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Source Technologies ST9530 Printer User Manual

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1. 37 Figure 8 1 Audit Trail Command Example 41 Figure 8 2 Audit Trail Check Sample 42 Figure 8 3 Audit Trail Report 45 9 Error cina evan oec nua cuadra 46 Error Messages 46 Appendix A E 13B Font A1 Appendix B CMC7 Font Mapping A2 Appendix C Secure Numeric Font Mapping 4 Appendix D ICR Secure Numeric Font AT Appendix E Mode Command Summary A8 Appendix F Audit Report Command Summary A10 Appendix PJL Based 5 A11 Secure MICR Printer User s Guide iv September 2005 Source Technologies All Rights Reserved 1 Printer Installation For complete information on how to unpack and setup your printer see your printer s user s guide Please read the following if you are going to install the printer driver shipped with your printer 1 Locate the CD that was shipped with your printer Note If you do not have a CD ROM drive on the host PC locate another computer with a CD ROM drive start the CD ROM utility and then follow the instructions on the screen to create print
2. Sets and activates the front panel combination lock If this feature is activated mode cannot be entered until the front panel combination is entered correctly All MICR features will be inaccessible until this combination is entered Sending an amp 5 5 command and eight zeros deactivates the security lock Caution If the front panel combination is set and then forgotten the printer must be returned to Source Technologies for the combination to be deactivated Print MICR E 13B Font amp SMDddd ddd amp SMD Lead in sequence ddd ddd Data to be printed in E 13B MICR font Command terminator Prints the specified data in the E 13B MICR font which is used in the United States Canada and Mexico The correct spacing begins at the cursor position modified by the MICRpoint adjustment setting at the start of the command After the terminator is sent the printer is returned to its default font After each Print E 13B command the count is decremented by one Upon receiving this command the printer will check to ensure a MICR toner cartridge is installed and set the copies parameter to 1 See Appendix A for MICR E 13B font character mapping Secure MICR Printer User s Guide Source Technologies September 2005 20 All Rights Reserved Print MICR Font amp SM7ddd ddd amp 7 Lead sequence ddd ddd Data to be printed in CMC7 font Command terminator
3. ond 1 4 2 BOTTOM CHECK 5 D VLL LAIL Eb T A j S LIL TONS AGE qa soe A Serial Number Must be in the upper right corner and match the serial number in the MICR line see D for further explanation B Fractional Routing Transit Number Should be in the upper right corner and must match the routing transit number in the MICR line with the exception of the state prefix number ex 66 NC 67 SC 64 etc and the preceding zeros C Bank Name State City The bank logo is optional Name of bank city and state where the account will be assigned opened is a required field D Aux On Us 46 55 This is a required field if the customer desires services offered by the bank which require a serial number The serial number format is controlled by the payer s bank A amp D should match E Routing Number 34 42 Designates the Federal Reserve district and financial institution Each city state or region that the bank serves has a unique institution identifier IMPORTANT positions 35 42 is the Routing Number position 34 is the check digit Account Number This is a unique number assigned to the customer s account Optional Serial Number Used for personal accounts checks only A 4 digit zero filled field that should match the serial number in the upper right corner H Convenience Amount Area should be
4. Mode Command Summary Description Password MICR Definition Set New Password Activate Set Front Panel Combination Print MICR E13B Font Print MICR CMC7 Command amp STFPASSWORD amp STHPASSWORD amp 8965 9 8965 5 9 amp SMDddd ddd amp SM7ddd ddd Print Secure Numeric Font amp SMFddd ddd Print ICR Secure Numeric Font amp SMIxxxxxx Print in MicroPrint amp SMMxxxxxx Structure Function Must be sent to enable MICR Mode MICR Line Count command Sets new password must be preceded by current password Turns on and sets Front Panel Combination Lock must be 8 integers Prints E13 B MICR Font at the current print position see Appendix A Prints CMC 7 MICR font at the current print position see Appendix B Prints the Secure Numeric Font at the current print position Note The tilde is the command terminator see Appendix C Prints the ICR Secure Numeric Font at the current print position see Appendix D Prints data in MicroPrint font Load Flash Resource amp STLxxxxxyyyyyyzddd dd Loads a Flash Resource file into Format Flash Memory Flash Resource Unlock Tray Lock Command Unlock Tray Command Secure Printer User s Guide September 2005 amp SFF amp STPxxxxx amp STTL amp STTU A8 password protected Flash Memory Formats Flash Memory Caution All flash c
5. amp SQ710 33 45 amp 5 amp Secure MICR Printer User s Guide September 2005 PCL command to print font number 200 In this example font 200 is a signature previously loaded into flash memory Here we call it and print it with an exclamation point PCL command to return to the default font PCL command to push store the current cursor position PCL command to move the cursor to 296X 3184Y At 300 dpi this is 97 inches across and 10 61 inches down We are precisely positioning the MICR line Print E 13B MICR command Prints the MICR line and stores the MICR line information in the second position in the Audit Report PCL command to pop return the cursor to the pushed position Here we send the time of print to the printer The data is recorded in the Audit Report but this field is not printed on the page Signals the end of a check and the end of Audit Report recording Turns Hex Transfer off Source Technologies 44 All Rights Reserved Figure 8 3 Audit Trail Report Audit Report page1 Records 1 through 10 of 10 indicates check did not print indicates gap in check numbers 200 00001000 123456789 12345678912345678 Vendor Systems 2 014 44 February 10 2001 10 33 44 200 00001001 562478923 12345678912345678 Classic Homes Construction 28 576 72 February 12 2001 09 45 40 200 00001002 285946731 12345678912345678 Computer Source Inc 55 600 00 February 14
6. SOURCE TECHNOLOGIES Secure Printer User s Guide September 2005 19530 Secure MICR Printer User s Guide Source Technologies 2910 Whitehall Park Drive Charlotte NC 28273 www sourcetech com techsupport sourcetech com 800 922 8501 i Source Technologies All Rights Reserved SOURCE TECHNOLOGIES 2222 22222222 This manual serves as a reference Source Technologies Secure Printers The user manual that ships with your printer contains details on printer setup and operations and should be read first This manual should be used as a reference for learning more about MICR technology and developing MICR printing applications This guide was produced to assist IS Technicians and Engineers in the use Source Technologies programmed printers with their custom MICR applications The guide also contains information on MICR related error messages that post to the operator panel Every effort has been made to ensure that all the information contained in this booklet is complete and accurate Changes typos and technical inaccuracies will be corrected in subsequent publications This publication is subject to change without notice The information and descriptions contained in this manual cannot be copied disseminated or distributed without the express written consent of Source Technologies Inc No liability expressed or implied will be assumed by Source Technologies Inc or its dealers or af
7. 4 Four 4 34 5 Five 5 35 6 Six 6 36 7 Seven 7 37 8 Eight 8 38 9 Nine 9 39 Example amp SMD 00001234 T01234567T3210987654321 will print 500001234 01234567 3210987654321 Select only one alphanumeric character to call the font Secure MICR Printer User s Guide September 2005 A1 Source Technologies Rights Reserved Appendix CMC7 Font Mapping Command amp SM7ddd ddd Description Alpha Numeric Hex Values CMC7 Font Characters values Zero 0 30 Hl 1 31 i Two 2 32 TET I Three 3 33 rm n 111 Four 4 34 111 HI Five 5 35 II Six 6 36 III NL Seven 7 37 1L Eight 8 38 Nine 9 39 Colon 3A II 3B Secure Printer User s Guide Source Technologies September 2005 A2 All Rights Reserved Less Than Equal Greater Than The CMC7 Font in the example above is magnified for purposes of clarity Secure MICR Printer User s Guide September 2005 3C 3D 3E A3 Source Technologies Rights Reserved Appendix C Secure Numeric Font Mapping Command amp SMFddd dd Description Alpha Numeric Hex Value Secure Font Character Character 22 Dollar Sign 23 JELAI Left Bracket 28 ZEE 1 Right Bracket 29 Asterisk 2A 2 pm Dash 2D DESH Period 2E a gt Slash 2F FEE Zero 0 30 EN
8. oa isa ees 14 6 MICK FOAtureS m 16 MOGG Dp ND em 16 MIGEUEOF S aeree edet tod e deter etn reo dte 16 Fols u aide cad cutem 16 pui pm ions 16 Bi Directional 17 Resource Storage 17 MICR 18 Entering MICR 18 Mode Commands 20 DES and AES Decryption 24 Copy Defeat Commands 25 Custom Character Conversion Commands 26 Special Alert and Custom Command 27 MIG IR DOU s ede digi pu na odo 28 Host Programming Features and Examples 30 ni Sai I 30 Figure 7 1 Mode Command Example 32 Escape Character Transition 34 Figure 7 2 Sample Check 35 Secure MICR Printer User s Guide lii Source Technologies September 2005 All Rights Reserved 8 Audit Trail Report 36 Details 36 Audit Trail Menu eq ite 36 Audit Trail Command
9. EE 1 31 Secure Printer User s Guide Source Technologies September 2005 A4 All Rights Reserved Appendix C continued Secure Numeric Font Mapping Description Alpha Numeric Hex Value Secure Font Character Character Two 2 32 Three 3 33 aU 5 PL n Four 4 34 Five 5 35 Six 6 36 Seven 7 37 3 pua un a arg Eight 8 38 pen 1 Trier ill Nine 9 39 RINE i E Arrow gt Secure Printer User s Guide Source Technologies September 2005 5 Rights Reserved amp SMF gt gt gt 15 575 00 DOLAR gt gt gt gt gt J J ONE COMMA ONE TWO THREE PERIOD ZERO ZERO NOTE The secure fonts in the example are magnified for purposes of clarity Secure MICR Printer User s Guide Source Technologies September 2005 A6 All Rights Reserved Appendix D ICR Secure Numeric Font Mapping Command Description Zero One Two Three Four Five Six Seven Eight Nine Asterisk Comma Period Dollar Sign amp 9eSMIXxxxxxx Alpha Numeric Hex Value Character Secure MICR Printer User s Guide September 2005 7 30 31 32 33 34 35 36 37 38 39 2A 2C 2 23 Secure Font Character xO Q ION Ji U IN RH O Source Technologies All Rights Reserved Appendix E
10. ESC gt 10 lt ESC gt s1p12v0s0b110T The Selection String lt ESC gt 30066X The ID Call MICROPRINT lt ESC gt 2Q lt ESC gt s1p0 96v0s0b1023T Selection String lt ESC gt 30055X The ID Call FONT lt ESC gt 14Y lt ESC gt sOp8h8v0s0b361T The Selection String lt ESC gt 30803X The ID Call Secure Printer User s Guide Source Technologies September 2005 12 All Rights Reserved MICR FONT NOTE The E 13B and CMC7 Fonts 8 characters per inch To position correctly at an exact 8 characters per inch the printer must be set to an internal Unit of Measure of 600 DPI or greater or must have a horizontal motion index command at 8 CPI be issued after the font call This is true even if the base printer is at 600 DPI The default character positioning is at 300 DPI and 8 into 300 is 37 5 pixels The printer will either round down to 37 or up to 38 pixels causing characters to creep To resolve this there are multiple options 1 If you are using a printer driver that is set to 600 DPI the printer data stream should include a Unit of Measure PCL command set to 600 The command is lt ESC gt amp u600D 2 If the application controls the printer data stream add the Unit of Measure command early in the data stream The command also affects X amp Y positioning commands Add lt ESC gt amp u600D 3 After calling the E 13B MICR font issue a HMI Horizontal Motion Index command set to 8 characters per inch The
11. Ends Audit Record and PJL Job Prints and purges the Audit Report Caution All previous Audit Report information will be lost Formats flash memory An error will occur if Audit Report has not been purged Ends MICR Mode Source Technologies A10 All Rights Reserved Appendix PJL Based MICR Commands In addition to supporting the Text Based MICR Command Set described in Sections 6 and 7 this Secure printer also supports the PUL based MICR Commands used on our slower speed models The MICR code functions emulate the presence of FLASH memory for the 5 secured font resources The FLASH Memory option is not required for the five fonts If you require the capability to store custom signature fonts Logo fonts or overlay MACRO s in Secure FLASH Memory the FLASH memory option is required The following are the key PJL and PCL commands required to access MICR resources in the printer For the complete source of information on PJL and PCL languages consult the Lexmark Technical Reference documentation Fonts and Secured Resources The ST Secure MICR printer has five fonts password protected in FLASH memory The printer requires PJL commands with the correct password value to unlock the font resources followed by PCL to print the fonts They are then re locked by PJL commands or by a printer power cycle The PJL commands to unlock the fonts must precede all PCL commands The re lock PJL commands must follow the PCL commands a
12. Value Received Non hexadecimal value received A command contained a non hexadecimal value in a parameter Check the Command amp STL STY syntax for errors Non Integer Value Received Integer string incorrect length Non integer value received Integer string incorrect length A parameter in a command was not an integer Check the command amp STL STS STP for syntax numbering errors A parameter in a command was not the correct length Check the Command amp STP STS for syntax numbering errors MICR Definition Line Count Error The number of digits in the MICR definition Command is not equal to four or there is a non hexadecimal character in the count Check your software for errors in the MICR definition Command SMCP MICR Password Error Password Length Error Password length is not equal to eight Check the Password Command in your Secure MICR Printer User s Guide September 2005 47 Source Technologies All Rights Reserved Password Error Password Match Error characters software it must be eight characters long Password sent does not match the current stored password Check the Password Command in your software Password Not Enabled Error A secure command was sent without the password being sent first Check software to ensure that password is sent before any secure comma
13. amp u600D lt ESC gt amp f100y3X lt ESC gt s4099t0b10H lt ESC gt p300x600Y x xxx xx 3 lt ESC gt p300x2775Y x xxx xx 3 5 lt ESC gt p3250x75Y lt ESC gt s4099t3b8H 123456 lt ESC gt p3250x2200Y 123456 lt ESC gt p4250x4450Y 123456 lt ESC gt p3650x4775Y lt ESC gt p400x5225Y lt ESC gt s4099t0b15H xxxxx Thousand xxxxx Hundred xxxxx Dollars and xx 100 Cents lt ESC gt p600x5600Y lt ESC gt s10H ABC TOOL amp DIE lt ESC gt p600x5700Y 123 Main Street lt ESC gt p600x5800Y Yourcity ST 12345 6789 lt ESC gt p900x6325Y lt ESC gt 30802X lt ESC gt 8 amp k15H 01234560 123456780 12345D678900 lt ESC gt p1500x5100Y lt ESC gt 30043X 1 234 56 lt ESC gt p3650x5400Y lt ESC gt 30066X 1 234 56 lt ESC gt p3000x6000Y lt ESC gt 30055X PAY ABC TOOL amp DIE x THOUSAND XXX HUNDRED AND XX CENTS PAY etc 0C Form Feed Secure MICR Printer User s Guide Source Technologies September 2005 A17 All Rights Reserved lt ESC gt 12345X PJL LDELETEPASSWORD LRESOURCE flash lt 5 gt 12345 Secure Printer User s Guide Source Technologies September 2005 A18 All Rights Reserved
14. command must be included with every E 13B MICR font call using either the Selection String or ID call The command string is lt ESC gt 100 lt ESC gt sOp8h8v0s7b360T lt ESC gt amp k15H font data The Selection String lt ESC gt 30802X lt ESC gt amp k15H font data The ID Call See Font Mapping Appendix pages for specific character set data for each font PJL INFO MICR COMMAND The ST Secure Printer supports an optional custom bi directional PJL Inquiry Command The command provides printer information and cartridge information for network management The command format is PJL INFO MICR The command should be sent with UEL Universal Exit Language commands Example lt ESC gt 12345X UEL PJL INFO INFO MICR Command lt 5 gt 12345 UEL The following data is returned PJL INFO PRINTER STATE READY BUSY NOT READY SERIAL NUMBER XXXXXXXX PAGECOUNT 123456 CARTRIDGE TYPE NORMAL MICR Secure MICR Printer User s Guide Source Technologies September 2005 A13 All Rights Reserved CARTRIDGE STATUS UNKNOWN OK LOW EMPTY CARTRIDGE SERIAL XXXXXXXX TONER LEVEL 0 9 UNKNOWN CARTRIDGE COUNT XXXX LOW THRESHOLD XXXX EMPTY THRESHOLD XXXX Printer State Ready is the expected return Serial Number Printer Serial Number Page Count 7 Printer Page Count Cartridge Type o MICR is the expected return Normal could mean the command was sent to a
15. data field to be placed here for each of your accounts Secure MICR Printer User s Guide Source Technologies September 2005 7 Rights Reserved On Us Field Positions 32 to 14 The On us field contains the makers account number The structure and content of this field is left to the drawee bank On personal checks this field also contains the check serial numbers The On Us field may not consist of more than 19 characters An On Us symbol must appear immediately to the right of the account number Blank Field Position 13 Position 13 is always left blank Amount Field Positions 1 to 12 The amount field is the right most field in the MICR line It remains blank until it is printed by the bank of first deposit When the check enters the banking system the bank of first deposit encodes this field from data in the convenience amount field It will be bounded by Amount Symbols Secure MICR Printer User s Guide Source Technologies September 2005 8 All Rights Reserved Figure 3 1 Sample Check SAMPLE CHECK FOR MICR SPECIFICATION TOF EF CHECK First National Bank 0123456789 Al ADDRESS B 8 SR 3p rum GITY STATE ZIP 5 r 31 55 zi r H k Par TC THE F mm LEFT SIDE C Pid Pecel Bank of yonden vaur Bate Ua 222220002 Tessin Lem pO 5 boddz u
16. non MICR printer Cartridge Status Low and Empty are the expected returns Unknown is possible if the cartridge had just been installed Cartridge Serial Cartridge Serial Number Toner Level o Asingle digit return giving a rough estimate of toner remaining o 9 Full 0 Empty e Cartridge Count xxxx o Data indicating toner usage by counting pixels printed e Low Threshold xxxx o The Toner Low point based on cartridge count value e Empty Threshold xxxx o Acartridge count value that determines when printing must stop to ensure quality MICR documents PJL MICR Command Example Figure 8 1 is an illustration of an Accounts Payable check and remittance information The page used a PCL MACRO for the static data and background design This manual does not address MACRO design and programming but the variable text information including all the PJL and PCL commands used to print the example are on the page following the sample check For illustrative purposes there are some extra spaces in the text preceding the printable data The following paragraphs describe the command functions The commands are a minimal set chosen to produce the example Please consult Lexmark Technical publications for the complete descriptions of PJL and PCL printer commands Secure MICR Printer User s Guide Source Technologies September 2005 A14 All Rights Reserved PJL Unlock Sequence The first two lines of the variable text example
17. solid line to an unaided eye This font provides protection against reproduction by most scanners and copiers because they cannot successfully print the tiny letters Most check printers use this font in the signature area of their preprinted checks We recommend using this font to help deter check fraud The text in this font can either be fixed such as the name of your organization or it can be variable such as the check amount and payee name The use of variable text provides an additional method of protection against check counterfeiters Use of the MP designate symbol to identify the line as MicroPrint is optional The MicroPrint font only contains alphanumeric characters Punctuation marks and spaces are ignored by this font and do not print Bi Directional Feedback Your Secure MICR Printer can provide MICR status messages to the check printing application This feature is valuable in a networked environment with multiple printers or with users utilizing a printer located in another area The application can get information on MICR settings such as toner cartridge type MICR or regular locked trays which trays are locked to non MICR applications resident fonts macros and audit trail settings The printer can send the application MICR error messages such as load MICR toner When the printer receives the PJL INFO STVARIABLES command it will report all MICR variables to the host The MICR variables can also be seen by acces
18. the front panel overlay setting is on it cannot be forced off by a datastream command If the front panel overlay setting is off however a datastream command can activate this feature This command can only be accessed with a valid password command Print Audit Report amp SPRINTXx amp SPRINT Lead in string x option s Command terminator Prints the Audit Report The optional field can be any combination of the following letters Total Field 4 Overlay Sort by MICR line Unsuccessful report only Communicate send report to host instead of printing The report sent back to the host begins with 0x01 and ends with EOT 04 Since the reports can be quite long they will likely be broken into separate buffers which may be interspersed with non audit buffers such as PJL JOB status Each buffer will begin with an STX character 0x02 and end with ETX 0x03 Each record will be terminated with carriage return line feed 0 0 Start Audit Feedback Command amp SAF The printer will report to the host that sent this command every time an audit job successfully prints Each report will be a 151 byte string byte 1 STX 0x02 bytes 2 15 field 1 of the audit record from SQ1 16 55 field 2 from SMD 56 95 field 3 from SQ3 96 111 SQ4 112 119 505 120 138 506 139 150 507 Secure Printer User s Guide Source Technologies September 2005 40 All Rights Reserved 151 ETX 0x03 The prin
19. the printer enters MICR mode and attempts to print a MICR font it checks to ensure a MICR toner cartridge is loaded in the printer If a regular cartridge is present an alarm will sound and the user must load a MICR cartridge before their print job will resume A message load MICR Toner will appear on the Operator s Panel MICR Toner Use only Source Technologies toner when printing documents It is specifically engineered to print quality MICR documents with your printer The printers MICR toner sensor is designed to work with the Source Technologies MICR toner cartridge to prevent printing checks with regular toner present You may choose to use this printer for general office printing which is acceptable If a MICR print job begins and the printer has a regular toner cartridge present the printer will stop and prompt the operator to install a MICR toner cartridge Source Technologies does not recommend the use of refilled MICR toner cartridges Although refilled cartridges are generally less expensive they may result in expensive printer repairs and bank check reject fees due to inferior MICR toner formulation Secure MICR Printer User s Guide Source Technologies September 2005 10 All Rights Reserved MICR Check Stock Check stock has a large impact on the resulting quality and security of your MICR document Here are a few features that should be considered when selecting a check stock Please see Chapter 4 for m
20. 2001 01 00 26 AM MSMITH 00001003 628499761 12345678912345678 Eastern Cleaning Supplies 876 00 February 15 2001 08 45 36 MSMITH 00001004 559873164 12345678912345678 Dillon Consulting Company 1 200 00 February 15 2001 08 46 50 AM MSMITH 00001006 578642315 12345678912345678 Klaussen Enterprises 449 466 800 00 February 15 2001 08 47 32 AM MSMITH 00001007 556791324 12345678912345678 Woods Paper Products 89 95 February 15 2001 08 49 45 PJONES 00001008 256988974 12345678912345678 Printers Quarterly 899 99 February 19 2001 09 35 40 AM Administrator 00001009 123654987 12345678912345678 XYZ Insurance 123 568 00 February 21 2001 10 30 45 AM T53DODER 00001010 155554897 12345678912345678 Carmine s Deli 2 354 00 February 22 2001 11 15 25 SQ1 14 spaces SMD 40 spaces 503 40 spaces SQ4 16 spaces 05 8 spaces SQ6 19spaces 07 12 spaces NOTE Each of the seven fields in the Audit Report holds a maximum number of characters Those numbers are represented in BOLD above with their corresponding fields Field 1 and Field 7 will not print on the check This Audit Report is just one example of a report format Any of the seven fields can be manipulated to show any information the user feels is appropriate For example the check amount could be in field 3 rather than field 4 or field 5 could contain items such as taxes drawn on the check check numbers year to date accumulations etc Each line is a record
21. 24 Ib laser bond Our MICR lab has tested paper stock from most major manufacturers and has compiled a list of products that produce superior results Contact your sales representative for this information For a fee Source Technologies will test your paper for proper MICR adherence and check reader sorter performance There are also many security features available to aid in the overall security of your MICR documents See Chapter 3 for more information on check stock specifications and security features Size The size of check documents must be Between 6 00 inches and 8 75 inches in length Between 2 75 inches and 3 66 inches in height We recommend standard 8 5 X 11 letter size stock or 8 5 X 14 legal size stock for proper feeding through your ST Secure MICR Printer The number of checks per page is determined by your application Custom size stock other than letter or legal can be done with proper planning and application programming within the paper size specifications for the base printer Secure MICR Printer User s Guide Source Technologies September 2005 4 Rights Reserved Duplexing Use caution if printing on both sides of the paper duplexing when printing checks MICR toner on the back of a check can cause read failures in the MICR Line Order your check stock with any necessary information preprinted on the back If duplex is necessary we suggest a more aggressive test plan be developed to ensure print quality consist
22. 5 800 00 784 00 555555 Oct3 05 55 55 54 44 2055 55 2014 44 1000 200 Vendor Systems October 5 2005 99999 Oct1 05 1000 00 980 00 1234567 2 05 200 00 196 00 136784 Oct 3 05 800 00 784 00 555555 Oct3 05 55 55 54 44 2055 55 2014 44 amp 1B s1p16v0s3b4148T 1000 amp 1 3 October 5 2005 amp SMF 2014 44 amp 961B s0p12h1s0b4099T Two Thousand Fourteen and 44 100 DOLLARS amp 1 3 2014 44 Vendor Systems 927 Warehouse Road Kansas City MO 59782 amp 1B 20000X amp 1B 3 amp 961B amp f0S amp 1BS p296x3184Y amp SMD 00001000 123456789 1234567890123 amp 961B amp f1S Secure MICR Printer User s Guide Source Technologies September 2005 32 All Rights Reserved The commands in Figure 7 1 order of appearance amp STFPASSWORD amp 001 amp STP10001 amp STP20000 amp 1 26 3358 amp 961B s1p16v0s3b4148T amp 1 3 amp SMF 2014 44 amp 961B s0p12h1s0b4099T amp 1 3 amp 1 20000 amp 1 3 amp 1 amp 05 amp 1 296 3184 amp SMD amp 1B 8f1S Secure MICR Printer User s Guide September 2005 Password Command MICR Definition Command with the count set to one Unlock Flash Resource number 10001 Unlock Flash Resource number 20000 PCL sequence in hex which sets the page format and enables macro number 10001 PCL sequence which changes the font to Univers 1
23. 6 point After the check serial number prints 1000 the printer is returned to its default font with the following command PCL command to return to default font Print Secure font command Note The tilde is the command terminator PCL command to change the font to Courier 12 pitch Italic Print PCL Fonts from the Front Panel menu for a list of fonts with their call commands PCL command to return to the default font PCL command to print font number 20000 In this example font 20000 is a signature previously loaded into flash memory Here we call it and print it with an exclamation point PCL command to return to the default font PCL command to Push store the current cursor position PCL command to move the cursor to 296X 3184Y At 300 units of measure this is 97 inches across and 10 61 inches down We are precisely positioning the MICR line Print E 13B Command Prints the line Note the MICR font character mapping in Appendix A PCL command to Pop return the cursor to the pushed position Source Technologies 33 All Rights Reserved Escape Character Translation In many IBM host environments the programmer cannot send an ESC character ASCII hex 1B to the printer from within the application Your Secure MICR Printer allows you to define the ESC character as a printable character or a combination of two printable characters You can select combinations of 1 or 2 characters which are transla
24. 8 Paper Specifications for Checks ANSI X9 27 Print and Test Specifications for Magnetic Ink Character Recognition MICR Note These standards are being re numbered as new versions are published ANSI X9 7 will become ANSI X9 100 110 ANSI X9 13 will become ANSI X9 100 110 Parts 1 amp 2 ANSI X9 18 will become ANSI X9 100 10 ANSI X9 27 will become ANSI X9 100 20 Secure MICR Printer User s Guide Source Technologies September 2005 3 All Rights Reserved 3 Check Design General Features of Check Design To be a legal and negotiable document the necessary elements required on a check are the date amount payee drawee institution and payer s signature Other elements included in a good check design are the amount in words account title check serial number fractional routing number and MICR line A good check design contains security features and is formatted to be easily read by both machines and the human eye If the format is complicated the depositor bank employee or reader sorter machine may make an error in reading the data Position and Dimension Gauge A MICR position and dimension gauge Source Technologies part number 205 1000MGE or 220 M1027 34 is an important tool for use in designing checks During check design check your output against this gauge to determine if the data elements are correctly positioned on your document Design Elements in Detail Paper The ideal paper for check production is
25. HECK No 1000 2 4 VENDOR 200 NAME VENDOR SYSTEMS CHECK DATE October 5 2005 REFERENCE NUMBER INVOICE DATE GROSS AMOUNT DISCOUNT TAKEN NET AMOUNT PAID 99999 Oct 1 05 1000 00 1234567 Oct 2 05 200 00 136784 Oct 3 05 800 00 555555 Oct 3 05 55 55 5 2055 55 41 11 2014 44 SOURCE TECHNOLOGIES CHECK 1000 VENDOR NO 200 NAME VENDOR SYSTEMS CHECK DATE October 5 2005 REFERENCE NUMBER INVOICE DATE GROSS AMOUNT DISCOUNT TAKEN NET AMOUNT PAID 99999 Oct 1 05 1000 00 1234567 Oct 2 05 200 00 136784 Oct 3 05 800 00 595555 Oct 3 05 55 55 OTALS 2055 55 41 11 2014 44 EN 2910 Whitehall Park Drive First National Bank Charlotte NC 28273 y State CHECK No 1000 SOURCE 704 969 7500 NC 27514 66 156 TFCHNOI OGIFS EE N 531 DATE October 5 2005 Pay Two Thousand QW DOT LARS To the Vendor Systems AMOUNT 2014 44 Order of 927 Warehouse Road Kansas City MO 59782 2014 44 NON NEGOTIABLE 2223456 78900223456 78902234656 789088 Secure MICR Printer User s Guide Source Technologies September 2005 35 All Rights Reserved 8 Audit Trail Reports The Audit Trail Report feature provides a report of the printer s MICR printing activity The printer must have flash memory to utilize this option Details of each flagged check record sent to the printer are provided since the last audit report was purged from flash memory Report Details A reco
26. Prints the specified data in the CMC7 MICR font which is used in Europe and South America The font and its correct spacing begins at the current cursor position modified by the MICRpoint adjustment setting at the start of the command After the terminator is sent the printer will return to its default font and the MICR count will be decremented by one Upon receiving this command the printer will check to ensure a MICR toner cartridge is installed and set the copies parameter to 1 See Appendix B for CMC7 character mapping Print Secure Numeric Font amp SMFddd ddd amp 5 Lead in sequence ddd ddd Data to be printed in this font Command terminator The dollar sign is not a command terminator for this command For both security fonts the tilde hex 7E is the command terminator since the dollar sign is a valid character Print ICR Secure Numeric Font amp SMIxxxxxx amp 5 Lead in sequence XXXXXXXX Data variables to be printed in this font Command terminator Print MicroPrint Line amp 5 amp 5 Lead in sequence XXXXXX Data to be printed in this font MP designator optional Command terminator If the exclamation point is used the MP designate will print just above and to the right of the last character This is optional and is typically used to notify the check recipient of the presence of MicroPrinting Only 0 9 A Z upper and lower case print Special characters and spa
27. States is a continuing problem We have attempted to identify security features that can be incorporated into the base check stock However these may not prove 100 fraud preventative Over time technology will continue to develop new and improved measures to address check fraud The following internal and external security measures will help minimize your risk of check fraud 1 Financial institutions should train tellers to look at the check not the person presenting the check The check not the person is the item that must be verified 2 Firms accepting checks should be aware of damaged MICR lines Intentionally damaging the MICR line can increase the time necessary to process an item giving the forger enough time to leave town Also be sensitive to discoloration this could be an indication of alteration 3 Incorporate security features into your base check stock and utilize printed security features that address both alteration and counterfeiting of original items A short list of these features would be Warning Bands or other methods that alert recipients to visual security features e Artificial or genuine watermarks in the base paper e Chemical additives in the base paper that react to chemical alteration attempts e Void Pantographs that address attempts to copy original items e Unique security fonts that deter attempts to alter payee or amount information 4 When generating final negotiable items e The documen
28. Today most commercial banks in the United States belong to the FRS Many other depository institutions provide banking and checking account services to the public These other institutions such as some credit unions savings and loan associations and nonmember banks are not formally part of the FRS However they have access to the payment services it provides and are subject to many of the FRS regulations In 1958 because of the explosive growth of check usage the American Bankers Association selected the E 13B MICR font and the MICR system as the technology for high speed check processing Today check standards are determined by the American National Standards Institute ANSI Accredited Standards Committee ASC X9B of which Source Technologies is a voting member The latest versions of the standards and technical guidelines are available from Global Engineering Documents Hardcopy Standards Softcopy Standards Global Engineering Documents X9 Electronic Bookstore Phone 800 854 7179 or 303 397 7956 www x9 org click ESS Fax 303 397 2740 www ansi org click ESS lobal ihs com or http global ihs com http webstore ansi org Secure MICR Printer User s Guide Source Technologies September 2005 2 All Rights Reserved The key standards that address check documents are as follows ANSI X9 7 Specifications for Bank Check Background and Convenience Amount Field ANSI X9 13 Specifications for Placement and Location of MICR Printing ANSI X9 1
29. a Decryption OFF command is received a printer panel reset occurs or printer power is cycled Printer software language resets do not stop decryption Turn DES Decryption OFF amp STDOFF Turn AES Decryption OFF amp STAOFFS The OFF command resides within the encrypted data and must also be encrypted The OFF occurs after an 8 byte block DES or 16 byte block AES is received and decrypted The last block containing the OFF should either have the command right justified or padded out to the block boundary Any padding bytes after the command terminator will be discarded Copy Defeat Commands A Secure MICR printer with the Multi Function Printer MFP feature can scan and copy documents This allows the end users to copy MICR documents with MICR toner The Copy Defeat command will block the copy function when a MICR toner cartridge is installed but allow the copy function with standard toner MFP MICR Copy Defeat ON amp STMCDONS MFP MICR Copy Defeat OFF amp STMCDOFF Secure MICR Printer User s Guide Source Technologies September 2005 25 All Rights Reserved Both commands require the Password Command The ON command blocks the copy function with MICR toner The OFF command allows the copy function with MICR toner The factory default is OFF Note Postscript Language print jobs downloaded from a host will not print with MICR toner if the Postscript job contains a copy count command Copy Defeat ON wi
30. activated the correct eight digit combination must be entered from the front panel The correct password command must be received by the printer from the software application prior to printing any MICR documents MICR Fonts The E 13B and CMC7 MICR fonts are resident in your printer Examples of these fonts are in the Appendix of this manual They can only be accessed after MICR mode is activated by your software A MICR toner cartridge must be present to print the MICR fonts Secure Fonts Two Source Technologies designed secure fonts Secure Numeric Font and ICR Secure Numeric Font are resident in your printer Examples of these fonts are in the Appendix of this manual Like the MICR fonts these secure fonts can only be accessed after MICR mode is activated by your software The ICR Secure Numeric Font is designed for the convenience area of your check It can be read by the imaging equipment used by many financial institutions The Secure Numeric Font should not be used in this area since the reverse image aspect of this font prevents it from being read by this equipment We recommend using both of these fonts on your checks as they are designed to deter check fraud Secure MICR Printer User s Guide Source Technologies September 2005 15 All Rights Reserved MicroPrint Your Secure MICR Printer also contains the MicroPrint font MicroPrint is text less than 010 tall It can easily be read with a magnifying glass but appears to be a
31. all Audit Trail features Storing resources in RAM is also an option Resources in RAM are deleted when the printer is powered off or reset For this reason check related resources may need to be loaded frequently Resources stored in RAM cannot be password protected We recommend storing all check related resources in secured flash memory MICR Menu Your Secure MICR Printer contains a front panel menu specific to MICR applications The complete menu is as follows Option Card Menu MICR Menu Security Lock Audit Menu Audit Location Flash Disk Record Sorting Overlay Sum Field 4 Print Report Setup Menu MICR Type Normal Optraforms Hex Transfer Density Control MICRpoint Use the menu button on the front of your printer to toggle through the menu options To select an option press the select V button An item is selected when it has an asterisk after it Secure MICR Printer User s Guide Source Technologies September 2005 17 Rights Reserved The Security Lock option allows the user to activate and set front panel combination for additional security This feature prevents anyone from printing checks without the proper 8 digit combination See the MICR Mode Commands section of this chapter for more information Type designates the printer as a normal Source Technologies Secure Printer or as a Secure MICR OptraForms Printer The default is normal Hex Transfer and Density Control are normally r
32. are PJL commands that unlock the MICR font resources and enter PCL language processing The password used is PASSWORD the initial ship default These commands and all following commands are all case sensitive lt ESC gt is used to illustrate the ASCII Escape Character ASCII 27 hex 1B An actual data stream requires the Escape Character not lt ESC gt PCL Initial Set Up The next two commands set up some printer PCL variables These commands are normally early in the data stream We chose minimal set lt ESC gt amp l2a1h6d1e64F sets the paper size to LETTER the input tray to TRAY 1 the lines per inch to 6 the top margin to 1 and the lines per page to 64 The next command lt ESC gt amp u600D is the Unit of Measure command set to 600 dots per inch mentioned in Section 7 This affects proper MICR line spacing and X and Y cursor positioning PCL MACRO Call The next command calls MACRO 100 that was previously loaded in RAM memory When called the graphic background logos and static data is written to the internal print buffer PCL Font Calls Positioning Commands and Variable Print Data The next eleven lines of data in the example call printer resident fonts position the cursor and print the variable information We are again using the minimal data required particularly the font selection strings lt ESC gt s4099t0b10H being a very short version to call Courier Normal Weight 10 Pitch lt ESC gt p300x600Y is a PCL posi
33. ash resources SOURCE f TECHNOLOGIES DUPLICATE FILE COPY CHECK No 1000 9 VENDOR NO 200 NAME VENDOR SYSTEMS CHECK DATE October 5 2005 99999 Oct 1 05 1000 00 980 00 1234567 Oct 2 05 200 00 196 00 136784 Oct 3 05 800 00 784 00 555555 Oct 3 05 55 55 54 44 TOTALS 2055 55 41 11 2014 44 SOURCE TECHNOLOGIES CHECK No 1000 VENDOR NO 200 NAME VENDOR SYSTEMS CHECK DATE October 5 2005 REFERENCE NUMBER INVOICE DATE GROSS AMOUNT DISCOUNT TAKEN NET AMOUNT PAID 99999 Oct 1 05 1000 00 1234567 Oct 2 05 200 00 136784 Oct 3 05 800 00 555555 Oct 3 05 55 55 OTALS 2055 55 41 11 2014 44 EN 2910 Whitehall Park Drive First National Bank Charlotte NC 28273 of Any State CHECK No 1000 SOURCE 704 969 7500 NC 27514 66 156 p N 531 DATE October 5 2005 Pay Two Thousand GOW DOT LARS To the Vendor Systems AMOUNT 2014 44 Order of 927 Warehouse Road Kansas City MO 59782 92014 44 NON NEGOTIABLE 22345678900 2234656 789082234656 789088 Secure MICR Printer User s Guide Source Technologies September 2005 42 All Rights Reserved The commands in Figure 8 1 in order of appearance Audit Report fields shown bold amp amp amp 96 amp STFPASSWORD amp SMCP0001 amp SAR amp STP10001 amp STP00200 amp 1 26 3358 amp SQ1200 200 amp 961B s1p16v0s3b4148T amp 1 3 amp SQ6October 5 2005 amp SMF 2014 44 He
34. ces disappear Secure MICR Printer User s Guide Source Technologies September 2005 21 All Rights Reserved Load Flash Resource amp STLxxxxxyyyyyyzdd dd 80511 Lead in sequence XXXXX Resource number in decimal must be 5 digits yyyyyy Byte count of resource file in Hex must be 6 positions 2 Format of the resource file S Single byte binary format D Double byte text format dd dd Flash resource file e g forms overlay signatures etc Resource number values may be between 00001 to 32767 Values of 10000 and above are password protected and will require the user to enter MICR mode with a valid password before they can be unlocked with the STP command Values below 10000 will be unsecured Resource number 5001 is reserved for the Audit Trail overlay see chapter 7 Format Flash Memory amp SFF amp SFF Lead in sequence Command terminator This command formats flash memory A valid password command must precede this command Caution All flash contents will be lost This includes all electronic forms signatures logos etc Secure Flash Resource Unlock Command amp STPXXXXX 5 Unlock flash resource command XXXXX Flash resource number must be 5 digits Command terminator Unlocks a secure flash resource Tray Lock Command amp STTL amp STTL Lock tray command The tray to be locked choose from 1 2 or 3 only Command terminator This command prevents other applications from accessing a pa
35. e maker s account is located is referred to as the drawee institution The bank s name city and state are required Account Title The account title is normally printed in the upper left corner of the check It includes the name of the account holder and other information such as addresses telephone numbers and logos The data in the title should be legible and sufficiently complete Secure MICR Printer User s Guide Source Technologies September 2005 6 All Rights Reserved so that if the data account number is destroyed the drawee institution can refer to the account title in order to trace the account number Memo Line This line is located in the lower left quadrant of the check and is not required Data printed here does not contain any legal significance Printing in this area with h magnetic toner should not extend downward into the MICR clear band which is 5 8 of an inch above the bottom of the check Check Serial Number The check serial number is generally printed in the upper right quadrant of the check Although the check number is not required for the check to be negotiable the account holder and financial institution use these numbers to reconcile statements and stop payments The check serial number should also appear a second time in the MICR line and these numbers should match The number of digits in the check serial number is controlled by the financial institution and the MICR line format Consult your ba
36. ected select Horizontal You should see two values First a choice followed by some value in our case it s 0 or Default To Move horizontal 15 points use the UP DOWN arrow keys to select positive value Then press the RIGHT arrow key Using the printer keypad enter 15 Then select the center key to save the values Again from the Horizontal Vertical options use the DOWN arrow and center key to enter Vertical values Since we want to move the MICR line UP this requires a or negative value Use the UP DOWN keys to select and Secure MICR Printer User s Guide Source Technologies September 2005 28 All Rights Reserved then use the RIGHT key to enter a value In this instructional case it s 36 Using the key pad enter 36 Select the center key to save the value The values are stored in internal FLASH memory in the printer and will remain the same until changed by the operator Power ON OFF cycles do not reset the values Assuming we did our measurements correctly at the beginning when test or production checks are now printed the MICR Line should not be at the new location on the page SOURCE TECHNOLOGIES 800 922 8501 www sourcetech com gt sei s IMICR TE 8 If you wish to utilize the MICRpoint feature of the ST9530 please call Sales Support at 1 800 922 8501 with your ST9530 serial number on hand to receive the Positioning Gauge shown abo
37. ed on and when MICR Mode is exited Hex Transfer will be turned off unless it has previously been activated outside of MICR Mode with the amp amp amp string Secure MICR Printer User s Guide Source Technologies September 2005 30 All Rights Reserved Hex Transfer Examples amp amp amp This command enables Hex Transfer On amp 1B 26 6C 34 48 Sends the PCL Esc sequence Or lt Esc gt amp l4H amp 1B amp 4H which is a paper source command identifying what tray the paper will be pulled from amp 1B 45 This command is a printer reset PCL command Or which consist of the Esc character and printable E amp 1B E character and may be sent by simply putting the Esc character in Hex Note Hex Transfer can now be set ON or OFF via the MICR Menu See Section 6 MICR Menu Secure MICR Printer User s Guide Source Technologies September 2005 31 All Rights Reserved Figure 7 1 MICR Mode Command Example The following example shows the MICR Mode commands and Hex Transfer commands in use This datastream would print the check on the following page assuming the check macro and the signature are loaded as flash resources STF PAS SWOR D 8 S 0 0 0 5 1 0 01 8 85 2 0 0 0 0 1 2 6 6 317 0733168326 1 7 2 3330 4 1 3 2 8 4 8 0 3 0 4 8 3 0 1000 200 Vendor Systems October 5 2005 99999 Oct 1 05 1000 00 980 00 1234567 2 05 200 00 196 00 136784 Oct 3 0
38. entered by the operator is equal to 1 10th of a Point a decipoint 720 Decipoints 1 inch The maximum value that can be entered is 99 Decipoints allowing the entire MICR Line to move up or down left or right a maximum of 0 1375 inches from the print data stream s intended location The figure below shows proper MICR character placement using a MICR Positioning Gauge The best location has the right side of the characters at or near the right edge of the location boxes An operator may have to choose a compromise location that best addresses the entire line To Enter MICRpoint values enter the MICR Menu through the operator panel select the SETUP MENU and then the MICRpoint Adjustment feature Horizontal and Vertical options are displayed It s through these Horizontal and Vertical options we can enter maximum value of 99 and also choose horizontal value moves the characters to the right A vertical value moves the characters down For instructional value let s assume the current MICRpoint values are at 0 the default values For best positioning from using a gauge and the current printed output the MICR line needs to move up about 1 20th of an inch and to the right what looks to be of the typical character width FYI the character 0 is 0 091 inches wide Some quick math tell us we want to move the line up 36 decipoints and to the right about 15 decipoints While in the MICR Menu with MICRpoint Adjustment sel
39. ently conforms to the ANSI ABA specifications MICR Clear Band The MICR clear band is an area at the bottom of the check where the MICR line prints No other magnetic printing should appear in this area on both the font and back of document The clear band is an area 0 625 5 8 inches high from the bottom of the check running the entire length of the check Exact MICR line placement in this area is very important See Figure 3 1 for more information on MICR line placement Data Elements Date The date is a required data element for a check It represents the day on or after the transfer of the check amount may take place It is usually placed in the upper right portion of the check so it does not interfere with the convenience amount field The common format is Month Day and Year however the military format of Day Month and Year is also acceptable Amount The amount of the check is a required element The amount usually appears at least twice on the check The amount printed in numbers is called the convenience amount The amount printed in words is sometimes referred to as the legal amount since this is the amount that applies if there is a difference between the two amount fields The amount may also be printed a third time on the check in a secure font intended to make alteration of the amount field difficult See Chapter 5 and Appendix C for information on Source Technologies Secure Numeric Font Convenience Amount The convenie
40. er driver diskettes Follow the instructions in the CD booklet to start the printer setup utility appropriate for your operating system i e Windows 95 NT etc The setup utility will install printer driver and utilities to manage Source Technologies printer s attached to your PC or Network The Source Technologies MICR printer in most cases assumes the printer driver is set to the internal DEFAULT values The following Default values should not be changed for best overall printer performance and data stream requirements of the ST Secure MICR printer Print Resolution under the Graphic Tab should be set to the Default value of 600 DPI Form Source under the Paper Tab should be set to Default value of By Source Print Quality and Picture Grade under the Graphic Tab should be set to the Default values of Use Printer Default The ST Secure MICR Printer requires a PCL5 or PCL5e data stream Current level printer drivers require Graphic Mode under the Graphic Tab be set to either Raster or 2 We recommend Raster This is the only required non Default value that needs to be set in the printer driver A majority of other driver options can be set for your particular requirements The most obvious of these would be a Paper Tray selection if your application uses the Print Driver Setting Secure MICR Printer User s Guide Source Technologies September 2005 1 Rights Reserved 2 Overview stands
41. eserved for ST Technical Support MICRpoint is a feature that allows for fine positioning of the MICR line by the operator The Audit Menu deals with the optional Audit Trail Report settings See chapter 7 for more information Entering MICR Mode To print MICR documents your Secure MICR Printer uses special alphanumeric text commands called MICR Mode commands There are two different commands which activate MICR mode printing amp STFPASSWORD and amp amp STHPASSWORD The amp 96STF is the default command and is recommended for most applications To use the amp STF command it must be entered at the beginning of the job datastream The amp STH command can be entered anywhere prior to accessing secured resources The amp STH command is not as powerful as the amp STF command because it does not set as many parameters for MICR printing Both commands and descriptions are as follows amp STF Command When entering mode with the amp STF mode the printer will Check to see if the proper Front Panel Combination has been entered when enabled Allow access to secure check printing resources such as fonts and secure fonts stored in printer ROM Allow access to protected signatures overlays logos and other important resources stored in password protected nonvolatile flash memory Display MICR Mode Active on the printer s front panel Disable the printer s front panel menu system Set prin
42. f the total Print Audit Report Prints an Audit Trail Report The Audit Trail Report is also part of the command set so the Audit Report can be printed and purged via the host application As a security control mechanism purging is only possible after entering a valid password The printer can store approximately 6 000 records or checks for each megabyte of flash If the Audit Report feature is activated and the printer s flash memory becomes full an error condition occurs The printer will stop printing and prompt the operator to print and purge the Audit Report memory See the following section for purge instructions Audit Trail Report Command Set amp SAR Start Audit Record amp SAR Lead in sequence Command terminator Marks the start of an audit record and begins PJL job This command must be inserted in the datastream after MICR Mode is entered and before the first flagged field appears It should be sent at the beginning of each check record End Audit Record amp 5 amp STORE Lead in sequence Secure MICR Printer User s Guide Source Technologies September 2005 37 All Rights Reserved 5 Command terminator Ends the Audit Record and the PJL job ignored if there was no Start Audit Record Audit Report Field One amp SQ1d d 501 Lead sequence d d Data to be stored Command terminator This command identifies the data to be printed in the first column of the report Iti
43. filiates for any damage resulting from use of this information Additional copies of this publication can be received through the Marketing Department of Source Technologies All other trade names or products used in this manual are for identification purposes only and may be trademarks or registered trademarks of their respective companies Secure MICR Printer User s Guide 11 Source Technologies September 2005 All Rights Reserved Table of Contents 1 Printer Installation 1 2 MICR 2 The Check Processing 2 MICR Printing 2 3 MICR Check Design 4 General Features of Check 4 Position and Dimension Gauge 4 Design Elements in 4 Figure 3 1 Sample Check 9 4 Quality ISSUES ree rrr cui eei ni saei 10 Printer 10 MICR TONET 10 Check 5 11 5 Security ISSUES mer ri cin 13 Check Stock Security 13 Security NOLO
44. for Magnetic Ink Character Recognition All MICR documents have MICR line with numbers and symbols printed in a MICR font with magnetically chargeable toner Each character of the MICR font has a unique waveform when sensed magnetically Financial institutions and the Federal Reserve use the MICR line to identify and sort checks The high speed automated processing of checks and other financial documents depends on the accuracy and the integrity of the data printed in the MICR line Your new Source Technologies Secure MICR Printer is specifically designed to produce high quality MICR documents The Check Processing System As a MICR document travels through the check clearing system it is processed an average of about seven times by high speed reader sorter machines Some checks are read up to 30 times or more by these machines Reader sorter machines charge the toner in the MICR line and then read the line with a magnetically sensitive reader The MICR line contains numbers and symbols to indicate the check serial number the routing number of the drawee institution and the makers account number The institution of first deposit encodes the check amount in the MICR line to be read by the reader sorter equipment Checks travel through reader sorters at up to 20 miles per hour 2 400 documents per minute with each MICR line read in three hundredths of a second MICR Printing Today Congress established the Federal Reserve System FRS in 1913
45. function during downloads and re enable prior to your print data amp STCxx yy 6 xx is a double byte character to convert the following characters not allowed amp 5 T C and yy is a double byte string to convert to can be 0 to 16 characters long command terminator Example amp 96STC1EO0DOAS sets the convert character to 1E the printer will replace any 1E character in the data stream with OD OA carriage return line feed Secure MICR Printer User s Guide Source Technologies September 2005 26 All Rights Reserved amp STC1E replace 1E with nothing simply removes all 1E characters from the data amp STC00 turn character conversion off Special Alert and Custom Beep Command Using the Beep the printer data stream can alert printer operators that important pages are currently being printed The STBEEP1 command sounds its special beeps but does not stop the printer STBEEP2 stops the printing process and waits for the operator to Press Go The Custom be used to create an alternative beep pattern to STBEEP1 This could be used to indicate a certain document a custom signal to a different operator or just an alternative of your choice to STBEEP1 The Custom Beep command will not stop the printing process NOTE Beep Commands will not chain or link together You cannot play Beethoven s 5th Symphony During the execution of a beep pattern all other beep command
46. he banks or at best case the loss will be shared Check Stock Security Features We have found the following check stock security features to be of merit Artificial Watermarks White on white printing generally on the back reveals words or patterns when held at an angle You should state on the front of the check that this feature is present It cannot be copied Laid Lines Evenly spaced background lines that make cut and paste alteration difficult Void Pantograph Background printing of the word VOID or COPY which appears on photocopies Some paper suppliers offer enhanced versions of pantographs which provide more protection from the latest in color copier technology Chemical Additives If an ink eradicator bleach acetone etc is applied to the document the eradicator creates a permanent stain Numbered Check Stock Sequential numbering printed in dye that penetrates to the reverse side of the check can be used to verify authenticity This number may not relate to the check serial number This also provides for inventory control of blank check stock NOTE These quality issues serve as a general guide for check production You should not consider these features as an all inclusive list We recommend consulting with your local paper supplier for any additional comments or suggestions Secure MICR Printer User s Guide Source Technologies September 2005 12 All Rights Reserved Security Note Check fraud in the United
47. hould start at the far left of the line with the words placed immediately adjacent to each other The cents need not be written out They may be expressed as a fraction 60 100 and should be placed immediately to the right of the dollar amount and followed by a line or other space filler to inhibit alteration Example One hundred forty four and 62 100 DOLLARS Given the available area on the document you may need to use a smaller font when printing larger value amounts Payee Area The payee is a necessary element for a negotiable document The payee area is generally to the left side of the document either above or below the amount in words It is often preceded by the words Pay to the Order Of The payee data should not enter the MICR clear band which extends 5 8 of an inch above the bottom of the check Signature Area A signature is a required element for a negotiable document The signature or signatures authorize the bank to honor the check therefore it must match the bank s records The signature area should be beneath the convenience amount area but the signatures should not enter the convenience amount area nor the MICR clear band This is especially true if you print the signature with MICR toner We recommend using our MicroPrint font for the signature line as a fraud deterrent Information on how to utilize this font is in section 5 MICR Features Drawee Institution Name The name of the institution where th
48. ide lines boxes and shading for a more user friendly report format The Audit Trail Report overlay can be stored in printer flash or RAM We recommend storing itin flash It must have an ID of 5001 It is enabled by accessing the MICR menu the printer s front panel Select Audit Menu gt Overlay This overlay will now be merged with the record details every time the Audit Trail Report is printed Sum Field 4 Secure MICR Printer User s Guide Source Technologies September 2005 36 All Rights Reserved The values field four of the Audit Trail Report be added together with the total provided at the end of the report This feature is activated through the MICR menu Select Audit Menu gt Sum Field 4 The values in field 4 must follow certain guidelines to be included in the column summation Dollar signs and commas must be properly located no more than two numbers after a decimal point and no alpha characters For example Valid Formats Invalid Formats 1 234 567 89 1 23 4321234 56 432 123 5 321 34 test 89 12 123 If the value in field 4 is in an invalid format that line will have a question mark to the right of the field and it will not be added to the total Under these circumstances the total will print with the notation Fields flagged with not included in total If the total exceeds 4 294 957 295 99 the printer will print an error message Total exceeds maximum value instead o
49. in the general location shown above in the diagram The illustrated box in the diagram is optional and if used should conform to ANS 9 7 A single stroke dollar sign is required Secure Printer User s Guide Source Technologies September 2005 9 All Rights Reserved 4 Quality Issues A high quality MICR document can be read by bank reader sorter equipment many times with no readability issues and does not result in damage to bank equipment This quality is the result of a well designed printer an originally manufactured MICR toner cartridge and high quality check stock Printer Features Your Secure MICR Printer is equipped with some features to ensure high quality MICR documents Paper Type We recommend paper trays with check stock be set to bond paper type The associated weight and texture settings should be set to heavy and rough See the base printers User s Guide If more than one input tray has check stock and they are the same stock set all to bond and they will be linked If different stock is used in more than one input tray use custom type rough and heavy to block Linking MICR Toner Low Alarm When MICR toner is low the printer stops and the user is prompted to load a new MICR toner cartridge We do not recommend shaking the cartridge to prolong its life Once low toner is sensed there may not be enough MICR toner left to produce quality MICR documents MICR Toner Sensing When
50. ipated Set DES Decryption Key Command amp STSETDESKEY lt 16 Hex Characters gt The command requires a MICR Password Command be sent prior to the Key Command The Key Command could itself be encrypted and then decrypted in the printer The command requires the key data be in a double byte hex format The 8 byte value must be converted to the 16 byte format The only values that can be contained in the 16 command Secure MICR Printer User s Guide Source Technologies September 2005 24 All Rights Reserved bytes are 0 through 9 A through Alpha key characters be upper or lower case Command characters must be upper case An example of a valid key command amp STSETDESKEY5f00FF7E3DA938eb The key value remains in the printer until another key command is received Printer power cycles and printer reset commands do not affect the key value The dollar sign is the command terminator and is required Set AES Decryption Key Command amp STSETAESKEY lt 32 Hex Characters gt The command also requires a MICR Password Command be sent prior to the Key Command The key data is similar to DES but is twice in length with 32 Hex character format representing the 16 byte or 128 bit key value Turn DES Decryption ON amp STDONS Turn AES Decryption ON amp STAONS All data following the command terminator will be decrypted using the current key value stored in the printer and the DES or AES algorithm Decryption continues until
51. l Exit Language This is optional but recommended PJL Re Lock Sequence With A New Password Value lt ESC gt 12345X PJL DEFAULT LRESOURCE flash LRWLOCK xxxxxxxx 0D 0A lt 5 gt 12345 This command requires the resources to be previously unlocked The new password is represented by the value xxxxxxxx The UEL is again optional but recommended After consulting Lexmark Technical Reference materials you may wish to expand the PJL sequences to include more than the examples above To chain multiple PUL commands follow the following format UEL PJL COMMAND 0A PJL COMMAND 0A PJL COMMAND 0A UEL or ENTER LANGUAGE The normal printer action to any format problems or missing or extra symbols is to ignore the PJL command This does make troubleshooting format errors difficult Have patience PCL Font Call Commands After PJL has unlocked the MICR FLASH resources the ST 9116 uses standard PCL5e commands to print The five resident Source Technologies MICR font resources are all bitmapped fonts and therefore cannot be scaled larger or smaller than the bitmapped images These fonts can be called by either a PCL Font Selection String or by their ID The commands are E13B FONT lt ESC gt 100 lt ESC gt sOp8h8v0s7b360T Selection String lt gt 30802 The ID Call SECURE NUMERIC lt 5 gt 16 lt 5 gt 50 5 36 24 06112 The Selection String lt ESC gt 30043X The ID Call ICR SECURE lt
52. ll reset copy count to 0 and nothing prints Either the Copy Defeat function needs to be set to OFF or the copy count command needs to be removed if the user requires Postscript MICR printing We tested a few Postscript printer drivers and did not detect copy count commands but the specific data streams should be tested Customer Character Conversation Command The Custom Character Conversion Command can be used to resolve some problems in printer data streams An example might be to remove a special command character in an existing data stream that was used by your previous printer hardware Without changing your data stream these special characters can either be removed converted to Nulls or converted to other sets of data to accomplish what is required An example of this might convert a Skip Command used by an older generation printer to multiple Carriage Return Line Feed commands You could also store a PCL5 command in our SIMM and call it with one character in your data stream Only one type of conversion is permitted at any particular point in time but the function can be modified within a data stream multiple times The conversion information is stored in NVRAM and is retained through power off power on cycles This means you could send the command one time and all future print jobs would be converted Special precautions are required if printer fonts and Macro s are downloaded to your printer This might require you to disable the
53. mand identifies the data to be printed in the fifth column of the report This field is a maximum of eight characters Audit Report Field Six amp SQEd d 800506 Lead in string d d Data to be printed Command terminator This command identifies the data to be printed in the sixth column of the report This field is a maximum of 19 characters Audit Report Field Seven amp SQ7d d 85087 Lead in string d d Data to be stored Command terminator This command identifies the data to be printed in the seventh column of the report This field is a maximum of 12 characters The data in this field is recorded for the Audit Report only Print and Purge Audit Report amp SPURGExx amp SPURGE Lead in string X option s Command terminator This command prints and purges the Audit Report All recorded information is deleted The optional field can be any combination of the following letters Total Field 4 Overlay d Sort by MICR line Communicate send report to host instead of printing see additional information below on SPRINT command Secure MICR Printer User s Guide September 2005 Source Technologies 39 All Rights Reserved For example the command amp SPURGESS sorts the records by the line while the command amp 96SPURGESOS sorts the records by the MICR line and prints an overlay with the data Options can be forced on with these commands but they cannot be forced off In other words if
54. nce amount location is specified in ANSI X9 7 The basic location is illustrated in Figure 3 1 Since this amount can be machine scanned its location and design should be kept within the specifications The amount beginning with the dollar sign should be left justified within the scan area with numbers spaced normally to the right The dollars and cents should be separated by a decimal point with the cents printed in the same size font as the rest of the field Embedded commas should not be used The convenience amount background should have good reflectance so it does not interfere with optical scanning see ANSI 9 7 The convenience amount should be printed in a simple fixed pitch font We recommend our ICR Secure Numeric Font see Appendix D It was designed to be easily read by image capture equipment and is also a fraud deterrent A fixed pitch Secure MICR Printer User s Guide Source Technologies September 2005 5 All Rights Reserved courier font or if available OCR B are also acceptable fonts to print the convenience amount Note The Source Technologies Secure Numeric Font see Appendix C should not be used in the convenience amount since it is not a machine readable font Amount In Words The amount in words sometimes called the legal amount is normally located either above or below and to the left of the convenience amount The area for the amount in words should be entirely filled to make alteration difficult The amount s
55. nd final form feed command The PCL commands could print an unlimited number of pages between the unlock and re lock sequences We will use lt ESC gt in the following examples to indicate the Escape character ASCII 27 Values shown in parentheses are hexadecimal PJL Unlock Sequence lt ESC gt 12345X PJL LDECLARE LRESOURCE flash LRWLOCK PASSWORD 0D 0A PJL ENTER LANGUAGE PCL 0A The sequence contains a UEL Universal Exit Language command followed by the unlock and enter language commands The commands are case sensitive PASSWORD is the initial ship default password value The command delimiter is a Line Feed hex 0A with Carriage Return hex OD being optional Spaces are required as shown The ENTER LANGUAGE command is optional but recommended The command should also end with a LF hex 0A At this time all secured resources including any resources that are customer unique in FLASH are unlocked and available to PCL The password value is limited to no more than 8 alphanumeric case sensitive characters PJL Re Lock Sequence lt ESC gt 12345X PJL LDELETEPASSWORD LRESOURCE flash 0D 0A lt 5 gt 12345 Secure Printer User s Guide Source Technologies September 2005 A11 All Rights Reserved Sent after PCL this sequence re locks the resources with no change the password value The PJL syntax of LDELETEPASSWORD is not the password The command sequence terminates with the UEL command Universa
56. nds Invalid AES DES key Invalid hex digit or length of decryption key Check syntax of SETAESKEY or SETDESKEY command Purge Audit Report Then Format An SFF command was received but there is audit data in flash which should not be erased Purge the audit data then resend the SFF command File System Error Can t Open File There was an internal error while trying to access flash for audit trail Check that Flash is installed and not full Can t Create Node Secure File Not Unlocked Opened Written Read There was insufficient memory to track another audit job Turn printer off and back on then retry If the problem recurs call Tech Support There was an internal error while trying to access Flash for an STL or STP command Print the menus to ensure that Flash is installed Print a directory of Flash to ensure that is it not write protected or full If error occurs on STP command check to confirm that the resource is stored in Flash Secure MICR Printer User s Guide September 2005 48 Source Technologies Rights Reserved Appendix E13B MICR Font Mapping Command amp SMDddd ddd MICR Font Description Alpha Numeric Hex Values Character Values Amount Symbol 4161 2 Transit Symbol TtBb 54 74 42 62 3A On Us Symbol OoCc 4F 6F 43 63 3B Dash Symbol VvDd 56 76 44 64 2D 3D 0 Zero 0 30 1 One 1 31 2 Two 2 32 3 Three 3 33
57. nking institution for their requirements Fractional Routing Number The fractional routing number should be printed in a fractional format in the upper right quadrant of the check This number is assigned to identify the Federal Reserve District and drawee institution Consult with your bank for the proper routing number and format for each of your accounts MICR Line Accurate high speed processing of your checks by financial institutions is enabled by the accuracy and integrity of the data in the MICR line Refer to figure 3 1 for the location of the following MICR line fields The MICR line is read from right to left with position one being the right most position proceeding to position sixty five on the left The MICR line must be printed at exactly eight characters per inch Auxiliary On Us Field Positions 65 to 45 This field usually contains the check serial number for commercial size checks and possibly account control information It is bounded by On Us symbols It is not included on personal small size checks External Processing Code EPC Field Position 44 This one digit field is position 44 of the MICR line This field is usually left blank The use of this field is controlled by the ASC X9B Standards Committee Routing Field Positions 43 to 33 The routing field is bounded by Transit Symbols in positions 43 and 33 It contains fixed format information about the drawee institution Consult with your bank for the specific
58. of a check that was printed The top of every Audit Trail Report shows how many pages make up the report as well as the number of records that will print The Audit Report can be printed in two ways a sorted report or an unsorted report A sorted report sorts all checks numerically by the first 20 characters in the MICR line field and prints asterisks beside checks printed out of sequence Sorting can be done via the front panel or by the commands amp SPRINTS or amp SPURGES An unsorted report lists checks in the order they were printed An asterisk at the beginning of a line states that the check number did not print In this example SQ1 The authorized user who accessed the Audit Trail Report Displays the client s check number the bank institution s routing number and account number SQ3 The name of the payee The name of the person or organization to whom the check was made payable SQ4 The amount of the check SQ5 Not used in this report SQ6 The date the check was written SQ7 The time that the check was printed All of the above fields will be printed on the check with the exception of field 1 and field 7 Secure MICR Printer User s Guide Source Technologies September 2005 45 All Rights Reserved 9 Error Messages Your Secure MICR Printer has a set of front panel error messages unique to MICR applications These messages appear if there is a MICR related problem The printer may also print an erro
59. only support the most commonly used 128 bit key size The algorithm selected for AES is Rijndael Developed in Belgium an English pronunciation alternative is Rain Doll In addition to U S Government implementations it is anticipated AES will be adopted by businesses organizations institutions and individuals outside of government and outside of the United States as was the case for DES We only support decryption for DES and AES Encrypted printer data streams can be decrypted using the key stored some time prior to the message Keys for both DES and AES are stored separately so that both AES and DES are supported simultaneously The keys messages themselves can be encrypted with either DES or AES for either DES or AES Only one DES and one AES key exists at any one point in time Old keys are not saved To change either a DES or an AES key requires the MICR Password Command The Secure MICR printer does not have any capability to encrypt a return or Bi directional message Decryption Commands Decryption requires printer processing overhead In our testing encrypted printer data steams near or below 100K bytes per page do not seem to affect printer speed in term of pages per minute or first page out timings Some testing done with print files from 500K to 1 Meg per page showed up to a 3096 degradation in speed It is therefore recommended the encryption be reserved for the confidential portions of the data when large file sizes are antic
60. ontents will be lost Makes Flash Resource Command available to be called must be 5 integers Locks Tray 1 2 or 3 for MICR printing Locks Tray 1 2 or 3 Source Technologies All Rights Reserved Tray Swapping Commands amp STTSON Turns tray swapping ON amp STTSOFFS Turns tray swapping OFF Quit MODE Command amp 96STQ Terminates MICR Mode Secure MICR Printer User s Guide Source Technologies September 2005 A9 All Rights Reserved Appendix F Audit Report Command Summary Command amp SAR Description Start Audit Record Audit Report Field One amp SQ1 d Print MICR E13B Font amp SMD d Audit Report Field Three Print the Check Amount Audit Report Field Five amp SQ5d d Audit Report Field Six amp 96SQ6d d Audit Report Field Seven Print Audit Report amp SPRINT End Audit Record amp STORE Print and Purge amp SPURGES Format Flash Memory amp SFF End MICR Mode amp 5 Secure MICR Printer User s Guide September 2005 Structure Function Activates Audit Trail and begins PJL job Records first field on the Audit Report does not print Print and records MICR line amp SQ3d Records third field on the Audit Report amp SQ4d d Records fourth field of the Audit Report and prints the check amount Records fifth field of Audit Report Records sixth field of Audit Report 507 0 Records seventh field of Audit Report does not print Prints Audit Report
61. ore information on check stock security features Quality Quality MICR check printing with your ST Secure MICR Printer requires check stock that matches the printer s requirements Source Technologies can supply paper specifically made for our printers If you wish to order check stock from other suppliers please show the following requirements to your sales representative We will test other suppliers paper for a nominal fee Layout Layout your check design before any paper is purchased or layout your design to existing check stock Keep in mind perforations orientation special logos and any color elements The printer can print just about anything as long as it is black Weight We recommend 24 Ib 29 Ib paper Stiffness We recommend taber M D 2 5 and C D 1 1 minimum Smoothness For best toner fusing we recommend rougher surfaces within the base printers specifications and the Paper Specifications for Checks X9 18 We recommend a smoothness range of 150 to 200 Sheffield Paper Grain Direction When using 24 Ib 29 Ib bond paper we generally support either long or short paper grain Overall performance in the banks reader sorters is best when the resultant grain direction is left to right when viewing the check Perforations All perforations in the stock should be Micro Perfs 20 or more cuts per inch Larger perforations can produce excessive paper chaff and result in damage to the toner cartridge Perforations
62. orporate clients 11 Review and document your internal negotiable document printing procedures Investigate employee backgrounds before assigning security authority Split responsibilities for example an accounts payable production security officer should not also balance the account Secure MICR Printer User s Guide Source Technologies September 2005 14 All Rights Reserved 6 MICR Features Source Technologies Secure MICR Printers are designed to allow both general office document printing and secure MICR document printing You may print a variety of conventional jobs with regular Lexmark toner using all of the printer features available such as MarkNet and MarkVision network attachment interfaces and network printer utilities These printers come standard with HP PCL5 PCL6 and PostScript Level 2 emulations and others Source Technologies has designed features to enhance these printers with MICR mode specific operation that allows you to securely print high quality negotiable documents MICR Mode Your Secure MICR Printer has two operational states normal and MICR mode When the printer is in normal printing mode your MICR resources cannot be accessed Once the printer enters into MICR mode your secure resources are available and the printer starts the process of confirming readiness to print a negotiable document There are two conditions which must be met before MICR mode is activated If the front panel combination lock feature is
63. r message on the page near where the error occurred many cases you can receive more information about a displayed error by pressing Go to print the job which caused the error Then inspect the printed page for a more detailed error message Error Message on Display Printed Message Description Action Can t Purge password not enabled This error indicates that MICR mode has not been enabled Press Go Enter MICR mode then re attempt the purge Can t Sort Insufficient Memory This error indicates the printer does not have sufficient memory to sort the Audit Report Press Go The printer may need to be upgraded with more RAM memory to sort otherwise an unsorted Audit Report may be printed Command Decode Error Decode error amp Sx where x is the incorrect character A syntax error was detected ina MICR command Check your software for a syntax error in the MICR command that was being used when the error occurred Invalid Convert to Escape Character Invalid Convert to Escape Character An error was detected in the User Programmable Escape Character Selection Command The software tried to specify a NULL or an ampersand as the first Escape Character Check the Command amp STY for errors Flash Full Purge and Format This error message indicates that the printer s flash memory is full The audit trail cannot accept more jobs until more space is a
64. rd check must be bounded by a start of record command and an end of record command Within each record fields to be included in the Audit Trail Report must be flagged The printer stores each record in flash memory After the check is successfully printed its record is designated as a successfully printed document in flash The report is built by printing each one of these check records as a line item At the end of the report an exception report is generated which highlights any records received by the printer but not successfully printed Each record check has a maximum of seven fields with a total of 146 bytes Two of the flagged fields SQ1 and SQ7 are Audit Report fields only They are not printed on the MICR document Flagging other fields for inclusion in the Audit Report does not effect how they print on a check Audit Trail Menu The MICR menu contains a section for the Audit Trail options Menu options are Audit Location Record Sorting Overlay Sum Field 4 and Print Report Audit Location Choose to store audit data on flash or disk The display will show No Device if neither is installed Flash is the default if both are present Audit Record Sorting Enables sorting of the report by the first 20 digits in the MICR line field In an unsorted report the records are in the order in which they were printed Overlay To assist in reading an Audit Trail report you have the option of using a form overlay This overlay can prov
65. rticular printer paper tray Secure MICR Printer User s Guide Source Technologies September 2005 22 All Rights Reserved Tray Unlock Command amp STTU amp STTU Unlocks tray The tray to be unlocked choose from 1 2 or 3 only Command terminator Tray Swapping Commands amp STTSONS amp STTSOFF amp STTSON Turns tray swapping on amp STTSOFF Turns tray swapping off Command terminator This command allows you to redefine the PCL values for Trays 2 and 3 to allow software and operational consistency with older printers in the system Swapping ON causes any lt esc gt amp l4H to be replaced with 5H and vice versa Secure MICR Printer User s Guide Source Technologies September 2005 23 All Rights Reserved DES and AES Decryption Data Encryption Standard DES and the Advanced Encryption Standard AES are both supported in the Source Technologies Secure MICR Printers The minimum Code Level support for AES is 8 5j Levels 8 5i and lower only support DES DES originated at IBM in 1977 and was adopted by the U S Department of Defense The controlling standards for DES are ANSI X3 92 and X3 106 and in the Federal FIPS 46 3 standard An alternative to DES called Triple DES is not supported in our Secure MICR printers AES is documented in a Federal Information Processing Standard FIPS standard FIPS 197 dated 11 26 2001 Three key sizes are documented in the standard 128 bit 192 bit amp 256 bit We currently
66. s a maximum of 14 characters in length If less than 14 characters are sent the printer fills the field with spaces when the audit report is printed This field is recorded in the audit report only it is not printed on the check Audit Report Field Two MICR Line amp SMDd d or amp SM7d d amp SMD or amp SM7 Lead in sequence d d Data to be printed Command terminator This command identifies the data to be printed in the second column of the report It is a maximum of 40 characters in length Audit Report Field Three amp SQ3d d 503 Lead sequence d d Data to be printed Command terminator This command identifies the data to be printed in the third column of the report It is a maximum of 40 characters Audit Report Field Four amp SQ4d d 504 Lead sequence d d Data to be printed e Command terminator This command identifies the data to be printed in the fourth column of the report It is a maximum of 16 characters in length Since a total of this field can be provided at the end of the Audit Trail Report it is typically used for the convenience amount field NOTE This is the only command where the is not a command terminator The tilde hex 7E acts as the command terminator Secure MICR Printer User s Guide Source Technologies September 2005 38 All Rights Reserved Audit Report Field Five amp SQ5d d 505 Lead sequence d d Data to be printed Command terminator This com
67. s are eaten Two important documents could be sent to the printer one after the other both with beep commands but the pattern would only occur one time NOTE The two digit frequency value is inverted The higher the value the lower the frequency amp 5 1 plays 3 long beeps 3 short beeps 3 long beeps and 3 short beeps amp 5 2 displays the message Press Go to stop beeping the front panel and repeatedly plays 5 long beeps amp STBEEPnnffdddd plays a custom beep nn is a two digit number of beeps 0 63 ff is a two digit frequency 0 63 dddd is a four digit duration 0 1023 Example amp STBEEP02250300 plays 2 long duration 300 beeps at a frequency of 25 Secure MICR Printer User s Guide Source Technologies September 2005 27 All Rights Reserved MICRpoint Feature Fine positioning of the MICR Line characters is accomplished using the MICRpoint feature The feature only works with the SMD amp SM7 Print Commands using the printer s resident MICR fonts The exact location of the entire MICR Line can be moved left or right up or down by the printer operator through the printer s front panel Only the MICR Line is moved All other printed information is not affected This allows the operator using a MICR Positioning Gauge and the MICRpoint feature to precisely locate the MICR characters on the specific printer in use to address slight print location variances Each value
68. should be ironed by the paper supplier to reduce nesting and potential double feeding Moisture The paper moisture content should be between 4 7 and 5 5 Storage conditions have much to do with the final moisture content of most papers Store your check stock in a cool dry environmentally stable and secure area Protective wrappings should be removed just prior to use Secure MICR Printer User s Guide Source Technologies September 2005 11 All Rights Reserved 5 Security Issues Printing negotiable documents from blank paper on desktop MICR laser printers makes security a top priority for any company embarking on a desktop check printing project Good security programs integrate hardware software your employees and your financial institution into a secure check production system Recent changes relative to the responsibilities of banks and their customers have a bearing on the ultimate liability for fraudulent documents Customers must have systems designed and documented to show Ordinary Care and Good Faith Effort is in place to avoid liability In the past financial institutions generally credited corporations when fraud was discovered New regulations attempt to define who may have been negligent in the transaction and put the liability on that party or parties Clearly if a fraudulent occurrence can be traced to a corporation s lack of security procedures or the design of their negotiable documents the regulations will protect t
69. sing the printer s front panel menu Select Reports Menu Settings Page The second page of this menu shows the current MICR variable configuration If USTATUS DEVICE On the printer will report PJL error 40020 for error which causes the printer to go off line It will appear in this format PJL USTATUS DEVICE CODE 40020 DISPLAY MICR Password Error Press Go ONLINE FALSE formfeed HEX 0 The code will always be 40020 only the display line will change to indicate the specific error Secure MICR Printer User s Guide Source Technologies September 2005 16 All Rights Reserved Resource Storage Check related resources such as form overlays and signatures are stored in your printer with unique identification numbers ID numbers must be less than 32767 Number 5001 is reserved for the Audit Trail overlay Your Secure MICR Printer has two areas where you may store these resources FLASH and RAM Memory Flash Memory is an optional feature It is user managed and resources can be designated as secure or unsecure Secure resources are loaded to flash with the STL command and have ID numbers greater than or equal to 10000 They can only be accessed by using the STP command when the printer is in MICR mode Unsecure resources do not require a password and should be assigned an ID number less than 10000 Resources stored in flash memory are not deleted when the printer is powered off Flash memory is required for
70. t always includes the amount value in words e The document should not include information that limits the value range i e Not valid over 500 This only guides the fraudulent attempt Use your application software to detect out of range items All levels of hardware and software password protection should be utilized 5 Safeguard check stock paper and limit access only to necessary employees 6 Understand and approve the security procedures of your check stock suppliers to safeguard stock in their custody Secure MICR Printer User s Guide Source Technologies September 2005 13 All Rights Reserved 7 Use Positive Pay check services from your financial institution that match check number and dollar amounts to known information Financial institutions should encourage full participation of corporate clients 8 Move methods of fraud detection to the item s point of entry into the clearing system For example low cost readers can detect low magnetic strength in the MICR line which is a good indication of attempts to copy an original 9 Always verify the home address and place of employment of new account applicants Use public sources such as phone books to verify phone numbers Ask new account applicants why they are opening an account with your institution Be suspect of unusual answers or delays in responding 10 Stay abreast of current check fraud methods and the latest in fraud detection Offer seminars to educate c
71. ted to a Hex 1B when they are sent to the printer The command amp 96STYxxyy is used to select the character or character combination The pair xx represents the first characters ASCII hex value yy represents the second characters hex value Example The symbols should be translated into the escape character amp STY4040 After this is sent to the printer anytime an is received in exact sequence the pair is translated into the ESC character Hex 1B A single would print normally If yy is equal to 00 only the first character is used for the escape character Example The symbol should translate into the escape character amp STY4000 After this is sent to the printer anytime an is received it is translated into the ESC character This means that the printer will never print the character The only invalid single characters are the amp HEX 26 and a null 00 Example amp STY2300 8180 The printer would translate the number sign Hex 23 the character and it would act on the sequence Esc amp I8D which will set line spacing to 8 lines per inch If you want to reset the ESC character translation from the previous settings then you can send the amp STY Command to deactivate the translation Example 5 0000 8 Secure Printer User s Guide Source Technologies September 2005 34 All Rights Reserved Figure 7 2 Sample Check SOURCE N TECHNOLOGIES DUPLICATE FILE COPY C
72. ter resolution to 600 dpi for printing MICR fonts Disable Jam Recovery Set the copies parameter to 1 Sets Toner Low Alarm Turn Hex Transfer ON Secure MICR Printer User s Guide Source Technologies September 2005 18 All Rights Reserved NOTE The amp STF command must be entered at the beginning of the print job before any other print data is received amp STH Command The amp STH command does not set up the printer for check printing activity as completely as the amp STF command mode This alternate MICR mode command forces the user to manually program some commands through their host application It is used when programmers cannot place amp at the beginning of their job Use the amp STH command if you experience page ejects while in amp STF mode When entering MICR mode with the amp STH command the printer will Check to see if the proper Front Panel Combination has been entered when enabled e Allow access to secure check printing resources such as MICR fonts and secure fonts which are stored in printer ROM It also allows access to protected signatures overlays logos and other important resources stored in password protected nonvolatile flash memory e Turn Hex Transfer ON NOTE The amp STH command can occur within a datastream after the page has started The amp STH command unlike the amp STF command can be issued anywhere on the page MICR Mode Commands Pass
73. ter will continue to report until it is powered off and back on Figure 8 1 Audit Trail Commands Example The following example shows the Audit Trail MICR Mode and Hex Transfer commands in use amp amp amp amp YSTFPASSWORDS 8965 00015 amp SAR amp STP10001 amp STP20000 amp 1B 266 C 39 T P 8 3 07 33 1 2 6 3 3 4 6 2 6 3 0 4 0 2 3 304 5 2 3 0 3 1 2 6 B 1 3 7 3 3 1000 amp SQ1200 200 Vendor Systems Oct 5 2005 99999 Oct 1 05 1000 00 1234567 Oct 205 200 00 36784 Oct 3 05 800 00 555555 Oct3 05 5 5 00 2055 55 1000 200 Vendor Systems Oct 5 2005 99999 Oct 1 05 1000 00 20 00 1234567 2 05 200 00 4 00 136784 Oct 305 800 00 16 00 555555 Oct 3 05 55 55 1 11 2055 55 41 11 2014 44 amp 1B s1p16v0s3b4148T 1000 amp 1B 3 506 5 2005 5 92014 44 amp 961B s0p12h10v1s0b4099T Two Thousand Fourteen and 44 100 DOLLARS amp 1 3 amp SQ4 2014 44 amp SQ3 Vendor Systems 927 Warehouse Road Kansas City MO 59782 amp 961B 20000X amp 1B 3 amp 961B amp f0S amp 961B p296x3184Y amp SMD 00001000 123456789 1234567890123 8 1 8115 amp SQ710 33 45 amp STORES amp amp Secure MICR Printer User s Guide Source Technologies September 2005 41 All Rights Reserved Figure 8 2 Audit Trail Check Sample The datastream in Figure 7 1 will print the following check assuming the check macro and signature are loaded as fl
74. tioning command In this case its values are 600 pixels down and 300 pixels to the right of the upper left corner of the page The Unit of Measure command determines the exact distance The next 4 lines call our secured MICR font resources We are using the ID for the font call The Form Feed prints the page PJL Re Lock Sequence The last two lines re lock the secured fonts The password is not changed in this example Secure MICR Printer User s Guide Source Technologies September 2005 A15 All Rights Reserved FIGURE 8 1 SAMPLE ACCOUNTS PAYABLE CHECK CHECK 123456 Source Technologies tec 7910 Whitenad Park Drive 26272 CHECK NO 123456 Source 1910 Park Orive Chanote NC 28273 xx xx XXXx 231 Check No 123456 1 800 922 3501 SOURCE NON NEGOTIABLE Oste XX XX XXXX SMT aS 2 r 234 90 Pay Thousa xxxxz Musdred xxxx s Dollars and xx 00 Conte 1 234 56 To the ABC TOOL amp DIE 123 Main Street NON NEGOTIABLE Yourcity ST 12345 6789 i3i1 5L 92365627808 2365667270 Secure Printer User s Guide Source Technologies September 2005 A16 All Rights Reserved PJL and PCL commands used to print the sample check lt ESC gt 12345X PJL LDECLARE LRESOURCE flash LRWLOCK PASSWORD PJL ENTER LANGUAGE PCL lt ESC gt amp l2a1h6d1e64F lt ESC gt
75. vailable in flash Press Go then purge the audit trail Then either defragment or format flash memory Utilities Menu Load MICR Toner Before printing a MICR font the printer checks for MICR toner If Replace standard toner cartridge with a MICR Toner Go to proceed If MICR Secure MICR Printer User s Guide September 2005 46 Source Technologies All Rights Reserved regular toner is present the printer will stop all printing and display this message toner is not available you must power off your printer and restart the print job at a later time when MICR toner is available Macro Definition Error Invalid decode mode specified The Load Flash Resource Command contained an invalid character specifying the format of the file Must be either a D or S Check the Command amp STL for syntax errors Macro Definition Error Macro ID greater than 32767 limit The resource number in the Load Flash Resource Command amp STL was over the 32767 limit Check the Load Flash Resource Command for syntax numbering errors Macro Definition Error Macro size exceeds available space Flash resource file size specified in the Load Flash Resource Command is too large for the available space remaining in the flash module Format flash memory to remove all existing resources or upgrade flash memory to a larger module Non hexadecimal
76. ve The Positioning Gauge will be sent to you free of charge Secure MICR Printer User s Guide Source Technologies September 2005 29 All Rights Reserved 7 Host Programming Features and Examples Hex Transfer The Hex Transfer feature allows the user to send PCL escape sequence printer commands to the printer with simple text strings You may send any valid command or string of commands with no limit on the length or complexity Form macros signatures or simple commands may be passed through any platform to the printer since they are simple text The printer will convert them back to ESC escape sequences when they arrive at the printer Hex Transfer is automatically enabled while in MICR Mode To enable it for all applications use the following commands Turning Hex Transfer On To enable Hex Transfer send the following command amp amp amp Once Hex Transfer is enabled the character sequence amp will act as a trigger sequence Any data following these trigger characters will not be printed and will be treated as Hex Transfer data until the Hex Transfer ending character is encountered Turning Hex Transfer Off To turn Hex Transfer off send the following command amp amp This command will clear the trigger sequence and allow the amp characters to print This clear command may be sent at any time to assure that Hex Transfer is disabled When MICR Mode is entered Hex Transfer will automatically be turn
77. word Command amp STFPASSWORDS or amp amp STHPASSWORD amp STF or amp STH Lead in sequence PASSWORD User defined password 8 characters case sensitive unprintable characters allowed Factory default is PASSWORD See also New Password Command Command terminator MICR Definition Command amp SMCPxxxx optional amp SMCP Lead in sequence XXXX MICR count the number of MICR lines to be printed during this print job 4 bytes in hex Command terminator Secure MICR Printer User s Guide Source Technologies September 2005 19 All Rights Reserved Example amp SMCP0010 Prints 16 Hex 10 MICR lines before disabling MICR mode This command defines how many MICR lines may print in the current job When the count decrements to zero MICR mode is terminated Set New Password Command amp STEXXxxxxxx 5 Lead sequence XXXXXXXX New password must be 8 characters either printable or non printable Dollar sign is an invalid password character Command terminator In order to set a new password the current password must first be sent Caution Errors made in sending the new password command could lead to setting it to an unknown value If the Password is unknown the printer must be returned to Source Technologies to be reset to PASSWORD Activate Set Front Panel Combination Lock amp 5 optional amp 5 5 Lead in sequence XXXXXXXX Eight digit sequence valid characters 0 9
78. x transfer enable Password command MICR definition command with the count set to one Activates Audit Report recording Unlock flash resource number 10001 Unlock flash resource number 200 PCL sequence in hex which sets the page format and enables macro number 10001 Stores the vendor number 200 in the first position of the Audit Report Note that this field will not be sent to the page to be printed Here we send the field again so that it will print PCL sequence which changes the font to Univers 16 point After the check serial numbers prints 100 the printer is returned to its default font with the following command PCL command to return to default font Stores the date in the sixth position of the Audit Report Prints Secure Font command NOTE Tilde is command terminator amp 961B s0p12h10v1s0b4099T PCL command to change the font to Courier 12 pitch Italic amp 1 3 amp SQ4 2104 44 amp SQ3Vendor Systems Secure MICR Printer User s Guide September 2005 See print PCL Fonts on the Front Panel under the test menu for a printout with their call commands PCL command to return to the default font Stores the amount in the fourth position of the Audit Report Stores the payee Vendor Systems in the third position of the Audit Trail report Source Technologies 43 All Rights Reserved 8961B 200X amp 1B 3 8961B amp f0S amp 961B p296x3184Y amp SMD amp 961B amp f1S

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