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Contents

1.
2. Strict Liability in Tort 1963
3. Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved 8 Assignment Assignment of interest under this policy shall not bind the Company until its consent is endorsed hereon if however the Named Insured shall die such insurance as is afforded
4. 1 3 Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved Named Insured by independ
5. Deposition preponderance of evidence
6. 7 000 120 O 2003 4 1994 2 OD PL
7. 5
8. Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved IL PERSONS INSURED Each of the following is an Insured under this Insurance to the extent set forth below a if the Named Insured is designated in the declarations as an individual the person so designated but only with respect to the conduct of a business of which he is the sole proprietor and the spouse of the Named Insured with respect to the conduct of such a business b if the Named Insured is designated in the declarations as a partnership or joint venture the partnership or joint venture so designated and any partner or member thereof but only with respect to his liabili
9. D O O 2
10. Res ipsa Loquitur 3 a b c
11. O Pre trial Conference Tria
12. BARRA Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved of the Named Insured s products designated below subject to the following additional provisions 1 The Insurance with respect to the vendor does T not apply to a any express warranty or any distribution or sale for purpose unauthorized by the Named Insure
13. PL e Punitive damages 1978 2 1 2500 320
14. PL TL TL 3 X4 PL PL PL DO PL
15. f Q
16. 1 6 2 3 3 15 5 6 2 15 3 6 4 1 Statute of repose Statute of repose
17. 9 8 01 20 888 08 9 5 18 31 1 3 Dem 0120 727 110 5 9 64 1 1 3 3
18. 4 1 U7 00 3 2 1 2
19. O Q 3 a
20. 1 1 1 Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved occurrences which occur during the term of this policy If the Insured fails to maintain any such underlying insurance in force the insurance afforded by this policy shall apply only in the same manner as it would have applied had such insurance been so maintained in force The Insured shall give the Company written notice as soon as practicable of any change in the scope of coverage or in the amo
21. PL TL PL PL PL PS PLD PL PL PL PL
22. Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved bonuses or commissions made paid or due e Sales mean the gross amount of money charged by the Named Insured or by others trading under his her name for all goods or products sold or distributed during the policy period and charged during the policy period for installation servicing or repair and includes taxes other than taxes which the Named Insured and such others collect as a separate item and remit directly to a governmental division moneys charged one Insured under this policy by another Insured under this policy for goods products installation servicing or repair shall not be considered sales within the meaning of this definition Installment Premium Endorsement 1 It is hereby understood and agreed that the Advance premium of Y will be payable in installments as outlined in Schedule of Pa
23. PL 6 i gt 1 Standard 2 State of the art tech
24. i ii Gv i i 3
25. Las b 250 Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved applies not to exceed 250 per bail bond but the Company shall have no obligation to apply for or farnish any such bonds c expenses incurred by the Insured for first aid to others at the time of an accident for bodily injury to which this policy applies d reasonable expenses incurred by the Insured at the Company s request in assisting the Company in the investigation or d
26. OD D O
27. PL PL BEL PS PL PL PL TL PL
28. 10 1998 Discovery PL 220 4 2011 8 142 2013 230 240 5 6
29. Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved b to bodily injury or property damage for which the Insured may be held liable 1 as a person or organization engaged in the distributing selling or serving alcoholic business of manufacturing beverages or 2 if not so engaged as an owner or lessor of premises used for such purposes if such liability is imposed by or because of the violation of any statute ordinance or regulation the gift distribution or use of any alcoholic pertaining to sale beverage or Gi by reason of the selling serving or giving of any alcoholic beverage to a minor or to a person under the influence of alcohol or which causes or contributes to the intoxication of any person but part ii of this exclusion does not apply with respect to liability of the Insured as an owner or lessor described in 2 above c d e to any obligation for which the Insured or any carrier as his insurer may be held liable under any workmen s compensation unemployment
30. Warranty TL Warranty QUA
31. a q 1 a
32. PL bulk suppliers doctrine or rule learned Intermediary doctrine SDS OM jurisdiction Long Arm Statute 2
33. Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved 4 Action Against Company No action shall lie against the Company unless as a condition precedent thereto there shall have been full compliance with all of the terms of this policy nor until the amount of the Insured s obligation to pay shall have been finally determined either by judgment against the Insured after actual trial or by written agreement of the Insured the claimant and the Company Any person or organization or the legal representative thereof who has secured such judgment or written agreement shall thereafter be entitled to recover under this policy to the extent of the insurance afforded by this policy No person or organization shall have any right under this policy to joint the Company as a party to any action against the Insured to determine the Insured s liability nor shall the Company be impleaded by the Insured or his legal representative Bankruptcy or insolvency of the Insured or of the Insured s estate shall not relieve the Company of any of its obligations hereunder 5 Other Insura
34. Uniform Commercial Code U C CO Magnuson Moss Warranty Act 1952 Uniform Sales Act 1960 1975 2 i Express Warranty
35. 5 1 X 6 Claims Made Basis Policy 2 3 x is A 3 x A 1 1 1 I 1 1 1 I I 7
36. Do O d H PARA BOE DR 3
37. PL 1985 EC HEU EU PL EU PL 85 374 EEC 1999 34 EC EU PL EU
38. PL 2000 Due process clause 10 10 3
39. _ ah quU 20 8
40. 1 SERW 2 3 a b Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved Pollution Ex
41. PL PL PL A L BA lt PL gt PL 1 80 4 PL PL lt gt PL PL PL PL PL 5 PL PL PL 6 PL PL PL
42. b 8 Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved 8 Assignment Assignment of interest under this policy shall not bind the Company until its consent is endorsed hereon and it is subject to the provisions described in Duty of defense endorsement JPN paragraph 2 c if however the Named Insured shall die such insurance as is afforded by this policy shall apply 1 to the Named Insured s legal representative as the Named Insured but only while acting within the scope of his duties as such and 2 with respect to the property of the Named Insured to the person having proper temporary custody thereof as Insured but only until the appointment and qualification of the legal representative c In case any person possessing a valid claim against the Insured hereinafter referred to as the Claimant is entitled to exercise lien on the right of recovery of the Insured or its assignee under this insurance for such claim under the Insurance Act of Japan the Company shall pay such c
43. e oe 2 1 2 3 6 7 4 5 m H m 1 1 2 5 3 4 2 1 E Heg 2 A 3 B Vendor
44. 1 Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved withdrawal inspection repair or replacement of the products including the property containing any products as a part thereof or any other necessary measures to prevent any further loss occurrence 2 If the Insured fails to take the steps mentioned 2 in the preceding Article without any justifiable reason the Company shall not pay any loss due to bodily injury or property damage arising from the same cause which occurs thereafter 3 The Company shall not indemnify the Insured 3 for any expense whether or not spent by the Insured for withdrawal inspection repair or replacement of the product
45. PL Electronic Discovery PL PL k lt
46. 3 0550 4
47. PL EC PL a b c a DC10 b PL c EC a
48. D punitive damages Cn 8 9
49. _ Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved 1 Defense provisions a It is agreed that the Company shall be obligated neither to defend any such suit or claim nor pay on behalf of the Insured any damages and the company will substitutionally reimburse the Named Insured within and as a part of the applicable limit of liability for settlement judgment or reasonable expenses incurred with the written consent of the Company b The Company shall have the right and be given the opportunity to be associated in the defense and trial of any such suit or claim relative to any occurrence which in the opinion of the Company may create liability on the part of the Company under the terms of this policy
50. z He
51. 5 12 10 PL 5l 10 EU 10 g Proximate Cause PL PL
52. 7 1 4 2 5 PLP 6 3 PL a eno
53. PL TL TL PL PL PL Certificate GE
54. RAPEX PL EU EU 1952 ECSC 2013 6 28 EU
55. No Faultcx PL PL PL TPL Cx NO FAULT 3
56. SCHEDULE Coverage Amount of Deductible Bodily Injury Liability per occurrence 1 Property Damage Tiabihty per occurrence 1 Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved Deductible Clause CSL It is agreed that 1 The Company s obligation under the Bodily Injury Liability and Property Damage Liability Coverages to pay damages on behalf of the Insured applies only to the amount of damages in excess of any deductible amounts stated in the Schedule below as applicable to such coverages 2 The term of the Policy including those with respect to a the Company s rights and duties with respect to the defense of suits and b the Insured s duties in the event of an occurrence apply irrespective of the application of the deductible amount 3 The Company may pay any part or part of the deductible amount to effect settlement of any claim or suit and upon notification of the action taken the Named Insured shall promptly reimburse the Company for such part of the deductible amount as has been paid by the Company
57. 3 1 4
58. AS 388 Occurrence Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved 2 international waters or air space provided the bodily injury or property damage does not occur in the course of travel or transportation to or from any other nation or area 3 anywhere in the world with respect to damages because of bodily injury or property damage arising out of a product which was sold for use or consumption within the territory described in the policy provided the original suit for such damages is brought within Japan or such territory products hazard includes bodily injury and property damage arising out of the Named Insured s products or reliance upon a representation or warranty made
59. Pre trial Discovery Deposition 2 3 4 i Interrogatory Request for Admission Yes No i Request for Production of Documents vi Deposition
60. NET ii Implied Warranty a 2 2 Warranty of fitness for use for particular purpose 1
61. b 2 a 4 2 2 c
62. A 1 1 2 Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved for all damages including damages for care and loss of services because of bodily injury sustained by one or more persons as the result of any one occurrence shall not exceed the limit of bodily injury liability stated in the declarations as applicable to each occurrence Subject to the above provision respecting to each occurrence the total liability of the Company for all damages because of all bodily injury to which this coverage applies shall not exceed the limit of bodily injury liability stated in the declarations as aggregate Coverage B The total liability of the Company for all damages because of all property damage sustained by one or more persons or organizations as the result of any one occurrence shall not exceed the limit of property damage liability stated in the declarations as applicable to each occurrence Subject to the above provision respecting to each occurrence the total liability of the Company for all damages because of all property damage to which this coverage applies shall not exceed the limit of property damage liability stated in
63. i 1 2
64. c 1 4 O D 3 O
65. http www sonpo or jp JRA e ERORREROSNEA AAA 41 1160 8338 1 26 1 TEL 03 3349 3111 URL http www sjnk co rd Ob 160 8338 1 26 1 TEL 03 3349 3111 URL http www sompo japan co jp E SJNK13 60552 2014 3 10 990J5957 320770 0100
66. 3 1
67. 5 ZZ S lt n Sompo Japan Nipponkoa America JR 1 Sompo Japan Nipponkoa America Insurance Services LLC 2 Sompo Japan Claim Services Europe Limited SJCSE 3
68. Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved MEMO MEMO nr JJ EE ICO ALI uw dwsT sam 5 s Defend e pe e A ar
69. Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved Definition of Products Endorsement It is agreed that the word Products used in this Policy shall mean Deductible Clause BI PD It is agreed that 1 The Company s obligation under the Bodily Injury Liability and Property Damage Liability Coverages to pay damages on behalf of the Insured applies only to the amount of damages in excess of any deductible amounts stated in the Schedule below as applicable to such coverages The deductible amounts stated in the Schedule apply under the Bodily Injury Liability or Property Damage Liability Coverage respectively to all damages because of all bodily injury or property damage as the result of any one occurrence The term of the Policy including those with respect to a the Company s rights and duties with respect to the defense of suits and b the Insured s duties in the event of an occurrence apply irrespective of the application of the deductible amount The Company may pay any part or all part of the deductible amount to effect settlement of any claim or suit and upon notifica
70. Class Action Fairness Act of 2005 1998 2013 1994 1995 2000 2000 O 4 PL 1 PL 2
71. gt O PL DR gt D PL
72. 2 122 8 1993 2000 9 2009 12 11
73. 2 Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved compliance with any law rule or regulation The Company may examine and audit the Named Insured s books and records at any time during the policy period and extensions thereof and within three years after the final termination of this policy as far as they relate to the subject matter of this insurance 3 Insured s Duties in the Event of Occurrence Claim or Suit a In the event of an occurrence written notice containing particulars sufficient to identify the Insured and also reasonably obtainable information with respect to the ti
74. 2 unreasonably dangerous 3 a Assumption of Risk Assumed risk b Misuse 2
75. PL PL PL PL PLP Product Liability Prevention PLP PL PL Product Liability HH 1 L HACR IAP Lee eaei n 1 De Ad PWM uias spada aui ead a RV pe 2 3 4 4 PL 15 5 PL os 18 E FO TEGO PL kai odes 19 PL oeeeeeeererrrerrrrrrrerrerss 20 PL 25 1 REDNA tos 25 PAE CARD E E E A 29 3 AA 30 ASIS rL OTa y P ehe eEE e Ete Us 35 iem S q IO i P EE 38 IDEE UE PEE LL TOO LLL OLD LLLI 40 Emi PLISA
76. a b e a TEM
77. c d e 0 Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved contract or agreement or 2 the failure of the Named Insured s products or work performed by or on behalf of the Named Insured to meet the level of performance quality fitness or durability warranted or represented by the Named Insured but this exclusion does not apply to loss of use of other tangible property resulting from the sudden and accidental physical injury to or destruction of the Named In
78. 4 O 1 lt gt 1 sEdMILO 100 100 1 50 2 50 1 Combined Single Limit lt B gt C S L 1 HITO Z 100 100
79. e 1
80. PL PL PL BE EC 1985 FPL PL PL TPL PL
81. 1972 10 Consumer Product Safety Act Consumer Product Safety Improvement Act of 2008 1973 11 Consumer Product Safety Commission C P S C C P S C C P S C N E I S S National Electronic Injury Surveillance System BATA 119 2009 96 D 1975 7 10 4 PL 1
82. b Warranty of merchantability TV TV TV TV UCC 2 318
83. FER Pure form virginal form 50 PL PL Statute of Limitation PL 3
84. a Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved insurance provides for contribution by equal shares the Company shall not be liable for a greater proportion of such loss than would be payable if each insurer contributes an equal share until the share of each insurer equals the lowest applicable limit of liability under any one policy or the full amount of the loss is paid and with respect to any amount of loss not so paid the remaining insurers then continue to contribute equal shares of the remaining amount of the loss until each such insurer has paid its limit in full or the full amount of the loss is paid b Contribution by Limits If any of such other insurance does not provide for contribution by equal shares the Company shall not be liable for a greater proportion of such loss than the applicable limit of liability under this policy for such loss bears to the total applicable limit of liability of all valid and collectible insurance against such loss 6 Subrogation In the event of any payment under this policy the Company shall be subrogated to all the Insured s rights of recovery therefor against any person or organization and the Insured sh
85. 1960 1965 2 402 A 3 PL Negligence
86. b Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved c operations for which the classification stated in the policy or in the Company s manual specifies including completed operations elevator means any hoisting or lowering device to connect floors or landings whether or not in service and all appliances thereof including any car platform shaft hoistway stairway runway power equipment and machinery but does not include an automobile servicing hoist or a hoist without a platform outside a building if without mechanical power or if not attached to building walls or a hod or material hoist used in alteration construction or demolition operations or an inclined conveyor used exclusively for carrying property or a dumbwaiter used exclusively for carrying property and have a compartment height not exceeding four feet explosion hazard includes property damage arising out of blasting or explosion The explosion hazard does not include property damage 1 arising out of the explosion of air or steam vessels piping under pressure prime movers machinery or power transmitting equipment or 2 arising out of oper
87. Tenet Sompo Insurance Pte Ltd 5 20144 7 1 gt 1 PL Summons and Complaint Discovery
88. PL 2000 2009 2011 PL TL PL 2014 2 H 1 BJ EU e c
89. P 26 lt gt 2 O claim expense D i appeal bond ii Hi Z7 F bonds to release attachments O first aid expense
90. PL 95 97 c PL 18 12 6 PL O d
91. PL 2 PL PL PL PL PL PL PL 1960 PL
92. a b _ c
93. 2 402 A PL 1970 1980 1980 2 1991 30 1997 3 i
94. 2 402 A i Cii Gi PL 3 ii i Gii PL 3 2 b reasonable alternative design 2 3
95. 5 FL PL BNA BNA EC PL http www sjnk rm co jp service pllegal html 06600 Ha WeDo ZA UC MISC DNE TCI BM RA MER ET o Ef 2638 ug S B l E YM MANE E um CALAS 0 EEE 46 Av EY XH Tp Fk YY uU M Pih OE ak 34M Xr n ut e HA POR A E XA 4 E LLE EE gt uu TE SIGN ac Xin x Ls e E tH acr y zm II EE Yu dEl 005 Em aJ rH 1272 HI UROTE YE H Tiu deo ovu dM EL oS GONE 5513 99 EEE ACA EN ag o HESEBIBUI GNE 214060 MA ONFA Co FEE XO copi Hx a a KOOIEN BUENA AHBO T 217 kf B HAHH 3 E gt SR Xp ch GERAL X F gb Y E CEA X K
96. IO Ha Ek YR 1 1 RI 0 1 5
97. ms b 2 a b 1 Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved at the time the first of those claims is made against any insured c All claims for damages because of property damage causing loss to the same person or organization as a result of an occurrence will be deemed to have been made at the time the first of those claims is made against any insured 3 Definitions of bodily injury and property damage in the Standard Provisions of the policy shall be deleted and replaced with the followings bodily injury means bodily i
98. PL TL 4 2001 2 PL 90 2011 4 ADR 4 1 500 2 500 1000 5000 Class Action
99. O Summons Complaint 20 20 Answer D
100. fn 3 4 US 1 2 4H C S L 1 2 1 1 5 WEA HIZO E O 6 5 PL
101. 3 5 Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved The insurance afforded applies separately to each Insured against whom claim is made or suit is brought except with respect to the limits of the Company s liability mobile equipment means a land vehicle Gncluding any machinery or apparatus attached thereto whether or not self propelled 1 not subject to motor vehicle registration or 2 maintained for use exclusively on premises owned by or rented to the Named Insured including the ways immediately adjoining or 3 designed for use principally off public roads or 4 designed or maintained for the sole purpose of affording mobility to equipment of the following types forming an integral part of or permanently attached to such vehicle pow
102. 1 2 lt 3 Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved Coverage A B The Company s limit of liability under coverage A amp B separately or in combination for all damages shall be limited to the sum of A amp B separately or in combination for all damages shall be limited to the sum of for each occurrence Subject to the above provision respecting each occurrence The limit of the Company s liability shall be limited in the aggregate to as respects all occurrence is arising out of the Products and or Completed Operations Hazard as defined herein Such aggregate limit of liability applies separately to each annual period of the policy period A amp B Jurisdiction Clause It is agreed that coverage disputes arising out of this insurance shall be subject to Japanese law and forum Premium Computation Endorsement 1 The premium for this policy shal
103. gt 3 PL A PL B vendor vendor
104. ii Gv VENDOR S THE NAMED INSURED S PRODUCTS Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved Amendment of Supplementary Payments Provision Endorsement It is agreed that the Company will pay notwithstanding the provision of Supplementary Payments of Standard
105. b W I c 3 a EC 1996 1999 ABRA fer o 2011 2
106. 50 PL PL OX PL PLP Products Liability Prevention 1 1 defend
107. 2010 7 1 5 41 47 f 1993 A TR a NN CR RR ES NR 42 44 2
108. 1 X 1 3 HR Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved the Insured under an incidental contract completed operations hazard includes bodily injury and property damage arising out of operations or reliance upon a representation or warranty made at any time with respect thereto but only if the bodily injury or property damage occurs after such operations have been completed or abandoned and occurs away from premises owned by or rented to the Named Insured Operations include materials parts of equipment furnished in connection therewith Operations shall be deemed completed at the earliest of th
109. 3 PL i ii ii ii 2 402 A defective condition unreasonably dangerous to one s person or property 2 i Gi Gi 3
110. 1988 3 1 7 199119932002 BE o SM HB ES a MS Es ls 1988 7 30 Y Article 6 of Law 2251 1994 on Consumer Protection IR 1994 2007 7 4 gt i a sss I VEU SET o ds Consumer Code former DPR PK 294 88 1994 N 1989 5 21 dd ANTAS 2 General Product Safety Law kas Sia 2006 7 1989 6 10 Di Z Act no 371 of 7 June 1989 2000 11 Law m s No 1041 of 28 November 3 1989 11 21 E Y Portuguese Decree Law ees 50million 1999 rum T NBI O v novem DA No 383 89 of 6th November BOEMA 2001 DL 131 2001 of 24 04 SERS DR E Bi c x y REG LES S ri Sr 1990 1 1 gt Product Liability Act 1989 2002 7
111. OD e D a b c
112. c Discovery 1944 Res ipsa Loquitur
113. TORES HH IEZETE H R 420 Lawsuit Abuse Reduction Act of 2005 H R 2393 Frivolous Lawsuit Reduction Act 306066000 PL 8 0 pid 7 0 O Ae Z NIE Z8 ROO u wa PL PL PL PL
114. 2011 39 120 3 PL b Contingent fee PL 1 P PL 1 30 50 30
115. 402 A 3 2 2 3
116. PL EC PL PL CE EU CE 92 59 EEC 1994 2001 95 EC 98 37 EC 1998
117. 6066000800600 00 th LORD FL 4 PL
118. 1 PL TLL FL PL PL 2 PL 3 PL 80 2 PL 3 PL
119. PL PL PL QC PS Product Safety O 3 PLP PLP 40 PLP
120. es 1994 1997 2001 1992 7 9 Part VA T ED Trade Practices Act 1974 _ J gt AE dd mr 7 Trade Practice Amendment Act D ED dis o Trade Practices Amendment HB Act No 1 2 2010 T k a ek KEM TI AE Ez Y Consumer Act of the Philippines TK CERE N Ug lt HERI E S m 00047 HRE TH E i QAE KREY y EIC OLA ete H HL 3 7 fT Z om 1 sa S a EDI 11813 52 E A am D A 7 GORRIRA 3013 5 22 1999 11 15 The Consumer Protection Act Y Part X Product liability 2006 1 P H 1995 7 1 i uidi e YE S ode sZ 1999 4 20 o LAW NO 8 1999 CONCERNINGI VE
121. 3 O Premium Computation Endorsement e IPS 8
122. c Contributory Negligence d Comparative Negligence
123. IPL PL Crisis PL 1984 PL PL 1984 1986 Insurance Crisis Time 1986 3 24 Sorry America Your Insurance Has Been Canceled PL TL
124. Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved agreement of the Claimant for such payment before the Insured have settled same to the Claimant provided that such payment shall not exceed the sum agreed by the Claimant Batch Clause It is agreed that all losses occurring during the validity of the insurance written by the Company and arising from the same causes shall be deemed as one occurrence regardless of whether they occur in different policy years and the Company s liability for such losses is limited to the applicable limit of the policy in which the first claim was made SOMPO JAPAN INSURANCE INC 1
125. 3 2 3 gt gt lt gt
126. TL EU EU PLL PL 1995 PL PL 5 PL 3 PL 1 xk PL Negligence Warranty Strict Liability in Tort PL
127. CSL 1 2 3 Do SCHEDULE Coverage Amount of Deductible Combined Single Limit per occurrence 1 CSL Business Risk Exclusion Clause This insurance does not apply to bodily injury or property damage
128. 1 1 A B 1 W Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved Punitive Damages Exclusion Clause It is agreed that this policy does not apply to fines penalties punitive damages exemplary damages treble damages or any other damages resulting from the multiplication of compensatory damages Nuclear Energy Liability Exclusion Cl
129. 1 0 Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved as soon as practicable after cancellation becomes effective but payment or tender of unearned premium is not a condition of cancellation 11 Declarations By acceptance of this policy the Named Insured agrees that the statements in the declarations are his agreements and rep
130. ri H GU LV AA IR N ME a ewig op AR MERA e rM MR HIE OSTT g dr 310 LEUE Lac tE AO RAEE YA la ve Q MECo A s RE e A aca 000 G ff TT t x t Aw n E t zz UNER Oo SQ i Z Jg EN LA MER lt EX A RIA a eem Ceo 2 71 BO AC EROR gt DPI MEH OA GAEL CAR 3 gt MUY AA As F ac 4 A Z Q S HIE 0S2 2 s 104 MARES 8 ULEAD EAN Q Y cse tk cod X Cog 9 a A 000 G ff ZZ EE 16i uu p tz LIL HER UR COR Z mi IDA AAMER ULEAD IAE IHAA LE CULO RIGA 0 gt RARAS O ER SA PRE Q f CANA C s HERA AIN LOA Y EAN Q RETA CARLES ER 000 v X9 T f AZIO W 2 G E x E CRUDA RA E AAL OR Zl Co T aca EL OVI 4 NZ up EOOLA IS Hik M ae Y E MERE GER 3X3 48 FAE Ey E o xl Efe 07 JEE ELO CHA ANPHA cdogom aau J 3u 913 CU Z 3 BZ ME AIAN SS S EAT 2 RSH UND C J Z ir siap clam TS RIMA 2 ZUR HA 000 E g y 400 Mf ac ZAC c t REESE TIL SENEC 2 8 Ec 0 flJ S eB EG C Cs z aA A OEE t amp x EPRE TT EP LN ICA EAS A SUE LO 2 CREE D q Fx 11 SESE NI REOT 4 CAER S q gt x 2 AMABA 9 HI 3 9 EA AED MANE IC OH FREH Yu HIE 000 g s NU 00Z Maec sZ ks cosa EENT A X 4 k C SZ Q Hf fue aca f 08 14 e sk T ua NENE ZI SU OO Q S Q t RASO LO ER z S o ROBA x COME JE g
131. O d 1 2 5 Definitions
132. Strict Liability 350 150 435 PL 1970 PL
133. LEWI VO Q LESE ERE PEM LIMER LEARN DAR AA 22 XO C v A a Z f Z YY Q Q UYAT k lt x k LAUR F RE CULO 02 0 3p GHITII 2 0 pap a ZA Yr xd Ed 003 S A 122 Gs x 900 M x AL x Mx cox ci CMM y ILL k lt 2 1 x HY ACA 6872 H 6 REAA u kar LN UB CO coo Q z Q m AAA UNA AXE m SZ 3 q Ya NLG 9 Z YM eue Z Y Q EC Y Co HE ae EE EL A b Co RETA RM z SHOE 9 XL Aa RALAN C Y Zhi k Ed 0078 f VET s 800 M x 4 32 ANAR LEMOA Y O L AR O TE aca v8v f T LEIA k C R te w kar 24 LR Af POMAR COodo 9 axu 4 H NEM AAMER CE 2329 xxx Wu gt AAA 3x o xg cua 9 Cu u HA SET GE 600 War ecl VIRAL REO 2 2 SZ Q 23 22 draw ACA 008 LY I 4 Hirik Hk aE a EAN Co O 2L Q 3582 DANA LALER TUE AMIA ZA RRE A YN Q EZ R EHAA Y O cum sg exe BY IA LO RL ARA MR TEO IEA Cw HIE 0909 g Hy 110 M x 2 222e3Xb X tbkhdCo 2 X4 x 2 4 41 x A 146 CO 3 0 aca 000 6 HY 09 lt 4 xA u kat 2L 7 MEXHCEL E CO QQ l mi ZJ 1534 UAE z30CE amp 8 2329 95 2 AC 1 c FMA co2 Sizs eae ge fl HE UL kj REX VEA 2E Q CP Iki SZ AD AFE EA 00T 6 J E s ZIOZ WA amp nc ucr6ikCue dA SAPE 4 E C ESE H ft CBlds9 ACA ff TZL A nr4 su w kar ANUN PRA XH VOLLI XTZ HANEM UAE R lt Ah BLOF I NEOR SORAR a THEE HS Z GE 6007 MACARA SJL ZE 2 EE h E e d LA ARE LADA 2 H 212 EI A A H 002 t amp x HEBE
134. B A oc ium Wk CcAduX cdd vested xU a
135. Gesetzes vom 19 BGBI I S 2674 Lx n e mu 141 6 000 DM b cri eie 82million E e ORI HHS Cm a 1990 11 H 1 Articles 6 185 6 193 Netherlands Civil Code A gt L 1991 4 1 Jv Act of 25 February 1991 on Liability for Defective Products 2000 2007 ce ORNA D 5 g P E po E HATO N M FENDI CIS nm l Se REOS H IMA HEN DON ORE EB Pre S o S TS 35 or V XE Aer D 1998 5 21 F x Z Law no 98 389 dated May 19 1998 1991 12 16 3 Liability for Defective Products G a Act 1991 1994 7 8 Spanish Act 22 1994 of July 6 1994 2007 11 Act Number 1 2007 of 16 X x e 4 7 November on Consumers and Users Protection Texto Refun 1994 dido de la Ley General para la mn 105 Defensa de Consumidores y Usu 63million
136. PL PL 1 PL 1 Wo TARAL 2 a 2003
137. s ADR A 0570 022808 PHS IP 03 4332 5 4 1 bids F B 15 5
138. PS Products Safety PLD Products Liability Defence PL iE PS PL PL PS PLD lt PLD gt PL Record Keeping lt 2 PL PL TL FL
139. arios y otras Leyes complemen tarias 1994 2007 128 149 3million EU 1999 HES cm ett 19884F 7 1 Product Liability Act 2001 Produkthaftungsgesetz BGBL No 98 2001 gt w dum cud _ r991 9 1 Product Liability Act 694 1990 1993 539 1993 uya 7 SUR 1993 1 1 Swedish Product Liability Act 1992 t PUER 1998 6 1 Act on Responsibility for Damage Due to Defect of a Product Law No 59 20144 1 z kona 89 2012 Sb 1998 2014 82939 1999 7 3 Consumer Protection and Rules of Trade Act CPA 2006 Consumer Protection Act Je 1997 1 1 Law No 105 1 of 1995 ss ep AES 2002 7 1 The Law of uc Act 2002 200
140. PL 3 EU PL 4 EU PL PL 3 PL EU DEMAS E AUTO EA TL 5 PL 1
141. v 1 1 2 p EE CO ERE Td EO 3s S 1 d Q SE ise UVM CO c xa MA OA BGB ANH 2 LAR 3 2 y BO AATRE AF P 9 134 S h RAE CE 3 2 C GEB ZE A ASS MEE LOEO KAYN Q ge co ERR WE POMAR 7 202324 0 gt ik Sez 2 2 SZ AD Q h dE T 22 ARENA ZIOZ M e E t m xXRCQIS EWe EIM lt AD Z RENN HEMS aca f 001 WB Np E UN UEM CUE COO LAIAT ZHANR CULO ER e TLC EX ERON Es IZA Q O H ZAIDA KOR K x 1234 S SELBE Gv GE EY A OLA GUERERO X DA MAGA reis RLAR EK PTE IDE PA F9 ST 52 y 800 Nf mac ERE LN 7941368 A A MEET A O 3 OS aca f 00S T Xp esp LC IL 2 HABERI 21 REE Oodoq xnumsmuegjERXR CLONES Ceux aar 3c 3525 e ep tB appe Q uel 21 TY pi JO LG 7 LIRR LC REO S XEM BE tp ARW ALA OE cad cime x Bla 000v X c G9 d 800 M ac ZA AA HS USE 7 LORA AcOqSexzunaaep ue a ACA H 012 t x HA 14 Nay sp NOME USER COO LAXE ZHANAM CL ER ewuxamcauiaee C f Ji 2 s EPI 2 Gs z89 st EZE x ped Flu 21 394 HE c GE 900 Nf eX oy SESA q Z Z C R x ues v A A ff 00 EDS AE MERCURE MORANTE RIA PEH UN MEI AR m Cw 32 UR QAEDA MAR ex mf f q tD to quae ENAR REM 7 20 8 6 BECOE HE 22 600 WM E E Y UREN SEE CUM CONI SE O YA CARA GOR TE A A ff 00 IL MSEE ANIH VOLLAST ZHAN FH LAER LOX 2 2 Z ANAAO AB Roc C A RARA Tn A gt un AER d
142. C Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved statement of the premium basis for the policy period and the earned premium shall be computed thereon If the earned premium thus computed exceeds the advance premium paid the Named Insured shall pay the excess to the Company if less the Company shall return to the Named Insured the unearned premium paid by the Named Insured 2 Earned premiums shall be subject to any 2 applicable minimum premiums stated in the declarations 3 When used as a premium basis 3 a Admissions mean
143. 9 12 d Opening Statement Plaintiffs Case Defendants Case J4HH 0 35k Closing Argument SERATI Vc 3 4 Verdict O lt 2 gt Supreme Court
144. gai x pae gy d az RAMO k C 3 4 PERULU ZAMORA RE MMA a MNO vr Ed 4 L6 9 ALE la x Y8yY 96 Jarrett L861 WHER 2 r Zx LME PAIR Oc Q l Q IEA ARR MAH TuWexatdgesx NEZH Jt IRE C FO 2 AFKE C cA 72 m 5 5 dc tk gueq HE OLT RH Ly 9003 LENTE cq AEG EA ADA A ksesax Q m D q Y st a 0001 AC A Ne HH LL M lt E L EMEJOOLA 1 3 L sr ek ld iE ael EME O00LA 0 T L EI RE L3 E HE Kk XC ETE 3 Kh A Hey 1 Je Sel ift r t fi Cif Hf LA EXHI UST VDL UR mi Z JE Fl LAAHR K x MAME On eco Y VS 2 q 2 Q 8E EL 000 E TRY 6006 M Y Mii t EC e AAA IRTE Q TAR 2 EVE AO ALO Yu G 4 Ll CAE ICH 008 Z AC tk FL BAH UE Y 1230 TEMERE gak t RAE AAN A BR Q SI AH t CONE HIE 09 Ex AE y TTOZ Has Z 2 RUUY 2 k x SAH Q SH ll bio HA RAE vs CA MY yc t x kE zZ 38XH R EE o 9 q miu XJETMXR APER 9e ELAMANLAR ue 2 C ENE Z CULT fl LAPA CFTA AKAH LABIAL HRA UARN AS AO LAED ARRA ST D C Xi ac Ed 002 S RE 700 Y Xv HRE A LE pog arse td Dr See gt q ibit m sp rs k AA UY 08 yx 3k if E1 UVM UE COO xai mJ CRM UAE 912 bag zi BESTE CO NIE MYSPACE flo C i ZJ vu HARAV M CULEBRA Q ew ESA CD TENA UY HE 8ST RE dy 9003 x 38 Ed LIA 2 RL DA BE RD UY Y E EV LANI
145. AECE C O09 una e A FHM ama LOAR 2 Z f 36 2 accum Caso cx 2 SE 26 mee AEREO ox dk c ROMA feux RE C Z RMS O SB EL ADAM a E CQ XL Z XI AR S C MNA HEX EL 000 X v E y x uoi r 200 NFL ZACE LME LUGAR td 2 LE CHAR 2 gt IA O E ACA HOSP 4 X kx 4 baca E HHEH REI LIPNIE CCCo 9 LOU X Ji RNA o IWER e E Flu ZW mIRC CARa kA y TUM HEST tg x 800 Mt k EIRE LAFEE SB 2 71 GA OMA k Q kxz a aca A OOST yx KHH gt HEH LIWRA MOLAY THANE UAMER LOCZ Ry 590021206 TAX YULE GOA UBOSSMWESgLApECX3299g amp 44A3 sf ZEER PURE AAMU EANO E aR HE AL azig 9 Cog RARA AMUEBLADA NG E E139 S 6 s 800 MELAKU BALANZA CATE MBA RCA le OH SRI E SE TIR ACA ff 008 HEHA HHEH E A 29 HVO Q Q t IDEA CULO ME RE SZ 3 4 A NA DEE RE Y I Co 318 Q O Q lt lt S RUS MERO t CEC Flo C E AU NECE sex Q f TRE CoL AR UL Q 24 634 R14 000 S T 63 x 800 MAERA SJEO WEYU Ge cd QR ff El 2 AD C 3 o d e COR GG ACA H OST HERH HHEH B 88 EI SEO0LA IS 33K Ek M Fo Y E uisi K E PULE Ey iE o xl aH MEX HE HEY q 2 6v Xa AES AR HE SERE SL RETINA 09 a c L Z09 s 4661 XE A kw Hg 856 ESG A HAN A f DIEI LUE se Y M gt f 000 T HEY Bb BIOS UNA Y HR 6 4 2 K x A k X 4 GUIA REY Z 2 C 3 Z lt IMER CARACO Y CIAO Q REMOT RENO BELO Ae b 72 8 Jt IRE LH ANTE LU AH
146. judgment and before the Company has paid or tendered or deposited in court that part of the judgment which does not exceed the limit of the Company s liability thereon b premiums on appeal bonds required in any such suit premiums on bonds to release attachments in any such suit for an amount not in excess of the applicable limit of liability of this policy and the cost of bail bonds required of the Insured because of accident or traffic law violation arising out of the use of any vehicle to which this policy X X B H EH General Liability Policy Standard Provisions Coverage Supplementary Payments a
147. 1979 2009 2000 2009 1 7 2001 2002 2003 2004 2005 2006 2007 JE 2008 2009 SciencePortal China 6 PL
148. 2 Lien on Liability Claim a It is agreed that second paragraph of 4 Action against Company in General Liability Policy Standard provisions herein after called the standard provisions shall be amended to read as follows Any person or organization or the legal representative thereof who has secured such judgment or written agreement shall thereafter be entitled to recover under this policy to the extent of the insurance afforded by this policy except for cases described in Duty of defense endorsement JPN paragraph 2 c No person or organization shall have any right under this policy to joint the Company as a party to any action against the Insured to determine the Insured s liability nor shall the Company be impleaded by the Insured or his legal representative Bankruptcy or insolvency of the Insured or of the Insured s estate shall not relieve the Company of any of its obligations hereunder b It is agreed that 8 Assignment of the standard provisions shall be amended to read as follows 1 a
149. 9 ES had 01 4 9 1 6 7 ER PL General Liability Policy Standard Provisions Products and Completed Operations Liability Insurance Coverage Part NN SMA 4 PL Product Liability PL Te PL PL PL
150. At HR EY HAOR Md MHRS LR Td Hew eg o T d Mae 145 Qn gu xcd WIRE MSK OHY gi 2cald EAE Z Er E ZUEK HAYF B Td ndo FAU EEG ZL dit w eO is Td c x ld KA HF Xk l gt MY cU GHZ L ETId T d 2 89 HL UC 6 4 Uo c x l isk ld NIE CORE TE CQ qQzLO3XCTId LISAS FX Id YHDY r YEE EEE p w p JS A Roa 54022 WEN HA E Ali Cos xs GA Mi 2530048 ye UC MERC IAME PEHL Fade AN HE CHEWO32X te x ia os X omia Sh HEAO HA LG gt TK SERERE HHOH UTE EOE s u E EN SEEXBE VARK EEKE X x y 32 m gt pua cr 9urosuopunq AH9A0 MAS Q Z S MARE peoiq ool HARE Q Z Z Bl lore a 9yr eds uou Pie AWAKE Gero 107 ure oco MN 31301 001 FIX WWS gt q MARE AH Z 2 Hii xx QUES FH A001 EMRE Su ru Aoo uou WMIF MAZI uonomsumfTeuosiod T Es Y l CX SS920Jd JO IDAS TRO IE f 2 Ed B GORE O UJOpB EY EX SUR ZEN HEA AH A EOS Bir Cog CURE MIOS Top OLA X XK T He 2771 9ASUV d l ure 31un0 14e x gl ssmusip 10 uonour A HGQ da qux oxnwe YE SEPXVE 3 Td PALA APRIRE TASSE 0 S LARES RE EROEM LIAWER xax idm RIGE z CUTE ZA Q ISRSOSTACIUWMESE COE x 2 2 9 9 4 ZUAR AN CL A ZAH 2o 0136X amp CALZ ER B4 007 T EY Z 2
151. Company will pay on behalf of the Insured all sums which the Insured shall become legally obligated to pay as damages because of A bodily injury or B property damage to which this insurance applies caused by an occurrence if the bodily injury or property damage is included within the completed operations hazard or the products hazard and the Company shall have the right and duty to defend any suit against the Insured seeking damages on account of such bodily injury or property damage even if any of the allegations of the suit are groundless false or fraudulent and may make such investigation and settlement of any claim or suit as it deems expedient but the Company shall not be obligated to pay any claim or judgment or to defend any suit after the applicable limit of the Company s liability has been exhausted by payment of judgments or settlements Exclusions This insurance does not apply a to liability assumed by the Insured under any contract or agreement but this exclusion does not apply to a warranty of fitness or quality of the Named Insured s products or a warranty that work performed by or on behalf of the Named Insured will be done in a workmanlike manner I A B A
152. ERR E DEE 2004 2006 2007 2010 4F f P 2004 E Medical Product Consumer Protection act Act No 31 2006 No 98 2004 e Ead ASH 4077 i 2003 6 13 4822 1999 AL LAW NO 4077 ON CONSUMERI2003 PROTECTION AMENDED BYI4822 EU LAW NO 4822 OG No 25048 EU QE 4077 55 14 March 2003 Bk 2003 6 14 BY LAW ON LIABILITIES Z 2013 xi FOR DAMAGES RESULTED FROM DEFECTIVE GOODS m 2007 5 7 F 7 LAW REPUBLIC OF E KAZAKHSTAN Consumer Protection eT Span 7 Z FA 4 2005 12 1 Ha The Law of Ukraine On the Protection of Consumer Rights 1980 9 1 Defective Products Liability e Law 1
153. HT TE ME LU NVMENTA USE COO 9 am RAY e CUNA PE O A O A HA CTE NA C BAIGORRIA LAME FEA RMN 2 gt VO RNA lt zit se HALLA gt EL Q O HEY UM AY e PIA e4 1xxamuaxmoe2 ccpocteskead com Chit 0002 E v 63 HI HETOZ Wer ent ro4e wm22uuLncanusQsnC2ocimli co s uiid aca H OZY z ji Tas 2 T EP E MO00LA 1 s nk M aE Y E MERE GER X3 48 533 i E o xl Ef 0103 Ni T LC n MI DISSE o 0o uz q mt IHANNE LAMER LEIA ZA REZO c cH CUR x Ax SEA C0 AC caua HER YZLO 2 Q fl ABE PEM LIIR HARALI RCELL TALERZA Q 22 Cie co 398 HIE OTST 63 aca 000 H 91 ARAMLA Xx A x lt a ff EI ES TTOZ M ie A 74 sca REC SUE Co uznaugeqpurg LAMER AOE A2 158 q gt i 2119 ABREN ARONA PIB CT GV UEY PIG V CO BU C s A C CEAO bes o G 2 n XEST2 7 ZIW BED n k eae dA E 0Sc 9 E T f aca 000 G ff 291 2 MAL ES s 200 Mz e 3e E gt A XX USE VO 9 La XC XQ ECRIRE H LAMER X Cw XO AURA AN BA H BE AMECA RIC AREA DAA gt PALABRAS ET at xc bkseaCOo ff PRA 60 Eki AR EL EO T zs C ks CAC 3 Z 9 14x Z 2 Z v 12 C UT CW e BEA E EL 016 9 6 aca 000 T 4 68 e Ye rl TE Mp s 200 Wa x za A gt LC M RUERD MARE VOLLI t RANA APR LAERTE ACOE Jp AEREO AAA TL C XE AD 3 2 Q ZC Q XA EF ae scC p x AA LC E 3 DAN BIETER A
154. Inc with its permission Insurance Services Office Inc 1973 All rights reserved b Computer application software c Computer operating systems and related software dj Computer networks e Microprocessors computer chips not part of any computer system or f Any other computerized or electronic equipment or components or 2 Any other products and any services data or functions that directly or indirectly use or rely upon in any manner any of the items listed in Paragraph 2 a 1 of this endorsement due to the inability to correctly recognize process distinguish interpret calculate convert replace analyze or accept data of year month week date day of the week hour minute second or period b Any advice consultation suggestion design evaluation inspection installation maintenance repair replacement recall or supervision provided or done by the Insured or for the Insured to determine rectify or test for or intentional shutdown stoppage or suspension of operations using Computers including any shutdown stoppage or suspension of operations using Computers in order to prevent any potential or actual problems described in Paragraph 2 a of this endorsement Additional Insured Vendors Limited Form It is agreed that Persons Insured Provision is amended to include any person or organization designated below herein referred to as vendor as an Insured bu
155. by this policy shall apply 1 to the Named Insured s legal representative as the Named Insured but only while acting within the scope of his duties as such and 2 with respect to the property of the Named Insured to the person having proper temporary custody thereof as Insured but only until the appointment and qualification of the legal representative 9 Three Year Policy If this policy is issued for a period of three years any limit of the Company s liability stated in this policy as aggregate shall apply separately to each consecutive annual period thereof 10 Cancellation This policy may be cancelled by the Named Insured by surrender thereof to the Company or any of its authorized agents or by mailing to the Company written notice stating when thereafter the cancellation shall be effective This policy may be cancelled by the Company by mailing to the Named Insured at the address shown in this policy written notice stating when not less than ten days thereafter such cancellation shall be effective The mailing of notice as aforesaid shall be sufficient proof of notice The time of surrender or the effective date and hour of cancellation stated in the notice shall become the end of the policy period Delivery of such written notice either by the Named Insured or by the Company shall be equivalent to mailing If the Named Insured cancels earned premium shall be computed in accordance with the customary shor
156. nor the making thereof nor any report thereon shall constitute an undertaking on behalf of or for the benefit of the Named Insured or others to determine or warrant that such property or operations are safe or healthful or are in Conditions 1
157. of the Insured all sums or expenses which is defined in Coverage Part and Amendment of Supplementary Payments Provision Endorsement in excess of the amount which shall be paid or payable by the applicable underlying insurance stated in the schedule below which the Insured shall be obligated to pay by reason of the legal liability on account of A Bodily injury B Property damage to which this policy applies caused by an occurrence 2 When underlying insurance exists the 2 company shall have the right but not the obligation to participate at any time in the defense of any suit against the Insured When an occurrence is not covered by any underlying insurance but covered by the term of this policy the Company shall have the right and duty to defend any suit against the Insured even if any of the allegations thereof are groundless false or fraudulent and the Company may make such investigation and settlement of any claim or suit as it deems expedient But the Company shall not to be obligated to pay any claim or judgment or to defend any suit after the applicable limit of the company s liability has been exhausted by payment of judgments settlements or such expenses 3 The Insured shall maintain in full effect 3 during the policy period all the underlying insurance described in the schedule below except for any reduction or exhaustion during the term of this policy of any aggregate limit of liability stated in such u
158. the total number of persons other than employees of the Named Insured admitted to the event s insured or to events conducted on the premises whether on paid admission tickets complimentary tickets or passes b Remuneration means the entire remuneration earned during the policy period by all employees of the Named Insured engaged in the Insured s operations subject to any overtime earnings or limitation of remuneration rule applicable in accordance with the manuals in use by the Company c Receipts mean the gross amount of money charged by the Named Insured or by others trading under his name for all goods and products sold or distributed during the policy period and charged during the policy period for installation servicing or repair and includes taxes other than taxes which the Named Insured and such others collect as a separate item and remit directly to a government division d Cost means the total cost to the Named Insured for operations performed for the Named Insured during the policy period by independent contractors on all work let or sub let in connection with each specific project including the cost of all labor materials and equipment furnished used or delivered for use in the execution of such work whether furnished by the owner contractor or sub contractor including all fees allowances
159. 3 2004 S 1061 kA Cm E rr p 3975 BROS He pe t T e ex e w t gt gt lt haa m E P 2 Ew i 7 N M SE Ce Ne DE 1994 1 1 Act X of 1993 on Product Liability Law No 10 of 16 2 93 amended by Law No 25 of 16 3 98 ep PUE 2000 7 H 19 The Law on the Liability for the Product and Service Deficiencies 2004 Par atbild bu par preces un pakalpojuma tr kumiem Latvijas Republikas Saeimas un Ministru Kabineta Zi ot js 2000 14 nr 2004 10 nr 7 2001 7 1 The Civil Code of the Republic of Lithuania S 2004 6 7 Legea nr 240 din 07 06 2004 7 privind raspunderea producatorilor pentru pagubele generate de pro dusele cu defecte Law No 240 2004 2003 1 28 The Consumer Affairs Act ATT DWAR L AFFARIJIET TAL KONSUMATUR 4 SS nbi ScgEe H IMA HEN UM CERES ME Ene SN S TS PS13253 or V XI L PNIS ex 7 c f BGN 100 milli
160. 980 PIN 1980 DWN 1999 23 PL iX 5 pni DNNN ninnAn PL 1999 2007 NR MEE c e ede ed od EU B Em eed 1999 F Y 3 MA l aD Product Liability Act 104 1988 Lov om PA 2 I Y 2 33 produktansvarsloven 1992 lov 27 nov 1992 nr 113 SR 1992 1 H 1 E7 ONDE MERE M F Act No 25 1991 on Product 7 000 ECU F EA RIE Liability T 1994461 H 1 A Federal law on liability for mH eI S defective products of 18 6 93 E A m Swiss Product Liability Act 2013 2007 7 1994 1 1 Gesetz vom 12 November 1992 uber die Produktehaftpflicht
161. AA Bp dE DEERE gt ME x RUE 0250 nD q 260 QARO cad E 2NR E EEES HIE 000 9 2 9 2 aca H 099 AKMA ARE x E Ly 6003 Mac EU E Lac te zL AER SA DORA TUE ZJ SIEHE ME lt PE LAERTE C Z 3 A2 n 63e dq st2Z 1 H H GERE ZER EARRA k A RIM OMR ER 22 OALAH AA AMA k y URH RRA C H Z ESSI CO aC 4 caa Amex hd c FEA RAM f YEN ALA REPARA bau MAJO Zs HIE 0838 E T Gb aCA 000 S H Z8T d GENER yx Bae s 9003 Hf MERERI Z1 GUERRE Oo9 xnaitxETIEGAKe LAMER ES By dc CPP A CALU MERE Q XE E E co E KMJ MA lt MAR ARA Al kd LA OE CUR H2RH AEN CABO Z142Co 3 Y HE 010 2 A A 00011 f 0 kky AEN E w kat 33K bk m EEE E MO00LA 1 HEHE sk dE BE Eai TREE y m L xl sl MV LLSSIA GE E ye yg ou 9snoH Surue O wu iik H 7D 7D reursiddn Ie4 p T 19340doq Te3 p T st DM f EE SEE E 19340doH 14noO smexdnS SENA o yr xz ERUIT St uf MHk gt Q BXH USATE o O Q q i 2 JM NIEM CULO MER SZ AD C X Z FETO AMY Q 26 A NL TAS m 32 uie Z REM AA C P X t x m n i EL 086 9 t2 HB E xl 400 WES mc IAE ZE CN ER ME LOU LOA AE CMT OY er A A 0008 HY 69 ik HHEH HEH
162. Court of Appeals Court of Appeals ZE appeal EFF certiorari m District Court Superior Court Supreme Court Re BR Pre trial 2 3 1 2 Jury Trial Hei dic Discovery PL 1 PL PL PL PLP Products Liability Prevention PS Product Safety PL PLD PL Defence PS Product Safety CSR HL l bA
163. D C EX Q ES DEA ALARN RAS X4 MRAN MARE Cie COH G6 LND C X racc lt HIA 0005 X3 T G3 aca ff OSI 6 aC Z c MAWT sr 8003 Nf Cah MEXOCELZIGUXSSE o O Q S A i x gegen C AM Ad LEIA 11 Edu m 2 2o 39e Bib 2 38 644 Q X9 A E SZ 0X x AM QN Ax E f gt N 2 TS xh lt LS Q XC Y E Al CO Ml a COE BH Fi y C ox za 29 94 owl omtmmgeo2 QT2232zC AD EA E 27 COH TE LADA X lp HER Cie Dl ti 4 nzernucuxcxa ndizcc o2 4E GO Z HIA 000 9 E YT g aca H 09v T A3 25 ka lh amp amp ft r Z 2 Ly 800 Mac S eaCI IAM ALTO MEXHCELZI CORAL atto st SW CLOSER lt Cw xau iue ER E Z G xz coim 2 1 PE H H 1 RES 221 SE XI I HR m v se Bw iux HERE IRA X4 HOHEM A s 46 COSI LV quu x S ZC Ha cci O nts LO esr HIE 0066 E E f aca ff 666 NZ Ly 6003 LHN NUENEN o O Q 2 q t Z J NEHM LALER x lt RA ERE RIN IZA DAS OCA s tz Quas OBRA CPI t rM TUNEAR C IIT A x CRL OMAR COT x 538 FIER CL C Xj x AA HKH ANO ERE GAO zia Ubi Ci 4 x CELO E H0 Zuge AD QR G R Z C X 4 GRA HE GE aca ff 00 Xe SE 33K bk m EEE E MO00LA 1 HEHE S sk dE Ez Eai L xl 24 7 EXCEL Z1 03 81 o Q l A qpECRDPRMXQ CUNA MIER XO RLL HE MER gt 3 1O2 amp x C Ci CELIA
164. DAS 42 Kiteo APLI EME 5 51 HEt a PLEBE DITS as us 53 eee 54 PL Product liability Product Liability Bl PL O PL Products 1 PL 7 1995 7 1
165. E CIO nm RXMGEROL CUNA EL LTS 2 AE Y Mil p007 egzos 4 TILA REO f 12 2 SZ Q X A sx s A k 10219 1 exi MEX CUE COO 9 SZ Q xt RAE EPA CULO ZRC ER LN C SX Z WJ O B CHEZ GAO Mr CHEO Z LA HIE 00S S t d 8661 22 9 EU Yt SeMIEIRTI A 24 2 4 ULA a q tE aca 000 z Y SS yx CA Gn AVER A coco 9 Z Q mt AS ANEM LAIME gt gt CREO q F 126534 CO E F ue gd ge AN Q EJ H Qe Cc HoA EL ZTS Gk SEL lt NH sr 000 MEE x d k OMG eH QUE 2 C Eb G C amp 1 ASNICAR E ANS i Ax ZL S66 SE yx aM E AN NAIR CC LAEZH LME E E OS EN Wc He 9e LRR X H 3 4 Z 0 e 1 HEF 2 cgo 3lw C ANRE dp cag L SE E AL LL Y HER A SY AE CO Y Bs ZE URZE LLO LAN XH e AL C 3k G adea AAA CULO pie fEHETIUS COR A Q 2 EAN YN HIE 6V S t s 900 AB Y A LC S EI SERE D C f LE CONI B SE c 24 XH TL EHE Ba 9E Co 24 Bak 0GZ 6 G WEL AU x CHAAR AA Y W AA a Jd RE G E H UE LUR EUMENE R 2 AO IAEA Ed 000 69 fg TTOZ uegur19 CIA WMA EBAY ARIAN SW ovs Y Elp a T 0268 EY W Sms KAHOL M lt E L EMEJOOLA N L GE ik ld o E El AM BMHEJOOLA 0 T L HE n 5 HEY Kik EE v 1 1 2 Dj YE CO AR Td EO FJET d AFNA dH Miel Cuff ST lc L RFR LARR a 3 EH SL C t ZI COH SEL EGEL ARES COMER ERA TL O O O BRE CO REDI X x lt
166. EC 1960 EPC 1985 7 25 85 374 EEC 1999 34 EC IE 12 3 1988 7 30 PL EC EU EU PL 1957
167. EH 010Z NEZ AL HE CL 2 3 RB 2 C ELO K x G ise UH cot vo ACA f C TA YW S E ERE MEE Sor LC RUI CURA COR Z Zi RIA LAWER SZ AD 9 2 2 dac Clay Q sp ck Xu Jp XS P uH S AE 3 H12 2 HA a WEE Q cewcis Bt 0079839 T GE AIZ IEC LEE LATAS S031 2 444 Z uu o Z dst aye aca H Y8I Tae MEE Sr O ARAW VO ZZ Q mt ZHANR LAAk ER RIMA RA ER 2 C Z 3 Q SSE lis BL q HD COQUETA SABE DUNG NE AA lt HZY RESOLTA OOS LRD HIE 00S S RE y TL0Z NEL ERO REAL LLE RA OH SY EHO ET aca ff SS A S Mak Ei MEE Sor LIL RICE RR Ca MR ULA E IIS O bx RG IA 3 MER E X EA IND MIRRA UTRERA Q A fm EY MeN ARRE MEM C q 2 AMAK HR CQ C ENLUMENA LALOR HIE 006 c Gb x 800 My NZ IEPS CI RIAD VEN xe EHE LO A Se aca Y 86 t x Nos 2 EHE L MYSE H CO Xp RIENE OO Q Z Q t Z 458 T0538 LIMER S XC XR EB ASGERN C RULO ARE xz CX 2 2 f AS x 539 Fl E XC Ej Z tz RON AREE S 32 LLANA Y coq cO Bd 00082 v GE 600 Me 4 Z gt t Yt 2 Se CW E Cipit Z qua ac s 3T Z 427 co S 66 ACA H OSP y x MEE USB LESE SS AAR SO RIECO 960 2 960p ER LIRI E CEBO BE IRIS UN GRE RETA C UN E MAME PERA 2 0 RIGE CULO IU YE Se ELL 00TZ G3 eroe M A 4 AAA o m22 2 2 xA EE CoXq E O AA A A A I TZ YW 3 ERE MEE Hd 8 4O00LAX L rk M 2E X E Es ETE EE SES y E amp xl BE E SH
168. NTAS Z LHR LOS ELU RAMEE zLoOnamctsHB ae gis lt C BREA LA OHE NY Q H Z W EL UOH 2 RAAL s Bu oos E T g Hy0T0Z M 45 446 7 zliilco Aa sctiskaz4 a2 C X4 2 St E AW Wa Co AC A 3k B aca SZI t x A LL TRY HYLA L sk M SEX ES GEHE Kik K AM ue r3 o xl Efe ar d USTED SMIk 4 x ACI RAUL CURAR o QO 9 z Q mt x qu fl K x HX CUNA C AC O ona 02 lt O G Q X Xp cite Q RA Fl INES RAR 2 2A94 238 E Y EAER Le AO NACAK Bla 00S 1 X G3 EHH ATII M C b n x Q t NADLHO AO YER gg 3 C Y 4 63456 0X 6T aca ff STE Hs uu p tz LME Z1 E SEE DORA mp TB UNA HER TL OAMI AZARES AC AIMAR AGD COROLA RE AEREA ROE MEA LOIRA LAOS GS dE T 0 x 0107 WL ZAAAS RAAUM Yi CE 2 2 CLE LONE LU CU E aca ff 001 x k uu p tz CZARU OO QUA TIERNA 9 EH CULO E R Xu Cu 32 A2 Q is Q D A li oaa asieaa soy comics piru 60 Hace i kd m OE O HE Ceu cucscH 5camescikeyuveu dg gco It 000 S E p 9b ES Ni xao y 900 Wi E E XASFMO YE 2 RNR v23 07 M X S ACA HOSP EH fO coc uu p Sz A EXHI UAH CO Q S Q IBERIA S BRE RE LO gig Co 2 xa c zia e ex RETI 50x XO AR x CHEALL A EL B t Q palay Q RABANAL ZO ues PRM LOMA RAN EV OEA cud Q 2 C f A Pk HE SZE R 4e 6 xA x 800 Ma seaCI 2 gt BE Gd c AExO 4 6 xned cseJesax sMgoxzase aca 008 Y
169. Provisions of this policy within and as a part of the applicable limit of liability all expenses provided in the provisions of items a to d inclusive of Supplementary Payments of this policy and the Company shall in no case be obligated to pay any settlement judgment or such expenses or to defend any suit after the applicable limit of the Company s liability has been exhausted by payment of settlements judgments or such expenses It is further agreed that if there is anything contained in the policy contrary to this endorsement it is to that extent null and void Claims Made Basis Endorsement It is agreed that 1 This insurance applies to bodily insurance and property damage resulting from an occurrence which first commences on and after only if a A claim for damages because of bodily injury and property damage is first made in writing against any insured during the policy period and b such a claim and or bodily injury or property damage are neither known nor expected by any insured at the beginning of the policy period 2 As used in this endorsement a A claim by a person or organization seeking damages will be deemed to have been made when written notice of such claim is received by any Insured or by the Company whichever comes first b All claims for damages because of bodily injury to the same person as a result of an occurrence will be deemed to have been made
170. RE RENA BZ Aa x C MEA AH RAE Q sZ Ae HR Bk EL 006 6 t2 8000 M CcCbHcnturi idixb caciaWge ar cz uet sU E O AL A A Y 6 SAZNA ni BECAME EXHI Z1 WFA CCOO Q SZ Q Z RRA LAPPER CX ZUR 956i AAC IMM CLAU RRE AEREA PET Z Y 22 A C AAF PRA UL BRL Bob HIA OSS RE c Y Lt0Z xd aca A OE k OA GUA CHAOS exa ac Z aca 000 S Y 2 x ALMAS EH Oy NANA CCOO unas HANEM LALER LOEO x t BL 15126 uo queue Q zl za DAR PERERA CUA RR RUI We PRAM zU Z jp 2 32 gt O JI AZ CES EA 007 E 2 Tm x 600 NA amp ac Bi igmrzixd aR iH EARLY MEGAN Aaa x UA ff ZEZ yx H E x n EHA ANMI COO unasii gue lt AMER ARANDA CRA Cox co yay TL ER H Q FLEVA Y f 2 O 2 LMA Y Hao EZLN AECHE Flu lt C X49 ERRAN SR R4 00 E 39 Z GE AAA dy 600 WA EL IZ HD 022 2 UH MH ALALE SAA RO gG ACA ff EEZ x k tz n ED lt 3 EE GH XH COO9xnaaip e 4 HUBER LAER 5039 X A amp x ar ROMA PEA AC RM dl MEE NA T1358 HE 0001 2 x 0102 MEL ZCACA RARAS ELLAN amp x ar O RA GT aca f OT gt ac xi Hac E 4 c n HIX Q MEXH TIUS COO RAN IEA fh TER xeu Xa esM SB o EX Q qux OTHER AAN LARMER 22 HL 08 8 R 6007 IWA LAR ALLAH IZA LEA MOLL EN ae An LARU HAE a A 000 8 Y 18 NZ R tg x te LC 3 IERI 141322 HE o O Q S R Xt Z J f1 9 FH LAMER AOAR CX 2 Sp RA DAA CA
171. T E SLT ERA t x Eh IC 000 8 ff OT lv 2A q MAUI o O Q z Q IRA lt NE 2 m xk 230 Nec HRY Q ERE ASA E e YE lt AES 1 IH HE 023 RE 002 Y Mid ipi p e 2 2c HR A LL pe v 0 te AENA ce ROS at 81 t x CHKA ANUNUE MVR ANIMA LAMER ZNL MRA MGEHE FELO KC Tflounse 389 n WAME ERE LALU yag 24 LEN CEL Y MEALL PRE LRA ER EH 00 Ex y 0007 HAY MAME HHE H A C Y RO ERE Oa O ARTE EOS Q v gt sI UH 0c t x ENTE HyS 3 k Vd IE AE RR ERES Ali CH FMRE y r3 Ef OVAS 1 1 2 Dj EE CO AR Td EO Fog T d e 1 SE gt EA GENERAL LIABILITY POLICY Standard Provisions SOMPO JAPAN INSURANCE INC A stock company hereinafter called the Company In consideration of the payment of the premium in reliance upon the statements in the declarations made a part hereof and subject to all of the terms of this policy agrees with the Named Insured as follows COVERAGE Coverage is afforded under this policy in accordance with the specific Coverage Parts identified in the Declarations as being a part of this policy SUPPLEMENTARY PAYMENTS The Company will pay in addition to the applicable limit of liability a all expenses incurred by the Company all costs taxed against the Insured in any suit defended by the Company and all interest on the entire amount of any judgment therein which accrues after entry of the
172. UPUET EBERT ON CONSUMERS PROTECTION EED P F 4 2011 12 H 15 gt LUAT BAO VE QUY N LOI NGUOI TI U DUNG 4 120084 2 H 13 airada unta E Taata wa eee dio 2 XT y DIRX z S _ Pos ase PEI EROS 1965 38 5 o0 u pe a a e LAE 2011 3 1991 3 11 Codigo de protecao e defesa do Consumidor Consumerl Protection Code Lei n 8 078 del 11 setembro de 1990 Law gt 2 No 8078 11 9 1990 2009 puc i 2 E po NEU a i un urn
173. all execute and deliver instruments and papers and do whatever else is necessary to secure such rights The Insured shall do nothing after loss to prejudice such rights 7 Changes Notice to any agent or knowledge possessed by any agent or by any other person shall not effect a waiver or a change in any part of this policy or estop the Company from asserting any right under the terms of this policy nor shall the terms of this policy be waived or changed except by endorsement issued to form a part of this policy Do b
174. at any time with respect thereto but only if the bodily injury or property damage occurs away from premises owned by or rented to the Named Insured and after physical possession of such products has been relinquished to others property damage means 1 physical injury to or destruction of tangible property which occurs during the policy period including the loss of use thereof at any time resulting therefrom or 2 loss of use of tangible property which has not been physically injured or destroyed provided such loss of use is caused by an occurrence during the policy period underground property damage hazard includes underground property damage as defined herein and property damage to any other property at any time resulting therefrom Underground property damage means property damage to wires conduits pipes mains sewers tanks tunnels any similar property and any apparatus in connection therewith beneath the surface of the ground or water caused by and occurring during the use of mechanical equipment for the purpose of grading land paving excavating drilling borrowing filling back filling or pile driving The underground property damage hazard does not include property damage 1 arising out of operations performed for the D
175. ations performed for the Named Insured by independent contractors or 3 included within the completed operations hazard or the underground property damage hazard or 4 for which liability is assumed by the Insured under an incidental contract incidental contract means any written 1 lease of premises 2 easement agreement except in connection with construction or demolition operations on or adjacent to a railroad 3 undertaking to indemnify a municipality required by municipal ordinance except in connection with work for the municipality 4 sidetrack agreement or 5 elevator maintenance agreement Insured means any person or organization qualifying as an Insured in the Persons Insured provision of the applicable insurance coverage O
176. ause It is agreed that this policy does not apply to bodily injury or property damage directly or indirectly resulting from the hazardous properties of nuclear material as used in this exclusion D Hazardous properties include radioactive toxic or explosive properties 2 Nuclear material means source material special nuclear material or by product material 3 Property damage includes all forms of radioactive contamination of property Earthquake Exclusion Clause It is agreed that this insurance does not apply to liability directly or indirectly occasioned by happening through or in consequence of earthquake volcanic eruption or tidal wave resulting therefrom Asbestos Exclusion Clause This policy does not apply to bodily injury or property damage including any kind of consequential economic loss resulting from the existence handling processing manufacturing sale distribution storage or use of a asbestos products and or asbestos which is contained in any product b substitutions of asbestos and or products containing substitutions of asbestos 3
177. clusion Clause Notwithstanding the exclusion 1 of Products and Completed Operations Liability Insurance Coverage Part it is agreed that this insurance does not apply to 1 bodily injury or property damage arising out of the actual alleged or threatened discharge dispersal release or escape of pollutants 2 any loss cost or expense arising out of testing for monitoring cleaning up removing containing treating detoxifying or neutralizing pollutants Pollutants means any solid liquid gaseous or thermal irritant or contaminant including smoke vapor soot fumes acids alkalis chemicals and waste Waste includes materials to be recycled reconditioned or reclaimed PL Business Risk Exclusion Clause This insurance does not apply to bodily injury or property damage resulting from the failure of the Named Insured s products or work completed by or for the Named Insured to perform the function or service the purpose intended by the Named Insured if such failure is due to a mistake or deficiency in any design formula plan or specifications prepared or developed by any Insured Products Recall Exclusion Endorsement 1 When the Insured becomes aware of any bodily injury or property damage occurring or suspected to occur out of the products or completed operations hereinafter referred to as products the Insured shall promptly take without delay all reasonable steps such as
178. compensation or disability benefits law or under any similar law to bodily injury to any employee of the Insured arising out of and in the course of his employment by the Insured or to any obligation of the Insured to indemnify another because of damages arising out of such injury to loss of use of tangible property which has not been physically injured or destroyed resulting from 1 a delay in or lack of performance by or on behalf of the Named Insured of any b TE O D G O GD s G 2
179. d b bodily injury or property damage arising out of i any act of the vendor which changes the condition of the products ii any failure to maintain the product in merchantable condition ii any failure to make such inspections adjustments tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual courses of business in connection with the distribution or sale of the products or Gv products which after distribution or sale by the Named Insured have been labeled or relabeled or used as a container part or ingredient of any other thing or substance by or for the vendor c bodily injury or property damage occurring within the vendor s premises 2 This Insurance does not apply to any person or De organization as Insured from whom the Named Insured has acquired such products or any ingredient part or container entering into accompanying or containing such products SCHEDULE a b c i Gi
180. e following times 1 When all operations to be performed by or on behalf of the Named Insured under the contract have been completed 2 When all operations to be performed by or on behalf of the Named Insured at the site of the operations have been completed or 3 when the portion of the work out of which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations for a principal as a part of the same project Operations which may require further service or maintenance work or correction repair or replacement because of any defect or deficiency but which are otherwise complete shall be deemed completed The completed operations hazard does not include bodily injury or property damage arising out of a operations in connection with the transportation of property unless the bodily injury or property damage arises out of a condition in or on a vehicle created by the loading or unloading thereof b the existence of tools uninstalled equipment or abandoned or unused materials or
181. efense of any claim or suit including actual loss of earnings not to exceed 25 per day DEFINITIONS When used in this policy including endorsements forming a part hereof automobile means a land motor vehicle trailer or semitrailer designed for travel on public roads including any machinery or apparatus attached thereto but does not include mobile equipment bodily injury means bodily injury sickness or disease sustained by any person which occurs during the policy period including death at any time resulting therefrom collapse hazard includes structural property damage as defined herein and property damage to any other property at any time resulting therefrom structural property damage means the collapse of or structural injury to any building or structure due to 1 grading of land excavating borrowing filling back filling tunnelling pile driving cofferdam work or caisson work or 2 moving shoring underpinning raising or demolition of any building or structure or removal or rebuilding of any structural support thereof The collapse hazard does not include property damage 1 arising out of operations performed for the Named Insured by independent contractors or 2 included within the completed operations hazard or the underground property damage hazard or 3 for which liability is assumed by
182. ent contractors or 2 included within the completed operations hazard or 3 for which liability is assumed by the Insured under an incidental contract CONDITIONS 1 Premium A l premiums for this policy shall be computed in accordance with the Company s rules rates rating plans premium and minimum premiums applicable to the insurance afforded herein Premium designated in this policy as advance premium is a deposit premium only which shall be credited to the amount of the earned premium due at the end of the policy period At the close of each period or part thereof terminating with the end of the policy period designated in the declarations as the audit period the earned premium shall be computed for such period and upon notice thereof to the Named Insured shall become due and payable If the total earned premium for the policy period is less than the premium previously paid the Company shall return to the Named Insured the unearned portion paid by the Named Insured The Named Insured shall maintain records of such information as is necessary for premium computation and shall send copies of such records to the Company at the end of the policy period and at such times during the policy period as the Company may direct 2 Inspection and Audit The Company shall be permitted but not obligated to inspect the Named Insured s property and operations at any time Neither the Company s right to make inspections
183. er cranes shovels loaders diggers and drills concrete mixers other than the mix in transit type graders scrapers rollers and other road construction or repair equipment air compressors pumps and generators including spraying welding and building cleaning equipment and geophysical exploration and well servicing equipment Named Insured means the person or organization named in the declarations of this policy Named Insured s products means goods or products manufactured sold handled or distributed by the Named Insured or by others trading under his name including any container thereof other than a vehicle but Named Insured s products shall not include a vending machine or any property other than such container rented to or located for use of others but not sold occurrence means an accident including continuous or repeated exposure to conditions which results in bodily injury or property damage neither expected not intended from the standpoint of the Insured policy territory means 1 any nation or area described in the policy or
184. ive or return insurance premium 3 To change the contents of the insurance contract and to cancel the policy 4 To receive and accept notice of facts required under the insurance contract 5 To receive and accept notice of transfer or assignment of Insured s rights under the insurance contract 6 To issue and deliver addendum and or endorsement to the policy 7 To survey and inspect Insured s interest and or other things related to the insurance contract 8 To receive notice of claim or documents of claims 9 To adjust and pay insurance claim and to secure right of insures 10 Any other things to related to each of the foregoings Any of the above items if done by the leader shall be deemed to have been done by all of the Co Insures and any action related to this policy including notice of important facts made to the leader by the parties concerned shall be deemed to have been made to all of the Co Insurers 10 3 4
185. l be based upon the Admissions Remuneration Receipts Cost Sales of the Named Insured during the policy period and shall be computed by applying to such estimated premium basis the rate set forth in the declarations Upon delivery of this policy the Named Insured shall pay the advance premium shown in the declarations and upon termination of the policy shall render to the Company a A B A B 1 1 A amp B 1
186. laim only in either of the following circumstances provided that such claim is caused as the result of the Insured becoming liable for loss of or damage to the Claimant hereinafter referred to as the Liability Claim D where the Company pay the Liability Claim to the Insured after the Insured have settled same to the Claimant provided that such payment shall not exceed the sum settled by the Claimant 2 where the Company pay the Liability Claim direct to the Claimant pursuant to the instruction of the Insured before the Insured have settled same to the Claimant 3 where the Company pay the Liability Claim direct to the Claimant as the result of the Claimant exercising lien on the Insured s right of recovery for same before the Insured have settled same to the Claimant 4 where the Company pay the Liability Claim to the Insured pursuant to the 2 c
187. me place and circumstances thereof and the names and addresses of the injured and of available witnesses shall be given by or for the Insured to the Company or any of its authorized agents as soon as practicable b If claim is made or suit is brought against the Insured the Insured shall immediately forward to the Company every demand notice summons or other process received by him or his representative c The Insured shall cooperate with the Company and upon the Company s request assist in making settlements in the conduct of suits and in enforcing any right of contribution or indemnity against any person or organization who may be liable to the Insured because of injury or damage with respect to which insurance is afforded under this policy and the Insured shall attend hearings and trials and assist in securing and giving evidence and obtaining the attendance of witnesses The Insured shall not except at his own cost voluntarily make any payment assume any obligation or incur any expense other than for first aid to others at the time of accident 3 3
188. nce The insurance afforded by this policy is primary insurance except when stated to apply in excess of or contingent upon the absence of other insurance When this insurance is primary and the Insured has other insurance which is stated to be applicable to the loss on an excess or contingent basis the amount of the Company s liability under this policy shall not be reduced by the existence of such other insurance When both this insurance and other insurance apply to the loss on the same basis whether primary excess or contingent the Company shall not be liable under this policy for a greater proportion of the loss than that stated in the applicable contribution provision below a Contribution by Equal Shares If all of such other valid and collectible 4
189. nderlying insurance solely by payment of claims in connection with 1 1 1
190. njury sickness or disease sustained by any person including death at any time resulting therefrom property damage means 1 physical injury to or destruction of tangible property including the loss of use thereof at any time resulting therefrom or 2 loss of use of tangible property which has not been physically injured or destroyed provided such loss of use is caused by an occurrence 4 Whenever any insured has information relating to an occurrence which is likely to cause any claim any insured must give a written notice of such occurrence to the Company then such claim shall be deemed to have been first made in writing against any insured on the date when the notice of the said occurrence was first given to the Company Combined Single Limit Endorsement It is agreed that the provisions of the policy captioned III LIMITS OF LIABILITY are amended to read as follows Limits of Liability Regardless of the number of 1 Insureds under this policy 2 persons or organizations who sustain bodily injury or property damage 3 claims made or suits brought on account of bodily injury or property damage the Company s Liability is limited as follows c 1
191. nology PL PCB ii PL Zu gt a b
192. on 51million 2006 Consumer Protection Act BH g E i A aC EROS J CN TL i Civil Code art 449 A Kodeks cywilny TYTU VII pc AM _ M 1999 4 12 1 amp A u 73 7 2904 Act of 2 November 1999 on SKK 3 500 million 33 17 EXT Product Liability Law UW E 105 7million E No 294 U 2005 JH u gt gt CIVIL OBLIGATIONS ACT REL 2 EE Y H2 x Gazette no 35 2005 Tez b CD 2001 A 3 E A gt Obligations Code n MM X 7
193. resentations that this policy is issued in reliance upon the truth of such representations and that this policy embodies all agreements existing between himself and the Company or any of its agents relating to this insurance In Witness Whereof this policy has been signed on behalf of SOMPO JAPAN INSURANCE INC at this day of in the year Two thousand for SOMPO JAPAN INSURANCE INC 11 20 H E Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved PRODUCTS AND COMPLETED OPERATIONS LIABILITY INSURANCE COVERAGE PART COVERAGE A BODILY INJURY LIABILITY COVERAGE B PROPERTY DAMAGE LIABILITY The
194. resulting from the failure of the Named Insured s products or work completed by or for the Named Insured to perform the function or service the purpose intended by the Named Insured if such failure is due to a mistake or deficiency in any design formula plan or specifications prepared or developed by any Insured Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved Waiver of Subrogation Rights Endorsement It is agreed that Condition 6 Subrogation does 6 not apply to the following entities Excess Loss Cover Endorsement It is agreed that 1 The Company shall pay on behalf
195. rp 2E A BEA B B z a E MAR CUNA HIE 0848 Rx s Jj 0102 Marce Z lt 3 Q 32 XA TA UA Q Shi Q Z by Z N A A 0008 ff 9 E G N ME LPN o O Q 2 AER CULO E Ad 11 EZ HHE ez ABS B imr lt lt z 2 SE x ELAR RE UZ C BRASS YA A UML pm OHNE c aTzOMSEODLD S AIMAR SUR VR EI Q e Q gt CBR 44 LAIRA Bh 0007 E v 5 s 210 Wa ZEAE EC Z OWW rH O Z V Z C iE CG OR vo ACA H OZ EG EN AE E MO00LA 1 33 rk M SE Y E GEHE AR X3 48 FAE E r3 o xl Ef dr 2103 xx S UVM CURE Coco Q SL i ADN S NBI AE lt RAMA Cp BER E WO Up Bg ak AMAN Ll C kj Wr Coin LL UE Z D Sp LN AUS RAAUM EE Q BERE IRA gt GER HA 0S v G g ACA 0008 ff tS ZR A gt SA HAWL 3b 200 N zt MP HP o O Q Z R i RIMA YAWE lt SEX 2 2 Z Li DA AC NA n x TALLA T1 esse H CE Bl Ef ZT co X amp Iz cg qoo99 a0b fBup onu APIS RO Y YH Aa OE EII IG m CO WC A 2 ve BACC Ax QM EOM CUELA Q BGB Et h Z e Sie A HIE 000 G E 3 aca HOSE BE ER XT 0103 LC a AER 03 CO Q un t Z Hb fli E ME EC A IND RE 4522 1 H H t E Q EXE ERARO E MEA L FAAEE C Ej E A CCS a A 3 6H YOK CHEESE Q LZEUCE YU SEX PR TIBI ELSE HI 3427 EL 0067 GE aca E SZ ES di R MAAIE 0103 MM ANUEN A XH VOLLI XTZJHANEM LAMER lt A
196. s including the property containing any product as a part thereof or any other expenses spent for other necessary measures taken to prevent any further loss Data Recognition Exclusion Clause This endorsement modifies insurance provided under the following COMPREHENSIVE GENERAL LIABILITY COVERAGE PART PRODUCTS AND COMPLETED OPERATIONS LIABILITY COVERAGE PART 1 The following exclusion is added
197. sured s products or work performed by or on behalf of the Named Insured after such products or work have been put to use by any person or organization other than an Insured f to property damage to the Named Insured s products arising out of such products or any part of such products g to property damage to work performed by or on behalf of the Named Insured arising out of the work or any portion thereof or out of materials parts or equipment furnished in connection therewith h to damage claimed for the withdrawal inspection repair replacement or loss of use of the Named Insured s products or work completed by or for the Named Insured or of any property of which such products or work form a part if such products work or property are withdrawn from the market or from use because of any known or suspected defect or deficiency therein to bodily injury or property damage arising out of the discharge dispersal release or escape of smoke vapors soot fumes acids alkalis toxic chemicals liquids or gasses waste materials or other irritants contaminants or pollutants into or upon land the atmosphere or any water course or body of water but this exclusion does not apply if such discharge dispersal release or escape is sudden and accidental
198. t LH a CP Q By VIVAS k x LE RIGA SR 5 Co 2 x CIH Q ADA 38 NUR O BB CO D ER c 37 a 24 4E 2146 u 2 cC RADA LAOS 9 UBZ 2 RA ELL 00 Z g E sa gt Z y 210 Nf ek ADE IMA CUY 2 amp L LOWA CMM T aca ff S yx WAL MAE S E LEMA USE COO RUNAS X E REM AAWE lt RUIN A IA S Z 2 X H 3 2 Cop 15 EX US OE e A C A c EMG e 2 000 S Y S27 E T pk Ha gt s ZIOZ xix 9 K IL HS UML FEEN Q AH e rr a A 0867 ff LET HP WALE S BS MIRE VOLAIT ZHANR UERR E FANART 29 XE COZ LIAK URNE 24 0 EE PT AL TE EE 800 Mf 4 3 EY CONXQEXSAZOE FEEN ER Q XH o EZA aca HOOFT t amp x HAZE A He EB 7 3X4 CP T1 USE VOR AEREA CILOGMBRER x S 32 cob RAS RARA A RA aeu uen EM E 008 X T f E xl 600 Mf a seaC LC ORAL CORAL CIN AA NH o ox En aca ff SET t x WWE ZE SE LIHAI Coo Q Z q t HE DER T MEI 2 LOE a LAE GEH e Cmuciu HEALY A DURADO Sr Z DY ELAR Tiu H LERNER 2 LIA RANIA Q FIWE 2 HE 22 uie Fa 010 Manx Z CZ LA OR E AMPL Q YA h HR 2 ES Ea al x aca ff 006 PPIE AMLE o xm UNEN TI SUAE o Co AINALA HA LAWER TA EIA CRIAR A AN OB WI zt Xa 2 AF eei o ARR lt lt ncolitr f T L AN Z AI TN RA EL OPTS RE 800 MC 4 0 Z cC mu HAAG LIMAL amp E E ik dE aca 000 p Ef IS a yB E uu p tz SEO0LA IS 33K Ek M aE Y E MERE GER 3X3 48 FASE Ey E o xl Ef
199. t only with respect to the distribution or sale in the regular course of the vendor s business 1 a b x c d 1 2 2 a 1 b E
200. t rate table and procedure If the Company cancels earned premium shall be computed pro rata Premium adjustment may be made either at the time cancellation is effected or 8 1 9 3 3 10
201. the declarations as aggregate Coverage A amp B For the purpose of determining the limit of the Company s liability all bodily injury and property damage arising out of continuous or repeated exposure to substantially the same general conditions shall be considered as arising out of one occurrence IV POLICY TERRITORY This insurance applies only to bodily injury or property damage which occurs within the policy territory 2 I 1 1 B 1 1 2
202. tion of the action taken the Named Insured shall promptly reimburse the Company for such part of the deductible amount as has been paid by the Company 6 BI PD QAZO BURMA A
203. to Exclusion of Section I COVERAGE A BODILY INJURY LIABILITY COVERAGE B PROPERTY DAMAGE LIABILITY 2 Exclusions 2 This insurance does not apply to bodily injury or property damage arising directly or indirectly out of a Any actual or alleged failure malfunction or inadequacy of 1 Any of the following hereinafter called as Computers whether belonging to any Insured or to others a Computer hardware including micro processors 1 2 a Includes Copy righted material of Iusurance Services Office
204. ty as such c if the Named Insured is designated in the declarations as other than an individual partnership or joint venture the organization so designated and any executive officer director or stockholder thereof while acting within the scope of his duties as such d any person other than an employee of the Named Insured or organization while acting as real estate manager for the Named Insured This insurance does not apply to bodily injury or property damage arising out of the conduct of any partnership or join venture of which the Insured is a partner or member and which is not designated in this policy as a Named Insured Ill LIMITS OF LIABILITY Regardless of the number of 1 Insureds under this policy 2 persons or organizations who sustain bodily injury or property damage or 3 claims made or suits brought on account of bodily injury or property damage the Company s liability is limited as follows Coverage A The total liability of the Company LI a 5 D
205. unt of limits of liability under any such underlying insurance and of the termination of any coverage or exhaustion of any aggregate limit of any underlying insurer s policy UNDERLYING INSURANCE SCHEDULE 1 1 1 Name of Carrier Policy Number Policy Period Limits of Liability Cancellation Clause It is agreed that this policy may notwithstanding Cancellation Condition of General Liability Policy Standard Provisions be cancelled by the Company by mailing to the Named Insured at the address shown in this policy written notice stating when not less than days thereafter such cancellation shall be effective Duty of Defense Endorsement JPN It is agreed that in the event of any suit or claim is brought or made against the Insured within Japan the Company shall apply following provisions
206. y losses arising out of any occurrence which occurs after the due date Co Insurance Clause It is hereby understood and agreed that the following members hereinafter the Co Insurers are each for itself and not one for the others liable for their respective subscription as specified below 1 lt Includes Copy righted material of Iusurance Services Office Inc with its permission Insurance Services Office Inc 1973 All rights reserved Notwithstanding the above it is also understood and agreed that SOMPO JAPAN INSURANCE INC hereinafter the leader as the appointed leader shall be responsible for the following transactions on behalf of the other Co Insurers 1 To receive application form issue and deliver the policy 2 To rece
207. yments e 1 SCHEDULE OF PAYMENTS Installment premium Due Date 1 installment 1 27d installment 2 2 In the event of the insured who effects this insurance failing to pay premium on each due date the Company shall not be obliged to pay for an

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