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AAA Membership Benefits Guide AAA Membership

1. O lt m un m JJ A m un we can alsoprovide additional equipment to extricate the vehicle at AAA member pre ferred commercial rates Plus and Premier memberships provide coverage to include the delivery of services by a second service vehicle and operator for one 1 hour atthe scene Note the AAAPlus Premier benefit does not limit the time on the scene for the second truck and driver By not limiting the time one hour as allowed by program stan dards you are exceeding the standard that may result in additional expense to the club Not a compliance issue Emergency Repair Check Credit Card Acceptance Your personal check credit card or debit card for emergency repairs is accepted at independent AAA contracted facilities across the country for up to 250 You just present a valid AAA card and identification in the same name Emergency Check Cashing Get emergency cash up to 100 with your personal check and proper photo ID at any AAA office when traveling Legal Fee Reimbursement AAA pays for legal defense when you plead not guilty in court to a traffic charge You choose your attorney After the trial provide a paid receipt for the attorney bill and a copy of the 8 citation Classic Up to 500 reimbursement Plus Extends reimbursement up to 1 500 Mobile Battery Service In many cases a mechanical breakdown is caused by a dead battery Based on your preferences when you cal
2. AAA Membership enefits Guide Northwest Ohio Emergency Road Service Northwest Ohio Area 419 843 1222 Outside Area 800 AAA HELP Available 24 hours a day AAA Member Services Northwest Ohio Area 419 843 1234 Outside Area 800 428 0060 AAA Premier Member Services Inside U S 800 390 1431 Outside U S 804 673 1521 AAA Branch Offices amp Car Care Plus Facilities Visit any one of our locations see list on back cover Access Online AAA com WELCOME TO AAA 1 Welcome to AAA 2 3 Benefit Level Breakdown 4 5 Membership Level Information EMERGENCY ROAD SERVICE AND AUTOMOTIVE SERVICES 6 If Your Vehicle Breaks Down r 24 Hour Emergency Road Service 8 Emergency Check Acceptance and Cashing Legal Fee Reimbursement Mobile Battery Service Trip Guard Guaranteed Arrest Bond Theft Reward AAA Approved Auto Repair Auto Body 9 11 Car Care Plus Auto Maintenance and Repair Emergency Road Service Guidelines 11 Premier Member Only Benefits Home Lockout Accident Assistance Emergency Transportation Services Extra Call TRAVEL SERVICES 12 Personal Travel Planning TripTik Travel Planners and AAA Maps TourBook Guides Rental Car Reservations and Discounts 12 14 14 15 Hotel Reservations and Discounts Cruises Tours and Vacation Packages Group Vacations and International Travel AAA Vacations Passport Photos International Driving Permits Travel Money Products Travel Store Merchan
3. INSURANCE Are you protected AAA Insurance can help you find a policy that fits your needs and your budget With very competitive rates and member discounts AAA is the right choice e Auto amp Home e Life amp Long Term Care e Boat amp Recreational Vehicle e Condo Renters e Annuities Contact a AAA Insurance Agent for your free no obligation quote today Insurance jp ad Al e as CAR CARE PLUS AAA s owned and operated auto maintenance and repair facilities Car Care Plus have three convenient locations to handle all your automotive needs e Manufacturer Maintenance e Lube Oil amp Filter e Diagnostics amp Major Repairs e Maintenance Flushes e Brakes Steering Suspension Contact a AAA Car Care Plus facility to schedule an appointment today Car Care Plus Northwest Ohio 7150 West Central Avenue Toledo Ohio 43617 419 843 1234 AAA com We respect your privacy Northwest Ohio Monday Friday 8 30 am to 5 30 pm Saturday 9 00 am to 1 00 pm Monday Friday 9 00 am to 5 30 pm Saturday Vary by location Monday Friday 7 30 am to 6 00 pm Saturday 8 00 am to 4 00 pm AAA Northwest Ohio serves the following eight counties Lucas Wood Fulton Paulding Ottawa Henry Williams and Defiance N06125 AAA NORTHWEST OHIO OFFICES TO SERVE YOU Main Office North Towne Perrysburg 7150 West Central Avenue 308 New Towne Square Drive 26611 North
4. Alert other motorists Turn on emergency flashers use flares or raise your vehicle s hood 3 Call 1 800 AAA HELP 222 4357 In the Toledo area call AAA Northwest Ohio at 419 843 1222 If you are in another location either within Ohio or while traveling through another state simply call 800 AAA HELP 1 800 222 4357 Your call will automatically be routed to the AAA dispatch center nearest your location Always call AAA first Do not call a local garage for assistance unless AAA service is unavailable Cellular phone users may incur charges when calling AAA for help These charges are non refundable When placing a call please have the following information available to give to the service counselor e Your membership number e The license plate number and a description of your vehicle e An accurate description of your location A telephone number at your location e Nature of the trouble The service representative sent to help you will need to see both your membership card and your driver s license before rendering service Presentation of a driver s license is a safety measure that protects your card from unauthorized use if it is lost or stolen Members can also request emergency road service on the Internet Go to AAA com and click on the Road ServiceOnline link Simply fill out the online form and AAA will be on the way 4 Remain with the vehicle AAA Northwest Ohio requires the member to be wit
5. 000 reward 3 000 reward Legal Fee Reimbursement Trip Guarantee and Guaranteed Arrest Bond do not apply when you are charged with violations involving driving while under the influence of intoxicating liquors drugs or narcotics failure to appear for violations driving on a suspended revoked driver s license hit and run failure to present evidence of insurance illegal use or falsification of license or registration engaging in a felony attempting to elude eluding police or while driving a vehicle used for commercial purposes The bail bond card can be accepted against an arrest bond up to 1 000 or to secure a bail bond up to 5 000 from Ohio Casualty for any motor vehicle law violation EXCEPT those charges listed above AAA Approved Auto Repair Auto Body On the road look for the sign of approval click AAA com or call AAA for listings of approved auto repair and auto body facilities AAA inspects and approves auto repair and auto body facilities nationwide to guarantee your satisfaction AAA members receive discounts on service and repairs at these locations and in the event of a dispute AAA will arbitrate on the member s behalf to resolve the issue When your vehicle cannot be made operable upon provid ing service listed in this brochure AAA northwest Ohio will assist you in finding the nearest open place of repair Ifa repair facility cannot be located AAA northwest Ohio will assist you with lodging or alterna
6. 500 00 One Limb or One Eye 5 000 00 500 00 625 00 750 00 19 2 HOSPITAL SERVICES The Company will pay the expenses actually incurred by the Member for the following hospital services An Amount Not Exceeding Anesthesia ssa 15 00 Blood Transfusion 15 00 Rental of Wheel Chair 15 00 ONO as eo 15 00 3 AMBULANCE FEE If as a result of Such Injury the Member shall re quire the services of an ambulance for transportation to the hospital the Company will pay the Member for the expenses actually incurred for the cost of such service not to exceed Fifteen Dollars 15 00 PART 1 RAILROAD ACCIDENTS If Such Injury shall be sustained By the wrecking while in passenger service of any railroad passenger car including such cars drawn by electric gasoline or Diesel locomo tives in which the Member is riding as a fare paying or pass holding passenger in a place regularly provided for the sole use of passen gers the Company will pay the applicable indemnity set opposite such loss referred to in Column of Section One or as provided in Section Two hereof PART 2 STEAMBOAT AND STEAMSHIP ACCIDENTS If Such Injury shall be sustained By the wrecking while in passenger service of any lawfully registered passenger steamboat or steamship including such vessels oper ated by electric or Diesel engine operating on a regular schedule of departures and arrivals between regularly established and offic
7. Dixie Highway Toledo OH 43617 Toledo OH 43612 Perrysburg OH 43551 419 843 1200 419 470 5665 419 872 5000 South Defiance Port Clinton 5606 Airport Highway 1007 North Clinton Street 2870 B East Harbor Road Toledo OH 43615 Defiance OH 43512 Port Clinton OH 43452 419 897 4455 419 782 3876 419 732 2161 AAA CAR CARE PLUS AUTO MAINTENANCE amp REPAIR FACILITIES North Towne South Central 308 New Towne Square 5606 Airport Highway 6158 West Central Avenue Toledo OH 43612 Toledo OH 43615 Toledo OH 43615 419 470 5665 419 897 4455 419 724 1490 AAA com Rev 7 14
8. Planners e Get eTourBook Guides for your tablet or eReader e Order traditional maps Triptik Travel Planners and TourBooks for pickup from one of our 7 branch locations e Find discounts at more than 164 000 AAA Member Discounts partners world wide e Download the AAA Mobile app for iPhone or Android e Get a free insurance quote e Open an account with preferred member rates on 12 24 and 60 month CD s IRA CD s with competitive rates on Money Market and Online Savings Accounts e Get an instant quote on a new AAA battery e Find branch office hours addresses and directions e Locate AAA Owned and Operated or AAA Approved Auto Repair shops e Schedule an appointment at a AAA Care Care Plus location e Sign up for enewsletters to stay up to date on member benefits and special offers e Sign up for a free online account to access online shopping discounts request road side assistance online and more e Use your online account to manage your Membership renew online upgrade change your address or sign up for Automatic Renewal Helpful AAA Links Internet TripTik AAA com triptik Membership AAA com membership Car Care Plus AAA com carcare Insurance quotes AAA com insurance Mobile apps AAA com mobile Online savings AAA com specialoffers E newsletter signup AAA com enews All things travel AAA com travel Rent a car AAA com hertz Book a hotel AAA com hotel Teen driving teendriving AAA com Senior driving seniordrivin
9. Rider For 5 per member you can add 500 of medical expense rider to your membership This increased coverage is optional and you select the members to cover Call 419 843 1234 or visit a local AAA branch for details on the Medical Expense Rider or to file a claim Personal Accident Insurance PAI Included in your AAA membership is AAA Personal Accident Insurance PAI PAI covers members up to 10 000 for accidental death and up to 2 500 for accident related hospitalization Eligible dependents have accidental death coverage As a member you are automatically covered by this benefit PAI pays in the event of specified accidents no matter what other coverage you already have See pages 19 23 for coverage details The free AAA Insurance iPhone and Android app guides you through the steps to take gt after an accident summons roadside assistance and helps you file a claim Learn more at AAA com mobile FINANCIAL SERVICES AAA Member Rewards Visa Credit Card A value packed credit card that allows you to earn points on every purchase and then to redeem them for cash travel merchandise and unique adventures Best of all there are no tiers and no limits on points Earn points with these everyday purchases e TRIPLE points on qualifying AAA and travel purchases e DOUBLE points on gas grocery and drug store purchases e ONE POINT PER 1 spent everywhere else This impressive rewards program includes
10. U S Notary Service AAA members receive free notary service at any AAA Northwest Ohio branch 25 le L m J m m ad un m JJ lt A rm un Discounts AAA membership means more than hotel discounts and roadside assistance Did you know AAA can get you discounts on shopping dining entertainment and more AAA members who use their card for discounts typically save more than 102 a year Your AAA membership could pay for itself so use your card for all it s worth Attraction Tickets AAA offers exclusive member savings of up to 35 on tickets to over 100 of the most popular theme parks and attractions including Walt Disney World Resort Universal Orlando Resort Busch Gardents SeaWorld Legoland Florida Six Flags Toledo Zoo Imagination Station Cedar Point Kings Island movie tickets and many more Prescription Savings Save an average of 24 with your free AAA Prescription Savings card This free program saves you money on prescriptions not covered by insurance or medicare Part D plan It covers everyone in your family even pets The back of your membership card is your prescription savings card For more information call 1 866 AAA SAVE 1 866 222 7283 this is not insurance Discounts are only available at particpating pharmacies 26 Hertz Car Rentals AAA members save up to 20 on domestic or up to 25 on international Hertz car rentals for leisure or business travel Each rental
11. an exclusive member dis counts You can also access AAA s legendary road service right from your mobile device so requesting roadside assistance getting battery quotes or locating an Approved Auto Repair is effortless For more information or to download AAA Mobile visit AAA com mobile NEW YORK amp COMPANY opPpTIcCAL LifeLock Reebok rockrort LENSCRAFTERS QUTLET STORES hate Pizza Prescription Savings Definitions for Trip Interruption and Vehicle Return Benefits AAA Premier Member means a Northwest Ohio AAA Premier Member AAA Premier adult associate or AAA Premier dependent associate in good standing Accident means an unexpected unintended unforeseeable event causing injury or property damage Accommodations means temporary lodging in an establishment licensed to provide temporary lodging to paying guests Covered Person means a AAA Premier Member whose primary residence is in the United States and his her immediate family members traveling in the same vehicle during covered travel Covered Travel means a planned leisure automobile trip in the covered person s vehicle which has taken the covered person at least 100 driving miles from his or her primary residence when the incident occurs which was intended to include at least one overnight stay within the United States or Canada and which does not exceed a
12. any conveyance or vehicle Hospital as used in the Policy means an institution which is constituted and operated pursuant to law to provide for compensation medical and surgical treatment for bodily injury and sickness under the care of physi cians and surgeons on an inpatient basis and with continuous twenty four 24 hour nursing service by registered graduate nurses The term Hospital shall not include an institution which is other than incidentally a place for rest a place for the aged a place for drug addicts a place for alcoholics a nursing home an out patient clinic an institution for which no charge is made to the patient or an instrumentality of the United States government or other government body Member is a person whose name appears in good standing in the active files of the Club If more than one Membership is issued to one person the amount of liability under the Policy shall be limited to the amount payable under the Membership bearing the earliest effective date and any premium paid to the Company for excessive coverage shall be refunded POLICY PROVISIONS Notice of Claim Written notice of claim must be given to the Company within twenty 20 days after the occurrence or commencement of any loss covered by the Policy or as soon thereafter as is reasonably possible Notice given by or on behalf of the Member or the beneficiary to the Company or to any authorized agent of the Company with informa
13. are still available Some situations require more than one type of service to be provided for example changing a tire before the vehicle can be towed etc In these instances one Emergency Road Service call per service provided will be applied to the member s service usage for the current year Who Provides a Service Responsibility 5 Services are normally provided by independent businesses not employees or agents of the Club under contract with AAA Northwest Ohio to provide emergency road service as described herein While the Club is not responsible for the acts or omissions of these independent contractors the Club will assist members in resolving incidents that may arise as a result of damage or unsatisfactory service Any damages resulting from the service rendered must be reported to the Club within 24 hours and prior to any further repairs being made The member is expected to be with the vehicle at the time service is rendered AAA Northwest Ohio and its contract facilities cannot be expected to assume the responsibility and potential liabilities for servicing an unattended vehicle In extenuating circumstances exceptions to this policy can be made if pre approved by the Club 10 Types of Vehicles Eligible for AAA Classic AAA Plus AAA Plus RV Premier Service 6 The club shall provide service to the following e Properly licensed four wheeled motor vehicles of the passenger pleasure or recreational type if servi
14. notice by mail You may renew the Membership online at AAA com membership at any AAA branch by calling 419 843 1234 or by mail Renewal within 30 days of your expiration date extends Membership for 12 months from the original expiration date Renewal after that point extends Membership for 12 months from the renewal and a new expiration date will be assigned Group Membership AAA Group Membership offers employers a discounted rate with a payroll deduction option for their employees and their eligible family members Group members receive all the benefits and services available exclusively to AAA members Call 419 843 1234 or visit AAA com group for more information Your AAA Membership Card Is Your Key to Service Please present your AAA membership card for all AAA services A driver s license or other form of matching picture identification must also be presented for 24 Hour Emergency Road Service otherwise charges will apply at commercial rates Service is available nationwide only to the person named on the membership card AAA memberships are not transferable and membership service is not provided to non members Other members of your household who want 24 Hour Emergency Road Service must have their own membership card in their own name to obtain service To add family members at reduced costs visit your local AAA branch AAA com and log in to your account or call 419 843 1234 Membership dues are bil
15. services plus our Show Your Card amp Save discount program We provide protection convenience and savings whether you are close to home or traveling abroad This AAA Membership Benefits Guide is intended to help you take full advantage of your membership Please read it over and call us if you have any questions Keep it handy for easy future reference Thank you for allowing us to serve you es boda Edgar V Avila President CEO m y A jo m O D gt D gt MEMBERSHIP BENEFIT LEVEL HIGHLIGHTS gs Service Towing Emergency Extrication Toll free Lock amp TripTik Routings Passport Calls Mileage Fuel Service Number Key Service TourBook Guides Photos Delivery AAA Maps CLASSIC 4 free service calls 100 miles free Free delivery and Standard towing 24 hour toll free Up to 100 Free U S and Canada Free up to three per member per call no charge for equipmentincludes number reimbursement sets per w Ea per year emergency two service vehicles membership e supply of fuel and two drivers 800 AAA HELP year at AAA E at no extra cost Northwest Ohio Branch Offices 5 free service calls 100 miles free per Free delivery and Standard towing Dedicated AAA Up to 150 Free U S and Canada Free up to three ps per member call plus one no charge for equipment includes Premier Member reimbursement sets per f 20 per year extended tow up emergency two service vehicles 24 hour toll free membership Hro
16. the vehicle cannot be made operable towing service is provided in accordance with AAA Northwest Ohio towing provisions see paragraph 9 Classic Up to 50 reimbursement Plus Extends this service to provide for reimbursement up to a total of 100 Extends this service to provide for reimbursement up to a total of 150 13 Extrication Winching When your vehicle is stuck it is extricated winched if it can be reached safely from a firm surface driveway etc If special equipment extra manpower or vehicles are required the associated cost may be at your expense Classic Delivery of services by one truck and one operator for up to one 1 hour at the scene of disablement Plus Coverage to include the delivery of services by a second truck and operator If the vehicle is unable to be operated after extrication the extended towing benefit will apply Services Not Covered Under AAA Northwest Ohio Membership 14 Service will not be rendered when the disabled vehicle cannot be safely reached and properly serviced without damage to either vehicle 16 The following services are not covered A Vehicles located in an area not regularly traveled by private passenger vehicles such as open fields beaches creek beds snow filled lanes or driveways B The installation or removal of tire chains C Shoveling snow from around the vehicle or clearing a road or driveway D Storage or impound charges poli
17. Best Member and special discounts are available plus prompt nationwide claim service Licensed AAA Insurance Agents can review your current policies and provide free no obligation rate quotes Or you can get quotes for auto home or life insurance online at AAA com insurance Auto AAA Insurance represents several of the best auto carriers in the industry We can compare rates across all our partner carriers to find the coverage and price that best fits your needs and budget Most of our partners offer discounted rates for qualified AAA members and your AAA Insurance agent can alert you to other discounts that could save you even more As an independent agency AAA Insurance makes it easier to find the best coverage when your situation changes If you need to add a young driver to your policy or decide to buy a pricey sports car your agent can compare costs and recommend whether you should switch to a different carrier Home and Renters Whether you own or rent insurance to protect your home and its contents is a must Your AAA Insurance Agent can guide you through the process of determining how much insurance you need to rebuild your home replace your possessions and protect your assets Plus your agent can help you take advantage of a variety of discounts available such as savings when you combine auto and home policies under one insurer Commercial AAA knows how important your business isto you Protect your busin
18. CCIDENTS The Company will pay the indemnity specified in Column 2 of SEC TION ONE of the Policy in the event Such Injury shall be sustained By accident while residing as a bona fide registered guest in any mo tel hotel resort or lodging house which at the time of the accident is currently an American Automobile Association official appointment providing Such Injury resulting in death is received while on the owned premises of such motel hotel resort or lodging house DEFINITIONS AND EXCEPTIONS The Policy does not cover Such Injury sustained a by war or any act of war declared or undeclared b suffered while engaged in military or na val service of any country at war declared or undeclared c while in on or operating any submarine or any vehicle of aerial navigation except as provided in a of Part 5 d while riding a motorcycle or bicycle or while riding within or driving any all terrain vehicle e while riding or driving in races or while testing any automotive vehicle on tracks speedways or proving grounds f while driving under the influence of or affected by or resulting directly or indirectly from intoxicants or narcotics g while doing any act in violation of criminal law h while riding in on or driving any police or emergency automobile or any automobile fire apparatus i caused by suicide self destruction or self inflicted injury or any attempt thereat while either sane or insane j caused by carbo
19. Travel Money products or visit AAA com financial for details PERSONAL ACCIDENT INSURANCE CERTIFICATE THIS DESCRIPTION OF COVERAGE SUMMARIZES YOUR PARTICIPATION IN AN ACCIDENTAL INJURY AND DEATH GROUP POLICY AND IS NOT AUTOMOBILE LIABILITY INSURANCE COVERAGE AAA LIFE INSURANCE COMPANY Livonia MI Stock Company The AAA Northwest Ohio Club herein called the Club has contracted with AAA Life Insurance Company herein called the Company to issue Group Policy No AAA 00122 herein called the Policy which provides insurance for members of the Club This coverage insures against loss resulting directly and independently of all other causes from accidental bodily injuries occurring while said Policy is in force herein called Such Injury subject to the provisions conditions and limitations of said Policy and sustained by the Member in the manner described in this Description of Coverage SECTION ONE SCHEDULE OF SPECIFIC LOSSES AND INDEMNITIES If Such Injury sustained by the Member in the manner described in Parts 2 3 4 5 6 or 7 of Page 2 shall result in any one of the specific losses set forth below on or before the thirtieth 30th day following the date of accident the Company will pay for such loss as follows Provided I loss of limb shall mean the complete severance at or above the wrist or ankle joint loss of eye or eyes shall mean the total and irrecoverable loss of sight thereof 2 only one of the above sums th
20. Trip Interruption and Vehicle Return benefits provide members greater peace of mind when on trips of 100 driving miles or more from home If your trip is delayed due to an Accident mechanical breakdown car theft unexpected Illness or Injury natural disasters or severe weather you can be reimbursed up to 1 500 for covered out of pocket expenses including meals and Accommodations and or Substitute Transportation to continue your trip You can be reimbursed up to 500 to help get your car back home if an unexpected Illness or Injury prevents you from completing your trip The AAA Northwest Ohio AAA Premier Trip Interruption and Vehicle Return Group Insurance Benefits and Assistance Services are provided to all AAA Premier members as long as the Master Policy with BCS Insurance Company remains in force These benefits are subject to the following conditions and exclusions TRIP INTERRUPTION COVERAGE What is Covered Covered Persons on covered travel are reimbursed up to 1 500 per trip for out of pocket expenses for the cost of reasonable additional Accommodations and meal expenses and or the cost of Substitute Transportation to continue the trip incurred as a result of overnight covered trip delay Only expenses for the first 96 hours from the initial delay are eligible for coverage The coverage only extends to covered travel in the United States and Canada The covered reasons for delay are 1 Vehicle disablement d
21. al CD terms IRA CD s Money Market and Online Savings Accounts e No minimum required to open a CD IRA CD or Money Market account Money Market Accounts require a minimum balance of 1 500 after 60 days e Online Savings Account where you can fund your account electronically from any existing checking or savings account 500 minimum deposit is required to open e Quick account set up online by phone or via mail e Easy and secure online account management tools e FDIC insured up to 250 000 per deposit per ownership category Discover the AAA difference in high yield savings accounts Call 1 888 728 3230 or go online to AAA com Deposits for more information Deposit accounts offer through Discover Bank Member FDIC Annuities Annuities are becoming increasingly popular for retirement planning as a means of providing an income stream during the golden years They offer a way to save money ona tax deferred basis and are customizable to fit your financial goals One of our Life amp Annuities Specialist from AAA Insurance can help you plan the best way to structure your annuity Life insurance underwritten and annuities offered by our affiliate AAA Life Insurance Company Livonia MI AAA Travel Money and Gift Cards AAA offers members a complete line of travel money products to make your travels easier safer and more economical See page 13 for a list of our current offerings ask your AAA Travel Counselor about
22. ar rental your membership allows you great member discounts even when you make your own rental car reservations Classic Plus Free Hertz 1 Club Gold membership Premier Free Hertz 1 Gold Club membership plus a savings certificate and a one day free rental in conjunction with a tow Hotel Reservations and Discounts AAA inspects and ranks thousands of hotel properties through our AAA Diamond ratings system published in the AAA TourBook Guides We also arrange preferred AAA member rates and accommodations at the most desirable hotels motels and resorts in the U S and around the world Independent research has even shown that 69 of the time AAA members save the most on hotel reservations at AAA com compared to other online hotel booking sites Cruises Tours and Vacation Packages AAA has exclusive partner relationships with preferred top quality cruise and tour suppliers to offer independent travel at group discount rates You can take advantage of discounts special amenities special departures and enhanced travel opportunities In many cases your AAA membership gives you access to travel opportunities not available through any other travel agency Group Vacations The AAA Group Vacations department offers a wide variety of AAA escorted tours cruises and motorcoach tours Relax and enjoy a care free vacation around the state country or around the world Visit AAA com grouptours for a complete list of Group Va
23. bers to the same AAA benefits and services as the primary member at a reduced fee A qualifying associate is a spouse or child under the age of 25 who resides in the same household All members of the same house hold will have the same membership level Gift Membership You can give the peace of mind and year round savings of AAA to a loved one or friend AAA is the perfect gift for a birthday graduation Christmas or any other special occasion Gift memberships may be purchased by calling 419 843 1234 online at AAA com membership or at any AAA branch Automatic Renewal To ensure that your AAA services are never interrupted you are encouraged to enroll in Automatic Renewal Not only will you receive a one time 5 savings you will also receive one extra service call when your membership renews the following year Using your AAA Member Rewards Visa for Automatic Renewal will earn you triple rewards points on the renewal You can also use any other Visa MasterCard American Express or Discover to enroll Once enrolled you will receive notification 45 days before your dues will be automatically charged to your credit card Call 419 843 1234 or visit us online at AAA com member ship to take advantage of this benefit Member Renewal Policy The Primary Member must authorize renewal or cardholder changes including additions or deletions and is responsible for the account Members receive a renewal
24. c and within which the Member is riding as a passenger or c By the burning of any church public library municipal administra tion building school building or theatre in which the Member shall be at the beginning of such fire and is burned by such fire or suffo cated by the smoke there from or d By the collapse of the outer walls of a building while the Member is therein except a building in process of construction repair or demolition or e By being struck by lightning or 1 By acyclone hurricane or tornado as defined by the National Weather Service the Company will pay the applicable indemnity set opposite such loss referred to in Column 2 of Section One or as provided in Section Two hereof PART 6 HUNTING GOLF ICE SKATING SKIING BOATING AND SWIM MING ACCIDENTS If Such Injury shall be sustained a By being accidentally shot while engaged in the sport of hunting in the field or b By being struck by a golf ball or golf club while playing on a golf course or c While ice skating or skiing including water skiing or d By the wrecking of a private pleasure boat or e By accidental drowning while swimming at a public or private bathing beach or pool during the time a professional lifeguard is on duty the Company will pay the applicable indemnity set opposite such loss referred to in Column 2 of Section One or as provided in Section Two hereof PART 7 MOTEL HOTEL RESORT AND LODGING HOUSE A
25. cabs buses and trackless trolley coaches and excluding drivers or riders in police cars ambulances or other emergency vehicles or b By being struck on an open public street or highway by any automobile or animal drawn vehicle excluding injuries received while on a railroad right of way except on an established open public crossing thereof or injuries received while working in or on a public street or highway or railroad right of way the Company will pay the applicable indemnity set opposite such loss referred to in Column 2 of Section One or as provided in Section Two hereof PART 5 AIRPLANE PASSENGER ELEVATOR BURNING BUILDING AND OTHER NAMED ACCIDENTS If Such Injury shall be sustained a By the wrecking of an aircraft in which the member is riding as a fare paying and not a pilot or crew member provided such aircraft is being operated on a regularly scheduled flight by 1 a scheduled airline of the United States registry holding a Certificate of Public Convenience and Necessity issued by the Civil Aeronautics Board of the United States 2 a scheduled airline of foreign registry holding a certificate license or similar authorization for scheduled air transpor tation by the governmental authorities having jurisdiction for civil aviation in the country of registry or b By the wrecking of any enclosed public elevator elevators in mines excepted which is entered from a public lobby for the sole use of carrying the publi
26. cation departures and Travel Shows AAA Vacations Offering exciting itineraries include engaging experiences and values not found anywhere else in the marketplace AAA Vacations provide 24 7 member care and our best price guarantee Plus as a AAA member you ll save even more In most cases AAA Vacations are combin able with AAA member benefits plus many other discounts and benefits International Travel Since we plan international travel all the time we can help you navigate the sometimes difficult world of international vacation planning Expert AAA travel counselors can help you at any stage of your international vacation planning from hotel accommodations to exciting tours cruises and excursions around the world Passport Photos AAA members can receive official U S passport photos at any of their local AAA branches It only takes a few minutes to process the photos and get you prepared for your next international travel destination Classic Special member pricing available at AAA Northwest Ohio branches only Plus Premier Three sets per year free of charge at AAA Northwest Ohio branches only International Driving Permits AAA is an authorized source in the U S for International Driving Permits IDPs Visit any AAA branch for details AAA Travel Money Products AAA offers members a complete line of travel money products to make your travels easier safer and more economical AAA members can get p
27. ce directed tow for violation of law or ordinance E Freight charges or special trips for the delivery of parts F Cost of shop labor or parts including tire repair round trips for tire repair G The removal of accessories after market parts i e ground effect kits oversize rims or tires H Vehicles for hire i e taxi bus limousine The club does not guarantee the availability of repairs Extreme Conditions 17 The club always attempts to provide prompt assistance but circumstances beyond our control may cause a delay in service Heavy demands for service during unusual conditions are sometimes unavoidable Extreme weather conditions snow rain ice heat wind fog etc result in service requests far beyond the normal and create extraordinary traffic which may slow service response During these times the club reserves the right to render service on a priority basis providing service to vehicles on streets and highways first As equipment becomes available service will be provided to vehicles at home or parked off the street Extended distance towing may be subject to delay as the independent contract stations are required to maintain sufficient equipment and personnel to provide an acceptable level of service in their primary areas of responsibility Reimbursement Adjustment 18 If you have followed the procedure outlined to obtain emergency road service and AAA service is not available or AAA cont
28. ce granted under the Policy c In the event of termination of the Group Policy by the Policyholder insurance coverage shall continue subject to paragraph a above until the anniversary date of the membership in the Club next following the effective date of such termination Reinstatement In the event a Member fails to renew his membership prior to the expiration date thereby causing this insurance to lapse and if said Member within seventy five 75 days immediately following said expiration date renews his membership this insurance shall be reinstated effective the date of membership renewal to cover only such loss or injury sustained after the date of reinstatement ALAN 19213 610 XX In witness whereof the Company has caused this description of coverage to be signed by its President amp Secretary laid Secretary Peral ws AF President Underwritten by A Life Insurance Company Livonia Michigan A Stock Company IMPORTANT NOTICE Your accumulating benefits as provided under section one applying to parts 2 3 4 5 6 and 7 1st year of membership face value 2nd consecutive year plus 25 of face value 3rd consecutive year and subsequent years plus 50 of face value In case of accidental injury fatal or otherwise notice as required by this document including date place and other details of the accident may be given to AAA NORTHWEST OHIO Toledo Ohio who will furnish all assistance require
29. ces can be safely delivered Motor homes pickup trucks with campers travel trailers motorcycles and fifth wheel travel trailers are eligible for service under AAA Plus RV Premier RV e Rented passenger vehicles are eligible for service Commercial vehicles are eligible for service with the exclusion of heavy duty vehicles taxi cabs limousines and buses SERVICES PROVIDED 7 Mechanical First Aid This service includes minor adjustments that may safely be made by the contractor s service driver to place it in an operable condition enabling it to be safely driven to a place of repair The reliability of such adjustments cannot be guaranteed and members are advised to immediately proceed to a place of repair and to consult a service technician 8 Battery Service An attempt is made to start the vehicle with a booster battery or other available means Battery charging is not a service provided AAA Northwest Ohio offers national brand batteries at affordable prices in the metro Toledo area In selected areas when a AAA member calls for assistance or submits a request online and the problem is believed to be battery related a mobile battery replacement vehicle may be dispatched A trained specialist will test the battery and the vehicle charging system at no cost to the member If the battery needs to be replaced the member can request to purchase one and the specialist will install one on the spot Battery Replacement Servic
30. contacting family members finding hotel accommodations and locating restaurants Extra Service Call Premiermembers receive one extra service call every membership year That s a total of 5 calls one of which can be a 200 mile tow 11 TRAVEL SERVICES TRAVEL SERVICES AAA is the largest leisure travel agency in North America famous for our many products that make driving vacations easier Printed or online AAA maps TripTik Travel Plannners and TourBook Guides are among the products that you get free with your membership For generations these tools have helped members avoid road construction find the right hotels see the best sights and save the most money on their vacations Your AAA membership enables you to get discounts on all types of domestic and international travel You can take advantage of our ongoing preferred relationships with hotel cruise tour car and travel vendors From the simplest hotel reservations to the getaway of a lifetime AAA travel counselors can help you get the most value out of your vacation budget Personal Travel Planning Trained travel professionals can help you plan your route recommend sightseeing book car rentals hotel and motel accommodations and prepare a custom travel package for every driving trip AAA travel professionals can search for the lowest available airfare and best flight times based on your travel plans AAA Travel professionals can also arrange world
31. d Substitute Transportation resulting from delays caused by routine maintenance or minor repairs to the Vehicle In cases where the Covered Person rents a Vehicle for Covered Travel and the Vehicle is disabled or stolen the covered person must make immediate contact with the rental company after the disablement or theft occurs to arrange replacement of the Vehicle If such contact is not attempted the Covered Person will not be reimbursed for any expenses incurred as a result of the delay Rental car expenses incurred by the Covered Person to continue the trip will be reimbursed only if the covered person rents a Vehicle of comparable or lesser class Rentals of expensive or exotic automobiles are excluded Examples of such automobiles include Aston Martin Bentley Bricklin Daimler DeLorean Excalibur Ferrari Jensen Lamborghini Lotus Maserati and Rolls Royce Substitute Transportation expenses on common carrier transportation will be reimbursed for economy fare only Trip Interruption coverage is in excess of other insurance or indemnity covering the losses covered under this program Expenses after 96 hours from the initial delay are not covered VEHICLE RETURN COVERAGE What is Covered Covered Persons on Covered Travel are reimbursed up to 500 for transportation of the Vehicle back to the Covered Person s Primary Residence when an unexpected Illness or Injury prevents completion of the Covered Travel The Vehicle mu
32. d in presenting a claim PAYMENT OF BENEFITS FOR ANY LOSS UNDER THE POLICY WILL NOT BE REDUCED BECAUSE OF ANY OTHER INSURANCE YOU MAY HAVE 23 OTHER MEMBER BENEFITS q Northwest Ohio 000 164 833413797 5 iso Feszes 2014 JOHN W JOHNSON Club Publication As part of your AAA membership you will receive six issues of our club publication AAA Now each year This colorful informative publication features automotive and travel related subjects member benefits and offers that are specially selected for AAA members AAA Now will keep you informed of the best deals and opportunities to use your AAA membership card to its fullest For the digital version visit AAANowonline com AAA e Update Distributed exclusively by email monthly the AAA Member e Update keeps you informed of the latest happenings at AAA Creative feature stories new programs e Update Only special offers and great contest giveaways are just the beginning of what you ll find We also offer other newsletters like e Discounts e Automotive and the e Traveler To sign up for our e newsletters go to AAA com enews Driver s License Notifications AAA reminds you when its time to renew if you provide us with your driver s license expiration date AAA Website AAA has built an online office just for you at AAA com and it s open 24 hours a day 365 days a year e Plan amp book vacations at member only rates Print instant online TripTik Travel
33. dise Discounts Travel Insurance and Travel Accident Insurance Premier Member Only Benefits Trip Interruption Vehicle Return Travel Assistance INSURANCE AND FINANCIAL SERVICES 16 17 18 19 23 AAA Insurance Agency Auto Home amp Renters Commercial RV Boat amp Motorcycle Life Specialty Products 500 Medical Expense Endorsement Personal Accident Insurance PAI AAA Credit Card AAA Money Market and CD Accounts Annuities and Gift Cards PAI Certificate OTHER MEMBER SERVICES 24 25 26 Club Publication AAA Website Notary Service Referral Program Refund Policy Helpful Links Driver Advocacy Show Your Card amp Save Discounts Northwest Ohio WE PROVIDE PROTECTION CONVENIENCE AND SAVINGS WHETHER YOU ARE CLOSE TO HOME OR TRAVELING ABROAD Welcome to AAA Dear Member As a AAA member you belong to one of the largest membership organizations in the world We provide service to over 53 million members at over 1 100 offices throughout the U S and Canada Serving members since 1902 our commitment to our members is the same today as it was then to provide high quality relevant services with personalized care A AAA membership is an excellent value It pays to belong As a AAA member you have programs available to you that include automotive repair centers and emergency road services complete domestic and international travel planning quality auto home life insurance and other financial
34. e greatest shall be payable for injuries resulting from any one ac cident 3 in event of payment for specific loss no indemnity will be paid under Section Two Accumulations The indemnities specified in Column 2 below shall be increased as follows I to the indemnities provided in Column 3 above after this or a similar Description of Coverage has been in force one full year 2 to the indemnities provided in Column 4 above after this or a similar Description of Coverage has been in force two full years SECTION TWO OTHER BENEFITS 1 HOSPITAL BENEFITS If the Member because of Such Injury sus tained in a manner specified in Parts 1 2 3 4 5 or 6 of Page 2 hereof shall be confined in a hospital as a resident inpatient within thirty 30 days from the date of the accident the Company provided no benefits are claimed under SECTION ONE hereof will pay the Member during the period of such confinement at the rate of Seventy five Dol lars 75 00 per week for a period not exceeding ten 10 consecutive weeks Railroad Steamboat Taxicab Bus Automobile Truck Pedestrian Airplane Accidents Hunting Golf Boating Swimming and Other Specified Accidents Column Column 2 Column 3 Column 4 First Year Second Year Third or more FOR LOSS OF Member Member Year Member Life 10 000 00 1 000 00 1 250 00 1 500 00 Two Limbs or Two Eyes 10 000 00 1 000 00 1 250 00 1 500 00 One Limb and One Eye 10 000 00 1 000 00 1 250 00 1
35. e to 200 miles per supply of fuel and two drivers number year at AAA membership year at no extra cost Northwest Ohio 800 390 1431 Branch Offices Plus RV offers all the benefits of Plus for your motorcycle pickup truck with camper travel trailers or RV Premier RV offers all the benefits of Premier for your motorcycle pickup truck with camper travel trailers or RV There is a 7 day waiting period for Plus or Premier enhanced services Classic level service will be provided during this period If you upgrade to Plus Premier the 100 or 200 mile tow benefit becomes effective 7 days after we proces Reference the appropriate section in this benefits Trip Guard Travel Theft Home Exclusive Hertz Travel Concierge Vehicle Interruption Accident Reward Lockout Discounts Benefits Assistance Service Return Protection Insurance Service Trip Interruption 200 000 ifbooked 3 000 Up to 100 Member discounts Free Hertz 1 Club Medical and legal Make restaurant Up to 500 up to 1 500 through AAA reimbursement once on Travel Insurance Gold membership a referrals emergency reservations purchase reimbursement for reimbursement Northwest Ohio per membership year at Car Care Plus and savings certificate messages lost tickets event tickets seta tee member s vehicle to worldwide withthe and a free rentalin and baggage time or simply have a be returned home if Show Your Card amp conjunction with emergency airline special request filled a car
36. e vehicles carry batteries that will properly fit approximately 90 percent of all cars SUV s and light trucks 9 Towing Emergency service towing involves towing a properly licensed vehicle that is disabled or was involved in an accident see page 11 paragraph 6 that cannot be started and or placed in a safe operating condition Vehicles at repair shops or impound facilities are not eligible for service Classic The contract station rendering the service AAA Car Care Plus Facility or any point within three 3 miles from the point of breakdown Basic service requests for tows to other locations are charged to the mem ber at the current AAA preferred rate Rates are subject to vary throughout the country for each mile over the three 3 mile limit These charges are not refundable Plus Extends benefits one tow per disablement by providing up to 100 miles of towing in any direction from the point of disablement to a destination of the member s choice Provides up to 100 miles of towing and one towing benefit up to 200 miles in any direction from the point of disablement to a destination of the member s choice In fairness to all AAA Northwest Ohio members the Club reserves the right to refuse service impose a surcharge or cancel the membership of amember that has used over the maximum allowed calls per membership year AAA cannot be expected to render service repeatedly on a vehicle in need of repairs The AAA T
37. e written proof of loss all accrued indemnities for loss under Section Two will be paid monthly and any balance remaining unpaid upon the termination of li ability will be paid immediately upon receipt of due written proof Beneficiaries indemnity for loss of life of the Member is payable accord ing to the beneficiary designation by me Member on the Description of Coverage issued to the Member In the event the Member shall have made no beneficiary designation thereon if the beneficiary so designated does not survive the Member or in the event the Member s Description of Coverage cannot be found and the certification by person or persons otherwise entitled by the terms of this paragraph to the receipt of the proceeds is received by the Company or AAA Northwest Ohio Club stat ing that diligent search has been made for the Description of Coverage and it has not been found indemnity for the loss of life hereunder shall be paid in accordance with the following beneficiary designations a To the surviving spouse of the Member if any providing such spouse was living with the Member at the time of his death or b In the event Paragraph a is not applicable to the then living lawful children of the Member including stepchildren and adopted children if any or c In the event neither Paragraph a nor Paragraph b is applicable equally to the Member s parents or parent then living or d In the event none of the above are applicable to
38. eimburse you for my charges This or a similar statement is not true If you accept service from one of these cruising truck drivers the maximum refund you can expect will be the amount your club s emergency service would have paid the contract garage in that area This is particularly true in cases of freeway breakdowns EMERGENCY ROAD SERVICE AND AUTOMOTIVE SERVICES AAA membership benefits are for individuals and are non transferable Members receive service in any eligible vehicle 4 wheeled motor driven car or truck Service will not be available to vehicles equipped with oversized wheels and or tires as a driver or passenger even a rental car Please note A non refundable 75 Immediate Service Fee is charged if roadside assistance is requested the same day a New member joins This includes a new primary or associate member or a canceled member renewing one year or more past their expiration date Regardless of the membership level purchased any same day services provided will be at the Classic Membership level 24 hour Emergency Roadside Service Seven days a week 24 hours a day AAA s extensive Emergency Roadside Service network is ready to assist you With over 43 000 vehicles and more than 5 000 dispatchers in North America AAA is there when you need help Your membership follows you whether you are driving or riding as a passenger in your own car or whether you are driving or riding in someone else
39. ered Travel as it will be requested when you file a claim upon returning home All claims must be reported to Us within 60 days from the date of loss or as soon after that date as is reasonably possible Once you report a claim the Service Associ ate will set up a claim file for you and send you a claim form You must send AGA Service Company written proof of loss including any required information necessary to support the claim to Us within 90 days from the date of loss or as soon after that date as reasonably possible and in no event except in the absence of legal capacity later than one year from the time proof is otherwise required General Documentation 1 Receipts and itemized bills for all expenses i e itemized food and lodging receipts 2 Evidence of accident theft i e original police report 3 Copy of payment for automobile repairs 4 Rental car receipts 5 Common carrier receipts 6 Copy of invoice from accredited professional transport company Vehicle Return Benefit Insurance coverage is underwritten by BCS Insurance Company under a Form No 50 233 AGA Service Company is the licensed producer and administrator for this plan hi INSURANCE AND FINANCIAL SERVICES INSURANCE Since 1942 AAA has offered members high quality protection service and value through our full service insurance agency AAA offers insurance coverage for your auto home and more with companies rated highly by A M
40. ered by FIA Card Services N A Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U S A Inc AAA is a trademark of American Automobile Association Inc 2012 Bank of America Corporation AAA Cash Rewards MasterCard Members earn one point for each net retail dollar in purchases on the card Every time a cardholder spends 2 500 they are eligible to redeem their points for 25 Members may also allow their points to accumulate with no cap on the cash back amount There is no limit to the number of points that can be earned and the points can be carried over from year to year until they expire In addi tion the Cash Rewards Card offers an array of outstanding benefits such as low introduc tory Annual Percentage Rate APR t 24 hour account access 0 fraud liability and much more For more information on rates fees other costs and benefits associated with the use of this credit card or to apply contact us today at AAA com CreditCard or call 1 866 665 3581 This credit card program is issued and administered by FIA Card Services N A and the Cash Rewards designs are registered trademarks of FIA Card Services N A AAA Deposit Program Money Market and CD Accounts Members save more with the AAA Deposit Program Benefits include e Preferred Member Rates on 12 24 and 60 month CDs IRA CDs with competitive rates on addition
41. ess with a full spectrum of commercial products including property general liability commercial auto workers compensation commercial bonds and commercial umbrellas Whether you own an office building or a coffee shop we offer the right combination of coverage to meet your needs RV Boat and Motorcycle Motorcycles boats recreational vehicles all terrain vehicles snowmobiles travel trailers and collectible cars all need specialized poli cies By representing a number of the major specialty companies AAA insurance is able to provide the specialized coverage needed at the most competitive rates Life Adequate life coverage is essential to protecting your family s assets and lifestyle It s always a good idea to evaluate your coverage every few years and any time you experience a major life event such as marriage divorce or the birth of a child A Life Insurance Specialist can walk you through a needs assessment process and advise you about the products that best fit your situa tion and financial goals Specialty Products AAA offers a variety of additional insurance products including e Foreign Travel Medical e Critical Illness e Travel Accident e Trip Protection e Short term Medical e Long term Care Wedding e Pet Health Coverage For more information on any insurance product ask your AAA Insurance agent visit your local AAA branch call 419 843 1240 or check out AAA com insurance 500 Medical Expense
42. g AAA com T Facebook com aaanwohio W Twitter com AAA_NWOhio AAA Booster Club At AAA we realize that our members are our biggest advocates That s why our member referral program will reward you for every friend you refer who joins AAA Northwest Ohio Call 419 843 1234 visit your local AAA branch or visit AAA com refer for more details or to make a referral Today s Traveling Women Our travel club for women offers tours cruises and getaways Whether you re traveling with girlfriends or looking to make new friends Today s Traveling Women offers group travel opportunities with unique experiences down the road across the country and around the world For more information please visit AAA com TTW Key Cards Members receive key chain cards with their renewal bills or when they join AAA Northwest Ohio They can be used to obtain services at any AAA Northwest Ohio branch Also includes a free lost key return service Key cards include the phone number for Roadside Assistance for your convenience Members must carry their full size AAA membership card to receive discounts at most Show Your Card amp Save participating businesses Membership card on Apple s Passbook To add the AAA card to Passbook members with the AAA Mobile app on their iPhone can tap the Add to Passbook badge Members will find much of the same valuable information currently available on their plastic cards Refund Policy If at a
43. h the vehicle when providing service If you are unable to remain with the vehicle due to safety concerns alternative arrangements can be made 5 Remain calm and cooperative When help arrives verify that the vehicle and driver offering assistance are the same as you requested Do not attempt assistance unless asked It s your responsibility to understand what services your roadside assistance will cover 6 Canceling requested service If your vehicle is started before the service representative arrives please call immediately to cancel your request This is important as each service call is entered into your membership record and will count toward your annual limit of allotted service calls 7 Your service experience Calls placed to our 24 hour call centers are recorded to ensure the quality of service and to assist in addressing any member concerns Your feedback is important to us Service Hints 1 Be sure to carry your membership card at all times when motoring Without this evidence of current membership you will be expected to pay for service rendered at commercial rates You will be required to be with your vehicle to receive AAA services 2 Look for the AAA Emergency Road Service emblem Accept service only from trucks displaying this emblem Many firms not under contract to the club will tell you that we do lots of towing or service for the auto club and they will r
44. ially recognized passenger ports in which the Member is riding as a fare paying or pass holding passenger in a place regularly provided for the sole use of passengers the Company will pay the indemnity set opposite such loss referred to in Column 2 of Section One or as provided in Section Two hereof PART 3 TAXICAB STREETCAR ELEVATED SUBWAY AND MOTORBUS ACCIDENTS If Such Injury shall be sustained a By the wrecking while in passenger service of any electric elevat ed subway or street railway passenger car in which the Member is riding as a fare paying or pass holding passenger in a place regularly provided for the sole use of passengers or b By the wrecking while in officially authorized passenger service of any taxicab or public bus lawfully registered and licensed as such and which is being operated at the time of such wrecking by a licensed driver operated for public hire and in which the Member is riding as a fare paying passenger the Company will pay the ap plicable indemnity set opposite such loss referred to in Column 2 of Section One or as provided in Section Two hereof PART 4 AUTOMOBILE AND PEDESTRIAN ACCIDENTS If Such Injury shall be sustained a By the wrecking of any automobile or automobile truck being used for commercial or pleasure purposes lawfully registered and li censed as such or of any animal drawn vehicle in which the Member is riding as driver or passenger excluding drivers of taxi
45. includes free use of one child infant or toddler booster seat and a 50 percent discount off the cost of SIRIUS XM Radio Advance reservations required and subject to availability There is no charge for additional drivers who are AAA members meeting standard rental qualifications Your Hertz AAA CDP IDH is 000164 Reservations can be made at your local AAA branch or online at AAA com hertz In addition to the partner examples listed below you can call 866 AAA SAVE or go to AAA com discounts for details and assistance with all the participating partners Offers are subject to change without notice Restrictions may apply GA It pays to belong to AAA Show Your Card Save print gt ema e Truck Rental RAS EE a ns O E OUTLET DIRECTV OG Santo AMTRAK O Pauless SHOESOURCE Learning Exess hw ays the erfect toy MemberDeals Start saving even more with your AAA card MemberDeals brings you exclusive limited time discounts to your inbox weekly Mem bers can save more than 50 off great local and online deals Save big on everything from activities dining shopping and services Sign up at AAA com discounts You might get to check something off your bucket list sky div ing and save 50 AAA Mobile Designed for both iPhone and Android devices this app will keep you connected to your valuable member benefits AAA mobile provides easy access to colormaps directions travel planning
46. l for service AAA can send a Mobile Battery Service truck to test jump start or even replace your battery If you need a new battery you can purchase a premium AAA battery that meets or exceeds original specifications for your vehicle and carries a 3 year free replacement warranty A qualified technician will have your new battery installed in just a few minutes right at the point of breakdown saving you the time and frustration of having your car towed Trip Guard AAA reimburses you for personal emergency expenses related to an accident that interrupts your trip and leaves you stranded 100 or more miles from home You are covered for 72 hours until you reach home or your destination or until your vehicle is repaired or located whichever comes first This benefit pays for one type of expense 1 food and lodging while you wait for your vehicle or 2 car rental to reach your home or destination or 3 commercial transportation to reach your home or destination Just provide original receipts and a police report Classic Up to 300 reimbursement Plus Up to 600 reimbursement See Trip Interruption coverage on page 14 Guaranteed Arrest Bond Your AAA card can be used instead of cash bail up to 1 000 if you re arrested for a minor traffic violation Theft Reward AAA will pay for information leading to the arrest and conviction of a thief who steals any AAA member s car Classic 1 000 reward Plus 2
47. led annually in advance of your expiration date and must be paid to keep your membership valid after expiration Dues are reviewed annually and are subject to change REMEMBER All benefits of your membership follow you the member NOT your car So no matter if you are in a rental car or a passenger in someone elses car your AAA membership has you covered Note To protect the membership at large AAA northwest Ohio reserves the right to alter add or eliminate present services or dues and cancel any membership for abuse of services including use of amembership card by a non member at any time without notice Additional personal identification may be requested when Emergency Road Service or other Club services are requested Additionally in some instances due to severe weather conditions AAA northwest Ohio holds the right to reduce services temporarily in order to maintain the highest degree of safety for members If you are a Plus RV or Premier RV member when reviewing the following pages you are entitled to the same benefits as your respective level either Plus or Premier EMERGENCY ROAD SERVICE AND AUTOMOTIVE SERVICES IF YOUR VEHICLE BREAKS DOWN 1 Pull off the road Exit onto the far right shoulder and remain with the vehicle unless the area is unsafe Do not risk personal injury by attempting to push it to a safe location Make note of your surroundings land marks buildings and road signs 2
48. n monoxide k which results in hernia I resulting in death disability or other loss caused or contributed to directly or indirectly by preexisting disease infirmity deformity or physical impairment or m caused by accidental shooting except as covered under Part 6 a If Such Injury sustained outside the District of Columbia the states of the United States of America the Dominion of Canada or Mexico in a manner provided in Part shall result in any of the specific losses set out in Section One payment for such loss shall be limited to the appropriate indemnity shown only in Column 2 of Section One This limitation will not affect pay ment of benefits under Section Two nor will it affect benefits for injuries incurred inside the District of Columbia the states of the United States of America the Dominion of Canada or Mexico Automobile or Automobile Truck as used in the Policy means a four wheel land motor vehicle designed for use principally upon public roads Wrecking as used in the Policy means injury to the conveyance or ve hicle which necessitates repair in order to place the conveyance or vehicle in as good condition subsequent to as before the accident Riding as used in the Policy does not extend to nor cover the Member while on the steps platform or running board of any conveyance or vehicle Nor does it cover while boarding or alighting from slamming the door on a hand or foot or falling out of
49. nd was not planned to exceed 45 consecutive days Please note the covered person must be at least 100 driving miles from the AAA Premier Member s primary residence when the incident occurs in order to be eligible for the benefits Family Member means your spouse parent child ren including children who are or are in the process of becoming adopted sibling grandparent grandchild ren step parent step child step sibling in laws parent son daughter brother or sister aunt uncle niece or nephew Illness means a sickness infirmity or disease that causes a loss that begins during covered travel Immediate Family Member means the AAA Premier Member s spouse and or unmarried dependent children age 21 or under including stepchildren and legally adopted children A grandparent traveling with his or her grandchild who is an AAA Premier dependent associate is also considered an immediate family member Injury means bodily injury caused by an accident 7 directly and independently of all other causes and sustained during covered travel Benefits for injury will not be paid for any loss caused by sickness or other bodily diseases or infirmity Physician means a person who is licensed and legally entitled to practice medicine and who is not a covered person or an immediate family member of nor related to a covered person Primary Residence mean
50. ny time during the first 30 days of your new membership you decide AAA isn t right for you simply cancel We ll refund the unused portion of your paid membership dues your total payment minus the cost for any services used Refunds are issued on a pro rated basis for deceased members Duplicate member ships will be given a full refund Finally AAA reserves the right to immediately cancel a membership without refund for inappropriate use or abuse of membership privileges All policies are subject to change without notice Driver Advocacy Your AAA membership goes beyond all the personal benefits you get Your membership also supports many traffic safety and government affairs programs that benefit everyone on the road e AAA clubs support the AAA Foundation for Traffic Safety research and education programs School Safety Patrol DIP the mature driver improvement education program school and individual grants for teen driving safety initiatives and pedestrian safety are ongoing AAA club programs that enhance safety in the communities we serve e Since 1902 AAA has supported drivers interests AAA monitors local state and federal legislative activities and lobbies for motorists rights at all levels AAA also monitors road construction gasoline prices and automobile safety information and provides this information back to our members through club publications and websites and through popular media outlets across the
51. of AAA Northwest Ohio s emergency road service When in an area served by a AAA affiliate other than AAA Northwest Ohio the affiliate s service regulations will apply Rules and rates may vary throughout the country Please take the time to study these provisions so that you are familiar with your club s service and its limitations before an emergency arises Who May Obtain Service 2 Service is available to any primary member or associate member of AAA Northwest Ohio who presents proper ID and a valid membership card or dues receipt in his her name at the time the service is rendered Service is provided to the member even if he she is a passenger in a vehicle that qualifies for service see paragraph 6 Vehicle must have current license plates 3 When a valid membership identification is not presented at the time of service the member may be required to pay the independent contract station the commercial rate for services rendered A receipt in the name of the individual being serviced must be presented to the club for adjustment consideration see page 11 paragraph 18 4 Each member is entitled to four service calls per membership year Use of this service is carefully monitored by the club After the fourth service call is used no further service calls will be authorized under your membership benefits Service can still be provided after four calls but the member will be charged for services Other membership benefits
52. owing and Service Manual contains manufacturer recommended towing procedures that are followed when providing this service 10 Tire Service In case of a flat tire the members inflated spare tire is installed on the vehicle If no inflated spare is available the member may have the vehicle towed in accordance with the towing provisions AAA Plus RV Premier RV extends tire service to recreational vehicles Tire service does not include tire repairs Dual wheeled unloaded bed empty of payload pickups are provided all services except tire service Loaded pickups are not provided any tire service due to weight restrictions 11 Fuel Delivery An emergency supply of fuel is delivered enabling the member to reach the nearest service station Specific brands octane cannot be guaranteed If necessary towing to a facility where fuel is available is provided in accordance with club policy Classic The member is charged for fuel at current pump prices Plus At no additional cost a sufficient amount of fuel is delivered to enable the member to reach the nearest service station If this service fails to make the vehicle operable the extended towing benefit will apply 12 Lockout Service If your keys are locked inside the vehicle service is sent in an attempt to gain access If your keys are lost broken or the service provider cannot gain access to your vehicle locksmith service or reimbursement is provided In cases where
53. ractor access is restricted toll roads limited access highways the club will provide reimbursement for covered service at the prevailing commercial rate for the region Reimbursement on restricted access roads may be limited to the cost of towing the vehicle to the nearest exit or responding garage at the member s discretion A valid original receipt in the name of the member a completed application for reimbursement and an outline of services rendered must be presented to any AAA Northwest Ohio office within 60 days of the date of service Reimbursement will be counted as a membership record benefit call The reimbursement benefit will apply to all emergency road services except lock and key service which is covered under the Lock and Key Service Benefit When service was available but obtained from a non contract station reimbursement is limited to the amount the club would have paid a contract station to render the service Amendments The Club reserves the right to change these service policies and procedures without notice Home Lockout Service If you lock yourself out of the house we will reim burse you up to 100 for locksmith services to gain entry Once per year per AAA Premier member household AAA will cover the cost of a locksmith and or the cost of replacing the locks if they are damaged to gain entry into the house Accident Assistance In the event of an accident we offer you compli mentary assistance
54. referred rates on the following travel money products e AAA Visa TravelMoney Cards e AAA Visa amp American Express Gift Cards e American Express Global Travel Cards e American Express Travelers Cheques e Wells Fargo Foreign Currency TipPaks amp Buy Back Ask your AAA Travel Counselor about any of these Travel Money products or visit AAA com financial for details 13 gt lt m r un m J A m un Travel Store Merchandise Discounts The AAA Travel Store at each AAA branch carries a wide selection of travel related merchandise carefully selected to enhance the member s travel experience AAA members enjoy savings on books bags luggage and other travel products purchased at a AAA branch Travel Insurance AAA offers trip cancellation lost baggage and health insurance to safeguard your vacation We highly recommend travel insurance to protect your travel investments because often your own health coverage is not accepted outside of the U S Travel Accident Insurance Plus Members receive 100 000 accidental death and dismemberment coverage when tickets are purchased from AAA Northwest Ohio for travel aboard ship train airplane or bus Extends this coverage to 200 000 if booked through AAA Northwest Ohio Additional coverage of 100 000 is provided when your ticket is charged to your AAA Member Rewards Visa Trip Interruption amp Vehicle Return Group Insurance Benefits
55. s car even a rental With your AAA membership you can receive an allotted number of service calls per member For each call you can receive Emergency Roadside Service for the following e Mechanical first aid If you choose trained repair technicians can attempt to get you back on the go with minor mechanical repairs at the roadside e Battery boost We will test your battery and with a quick boost we can jump a dead bat tery and get you started and back on the go e Tire service Let us install your inflated spare tire e Towing If we cannot get your vehicle back on the road we will use the right towing equipment to take it to a repair facility you choose e Emergency fuel delivery If you run out of gas we will deliver enough fuel at cur rent pump prices to get you to the nearest service station Classic Member pays for fuel Plus Premier No charge for fuel e Car lockout service If you lock your keys in your car we will unlock it for you If we are unable to unlock the vehicle we will reim burse you for the cost of a locksmith Classic Up to 50 reimbursement Plus Up to 100 reimbursement Premier Up to 150 reimbursement Extrication and Winching If your car is stuck in snow mud or otherwise requires extrication we will provide standard towing equipment to get you unstuck If necessary 7 m m s a m A lt J O gt g un m E A m gt g gt a
56. s the AAA Premier Member s billing address which is recognized by AAA Northwest Ohio and must be in the United States Substitute Transportation means any form of common carrier transportation i e licensed for the transportation of fare paying passengers with the exclusion of taxis and limousines and or a rental car of equal or lesser vehicle class to the vehicle Ex pensive or exotic automobiles are excluded under this definition Vehicle means any two axle motor vehicle des ignated for private use for travel on paved public roads in which the covered person is either driving or riding as a passenger Moving vans are excluded We Us or Our refers to BCS Insurance Company and its agents My AAA Membership Number is My Membership Level CLASSIC Mi PLUS E e Associate Associate e Associate _ e Associate gt My Local Branch PLUS RV My AAA Insurance Agent Phone Fax Email o My AAA Travel Agent is Phone Fax Email My AAA Account Login on AAA com Password TRAVEL From exotic getaways to long weekends away AAA Travel can help you plan your next vacation Leave the hassle to us all you have to dois sit back and relax Foreign Domestic Tours amp Cruises e Group Travel e Luxury Adventure Travel e Plane Train Tickets e Hotel Motel Reservations Contact a AAA Travel Agent to start planning your next trip today Travel
57. st be operable Transportation must be performed by an accredited professional transport company What is Not Covered In addition to the exclusions listed under the Trip Interruption Coverage Vehicle Return benefits will not be payable if the vehicle is a rental vehicle or a vehicle with an original lease term of less than one year OR if the transportation of the Vehicle could have been performed by a Covered Person or by a Traveling Companion of a Covered Person Vehicle Return Coverage is in excess of other insurance or indemnity covering the losses covered under this program Expenses after 96 hours from the initial delay are not covered Travel Assistance Make your vacation more memorable or get help with common travel problems Concierge e Restaurant and spa recommendations and services e Event tickets e Pre trip assistance and tour information e Flower gift arrangements e Business services e Golf tee time information 24 Hour Global Travel Emergency Assistance e Medical referrals e Emergency message center e Lost tickets and baggage e Emergency airline hotel reservations e Legal referrals e Money transfers The Premier Membership includes access to concierge and emergency assistance services which are service benefits not financial benefits Any costs associated with services are paid by the member HOW TO FILE A CLAIM Please gather the information below if you have a covered loss during your Cov
58. te transportation Car Care Plus Full Service Auto Maintenance and Repair AAA Car Care Plus invites you to visit any of our facilities for all of your automotive needs Reasons to use AAA Car Care Plus e Owned and Operated by AAA e ASE Certified Technicians e State of the Art Technology e Complimentary Shuttle Service e Knowledgeable and Friendly Service e 24 Month 24 000 Mile Warranty e 10 off service bill up to 100 discount per visit Visit AAA com carcare for a list of locations print coupons and schedule an appointment EMERGENCY ROAD SERVICE GUIDELINES Purpose of Service 1 Emergency road service is available 24 hours a day 7 days a week and is intended to assist a member whose vehicle has become unavoidably disabled due to malfunction accident or vandalism and cannot under its own power be safely driven to a place of repair or safety Service includes one truck one service representative and one round trip per emergency This emergency service may not be used as a substitute for regular maintenance necessary to keep a vehicle in good operating condition The club always attempts to provide prompt assistance but circumstances beyond our control may cause a delay in service Emergency Road Service is limited to making the vehicle operable at roadside if possible or towing it to a repair facility Only one service call per breakdown is permitted The following provisions define the scope and extent
59. the Estate of the Member All other indemnities are payable to the Member Any payment made by the Company in good faith pursuant to this provision shall fully discharge any and all liability of the Company to the extent of such payment Physical Examination and Autopsy The Company at its own expense shall have the right and opportunity to examine the person of the Member when and as often as it may reasonably require during the pendency of a claim hereunder and to make an autopsy in case of death where it is not forbidden by law Legal Actions No action at law or in equity shall be brought to recover on the Policy prior to the expiration of sixty 60 days after written proof of loss has been furnished in accordance with the requirements of the Policy No such action shall be brought after the expiration of three 3 years after the time written proof of loss is required to be furnished Change of Beneficiary The right to change of beneficiary is reserved to the Member and the consent of the beneficiary or beneficiaries shall not be requisite to surrender or assignment of the Policy or to any change of beneficiary or beneficiaries or to any other changes in the Policy Continuation of Insurance a Payment of membership dues in the Club by renewal date automati cally renews the insurance granted by the Policy b Termination of membership in the Club shall without further action on the part of the Club or the Company terminate the insuran
60. things like AAA Vouchers for purchases at AAA branches including AAA travel as well as for repairs tires and bodywork at AAA Approved Auto Repair facilities and AAA Car Care Plus locations Or cash in your points for top of the line merchandise and gift cards redeemable at more than 100 national retailers and restaurants For information about the rates fees other costs and benefits associated with the use of this card please stop by any AAA branch or visit AAA com creditcard Earn 1 point per dollar of new net retail purchase transactions qualifying purchases less credits returns and adjustments 17 Z un JJ gt 2 A m gt Z O AL Z gt Z Q gt ER un m JJ A m un charged to the card each billing cycle Earn 2 points per dollar for purchases made with the card at any eligible gas grocery or pharmacy retail merchant categories as designated by us Earn 3 points per dollar for purchases made with the card through any participating AAA Club when AAA is the merchant of record or at eligible retail travel merchant categories as designated by us You will qualify for 2 500 bonus points if you use your new account to make at least one purchase transaction that posts to your account within 90 days of the account open date Limit 1 2 500 bonus points credit per new account Allow 8 12 weeks from qualifying for the bonus points to post to your account This credit card program is issued and administ
61. tion sufficient to identify the Member shall be deemed notice to the Company Claim Forms The Company upon receipt of a notice of claim will furnish to the claimant such forms as are usually furnished by it for filing proofs of loss if such forms are not furnished within fifteen 15 days after the giving of such notice the claimant shall be deemed to have complied with the requirements of the Policy as to proof of loss upon submitting within the time fixed in the Policy for filing proofs of loss written proof covering the occurrence the character and extent of the loss for which claim is made Proof of Loss Written proof of loss must be furnished to the Company at its said office in case of claim for loss under Section Two within ninety 90 days after the termination of the period for which the Company is liable and in case of claim for any other loss within ninety 90 days after the date of such loss Failure to furnish such proof within the time required shall not invalidate nor reduce any claim if it was not reasonably possible to give proof within such time provided such proof is furnished as soon as reasonably possible and in no event except in the absence of legal capacity later than one I year from the time proof is otherwise required Time of Payment of Claims Indemnities payable under the Policy for any loss other than a loss under Section Two will be paid immediately upon receipt of due written proof of such loss Subject to du
62. trip cannot be Save program a tow hotel reservations completed due to cash and money illness or injury transfers Student Membership is available at each level and includes Safe Tow Safe Ride and Bike Assistance in northwest Ohio Reference the Student Membership Benefits Guide for complete details your request guide for complete details on the services listed above MEMBERSHIP LEVELS sonion on yourmemberbenefts see pages 23 AAA Classic Membership Student Membership age 17 25 Student Members receive the benefits of the level of membership purchased at a reduced rate In addition to the standard benefits of the membership level student members also receive Safe Tow Bike Assistance and Safe Ride See Student Membership Benefits Guide for more information ec o ooco eocns eee eee eee eee eee eee eee eee ee eee see AAA Plus Membership AAA Plus RV Membership AAA Premier RV Membership As a Premier member you enjoy special benefits and added advantages ranging from AAA s highest level of coverage for roadside assistance to personal concierge service available 24 7 when 100 miles from home AAA Premier RV membership extends AAA Premier roadside assistance to motor homes travel trailers pickup trucks with campers fifth wheel trailers and motorcycles Note Premier and Plus benefits are available seven days after payment is received Associate Membership Entitles other household mem
63. ue to mechanical failure excluding tire trouble or an Accident that renders the Vehicle inoperable at least overnight 2 Theft of a Vehicle 3 Unexpected Illness or Injury requiring the Covered Person to receive treatment by a Physician who advises delay of the trip 4 Natural disasters 5 Severe storms or unusual weather phenomena validated by National Weather Service records What is Not Covered Benefits are not payable for travel which does not meet the definition of Covered Travel and for any loss Injury Illness delays and or expenses due to 1 War whether declared or undeclared acts of war military duty or hostilities of any kind for example invasion rebellion riots or insurrections 2 Tire trouble 3 Intentionally self inflicted harm including suicide 4 Normal pregnancy or childbirth 5 Mental or nervous health disorders 6 Alcohol or substance abuse or related illnesses 7 An Accident occurring when the Vehicle is being driven by an unlicensed driver or a driver who is not covered 8 Personal property which is damaged or destroyed 9 Any liability for injuries or property damage 10 The commission or attempted commission of an illegal act 11 The cost of repairs to the Vehicle 12 Cost of fuel expenses 13 Air and or sea travel 14 Carrier caused delays 15 Participation in professional athletic events or motor competition including training 16 The cost of meals Accommodations an
64. wide rail reservations and luxury and adventure travel opportunities TripTik Travel Planners and AAA Maps AAA members can request free TripTik Travel Planners and AAA city state and regional maps When you request a TripTik Travel Planner AAA will create the route online and print it for you It will detail construction driving condi tions restaurants lodging and fuel stops along the way These are available at any of our convenient locations Request your TripTik Travel Planner at least 7 10 days in advance of your trip to ensure the most accurate information You can print your own TripTik Travel Planners and order maps anytime at AAA com TripTik TourBook Guides AAA TourBook Guides are unlike any other travel publication Separated into states and regions the guides list and rank AAA approved hotels restaurants points of interest Ranked by the AAA Diamond Ratings system hotel and restaurant facilities are rigorously inspected each year Each entry includes the address phone number amenities AAA Diamond rating and prices Using the guides you can pre shop for guaranteed and special member only rates AAA TourBook Guides are also available at AAA com for viewing on your e reader International TourBook Guides are available for purchase Rental Car Reservations and Discounts AAA can make car rental reservations for you in advance at any car rental company anywhere in the world If you choose Hertz c

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