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User Manual for K&H e-bank last update: 15 July 2014

Contents

1. i HUF K szletaktu lis rt ke 17 845 166 HUF E sell all advance payment no v preliminary calculation e Click on the button to view the details of your sale order the preliminary calculation is based on the prices applicable at the time of your enquiry preliminary calculation of sale K amp H ARANYKOS R BEFEKTET SI JEGY number of items 6062398 pcs daily exchange rate 2 HUF current value of sale 12 124 796 HUF deductible interest tax 0 HUF fee to be deducted 250 HUF net amount 12 124 546 HUF accounting date 2015 05 13 date of inventory purchase value of current buy rate number of items for sale purchase purchased inventory inventory value 2013 02 25 3 631 207 4 465608 16 215 547 03 7 262 414 3631207 pcs 2013 04 29 5 291 376 4 535682 23 999 998 88 10 582 752 2431191 pcs to be specified 0 pcs total 6062398 pcs cancel GA The system displays under the preliminary calculation table when and how many of the selected investment units you bought and at what price 68 K amp H Bank Zrt o 1095 Budapest Lechner d n fasor 9 C phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu opecify in the Number of items for sale column how many units you would like to sell The system selects the units you bought first according to the FIFO method but you can override this Change the quantities as required and click on the button to run the preliminary calculation
2. eene 96 15 12 View K amp H mobilinfo SMS history rrrrrrrnnrrrnnvvrnnnvrrnnnrrnnnrrrnnnrrnnnvrrnnvrrnnnversnrrsnnnvrnsnnnsnns 98 15 13 Request K amp H rn ee e ul 98 15 14 View earlier mobile phone Iop upe eee ccesseccssseeessseeeessseeesseeeessaeeesseeesssseeessaees 99 BE bh de 100 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu Introduction This manual describes how to use K amp H e bank 1 Definitions K amp H e bank The collective name of online services provided by the Bank to its Clients and available at https ebank khb hu Natural persons must use these services themselves they do not have the right to authorise a Permanent Authorised Representative K amp H mobilbank oervices provided by the Bank to its Clients via smart phones and listed in the prevailing Announcements K amp H e box Online e box service provided by the Bank to the users of its non natural person Clients through which they can avail themselves to the services listed in the Announcement K amp H elD An eight digit numeric code used for the unique identification of a User when using Banking Services Requiring Electronic Identification ePIN code A six digit confidential numeric ID used in combination with the K amp H elD for the unique identification of a User in the course Banking Services
3. chronological order K amp H e bank activity log management date 2015 01 16 14 15 29 2015 01 16 14 15 13 2015 01 16 14 10 05 2015 01 16 14 07 59 2015 01 16 14 07 51 2015 01 16 14 07 51 2015 01 16 14 04 09 2015 01 16 14 03 54 2015 01 16 14 03 50 2015 01 16 14 00 52 2015 01 16 14 00 50 2015 01 16 14 00 47 2015 01 16 14 00 19 2015 01 16 14 00 18 event loading K amp H e bank activity log management page loading settings menu loading edit payee page payees settings page loading settings menu loading settings menu Loading transfers payments payees settings page loading settings menu display modify contact details loading settings menu loading main page login 15 9 Electronic and printed statement order You can specify on this screen whether you would like to receive printed bank account statements Electronic account statements are available to all e bank users irrespective of whether or not they request printed statements 93 have performed in K amp H e bank in reverse details SMS identification K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu electronic and paper based statement order K amp H Group has been fully committed to sustainable development for many years and this is what we are also aiming for in our decisions that go beyond our business activi
4. 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu 12 Manage investments The Managing investments selection screen is only accessible to you if you have a signed agreement for the provision of investment services in place The following functions are available on the screen managing investments balance sale buy investment standing order to buy at stock buy government HUF payment certificate units purchase exchange bonds investment units FX payment account history Please note that the bank s e banking is the provision of service in 2007 year CXXXVIII by law required product information on website www kh hu If you are not able to accept the product information this waythe bank through e bank does not sell you investment products financial instruments accept the above information method Click on the appropriate icon to go to the required menu item Only the menu items you are authorised to use are displayed on your screen 12 1 Information on investments provided when purchasing securities In order to be able to purchase securities investment units stock exchange securities and government bonds you first have to accept that you will be provided information pertaining to these products via accept the above information method W the e bank by ticking the checkbox on the Managing investments selection screen otherwise the menu items required for such transactions will not be displayed
5. minimum 1 and maximum 20 characters only numbers are permitte d modify D l e Click on the 5 button to enter your existing PIN code then enter a new code and confirm it by entering it again Your new chip card PIN code can be maximum 20 characters long and it can only contain numeric characters cn K amp H e bank PIN change e This transaction is not required to be signed just click on the Lx button to modify your PIN code or on the button to return to the previous screen The system will immediately confirm whether the transaction was successfully performed K amp H e bank PIN has been changed 15 4 Enable SMS login As a K amp H e bank user you can enable SMS login on this screen An SMS will be automatically sent to the mobile phone number you provided in Settings Personal data SMS login can only be authorised if you have already entered a user name and password or provide these during the transaction 85 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu enable sms login SMS log in allowed Phone number for SMS log in 36 36207654321 You can change the phone number in the connection details menu item You have na user name Please enter user name Flease nate that from 5 February 2010 transactions must be confirmed with your primary or at times secondary SMS password prior to execution to further improve the se
6. un m EE HUF Se F KEH Biztos Tartal k szamla HUF 7 K amp H Lakossagi Devizaszamla Trey ey eiit sza maen sc record mobile number K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu record mobile number e Enter a mobile phone number then click on the button to save it e Tick the checkbox placed before the accounts about which you would like to receive text messages e Select the language in which you would like to receive your messages you can choose from English German and Hungarian e Specify for each account the transaction types about which you would like to be notified and also the minimum amount of these transactions e Click on the Record mobile number button to add more mobile phone numbers e This transaction must be signed Click on the button at the bottom of the screen to save it and sign it immediately If you navigate from the screen before you do so the transaction will be deleted cancel e Click on the button to cancel the transaction 15 11 K amp H credit card mobilinfo SMS settings If you have a credit card you can request the K amp H credit card mobilinfo service modify its settings or cancel it 96 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu K amp H credit card mobilinfo sms settings u
7. H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu Useful tips Disclose confidential information personal ID document numbers addresses bank account numbers bank card numbers etc to authorised persons and organisations only Do not under any circumstances disclose such information on websites whose authenticity you doubt or are not in a position to verify Never disclose confidential passwords PIN codes or codes received by text message not even to the employees of K amp H Bank K amp H Bank never requests such information from its clients by email online by providing a link by email or in a popup window in your internet browser In particular K amp H Bank never block a client s account for their failure to provide such details in this manner Do not reply to any letters requesting personal details received from persons or organizations acting on behalf of K amp H Bank or claiming to be doing so and requesting such information Please notify K amp H Bank if you receive such a letter Never try to access the website or the e bank service of K amp H through a link provided by email always type the correct website address in your internet browser Beware of unfamiliar software especially if it is from a source unknown to you K amp H Bank never requests you by email to download and install any software including in house software developed specifi
8. Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu contact details A Please type in a Hungarian mobile phone number in order to use SMS login landline phone number 3634555555 mobile phone number fax number 3699555555 e mail address FatcaTechnikaiKt gmail hu Marketing positive statement Kedves Ugyfelink Figyelm be aj nljuk hogy lehet s ge van arra hogy a K amp H Csoport term keir l szolg ltat sair l akci ir l k l nleges aj nlatair l mindig naprak sz t j koztat st kapjon amit az al bbiakban tal lhat nyilatkozat elfogad s val tehet meg T j koztat ink seg ts g vel a lehet leghamarabb juthat p nz gyeit rint hasznos inform ci khoz s lhet a K amp H Csoport ltal k n lt kedvez lehet s gekkel Adatv delmi nyilatkozat s t j koztat A Sz mlatulajdonos vagy t rstulajdonos hozz j rul s t adja hogy a Bank a K amp H Csoport tagjai r sz re K amp H Csoportszolg ltat Kft K amp H rt kpap r Befektet si Alapkezel Zrt K amp H Biztos t Zrt K amp H Pannonl zing Zrt K amp H Aut finansziroz Zrt K amp H Medicina Eg szs gp nzt r K amp H Nyugdijp nztarak a szerz d sk t s kapcs n m r megadott szem lyes adatait valamint a Bankkal k t tt szerz d seire vonatkoz adatait tadja abb l a c lb l hogy a Bank s a m rkacsoporti tagok szolg ltat saikkal k zvetle
9. Pursuant to the Investment Services Act the sale of financial instruments and investment products Is subject to the completion of a suitability test whose purpose is to assess a client s investment goals their knowledge and experience of investments and their finances The sale of certain complex products to retail clients is also subject to the completion of an appropriateness test which only assesses a client s knowledge and experience of investment products Depending on your choice of product type you will be required to do either of the following when entering a buy order sign a so called MiFID disclaimer statement or complete a so called MiFID appropriateness test MiFID disclaimer statements The following screen will be displayed in the case of investments products whose sale is subject to signing a MIFID disclaimer statement 61 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu Flease be informed that the Bank will accept and execute orders in compliance with Section 45 3 of Act CXXXVIII of 2007 hereinafter Bszt i e the Bank when performing the transaction will not assess the suitability ofthe financial instrument for achieving your investment objectives nar your experience and knowledge afthe nature and characteristics of the financial instrument and its associated risks and will not take inta consideration the result of an
10. Requiring Electronic Identification ePIN code for viewing An e PIN code issued to SME Clients to enable them to use the services specified in the relevant Announcement It is not linked to a specific natural person Clients choose to use it at their own discretion and responsibility user name An alphanumeric ID used for the unique identification of a User when using K amp H e bank K amp H e box and K amp H mobilbank services password An alphanumeric ID used for the unique identification of a User when using K amp H e bank K amp H e box and K amp H mobilbank services electronic identification identification by K amp H elD electronic identification required for the use of Banking Services Requiring Electronic Identification In the absence of a chip card users must enter their K amp H elD and ePIN code when they first login Users opting for identification by SMS also need to enter their primary SMS password Identification by user name users of K amp H e bank and K amp H e box opting for identification by SMS must enter their user name password and primary SMS password together Users of K amp H e bank using K amp H mobilbank must enter their user name and password together Identification by chip card identification device e bank Users of K amp H e bank or both K amp H e bank and K amp H e box can be identified using a chip card and a chip card reader provided by the Bank Identification by token Users of the Elect
11. Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu change password password password confirm the new e bank password must meet the following requirements with the expiration or modification of your K amp H e bank password which one belongs to your username your K amp H mobilbank password will be automatically modified at the same time minimum 8 and maximum 15 characters A must contain lower case and upper case characters and at least 2 numbers three adjacent characters cannot be the same cannot be the same as eid it cannot be the same as the user name it cannot be the same as any ofthe 5 previous passwords e Enter a new password on the screen then confirm it by entering it again e This transaction must be signed Click on the ED button at the bottom of the screen to save the order For the saved transfer order to be completed it must be signed first e Click on the SS button to cancel the transaction 15 6 Personal data This screen enables you to view or modify your contact details and you can consent to being contacted by the K amp H Group for marketing purposes personal data mailing address same as the residence address country HU Hungary v postal code 2800 post box securities account mailing address HU Hungary v postal code 1234 city BUDAPEST street house number DEMO UT 937 K amp H Bank Zrt 1095 Budapest
12. function 24 hours a day In the demo the default SMS password is 1234 7 4 Contacts The Contacts box is displayed on the right side of the screen Q contacts Click on on the main page of the e bank to call up the Contacts page and view the contact details of the Bank 20 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu contact K amp H Bank contact information DE bank name K amp H Bank Zrt central address 1095 Budapest Lechner d n fasor 9 postal address 1851 Budapest e mail address bank kh hu 06 1 20 30 70 335 3355 home branch K amp H TeleCenter ae addis Hajd szoboszl 4200 Szilfakalja u 10 12 ini 06 52 557 120 Tax 06 52 362 345 opening hours h tf 8 00 17 00 kedd 2 00 16 00 szerda amp 00 18 00 cs t rt k 8 00 16 00 p ntek 8 00 15 00 services szef szolgaltatas igen premium banki szolgaltatast nyujto fiok igen parkol si lehet s g igen ingyenes parkol igen mozg ss r ltek ltal iz haszn lhat igen cash withdrawal limit 2000000 HUF 1000 EUR 1000 USD Egy b valutanemekben sszeghat rt f ggetlen l be kell jelenteni a kp felv teli sz nd kot 21 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu 8 Accounts bank cards K amp H retail e bank The following functions are availa
13. gyf l every February 15 000 nur EYR May August EE HUEN 22272 2222 2222 2222 2222 2222 November 2 frequency every February May August November 8 d end date 15 000 HUF modify start date 2013 05 30 amount 15 000 HUF delete last due day until revoked amount of last debit comment e Click on a transaction to view its details in the dropdown box Details vary by transaction type e Click on the Modify icon to go to the screen where you can modify the selected transaction e Click on the Delete icon to delete the selected transaction Deleting the transaction immediately generates an order to be signed 55 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu 11 Manage deposits The following functions can be accessed from the Managing deposits selection screen managing deposits Q deposit list fix term deposit Click on the appropriate icon to go to the required menu item Only the menu items you are authorised to use are displayed on your screen 11 1 Deposit list This screen lists deposits by account deposit list c HUF corporate account 555 555 Hur HUFS 1040 0000 1111 1111 22272 2222 total 1 pcs Hirdermenyi forint betet 6 honapos 36 555 555 HUF A your one time term deposit will expire 18 TN Wi nns Ge 2014 08 04 Monday start date of fixing duedate 2014 08 04 2011 11 08 Tuesday Monday term deposit expecte
14. 222 2222 13 928 653 HUF c company s fx a c HUSZ 1040 3333 3333 4444 4444 91 053 1 EUR Select service provider Select the service provider you wish to authorise to charge your account directly please enter the details of the service provider a DII x name e The name and ID of the service provider is stated on the invoices issued by the service provider Enter these details in the appropriate fields e Start typing the name or ID of the service provider in the appropriate field all registered service providers with the same combination of letters numbers will be displayed to assist in finding the correct one quickly Select the name or ID of the service provider from the list the other field will be automatically filled in by the system Please check the service provider ID on the invoice against the one shown in the list Enter consumer details please enter the details of the consumer d we consumer s name Demo D nes consumer s address 1234 Budapest Demo t 587 valid from 2014 07 31 end of validity until revoked WF M upper debit limit not available notification to service provider of upper limit 45 K amp H Bank Zrt o 1095 Budapest Lechner d n fasor 9 GEN phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu e The system will automatically complete the consumers name and address based on the account holder s details registered by the Bank
15. 3 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu balance sale certificate long term deposit account 2015 HUF Loe baser 0 HUF v test money Te 10406500 00012727 00009307 long term deposit account 2015 HUF test securities securities portfolio 0 HUF 10406500 00012727 00009307 long term deposit account 2015 EUR EMEN 0 EUR test money d Y 10406500 00012727 00009321 long term deposit account 2015 EUR 8 securities portfolio 0 EUR test securities 10406500 00012727 00009321 e Your securities accounts and the securities held on them are listed one by one in blocks The available balance amount and the daily portfolio value of each securities account are listed on separate lines The accounts are displayed on the screen in the order set and with the name specified in the Settings Account profile settings menu item e This is followed by an itemised list of the various securities held on the account in question e Click onthe Y button next to a securities account to access the following quick functions long term deposit account 2013 available balance 2 114 HUF HUF money amount 10406500 00048496 00007282 physical balance 2 114 HUF amount On x Pei account order list history statements Click on the icon of the Account history quick function to go to the Account history menu item where you can view
16. K amp H www kh hu e bank kh hu e Select the feedback method and enter the mailing address or phone number where the Bank can contact you in the dropdown box as appropriate Complaint message type e Select the desired category from the dropdown list e Enter the details of the transaction in question in the various fields as required create a new message Jed eda Mu este ea Ml complaint Choose One D Choose One E Card complaint E account complaint lam date ol amount Choose One e beneficiary payee payee account number transaction reference number feedback method mailbox letter phone vp el zm nyek megjelen t se subject Nines kijel lve f jl B Zz US Se Se Path p cancel send a message e Select the feedback method and enter your mailing address or phone number where the Bank can contact you in the dropdown box as appropriate e f you would like to reply to an existing message click on the Y el zm nyek megjelen t se button to view the earlier messages e If you would like to attach a file to your message click on the button 14 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu kd ny Ic di II III TT Hl e Enter your message in the message field then format it using the icons above The maximum message length is 10 000 characters e You can use the foll
17. K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu User Manual for K amp H e bank last update 15 July 2014 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu Dear Client Thank you for using K amp H e bank This manual describes how to use our system Should you have any questions or queries regarding the various functions of K amp H e bank or the account management services offered by K amp H Bank please call K amp H TeleCenter at 06 1 20 30 70 335 3355 where our colleagues are happy to assist you 24 7 We hope that you will like the services provided by K amp H e bank and remain a satisfied client We encourage you to share your opinions and suggestions with us by email at bank kh hu Yours sincerely K amp H Bank K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu Table of contents ag 616 18 610 E 6 DANE EE 6 2 Technical conditions of using K amp H ebank e eeeeeeeeeereee et ee 7 S OND COTO Mot 7 4 First login to K amp H e bank using identification by GM 7 4 1 Syntactical requirements for user names essen enne 8 4 2 Syntactical requirements for passwords rsrrrrannvrrnnnvrrnnnvvrrnnnvnrrnnnvrrnnnvnrnnnnverrnnvrrrnnnnrnnnnn 8 5 Menu sy
18. K amp H retail account 1 000 000 Hur gt 11111111 22222222 33333333 total 1 K amp H secure reserve deposit account 600 000 uur 44444444 655950005 06055555 i t gt otal 2 K amp H retail fx account 1 000 EUR 222222232 33333333 44444444 total d otal 1 e All term deposits if any are listed in this section e Deposits are aggregated by account each is shown under the account where it was fixed e Click on an account to go directly to the term deposit enquiry page e lf the enquiry in question is not possible at the time an orange triangle is displayed in place of the balance Investments This screen enables you to view your securities accounts if any Click on the down arrow next to a securities account to go directly to the Balance sale certificate screen of the Managing investments selection screen available balance 7 49 960 HUF HUF account gt 11111111 22222272 44444444 stock portfolio balance 4T 426 632 HUF available balance 0 EUR EUR account 3 11111111 22222222 777777977 stock portfolio balance 2 500 EUR Recent Transactions 18 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu e Here you can view the last ten items posted to your accounts e Click on the 4 button next to a transaction to view its details e Click on the CB uton on the details page to print an statement in pdf format about the transaction in q
19. Please check that your details are consistent with the details stated on the invoice and modify them as appropriate e The consumer ID is stated on the invoice issued by the service provider Copy the consumer ID into the relevant field e You can specify a start date and an end date for the order Click on the S icon to use the calendar function e You can also specify an upper debit limit If the service provider would like to debit your account with an amount larger than your upper debit limit the Bank will automatically reject the charge Check the netiteation to service provider of upper imt button if you would like to notify the service provider about the upper debit limit Save order e Click on the e button at the bottom of the screen to save the transfer order For a saved transfer order to be completed it must be signed first The process of signing is discussed in Chapter 11 1 e Click onthe button to cancel the transaction 9 7 Mobile phone top up This screen enables you to top up your mobile phone balance Mobile phone top ups are classified as bank card transactions mobile phone top up which card would you like to pay with K amp H MasterCard 544537 2222 balance 500000 00 HUF mobile top up data t a a eh vie 3 vodafone C 5000HUF Y 10000HUF Y 15000HUF phone number to be topped up mE mo bile phone top up payees record new payee a please contact the customer service
20. SEEK K S E EET 53 106 FANTES 54 Tr FUTTEN 54 d MANCI 1510 os ENE EE 56 TST PN 56 VE Modiy EN 57 VZ FN oT Tm 58 12 Manage WAV ES EE mmm 61 12 1 Information on investments provided when purchasing securities 61 12 2 Request investment services 63 12 39 Balances sales MMI 63 123 1 SM MESTE HP 65 PE EE MS 60 NE 67 12 3 3 Sell securities on the stock exchange essere 69 12 3 4 Sell government bonds ENEE 70 25 TT 71 12 4 Buy investment units EEN 71 12 5 Standing order to purchase investment umnite e eeeeeeeeeeeeees 72 120 NST 73 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu 12 7 Buy government DONS Luse seremoniene eee 75 12 8 EE mt mm 77 120 e E 78 Le TO AM 80 EW e Mere szosz E E kg ESEK E SZG L SES MEL NEN SK LGEEE 81 UMS uU c m m 82 DD MEN 83 Ae do Rel mmm 83 19 2 FOM POE SNE eee 84 153 EN Cara EIN ee 84 154 FEN NU m 85 155 Change password eder 86 BL Ee cic 87 1957 Payees ENN 88 15 8 View K amp H e bank activity e Te el eezees e e ee e re re ee t es 93 15 9 Electronic and printed statement order onsnsoesnsoennsseeessseeseersssressenssrrnssrenssressnresseeens 93 15 10 K mobilinfo SMS settings 4 eese rernm nnnm anre 94 15 11 K amp H credit card mobilinfo SMS settings
21. UF corporate account HU75 1040 0000 1111 1111 2222 2222 13 928 553 HUF VM This is where you can select the account from which you would like to make the payment c HUF corporate account HU75 1040 0000 1111 1111 2222 2222 13 928 653 HUF el c HUF corporate account HU75 1040 0000 1111 1111 2222 2227 13 928 653 HUF c company s fx ale HU97 1040 0000 3333 3333 4444 4444 91 053 1 EUR Select the account to be debited Specify beneficiary account In this section you can enter the details of the beneficiary 40 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu whom would you like to transfer beneficiary s name beneficiary s IBAN account number add payee LI beneficiary s address copy previous comment amount ayee e Click on the button to view the payees already registered in the system in the popup list Select the required payee whose details will then be displayed automatically by the system unt e Click on the button to view your own accounts in the popup list Select the required account whose details will then be displayed automatically by the system e As you type in the letters of the name or account number of the beneficiary all registered payees with the same combination of letters or numbers will be displayed e f you would like to save the details of the payee so that you do not have to ent
22. again Please bear in mind that your choice will have an effect on the price gain loss resulting from the transaction e Click on the GD button at the bottom of the screen to save the order you can then enter additional orders For the saved transfer order to be completed it must be signed first l e Click on the SES button to cancel the transaction 12 3 3 Sell securities on the stock exchange This screen enables you to give the Bank orders to sell securities kept on your securities accounts on the stock exchange The process follows the general rules of transaction management described in the chapter discussing the Payment launch selection screen e Select the securities account on which the securities you are proposing to sell on the stock exchange are held in the first section The dropdown list only shows the securities accounts on which saleable securities are kept e Select from the dropdown list in the second section the type of securities you are proposing to sell on the stock exchange then specify how many and at what minimal limit price If you would like to sell all the securities of this type tick the sat checkbox MOL RT N VRE SZ L TORZSR SZV NY last closing price 15 250 HUF available inventory 500 pcs units sold pcs price type limit tick 5 HUF E sell all validity of the order e Click on the button to view the details of your sale order the preliminary calculation is based on the pri
23. amp H e bank the most frequently as the default client When you enter K amp H e bank the system will display the accounts of the default client first set the default client client s name Demo D nes e Demo Bt A Please select from the list the client you wish to manage e The screen lists the clients whose accounts you are authorised to manage in K amp H e bank Tick the check circle next to the client you would like to set as the default client You can only select one default client 83 K amp H Bank Zrt o 1095 Budapest Lechner d n fasor 9 LAN phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu e his transaction is not required to be signed just click on the ED button to modify the default client The system will immediately confirm whether the transaction was successfully performed The modification will take effect on your next login V Your settings were saved successfully They will be applied after your next login e Click onthe 7 button to cancel the transaction 15 2 Account profile settings This screen enables you to give your accounts unique names so that you can easily identify them and to set your accounts in the order in which you would like to see them in the dropdown lists in e bank The account names specified in this menu item will be displayed in the priority order set here in all the screens of K amp H e bank where you have to select an account You can also
24. ble on this selection screen accounts bank cards account data account history account card management statements modify card limit notifications Click on the appropriate icon to start the required function 8 1 Account data This screen lists the accounts of the selected Client that you are authorised to manage The latest available balance and the currency of each account are displayed next to the account name and number account data c HUF corporate account HUTS 1040 0000 1111 1111 2222 2222 13 928 653 our d c company s fx alc 4 n amp HUST 1040 0000 3333 3333 4444 4444 91 053 1 ar d c company s fx a c A ged HU11 1040 0000 4444 4444 5555 5555 440 1 uso c company s fx a c details GIRO account number 10400000 44444444 55555555 IBAN account number HUTT 1040 0000 4444 4444 5555 5555 currency USD account type c company s fx a c account name in K amp H c company s fx a c e bank account settings account priority in K amp H no priority e bank 22 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu e Click on the 4 button to view the detailed data of an account e Certain quick functions are also available in the dropdown window Click on a quick function icon to go directly to the desired transaction or settings screen e Accounts are displayed on the screen in the order set and with the name specified in Setti
25. cally for our clients Do not use K amp H e bank in internet caf s or other public places Ensure that your passwords are sufficiently long and complex comprising numbers upper and lower case letters and also special characters Avoid simple PIN codes e g 222222 123456 654321 birth date Do not logon to K amp H e bank if your browser is indicating a certificate error Close all other internet contacts while you are using K amp H e bank Always log out of K amp H e bank close the browser and remove your chip card from the card reader once you have finished your online banking Do not reply to emails offering you a job or cash prize in exchange for your transferring an amount to a specified account number once they have sent it to your account The senders of these letters only want to get their hands on your bank account number When you are contacted by phone always verify the identity of the caller e g by calling them back before disclosing confidential information Phone number for TeleCenter Corporate Customer Service 36 1 20 30 70 3353355 Please read also our other information documents K amp H e bank FAQ Security information documents for further information on the secure use of our services 100
26. ccount balance in the above list click on the account in question The details of the selected accounts are displayed under the account name If your authority in respect of the account extends beyond viewing information then the quick functions symbolised by orange icons on the right are also available huf transfer Click on a quick function icon to go directly to the desired transaction screen The following quick functions are available on this page For forint HUF current accounts HUF transfer yellow postal cheque payment mobile phone top up FX payment fix term deposit account history For FX accounts e FX payment e fix term deposit e account history For credit card accounts e card payment e credit card management e account history You can set the order for the accounts to be displayed in by defining their priority in the Account Profile Settings menu of the Settings selection screen 17 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu Graphical representation of account balances egyenlegv ltoz s az utols 30 napban e Here you can see the graphical representation of the daily balances of the accounts selected for inclusion in your aggregated balance in the last thirty days in the currency of your aggregated balance e Move the cursor over the graph to see your balances on any given day Deposits
27. ces applicable at the time of your enquiry 69 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu preliminary calculation for sale MOL RT N VRE SZ L TORZSRESZVENY number of listed securities 500 pcs for sale limit price 15 250 HUF current value of sale TRE UO HAN fee to be deducted Ap me net value TARAS H date of inventory uy pu dipi value of ditas S purchase purchased rate inventory inventory value 2014 02 21 271 13 390 2 959 190 3 370 250 pcs 2014 02 21 50 13 385 669 750 762 500 pcs 2014 02 21 220 13 400 3 068 600 3 492 250 pcs to be specified D pcs total 500 pcs cancel c9 The system displays under the preliminary calculation table when and how many of the selected stock exchange securities you bought and at what price Specify in the Number of items for sale column how many stock exchange securities you would like to sell The system selects the units you bought first according to the FIFO method but you can override this Change the quantities as required and click on the button to run the preliminary calculation again Please bear in mind that your choice will have an effect on the price gain loss resulting from the transaction e Click on the ED button at the bottom of the screen to save the order you can then enter additional orders For the saved transfer order to be completed it must be sign
28. chase amount e Specify the frequency at which the order is to be completed from the dropdown list The days of the week on which the order will be subsequently completed are displayed in a separate field e Specify the start date and the end date of the order Click on the icon to use the calendar function If you specify the date on which the last purchase is to be made this date will also be the end date of the standing order e Below is the so called MiFID disclaimer statement For the order to be saved you must accept the disclaimer statement by ticking the checkbox next to Maccept e Click on the button at the bottom of the screen to save the order For the saved transfer order to be completed it must be signed first l e Click on the SE button to cancel the transaction 12 6 Buy at stock exchange This screen enables you to buy stock exchange securities The process follows the general rules of transaction management described in the chapter discussing the Payment launch selection screen e Select from the dropdown list in the first section the securities account to be debited with the transaction from which account would you like to buy securities please choose an account we e Select from the dropdown list in the second section the listed security you would like to buy the number you would like to buy and the maximum limit price Only securities that can be charged to the selected securities accounts are display
29. count HU83 1111 1111 2222 2222 3333 3333 500 000 HUF M What type of card would you like to apply for Demo D nes name as it appears on the card bank card type How would you like to take over your new card amp normal 15 days order place of card delivery amp card branch county Budapest e city Budapest e district m 4 branch phone number 06 1 272 2270 opening hours Monday 8 00 17 00 Tuesday 6 00 16 00 Wednesday 8 00 16 00 Thursday 600 16 00 Friday 6 00 15 00 e When you have entered the required details click on the button to generate a transaction to be signed The application becomes final once you have signed it cancel e To return to the previous screen click on the button 8 4 2 Modify card limit This function can be used for modifying the cash withdrawal and purchase limits of a selected bank card and the settings for the 3D Secure Code service Changes become effective once you have signed them 28 K amp H Bank Zrt o 1095 Budapest Lechner d n fasor 9 C phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu e When you have entered the required details click on the lt gt button to generate a transaction to be signed Changes become effective once you have signed them cancel e To return to the previous screen click on the button 29 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fa
30. curity of your finances You must enter your primary password formerly one time password when you log on to K amp H e bank as before You will receive a secondary before confirming each transaction and it can only be used for the transaction in question Transactions subject to a secondary password Interbank payments or payments within the bank not between own accounts If the beneficiary account is included in your frequently used accounts enter your primary password to confirm the transactian modify client details mobile phone number add to frequently used accounts The primary password remains active throughout the entire time you are logged in provided that it does not exceed 30 minutes You may extend this period by another 30 minutes before the expiry ofthe initial thirty minute period you will be warned automatically by the system to do 50 The system always specifies the password you have ta enter when using K amp H e banking attention The group transfer menu item in K amp H corporate e banking will not be available if you log on using SMS identification e Tickthe checkbox to enable SMS login save This transaction must be signed Click on the button at the bottom of the screen to save it and sign it immediately cancel e Click on the button to cancel the transaction 15 5 Change password The Change password icon only appears on your screen if you already have a password 86 K amp H Bank
31. d interest amount upon amount maturity 555 555 HUF 445 HUF 558 000 HUF reference number AZ2B841GX5DD082 interest credited to deposit your deposit will expire in 5 days select from our choice of attracti to reinwest it e he Y symbol represents revolving deposits One time term deposits are not marked e he A warning symbol is shown next to deposits expiring within five days The details of such your deposit will expire in 5 days select from our choice of attractive products to reinvest it 56 deposits include the warning message K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu e Click on the button to view the details of a term deposit e he following quick functions are available on this screen e Click on the nstant withdrawal icon to withdraw the selected deposit immediately Clicking on the icon generates a transaction to be signed The ans funds will be withdrawn once the transaction has been signed withdrawal wn e Click on the Finish on rollover icon to not fix the selected term deposit again on frisk its rollover date Clicking on the icon generates a transaction to be signed The rollover instruction will be final once the transaction has been signed modify e Click on the Modify icon to go to the Modify deposit screen to modify the parameters of a term deposit 11 1 1 Modify deposits This screen enab
32. disclaimer statement by ticking the checkbox next to Vlaccept Click on the button at the bottom of the screen to save the order you can then enter additional orders For the saved transfer order to be completed it must be signed first cancel Click on the button to cancel the transaction 12 5 Standing order to purchase investment units This screen enables you to give a standing order for purchasing investment units traded by K amp H Bank The process follows the general rules of transaction management described in the chapter discussing the Payment launch selection screen Select from the dropdown list in the first section the securities account to be debited with the transaction from which account would you like to buy investment units please choose an account Select from the dropdown list in the second section the investment unit you would like to buy and the buy amount Only securities that can be charged to the selected securities accounts are displayed in the list 72 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu what kind of investment units would you like to buy please choose an investment unit v purchase amount 213 230 frequency yearly due date AS SUO geg start date 5 8 15 end date 5 15 16 e Select the investment fund in question from the dropdown list e Specify the pur
33. e Financial transactions required to be signed transactions resulting in a movement of funds Such transactions can be signed individually or in a batch They include forint and FX payment orders mobile phone top ups term deposit fixing investment transactions etc e Administrative transactions required to be signed transactions not resulting in a movement of funds authorising access to various bank services modifying or cancelling terms and conditions Such transactions must be signed individually and immediately They include bank card activation the activation of the K amp H mobilbank service managing payees or limits modifying a client s contact details etc e Othertransactions not required to be signed settings transactions whose purpose is to facilitate the use of K amp H e bank They include transaction export or the customisation of an account name Transaction process Transactions required to be signed are completed according to the following process e data entry Enter the transaction data Each transaction type requires a different set of data to be entered these are described in detail in the relevant chapters Click on the ED button at the bottom of the transaction screen to save the entry If you have entered an administrative order you will be directed to the Orders to be signed screen 33 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e ba
34. e prices applicable at the time of your enquiry You can also read the MiFID disclaimer statement here For the order to be saved you must accept the disclaimer statement by ticking the checkbox next to VI accept 66 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu preliminary calculation for switch K amp H ARANYKOS R BEFEKTET SI JEGY number of items to 8922583 pcs replace daily rate 2 HUF the current value of a sale 17 845 166 HUF savings tax to deduct 0 HUF fee to be deducted 250 HUF net value 17 844 916 HUF accounting date 2015 05 12 date of inventory ben rege M rchase value of current EES IE inventory inventory value 2013 02 25 3 631 207 4 465608 16 215 547 03 7 262 414 3631207 pcs 2013 04 29 5 291 376 4535682 23 999 998 88 10 582 752 5291376 pcs to be specified 0 pcs total 8922583 pcs The system displays when and how many of the selected investment units you bought and at what price in the preliminary calculation table opecify in the Number of items for sale column how many units you would like to switch The system selects the units you bought first according to the FIFO method but you can override this Change the quantities as required and click on the button to run the preliminary calculation again Please bear in mind that your choice will have an effect on the price gain loss resulting from the t
35. ect the transactions to be signed or deleted by ticking the appropriate checkboxes 48 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu delete selected items e Click on the button to delete all selected items e Click on the ED button at the bottom of the screen to sign all selected transactions i e to send them to the Bank for completion cance l e Click on the button to return to the Managing orders selection screen e Transactions submitted via K amp H e bank can be signed using a chip card or with an SMS password e f you are authorised to sign transactions both ways click on the appropriate button to select signature with an SMS password or with a chip card Please choose a signing device Signature with an SMS password e Enter the password sent to your mobile phone number on record at the Bank in the SMS password field e The SMS password thus received is only valid for the transactions selected i e if you would like to initiate a new order you will need a new SMS password for it o back to the verification page Signature with chip card e Insert your card in the chip card reader select the Chip card option in the Signing device field on the Sign transaction screen and enter your PIN code 10 2 1 Confirmation All the transactions signed in the previous step are confirmed on this screen The transactions are gr
36. ed first cancel i e Click on the button to cancel the transaction 12 3 4 Sell government bonds This screen enables you to give the Bank orders to sell government bonds kept on your securities accounts The process follows the general rules of transaction management described in the chapter discussing the Payment launch selection screen 70 K amp H Bank Zrt o 1095 Budapest Lechner d n fasor 9 C phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu e Select the securities account on which the government bonds you are proposing to sell are held in the first section The dropdown list only shows the securities accounts on which saleable investment units are kept e Select from the dropdown list in the second section the type of government bonds you are proposing to sell If you would like to sell all the government bonds of this type tick the selal checkbox otherwise specify how many you would like to sell e Click on the button to view the details of the proposed sale the preliminary calculation is based on the prices applicable at the time of your enquiry You can also read the MiFID disclaimer statement here For the order to be saved you must accept the disclaimer statement by ticking the checkbox next to V accept e Click on the button at the bottom of the screen to save the order you can then enter additional orders For the saved transfer order to be completed it must be signed fi
37. ed in the list 73 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu what kind of stock exchange securities would you like to buy BUDAPESTI INGATLANHASZN ES FEJL RT TORZSR SZV NY X last closing price 300 HUF price type limit number of items tick 1 HUF 1121 pcs prie 1214 564 HUF validity of the order EE g 5 8 15 preliminary calculation e Click on the button to view the details of the proposed transaction the preliminary calculation is based on the prices applicable at the time of your enquiry You can also read the MiFID disclaimer statement here For the order to be saved you must accept the disclaimer statement by ticking the checkbox next to V accept f preliminary calculation for purchase number of items 12 pcs 416 NYRT N VRE SZ L TORZSRESZVENY limit price 2 500 HUF amount 30 000 HUF fee to be deducted 1 000 HUF submitable coverage 31 000 HUF Please be informed that the Bank will accept and execute orders in compliance with Section 45 3 of Act CXXXV of 2007 hereinafter Bszt i e the Bank when performing the transaction will not assess the suitability of the financial instrument for achieving your investment objectives nor your experience and knowledge of the nature and characteristics of the financial instrument and its associated risks and will not take into consideration the resul
38. ed transactions there are no rejected transactions on the accounts you are entitled to query e Failed transactions are grouped by account number and displayed in the priority order set in Settings Account profile settings while administrative items are shown in reverse chronological order e Click on the or C button to view financial or administrative transactions The selected category will appear in orange background and the inactive one in blue e Click on a transaction to view its details in the dropdown box where you can also access the Clone quick function for the following order types domestic HUF transfer n yellow postal cheque payment b i international or domestic FX payment mobile phone top up fix term deposit clone Clicking on the quick function button directs you to the appropriate transaction screen where the system will copy the previous transaction Check modify the details then create an order to be signed according to the general transaction rules The copied order will be completed once it has been signed 10 7 Regular orders This screen enables you to view your active regular orders and to modify or delete them 54 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu regular orders c HUF corporate account summary I pcs HUFS 1040 0000 1111 1111 2222 22272 security frequency next order Kedvezm nyezett
39. eficiary s name beneficiary s IBAN account number add payee beneficiary s address copy previous comment amount 43 K amp H Bank Zrt o 1095 Budapest Lechner d n fasor 9 LAN phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu ayee e Click on the button to view the payees already registered in the system in the popup list Select the required payee whose details will then be displayed automatically by the system wn account e Click on the button to view your own accounts in the popup list Select the required account whose details will then be displayed automatically by the system e If you would like to save the details of the payee so that you do not have to enter them again the next time check the field and enter a name and an account name monthly Enter payment details daily weekly e Enter the payment details in this section biweekly quarterly every half year e Select payment frequency from the dropdown list The days of the week on which the annually order will be subsequently completed are displayed in a separate field e Click on the RP if the date amount of the first last transfer is different click here button if the date amount of the first last transfer is different and enter the required information e Click on the icon to use the calendar function If the value in the Last payment day field is withdrawal then the regu
40. ek megjelen t se subject attach a file BzU zEsxsIi i l Path p cancel send message e Select a message type from the dropdown list The message type determines the information you can enter into the message 12 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu Transaction message type e Select the desired category from the dropdown list e Enter the details of the transaction in question in the various fields as required create a new message tol Team a Mi ster emer iC ela il transaction Choose One D Choose One TWICE NET EE RN NN meet a transaction verification eeeeeeeeeeee revoke transaction request support account number e ja number feedback method mailbox letter phone we el zm nyek megjelen t se subject BEES Nincs kijel lve f jl pas ci Fath p cancel send a message e Transaction verification and transaction withdrawal are both actions subject to a charge whose rate is specified in the prevailing Announcements of the Bank You must tick the checkbox under this warning to accept it in order to be able to send the message By checking this box acknowledge that the verifications and order withdrawals are liable to charges Ei accept 13 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 o phone 06 1 328 9000 fax 06 1 328 9696
41. ems administrative items 9 items c HUF corporate account transactions 5 items e he completed orders are shown by account number in the order set in Settings Account profile settings while administrative items are shown in reverse chronological order e Click on the or the button to view financial transactions or administrative items The selected category will appear in orange background and the inactive one in blue 53 K amp H Bank Zrt o 1095 Budapest Lechner d n fasor 9 GEN phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu e Click on a transaction to view its details in the dropdown box where you can use the Clone quick function to initiate new transactions of the following types domestic HUF transfer yellow postal cheque payment b international or domestic FX payment s mobile phone top up clone fix term deposit Clicking on the quick function button directs you to the appropriate transaction screen where the system will copy the previous transaction Check modify the details then create an order to be signed according to the general transaction rules Cloned orders will be completed once they have been signed 10 6 Failed transactions This screen enables you to check your failed transactions in the last thirty days and to initiate new ones by using cloning and modifying their details The list includes mobile phone top ups but no other bank card transactions fail
42. ems you are authorised to use are displayed on your screen 10 1 Manage orders to be signed You can check modify and approve the details of the orders entered This menu item can be accessed from the menu or you will be automatically directed to this page following your entry of transactions e Orders to be signed are grouped by account number to be debited in the priority order set in Settings Account profile settings first and by value date second e Click on a transaction to view its details in the dropdown box Details vary by transaction type e The following quick functions are available in the dropdown box modify e Click on the Modify icon to go to the screen where you can modify the selected transaction delete e Click on the Delete icon to delete the selected transaction e Check the box to select a transaction for signing e Click on the button to see how your balance will evolve in the next thirty days if you sign the selected transactions e Click on the button to delete all selected items e Click on the D next button at the bottom of the screen to sign the selected orders i e to send them to the Bank Click on the button to return to the Managing orders selection screen delete 10 2 Sign or delete transactions e Click on the icon of the Delete quick function in the dropdown window to delete the selected transaction e You can sign or delete several transactions at the same time Sel
43. er them again the next time check the field and enter a name and an account name copy previous comment amount e f you would like to copy a previous transaction click on the button to view these details The system will automatically copy the details of the selected transaction into the current order Enter details of beneficiary s bank In this section you can enter the details of the beneficiary s bank These fields can only be completed for intra bank transfers beneficiary bank details bank Bank country HU Hungary code of bank SWIFT code 41 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 o phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu e he Bank ID BIC SWIFT code field is mandatory if the Bank country Bank address and Other identification code of bank fields are not filled in The Name of beneficiary bank field is mandatory e The Bank country Bank address and Other identification code of bank fields are mandatory if the Bank ID SWIFT BIC field is not filled in e The Other identification code of bank always starts with two capital letters then the subsequent numbers must be entered without any separators e The Correspondent SWIFT code and the Correspondent fields are optional If you have entered the SWIFT code you do not need to enter the name and address of the bank If you fill in the Correspondent field in the Beneficiary bank detai
44. es and all other banking fees and charges are charged to the beneficiary If the transaction involves a conversion and the currency of the account to be debited is an EEA currency the transaction amount is specified in an EEA currency and the bank country is an EEA Member State BEN is not available Save order e Click on the ED button at the bottom of the screen to save the transfer order you can then enter additional orders For a saved transfer order to be completed it must be signed first The process of signing is discussed in Chapter 11 1 e Click on the adde button to cancel the transaction 9 5 Regular payment On this screen you can initiate HUF payments to be made regularly on predetermined dates between your own accounts or to third party accounts Select account to be debited regular payment from which account would you like to pay c HUF corporate account HU75 1040 0000 1111 1111 2222 2222 13 928 653 HUF This is where you can select the account from which you would like to make the payment c HUF corporate account HU75 1040 0000 1111 1111 2222 2222 13 928 653 HUF el c HUF corporate account HU75 1040 0000 1111 1111 2222 2222 13 925 653 HUF c company s fx a c HU97 1040 0000 3333 3333 4444 4444 91 053 1 EUR Select the account to be debited from the dropdown list Specify beneficiary account In this section you can enter the details of the beneficiary whom would you like to transfer ben
45. evolving deposits are automatically fixed at the end of the specified period for the same period Hirdetm nyi forint bet t 1 h napos v Hirdetm nyi forint bet t 1 hetes Hirdetm nyi forint bet t 2 hetes one off term deposit Hirdetm nyi forint bet t 2 h napos z Hirdetm nyi forint bet t 3 h napos Hirdetm nyi forint bet t 6 h napos one off term deposit revolving tem deposit 59 K amp H Bank Zrt o 1095 Budapest Lechner d n fasor 9 LAN phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu e If you are fixing a revolving deposit specify whether you would like the interest to be credited to the deposit or the account e Ifthe interest is credited to the deposit it will be capitalised i e at the end of the specified period the interest will be added to the original amount and this new higher amount will be fixed e If the interest is credited to the account only the original amount of the deposit will be fixed again S term deposit amount e Enter the amount of the term deposit in the field then preliminary calculation click on the button to view the estimated interest amount e Click on the ED button at the bottom of the screen to save your term deposit order For it to be completed it must be signed first T el e Click on the ce button to cancel the transaction 60 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone
46. fields in the dropdown list The account name and the beneficiary s account number and name are mandatory fields K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu edit payee account number fam e torl s payee address bank name bank address country select one other bank id correspondent SWIFT code correspondent cancel e Click on the button to delete reject the details entered e To enter a new mobile phone payee click on the button and complete the fields in the dropdown list The name of the mobile phone number and the mobile phone number itself are mandatory fields new mobile phone numbe mobile phone numbers torl s e Click on he TE delet button to delete reject the details entered 92 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu Save transaction K amp H e The registration and modification of payee details are transactions that must be signed Click on the button at the bottom of the screen to save such transactions and sign them immediately If you navigate from the screen before signing such a transaction it will be deleted cancel e Click on the button to cancel the transaction 15 8 View K amp H e bank activity log This screen enables you to view all the activities you
47. for a payee are checked with a v e Click onthe Y button next to a payee to view their detailed information in the system e Enter a string of characters in the Search field to search for a payee 89 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu payees settings mem account payee s name See mobile address investment Demo D nesn VS v Demo D nes Feles g w v Kedvezm nyezett gyf l w accounts belga sz mla BE12345678911234 Kedvezm nyezett gyf l 2015 01 16 UY modify delete Modify payee details e Click onthe 7 icon to modify a payee s details e he Edit payee screen enables you to change existing details and save the transaction Delete payee e Clickonthe to delete a selected payee e This transaction is not required to be signed Add new payee e Each transaction screen enables you to register the beneficiary of a transaction as a payee the process is described there new payee e Click on the mm button on this screen to add a new payee 90 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu edit payee new investment account investment accounts new mobile phone numbe mobile phone numbers cancel e Enter payee name e To add a new account click on the QS button and complete the
48. formation on this topic is provided in Chapter 10 Managing orders for all transaction types Warning Orders are only stored while you are logged on Please sign your orders before logging out or they will be automatically deleted when you log out 34 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu 9 2 HUF payment You can initiate HUF payments and transfer funds between your own HUF accounts on this screen Select account to be debited HUF payment Specify the account from which you would like to make a payment c HUF corporate account HU75 1040 0000 1111 1111 2222 2222 13 928 653 HUF s details of payment on behalf of another person This is where you can select the account from which you would like to make the payment or if you would like to make a payment on behalf of another person enter the actual payer s details Select the account to be debited from the dropdown list e Click on the sk details of payment on behalf of another person button if you would like to make a payment on behalf of another person and enter the actual payer s details in the dropdown box d Cancel payment on behalf of another person type of actual payer retail corporate Specify beneficiary account In this section you can enter the details of the beneficiary and the ultimate beneficiary if any whom would you like to transfer acco
49. hand corner of our home page otep 1 Click on the Enter button then select First login Enter your K amp H elD and ePIN code provided by the Bank then click on Login otep 2 If the K amp H elD and the ePIN code you entered were correct you will receive a primary SMS password on your mobile phone registered with the Bank Please enter this password on the login Screen K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu Step 3 Click on Next to proceed to the next screen with the following four mandatory fields a user name b password c confirm password d confirm SMS password Each user name must be unique If you enter a user name that already exists in the system a message on the screen will prompt you to choose another one Enter the SMS password to finalise the registration process If you enter the correct password you will have successfully registered in e bank After this you can no longer use your K amp H elD to login to K amp H e bank however it continues to exist so please keep it 4 1 Syntactical requirements for user names e length minimum 6 maximum 15 characters e not case sensitive e character set o numeric and alphanumeric numbers and letters o only the letters of the English alphabet can be used o must not contain special characters except for underscore and full stop o must not contain a space 4 2 Syntactical requi
50. hu K amp H mobilbank request request K amp H mobilbank Is you can login to K amp H mobilbank with user name demodenes and password The expiration modification of your K amp H e bank password also affects K amp H mobilbank login Download the application free af charge and allaw usage LETOLTES p Google play Let lshrto ar a App Store b l Google Play is a trademark of Google Inc iPhone is a trademark App I is a service mark of Apple By clicking an the Next button the e bank User accepts the requirements set out in the Electronic Authentication Banking Services frame agreement made with the Client as well as the provisions set out in the General Contracting Terms ofthe K amp H mobil e bank service the Announcement and the General Terms and Condition as governing with regard ta the legal relationship between the Bank and the User and declares that he or she has learnt in its entirety and accepts as binding on himself or herself the content of the above said documents cancel next If you do not have a user name and a password enter these when you are activating K amp H mobilbank otherwise you cannot use it 15 14 View earlier mobile phone top ups earlier mobile top ups On the screen enables you to view successful and failed mobile phone top ups initiated in K amp H e bank Mobil phone top ups regarded as bank card transactions are displayed in reverse chronological order by bank card 99 K amp
51. ion to PIN codes in brick and mortar stores if the POS merchant in question uses this service in bank card acceptance When you initiate a payment the Bank sends a 3D Secure Code which is unique for each transaction by SMS to the mobile phone number you provided e When you have entered the required details click on the ec button to generate a transaction to be signed Changes become effective once you have signed them cancel e Click on the button to return to the previous screen 8 4 4 Renew card This quick function is available only from 45 to 90 days prior to the expiry date of the card in question and enables you to request a replacement card early 8 4 5 Reorder PIN code You can order a new PIN code for your bank card on this screen reorder PIN expiry 2015 10 card number 4205 79 5867 status live M R ry Fam An name on card NAGY BOGLARKA visa Business uf Zeg denomination of card K amp H Visa Business Gold ran eg bankcard e MM SC VISA oe card company VISA type of card debit card card branch Budapest V ci ut 76 A You are now requesting to reprint the PIN for the above card please collect the PIN at the above branch A fee will be charged to your account as of the date of issuance and as stated in our Announcement e When you have entered the required details click on the button to generate a transaction to be signed The application becomes final once you have
52. iscussing the Payment launch selection screen e Select from the dropdown list in the first section the securities account to be debited with the transaction Which account would you like to use to buy state securities from please choose an account e Select from the dropdown list in the second section the type and number of government bonds you would like to buy Only government bonds that can be charged to the selected securities accounts are displayed in the list What type of state securities would you like to buy 2016 C ALLAMKOTVENY daily purchase price 11 120 HUF state securities code A160212C05 number of items 1212 pcs gross yield 096 inventory to be 9 311 pcs purchased preliminary calculation e Click on the button to view the details of the proposed transaction the preliminary calculation is based on the prices applicable at the time of your enquiry preliminary calculation for purchase 2016 C ALLAMKOTVENY number of items 1212 pcs daily purchase price 11 120 HUF amount 13 477 440 HUF fee to be deducted 0 HUF cover to be provided 13 477 440 HUF e f you have not completed a MiFID appropriateness test yet you can do so in the next section Your order can only be saved if you have completed or refused to complete the MiFID test 75 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu Based on the information
53. k on the button to cancel the transaction 12 10 Account history Click on the Account history icon to go to the Account history screen and view the account history of a selected investment account 80 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu 13 Credit cards You can only see the selection screen if you are authorised to view manage credit cards This screen enables you to view the cards linked to the credit card accounts you are authorised to manage and to carry out transactions associated with these cards Click on the transaction history icon to go to the account history screen to view the credit card transactions of the last thirty days Click on the pending transactions icon to go to the account history screen to view the mm pending credit card transactions generated in the last thirty days trn Click on the cycle transactions icon to go to the credit card transactions booked in the current cycle screen to view the transactions generated since the last payment date of the jen credit card in question credit card number 5362 47 1111 total credit limit 500 000 HUF total booked transactions in the current cycle 85 425 HUF available line of credit 216 463 HUF value date type main transaction data status amount 2004 04 03 V s rl s SC Budapest FO utca booked 2 450 HUF y 2004 04 02 Befizet s booked 20 000 HUF v Click
54. l corporate Enter payment details 36 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu payment details copy previous comment amount value date Si immediately 2014 07 29 Tuesday later 4 enter additional parameters comments more 140 character e f you would like to copy a previous transaction click on the please choose one of your previous x button to view your earlier no previous transactions to display the list shows transactions The system will automatically copy the details of the past transactions you have previously initiated or the specified payee the selected transaction into the current order e The payment can be made immediately or on a later value date In the latter case specify the value date in the field or click on the icon to select it from the popup calendar d enter additional parameters e Click on the button to enter any additional parameters for the transaction in the dropdown box d Cancel entry of additional parameters sender id beneficiary type Q retail corporate category payment please choose e category payment category please choose comments more 140 character 37 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank amp kh hu Save order e Click on the butt
55. lar order will remain valid until you withdraw it Enter a date here to determine the end date of this order regularity monthly w the month s 1 We Frida 2014 09 01 onda 2014 10 01 Wednesda 2014 11 01 Saturda transfer amount HUF RP if the date amount of the first last transfer is different click here comments Save order e Click on the ec button at the bottom of the ene ED screen to save the transfer order you can then enter additional orders For a saved transfer order to be completed it must be signed first The process of signing is discussed in Chapter 11 1 e Click onthe button to cancel the transaction 9 6 Authorisation for direct debit This screen enables you to authorise service providers to collect funds directly from your account subject to the conditions specified in the authorisation Select account to be debited Select the account you would like to be debited in this section 44 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu authorisation for direct debit which account would you like to use for the direct debit K amp H retail account HU83 1111 1111 2222 2222 3333 3333 500 000 HUF Select the account to be debited from the dropdown list c HUF corporate account HU75 1040 0000 1111 1111 2222 2222 13 928 653 HUF Zu c HUF corporate account HU75 1040 0000 1111 1111 2
56. lect a payee already registered in the system Only payees with an FX account kept in the same currency as the FX account to be debited will be displayed in the dropdown list The details of the selected account will be automatically displayed by the system e Click on the CED button to select an FX account of your own from the dropdown list Only accounts in the same currency will be displayed The details of the selected account will be automatically filled in by the system e If you would like to copy a previous transaction to the payee in question click on the button to view your earlier transactions The system will automatically copy the details of the selected transaction into the current order e Specify the payment details in the third section 79 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu beneficiary bank details name of beneficiary bank Bank country HU Hungary v Bank address other identification code of bank correspondent SWIFT code payment details payment type standard e Banking costs borne by SHA K amp H Bank fees and charges charged to party inii v comments more 98 character information to the bank e Click on the button at the bottom of the screen to save the order you can then enter additional orders For the saved transfer order to be completed it must be signed first m gsem e Clic
57. les you to change the amount and term of a selected deposit Modifications always become effective on the rollover date of the deposit in question 57 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu modify deposit account of fixed deposit K amp H secure reserve deposit account HU54104095278665656551521003 deposit type information reference number E800006770929 type K amp H forint lek t tt bet t x repeating deposit details current deposit nextduedate 2015 05 22 2015 04 22 Wednesday Friday new amount in term 55 000 HUF deposit new duration 30 days gt new interest place account current term deposit 55 000 HUF interest tax 2 HUF amount expected net interest 11 HUF health contribution 1 HUF gross interest 14 HUF current interest place account e You can change the following parameters of a term deposit on this screen e One time deposits cannot be revolving e You can change the duration and the amount of revolving term deposits and where their interest should be credited Click on the finish on rollover function to stop further revolving in the case of revolving deposits e Click on the next button at the bottom of the screen to save the modified transaction For a saved transaction to be completed it must be signed first e Click on the peer button to cancel the modifications 11 2 Fix te
58. ls section it will stop the automatic processing and may be subject to a charge for manual intervention Enter payment details In this section you can enter the payment details e Select the currency of the payment from the dropdown list You can initiate payments HUF wl in K amp H e bank in any currency in which the Bank transfers funds m e The payment type may be standard or urgent as per the terms and conditions set out in the Announcement e The value date is determined by the Bank and it cannot be changed payment details payment type standard Le 2014 07 30 Wednesday Banking costs borne by SHA K amp H Bank fees and charges charged to party In comments information to the bank e Banking costs can be split as follows SHA K amp H Bank fees and charges charged to party in B e SHA KSH Bank fees and charges are charged to the party initiating the transaction all other banking fees and charges are charged to the beneficiary if the transaction involves a 42 K amp H Bank Zrt o 1095 Budapest Lechner d n fasor 9 GEN phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu conversion and it is to be completed in the currency of an EEA Member State or the beneficiary is in the territory of an EEA Member State only SHA can be chosen e OUR K amp H Bank fees and charges and all other banking fees and charges are charged to the beneficiary e BEN K amp H Bank fees and charg
59. ment bonds Buy investment units Standing order to purchase investment units Buy at stock exchange Buy government bonds HUF payment FX payment View account history Items available on the Credit cards selection screen e View credit cards Items available on the Insurance selection screen K amp H travel insurance K amp H compulsory car insurance K amp H CASCO K amp H home insurance ltems available on the Settings selection screen Free cash withdraw account setting Set the default client Account profile settings Change chip PIN code Change K amp H corporate e bank password Enable SMS login Personal data Payees settings Electronic and paper based statement order K amp H mobile Info SMS settings K amp H credit card mobile info SMS settings K amp H mobile info SMS history K amp H mobilbank request K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu e Earlier mobile top ups 10 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu 6 Functions available in the header section of K amp H e bank K amp H retail e bank signable messages logout accounts payment managing managing managing credit cards insurance settings bank cards launch orders deposits investments fli Demo D nes e Client selector this field shows the client whose accounts yo
60. ment on behalf of another person e Specify in the second section the details of the beneficiary whom would you like to transfer beneficiary s name add payee v details of payment to another person e Click on the button to select a payee already registered in the system Only payees with a HUF account will be displayed in the dropdown list The details of the selected payee will be automatically displayed by the system e Click on the CED button to select a HUF account of your own from the dropdown list The details of the selected account will be automatically displayed by the system e Specify the payment details in the third section 77 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu payment details copy previous comment amount 2 immediately 2015 05 08 Friday value date later payment amount HUF v enter additional parameters comments more 140 character cancel next e If you would like to copy a previous transaction to the payee in question click on the button to view your earlier transactions The system will automatically copy the details of the selected transaction into the current order e The payment can be made immediately or on a later value date In the latter case specify the value date in the ei field or click on the icon to select it from the popup calendar e Click on the e b
61. mp H e bank service has been optimised for the following browsers e Microsoft Internet Explorer 8 0 or later versions e Chrome 25 0 or later versions e Mozilla Firefox19 or later versions irrespective of the platform Please enable Java Script in your browser as the system also uses client side scripts 3 Chip card login Users of K amp H e bank or both K amp H e bank and K amp H e box can log in using a chip card which is provided by the Bank complete with a chip card reader Insert your card into the reader and then enter the PIN code of the card 4 Firstlogin to K amp H e bank using identification by SMS You must activate your K amp H e bank access before using it for the first time If you have K amp H elD and ePIN codes issued to you by K amp H Bank and a signed K amp H e bank agreement in place click on the Enter button on our home page www kh hu As of 15 July 2013 you can enter K amp H e bank using a combination of a user name and a password specified by you followed by an SMS code sent to the mobile phone number registered with the Bank instead of your K amp H elD and ePIN code You only need to enter your K amp H elD and K amp H ePIN code once upon registration if it is successful you can subsequently use a user name and password chosen by you If you forget your K amp H elD or your K amp H ePIN code please visit a K amp H branch for assistance Registration steps The Enter button for K amp H e bank is in the top right
62. n l keress k meg telefonon postai s elektronikus ton annak rdek ben hogy ig nyei magasabb szint kiel git st nyerjenek A Bank biztositja hogy a K amp H Csoport tagjai gondoskodnak az adatoknak a jogszab lyokban meghat rozott felt teleknek megfelel biztons gos meg rz s r l A Sz mlatulajdonos vagy t rstulajdonos kifejezi hogy a fentiekben megadott hozz j rul sa nk ntes s megfelel t j koztat son alapul tov bb tudom ssal b r arr l hogy hozz j rul sa a Bank b rmely el rhet s ge fel int zett nyilatkozattal b rmikor visszavonhat A Sz mlatulajdonos az adatkezel sr l felvil gos t st k rhet a csoport b rmely tagj t l valamint k rheti az adatai helyesb t s t t rl s t Accept C e Complete or modify your mailing address details The Securities account mailing address section only appears on your screen if you are using the investment services of K amp H Bank e Tick the 7777 checkbox if you consent to being contacted by the K amp H Group for marketing purposes e This transaction must be signed Click on the ED button at the bottom of the screen to save it For the saved transfer transaction to be completed it must be signed first e Click on the ida button to cancel the transaction 15 7 Payees settings This screen enables you to view and modify or delete the details of payees already registered in the system and to add new payees We recommend that you registe
63. n about the financial risks involved in investment products at www kh hu w How many bond transactions government bond treasury bill worth at least 100 000 HUF have you closed over the past 3 years gt a lhave never concluded such a transaction b 1or2transactions c More than 2 transactions fa Are you in possession of any unique investment knowledge resulting from your qualifications or job Do you have a degree of higher education in finance or economics or atleast 1 year s experience in a finance or economics position which has allowed you to obtain specialist investment knowledge or experience a Yes b No I will not complete the test cs e Select the correct answers then click on the ED button to have your questionnaire evaluated A popup message will inform you whether K amp H Bank recommends the proposed transaction for you in light of your answer If not please reconsider your intention e Click on the button if you do not wish to complete the test 12 2 Request investment services You can only request investment services if you have a securities account at K amp H Click on nvestments to go to the application form Investment services must be requested for all your accounts i e any accounts you may open subsequently will appear in e bank 12 3 Balances sales certificates This screen offers an overview of the funds and securities available on your securities accounts with K amp H Bank 6
64. n question The contents of the questionnaire may vary by product Below is an example 62 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu Pursuant to Article 45 1 2 of Act CXXXVIII of 2007 the Bank must assess the product knowledge and experience of clients before accepting their orders so we requestthat you complete this appropriateness test The test is only considered completed if all questions are answered so please ensure that you do so If you refuse to complete the test the Bank will not be able to determine whether the transaction financial instrument is appropriate for you thus this transaction can only be executed at your express request Appropriateness test 1 Are you familiar with the characteristics of the investment product you intend to purchase including any financial risks involved a Yes b No You may find information about the characteristics of investment products and the risks involved at www kh hu 2 Do you believe you may suffer losses if you buy and afterwards you sell previously purchased government bond prior to their maturity a Yes because the price of government securities may change at any time and at the time of sale the price may be lower than the price at which the securities had been purchased b No because the repayment of government securities is guaranteed by the state You may find informatio
65. nge securities government bonds screen to sell the selected securities Click on the icon of the Switch quick function to go to the Switch investment units screen er where you can replace the selected investment unit with another investment unit traded by K amp H This quick function icon is only available for investment units switch Click on the icon of the Delivery certificates quick function to go to the Account statements EZ notifications screen where you can view the delivery certificates of the selected securities account delivery i Click on the icon of the Order list quick function to go to the Pending orders screen where you can view the orders pending on your securities accounts order list 12 3 4 Switch investment units This screen enables you to submit orders for replacing the investment units on your securities accounts with other investment units traded by K amp H Bank The process follows the general rules of transaction management described in the chapter discussing the Payment launch selection screen e Select the securities account on which the investment units you are proposing to replace are held in the first section The dropdown list only shows the securities accounts on which investment units are kept 65 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu switch investment units from which account would you like
66. ngs Account profile settings If you did not specify a name for an account its number will be displayed in GIRO format in the list Click on the Account profile settings quick function icon to go directly to the Account profile settings screen 8 2 Account history You can view the transactions on the selected account on the Account history screen Account history can be checked for up to two calendar years account history which account would you like to query every account K d advanced search settings transaction type every transaction booking status booked waiting for booking transaction direction debits amounts credited A time interval SE to value date transaction type beneficiary eg E amount 2014 07 04 k amp H mobilinfo Friday message fee booked 20HUF 4 export l s ig EH Excel 23 K amp H Bank Zrt o 1095 Budapest Lechner d n fasor 9 LAN phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank amp kh hu e By default the screen displays the thirty latest items on your accounts in value date order Click on e Quo button to view the preceding thirty items e f you would like to view the details of a transaction click on the 4 button next to it e Click on the G39 button on the details page to print a statement in pdf format about the transaction in question e Click on the button to copy a transaction This works for the following order types e dome
67. nk kh hu e Confirmation e cancellation modification of orders sent If the transaction you have entered can be entered or signed in a batch it will be transferred to the orders to be signed and a popup window will appear where you have an option to start another transaction r the transaction has been saved and is awaiting signature will not add more orders add other type of order Click on the button to enter an order of the same type as the previous one I will not add more orders Click on the button to be directed to the Orders to be signed screen Click onthe button to be directed to the HUF payments selection screen where you can enter any type of transaction you are authorised to do Click on the button to return to the completed transaction page Transaction details can be checked and if required modified on the Orders to be signed screen Checks and modifications are discussed in detail by transaction type in the chapter on managing orders This is the screen where you decide whether to submit the transaction for completion or to cancel it Detailed information on this topic is provided in Chapter 10 Managing orders for all transaction types The Bank confirms whether a signed transaction has been accepted or rejected Detailed information on this topic is provided in Chapter 10 Managing orders for all transaction types Pending and regular orders can be modified or cancelled Detailed in
68. of your mobile phone service provider with a request for a VAT invoice Telenor telecenter 1220 cancel next 46 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu oelect the account to be debited from the dropdown list oelect the appropriate mobile telecommunications company by clicking on its logo which will then appear framed T Mobile eh geg 9 The system displays the top up amounts available at the company in question Select the amount C which will appear in orange background C mobile phone top up payees Click on the button to view payees already registered in the system The phone number of the payee selected from the list will be automatically completed Save order Click on the CD button at the bottom of the screen to save the order For a saved transfer order to be completed it must be signed first The process of signing is discussed in Chapter 11 1 Click on the button to cancel the transaction 47 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu 10 Manage orders Functions available on this selection screen managing orders orders to be signed pending orders direct debit orders completed orders failed transactions regular orders Click on the appropriate icon to start the required function Only the menu it
69. on at the bottom of the screen to save the transfer order you can then enter additional orders For a saved transfer order to be completed it must be signed first The process of signing is discussed in a subsequent chapter e Click on the Se button to cancel the transaction 38 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 o phone 06 1 328 9000 K amp H fax 06 1 328 9696 www kh hu e bank kh hu 9 3 Yellow postal cheque payment The yellow postal cheque payment function of K amp H e bank enables you to initiate domestic HUF transfers The screen mirrors the format of yellow postal cheques for your convenience Copy the relevant details from the cheque into the white fields yellow postal cheque payment from which account do you want to pay your cheque c HUF corporate account HU75 1040 0000 1111 1111 2222 2222 13 928 653 HUF please complete the postal order fields attention This interface which looks like a postal order is only a graphic solution to help complete the fields The payment will be transferred not by post but directly by bank transfer to the beneficiary s bank account mem E e First select the account you would like to use for the transaction HUG5 1040 1000 5048 4953 5353 1012 HU65 1040 1000 5048 4953 5353 1012 HUGO 1040 1000 5048 4953 5353 1005 e f you would like to pay the cheque in someone else s name click on the button and enter the act
70. on the v button next to a transaction to view its details Click on the Card statement icon to go to the screen where you can view and download credit card statements for the card in question card statement Click on the card repayment icon to initiate a payment to the credit card in question You will be directed to the HUF payment screen where the following transaction details are repayment already filled in Account to be debited The first HUF account in the priority order specified in Settings Beneficiary s name Name of the credit card account Beneficiary s account number Account number of the credit card account Value date Due date Payment amount The minimum amount payable K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu Comments Due date You can change the details of the order at your discretion before submitting it via e bank The transaction must be entered and signed in the same manner as HUF payments Click on the card mgmt icon to go to the Card management modify card limit screen where you can view the details of the credit card in question and modify its purchase and cash withdrawal limits 14 Insurance You can buy the following types of insurance via K amp H e bank insurance press the buttons below to start buying insurance K amp H travel insurance calculation K amp H home insurance calcula
71. operly log out of the system e KSH logo click on the K amp H logo to go to the home page of K amp H e bank e Message bar you can read the latest notifications sent by the Bank here unread messages 6 pcs 11 K amp H Bank Zrt o 1095 Budapest Lechner d n fasor 9 GEN phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu Menu click on an icon to choose a selection screen or menu item You may not see all the menu items shown here as each User can only see the ones they are authorised to use HERNES we accounts payment managing managing managing credit cards insurance settings bank cards launch orders deposits investments 6 1 Manage e box messages You can view messages from and send messages to the Bank from your e box Click on the LESTES icon in the header section of e bank to start the e box function In the default setup your messages are displayed in reverse chronological order newest to oldest Unread messages are shown in bold The list includes both incoming and outgoing messages The direction of each message is shown in the details of the message in question e To view the details of a message click on the Y arrow next to it e Toreply to a message click on the quick function icon m e To create a new message click on the button create new message CIT UH ED Gea OH information Le information eelere trans actio n complaint other we el zm ny
72. ouped by account in the same order as in the previous screen 49 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu confirmation K amp H retail account transactions 2 items TUO 3333 3333 HU83 1111 1111 2222 value date type beneficiary amount status 2014 07 30 sent i mobile topup 38203421232 3 000 HUF signed Demo D nes Wednesday 2014 07 30 10 39 11 transaction details phone number 36203421232 amount 3 000 HUF bank card number 5445 37 Hi 2222 2014 07 30 K amp H Biztos Tartalek szamla sent GE Gi xs 5 000 HUF signed Demo D nes HUSS 4444 4444 5555 5555 8008 606 1 Wednesday transfer e 2014 07 30 10 39 11 v The above transactions can be viewed in the managing orders menu item p rint ED e Click on a transaction to view its details in the dropdown box Details vary by transaction type e Click on the button to generate a certificate in pdf format about the orders shown on the Confirmation screen e Click on the Gum button if you have other transactions to be signed and you would like to sign them immediately you will have an option to return to the Orders to be signed screen otherwise you will be redirected to the start page 50 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu 10 3 Pending orders This screen enables you
73. owing formatting options e font type regular bold italics underlined e manage special characters e attach link e select font colour e manage lists e align text right centre left or justified Click on the button to send your message to the Bank You must sign your message the process of signing is explained in Chapter 11 1 Click on the RENE button to return to the start screen of K amp H e bank 7 Structure of the start screen of K amp H e bank The start screen of K amp H e bank displays the following information Account balance details 15 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu account balance any K amp H retail account CO HUGS 1111 1111 2222 2222 3333 3333 K amp H retail account previous day closing balance booked balance of account overdraft limit blocked amounts available account balance 0 HUF 500 000 HUF 0 HUF 10 000 HUF 500 000 HUF O K amp H secure reserve deposit account HUJE 4444 4444 5555 5555 6556 5555 CH K amp H retail fx account HUSS 2222 2227 3333 3333 4444 4444 O K amp H retail fx account HU27 3333 3333 4444 4444 5555 5555 500 000 500 000 100 000 1 000 2 000 HUF Ae HUE huf transfer fx transfer history HUE b EUR b USD X e Aggregated balance the aggregated balance of your account is dis
74. played in the header of the account balance section account balance 500 000 HUF 4 Tick the check circle next to each account whose balance you would like to include in your aggregated balance You can add the balances of your various accounts to your aggregated balance or deduct them from it The balance of each selected account will be added to your aggregated balance in the currency K amp H Bank Zrt o 1095 Budapest Lechner d n fasor 9 C phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu displayed in the section header Last 30 days account balance changes will also show the balances of the selected accounts in the same currency You can total the available balances of your accounts in forint HUF euro EUR US dollar USD or Swiss franc CHF click on the down arrow 4 and select the desired currency from the dropdown list K amp H e bank converts all amounts at the prevailing K amp H commercial mid rate and the cross rates calculated therefrom If you only have one account the total available balance on this screen will be the balance of this account click on the down arrow and select the desired currency to convert it into one of the above currencies e List of bank accounts all bank accounts you are authorised to access are displayed under your aggregated balance K amp H retail preise 500 000 kur HUSS 1111 1111 2222 2222 3333 3333 To view the details of an a
75. pon which transactions would you like to receive notification credit account HU70 1040 2621 account alias hitelk rtya mobile phone number 30309352238 E BANE 545290 3108 choose language for message of which transactions do you require the bank to send you an sms E credit card usage E statement information E card limit change E card limit owerdraw E replenishing on credit card account E total available credit line falling below the limit of interactive statement query interactive user limit query credit card co owner usage account owner A tovabb gombra kattintva a Bank s a Felhaszn l k z tt l trej tt jogviszonyra az iranyadosk a Felhasznal val k t tt Elektronikus Azonositasu Banki Szolgaltat sokra vonatkoz keretszerz d s el r sai a KH Mobilinfo szolg ltat s ltal nos Szerz d si Felt telekben s Hirdetm nyben valamint az zletszab lyzatban szerepl rendelkez sek mely felt telek vonatkoz s ban az e bank Felhaszn l kijelenti hogy azok tartalmat marad ktalanul megismerte es magara n zve k telez nek ismeri el cancel next e Select the language in which you would like to receive your messages you can choose from English German and Hungarian e Specify for each account the transaction types about which you would like to be notified e This transaction must be signed Click on the ec button at the bottom of the screen to save it and sign it immediately If you na
76. provided the Bank finds this transaction financial instrument appropriate for you test result Click on the eu button to go to the screen where you can complete the MiFID questionnaire for the product in question Click on the e button at the bottom of the screen to save the order you can then enter additional orders For the saved transfer order to be completed it must be signed first Click on the button to cancel the transaction 76 K amp H Bank Zrt o 1095 Budapest Lechner d n fasor 9 GEN phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank amp kh hu 12 8 HUF payment This screen enables you to initiate HUF payments between your own accounts or to third party accounts from your investment account Warning HUF payments from your investment account can only be made subject to the following conditions e The beneficiary of the payment must be an investment partner registered among your payees that has an account at K amp H Bank or another financial institution The account to be debited and the account to be credited must be in the same currency i e the order can only be completed if it does not require conversion e Select from the dropdown list in the first section the investment account to be debited Specify the account from which you would like to make a payment K amp H secure reserve deposit account HU54 1040 9527 6565 5152 1003 23 657 548 HUF 4 details of pay
77. r all beneficiaries to whom you make payments and all mobile phone numbers that you top up frequently Click on the button to view payees registered in the system then select one their details will be automatically displayed by the system so you do not need to enter them again Only the payees in to whom the transaction in question is applicable are displayed in the dropdown list on each transaction screen 88 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu Warning You can only initiate transactions to registered payees via the K amp H mobilbank service Likewise you can only make investment related HUF and FX payments to payees registered for this purpose Payee settings in K amp H e bank e Each payee must be given a name e Details for payees can be entered for three transaction types e accounts for HUF and FX payments yellow postal cheque payments etc e mobile phone numbers for mobile phone top ups e payees set up for investment purposes securities accounts or bank accounts to which you would like to initiate payments from a securities account kept with K amp H Bank e You can enter and name an unlimited number of account numbers or mobile phone numbers for each transaction type View payee details e All the payees you entered in K amp H e bank are displayed on the screen The transaction types for which you provided details
78. ra service or both Electra and K amp H e box are provided with a Token for identification purposes which is to be used in combination with the Token password in order to access the above service es identification device chip card A plastic card issued by the Bank which is not a bank card and which enables the User to remotely access both K amp H e bank and K amp H e box online after entering their PIN code The identification devices issued by the Bank are the property of the Bank Identification devices can only be held by natural persons A natural person can only have one identification device chip card chip card PIN code 6 K amp H Bank Zrt o 1095 Budapest Lechner d n fasor 9 C phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu A confidential numeric identification code generated by the Bank for the identification device and to be used in the identification process required for the use of the K amp H e bank K amp H e box services The PIN code of the identification device is not the same as the ePIN code primary SMS password A password sent by the Bank to the Client by SMS during the login process valid for one login session only secondary SMS password A password sent by the Bank to the Client by SMS when a transaction initiated by the Client is about to be completed Each password is unique and valid for one transaction only 2 Technical conditions of using K amp H e bank The K a
79. ransaction e Click on the button at the bottom of the screen to save the order you can then enter additional orders For the saved transfer order to be completed it must be signed first l e Click on the Pu button to cancel the transaction 12 3 2 Sell investment units This screen enables you to submit an order to the Bank to sell investment units kept on your securities accounts The process follows the general rules of transaction management described in the chapter discussing the Payment launch selection screen e Select the securities account on which the investment units you are proposing to sell are held in the first section The dropdown list only shows the securities accounts on which saleable investment units are kept 67 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu sell investment notes Specify the account from which would you like to sell investment HUF account 10406500 00048496 00000010 0 HUF e Select from the dropdown list in the second section the type of the investment units you are IV az sszes cser je proposing to sell If you would like to sell all the investment units of this type tick the checkbox otherwise specify the sale amount What kind of investment notes would you like to sell K amp H ARANYKOS R BEFEKTET SI JEGY v daily exchange rate 2 HUF Rendelkez sre ll 8 922 583 pcs k szlet
80. rements for passwords e length minimum 8 maximum 15 characters e case sensitive e must not contain three identical characters consecutively e must not be the same as the K amp H elD e must not be the same as the user name e must contain lower case and upper case letters and at least two numbers The system recommends that you change your password every three months Your new password must not be identical with your previous five passwords 5 Menu system of K amp H e bank The K amp H e bank menu system is structured as follows e Items available on the Accounts bank cards selection screen Account data Account history Account statements notifications Card management modify card limit e Items available on the Payment launch selection screen HUF payment Yellow postal cheque payment FX payment Regular payment K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu e Authorisation for direct debit e Mobile phone top up ltems available on the Managing orders selection screen e Orders to be signed e Pending orders e Direct debit orders e Completed orders e Failed transactions e Regular orders ltems available on the Managing deposits selection screen e Deposit list e Fix term deposit ltems available on the Managing investments selection screen e Balance sale certificate e sell investment units e sell stock exchange securities e sell govern
81. rm deposits This screen enables you to fix new term deposits 58 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu fix term deposit which account would you like to use for fixing a term deposit c HUF corporate account HU75 1040 0000 1111 1111 2222 2222 13 928 653 HUF m what kind of deposit would you like to fix Hirdetm nyiforint bet t 1 hetes a one off term deposit deposit details Start date of fixing _ jp end date of fixing rg A MT n ss SEH s 2014 07 KN Wednesday term deposit amount preliminary calculation HUF iussi Ei days cancel next e Select the account you would like to use for fixing the term deposit from the dropdown list Forint p nzforgalmi banksz mla HU65 1040 1000 5048 4953 5353 1012 151 HUF IM Forint p nzforgalmi banksz mla HU65 1040 1000 5048 4953 5353 1012 151 HUF V llalati devizasz mla HU91 1040 9527 5048 4953 5353 1005 2 282 1 EUR Vallalati devizaszamla HU04 1040 1000 5048 4953 5353 1043 483 262 69 CHF e Select the deposit type from the dropdown list and specify whether you would like the deposit to be one off or revolving R
82. rst l e Click on the SES button to cancel the transaction 12 3 5 Order list Click on the Order list icon to go to the Pending orders screen where you can view pending orders given for your securities accounts 12 4 Buy investment units This screen enables you to buy investment units traded by K amp H Bank The process follows the general rules of transaction management described in the chapter discussing the Payment launch selection screen e Select from the dropdown list in the first section the securities account to be debited with the transaction from which account would you like to buy investment units EUR account 10406500 00048496 00003659 5 87 EUR v e Select from the dropdown list in the second section the investment unit you would like to buy and the buy amount Only investment units that can be charged to the selected securities accounts are displayed in the list 71 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu what kind of investment units would you like to buy please choose an investment unit e last known exchange EUR rate preliminary calculation Click on the button to view the details of the proposed transaction the preliminary calculation is based on the prices applicable at the time of your enquiry You can also read the MiFID disclaimer statement here For the order to be saved you must accept the
83. signed it 31 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu cancel e Toreturn to the previous screen click on the button 8 4 6 Transaction history Click on the icon for the Transaction history quick function to go directly to the Account history screen where you can view the bank card transaction history of each account 8 4 7 Credit card details This function is only available for credit cards Clicking on its icon will redirect you to the Credit cards menu 8 4 8 Activate card The icon of this quick function is only shown if the user has a card to be activated Click on the icon to generate a transaction to be signed The bank card in question will be activated once you have signed the transaction 32 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu 9 Payment launch The following types of order can be generated on this selection screen payment launch U HUF payment yellow postal FX payment regular payment authorisation for mobile phone cheque payment direct debit top up Ev transaction import Click on the appropriate icon to go the required menu item Only the menu items you are authorised to use are displayed on your screen 9 1 General rules of transaction management There are three types of transactions in K amp H e bank
84. specify the accounts you would like to be able to manage in K amp H e bank account profile settings visible in K amp H account account number account name US e bank priority K amp H retail account 11111111 2222222 K amp H secure reserve deposit account Ei 2 e Cancel next e Tick the checkbox next to an account if you would like to manage it in K amp H e bank as a retail client e Enter an account name of your choice in the appropriate field then select the priority of the account 1 from the dropdown list 2 The account assigned priority 1 will be displayed first in the list of accounts throughout the system e This transaction is not required to be signed just click on the ED button to modify your account settings The system will immediately confirm whether the transaction was successfully performed The modification will take effect on your next login V Your settings were saved successfully They will be in effect after your next login e Click on the Tr button to cancel the transaction 15 3 Change chip card PIN code This icon only appears on your screen if you have a chip card for K amp H e bank and you have logged on to the system using your chip card 84 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu change chipcard PIN when you enter a new chip PIH the following conditions must be satisfied
85. stem of K amp H ebank eese nennen enne enne nennen nnne nennen nnn nn 8 6 Functions available in the header section of K amp H e bank eene 11 6 1 Manage e box NNN 12 7 Structure of the start screen of K amp H ebank nnn 15 TO EE 0 EEE E 20 AER Ce EE EE 20 LA REN EE EE EE EEE NE EE 20 AREE dco 20 O AMS KE 22 8 1 tee lu e EE EE EE SEE ene eee 22 P MEME see WURST ER 23 8 3 Account statements pnoftficatons eene nennen nnns 24 8 4 Manage bank cards modify card limits eze lezeeee eere e r t t t t es 25 8 4 1 Apply TOF new bank Card RR 28 8 4 2 Modiiy card T N NENNT 28 8 4 3 3D Secure Code SCIVICS EE 31 8 4 4 PANON es 0 M T OTA 31 8 4 5 Reorder PINE 31 846 Transaction NISTON EE EE 32 8 4 7 Credit card details NT ENE aena REE EN Eai 32 8 4 8 ACV e go FE EE EE A EN 32 Ge VAGLE VG EEE NN 33 9 1 General rules of transaction management 33 J2 RANN be dn 35 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu 9 3 Yellow postal cheque pD vment uk 39 EEG EEE EEE 40 99 Regular e AE 43 9 5 A Aulnorisatlon for direct GEN Lanes eee intet ue ted ttu iu ebrios 44 TE NENNE 46 TO IVA Lee 48 10 1 Manage orders to be signed sss eene nennen nnne nennen nnns 48 102 STENEN RT 48 1021 TNA 49 103 POINT Hr 51 VENN TE omo o mm 52 VE RT ene ene ee eee ee
86. stic HUF transfer previous domestic HUF transfer regular sweep or top up transfer yellow postal cheque e international or domestic FX payment from previous transactions of the same type e fix term deposit from a previous term deposit e mobile phone top up from a previous transaction of the same type e To view the history of a single account click in the account number field and select the account number in question from the dropdown list every account e every account c HUF corporate account HU 5 Ac 01111 1111 2222 2222 13 928 553 HUF c company s fx a c HUQ 1040 0000 3333 3333 4444 4444 81 053 1 EUR e Click on the Advanced search setting button to select your transaction search criteria in the dropdown box e Tosearch by text enter a string of characters in the field e Youcan also export your account history enquiry in csv or xls format by export l s clicking one of the following buttons 8 3 Account statements notifications On this screen you can enquiry account statements and notifications for accounts you are authorised to manage Account statements are generated in pdf format The contents and format of electronic statements are identical to those of the printed statements sent by post 24 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu account statements notifications document type accoun
87. t Kind regards K amp H Bank settings electronic paper based current account statement v securities account statement and confirmation v e Tick the appropriate checkbox next to the description of each statement to specify whether you would like to receive printed current account and securities account statements e The request for printed statements pertains to all accounts of the same type of a client i e you can request printed statements for all your current accounts or all your securities accounts but not for individual accounts e This transaction must be signed Click on the e button at the bottom of the screen to save it and sign it immediately If you navigate from the screen before you do so the transaction will be deleted e Clickonthe button to cancel the transaction 15 10 K amp H mobilinfo SMS settings K amp H e bank enables you to request or cancel the K amp H mobilinfo service or to modify its settings 94 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu K amp H mobilinfo sms settings please provide a phone number to receive notifications W KEH Lakoss gi Bankszamla Ne E HUSS TITI TITI 2222 2222 3333 3333 Sp code 0904 HUI of which transactions do you require the bank to send you an sms 1 previous day closing balance 7 casn epost HUF abo casn withdrawal 7 incoming transter enen TT
88. t of any previously completed suitability and or appropriateness tests therefore the consequences of those tests will not apply The Bank may execute the transaction in this way because it complies with the relevant provision of the Hszt referred to above Le it involves receiving transmitting and executing orders the transactions relate to shares listed on a regulated market or in an third country s equivalent exchange market or to money market instruments debt securities bonds or other debt security excluding those bonds or debt securities that contain derivatives as well as UCITS and other non complex financial instruments the transaction will be performed at the client s request the Bank has conflict of interest regulations policy in place that is compliant with Section 100 of the Bszt and is available for review on the website and in the branches of the Bank accept e Click on the E button at the bottom of the screen to save the order you can then enter additional orders For the saved transfer order to be completed it must be signed first 74 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu e Click onthe button to cancel the transaction 12 7 Buy government bonds This screen enables you to buy government bonds traded by K amp H Bank The process follows the general rules of transaction management described in the chapter d
89. t statement e year 2013 2014 search statement generation date download statement 2014 06 24 download Tuesday download selection Click on this list to select the type of the document you would like to view account statement credit card account statement delivery certificate investment account statement Select the required month and year Click on the EC button to view the list of available documents Click on the description of a document to open it To view your statements you need an application that can read PDF files for example Acrobat Reader 8 4 Manage bank cards modify card limits This screen enables you to view the bank card s linked to the accounts you are authorised to manage You can also apply for new bank cards change existing card limits renew or activate bank cards or request new PIN codes 25 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu co card debit card u limits Visa purchase limit 12 HUF 4 Ta dh cash withdrawal 14 HUE limit 4205 A CNP transactions 11 HUF 20 ag a VISA ay imit data card number 4205 79 5867 expiry 2015 10 status live name on card NAGY BOGLARKA account name c HUF corporate account account number HU65 1040 1000 5048 4953 5353 1012 denomination of card K amp H Visa Business Gold bankcard card company VISA
90. tems active 1 items amount next debit amount 7 811 HUF next debit date 2014 08 02 limit 15 000 HUF next debit date 2014 08 02 modify suspend next debit amount T 811 HUF next debit status in progress delete details of direct debit order authorisation id T30873 reject service provider s id 10725920 service provider s name consumers Name consumers address consumer s id valid from valid until date of recording status of direct debit request notification upper debit limit person to be notified mailing address K amp H Biztosite Deno Bt 1234 Budapest Demo t 887 20006 2013 02 14 until withdrawn 2013 01 10 live yes 15 000 HUF Demo Bt 1234 Budapest Demo ut 887 Direct debit orders are grouped and displayed on the screen by account in the order set and with the name specified in the Settings Account profile settings menu item 52 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 GEN phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank amp kh hu e Click on a transaction to view its details in the dropdown box The following quick functions are available here e Click on the Modify suspend icon to modify the details of the transaction or suspend it Suspension can commence on the first banking day following its submission and its start and end dates cannot be the same e Click on the quick function screen to go to
91. the Direct debit orders screen where once you have modified the details of the order you can create an order to be signed in accordance with the general transaction rules The modification suspension will become effective once the order has been signed e Click on the Delete icon to delete the selected direct debit order this creates an order to be signed in accordance with the general transaction rules The direct debit authorisation will be cancelled once this order has been signed e Click on the a Reject icon to prevent completion of the transaction to charge your account This icon is only displayed on your screen if there is an item to be charged under the direct debit authorisation Clicking on the quick function icon creates an order to be signed in accordance with the general transaction rules The direct debit authorisation will be cancelled once this order has been signed Active direct debit orders are marked with v and cancelled ones with X in the list The A symbol indicates that there is an item to be collected under the direct debit authorisation in question 10 5 Completed orders This screen enables you to check your transactions completed in the last thirty days and to initiate new ones by using cloning their details The completed orders shown on this screen are orders submitted via e bank and completed They include mobile phone top ups but no other bank card transactions completed orders transaction items 5 it
92. the history of the investment account in question notifications screen where you can view the account statements of the selected securities Click on the icon of the Statements quick function to go to the Account statements orams account m Click on the icon of the Order list quick function to go to the Pending orders screen where amp you can view the pending orders on your securities accounts order list e Click on the v button next to a securities account to view the details of all securities held on the account in question in the dropdown window 64 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu K amp H ARANYKOS R BEFEKTET SI available 8 922 583 pcs JEGY daily portfolio value 17 845 166 HUF evaluating price 2 HUF physical balance 8 922 583 pcs evaluating price 2 HUF amount pending sales 0 pcs nominal value 1 HUF sell available 8 922 583 pcs total nominal value 8 922 583 HUF dd purchased buy rate buy stock current stock inventory qty HUF amount HUF amount HUF 2013 02 25 3 631 207 4 465608 16 215 547 03 7 262 414 2013 04 29 5 291 376 4 535682 23 999 998 88 10 582 752 aha certificates summary 8 922 583 40 215 545 91 17 845 166 order list e The following quick functions are also available in the dropdown window Click on the icon of the Sell quick function to go to the Sell investment notes stock excha
93. ties One focus area for our support is environmental protection and we have been actively working for years to the best of our ability to prevent or compensate for unfavourable changes happening in our environment As another example ofthis approach we are now making it possible for you to requestthe cancellation of your paper based account statements and join the camp of those who actively do something for the environment K amp H s e bank services allow you to view your account statements ofthe last 12 months and download them onto a computer or other media If required statements can also be printed The electronic statement has the same functionality as the traditional paper based one sent by mail and it displays the same information You can request the cancellation of your paper based bank account statements by clicking on the next button at the bottom ofthe page thus switching to electronic statements In this instance the Bank will fully rely on your new mandate cancelling all mandates previously given in relation to account statements Should you at some point wish to revertto paper based statements you can do so by clicking on Client details in the menu By clicking on the cancel button you can decide to continue to request paper based statements sent by traditional mail In this case no changes will be effected compared to the current practice Lets do something for our environment together Thank you for your suppor
94. tion K amp H compulsory car insurance calculation K amp H CASCO calculation Please pay attention that clicking on the buttons you will be redirected to K amp H Insurance pages Your K amp H e bank session though remains open Click on the Gid button to be redirected to the www khdirektbiztositas hu page of K amp H Insurance in a new window where you can calculate the costs associated with the various insurance products and sign insurance policies The original K amp H e bank page remains open for your further use 82 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu 15 Settings The Settings selection screen enables you to view the following information and perform the following settings settings E t amp f 9 free cash withdraw set the default account profile change chipcard change password enable sms login account settings client settings PIN oD S Q v personal data payees settings K amp H e bank activity electronic and K amp H mobilinfo sms K amp H credit card log management paper based settings mobilinfo sms statement order settings K amp H mobilinfo sms K amp H mobilbank earlier mobile history request top ups Click on an icon to go to the required screen 15 1 Set default client This icon only appears on your screen if you are authorised to manage more than one client We recommend that you set the client on whose behalf you use K
95. to check modify or delete the details of pending value dated orders pending orders c HUF corporate account transactions 2 db 10400000 11111111 22222222 value date type beneficiary amount status 2013 08 30 Kedvezm nyezett gyfel Aktiv standing HUF transfer d a 45 000 HUE a Friday eder 39999009 999909090090 99990909099 id OOO1E T transaction details frequency quarterly from February the month s 8day an modify next due date 2013 08 30 Friday standing order amount 15 000 HUF delete date of first debit 2013 05 30 Thursday amount of first debit 15 000 HUF date of last debit amount of last debit suspended no date of suspension comment e Click on a transaction to view its details in the dropdown box Details vary by transaction type e Click on the Modify icon to go to the screen where you can modify the selected transaction e Click on the Delete icon to delete the selected transaction which will immediately generate a deletion order to be signed 51 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu 10 4 Direct debit orders This screen enables you to view modify or delete the details of your active direct debit orders direct debit orders c HUF corporate account HUTS 1040 0000 1111 1111 2222 222 status provider K amp H Biztos t consumer id 30008 details of direct debit total 1 i
96. to switch the investment units HUF account 10406500 00048496 00000010 0 HUF D EUR account 10406500 00048496 00003659 5 87 EUR HUF account 10406500 00048496 00000010 0 HUF long term deposit account 2010 HUF 10406500 00048496 00006391 5 001 990 HUF long term deposit account 2011 HUF 10406500 00048496 00006872 3 HUF long term deposit account 2012 HUF 10406500 00048496 00007048 3 HUF Senior savina account 10406500 00048496 00004698 2 HUF e Select the investment units you are proposing to replace from the dropdown list in the left column of the second section If you would like to replace all the investment units tick the 7 79557e5 cser je checkbox otherwise specify the amount to be replaced Select from the dropdown list in the right column of the second section the investment units with which you are proposing to replace the investment units selected in the left column The number of investment units will be calculated automatically from the amount to be replaced which investment units would you like to which investment units would you like to replace switch to K amp H ARANYKOS R BEFEKTET SI JEGY M v daily rate 2 HUF daily rate available inventory 8 922 583 pcs current value of inventory 17 845 166 HUF replaced volume HUF replace all preliminary calculation cancel e Click on the button to view the details of the proposed switch the preliminary calculation is based on th
97. type of card debit card daily limits purchase limit 12 HUF cash withdrawal limit 14 HUF CNP transactions daily 11 HUF limit The screen displays the cards which belong to the client on whose behalf you are acting and which you have access to including credit cards e Click on the 4 button next to a bank card to view its details e In addition to the details the following quick functions are available in the dropdown window e for credit and or debit cards e activate card 26 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu e modify limit e renew card available only from 45 to 90 days prior to the expiry date of the card in question e reorder PIN code e pending transactions e transaction history e credit card details only available for credit cards e for new bank cards e apply for main card Click on the appropriate quick function icon to go directly to the required transaction or settings screen 27 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu 8 4 1 Apply for new bank card To access this menu item click on the icon at the bottom of the screen listing your bank cards You can apply for bank cards linked to a current account but not for credit cards apply for new main card Which account would you like to request a card for K amp H retail ac
98. ual payer s details in the dropdown box e Click on the i ook han i button to view the payees already registered in the system The system will automatically copy the details of the selected payee into the relevant fields If you would like to save the details of the payee so that you do not have to enter them again the next time check the box and enter a name and an account name 39 K amp H Bank Zrt o 1095 Budapest Lechner d n fasor 9 LAN phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu e As you type in the letters of the name or account number of the beneficiary all registered payees with the same combination of letters or numbers will be displayed e he payment can be made immediately or on a later value date In the latter case specify the value date in the m field or click on the icon to select it from the popup calendar Save order e Click on the lt gt button at the bottom of the screen to save the transfer order you can then enter additional orders For a saved transfer order to be completed it must be signed first The process of signing is discussed in Chapter 11 1 D e I e Click on the nom button to cancel the transaction HA FX payment You can initiate FX payments and transfer funds or initiate conversions between your own FX accounts Select account to be debited FX payment Specify the account from which you would like to make a payment c H
99. uestion previous transactions e Click on the button to go directly to the account history menu item e Click on the button to copy a transaction This works for the following order types e domestic HUF transfer previous domestic forint transfer sweep or top up transfer yellow postal cheque e international or domestic FX payment from previous transactions of the same type fix term deposit from a previous term deposit e mobile phone top up from a previous transaction of the same type kor bbi tranzakci k 19 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 GEN phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu 7 1 Help The purpose of this menu is to make using e bank easier It explains each screen and helps you complete the required fields Help is displayed in a box on the right side of each screen for help for help click here gt click here gt Click on to view the information on the function in question in the pop up box 7 2 F A Q Frequently Asked Questions F A Q answer questions commonly asked about the use of e bank and banking products The F A Q button is displayed in a box on the right side of each e bank page more q amp a gt 7 3 Tips The tips displayed on clicking on the Tips box on the right side of the screen offer useful advice to facilitate the easy use of the selected function You can use mobile topup
100. unt nu mber sk details of payment to another person ayee e Click on the button to view the payees already registered in the system in the dropdown list Select the required payee whose details will then be displayed automatically by the system 35 K amp H Bank Zrt o 1095 Budapest Lechner d n fasor 9 GEN phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu H Li e Click on the button to view your own accounts in the dropdown list Select the required account whose details will then be displayed automatically by the system Iplease select a payee choose from your accounts 2 Budapesti Elektromos M vek Nyrt Forint p nzforgalmi banksz mla Villanysz mla 104010005048495353531005 HU60 1070 0024 0405 5909 5230 0002 i s RENE Elerhet egyenleg 498 509 455 697 HUF 2 F t v Zrt F t s HU92 1010 2093 0296 0403 0000 0002 e As you type in the letters of the name or account number of the beneficiary all registered payees with the same combination of letters or numbers will be displayed e f you would like to save the details of the payee so that you do not have to enter them again the next time check the add payee field and enter a name and an account name skr details of payment to another person e Click on the button to enter the details of the ultimate beneficiary in the dropdown box skr Cancel payment fo another person type of ultimate beneficiary retai
101. ur are managing If you are authorised to manage the accounts of more than one client click on the down arrow at the end of the field to select a client from the drop down list To set a default client for example the one whose accounts you have to deal with the most frequently go to Settings and click on Set the default client at your next login to the e bank the system will automatically display the details of this client fl MINTA ANDREA e Lastlogin you can check the date and time of your last successful login every time you successfully login to e bank by clicking on Last login in the header section so that you can monitor your e bank use closely e Signables the number of transactions yet to be signed by you in K amp H e bank is shown in the header Clicking on this button will automatically take you to the Orders to be signed menu e Messages Clicking on this button will take you to your e box from where you can send messages to K amp H Bank read its replies and view the transaction confirmation messages and other messages it has sent The orange number on the Messages icon is the number of unread messages e Time limit if you do not use the service i e the browser window is inactive or no active action occurs in it for more than five minutes you will be automatically logged out for security reasons Any actions with the mouse are considered active actions in K amp H e bank e Logout click on this button to pr
102. utton at the bottom of the screen to save the order you can then enter additional orders For the saved transfer order to be completed it must be signed first e Click on the button to cancel the transaction 12 9 FX payment This screen enables you to initiate FX payments from your investment account that involve no conversion between your own accounts or to third party accounts Warning FX payments from your investment accounts can only be made subject to the following conditions e The beneficiary of the payment must be an investment partner registered among your payees that has an FX account at K amp H Bank FX payments to FX accounts kept with other banks cannot be made via e bank The account to be debited and the account to be credited must be in the same currency i e the order can only be completed if it does not require conversion e Select from the dropdown list in the first section the FX investment account to be debited Specify the account from which you would like to make a payment K amp H retail account HU83 1111 1111 3333 3333 500 000 HUF M 78 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh hu e Specify in the second section the details of the beneficiary whom would you like to transfer benefician s IBAN account number add payee E copy previous comment amount e Click on the button to se
103. vigate from the screen before you do so the transaction will be deleted cancel e Click on the button to cancel the transaction 97 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank amp kh hu 15 12 View K amp H mobilinfo SMS history This screen enables you to view the text messages sent as part of the K amp H mobilinfo service K amp H mobilinfo sms history which account would you like to query message TEM date INE message text 2015 01 12 i K amp H mobilinfo 08 BANKSZL EUR Szem lyi k lcs n Ing Fedezetlen t rleszt s 37 059 en HUF T ke 854 405 HUF Kamat 2 654 HUF Kezel si ktg 0 HUF 2014 11 19 i K amp H mobilinfo 08 BANKSZL EUR Szem lyi k les n Ing Fedezetlen t rleszt s 37 059 EE HUF T ke 854 405 HUF Kamat 2 654 HUF Kezel si ktg 0 HUF 2014 11 08 i K amp H mobilinfo 08 BANKSZL EUR Szem lyi k les n Ing Fedezetlen t rleszt s 37 059 daniy HUF T ke 854 405 HUF Kamat 2 654 HUF Kezel si ktg 0 HUF e SMS history can be viewed by account so select the account first e Setthe period whose text messages you would like to view e Click on the Search button to display the matching text messages 15 13 Request K amp H mobilbank K amp H mobilbank will be immediately available upon activation 98 K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 www kh hu e bank kh
104. x 06 1 328 9696 www kh hu e bank kh hu setting the card limits setting the card limits card number 4205 OT 5957 expiry 2015 10 i status live mari m name on card NAGY BOGL RKA H ra BOGL F bh denomination of card K amp H Visa Business Gold 6 bankcard card company VISA type of card debit card a 0 HUF limit means the default setting according to the Announcement product limit daily purchase limit must not set below the actual value of daily Card Not Present transaction limit change 3D Secure parameters enable card not present CNP transactions Es a 0 HUF limit means the default setting according to the Announcement product limit CHP transactions daily 110 000 HUF limit notification phone 436201111111 o number NG o x message cancel next 5U K amp H Bank Zrt 1095 Budapest Lechner d n fasor 9 phone 06 1 328 9000 fax 06 1 328 9696 K amp H www kh hu e bank kh hu 8 4 3 3D Secure Code service K amp H Bank was the first major bank in Hungary to introduce the 3D Secure Code service based on the technology developed by the international card companies MasterCard and Visa International to provide an additional security layer for online payments on 7 December 2012 The 3D Secure Code service means that in addition to the CVC CVV code of your card you also have to enter another security code when shopping online to be used in a similar fash
105. y previously completed suitability and or appropriateness tests therefore the consequences ofthose tests will nat apply The Bank may execute the transaction in this way because it complies with the relevant provision ofthe Bszt referred to above i e it involves receiving transmitting and executing orders the transactions relate to shares listed on a requlated market or in an third country s equivalent exchange market arto money market instruments debt securities bands or other debt security excluding those bonds or debt securities that contain derivatives as well as UCITS and other non complex financial instruments the transaction will be performed at the client s request the Bank has conflict of interest regulations policy in place that is compliant with Section 100 of the Bszt and is available for review on the website and in the branches ofthe Bank accept Buy orders for such investment products can only be submitted if you have signed the above disclaimer statement which you can do by ticking the checkbox Completion of a MiFID appropriateness test The following screen will be displayed in the case of investments products whose sale is subject to the acceptance of a MiFID appropriateness test Based on the information provided the Bank finds this transaction financial instrument appropriate for you Click on the button to go to the screen where you can complete the MiFID questionnaire for the product i

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