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Money 4 User Manual - Amazon Web Services

1. 20 0000 970 00 12 0000 lt 0 976 02 0 00 0 0000 a 0 00 0 00 0 00 7 700 00 500 0000 0 03 7 360 00 3535 gags 7 234 79 Portfolio value 143335555 Money can be used to track activity in your investment accounts like individual retirement accounts simplified employee pension plans etc here are two main components that work together to help you track investments in Money Investment accounts This is the place where you record all transactions related to the securities you own Portfolio Provides a list of all securities you own or are interested in a quick summary of your gains and losses the present and historical value of your holdings as well as a place to track stock and currency quotes You can add new securities and record new transactions in both sections However the full list of securities and their values is only displayed in Portfolio and the full list of transactions is only available in the investment account 58 73 Money 4 User Manual Investments Investment Accounts Creating an investment account Add a new account and choose the Investment type 2 Configure the standard account options and save the account Adding an investment transaction Select your investment account and click the button in the tem Editor or open Action gt Add Transaction 2 Configure the followi
2. Barnes amp Noble wr w USD s e 01 12 2010 Food Dining out KFC 7 00 763 Date 09 2011 House Loan gered Y 01 12 2010 Food Groceries Costco 516 00 17 747 03 aa amp Assets 173 000 00 01 02 2011 Food Groceries Walmart 17 00 17 720 03 Payee E All Transactions 5274626 9 Y 01 03 2011 Leisure Books and Magazines Barnes Noble 510 00 17 640 03 More info MANAGE 6 v 01 03 2011 Food Dining out Pizzahut 14 00 17 706 03 Ld Y 01 03 2011 Leisure Toys and Games 55 00 17 650 03 TransactionNo FE Scheduler 6 v 01 03 2011 Miscellaneous Walmart 1 00 17 705 03 alli Reports 01 04 2011 Miscellaneous Walmart 528 00 17 612 03 A Budget A 01 04 2011 Food Groceries Walmart 520 00 17 592 03 Portfolio 58 794 86 O 01 04 2011 Leisure Movies and Video Rentals Blockbuster 2 00 17 590 03 L ad E Categories e 01 05 2011 Gifts Barnes amp Noble 530 00 17 542 03 Add Spit ee e 01 05 2011 Food Dining out KFC 518 00 17 572 03 SM e 02 05 2011 Miscellaneous Walmart 536 00 17 506 03 Baer 02 05 2011 Other Income 100 00 17 606 03 Notes DEVICES Y 30 05 2011 132 00 17 738 03 mh ddr 01 06 2011 Food Dining out 15 00 17 723 03 e 01 06 2011 Transfer from Visa Classic 3 50 00 17 773 03 02 06 2011 Personal Care Walmart 3 00 17 770 03 o 02 06 2011 Transfer from Visa Classic 100 00 17 870 03 e 03 06 2011 Miscellaneous 522 00 17 848 03 PO 04 06 2011 Pet Care Walmart 569 82 17 778 21 Y 30 06
3. Adding a transaction choose to print a check Label Select an account in the Library e Tags Click on the field to choose 2 Click the button in the Item Editor one or more of the existing tags or select Action gt Add Transaction The from the list or type a new one Detail View appears on the right Add Split If your transaction involves 3 Enter the transaction information more than one category select Split Category Click the field to choose and add as many categories as you one of the existing categories from need using the button the list or type a new one If you do not want the list to appear as soon as you add a new transaction uncheck the appropriate box in Preferences 7 General Type Expense income or transfer decrease increase or transfer in Note f you select a payee from the Foursquare list before choosing a category the category will be suggested for you Click the category field to change it asset accounts x Groceries Amount Type the amount and select gu one of the operational currencies If Expense you do not change the currency the AAA default will be used HG Date Date 01 09 2010 Payee Click on the field to choose Payee Walmart from the Payees or Foursquare lists More info or type a new payee which will be TransactionNo 3 roi added to the list EE ER otes Add Attachment Click to select any uL A file from your com
4. Quit Money Displays the basic information about Money and a link for further information Allows modifying various preferences general currency backup ge security taxes rules and Calendar Hides Money 96H Hides all open applications except Money CEH Shows all open applications Closes Money Q Money 4 User Manual Getting Started Menus File Menu Keyboard Shortcut New Money Document Creates a new Money document 8 Ni Open Opens an existing Money document from your computer 0 Open Recent Save in Dropbox Open from Dropbox Import Export Close Save Duplicate Rename Move To Revert To Back Up Restore from Backup Page Setup Print Shows a list of recently edited Money documents Saves the document in your Dropbox account Shows a list of Money documents avallable in Dropbox Imports data from a file on your computer Exports data to a file on your computer Closes the current Money document de W Saves any unsaved changes d6S Makes a duplicate copy of the current Money document AES Allows changing the name of the current Money document Allows moving the Money document to another location Allows reverting to a previous version of the document Performs data backup to your computer Loads data from a backup file on your computer Displays various page settings of the current document dP Prints the transaction list of a selected account EP 18 73 Mone
5. User Manual A tutorial for Money 4 an accounting application for small businesses and personal use Money 4 User Manual lable of Contents Getting Started DU EE e An 5 Minas New In Money ER N EE EE EET 6 IR ETIE ed go AN N EE EE N ER OE eu ears 8 WN VERSION ARE EE OE NE OE EE EE NE eN 9 Money IOCUMeING jies idee ROER Qa Vida He hanes RR ES 10 boro dose AS waves as N OE EE EE dE aeg n Interface ee a mae ha eaa 12 N Sis KO ee recia ld ed retardar dd darte oon 16 Mei MONU A EE N 17 NERIS das wii iad TT TIT TTA 18 sali M OE Gran EE EE estas 19 PE OOE dd ad SE OE OE N 20 Action Menu wi cc se is ee e mmm nen 21 Window MenU rr 22 gl ed id ata 23 Preferences nouui se ee aea eaa haa aa 24 dri d 25 Importing and Exporting Direct Downloads sss 26 DOPE and Eier US parce ders Ee IESU 27 15 iee d G e 28 eers T uu AA ET N pias TESTTE 29 Accounts Accounts Overview Ee ee ee ee ee een 3 p eed MM 32 2 73 Money 4 User Manual lable of Contents We idees AO EO TE OE 33 Sils d ese Eie A 34 Sled aaee L vR as cs paces ies anapara ER RR ERREUR ER GRAL TA EP 35 MP AB OR ono N esos 37 a UI 38 Transactions Transactions TT 39 Nao A 40 MEE eN ele AAA 41 Ai Eie gee MT 42 Se dad eo AE EE EE N EE OE N OE EN 43 RECOGE MiTazinccleo TTC 44 Scheduler Scheduler Overview ccc ccc eect s 45 New Scheduled Transaction oo
6. Lists income records by category Income by Payee Lists income records by payee Income and Spending by Category Displays total income and spending amounts by category Income and Spending by Payee Displays total income and spending amounts by payee Budget Displays the records of your planned budget compared to the actual balance of your Income and expenses Make sure you create a budget first Net Worth Displays the net balance of all your accounts plus the current market value of your share holdings e Account Balances Displays the balances of your accounts Future Forecast Displays your balances with future scheduled payments taken into account Portfolio Displays the list of your securities and their values Transactions by Category Displays all transactions in your accounts by category Transactions by Payee Displays all transactions in your accounts by payee Transactions Over Period Lists all transactions over a certain period Scheduled Transactions Lists all scheduled transactions Future Transactions Lists all future payments of your scheduled transactions Tags List all transactions with tags assigned 51 73 Money 4 User Manual Reports Smart Reports New Report name L a ES oester Type 00 mr Chart type EEES gt End 30 11 2012 Combineallvaluesunder 0 of total 2 Userates from Preferences Y Any of the following are true eoo 6 TA
7. 520 00 19 850 02 Y 01 06 2012 Education Books Barnes amp Noble 512 00 19 838 02 Notes 01 06 2012 Food Dining out 515 00 19 823 02 02 06 2012 100 00 19 923 02 Walmart 53 00 19 920 02 522 00 19 898 02 Walmart 569 82 19 828 20 2 227 97 22 056 17 Add Attachment KFC 510 00 22 046 17 Gant 110 00 21 936 17 16 24 21 919 93 Costco 10 00 21 909 93 525 00 21 884 93 Pizzahut 512 00 21 872 93 Walmart 54 00 21 868 93 Pizzahut 12 00 21 856 93 35 99 21 820 94 20 00 21 800 94 As soon as you click on a transaction in the Workspace you can edit its content in the Detail View on the right lo edit multiple transactions simultaneously hold the Cmd key and select several entries then make adjustments in the Detail View Clicking on the lightning icon in the Item Editor allows you to see and select top payees and recently added transactions Also you can mark your favorite categories with stars so that they also appear in this list Deleting a transaction Select the transaction you want to delete in the Workspace 2 Click Backspace or right click on its name and select Remove Transaction Moving a transaction to another account Select the transaction in the Workspace 2 Drag it onto the appropriate account in the Library 41 73 Money 4 User Manual Transactions Transfer and Split In certain situations you may wish to include multiple catego
8. Account Right click on the Library area gt New Account e Click the button in the Account Editor New Account options Account lype Bank Cash Credit Card Investment Asset or Loan e Account Name Starting Balance Balance of the account at the time you start tracking rt with Money Currency The default currency used by the account Configuration for online access click on the disclosure triangle to open Information required to connect to the download server of your financial institution Credit Limit credit card accounts only A number of additional options for loan accounts When the account is created it appears In the Library You can select it and start adding transactions Editing account settings Select the account that has settings you want to change Right click on the account name or go to Accounts and select Edit Account Change any settings as necessary Click Done to apply and save your changes Deleting an account p Select the account that you wish to delete Right click on the account name or go to Accounts and select Delete Account If you delete an account accidentally choose Edit gt Undo 32 73 Money 4 User Manual Accounts Loan Account Creating a loan account Add anew account and choose the Loan type 2 Configure the standard account options 3 Configure the following options to match the details of your loan T
9. Getting Started Main Window Library Workspace Manage Bar Detail View Item Editor Search Account Editor Library OC omens wa A LIBRARY All Reconciled Unreconciled Incoming Outgoing O 8 N Expense 4 Increase J Transfer Amount 2000 USD Date 09 08 2011 Payee More info Li ure rnotograpny bom a Y 01 10 2010 Food Groceries Walmart 12 00 17 782 03 S visa Classic 75750 Y 01 10 2010 Miscellaneous Walmart 521 00 17 794 03 Y 01 11 2010 Miscellaneous 510 00 17 770 03 Y 01 11 2010 Utilities 52 00 17 780 03 e v 01 12 2010 Leisure Books and Magazines Barnes amp Noble 10 00 17 737 03 e Y 81 72 2010 Pocd Dmimgom c gt 57 00 17 763 03 Y 01 12 2010 Food Groceries Costco 16 00 17 747 03 Y 01 02 2011 Food Groceries Walmart 517 00 17 720 03 Y 01 03 2011 Leisure Books and Magazines Barnes amp Noble 10 00 17 640 03 v 01 03 2011 Food Dining out Pizzahut 14 00 17 706 03 Y 01 03 2011 Leisure Toys and Games 55 00 17 650 03 v 01 03 2011 Miscellaneous Walmart 51 00 17 705 03 e 01 04 2011 Miscellaneous Walmart 28 00 17 612 03 01 04 2011 Food Groceries Walmart 520 00 17 592 03 e 01 04 2011 Leisure Movies and Video Rentals Blockbuster 52 00 17 590 03 e 01 05 2011 Gifts Barnes amp Noble 30 00 17 542 03 e 01 05 2011 Food Dining out KFC 18 00 17 572 03 2052011 Miscellnegus mu mm mm mm a AA SE
10. T 3 Enter the transaction information Label Remind Choose whether you would like to be reminded about the 6 Loan transaction and how much advance notice you would like Expense Income ij Transfer Payments Left If the transaction is continuous leave the field blank If a a i etme specific number of payments should Amount 15000 USD be made type this number ae Total Paid Total amount paid with rer this scheduled transaction Click the aad e arrow to see the full payment list Payee 46 73 Money 4 User Manual Scheduler Managing Scheduled Transactions 6 oen SS Amount 150 00 Date 27 11 2012 v Update next due date Add Attachment Paying a scheduled transaction In the Scheduler list click on the Pay button of the transaction you want to make A setup window appears 2 Enter the transaction information Amount Date Update next due date Check this box if you want the next due date to be updated automatically in the Scheduler list Notes Add Attachment 3 Click Done Deleting a scheduled transaction Select the transaction you want to delete 2 Right click or go to Action and select Remove Scheduled Transaction 47 73 Money 4 User Manual Reports Reports Overview New Report B Overview mam E EE A A E Visa Classic 8 315 50 t 01 11 2012 30 11 2012 23 Type Spending By Category 5 00 E Visa Mastercard 730 16
11. be saved in Dropbox leave the Automatically store all new documents in Dropbox box checked Otherwise uncheck it Click Connect with Dropbox Dropbox website will open in your browser Sign in to your Dropbox account You will be notified of the successful connection Click Show Money The Money app will appear again asking if you want to save all currently open documents in Dropbox You can do that or choose to save them later one by one by selecting File gt Save in Dropbox Note You will not be able to store your documents in Dropbox without saving them on your computer first 11 73 Money 4 User Manual Getting Started Interface There are several functions of Money 4 that you will be using on a regular basis hey add up to the interface with which you will become most familiar Description pb 2 E E uq EB e E Overview Bank Account Cash Account Credit Card Account Investment Account Loan Account Asset Account Smart Account Scheduler Reports Budgets Displays the overview figures of all your accounts top categories budgets and scheduled transactions Displays all transactions to from and among your bank accounts as well as their balances Displays all your transactions performed with cash as well as your cash balance Displays all your credit card transactions and the balances Allows you to enter share transactions you can see the overview of you
12. ccc cece eect ee 46 Managing Scheduled Transactions cece cece eee Re ee ee ek eens 47 Reports PeDOrts T ET ET EE NT 48 NE A en 49 a o ai A 50 ses AE MD 5 oou OOIE TTT 52 SImanEIREDOPECITTUSPE en ER ED ES ER Ee ee EE Ee ees 53 Budgets REA A 55 Maniche Sa aua rd cesa d 3A EE EE reia 56 3 73 Money 4 User Manual lable of Contents laudas Mm 57 Investments Investments Overview cece ee ee ee ee et e ens 58 Investment Accounts x see is eed see ds eae dd Ee dd sek na 59 NE mer Ba BS uie EE OER ER EE EO EE erir Ee ee ees 60 oes AA ER EE NE OO N 61 Portfolio Overview eer era 62 Cursar romance OI A Seed aer oes oi resina 63 OOO NOEL 4145 qa oci OO cn arras redada 64 Categories Glico AE PU R L T eee ree 65 Niel y AO AO STRE 66 Payees PASS REDDE 67 NIST RA ach OO OOOO OE OR EE OE Ee EA 68 Security Ee oM 69 sca AAR EE EE DE OE 70 iOS Syncing Mei qoM RETI 71 o EE OE EE EE EE Ed 72 Contact Us Thank you for using Money Ee ee ee ee ee ee ei 73 4 73 Money 4 User Manual Getting Started Overview Welcome to Money 4 This manual will help you find your way around the Money application Whether you have downloaded Money for the first time and are just getting started or you have been using the tool for several years but need some expert tips this guide will help you make the most of what Money has to offer and turn tedious financial management smooth and uncomplic
13. create the transactions by yourself but forget to do it Money 4 displays a red alert sign on the application icon in the Dock Options for frequency of scheduled transactions One time Every four weeks Quarterly Every day Monthly Every six months Every week Every two months Annually Every two weeks 45 73 Money 4 User Manual Scheduler New Scheduled e Pay Automatically Check if you want Money to enter the payment Transaction automatically Tags Add Split Adding a scheduled transaction Select Scheduler in the Manage Bar Scheduling an existing transaction 2 Click the button in the Item Editor or select Action gt Add Scheduled Transaction he Detail View appears 3 Enter the transaction information Add Category Type Account Account from to which the transaction should be made Amount Date Date on which the next scheduled transaction should occur Select the appropriate transaction 2 Right click on it or go to Action and select Schedule A setup sheet appears 3 Enter the transaction information Frequency Date Payments If the transaction is continuous leave the field blank If a specific number of payments should be made type this number Pay Automatically Frequency x Select the appropriate transaction d paca 2 Drag the transaction onto the Scheduler 4 eer en m in te icon in the Manage Bar A setup window following information appears C v
14. devices 5 lo download the latest changes to a file select the Home tab and pull the screen down on the iPad you can initiate syncing from any tab 6 After you have finished making changes to the file pull the Home screen down again or any screen on the iPad Note f you are in a hurry or do not need to see the latest changes before you edit the file you may skip Step 5 The latest data will still be downloaded in Step 6 72 73 Money 4 User Manual iDevice Syncing Thank you for using Money 4 If you have any problems with the application please visit our Web site at www jumsoft com support or write an e mail to support jumsoft com For more information about Jumsoft products and services visit our Web site at www jumsoft com or e mail us at support jumsoft com The Jumsoft team http www jumsoft com
15. four tables showing GBP JPY 192 0715 0 00 top gainers and losers major market indices and currency aes rate changes 2 Click the double arrow icon in the Item Editor to download the latest values The same works for share values displayed in the main table 64 73 Money 4 User Manual Categories Categories Federal Income Tax NoTax t J 0 00 Federal Income Tax Previou NoTax 4 0 00 Local Income Tax NoTax t J 0 00 Medicare Tax NoTax J 0 00 Other Taxes NoTax Z t J 0 00 Real Estate Taxes NoTax 5 0 00 Social Security Tax NoTax Z 0 00 State Income Tax NoTax J 0 00 State Provincial NoTax t 3 0 00 Add Subcategory The transaction category defines a class of spending or income Money has many built in categories and it is very important that you assign a category for every transaction With the help of categories you can view reports and graphs concerning your spending and income Your budgets are also based on categories Two main types of categories Income includes salary bonuses dividends interest income allowances etc Expenses includes food rent travel clothing entertainment etc Many categories contain subcategories A subcategory Is used when you wish to describe a transaction more accurately e g your spending categorized as Automobile might have subcategories like oil gas or new engine You can add or remove subcatego
16. of securities are displayed in the main table of Portfolio Three sample securities are displayed in the main table of Portfolio when you open it for the first time YHOO AAPL and AMZN Adding a security that you own Go to Portfolio and open Action gt Add Security or click the icon in the Item Editor 2 Enter the securitys name symbol and quote if the security is listed in Yahoo Finance the quote will appear automatically Make sure the symbol is correct or Select your investment account and open Action gt Add Transaction or click the button in the Item Editor 2 When entering the transaction information enter the symbol of the new security in the Security field The new security will automatically appear in the main Portfolio table but you will have to edit its full name later Adding a security for quote following Go to Portfolio and open Action gt Add Security or click the icon in the Item Editor 2 Enter the securitys name symbol and quote if the security is listed in Yahoo Finance the quote will appear automatically Make sure the symbol is correct 3 As you do not own the security Cost Shares Market Value and Gain Loss fields will contain the number 0 00 Editing security information Double click on the security or select it in the Portfolio and open Action gt Edit Security 2 Edit the appropriate information Deleting a security Select the security in Po
17. selected transfer origin and Payee destination accounts have different More info currencies Money performs the exchange ol lam automatically using the latest rate in the iat Ole ee Money gt Preferences gt Currency exchange rate table he used rate will gt appear in the transfer transaction of the n m destination account and you will be able to dian cias m edit it manually D Add tps 42 73 Money 4 User Manual Transactions Check Printing mn Start No 4000001 f 09 06 2008 03 08 2010 Wallet Checks on first page Date Amount Category Payee Notes Number 09 06 2009 3 067 15 Starting Balance 000001 01 02 2010 1 20 Bank Charges Servic 000002 09 03 2010 1 000 00 Transfer to Wallet Transfer to Wallet 4000003 O 01 06 2010 500 00 Transfer from Swed Transfer from Swedbank 000004 15 07 2010 80 00 Transfer to Wallet Transfer to Wallet 4000005 03 08 2010 52 96 Vacation 4000006 Selecting transactions for printing Select the appropriate account in the Library 2 Select an existing transaction or add a new one 3 In the Transaction No field of the Detail View select Print Check If you want to print more than one check repeat these steps until you have successfully set up all the transactio
18. transaction Select the appropriate transaction in the Workspace Right click on its name and select Marked as gt Reconciled A check mark appears in the checkbox on the left indicating a reconciled transaction The values of the last reconciling balance and the future starting balance change accordingly T UJ M To mark a transaction as cleared click its checkbox once A dot will appear indicating a cleared transaction Alternatively you can use the following keyboard shortcuts to change the status of your transactions Cmd R Mark as cleared Cmd Shift R Mark as reconciled Alt Shift R Mark as uncleared 44 73 Money 4 User Manual Scheduler Scheduler Overview Some transactions occur on a regular basis Money can automatically create transactions each time they occur to save you time and effort In Money this feature is called Scheduler Money displays the list of scheduled transactions under Scheduler in the Manage Bar You can sync your scheduled transactions with Calendar in Preferences gt Calendar Differences between a scheduled and an ordinary transaction Scheduler contains information to tell Money when and how often it should generate the recurring transaction With Scheduler transactions can be generated automatically by Money if you check the Pay Automatically box when creating a new scheduler transaction If you choose to
19. 2 00 or comments Amount containing the word unknown Any of the ser par sen mer i will automatically be assigned to following Miscellaneous the Miscellaneous category a unus Transaction Any implies that entries contains unknown AM en Comments corresponding to at least one of the listed criteria will be included Transaction All transactions of the Loan ft 6 1 2008 Date d account that occurred after June Al CT ie Set payee to 2008 will automatically be following SomeBank assigned with the SomeBank are true Account L payee All implies that only Name E iu entries corresponding to all listed criteria will be included NINE TIS A All transactions except the ones Account with GBP set as the account following C IS GBP itor e ll b E E urrency currency will be assigned with a USD comment Money 4 User Manual Accounts Accounts Overview Accounts in Money mirror your real life financial accounts and are the first thing you need to set up in Money They are not limited to banking you can create separate accounts for your cash investment and even asset and loan accounts All of your accounts are shown in the Library Four pieces of information are displayed about each account its type indicated by its icon its name and its balance which also indicates the default currency for the account Right click on the account name or go to Accounts and select Edit Account to view and edit in
20. 2011 2 227 97 20 006 18 06 07 2011 Utilities 516 24 19 989 94 10 07 2011 Food Groceries Costco 10 00 19 979 94 19 08 2011 Pet Care Walmart 569 26 19 890 68 26 08 2011 Transfer from Visa Classic 250 00 20 140 68 28 08 2011 Automobile Car payment 100 00 20 040 68 Y 22 09 2011 Food Groceries Costco 510 00 20 030 68 15 03 2012 Clothing 120 00 19 910 68 Transactions is the most important Money function Iransactions reflect your real life income and spending and it changes the balances of your accounts Money features three main types of transactions expense income and transfers from one account to another As transactions of asset accounts stand for changes in asset value decrease and increase are used instead of expense and income In the VVorkspace to switch between the List and Grid views of transactions select one of the two View buttons at the top right hand corner of the transaction list lo filter transactions by label click the adjacent dot button To view only reconciled incoming or outgoing transactions select an appropriate filter at the top left hand corner of the transaction list To sort transactions by date by category etc click on an appropriate column header once or twice depending on the order desired 39 73 Money 4 User Manual Transactions New Transaction 4 Inthe More Info line select Show to view the following information Transaction No Here you can
21. 3 73 Money 4 User Manual Accounts Smart Accounts When working with a number of different accounts you may wish to organize and access transactions that exist in more than one account Smart Account allows you to gather and automatically update information from all other accounts using the criteria you specify Creating a Smart Account l Select Accounts gt New Smart Account or click the gear icon in the Account Editor and choose New Smart Account 2 Choose a name for the account 3 Choose the criterion upon which transactions should be selected e g account type name transaction category date etc lo use more than one criterion click the button The selection of criteria is presented in the following way Any All None of the following are true Variable 1 Variable 2 Variable 3 if required field to enter a keyword Anytime you select the Smart Account you will automatically be shown updated information based on the criteria you have chosen lo change the criteria of a Smart Account right click on its name in the Library and select Edit 5mart Account 34 73 Money 4 User Manual Accounts Smart Accounts Criteria Variable Variable 2 Variable 3 if required Transaction Date Account Currency Account Name Account Starting Balance Account lype Transaction Category Transaction Notes Transaction Number Transaction Payee Transaction Security EES Sie T
22. DO L51 30603 2 02 05 2011 Other Income 100 00 17 606 03 Y 30 05 2011 132 00 17 738 03 01 06 2011 Food Dining out 15 00 17 723 03 e 01 06 2011 Transfer from Visa Classic 3 50 00 17 773 03 02 06 2011 Personal Care Walmart 3 00 17 770 03 e 02 06 2011 Transfer from Visa Classic 100 00 17 870 03 e 03 06 2011 Miscellaneous 22 00 17 848 03 04 06 2011 Pet Care Walmart 69 82 17 778 21 Y 30 06 2011 2 227 97 20 006 18 06 07 2011 Utilities 16 24 19 989 94 10 00 19 979 94 10 07 2011 Food Groceries 19 08 2011 Pet Care Walmart 69 26 19 890 68 26 08 2011 Transfer from Visa Classic 3 250 00 20 140 68 28 08 2011 Automobile Car payment 100 00 20 040 68 I Y 22 09 2011 Food Groceries Costco 10 00 20 030 68 03 2012 Clothing 120 00 19 910 68 Transaction No Y Label e e e o Tags O Add Split a Notes Add Attachment Displays all your accounts with their balances and allows you to open the overview of all main tools found in Money Workspace Displays a list of transactions a report a budget etc depending on the tool selected o filter entries by keyword or search for a specific entry type your keyword in the Search field o place entries in a particular order click on a column header once or twice depending on the order desired e To rearrange columns drag the column headers left or
23. E Sometimes you may wish to create reports based on your custom criteria 5mart reports allow you to generate and automatically update information using various criteria that you have specified Creating a smart report Select Reports in the Manage Bar 2 Click the button in the Item Editor or select Action gt Add Report The New Report window appears 3 Enter the standard report information 4 Choose the criterion upon which transactions should be selected for the smart report e g account type name transaction category date etc lo use more than one criterion click the button The selection of criteria Is presented in the following way Any All None of the following are true Variable 1 Variable 2 Variable 3 if required field to enter a keyword Anytime you select the smart report you will automatically be shown updated information based on the criteria you have chosen lo change the criteria of a smart report right click on it in the Reports list and select Edit Report 52 73 Money User Manual Reports 4 Smart Reports Criteria Variable Variable 2 Variable 3 if required Transaction Date Account Currency Account Name Account Starting Balance Account lype Transaction Category Transaction Notes Transaction Number Transaction Payee Transaction Security EES Sie THUS Transaction Type Transaction Total Amount TTT d eed lied io with
24. HUS Transaction Type Transaction Total Amount TTT d eed lied io within is is not is after is before is in the last is is not a list of your currencies contains begins with ends with is is not is is not is less than is greater than is greater than or equal to is less than or equal to AE Bank Cashy Credit Card pas Investment Loan Asset A contains begins with ends with Ss net contains begins with ends with is is not contains begins with ends with is is not First Name Last Name Company Address Phone Email Notes contains begins with ends with is is not contains begins with ends with Name Symbol IG e is is not Uncleared Cleared Reconciled a Withdrawal Deposit Transfer is is not Dividend Buy Sell is is not is less than is greater than is greater than or equal to is less than or equal to a list of your accounts 35 73 Money 4 User Manual Accounts Examples of Smart Accounts Criteria two wart OC Transaction The smart account will contain only the Any of the Payee entries with Some Inc or Other Inc following assigned as their payees Any implies are true Transaction that entries corresponding to at least Company Is some me Payee meen He CARSON one of the listed criteria will be included Account m The smart account will contain only the All ofthe Type transactions from loan accounts that following occurred after June 26 2008 All are true Transac
25. Item Remove Item Duplicate Item Schedule Varies depending on the item selected in the Library or Manage Bar For example in a bank account this menu item will create a 26T new bank transaction Modifies the selected entry transaction report etc 361 Removes the selected entry transaction report etc Duplicates the selected entry transaction reportetc Creates a scheduled transaction from the selected account Money 4 User Manual Getting Started Window Menu Keyboard Shortcut Minimize Minimizes the Money window 38M Zoom Increases the Money window to the maximum size Bring All to Front Puts all Money windows on top of other applications windows When checked puts the main Money document window Money data file name on top of other windows e g Preferences Money 4 User Manual Getting Started Help Menu Keyboard Shortcut Search Money Help License Agreement Open Sample Document Open Money 3 Document Feedback Provides a shortcut to any action in Money lype a keyword for the action you are looking for and Search will list all relevant actions Open Money Hele Displays the license agreement for Money Opens a document with sample accounts transactions etc Allows you to open a Money 3 file if you have one saved on your computer Allows to rate the app write a review or email the technical support Money 4 User Manual G
26. Shares Ouote Day Change Market Value Gain Loss Apple Inc AAPL 3 045 00 20 0000 348 48 0 00 0 00 6 969 60 3 924 60 Amazon com Inc AMZN 970 00 12 0000 188 75 0 00 0 00 2 265 00 1 295 00 lumsoft JMSF 1 800 00 45 0000 0 00 0 00 0 00 0 00 1 800 00 Yahoo Inc YHOO 50 00 0 0000 16 81 0 00 0 00 50 00 0 00 SU O LH OO 20 0n T now PTO RT 70 00 The main table of Portfolio contains several columns displaying the following information about each security Name The security name Double click to edit this field Symbol The security s symbol used on exchanges Double click to edit this field Cost he cost basis of the security calculated from the price and commission entered for all relevant transactions associated with the security Shares The total number of shares owned Quote Current value of the sale price per share Update this figure automatically by choosing Action gt Download All Quotes Alternatively you can double click to enter the value manually Day Change The difference between the current quote and the securitys opening price on the current date Market Value The current estimated value of your shares equal to the quote multiplied by the number of shares Gain Loss The difference between the current value of the shares and their purchase value The top of the main table of the Portfolio features two sets of options All Investment Account Allows you to view all secu
27. Visa Mastercard 5720 48 E Investments 365 56 E House Loan 117 463 57 G Assets 173 000 00 EJ This Month Transactions EJ All Transactions 547 2 Scheduler alli Reports Y Budgets E Portfolio 58 795 42 C Categories A Payees T b3 662 M cordoue When dealing with investment accounts you need to be aware of the following two balances e Cash value Reflects the amount of cash in your brokerage account In most cases cash is not actually held in your brokerage account for a long period It is either spent to purchase securities or transferred into your bank account herefore you must track each of these transactions to keep the balance accurate he cash value of your investment account is displayed as Balance in the Workspace and next to the account name in the Library Market value Reflects the approximate worth of your portfolio based on quotes for all the securities you are currently holding The market value of your investment accounts is displayed next to the Portfolio name in the Manage Bar 60 73 Money 4 User Manual Investments Securities To track securities that you own you must first create an investment account and then add several investment transactions to record the purchase of those securities You can then monitor the performance of your holdings using Portfolio You can also add securities you do not own but want to keep on a watch list to follow its quotes Both types
28. action list 4 Select relevant transactions edit data apply import rules etc When finished click Done 5 The downloaded transactions will be added to the Money 4 account 26 73 Money 4 User Manual Importing and Exporting Importing and Exporting If you are switching from another finance application you will not be isolated with Money It supports QIF OFX QFX and CSV data files allowing you to import your data from other applications or Internet banking accounts Money files can be exported to QIF and CSV Importing data from your computer l Select File gt Import 2 Choose a data file on your computer and click Open 3 Select an account for importing a date format and an import rule if required Importing data from your Internet banking account Click the gear icon in the Account Editor and choose New WebBank 2 Enter the WebBank name and the URL of your bank s Web site 3 Your banks Web site will appear in the Workspace Follow the usual routine to access your bank account online You will be asked to enter your username and password 4 Once you are in your online bank account save the account statement in one of the available formats After downloading the data file import it into Money 5 The WebBank you have created will remain in the Manage Bar for future use Note The OIF OFX OFX and CSV formats are not supported by all financial institutions and some banks may charge a fee for this s
29. ar Stat 01 11 2012 End 30 11 2012 Combine all values under 0 17 oftotal Any ofthe following are true 2 Generating a report Select Reports in the Manage Bar 2 Click the button in the Item Editor or select Action gt Add Report The New Report window appears 3 Enter the report information Name Type One of the 7 available types Date Choose one of the 8 available dynamic ranges or select Custom Date and enter a specific date range in the fields Start and End Detail Level One of the three report detail levels income expense only income expense broken down to categories or income expense Detail level Subcategories Z columns TotasOnly canoe Re Labels Values Y Use rates from Preferences oo 1 Came Done such as Accounts or Payees Various date columns will allow you to view how your records change over different periods of time Chart Type Pie bar or none Labels Select the type of chart labels names values or percentages 4 You may also specify the following extra details Indicate whether you want to combine all values that are less than a certain percentage of the total amount Indicate whether you want to use the currency rates from Preferences To generate a smart report select a criterion upon which transactions should be selected broken down into both categories and subcategories Columns Select e
30. ate enter the respective dates shown on your bank statement In the End Balance box type the amount shown on your bank statement The amount in the Start Balance box is the ending balance from the last time the account was balanced his amount is automatically calculated for you Check the boxes for transactions that match those on the bank statement While you add or remove reconciled transactions the Difference line keeps changing It shows the difference between the reconciled balance in Money and the balance shown on your bank statement It should equal O When you are done select Finish If you need to interrupt the reconciling and come back to it later select Save If the Money balance matches the bank statement balance the transactions are marked as reconciled and you can wait for the next bank statement Money 4 User Manual Transactions Transactions Overview lt Sample money Edite All Reconciled Unreconciled Incoming Outgoing o EM M cn re om MA o Donations Y 01 10 2010 Food Groceries Walmart 512 00 ae ER Visa Classic 75750 Y 01 10 2010 Miscellaneous Walmart 21 00 17 Blue E Visa Mastercard 730 00 V 01 11 2010 Miscellaneous 100 24 purple 4 Expense Increase ij Transfer Fi Barclays 88 819 13 Y 01 11 2010 Utilities 2 00 DZ wd Ow e 2000 ERE d Investments 365 56 e S ee
31. ated First of all lets begin with a few notes about how to use the Money 4 User Manual Use the search function in your PDF viewer to find a specific topic you would like to learn about e g budget tracking or new category If you are reading this manual in PDF format you can use the hyperlink function to quickly jump to another section for more information on the topic lo do so look for underlined phrases and click on them Minimum System Requirements for Money 4 Mac OS X 10 7 Lion or later 64 bit processor 44 MB of computer space Money 4 User Manual Getting Started What s New in Money 4 Slick interface This is the first thing you will notice after you launch the new Money 4 The elegant and streamlined look matches the improved inturtiveness incorporating more key information in the same amount of space Balances of all accounts and the Portfolio value are now displayed where you can see them at all times The new Overview feature allows you to view a summary of all the main parts of Money 4 Another new feature is the Detail View which gives you more options for entering and editing transactions and other items Document based approach Now Money 4 stores all the financial information in documents Therefore several users can use the same application and have separate data files that contain their own transactions categories scheduled transactions reports budgets and more Sync via Dropbox Y
32. button below the map and edit the location manually 3 Click Done when youre finished Deleting a payee Select the payee you want to delete in the Workspace 2 Right click it click the gear button in the Item Editor or open Action and select Remove Payee 68 73 Money 4 User Manual Security Password eoo If you share your computer with other users you may be concerned that they could access your financial records You will be pleased to know that Money provides simple password protection to lock your sensitive data away from unwanted visitors You can set a separate password for each Money document you use Enabling password protection l Select Money gt Preferences gt Security 2 Click Set Password 3 Enter and confirm the password in the sheet that appears he next time you try to open the protected data file the password field will appear Enter the password and press Enter Return Disabling password protection l Select Money gt Preferences gt Security 2 Click Remove Password 3 Enter the password in the sheet that appears 69 73 Money 4 User Manual Security One of the best ways to protect your Money data is to back it up regularly Money performs daily backups automatically and also allows you to back up your data files to a selected location on your computer Backing up manually Select Money gt Preferences gt Backup Click Choose to select a backup lo
33. cation on your computer Select File gt Back Up During the backup Money saves a copy of your current data file to your chosen location The file will be over written after every backup you perform TJ UJ ND Restoring data To restore data from an automatic backup select File gt Restore from Backup Choose among the three latest backups with the auto indicator next to their dates e o restore data from a manual backup select File gt Restore from Backup Choose the backup without the auto indicator Only one latest manual backup will be saved Note After you perform Restore from Backup all data that you added after that backup Is overwritten and cannot be retrieved 70 73 Money for iOS wiil Omnitel 17 16 Budgets Summer Holi Expense 1 250 00 A 398 00 USS left Clothing 0 00 USS of 500 00 USS Books Education 0 00 USS of 20 00 USS Food 15 00 USS of 300 00 USS Alcohol Food 0 00 USS of 40 00 USS Dining out Food 15 00 USS of 120 00 USS Groceries Food 0 00 USS of 200 00 USS Miscellaneous L Budgets 500 00 US Left 20 00 US Left 285 00 USS Left 40 00 USS Left 105 00 US Left 200 00 US Left 28 00 US To use Money on your OS device iPhone iPad or IPod Touch you will need to purchase a copy of Money for iPhone or iPad which are available on the lunes App Store hey work as stand alone applications to let you track your accounts and t
34. ce choose Accounts Monday in a weekly budget or Sth S Cash Visa Classic in a monthly budget Accounts Check all accounts that 4 Barclays should be included in the budget A investments Include All Active Categories Check 3 Howse Losa this box if you want the budget to automatically include all categories you used in the previous period FR as Use Rates from Preferences Check this box if you want Money to make automatic currency conversions Done using the rates given in Preferences C CTUCE nous 55 73 Money 4 User Manual Budgets Managing Budgets To see a budget for a specific period click on the respective period in the calendar bar at the bottom of the budget window Adding a budget item Double click on the appropriate budget Deleting a budget item in the Workspace Select the item you want to delete 2 Click the button in the Item Editor 2 Click Backspace or right click on the or select Action gt Add Budget Item he item and select Remove Budget ltem New Budget Item sheet appears 3 Configure the following options Category Frequency Add Budget Item Type Income or expense Recurring Check this box if you want this budget item to be limit 000 replicated for each period 4 The Spent and Average fields show the amount that has already been spent on recurring 1 the selected category this period and AE the average amount spent in th
35. ch the app You should leave the document open and quit Money by selecting Money gt Quit or pressing the Cmd Q keys Creating a Money document from the Money 3x version Select Help gt Open Money 3 Document 2 The Open panel appears Select MONEY DATA FILE 340jmdf in the displayed folder 3 he Upgrading Your File window appears for a few seconds and a new Money document opens containing the Money 3x data at the point where you left off Deleting a Money document Close the application and locate the document on your computer 2 Drag the document to Trash 3 he next time you open Money you will need to open a different document or create a new one 10 73 Money 4 User Manual Getting Started Dropbox Storage C Money automatically and securely stores your data file in your Dropbox account V Automatically store all new documents in Dropbox Cove my Cne When you first launch Money you will also be offered to store your documents in Dropbox If you want to store your data in a cloud for convenient access from multiple devices and have it synced automatically you have to connect Money with your Dropbox account You can do that before or after you save your first document Connecting with Dropbox Ds Qv OF E LY Open the menu option Money gt Preferences gt Dropbox or the Dropbox notification sheet that appears after you first launch Money If you want all future documents to
36. d currency fields 5 If the provided rate does not correspond with the actual rate used in your transaction edit it The adjusted rate will be saved and will not be updated automatically 6 Configure the rest of the transaction details 37 13 T UN Money 4 User Manual Accounts Reconciling 5 01 01 2011 ES 31 01 2011 Start End 132101 114259 Category Payee 24 01 2011 Y M 24 01 2011 S M 25 01 2011 a O O O 0 00 Amount Balance 178 42 o 1 142 59 0 00 1 142 59 0 00 1 142 59 If you are in the habit of comparing your records with those of your bank on a regular basis Money makes it easy to track the monthly statements your bank sends in the mail Transaction status Uncleared The transaction is added to the account with no official confirmation of it e Cleared The transaction has indeed occurred lo mark a transaction as cleared click the checkbox to the left of the transaction line A dot will appear in the box e Reconciled he transaction has been compared to and matches the bank statement After a transaction Is reconciled a check mark appears in its checkbox Reconciling an account Select the appropriate account 2 Click the gear icon in the Item Editor or go to Accounts and select Reconcile Account A list of all non reconciled transactions pertaining to the account appears in the Workspace 38 73 In the Start and End boxes for d
37. d with the chosen criteria 28 73 Money 4 User Manual Importing and Exporting Import Rules Criteria Variable Variable 2 Variable 3 if required Transaction Date Account Currency Account Name Account Starting Balance Account lype Transaction Category Transaction Comments Transaction Number Transaction Payee Transaction Security EES Sie THUS Transaction Type Transaction Total Amount TTT d eed lied io within is is not is after is before is in the last is is not a list of your currencies contains begins with ends with is is not is is not is less than is greater than is greater than or equal to is less than or equal to AE Bank Cashy Credit Card pas Investment Loan Asset A contains begins with ends with Ss net contains begins with ends with is is not contains begins with ends with is is not First Name Last Name Company Address Phone Email Comments contains begins with ends with is is not contains begins with ends with Name Symbol IG e is is not Uncleared Cleared Reconciled a Withdrawal Deposit Transfer is is not Dividend Buy Sell is is not is less than is greater than is greater than or equal to is less than or equal to a list of your accounts 29 73 Money 4 User Manual Importing and Exporting Examples of Import Rules Criteria two vars vara fremere rests Transaction All transactions with an amount Total pe 200 under
38. em Editor or select Action gt Add Transaction 2 lype a new payee in the Payee field or select it from the Foursquare list when configuring the transaction settings 3 he company or person will be automatically added to the list of payees The Detail View also displays the number of transactions related to the payee Click on the arrow symbol to view the full list or f Company Select P in the Manage B daa elec ayees In e anaee Dar Y A Company 2 Click the button in the Item Editor or select Action gt Add Payee 3 lo add an existing payee from Contacts Phone S or from Foursquare type it s name in Ema the Search field 4 o create the payee manually click NEE Create New and enter the payee details Category in the Detail View that appears Newaddess 5 5 5 Enter the payees name and the LLL LLL company name O transactions O nsuegscpous 67 73 Money User Manual Payees Managing Payees Editing a payee Double click the payee you want to modify in the Workspace 2 Change the settings and click Done when youre finished Changing a payee s location Double click the payee you want to modify in the Workspace 2 Click on the Address field The map appears with a pin which you can slide to change the location Alternatively click on the list
39. ervice Please be aware that Jumsoft does not guarantee online access for all accounts Exporting data to QIF or CSV Select File gt Export 2 Select the file format 3 Choose a location on your computer a file name and a date format 4 Click Export Note Exporting is not the same as a backup lo restore Money to a specific moment in time you need to have performed an account backup and follow it with an account revert 27 73 Money 4 User Manual Importing and Exporting Import Rules Any of the following are true Account Name contains f Import rules are used to help you import transactions more efficiently Files imported from banks often contain unrelated information or are not worded the way you would like them to be Import rules allow you to import your data using terms that make sense to you Creating an import rule l Select Money gt Preferences gt Rules 2 Choose a name for the rule 3 Choose the criterion upon which transaction information should be updated e g account type name transaction category date etc lo use more than one criterion click the button The selection of criteria is presented in the following way Any All None of the following are true Variable 1 Variable 2 Variable 3 if required field to enter a keyword 4 Indicate the values of payee category and or notes which should automatically be set to transactions that correspon
40. etting Started Preferences yo barcon YUDUCIS OF OETEOU MJOLWIDOW Wy DE CE0 N VIOS 2euqw6 qreduoe2ric qv The Preferences sheet can be found by selecting Money gt Preferences It contains eight sections General Here you can specify the items to be displayed in the Manage Bar and adjust your various settings Currency This section allows you to set the default currency and operational currencies as well as to download the current exchange rates Backup This allows you to enable data backup on your computer Security Here you can set a password to secure your Money data file Every time you open the file you will be asked to enter the password If you use multiple data files you can set a password for each e Taxes For your convenience you can set the taxes to be used with your transactions e Rules This section allows you to import transactions more efficiently Calendar This allows you to sync your scheduled transactions with Calendar Dropbox Here you can connect Money with your Dropbox account for cloud storage and automatic syncing with Money for iPhone and iPad 24 73 Money 4 User Manual Getting Started Currency The Currency section in the Preferences sheet gives you options for managing your currencies Here you can specify the default currency to be used throughout the entire application and a number of operational currencies that can be used in different accounts Choosing
41. for direct download services your financial institution provides you with a username and password to connect to its download server Be sure to have the appropriate login details on hand before beginning the setup process Configuring an existing account for online access Select the account in Library and go to Accounts gt Edit Account 2 Click on the disclosure triangle next to the Account lype field 3 Select your bank in the list of financial institutions lo find it more easily use the Search line above the list If your bank supports the direct download feature but is not on our list please contact us at info jumsoft com 4 Enter the username and password provided by your bank choose the date of the earliest transactions to be downloaded and click Done 5 lf multiple accounts are available for download you will be asked which one to use Select the account that corresponds to the Money account you are configuring Transactions are downloaded using the OFX data stream format which is not supported by all financial institutions and some banks may charge a fee for this service Please be aware that Jumsoft does not guarantee online access for all accounts Downloading transactions directly In Library select an account that has been configured for online access 2 Select Accounts gt Download Transactions 3 he Import sheet will appear Click the disclosure triangle next to the account name to see the full trans
42. formation about the account To change the order of the accounts in the Library drag their names with your cursor Basic types of accounts Bank Displays all transactions to from and among your bank accounts Cash Tracks your spending in cash Credit card Displays charges made against your credit account Investment Displays your securities related transactions and reflects your brokerage account Portfolio provides summary information about your holdings across all investment accounts as well as gain loss totals e Asset Displays your valuable assets and helps you track changes in their value Loan Displays loans for which you maintain a payment schedule ry vii 1 LR TTC OO There is also a seventh type of account called a 5mart Account It allows you to gather and automatically update information from all other accounts based on the criteria you specify You can set up as many accounts of each type as you wish as long as you name them appropriately to avoid confusion For example if you have bank accounts with AnyBank and SomeBank it would make sense to create two separate bank accounts in Money and name them using the bank names In addition if you have cash In several currencies you can set up different cash accounts and name them Cash USD Cash EUR Cash GBP etc 31 73 Money 4 User Manual Accounts New Account Opening the New Account sheet Select Accounts gt New
43. in is is not is after is before is in the last is is not a list of your currencies contains begins with ends with is is not is is not is less than is greater than is greater than or equal to is less than or equal to AE Bank Cashy Credit Card pas Investment Loan Asset A contains begins with ends with Ss net contains begins with ends with is is not contains begins with ends with is is not First Name Last Name Company Address Phone Email Notes contains begins with ends with is is not contains begins with ends with Name Symbol IG e is is not Uncleared Cleared Reconciled a Withdrawal Deposit Transfer is is not Dividend Buy Sell is is not is less than is greater than is greater than or equal to is less than or equal to a list of your accounts 53 73 Money 4 User Manual Reports Examples of Smart Reports Criteria tee wart vars vars aeons ems NN Transaction The smart report will contain only the Any of the Payee entries with Some Inc or Other Inc following assigned as their payees Any implies are true Transaction that entries corresponding to at least Company Is Some Inc Payee meen Hs CARSON one of the listed criteria will be included Account E Be The smart report will contain only the All ofthe Type transactions from loan accounts that following occurred after June 26 2008 All are true Transaction implies that only entries corresponding Date erate E
44. lick the image field to illustrate each category Editing a category 2 Select the category you want to modify in the Workspace Right click on it and select Edit Category or simply double click on its name Change the settings Deleting a category 2 No Tax Select the category you want to delete in the Workspace Right click it click the gear button in the Item Editor or open Action and select Remove Category t J 3 00 t 2 250 00 t 2 250 00 t C 0 00 t C 0 00 20 00 Money 4 User Manual Payees If th heck th Payees 6 B pajas Is a company check the ompany box Enter other optional information Phone A payee Is a company or person with Email whom a transaction is conducted he Payees list allows you to add edit or Website remove payees You can add your payees Category If you add d related from Contacts Address Book in OS X category Money will select it Lion or from Foursquare In the Grid View automatically each time you create a you can also directly add income or transaction with this payee expense transactions with your selected New address Create a custom payees address or add from Forsquare Notes 8 You can double click the image field or Adding a payee drag pictures from Finder onto it to illustrate each payee lo remove the image select it and click Delete or Backspace In one of the accounts click the button in the It
45. n the Money page on the Mac App Store or click Buy Now at the top right hand corner of the window This will also take you to the Money page on the Mac App Store If you already have your license code choose License from the Money menu and enter your license code Click License Now and you are done Your Money records will be unaffected Note his trial version is only available on Jumsoft website You will not be able to download the trial version on the Mac App Store and you do not have to take any additional registration steps after purchasing the application there 9 73 Money 4 User Manual Getting Started Money Documents When you first launch Money a new document will be created for you VVhen you have finished making changes to your new document select File gt Save and choose the appropriate name and storing location for the document Money will save all further changes automatically Each time you launch Money it automatically opens the document windows that you left open when closing the app If you wish to open another document select File gt Open or File gt Open Recent If you wish to create a new document select File gt New Money Document Note f a blank document appears every time you open Money you should check whether you leave your default document opened before quitting the application If you close the document by clicking the red X button it will not open automatically next time you laun
46. ng options to match the details of your investment transaction Category Investment categories come from the same selection as the usual ones Create new categories if required e Type In addition to the usual expense income and transfer types investment transactions have three other types dividend buy and sell Security Each security usually has a symbol of to 5 letters which is used to identify it on an exchange lo save your time a list of your currently owned securities will appear If you do not own this security yet enter the symbol manually and it will appear in the Portfolio list Shares Number of shares Price Price per share Commission he amount of commission paid or earned Date Date of the transaction Payee Notes e Add Attachment 3 Select Show More Info for the following options e Transaction No abel Tags Editing an investment account l Select the investment account with settings you want to change 2 Right click on the account name or go to Accounts and select Edit Account 3 he Edit Account window will appear and you can edit details for the account aE Pe Bw Sel Dividend Expense Income Transfer rae Total 0 00 Shares 000 Price 000 USD Commission 000 Date me 59 73 Money 4 User Manual Investments Investment Balances E Cash 19 969 95 ld Visa Classic 9 136 47
47. ns for which you want printed checks You can also close the application after you enter the information and then return to print the checks later Printing checks Select Accounts gt Print Checks A list of all transactions that you have selected for printing will appear 2 Specify the following details Start No Number of the first check to be printed Date range If you have selected more transactions than you want to print at the moment choose the appropriate date range lo further reduce the printing list uncheck the boxes of irrelevant transactions Select Standard Voucher or Wallet style checks depending on whether you will print business or personal sized checks Choose how many checks you want to be printed on the first page 3 When you are finished click Print 43 73 Money 4 User Manual Transactions Reconciling a Transaction Al Reconciled Incoming Outgoing 04 01 2011 Food Dining out 04 01 2011 Clothing 05 01 2011 Food Dining out 06 01 2011 Food Dining out 07 01 2011 Food 07 01 2011 fFood Dining out 000000 9 9 agas 07 01 2011 Public Transport 07 01 2011 10 01 2011 Food Dining out 10 01 2011 Healthcare TOVOT1SOTT Hes MLC 916 0000 o aoea Although you are likely to perform reconciliations on a regular basis and compare the whole account with a statement from your bank you may sometimes wish to reconcile a single transaction listed in the Workspace Reconciling a single
48. on selected allows adding removing editing or sorting various items categories budgets reports etc Search Allows searching by keyword within all sections of Money Account Editor Allows adding editing or removing a new account also allows adding a new transaction smart account or VVebBank 15 73 Money 4 User Manual Getting Started Overview Top Categories e This Month Astorrotele Car payment 210 001 Asterratale Erdre 110 00 tow 8110 00 Bi Dectriciry 45100 001 Scheduled Transactions 3 den h deem 254m e Wages and Salary 25 dam et uestes 25 days et Kare 39 dan e Wages and Salary Bonus The Overview window available by clicking on the Overview icon in the Library provides a brief summary of all main sections of Money 4 e Accounts Here you can see the balance figures of all your accounts as well as the net worth which equals the sum of all balances If the currency of an account is not the same as the default currency its balance will be displayed in both currencies op Categories This section displays your most often used categories lo make the best use of the data you can select one of eight available time periods Scheduled Transactions This section shows all upcoming scheduled transactions Money 4 User Manual Getting Started Menus Money Menu Keyboard Shortcut About Money Preferences Hide Money Hide Others Show All
49. otal Amount The amount of money originally borrowed from the financial institution APR Annual interest rate percentage Money supports only fixed interest rates Terms The term of the loan payments Pay Every Drop down menu for choosing payment frequency Start Date he starting date for payments Use Account he account that will be used to make payments Once the loan details have been properly entered click Done to continue The full list of scheduled payments with their dates and amounts will appear in the Workspace At the top of the payment list you will see the following information he number of payments completed and remaining Next payment date e Total amount remaining Total amount paid To make a payment click the blue Pay button at the top of the Workspace The details of the automatically generated transaction will appear in the Detail View and the transaction will be marked as paid in the list Scheduled loan payments cannot be edited directly in the same manner as other scheduled transactions Since they are tied to loan accounts any adjustments to the payments must be made through the loan settings before the payments are posted To add an extra payment to the loan schedule click the button in the Item Editor or select Action gt Add Transaction New Account Terms 1 Months Pay Every Week 3 EE TER Use Account Cash CTUCG pouce 3
50. ou can register all your valuable assets such as a house or a car and later record changes in their value simply by entering amounts in the Decrease or Increase column Check printing Another new feature in Money 4 is a check printing capability Generating checks based on the transaction information you enter and conveniently printing them will save you a considerable amount of time File attachments Attach files of any type to your transactions Money 4 allows you to link text files spreadsheets PDF documents images movies and all other types of files you can think of to your financial transactions Attach all relevant documents to their related transactions and make sure you never lose your records Quick transactions Now you are able to create new transactions directly from the Categories or Payees sections just select an appropriate category or payee in the Grid View of Payees and click the plus symbol 7 73 Money 4 User Manual Getting Started Installation and Help Installing the trial version of Money 4 from our Web site 2 3 a 9 Download the Money 4 application from our Web site http www jumsoft com money Once Money 4 is downloaded the Money icon will automatically appear on your desktop Move that icon to your Applications folder Open your Applications folder and drag the Money icon onto your Dock to keep it there for easy access Click the Money icon on your Dock to launch the
51. ou can sync your financial data with the iPhone and iPad versions of the app by storing your Money documents in Dropbox and conveniently accessing them from any of the devices Direct downloads Money 4 allows you to connect directly to hundreds of financial institutions via the Internet and update your accounts automatically Although entering transactions by hand is refreshingly simple in Money 4 adding them in bulk directly from your online banking account will save plenty of precious time Just make sure to check whether your financial institution supports the OFX protocol that is used for the direct connection If it does not Money 4 still allows you to import your financial data manually in three other formats Money 4 User Manual Getting Started Foursquare integration You can find your payees in a twinkling of an eye with the new Foursquare features Each time you are adding a new transaction you get a list of all nearby businesses to choose from Besides they all come with pre assigned but editable categories Smart importing rules Now Money 4 makes it easier than ever to import your financial data from other accounting applications and banks Imported data files often contain irrelevant information or are not worded properly Import rules help you import your data using words that make sense to you Asset accounts To help you keep track of your assets Money 4 introduces the sixth account type asset account Y
52. puter to link it to Add Split the transaction Alternatively just drag a file from Finder and drop it onto the Add Attachment field When you click on the attachment a Finder window with the location of the file will open JONG 40 73 Money 4 User Manual Transactions Managing Transactions Starting Balance 20 000 00 20 000 00 Y 01 02 2012 Food Groceries Walmart 17 00 19 983 00 j Y 01 03 2012 Leisure Toys and Games 55 00 19 928 00 210 v 01 03 2012 Leisure Books and Magazines Barnes amp Noble 10 00 19 918 00 1521 Y 01 03 2012 Food Dining out Pizzahut 14 00 19 904 00 s365 56 Y 01 03 2012 Miscellaneous Walmart 1 00 19 903 00 3 2545 Y 01 04 2012 Clothing Gant 119 99 19 783 01 Date 02 05 2012 01 04 2012 Leisure Movies and Video Rentals Blockbuster 2 00 19 781 01 01 04 2012 Miscellaneous Walmart 28 00 19 753 01 Payee Walmart 01 04 2012 Food Groceries Walmart 20 00 19 733 01 Mora info Y 01 05 2012 Food Walmart 50 00 19 683 01 Y 01 05 2012 Automobile Car wash 10 99 19 672 02 Transaction No xe duler 9 01 05 2012 Food Dining out KFC 18 00 19 654 02 VN 01 05 2012 30 00 19 624 02 Tags 02 05 2012 Other Income 100 00 19 688 02 Y 30 05 2012 Wages and Salary Bonus 132 00 19 820 02 o Add Split o 01 06 2012 Transfer from Visa Classic 3 50 00 19 870 02 Y 01 06 2012 Food Alcohol Walmart
53. r investment mix in the Portfolio section Contains information about your loans such as the amount to be paid the term and APRs You can set up regular loan payments which Money will enter automatically Allows you to register your assets and record value changes over the time Allows you to gather and automatically update information from all other accounts based on the criteria you specify Allows you to set up reminders of scheduled or regular payments and enter them automatically Gives you a number of possible ways to analyze your income and spending information by month by category by payee etc Allows you to set up budgets for different categories of income and expenses 12 73 Money 4 User Manual Getting Started ci 4 Portfolio Categories Payees WebBank Description Displays an overview of your investment portfolio the quote history of your securities historical variations of your portfolio market values and key information from the world market Also allows you to buy and sell shares without opening the investment account Displays a list of all categories and subcategories of income and expenses You can add or remove categories if necessary Displays a list of all your payees their contact information and payment balance Allows you to connect to your online banking account and download your bank statement for reconciling your Money records Money 4 User Manual
54. ransactions on the go and they can sync data with Money for Mac via your Dropbox account Note Syncing via Dropbox requires OS 6 or later Money 4 User Manual OS Syncing Syncing You can sync your financial data in all three versions of Money by storing your Money documents in Dropbox and accessing them from any of your devices Syncing via Dropbox requires OS 6 or later Syncing on Mac Select Money gt Preferences gt Dropbox 2 Click Connect with Dropbox Dropbox website will open in your browser 3 Sign in to your Dropbox account Afterwards you will be notified of the successful connection 4 Save the documents that you want to sync in Dropbox File gt Save in Dropbox 5 Now all changes that you make to your Money document on your Mac will be automatically sent to the file stored in Dropbox Syncing on iOS Go to Settings gt Documents 2 lap the Connect with Dropbox button and sign into your account 3 You will be asked if you want to transfer the current documents to Dropbox If you have already transferred the documents with the same data from Mac you do not need to transfer them from the IOS devices You should keep them on the device and delete them or keep them as backup copies if you want to 4 By now you should be able to see new files with the blue Dropbox icon on them Those are the files that were uploaded from the Mac and saved in Dropbox You can now edit them from any of your
55. ree previous periods respectively memos euer 5 Click Done A new record will appear in the budget Note he spent amounts for categories that contain at least one subcategory include only unbudgeted subcategories For instance if you have separate budget lines for Food and Dining Out the Food amount excludes transactions assigned to Dining Out To edit a budget item right click on its field and select Edit Budget Item 56 73 Money 4 User Manual Budgets Tracking Budgets lt All Budgets 4 K amp Income 0 00 Wages and Sala 0 00 E Wages and Salary iom 4 Expense UA 633 33 Clothing 166 67 Donations AAA 0 00 of 1667 Books E 0 00 of 6 67 Food SI 400 00 of 300 00 00 240000 As you start entering transactions in the budgeted items the respective progress bars start filling While you remain within the set spending limit the progress bar is green he dotted vertical line which runs across all budget items represents the percentage of the budget period that has already passed If the progress bar exceeds this line it turns yellow As soon as you exceed the spending limit the progress bar turns red Note For income the progress bar colors are opposite red below the limit and green above it The budgeted and currently spent amounts of each category are indicated next to each progress bar 57 73 Money 4 User Manual Investments Investments Overview
56. ries as you go When you select a category or subcategory and click the symbol that appears a New Transaction sheet opens with the category subcategory set to the one you selected You can mark the most often used or favorite categories and subcategories with a star When adding new transactions you will be able to click the lightning icon in the Item Editor to open a quick list of favorite categories recently added items and top payees 65 73 Money 4 User Manual Categories New Category Creating a category In one of the accounts click the button in the Item Editor or select Action gt Add Transaction Type a new category in the Category field when configuring the transaction settings Use a colon to add a subcategory Category Subcategory The category will be automatically added to the list of categories Select Categories in the Manage Bar Click the button in the Item Editor or select Action gt Add Category A new category line appears Type a name for your category If required mark the new category with a star to add to favorites If required select an existing tax or click Add lax to open Money gt Preferences gt laxes and create a new one Click on the red arrow to create an expense category or the green one for income category AN Personal Care v Healthcare Dental Eyecare A FA 7 If required add subcategories 8 You can double c
57. ries in a single transaction Money refers to this function as a split After you enter the amounts for the different categories in the split their total becomes the amount for that transaction Money allows you to transfer funds between accounts creating transactions In two different accounts that Money knows are related When a transfer is created from an account a corresponding entry is Adding a split automatically created in the selected destination account Likewise changes to a Select the appropriate account in the transfer transaction in one account are Library automatically applied to the corresponding 2 Add a new transaction by clicking the entry in the other account Add button in the Item Editor or selecting Action gt Add Transaction 3 Enter the usual transaction information Adding a transfer and select Add Split 4 Add as many categories as you need Select the appropriate account in the using the button Library 2 Add a new transaction by clicking the Add button in the Item Editor or Note A single currency must be used in selecting Action gt Add Transaction 3 Choose Transfer as the transaction type he category will automatically be all categories of a split transaction set to Transfer e Spin 4 Enter the usual transaction information and choose the transfer destination _At Expense Income iy Transfer account Amount 35 75 USD Date 15 02 2011 When the
58. right o hide or show columns right click on any of the headers and add or remove ticks next to the column names e To adjust the width of the columns drag the separator line between two headers left or right 14 73 Money 4 User Manual Getting Started Manage Bar Displays lists of all main tools found in Money Scheduler Shows a list of all your scheduled transactions Reports Displays a list of all your reports Budgets Allows you to set up budgets for different categories of income and expenses and to follow their progress Portfolio Displays an overview of your investment portfolio the quote history of your securities historical variations of your portfolio market values and key information from the world market Categories Lets you open the full list of the transaction categories and add remove edit or rate them Payees A place to make a list of your payees and specify their contact information To show or hide the Manage Bar move the cursor to its title and click on the Show Hide option that appears To open an item in the Workspace click on the item in the Manage Bar Detail View Provides a space to enter or select various parameters of new transactions budget items payees and stock market information You can keep it open at all times or hide it by clicking on the disclosure triangle in the bottom right corner of the window Item Editor Depending on the Money functi
59. rities or only those that you own in your investment account If you have more than one investment account you will see more options in the top left hand corner of the main table e ist Grid Allows you to view stock information in the form of a list or a grid 63 73 Money 4 User Manual Investments Portfolio Information Portfolio value Amazon com Inc 5850 Historical performance of Portfolio Top Gainers Below the main table on the left you will see a chart showing your holdings market value for up to last six months 2 Move the cursor left or right on the chart to see the market value on specific dates 348 48 0 009 188 75 0 00 16 81 0 00 Top Losers AAPL 348 48 0 00 AMZN 188 75 0 00 JMSF 0 00 0 00 YHOO 16 81 0 00 Historical performance of a selected security World Market Below the main table in the center you will see a chart CACAO 4 010 11 0 87 DAX 7 152 74 1 06 showing performance over time for the selected security EE n qe 2 Move the cursor left or right on the chart to see the share FTSE 100 9605877 122 quote on specific dates ae EI NASDAQ Co 2 755 30 0 00 NIKKEI 225 10 518 98 0 15 S4P 500 Index 1 293 24 0 00 Key market information Straits Times 324958 0 34 uw i l Currencies After clicking on the disclosure triangle in the bottom right gem E TR hand corner of the window you will see
60. rtfolio 2 Right click or open Action and select Remove Security 61 73 Money 4 User Manual Investments Portfolio Overview Portfolio works with your investment accounts to provide summary information about the securities you own lo view your Portfolio select the Portfolio icon in the Manage Bar Any securities associated with your investment transactions or entered directly into Portfolio will appear in the main table of Portfolio You can use Portfolio to download quotes view gains and losses chart the performance of your securities over time and track the key data from the markets You can also enter new transactions by right clicking on one of the listed securities and selecting Buy Sell or Split The main page of Portfolio includes he main table listing your shares and information about them Variations of Portfolio market values A graph of a selected security s quote history op gainers and losers Major world indices information Currency rate fluctuation Portfolio calculates securities values using information from the investment accounts If you add transactions e g buy 9 AAPL shares and sell 4 AAPL shares to an investment account Portfolio shows that you own 5 AAPL shares and displays their cost value market value and gain or loss 62 73 Money 4 User Manual Investments Current performance of a security All Investment Name Symbol Cost
61. software Installing Money 4 after purchasing from the Mac App Store Download the Money 4 application from the Mac App Store Once Money 4 is downloaded the application is automatically installed and its icon appears in the Dock Click the Money icon in your Dock to launch the software Help documentation Quick Start Guide Click this option to download a short introductory tutorial from our Web site This guide is a great starting point for novice Money users it introduces you to some key terms and the basic features of the application Money Help Click this option to open Money Help the built in documentation of the application Search for answers to your questions or browse through the different categories for information on every detail of the software If you prefer a printable version of the documentation you can download the Money User Manual in PDF format from our Web site http www jumsoft com money Money 4 User Manual Getting Started Trial Version Trial expired Money 4 trial version has expired After you download the 5 day trial version of Money 4 from our Web site you will see the number of days remaining on the top right hand corner of the application window You may choose to purchase the Money 4 license during the trial period or wait until it is finished If you decide to purchase one or more copies before the end of the trial period visit our Web store at www jumsoft com store ope
62. t 2 4 97 fij Barclays 24 015 21 Date ThisMonth 4 EM Investments 365 56 ad CEET E Houseloan 543 825 45 p Assets 47 000 00 End 30 11 2012 G E E This Month Trans 5225 00 Combineallvaluesunder O 7 oftotal MANAGE maw EE Fe Scheduler Reports Pore GE R R R R R R Using Reports you will see Money demonstrate its true value After putting in the time and effort to set up your accounts enter transactions and categorize your income and expenses you can use reports to quickly and easily make sense of all that information Reports are based on categories and payees so the key to generating effective reports is to assign appropriate categories and or payees to each of your transactions With very little setup you can view breakdowns revealing your spending habits track the changes in a particular expense from month to month list all the transactions assigned to a particular category and more In addition you can create smart reports that gather and automatically update information using various criteria you specify Each report you create is saved under the Reports section of the Manage Bar After selecting Reports in the Manage Bar you will see a grid list of all your reports Double click on a report to view it in detail in the VVorkspace 48 73 Money 4 User Manual Reports New Report New Report lm E Type Spending By Category bue
63. the default currency Select Money gt Preferences gt Currency 2 Click on the Default Currency drop down list 3 Select the appropriate currency Now the counts and totals will be displayed in this currency when you work with transactions Adding operational currencies Select Money gt Preferences gt Currency 2 Click the at the bottom of the Currency window 3 Enter the title and code of the currency Options for inserting currency exchange rates Entering manually Select Money gt Preferences gt Currency 2 Double click directly on a currency in the table The Currency Exchange Rate sheet will appear 3 Check the currency you need to convert to and enter the rate Downloading Select Money gt Preferences gt Currency 2 Press the Download Rates button at the bottom of the Currency window and the exchange rates will be displayed automatically in a few seconds Note f you want Money to update the exchange rates of the operational currencies every time you open the application check the Automatic boxes 25 73 Money 4 User Manual Importing and Exporting Direct Downloads Money 4 features the ability to connect directly to many financial institutions via the Internet and update your accounts automatically First you need to configure your accounts for online access You can do it while creating a new account or edit an existing one Once you have completed your application
64. tion implies that only entries corresponding Date erate ge to all listed criteria will be included Nous CN The smart account will include all me Transaction Name contains Food entries except the ones with a category name that contains the word Food following Category is true Money 4 User Manual Accounts Multiple Currencies Eg Cash 19 969 95 Visa Classic 9 144 85 13 428 30 Visa Mastercard 744 23 Barclays 56 995 24 Investments 365 56 amp House loan 117 463 57 192 323 10 amp Assets 173 000 00 5j Portfolio Market Value 58 795 42 Net Worth 130 975 60 yet Mou Money 4 allows you to manage accounts in different currencies and track exchange rates automatically Money automatically sets the default account currency to match the one you have specified in Preferences gt Currency However you can select one of the operational currencies to be used with a particular account In the Library each account shows its balance in its own currency In the Overview the Accounts summary table displays the balance in both account currencies and the default currency based on Money s current exchange rates Applying an exchange rate to an individual transaction Select an account Click the button in the Item Editor or select Action gt Add Transaction In the Detail View select the currency The current exchange rate to the default currency will appear above the amount an
65. to all listed criteria will be included elite o The smart report will include all entries the Transaction Name contains Food except the ones with a category name that contains the word Food following Category Is true Money 4 User Manual Budgets 4 Click Done and a new budget will New Budget appear in the Budget view of the Workspace Multiple budgets can be set up in Money to help you keep track of your spending Editing a budget habits For example you can create separate budgets to track your household Select the budget you want to edit and personal spending A budget In Money 2 Click the gear icon in the Item Editor consists of two main parts permanent right click on the budget and select Edit income and permanent expenses T is Budget or select Action gt Edit Budget based on categories so the key to budgeting effectively is to assign appropriate Deleting a budget categories to each of your transactions Select the budget you want to delete 2 Right click on the budget and select Remove Budget or select Action gt Remove Budget Adding a budget Select Budgets in the Manage Bar 2 Click the button in the Item Editor or select Action gt Add Budget he New Budget Item sheet appears Name United 3 Configure the following options Name Frequency Monthly Frequency Weekly biweekly monthly quarterly annual one time Start Day For instan
66. xtra columns you would like to include in the report 49 73 Money 4 User Manual Reports Editing Reports Year end Forecast 31 12 2012 Accounts Assets Barclays Cash House Loan Investments Visa Classic Visa Mastercard 75 400 00 37 700 00 i d oo W Barclays 22 315 21 B Visa Classic m Cash B Visa Mastercard 730 16 B Assets 47 000 00 House Loan 37 688 79 Editing a report Double click on the report in the Workspace 2 The top bar contains some values that you can adjust right away the date range as well as accounts categories and payees included in the report 3 Click the gear button in the Item Editor or select Action gt Edit Report to open the Edit Report window 4 Change the appropriate information and click Done Report options The gear button in the Item Editor gives you the following options Edit Reports Print Send Apple Mail will open a New Message window with the report attached in PDF format Chart type Label type Sort by Columns 50 73 Money 4 User Manual Reports Report Types lt All Reports All Accounts Custom Categories All Payees This Year Spendings 01 01 2012 31 12 2012 Accounts Assets Barclays Cash House Loan Investments Visa Classic Visa Mastercard Reports bite Hii Spending by Category Lists expense records by category Spending by Payee Lists expense records by payee Income by Category
67. y 4 User Manual Getting Started Edit Menu Keyboard Shortcut Undo Redo Cut Copy Paste Delete Select All Find Start Dictation Special Characters Reverses the effect of the last action made Choose Undo repeatedly to step back through all changes made Brings the undone action back Choose Redo repeatedly to redo all recent Undos until the Undo list is empty Removes the current selection and inserts it in the Clipboard Makes a copy of the current selection for the Clipboard Inserts the contents of the Clipboard at the insertion point Deletes the current selection from your document Selects all entries in the Workspace Allows finding and replacing text in selected entry box Enables dictation Opens the special characters window Z ASZ do X 36 C 36 V 96A 36 F NBT Money 4 User Manual Getting Started Accounts Menu Keyboard Shortcut New Account New Smart Account Edit Account Reconcile Account Download Transactions Print Checks Creates a new account OBN Creates a new smart account Modifies the selected account 4 gt 881 Allows you to compare the selected account against a bank statement Downloads a list of transactions from your online banking account Prints checks from a list of selected transactions Money 4 User Manual Getting Started Action Menu Keyboard Shortcut Add Item Edit

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