency Specify the currency of the GL account to which the funds are to be transferred Transaction Amount Enter the amount to be transferred in the account currency Transaction Tax Exempt Check this box to exempt transaction tax GL Account Amount The system displays the amount in GL currency Reference Number Enter a reference number for the transaction Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage 9 2 ORACLE Enrichment stage On saving the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed Miscellaneous Customer Debit External Reference GL Account Number Account Branch GL Description Customer ID Product Account Number GL Currency Account Description GL Account Amount Account Currency Exchange Rate Transaction Amount Reference Number Total Charge Negotiated Cost Rate Account Amount Negotiation Reference Customer Name Narrative Charges MIS UDF Charge Details 10f1 m Charge Components Charge Amount Charge in Local Currency ExchangeRate a
430. rrency the system will display the exchange rate as 1 Total Charges The system displays the service charges applicable to the transaction General Ledger Amount The system adds the charges to the transaction amount and displays the total amount that will be credited to the GL Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the reference number that should be used for negotiation of cost rate in foreign currency transaction If you have specified the negotiated cost rate then you need to specify the negotiated reference number also Oracle FLEXCUBE books the online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Specifying Instrument Details This section allows you to capture specific details about the cheque that needs to be deposited 8 19 ORACLE Bank Name The system displays the name of the clearing bank based on the routing number Branch Name The system displays the branch in the clearing bank based on the routing number Sector Code The system displays the sector code of the clearing bank based on the routing number Regulation CC Available Check this box to indi
431. rrency code Payable Branch The system displays the payable branch code Instrument Amount The system displays the DD amount Narrative Enter a valid description of the DD Passport IC Number Enter the passport IC number Remitter ID Specify the remitter ID Remitter Name Specify the name of the remitter Remitter Address 1 to 4 Enter the remitter s address in the fields provided Additional Details Name Enter the additional identifiers name MICR Number Specify the MICR number Instrument Type The system displays the instrument type Issuing Branch The system displays the branch code Instrument Number The system displays the instrument number 8 92 ORACLE Instrument Status The system displays the instrument status Endorsable Check this box to indicate that that the beneficiary can endorse this DD to a third party Payable Across Branch Check this box to enable the payment of DD at all branches Print Status Specify the print status of the DD using the drop down list The drop down list displays the following options e Printed e Not printed e Retention If the transaction is not cleared when the DD payment is via cheque then this status will be displayed as Retention Beneficiary ID Enter the ID of the beneficiary Beneficiary Name Specify the name of the beneficiary Beneficiary Address 1 to 4 Specify the address of the beneficiary in t
432. rule According to defaulting rule the system will calculate the total amount in terms of minimum number of currencies It means that the system divides the total amount into the bigger denominations first Then the remaining amount into next biggest denomination and so on For the preferred denomination the Unit field will be disabled Refer the section titled Specifying denomination details under Depositing Cash for further details Specifying charge details This block allows you to capture charge related details You need to click on the Charges tab to invoke the following screen 7 16 ORACLE Cash Withdrawal Branch Date 2011 11 14 External Reference Product Transaction Currency Transaction Amount Exchange Rate Customer Id Customer Name Narrative aa Charge Details Charge Amount IEI che comp Manen m oo Account Branch Account Number Account Description Account Currency Account Amount Total Charge Negotiated Cost Rate Negotiation Reference gt Recalculate Charge in Local Currency Currency Denominations Charges MIS UDF Cancel Refer the section titled Specifying charge details under Depositing Cash for further details 7 17 ORACLE 7 3 3 Specifying MIS details This block allows y
433. rument Instrument Form Specify the instrument form The drop down list displays the following options e Nominative e Endorsable Choose the appropriate one Remitter Details ID Specify the remitter ID Name Enter the remitter s name Address Enter the remitter s address in the fields provided Beneficiary Details ID Specify the beneficiary ID Name Enter the name of the beneficiary Address Enter the address of the beneficiary in the fields provided Additional Identifier Details ID Specify the additional identifier ID Name Enter the name of the additional identifier Value Specify the details of the additional identifier You can issue the DD in Inactive status using this screen However you need to activate the DD using DD Activation with Multimode screen On activation the status of the DD instrument is changed to Active 8 144 ORACLE 8 28 In case you do not activate a DD on the date of issue the system purges the DD during the DDAUTDLY batch triggered at post EOTI stage Issuing a DD to a Walk in Customer You can issue a DD to any walk in customer through the DD Issue Walk In screen You can invoke this screen by typing 8305 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button DD Issue against Walkin Branch Date 2011 11 30 External Reference FJB1133400005007 Payable Branch
434. ry s address in the fields provided Additional Identifier ID Specify the ID of the additional identifier Additional Details Value Specify the details of the additional identifier Print Remarks Enter a brief description of the print status Note the following e You can reverse the activation of instrument in multimode e The following individual settlement modes or a combination of one or more is used for DD activation Teller Cash Instruments GL or Account Clearing Internal Cheque If Clearing is used as one of the settlement modes the DD will be issued in Retention status On the credit value date you need to run the Intraday Clearing Retention Release batch for the doc type using Intraday Clearing Batch screen On triggering the batch the system changes the status of the DD from Retention to Not Printed If you try to activate a DD through gateway after the cutoff time the system will activate the DD as of the next working date All accounting entries are passed as of next working date DD Issue in Multimode You can issue a DD with multimode settlement operations using DD Issue With Multimode screen You can invoke this screen by typing 8327 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button 8 88 ORACLE DD Issue with Multimode Branch Date 2011 11 30 External Reference Number FJB113340000343
435. ry Name Account Currency A ccount Amount Beneficiary Address ccount Amou Exchange Rate Charges Passport IC Number Narrative Charges MIS UDF Charge Details 10f1 oO Charge Components Charge Amount Charge in Local Currency Exchange Rate m In addition to the details defaulted from the previous stage you can capture the following information Transaction Currency Rate The system displays the exchange to be used for the transaction in case the transaction currency is different from the transfer currency Charges The system computes the charges applicable to the transaction and displays the amount here 7 13 1 Specifying charge details Click on the Charges tab to capture charge related details 7 55 ORACLE TT Issue against Account External Reference Issuing Branch TT Currency Instrument Type TT Amount Instrument Status Instrument Number Bank code Telegraphic Transfer Date Transaction Branch Payable Branch Account Number Serial Number Customer Name Account Currency Beneficiary Name 4 i Account Amount Beneficiary Address Exchange Rate Charges Passport IC Number Narrative Charges MIS UDF Charge Details 10f1 hm Charge Components Charge Amount Charge in Local Currency Exchange Rate p Refer the section titled Specifying the charge details under Depositing Cash for further details in this manual 7 13 2 Specifying MIS
436. s until the cheque is cleared You can print the certificate after receiving the custody status ELECTRONIC CUSTODY During Pay in the system generates the redemption certificate You can print the certificate using TD Reprint screen To invoke this screen type 9901 in the field at the top right corner of the application toolbar and click the adjoining arrow button TD Print Branch Date 2011 12 01 External Reference FJB1133500005038 Branch Code 000 Account Print Status None You can also print the certificate using Term Deposit Advice screen However the certificates printed using TD Reprint screen are not considered while deciding the number of advices printed for the account in Term Deposit Advice screen Here you can specify the following details External Ref No The system generates the external reference number Branch Code Specify the branch code TD Account No Specify the TD account number from the adjoining option list ORACLE 11 53 Mark as Duplicate Print Status Select the print status from the drop down list and the available options are e None e Duplicate This option is used to generate a duplicate advice e Reverse The custody status of the TD should be changed to the previous status On save TD certificate print details will be validated and processed as outgoing message transaction at host level On successful TD c
437. s Cheque v a3 a LE a O Oo 1 2 Bankers Cheque BE zi ai BH Tatal Amount Cancel button Here you can capture the following details Batch Reference The system generated reference number is displayed here End Point Select the end point The option list displays all valid end points maintained in the system Choose the appropriate one Clearing Type Specify the clearing type of the instrument to be cleared The option list displays all valid clearing types maintained in the system Choose the appropriate one Routing Number Specify the routing number for clearing The adjoining option list displays all routing numbers along with the Branch codes You can select the appropriate one 15 5 ORACLE Instrument Type Select the instrument type from the drop down list The following are the options available in the drop down list e Bankers Cheque e Demand draft e Cheque Currency Select the currency The adjoining option list displays all valid currencies maintained in the system You can select the appropriate one Branch Code Select the branch code The adjoining option list displays all valid branch codes maintained in the system You can select the appropriate one Account Number Select the account number The adjoining option list displays all valid account numbers maintained in the system You can select the approp
438. s all valid function IDs maintained in the system You can select the appropriate one You can select the value ALL to indicate that data from all function IDs needs to be displayed Branch Specify the branch code for which you want to view the successfully replicated records The adjoining option list displays all valid branch codes maintained in the system You can select the appropriate one You can select the value ALL to indicate that data from all branches needs to be displayed You can specify any one or both of the aforementioned criteria Click Search button The system identifies all records satisfying the specified criteria and displays the following details for each one of them e Function Id e Branch e Host Primary Key e Mod No e Status e Time In e Time Out 5 7 ORACLE 6 1 6 2 6 Maintenances for Savings Introduction Savings requires you to maintain Travelers Cheque TC Denominations The procedure for maintaining these is discussed in the subsequent sections of this chapter Maintaining TC Denomination Details You can maintain the denomination details for a TC using the TC Denominations Maintenance screen You can invoke this screen by typing 1417 in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button TC Denominations Maintenance External Reference Transaction Branch Issuer Code Currency Code Issuer Descript
439. s maintained as N The EOD batch run is carried out for both stages During the first stage the system performs validation needed for executing savings EOD And in the second stage it performs HOST call 3 14 ORACLE You have to maintain the following function to make savings EOD as mandatory for running host EOD The function BRNRECON should be maintained as a mandatory function in Mandatory Batch Programs In Mandatory Batch Programs maintenance the End of cycle group will be End Of Transaction Input for the function ID BRNRECON The HOST keeps a track whether savings EOD execution is completed for each branch and date After completion the HOST marks the savings EOD execution as completed for that application date and branch The batch program BRNRECON checks if savings EOD is completed and return success If savings EOD is not mandatory then BRNRECON is not maintained as a mandatory function 3 15 ORACLE 4 1 4 2 4 3 4 Common Operations Introduction This chapter details the common procedures and operations that should be followed while processing transactions in Savings This chapter is divided into the following sections e Clearing a User e Authorizing a transaction e Initiating a Customer Session The following operations are also discussed e Opening a Branch e Opening a Vault e Opening a Till Workflow Task List When you click on Workflow in the Appl
440. s on the charge method whether inclusive or exclusive Beneficiary Name Specify the name of the beneficiary in whose favour the TC is being drawn Beneficiary Address Specify the address of the beneficiary Recalc Click Recalc button to update amount charge details Specifying TC Denomination Details In this block you can enter the TC denomination details Refer the section titled Specifying TC Denomination Details under Selling a TC against an Account for further details 8 40 ORACLE 8 9 2 Specifying Charge Details This block allows you to capture charge related details Click on the Charges to invoke the following screen TC Sale Against GL External Reference Instrument Type Instrument Status Customer Number Transaction Branch Issuer Code TC Currency TC Amount Exchange Rate General Ledger Number General Ledger Description General Ledger Currency Total Charge Total Amount Narrative Beneficiary Name Beneficiary Address TC Denominations Charges MIS UDF Liecaic J Charge Details 10f1 m i Li im Charge Components Charge Amount Charge in Local Currency Exchange Rate j Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 41 ORACLE 8 9 3 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to
441. saction MIS ener il Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details ORACLE 8 107 8 21 3 Specifying the UDF details You can capture these details in the UDF tab of the screen DD Sale Against account Branch Date 2011 11 30 External Reference FJB113340000500 Issuing Branch Bank Code Demand Draft Currency Demand Draft Amount Instrument Number Demand Draft Date Payable Branch MICR Number Beneficiary Name Beneficiary Address PassporvlC Number 002 000 USD _ 1 000 00 60313 2013 11 20 Charges MIS UDF Preferences Instrument type Instrument Status Customer Number Account Branch Account Customer Name Account Title Account Currency Exchange Rate Charges Account Amount Narrative Delivery Mode Delivery Address 1 Delivery Address 2 Delivery Address 3 Delivery Address 4 DDA INIT 003000291 002 00000000000104 Recalculate UDF Details 10f1 Refer the section titled Specifying the UDF details under Capturing a cash deposit for further details 8 108 ORACLE 8 21 4 Setting Preferences Click Preferences tab to set the preferences for selling instrument DD Sale Against account Branch Date 2011 11 30 External Refer
442. save icon to go to the next stage 8 104 ORACLE Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed DD Sale Against account Branch Date 2011 11 30 External Reference FJB113340000500 Instrument type Issuing Branch 002 Instrument Status BankCode 000 Customer Number Demand Draft Currency USD Account Branch Demand Draft Amount 1 000 00 Account Instrument Number 60313 Customer Name Demand Draft Date 2013 11 20 e Account Title Account Currency Payable Branch MICR Number Exchange Rate Beneficiary Name Charges i Account Amount Beneficiary Address Narrative Delivery Mode Delivery Address 1 PassportvlC Number Delivery Address 2 Delivery Address 3 Delivery Address 4 Charges MIS UDF Preferences Charge Details DDA INIT 003000291 002 00000000000104 USD 10 00 1 010 00 Recalculate 10f1 m a 10 00 USD Charge Components Charge Amount Charge in Local Currency Exchange Rate Oo 10 1 In addition to the information defaulted from the previous stage you can view the following details Issuing Branch The branch code of the issuing
443. se Walkin External Reference Product FXPW Currency Bought Amount Bought Currency Paid Charges Transaction Currency Rate Narrative Beneficiary Name Amount Paid Beneficiary Address PassporvlC Number Denomination FX Denomination Details Charges MIS UDF UDF Details 10f1 Refer the section titled Specifying the UDF details under Depositing Cash for further details Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 13 Issuing a TT against Account You can issue a Telegraphic Transfer drawn on your branch against an account through the TT Issue Against Account screen You can invoke this screen by typing 8318 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button TT Issue against Account External Reference Instrument Status INIT TT Currency Bank code TT Amount Account Branch Telegraphic Transfer Date Account Number Account Title Instrument Type TTA Account Currency Narrative Payable Branch Serial Number Beneficiary Name Beneficiary Address Passport IC Number When you invoke the screen the External Reference Number is displayed 7 53 ORACLE You need to specify the following details Bank Code Specify the clearing bank code for the transaction Instrument Currency Sp
444. select the appropriate one Deposit Slip Number Specify the deposit slip number for the payment Remitter Bank Specify the remitter bank of the instrument The adjoining option list displays all the valid remitter banks maintained in the system You can select the appropriate one Remitter Branch and Routing Sector Code Specify the remitter branch and routing sector code of the instrument which depends on remitter bank selected The adjoining option list displays all the valid remitter branches and routing sector codes maintained in the system You can select the appropriate one Record type Select the record type from the drop down list You have the following options Deposit Select this option if the instrument is a deposit transaction By default this option will be selected Adj Transaction Select this option if the transaction has to be a debit or credit adjustment to the referential entry Transaction Transaction Code This field gets enabled only if the transaction is an Adjustment Transaction It can be Debit Adjustment transaction or Credit Adjustment transaction to the original referential entry transaction Select the appropriate value from the option list Local Clearing Check this box if the instrument is for local clearing Document Type Specify the document type of the instrument The adjoining option list displays all the valid document types maintained in the system You can select the app
445. site MIS You can capture the following details here Transaction Amount Exchange Rate Total Charge Negotiated Cost Rate Negotiation Reference Recalculate k k k k k k k p k k k k ja ana ana ane This block allows you to capture details pertaining to MIS Click on the MIS tab to capture the following details Transaction MIS Specify the transaction MIS The adjoining option list displays a list of transaction MIS codes maintained in the system You can choose the appropriate one Composite MIS Specify the composite MIS The adjoining option list displays a list of composite MIS codes maintained in the system You can choose the appropriate one 8 7 ORACLE 8 2 4 Specifying the UDF details You can capture these details in the UDF tab of the screen Cheque Withdrawal Branch Date 2011 11 14 x a External Reference Product Account Branch Cheque Number Customer Id Check Date Customer Name Transaction Currency Account Number Transaction Amount Account Description Le Exchange Rate Account Currency Total Charge Account Amount Negotiated Cost Rate Narrative D Negotiation Reference Reject C
446. ssfully completed the transaction status in the host will be marked as S 2 6 ORACLE Transaction reconciliation with host During the EOD activities in the branch the transactions processed in the branch have to be reconciled against their corresponding entries in the host Each teller of the branch will perform this activity as part of the respective Till balancing and closure The following checks will be done as part of the transaction reconciliation in branch Count of transactions in branch and host This query will display the list of transactions based on the type for a user for the day In case of discrepancies it will drill down to individual transactions Inflow Outflow totals of Cash Till and Debit Credit totals in Cash GL The total will be displayed currency wise for a user This will also be a drill down wherein in case of any discrepancy in a currency you can view all the transactions in that currency Transactions in branch minus transactions in host List of all transactions that are Complete and Authorized in the branch but have no corresponding entries in the host Transactions in host minus transactions in branch List of all transactions which are Complete and Authorized in the host but have no entries in the branch or are still Incomplete Transaction Amount in branch and in host The transactions are present in branch as well as in the host but the sum of the transaction amounts do
447. st Here you can set the terms and conditions for rollover as follows e Principal If You select Principal option then On Maturity date System will do rollover with Only Principle amount irrespective to the Interest booking account i e if Interest booking account is given as TD account then on maturity date Interest amount will be first liquidated to TD account and settled to the Payout details maintained for the TD account e Principal Interest If You Select Principal Interest option then Interest booking account should be always TD account On maturity date P amount will Rollover e Special Amount If you select Special Amount option then System will do rollover with Specified amount irrespective to the Interest booking account during Second rollover system will do rollover with the same amount by settling the New interest amount to TD payout amount e Interest If you select Interest option then Interest booking account should be always TD account On maturity date Principle amount will be settled to payout option Note the following e This field is applicable only if you have opted for auto rollover e System will validate for the deposit amount if the Rollover Type is Special Tenor In Days Specify the tenor of the deposit account Rollover Amount If a special amount is to be rolled over specify the amount less than the original deposit amount The amount specified here will
448. st specify the following details Cheque Instrument No Specify the cheque instrument number Cheque Date Specify the date of issue of the cheque Cheque Book Number Specify the cheque book number If the cheque book number is input the account number will be displayed on tab out of the cheque book number ORACLE Clearing Type Specify the clearing type for the transaction The adjoining option list displays a list of the clearing types maintained in the system You can select the appropriate one Drawee Account Number Specify the drawee account number Routing No Specify the Routing number Enrichment stage On clicking the P button the system validates and ensures for minimum mandatory data entry If the data entry is found alright the following screen will be displayed TD Account Opening by Multi Mode Branch Date 2012 02 20 External Reference FJB1205100001113 Term Deposit Account 051TDF05112000102 Branch Code 051 Number Customer Id 051000603 Progen enee AUER Customer Name CUSTOMER iv AEST TORE PENON FEI Currency CLP Account Open Date 02 20 2012 TD Creation Date 02 20 2012 TD Ref No Pay in By st Clearing Type Cheque Instrument No Cheque Date x Drawee Account Number Routing No Term Deposit Details Interest Joint Holders Dual Currency Deposit Check List Status
449. stomer ID 00000001 Account Currency USD Amount 3000 000 External Reference Number FJB1013100000113 MIS UDF Denomination Settlement Details Settlement Mode Settle Ccy Settle Amount Settle Branch D erns jee aa wooo azl Value Date 10710 2008 E settle Account Ext Account Nam Specify the following details Branch The system displays the branch code Customer ID The system displays the customer ID Amount Specify the amount for deposit External Reference Number The system displays the external reference number Account Number Specify the account number Account Currency The system displays the currency code Denomination Details Currency Code The system displays the currency code 6 3 ORACLE Denom Code Specify the denomination code here The adjoining option list displays a list of denomination codes maintained in the system Choose the appropriate one Value The system displays the value Units Specify the units of the denomination In out Select the flow of cash from the drop down list The drop down list displays the following options e in e Out Total Amount The system displays the total amount calculating the units and the value Settlement Details Settlement Mode Select the mode of settlement from the drop down list The drop down list displays the following options e Instrument e Clearing e Cash Teller e External Account e Account
450. strument Transaction Date Enter the date of issue of the TC This is deemed to be the application date by default and can be changed if necessary 8 44 ORACLE TC Currency Specify the currency in which the TC is being issued Account Currency The system defaults the branch currency as the account currency However you can change it The adjoining option list displays all the currency codes maintained in the system You can select the appropriate code TC Amount Specify the amount for which the TC is being issued Narrative Here you can enter remarks about the transaction Click save icon to go to the next stage Enrichment stage On clicking the save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed TC Sale Walk in External Reference Issuing Branch Instrument Type Instrument Status TC Currency Issuer Code TC Amount Transaction currency Narrative TC Amount in Account Currency Beneficiary Name Transaction Date Beneficiary Address Exchange Rate Total Charge Actual Amount Currency Denominations TC Denominations Charges MIS UDF Currency Code Preferred Denomination Populate Denomination Details 10f1 E Denomination Code Denomination Value Total Amount _ SSE Li In addition to the details defau
451. suing Branch The current logged in branch is displayed Instrument Type The instrument type corresponding to a TC issued to customers against their savings account is displayed here 8 31 ORACLE Instrument Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument Issuer Code Specify the issuer code to validate the TC details for sale from the adjoining option list Account Branch Specify the branch in which the customer account is maintained for issuing the TC from the adjoining option list Account Specify the customer account against which you are issuing the TC The adjoining option list displays all the accounts maintained in the system Select the appropriate one Account Currency The transaction currency of the specified customer account is displayed here TC Currency The transaction currency of the specified customer account is displayed here TC Amount Specify the amount for which the TC is being issued Narrative Here you can enter remarks about the transaction Click the save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed 8 32 ORACLE TC Sale against Account External Reference Issuing Branch
452. system defaults the TC Amourt It is the product of the denomination and the count After entering all the data click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Selling TCs to Head Office You can sell TCs from Head office using the Sell TCs to HO screen You can invoke this screen by typing 9016 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button 13 16 ORACLE 13 8 1 Sell TC to HO External Reference Branch Code Transaction Currency Transaction Amount Issuer Code Narrative TC Denomination Details 10f1 m Descipton L Denominaton Curenor count sores syscount O Here you can capture the following details External Reference Number This is system generated based on the XREF Number sequence for the branch It is a unique identifier for a branch transaction Transaction Currency Select the currency by which TC is being purchased from the option list available Transaction Amount Specify the total amount of transaction Issuer Code Select the code of the issuer from the option list available Narrative Enter remarks about the transa
453. system defaults the interest and deposit details from the account class selected 11 2 7 Specifying Child TD Details The Child TD parameters are similar to the Parent TD except the child will not have the option to create a new TD as part of Pay out You can capture the details of child TD that is created by payout by clicking on the Interest button ORACLE 11 19 TD Account Opening by Mult Mode Routing No Denomination Term Deposit Details interest JointHolders Dual Cumency Deposit Checklist UDF ooking Branch interest Booking Account Term Deposit Pay In Option tor mi Pay in Opon Percentage Offset Account Chaqu lt Term Deposit Payout Details w Payout Type Percentage Offset Branch Account Narrative TD Payout Detaits You need to capture the following details here Account Details Specify the account number of the Child TD 11 2 7 1 Capturing Interest Details Calculation Account Select the calculation amount of the Child TD from the option list Interest Statement Check this box to generate an interest statement for the account The Interest Statement will furnish the values of the SDEs and UDEs and the interest rule that applies on the account Charge Booking Account Select the charge booking branch from the option list available You have an option of booking interest charge to a different account belonging to another branch The accounts mainta
454. t Total Amount The system displays the total amount of the transaction 7 14 1 Specifying Charge Details This block allows you to capture charge related details Refer the section titled Specifying the charge details under Capturing a Cash Deposit in this manual for further details 7 61 ORACLE 7 14 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Tissue against GL External Reference TT Currency TT Amount Instrument Number Telegraphic Transfer Date Payable Branch Serial Number Beneficiary Name Beneficiary Address Passport IC Number Charges MIS UDF Composite MIS Instrument Type Bank code General Ledger Number General Ledger Currency General Ledger Title Exchange Rate Charges General Ledger Amount Narrative Transaction MIS Refer the section titled Specifying MIS details under Capturing a Cash Deposit in this manual for further details 7 14 3 Specifying the UDF details You can capture these details in the UDF tab of the screen 7 62 ORACLE TT issue against GL External Reference Instrument Type TT Currency Bank code TT Amount General Ledger Number Instrument Number General Ledger Currency Telegraphic Transfer Date General Ledger Title Exchange Rate Charges General Ledger Amount Payable Branch Serial Number Beneficiary Name Narrative Beneficiary Address ea Passport IC Number
455. t Branch Code Transaction Date Transfer Currency From Account Currency From Account Number Narrative Route Code Account Description Receiver Credit Value Date Debit Value Date Type In this screen in addition to the details defaulted from the previous stage the system allows you to capture information on the following Customer ID The system displays the customer ID based on the account that is specified Account Title The system displays a brief title for the chosen account This screen provides following details e Transfer Details e Messaging Info e Customer Transfer Info 8 13 1 Specifying the Transfer Details In the transfer details tab you can capture the following information Agent Bank Specify the bank through which the transaction is being carried out 8 66 ORACLE 8 13 2 8 13 3 Beneficiary AC No Specify the account number of the beneficiary Beneficiary Details Specify the beneficiary details Agent Bank Addr Specify the address of the agent bank Cr Value Date System displays the credit value date Dr Value Date System displays the credit value date Specifying the Messaging Information In the Messaging Info tab you can capture the following information Ordering Customer Specify details of the ordering customer Sender To Receiver Info Specify the sender to receiver information of the transaction Charge Whom Specify the entity that will bear the charges Th
456. t Currency Transaction Date Exchange Rate Total Charge Actual Amount MIS UDF Composite MIS Transaction MIS Refer the section titled Specifying MIS details under Withdrawing Cash against a Cheque for further details 8 49 ORACLE 8 10 5 Specifying UDF Details This block allows you to capture details pertaining to UDF Click on the UDF tab to invoke the following screen Te Sale Walk in External Reference Issuing Branch Instrument Type Instrument Status TC Currency Issuer Code TC Amount Transaction currency Narrative TC Amount in Account Currency Beneficiary Name Transaction Date Beneficiary Address Exchange Rate Total Charge Actual Amount Currency Denominations TC Denominations Charges MIS UDF UDF Details 10f1 O Refer the section titled Specifying the UDF details under Withdrawing Cash against a Cheque for further details Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 50 ORACLE 8 11 Purchasing a TC against an
457. t Amount 1 000 00 Reason Code Issue Date 2011 12 06 Narrative D v Transaction TAX Exempt Beneficiary Name Payable Branch Beneficiary Address jhjkhjkhkjhkjh Demand Draft Number jkhjhijkhjkhjkj Passport IC Number hhkhjkjhhjk Here you can capture the following additional details External Reference The external reference number is displayed here Instrument Type The instrument type is displayed here Liquidation Date The system displays the date on which the transaction is posted General Ledger Number Specify the general ledger number that should be used to post this transaction The adjoining option list displays all the general ledgers maintained in the system Choose the appropriate one General Ledger Currency The currency of the chosen GL is displayed here Payable Bank The clearing bank code is displayed here Reason Code Specify the reason code The adjoining option list displays the list of all the reason codes maintained in the system You can choose the appropriate one 8 122 ORACLE Branch The system will display the house branch code Issue Branch Specify the branch at which the instrument was issued Liquidation Mode Specify the status of the instrument You can choose any of the following values available in the adjoining drop down list e Payment e Refund e Cancel Instrument Number The instrument number is displayed here
458. t Reversal Summary Authorization Status Credit Card No Transaction RefNo E Transaction Branch Q Search al Advanced Search Records per page Authorization Status Credit Card No Transaction Ref No Transaction Branch Transaction Date Payment Currency Payment Amount You can view records based on any or all of the following criteria Authorization Status You can view records based on the authorization status of the Credit Card payment by selecting an option from the adjoining drop down list This list provides the following options e Authorised Select this option if the Credit Card payment is authorised e Unauthorised Select this option if the Credit Card payment is unauthorised 12 14 ORACLE Credit Card No Select a valid Credit Card number to view records based on the Credit Card number from the adjoining option list Transaction Ref No Select a valid transaction reference number to view records based on the transaction reference number from the adjoining option list Transaction Branch Select a valid branch code if you need to view records based on the branch code from the adjoining option list Click Search button The system identifies all records satisfying the specified criteria and displays the following details for each one of them e Authorization Status e Credit Card No e Transaction Ref No e Transaction Branch e Transaction Date e Payment
459. t a currency for the TT from the list of values 7 73 ORACLE TT Amount The system displays the TT amount Liquidation Date The system displays the date on which the transaction is posted Issue Date The system displays the date on which the TT was issued Account Number Specify the account into which the TT should be liquidated Account Branch The branch to which the account belongs is displayed here Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Passport IC No The passport number or a unique identification number of the customer is displayed here Narrative You can enter remarks for the transaction Specifying charge details This block allows you to capture charge related details Refer the section titled Specifying the charge details under Depositing Cash in this manual Click save icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 74 ORACLE 7 18 Liquidating a TT for a Walk in Customer You can liquidate a Telegraphic Transfer for a walk in customer and give the customer an equivalent amount in cash In order to capture such a transaction invoke the TT Liquidation Walk In screen You can invoke this screen by typing 8319 in the fi
460. t branch is displayed here Cheque Currency The system displays the currency in which the BC has been issued Issue Date The system displays the date on which the BC has been issued 8 207 ORACLE Liquidation Date The system displays the date on which the transaction is being posted Drawee Account Number The account on which the BC has been drawn is displayed here Cheque Amount The amount for which the cheque amount has been issued is displayed here Cheque Number The MICR number of the cheque is displayed here Cheque Status The system displays the event that is triggered for the transaction This corresponds to the status of the instrument Transaction Currency The system defaults the branch currency as the transaction currency However you can change it The adjoining option list displays all the currency codes maintained in the Host You can select the appropriate code Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name The name of the beneficiary of the transaction is displayed here Beneficiary Address The address of the beneficiary of the transaction is displayed here Other Details Any other information captured for the transaction is displayed here Passport IC Number The passport number or a unique identification number of the customer is displayed here Click save icon to go to the next stage Enrichment stage 2 In this stage system valid
461. t maturity date of the deposit if it is rolled over It is computed by the system using the tenor and maturity date specified by adding the tenor to the maturity date 11 2 1 Specifying Term Deposit Details Click on Term Deposit Details block to capture term deposit related details TD Account Opening by Multi Mode Branch Date 2012 02 20 External Reference FJB1205100001113 Term Deposit Account 051TDF05112000102 Branch Code 051 n jare baie Customer Id 051000603 roduct Code L Account Description TD100 Customer Name CUSTOMER O E Currency CLP Pay in By Account Open Date 02 20 2012 Ss F TD Creation Date 02 20 2012 P EEEE TD Ref No heque Instrument No Cheque Date E Drawee Account Number Routing No Term Deposit Details Interest Joint Holders Dual Currency Deposit Check List Status Term Deposit Currency CLP Interest Booking Branch 051 TENOR Term Deposit Amount 90 000 00 Interest Booking Account 051TDF05112000102 a3 Demat Details ollover Type Principal 4 ccount Description TD Type Physical Rollover Amount Tenor Third party code DE Auto Rollover Maturity Date 05 20 2012 e TD Sale Amt ekse on Manniy Next Maturity Date 08 18 2012 TD Sale Currency Move Interest to Unclaimed y Recalculate Move Principal to Unclaimed Rate Chart Al
462. t stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed TC Sale Against GL Ka External Reference Instrument Type Issuer Code Instrument Status TC Currency Customer Number TC Amount Transaction Branch Exchange Rate General Ledger Number Narrative General Ledger Description General Ledger Currency Beneficiary Name ii 9 Beneficiary Address Tora Enae Total Amount TC Denominations Charges MIS UDF TC Denomination Details 10f1 fe descioton Denomination Curency Count series svs Count In addition to the details defaulted from the previous stage you can capture the following details 8 39 ORACLE 8 9 1 Customer Number The customer identification number of the payment initiator is displayed here based on the chosen account number Exchange Rate The system displays the exchange rate used to convert the TC currency into GL account currency lf the TC currency is the same as the account currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here Total Amount The system displays the amount to be debited from the account in the account currency after calculating the applicable charges This amount depend
463. tage Specify the amount of redemption in percentage Offset Branch Specify the branch code of the account for redemption Offset Account Specify the account number GL for redemption Narrative Specify the description for the redemption 11 4 5 Capturing Pay Out Parameters Details You can capture the parameters for automatic pay out by clicking on the TD Payout Details button To capture the details for pay out through Bankers Cheque click on the Bankers Cheque tab Payout Parameters Bankers Cheque PC Cheque Details Bank Code Payment Branch Currency Beneficiary Details Beneficiary Address Beneficiary Name PassporvlC Number Narrative The following details are captured here 11 4 5 1 Specifying Bankers Cheque Details Bank Code Specify the bank code of the Bankers cheque Payable Branch Select the payable branch from the adjoining option list The list displays all the payable branch linked to the selected bank code Cheque Date Specify the date of the cheque for the pay out ORACLE 11 42 Beneficiary Name Specify the name of the beneficiary for the pay out Passport IC Number Specify the passport or IC number of the beneficiary for the pay out Beneficiary Address Specify the address of the beneficiary for the pay out Narrative Specify the description for the pay out Country Code Specify the country code for the pay out 11 4 5 2 Specifying PC Details
464. tails 8 59 ORACLE 8 12 2 Specifying Currency Denomination Details In this block you can capture details of the currency denominations involved in the transaction TC Purchase Walk In External Reference Issuing Branch Issuer Code Related Customer Id TC Currency Transaction currency TC Amount Narrative Exchange Rate Total Charge Total Amoun Beneficiary Name otal Amount Beneficiary Address PassportliC Number Currency Denominations TCDenominations Charges MIS UDF Currency Code Preferred Denomination clear Denomination Details 10f1 im Denomination Code Denomination Value Total Amount QQ Refer the section titled Specifying denomination details under Withdrawing Cash against a Cheque for further details 8 60 ORACLE 8 12 3 Specifying Charge Details This block allows you to capture charge related details Click on the Charges to invoke the following screen TC Purchase Walk in External Reference Issuer Code TC Currency TC Amount Exchange Rate Beneficiary Name Beneficiary Address PassportviC Number Currency Denominations Charge Details TC Denominations Charges Issuing Branch Related Customer Id Transaction currency Narrative Total Charge Total Amount MIS UDF 10f1 o iL Charge Components Charge Amount Charge in Local Currency Exchange Rate has Refer the section titled Specifying charge deta
465. tails Payout Type Select the pay out mode from the drop down list The options available are e Bankers Cheque BC e Transfer to Other bank PC e Transfer to GL GL e Transfer to Savings Account AC Note the following e This option will be available only when account number generation is Auto e For Dual Currency Deposits you are allowed to select only GL and Savings Account options as the pay out mode You can either select GL or Savings Account but not both You can select only one GL or one Savings account and not multiple GLs or accounts in either case Percentage Specify the amount of redemption in percentage Offset Branch Specify the branch code of the account for redemption Account Number Specify the account number GL for redemption Narrative Specify the description for the redemption 11 2 8 Capturing Pay Out Parameters You can capture the parameters for automatic pay out by clicking on the Pay Out Parameters button To capture the details for pay out through Bankers Cheque click on the Bankers Cheque tab ORACLE 11 24 Payout Parameters Bankers Cheque PC Cheque Details Currency Bank Code Payment Branch Beneficiary Details Beneficiary Address Beneficiary Name PassportvlC Number Narrative The following details are captured here 11 2 8 1 Specifying Bankers Cheque Details Bank Code Specify the bank code of the Bankers cheque Pay
466. te Currency Denominations Charge Details Transaction MIS se lfa fa fe fi e se AN a aA td ATR BN Pt Pe Composite MIS Cancel This block allows you to capture details pertaining to MIS Click on the MIS tab to capture the following details Transaction MIS Specify the transaction MIS code Composite MIS Specify the composite MIS code Refer the MIS User Manual of Oracle FLEXCUBE Host for further details about MIS Specifying UDF Details You can capture the UDF details under UDF tab 7 6 ORACLE Cash Deposit Branch Date 2011 11 14 External Reference Product Transaction Currency Transaction Amount Exchange Rate Related Customer Customer Name Narrative i E Currency Denominations Charge Details MIS Projects Details Account Branch Account Number Account Description Account Currency Account Amount Total Charge Negotiated Cost Rate Negotiation Reference Recalculate UDF Details C Fie Name Field Value sea m Field Name The system displays the various User Defined Fields UDFs that you have maintained for the product in the Host Field Value Specify the value for the each UDF that is displayed 7 2 5 Specifying Project D
467. te defaulted by the system 3 5 ORACLE Assignment Mode Select the assignment mode to indicate whether remote authorization assignment is automatic or manual operation The assignment modes available are e Auto It indicates whether the authorizer is chosen automatically based on default authorizer maintenance e Manual It indicates whether the maker of transaction can choose the authorizer from the list of authorizers Assignment Role Select the assignment role of the authorizers The users belonging to this role are the valid authorizers for this workflow This field is applicable if assignment mode is Manual or if assignment mode is Auto and no default authorizer is maintained for the user Click Populate Stage to derive the number of stages A maximum of two stages are displayed they are e INPUT Stage e ENRICH Stage The derived stages are displayed in the Branch Work Flow Details section in the screen You can add another stage if single stage is populated This is required if two stages are enforced despite the preferences that are maintained The stages added explicitly by you are allowed to be deleted 3 4 1 4 Specifying Branch Workflow Details Sequence No The system displays the sequence number Stage Description The system displays the stage description Override Handling Select the appropriate override handling from the drop down The options available are e Auto e Defer
468. te the local currency equivalent of the charge and display it here Exchange Rate The exchange rate used for the currency conversion is displayed here If the charge currency is the same as the transaction currency the system will display 1 as the exchange rate 8 33 2 Specifying MIS Details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen 8 173 ORACLE BC Sale against Account External Reference Instrumenttype BCA Bank Code Customer Id BC Currenc Customer Name BC Amount Account Branch Instrument Number Account BC Date Account Title Account Currenc Payable Branch count MICR Number Beneficiary Name Exchange Rate Total Charge Beneficiary Address POET Narrative Delivery Mode PassporviC Number Delivery Address Delivery Address2 Delivery Address3 Delivery Address4 Charges MIS UDF Composite MIS Transaction MIS Cost Center Select a cost center from the list of values The MIS code assigned to the cost center related to the account is displayed here LOAN_TYPE Select the type of the loan from the adjoining option list LOAN TERM Select the term of the loan from the adjoining option list Contracts in Various Currencies Select the currency to which the contract belongs Account Officer Select the account officer who is in charge of executing this transaction Standard Industrial Code Select the industry
469. teesstetsoiieswievevsecoes seas 13 cusstonectinbdinpdvosiongetbedscdsue Huse iesi RR ii 9 10 9 3 2 Specifying the MIS Geta s cssssnsesssssdecscosseds activo voc svsousegedsnats lt 5 ousanbaeetebs sapsvousonsatsbde batt oi EK EERE 9 11 9 3 3 SPECHVING UDF Details isnin ana a a E aR an e REE OE NEER EREEREER 9 12 9 4 MISCELLANEOUS DEBIT TO A GENERAL LEDGER ACCOUNT cccccsssscsssescssesesesecsesseceseseaesesesesseessenesenes 9 13 9 4 1 Specifying the denomination details cccccecccssesseeseeseeeseeseeeescesccesecesecnsecaaecaaecsaeeseeeaeeeseeeeeeseeesees 9 15 9 4 2 Specifying the charge detAils sssccscesscessciviceroriseicensisesenuedsndeassdsneoseevensvsnsiennenseasedbaesisessnotsessapsienienseays 9 16 9 4 3 Specifying MIS Geta ils se ccsecsisssscasestecearcivicssoctpndvansivadonuins a E NE EE E EE E EEEE E 9 17 9 4 4 Specifying UDF details ireren eer terria er ire E E AE EE E E RE E 9 18 9 5 MISCELLANEOUS CREDIT TO A GENERAL LEDGER ACCOUNT ccscescsssesessessseseseesecseseeeeeeesssesseeseenenene 9 19 9 5 1 Specifying the denomination details ccsccecccsscesseeseesseesseeecesecesecesecesecnaeceeceecaeeeaeeeseeeeeeeneeenenaees 9 21 9 5 2 Specifying th charge CetGUIS wsaicvssdsicesscisscesootsnseessneeonses badeanedsbansoetonsvensiensenbepsedesesdetensoenseacepssansagenss 9 22 9 5 3 Specifying the MIS details s sseicassssiesscisscssoothniesnsisosegsnasndesbedstenvoetonaveesinnoenseanedespsdseeneoensearspesagueaieniy 9 23 9 5 4 Speci
470. tenance refer Defining a User Role topic under Security Management System User Manual 3 9 ORACLE 3 4 3 3 4 4 Maintaining Denomination tracking Oracle FLEXCUBE facilitates denomination tracking For cash transactions there is an internal stage called Till Update The system will update the user till with the amount of cash transaction If denomination tracking is checked in the Workflow Definition screen then the system updates the denomination wise update of Till If denomination tracking is not checked then you should not input the denomination details in the denomination block If input the same is ignored Maintaining Savings Function Definition Oracle FLEXCUBE allows you to set preferences for function ID specific configuration using Branch Function Definition Detail screen The primary data are pre shipped with an option to modify certain parameters Here you are allowed only modify and authorize To invoke this screen type STDBRFUN in the field at the top right corner of the Application tool bar and clicking the adjoining arrow button Branch Function Definition Detail Function ia az Description Preferences C Offline Support C Allow Next Day Transactions C Reversal Allowed C Reversal Authorization Required C Advice Required Online Advice Name Offline Advice Name Input By Authorized By Modification Authorized Date Time Date Time Number Open Here
471. the adjoining arrow button FX Purchase Walkin External Reference Product FXPW Currency Bought Currency Paid Amount Bought PassportlC Number Beneficiary Name Narrative Beneficiary Address Here you can capture the following details 7 48 ORACLE Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Currency Bought Specify the currency that you have received from the customer You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Amount Bought Specify the amount that is being purchased in the bought currency Currency Paid Specify the currency that you are paying the customer in return for the currency bought You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Narrative Here you can enter your remarks pertaining to the transaction Beneficiary Name Here you can capture the beneficiary customer s name Passport IC No Here you can enter the passport or other identification number of the beneficiary Beneficiary Address Here you
472. the Branch codes and Bank Codes You can select the appropriate one Cheque Issue Date Specify the issue date of the cheque You can click on the adjoining calendar icon and select the appropriate date If the difference between the Cheque Issue Date and the Cheque Date is greater than the Cheque Stale Days maintained at the Branch Parameters Maintenance screen an error message stating that the cheque is a stale one will be displayed However stale cheque validation would not be done if the field Cheque Stale days is not maintained at the Branch Parameters Maintenance screen Click save icon to go to the next stage Project Name Specify the developer project name for which payment is being made The adjoining option list displays all valid projects maintained in the system You can select the appropriate one Input to this field is mandatory If you specify the Unit ID the system will display the corresponding project name here Unit Payment Indicate whether the transaction is a unit payment or not by choosing the appropriate value from the adjoining drop down list The following values are available e Yes e No 15 9 ORACLE Unit ID Specify the unit ID of the project This field will be enabled only if you have selected Yes against Unit Payment The adjoining option list displays all unit IDs along with the unit holder names corresponding to the project name chosen You can
473. the TC currency is the same as the account currency the system will display the exchange rate as 1 Total Charge The system computes the charges applicable for the transaction and displays it here Total Amount The system deducts the charge amount from the TC amount and displays the total transaction amount In case you change the TC amount you will have to click the Recalc button to re compute the total transaction amount and the total amount Specifying TC Denomination Details In this block you can enter the TC denomination details Refer the section titled Specifying TC Denomination Details under Selling a TC against an Account for further details 8 53 ORACLE 8 11 2 Specifying Charge Details This block allows you to capture charge related details Click on the Charges to invoke the following screen TC Purchase against Account External Reference Instrument Type Issuer Code TC Currency Account Branch Exchange Rate Related Customer Id Customer Name TC Denomination Charge Charge Details MIS UDF Issuing Branch Instrument Status LIQD Narrative TC Amount Account Account Currency TC Amount in Account Currency Total Charge Total Amount 1011 fa Charge Components Charge Amount Charge in Local Currency Exchange Rate m Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details
474. the TT needs to be drawn in the transfer currency Banker s Cheque Date The date on which the instrument has been issued is displayed here MICR Number Specify the MICR number of the instrument Narrative Here you can enter remarks pertaining to the transaction Beneficiary Name Specify the name of the beneficiary in whose favor the telegraphic transfer is done 7 64 ORACLE Passport IC Number Specify the passport number or any unique identification number of the walk in customer Beneficiary Address Specify the address of the beneficiary in whose favor the telegraphic transfer is done Click save icon to go to the next stage Enrichment Stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will fetch other relevant details for the transaction The following screen will be displayed TT Issue against Walkin External Reference Instrument Type TT Currency Bank code TT Amount Transaction currency Telegraphic Transfer Date Exchange Rate Instrument Number Charges Total Amount Narrative Payable Branch MICR Number Beneficiary Name Beneficiary Address Passport IC Number Currency Denominations Charges MIS UDF Currency Code Preferred Denomination Ropulates Denomination Details __ 10f1 M Denomination Code Denomination Value Total Amount SSS O In addition to the details de
475. the account number of the Child TD 11 37 ORACLE Account Class The system displays the account class of the Child TD Customer Number The system displays the customer number of the Child TD 11 4 4 1 Capturing Interest Details Calculation Account Select the calculation amount of the Child TD from the option list Interest Statement Check this box to generate an interest statement for the account The Interest Statement will furnish the values of the SDEs and UDEs and the interest rule that applies on the account Charge Booking Account Select the charge booking branch from the option list available You have an option of booking interest charge to a different account belonging to another branch The accounts maintained in the selected booking branch are available in the option list provided The system liquidates the Interest Charge into the selected account Interest Start Date Select the interest start date from the option list Charge Start Date Select the charge start date from the option list Interest Booking Branch Select the interest booking branch from the option list Dr Cr Advices Check this box to generate payment advices when interest liquidation happens on an account The advices are generated in the existing SWIFT or and MAIL format Charge Booking Branch Select the charge booking branch from the option list available You have an option of booking interest charge to a different account
476. the cheque deposited 12 6 ORACLE For further processing details refer Depositing a Cheque section in Instrument Transactions chapter of this User Manual After validating for the availability of the data click Save icon to go to the next stage Authorization Stage On clicking save icon the system validates and ensures for the correct entry of the data If the data entry is correct then the system moves the contract to Authorization Authority for authorization Authorization Authority can approve or reject a transaction at this stage For authorization process details refer Depositing a Cheque section in Instrument Transactions chapter of this User Manual After successful authorization you can generate the transaction from task list and save After saving the task the system triggers clearing transaction and stores RT transaction reference number in XREF column of the Clearing Transaction for reference 12 4 Processing Payments by Cash Oracle FLEXCUBE provides a facility to handle Credit Card payments by cash You can maintain these details using Credit Card Payment By Cash screen You can invoke this screen by typing CRCP in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button Credit Card Payment By Cash External Reference Product CRCA Credit Card No Transaction Currency Credit Card Holder Name Transaction Amount Acco
477. the customer after deducting the applicable charges and displays it here 8 136 ORACLE 8 26 1 Setting Preferences Click Preferences tab to set the preferences External Reference Liquidation Type Liquidation Date Instrument Number Exchange Rate Transaction Currency Net Amount Narrative Beneficiary Name Beneficiary Address PassportiC Number Denomination Charges Beneficiary Address 4 Beneficiary Address 4 Beneficiary Id Instrument Form Instrument Status vp Liquidation against Walkin Branch Date 2011 11 30 FJB113340000403 DDW 2011 11 30 40010 CLP 45 00 N Adv Tst86 ben Adv Tst86 ben Adv Tst86 add1 ben Adv Tst86 add2 ben Adv Tst86 add3 pic adv tst86 MIS UDF Preferences Payable Across Branch Branch Liquidation Mode Payable Bank Issue Branch Drawee Account Number Issue Date Demand Draft Currency Demand Draft Amount Total Charges Demand Draft Number Other Details Payment Branch Demand Draft Status Additional Identifier ID Additional Additional Additional Additional Additional Additional Additional Additional Additional Additional Additional Additional dentifier Name 1 dentifier Value 1 dentifier Name 2 dentifier Value 2 dentifier Name 3 dentifier Value 3 dentifier Name 4 dentifier Value 4 dentifier Name 5 dentifier Value 5 dentifier Name 6 dentifier Value 6 002 000 002 261100001 2013 04
478. the top right corner of the Application tool bar and clicking on the adjoining arrow button 7 31 ORACLE Bill Payment Against Account External Reference Product BPAT Consumer Number Institution Id Bill Date Bill Number Account Number Bill Currency Account Branch Bill Amount Account Currency Customer Id Account Title Narrative Here you can capture the following details External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Product Code The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction Bill Number Specify the bill number here Consumer Number Specify the consumer number for the transaction Bill Date Specify the date on which the bill has been issued The adjoining button when clicked invokes a calendar in which you need to double click on the appropriate date The chosen date will then be seen in the YYYYMMDD format Institution Id Specify the unique ID corresponding to the institution towards which the bill payment is being made You can select the appropriate code from the adjoining option list that displays all the institution codes maintained in the system Bill Currency Specify the currency in which the bill should be paid Y
479. this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details Refer the chapters titled Transaction Workflow and Common Operations in this User Manual for details on the authorization process 8 63 ORACLE 8 13 Making Cross Border Payments You can make cross border payment using the Cross Border Payment By AC screen You can also invoke this screen by typing ODC1 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button External Reference Product CBPT From Account Branch Branch Code Route Code Account Description From Account Number Transaction Branch From Account Currency j i Transaction Date From Amount Book Date Type Details of Charge Here you can capture the following details Transfer Type Specify the type of transfer i e whether the transfer is a bank transfer or a customer transfer Charge Whom Specify the entity that will bear the charges The options in the drop down list are e Charges Borne by Ordering Customer e Charges Borne by Beneficiary e Our Chgs by Ord Cust and Rvr Chgsby Ben External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and
480. tion Negotiation Reference Number Specify the unique reference number that should be used for negotiation of cost rate in foreign currency transaction If the negotiated cost rate is specified then you should be needed to specify the negotiated reference number Oracle FLEXCUBE books then online revaluation entries based on the difference in exchange rate between the negotiated cost rate and transaction rate Specifying the denomination details In this block you can capture details of the currency denominations involved in the transaction through the following fields Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination By default till contents are decremented for outflow transactions like GL debit To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance
481. tion ID that caused the need for replication e The branch from which the change was made e Comma separated list of the Primary Key values for the functions ID e The modification number e The Savings table into which the record is to be stored e Arunning sequence number 5 2 ORACLE The system calls a replication process based on the deployment mode If the deployment mode is centralized the system will call the replication process to trigger data replication as and when there is an authorization in host for replicable data The Savings tables will be automatically updated If the deployment mode is decentralized it will call the replication servlet 5 1 3 Replicating data from Host Automatic Refresh In Oracle FLEXCUBE host you can submit the records as a job for replication in the branch database through the Jobs Browser screen You can invoke this screen by typing CSSJOBBR in the field at the top right corner of the Application Browser and clicking the adjoining arrow button You have to ensure that all the triggers from MAIN Branch TRG is compiled Jobs Browser Job Module Status w l Search Advanced Search Reset Records per page 1 of ay Job Module Process Process Sequence Number Status Start Stop Status SS N Stopped T Running H Halted Here you have to select BRANCH_REPLICATION process and click Run Button 5 1 4
482. tion currency are not the same Reject Code Specify the Reject Code The adjoining option list displays the list of all the reject codes maintained in the system You can choose the appropriate one If you reject a cheque without giving the reject code then that cheque can be reused However if you enter the reject code then the cheque will be rejected 8 25 ORACLE 8 5 1 Specifying Charge Details This block allows you to capture charge related details for the transaction Refer the section titled Specifying charge details under Withdrawing Cash against a Cheque for further details 8 5 2 Specifying MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen in House cheque Deposit External Reference Product LOCH From Account Branch To Account Branch Customer Id To Account Number From Account Number To Account Currency From Account Currency To Amount Exchange Rate Cheque Number From Amount Check Date Cheque Issue Date Narrative Reject Code Charges MIS UDF Composite MIS Transaction MIS Refer the section titled Specifying the MIS details under Withdrawing Cash against a Cheque for further details 8 26 ORACLE 8 5 3 Specifying UDF Details You can capture the UDF details under UDF tab Click the tab button UDF The system displays the following details In House cheque Deposit Exte
483. tion for the amount 8 86 ORACLE Passport IC Number Specify the passport IC number Remitter ID Specify the remitter ID Remitter Name Enter the remitter s name Remitter Address 1 to 4 Enter the remitter s address in the fields provided Additional Details Name Enter the name of the additional identifier MICR Number Specify the MICR number Stop Reason Code Specify the stop reason code The option list displays all valid stop reason codes maintained in the system Choose the appropriate one Instrument Type The system displays the instrument type Issuing Branch The system displays the issuing branch code Payable Across Branch Check this box to enable the payment of DD at all branches Instrument Number The system displays the instrument number Instrument Status The system displays the status of the instrument Endorsable Check this box to indicate that that the beneficiary can endorse this DD to a third party Print Status Specify the print status of the DD using the drop down list The drop down list displays the following options e Printed e Not printed 8 87 ORACLE 8 18 e Retention If the transaction is not cleared when the DD payment is by cheque then this status will be displayed as Retention Beneficiary ID Enter the ID of the beneficiary Beneficiary Name Enter the name of the beneficiary Beneficiary Address 1 to 4 Enter the beneficia
484. to invoke the following screen 8 116 ORACLE DD Sale against Cheque Branch Date 2011 11 30 External Reference FJB113340000500 Instrumenttype DDC Issuing Branch 002 Instrument Status INIT Bank Code 000 CustomerNumber 002000131 Demand Draft Currency USD AccountBranch 002 Demand Draft Amount 77 777 00 Account 000000025000000000 Instrument Number 60313 Cheque Number Demand Draft Date 2013 11 13 e Customer Name Payable Branch Account Title MICR Number Account Currency Exchange Rate Charges 10 00 Account Amount 77 787 00 Beneficiary Name Beneficiary Address Narrative PassportlC Number Recalculate Charges MIS UDF Preferences Transaction MIS b i bo b b b k Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 117 ORACLE 8 23 3 Specifying the UDF details You can capture these details in the UDF tab of the screen DD Sale against Cheque Branch Date 2011 11 30 External Reference FJB113340000500 Issuing Branch Bank Code Demand Draft Currency Demand Draft Amount Instrument Number Demand Draft Date Payable Branch MICR Number Beneficiary Name Beneficiary Address PassportlC Number 002 000
485. to the host where it hasis to be Saved for further processing first call to host If the transaction is saved successfully no overrides error messages it returns to branch and iwill bes assigned to a teller Note that if the transaction is not authorized in the host at this stage Tthe assignment to a teller may be auto or manual The teller then disburses cash accordingly at the branch 2 3 ORACLE 15 If the Save operation results in overrides the transaction is sent to the supervisor at branch for approval authorization Again the assignment of the supervisor may be auto or manual In effect the transaction returns to step 3 16 After cash disbursement final call to the host for authorization This is when the accounting entries are posted the till is updated and the advices if any are printed The process flow is depicted in the diagram below Stage 1 Clerk captures the transaction Stage 2 Data enrichment from the host No Dual Control a Stage 3 Authorization at branch Yes Stage 4 View by the teller Maker Save call to host No Authorization Override from host No ransaction No successful Transaction is assigned toa teller Stage 5 Teller disburses cash at branch Authorization call to host Till update and advice printing at branch 2 4 ORACLE The differences between one step and two step processing types are given in the table below One
486. to which the customer belongs 8 174 ORACLE 8 33 3 Specifying the UDF details You can capture these details in the UDF tab of the screen BC Sale against Account External Reference Instrument type Bank Code Customer id BC Currency Customer Name BC Amount Account Branch instrument Number Account BC Date Account Title Account Currenc Payable Branch MICR Number Beneficiary Name Beneficiary Address Exchange Rate Total Charge Account Amount Narrative Delivery Mode PassportiC Number Delivery Address1 Delivery Address2 Delivery Address3 Delivery Address4 Charges MIS UDF UDF Details 10f1 m Field Name l Field Value a Specify the following details Field Name All UDFs specified for the account class is displayed here Field Value The value for each UDF is displayed here You can alter this value if necessary Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit 8 175 ORACLE Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 8 33 4 Invoking OFAC Check OFAC Check enables the application to call an external web service to perform black list check for customer and customer accounts and warn the users appropriately while transacting with black listed customers This
487. u have to specify the Account Class mandatorily Else you can leave it blank If you select the Default From as Account then on clicking of P button the system defaults the interest and deposit details from the parent TD account Or if you select the Default From as Account Class then on clicking of P button the system defaults the interest and deposit details from the account class selected ORACLE 11 36 11 4 4 Specifying Child TD Details The Child TD parameters are similar to the Parent TD except the child will not have the option to create a new TD as part of Pay out You can capture the details of child TD that is created by payout by clicking on the Term Deposit Interest button interest Branch Code Account Interest Deposit AccountClass _ Currency Calculation Account Calculation Account Description Charge Booking Account Charge Booking Account Description Product User Data Elements Currency Effective Date Interest Start Date Interest Booking Branch _ Dr Cr Advices Interest Statement Charge Booking Branch Charge Start Date Waive Generate UDE Change Advice Open Account 10f1 a Effective Date Open UDE Values 10f1 m User Data Elements Id I SE TD Payout Details You need to capture the following details here Branch Code The system displays the branch code of the Child TD Account Number The system displays
488. u select both Move Interest to Unclaimed and Move Principle to Unclaimed then TD amount i e P will be moved to Unclaimed GL irrespective to the TD payout Details Rollover Type You can indicate rollover type as hereunder e Principal If You select Principal option then On Maturity date System will do rollover with Only Principle amount irrespective to the Interest booking account i e if Interest booking account is given as TD account then on maturity date Interest amount will be first liquidated to TD account and settled to the Payout details maintained for the TD account e Principal Interest If You Select Principal Interest option then Interest booking account should be always TD account On maturity date P amount will Rollover e Special Amount If you select Special Amount option then System will do rollover with Specified amount irrespective to the Interest booking account during Second rollover system will do rollover with the same amount by settling the New interest amount to TD payout amount e Interest If you select Interest option then Interest booking account should be always TD account On maturity date Principle amount will be settled to payout option Rollover Amount If a special amount is to be rolled over you have to specify the amount less than the original deposit amount in the Rollover Amount field ORACLE 11 23 11 2 7 3 Specifying Term Deposit Pay Out De
489. uct maintained in the system that will be used for processing the transaction 7 28 ORACLE Consumer Number Specify the consumer number for the transaction Bill Number Specify the bill number here Bill Date Specify the date on which the bill has been issued The adjoining button when clicked invokes a calendar in which you need to double click on the appropriate date The chosen date will then be seen in the YYYYMMDD format Bill Currency Specify the currency in which the bill should be paid You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Transaction Currency Specify the currency in which the payment is being made by your customer You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Institution Id Specify the unique ID corresponding to the institution towards which the bill payment is being made You can select the appropriate code from the adjoining option list that displays all the institution codes maintained in the system Bill Amount Specify the amount that should be paid towards the bill Narrative You may enter remarks about the transaction here This is a free format text field Click save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entr
490. ue against Walkin Branch Date 2011 11 30 External Reference FJB1133400005006 Payable Branch Instrument Type DDW MICR Number Bank Code 000 PassportvlC Number Demand Draft Currency USD Beneficiary Name Demand Draft Amount 8 000 00 Beneficiary Address Demand Draft Date 2013 11 22 Transaction Currency Rate Transaction Currency USD Recalculate Charges 0 22 Total Amount 8 000 22 InstrumentNumber 60313 Narrative Currency Denominations Charges MIS UDF Preferences Remitter ID Beneficiary Address 4 Remitter Name Beneficiary Address 4 Remitter Address 1 Beneficiary Id Remitter Address 2 Additional Identifier ID Remitter Address 3 Additional Identifier Name 1 PASSPORT OR IC NO Remitter Address 4 Additional Identifier Value 1 Executive Code Additional Identifier Name 2 Executive Phone No Additional Identifier Value 2 Executive Name Additional Identifier Name 3 Instrument Form Nominative Additional Identifier Value 3 Payable Across Branch Additional Identifier Name 4 Print Status NotPrinted v Additional Identifier Value 4 Specify the following details Remitter ID Specify the ID of the remitter Remitter Name Specify the name of the remitter Remitter Address 1 to 4 Specify the address of the re
491. ul However for Two Stage transactions timeouts will be based on the stage of the transaction If the first stage request encounters a time out the transaction will be updated as Marked for Delete But if the first stage request goes through successfully as a result of which the transaction is saved in the host but is unauthorized the subsequent second stage request time out will update the status as Marked for Roll Forward This implies that the transaction is complete is all respect and will be forced posted in host But in case of a timeout if the subsequent branch follow through updates e g Till updates Transaction Status updates etc if any fails the transaction status will be updated as Marked for Reversal and not as Marked for Roll Forward In both the above cases the untanking process will pick up the transactions and do the needful 2 1 2 9 Tanking and Untanking process The following section explains the process in branch and host In Branch When the connection between branch and host is lost the transactions will be tanked in the branch Subsequently when the connection is re established the system will untank the tanked transactions from the branch to host The transactions will be saved in the transaction log master in the same stage at which the connection between the branch and host is lost i e the stage at which the transaction failed to take place in the host The following trans
492. unt Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination By default vault contents are incremented for inflow transactions like cash transfer To reverse this default behaviour you can specify units in negative Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 After entering these details you need to click save icon The specified amount will flow into the vault and gets updated in the branch Click save icon to save the transaction The approver can fetch this transaction for his her task list and authorize it The authorization process is similar to that of cash deposit Refer the corresponding section under Depositing Cash in the chapter Cash Transactions of this User Manual for further details 13 4 ORACLE 13 4 Buying Cash from Central Bank You can buy
493. unt Branch Narrative You can maintain the following details here External Reference Number Unique reference number is defaulted based on the branch Product Retail teller product is defaulted as CRCA Credit Card No Specify a valid Credit Card number from the adjoining option list 12 7 ORACLE Credit Card Holder Name Name of the Credit Card holder is defaulted here Transaction Currency Specify currency in which cash is deposited for the specified credit card number from the adjoining option list Transaction Amount Specify payment amount for credit card transaction Account Branch Branch code of the current branch is defaulted here However you can specify branch code from the adjoining option list if needed Narrative Specify remarks for the credit card payments if any Click Save icon to go to the next stage Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is correct the system generates additional details maintained at different levels The following screen will be displayed Credit Card Payment By Cash External Reference Account Branch Credit Card No Account Number Credit Card Holder Name Account Description Product CRCA Account Currency Transaction Currency Account Amount Transaction Amount Total Charge Exchange Rate Negotiated Cost Rate Narrative Negotiation Reference LRecalc Currency Den
494. urrency from the adjoining option list Settlement Amount Specify the settlement amount Settlement Branch here Specify the settlement branch from the adjoining option list ORACLE 8 74 8 15 Settlement Account Specify the settlement account from the adjoining option list External Account Specify the external account for the settlement If the subscriber wishes to settle multiple services through a single transaction then specify the multiple transaction details in the Collection Transactions Input Screen If the subscriber wants to settle a single payment through multiple cheques then this can be specified in the Settlement Details screen Refer the Settlement User Manual for more information on maintaining multiple settlement modes for a role and currency combination Verifying Collection Details You can verify and modify the bill details even after the completion of the transaction using Collection Details Verification screen This will be allowed only on the transaction date of the bill You can invoke the screen by also entering 1036 in the field at the top right corner of the Application Toolbar Collection Details Verification Transaction Reference Number Customer Name Subscriber ID Due Date Bill Number Maker Date Time Mod No Checker Date Time Record Status Authorization Status Specify the following details Transaction Reference Number The system displays the t
495. valid branch codes The list will not include any closed branches Click OK button to generate the report Click Exit to return to the Reports Browser 16 4 1 Contents of the Report The contents of the report are discussed under the following heads Header The Header carries the Bank name Branch Run Date User ID and the Period for which the report is generated 16 4 ORACLE Body of the report The generated report will have the following information Account Number This indicates the account number Customer Name This indicates the name of the customer Account Status This indicates the status of the account Book Balance This indicates the book balance Balance Amount This indicates the Balance Amount Available Balance This indicates the Balance Available Uncleared Amount This indicates the Uncleared Amount Hold Amount This indicates the Hold Amount Accrued Interest This indicates the Accrued Interest Accrued Till This indicates the Accrued Till Last Interest This indicates the Last Interest 16 5 Saving Accounts Opened Today Report This report lists the details of accounts opened on the current day along with the details of initial payment The data in this report which is grouped product wise and user wise along with the details of the initial amount received forms an essential part of account monitoring process and anal
496. ve icon to save the transaction The authorization process is similar to cash deposit Refer the corresponding section under Depositing Cash for further details 7 43 ORACLE 7 11 Selling Foreign Exchange to a Walk in Customer You can sell a foreign currency to a walk in customer in return for the equivalent amount in another currency To achieve this you need to invoke the FX Sale Walk in screen by typing 8203 in the field at the top right corner of the Application tool bar and clicking on the adjoining arrow button TO FX Sale Walk in External Reference Product FXSW Currency Sold Currency Received Amount Sold PassportilC Number Beneficiary Name Narrative Beneficiary Address Here you can capture the following details Product The system displays the code of the retail teller product maintained in the system that will be used for processing the transaction External Reference Number The system generates a unique number based on the branch specific sequence number generation logic and displays it here The Host system identifies a branch transaction with the external reference number Currency Sold Specify the currency that you are selling to the customer You can select the appropriate code from the adjoining option list that displays all the currency codes maintained in the system Amount Sold Specify the amount that is being sold in the sold currency Currency Received Specify the curr
497. vensedisscisvanbceweduse EE a E EEEE AAS Eea EEA Eae EE STEERS 11 49 11 5 1 _TermDeposit Settlement Details eroian riiag an E NE AEE ESRDE 11 51 11 5 2 Term Deposit Denomination Details cccccccccccccesceseceseceseenseeseeeseesseeeseeseeeecnaecaecaecsaeeaaeesaeeaeens 11 52 11 6 TD CERTIFICATE PRINTING porie ea EE E EAE EE EAE ENE EEEE S E E RERS 11 53 ILOT IDRenewal zaienen aoaeaaiaee EE EN A EEE E EE E aa EESO ERES 11 54 12 CREDIT CARD PAYMENTS orionas eaeoe aaee aa eE ee eearri 12 1 12 1 INTRODUCTION pecsscciecescvecsnessccncevevnbcostsucs tas vtevestevsetetesecensenen sesseusterespen sasstusnenventevsededesegsvs steneusecdadanevspentovens 12 1 12 2 PROCESSING PAYMENTS BY IN HOUSE BANK CHEQUES cccccccsssessssececececcessesecesececsessaeseeeecesesenseaeeeeees 12 1 12 3 PROCESSING PAYMENTS BY OTHER BANK CHEQUES sssssssssesececsessssececececsesneaesesececeessaeeeeeecesesenseaeeeeees 12 4 12 4 PROCESSING PAYMENTS BY CASH sccsscsucsssssconccsecsvsissntonsoneosecsdscnsoneunes sessedutenesutensestdovesses vievsobecuavaceusauenteveds 12 7 12 4 1 Currency Denomination Tab wi ceccccccscceseceessecesceensecesseeesseceueceescecseneeeaaeceeeeeesaeceeneeesaecseeeeesaeceeneeenaeeees 12 9 1242 Charge Details Tabernan anaa aaa aae aE EERE ss s3saedagsdaeisaysyeedandavendscesetsecvens 12 10 12 5 PROCESSING PAYMENTS BY ACCOUNT i cccescscssesesctesecovtetcesecuesstdnnesseusessessncervetantecbesuesses oceveessseneseesvaenteys 12 10 12 54 CHAP
498. vious stage you can capture the following information here 7 5 1 1 Specifying denomination details This block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Depositing Cash for further details 7 24 ORACLE 7 5 2 Specifying charge details This block allows you to capture charge related details Click on the Charges tab and invoke the following screen Close Out Withdrawal External Reference Account Amount Account Number Account Description Customer Id Transaction Amount Account Currency SC Charge Denomination Charges MIS UDF Charge Details 10f1 LT Charge Components Charge Amount Charge in Local Currency Exchange Rate o Refer the section titled Specifying charge details under Depositing Cash for further details 7 5 3 Specifying the MIS details This block allows you to capture details pertaining to MIS Click on the MIS tab to invoke the following screen Close Out Withdrawal External Reference Account Amount Account Number Account Description Customer Id Transaction Amount Account Currency SC Charge Denomination Charges MIS Composite MIS Transaction MIS 7 25 ORACLE 7 5 4 Specifying the UDF details You can capture these details in the UDF tab of the screen External Reference Account Amount Account Nu
499. viscteosessesecenes osessesece seuntsncostesncsaveneosdunees vscsvesiesessvsscetunsetesys 8 99 8 21 SELLNGADD AGANSTAN ACCOUNT icssccssssssvisssessecsesocencsssassesecessentoesostesecuasectossoneesivscsvessnsossesevecunsetts 8 102 621 1 Specifvirig Charge Details iinne oeoa a E eS E A E EEES 8 107 S2L2 Specifvitig MIS DetdilS niea E EE E E EE 8 107 6 21 3 Specifying the UDF details ccsecessensseseepesonsessessrsessenseguasnscnsneseseosedsuseesetsnsvenenenscenensesesneapasionss 8 108 S214 _ Setting PreferentlS crisisen a E EEEE NEE N EAE NEE EEE EEES 8 109 6 22 NEWNGOFAC CHECK RESPONSE osiris cistein ark nirai E Ee nA ERER AEE EE EKER AR 8 111 8 23 ISSUING DD AGAINST CHEQUE scsessssesececessesaececececsessnaesecececeesenaesesececeeseaaeeeseesceeseaeaeseeeeeeessaaeteeseeenes 8 113 6 23 1 Specifying Charge Details sssusa eies ep aN E EEEE E AE EEEE TE ERA 8 116 823 2 Specifying MIS Detail Sessien ese in ie NEE EEEE E E EEE EE ES 8 116 6 23 3 Specifying the UDF details ccccccsccesscesscesecesecsseeseeeseeeseeseeeecseseceseesaecaecsaecsaecaeeesaeeeeeeeaeenseereesees 8 118 8 234 Set ng PrELCT ENCES enesesse n aE EEEE N N EAEE EEEE RE EEE EEES 8 119 8 24 LIQUIDATING A DD AGAINST A GL oo ccccececsesssceeececsessnaececececeesenaecesececeessaaseesececeeseaaeaeseeeeeessaaaeseeseeenes 8 121 8 25 LIQUIDATING A DD AGAINST AN ACCOUNT ccccccccccssessssscecececeeseaeceseceesesseaeeeceeseceneaaeaeeseceeessasaeseesenenes 8 125 6 25 1 Spec
500. will lock the same and then can either approve or reject it This process is similar to the remote authorization flow described earlier You can view the tasks that are approved by other supervisors in the Approved lists and also you can view the history of authorization in the Auth History lists Irrespective of the supervisor s action approve or reject the transaction will be re assigned to the maker You can fetch and see the response from your task list 7 2 6 Authorization stage If the workflow for the transaction is configured as a Dual control the transaction will have to be authorized by a supervisor before it gets saved as an unauthorized transaction for manual assign or as an authorized transaction for auto assign in the Host In case of manual assign the system prompts you to get the transaction authorized at your branch Branch authorization can happen in either of the following ways based on the transaction configuration in the workflow e Local e Remote 7 9 ORACLE When overrides are raised by the system and have to be approved the teller will have the option to choose between remote and local authorization By default remote authorization will be selected If the teller wants local authorization then the choice has to be made explicitly Z Overrides Web Page Dialog MESSAGE REFERENCE WF 2071 Confirm WF 2072 Confirm C Transaction involves InterBranch Accounts 2 Amount exceeds Trans
501. wing details Remitter ID Specify the ID of the remitter Remitter Name Specify the name of the remitter Remitter Address 1 to 4 Specify the address of the remitter in the fields provided ORACLE 8 109 Executive Code Specify the code of the executive Executive Name Specify the name of the executive Executive Phone Number Specify the phone number of the executive Instrument Form Specify the instrument form The drop down list displays the following options e Nominative e Endorsable Choose the appropriate one By default the system displays the instrument form maintained at the Instrument Product Maintenance level However you can modify this You cannot modify the instrument form once the instrument has been issued Payable Across Branches Check this box to enable the instrument payment across all branches Print Status Specify the print status of the instrument The drop down list displays the following options e Printed e Not printed Choose the appropriate one Print Remarks Enter a valid description of the print status Beneficiary Address Specify the address of the beneficiary in the fields provided Beneficiary ID Specify the ID of the beneficiary Additional Identifier ID Specify the ID of the additional identifier Additional Identifier Name 1 to 6 Specify the name of each of the additional identifier 8 110 ORACLE Additional Identifier Value 1 to 6 Sp
502. with this data This ensures that all branches have the most up to date data at all times Note that not all data in host is replicated Certain tables like static masters user information and customer accounts information are replicated The method of replication depends upon the mode of Oracle FLEXCUBE deployment There are three modes of deployment viz e Centralized FCUBS deployment In Centralized deployment replication is a seamless process During authorization process of any host function id whose data has to be replicated that data is immediately moved to corresponding branch tables There is no need for manual or automated process to initiate such replication e De Centralized FCUBS deployment In a De centralized deployment data can be replicated on an ad hoc basis or in bulk You can query on the data to be replicated and initiate replication onto branch tables e Hybrid FCUBS deployment In Hybrid deployment certain branches may have a centralized deployment while some others may have a decentralized deployment In this mode you can replicate data in bulk 5 1 1 Maintaining Replication Parameters You need to maintain the following tables for all branches where data needs to be replicated e STTM_FLEXBRANCH_LOC BRANCH_CODE LOC_CODE BRANCH_URL WB1 WB1 http 10 80 150 32 8989 FCJNeoW eb ReplicationBranchServlet e STTM_BRANCHLOC_MAP BRANCH_CODE LOC_CODE MAIN_BRANC
503. workflow is supported in offline scenario e For Savings you can have a default authorizer If default authorizer is defined then the transaction gets assigned to that authorizer automatically e For cash transactions you can configure the denomination tracking whether it is required or not Workflow Interfaces The workflow engine provides the following interfaces Initiation of a new transaction This interface is invoked when you select a transaction from the Menu Internally a Workflow object corresponding to the transaction you select in the Menu is created and control passed to it This Workflow object will first check if you have the rights to execute the selected transaction It will then display the appropriate screen and data Execute a workflow stage This interface is called after you capture the mandatory data and click on the Save button in relevant transaction screen The Workflow object created on initiation of a new transaction checks if any server code needs to be invoked and appropriately invokes it with the data received Based on the response from the server code the Workflow object routes the workflow to the next appropriate stage On completion of a stage the stage details including the input data xml and response data xml are logged in Savings to indicate that the workflow has moved to the next stage 3 1 ORACLE 3 2 1 3 2 2 Load a Workflow stage This interface is invoked when you click on a
504. ws e Denomination e MIS UDF 13 5 1 Specifying Denomination Details The following details have to be captured in this section Currency Code The system displays the currency of the account Denomination Code Specify the denomination of the currency used in the transaction For every currency the various denominations are assigned separate denomination codes These codes are displayed in the adjoining option list Choose the appropriate one Denomination Value The system computes the face value of the denomination and displays it For instance if the denomination code represents a USD 100 the value will be displayed as 100 Units Indicate the number of units of the specified denomination By default vault contents are decremented for outflow transactions like cash sale To reverse this default behaviour you can specify units in negative 13 10 ORACLE Total Amount The system computes the denomination value by multiplying the denomination value with the number of units For instance if the denomination code represents a USD 100 and the number of units is 10 the denomination amount will be 1000 13 5 2 Specifying MIS Details You can capture the details in the MIS tab of the screen Sell Cash to Central Bank External Reference Branch Code Narrative Transaction Currency Transaction Amount Denomination MIS UDF Composite MIS Transaction MIS MIS is user definable and is configured
505. y Demand Draft Amount Total Amount Total Charge Beneficiary Name Beneficiary Address Charges MIS UDF Preferences Composite MIS DDA Issue Branch Liquidation Mode Account Branch Transaction Amount Instrument Number Narrative Issue Date Exchange Rate Demand Draft Number Passport IC Number Payment Branch Transaction MIS Refer the section titled Specifying the MIS details under Capturing a cash deposit for further details 8 25 3 Specifying the UDF details You can capture these details in the UDF tab of the screen 8 129 ORACLE bp Liquidation against Account Branch Date 2011 11 30 External Reference Instrument type Liquidation Date Account Currency Account Number Customer Name Payable Bank Demand Draft Currency Demand Draft Amount Total Amount Total Charge Beneficiary Name Beneficiary Address FJB113340000404 DDA 2011 11 30 USD 000000025000000000 000 CLP 50 00 50 00 100 00 ben Adv Tst83 ben Adv Tst83 add1 ben Adv Tst83 add2 ben Adv Tst83 add3 Charges MIS UDF Preferences Issue Branch Liquidation Mode Account Branch Transaction Amount Instrument Number Narrative Issue Date Exchange Rate Demand Draft Number PassportlC Number Payment Branch 002 Payment 002 50 00 40012 N Adv Tst83 2013 04 16 462 937 142857143 micr Adv Tst8907 pic Adv Tst83 ts Recalculate UDF Details I4 4 10f1 gt bi
506. y in e Active TD account opened with pay in e Paid TD closed on or after maturity e Prepaid TD redeemed or closed before maturity e Over Due TD unclaimed after maturity ORACLE 11 15 e Susceptible to renew Grace days period between maturity date and rollover working days e Cancelled TD Closed without paying interest due to clearing cheque return e Reversed Inactive TD closed or active TD closed on the activation date Account Block Account Blocked During amendment of TD account check this box to block the TD account However you cannot use this checkbox while creating the TD account Reason code Specify the reason for blocking the TD account Choose the appropriate reason code from the option list 11 2 6 Capturing the Pay Out Parameters You can capture the parameters for automatic pay out by clicking on the TD Payout Details button Term Deposit Payout Details Branch Code Currency Account Term deposit EEEULGIERS tl Cheque Details Currency Bank Code Payable Branch Beneficiary Details Beneficiary Address Beneficiary Name Passport IC Number Narrative Cancel The following details are captured here Branch Code The system defaults the branch code Account Number Specify the account number Currency Specify the currency ORACLE 11 16 11 2 6 1 Specifyin
507. y is found alright it will calculate the charge based on the transaction type The following screen will be displayed 7 29 ORACLE Bill Payment by Cash External Reference Product BPCH Consumer Number Bill Number Bill Date Bill Currency Transaction Currency Bill Amount Institution Id Exchange Rate Total Charge Total Amount Narrative Denomination Charges Currency Code Preferred Denomination clear Denomination Details 10f1 fo Denomination Code Denomination Value Total Amount p o In addition to the details defaulted from the previous stage the following details are displayed Exchange Rate The system displays the exchange rate used to convert the bill amount in the bill currency to transaction currency lf the transaction currency is the same as the bill currency the system will display the exchange rate as 1 Charges The system computes the charges applicable for the transaction and displays it here Total Amount The system displays the total amount inclusive of the bill amount and the charges Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transaction Negotiation Reference Number Specify the unique reference number that should be used
508. y the amount of redemption in percentage Amount Specify the amount of redemption in absolute Offset Branch Specify the branch code of the account for redemption Offset Account Specify the account number GL for redemption Narrative Specify the description for the redemption 11 4 2 Capturing the Pay Out Parameters You can capture the parameters for automatic pay out by clicking on the Term Deposit Payout Details button To capture the details for pay out through Bankers Cheque click on the Bankers Cheque tab ORACLE 11 31 Term Deposit Payout Details Branch Code 006 Currency AED Account 00125369 Term depost BSR Cee eee PC Cheque DD Details Instrument Type Bank Code Currency AED Payment Branch Beneficiary Details Beneficiary Address Beneficiary Name Passport IC Number Narrative Cancel You can maintain the following parameters here Bank Code Bank code of the TD account will be defaulted from the main screen Account TD account will be defaulted from the main screen Currency Currency of the TD account will be defaulted from the main screen 11 4 2 1 Specifying Bankers Cheque Details Bank Code Specify the bank code of the Bankers cheque Cheque Date Select the cheque date for the pay out Payable Branch Select the payable branch from the adjoining option list The
509. y the customer s passport number or any other identification number Account Currency Specify the currency in which the account is maintained Cheque Number Specify the number of the cheque being drawn for DD sale Narrative Here you can enter remarks about the transaction Click save icon to go to the next stage Cheque Book Number Specify the cheque book number If the cheque book number is input the account number will be displayed on tab out of the cheque book number 8 114 ORACLE Enrichment stage On clicking save icon the system validates and ensures for minimum mandatory data entry If the data entry is found alright it will calculate the charge based on the transaction type The following screen will be displayed DD Sale against Cheque Branch Date 2011 11 30 External Reference FJB113340000500 Instrumenttype DDC Issuing Branch 002 Instrument Status INIT BankCode 000 CustomerNumber 002000131 Demand Draft Currency USD AccountBranch 002 Demand Draft Amount 77 777 00 Account 000000025000000000 Instrument Number 60313 Cheque Number 1003 Demand Draft Date 2013 11 13 e Customer Name Account Title Payable Branch MICR Number Beneficiary Name steve Account Currency USD Exchange Rate Charges 10 00 AccountAmount 77 787 00 Beneficiary Address Narrative PassportiC Number Recalculate Charges MIS UDF
510. y while transacting with black listed customers This will also allow capturing the user remarks in such scenarios before overriding the black list warning To invoke this screen click OFAC Check button in BC Issue Walk In screen 8 193 ORACLE This button can be made visible while carrying out the actual customization Request building response interpretation in the database layer needs to be done as part of customization to enable this feature On clicking this button system will build the request XML and call the web service Once the response is received from the external system the user will be allowed to enter his remarks in the screen displayed The response received will also be sent to Oracle FLEXCUBE Database layer for any further interpretations of the same External System Details External System Response t a Black Listed Customer E User Remarks E Here you can view the following details External System Response The response from the external system regarding the black listed customer will be defaulted here User Remarks You can specify your remarks here 8 37 2 Specifying denomination details In this block you can capture details of the currency denominations involved in the transaction Refer the section titled Specifying denomination details under Capturing a cash deposit for further details 8 37 3 Specifying charge details Click on the Charges tab to capture char
511. yed Miscellaneous GL Debit Ka External Reference Product MGLD GL Currency Exchange Rate GL Account Transaction Amount GL Description SC Charges Transaction Currency GL Amount Reference Number Negotiated Cost Rate Narrative Negotiation Reference Denomination Charges MIS UDF Currency Code Total Preferred Denomination Denomination Details 10f1 E Denomination Code Denomination Value Total Amount pe CI In addition to the details captured in the previous stage the system defaults the following details Exchange Rate The system displays the exchange rate used to convert the transaction currency into GL currency lf the transaction currency is the same as the account currency the system will display the exchange rate as 1 SC Charges The system displays the service charges calculated based on the maintenance in the host 9 14 ORACLE 9 4 1 GL Amount The system displays the total amount debited from the GL account inclusive of the service charges in the transaction currency If you modify the transaction amount then click Recalc button to re compute the amount to be debited from the GL account Negotiated Cost Rate Specify the negotiated cost rate that should be used for foreign currency transactions between the treasury and the branch You need to specify the rate only when the currencies involved in the transaction are different Otherwise it will be a normal transac
512. ysis This report is generated at EOD on a daily basis The contents of the report are discussed under the following heads Header 16 5 1 Contents of the Report The Header carries the Branch Date and User ID for which the report is generated Body of the report The generated report will have the following information Account Number This indicates the account number Customer Number This indicates the Customer Number Customer Name This indicates the name of the customer Acy Opening Bal This indicates the Opening Balance in Account currency Teller This indicates the Teller id 16 5 ORACLE 16 6 16 6 1 16 7 16 7 1 Account Number This indicates the account number Supervisor This indicates the Supervisor name Saving Accounts Closed Today Report This report lists the CASA accounts that have been closed in the day per product per currency per branch While closing the accounts interest is charged or applied to the account based on the credit debit balance on the account This report is generated at EOD on a daily basis Contents of the Report The contents of the report are discussed under the following heads Header The Header carries the Bank name Branch Run Date User ID and the Period for which the report is generated Body of the report The generated report will have the following information Account No This indicates the acc
513. ystem displays the external reference number Payable Branch The system displays the branch code of the payable branch Instrument Form The system displays the instrument form The instrument form can be one of the following e Nominative e Endorsable Payable Across Branch Indicates whether the DD can be paid across all branches Checked box indicates that the DD can be paid across all branches 8 96 ORACLE Stop Reason Code The system displays the reason for the block payment of the DD Remitter ID The system displays the remitter ID Remitter Name The system displays the remitter name Remitter Address 1 to 4 The system displays the remitter address Narrative Enter a brief description of the instrument Additional Details Name The system displays the additional details name MICR Number The system displays the MICR number Instrument Type The system displays the type of instrument being liquidated Instrument Date The system displays the DD date Instrument Currency The system displays the DD currency Instrument Number The system displays the instrument number Instrument Amount The system displays the amount for which the instrument was drawn Instrument Status The system displays status of the DD Print Status The system displays the print status of the instrument Print Remarks The system displays the print remarks 8 97 ORACLE Passport IC Number Th

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