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Instruction Manual - Monroe Systems for Business

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1. start end elapsed 4 Lx define PRINT OPERATIONAL NOTES 830 1200A 1245A 300A 315A 500A 7 30 15 00 133 SWITCH SETTINGS 400 0123456 time calc tc gt ALSO ACCUMULATE THE RESULTS OBTAINED FROM THE KEYS TO MEMORY 1 THE FOLLOWING ILLUSTRATES DEFINED TAX KEY RESULTS TO MEMORY 1 ENTER DEPRESS PRINT OPERATIONAL NOTES ES 3 5 R 5 00 96 5 2 R 5 00 8 75 3 R 8 75 8 75 Cont on following page 134 DEPRESS PRINT OPERATIONAL NOTES tax4 4 R 8 75 105 105 00 x 8 75R 9 19M 114 19 247 247 00 5 00R 11 76M 235 24 96 2 57 135 Glossary Of Features PHYSICAL ATTRIBUTES Enclosed Paper Roll Most calculators with the exception of Monroe 7130 7140 7150 Classic Pro and 8125 have the paper roll mounted externally The most expensive component of a print display calculator is the printer It is also the component most likely to fail as it is an electro mechanical mechanism The most common cause of printer failure is dust and dirt collecting on the paper roll and falling into the print mechanism as the paper is fed through the printer By enclosing the paper roll Monroe protects the paper roll and by extension the life of the printer fr
2. EXAMPLE QUANTITY UNIT PRICE 1 75 3 50 1 76 6 25 177 4 12 ENTER DEPRESS PRINT OPERATIONAL NOTES Price Price mode assumes that fractional units are being multiplied by dollars and cents 175 x 1 75 x In add mode on the decimal selector and this function 350 3 50 enabled there is no need to enter the decimal point when 613 entering fractional amounts extending them by a price 176 x 1 76 x in dollars and cents 625 6 25 11 00 177 x 1 77 412 4 12 7 29 24 42 0 66 Units Price Mode Define 00 SWITCH SETTINGS lt 0123456 timecalc tc B gt EXAMPLE QUANTITY UNIT PRICE 175 3 50 176 6 25 177 412 ENTER DEPRESS PRINT OPERATIONAL NOTES Units Price mode assumes OO 00 that whole units are being multiplied by dollars and cents 175 175 00 In add mode on the decimal selector and this function 350 3 50 enabled there is no need to enter the decimal point when 612 50 entering the whole amounts extending them by a price 176 x 176 00 x in dollars and cents 625 6 25 1 100 00 177 x 177 00 x 412 4 12 729 24 2 441 74 00 00 67 Price Units Mode Define 0 Define 00 SWITCH SETTINGS 123456 timecalc tc m gt d pd EXAMPLE PRICE UNITS 1 78 350 1 79
3. payment PRINT 250 000 00 T 6 00 96 180 00M 2 109 64M UE AMOUNT BORROWED OPERATIONAL NOTES PV Amount Financed Interest Rate Term Months Monthly Payment Assume you can afford to pay 2000 per month on mortgage payment You qualify for a 6 interest rate You want to pay the loan off in 180 months 15 years Solve for the amount you may borrow Present Value ENTER DEPRESS 2000 2722 6 rate 180 term PRINT 2 000 00M 6 00 180 00M 237 007 03 T OPERATIONAL NOTES Monthly Payment Interest Rate Term Months PV Amount Financed 81 EXAMPLE SOLVE FOR REPAYMENT TERM Assume the loan you need is for 250 000 yet the payment you want is 2 000 You qualify for a 696 rate How many months would be required to repay the loan As shown below it requires 196 months to repay the loan with a remaining payment of 1306 31 ENTER 250000 2000 EXAMPLE DEPRESS TLLA pv rate 17 payment A term SOLVE FOR INTEREST RATE Assume you wish to borrow 250 000 over a 180 month 15 year period and you can afford to pay 2 109 64 per month What interest rate do you need under this scenario PRINT 250 000 00 T 6 00 2 000 00M 1 306 31R 196 00M OPERATIONAL NOTES PV Amount Financed Interest Rate Monthly Payment Remaining Payment Term Months ENTER 250000 2109 64 180 DEP
4. Define CD SWITCH SETTINGS Fo123456 Jae tc mgt dpdn EXAMPLE 141 1 11 2 25 ROUNDED TO THE NEAREST NICKEL ENTER DEPRESS PRINT OPERATIONAL NOTES Nickel Rounding assumes that 900000600999 there are no longer pennies in the monetary system As such 1 11 111 all cents will be rounded to the nearest nickel 1 114 2 25 71 Paper Saver Mode Define adv cr d SWITCH SETTINGS 0123456 Norm tc mgt ENTER DEPRESS PRINT OPERATIONAL NOTES Paper Saver Mode eliminates the spacing of totals above the tear off knife and blank spaces between other results A 72 Defining the Tax Key As Decrease Define tax 0 SWITCH SETTINGS 0123456 tc M gt EXAMPLE THE TOTAL INVOICE WAS 143 78 THE TAX RATE IS 7 596 DISCOUNT THE INVOICE BY 7 596 ENTER DEPRESS PRINT OPERATIONAL NOTES In this example discount rather tax than VAT will be calculated 7 5 7 50R 143 78 Em 143 78 m 7 50R 10 78 133 00 73 Clearing All Definable Functions Define C CE CALC SETTINGS ANY AND ALL SETTINGS EXAMPLE RETURN TO DEFAULT SETTINGS ENTER DEPRESS PRINT C e OPERATIONAL NOTES Pressing the Define key followed by the C CE key will clear all internal definable
5. ENTER DEPRESS PRINT 705965 1 C 0 705965R 491957 2 C 0 491957R 116 61 3 C 116 61R EXAMPLE CONVERSION Convert 250 Euros to USD OPERATIONAL NOTES Stores conversion rate C1 Stores conversion rate C2 Stores conversion rate C3 ENTER DEPRESS PRINT 250 1 250 00 354 13 OPERATIONAL NOTES In this conversion 250 Euro is divided by the conversion factor to determine the equivalent USD 89 EXAMPLE CONVERSION Convert 500 USD to Euros ENTER DEPRESS PRINT OPERATIONAL NOTES 500 C In this conversion 500 USD is multiplied by the conversion 500 00 factor to determine the equivalent Euro 352 98 EXAMPLE CONVERSION Convert 10000 JPY to Euro ENTER DEPRESS PRINT OPERATIONAL NOTES 10000 3 C 10 000 00 85 76 Converts JPY to Home USD 1 C Home USD Converts to EURO 85 76 60 54 90 91 VAT Tax Define 3 IMPORTANT OPERATIONAL NOTES Five tax rates may be stored when this special function is selected If the stored amount for a key is positive that Tax key will compute amount of tax and add on If the stored amount for a key is negative that Tax Key will compute the amount of tax and net prior to tax i e VAT If one wants to determine add on and the stored rate is negative enter the amount press change sign and it will Add On Tax to the entered amount Also works in reverse Pressing the Define Key followed by 3 will turn on th
6. 4 57 G 360 00 27 43 G 332 57 124 SWITCH SETTINGS EXAMPLE DISCOUNT F0123456 d time calc tc gt d pd n Add 3 items 100 10 and 200 with a 8 2596 discount applied ENTER 8 25 100 10 200 DEPRESS r define tax 0 ct o amp 4 ele 8 25 0 83 16 50 25 58 PRINT OPERATIONAL NOTES R Defines Tax Key as Discount 8 25R Store tax rate of 8 25 100 00C 200 00 G 310 00 G 284 42CT 125 Changing the 8125 To a Time Calculator IMPORTANT OPERATIONAL NOTES Moving the Time Calc switch changes the 8125 into a time calculator Entries will be accepted as hours and minutes HH MM Addition of HH MM can be performed in much the same way as regular numeric entries When entering Hours Minutes the decimal point key is used to separate HH MM If the GT function is engaged will be accumulated into the GT register The HH MM format will be retained and the sum of all HH MM entries presented upon the second depression of the Total key If the decimal equivalent of an HH MM live entry or Total is required it may be obtained by pressing the 0 key If the entry is not live or if 9 is not pressed after the total key the 0 key will operate as expected Alternatively if Time Keep is engaged the Dec Equiv key may be pressed at any time to convert HH MM t
7. oe the calculator company user manual 8125 desktop print display calculator designed by josh owen Green Plea Thank you for purchasing the Monroe 8125 Monroe calculators are well known for their durability and longevity We expect you ll be enjoying your new 8125 for years to come as the throwaway calculator philosophy has never found traction here at Monroe Please dispose of the old calculator this 8125 replaces in a responsible manner Then when it comes time to say good bye to this one please do the same Also please recycle the gift box and other packing material The bag protecting your new 8125 is reusable Disposal options to consider Donate your old calculator to a deserving organization Take your old calculator to an appropriate disposal and recycling center Or upon receipt of your new calculator pack the old calculator in the new calculator box and return it to Monroe We ll handle the proper disposal Contacting Monroe Monroe Systems for Business Inc 47 Runway Drive Suite G Levittown PA 19057 Phone 888 666 7631 Fax 877 666 7635 Email csr monroe systems com Web Site www monroe systems com Record Your Serial Number Please record the Serial Number of your new calculator and the date received in the space provided below Retain this instruction booklet for your records and future reference Monroe 8125 Serial Number Installation Date Reg
8. 15 00 2 250 00M 5 635 00 an 63 Print Defined Functions Define 9 SWITCH SETTINGS EXAMPLE lt 0123456 timecalc tc gt FIND WHICH FUNCTIONS HAVE BEEN ACTIVATED AS SHOWN ALL FUNCTIONS ARE OFF FUNCTION Running 0 Print Running 9 Display Truncate Round up Set Identifier 5 Price Price Mode Units Price Mode Price Units Mode DEPRESS PRINT 1 2 7 eee Jooe 00 0 9 00 OPERATIONAL NOTES This function recaps the enabled disabled status of all internal definable functions Functions printed in black are enabled while those printed in red are disabled 64 FUNCTION DEPRESS Variable Add Mode Nickel Rounding Paper Saver Mode Set Tax to Discount Crossfooting 24 Hour Clock Format International Date Format International Punctuation ee2d4ece PRINT OPERATIONAL NOTES 24 Hour Clock Format changes the default 12 hour format to 24 International Date Format changes the default mm dd yyyy to dd mm yyyy International Punctuation changes the default format from to X XXX XX 65 Price Price Mode Define 0 SWITCH SETTINGS lt 0123456 timecalc tc B gt
9. 150 with a 6096 markup included what is the cost of the item ENTER DEPRESS PRINT OPERATIONAL NOTES 150 150 00 S In the example to the left Selling Price and the Markup 60 60 00 were known Immediately following the entry and 90 00M depression of the Margin Key the amount of Markup in 60 00C dollars and the Cost is printed EXAMPLE RECIPROCAL Find the Reciprocal of 625 ENTER DEPRESS PRINT OPERATIONAL NOTES 625 1 625 00 Simply enter the value and press the Insert Key 0 0016 1 x function to find the Reciprocal 106 EXAMPLE PERCENT CHANGE 964 Find the difference between two years of sales this year 10 750 673 and last year 9 948 581 ENTER DEPRESS PRINT 10750673 10 750 673 00 9948581 9 948 581 00C 802 092 00 A 8 06A OPERATIONAL NOTES When comparing two numbers always enter the current period first 107 Independent Memory II Define 9 IMPORTANT OPERATIONAL NOTES Independent Memory Il functions in exactly the same manner as Independent Memory I The RV Reverse Key reverses two factors in a calculation Pressing the Define Key followed by 9 will turn on the Independent Memory functions This function is disabled by replacing the 5 definable keys with another function 8125 ACTUAL KEYS BECOME THESE DEFINED KEYS 108 EXAMPLE SIMPLE INVOICE 25 items 0 3 25 40 items 0 6 75 5 items 5 00 credit add 6 handlin
10. 2 687 FIND TOTAL ENTER DEPRESS PRINT OPERATIONAL NOTES Truncate or Round Down 5 instructs the calculator to ignore all values past 1 444 1 444 the decimal setting when calculating a result or finding 2 687 2 687 a total Were this example performed with the decimal 4 13 selector at F the total would be 4 136 With truncate the decimal digit 6 is ignored or 5 truncated Note Truncate does not ignore decimal digits entered 1 444 for example It only acts on totals results Special Note The default position for the 8125 is automatic rounding commonly referred to as 5 4 In the default position any decimal digit past the decimal setting is reviewed If it is 5 or greater the decimal digit to its left is rounded up If itis 4 or less the decimal digit to the left is unaffected 60 Round Define 6 SWITCH SETTINGS EXAMPLE 1 444 2 687 FIND TOTAL lt CD omen Gy 0123456 timecalc tc gt ENTER 1 444 2 687 DEPRESS PRINT 6 1 444 2 687 4 14 6 6 OPERATIONAL NOTES Round Up instructs the calculator to round up any value past the decimal setting when calculating a result or finding a total Were this example performed with the decimal selector at F the total would be 4 131 With Round up enabled the decimal digit 3 is rounded up to 4 sincea
11. 277 2 77C 277 1498 14 98C 3 3 00 s 002 11 98 2 5 99 OPERATIONAL NOTES When the d pd n switch is in the n position intelligent n count and automatic averaging are enabled Intelligent n count simply means if a number is entered and the plus key pressed an immediate depression of minus assumes the entry was made in mistake and is being corrected Therefore the n count will not reflect the correction A depression of the key following a depression of the 0 or key when n count is on will automatically calculate and print the average of the entries 28 Group amp Grand Total D ap SWITCH SETTINGS F0123456 timecalc mgt EXAMPLE 2 77 2 77 14 98 3 00 5 25 6 35 8 00 31 58 ENTER DEPRESS PRINT OPERATIONAL NOTES 277 4 2 77C When the tc gt switch is the gt grand total position 2 77 any entry made to the adding machine is repeated in the 1498 14 98C grand total memory The first depression of the key recalls 3 3 00 and prints the sum in the adding machine depressing 11 98 the key again immediately thereafter prints the sum in the 525 5 25C grand total memory 635 6 35 8 8 00 19 60 31 58G 29 Group amp Grand Total with N Count amp Automatic Average C D c 2 SWITCH SETTINGS 0123456 Beck tc gt EXAMPLE d pd n 2 77
12. Addition and Subtraction with N Count Intelligent N Count and Automatic Average Group and Grand Total Group and Grand Total with N Count Printing a reference number or date Back Space Error Correction Multiplication and Division Constant Multiplication Constant Division Calculator Mode Correction Chain Multiplication and Division 11 12 14 14 16 18 19 20 22 24 25 26 27 28 29 30 31 32 33 34 35 36 37 Using the C CE Key Percentages Percent Increase Percent Decrease Accumulative Results and Independent Memory Changing the Sign of a Number Square Root Storing a Tax Rate Computing Tax Using the Tax Key to Compute before Tax Cost Setting the Time and Date Time and Date Stamping the Tape Basic Two Column Addition Basic Editing Functions Advanced Operations Using the Definable Settings Running 9 Printed Running 9 Displayed Truncate Round Up Automatic Incrementing Identification Numbers Print All Defined Functions 38 39 40 4 42 43 44 45 46 47 48 49 50 51 52 54 55 56 57 58 59 60 61 62 63 64 Price Price Mode 66 Units Price Mode 67 Price Units Mode 68 Variable Add Mode 70 Nickel Rounding 71 Paper Saver Mode 72 Tax Key for Discount 73 Clearing all Definable Settings 74 Setting International Punctuation 75 Setting International Date Format 76 Setting 24 Hour Clock Format 7T Using the User Definable Keys 79
13. Finance 80 Currency Conversion 88 VAT Tax 92 Discounted Tax 96 Time Card 100 Cost Sell Margin Reciprocal Percent Change 104 Memory II RV 108 Spreadsheet Crossfooting 112 Advanced Functions 120 Automatic Two Column Addition Variations 121 Changing the 8125 to a Time Calculator 126 Advanced 130 Glossary of Features 196 Limited Warranty 145 Getting Started REMOVE THE RIBBON CUSHION To protect the print mechanism and secure the ribbon spools in position during shipment a foam pad lies between the ribbon spools and the printer door REMOVE THIS FOAM PAD BEFORE OPERATING Failure to remove this pad will result in misoperation and possible damage to the calculator WARNING HAZARD OF ELECTRICAL SHOCK NO USER SERVICEABLE PARTS ARE CONTAINED INSIDE ALL SERVICING MUST BE DONE BY A QUALIFIED SERVICE PERSON The socket outlet shall be installed near the equipment and easily accessible Changing the Paper Tape Installing the Paper Roll Use 2 14 Paper Tape To ensure ease of installation read the instructions completely before installing a new paper roll Then follow the instructions step by step Tear off excess paper at the paper knife Remove the Paper Cover To remove the paper cover lift the paper roll cover from the back using the finger tab provided Lift up and remove used paper roll from the paper cavity Tear off paper between the used paper roll and the pri
14. STRICT LIABILITY NEGLIGENCE OR OTHER LEGAL THEORY THERE DOES NOT EXIST NOR IS ANYONE AUTHORIZED TO MAKE ANY PROMISES WARRANTIES OR REPRESENTATIONS NOT CONTAINED IN THIS LIMITED WARRANTY IN NO EVENT SHALL MONROE S LIABILITY EXCEED THE PRICE OF THE PARTICULAR PIECE OF EQUIPMENT IN QUESTION THE MATERIAL CONTAINED HEREIN IS SUPPLIED WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND BY MONROE SYSTEMS FOR BUSINESS INC MONROE ASSUMES NO RESPONSIBILITY RELATIVE TO THE USE OF THIS MATERIAL AND SHALL HAVE NO LIABILITY FOR ANY DAMAGES WHETHER DIRECT INDIRECT CONSEQUENTIAL OR OTHERWISE ARISING FROM THE USE OF THIS MATERIAL OR ANY PART THEREOF TO MAKE A CLAIM UNDER THIS LIMITED WARRANTY THE EQUIPMENT MUST BE SHIPPED INSURED AND PREPAID TO THE MONROE FACTORY SERVICE CENTER TOGETHER WITH PROOF OF PURCHASE PURCHASE RECEIPT INVOICE OR OTHER ACCEPTABLE EVIDENCE OF TIME AND PLACE OF PURCHASE MONROE WILL PAY RETURN SHIPPING CHARGES TO CUSTOMER FOR VERIFIED LIMITED WARRANTY CLAIMS ONLY MONROE WILL NOT BE RESPONSIBLE FOR SHIPPING DAMAGE OR LOSS Monroe Factory Service Center Monroe Systems for Business Inc Warranty Department 47 Runway Road Suite G Levittown Pennsylvania 19057 4738 145 c 2009 Monroe Systems for Business All rights reserved Monroe Monroe Systems for Business Monroe The Calculator Company the M Star logo are registered trademarks of Monroe Systems for Business
15. non zero decimal digit exists to its right Note Roundup does not act upon decimal digits entered 1 444 for example It only acts on the totals results 61 Automatic Incrementing Identification Numbers Define 7 SWITCH SETTINGS EXAMPLE CHECK 123 IS 50 CHECK 124 IS 75 CHECK 125 IS 87 F0123456 lt dq CD time calc tc W gt d pd n ENTER DEPRESS 123 ref 50 75 87 PRINT 123 123 124 125 eooleee 50 00C 75 00 87 00 212 00 OPERATIONAL NOTES If your task calls for identifying the invoice or check number associated with an amount and those numbers are incremental setting the incremental identification number is a time saving and productive feature to enable Used in conjunction with the Define 3 function earlier illustrated these features combined are great for balancing a check book and auditing a bank statement 62 gt Define 8 qd lt SWITCH SETTINGS F0123456 timecalc tc m gt EXAMPLE INVOICE 125 ITEMS 12 50 EACH 135 ITEMS 13 50 EACH 150 ITEMS 15 00 EACH ENTER DEPRESS PRINT OPERATIONAL NOTES sums results obtained from the and key elapsed time EL and five definable tax keys in 125 125 00 Memory I 12 5 12 50 1 562 50M 135 135 00 13 5 13 50 1 822 50 150 x 150 00 x 15
16. 2 77 14 98 3 00 5 25 6 35 8 00 31 58 AVERAGE 6 32 ENTER DEPRESS 277 1498 3 002 525 635 8 003 005 PRINT OPERATIONAL NOTES 2 77C The number of items in each column is counted as well as 2 77 the total number of items in the grand total memory 14 98C A depression of the key 3 00 following a depression of the 0 or key when n count is on will automatically calculate and print the average of the entries 11 98 5 25 6 35 8 00 19 60 31 58G 6 32M 30 Printing a Date or Reference Number ETE d SWITCH SETTINGS 0123456 Mos tc gt EXAMPLE REF 15568 OR DATE 4 25 2012 ENTER DEPRESS PRINT OPERATIONAL NOTES 15568 115568 4 25 2012 4252012 When entering a reference number pressing the decimal point key will create a space between numbers All reference numbers print red on the left side of the tape These reference numbers do not have any affect on summations or calculations they are merely reference numbers 31 Back Space Key Correcting Entry Errors cr SWITCH SETTINGS 0123456 tc M gt EXAMPLE 125689 ENTERED RATHER THAN 125687 ENTER DEPRESS DISPLAY OPERATIONAL NOTES 125689 125 689 The Back Space Key is used to correct a live entry A live 12 568 entry is one which has just been entered exists in the 7 125 687 display and where no function
17. Key 26 Reference Number Key 27 Subtotal Key 28 Total Key 14 0 123456 define time calc tc M gt d pd n 7 e e e c 4 5 1945511 10 11121 3 g ESL ES Major Key Groupings ADDING MACHINE A The keys in this grouping are referred to as the Adding Machine Controls This portion of the 8125 will be referred to as the Adding Machine or Accumulator Accumulation takes place in the adding machine through entry and depression of the plus or minus keys The 9 key recalls and prints displays the contents of the adding machine but does not clear the adding machine The key recalls and prints displays the contents of the adding machine and clears it s contents TOTAL KEY B THIS IS THE ONLY KEY THAT CAN CLEAR THE CONTENTS OF THE ADDING MACHINE ACCUMULATOR NUMERIC KEYPAD C Includes 0 9 00 and decimal point keys CALCULATOR CONTROLS D The keys in this grouping are referred to as the Calculator Controls This side of the 8125 is the calculator portion NOTE THE CALCULATOR AND THE ADDING MACHINE ARE COMPLETELY SEPARATE AND INDEPENDENT C CE Clears live entry or pending calculation NOTE THE C CE KEY DOES NOT CLEAR THE ADDING MACHINE ACCUMULATOR ACCUMULATOR KEYS F The and keys are accumulator keys During normal operation they complete a calculation and store the results of that calculation i
18. determine after entry of 3 and depression of the key that 3 should have been 4 the operator would simply touch minus which takes out the 3 The operator could then enter 4 press plus and then total The total is 7 The item count is 3 Certain calculators have attempted to provide intelligent item count They may have a selection for example This is not an intelligent item count It increments the count for positive entries and decrements the count for negative entries It is easy to see that this count does not reflect the actual numbers of entries legitimately made Automatic Averaging From the discussion of Item count above automatic averaging provides the ability to divide the total by the number of items to determine the average for the items This feature is of little use if as described above the item count is apt to be incorrect Intelligent Item count for the 8125 makes automatic averaging worry free Underflow Underflow is a feature designed to assist the operator in obtaining the most significant result If the decimal selector was set at 6 for example and the number of whole digits on a 12 digit display was 8 the decimal point would be shifted to show 8 whole digits and only 4 decimal places in the answer If a unit were not equipped with this feature an error would be created and the operator would have to move the decimal selector to accommodate the result Reverse Underflow Very few calculators have
19. is pressed the totals of all the columns and rows will automatically be printed For the sake of brevity only the printout will be represented below ENTER DEPRESS PRINT 1 C 14 00 2 C 13 00 3 8 00 4 C 18 00 53 00C Example cont on next page OPERATIONAL NOTES All values will remain in their assigned column and row locations They will not be automatically cleared When finished with one spreadsheet press C CE then Crossfoot before moving to the next spread sheet 114 DEPRESS PRINT 1 R 11 00 2 R 11 00 3 R 14 00 4 R 17 00 53 00R OPERATIONAL NOTES 115 EXAMPLE 96 DISTRIBUTION An individual wants to find the percent distribution on the 1st Column then the Row Total ENTER Example cont on next page DEPRESS PRINT 1 C 35 71 96 1 C 0 00 96 1 C 21 43 96 1 C 42 86 96 100 00 96 OPERATIONAL NOTES Using our example let us assume that the user wants to perform a 96 Distribution The 96 Distribution can be run on individual columns individual 5 column totals or row totals In this illustration below we will first run a 96 Distribution on Column 1 next run a 96 Distribution on Row Totals 116 DEPRESS PRINT OPERATIONAL NOTES All values will remain in their assigned column and row locations They will not be automatically cleared 3 R 20 75 96 5 R 20 75 96 R 26 4
20. of an Item cost sell margin A Find the Gross Margin Profit on item sold Find the Cost of an Item Find the Reciprocal of a number Find the amount and percent of change between two numbers Examples of these functions are illustrated in the following pages Pressing the Define Key followed by will turn on this function This function is disabled by replacing the 5 definable keys with another function 104 EXAMPLE FIND SELLING PRICE If the an item costs 100 and has a 2596 markup what is the Selling Price ENTER DEPRESS 100 25 EXAMPLE FIND MARGIN AND 96 MARK UP PRINT 100 00C 25 00 33 33 133 33 5 OPERATIONAL NOTES In the example to the left cost and 96 markup were known Immediately following the entry and depression of the margin key the amount of markup in dollars and the selling price print The formula for calculating selling price is Selling Price 1 100 Markup If an item s Cost is 100 and the Selling Price is 150 what is the Markup in Percentage and Dollars ENTER DEPRESS PRINT OPERATIONAL NOTES 100 100 00C In the example to the left the cost and selling price were 150 150 00 6 known Immediately following the entry and depression of the 50 00M Sell key the amount of markup in dollars and the 96 of markup 33 33 is printed 105 EXAMPLE FIND COST If an item has a Selling Price of
21. reverse underflow The 7100 series Classic Pro and 8125 are the exceptions Reverse underflow means that if the result of a calculation would yield zero when displayed at the current decimal setting the decimal point will shift to the left to show the most significant decimal amount For example if the decimal selector were set at 2 and one attempted to divide 2 by 625 the answer would for most calculators be zero For the 8125 the decimal shifts to the left automatically so the actual result 0 0032 can be displayed Extended Capacity The 8125 also features Extended Capacity Rather than deliver an error when the answer exceeds the capacity of the calculator the 8125 presents the answer in scientific notation The calculation capacity of the 8125 is 24 digits even though the capacity of the calculator is 12 digits Automatic Clearance Overflow Error There are times when Error and Overflow conditions are created Dividing by zero for example creates an error as it is mathematically undefined The 8125 automatically clears these conditions when encountered Most calculators force the operator to clear such conditions before proceeding Again more manual and mental effort in such calculators 141 The percent key changes an amount to a format we are more comfortable seeing Were we to multiply 100 by 396 we are more comfortable entering 100 pressing the x key then entering 3 and pressing the 96 k
22. the invoice can pe be solved either through use 6 75 6 75 of the memory or by using keys conjunction with the 270 00 adding machine 5 x 5 00 x 5 1 5 00 25 00 6 6 00 332 25 43 Changing the Mathematical Sign of a Number cr SWITCH SETTINGS F0123456 tc M gt EXAMPLE ENTER 25 AS A NEGATIVE NUMBER THEN CHANGE TO POSITIVE ENTER DEPRESS PRINT OPERATIONAL NOTES 25 25 change sign key is used to change the mathematical sign 25 of any number entered 44 Square Root cr SWITCH SETTINGS F0123456 tc M gt EXAMPLE FIND THE SQUARE ROOT OF 63 ENTER DEPRESS PRINT 63 63 00 63 00 R 7 94 OPERATIONAL NOTES 45 Storing Tax Rate SWITCH SETTINGS Fo123456 Jae tc mgt dpdn EXAMPLE STORE A TAX RATE OF 7 596 ENTER DEPRESS PRINT OPERATIONAL NOTES 7 5 tax 7 50R To store a tax rate simply enter the rate and press the tax key Only a live entry can be stored 46 Computing Tax the Affect of Tax on an Item cr SWITCH SETTINGS F0123456 tc mgt EXAMPLE ITEM SELLS FOR 133 75 THE TAX RATE IS 7 5 ASSUME TAX RATE IS STORED EXAMPLE ON PREVIOUS PAGE WHAT IS THE AMOUNT OF TAX AND THE PRICE WITH TAX ENTER DEPRESS PRINT OPERATIONAL NOTES 133 75 x 133 75 x To add tax to an item simply m
23. 0 x 10 00 x The C CE Key will clear a calculation in progress e g 2 B 10x it will also clear a live entry e g 25 100 x 100 00 x Other functions of the C CE 25 Z Key will be covered in later p sections 7 7 00 700 00 38 Percentages cr SWITCH SETTINGS 0123456 cc EXAMPLE 100 X 2596 25 00 25 IS WHAT 96 OF 98 lt gt tc gt ENTER DEPRESS 100 x 25 25 98 PRINT 100 00 x 25 00 25 00 25 00 98 00 25 51 96 OPERATIONAL NOTES The 96 key completes calculations much like the key but formats the answer as a percentage 39 Increase SWITCH SETTINGS F0123456 timecalc tc mgt EXAMPLE WHAT IS 267 INCREASED BY 7 6 ENTER DEPRESS PRINT OPERATIONAL NOTES 267 x 267 00 x Pressing the key after calculating a percentage 7 6 7 60 automatically increases the base amount by the percent 20 29 amount 287 29 This operation has no affect on the contents of the adding machine 40 Decrease cr SWITCH SETTINGS 0123456 tc M gt EXAMPLE WHAT IS 267 DECREASED BY 7 6 ENTER DEPRESS PRINT 267 267 00 7 6 pa 7 60 96 20 29 246 71 OPERATIONAL NOTES Pressing the key after calculating a percentage automatically decreases the base amount by th
24. 07 Minutes 128 129 Advanced M IMPORTANT OPERATIONAL NOTES In this section the use will be shown using a variety of different functions to explain the usefullness of for the 8125 130 SWITCH SETTINGS EXAMPLE F0123456 time calc gt d pd n INVOICE 125 ITEMS 12 50 EACH 135 ITEMS 13 50 EACH 150 ITEMS 15 00 EACH ENTER 125 12 5 135 13 5 150 15 DEPRESS PRINT 125 00 12 50 1 562 50 135 00 13 50 1 822 50 150 00 15 00 2 250 00 5 635 00 OPERATIONAL NOTES sums results obtained from the and key elapsed time and five definable tax keys in Memory 131 SWITCH SETTINGS F0123456 timecalc tc gt EXAMPLE THE FOLLOWING EXAMPLE ILLUSTRATES ACCUMULATING HOURS AND MINUTES WORKED TO MEMORY 1 ENTER DEPRESS PRINT OPERATIONAL NOTES 8 30 start 8 30 12 00 end 1200A 12 45 start 12 45 A 3 00 300A 3 15 start 315A 5 00 end 500A elapsed 7 30 132 8 30 12 00 12 45 3 00 315 5 00 DEPRESS start start end
25. 2 96 R 32 08 96 100 00 96 EXAMPLE PRORATION In this example Prorate a budget of 50 000 using the Column totals of our example ENTER 50000 DEPRESS 1 e 13 207 55 2 e 12 264 15 8 7 547 17 4 16 981 13 50 000 00 OPERATIONAL NOTES Now let us assume that the purpose of all this functionality was to prorate a budget between departments Again proration may be performed against any column row or the Total of Columns or Rows Let us prorate a 50 000 dollar budget proportionately against the Column Totals of our example Automatic Average works in the same manner as described above In the event the user wanted to average all columns or all rows the entry sequence would be press Average Total then Column or Row or Crossfoot for both columns and rows 118 119 Advanced Functions 120 Automatic Two Column Addition IMPORTANT OPERATIONAL NOTES Earlier on page 51 Two Column Addition was illustrated Two Column Addition is a powerful function and has many automatic features which will be illustrated in the following examples EXPANDED FUNCTIONALITY Currently by pressing the Total key once the right hand total is summed Pressing the Total key again totals the left column third depression of the Total key combines both the left and right columns Automatic Add On Discounts or VAT This new expanded funct
26. 625 1 80 412 ENTER DEPRESS PRINT OPERATIONAL NOTES Price Units mode assumes that 0 the price in dollars cents efine is multiplied by whole units In add mode on the decimal 00 selector and this function enabled there is no need to 178 1 78 enter the decimal point when price dollars and cents is 350 350 00 multiplied by whole units 623 00C 179 x 1 79 x 625 625 00 1 118 75 68 180 412 DEPRESS define 00 PRINT 1 80 412 00 741 60 2 483 35 00 OPERATIONAL NOTES 69 Definable Add Mode Define SWITCH SETTINGS EXAMPLE qd lt F0123456 time calc tc gt d pd n 0 1234 0 4322 1 5575 0 3322 1 7809 ENTER 1234 4322 15575 3322 DEPRESS PRINT d 0 1234C a 0 4322 1 5575 0 3322 1 7809 T OPERATIONAL NOTES Definable Add Mode permits addition subtraction of decimal points greater or less than two decimal places to be entered without pressing the decimal point key In the case to the left the decimal selector is at 4 and variable add mode enabled Therefore 4 place decimal amounts may be added and subtracted without the need to press the decimal point key 70 Nickel Rounding
27. Consult an experienced radio TV technician for help If necessary the user should consult Monroe or an experienced radio TV technician for additional suggestions About the 8125 Nearly a century has passed since Jay R Monroe introduced the first commercial calculator to the business community At the time his vision was to manufacture a machine to turn out routine figures one that would add and subtract multiply and divide with equal ease and would produce the answers almost as fast as they can be written down that would be simple and practically foolproof to operate with all factors used visible on the machine so the operator would know the answers were correct Such a machine thought Monroe would greatly increase the efficiency of the office worker and would be a tremendous boon to the executive While it would be hard to describe the first Monroe as fast by today s standards it was certainly a huge advance as all computations were performed manually at the time The Monroe 8125 is the beneficiary of that century of experience working directly with America s premier businesses Working directly means a Monroe sales representative has been in virtually every business That representative has observed all figure work routinely performed in that office and provided feedback to Monroe s planning department for improvements in future products Those improvements have always set the Monroe calculator apart
28. Eliminates extra spacing after totals Percentage decrease Automatically sums columns and rows Reset to default settings Change numeric format to 1 234 56 Change date format to dd mm yyyy Change clock format to 24 hour clock 21 Definable Keys Definable keys are the five keys located just below the switches They appear on the calculator as shown below These keys may be redefined to perform alternate functions These keys can be changed to the corresponding function by depressing the define key and the matching sequence below By default the keys are set to the editing functions Finance Currency Conversion VAT Tax Discount Tax Time Card Editing Profit Margin Memory II Spreadsheet define S define T define define Lees define 2 define define Lee define p 0 2 EJ b 3 22 CURRENCY CONV VAT TAX DISCOUNT TAX TIME CARD EDITING PROFIT MARGIN MEMORY II SPREADSHEET FV Home Tax 1 Tax 1 Start Cost Total PV C1 Tax 2 Tax 2 End Sell M9 Column replace Rate C2 Tax 3 Elapsed Replace Margin M Row insert Term C3 Tax 4 Tax 4 Days Insert 1 Skip Payment C4 Tax 5 Tax 5 Dec Equiv Reprint 96 A RV Jump To 23 Basic Operations When the 8125 On Off switch i
29. OTAL BALANCE ENTER DEPRESS PRINT a 125 125 00 125 00 0 135 135 00 260 00 0 150 150 00 410 00 0 410 00 3 OPERATIONAL NOTES A printed record of the running subtotal is most frequently used to reconcile bank statements or ledger cards This function is often used in conjunction with Define 7 Automatic Incrementing Identification Numbers With the two enabled check numbers and the declining balance associated with a processed check are easily identified on the tape 58 Running 9 display Define 4 EXAMPLE cr SWITCH SETTINGS 0123456 tc M gt 125 00 135 00 150 00 WITH A RUNNING SUBTOTAL BALANCE ENTER DEPRESS DISPLAY 4 125 125 00 135 260 00 150 410 00 410 00 4 OPERATIONAL NOTES Most calculators display a running subtotal rather than the entry just completed Monroe is unique in this regard as we have always believed that it is important to easily audit the last entry rather than having that entry bundled into the running accumulation If however as a user you prefer to see the subtotal in the display simply enable this function In the example only the displayed amounts are illustrated 59 Truncate round down Define 5 lt SWITCH SETTINGS F0123456 timecalc tc m gt EXAMPLE 1 444
30. RESS ayment term _ rate PRINT 250 000 00 T 2 109 64M 180 00M 6 00 OPERATIONAL NOTES PV Amount Financed Montly Payment Term Months Interest Rate 82 EXAMPLE AMORTIZATION Calculate a payment and print amortization schedule 100 000 loan 6 596 Interest Rate compounded monthly 15 year 180 months term ENTER DEPRESS PRINT OPERATIONAL NOTES 100 000 100 000 T PV Amount Financed 6 5 rate 6 50 96 Interest Rate 180 term 180 00 Term Months payment 871 11M Monthly Payment 1 FIRST PAYMENT AMORTIZE 871 11M Payment 541 67 Pmt Portion to Interest 329 44 T Pmt Portion to Principal 99 670 56RT Remaining Principal 541 67C96 Cumulative Interest 871 11M 539 88 331 23 99 339 33RT 1 081 55C96 Cont on following page 83 EXAMPLE AMORTIZATION CONT FROM PREVIOUS PAGE Calculate a payment and print amortization schedule 100 000 loan 6 596 Interest Rate compounded monthly 15 year 180 months term ENTER DEPRESS PRINT 871 11M 538 09 333 02 T 99 006 31RT 1 619 64C96 12 12 12 etc 24 28 eccccccccccce 24 24 etc prints schedule for months 24 through and including 28 OPERATIONAL NOTES In the example the Total key was pressed when no live entry existed This will cause the entire amortization schedule to print Rath
31. SS BE Sige PRINT 125 00 12 50 1 562 50C 135 00 x 13 50 1 822 50 150 00 x 15 00 2 250 00 410 00M 5 635 00 1 OPERATIONAL NOTES sums the first factor in multiplication and division in Memory One 1 In the invoicing example to the left this is useful when accumulating quantities and extensions simultaneously Total Quantity Total Amount Invoiced 56 Define 2 qd lt SWITCH SETTINGS F0123456 timecalc tc m gt EXAMPLE INVOICE 125 ITEMS 12 50 EACH 135 ITEMS Q 13 50 EACH 150 ITEMS 15 00 EACH ENTER DEPRESS PRINT OPERATIONAL NOTES sums results obtained 2 from the and the 96 key EL in the adding machine In 125 x 125 00 x the example to the left pressing rather than was 12 5 12 50 possible to accomplish the gt same end is very useful 1 562 50C when accumulating percent _ results as they are formatted 135 x 135 00 x as percentages rather than decimal representations of the 13 5 13 50 percentage 1 822 50 150 x 150 00 x 15 15 00 2 250 00 5 635 00 e 2 57 Running 9 printed Define 3 EXAMPLE cr SWITCH SETTINGS 0123456 Pc tc mgt 125 00 135 00 150 00 WITH A RUNNING SUBT
32. Tax 92 Running 9 Displayed 59 Discounted Tax 96 Truncate 60 Time Card Calendar 100 Round Up 61 Cost Sell Margin Automatic Incrementing Reciprocal Percent Change 104 Identification Numbers 62 Memory 1 RV 108 63 Spreadsheet Crossfooting 112 Print All Defined Functions 64 Advanced Functions 120 Price Price mode 66 Automatic Two Column Addition Variations 121 Units Price mode 67 Changing the 8125 to a Time Calculator 126 Price Units mode 68 Advanced 130 Variable Add mode 70 Nickel Rounding 71 Paper Saver Mode 72 The tax key for discount 73 Clearing all Definable Settings 74 Setting International Punctuation 75 Setting International Date Format 76 Setting 24 Hour Clock format 7T 54 Using the Definable Settings The 8125 contains a number of user selectable internal options These settings can simplify routine calculations save unnecessary steps and permit the user to adapt the 8125 to their specific tasks These internal functions are activated by pressing the Define Key followed by the numeric or function key shown in the following examples NOTE Definable Settings are battery supported and are not cleared when the 8125 is powered off 55 Define 1 SWITCH SETTINGS EXAMPLE 0123456 lt CD time calc tc gt INVOICE 125 ITEMS 12 50 EACH 135 ITEMS 13 50 EACH 150 ITEMS 15 00 EACH ENTER 125 12 5 135 13 5 150 15 DEPRE
33. amount amount of the payment applied to interest principal remaining principal balance and the amount of interest paid from the inception of the loan Cost Sell Margin The 8125 features one touch keys to compute Cost Sell Margin Enter two variables and solve for the third ref Key The ref key is used to place an identifying number or date on the tape to help identify a listing or calculation Typical uses would be to enter the invoice number and date prior to checking the listing or invoice In times past the operator would typically write identifying numbers such as date or invoice number on the tape to link the tape to the source document Backspace key The backspace key is designed to remove digits erroneously entered one digit at a time For all Monroe calculators the back space key will perform this function on live entries entries not completed with a depression of a function key Since many results are used for further calculations preventing the back space key from removing a digit saves an operator from reentry of such figures if the backspace key 140 were inadvertently pressed Item Count N Count This feature counts the number of items in a column of figures or the number of lines calculated on an invoice The 8125 has intelligent item count meaning the calculator knows the difference between correcting an error or an intentional addition of a negative figure If one were to add 1 2 3 and
34. ating and using the calculator in direct sunlight Areas of high humidity rapid temperature fluctuations and dirt should also be avoided 2 Use a dry cloth to clean the calculator case parts Do not use water detergents or solvents 3 Do not place objects on the calculator Avoid performing office functions such as stapling above the unit 4 To preserve the brightness of the display turn the 8125 off when not in use Use the dust cover to keep your calculator clean 5 Prior to unplugging the calculator make sure the calculator has been turned off 6 Repairs should be performed by trained technicians There are no user serviceable parts in this unit DO NOT ATTEMPT TO DISASSEMBLE THIS UNIT IN ANY WAY 7 THIS CALCULATOR SHOULD NOT BE USED IN OR NEAR WATER 8 The socket outlet shall be installed near the equipment and shall be easily accessible 12 13 8125 Overview KEYBOARD DIAGRAM 1 Decimal Selector 2 Define Key 3 Time Calc Switch 4 Two Column Grand Total Switch 5 Display Print Display n Count Switch 6 Paper Advance Key 7 Tax Key 8 User Definable Keys 9 Time Date Key 10 Change Sign Key 11 Memory One Total Key 12 Memory One Subtotal Key 13 Memory One Minus Key 14 Memory One Plus Key 15 Equals Minus Key 16 Equals Plus Key 17 Percent Key 18 Clear Clear Entry Key 19 Backspace Key 20 Divide Key 21 Equals Key 22 Times Key 23 Numeric Keypad 24 Minus Key 25 Plus
35. automatic percent distribution when the crossfooting function is engaged Percent distribution means that each entry made to comprise the total of a column of figures is divided by the total and expressed as a percentage of that total Proration The 8125 provides the ability to perform automatic proration when the crossfooting function is engaged An amount can be prorated based upon its respective percentage of a total amount In the above description of percent distribution an amount would be divided based upon its percentage of the total Basic Financial Functionality Financial functionality is ordinarily not found on desktop printing calculators The 8125 provides the ability to solve for Present Value Future Value Amount Financed Term Payment Amount and Interest Rate Real Time Clock While some calculators provide for the display of time very few provide the ability to calculate hours and minutes The new 8125 provides the ability to enter a decimal figure and convert that figure to hours and minutes or the reverse can be performed i e convert hours and minutes to decimal equivalent It also enables the calculation of hours and minutes worked and can also calculate days between dates a future or past date Amortization The new 8125 provides the ability to compute and print an Amortization schedule entire schedule selected month or range of months The schedule includes the payment number regular payment
36. ce storing a negative rate calculates discount not VAT Note To recall a Stored Tax Rate or Conversion Rate Press Define and key to recalled T1 for example Pressing the Define Key followed by will turn on the Discount Tax functions This function is disabled by replacing the 5 definable keys with another function 8125 ACTUAL KEYS BECOME THESE DEFINED KEYS tax 1 tax 2 tax 3 tax 4 tax 5 96 EXAMPLE STORING TAX RATES Tax rates 8 7596 T2 5 396 196 ENTER 8 75 DEPRESS tax 1 g x a tax 4 PRINT 8 75 96 5 00 3 00 96 1 00 OPERATIONAL NOTES Stores Tax Rate 1 Stores Tax Rate 2 Stores Tax Rate 3 Stores Tax Rate 4 97 EXAMPLE CHAIN DISCOUNT Find the selling price of an item that s currently marked 100 The item is eligible to be discounted by 3 rates 596 396 and 196 stored on the last page and subject to a tax rate of 8 7596 Find the Price ENTER DEPRESS PRINT OPERATIONAL NOTES 100 100 00 x 5 00R 5 00 95 00 95 00 x 3 00R 2 85 92 15 96 92 15 1 00R 0 92 91 23 96 91 23 x 8 75R 7 98 99 21 98 99 Define 5 IMPORTANT 8125 ACTUAL KEYS BECOME OPERATIONAL NOTES Time Card is selected by pressing Define Ct followed 5 A number of functions are possib
37. ced the first commercially available calculator While much has changed in the intervening years the founding philosophy of providing superior products combined with outstanding customer service remains the cornerstone of Monroe s success We recognize that customers are the only reason we exist It is not surprising therefore that today s Monroe places major emphasis on continuously improving the value we deliver to our customers We count our customers by the thousands yet treat each customer as though they were our only customer We measure our value in the longevity of our relationships many of which span decades With a string of firsts unparalleled in the industry Monroe is clearly the definitive calculator product line From the first commercial calculator to today s unprecedented models Monroe calculators have always set the standard If you are looking for a company whose business ethic embraces quality of product quality of service quality of people and dedication to customer satisfaction you need look no further than Monroe Table of Contents Getting Started Remove Foam Pad Installing Paper Roll Changing a Ribbon Changing the Battery Proper Care and Maintenance 8125 Overview Keyboard Diagram Major Key Groupings Slide Switches Factory Default Settings Definable Settings Definable Keys Basic Operations Addition and Subtraction Repeat Addition and Subtraction Addition and Subtraction with N Count
38. ckness and the manufacturing variance of the printer distance between the platen and print wheel Monroe carefully selects both ribbon and paper supplies to optimize print quality While both supply items are readily available the quality of the ribbon and the quality of the paper vary greatly when obtained from sources other than Monroe Size The 8125 has been designed to provide the smallest possible footprint while keeping the paper roll enclosed Keyboard Layout Today s calculators are descended from yesteryears mechanical adding machines All mechanical adding machines had all adding machine controls subtotal and total to the right of the numeric keypad Recalling that the most often used function of a calculator is addition and subtraction adding machine 136 controls must located on the right of the numeric keypad Key top Size The largest keys on the keyboard should be those used most frequently For the calculator this certainly means the Plus Key Minus Key Total Key Zero Key and Decimal Key The actual size of these keys varies greatly from model to model and it is often what one becomes comfortable with that determines what size is large enough Small Keys especially those used often hinder touch operation and therefore productivity Key top Shape The shape of keys often enhances touch operation For example the numeric keypad 1 9 on the 8125 has cupped keys The function keys
39. completion key has been pressed Pressing the Back Space Key will back out one digit at a time from the displayed amount Enter the corrected figure and proceed 32 Multiplication amp Division SWITCH SETTINGS EXAMPLE 10 5 50 2526 447 123456 lt time calc tc gt 10 5 25 DEPRESS PRINT 10 00 x 5 00 50 00 25 00 6 00 4 7 OPERATIONAL NOTES 33 Constant Multiplication cr SWITCH SETTINGS 0123456 tc M gt EXAMPLE 10 5 50 THEN 10 X 6 60 ENTER DEPRESS PRINT OPERATIONAL NOTES 10 x 10 00 x In multiplication the first entry is automatically considered 5 5 00 constant When multiplying one number by several others enter 50 00 the constant first then the others followed 6 6 00 In a chain or sequential 60 00 calculation the intermediate result becomes the constant 34 Constant Division cr SWITCH SETTINGS F0123456 tc M gt EXAMPLE 10 5 2 THEN25 25 5 ENTER DEPRESS PRINT 10 10 00 5 5 00 2 00 25 m 25 00 5 00 OPERATIONAL NOTES In division the second entry is automatically considered the constant When dividing one number into several others enter the constant second then the others f
40. d or total keys as an equals key This means that users may not add a column of figures and interrupt the addition to perform any other operation multiplication and division for example Inadvertent depression of the times or divide keys could clear the contents of the adding machine thereby necessitating reentry of the column of figures Repeat Addition and Subtraction This feature is standard on most calculators It permits a user to press the plus key again for example to add the same number more than once It also permits a user to touch the minus key following a depression of the plus key to correct an entry error This feature eliminates the need to reenter like amounts when they follow each other in addition and subtraction Add Mode Add mode is typically denoted on the decimal selectors of calculators as a symbol or with an A In Add mode the user need not press the decimal point key when entering dollars and cents The calculator will place the decimal point automatically i e if one were to enter 1 2 8 then press the plus key the calculator would accept the entry as 1 23 The feature add mode was first developed by Monroe and was based upon the fact that mechanical adding machines did not have decimal point keys therefore entries were accepted as dollars and cents Add Mode on the 8125 goes far beyond simplifying the entry of figures for addition and subtraction Since these products are no longer s
41. d parts to place the equipment in proper operating condition or will provide a replacement at its sole option This warranty does not cover supplies consumable items external accessories or damage resulting from accident misuse abuse neglect faulty installation use contrary to specifications combination with other equipment acts of God modification or unauthorized repair or alteration This Limited Warranty is valid only for equipment sold and installed in the continental United States Alaska and Hawaii THE FOREGOING SHALL BE THE SOLE AND EXCLUSIVE REMEDY WITH RESPECT TO THE EQUIPMENT ANY CLAIM MUST BE MADE WITHIN THE APPLICABLE WARRANTY CLAIM PERIOD THIS WARRANTY IS IN LIEU OF ALL OTHER WARRANTIES EXPRESS IMPLIED AND STATUTORY INCLUDING WITHOUT LIMITATION ANY WARRANTY WITH RESPECT TO MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE THE WARRANTY CLAIM PERIOD SHALL NOT BE EXTENDED BY REASON OF A CLAIM UNDER THIS WARRANTY OR OTHERWISE THE LIMITATIONS CONTAINED IN THIS WARRANTY ALSO APPLY TO ANY ADJUSTMENTS REPAIRS LABOR PARTS AND OR REPLACEMENTS UNDER THIS WARRANTY MONROE SHALL NOT BE LIABLE FOR CONSEQUENTIAL INCIDENTAL INDIRECT SPECIAL OR PUNITIVE DAMAGES OR FOR LOSS OF PROFITS OR OTHER ECONOMIC LOSSES OR OTHER LOSSES ARISING OUT OF OR RELATED TO EQUIPMENT WHETHER SUCH DAMAGES BE DIRECT INDIRECT FORESEEABLE OR OTHERWISE AND WHETHER LIABILITY IS CLAIMED TO ARISE BY REASON OF TORT
42. e internal options These settings can simplify routine calculations save unnecessary steps and permit the user to adapt the 8125 to their specific tasks These internal functions are activated by pressing the Define Key followed by the numeric or function key shown below Gem 4 2X 2 2T define Running 9 Print define fa Running 9 Display define Truncate define r3 Round Up define 17 Set Identifier Gems 8 define Print Defined Functions define define Units Price Sum of 1st factor or Sum and 96 results Print 9 after entry Display 0 after entry Rounding Disabled Round up to decimal point Auto incrementing identification numbers Sum 96 elapsed time and taxes Print current enabled functions 1st 2nd entries dollars cents 1st entry whole number 2nd entry dollar cents 20 define define define define define define 4 define define define define 4 Price Units Variable Add Mode Nickel Rounding d Paper Saver Mode Discount Crossfooting Clear Defined Functions International Punctuation data International Date FUR 2 24 Hour Clock 1st entry dollar cents 2nd entry whole number Preset automatic decimal place entries Round to the nearest Nickel
43. e VAT Tax functions This function is disabled by replacing the 5 definable keys with another function 8125 ACTUAL KEYS BECOME THESE DEFINED KEYS tax 1 tax 2 tax 3 tax 4 tax 5 92 EXAMPLE STORING TAX RATES Tax rates 596 T2 5 8 75 4 8 75 ENTER 8 75 8 75 DEPRESS tax 1 tax 4 PRINT 5 00 96 5 00 8 75 8 75 OPERATIONAL NOTES Stores Tax Rate 1 Stores Tax Rate 2 Stores Tax Rate 3 Stores Tax Rate 4 93 EXAMPLE Find tax and after tax price for a 105 item and 8 7596 tax ENTER DEPRESS PRINT 105 105 00 X 8 75R 9 19 114 19 EXAMPLE OPERATIONAL NOTES An item sells for 247 including 5 tax find Tax and Cost before Tax ENTER DEPRESS PRINT 247 247 00 5 00R 11 76 235 24 OPERATIONAL NOTES 94 EXAMPLE Find tax and After Tax Price alternate use of tax key of a 100 item and 5 Tax Rate ENTER DEPRESS PRINT OPERATIONAL NOTES 100 Use of 5 Rate to show alternate use of negative rate 100 00 x adds and prints black Ignores math sign 5 00R 5 00 105 00 95 Discount Tax Define 4 IMPORTANT OPERATIONAL NOTES Tax Keys Discount All specifications related to VAT previously are applicable here Five Tax rates may be stored when this special function is selected These keys are defined and operate similar to the Tax Keys VAT The differen
44. e percent amount This operation has no affect on the contents of the adding machine 41 Accumulating Results and Keys SWITCH SETTINGS EXAMPLE amp 123456 lt CD time calc tc gt 25 ITEMS 3 25 40 ITEMS 6 75 5 ITEMS AT 5 00 CREDIT ADD 6 HANDLING ENTER 25 3 25 40 6 75 DEPRESS Jus i Lx an PRINT 25 00 x 3 25 81 25 40 00 6 75 270 00 5 00 5 00 25 00 6 00 332 25 OPERATIONAL NOTES and keys complete calculation and move the result into the adding machine As the example to the left illustrates since the results are in the adding machine subsequent amounts may be added to or subtracted from the accumulation Note If you were calculating multiple invoices you would move the gt switch on In that way a grand total of all invoices could be calculated 42 Independent Memory 1 1 10 SWITCH SETTINGS F0123456 timecalc tc m gt d pdn EXAMPLE 25 ITEMS AT 3 25 40 ITEMS AT 6 75 5 ITEMS AT 5 00 CREDIT ADD 6 HANDLING ENTER DEPRESS PRINT OPERATIONAL NOTES 25 x 25 00 x The example to the left illustrates using the memory 3 25 3 25 as a completely independent Xm storage area 81 25 The same example was used 40 x 40 00 x to show that
45. er than printing an entire Amortization Schedule 8125 enables you to select a month or range of months for printing After finding the payment or any of the other three variables a selected amortization schedule may be printed If you desire a schedule for month 12 for example enter 12 and press Total If you wish to print a schedule between the months of 24 and 28 for example enter 24 28 then press Total Note Amortize can only print if sufficient information exists PV Term Rate to compute payment 84 EXAMPLE COMPUTE FUTURE VALUE 100 000 Present Value 696 Interest Rate compounded monthly 10 year 120 month Term Press C CE PV prior to solving this example ENTER DEPRESS PRINT 100000 100 000 00 Amount 6 rate 6 00 96 Interest Rate 120 term 120 00M Term Months 181 939 67 Future Value EXAMPLE COMPUTE FUTURE VALUE Deposit 50 a month at the end of each month into a new account that pays 6 2596 annual interest compounded monthly How much will the account be worth after 2 years Press C CE PV prior to solving this example ENTER DEPRESS PRINT 50 payment 50 00M Monthly Savings 6 25 rate 6 25 Interest Rate 24 term 24 00 Term Months fv 1 274 70K FV Future Value 85 EXAMPLE COMPUTE FUTURE VALUE 1 000 Present Value in a Savings Account 50 deposited each month at the end of the m
46. es are hours and minutes and operates in time clock mode In the calc position the 8125 operates normally C 0 123456 d pd n d p tc B gt time calc 18 Default Settings The 8125 has a number of optional features and functions that may be enabled as illustrated in the next section Certain Settings are referred to as default settings i e when you receive the 8125 it comes with these settings from the factory US PUNCTUATION Numbers are formatted with commas separating thousands and a decimal point separating dollars and cents e g 1 234 15 US DATE FORMAT It is assumed that entry of date and any calculation based upon dates will be mm dd yyyy 12 HOUR CLOCK It is assumed that the time clock calculations are based on 12 hour clock format NOTE In this format entries can be made in 24 hour clock format but results will be in 12 hour format UNITS UNITS MODE If the decimal is at add mode multiplying 12 x 5 for example will be accepted as whole number times whole number TAX KEY If a rate is stored with the tax key the calculation will be assumed VAT i e tax will compute the amount prior to the addition of that tax rate amount EDITING KEYS The five user definable keys are defined with the editing function ROUNDING 5 4 rounding is assumed 19 Definable Functions The 8125 contains a number of user selectabl
47. ey Alternatively we would have to enter the decimal equivalent 03 to obtain the same result The percent key also has additional capabilities not often included Depression of the or keys immediately following the 96 key often yields the percent increase or percent decrease respectively automatically Tax Key Similar to the Percent Key the Tax key enables us to store a tax rate and determine the effect of applying that tax to an amount automatically Additionally one can determine the net amount by using the Tax function Value added taxes can also be calculated using these functions Mark up Mark up is not percent increase The formula for mark up is cost divided by 100 minus the percent of mark up If an article costs 100 and we were to apply a 2596 mark up the selling price would be 133 33 From the formula we are dividing 100 by 75 Gross Margin In the example above the gross margin in dollars would be 33 33 and the gross margin percentage is 2596 Percent Change Percent Change is provided to assist in the determination of the percent and amount of change between two numbers Comparing sales last month to this month for example Rounding Calculators usually provide a choice between 3 types of rounding They are normally referred to as truncate round off and round up To illustrate the difference let us assume that the actual result of adding 1 444 twice is 2 888 If the decimal selector were set at 2 i
48. from all others as no other calculator company works directly with end users This first hand interaction with business has resulted in unique ground breaking features to simplify the work routinely encountered in business Nowhere is this legacy more apparent than the Monroe 8125 But the Monroe 8125 isn t just another functionally superior Monroe calculator Prior to commencing development of the 8125 we listened carefully to our customer base At trade shows and during in person meetings our users almost overwhelming asked us to develop a calculator with a smaller footprint so that it would fit more comfortably into an increasingly complex desktop environment Such a calculator should also retain the functionality of our heavy duty models and maintain the reliability for which Monroe is well known With those basic criteria we added one other requirement it must be visually compelling For that we sought the expertise of award winning industrial designer Josh Owen Owen s iconic approach celebrates functionality and performance as the primary measures which define beauty His design for the 8125 exudes clarity by blending utility usability materiality and engineering The power of that philosophy and the depth of Monroe experience merge into the finest calculator of its time the Monroe 8125 About Monroe The rich heritage of Monroe spans nearly a century Established in 1912 by Jay R Monroe the company introdu
49. functions 74 International Punctuation Define CALC SETTINGS ANY AND ALL SETTINGS EXAMPLE CHANGES FORMAT FROM X TO X XXX XX ENTER DEPRESS PRINT 1234 1 234 00 1 234 00 8 CX 0 OPERATIONAL NOTES 75 International Date Format Define Time Date 1 CALC SETTINGS ANY AND ALL SETTINGS EXAMPLE CHANGES DATE FORMAT FROM MM DD YYYY TO DD MM YYYY ENTER DEPRESS PRINT OPERATIONAL NOTES 1 3 5 5 3 12 2001 start 03 12 2001 7 12 2001 end 07 12 2001 elapsed 4 00 define date 76 24 Hour Clock Format Define Time Date 2 CALC SETTINGS ANY AND ALL SETTINGS EXAMPLE 24 HOUR CLOCK FORMAT PERMITS ENTRY IN MILITARY TIME RATHER THAN IN 12 HOUR FORMAT ENTER DEPRESS PRINT OPERATIONAL NOTES Example continued date following Page e 2 5 5 8 30 start 830 12 00 end 12 00 12 45 start 12 45 15 00 end 15 00 77 15 15 17 00 DEPRESS start end elapsed dec equiv define time date 2 PRINT 15 15 17 00 7 30 7 50 24 OPERATIONAL NOTES Cont from Previous Page 78 Using the User Definable Keys NOTE Definable Settings are battery supported and are no
50. g charge Find Invoice Total ENTER DEPRESS PRINT OPERATIONAL NOTES 25 x 25 00 x The example to the left illustrates using the memory 3 25 3 25 as a completely independent storage area 81 25M 40 x 40 00 x 6 75 6 75 270 00M s x 5 5 00 25 00 6 6 00M 332 25 109 EXAMPLE REVERSE 5 12 should have been 12 5 ENTER 5 12 DEPRESS B PRINT 5 00 12 00 1 5 00 2 40 OPERATIONAL NOTES The Reverse Key simply reverses the order of entry 110 111 Spreadsheet Define IMPORTANT 8125 ACTUAL KEYS BECOME OPERATIONAL NOTES 4 replace insert reprint Defining the 5 user definable keys as spreadsheet crossfooting also defines Independent Memory I keys with alternative THESE DEFINED KEYS functionality total column row skip jump to now becomes Crossfoot now becomes Distribute now becomes Prorate 1515 now becomes Average The crossfooting function provides individual addressability of column and row locations The term crossfooting refers to totalling across and down Pressing the Define Key followed by will turn on the Spreadsheet functions This function is disabled by replacing the 5 definable keys with another function 112 COLUMNS ROWS 1 2 1 5 2 2 0 6 3 3 5 4 6 0 TOTAL 14 13 When the Crossfooting function i
51. has one or more decimal settings The decimal setting controls the number of decimal places desired in the total or result The decimal selector should never limit or fix the number of decimal places contained in an entry as its function is to determine the number of entries in the total or result If a calculator edits the number of decimal places in an entry to the decimal setting it is violating the precept that between the operator and the calculator the only intelligent entity is the operator If the calculator edits entries an operator would need to move the decimal selector to reflect the entry with the greatest number of decimal places to permit entry of all figures and then move the decimal selector back to the desired number of decimal places in the answer before pressing the total key That s both additional manual and mental effort 137 FUNCTIONAL ATTRIBUTES Separate Adding Machine Calculator Earlier in our discussion we touched upon the basis and importance of having the adding machine controls on the right Similarly it is important to have the calculator controls on the left times divide equals etc The separation physically between the adding machine and calculator again pertains to the intended use of the calculator i e most of the work performed on the calculator will be addition and subtraction It is also extremely important that separation exist functionally Certain calculators use the an
52. have flat surfaces enabling the operator to differentiate between the numeric keypad and the function keys by feel The 5 key has a tiny dome in its center much like a computer keyboard it assists the operator in quickly locating the home key 5 and home row 4 5 and 6 Key top Stability Keys with little side to side play enhance touch operation by providing a surety of touch Excessive play on the key top or pressing key tops in locations that prohibit entry slow down or eliminate the ability to operate the calculator quickly Two Key Rollover Two key rollover enhances speed in touch operation For example if entering the amount 12 the user may press the 1 key followed by depression of the 2 key Both keys are pressed Removing the index finger from the 1 key and then removing the middle finger from the 2 key causes both 1 and 2 to be entered The fastest touch operators roll from the entry of keys to a function key Two key rollover eliminates the need for pressing each key distinctly one key at a time Electronic Keyboard Interlocks In the event two keys are pressed simultaneously the key first sensed by the calculator will be entered Normally it will be the key pressed with the greatest force By not creating an Error which on many calculators would require clearing Electronic Keyboard Interlocks tries to interpret the entry and choose the most likely correct key depression Decimal Settings Every calculator
53. hen they feel an entry error has been made It is also an exclusive feature to Monroe 8125 and our other heavy duty models Running Subtotal Display The operator has the choice of seeing the entry only or running subtotal in the display Automatic Constants Monroe calculators accept the first entry in multiplication and the second entry in division as an automatic constant There are no K constant switches to worry about or move For calculators with a K switch one needs to worry about engaging it first to perform calculations with constants then disengage before adding a column of figures This is certainly contrary to the goal of a calculator Group and Grand Total GT as it is often referred to and abbreviated enables one to add several columns of figures and get a grand total of all column totals Certain calculators only provide the ability to achieve the total and are not capable of providing a grand subtotal Full functionality is provided on the Monroe 8125 Classic Pro and 7100 series Crossfooting Crossfooting is not Group and Grand Total 139 In crossfooting both columns and rows totaled Crossfooting is a common function performed by an Excel Spreadsheet The Monroe 8125 provides the ability to perform automatic crossfooting Its matrix size is 99 columns by 99 rows Each cell within this matrix is individually addressable Percent Distribution The 8125 provides the ability to perform
54. imply adding machines what happens when one performs multiplication or division when the decimal selector is in Add Mode position Units Price Mode One of the most common applications performed on a calculator is checking an invoice Invoices typically are formatted in much the same way That is one is multiplying the number of units by a price in dollars and cents If the decimal selector is in Add Mode and one enters 12 touches the times key then enters 123 then equals the calculator will automatically treat the entry of 12 as whole units and treat the second entry 123 as 1 23 This treatment is referred to as units price mode Units Units Mode Monroe 8125 provides the default position with the other formats optional when the decimal selector is in the Add Mode position and one is performing multiplication or division Units Units Mode treats both entries in multiplication or division as whole numbers if no decimal point is entered Price Units Mode As much as one wants to generalize there are invoices where price appears first then the number of units To facilitate this type 138 of invoice again the Monroe 8125 provides another selectable format This format accepts the first entry as dollars and cents and the second entry as a whole number Price Price Mode Typical within the trucking industry certain invoices have fractional quantities weight times price Selecting yet another format to simp
55. ionality is possible under the following conditions TC engaged A rate positive or negative is stored under the Tax Key and the Tax Key is defined as Discount or VAT VAT is the default condition 121 SWITCH SETTINGS 40 0123456 time calc gt EXAMPLE BASIC TWO COLUMN ADDITION WITH COMBINED TOTAL 12 00 5 00 3 00 15 00 35 00 ENTER DEPRESS PRINT 12 12 00 3 3 00 G 5 5 00 15 15 00 G 18 00 G 35 00 OPERATIONAL NOTES Combined Total 122 SWITCH SETTINGS EXAMPLE AUTOMATIC ADD ON F0123456 lt time calc tc gt Add 3 items costing 100 10 200 with a tax rate of 8 25 ENTER 8 25 100 10 200 DEPRESS a E B 8 25 0 83 16 50 25 58 PRINT 8 25R 100 00C 200 00 G 310 00 335 58 OPERATIONAL NOTES Rate of 8 2596 stored When is pressed printed amount automatically multiplied by stored rate prints result left and accumulates the result in the GT Register 123 lt On gt 123456 timecalc tc mgt SWITCH SETTINGS EXAMPLE VAT Find the total for 3 items 100 200 60 with 8 2596 tax for each item ENTER DEPRESS PRINT OPERATIONAL NOTES 8 25 8 25R Store Tax Rate of 8 25 100 100 00 7 62 G 200 200 00 15 24 G 60 60 00
56. istering Your Warranty The 8125 is backed by a comprehensive 6 month Limited Warranty that covers parts and labor The same comprehensive protection can be extended with a Monroe Maintenance Agreement renewable annually To register the warranty and or learn more about the Monroe Maintenance Agreement Call 888 666 7631 Email csr8monroe systems com Contact www monroe systems com Please provide model number and serial number Warning NOTE This equipment has been tested and found to comply with the limits for a Class B digital device pursuant to Part 15 of the FCC Rules These limits are designed to provide reasonable protection against harmful interference in a residential installation This equipment generates uses and can radiate frequency energy and if not installed and used in accordance with the instructions may cause harmful interference to radio communications However there is no guarantee that interference will not occur in a particular installation If this equipment does cause harmful interference to radio or television reception which can be determined by turning equipment off and on the user is encouraged to try to correct the interference by one or more of the following measures Reorient or relocate the receiving antenna Increase the separation between the equipment and receiver Connect the equipment into an outlet on a circuit different from that to which the receiver is connected
57. le when Time Card is defined These THESE DEFINED KEYS functions are as followes start end elapsed days dec equiv Determine the decimal equivalent of an entry of hours and minutes Calculate the elapsed time between two or more periods i e number of hours worked Accumulate the hours and minutes worked Define 8 automatically Find the number of days between two dates Find a Future Date Find a Past Date These functions are illustrated in the following pages of examples Pressing the Define Key followed by 5 will turn on the Time Card functions This function is disabled by replacing the 5 definable keys with another function 100 EXAMPLE CONVERT HOURS MINUTES TO DECIMAL EQUIVALENT What is the decimal equivalent of 8 hours 30 minutes ENTER DEPRESS PRINT OPERATIONAL NOTES 8 30 8 50 8125 assumes that when this function is selected and a live entry is completed by the Decimal Equivalent key that entry was hours and minutes HH MM EXAMPLE CONVERT DECIMAL EQUIVALENT TO HOURS MINUTES What is 8 5 equal to in hours minutes ENTER DEPRESS PRINT OPERATIONAL NOTES 8 50 830 Note Converting decimal equivalent to HH MM can only be performed if the Time Calc switch is in the Time position 101 EXAMPLE COMPUTE HOURS WORKED An employee starts work at 8 30am takes a 45 minute break for lunch at 12 00 a 15 minute coffee break at 3 00pm and leaves work at 5 00p
58. lify entry the Monroe 8125 supports price price mode In this format both first and second entries are accepted as 2 decimal places automatically Clear Add Symbol The 8125 prints a unique symbol on the tape called the clear add symbol if that entry was the first entry made into a clear adding machine This symbol C clearly indicates to the operator or anyone auditing the tape that the adding machine was clear prior to commencing the listing of figures Sequential Calculation Indicators Special audit trail symbols are provided to indicate to the operator when a chain or sequential calculation is or has been performed and C illustrate a chain calculation is being performed These indicators are especially useful to insure correctness of results and simplify audits of results Calculator Mode Correction How many times has one entered a figure pressed the times key instead of the divide key or vice versa It happens often Calculator Mode correction is a feature that permits the operator in the sequence described above to immediately follow the times key depression with a depression of the divide key Doing so changes the mode from multiplication to division Entry Only Display The Monroe 8125 allows the operator a choice of seeing the entry just made in the display or the running subtotal Showing the entry only in the display is clearly a superior audit tool as it enables the user to quickly check the display w
59. m Determine how many hours this employee worked ENTER DEPRESS PRINT OPERATIONAL NOTES 8 30 start 830 12 00 Ti end 1200A 12 45 start 1245A 3 00 end 300A 315 start 315A 5 00 end 500A elapsed 7 30 This employee worked 7 hours and 30 minutes If you wish to convert the 7 hours and onu 7 50 30 minutes to the decimal equivalent to enable multiplying it by an hourly rate depress decimal equivalent 102 EXAMPLE DAYS BETWEEN DATES Compute the number of days between December 3 and December 7 ENTER DEPRESS 12 03 2001 12 07 2001 EXAMPLE COMPUTE A FUTURE DATE Determine the date 4 days hence December 3 2001 12 03 2001 12 07 2001 PRINT 4 00 OPERATIONAL NOTES The number of days in this example is 4 The count includes Dec 3 4 5 amp 6 ENTER DEPRESS PRINT OPERATIONAL NOTES 12 03 2001 12 03 2001 4 4 00 12 07 2001 EXAMPLE COMPUTE A PAST DATE Determine the date 4 days prior December 7 2001 ENTER DEPRESS PRINT OPERATIONAL NOTES 12 07 2001 start 12 07 2001 4 gre 4 00 lapse 12 03 2001 103 Cost Sell Margin Reciprocal Percent Change Define 8 IMPORTANT 8125 ACTUAL KEYS BECOME When enabled the Cost Sell Margin OPERATIONAL NOTES Reciprocal Percent Change Keys permit the following problems to be solved THESE DEFINED KEYS Find the Selling Price
60. may be time and date stamped at anytime thereafter The real time clock and calendar are battery supported 50 Basic Two Column Addition qd SWITCH SETTINGS F0123456 timecalc tc mgt EXAMPLE COMPUTE THE FOLLOWING USING TWO COLUMN ADDITION INVOICE 125 TAX 12 5 INVOICE 135 TAX 13 5 INVOICE 150 TAX 15 PRESS C CE THEN TAX BEFORE SOLVING THIS EXAMPLE ENTER DEPRESS PRINT OPERATIONAL NOTES 125 125 00 In basic two column addition and keys print and 12 5 12 50 G accumulate amounts on the right side of the tape summing 135 135 00 in the adding machine 13 5 13 50 G The and keys print and accumulate amounts on the left 150 150 00 side of the tape summing in the grand total memory 15 15 00 G If a tax rate has been stored 410 00 refer to pages 121 125 Advanced Functions 41 00 G 51 Basic Editing Functions cr d SWITCH SETTINGS F0123456 tc M gt EXAMPLE IN THE FOLLOWING SEQUENCE 2 3 4 11 15 11 SHOULD HAVE BEEN 12 AND THE FIGURE 6 WAS LEFT OUT TOTAL THE SEQUENCE THEN CORRECT USING THE EDITING KEYS ENTER DEPRESS PRINT OPERATIONAL NOTES 2 2 00 The five user definable keys default to the Editing function 3 3 00 If the keys have been redefined to perform another function 4 4 00 you wish to return them to the Editing functio
61. n press 11 11 00 Define followed by and 7 15 15 00 The editing keys permit the user to scroll through entries 35 00 made one at a time up down for the previously ENTER DEPRESS DISPLAY completed entries totals When an incorrect amount is displayed it may be replaced In the event an amount was 1 15 00 omitted during listing navigate to the location desired press 4 11 00 Insert enter the amount and press the correct math replace 11 00 operator or for example The inserted amount will be 12 12 00 inserted total will be recalculated automatically insert 12 00 replace an entry press replace enter the correct amount then 6 6 00 press or Reprint a 52 DEPRESS ds DEPRESS reprint DISPLAY 12 00 15 00 42 00 PRINT 2 00 3 00 4 00 6 00 12 00 15 00 42 00 OPERATIONAL NOTES corrected listing Reprint may be pressed The maximum number of entries available for edit will be 99 However entries between the audit symbol C first entry into a clear add register and are available If GT is on C first entry to GT and G is available 53 Advanced Operations Using the definable Settings 55 Using the user definable keys 79 yx 56 Finance 80 57 Currency Conversion 88 Running 9 Printed 58 VAT
62. n the adding machine The adding machine A and accumulation keys D combine to create the Accumulator INDEPENDENT MEMORY G The keys in this grouping comprise the Independent Memory USER DEFINED KEYS H Optional functions available Pressing the Define Key and entering a code re defines these five user Definable Keys DEFINE KEY Enables the optional functionality and or defines the function of the five User Definable Keys 16 0123456 ien time calc Slide Switches DECIMAL SELECTOR SWITCH Allows selection of up to nine decimal settings F 0 1 2 3 4 5 6 For example when set at 2 all totals and results will contain two decimal places at 0 no decimals will be printed or displayed In Floating F decimal setting results are expressed at maximum decimal accuracy When working with dollars and cents the Decimal Selector can be set at Add Mode eliminating the need to enter the decimal point D PD N SELECTOR SWITCH Allows the 8125 to be operated in Display only mode d position Print and Display mode pd or Print and Display mode with n count n SELECTOR SWITCH This switch allows three choices The tc position stands for two column The position is the neutral off position and the gt position stands for group and grand total TIME CALC SELECTOR SWITCH This switch allows two choices In the time position the 8125 assumes entri
63. nter Pull remaining paper through the printer by continuously lifting the leading edge nearest display Place the new paper roll in the paper roll cavity The leading edge of the paper should be feeding from the bottom of the paper roll Feed the leading edge of the paper into the rear of the print mechanism A slot with embossed down arrows indicates the paper feed slot Feed the paper until resistance is encountered Depress the paper advance button until the paper extends several inches beyond the printer mechanism Insure the paper is fed through the slot to the back of the tear off knife Replace Paper Roll cover Tear off excess paper Changing the Ribbon Use P65M Black Red twin spool ribbon To ensure ease of installation read the instructions completely before installing a new twin spool ribbon Then follow the instructions step by step Remove excess paper tape Remove the paper cover and printer cover Note how ribbon feeds from outside of spools around guides and between print wheels and platen black band up Lift out spool that is not engaged by lever then move lever aside and lift out other spool Holding new spools over spindles with black band up and exposed portion of ribbon on side nearest print wheels place one spool on spindle not engaged by lever Rotate spools to be sure its pins engage in spindle gear Thread ribbon around guides and between print wheels and pla
64. o decimal The x and keys will retain and calculate in the HH MM format if depression of these keys has followed a live entry in HH MM format completed entry or total If this is not the case they will perform in their normal manner For example if one needed to multiply 4 x 8 and 4 were entered without a decimal point the times key would take 4 as the first entry in multiplication If the decimal equivalent has been calculated the Dec Equiv key were depressed depression of x or will act on the number as if it were not HH MM Note If calculating mixed numbers not HH MM the Time Calc switch must be moved to Calc 126 SWITCH SETTINGS C 0123456 time calc tc gt TIME ADDITION Add hours minutes and convert to Decimal Equivalent 8 35 4 12 7 47 8 06 9 15 37 55 37 91 ENTER DEPRESS PRINT OPERATIONAL NOTES 8 35 835 Make sure Switch is moved to Time position 412 412 7 47 747 8 06 806 9 15 915 2 37 55 FE 37 91 Decimal Equivalent 127 SWITCH SETTINGS EXAMPLE TIME CALCULATION d 0123456 time calc tc gt d pd n Multiply or Divide hours and minutes 5 x 8 36 80 35 5 ENTER 5 8 36 80 35 DEPRESS DEED PRINT 5 00 x 8 36 43 00 80 35 5 00 16 07 OPERATIONAL NOTES 43 Hours 0 Minutes 16 Hours
65. ollowed by 35 Calculator Mode Correction d SWITCH SETTINGS 0123456 tc M gt EXAMPLE 10 X WAS ENTERED BUT 10 WAS INTENDED FOR 10 2 5 ENTER DEPRESS PRINT OPERATIONAL NOTES 10 x 10 00 x Calculator mode correction allows you to immediately 10 00 correct inadvertently pressing the wrong calculator key In 2 2 00 the example to the left simply pressing the key immediately 5 00 following the x key changes the mode of calculation from multiplication to division Calculator mode correction eliminates clearing and reentering 36 Chain Multiplication amp Division STs SWITCH SETTINGS F0123456 timecalc tc m gt EXAMPLE 10 5 6 25 12 DEPRESS PRINT OPERATIONAL NOTES 10 x 10 00 x In chain calculations sequential calculation audit 5 5 00 symbols and C print clearly to show a chain 6 6 00 operation 25 25 00 Remember the Total Key does not clear a calculation 12 00 The sequential calculation indicators eliminate puzzling results when the total key was incorrectly pressed to clear an incorrect x or entry 37 Using the C CE Key Qd SWITCH SETTINGS F0123456 timecalc tc m gt EXAMPLE 10x WAS ENTERED BUT SHOULD HAVE BEEN 100x 25 WAS ENTERED BUT SHOULD HAVE BEEN 7 ENTER DEPRESS PRINT OPERATIONAL NOTES 1
66. om this common cause of printer failure If the paper roll is external it also means paper roll holders typically plastic are mounted externally to hold the paper roll It is almost certain these paper roll holders will be lost or broken during the course of use At the very least this design means the operator will be forced to replace paper roll holders during the life of the calculator replace the calculator or come up with some inventive method for supporting the paper roll when the holders are lost or broken Another drawback to mounting the paper roll externally is the typically cluttered desk of most users If the paper roll is lodged against a book stack of papers or some other object on the desk it is likely the paper cannot advance or move through the print mechanism As most touch operators do not look at the calculator during addition columns such an operator would be both surprised and disappointed to look at the tape after listing a long column of figures and see a black smudge on the tape rather than the answer Again the enclosed paper roll design eliminates this possibility The expected life of the print mechanism is 2 million lines of print The enclosed paper roll enhances the ability of the printer to reach its expected life Print Quality There are at least three factors affecting the quality of print on the paper tape The obvious one of course is the ribbon The other two common factors are the paper thi
67. onth 696 interest rate compounded monthly What is the value of the account after 6 months Press C CE PV prior to solving this example ENTER DEPRESS PRINT 1000 1 000 00 T PV Amount Financed 50 Payment 50 00M Montly Payment 6 term 6 00M Term Months 6 rate 6 00 96 Interest Rate 1 334 15K FV Future Value EXAMPLE SOLVE FOR PV Press C CE PV prior to solving this problem ENTER DEPRESS PRINT 500000 ES 500 000 00K FV Future Value 5 25 rate 5 25 Interest Rate 120 term 120 00M Term Months 296 116 57 PV Present Value 86 87 Currency Conversion Define 2 IMPORTANT OPERATIONAL NOTES The conversion of 5 currencies including Home are possible 4 currencies to the Home currency or Home currency to 4 alternates may be calculated Conversion between currencies is also possible with the calculation going through Home Home is the anchor currency That is 1 Home X times C1 C2 C4 Pressing the Define Key followed by 2 will turn on the Currency functions This function is disabled by replacing the 5 definable keys with another function 8125 ACTUAL KEYS BECOME THESE DEFINED KEYS heme ce J 88 EXAMPLE SETTING CONVERSION RATES Assume Home USD C1 Euro C2 GBP and C3 JPY and assume that 1 USD 0 705965 Euro 0 491957 GBP and 116 61 JPY
68. press the decimal point key when adding dollars and cents The Decimal Point Key may be pressed during any entry Doing so overrides add mode entry placing the decimal point where needed The first entry into a clear accumulator prints with a unique audit trail symbol C if positive C if negative and C if completed by or 25 Repeat Addition amp Subtraction SWITCH SETTINGS EXAMPLE 2 77 14 98 14 98 3 29 73 lt SS F0123458 timecalc tc gt dpdn ENTER 277 1498 DEPRESS ES 4 PRINT 2 77C 14 98 14 98 3 00 29 73 OPERATIONAL NOTES To repeat an entry simply press either or again for the entry to be repeated 26 Addition amp Subtraction With N Count EXAMPLE 2 77 14 98 3 14 75 Q SWITCH SETTINGS 0123456 tc gt aa ENTER DEPRESS 277 1498 3 FS 003 PRINT 2 77C 14 98 3 00 14 75 OPERATIONAL NOTES When the d pd n switch is in the n position the entries are counted The number of entries prints in red on the left side of the tape when 0 is pressed 27 Addition amp Subtraction with Intelligent N Count amp Automatic Average D SWITCH SETTINGS 0123456 tc gt um EXAMPLE 2 77 2 77 14 98 3 00 11 98 AVERAGE 5 99 ENTER DEPRESS PRINT
69. s enabled through depression of the Define key followed by the Total key the plus and minus keys of the adding machine assign a value positive or negative to a column row location The function of total when used instructs 8125 to move to the next column for entries The orientation of this function is always from the perspective of column In this example depression of 5 followed by depression places the value 5 in Column 1 Row 1 The value 0 in Column 1 Row 2 can be placed there by entering 0 and pressing plus or by depressing the Skip key which moves the pointer to the next location as Column 1 Row 3 The user could directly address a location by using the Jump To function Jump To command allows the user to Jump To a specified cell For example Column 5 Row 3 The column and row locations are separated 3 4 TOTAL 4 0 11 0 5 11 0 6 14 4 7 17 8 18 53 by the decimal key when entering the location To get to the location in the example enter 5 03 then press Jump To If a mistake is made in entry correcting that mistake may be made by entering the correct amount and following the sequence just described Whatever value existed in that location previously will be replaced by the new value Before proceeding add the four columns of numbers in the spread sheet above Press after the last entry in each column has been entered 113 EXAMPLE CROSSFOOTING When the Crossfoot key
70. s moved to the On position the audit trail C will print NOTE PREVIOUSLY DEFINED INTERNAL FUNCTIONS AND PREVIOUSLY DEFINED SPECIAL FUNCTIONS DATE AND TIME ARE RETAINED Addition and Subtraction Repeat Addition and Subtraction Addition and Subtraction with N Count Addition and Subtraction with N Count Intelligent N Count and Automatic Average Group and Grand Total Group and Grand Total with N Count Printing a reference number or date Back Space Error Correction Multiplication and Division Constant Multiplication Constant Division 25 26 27 28 29 30 31 32 33 34 35 Calculator Mode Correction Chain Multiplication and Division Using the C CE Key Percentages Percent Increase Percent Decrease Accumulative Results and Independent Memory Changing the Sign of a Number Square Root Storing a Tax Rate Computing Tax Using the Tax Key to Compute before Tax Cost Setting the Time and Date Time and Date Stamping the Tape Basic Two Column Addition Basic Editing Functions 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 24 Addition amp Subtraction lt gt SWITCH SETTINGS 0123456 8 tc 2 77 14 98 14 75 DEPRESS 277 1498 3 ES PRINT 2 7104 14 98 3 00 14 75 OPERATIONAL NOTES When the Decimal Selector is in the position add mode there is no need to de
71. ssing the decimal key Nickel Rounding Originally designed for the European market nickel rounding is provided for on the 8125 In the event the US eliminates the penny from the monetary system nickel rounding can be selected Doing so would round all amounts up to the nearest nickel automatically An answer of 2 22 for example would now become 2 25 Two Column Addition Automatic two column addition provides the ability to add two columns of figures simultaneously For example if one had a stack of invoices and wanted to add the invoice amount and the amount of tax at the same time two column addition would enable that facility Two column addition on the 8125 further formats the tape for right column and left column This provides for easy audit of the tape and associates the tax amount with the invoice amount for example The 8125 also provides powerful automatic calculations not elsewhere seen on any calculator Automatic Incremental Identifier The automatic incremental identifier is useful in numerous applications This feature allows the user to enter a beginning number using the ref Each subsequent amount added for example will be identified with an incremental number Again a stack of invoices starting with Invoice number 101 Each addition will increment the invoice number Running Subtotal on the Printer The feature enables a running subtotal to print on the tape after each entry is added This feat
72. t cleared when the 8125 is powered off 79 Finance Define 1 IMPORTANT 8125 ACTUAL KEYS BECOME OPERATIONAL NOTES Amounts entered on the FV PV TERM RATE and PMT keys remain constants unless changed i e a new amount is entered THESE DEFINED KEYS that replaces the stored constant It is recommended that the sequence of pressing C CE then PV is used prior to each calculation or until you are familiar with the operation Once a payment has been calculated pressing the Total key will cause an entire amortization schedule to print If sufficient information exists as constants i e an amount stored in PV TERM RATE and PMT and Total is inadvertently depressed the schedule will print To stop the printing of the Amortization schedule PRESS C CE during the printing The schedule will stop printing when the keyboard buffer reads the depression of the C CE key Solving for RATE can take a second of computational time Pressing the Define Key followed by will turn on the Finance functions This function is disabled by replacing the 5 definable keys with another function 80 EXAMPLE SOLVE FOR PAYMENT Assume you are interested in purchasing a home for 250 000 The interest rate is 696 You want to finance the loan over a period of 180 months 15 years Solve for Payment ENTER DEPRESS 250000 180 EXAMPLE SOLVE FOR PRESENT VALI A rate term
73. t would instruct the calculator to round the answer to 2 decimal places If the rounding control were set to truncate the answer would be 2 88 as it would ignore any digit past two decimal places and drop it If the selector were instead set for round off 5 4 it would look at the 3rd decimal digit above and would round the answer up to 2 89 if that third digit were 5 or greater and would drop it off if it were 4 or less If the selector were set to round up any non zero digit in the third decimal position would cause the answer to be rounded up again the answer would be 2 89 Summation X Calculators that provide for the summation of x enable the operator to accumulate amounts preceding depression of the times key In an invoice for example one might want to accumulate the quantity as well as the extended amounts to check for quantity or pricing errors Summation of and 96 The 8125 also provides for the ability to automatically sum the results of depressions of the key and or the key This facility saves times and generally prevents the inadvertent omission of moving such amounts to the memory Variable Add Mode When we discussed add mode earlier it was 142 and is ordinarily in the context of adding dollars and cents The 8125 also has the ability to add decimal amounts other than dollars and cents If for example we were adding fractional weights at 4 decimal places we could add such amounts without pre
74. ten Install other spool and rotate to engage spindle gear and also to take up slack in ribbon Replace printer cover CORRECT INCORRECT 1 1 1 1 10 Changing the Battery The 8125 is battery supported This eliminates the need to re enter date time and other custom functions enabled through the define key When the life of the battery is exhausted the define key functions will be lost and the battery must be replaced When replacing the battery be sure to follow the steps below Turn the AC power switch off Remove the battery compartment cover located on the bottom right of the calculator case Remove the used battery using a pen push the battery to the right as far as possible using your finger slide the battery to the right until it clears the battery holder Dispose of used battery in accordance with government regulations Install the new battery using CR2025 or Monroe recommended equivalent battery only Orient the replacement battery so the symbol is on the top and slide fully to the left Press the RESET button using a pen Replace the battery compartment cover Turn on the AC power switch Restore your Define Key functions CAUTION RISK OF EXPLOSION IF BATTERY IS REPLACED BY INCORRECT TYPE DISPOSE OF USED BATTERIES ACCORDING TO THE INSTRUCTION 11 Proper Care amp Maintenance 1 Avoid loc
75. ultiply that item s cost and tax 7 50R touch tax 10 03 143 78 Computing Tax and Finding the Cost of the Item before Tax SWITCH SETTINGS 0123456 2 tc mgt EXAMPLE THE TOTAL INVOICE WAS 143 75 THE TAX RATE IS 7 5 HOW MUCH WAS THE TAX AND WHAT DID THE ITEM COST BEFORE TAX WAS ADDED ENTER DEPRESS PRINT OPERATIONAL NOTES 143 78 143 78 To find the cost of an item where tax has already been tax 7 50R added simply enter the gross amount touch touch tax 10 03 The default setting for tax is to compute VAT as illustrated to 133 75 the left Note A definable setting is available to change the calculation of the tax key to percent decrease To clear Tax Rate press C CE then the Tax Key 48 Setting Time and Date cr SWITCH SETTINGS 0123456 tc M gt EXAMPLE 8 55 AM 4 25 2012 AND 1 25 PM 4 25 2012 ENTER DEPRESS PRINT 4 25 2012 8 55 4 25 2012 8 55 4 25 2012 1 25 4 25 2012 1 25 OPERATIONAL NOTES Enter the date first separated by decimal points press time date For PM enter the date and time in the format above touch then time date 49 Time and Date Stamp on Tape cr SWITCH SETTINGS F0123456 tc M gt EXAMPLE 1 25 PM 4 25 2012 ENTER DEPRESS PRINT OPERATIONAL NOTES dave 4 25 2012 1 25 Once the time and date have been entered the tape
76. ure is ideal for bank statement reconciliation and when combined with the feature automatic incremental identifier causes the check number amount of the check and declining balance to print given the entry of the check amount only for example Paper Saver Mode The 8125 as a default position prints the total and advances the paper above the tear off knife where it is easily read and facilitates tearing off the paper tape In the event one wishes to reduce the amount of spacing between totals the paper saver mode can be set Change Sign Change sign reverses the mathematical sign of the number Independent Memories Most calculators have an independent memory For a memory to be functional it should have four keys associated with it M subtotal and M total The new 8125 has 2 4 key independent memories Currency Conversion The 8125 has the ability to convert 5 currencies This includes a home currency with 4 others Automatic Tax Keys Up to 6 tax rates may be stored on the 8125 143 144 Limited Warranty Monroe warrants to the original end user Customer that the equipment will at the time of delivery to such Customer be free from defects in manufacture During the warranty claim period which shall be 180 days from the date of original delivery to original end user Customer Monroe will provide based upon a verified claim under this Limited Warranty adjustments repairs labor an

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