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Money 2006 User's Guide: Table of Contents

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1. Lifetime Planner welcome Summary E Congratetions Your plan works About you Ire aa Lifetime Savings The Lifetime Planner projects that you wal have enough money for retrement ard other lifetime Taxes amp inflation Forecast goak By the end of your plan you ll hava approximately 3 187 269 current value For help Sayings amp Rwestments 2005 2063 interpreting the graph double click ary bar ted O Show effects of inflation You can change this chart s start and end dates Homes amp assets Loans amp debt 3 500 000 Expenses 3 000 000 Results 2 500 000 The bottom bine 2 000 000 Comparing plans arias Gee clan 1 500 000 Forecasts 1 000 000 Assumptions 500 000 Yeah snapshot 0 Action plan 2005 2070 2015 2020 ms a as ns ms mm ass bo Figure 7 8 Lifetime Planner summary screen Make a quick change to your lifetime plan If you have a change in your life such as the purchase of a new car you may want to update your lifetime plan without reviewing the whole plan Click Planning click Planning Tools and then click Lifetime Planner In the left pane click Results and then click Comparing plans In the lower right corner of the screen click Edit Current Plan Review the list of life events and then click the one that describes your situation Make your changes and then click Done oa a Set a lifetime plan as a baseline plan Click Planning click Planning Tools and then click Li
2. Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt http www microsoft com money support manual money06 ch1 1p3 asp 2 of 2 09 08 2005 13 35 24 Money 2006 User s Guide Chapter 11 Estimating your taxes Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 11 Planning for Taxes Estimating your taxes Now that you have set up Microsoft Money 2006 to record monitor and help reduce your taxes it is time to generate an estimate of your taxes for the year Money uses the tax deduction information discussed in this chapter as well as your gross income and earnings information to help determine if you should set aside money for your taxes or if you can expect a refund this year This offering is available with Microsoft Money 2006 Deluxe Premium and Small Business Important The information provided by the Tax Estimator is only an approximation based on the information that you have entered into Microsoft Money If the information is inaccurate or incomplete your tax estimation will not be correct There also may be additional deductions tax credits or changes in the tax law that apply to you that are not a part of your Money file The features contained in Money are not intended to constitute professional advice including but not limited to investment or tax advice For such advice you should consult a tax professional
3. Figure 6 6 Options for reconciling an account that is not properly balanced e Go back to balancing the account Return to the Balance page to double check the transaction entries against your bank statement e Use AutoReconcile to help find the error Money can search through your account register for transactions that would bring the account into balance e Automatically adjust the account balance Create a debit or payment to change the account balance to match your bank statement AutoReconcile is the best way to solve simple reconciliation problems because Money http www microsoft com money support manual money06 ch6p7 asp 1 of 2 09 08 2005 13 17 07 Money 2006 User s Guide Chapter 6 Solving balancing problems with AutoReconcile presents you with possible options for balancing the account Transactions are presented to you one by one and you can change the status to cleared or not cleared so that the account balances AutoReconcile can act as a second set of eyes to help you find those elusive transactions For insignificant differences of a few pennies consider having Money automatically adjust the account balance with a debit or credit to your account This is a quick and easy way to solve balancing problems that can occur from minor data entry errors Otherwise select Go back to balancing the account to continue working on reconciling the account Repair the Money file If the balance in your Account list does not mat
4. Money will schedule a bill for each debt payment you check If you already have a scheduled bill for the credit card or loan company click Bills and then click the bill that you scheduled Verify that the bill created by the Debt Reduction Planner is there and then delete the bill you created m SAMPLE Moroso Money Fie Edt Faverites Took Hab ym Define your paymert plar pi Wa j Sre Cente Ufetinme Planne Home Business Banking Bils Reports Budget Investing Planning Taxes PlanringHore Planning Tools Retrement Savings Insurance Family amp Coleg September 26 2005 Define your payment plan Base my plan on SET PAYMENTS D what I werk to pay each month Experiment with the the date I want to be out of debt dffarant payment Ener your monthly allocation for dabt starting on 10 1 2005 Minimum amount is 0 cost of your debt and ad date you wil be debt ree STATUS Current Debt Balance Making a One time Extra Paymert Spates a Ht tt td 0 00 2 250 3 yi il oO Sdmtarai our extra paymant of in 00 has reduced your castle minium ora to 0 00 13 00 Total Spending 8 interest Results 349 00 Out of Debt with a monthly payment of 228 00 and an extra paymert of 500 00 youll be out of debt by Oct 3 2005 Wih this plan a by 100 00 purchase wil cost you about 101 55 3y making this monthly payment instead of the minimum amount required an this 10 3 2005 balance efter you
5. Automatically Select x Require address for payee when printing checks Figure C 3 Selecting a Quicken check style in the Check Setup window want to insert a sheet of checks and perform a test printout http www microsoft com money support manual money06 stepc 3 asp 1 of 2 09 08 2005 13 40 11 Money 2006 User s Guide Step by Step C Print checks in Money want to print my checks http www microsoft com money support manual money06 stepc 3 asp 2 of 2 09 08 2005 13 40 11 Money 2006 User s Guide Step by Step D Get out of debt with the Debt Reduction Planner Microsoft Money 2006 User s Guide El Table of Contents B Index Save this page CLOSE MANUAL Step by Step D Get out of debt with the Debt Reduction Planner Step 2 Selecting debt accounts The debt reduction planner displays a list of the credit cards loans lines of credit mortgage and other liability accounts that you have previously entered into Money You can move accounts into and out of your debt plan to decide which outstanding balances you want to include in your debt reduction strategy M SAMPLE Microsoft Money File Edt Favortes Tools Help lt f indude debt accounts ins A a My J all Cash Flow Credit Cemer Ufetine Slane Home Business Banking Wills Reports Budget Investing Planning Taxes Fanning Home Planning Tools Retirement Savings Insurance Fenily amp College Include debt accounts i
6. Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 12 Managing and Tracking Your Investments Asset Allocation Many investors may not have their investment portfolio properly balanced with their financial goals Microsoft Money s asset allocation feature can help you target portions of your portfolio that should be divested from or invested in other more suitable investment products based on your personal financial objectives Special Feature Asset allocation is only available with the Deluxe Small Business and Premium versions of Microsoft Money 2006 Click Investing Click Investing Tools and then click Asset Allocation To review the introduction to asset allocation click Learn Click Next and Money reviews your current investments and then ask you a few questions to determine your optimal asset allocation Complete the questions in each section until you reach the Compare current and target asset allocations page as shown in Figure 12 6 1 2 3 4 http www microsoft com money support manual money06 ch12p10 asp 1 of 2 09 08 2005 13 17 00 Money 2006 User s Guide Chapter 12 Asset allocation M SAMPLE Merosoft Money Fie Edt Favoites Took Heb lt I Compare current and tare Es 2 Home Business Banking Bills Reports Investing Planning Takes Lees Pane nvesting Home Investing Tools Y Markets tocks is f Lommerta
7. Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 12 Managing and Tracking Your Investments Creating a new investment account To create a new investment account 1 Click Investing 2 In the left pane under My Investing Tools click Portfolio Manager 3 In the left pane under Common tasks click Work with accounts and then click Add an account 4 Follow the instructions to add the account Tip If you typically keep emergency cash or traveler s checks around the house you should enter this as an investment so that it appears in your net worth and as cash assets This way Money compares this non interest bearing cash to your other investments showing you how it could be otherwise invested to earn interest Create a new investment account called Emergency Cash Select Not held at any bank broker or other financial institution on the next screen and then click Next three times in order to skip past the account classification and naming screens When you withdraw cash from any bank account to store in your home simply record the transaction as a transfer to your Emergency Cash account Money automatically classifies this as a cash deposit into the emergency cash account Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com
8. This Bennet reseed bs ba used as a guide only Many factors can effect your resuts Tel m more Figure 7 7 The Credit Center To go to the Credit Center click Banking and then click Credit Center Begin using the various features of the Credit Center by clicking a link or by entering information into the various features Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt http www microsoft com money support manual money06 ch7p9 asp 2 of 2 09 08 2005 13 18 12 Money 2006 User s Guide Chapter 9 Take Managing Your Money to New Heights with Free Financial Services Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 9 Take Managing Your Money to New Heights with Free Financial Services Free credit monitoring and free credit report from Experian f experian Stay on top of your credit rating with your free credit report and a one year membership for credit monitoring This offering is available with Microsoft Money 2006 Premium and Small Business You will be notified of key changes to your credit file helping you easily detect inaccuracies or fraudulent activity that may affect your credit rating and financial health Make sure your hard earned credit standing accurately reflects your credit rating when you need it most To sign up for your free report and complimentary year of credit monitoring 1 On the To
9. To estimate your taxes AUN Click Taxes Click Tax Tools and then click Tax Estimator Click Next On each screen Money presents information based on the data in your Money file Review each field and edit as necessary As you work Money displays your estimated taxes for the current and previous year in the left pane After you review the information on each page click Next On the Estimated tax summary page Money displays the information used to calculate your estimated tax or refund amount Be sure to scroll down to the analysis section shown in Figure 11 3 for an overview of your tax situation as well as suggestions on how to handle different scenarios When you are finished using the Tax Estimator click Done http www microsoft com money support manual money06 ch1 1p5 asp 1 of 2 09 08 2005 13 38 01 Money 2006 User s Guide Chapter 11 Estimating your taxes Figure 11 3 Analysis section of the Tax Estimator Tip If you are not currently withdrawing enough taxes out of your paycheck Money can help In the left pane under Common Tasks click Create a tax payment to generate a scheduled payment to the IRS so that the amount is entered in your budget and is reflected in your cash flow Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter gt gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money
10. e Debt reduction http www microsoft com money support manual money06 index asp 1 of 4 09 08 2005 13 16 00 Money 2006 User s Guide Table of Contents M Deposits modifying Deposits setting up e Discounts E mailing invoices E mailing reports Employee stock options Equity options Essential Account Register Essential Bills Exporting reports Favorite accounts Favorite reports GainsKeeper Help and Product Support Home page Money Home page customizing Navigating and exploring Microsoft Money Icons Importing your financial data from Quicken Index options In product Help Installing Microsoft Money 2006 Inventory tracking and managing Investment accounts creating Investment reminders Invoices Keyboard shortcuts Lifetime Planner http www microsoft com money support manual money06 index asp 2 of 4 09 08 2005 13 16 00 Money 2006 User s Guide Table of Contents e e e e e o e O e e o e e P e e e e e o e e o e o e o R e e o e o e S e o e o T e Microsoft Money starting Microsoft Money upgrading from a previous version of Money accounts understanding Money for the Pocket PC Money sample file Monthly report MSN Money synchronization Online banking Online bill pay Online Payroll by PayCycle Online services Online tax preparation and electronic filing by
11. or import your information into another application 3 Money complete the steps necessary to export or e mail the file Follow the instructions on the screen http www microsoft com money support manual money06 ch13p6 asp 1 of 2 09 08 2005 13 19 31 Money 2006 User s Guide Chapter 13 Exporting and e mailign your reports gt Mail Recipient Mail Recipient with XML data Mail Recipient with CS data Other tasks Desktop Figure 13 5 Selecting an option for sending a report in e mail Tip If Money experiences difficulties sending a report via e mail on the Start menu in Windows XP click Control Panel Click Network and I nternet Connections and then click Internet Options Click the Programs tab and then verify that you have the correct e mail application selected it should be the one that you re currently using If you continue to experience problems just save the files to your desktop create a new message in your e mail application and attach the files to it What s next If you own the Microsoft Money Small Business continue on to Chapter 14 Microsoft Money Small Business to discover how to use the small business features of the product Otherwise skip ahead to Chapter 15 Managing Your Money File to learn how to back up and restore your data as well as how to create additional Money files 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corp
12. 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch7p6 asp 2 of 2 09 08 2005 13 17 35 Money 2006 User s Guide Chapter 14 Microsoft Money Small Business Microsoft Money 2006 User s Guide El Table of Contents B Index Save this page CLOSE MANUAL Chapter 14 Microsoft Money Small Business Money Small Business is designed to help you manage both your personal and professional finances In addition to all of the features included in the Premium edition of Money Microsoft Money Small Business helps you track your receivables payables and payroll It maintains a list of your customers and vendors manages your inventory displays your company s cash flow and automatically categorizes your taxes for your Schedule C To open the Business section in Money click Business Business Resource Center Money Small Business includes the Business Resource Center to offer solutions to some of the challenges that affect every small business owner The Resource Center features tools to enable a broader online presence enhance customer communication with e mail newsletters and announcements and much more http www microsoft com money support manual money06 ch14p1 asp 1 of 2 09 08 2005 13 17 48 Money 2006 User s Guide Chapter 14 Microsoft Money Small Business MW sample
13. Columns Chart Date Account Category Payee Text Include fields Memo Category O Account O Cleared status Subtotal by Subcategories 7 Running Balance No running balance a Show splits Figure 13 3 The Customize Report dialog box To undo your changes to a report 1 Click Reports and then click the report you want to see 2 In the left pane click Customize 3 Click Reset 4 To save your changes click OK Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch13p3 asp 2 of 2 09 08 2005 13 34 28 Money 2006 User s Guide Chapter 15 Restoring a Money file Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 15 Managing Your Money File Restoring a Money file If something happens to your primary Money file you can restore your Money backup file to get up and running again 1 On the File menu click Restore Backup 2 Follow the instructions on the screen Restore Backup Do you want to open a recently used Money file or do you want to restore From a backup file Tell me more about restoring backup files Open a recently used Money file DarkDan My Documentsisample dumny C Documents and Settings DarkDan Desktop dan mny Restore From a back
14. For private firms or stocks for which data cannot be automatically downloaded select Update prices manually from the Update prices menu in the left pane Money will display a list of your stocks and ask you to enter the price and the date on which the investment hit that price Edit an account in Portfolio Manager You can update contacts online services and cash portion information for any account in Portfolio Manager 1 Click Investing 2 Click Investing Tools and then click Portfolio Manager 3 Double click the investment account you want to edit 4 After you make your changes click Done http www microsoft com money support manual money06 ch12p1 asp 2 of 3 09 08 2005 13 32 49 Money 2006 User s Guide Chapter 12 Managing and Tracking Your Investments At a glance portfolio performance Today s Total Change 1 294 85 Market Value 83 446 86 YTD Total Return 0 5 Figure 12 2 Portfolio performance banner As you work you can check the overall performance of your investments at the bottom of the Portfolio Manager as shown in Figure 12 2 A single line shows you the change in value for the day the market value of your entire portfolio and your year to date return on investment Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06
15. Micrasaft Money Fie Edt Favorites Took Heb E C Frog am Fies yticresof A me E 3 i l Cath Fow Credk Centar Leine Planer Banking Balls Reports Budget Investing Planning Taxes Y New Invoice oducts amp 3 Cushorner Lis Verdor List Welcome to the Business E mail Marketing Custome Payroll Tools Resource Create professionelooking direct e re 1 od Make every payday Fast easy and error free n I va 2 p Center MII COMPAGNIE ae Never miss a tax deadline or pay a penaky You have challenges Manage your mailing lists i Ensure the effectiveness of Custom searches Get completed tax forms ready For We have solutions re the effectiveness of your eat er Use the ideas tools j One yaar of onine payroll From and services here to Payers help your small business thrive Nee For more tools and advice to help you manage your business visk bCentral News amp Advice There you can catch up on the latest business news search for trade everts explore marketing options research lacal issues and more Figure 14 1 Business Resource Center To get to the Resource Center 1 Click Business 2 On the Resources menu click Business Resource Center 3 To begin using the various features of the Business Resource Center click a task or enter information into the various features Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt http www microsoft co
16. checks saves time helps reduce errors and eliminates the effort of filling out duplicated information on a check by hand Start in your account register marking the transactions you want to print 1 To begin a new transaction click New or edit to an existing one click the transaction 2 In the Number box select Print this transaction as shown in Figure C 1 and then click Enter 3 When the Print Address window appears enter the payee s address information to include it on the printed check Click OK a SA 335 22 Flactric Camnany annn Figure C 1 Setting up a transaction for check printing have purchased checks for use with Microsoft Mone am using checks that have left over from using Quicken 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 stepc 1 asp09 08 2005 13 38 37 Money 2006 User s Guide Chapter 7 Customizing Advisor FYI Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 7 Make Money work smarter for you Alerts MSN Alerts and Advisor FYI help keep you informed about your finances MSN Alerts are reminders about your accounts and investments delivered to your cell phone e mail or computer desktop You can receive real time alerts when accounts meet specific criteria such as dropping below a preset balance as shown in Figure 7
17. is printed directly onto the check and then Money records this information in your check register These checks can be ordered with matching window envelopes so you don t have to enter an address either Tip Microsoft Money Checks by DELUXE are available for purchase in a variety of styles and formats To order call 800 432 1285 or visit www microsoftchecks com yg m eae e w es ems mar 4 ay ee ed heer bod eee ws cee mrpr ee Ld n p ae j p ree ae w e u i gt S 4 ete Figure 6 4 Money checks Step by Step Complete instructions are available that describe how to use Microsoft Money to print checks as well as information on printing your existing Quicken checks in Microsoft Money and performing a test printout To print a check in Microsoft Money 1 Begin a new transaction or double click an existing one 2 In the Number box select Print this transaction and then click Enter 3 If you want to include the payee s address information on the printed check enter it in the Print Address window http www microsoft com money support manual money06 ch6pS asp 1 of 2 09 08 2005 13 33 46 Money 2006 User s Guide Chapter 6 Print checks in Money 4 Click OK 5 Under To Do in the left pane click Print checks 6 Select the options you want and then click Print If you want to print more than one check repeat steps 1 through 3 until you have successfully set up
18. 08 2005 13 19 51 Money 2006 User s Guide Chapter 4 Microsoft Money 2006 Basics Microsoft Moneyz20 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 4 Microsoft Money 2006 the basics If you are new to using Money you can leverage prior experience from other Microsoft products as well as basic computer concepts to quickly begin using the product Moreover there are many features that make the product easy to use The Money home page navigation bar icons and in product Help are all designed to make using Money quick and simple The Money home page When you launch Microsoft Money the Money home page appears This is the home base or starting point for all of your money management needs providing you with an at a glance view of your financial picture ee Portfolio Rewew Fund Finde Home Banking Bills My Money MON Money News October 13 2005 Microotr r Money 2006 Choose a task Enter a transaction zj Customize content or layout Account List m A Account Register Favorite accounts amp Reminders psani Manage Onine Services Account Updated Balance Canadian users Learn how to switch Money to Canadian More gt Checking 771 11 settings Bills Summary Go to the Est of accounts Bil Calender Add accounts to my Favorkes Spending Tracker This month M p Set up new accourt ore Category Limit Budget
19. 3 Advisor FYI gives you financial tips based on the information you enter in Money Figure 7 3 An Alert sent to a desktop PC Begin using Alerts 1 On the Tools menu click Settings 2 Select Alerts Center and then click Set time zone to customize where when and how you want your Deluxe Alerts to be delivered 3 In the left pane click on Change delivery settings Set device options Set quiet times or Set time zone to customize where when and how you want your Deluxe Alerts to be delivered 4 In the main window click on a link under MSN Alerts or Advisor FYI Each item has custom fields you will need to fill in 5 Repeat step 4 for each alert you would like to set up You can change your alert options as often as you like Be sure to modify your settings whenever your financial objectives change to help Money alert you to options that will help you make better financial decisions Tip Advisor FYI alerts can be displayed on the My Money page Click the Customize content or layout link on the My Money page select the Advisor FYI items from the Add content list and then click Add Continue gt gt http www microsoft com money support manual money06 ch7p4 asp 1 of 2 09 08 2005 13 38 39 Money 2006 User s Guide Chapter 7 Customizing Advisor FYI 4 Beginning of Chapter lt Previous page Next page gt Next Chapter gt gt http www microsoft com money support manual money06 ch7p4 asp 2 of 2 09 08 2005
20. 4 Cath Flow Cedt Carrer Ufetime Plhnne Budget Home Business Banking Bills Reports Budget Investiny Planning Taxes Investing Home Investing T ools Marnats Stones Funds ETFs onemervtary Srokears September 26 2005 Review your portfolio A Common tasks Research ordne Microsoft Money portfolio review Change view As of 9 26 2005 Other tasks 2 caka gars tradnofo erent Investment portfolio allocation ed links Your portfolio is allocated among Find the right ben Optimize your ate Investment Value Percent Make tax tine a breeze Equity investments 627 362 00 130 1 i Debt investmants 77 300 29 16 0 i Cash 231 544 76 46 0 Other investments 9 200 57 1 9 Tota markat value 2 302 71 _ 100 0 Te Haik the inht accet Aline ation Fer wor meet icin lt Figure 12 8 Portfolio Review page The Portfolio Review page shown in Figure 12 8 gives you a big picture of all of the investments in your portfolio The review gives you pie charts that represent your investments and includes links to other areas in Money so that you can quickly update time sensitive information With sections on capitalization investment types tax liability performance risk and a summary with your major holdings and recent transactions the Portfolio Review offers many perspectives on your investments http www microsoft com money support manual money06 ch12p11 asp 1 of 2 09 08 2005 13 19 47 Money 2006 User s Guide Chapter 1
21. All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch12p4 asp09 08 2005 13 19 33 Money 2006 User s Guide Chapter 12 Equity and index options Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 12 Managing and Tracking Your Investments Equity and index options With Money 2006 you can track your equity and index options When an option you own expires Money alerts you so that you can enter an expiration transaction and close your option holding To enter an equity or index option Nn 1 2 3 4 5 6 7 oo 1 Click Investing 2 3 In the left pane under Common tasks click Work with investments and then Click I nvesting Tools and then click Portfolio Manager click Add an investment Select the account that the option will be held in and then click Next Under New Investment type a name for the grant and then click Next Under Create New Investment click Equity Index Option and then click Next Follow the instructions on the screen to finish setting up the account Important You must enter an equity or index option in the Investment box before you can select Exercise Click Investing Click Investing tools and then click Portfolio Manager Click the plus sign next to the investment account that contains the option Click the plus sign next to the opt
22. C Print checks in Money Step 2 Setting up Money checks Before you print checks you need to tell Money which style of check you are using so that the software can format the information to print in the correct position on each check 1 On the File menu select Print Setup and then click Check Setup 2 In the Printer field select the device you want to use to print your checks 3 In the Type box choose the style of check you have purchased for use with Money 4 Click OK Important Standard Voucher and Wallet checks are not the same as the laser alternatives Check options with the Laser designation are designed to be used with a laser printer Choose a Laser type check only if you are printing from a laser or ink jet printer If you print from a dot matrix or other continuous feed printer use the non Laser choices in the Type box Check Setup x Setup For Check Printing Printer Laser 300 Series Check Network Cancel Type Laser Wallet Source Automatically Select v Require address for payee when printing checks Figure C 2 Setting up the options for printing checks want to perform a test printout before print my checks want to print my checks http www microsoft com money support manual money06 stepc 2 asp 1 of 2 09 08 2005 13 40 07 Money 2006 User s Guide Step by Step C Print checks in Money http www microsoft com money su
23. Guide Chapter 3 Upgrading from an earlier version of Microsoft Money Step by Step gt What s next For more information on setting up your accounts read Creating your Money 2006 file in Chapter 2 If you haven t used Money before read Chapter 4 Microsoft Money 2006 Basics Chapter 4 introduces you to the Money Home page explains how to navigate and use Money 2006 and covers all of the fundamentals including keyboard shortcuts program icons and Microsoft Money Help If you would like to begin working with your finances skip to Chapter 5 Getting Started with Accounts Bills and Paychecks which addresses creating new accounts entering bills and setting up your paycheck information in Money 2006 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch3p3 asp 2 of 2 09 08 2005 13 20 09 Money 2006 User s Guide Chapter 4 In product Help Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 4 Microsoft Money 2006 Basics In product Help As you begin to use Microsoft Money 2006 you may have questions regarding specific features or functionality Money has built in Help tools to let you learn more about the product answer your questions and solve problems as you work Icon Click this icon in t
24. H amp R Block Password Manager Password protection Payables tracking Paychecks entering Payroll for Money powered by PayCycle Personal information changing Personalized feedback Portfolio Manager Portfolio analyzing Portfolio customizing Printing checks Printing invoices Printing reports Receivables tracking Recurring bills Reports home page Reports customizing Restoring a Money file Retirement accounts Schedule C tax deductions Spending thermometers Stock options employee Support Tax filing http www microsoft com money support manual money06 index asp 3 of 4 09 08 2005 13 16 00 Money 2006 User s Guide Table of Contents Tax related reports Transaction splitting Establish a tax strategy Finding potential deductions Setting up Money to track tax information Estimating your taxes e Vendor list e What s new in Money 2006 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 index asp 4 of 4 09 08 2005 13 16 00 Money 2006 User s Guide Chapter 12 401 k and 403 b accounts Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 12 Managing and Tracking Your Investments 401 k an
25. MSN Money Plus are useful ways for anywhere anytime access to your financial information Microsoft Money for Windows Mobile based Pocket PC If you ve ever wanted to manage your finances balance your checkbook and check your stock portfolio on the go you need Microsoft Money for Windows Mobile based Pocket PC available for free from the Microsoft Money website Synchronize with the information you ve already entered into Microsoft Money on your desktop computer Glossary Pocket PC A Pocket PC is a Microsoft Windows powered handheld computer which includes pocket versions of your favorite applications like Outlook Word and Internet Explorer Pocket PCs are manufactured by Casio Hewlett Packard and many other hardware companies For more information visit www pocketpc com You can use Microsoft Money for Windows Mobile based Pocket PC to e Enter transactions on the go When you write a check in the supermarket enter the check number amount and payee into Microsoft Money for Windows based Pocket PC The transaction will automatically be copied to your desktop version of Money the next time you synchronize You can finally throw away that paper check register e Get accurate account information anytime Because Microsoft Money for Windows Mobile based Pocket PC is updated every time you synchronize your device you are always carrying updated bank records with you You can verify that transactions have cleared your bank qui
26. Money 2006 1BSP asp Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch8p1 asp09 08 2005 13 25 48 Money 2006 User s Guide Chapter 9 Take Managing Your Money to New Heights with Free Financial Services Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 9 Take Managing Your Money to New Heights with Free Financial Services DeductionPro Software from H amp R Block Track your donations year round with DeductionPro Software from H amp R Block one of the most respected names in tax preparation This offering is available with Microsoft Money 2006 Premium and Small Business File Edt Reports Tools Help Charitable mauno Tax Sevings Bed ctionPro a o Welcome to H amp R Block DeductionPro Whal are the advantages al using DeduchomPro How do get started if I ve never wed DeductionPio New to DeductionPro Click here to watch a Quick Tour video Do have to erter my i j donations az make them or Click one of the tabs above to start tracking your deductions sani Genie Wikia alk ie AE Don t forget to check for Program Updates Oat coun do kan thes Home tab If am taking the standard deduction can deduct Chenlable cortrbultions My Ded
27. Money opens the New Category Wizard to set up the category as income or expense classify it as business or personal and attempt to match it to tax deductible or elevated categories that Money uses for reporting In the example shown in Figure 6 2 you can see that Car Payment is a subcategory of Automobile Depending on your preferences you may want to create additional subcategories to track your transactions more comprehensively To create a new subcategory 1 Enter the details of the transaction 2 Click on the down arrow in the Category box and select the category to which you want to add a subcategory Click inside the Category box to the right of the category name Type a colon and then enter the name of the new subcategory Click Enter and then follow the instructions on the screen MN amp Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch6p3 asp 2 of 2 09 08 2005 13 18 00 Money 2006 User s Guide Chapter 6 Compare your spending with previous time periods Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 6 Managing Your Accounts Comparing your spending with previous time periods Every time you enter an expense Money 2006 records the transaction details
28. Places 2 Figure 12 3 Selecting columns in a custom portfolio view Your custom made view is now available as an option in the View list at the top of the portfolio page You can return to it any time and customize it further To change your custom view or modify any of the existing portfolio views click Change portfolio view and then click Customize current view You can create as many custom views as you like by saving each one with a unique name Tip You can change the order of the columns in any view by dragging and dropping them with your mouse Place the cursor over a column title click and hold down the mouse button and then move the column to the left or right Release the mouse button to place the column in that location Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch12p2 asp 2 of 2 09 08 2005 13 33 30 Money 2006 User s Guide Chapter 6 Print checks in Money Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 6 Managing Your Accounts Printing checks in Microsoft Money 2006 Printing your checks in Microsoft Money can save you a considerable amount of time and help reduce errors that can occur in handwritten checks The information that you enter
29. Reports and then click Use Advanced Reports There are three different options for sending a report via e mail text XML and CSV Text files like a file created in a text editor such as Windows Notepad are files to send to a family member because most computers are able to read and display the file XML or eXtensible Markup Language is the most advanced file format because it can be automatically imported into financial management applications CSV or Comma Separated Values is an older format that is recognized by most spreadsheet and database applications Usually it is best to contact the recipient to ask which format they would prefer to receive Glossary XML Also known as eXtensible Markup Language XML is a universal way of formatting your information so that it can be seamlessly imported into other financial applications To export or e mail a report 1 Click Reports and then click a report to open it 2 In the left pane click Send to and then select the one of the following options as shown in Figure 13 5 o Mail recipient Sends the report as a text file attachment o Mail recipient with XML data Sends the report as an XML data file o Mail recipient with CSV data Sends the report in CSV format which can be displayed in most spreadsheet and database programs o Desktop Copies the report to your desktop in text CSV and XML formats so that you can send copies by e mail attach copies to another document
30. Summary Bills amp Deposits eo 296 Budget vs spendin Overdue Reports Home 4 The Pi 42 Entertainment 75 Eoi Rwa shoot pay SS es Monthy Reparts Sign up For onlne bil pay services i Groceries 149 Investing Home What s new in Microsoft Money E Portfolio Manager m i Markets Stocks Announcements New Features New Services Change the spending areas you watch closely More Updated announcements are not yet available Te Ts Eaz i F Planning Home Spending by category 2 Retremert Savings Upgrade to Money Dakwa nov 9 14 2005 through 10 13 2005 Tra wanes Famib anrd Figure 4 1 Money home page http www microsoft com money support manual money06 ch4p1 asp 1 of 2 09 08 2005 13 19 58 Money 2006 User s Guide Chapter 4 Microsoft Money 2006 Basics A few of the sections included by default on the My Money home page include e Favorite accounts Money works with your financial institution s website to get balances of bank accounts that you have designated as your favorites e Bills and deposits Know what s paid and what s due pay bills online and get updated account balances e Spending by category Transactions are automatically categorized so you can easily track your spending e Spending Tracker Money gives you all of the tools you need to handle your finances the way you want Watch a few expenses like dining out or utilities create a complete budget or see all of your financial details Cu
31. User s Guide Chapter 11 Planning for Taxes Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 11 Planning for Taxes Microsoft Money 2006 has a set of powerful features that can turn the time stealing chore of tax preparation into an easy task While your friends and family spend many sleepless nights preparing for the April 15 tax deadline you can sit back and relax because Microsoft Money has your tax information all ready to go Establishing a tax strategy For some people the toughest part of tax planning is getting started and learning what to do Money provides an excellent starting point for tax planning because all of the information you have already entered to manage your daily finances can be used to roughly calculate your current tax situation A few quick tips can also help Money better estimate your taxes and get you going with a solid tax strategy Entering charitable contributions When you make monetary donations enter them into your account and select the Charitable Donations category Money will include these as tax deductible and automatically include them in tax calculations If you make a withdrawal from an account and only donate a portion of the cash to charity be sure to set up a split transaction to record the donation Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All righ
32. account balances Personalized feedback and cash flow forecast Comparing your spending with previous time periods Chapter 7 Make Microsoft Money Work Smarter for You Alerts Advisor FYI Customizing Advisor FYI Establishing a budget Spending Tracker Use Money to help reduce your debt The Credit Center Focus on saving for lifetime goals and retirement Chapter 8 Using Microsoft Money with the Internet Set up Money for Online services Set up online banking with your financial institution and Money Using online banking Online bill pay Pay more than one bill at at time Essential and Advanced Bills Bill Calendar and History Storing online passwords in the Password Manager Working with your finances on the Web Chapter 9 Take Managing Your Money to New Heights with Free Financial Services Credit monitoring and a credit report from Experian DeductionPro software from H amp R Block Capital Gains Tax Optimizer by GainsKeeper Online Payroll by PayCycle MoneyBox from Moonjar A U S 25 gift certificate for Money Checks and Forms Chapter 10 Anytime Anywhere Access to Your Money Data e Microsoft Money for the Pocket PC e About accessing your Money data on the Web Chapter 11 Planning for Taxes Establishing a tax strategy Finding potential deductions Setting up Money to track tax information Estimating your taxes Displaying your tax
33. as your favorites 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch12p11 asp 2 of 2 09 08 2005 13 19 47 Money 2006 User s Guide Chapter 16 Microsoft Money Help and Product Support Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 16 Microsoft Money Help and Product Support There are many resources to get you the answers you need and most of them are available online 24 hours a day 7 days a week Be sure to check the Money 2006 User s Guide for complete information and our list of Money 2006 Step by Step Tutorials Use the More I nfo button to diagnose problems If you encounter an error while using Microsoft Money a dialog box may appear with a More I nfo button 1 Click the More Info button to open a Web page with potential solutions for the problem you have encountered 2 If there are multiple topics regarding this issue click each one to see if there are alternative solutions to solving the problem The File Repair utility Although extremely unlikely small defects in a computer hard drive or other anomalies can damage your Money data file If this occurs it will be necessary to repair your data file In most cases Money will automatically run Quick File Repair If that does not correct t
34. can also receive automatic account updates and share your Money file with a partner or spouse You must sign in to your Money file using Passport Network credentials to synchronize your Money file with the MSN Money website and to view your Money file from a different computer 1 In Microsoft Money on your desktop on the Tools menu click Settings 2 Click Access your Money data on the Web 3 Follow the instructions on the screen 4 After your Money file is synchronized with the MSN Money website go to http moneycentral msn com on any computer 5 Click My Money and then sign in with your Passport Network credentials Important You must use these Passport Network credentials to sign in to your Money file Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch10p6 asp 2 of 2 09 08 2005 13 25 13 Money 2006 User s Guide Chapter 8 Setting up online banking with your financial service and Money Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 8 Using Microsoft Money with the Internet Setting up online banking with your financial institution and Microsoft Money 2006 Switch an account from manual to online updates To set up online updates you ll need your online sign in info
35. ch12p1 asp 3 of 3 09 08 2005 13 32 49 Money 2006 User s Guide Chapter 12 Customize the portfolio Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 12 Managing and Tracking Your Investments Customizing the Portfolio Manager You can customize the layout of the Portfolio Manager to better suit your needs To select a general layout in the left page under Common tasks click Change portfolio view You can select from the following views to help you gain different perspectives on your investments Standard The latest prices news and values of your investments Asset Allocation The breakdown of how your portfolio is invested Performance The value and performance of your investments over time Return Calculations Your return on investments over various time periods Valuation The cost basis current value and additional income of your investments e Quotes Detailed stock ticker information including daily prices 52 week highs and lows last price change and trading volume e Holdings The price quantity costs basis market value gain percentage of portfolio and target price e Fundamental Data Analysis data such as earnings per share and the price to earnings ratio also known as the PE ratio e Options Available stock options with quantity strike price and expiration information e Employee Stock Options The options from your company with stock gran
36. click Change cash flow settings Make the changes you want and then click Done SE Tip Your cash flow forecast will be most accurate if it s based on information you keep up to date So if you don t update your budget regularly base your forecast on your actual spending To do this under For cash flow forecasting select Amounts calculated from past trends Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch6p8 asp 2 of 2 09 08 2005 13 17 57 Money 2006 User s Guide Chapter 6 Splitting a transaction Microsoft Money 2006 User s Guide Table of Contents B index Save this page CLOSE MANUAL Chapter 6 Managing Your Accounts Categorizing your transactions Money 2006 automatically assigns categories for example dining out groceries or utilities to your transactions as they are downloaded from your bank into your account register When Money does not recognize transaction a specific payee or if you wish to recategorize a transaction that Money has classified you can choose to assign a category manually By assigning categories to your transactions you can better track how you spend your money Tip The steps in this task depend on whether you re using the Essential Account Register or the Advanced Account Register To find
37. credit 1 On the Tools menu click Financial Services 2 Under Order from Deluxe today make a note of the special offer code 3 Click Get Started or call 1 800 432 1285 Please refer to your Microsoft Money 2006 product for full offer details What s next At this point your Money file is probably packed with critical financial information In Chapter 10 Anywhere Anytime Access to your Money Data you learn how to take this information with you so that you can enter transactions review your portfolio and check your account balances from anywhere in the world 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch9p9 asp09 08 2005 13 39 07 Money 2006 User s Guide Chapter 10 Connect to Microsoft Money on your desktop Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 10 Anytime Anywhere Access to Your Money Data Connect to Microsoft Money on your desktop If you have a Pocket PC device and you have Microsoft Money 2006 on your desktop or laptop computer you can use Microsoft Money for Windows Mobile based Pocket PC You can synchronize Microsoft Money for the Pocket PC with the Money file on your computer and then take your financial data wherever you go You can also enter transactions on your Pocket P
38. estimate on the Money home page Filing your taxes http www microsoft com money support manual money06 toc asp 2 of 4 09 08 2005 13 15 32 Money 2006 User s Guide Table of Contents e Additional tax related reports Chapter 12 Managing and Tracking Your Investments Your portfolio Customizing the Portfolio Manager Creating new investment accounts Employee stock options Equity and index options The Exchange Traded Funds ETF center 401 k and 403 b accounts Work with an individual investment Setting investment reminders Reviewing investment performance Asset allocation Analyzing your portfolio Chapter 13 Creating Financial Reports Reports home page The Review your monthly report Customizing a report Creating your favorite reports Print your report Exporting and e mailing your reports Chapter 14 Microsoft Money Small Business Customizing your business home page Business Resource Center Creating customer and vendor lists Tracking and managing inventory Tracking time payables and receivables Generating e mail and paper invoices Help Control your Schedule C tax deductions Payroll for Money powered by Paycycle Chapter 15 Managing Your Money File Backing up your Money file Back up to CD Setting a backup reminder Restoring a Money file Sharing your Money file or create an additional Money file Worki
39. in the Debt Reduction Planner http www microsoft com money support manual money06 ch7p9 asp 1 of 2 09 08 2005 13 18 12 Money 2006 User s Guide Chapter 7 Focus on saving for lifetime goals and retirement M SAMPLE Morosoft Money Fie Edit Favorites Too Hab lt F Manage your credit rock Center Latins Plannes Home Business Banking Bills Reports Budget Investing Planning Taxes Mortgages amp Loan September 26 2005 Manage your credit Common tasks Review a summary of your debt accounts learn about redt management try simple what if scenanes end manor and ae Drotect your credt vath Experian Goto Debt Planner Aneyen rect free Credit Monitoring Mini Debt Reduction Planner Add new account a Sea debt related reports gt 4 experian Other tasks Base my calculation on Go to Alerts center Free Credit Monitor Credit MonRoring for One Yeari What want to pay each month Leern about ds bi Meney ci m e Monthly payment Activabe my medt 7 P tial monitoring Your credt report can change daily which can reise or lower gar radi saveven yon taad mens Fa Cae i Interest rate Manager help make staying on top ngas to your credit report easy Credk Manager allows you to Next payment dues Receive unimitad Experian credit scores and monthly score trending Get a frea Experian crack report when you sign up Use e mai alerts to track changes to your crect Fie ol inane scenarios to see how enon youcan pay off
40. narration that describes each step of the process To see the list of available videos click I nstructional Videos on the Help menu What s next If you did not enter your bank accounts bills deposits and paycheck information when you set up your Money file read Chapter 5 Getting Started with Accounts Bills and Paychecks This section helps you enter details of your financial information so that Money can track your account balances cash flow and expenses If you already set up your accounts read Chapter 6 Managing Your Accounts which focuses on using the account register balancing your bank accounts paying bills and analyzing your cash flow and spending habits http www microsoft com money support manual money06 ch4p6 asp 2 of 3 09 08 2005 13 20 15 Money 2006 User s Guide Chapter 4 In product Help 4 Beginning of Chapter lt Previous page Next page gt Next Chapter gt gt http www microsoft com money support manual money06 ch4p6 asp 3 of 3 09 08 2005 13 20 15 Money 2006 User s Guide Chapter 1 Install Microsoft Money 2006 Microsoft Money 2006 User s Guide E Table of Contents B Index Save this page CLOSE MANUAL Chapter 1 Introduction Install Microsoft Money 2006 on your computer There are just a few simple steps you need to follow to install Microsoft Money 2006 on your computer Important Before you install Money 2006 on a computer running Windows 2000 or Windows XP make sure you ar
41. out which register you re using look for the Essential Register or Advanced Register label in the upper right corner of your account register To categorize a transaction in the Essential Account Register Click Banking Click an account Click the transaction In the Category box do one of the following o Click a category in the drop down list o Type a category name in the box 5 To record the changes in your register click Enter AUN To categorize a transaction in the Advanced Account Register 1 Click Banking 2 Click an account 3 Double click the transaction you want to assign a category to 4 In the Category box do one of the following o Select a category and if necessary a subcategory o Click Add New Category and then follow the instructions on the screen o Click Split Multiple Categories and then follow the instructions on the screen 5 Click Enter Number 9 24 2005__ F Woodgrove Bank a 256 50 Ij Depost W Category Automobile Car Payment z Memo C Reimbursable http www microsoft com money support manual money06 ch6p3 asp 1 of 2 09 08 2005 13 18 00 Money 2006 User s Guide Chapter 6 Splitting a transaction Figure 6 2 Categorizing a payment on an auto loan If the transaction you are entering does not fit into any of Money s preset categories you can create your own Click in the Category field and type a word or phrase to create a new category When you click Enter
42. research tools and detailed information on Exchange Traded Funds http www microsoft com money support manual money06 ch12p5b asp 1 of 2 09 08 2005 13 39 23 Money 2006 User s Guide Chapter 12 Equity and index options Tip To find out what ETFs are all about click the What are ETFs link on the Exchange Traded Funds center home page Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch12p5b asp 2 of 2 09 08 2005 13 39 23 Money 2006 User s Guide Chapter 12 Work with an individual investment Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 12 Managing and Tracking Your Investments Work with an individual investment With your investment accounts now in place you are ready to add individual investments Transactions such as buys sells splits and options can be manually entered for an investment or if your brokerage firm supports online banking you can download this information directly into Money To set up an investment 1 Click Investing 2 Click Investing Tools and then click Portfolio Manager 3 In the left pane point to Work with investments and then click Set up a new investment 4 In the New Investment Wizard select the account where the investment will b
43. rowers September 26 2005 Compare current and target asset allocations Allocation Steps Review your current and target asset allocation charts below Use the table to compare your allocations by amount or wakome percentage Education Ouran alotation Your awrent asset allocation Your target asset allocation Assat alocation quz Target atocanon q Current vs target Reslocate assets in plan View asset action plan Common tasks Customer your asset Pick accounts to induce OW Money Market Cesh 13 1 Money Market Cash 10 Enn Asi ce Fie Poni A Caodate capital gains Research onine Related links Busman etine erinma mat sates 30 sens sco ihe 2S ele Bond ox 123 068 22 Increase 412 371 27 Maka tax tima a breeze E K 2 ALL Ed Ii Figure 12 7 Money s comparison of your current and target asset allocations This page shows you a personalized chart with your current and target asset allocations As shown at the bottom of Figure 12 7 each asset class is listed with the exact dollar amount you have currently invested your target and the monetary adjustment you have to make to reach Money s target allocation Click Next and Money gives you steps to create an action plan to accomplish these objectives by transferring money between investments Once you have finished your action plan you can print it for personal reference or take it to your investment manager as a guide Once you have achieved y
44. spend on projects In addition the billable time can be directly imported into invoices for your clients You can track the expenses from external vendors involved in your projects by entering them as business related bills You can then add these expenses to your invoices and mark up the expenses before passing the costs on to your customer in an invoice To enter a new time item 1 Click Business and then on the Resources menu click Time Tracking 2 Click New 3 If you have already entered the customer information for whom this time item is to be billed click the down arrow next to the Customer name field and then select the customer Otherwise enter the name manually 4 If you have entered the service on your products and services list click the down arrow next to the Service name field and select the type of service you are performing Money automatically enters the name description and rate Otherwise enter the information manually 5 Select the start and end dates and then enter the number of hours for this item Money automatically calculates the total for you 6 Click Done To enter a bill from a vendor Click Bills and then click Bills Summary Click New and then click Bill Enter the details of the bill In the Next due date field enter the date when the vendor requires payment This allows you to hold on to your cash as long as possible while Money notifies you of the upcoming bill 5 If you e
45. the instructions above click Add Time Expenses and then click Add Time Item to this Invoice Select the appropriate time item and then click OK To add reimbursable items to the invoice which should be entered already using the instructions above click Add Time Expenses and then click Add Reimbursable Expenses to this Invoice Select the appropriate time item enter a percentage or fixed markup and then click OK When you are finished your screen should look like Figure 14 4 To return to your list of invoices click Save and Done Or to save this invoice and start on a new blank invoice click Save and New http www microsoft com money support manual money06 ch14p4 asp 2 of 3 09 08 2005 13 29 24 Money 2006 User s Guide Chapter 14 Tracking time payables and receivables Figure 14 4 Customer invoice created in Money Small Business Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch14p4 asp 3 of 3 09 08 2005 13 29 24 Money 2006 User s Guide Chapter 5 Entering your paychecks Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 5 Getting Started with Accounts Bills and Paychecks Entering your paychecks Important The following instructions are for Advanced
46. time You can review a summary of the bills that need to be paid and then send the transactions to your bill payment service after you approve them NEW Back up to CD You can save a copy of your Money file to a CD for safekeeping Although Money automatically saves changes to your files and creates backup files on your hard disk it s a good idea to regularly back up your Money files to CD or DVD and keep them in a safe place This way if your main disk drive stops working and you lose data you ll still have a recent copy of your file Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch1p2 asp09 08 2005 13 38 05 Money 2006 User s Guide Chapter 1 Introduction Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 1 Introduction Welcome to Microsoft Money 2006 the fast simple way to handle your finances Choose one of the four versions of Money 2006 Standard Deluxe Premium or Small Business to help you quickly and easily achieve your financial goals Money 2006 has several easy to set up features that can help to automate your financial management and planning With Money 2006 you can e Manage your accounts Set up Money to track your checking savings and credit card accounts as w
47. to add a http www microsoft com money support manual money06 ch6p8 asp 1 of 2 09 08 2005 13 17 57 Money 2006 User s Guide Chapter 6 Personalized feedback and cash flow forecast transaction manually click Add an item Money Small Business Feature To create a report that includes the cash flow of your business accounts only select All Business Accounts from the Account list on the Forecast your cash flow page To see how changes in your income or spending like getting a raise or taking a vacation might affect your immediate cash flow click Try cash flow scenarios Money includes different customizable situations that you can use to see how each will change your financial situation Enter the details of your proposed change in income or expenses and then click Calculate Money graphs the effects of the proposed change To make the change permanent by adding it to your recurring bills and deposits list click Accept Changes Change the way Money uses your information to forecast cash flow By default Money forecasts cash flow based on Advanced Budget information if you ve created an Advanced Budget past transactions if you re using an Essential Budget and scheduled bills and deposits Use the Customize cash flow page to change the way Money uses this information to forecast your cash flow On the navigation bar click Banking and then click Account Tools Click Cash Flow Review In the left pane under Common tasks
48. you can store contact information enter your own comments or create an abbreviation for the account to save you the trouble of typing the entire account name Tip Money can store the contact information for each of your accounts This is an excellent place to keep your contact numbers for your bank accounts if your bank cards or checkbooks are ever lost or stolen To access this information later follow the steps above http www microsoft com money support manual money06 chSp3 asp 1 of 2 09 08 2005 13 16 11 Money 2006 User s Guide Chapter 5 Changing account details M sample Mrosott Maney Bie Edt Favores oob Help r Change account settings fis ll m Creda Corer Lilwitne Planher Budget Bilts Reports Budget i Taxes Account Toos Y Mcttoajes amp Loans September 26 2004 Change account settings we Chenge settings for icodgrove Bark Checking na Wherever hank General Information Account name Weodgrove Benk Checking E Checking Sccourt type Bark wa Delete this accourt Hide this accourt Fnangal stitution wrosdorova Bank ind E Add a new account Account number 1234567890 Global account settin E Upd e contact info for this bank or broter Comment Include this account in the budget planner Use this account for budgeted savings gosts famchk Figure 5 2 Updating account details in Money Closing an account Closing an account in Money is
49. you have received each month is available in the Monthly Report For more information check out the Review your monthly report section of Chapter 13 http www microsoft com money support manual money06 ch7p2 asp 1 of 2 09 08 2005 13 16 37 Money 2006 User s Guide Chapter 7 Advisor FYI Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt http www microsoft com money support manual money06 ch7p2 asp 2 of 2 09 08 2005 13 16 37 Money 2006 User s Guide Chapter 7 Customizing Advisor FYI Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 7 Make Money Work Smarter for You Customizing Advisor FYI In addition to the default notifications Advisor FYI can alert you to changes in your stocks remind you of important dates warn you if you spend too much in a budget category and notify you when your account balances reach a specific high or low value Advisor FYI Options X l Choose Advisor FYI Account Balances l Monthly Spending Important Dates Investment Alerts Advisor FYI Investing Select an investment and the specify the dates or high and low prices at which you want to be notified These Advisor FYI alerts will only appear in Microsoft Money and will be updated when you update quotes in Money To set up real time stock price alerts that you can have delivered by e mail or MSN Messenger or on your mo
50. you keep your accounts current update your goals as they change and try to follow the other strategies suggested throughout the Lifetime Planner your forecasts will be accurate no matter where life takes you Tip The Lifetime Planner requires detailed information on your finances including your investments retirement accounts and assets as well as living expenses and other data If you haven t already entered this information in Money the Lifetime Planner will walk you through how to add it Step by Step A comprehensive walk through of the Lifetime Planner is available Click here to read how to use the planner with each step clearly outlined for you Step by Step gt To create a lifetime plan Click Planning click Planning Tools and then click Lifetime Planner Click Get going on your plan Enter all required information and then click Next Repeat step 3 until you get to the Action Plan page Review the Action plan and then click Finish he aa ok ola http www microsoft com money support manual money06 ch7p10 asp 1 of 3 09 08 2005 13 22 39 Money 2006 User s Guide Chapter 7 Focus on saving for lifetime goals and retirement M SAMPLE Microsoft Money Fie Edt Favorites Took Help lt Lfetine Planner OPO W ll Cash Flow creck Center Liens Planer Home Business Banking Dilis Budget Investing Planning Taxes PlanringHome Planning Tools Retremen Savings Insurance Family amp Colega
51. 05 13 21 39 Money 2006 User s Guide Chapter 4 Keyboard shortcuts http www microsoft com money support manual money06 ch4p4 asp 3 of 3 09 08 2005 13 21 39 Money 2006 User s Guide Chapter 7 Focus on saving for lifetime goals and retirement Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 7 Make Money Work Smarter for You Focus on saving for lifetime goals and retirement Microsoft Money s Lifetime Planner helps you to accomplish your long term financial goals These goals might include retirement paying for college or taking a sabbatical from work You can try out just about any event that might have a major financial impact on your lifetime plan For example you can model what would happen if you took some time off work received an inheritance sent all your kids to college or retired early You can enter these events in your plan or try out the Financial Event Modeler This feature uses your actual data but lets you test different scenarios without actually putting them in your lifetime plan Your lifetime plan is automatically integrated with information you enter elsewhere in Money For example when you update the balances of your investment accounts and other accounts in the Banking area they re automatically updated in the Lifetime Planner Once you create your lifetime plan the Lifetime Planner tells you what you need to do to start following through If
52. 06 Deluxe Premium and Small Business 1 Click Home and then click Customize Content or Layout 2 Under Available scroll down to the Estimated Taxes item and then select it 3 To move the item over to the Displayed window click Add 4 To save your changes click Done Current Year Estimated Tax Filing status Single Marginal tax rate 25 0 Wages amp salary 60 598 32 Capital gains amp losses 160 00 Interest dividend income 1 054 50 Other income 1 262 00 Total income 63 074 82 Total adjustments 77 88 Adjusted gross income 62 996 95 Deductions 14 585 05 Nonrefundable credits 0 00 Refundable credits 0 00 Total exemptions 3 100 00 Taxable income 45 311 90 Estimated taxes 8 189 07 Estimated taxes paid 5 400 00 Estimated tax payment 2 789 07 Figure 11 4 Current Year Estimated Tax home page item Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch1 1p6 asp09 08 2005 13 39 15 Money 2006 User s Guide Chapter 12 Equity and index options Microsoft Money2z00 User s Guide p E Table of Contents BY Index Save this page CLOSE MANUAL Chapter 12 Managing and Tracking Your Investments The Exchange Traded Funds center The new Exchange Traded Funds center in Money 2006 provides ETF quotes news SEC fili
53. 13 38 39 Money 2006 User s Guide Step by Step D Get out of debt with the Debt Reduction Planner Microsoft Moneyz20o User s Guide El Table of Contents B Index Save this page CLOSE MANUAL Step by Step D Get out of debt with the Debt Reduction Planner 1 Click Planning 2 Click Planning Tools and then click Debt Reduction Planner 3 To begin working on your personalized debt plan click Continue T samale Microsoft Money Fis Edt Favontes Toole Heb Cw kn OOD Jf Mf Cath Flow Crodk Center Lifetioe Planner Home Banking Bills Reports Budget Investing Planning Taxes Phoning Home Planning Tools Retremert Savings Insurance Fart amp College September 26 2005 Debt Reduction Planner WELCOME You hawe better things to spend your money on then interest Money s Debt Reduction Planner helps you become dedt free by creating a plan that works for you Take control of your debt in four casy steps ed Add ror hifrirteren debt accounts to the Planner l Experiment vith various monthly payments or out of debt dates end customize your plan so you can Cor obdate your debt stick to it Get help with budgeting a Review the tables and chert that show the details of your debt olan Create reourring transactions for tha monthly payments you dadded to maks on your debt Continue Figure D 1 Starting the Debt Reduction Planner Continue to the next step 2005 Microsoft Corporation Al
54. 2 Analyzing your portfolio GainsKeeper Microsoft Money has allied with GainsKeeper to provide a set of advanced tools for managing your tax liabilities that are associated with investing in stocks A What If tool shows you the tax impact of a stock purchase or sale before you execute a trade With this tool you can avoid wash sale transactions where there s no net profit or loss and see the benefit from automatic cost basis adjustments due to corporate actions such as splits mergers and spin offs In addition GainsKeeper can track your cost basis by lot equip you with stock trading decision making tools and provide you with a completed Capital Gains and Losses Schedule D Form 1040 for tax filing Special Feature For Microsoft Money Premium and Small Business users the GainsKeeper service enables you to import up to 125 transactions at no cost To sign up for GainsKeeper 1 On the Tools menu click Financial Services 2 Click Get Started in the Gainskeeper area 3 If this is your first time using Gainskeeper click Sign up today If you ve used it before click Log in now What s next Now that you have learned to review your investment portfolio it s time to explore how to run reports for different areas of Microsoft Money Chapter 13 Creating Financial Reports explains how to create customize and print reports in Money You also learn how to use the Personal reports page and how to specify certain reports
55. 3903 6 The allowable experse is deducted as an Adjustment on Form 1040 Limits Your mowing expenses must be reasonable for the cecumstances oF your move Foe example the cost of traveling to your new home should be by the shortest most direct route available by convantiond transportation You can indude the cost of moving yoursel and members of your household Do not induds maals or pre move househunting experses Ref See IR5 Publication 17 and Publication 521 Moving Expenses Set up a category to track this deduction Investment Advice Forms Deduct on Schedule A Limits Investment expenses are Induded wth miscelansous hemized deductons and the total is reduced by 2 of adjusted gross income AGI Your total item ed deductions are lmited f your AGI exceeds 145 950 72 975 F married end fing seperetely Ref See IRS Publication 550 Investment Fees Figure 11 1 Deductions you may qualify for page lt http www microsoft com money support manual money06 ch11p2 asp 1 of 2 09 08 2005 13 35 11 Money 2006 User s Guide Chapter 11 Finding potential deductions To discover potential tax deductions Click Taxes Click Tax Tools and then click Deduction Finder Click Next On each page select the check boxes for the items that apply to you and then click Continue 5 On the Deductions you may qualify for page review the list of deductions and their stipulations If you would like to create a hard copy
56. 3p1 asp 1 of 2 09 08 2005 13 24 53 Money 2006 User s Guide Chapter 13 Creating Financial Reports Sa When the magnifying glass appears hold your mouse still for a 250 moment over a chart or graph to display a pop up that displays 11 oe additional information For example hovering over the monthly expenses pie chart displays the exact amount of money spent for the month in each category and the percentage for that category compared to the total spending for the month Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch13p1 asp 2 of 2 09 08 2005 13 24 53 Money 2006 User s Guide Chapter 10 MSN Money synchronization Microsoft Money 2006 User s Guide E Table of Contents B Index Save this page CLOSE MANUAL Chapter 10 Anytime Anywhere Access to Your Money data About accessing your Money data on the Internet Many of the online features of Microsoft Money 2006 work by synchronizing your Money file with the MSN Money service When your Money file is synchronized with the MSN Money website you can View your financial information from any computer Update your account information automatically Pay your bills with MSN Bill Pay from both Money and the MSN Money website Allow a partner or spouse to share access to your ac
57. 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 chSp4 asp09 08 2005 13 19 37 Money 2006 User s Guide Chapter 13 Creating your favorite reports Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 13 Creating Financial Reports Creating your favorite reports If you use a report frequently you can make it a favorite so that it appears under My favorites on the Personal reports page and on the Favorites menu A favorite is a copy of the report so you can customize it without worrying about modifying the original on the Personal reports page For example you could set up a spending report to show only leisure expenses and Save it as a favorite This report only show transactions that are categorized as leisure but when you return to the original Spending by category report it displays expenses across all categories To add a report to your favorites 1 Click Reports and then click a report to open it 2 On the Favorites menu click Add to Favorites see Figure 13 4 3 In the Report name box type the name you want to appear on the Favorites menu and then click OK sample_dlx Microsoft Money File Edit Favorites Tools Add to Favorites Organize Favorites Favorite Accounts Favorite Reports
58. 6p4 asp 1 of 2 09 08 2005 13 34 05 Money 2006 User s Guide Chapter 6 Paying recurring bills the transaction in the calendar at the bottom of the screen shown in Figure 6 3 Once a bill has been selected click Enter in Register to record the payment information including the check number amount and date on which you made your payment If a bill does not need to be paid this period you can click Skip This Occurrence and Money will update the due date to the next payment date Icon As you work in the account register you may notice the Potential Recurring Transaction icon appearing next to a few transactions in your register This indicates transactions that Money detects you are entering frequently enough that you could consider creating a recurring transaction To evaluate each item for possible setup as a recurring transaction right click it and then click Review Potential Recurring Transaction f you want to create a recurring transaction click Set Up and then enter the required information Otherwise click I gnore to cancel setup and clear the potential recurring transaction icon from this item Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch6p4 asp 2 of 2 09 08 2005 13 34 05 Money 2006 User s Guide Chapter 13 The Money Reports Gal
59. 7 1 Advisor FYI gives you financial tips based on the information you enter in Microsoft Money Figure 7 1 An Alert sent to a desktop PC To begin using Alerts 1 On the Tools menu click Alerts Center 2 Select Set time zone to customize where when and how you want your MSN Alerts to be delivered 3 In the left pane click Change delivery settings Set device options Set quiet times or Set time zone to customize where when and how you want your MSN Alerts to be delivered 4 In the main window click on a link under MSN Alerts or Advisor FYI and the details 5 Repeat step 4 for each alert you would like to set up You can change your alert options as often as you like Be sure to modify your settings whenever your financial objectives change so that Money can alert you to options that help you make better financial decisions Tip Advisor FYI alerts can be displayed on the Money home page Click the Customize content or layout link on the My Money page select the Advisor FYI items from the Add content list and then click Add http www microsoft com money support manual money06 ch7p1 asp 1 of 2 09 08 2005 13 16 52 Money 2006 User s Guide Chapter 7 Customizing Advisor FYI Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt http www microsoft com money support manual money06 ch7p1 asp 2 of 2 09 08 2005 13 16 52 Money 2006 User s Guide Chapter 12 Asset allocation
60. Account Register These account registers are described in greater detail on the following page Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt http www microsoft com money support manual money06 ch6p1 asp 2 of 2 09 08 2005 13 16 25 Money 2006 User s Guide Chapter 6 Essential and Advanced Account Registers Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 6 Managing Your Accounts Essential and Advanced Account Registers Money 2006 offers two ways to look at an account the Essential or the Advanced Account Register To determine whether an account is using the Advanced or Essential Register look in the top right of your account register You ll see a label indicating Advanced Register or Essential Register About the Essential Account Register The Essential Account Register gives you everything you need to know about your current account balances and transactions quickly and easily without tedious data entry Use the Essential Register for accounts that you expect to update online instead of updating by entering transactions one by one The Essential Register lets you e See transactions and balances at a glance Your most important information how much you have in your account and which transactions have cleared is easy to find without extra details or clutter e Rely on Money to do the work for yo
61. B index Save this page CLOSE MANUAL Chapter 7 Make Money Work Smarter for You Advisor FYI Microsoft Money 2006 is always working to evaluate your overall financial situation Money 2006 can display Advisor FYI messages that provide insight suggestions and guidance about your finances on which you may want to take action If you d like your Advisor FYI alerts to appear on the Money home page 1 Click Home 2 Click Customize content or layout 3 In the Add content list select each Advisor FYI item that you d like to include and then click Add 4 To save your changes and return to the Money home page click Done Advisor FYI All 2 advisorfyi a It s time to update your investment prices in Money You have 58 535 22 available in Woodgrove Bank Checking It could earn better interest m Stick to your new debt plan Customize Figure 7 2 Advisor FYI messages To review the details of an Advisor FYI message 1 Click the Advisor FYI message 2 The Review the Advisor FYI details page explains Advisor FYI notifications and the Take action section provides suggestions on how to solve the problem at hand 3 Alternatively you can click Print this Advisor FYI to create a hard copy of the details or click Customize Advisor FYI to customize the notifications for your personal needs 4 When you are finished reviewing the details of the Advisor FYI click Done Tip A list of the Advisor FYI messages
62. Bills To switch to Advanced Bills click Change Bills Settings on the Bills summary screen and then click Switch to Advanced Bills Before you edit a recurring paycheck deposit to reflect deductions have a paycheck stub handy With Microsoft Money 2006 you can track your paychecks by net pay or by gross pay Glossary Net pay Net pay is the amount that remains after the taxes and other withholdings are deducted This amount is sometimes called take home pay To enter your paycheck by using the net payment method 1 2 3 4 Click Bills Click New and then click Paycheck Click No track only net pay and then click Finish Follow the instructions on the screen Glossary Gross pay Gross pay is the amount of money you earn from your employer before tax deductions and other withholding such as Social Security Medicare payments for health insurance and contributions to your retirement account pension fund and savings account Tracking each of these deductions in Money will help you with tax information and planning To enter your paycheck by using the gross payment method Click Bills Click New and then click Paycheck Select Yes track taxes and other deductions and then click Next Follow the instructions on the screen ee http www microsoft com money support manual money06 chSp7 asp 1 of 2 09 08 2005 13 29 37 Money 2006 User s Guide Chapter 5 Entering your paychecks Paycheck Eg Wag
63. C and when you synchronize again it will update the Money file on your computer If you already have Microsoft Money for Windows Mobile based Pocket PC installed on your device you may need to download an update for it to work correctly with Money 2006 1 Make sure you are running the latest version of Pocket PC operating system software For more information check with your device manufacturer 2 Go to the Pocket PC website to find the latest version of Microsoft ActiveSync In Microsoft Money select Money for Pocket PC from the Tools menu Follow the instructions on the screen WwW Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch10p2 asp09 08 2005 13 39 08 Money 2006 User s Guide Chapter 11 Displaying your tax estimate on the My Money Home page Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 11 Planning for Taxes Displaying your tax estimate on the Money home page Now that you have used the Tax Estimator you may want to display the results on your Money home page as shown in Figure 11 4 Although you can always view the results by selecting Tax in the Choose a view list you can easily add it to any home page view This offering is available with Microsoft Money 20
64. Cash Flow To get started click Reports to get to the Reports home page Tip Microsoft Money 2006 includes two different ways to look at your reports Essential Reports and Advanced Reports Essential Reports provide the simplified financial overviews most users need while Advanced Reports provide in depth financial reporting To learn more or switch between these views in the left pane under Other Tasks click Change Report Settings Essential Reports The Essential Reports home page provides an at a glance view of Spending by Category and Spending by Payee charts Some of the report types that Essential can create are e Spending by Category or Payee See how much you paid in specific categories or to individual payees e Net Worth See how your assets stack up against your liabilities e Credit Card Debt Track how much you owe on credit cards you ve set up in Money Advanced Reports The Advanced Reports home page contains several different report categories e Income and Expenses Reports on your spending and income including categories and transactions Investments Portfolio value performance asset allocation and more Taxes Capital gains loan interest and additional reports to help file your taxes Comparison Reports Review your spending across two separate time periods Monthly Reports A financial summary automatically generated by Money each month Icon http www microsoft com money support manual money06 ch1
65. E MANUAL Chapter 3 Upgrading to Microsoft Money 2006 Whether you are upgrading from an earlier version of Microsoft Money or from Quicken Money 2006 makes it easy to transfer your existing financial information quickly and get started right where you left off When you start Money 2006 for the first time Money automatically locates your existing financial data M Microsoft Money 2006 To start Microsoft Money 1 Double click the Microsoft Money 2006 icon on your desktop shown above Or On the Windows taskbar click Start point to Programs or All Programs and then click Microsoft Money 2006 Two ways to use existing financial data are discussed in this chapter Upgrading from an earlier version of Microsoft Money and Importing your financial data from Quicken Follow the instructions based on your situation Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch3p1 asp09 08 2005 13 38 19 Money 2006 User s Guide Chapter 2 Getting Started with Microsoft Money 2006 Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 2 Getting Started with Microsoft Money 2006 Add your account information To set up your accounts in Microsoft Money 2006 have the following informa
66. EFT ARROW Back ALT HOME My Money home page Main Sections CTRL SHIFT A Accounts list CTRL SHIFT B Bills summary CTRL SHIFT C Categories list CTRL SHIFT Portfolio Manager CTRL SHIFT P Planning home CTRL SHIFT T Taxes home CTRL SHIFT R Reports home Accounts amp Bills CRTL F Find a transaction F3 or CTRL H Find and replace CTRL D Insert today s date in the date field PLUS SIGN Increase date by one day http www microsoft com money support manual money06 ch4p4 asp 1 of 3 09 08 2005 13 21 39 Money 2006 User s Guide Chapter 4 Keyboard shortcuts MINUS SIGN CTRL S CTRL M CTRL SHIFT M ESC File commands CTRL 0 CTRL N Editing CTRL C or CTRL INSERT CTRL H CTRL X CTRL V or SHIFT INSERT CTRL Z or ALT BACKSPACE Navigation F1 CTRL P CTRL K ALT F4 Tip Decrease date by one day Split a transaction Mark transaction cleared C Mark transaction reconciled R Cancel changes Open file Create a new file Copy Find and Replace Cut Paste Undo last entry Help Print Calculator Close Money For a more extensive list of keyboard shortcuts click the Help icon in Money enter shortcuts into the Search for help field and then click Search 4 Beginning of Chapter Continue gt gt 4 Previous page Next page gt Next Chapter p gt http www microsoft com money support manual money06 ch4p4 asp 2 of 3 09 08 20
67. Expense Categories Sand to Bills Export to Microsoft Excel Ceble Satebte Television 2 4 52 34 Celular 26 99 26 99 0 00 Other tasks Electricty 218 69 130 00 83 69 Health Club 24 00 24 00 0 00 View reports gt Netural Gas 0il 40 00 0 00 0 00 Change raport settings Telephone 19 50 24 95 5 45 Weber amp Sewer 60 00 54 75 5 25 oe sah Total Bis 441 52 300 69 140 83 Groceries 273 22 273 22 Leisure Lesure Unassigned 89 75 63 75 Total Leisure 33 75 63 75 Loan Mortgage Interest 1 174 24 1 174 24 Catagories Mukinle catagories wi Compare Previous month ha To Current morth Figure 6 8 Spending by Category Comparison report Tip These reports can be printed saved to your hard drive or e mailed For more information read Export and e mail your reports in chapter 13 At the bottom of the screen you can change the time periods by clicking the down arrows in the Compare and To boxes You can also restrict which income and expense groups are included in the report by making a selection in the Category box To make more advanced modifications to the report click Customize in the left pane What s next Now that you re beginning to use more powerful tools to help manage your finances the next chapter Make Money Work Smarter for You focuses on using Money to establish a budget help reduce your debt and offer much more than you might expect from a personal financial management software package 4 B
68. Favorite Web Sites Figure 13 4 Adding a report to your favorites To see this report click My favorites on the Personal reports page Or click Favorite Reports on the Favorites menu and then click the report you want to open Each favorite report can be customized using the instructions described earlier in this chapter The modifications you make to the report will be saved but the data imported from your Money file will be updated each time you view it That way your reports always stay up to date but can be customized to your needs Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt http www microsoft com money support manual money06 ch13p4 asp 1 of 2 09 08 2005 13 19 40 Money 2006 User s Guide Chapter 13 Creating your favorite reports http www microsoft com money support manual money06 ch13p4 asp 2 of 2 09 08 2005 13 19 40 Money 2006 User s Guide Chapter 12 Analyzing your portfolio Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 12 Managing and Tracking Your Investments Analyzing your portfolio With the Portfolio Review Microsoft Money 2006 can review your entire investment portfolio for performance risk tax liability asset allocation and more To begin the review click Investing and then click Investing Tools M SAMPLE Microsoft Money File Edt Favorites Took Heb Cam OOS 2 Mm
69. Money 2006 User s Guide Table of Contents Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Table of Contents Chapter 1 Introduction e Introduction e What s new and improved in Money 2006 e Install Microsoft Money 2006 on your computer Chapter 2 Getting Started with Microsoft Money 2006 e Getting Started with Microsoft Money 2006 e Add your account information Chapter 3 Upgrading to Money 2006 e Upgrading to Money 2006 e Upgrading from an earlier version of Microsoft Money e Importing your financial data from Quicken Chapter 4 Microsoft Money 2006 Basics The Money home page Customize the home page Navigating and exploring Microsoft Money 2006 Keyboard shortcuts Icons In product Help Chapter 5 Getting Started with Accounts Bills and Paychecks Understanding Microsoft Money 2006 accounts Changing account details Setting up favorite accounts Setting up bills and deposits Modifying bills or deposits Entering your paychecks Chapter 6 Managing Your Accounts Using the account register Essential and Advanced Account Registers Categorizing your transactions Paying recurring bills http www microsoft com money support manual money06 toc asp 1 of 4 09 08 2005 13 15 32 Money 2006 User s Guide Table of Contents Printing checks in Money Balancing bank accounts Troubleshoot incorrect
70. Options button to specify more detailed printer information 5 To save your changes click OK BRWN Re To print a report 1 Click Reports and then click a report to open it 2 In the left pane click Print this report 3 Select the page range and the number of copies you would like 4 Click OK Important If you want to print a monthly report follow step 1 in the instructions above and then on the File menu click Print Continue with steps 3 and 4 Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch13p5 asp09 08 2005 13 33 50 Money 2006 User s Guide Chapter 6 Paying recurring bills Microsoft Moneyz20 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 6 Managing Your Accounts Paying recurring bills Microsoft Money 2006 has an easy way of managing that stack of bills that s sitting on your desk To start managing your bills click Bills Here you will see a list of your income and expenses as you entered them when you set up your Money file or by using the procedures outlined under Set up bills and deposits in Chapter 5 Important For a faster and easier way to pay bills automatically check out Online bill pay in Chapter 8 M SAMPLE Microsoft Money Fie Edt Favorit
71. Quicken After converting a Quicken file Money automatically checks for current quotes on your investment accounts Therefore when you view the account in Money the balance will be updated and may differ from the balance listed in Quicken or in the conversion summary Microsoft Money 2006 U S version will convert files from Quicken U S versions 3 7 and Quicken 1998 2005 Microsoft Money 2006 does not support conversion of Quicken Home amp Business files Money detects your Quicken file and displays the file name in the Quicken File Conversion window If you would prefer to use a different file or if Money does not locate a file to upgrade do the following If Quicken is open close it and then open Money On the File menu click Convert Quicken File Locate your Quicken file select it and then click Convert Follow the instructions on the screen After your file is converted Money summarizes the results of the conversion 5 Save the conversion summary for reference BRWN eR Step by Step A detailed tutorial provides more information on importing your information from Quicken To read about such topics as Preparing your Quicken data for import How to import your data if you have more than one budget in Quicken and for a step by step walk through on how to convert your Quicken file click here http www microsoft com money support manual money06 ch3p3 asp 1 of 2 09 08 2005 13 20 09 Money 2006 User s
72. acy Statement http www microsoft com money support manual money06 ch15p2 asp 2 of 2 09 08 2005 13 39 48 Money 2006 User s Guide Chapter 15 Sharing your Money file or create an additional Money file Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 15 Managing Your Money File Sharing your Money file or create an additional Money file It s a good idea to enter all of your accounts into a single Money file Having all of your accounts and those of other family members together will help you by providing more accurate information for planning and reports With Microsoft Money 2006 you can share your file with other users so that you can both access the same financial information work with budgets and pay bills online When you re ready to share your Money file with someone else both you and the new account member must sign in to Money using your Microsoft Passport Network credentials e mail address and password during setup To help provide extra security to your Money file you may be asked to re enter your e mail address and password during the setup process To share your Money file with another person On the Tools menu click Settings Click Sharing settings Click Next In the Share with box type the e mail address of the person you want to share your Money file with and then click Share 5 If you have not added your Passport Network credentials to
73. al Quicken Ale as E LONDO4 QDF before k converts your Quicken information to a nav Money 2005 file You wil be able to name your new Money file later IF your Quicken file s password protected use the same password to open your Money Fie The folowing steps are not required but they can halp simplify the conversion of your Quicken fle 1 Jf you have more than one Quidesn budget open the one you plan to use in Money Money supports only ane active budget and uses the last budget you viewed in Quicken 2 Back up your File 5 Yalidete your fie in Quicken to make sure your data i in Quod shape Okk File and then port to File Operations Okk alidate ot Reindex 4 Clase Quicken before you return to this page Figure A 1 Quicken File Conversion screen Yes the Quicken File Conversion screen appeared No the Quicken File Conversion screen did not appear http www microsoft com money support manual money06 stepa 1 asp 1 of 2 09 08 2005 13 38 30 Money 2006 User s Guide Step by Step A Convert your Quicken file http www microsoft com money support manual money06 stepa 1 asp 2 of 2 09 08 2005 13 38 30 Money 2006 User s Guide Step by Step C Print checks in Money Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Step by Step C Print checks in Money You can print checks with your laser jet or ink jet printer using Microsoft Money Printing
74. all the transactions for which you want printed checks Then complete steps 4 through 5 to print the entire set of bills You can also close Money after you enter the information and then return to print the checks later This is helpful if you have only a few bills that do not require immediate payment or if you want to return later to finish paying your bills Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch6p5 asp 2 of 2 09 08 2005 13 33 46 Money 2006 User s Guide Chapter 13 Printing your report Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 13 Creating Financial Reports Printing your report You can print a report for your tax preparer accountant financial advisor or for your financial records Money includes a special Report and Chart Setup screen so that you can learn exactly how reports should be printed To customize your printer settings for reports On the File menu click Print Setup and then click Report and Chart Setup In the Printer field select the printer you want to use To change the orientation of the page select Portrait or Landscape If necessary adjust the fields in the Paper section to match the paper you will be printing on or click the
75. an track the sales by item profitability and value of your remaining inventory To enter your products and services 1 Click Business and then click Products amp Services 2 Click New 3 Select A service A non inventory product or An inventory product based on the type of product or service you are adding to the list Then click Next 4 Enter the name description category and price for this item To charge tax for this product or service select the Taxable check box 5 Click Finish When you have finished your screen should resemble Figure 14 3 Click an option under Analyze value in the left pane to create inventory specific reports including inventory value sales by item and profit and loss statements If your inventory increases or decreases select the item on this list and click the Update Inventory button so that Money can keep your records up to date http www microsoft com money support manual money06 ch14p3 asp 1 of 2 09 08 2005 13 21 33 Money 2006 User s Guide Chapter 14 Tracking and managing inventory Figure 14 3 Products and services list Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch14p3 asp 2 of 2 09 08 2005 13 21 33 Money 2006 User s Guide Chapter 12 Creating new investment accounts Microsoft
76. ansaction that you have marked for follow up The Register J A warning or notification different colors to indicate importance E Epay sent but not cleared A Epay attempted to send but payment not transmitted Potential recurring transaction Y Transaction flagged for follow up Bills Summary Deposit Withdrawal or bill Transfer Investment purchase b F G E e Payment sent as Epay Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch4p5 asp09 08 2005 13 20 07 Money 2006 User s Guide Chapter 3 Upgrading from an earlier version of Microsoft Money Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 3 Upgrading to Microsoft Money 2006 Importing your financial data from Quicken When you convert your Quicken file Money 2006 creates a new file that contains the same data Your original Quicken data remains untouched so you can still use it in Quicken After Money completes the conversion process a Summary of your converted accounts and balances appears as well as any issues that needed to be resolved during the conversion Important Money supports only one active budget If a Quicken file contains multiple budgets Money will convert only the budget you viewed most recently in
77. apter 4 Microsoft http www microsoft com money support manual money06 ch2p3 asp 1 of 2 09 08 2005 13 38 24 Money 2006 User s Guide Chapter 2 Getting Started with Microsoft Money 2006 Money 2006 Basics which introduces you to the Money home page Chapter 4 helps you navigate Money 2006 and describes important features that help you get the most out of Money Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch2p3 asp 2 of 2 09 08 2005 13 38 24 Money 2006 User s Guide Step by Step A Convert your Quicken file Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Step by Step A Convert your Quicken file With the assistance that Microsoft Money provides importing your data from Quicken is quick and easy To begin make sure that you install Microsoft Money 2006 on the computer that contains your Quicken data When you launch Money it will locate your Quicken file and the Quicken File Conversion screen will appear as shown in Figure A 1 below If it did not locate the Quicken file you can locate it manually by following the steps below Money can convert Quicken U S files 4 2005 Converting your Quicken file to Money 2006 To heb keep your data safe Money 2006 saves your origin
78. ax Rate Yo Figure 14 6 Entering a discount for a service To enter a discount for a product or service Create a new invoice or open an existing one Enter a new product or service or click on an existing line item in the invoice In the Discount field enter a numerical value for the amount of the discount you would like to offer 4 From the list choose whether the value is a percentage of the item total or a discount in U S dollars 5 To save the item with the new discounted rate and update the invoice click Enter WN rR Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch14p5 asp 2 of 2 09 08 2005 13 19 29 Money 2006 User s Guide Chapter 13 Exporting and e mailign your reports Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 13 Creating Financial Reports Exporting and e mailing your reports You can export your reports for use in other software applications and you can e mail a report directly to someone else like a financial planner or tax professional Important To enable all of the export options you must switch to Advanced Reports To do this in the left pane under Other tasks click Change report settings Click Switch from Essential Reports to Advanced
79. backup file in a safe place away from your computer Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch15p1 asp 2 of 2 09 08 2005 13 17 11 Money 2006 User s Guide Chapter 6 Balancing bank accounts Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 6 Managing Your Accounts Balancing bank accounts If you use the Advanced Register and have entered transactions manually in Microsoft Money 2006 you can balance your bank accounts to ensure that the transactions you have entered in Money match those from your bank s records This is also called reconciling Tip If you download statements from your bank you don t need to balance your accounts Learn how to set up online banking with your financial institution and Money in Chapter 8 To balance a bank account have your account statement handy Click Banking Click the account you want to balance In the left pane under Common Tasks click Balance this account or Balance this credit card account if you are working with a credit card In the Statement date box enter the ending date shown on your statement In the Ending balance box type the amount shown on your account statement The amount in the Starting balance bo
80. bile device go to the Alerts Center 7 Adatum Corp A Contoso Pharmaceuticals Blue Yonder Airlines Coho Winery Most recent price 74 89 Consolidated Messengers Last Purchase Price 12 44 v Contoso Pharmaceuticals Tell me when the price for this investment EE Sse Za aaa 2 h Contoso Ltd ani Fabrikam Inc high of 85 00 Litware Inc Loan Banks low of 70 00 Lucerne Publishing PREIE On the following Date remind me to Proseware Inc Proseware Inc O Buy v Trey Research white Oak Growth Stock O Sell n y Figure 7 3 Customizing Advisor FYI notifications To modify which Advisor FYI notifications you receive and on which accounts 1 On the Tools menu click Alerts Center http www microsoft com money support manual money06 ch7p3 asp 1 of 2 09 08 2005 13 16 49 Money 2006 User s Guide Chapter 7 Customizing Advisor FYI 2 Select Customize your Advisor FYI alerts 3 Click the appropriate tab and then customize the information on each tab These are the tabs you can choose from o Choose Advisor FYI Select check boxes for the broad subjects you would like Advisor FYI to monitor o Account Balances For each account you want to watch click the account name select more than or less than and then enter the balance that should trigger Advisor FYI o Monthly Spending Select a category or subcategory to monitor select Tell me when my monthly spending in this catego
81. categories you select Displayed on the Budget summary and home page page the Spending Tracker uses spending thermometers as shown in Figure 7 5 to show the expense categories that are over and under budget Spending Tracker This month Category Limit Bills all 358 Groceries 200 Leisure all 150 Change the spending areas you watch closely Figure 7 5 The Spending Tracker monitors the expense categories of your choice To add expense categories to your Spending Tracker 1 Click Budget 2 In the Spending Tracker section pictured above click Change the spending areas that you watch closely 3 Select the check box for each category you want to track and then click Done Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch7p7 asp09 08 2005 13 34 51 Money 2006 User s Guide Chapter 11 Filing your taxes Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 11 Planning for Taxes Filing your taxes Microsoft Money 2006 offers many different ways to help you prepare your taxes The method you choose depends on the level of service and assistance you need You can easily create a report to refer to while completing your tax forms export the information to tax prepa
82. ch the information in the account register either the balance in your Account list has not been updated or the register contains a hidden transaction To resolve this problem try the following 1 On the File menu point to Repair Money File and then click Quick File Repair Then use the Account transactions report to recreate the transaction Click Reports In the Income and Expenses reports list click Account Transactions In the Accounts and Date Range boxes select the appropriate data In the report double click the transaction that doesn t appear in your account register In the Amount box type 0 00 and then click OK Click Mark the transaction as void and then click OK In your account register edit the voided transaction to show the correct information Co NID Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch6p7 asp 2 of 2 09 08 2005 13 17 07 Money 2006 User s Guide Chapter 15 Managing Your Money File Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 15 Managing Your Money File Although your Money file requires little in the way of upkeep and maintenance there are a few steps you should take in order to help protect your financial information Ba
83. cking up your Money file By default every time you close Money the program automatically creates a backup of your working file on your hard disk It s recommended that you create an additional backup file just in case something happens to your computer s hard disk You can store this copy on floppy disks or a CD The best precaution against such problems is to create a backup of your Money file on a removable disk as shown in Figure 15 1 When you create a backup file be sure to store it in a secure location to help protect against unauthorized access to your data by others To create a backup file 1 On the File menu click Back Up 2 Do one of the following o TO back up your Money file to a floppy disk click the arrow in the Save in field and select your disk drive Figure 15 1 and then click Save o TO save your file to your hard drive select a location on your computer using the Back Up Your Money File window and then click Save Save in don Floppy 4 File name SAMPLE Backup Save as type Microsoft Money Backup mbf http www microsoft com money support manual money06 ch15p1 asp 1 of 2 09 08 2005 13 17 11 Money 2006 User s Guide Chapter 15 Managing Your Money File Figure 15 1 Backing up your Money file The same file name is used on your backup file but Money adds the word Sample before it and changes the extension to mbf to indicate that it is a compressed backup file Store the
84. ckly check account balances and carry customer service information with you at all times e Track your stock portfolio anywhere you are Microsoft Money for Windows Mobile based Pocket PC copies the stocks from your desktop and displays them on a specially designed Investments screen Price per share total stock value based on the number of shares you own and your total net worth are automatically calculated You can even update the stock prices online directly from your Pocket http www microsoft com money support manual money06 ch10p1 asp 1 of 2 09 08 2005 13 24 32 Money 2006 User s Guide Chapter 10 Anytime Anywhere Access to Your Money Data PC Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter gt gt http www microsoft com money support manual money06 ch10p1 asp 2 of 2 09 08 2005 13 24 32 Money 2006 User s Guide Chapter 15 Working with the Money sample file Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 15 Managing Your Money File Working with the Money sample file You can create a new Money file to experiment with various features without affecting your real Money data To help you experiment Microsoft Money includes a sample file that you can open to see how a fictitious family the Andersons have used Microsoft Money to track their finances 1 On the File menu click Open 2 Locate the folder that co
85. contact your financial institution if you are unable to locate the download section or are experiencing difficulties downloading statements To download a statement 1 In Money on the Favorites menu point to Favorite Web Sites point to Your Banks and then select the financial institution from which to download a statement 2 Log in to your financial institution s website with the user ID and password they have provided you http www microsoft com money support manual money06 ch8p3 asp 2 of 3 09 08 2005 13 38 52 Money 2006 User s Guide Chapter 8 Using online banking 3 Click an account 4 Look for a download section or the option to download your statement Always select an Active Statement download if given the option or specify that you are using Microsoft Money 2006 Doing so will ensure that you download the most detailed transaction data available from your financial institution 5 If necessary specify a date range to download transactions within a specific period 6 Click Download Once you have downloaded a statement import the transactions into your account On the File menu point to Import and then click Download Statement Browse to the folder where you saved your statement in step 6 above Double click the file If this is your first time downloading a statement for an account Money asks you to specify which account the transactions should be imported into If you have not yet created the accoun
86. counts Money Web Express My Accounts My Money To update your accounts in Money enter or edit your transactions below The next time you open your Money file do an Internet update to see your updated transactions Note Transactions listed below are for the last 90 days only E wicrosott Money Enter Transactions inta Number 1007 Account Checking Personal v Date 9 01 2004 Pay To The Water Company Amount 55 25 Memo Emer oo Figure 10 1 Entering a transaction in MSN Money If you choose to synchronize your Money file with the MSN Money website your Money data will be associated with your Microsoft Passport Network credentials e mail address and password Your Money data is only accessible with these unique credentials If you don t want your Money file to be synchronized with the MSN Money website you can turn off that feature If you decide later that you want to use some of Money s online features you can then turn on the synchronization feature Tip For each set of Passport Network credentials only one Money file can be synchronized with the MSN Money website View data from any computer http www microsoft com money support manual money06 ch10p6 asp 1 of 2 09 08 2005 13 25 13 Money 2006 User s Guide Chapter 10 MSN Money synchronization When you synchronize your Money file with the MSN Money website you can view your Money data from any computer connected to the Internet You
87. ct information required and the screens that appear may differ slightly from these examples If you experience any difficulties contact your financial institution for help Continue to the next step 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 stepb 3 asp09 08 2005 13 40 01 Money 2006 User s Guide Step by Step B Set up an account for online downloads Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Step by Step B Set up an account for online downloads Step 2 When an account is not on the list If your bank does not appear on the list it may not support online banking Update Microsoft Money to learn if your bank has been recently added 1 On the Tools menu point to Internet Updates and then click Update Now 2 Make sure that the Get the latest Money updates option is selected and then click Connect 3 To see if your financial institution supports online banking repeat step 1 Return to step 1 to check again for my bank 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 stepb 2 asp09 08 2005 13 40 03 Money 2006 User s Guide Step by Step C Print checks in Money Microsoft Money 2006 User s Guide E Table of Contents B Index Save this page CLOSE MANUAL Step by Step
88. d 403 b accounts One of the easiest financial management activities you can do with Money is track your retirement account by using the 401 k Manager Because of the special tax protection of a 401 k account you do not have to enter or track detailed transaction information you only enter the quantity and the current price And Money can automatically calculate the quantity for you by comparing it to your quarterly statements Plus within the 401 k Manager there are links to 401 k tips comparing mutual funds step by step guides and retirement planning research To create a 401 k or 403 b account 1 Click Investing 2 Click Investing Tools and click 401 k Manager 3 If this is your first time using the 401 k Manager click Create a new account If you have previously run the 401 k Manager click Create a new 401 k or 403 b account in the left pane 4 Follow the instructions on the screen to enter your retirement account information When you receive statements from your retirement account Click Investing Click Investing Tools and click 401 k Manager In the Choose account box select the account you want to update Click Update this account in the left pane In the Update your 401 k or 403 b account page enter the date from the paper statement and the total ending balance for the account On the bottom half of the screen update each investment s quantity price and market value 6 Click Next ek Mo
89. d your account from your bank or brokerage This Step by Step assumes that you have already received your user ID and password for online banking from your financial institution If you do not have this information contact your financial institution 1 5 6 Connect to the Internet and remain connected throughout this entire set up process 2 In Money click Banking 2 4 To the right of the bank or brokerage name click Check for new online Click Account Tools and then click Manage online services services Select the type of account you have with this financial institution and then click Next Select your bank or broker from the list have selected my bank My bank does not appear on the list 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 stepb 1 asp09 08 2005 13 38 48 Money 2006 User s Guide Chapter 8 Using online banking Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 8 Using Microsoft Money with the Internet Using online banking With automatic online updates Money regularly downloads up to date account information With some banks Money automatically downloads updated account information every day With other banks you can set up Money to get updated account information at regular intervals such as weekly or monthly These less frequent int
90. dex Save this page CLOSE MANUAL Chapter 4 Microsoft Money 2006 Basics Navigating and exploring Microsoft Money 2006 On the Money home page you can access different areas and tools within Money 2006 simply by clicking an item For example click any account in the Favorite accounts section to go to the account register for that account Eke gdt Faomtes Tods iib O O 8 2 amp a Ff Cath Flew Creat Cover Uema Pose basiga Debt Pireti Mu h Franca Evert Banking B Reports Budget Investing Planning Taxes Figure 4 3 Money toolbar and text menus The toolbar Figure 4 3 is designed like your web browser with Back and Forward buttons that let you jump sequentially ahead or back through the different pages in Money In addition the toolbar provides one click access to the main sections of Money 4 Icon S i Like the home page you can customize the Money toolbar to suit your personal a Aineeds so you have one click access to your most visited areas of the product Simply click the Shortcuts button on the toolbar if this button doesn t show click More and then click Customize To add and remove items select them and then click the Add or Remove button The customizable icons that appear in the toolbar provide access to the broad range of financial tools that Money offers The menu items may include the following main categories depending on your version of Money e Cash flow Forecast your cash flow by entering bill
91. different than deleting an account A closed account is no longer used in reports nor is it available for day to day use However the information is still retained for tax and record keeping purposes so that you can access it if you need to I mportant To view a closed account 1 On the Tools menu click Settings 2 Click Account settings global 3 Click Close or Show Accounts and then clear the check box next to the account you want to display 4 Click Done The account will now be active in the Account list and reappear in your reports Continue gt gt 4 Beginning of Chapter Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch5p3 asp 2 of 2 09 08 2005 13 16 11 Money 2006 User s Guide Chapter 6 Managing Your Accounts Microsoft Money 2006 User s Guide E Table of Contents B Index Save this page CLOSE MANUAL Chapter 6 Managing Your Accounts As you track your spending pay bills and balance bank accounts consider Money 2006 to be your daily financial companion easily keeping track of all the details Money can even track your spending habits to provide reports to help you understand your expenses Using the account register The Money account register automatically updates when your online banking account updates and it contains a list of the transactions
92. ds in the Password Manager Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 8 Using Microsoft Money with the Internet Storing online passwords in the Password Manager If you are using automatic statement downloads and online bill payment you probably have quite a few passwords to remember Rather than trying to memorize them all and entering them individually whenever Money connects to your bank you can store them in the Password Manager On the File menu click Password Manager 2 Select the check boxes next to the online financial services accounts for which you want Money to store the passwords Enter the password for the account Repeat steps 3 and 4 until you have saved passwords for all of your accounts To save the passwords click OK Nn B amp B WwW Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch8p8 asp09 08 2005 13 26 21 Money 2006 User s Guide Chapter 14 Tracking time payables and receivables Microsoft Moneyz20o User s Guide Table of Contents B Index Save this page CLOSE MANUAL Chapter 14 Microsoft Money Small Business Tracking time payables and receivables If you charge your clients by the hour Money can help you track the time you
93. e held or enter a new name and then click Next 5 Type the name of the investment and then click Next 6 Follow the instructions on the screen until you finish setting up the new investment Tip When you set up each investment enter the stock price quantity and date Although they are not required fields providing this information helps Money estimate your actual gains or losses for each investment The investment appears under the account in which it is held You can add transactions to the investment to keep the investment holdings current and record special activities like a transfer stock split spin off or company merger To enter a purchase sale or transfer of an investment or stock option Click Investing Click Investing Tools and then click Portfolio Manager Click the plus sign next to an investment to open it Click New In the transaction window click the Activity box and then select the type of transaction you are recording Fill in all of the other fields in the window by entering the complete details of the transaction 6 To save your changes click OK ABWN eR Tip http www microsoft com money support manual money06 ch12p7 asp 1 of 2 09 08 2005 13 39 25 Money 2006 User s Guide Chapter 12 Work with an individual investment When you enter the quantity price commission and total of a transaction Money can help you check the calculations to check for errors Fill in three of
94. e logged on as a user with Administrator permissions To verify this e Windows XP In Control Panel click User Accounts e Windows 2000 In Control Panel double click Users and Passwords If the word Administrator does not appear next to your user name the name you use to log on to Windows you need to log off of your computer and then request that someone on the user list with the correct permissions log on and install the software http www microsoft com money support manual money06 ch1p3 asp 1 of 3 09 08 2005 13 20 20 Money 2006 User s Guide Chapter 1 Install Microsoft Money 2006 Thank you for using Microsoft Money 2 They help protect your File and they re the key to the easest most effective way to use Money Q Add your bank account information With online barking Money can quickly update your balances and transactions Dorit hawe all your accourt informetion handy No problem you can enter what you have and add the rest later Figure 1 1 Money 2006 setup screen Installation To install Microsoft Money 2006 1 Insert the Microsoft Money 2006 CD into your computer s CD ROM drive 2 Follow the instructions that appear on your screen shown in Figure 1 1 If setup does not start automatically after you insert the CD 1 On the Microsoft Windows taskbar click Start and then click Run 2 In the Open box type D setup where D is the letter of your CD ROM drive 3 Click OK 4 Follow the instr
95. ecent bills and deposits on the Review recent bills and deposits This page shows regularly scheduled bills that you have paid in the last 60 days Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch8p7 asp09 08 2005 13 17 26 Money 2006 User s Guide Chapter 5 Modifying bills or deposits Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 5 Getting Started with Accounts Bills and Paychecks Modifying bills or deposits If you want to make changes to a recurring bill you can edit the bill series which allows you to change a bill for all subsequent payments Or you can edit a single bill occurrence which allows you to change any one instance of a bill for example if you expect your heating bill in January to be significantly higher or if the due date changes because of a holiday Click Bills Click the bill you wish to modify Click Edit and then select Edit bill series or Edit a single bill occurrence Make the changes to the bill To save your changes click OK ABWN eR Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www micros
96. eginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch6p10 asp 2 of 2 09 08 2005 13 18 06 Money 2006 User s Guide Chapter 7 Focus on saving for lifetime goals and retirement Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 7 Make Money Work Smarter for You The Credit Center Special Feature The Credit Center is available in Microsoft Money 2006 Deluxe Money 2006 Premium and Money 2006 Small Business The Credit Center can help you understand your credit rating and how to improve it with a set of financial tools e Credit monitoring You can see your personal credit score and sign up for e mail notification of changes to your credit file e Mini Debt Reduction Planner A worksheet to quickly perform different what if scenarios to identify the most efficient way to help you become debt free e Weekly credit Q amp A You can view news and information on managing your debt e How much will this purchase really cost A calculator helps to reveal the actual expense you will incur from a purchase made on credit e Credit related accounts A list of the liabilities you have entered into Microsoft Money showing their payment date interest rate current balance and available credit These accounts must already be
97. elated reports You can easily create additional tax reports to display tax related transactions capital gains and loan interest These reports can be printed so that you can file them with your taxes or use them for financial planning e Tax related transactions Displays each income and expense that alters your tax situation so that you can closely review every item e Capital gains Shows your taxable gains or loses on non retirement investment sales e Loan interest Compiles your past and future payments on your debts broken up into the interest and remaining principal e Tax software report An itemized list of tax deductible expenses compiled for entry into a tax software application To create a tax report 1 Click Reports 2 Under Taxes click the report you want to create 3 In the left pane click Print this report and then click OK What s next To help you gain the advantage in today s changing investment market Microsoft Money 2006 includes tools to monitor and maintain your financial portfolio Chapter 12 Managing and Tracking Your Investments helps you learn to work with individual investments and how to set up customize and analyze your portfolio 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch1 1p9 asp09 08 2005 13 34 54 Money 2006
98. ell as your loans and investments If your bank or brokerage supports automatic account updates you can have your account information updated automatically every day Money also automatically categorizes your transactions e Pay bills online Save time and postage by paying all of your bills online You can pay all of your monthly bills with just a few clicks e Create a budget Do you ever wonder where all of your cash goes each month Money can look at accounts and bill pay transactions and show you where your money is going You can track spending in just a few favorite categories or set up a more detailed budget that tracks and compares both your income and your spending Once you are set up to do these basic tasks you can use Money 2006 to create reports track your investments create financial plans and manage your taxes This guide introduces you to each of these features and many more Use this guide to learn more about how Money 2006 can help with your financial needs and to see how you can use Money s helpful tools Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch1p1 asp09 08 2005 13 38 11 Money 2006 User s Guide Chapter 3 Upgrading to Money 2006 Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOS
99. ems Figure 5 1 Selecting an account type during new account setup Tip If you want Money to have more detailed information for calculating this year s taxes enter your starting balance for each account from the first of the year and enter all of this year s transactions deposits withdrawals and transfers for each account This feature is available if you are setting up accounts in the Advanced Account Register Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt http www microsoft com money support manual money06 chSp2 asp 1 of 2 09 08 2005 13 24 16 Money 2006 User s Guide Chapter 5 Get started with accounts bills and paychecks http www microsoft com money support manual money06 chS5p2 asp 2 of 2 09 08 2005 13 24 16 Money 2006 User s Guide Chapter 10 Anytime Anywhere Access to Your Money Data Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 10 Anytime Anywhere Access to Your Money Data As you increasingly use Microsoft Money to manage your personal finances you might want to access the information in your Money file while away from your primary computer For example you could enter a check at work that you wrote at the supermarket or you could check the performance of an investment while you re on vacation Microsoft Money for Windows Mobile based Pocket PC and synchronization with MSN Money and
100. ersonal information into the Lifetime Planner want to enter a child want to enter multiple children want to enter a child am planning to have in the future http www microsoft com money support manual money06 stepe 2 asp 1 of 2 09 08 2005 13 40 36 Money 2006 User s Guide Step by Step E Help meet your financial goals with the Lifetime Planner want to enter an elderly dependent whom currently provide care for or plan to in the future do not have or plan to have any dependents http www microsoft com money support manual money06 stepe 2 asp 2 of 2 09 08 2005 13 40 36
101. ervals may be useful if your bank charges you a fee to use Money to view your account information Important To enable automatic online updates you must do both of the following Sign in to Money using Microsoft Passport Network credentials e mail address and password and have Money remember your account sign in information Online updates Glossary Automatic Updates Also known as online updates this method of online banking is the fastest easiest way to connect with your financial institution Statements are downloaded to Money directly from your financial institution If it s supported by your bank you can set up automatic account updates for an account you have already added to Money To set up automatic updates you must have Microsoft Passport Network credentials linked to your Money file and have online sign in information for your bank Click Banking In the left pane under Common tasks click Manage online services Next to an account click Complete setup for online services Follow the instructions on the screen Once you have set up your accounts to be accessed online through Microsoft Money downloading transactions is simple e On the Tools menu point to Internet Updates and then click Update Now http www microsoft com money support manual money06 ch8p3 asp 1 of 3 09 08 2005 13 38 52 Money 2006 User s Guide Chapter 8 Using online banking Tools Help Find and Replace Ctrl H Calc
102. es Deductions Before Taxes Taxes Deductions After Taxes Category Description Amount Wages amp Salary Gross Pay Total wages 1 200 00 Total wages 1 200 00 Total deductions before taxes 120 00 Total taxes 141 93 Total deductions after taxes 100 00 Delete Paycheck total 838 07 Help Cancel Figure 5 4 Tracking gross pay with Paycheck What s next Now that you have Microsoft Money installed and set up it is time to focus on managing your finances on a daily basis The next chapter Chapter 6 Managing Your Accounts focuses on using the account register paying bills balancing your bank accounts and monitoring your spending with cash flow analysis and comparison reporting 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 chS5p7 asp 2 of 2 09 08 2005 13 29 37 Money 2006 User s Guide Chapter 14 Payroll for Money Powered by PayCycle lt sup gt TM lt sup gt Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 14 Microsoft Money Small Business Payroll for Money Powered by PayCycle Small business payroll requires tedious paycheck calculations and keeping up with complicated payroll tax laws Now you can say goodbye to payroll hassles with Payroll for Microsoft Mone
103. es ook Heb a s lt E Bls summary Err E Cash Flow Credk Center LiFstime Planner Home Business Banking i Reports Budget Investing Planning Taxes Bills Summary Bl Calenda ranster Money History September 26 2005 Bills summary To set up a new scheduled trarsacton cid New To pay existing scheduled Common tasks transactions select the bils you want to pay and then dick Pay Online Customize view Saag ae P Payee Amount Next due Frequency Payment mathod ni Make a one time pam P Mortgage Co 1 928 11 9 30 2005 Morthiy write Check Daak Youdgove Bank Cre 200 00 9 30 2005 Monthy Write Check The Gas Company 40 00 10 1 2005 Morthy Direct Debit See payee details b lt Transfer To Wood i 100 00 10 1 2005 Twice a month Direct Dabit Go to caendar Change bil settings Sap Sr ree ea Se view currant balances ae Erter in Register Pay nine Create a plan for debe E Show calendar an a September 005 odbe e Sie TWE EFTS EN TETE Learn more about payi 23 293031 1 2 3 i 45678 910 2345 67 8 Related links 11219 14 151617 9 10 1t 1213 14 15 Find the right loan 19192021 2223 24 1617 16 192021 22 eran cenit cod 25 26 27 28 2930 ve a 25 26 27 23 29 Figure 6 3 Bills summary To select a bill click it and Money will highlight the due date and display the details of http www microsoft com money support manual money06 ch
104. f whether you invest with one brokerage firm or many Microsoft Money puts all of your investments in one place for easy reference the Portfolio Manager Portfolio Manager The Portfolio Manager gives you a comprehensive view of all of your investment accounts In the Portfolio Manager you can e Record and view your most recent buy sell and other transactions e Update investment prices e View price history basic analysis data and details such as ticker symbols cost basis and tax status e Analyze price performance and other data in reports e Customize your portfolio view choosing from 75 columns of financial data e Record mergers spin offs transfers and splits To access the Portfolio Manager 1 Click Investing 2 Click Investing Tools and then click Portfolio Manager By default transactions are grouped by the accounts in which they are held To view the transactions for an investment click the plus sign to the left of an item it will expand to show the purchases sales and other activities for that investment As shown in Figure 12 1 the Portfolio Manager maintains a wealth of information on each investment and includes an investment performance summary that gives you the details of your most active investments http www microsoft com money support manual money06 ch12p1 asp 1 of 3 09 08 2005 13 32 49 Money 2006 User s Guide Chapter 12 Managing and Tracking Your Investments M SAMPLE Micro
105. fetime Planner 2 If you have not already done so make any changes to your lifetime plan that you want to include as your baseline In the left pane click Results and then click Comparing plans Review the chart and make sure that your updated plan is satisfactory Click Set New Baseline RW What s next http www microsoft com money support manual money06 ch7p10 asp 2 of 3 09 08 2005 13 22 39 Money 2006 User s Guide Chapter 7 Focus on saving for lifetime goals and retirement By now you ve probably realized that Money contains a wealth of information to help you with your finances The next chapter Using Microsoft Money with the Internet shows you the wonderful world of online banking online bill paying and much more 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch7p10 asp 3 of 3 09 08 2005 13 22 39 Money 2006 User s Guide Chapter 2 Getting Started With Microsoft Money Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 2 Getting Started with Microsoft Money 2006 After you install Microsoft Money 2006 it s easy to get started Icon M If you select the Express installation or if you select Install desktop Microsoft shortcuts to Microsoft Money and MSN Money during the Custom Mone
106. fetime Planner and more Internet resources for specific problems Checks amp Supplies Purchase supplies for use with Microsoft Money Online banking Is Your Bank Online Manage your small business payroll support paycycle com Downloads amp Add ons View invoice ideas for Money Small Business plus information on synchronizing Money with the Palm OS handheld and importing Money data directly into a Microsoft Excel spreadsheet Helpful online resources Top Support Questions A list of the most frequently asked questions on Microsoft Money 2006 Power User s Tips amp Tricks An entire section devoted to advanced use of Microsoft Money 2006 with tips articles and more Microsoft Money Newsletter Sign up to receive notification of updates and other helpful information Microsoft Money Support Center Online service center including Knowledge Base a searchable product information database and WebCasts all providing assistance with the various versions of Microsoft Money Canada Microsoft Money Support Center Alternate support site for Money users in Canada Microsoft product support Products included with the sale of a new computer If your Money software was included with the purchase of your computer your computer manufacturer provides support for this version of Money For contact details please contact your computer manufacturer Purchased products e Online Submit your question or c
107. for each account To view the account register click Banking and then click the name of the account you want to work with Tip To quickly switch from one account to another click on the down arrow next to the account name and select another account http www microsoft com money support manual money06 ch6p1 asp 1 of 2 09 08 2005 13 16 25 Money 2006 User s Guide Chapter 6 Managing Your Accounts olgali Reports Bujoet bovesi ire Mermmieg Toes Ke pud HAE SHE SANE ARE SIS SUS STOS 0O HAS S5 2005 sioz co Cica i Company oe opreg pre automatic cence aan La 1175 31 72 083 48 douhyae spending b i 7 x f E Veew budget summery tiie The Phere Company i w i RS US the Gym RTS 72 000 82 Change account pathings The water 0 00 HOSI Retated inks efiinoog Trassie To Woody ove Bark Sarina 100 00 74 29082 oO rc AUTOMATIC CEPOSIT FAYRORL i f 15 06 74 835 49 nid ccoh fad GRAS Adverts Works Me i 74 008 74 E Cec ae Cty Pomer i 5 M7440 Onder checks amp hermes GOS Woodgrove Bark Crack Cart 200 00 74 504 40 GEE Martgage La Een od Fios The Gas 0 00 72 526 29 ajja Tranter To Woodgrove Bank Saving ES 100 00 i 72 406 29 Bec AUTOMATIC CEPOSIT PAYROLL LI 73 043 40 etd INE 1 2 2008 Mine BIEC Figure 6 1 Account register Based on the way you like to handle your finances you can view the account register in two ways the Essential Account Register and the Advanced
108. for so that you can create reports As time goes on you might want to compare your current expenses to a time period in the past Comparison reports can display your spending by payee expense group or by overall financial situation for two different time periods Important These steps are for the Advanced Reports To determine whether you are using the Advanced Reports look in the top right of the Reports home page You ll see a label indicating Advanced Reports or Essential Reports If you need to change to Advanced Reports under Other Tasks click Change Report Settings and then click Switch from Essential View to Advanced View 1 Click Reports 2 Under Comparison Reports click Spending by Category Comparison Spending by Payee Comparison or Income and Spending Comparison to display the report of your choice http www microsoft com money support manual money06 ch6p10 asp 1 of 2 09 08 2005 13 18 06 Money 2006 User s Guide Chapter 6 Compare your spending with previous time periods M SAMPLE Maroseft Money Fie Edt Favorites Toos Heb rrira sr carae cor a Home Business Banking Bils Reports Budget Investing Planning Takes Reports Home Pavorte Reports Y 4 os Reports Monthly Reports Rass a rec Lente Leehme Haner September 26 2005 Spending by category comparison Common tasks A Customize dg ae Subcaregery as1 2005 6 31 2005 91 2006 8 90 2006 Difference Print this report
109. get category You can also add move edt and remove categories as well as wiew their Change budget setungs transactions Related links Budget Groups and Categories Period Aak Total a Save by refinancing E Debt 2128 11 Find cash for a car it Woodgrove Bank Checking gt Home Loan Monthly 1 928 11 Compare home equity Debt Reduction Planner Monthhy 200 00 bars Loan al Monthy 0 00 E Entertainment 250 00 Leisure 150 00 Vacation al Monthly 100 00 Total monthly income 10 358 40 Total monthly expenses 3 890 11 Left over 5 464 29 View Spending Erter values from Sutobudort How doas Autobudget cakulate its vahies Figure 7 4 Entering expense spending limits in the Advanced Budget Planner If you are using an Advanced Budget but prefer a simpler budget format you can switch to an Essential Budget If you switch from an Advanced Budget to an Essential Budget the following items are removed one time expenses reallocated expenses custom amounts savings goals excluded transactions transfers loan payments and alternate budgets However all of the original budget information will be saved as an Advanced Budget that you can open later Switch from an Advanced Budget to an Essential Budget 1 From any page in the budget under Other tasks click Change budget settings 2 Click Switch from the Advanced Budget to the Essential Budget 3 Click Use Essential Budget and then click Yes Continue gt gt
110. ginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch6p2 asp 2 of 2 09 08 2005 13 16 30 Money 2006 User s Guide Chapter 8 Essential and Advanced Bills Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 8 Using Microsoft Money with the Internet Essential Bills and Advanced Bills Microsoft Money 2006 features two methods of managing your bills Essential Bills is the streamlined bill scheduling and payment option that most users prefer while Advanced bills is a more complex detailed bill management option 2 Icon To determine whether you re using Advanced or Essential Bills look in the top right of the Bills Summary page You ll see a label indicating Advanced Bills or Essential Bills About Essential Bills Essential Bills offers all of the tools you need to quickly and efficiently manage your bills You don t have to spend time tracking bill and account details so it s easy to pay both your recurring and regular bills Essential Bills lets you e Schedule all of your regular bills Scheduling bills is simple You just tell Money who to pay how much and how often e Keep track of when your payments are due Money keeps track of every bill you schedule so you can see right away when they re due and how
111. he File menu click New and then click New File In the Save in box select the directory where you want to save the new file In the File name box type a name for the new file Money automatically adds the file name extension mny 4 Click OK WN rR Tip You can quickly switch between different Money files Money lists the names of the last four Money files that you have opened at the bottom of the File menu Click File and select the file from the list or press the corresponding number next to the file name on your keyboard Money will close the current Money file and open the new one Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch15p4 asp 2 of 2 09 08 2005 13 39 51 Money 2006 User s Guide Step by Step Tutorials Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Step by Step Tutorials These tutorials provide detailed instructions on setting up and using key sections of Microsoft Money Designed to guide you using screenshots and detailed information on each step Step by Step tutorials can be used together with the Microsoft Money application Compare the information in the screenshots to the information you enter and use the comments in each section to aid you Because each examp
112. he file then the more in depth Standard File Repair will subsequently run Alternatively if you want to repair a data file on your computer for example a CD back up or a Money file maintained by another family member on a different computer you can start a file repair from the Money menu To perform a manual file repair 1 On the File menu click Repair Money File 2 If this is your first time trying to fix the data file click Quick File Repair If you have already performed the Quick File Repair on this data file select Standard File Repair and then enter the name of the file you want to repair and the name you would like the new data file to have In product Help e Help window The Help window is always accessible in Microsoft Money by clicking the Question mark icon in the upper right corner of the screen To find information about a specific topic type a word or phrase in the Search for help at the bottom of the Help window and then click the arrow Otherwise click All http www microsoft com money support manual money06 ch16p1 asp 1 of 3 09 08 2005 13 19 51 Money 2006 User s Guide Chapter 16 Microsoft Money Help and Product Support Topics to see a full list of available topics Instructional videos Several instructional videos cover a variety of Microsoft Money topics in the Money Help menu Each video includes an on screen demonstration of the tasks involved Topics include Categorize Transactions Use the Li
113. he upper right corner of Money and the Help pane will appear on the right side of your screen Money Help is packed with information on how to use the software Best of all you can choose a method that fits the way you prefer to get help e All Topics A full list of all available Help topics organized by section You can use this list to dive into a specific topic or get an overview of the different areas of Money e Find Search the entire Help file by using a keyword or phrase This is useful if you are looking for information on a particular feature or service e Print Create a hard copy of any Help topic e Search for help Type a phrase to learn more about an area or feature in Money For example you can type create a budget and then click the arrow button to learn more about online banking http www microsoft com money support manual money06 ch4p6 asp 1 of 3 09 08 2005 13 20 15 Money 2006 User s Guide Chapter 4 In product Help All Topics Getting Started with Money Accounts Bills and Bill Pay Budget Financial Planning in Money Reports Investing Working with Money Files Security and Passwords Importing Exporting and Upgrading Troubleshooting Help and Support Resources E Search for help Lo view all topics Figure 4 4 Money Help pane Video Help The Money Tour and Videos walk you through many of the features in Money by demonstrating how to use the software with screenshots and a
114. help ensure that your data is safe 1 To begin the conversion process click Next It may take a few moments depending on the speed of your computer and the size of your Money file 2 When conversion is complete Money prompts you to create a password for your data file 3 After you have set your password the following screen provides you with the option to set up your accounts pay bills or take a tour http www microsoft com money support manual money06 ch3p2 asp 1 of 2 09 08 2005 13 23 44 Money 2006 User s Guide Chapter 3 Upgrading from an earlier version of Microsoft Money z ITEP bisnoy atina may taka kongar than usual d aa E SA oe NEn fa ce the sana penned Vi upgraded fie in Money 2005 y Would you like to start a new file Inthe upper left corner of your screen cick Fie and then chok New Figure 3 1 Converting your Money file to Money 2006 What s next If you re upgrading from Quicken to Microsoft Money 2006 read the next page If you ve already converted your file move on to Chapter 4 Microsoft Money 2006 Basics Chapter 4 introduces you to the Money home page explains how to navigate and use Money and covers all of the fundamentals including keyboard shortcuts program icons and Microsoft Money Help If you would like to begin working with your finances skip to Chapter 5 Getting Started with Accounts Bills and Paychecks which addresses creating new accounts entering bills and sett
115. his page CLOSE MANUAL Step by Step A Convert your Quicken file Step 2 Locate your Quicken file 1 On the File menu click Convert Quicken File 2 Open the folder that contains your Quicken data Figure A 2 3 Double click on the qdb qdt or qdf file you would like to import into Money To convert a Quicken file QDB QDT QDF select it below then click Convert This will start the Converter wizard For Quicken To import a QIF file select Import from Money s file menu Look in quicken x O f ream QDATA QDF File name QDATA QDF Files of type Quicken files qdt qdb qdf Cancel Figure A 2 Selecting your Quicken file Continue on to the next step 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 stepa 2 asp09 08 2005 13 40 00 Money 2006 User s Guide Step by Step B Set up an account for online downloads Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Step by Step B Set up an account for online downloads Step 3 Account information 1 Enter your User ID and PIN 2 If you want to save your PIN select the Remember my PIN option This way you will not have to reenter it whenever you start an online update 3 Click Next Important Because each financial institution is different the exa
116. icrosoft Money 2006 makes it easy to do Important This manual assumes you are using Windows XP which includes the ability to save information to a CD in the operating system If you are using a different operating system you must install separate CD burning software like Nero 6 0 or Roxio s RecordNow software Please consult your CD burning software on how to create a data CD and then begin the instructions below at step 4 To back up your data to CD 1 Insert a blank CD into your computer s CD drive 2 When the Windows XP Blank CD Wizard appears select Open writable CD folder using Windows Explorer and then click OK 3 Minimize the CD folder that pops up and return to Microsoft Money 4 On the File menu click Back up The Back Up Your Money File dialog box appears Figure 15 2 5 Click the arrow in the Look in field and then select your CD drive 6 To back up the data to the CD click Save 7 Maximize the CD folder by clicking it in the Windows Taskbar at the bottom of the screen 8 In the left pane click Write these files to CD and then complete the steps to burn the CD 9 Remove the CD from the drive and store it in a secure location away from your computer http www microsoft com money support manual money06 ch15p1b asp 1 of 2 09 08 2005 13 39 38 Money 2006 User s Guide Chapter 15 Managing Your Money File Back Up Your Money File Backing up your Money file ensures that you have a recent copy i
117. ing in transactions The Advanced Register includes the following advanced features Subcategories Divide categories into smaller units so that you can track spending at very detailed levels and aggregate the details An example is breaking out car expenses into gasoline maintenance and parking Detailed manual entry of transactions Add detailed information on transactions that haven t cleared your bank Support for offline accounts Type all transactions instead of receiving online updates You can use online updates in the Advanced Register but you don t have to Transaction memos Add notes to each transaction so that you can track additional information not covered in the rest of the transaction Itemized split transactions Split a single purchase or deposit amount into amounts for different spending categories Account balancing Compare the transactions you ve entered in Money with those that have cleared your bank Detailed investment tracking Track all of your purchases sales capital gains distributions dividend payments and more To switch an account between the Essential and Advanced Registers BWNS Click Banking Click the name of an account In the left pane under Other tasks click Change account settings Under Register Detail click Switch to the Advanced Account Register Or Switch to the Essential Account Register Follow the instructions on the screen Continue gt gt 4 Be
118. ing up your paycheck information in Money Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch3p2 asp 2 of 2 09 08 2005 13 23 44 Money 2006 User s Guide Chapter 5 Get started with accounts bills and paychecks Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 5 Getting Started with Accounts Bills and Paychecks Understanding Microsoft Money 2006 accounts Money allows you to set up accounts for banks brokerages and credit cards as well as for non monetary items like your house vehicles and employee stock options all in one convenient place so you can track balances and valued assets easily Create a new account Click Banking Click Add a new account Choose the account type as shown in Figure 5 1 and then click Next Select the name of your bank or brokerage If your financial institution is not displayed click My bank or brokerage isn t listed and then click Next 5 Depending on the type of account you are setting up Money will walk you through additional questions to gather information about your account BRWNR Choose an account type Banking Credit card O Investment Other account type such as loan asset or watch accounts wer J
119. ion Planner Click Continue If the accounts you want to track aren t entered in Money click New Account and then follow the instructions on the screen 4 Click each account you want to track under Debt Accounts Not in Debt Plan and click Move Up These will generally be your credit card debt and other high interest loans 5 Click Next 6 For Base my plan on click an option for your plan You can base your plan on how much you want to pay each month and have Money tell you how soon you will be out of debt or vice versa 7 Depending on your choice in Step 6 the Enter your monthly allocation for debt box or the Enter the date you want to be out of debt box displays Enter the amount or the date o Move the slider to experiment with different amounts or dates The Results section shows the effect on your debt plan WN ee http www microsoft com money support manual money06 ch7p8 asp 1 of 2 09 08 2005 13 19 25 Money 2006 User s Guide Chapter 7 Use Money to help reduce your debt 8 To make an extra payment enter an amount in the Making a One time Extra Payment box 9 To view your payment schedule click Next 10 To see a different view of your debt reduction plan in the View box click Payment Schedule Chart Payment Schedule by Month or Payment Schedule by Account 11 To see a list of recommended debt payments click Next 12 To schedule a payment select the check box next to the account 13 Click Finish
120. ion name Click New In the Activity box type Exercise In the Contract s box type the number of contracts you are exercising not the number of shares Click Enter Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch12p5 asp09 08 2005 13 19 34 Money 2006 User s Guide Chapter 5 Setting up favorite accounts Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 5 Getting Started with Accounts Bills and Paychecks Setting up favorite accounts Favorite accounts are displayed on the Money home page and are also easily accessible even when you are in other sections of Money J ust click the Favorites menu at the top of the screen shown in Figure 5 3 Favorites Add to Favorites Organize Favorites gt Favorite Accounts gt b b Woodgrove Bank Checking Woodgrove Bank Credit Card Woodgrove Bank Savings Woodgrove Investments Favorite Reports Favorite Web Sites Figure 5 3 Accessing your favorite accounts from the menu To modify your list of favorite accounts 1 On the Tools menu click Settings 2 Click Account settings global 3 Select the accounts you want to be your favorites and then click Save Continue gt gt
121. k Charges Interest earned 11 97 X Category Investment Income Interest Last statement reconciled 6 30 2001 Figure 6 5 Balancing your bank account Tip When you update your accounts online an E for electronic appears in the C cleared column After you balance your account the E changes to an R for reconciled Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch6p6 asp 2 of 2 09 08 2005 13 17 16 Money 2006 User s Guide Chapter 8 Bills Outbox and Batch Billpay Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 8 Using Microsoft Money with the Internet Bill calendar and history The bill calendar provides helpful information on upcoming due dates for payments you ll have to make as well as a quick list of the bills you have already paid To display the bill calendar e Click Bills and then click Bill Calendar The calendar displays the bills for the current month You can move to the next or prior month by clicking the right and left arrows at the top of the screen Double click any day to display the details of the bills due on that date To review recent bills and deposits e Click Bills and then click History You can review your r
122. k Coniar Lifwima Piannar Buda Home Business tionking Bilis Reports Budget Investing Planning Taxes Account list Account Tools Mortgages amp Loans Bank Services redk Center September 26 2005 Forecast your cash flow Common tasks Account Woodgrowe Bank Checking X Tige Period Mext 30 Days X Try cash flow scenarios Cash Now forecast for next 30 days Add an item Read cash Flow tins 9 26 2005 through 10 25 2005 Change cash flow 77 008 set ngs 75 000 Other tasks Record or pay bi 73009 Review budget 71 000 Related links gee ke ao iwo sLsCLOSCMOSMOsLOJLZ_ sOSL4 LONE 10 3 LORO 1062 Ra Save by refinancing Transactions during selected time period Compare home equity bere Date Payee Accourt Amount Balance ih 9 26 2005 Ovardve 4 23 2003 Chy P woodgrave Bark Che 52 34 74 460 69 A 9 26 2005 Tandag Rem Household al woodgrove Bark Che 76 43 74 334 26 it 9 30 2005 Woodgrove Bank Credt Card Woodgrove Bark Che 209 00 74 134 26 gt ANNIS Mortoane Co room Rank Che il OFF 11 7776R15 Starting balance 74 513 08 Ending balance 75 598 63 Add amp How dd Money get these numbers Figure 6 7 Forecast your cash flow page The Forecast your cash flow page allows you to tailor the chart by selecting which accounts are included as well as the time period To modify the data that Money uses to calculate your cash flow click Customize cash flow in the left pane Or
123. l Experses 5 131 21 2 359 14 Potential problems Potential Savings 47 99 2 810 06 Next month Frequert flyer a In guout you saved 5755 more than July for a total of 2 910 065 Monthly expenses compared July Figure 13 1 Monthly report Tip A report for the current month is always available In the list of monthly reports Money marks it as in progress but you can still click it to check on the headway you re making in debt reduction managing your expenses or for a quick look at how your net worth has improved The report includes links throughout the page that you can click to provide more information on a particular topic In addition the charts and graphs in your reports are interactive so as you move your mouse over sections of the chart a magnifying glass may appear Hovering over a section of the graph can provide more information and when you double click it you can see the details of transactions that make up that particular value Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch13p2 asp 2 of 2 09 08 2005 13 34 20 Money 2006 User s Guide Chapter 13 Customizing a report Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 13 Creating Financial Reports Customi
124. l rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 stepd 1 asp09 08 2005 13 38 45 Money 2006 User s Guide Step by Step E Help meet your financial goals with the Lifetime Planner Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Step by Step E Help meet your financial goals with the Lifetime Planner The Lifetime Planner is designed to help you meet financial goals like retirement sending children to college or making a big purchase You can also see how your lifestyle changes in spending and saving can help or hinder your efforts towards your long term goals 1 Click Planning 2 Click Planning Tools and then click Lifetime Planner On the introductory page a link offers a comparison between using the Lifetime Planner and working with a planning professional 3 When you re ready click Get going on your plan Continue to the next step 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 stepe 1 asp09 08 2005 13 38 47 Money 2006 User s Guide Step by Step B Set up an account for online downloads Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Step by Step B Set up an account for online downloads If you have an Internet connection you can quickly set up Money to downloa
125. l special software Other tasks Sendinweicets gt _ Mail recipient as text Print this invoice Mail recipient with text attachment Desktop Preview invoice printing Discount 0 00 view list of all invoices Figure 14 5 E mailing an invoice To send an invoice by e mail Click Business Double click the invoice you want to e mail In the left pane under Other tasks click Send invoice to see Figure 14 6 If you want to include the invoice in the e mail select Mail recipient as text Otherwise select Mail recipient with text attachment T Tip If you have a client with numerous outstanding invoices you may want to send them all at once with a reminder To do so select an invoice click Send invoice to and then click Desktop to save a copy to the Windows desktop Repeat this for each outstanding invoice and then attach all of the text files to a single e mail and send it to your client http www microsoft com money support manual money06 ch14p5 asp 1 of 2 09 08 2005 13 19 29 Money 2006 User s Guide Chapter 14 Generating e mail and paper invoices Discounts With Money Small Business you can apply a discount to a product or service on your company invoices You can enter a discount in a dollar amount or as a percentage Money automatically recalculates the item total and includes the discount information on the invoice printout Item Graphic Design v Discount 15 00 O Sales Tax T
126. le in this section stops at every step you can use these tutorials at your own pace A Convert your Quicken File B Set up an account for online downloads C Print checks in Money D Get out of debt with the Debt Reduction Planner E Meet your financial goals with the Lifetime Planner 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 tutorials asp09 08 2005 13 39 53 Money 2006 User s Guide Step by Step A Convert your Quicken file Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Step by Step A Convert your Quicken file Step 3 Maintaining your budget Money has now created a backup of your original Quicken data Because Money supports a single budget if you have created more than one in Quicken you must specify which budget from Quicken you would like to use with Money have more than one budget in Quicken and would like to specify which one to use have only one budget in Quicken 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 stepa 3 asp09 08 2005 13 39 55 Money 2006 User s Guide Step by Step A Convert your Quicken file Microsoft Money 2006 User s Guide E Table of Contents B index Save t
127. lery Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 13 Creating Financial Reports Review your monthly report The best place to begin working with reports is with your monthly report Designed as a real world view of how you spend your money based on an actual month of data you have entered into Money the monthly report can provide insight into cyclical expenses like presents for the holidays and help you see how you spend money in any given month The report also notifies you of potential problems like gaps between check numbers in your register or checks that have not cleared your bank in more than sixty days To review your monthly report 1 Click Reports 2 Click Monthly reports 3 Click the monthly report you want to view 4 Use the headings in the left pane to jump to specific sections of your report http www microsoft com money support manual money06 ch13p2 asp 1 of 2 09 08 2005 13 34 20 Money 2006 User s Guide Chapter 13 The Money Reports Gallery M SANPLE Mroseft Money Fie Edt Favorites Took Heb ym Report for August 2005 Le Home Business Banking Dilis Reports Budget Investing Planning Takes B Cash Fk tar LUfaime Piaanar ome Favore Reports Business Reports Monthly Reports Report for August 2005 Spending AUGUST S SPENDING ss Net worth Income vs expenses Jdy August Investments Total Income 5 179 20 5 179 20 Tota
128. like retirement plans and insurance premiums and tracks vacation and sick days For an additional fee you can also set up direct deposit of paychecks electronic submission of W 2s tax payments tax filings and more LI Figure 14 8 Entering your payroll information What s next Because Money Small Business stores your personal and professional financial information in one place it is important to help safeguard this data Chapter 15 http www microsoft com money support manual money06 ch14p7 asp 1 of 2 09 08 2005 13 32 14 Money 2006 User s Guide Chapter 14 Payroll for Money Powered by PayCycle lt sup gt TM lt sup gt Managing Your Money File shows you how to back up and restore your data and how to create additional Money files 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch14p7 asp 2 of 2 09 08 2005 13 32 14 Money 2006 User s Guide Chapter 12 Managing and Tracking Your Investments Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 12 Managing and Tracking Your Investments Microsoft Money 2006 includes some fantastic investment tools for everyone from the beginning investor to the active day trader You can use Money to track manage and closely monitor your investments Regardless o
129. m money support manual money06 ch14p1 asp 2 of 2 09 08 2005 13 17 48 Money 2006 User s Guide Chapter 9 Take Managing Your Money to New Heights with Free Financial Services Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 9 Take Managing Your Money to New Heights with Free Financial Services GainsKeeper Microsoft Money 2006 has partnered with GainsKeeper to provide a set of advanced tools for managing your tax liabilities associated with investing in stocks The What If tool helps to show you the tax impact of a stock purchase or sale before you execute a trade Other tools help avoid wash sale transactions the sale of a stock at a loss repurchased within 30 days which can increase tax payments GainsKeeper can also help identify trades that will reduce your tax bill and many other money saving tools You ll also enjoy the benefit of automatic cost basis adjustments due to corporate actions such as splits mergers and spin offs GainsKeeper s tools can help you save money on investment taxes throughout the year Available with Microsoft Money 2006 Premium and Small Business To begin using Gainskeeper 1 On the Tools menu click Financial Services 2 Under Use Gainskeeper s powerful tools click Get Started 3 If this is your first time using Gainskeeper click Sign up today If you ve used it before click Log in now Tip Don t wait until tax time to try Gain
130. money support manual money06 ch12p3 asp09 08 2005 13 21 35 Money 2006 User s Guide Chapter 12 Setting investment reminders Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 12 Managing and Tracking Your Investments Setting investment reminders Most people do not have the time to constantly keep tabs on all of their investments To make things easier Money includes investment alerts to notify you when your investments reach a particular price and to alert you on a date to buy or sell a specific stock To set up an alert 1 On the Tools menu click Alerts Center 2 Click Customize your Advisor FYI alerts and then click the Investor Alerts tab 3 Click a specific investment and then select the check boxes for the alerts you want to receive As shown in Figure 12 4 you can enter specific values for high and low price alerts and set date based alerts to remind you to purchase or sell a stock 4 To save your alert click OK http www microsoft com money support manual money06 ch12p8 asp 1 of 2 09 08 2005 13 21 37 Money 2006 User s Guide Chapter 12 Setting investment reminders Advisor FY FYlOptions g Choose Advisor Frl Account Balances Monthly Spending Important Dates Investment Alerts Advisor FYI Investing Select an investment and the specify the dates or high and low prices at which you want to be notified These Advisor FYI alerts will only ap
131. n and then click Submit Payment If you are connected to the Internet you can schedule the payment to be made immediately without the hassle of writing checks buying stamps and manually entering data in several places Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch8p5 asp09 08 2005 13 25 29 Money 2006 User s Guide Chapter 9 Take Managing Your Money to New Heights with Free Financial Services Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 9 Take Managing Your Money to New Heights with Free Financial Services Payroll for Money powered by PayCycle Payroll can be a big headache for small business owners It requires tedious paycheck calculations and keeping up with complicated payroll tax laws Now you can say goodbye to payroll hassles with Payroll for Microsoft Money powered by PayCycle Available with Microsoft Money 2006 Small Business Tip For complete information on using this service check out the Payroll for Money powered by PayCycle section of Chapter 14 Microsoft Money Small Business Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy S
132. n case your file is lost or damaged Browse to the folder where you want to save the backup file and then click Save Look in cD Drive F J gt g File name My Money Backup Files of type Microsoft Money Backup mbf Figure 15 2 Backing up your Money file Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch15p1b asp 2 of 2 09 08 2005 13 39 38 Money 2006 User s Guide Chapter 15 Setting a backup reminder Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 15 Managing Your Money File Setting a backup reminder You should periodically create a backup of your Money file By default Money prompts you to back up to a floppy disk every 14 days but you may prefer more or less frequent backups depending on how often you use the software In setting up the backup options you can specify alternate locations where you would like Money to save your backup files To reconfigure the backup options 1 On the Tools menu click Settings 2 Select Backup options Figure 15 2 3 Modify the options to suit your needs for automatically creating a copy of your Money file 4 When you are finished click OK Tip You can back up yo
133. n continue to use your upgraded Advanced budget or create a new Essential budget Important If your budget tracks spending in the Spending Tracker only and you decide you want to track all of your expenses you can change this at any time on Budget summary page To create a new Essential Budget 1 Click Budget and then click Next 2 Select the budget s level of detail and then follow the instructions on the screen To create a new Advanced Budget 1 On the main menu click Budget and then click Next Or If you want to use a budget from a previous version of Money choose whether to open it as an Advanced or Essential Budget If you choose Advanced your budget opens with the current information Select the budget s level of detail and then follow the instructions on the screen On the Budget summary page under Other tasks click Change budget settings and then click Switch from the Essential Budget to the Advanced Budget WN http www microsoft com money support manual money06 ch7p6 asp 1 of 2 09 08 2005 13 17 35 Money 2006 User s Guide Chapter 7 Establish a budget M SAMPLE Microsoft Money Fie Edit Favorites Took Heb x Co la ael TR z ajl Cah Flow Creede Cema Liatina Planmar Home Business Banking Dilis Reports Budget Investing Planning Taxes Budget Summary Budget vs Spending ees 2005 Enter your expenses Common tasks Enter a monthly amount for each bud
134. n your plan Review your Gebtrelated accounts and decide which ones you want to add to your naw debt reduction plan Account Name Next Prk Balance Ink Rare Next Min Pm Spendingimorth Crecit Umit Accounts in Debt Plan Previous card No longer u 10 1 2005 935 21 50 20 0 2 500 Woodgrove Bank Credt Cad 930 2005 8 155 13 00 0 0 none Woodgrove Platinum Card 10 8 2005 836 13 00 20 0 10 000 Debt Accounts Not in Debt Plan Home Loan 184 333 7 50 nia nia nia Status 5 334 00 Total Debt Mot in Pian Sa Figure D 2 Moving accounts into your debt plan 1 To add an account to your debt plan select it and then click Move up 2 To remove an account from the plan select it and then click Move down 3 To add an account that does not appear on this screen click New Account Enter the complete details for the account so that they are available on your Accounts screen as well as in the Debt Reduction Planner http www microsoft com money support manual money06 stepd 2 asp 1 of 2 09 08 2005 13 40 27 Money 2006 User s Guide Step by Step D Get out of debt with the Debt Reduction Planner want to set up my plan by defining a date to be debt free want to set up my plan by entering the amount can pay each month toward my debts http www microsoft com money support manual money06 stepd 2 asp 2 of 2 09 08 2005 13 40 27 Money 2006 User s Guide Step by Step E Help meet your financial goals with the Lifetime Planner Micros
135. ney automatically enters the appropriate purchase and sale transactions to your retirement account based on the information from your statement Follow this simple procedure each time you receive a statement in the mail so that Money always has your up to date retirement account information Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch12p6 asp09 08 2005 13 16 03 Money 2006 User s Guide Chapter 5 Changing account details Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 5 Getting Started with Accounts Bills and Paychecks Changing account details When you set up an account using the process described on the previous page or as described in Chapter 2 Money records many details like the name account number opening balance interest rate and financial institution If you want to change or update the information at any time or add additional information you can do so in the Account list 1 Click Banking and then click the account you want to change 2 Under Other tasks click Change account settings 3 Make your changes and then click Done Depending on the type of account you are working with Money will display a list of fields that you can modify There are also fields where
136. ng with the Money sample file Chapter 16 Help and Product Support Step by Step Tutorials e Convert your Quicken File http www microsoft com money support manual money06 toc asp 3 of 4 09 08 2005 13 15 32 Money 2006 User s Guide Table of Contents Set up an account for online downloads Print checks in Money Get out of debt with the Debt Reduction Planner Help meet your financial goals with the Lifetime Planner 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt http www microsoft com money support manual money06 toc asp 4 of 4 09 08 2005 13 15 32 Money 2006 User s Guide Table of Contents Microsoft B Money 2006 User s Guide E Table of Contents Index Save this page CLOSE MANUAL Index albi ci dlelflal hlilk mJolplrl sltlvlw e 401 k and 403 b accounts Account details changing Account register using Advanced Account Register Advanced Bills Advisor FYI Advisor FYI customizing Alerts Asset allocation AutoReconcile Backing up your Money file Balancing bank accounts Batch Bill Pay Bill Calendar Bills modifying Bills setting up Budget establishing Business Resource Center Capital Gains Tax Optimizer by GainsKeeper Cash flow forecast Categorizing transactions Comparison reports Credit Center Credit monitoring and a credit report from Experian Customer list
137. ngs and more are at your fingertips To visit the Exchange Traded Funds center 1 Click Investing and then click ETFs 0 cach P t ny J http moneycertral msn A im ae Vd lll hed v ah Flow ia Budge E More Home M Investing f a Investing Home InvesingToods Markets Stocks Funds ETFs Commentary Brokers Powered by man Money ETF Research Name or Symbol Go Find Print Report Snapshot ETF Quotes Exchange Traded Funds n SER EXCHANGE TRADED FUND Charts ETF center a Recent News portfolia Retuns Richard Jenting ETE Sart investing with Top Holdings portfolio just 100 SEC Filings Tim Middieton s ETF Try these market portfolio beating ETFs Expert Portfolios Jenkins Portfolio Y Middleton s Portfolio A cheaper way to play the market m a Top Performers i Yau can save tens of 4 gt Timothy thousands of dolars over the r Vanguard Middietoa jong run by investing in Related Links exchange traded Funds rather Mutual Fund Research wiza than mutual funds Those higher fees add up Adso Finder Timothy Midero 2 gt Capital Gains The cheap the dear the fairly LLS Stock Funds ntermational Stock Funds Tax Tips valued Fund so General Bond Funds Sector Funds Figure 12 4 Exchange Traded Funds center The Exchange Traded Funds center Figure 12 1 features a list of the top ETFs sample ETF portfolios from investment experts and related news articles In the left pane there are links to
138. ntains Microsoft Money usually located in the Program Files folder on your hard drive and then click Sample mny 3 Click Open Tip To return to your original file on the File menu click its name What s next Congratulations You have completed all chapters of the Microsoft Money 2006 User s Guide You may find Chapter 16 Help and Product Support helpful to review so that you know what product support options are available to you You can also continue on to the Money 2006 Step by Step Tutorials which are instructions that walk you through specific features in Microsoft Money Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch15p5 asp09 08 2005 13 24 41 Money 2006 User s Guide Chapter 13 Creating Financial Reports Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 13 Creating Financial Reports Reports home Money can create reports on just about any financial topic you can imagine There are many ways to generate reports with the information in your Money file You can create reports with pie charts bar graphs or line charts and you can customize each report You can choose from many categories such Income and Expenses Assets and Liabilities Investment Taxes and
139. nvoice Meru Consuking Included Reinoursed Expenses Included Related Services Income Included Order stamps online Line 2 Returns and allowances i Seve on anire payrall Sales Discounts Inchiried a Gat free insurance qk Beckxtion Inchide New Category ChangeLine http www microsoft com money support manual money06 ch14p6 asp 1 of 2 09 08 2005 13 34 49 Money 2006 User s Guide Chapter 14 Controlling your Schedule C tax deductions Figure 14 7 Schedule C area of the Tax Line Manager The Estimated tax summary screen compiles all of your expenses into the Schedule C categories To return to that section of the Schedule C Tax Worksheet click any category Tip A complete Schedule C report is also available in the Reports area To see this report click Business and then click Business Reports Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch14p6 asp 2 of 2 09 08 2005 13 34 49 Money 2006 User s Guide Chapter 7 Spending Thermometers Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 7 Make Money Work Smarter for You Spending Tracker Now that you ve established a budget you can take advantage of the Spending Tracker to monitor your spending in the
140. o to Details to review the transactions that are being used to calculate your deductions On the details page click Add if a transaction is missing and follow the instructions on the screen to enter the information 4 To add more deductions click Add Tax Line and then follow the instructions on the screen http www microsoft com money support manual money06 ch1 1p3 asp 1 of 2 09 08 2005 13 35 24 Money 2006 User s Guide Chapter 11 Setting up Money to track tax information M SAMPLE Morosoft Money Fie Edit Favorites Took I gt i P rock Center Latins Planner Home Business 1 Budget Investing Planning Taxes September 26 2005 Revjew your tax related income and expenses Common tasks Review the Following Income and expense totals Fram your Monay file To see the transactions ncuded n a total dick the Ine Show my ceductons and then click Go to Detafs Go to Tax Category yiavs Tas lines that have been used 2005 Tax Year in Progress Manager Go to Schedule C setup Your federal tax withhaking 4 050 00 Your Social Securty tax withholding 2 040 66 Your local tax vathhaiding 0 00 Your Medicare tax withhelding 689 76 319 68 Your state tax withholding 0 09 Other miscellaneous income Ki 000 Prizas and awards i 0 00 Your IRA contributions Your spouse s IRA contributions Your SIMPLE contributions Your spouse s SIMPLE contibutions Your Keach dertirtion Figure 11 2 Money Tax Line Manager
141. of the list click Print 6 When you are finished click Done Tip You can effortlessly set up categories while working in the Deduction Finder On the Deductions you may qualify for page click Set up a category to track this deduction and Money will ask you for the category name Enter a unique name or select an existing category and Money will assign all expenses to that category to the corresponding tax deduction line item Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch11p2 asp 2 of 2 09 08 2005 13 35 11 Money 2006 User s Guide Chapter 11 Setting up Money to track tax information Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 11 Planning for Taxes Setting up Money to track tax information Now that you have an idea of the deductions for which you qualify you can manage each tax deduction line item and review the transactions that Microsoft Money 2006 imports to calculate your deductions This helps to ensure that potential tax deductible expenses are included in the calculations Money performs Available with Microsoft Money 2006 Deluxe Premium and Small Business 1 Click Taxes 2 Click Tax Tools and then click Tax Line Manager 3 Select any item and then click G
142. oft User s Guide CLOSE MANUAL Money 2006 B index El Table of Contents Save this page Step by Step E Help meet your financial goals with the Lifetime Planner Step 2 About you On the Tell us about yourself page Money collects general information about you as well as your partner and dependents if applicable Fill out the information as thoroughly as possible to ensure the most accurate results If you are planning to have a child in the future or if you have an elderly dependent you can enter them in the Children and or dependents section When you have finished click Next M SAMPLE Mirosoft Money Fie Edt Fawerites Took Hab i o O Cash Flow Banking Bilis Reports Budget Investing Planring Home lane ng Tools nom Credk Center Latins Planner Home Business Planning Taxes Insurance Family amp College September 26 2005 Lifetime Planner V elcome About you Tell us about yourself Is your Lifetime Plan For you alone Do you have a spouse or partner as wel Dependents Money usas the information you Income Taxes amp inflation Sayings amp mvestments Expected reum provide here to start setting up your plan You Partner Amy Charie zn2n973 2 16 1969 Homes amp assets Loans amp debt Expenses Results Action plan Whether you have dependents now or plen bo nthe future acd them here so Money wal Indude them in your plan Figure E 1 Entering your p
143. oft com money support manual money06 chSp6 asp09 08 2005 13 17 27 Money 2006 User s Guide Chapter 5 Setting up bills and deposits Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 5 Getting Started with Accounts Bills and Paychecks Setting up bills and deposits When you enter your bills and deposits in Money it allows Money to better calculate your cash flow helps you to maintain your budget and allows you to manage your finances better by alerting you of overdue bills or upcoming potential negative bank balances Entering information on a recurring bill Setting up a recurring bill only takes a few moments and it makes paying bills much easier 1 Click Bills If this is your first time setting up a bill the Welcome to Bills page will appear 2 To enter all of your bills click Bill Calendar or Click Bills Click New and then click Bill On the Create a recurring bill page enter the required information about the bill you want to schedule 4 Click OK The new bill will appear on the Bills summary page WN Tip If you have already entered a payment in your account register and you want to make it a recurring bill right click the item and then click Make Recurring Check to make sure the information is correct and then click OK If a bill is always for the same amount and is set up to be automatically paid by an electronic debit from your acc
144. ols menu click Financial Services 2 Under Credit monitoring click Get Started 3 Click Sign up 4 Enter the information to set up your new account with Experian Please refer to your Microsoft Money 2006 product for full offer details Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch9p2 asp09 08 2005 13 18 17 Money 2006 User s Guide Chapter 14 Creating customer and vendor lists Microsoft Money 2006 User s Guide Table of Contents B Index Save this page CLOSE MANUAL Chapter 14 Microsoft Money Small Business Creating customer and vendor lists To help you keep track of the companies and individuals you work with Money maintains lists of your customers and vendors You can store detailed information for each contact including contact information and payment terms and print a statement for the customer or vendor showing recent account activity To set up a new customer or vendor 1 Click Business 2 Select Customer List or Vendor List depending on which type of contact you want to set up 3 Click New 4 Enter the name billing address shipping address and if you re setting up a new customer the payment terms Click Finish 5 Repeat these steps until you have added all of your customers or vendors Tip If you ha
145. oncern to a Microsoft Support Professional e Phone Customers in the United States may call 866 834 8741 for standard support or 800 936 5700 for paid assisted support TTY TDD Customers who are deaf or hard of hearing can reach Microsoft text telephone TTY TDD services at 800 892 5234 in the United States Canada For standard support Canadian customers may call 800 876 8533 for standard support or 800 668 7975 for paid assisted support Worldwide Support options hours and cost in your country or region may differ Please check with your local office or your regional Microsoft website for more details http www microsoft com money support manual money06 ch16p1 asp 2 of 3 09 08 2005 13 19 51 Money 2006 User s Guide Chapter 16 Microsoft Money Help and Product Support Conditions Microsoft s support services are subject to then current prices terms and conditions which are subject to change without notice What s next Congratulations You have completed all chapters of the Microsoft Money 2006 User s Guide If you want you can continue on to the Money 2006 Step by Step Tutorials which are instructions that will guide you through many of the key tasks in Microsoft Money 2006 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch16p1 asp 3 of 3 09
146. ons to your bill payment service click Submit http www microsoft com money support manual money06 ch8p5b asp 1 of 2 09 08 2005 13 38 58 Money 2006 User s Guide Chapter 8 Online bill pay 2 Deviness Banking tdh Reports Dujoet hevestiny Maing Tones dane 4 7005 Verify payment details Common tasks You can change the datas shown for any of the payments uchedded below Of you dont want to pay a partiodar teen at thee tima clear the check box for that teen Vew history vew elect onc Pay Amort Pay from J Aecourt EE 2 cayro dpe Account Gai a ama yae apan Spe e 2 NTAS GELENE SAW Ff 8 wns res 4 T T23 567 mou 34156799 454678910 12 131415361719 FO IT LIA ISIG t4150617 101920 13121914151617 WMMURMMS TOVARI URDSKI MPMHOVIRHZ EEE oE LE TE TE BHDH aA EE 1 3 2345670 Figure 8 2 Using batch bill pay to pay more than one bill at a time I mportant To pay your bills online in Money you must first sign up for an online bill payment service with your bank or with a bill payment service provider Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt http www microsoft com money support manual money06 ch8p5b asp 2 of 2 09 08 2005 13 38 58 Money 2006 User s Guide Chapter 8 Working with bills on the Web Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 8 Using Microsoft Money with the Inte
147. oration All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch13p6 asp 2 of 2 09 08 2005 13 19 31 Money 2006 User s Guide Chapter 12 Employee stock options Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 12 Managing and Tracking Your Investments Employee stock options Because employee stock options include grants from the company as well as deeply discounted purchase prices they are set up somewhat differently than the standard investment accounts Specifying that you own options also allows Money to track the vesting and expiration date of the options you have and display these accounts in the Employee Stock Options view in Portfolio Manager To set up a new options account Click Banking In the left pane under Common tasks click Add a new account On the Choose an account type screen select Investment and then click Next Select the bank or brokerage that maintains your employee stock options from the list and then click Next If your firm is not shown click My bank or brokerage isn t listed 5 On the Choose an account type screen select Employee Stock Option and then click Next 6 Follow the instructions on the screen to finish setting up the account BRWN Re Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation
148. ount you can select Automatically enter transaction into my register the following number of days before the payment due date when setting up the bill Money will automatically enter the debit every time it occurs This is particularly helpful for car and house loan payments and when you have established an automatic payment plan with your loan company Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt http www microsoft com money support manual money06 chSpS5 asp 1 of 2 09 08 2005 13 17 29 Money 2006 User s Guide Chapter 5 Setting up bills and deposits http www microsoft com money support manual money06 chS5p5 asp 2 of 2 09 08 2005 13 17 29 Money 2006 User s Guide Chapter 7 Establish a budget Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 7 Make Money Work Smarter for You Establishing a budget To track your daily budgeting expenses create an Essential Budget In the Essential Budget you can track all of your monthly expenses or you can track only spending in a few categories for example how much you spend on clothes or dining out To set up a budget with more detail and long term planning capability create an Advanced Budget In the Advanced Budget you can sort expenses into categories and subcategories and track irregular expenses If you are upgrading from a previous version of Microsoft Money you ca
149. our optimal allocation you should rerun Money s asset allocation program whenever your long term financial goals change Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch12p10 asp 2 of 2 09 08 2005 13 17 00 Money 2006 User s Guide Chapter 6 Solving balancing problems with AutoReconcile Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 6 Managing Your Accounts Troubleshoot incorrect account balances Money 2006 can help in a few different ways if your account doesn t balance successfully If the value in The Difference between your statement and register field is not zero meaning your account is not properly reconciled click Next The Balance Wizard then gives you three options Balance Woodgrove Bank Checking Your account doesn t balance with your statement 4 statement transaction may not have been cleared in Money or a transaction cleared in Money may not appear on your statement Alternatively a cleared transaction in Money may have an incorrect amount What do you want to do Go back to balancing the account Use AutoReconcile to help find the error Automatically adjust the account balance Adjustment 141 46 Category Service Charge
150. page CLOSE MANUAL Chapter 8 Using Microsoft Money with the Internet Online bill pay The old fashioned way to pay a bill was to write a check and mail it Microsoft Money 2006 can access online bill paying services which allows you to pay anyone from your babysitter to your electric company electronically right from your computer It s faster than writing a check it keeps a record of your payments and it saves you money on stamps and trips to the post office Plus because you enter the information directly into Money you reduce the chance of data entry errors and help to ensure that the information in your account is always current Online bill pay with your bank or brokerage To pay a bill online you must have at least one account that allows online transactions Contact your bank or brokerage to find out if it offers both online statements and bill payment through Money If it does sign up with the bank for the new service and then set up your account to use online bill payment and online statements If your financial institution does not offer online bill payment you can still sign up for online bill payment through another provider such as MSN Bill Pay Pay a bill online with Money 2006 Now you are ready to make your first online bill payment 1 Click Bills 2 In the left pane under Common tasks click Make a one time payment or transfer and then click Make an electronic payment 3 Enter the payment informatio
151. pear in Microsoft Money and will be updated when you update quotes in Money To set up real time stock price alerts that you can have delivered by e mail or MSN Messenger or on your mobile device go to the Alerts Center Adatum Corp Contoso Pharmaceuticals Blue Yonder Airlines Fi hea AE ees Coho Winery alas 74 89 Consolidated Messengers Last Purchase Price 12 44 v Contoso Pharmaceuticals Tell me when the price For this investment Contoso Ltd Fabrikam Inc high of 85 00 Litware Inc Loan Banks low of 70 00 Lucerne Publishing 2 Gaia Find On the Following Date remind me to Proseware Inc Proseware Inc O Buy ns Trey Research White Oak Growth Stock O Sell reaches Figure 12 5 Setting up an investment alert Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch12p8 asp 2 of 2 09 08 2005 13 21 37 Money 2006 User s Guide Chapter 4 Keyboard shortcuts Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 4 Microsoft Money 2006 Basics Keyboard shortcuts In addition to navigating through Microsoft Money 2006 with links icons and text you can also move through Money by using keyboard combinations Navigation ALT RIGHT ARROW Forward ALT L
152. pport manual money06 stepc 2 asp 2 of 2 09 08 2005 13 40 07 Money 2006 User s Guide Step by Step C Print checks in Money Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Step by Step C Print checks in Money Step 3 Setting up Quicken checks Before you print checks you indicate on the Money screens that you are using Quicken checks and select which style of check you are using This enables the Money software to format the information and print it in the correct position on each check 1 On the Tools menu click Settings 2 Click Print Checks 3 Under Printing Checks select the Use my existing checks from Quicken check box and then click OK On the File menu select Print Setup and then click Check Setup In the Printer field select the device you want to use to print your checks In the Type box click the appropriate check style see Figure C 3 and then click OK DAAD I mportant Standard Voucher and Wallet checks are not the same as the Laser alternatives Check options with the Laser designation are designed to be used with a laser printer Choose a Laser type check only if you are printing from a laser or ink jet printer If you print from a dot matrix or other continuous feed printer use the non Laser choices in the Type box Ie heck Setup Ey Setup For Check Printing Printer Laser 300 Series L Check Type Laser Youcher Quicken Source
153. r Money file To use the Schedule C Tax Worksheet 1 Click Taxes 2 On the Tax Tools menu click Schedule C Tax Worksheet 3 To set up the categories that Money uses to calculate your Schedule C deductions select a category on the list and then click Deduction or Exclude to change whether or not it is used in your Schedule C calculations When finished click the Create a Schedule C Report in the left pane M sample Microsoft Money Fle Edt Favortes Teols Heb z am lt gt hl Croance the categorise vae am a i Cash Flow Crojk Carmer Lfatiena Planar Buiget Home Business Banking Bills Reports Budget Investing Planning Taxes Home Prepee Onhe Planring Products amp Services September 29 2004 Organize the categories on my Schedule C Commontasks Setup the repert for completing your Schedule C tax form here Add and reorganize categories Go to the category list and find out if you re eligble for a deduction view the Schedule C Report Create 4 Schedule C Yje Show Mon Empty Schedula c Lines be report Go to the tax line Catagory Sthedue C manager Line 1 Gross receipts la Estimate business amp Beverage Sales Included al persona taxes Fees Included E View chart of accounts Foral Seles Included View trip ist Food Sales Included Food Sales Catering Induced Other tasks oras Food Sales Over tha Counter Included se bea Food Sales Restaurant Included Create an i
154. r one time payment you wil save 0 00 in interest cierges and youllbe out of debt 0 months sooner Figure 7 6 Adjusting the payment values for your debt reduction plan Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch7p8 asp 2 of 2 09 08 2005 13 19 25 Money 2006 User s Guide Chapter 14 Generating e mail and paper invoices Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 14 Microsoft Money Small Business Generating e mail and paper invoices Now that you have created an invoice for your client it is time to deliver the bill In Money Small Business you can print or e mail your invoices depending on your level of Internet connectivity and that of your clients To print an invoice 1 Click Business 2 Double click the invoice you want to print 3 In the left pane under Other tasks click on Print this invoice Or instead of mailing a set of invoices to your clients Microsoft Money Small Business allows you to e mail an invoice with a click of the mouse The invoice can be presented in the body of the e mail or it can be attached to the message as a separate file And because the file is a text message it can be opened and printed on any computer without having to instal
155. ration software file via the Internet or e mail the information directly to your tax preparer To prepare your Money file information for tax preparation 1 On the File menu click Export to Tax Software 2 In Money Small Business you will be asked what type of transactions should be exported Select Business or Personal and then click Continue 3 Select whether you want to work with the current tax year in progress or with the completed tax year and then click Continue 4 Select the checkbox next to each item you want to include in the tax export file and click Continue 5 In the left page under Common tasks click Use TaxCut Use a CPA Use tax software or File by hand 6 Click the corresponding links to print a tax report or export your data for use with your tax software or CPA No matter how you choose to file your taxes Microsoft Money makes it easy Your tax related information is at your fingertips ready for your tax software or tax preparer Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch1 1 p8 asp09 08 2005 13 34 52 Money 2006 User s Guide Chapter 11 Filing your taxes Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 11 Planning for Taxes Additional tax r
156. rmation for your bank If you haven t used online banking at your bank Money will help you request a sign in name and password 1 Click Banking 2 On the Account Tools menu select Manage Online Services 3 Find the account and then click Set up online services Step by Step These are detailed instructions that describe how to set up online banking in Microsoft Money There are also illustrations of each screen in the process as well as helpful information on what you need to do to prepare for online banking Step by Step P gt Depending on your financial institution s online capabilities you can either use automatic updates or downloadable statements To determine which service your bank or broker uses 1 Click Banking 2 On the Account Tools menu select Manage Online Services The features for each account that has online services enabled are listed under Services Tip When you set up an account for online updates Money automatically sets up online updates for any other accounts you have at that bank or brokerage Continue gt gt 4 Beginning of Chapter Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch8p2 asp09 08 2005 13 25 22 Money 2006 User s Guide Chapter 8 Online bill pay Microsoft Money 2006 User s Guide El Table of Contents B index Save this
157. rnet Working with your finances on the Web If you use Microsoft Money to track your finances you can view account and portfolio information and manage your bills on the MSN Money website To work with your bills and account information on the Web you need to set up synchronization between Microsoft Money and MSN Money You must do this in Microsoft Money you cannot set up synchronization from the MSN Money website Before you can synchronize your Money data with MSN Money you must first configure your Money file to access your Money data on the Web To learn more see About accessing your Money data on the Web To synchronize your Money data with MSN Money 1 Sign in to Money using Microsoft Passport Network credentials e mail address and password 2 Make sure your Money file is set up to access your Money data from any computer a On the Tools menu click Settings b Click Access your Money data on the Web c If the Access your data from any computer page appears follow the instructions on the screen to complete setup If the Limit your data to a single computer page appears your Money file is already set up for Web access 3 On the Tools menu point to Internet Updates and then click Customize Updates 4 Under Automatically synchronize with MSN Money select the Update Microsoft Money check box 5 On the Tools menu point to Internet Updates and then click Update Now What s next In Chapter 9 Take Managing Your Money
158. ry is and then enter a value o Important Dates Select the dates you would like to be reminded of or click New to add additional reminders o Investment Alerts Click an investment you want to track and then select high of or low of to track and enter the price the stock should hit for Advisor FYI to trigger a notification 4 When you have finished customizing your Advisor FYI alerts click OK You can change your Advisor FYI options as often as you like Be sure to modify your settings whenever your financial objectives change so that Money can alert you to options that might help you make better financial decisions Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch7p3 asp 2 of 2 09 08 2005 13 16 49 Money 2006 User s Guide Chapter 7 Customizing Advisor FYI Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 7 Make Money Work Smarter for You Alerts MSN Alerts and Advisor FYI Alerts help keep you informed about your finances MSN Alerts are reminders about your accounts and investments and are delivered to your cell phone e mail or computer desktop You can receive real time alerts when accounts meet specific criteria such as dropping below a preset balance as shown in Figure
159. s and deposits that affect your bank account balances e Credit center A set of financial tools to help you understand your credit rating and how to improve it e Lifetime Planner Tools for preparing for a major purchase planning for retirement helping to reduce debt and much more e Budget Create a budget to help you track your monthly spending and stick to your savings goals e Debt Planner Create a debt reduction plan that helps reduce your credit card debt and other high interest loans e What ifs Experiment with various financial events to see how they may affect your cash flow e Financial events Try out hypothetical scenarios to see the potential effects on your financial planning http www microsoft com money support manual money06 ch4p3 asp 1 of 2 09 08 2005 13 20 04 Money 2006 User s Guide Chapter 4 Navigating and exploring Microsoft Money Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt http www microsoft com money support manual money06 ch4p3 asp 2 of 2 09 08 2005 13 20 04 Money 2006 User s Guide Chapter 4 Icons Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 4 Microsoft Money 2006 Basics Icons To make the software even easier to use Microsoft Money 2006 uses icons that provide additional information for example a payment that has been sent but has not yet cleared your account or a tr
160. sKeeper Tax Smart investment strategies only reduce taxes in the year they re used after December 31 Tax Smart investment strategies only apply to next tax season In addition by starting to use GainsKeeper now you ll be able to create your Schedule D quickly and easily at tax time Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch9p6 asp09 08 2005 13 17 50 Money 2006 User s Guide Chapter 6 Personalized feedback and cash flow forecast Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 6 Managing Your Accounts Personalized feedback and cash flow forecast Now that you re using Microsoft Money 2006 to manage your income and expenses Money can offer a significant amount of customized guidance While viewing an account select Cash Flow Review from the Account Tools menu available with Money 2006 Deluxe Premium and Small Business The Forecast your cash flow screen will appear as shown in Figure 6 7 This page helps you to keep an eye on your upcoming financial commitments with a chart that tracks spending and a list of upcoming bills and deposits as well as a cash flow forecast M SANPLE Merosoft Money Fie Edt Favorites Toob Heb O m OOo 2 mm Cash Flow Crod
161. soft Money Fie Edit Favorites Joo Heb C S xm OOS ash Fw creck Cen te Utme Pannat Home Business Banking Investing Planning Taxes esting Home Investing Tools het ETF ommantar September 26 2005 Portfolio Manager Common tasks Update peices Work withinwestmerts gt Work with accounts News Advisor FYI Symbol Chart Name a Lest price Quartky A Change portfolo view gt 9 Charlie amp May s Joint Investment j Review portfolio MSFT ka E Microsoft 20 00 200 000 2 Reseach onine E Oekmark Fund 44 90 145 000 D White Oak Growth Stock 37 11 140 000 Other tasks cash Si ONA a A Total Account Value S Charlie s 401 k Analyae portfolo CONT 4B Contoso Ltd 42 34 2 425 379 Set price alerts LTW we E Litware Ine 21 90 1543 615 Record a pedal aciwity gt LUFB a Lucerne Publishing 9 14 4 564 952 Track your captal gains TREY z E Trey Research 2 25 38 645 v Change pertfolo settings i gt More a D ma eee Per ea eas 7 gt re Re 1 Related links Find the right loan Profit from your invest Cut your tax bil Quotes delayed at least 20 minutes Figure 12 1 Portfolio Manager With Portfolio Manager you can quickly update your stock prices automatically or manually While connected to the Internet Money will download price and stock data from MSN Money for publicly traded companies when you select Update prices now from the Update prices menu in the left pane
162. stomize the home page You can set your default home page to the Money home page or to MSN Money News a page that contains financial news and commentary If you choose the Money home page you can customize the information that appears there To choose your default home page 1 On the Tools menu click Settings 2 Click Program settings and then under Default Home Page select your default 3 Click OK To customize the Money home page 1 On the Money home page click Customize content or layout 2 Do one or more of the following o Under Add content select the content area you want to add and then click Add o TO remove an area under Change layout select the area you want to remove and then click Remove o To rearrange the layout under Change layout select the module you want to move and then click one of the Move buttons located at the bottom of the page 3 Click Done Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch4p1 asp 2 of 2 09 08 2005 13 19 58 Money 2006 User s Guide Chapter 4 Choose a task Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 4 Microsoft Money 2006 Basics Choose a task The Money home page includes a customizable task list that allo
163. support manual money06 ch11p5 asp 2 of 2 09 08 2005 13 38 01 Money 2006 User s Guide Chapter 1 What s new in Microsoft Money 2006 Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 1 Introduction New and improved in Microsoft Money 2006 The new and improved features in Money 2006 make it effortless to understand your complete financial picture IMPROVED Spending Tracker Previously known as Favorite Categories the The Spending Tracker helps you monitor key areas of spending and provides instant insight on expense categories that are over and under budget Now you can track as many categories as you like making it easier to sort your income and expenses into meaningful groups IMPROVED Transaction and account matching Money 2006 makes it even easier to match your downloaded transactions to your account register so that you can keep your accounts up to date NEW Exchange Traded Funds ETF center Learn about and follow the ETF market in the Exchange Traded Funds center where news quotes SEC filings and more are at your fingertips IMPROVED Portfolio stock pricing Automated price quotes keep your portfolio calculations up to date and help generate accurate return on investment ROI information The new Get Price button helps you enter accurate investment prices based on date NEW Pay more than one bill at a time Now you can pay multiple bills online at the same
164. t in Money click New and Money sets up the account for you If you have entered the account but in a different Money file click the Postpone button and then open the Money file that contains the account Note Internet based banking brokerage options may vary by financial institution so contact your financial institution for details Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch8p3 asp 3 of 3 09 08 2005 13 38 52 Money 2006 User s Guide Chapter 8 Online bill pay Microsoft Money 2006 User s Guide El Table of Contents B Index Save this page CLOSE MANUAL Chapter 8 Using Microsoft Money with the Internet Pay more than one bill at a time When you pay your bills online you may find it easier to pay them all at once Microsoft Money 2006 allows you to pay multiple bills in one quick and easy process To pay multiple bills at the same time l 2 Click Bills In the Pay Online column select the check box for each bill you want to pay see Figure 8 2 Click Pay Online On the Verify payment details page review the information for each payment edit as necessary and then click Continue On the Submit online payments page review the summary of the transactions that are ready to send To send the transacti
165. tatement http www microsoft com money support manual money06 ch9p7 asp09 08 2005 13 25 39 Money 2006 User s Guide Chapter 8 Using Microsoft Money 2006 with the Internet Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 8 Using Microsoft Money with the I nternet Microsoft Money 2006 includes a number of powerful Internet based financial management features These features allow you to keep your bank statements up to date pay bills and even surf the Internet using the Money browser to visit sites like MSN Money News or the MSN Decision Center Set up Money for online services To begin you need to tell Money how you connect to the Internet If entered this information when you set up your Money file you can skip this step 1 On the Tools menu click Settings 2 Click Browser settings 3 If you have not already configured Windows to connect to the Internet click the Connection Settings button enter the settings for your Internet service provider ISP and then click OK If you need help contact your Internet service provider 4 Click Browse the Internet from within Money to use the Money Browser or click Always use my default browser to browse the Internet if you prefer to launch your own Web browser when you click on Internet links within Money For more information see the Microsoft Money 2006 Internet based services policy located at http money msn com
166. the Bill Calendar The graphical calendar view makes it easy to work with your bills and deposits for an entire month Make electronic transfers Set up automated transfers between any accounts you track in Money Specify when a bill series will end Set up an end date for any recurring payment and then forget about it Split categories within a single payment Specify exactly where every dollar is going to make your Money budget even more accurate Print checks Save time when paying bills Print multiple checks at once and use them just as you would personal checks purchased from your bank Save draft payments to send later Missing some bill details You can save a draft payment and finish it later To switch between the Essential Bills and Advanced Bills 1 On the Tools menu click Settings 2 3 Depending on your current setting choose one of the following Click Bill settings Click Switch to Advanced Bills and then click Use Advanced Bills Or Click Switch to Essential Bills click Use Essential Bills and then click Yes Click OK Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch8p6 asp 2 of 2 09 08 2005 13 16 33 Money 2006 User s Guide Chapter 7 Advisor FYI Microsoft Money 2006 User s Guide El Table of Contents
167. the fields and then press the TAB key while in the third field to calculate the figure for the fourth field Once calculated the fourth field should match your investment s paper statement To enter a transfer stock split spin off or company merger Click Investing Click Investing Tools and then click Portfolio Manager In the left pane point to Record a special activity and then click the item you want to enter 4 Follow the instructions on the screen WN ke Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch12p7 asp 2 of 2 09 08 2005 13 39 25 Money 2006 User s Guide Chapter 12 Reviewing investment performance Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 12 Managing and Tracking Your Investments Reviewing investment performance Microsoft Money maintains very detailed data on each of your investments In the Portfolio Manager under Other Tasks click Analyze my portfolio and then select one the options to reveal research reports and links for your publicly traded investments The Historical charting screen Shown in Figure 12 6 allows you compare the performance of your investments and popular stock indices on one chart w SAMPLE Microsoft Mone
168. they impact your account balance View all of your scheduled bills in a list on the Bills Summary page or for the entire month on the Bill Calendar e Set up recurring automatic payments If you re signed up for bill pay and your bank supports it you can set up an automatic payment for bills you pay regularly You specify the amount and the schedule and Money makes each payment for you automatically e Assign categories to your bills to help with budgeting t s easy to make sure each bill is accounted for in your Money budget You pick an appropriate category like Utilities and Money does the rest e View a history of electronic and manual payments Quickly confirm that any scheduled payment was made on time About Advanced Bills Advanced Bills offers detailed features for tracking and paying your bills Although Advanced Bills requires additional setup and management time it also allows you to exercise more control over your bills and bill payment http www microsoft com money support manual money06 ch8p6 asp 1 of 2 09 08 2005 13 16 33 Money 2006 User s Guide Chapter 8 Essential and Advanced Bills In Advanced Bills you can Add recurring deposits transfers paychecks and investments You re not limited to tracking just the money you pay out Edit a single bill occurrence Sometimes you need to change just one bill ina series In Advanced Bills you can change the payment amount for one bill at a time Work directly from
169. tion handy e The name of your primary bank or brokerage e Your online sign in information from your bank or brokerage If you don t have your sign in information you can still add your accounts You can update them online after you get your sign in name and password from your bank or brokerage After you add your bank sign in information Microsoft Money 2006 downloads information for all of the accounts you have at that bank Then follow these steps 1 Choose an account type and then click Next 2 Select the name of your bank or brokerage If your financial institution does not appear on the list click My bank or brokerage isn t listed 3 Click Next 4 Based on whether or not you have your online sign in information for your bank available select the appropriate option and then click Next If you entered your online sign in information for your bank you will be prompted to Choose Account Update Settings Money 2006 allows you to decide how much historical information to retrieve from your bank and how often you want your accounts automatically updated Congratulations You have finished setting up your Money file and are ready to begin using Money 2006 to track your day to day finances understand your spending and much more Select one of the options listed on the screen or click Finish to go to the Money home page and begin using Money What s next If you haven t used Money before skip Chapter 3 and read Ch
170. to New Heights with Free Financial Services you will learn about some of the financial services included free in specific versions of Money 2006 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch8p9 asp09 08 2005 13 39 01 Money 2006 User s Guide Chapter 9 Take Managing Your Money to New Heights with Free Financial Services Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 9 Take Managing Your Money to New Heights with Free Financial Services Moneybox from Moonjar Moneybox is a hands on tool to teach your child about money because it s never too early to save spend and share Moneybox helps your children visualize their goals and make dreams become realities Plus the Moneybox inspires sharing which can foster philanthropy that lasts a lifetime Microsoft Money Premium and Small Business include an offer for a free Standard Moonjar or a significant discount on the Classic Moonjar Moneybox Shipping is included e Standard Moonjar Moneybox Includes three boxes one for saving one for spending and one for sharing It also includes a family guide a passbook anda colorful band to hold it all together e Classic Moonjar Moneybox Three retro tin moneyboxes containing a family guide and passbook
171. ts vesting and market value information e Bonds A list of your bond assets with the yield maturity call dates bond type credit rating and more After you visit your portfolio a few times you might find you want to create an entirely new view that only displays the accounts and columns that you select To create a custom view in your portfolio 1 In the left page under Common tasks click Change portfolio view and then click Customize current view 2 Follow the instructions on the screen Figure 12 3 shows the screen where you can add and remove columns for your custom view http www microsoft com money support manual money06 ch12p2 asp 1 of 2 09 08 2005 13 33 30 Money 2006 User s Guide Chapter 12 Customize the portfolio Reng E Accounts Portfolio Columns Grouping Sorting The columns displayed in this view are in the box on the right To modify this view select a column name and then click Add or Remove To restore the default setting click Reset to Default Available Columns Displayed Columns o of Portfolio le Add gt gt News oCash E Advisor FYI o Change lt lt Remove Symbol Debt Chart oEquity lt lt Remove All Name oGain Last Price Other Move Up Change 52 Week High Quantity 52 Week Low Move Down Market Value Ask Gain A avanan Cark Reset to Default Column Description Market value of investment at the last price dpa ee i Decimal
172. ts reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch1 1p1 asp09 08 2005 13 34 56 Money 2006 User s Guide Chapter 11 Finding potential deductions Microsoft Money 2006 User s Guide E Table of Contents B Index Save this page CLOSE MANUAL Chapter 11 Planning for Taxes Finding potential deductions Although entering deductions as you incur them is an excellent start Microsoft Money 2006 can also help you discover other tax deductions that you may not realize you are eligible for The Deduction Finder helps you identify deductions by answering sets of questions and then displays the potential deductions with the requirements you must meet to qualify for each deduction Special Feature The Deduction Finder is only available in the Deluxe Premium and Small Business versions of Microsoft Money 2006 C SANPLE Microsoft Money Fie Edt Favorites Took Hab OS tina OO Home Business Banking Bills Reports Budget Investing Planning Taxes Taxes Home Tax Tools Pre Onine lanning Products amp Services z oA Cash Flow Crock Center LFstime Planner September 26 2005 Deductions you may qualify for These are the deductions you may be able to take based on your responses To ornk this gage for your records chek Print Moving Employee Forms Complete Form 3903 IF the move vas to a workplace outside the U S use Form
173. u Online updates give you the most recent information from your bank or brokerage no typing required e Keep an eye on your spending Money automatically categorizes your transactions into broad spending areas and adjusts those categories based on what you ve chosen in the past You can also add or change categories e Keep track of transactions that haven t cleared your bank If you want to see how a large check will affect your bank balance you can add it to your account register Money shows you the current balance that your bank is reporting as well as an adjusted balance that takes your check into account About the Advanced Account Register The Advanced Account Register is designed for people who enjoy spending time updating and analyzing their finances and who like to invest effort in tracking the precise details of their financial situation The detailed information tracked in the Advanced Register is typically used for very thorough budgeting long term planning and tax analysis The easiest way to keep the Advanced Register up to date is to use online updates from your http www microsoft com money support manual money06 ch6p2 asp 1 of 2 09 08 2005 13 16 30 Money 2006 User s Guide Chapter 6 Essential and Advanced Account Registers bank or brokerage Money will automatically categorize the transactions if it recognizes the payee You can then add the detailed information you care about You can also update your accounts by typ
174. uctions Why did have to choose Cash Donations 210 00 yey when installed j gt Non Cash Donations 30 00 DeductionPr0 Expenses and Mileage 406 42 more gt gt gt Medical and Other Deductions 5 108 15 5 724 57 Deduction Advisor Quick Value Check Figure 9 1 DeductionPro Software from H amp R Block The software tracks cash donations non cash donations mileage medical expenses and more to generate tax summary and itemized donation reports DeductionPro also includes accurate fair market values to take the guesswork out of making donations and the Deduction Advisor helps ensure you won t miss an important tax credit that can save you money http www microsoft com money support manual money06 ch9p4 asp 1 of 2 09 08 2005 13 26 12 Money 2006 User s Guide Chapter 9 Take Managing Your Money to New Heights with Free Financial Services To download your DeductionPro software 1 On the Tools menu click Financial Services 2 Under Free H amp R Block DeductionPro click Get Started 3 Click Download Now Please refer to your Microsoft Money 2006 product for full offer details Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch9p4 asp 2 of 2 09 08 2005 13 26 12 Money 2006 User s Guide Chapter 8 Storing online passwor
175. uctions on your screen Based on your computer configuration Money may update some of your system files The entire process may take a few minutes depending on the speed of your computer and the number of files that Money needs to install When the installation is complete you can begin using Money What s next If you are a new user read Chapter 2 Getting Started with Microsoft Money 2006 http www microsoft com money support manual money06 ch1p3 asp 2 of 3 09 08 2005 13 20 20 Money 2006 User s Guide Chapter 1 Install Microsoft Money 2006 which describes how to start Money 2006 and create a new Money file If you have used an earlier version of Money or Quicken read Chapter 3 Upgrading to Microsoft Money 2006 which describes how to update your Money data file or import your financial data from Quicken 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch1p3 asp 3 of 3 09 08 2005 13 20 20 Money 2006 User s Guide Chapter 14 Tracking and managing inventory Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 14 Microsoft Money Small Business Tracking and managing inventory Now that you have a list of vendors you need to enter your products and services After you enter this information you c
176. ulator Ctrl k Internet Updates Alerts Center View Electronic Transactions Money for Pocket PC Read Call Summary Messages Financial Services Customize Updates Settings Figure 8 1 Performing an Internet update to download bank transactions Background banking Money can also automatically download bank statements while you work in other areas of Money or even in other applications The next time you open Money your latest transactions will be ready for review 1 On the Tools menu point to Internet Updates and then click Customize Updates 2 Sign in to Money 3 Under Banks and Brokerages select an update frequency for any of the banks you have accounts with 4 To save your selections click OK Download statements Glossary Download Statements Download statements allow you to import your statements into Money but only when logged into your financial institution s website Download statements allow you to download transactions from bank and brokerage accounts while you are logged on to your financial institution s website If you have multiple accounts at a single institution you need to select each account and then download the statement for that account If you have accounts at separate banks and brokers you must log on to each site and download your statements one at a time Important Because the process for downloading transactions varies slightly with each website you should
177. up file ers Ge Figure 15 4 Restoring your Money file Important If you ve made electronic payments or downloaded transaction records since you last backed up the file you may want to download recent transactions to make sure your records are up to date If you already have data saved on the Money server restoring this backup file will by default sync the information on your computer with the information available on the Money server If you prefer not to sync the restored file with information on the Money server clear the Update the restored file with my current data from MSN Money check box during the Restore Backup wizard Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt http www microsoft com money support manual money06 ch15p3 asp 1 of 2 09 08 2005 13 34 33 Money 2006 User s Guide Chapter 15 Restoring a Money file http www microsoft com money support manual money06 ch15p3 asp 2 of 2 09 08 2005 13 34 33 Money 2006 User s Guide Chapter 14 Controlling your Schedule C tax deductions Microsoft Money 2006 User s Guide El Table of Contents B Index Save this page CLOSE MANUAL Chapter 14 Microsoft Money Small Business Help Control your Schedule C tax deductions If you enter and categorize all of your business related expenses as transactions the Schedule C Tax Worksheet can help you identify all of your business related deductions from you
178. ur Money file to an alternate hard drive network drive floppy disk or even removable media like ZIP disks or writable CDs In the Save in field specify the drive letter for the location where you want to save the file If it is a removable media drive click Prompt me before backing up each time to get a warning before Money copies the file so you can be sure there is a disk in the drive http www microsoft com money support manual money06 ch15p2 asp 1 of 2 09 08 2005 13 39 48 Money 2006 User s Guide Chapter 15 Setting a backup reminder Settings Backup Settings Backing up your Money File on a regular basis ensures that you have a recent copy in case your file is lost or damaged For automated backups choose From the options below To make a single backup file on the File menu click Back Up Learn more about backup settings Automatically back up my Money file every time I close Money Save in C Documents and Settings My Documents SAMPL O Ask me before backing up Compress backup Files Keep only the most recent backup files Perform scheduled backups every days Save in SAMPLE Backup O Ask me before backing up Compress backup files Keep only the most recent backup files Figure 15 3 Setting custom backup options in Money Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter gt gt 2005 Microsoft Corporation All rights reserved Terms of use Priv
179. ve already entered a customer or vendor as a payee anywhere else in Money for example if you have written a check to them or recorded a deposit in their name you can convert them to a customer or a vendor in just seconds Click Banking click Account Tools and then click Categories amp Payees In the left pane click Payees and then double click the name of the person or company To add them to the appropriate list select the Customer or Vendor check box When finished your customer list should look like Figure 14 2 When you highlight a customer you can click Create an invoice Receive payment for an invoice or Print a Customer Statement in the left pane to generate the corresponding reports or record a payment from a customer http www microsoft com money support manual money06 ch14p2 asp 1 of 2 09 08 2005 13 19 17 Money 2006 User s Guide Chapter 14 Creating customer and vendor lists Figure 14 2 Customer list The options under Analyze customers in the left pane provide a set of reports on each customer s sales receivables and outstanding balance The vendor list provides links to record a payment to a vendor and analysis tools to review the payables due each vendor upcoming bills and your balance sheet Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com mone
180. with color coordinated acrylic lids and a colorful band to hold it all together To obtain your Moneybox 1 On the Tools menu click Financial Services 2 Under Moneybox A great hands on tool helping children learn about money click Get Started Please refer to your Microsoft Money 2006 product for full offer details Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch9p8 asp09 08 2005 13 39 05 Money 2006 User s Guide Chapter 9 Take Managing Your Money to New Heights with Free Financial Services Microsoft Money 2006 User s Guide E Table of Contents B index Save this page CLOSE MANUAL Chapter 9 Take Managing Your Money to New Heights with Free Financial Services Get 25 off your purchase of Money Checks and Forms Microsoft Money 2006 Premium and Small Business include a 25 credit towards your first purchase of Money checks and forms from Deluxe Corporation Deluxe features the widest selection of check colors and styles available and they are guaranteed to be 100 compatible with Microsoft Money You can print checks with your laser jet or ink jet printer using Microsoft Money Printing checks saves time helps reduce errors and eliminates the effort of filling out duplicated information on a check by hand To obtain your 25
181. ws you to quickly navigate to one of six default tasks with a single mouse click To choose a task select an item from the Choose a task list at the top of the Money home page and then click Go My Money Choose a task Enter a transaction what s New i R cor bil or deposk eview my portfolio Forecast my cash flow Income and Exp see a report 8 30 2004 througH view my budget Customize this task list RN Figure 4 2 Choose a task list gt gt To change items in your Choose a task list 1 Click the down arrow next to the Choose a task list 2 Select Customize this task list 3 To add a new task on the Available list select items you want to add to the current view and then click Add 4 To delete a task on the Displayed list select items you want to delete from the current view and then click Remove 5 To change the order in which the items are displayed select an individual item and then click Move Up or Move Down Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt http www microsoft com money support manual money06 ch4p2 asp 1 of 2 09 08 2005 13 20 01 Money 2006 User s Guide Chapter 4 Choose a task http www microsoft com money support manual money06 ch4p2 asp 2 of 2 09 08 2005 13 20 01 Money 2006 User s Guide Chapter 4 Navigating and exploring Microsoft Money Microsoft Moneyz20 User s Guide E Table of Contents B in
182. x is the ending balance from the last time the account was balanced 6 Enter any service charges or interest earned during this balance period and then click Next If you use online updates don t include any charges or interest that have already been recorded by an online update 7 Compare the transactions on your statement with those in your Money account register o For each transaction in the account register that matches one on your statement click the C cleared column to mark it as cleared o If a transaction was entered incorrectly in the account register click the transaction and then make the correction o If transactions appear on your statement but not in your account register click New enter the transaction details and then click the C column to mark it as cleared 8 The left pane shows your cleared account register balance and the bank statement balance When the difference between these balances is zero your account is balanced In the left pane click Next and then follow the instructions on the screen WN e nb http www microsoft com money support manual money06 ch6p6 asp 1 of 2 09 08 2005 13 17 16 Money 2006 User s Guide Chapter 6 Balancing bank accounts Balance Woodgrove Bank Checking Enter the following information from your bank statement Statement date 9 30 2005 X Starting balance 1 500 00 lt Ending balance 2 399 50 v Enter bank statement details Service charge Category Ban
183. xpect this bill to be a one time occurrence change the Frequency field to Just once 6 Select a business related category for the transaction 7 To set this up as a business expense you can itemize on a client invoice click Reimbursable To see the Reimbursable option you must have a business related category selected 8 To save the bill click OK AUN a Icon http www microsoft com money support manual money06 ch14p4 asp 1 of 3 09 08 2005 13 29 24 Money 2006 User s Guide Chapter 14 Tracking time payables and receivables Business related categories can be quickly identified by this icon It appears to the left of all categories that are designated as professional services income or expenses To create an invoice for a customer 1 Click Business 2 3 If you have already entered the customer information for the recipient of this Click New Invoice invoice click the down arrow next to the Customer field and then select the customer Otherwise enter the name manually Optionally enter a descriptive name for the general job or project for this bill in the Project field Enter an invoice date and invoice number on the right side of the page To add regular products and services to the invoice click the Add Item button select the product or service from the list and then enter the quantity of hours To save the item click OK To add time items to the invoice which should be entered already using
184. y Hie Edt Fawortes Toos Help a lt lt E http moneycentral msn Aa 2 i Cash Flow C t Canter ieme Dlrrer Home Business Banking Bills Reports Budget investing Planning Investing Home Investrng Tools Markets Stocks nds ETFs Commentar Quote Chart News chan Pergi vAnahsis About Snapshot Company Report Quotes Charts historical Rea Time Intraday Kay Developments Recent News Research SEC Filings Advisor FYI Stock Rating Earnings Esnmates Analyst Ratings Finandal Resuks eraot 06 16 05 MSW Money Semiconductors poisnd for takeoff Ownership More Headlines Community Stock price data provided by Nomura Research Institute Led News amp Analysis Figure 12 6 Money Stock Price History screen Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt http www microsoft com money support manual money06 ch12p9 asp 1 of 2 09 08 2005 13 39 33 Money 2006 User s Guide Chapter 12 Reviewing investment performance http www microsoft com money support manual money06 ch12p9 asp 2 of 2 09 08 2005 13 39 33 Money 2006 User s Guide Chapter 15 Managing Your Money File Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 15 Managing Your Money File Backing up to CD Copying your Money file to a CD is an excellent way to to help protect your financial information M
185. y 2006 installation the Microsoft Money icon is automatically added to your Microsoft Windows Start menu To add the Money icon to your desktop 1 Click Start and then point to Programs or All Programs 2 Right click Microsoft Money 2006 point to Send To and then click Desktop create shortcut To start Microsoft Money e Double click the Microsoft Money 2006 icon on your desktop Or e Click Start point to Programs and then click Microsoft Money 2006 Continue gt gt 4 Beginning of Chapter lt Previous page Next page gt Next Chapter p gt 2005 Microsoft Corporation All rights reserved Terms of use Privacy Statement http www microsoft com money support manual money06 ch2p1 asp09 08 2005 13 23 15 Money 2006 User s Guide Chapter 3 Upgrading from an earlier version of Microsoft Money Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 3 Upgrading to Microsoft Money 2006 Upgrading from an earlier version of Microsoft Money Microsoft Money 2006 will detect the data file from the earlier version of Microsoft Money create a backup copy and immediately begin converting the file If a file is selected that you do not want to use or if Money does not locate a file to upgrade on the File menu click Open and and then double click the Money file that you want to upgrade After you open the file Money creates a backup copy in the same directory to
186. y powered by PayCycle If you haven t used PayCycle before follow these steps Start Microsoft Money 2006 Small Business On the Tools menu click Financial Services Under free online payroll for one year click Get Started On the subsequent screen enter your contact information and then click Submit BRWN After you ve signed up for PayCycle follow these steps 1 Log in Sign in to PayCycle s website and then click the PAY DAY button 2 Enter your payroll information For each employee enter the overtime vacation and sick time as well as any bonuses they have earned For each hourly employee enter the actual number of hours they have worked during this pay period Then click CREATE PAYCHECKS 3 Review and approve PayCycle automatically calculates all tax withholdings and deductions with accuracy that PayCycle guarantees The results are shown on the Approve Paychecks screen You can make edits or view additional details for each employee s paycheck with one mouse click After reviewing the calculations click APPROVE 4 Pay employees Payroll for Microsoft Money powered by PayCycle includes valuable reminders to help ensure you never miss a payday or a tax deadline There are 12 different reports from Tax Liabilities to Deductions so you re always in control of your payroll data Payroll for Money integrates with Microsoft Money and includes a one click export to Microsoft Excel It supports voluntary deductions
187. y support manual money06 ch14p2 asp 2 of 2 09 08 2005 13 19 17 Money 2006 User s Guide Chapter 7 Use Money to help reduce your debt Microsoft Money 2006 User s Guide El Table of Contents B index Save this page CLOSE MANUAL Chapter 7 Make Money Work Smarter for You Use Microsoft Money 2006 to help reduce your debt The Debt Reduction Planner encourages you to Pay off your highest interest debt first typically this is credit card debt Pay the minimum monthly payment on all other debts Start paying off your second highest interest debt next Make an extra payment toward your debt whenever possible Continue until all of your high interest debt is paid off Most people enter only high interest debt in the Debt Reduction Planner Some experts recommend paying off low interest deductible debt such as a home mortgage on its regular payment schedule if you can earn a higher rate of return on your investments than the interest rate on the loan However your goals may vary depending on the amount of time until you retire your tax situation and other factors After you create a debt reduction plan you can see an overview of your debt on the Loans amp Debt page in the Lifetime Planner Step by Step A detailed tutorial is provided for step by step instructions on how to use the Debt Reduction Planner Click here to read it Create a debt reduction plan Click Planning click Planning Tools and then click Debt Reduct
188. your Money file complete the registration process 6 If you have not set up your Money file to synchronize your data from any computer complete the process to do so 7 When prompted enter your Passport Network security key If you don t have a security key you ll be prompted to create one 8 Confirm the address of the person you want to share with select the Yes I agree to share check box and then click Next 9 In the Password box have the person who will share your file type his or her Passport Network credentials and then click Next 10 To return to the Manage Sharing page click OK 11 When you are finished adding new members click Done BRWN Re You can maintain separate Money files to keep unrelated accounts separate For example you may want track accounts for yourself in one Money file and accounts for a dependent in another Money file Information is not shared between Money files the reports and charts only reflect the information for the file that is currently open If you have several accounts for yourself including business accounts and personal accounts you can easily track all of these accounts in one Money file by using categories and classifications http www microsoft com money support manual money06 ch15p4 asp 1 of 2 09 08 2005 13 39 51 Money 2006 User s Guide Chapter 15 Sharing your Money file or create an additional Money file To create a new Money file to track a set of separate finances On t
189. zing a report You can customize many of the reports while they are displayed on the screen Important To customize a report you must switch to Advanced Reports To do this in the left pane under Other tasks click Change report settings Click Switch from Essential Reports to Advanced Reports and then click Use Advanced Reports Check the bottom of the screen for fields which may include categories accounts investments and date range Figure 13 2 shows an example from an investment report Click on any of the boxes to select the information you want to modify on the report Investments All investments Date Range All to Date hd Figure 13 2 Options for customizing a report For more advanced customization use the Customize Report dialog box 1 Click Reports and then click the report you want to see 2 In the left pane click Customize 3 To specify the details in your report click one of the tabs The tabs that are available depend on the report you are working with 4 Change the options based on the information you want to display as shown in Figure 13 3 5 To see how the changes affect the report click Apply 6 When you are finished making changes click OK http www microsoft com money support manual money06 ch13p3 asp 1 of 2 09 08 2005 13 34 28 Money 2006 User s Guide Chapter 13 Customizing a report Customize Report Title Transactions by Payee Details Amount Fonts Rows amp

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