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ST9720 Printer User Guide

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1. Not valid over 500 This only guides the fraudulent attempt Use your application software to detect out of range items e All levels of hardware and software password protection should be utilized Understand and approve the security procedures of your check stock suppliers to safeguard stock in their custody 8 Consider Positive Pay check services from your financial institution You should provide the check number check date dollar amounts and sometimes the payee name to your bank when checks are issued The bank will match these values and alert you to mismatches before clearing the check to your account Financial institutions should encourage full participation of corporate clients 9 Move methods of fraud detection to the item s point of entry into the clearing system For example low cost readers can detect low magnetic strength in the MICR line which is a good indication of attempts to copy an original 10 Review and document your internal negotiable document printing procedures Investigate employee backgrounds before assigning security authority Split the responsibilities For example an accounts payable production security officer should not also balance the account Source Technologies LLC 13 ST9720 Secure MICR Printer User s Guide MICR Features 5 5 MICR Features Source Technologies secure MICR printers are designed to allow both general office document printing and secure MICR document printing
2. optical scanning The convenience amount should be printed in a simple fixed pitch font We recommend our ICR Secure Numeric Font see Appendix C It was designed to be easily read by image capture equipment and is also a fraud deterrent A fixed pitch courier font or if available OCR B are also acceptable fonts to print the convenience amount Note The Source Technologies Secure Numeric Font see Appendix B should not be used in the convenience amount since it is not a machine readable font Amount in Words The amount in words sometimes called the legal amount is normally located either above or below and to the left of the convenience amount The area for the amount in words should be entirely filled to make alterations difficult The amount should start at the far left of the line with the words placed immediately adjacent to each other The cents need not be written out They may be expressed as a fraction 60 100 and should be placed immediately to the right of the dollar amount and followed by a line or other space filler to inhibit alteration Example One hundred forty four and 62 1 00 DOLLARS Source Technologies LLC 5 ST9720 Secure MICR Printer User s Guide MICR Check Design 2 Given the available area on the document you may need to use a smaller font when printing larger value amounis Payee Area The payee is a necessary data element for a negotiable document The payee area is genera
3. DOM t M 34 MB 2 vs s1 d MCSSAGCS TEE 43 Appendix A E13B MICR Font Mapping 1000000 aaa rere 47 Appendix B CMC7 MICR Font Mapping 100 0000 aaa enen ee 48 Appendix C Secure Numeric Font Mapping ennenen 50 Appendix D ICR Secure Numeric Font Mapping 53 Appendix E MICR Mode Command Summary aaa nam na 54 Appendix F Audit Report Command Summary eee eere eee 55 Appendix G PJL Based MICR Commands eere eere 56 PILING Ped B PR HH EC ERES 56 FOS ANd Secured esOUlI COS s oni anc ted dumis anat al a dias dud oio ue g lem ami inizi 57 PAUL Unlock Sedguelri68 e VR eie Bridges 57 Source Technologies LLC ST9720 Secure MICR Printer User s Guide PIL RE LOCK SE MEN seco oe Er pak gi en asim I Ba la ai bime Haki ela 57 PJL Re Lock Sequence With ANewPasswordvValue 57 PCL e Commands TTT 58 WIGS FONT eT 58 PJGMICR Command STs 59 Puli UmlOCK SCGUCIICC csi em el bes amel elman ik emmi elele iel delale 59 lE niual Se D eme ra Pete net eet aut ee einen ie Bee cre cee ee en 59 Pls MaCrO Calls EN 59 PCL Font Calls Positioning Commands and Variable Print Data 59 IJI
4. ESC gt 30802X The ID Call SECURE NUMERIC lt ESC gt 16C lt ESC gt sOp5h36v0s0b112T The Selection String lt ESC gt 30043X The ID Call ICR SECURE lt ESC gt 10 lt ESC gt s1p12v0s0b110T The Selection m lt ESC gt 30066X The ID Call MICROPRINT lt ESC gt 2Q lt ESC gt s1p1v0s0b112T The Selection Mile lt ESC gt 30055X The ID Call CMC7 MICR FONT lt ESC gt 14Y lt ESC gt s0p8h8v0s0b361 T The Selection A lt ESC gt 30803X The ID Call MICR Font Note The E 13B and CMC7 Fonts are 8 characters per inch To position correctly at exactly 8 characters per inch the printer must be set to an internal Unit of Measure of 600 DPI or greater or must have a horizontal motion index command at 8 CPI be issued after the font call This is true even if the base printer is at 600 DPI The default character positioning is at 300 DPI and 8 into 300 is 37 5 pixels The printer will either round down to 37 or up to 38 pixels causing characters to creep To resolve this there are multiple options 1 If you are using a printer driver that is set to 600 DPI the printer data stream should include a Unit of Measure PCL command set to 600 The command is lt ESC gt amp u600D 2 If the application controls the printer data stream add the Unit of Measure command early in the data stream The command also affects X amp Y positioning commands Add lt ESC gt amp u600D 3 After calling the E 13B MICR font issue a HMI Horizontal Motion Index command set t
5. a null 00 Example amp STY2300 8 amp 18D The printer would translate the number sign Hex 23 to the ESC character and it would act on the sequence Esc amp l8D which will set line spacing to 8 lines per inch To reset the ESC character translation from the previous settings send the amp STY Command to deactivate the translation Example amp STYO000S 8 Source Technologies LLC 31 ST9720 Secure MICR Printer User s Guide Host Programming Features and Examples 6 Figure 6 2 Sample Check Note The printed output from the commands listed in Figure 7 1 is shown below e Ke DUPLICATE FILE COPY CHECK NO 1000 VENDOR NO 200 NAME VENDOR SYSTEMS CHECK DATE October 5 2005 REFERENCE NUMBER INVOICE DATE GROSS AMOUNT DISCOUNT TAKEN NET AMOUNT PAID 99999 1000 00 1234567 200 00 136784 800 00 555555 55 55 Les xsss a 2044 Sir CHECK NO 1000 VENDOR NO NAME VENDOR SYSTEMS CHECK DATE October 5 2005 REFERENCE NUMBER INVOICE DATE GROSS AMOUNT DISCOUNT TAKEN NET AMOUNT PAID 99999 1000 00 1234567 200 00 136784 800 00 555555 5555 ooo y oo ass mm 2014 44 Source Technologies LLC KA 2910 Whitehall Park Drive First National Bank CHECK No 1000 3 ST Charlotte NC 28273 of Any State an s 800 922 8501 Any City NC 27514 531 PAY DONAR TWO ZERO ONE FOUR PERIOD FOUR FO FOUR Two Thousand Fourteen and 14 100 DO
6. above The Positioning Gauge will be sent to you free of charge Source Technologies LLC 26 ST9720 Secure MICR Printer User s Guide Host Programming Features and Examples 6 6 Host Programming Features and Examples Hex Transfer The Hex Transfer feature allows the user to send PCL escape seguence printer commands to the printer with simple text strings You may send any valid command or string of commands with no limit on the length or complexity Form macros signatures or simple commands may be passed through any platform to the printer since they are simple text The printer will convert them back to ESC escape sequences when they arrive at the printer Hex Transfer is automatically enabled while in MICR Mode To enable it for all applications use the following commands Turning Hex Transfer On To enable Hex Transfer send the following command amp amp amp 976 Once Hex Transfer is enabled the character sequence amp will act as a trigger sequence Any data following these trigger characters will not be printed and will be treated as Hex Transfer data until the Hex Transfer ending character is encountered Turning Hex Transfer Off To turn Hex Transfer off send the following command amp amp 7 721 This command will clear the trigger sequence and allow the amp characters to print This clear command may be sent at any time to assure that Hex Transfer is disabled When MICR Mode is entered Hex Transf
7. any responsibility or liability for the accuracy or completeness of or consequences arising from such information Changes typos and technical inaccuracies will be corrected in subsequent publications This publication is subject to change without notice The information and descriptions contained in this manual cannot be copied disseminated or distributed without the express written consent of Source Technologies LLC This document is intended for informational purposes only Mention of trade names or commercial products does not constitute endorsement or recommendation for use by Source Technologies LLC Final determination of the suitability of any information or product for use contemplated by any user and the manner of that use is the sole responsibility of the user We recommend that anyone intending to rely on any recommendation of materials or procedures mentioned in this publication should satisfy himself as to such suitability and that he can meet all applicable safety and health standards All trade names or products used in this manual are for identification purposes only and may be trademarks or registered trademarks of their respective companies Document Number SP1001UG Revision A Source Technologies LLC ST9720 Secure MICR Printer User s Guide Table of Contents Table of Contents T MICR VOT Ta sane a a aa lala 2 The Check Clearing Syste sues eee cu osse a lal ni gidya nal aa ee 2 MICR PrintingStandardsinth
8. he bock SeglleriGe usi iei eiecti asia e IM M e e e 60 Appendix H Accounts Payable e enean 61 Photoconductor Kit Replacement Guide e 63 Source Technologies LLC ST9720 Secure MICR Printer User s Guide MICR Overview 1 1 MICR Overview MICR stands for Magnetic Ink Character Recognition All MICR documents have a MICR line with numbers and symbols printed in a unique MICR font with magnetically chargeable ink or toner Each character of the MICR font has a unique waveform when sensed magnetically Financial institutions and the Federal Reserve use the MICR line to identify and sort checks The high speed automated processing of checks and other financial documents depends on the accuracy and the integrity of the data printed in the MICR line Your new Source Technologies Secure MICR Printer is specifically designed to produce high quality MICR documents The Check Clearing System The Check Clearing for the 21st Century Act Check 21 was signed into law October 28 2003 Prior to Check 21 checks traveled through the bank s high speed reader sorter equipment an average of near seven times in the Check Clearing process Some checks could be read up to 30 times or more by these machines In today s environment high and low speed check readers can capture a picture or image of the check allowing for images to be exchanged between financial instituti
9. is not equal definition Command to four or there is a SMCP non hexadecimal character in the count MICR Password Password Password length is not Check the Password Error Length Error equal to eight Command in your characters software it must be eight characters long MICR Password Password Password sent does Check the Password Error Match Error not match the current Command in your stored password software Non Non A command contained Check the Command hexadecimal hexadecimal a non hexadecimal amp STL STY syntax for Value Received value value in a parameter errors received Non Integer Non integer A parameter in a Check the command Value Received value command was not an amp 96S TL STS STP for Description Action received integer syntax numbering errors Password Not A secure command Check the software to Enabled Error was sent without the ensure that the password password being sent is sent before any secure first commands Source Technologies LLC 45 ST9720 Secure MICR Printer User s Guide Error Message Printed on Display Message Purge Audit Report Then Format Secure File Not Unlocked Opene d Written Read Source Technologies LLC Description An SFF command was received but there is audit data in flash which should not be erased There was an internal error while trying to access Flash for an STL or STP command Error Messages 8 Purge the audit data
10. menu is as follows Option Card Menu MICR Menu Security Lock Future Feature Audit Menu Audit Location Flash Disk Record Sorting Overlay Sum Field 4 Print Report Setup Menu Hex Transfer Density Control MICRpoint PDF 417 Processing Demo Menu MICR Font Demo Starter Checks Accounts Payable Cashier s Check Use the menu button on the front of your printer to toggle through the menu options To select an option press the select V button An item is selected when it has a checkmark after it The Security Lock option allows the user to activate and set a front panel combination for additional security This feature prevents a user from printing checks without the Source Technologies LLC 16 ST9720 Secure MICR Printer User s Guide MICR Features 5 proper 8 digit combination See the MICR Mode Commands section of this chapter for more information Hex Transfer and Density Control are normally reserved for Source Technologies Technical Support MICRpoint is a feature that allows for fine positioning of the MICR line by the operator PDF Processing can be turned ON to print PDF417 barcodes using a subset of prescribe commands The Audit Menu deals with the optional Audit Trail Report settings See chapter 7 for more information Entering MICR Mode To print MICR documents your secure MICR printer uses special alohanumeric text commands called MICR Mode commands There are two different commands which activate M
11. then resend the SFF command Print the menus to ensure that Flash is installed Print a directory of Flash to ensure that is it not write protected or full If error occurs on STP command check to confirm that the resource is stored in Flash 46 ST9720 Secure MICR Printer User s Guide Appendix A Appendix A E13B MICR Font Mapping Command amp SMDddd ddd MI CR Font es cription Alpha Humeric Hex Values Character Values Amount Symbol Aa 41 61 2F P Transit Symb ol T LB b 9d f4 42 B7 GA Y Cin Us Symb al D CC 4F BF 43 B3 3B zx Dash Symbol v vDd 5B 76 4464 2D 3D i Zero D 30 l One 31 Two 2 32 i Three 3 33 L Four 4 34 Five 5 35 E Six B 3B T Seven T af A Eight F 38 q Nine z 39 Example amp 5MD 00001234 T012345 6773210987654321 will print FUOOUOO k cdh lt U k C L SB TRJ CLOTH PE SAC ki Select only one alphanumeric character to call the font Source Technologies LLC 47 ST9720 Secure MICR Printer User s Guide Appendix B Appendix B CMC7 MICR Font Mapping Command amp SM 7ddd ddd Description Alpha Numeric Characters Zero U One 1 Two 2 Three 3 Four 4 Five 5 S X 6 Seven 7 Eight 8 Nine 9 Colon Semi Colon Less Than lt Source Technologies LLC Hex Values 30 31 32 33 34 35 36 3 38 39 3A 3B 3C CMC7 Font Values ST9720 Secure MICR Printer User s Guide Appendix B l Il Equal 3D i
12. ICR mode printing amp STFPASSWORD and amp amp STHPASSWORDS amp STF is the default command and is recommended for most applications To use the amp STF command it must be entered at the beginning of the job datastream The amp STH command can be entered anywhere prior to accessing secured resources The amp STH command is not as powerful as the amp STF command because it does not set as many parameters for MICR printing Both commands and descriptions are as follows amp STF Command When entering MICR mode with the amp STF mode the printer will e Check to see if the proper front panel combination has been entered when enabled e Allow access to secure check printing resources such as MICR fonts and secure fonts stored in printer ROM e Allow access to protected signatures overlays logos and other important resources stored in password protected nonvolatile flash memory Display MICR Mode Active on the printer s front panel Disable the printer s front panel menu system oet printer resolution to 600 dpi for printing MICR fonts Disable jam recovery oet the copies parameter to 1 Sets toner low alarm Turn hex transfer ON Note The amp STF command must be entered at the beginning of the print job before any other print data is received Source Technologies LLC 17 ST9720 Secure MICR Printer User s Guide MICR Features 5 amp STH Command The amp STH command does not set up the prin
13. LC 59 ST9720 Secure MICR Printer User s Guide Appendix G The next 4 lines call our secured MICR font resources We are using the ID for the font call The Form Feed prints the page PJL Re Lock Sequence The last two lines re lock the secured fonts The password was not changed in this example Source Technologies LLC 60 ST9720 Secure MICR Printer User s Guide Appendix H Appendix H Accounts Payable CHECK NO 123456 Source Technologies Inc 2910 Whitehall Park Drive Charlotte NC 28273 REFERENCE NUMBER INVOICE DATE GROSS AMOUNT DISCOUNT TAKEN NET AMOUNT i i 7 vus fT 0 CHECK NO 123456 Source Technologies Inc 2910 Whitehall Park Drive Charlotte NC 28273 REFERENCE NUMBER INVOICE DATE GROSS AMOUNT DISCOUNT TAKEN NET AMOUNT XXXXXXXXX xx xx xxxx SX ce ax SxS de Totais p lt gt Source Technologies LLC Check No 123456 KA 2910 Whitehall Park Drive lt gt ee Charlotte NC 28273 800 922 8501 NON NEGOTIABLE Date xx xx xxxx DOLLAR 2 2 3 3 3 3 ONE COMMA TWO THREE FOUR PERIOD FIVE SIX PAY XXXXX Thousand xxxxx Hundred xxxxx Dollars and xx 100 1 234 56 TO THE Your Company ORDER OF 123 Main Street NON NEGOTIABLE Yourcity ST 12345 6789 MW Okd3L56W lt k92L5b 78068 01203L1203Lw56 700 Source Technologies LLC 61 ST9720 Secure MICR Printer User s Guide Appendix H PJL and PCL commands used to print the sample check lt ESC gt 12345X PJL LDECLARE LRE
14. LLARS AMOUNT 2014 44 TO THE Vendor Systems ORDER OF 927 Warehouse Road Kansas City MO 59792 NOMNEGOTABLE Oici3tL5Eb i4403L56 78068 0113L111L56 70 Source Technologies LLC 32 ST9720 Secure MICR Printer User s Guide Audit Trail Reports 7 T Audit Trail Reports The Audit Trail Report feature provides a report of the printer s MICR printing activity The printer must have flash memory to utilize this option Details of each flagged check record sent to the printer are provided since the last audit report was purged from flash memory Report Details A record check must be bounded by a start of record command and an end of record command Within each record fields to be included in the Audit Trail Report must be flagged The printer stores each record in flash memory After the check is successfully printed its record is designated as a successfully printed document in flash The report is built by printing each of these check records as a line item At the end of the report an exception report is generated which highlights any records received by the printer but not successfully printed Each record check has a maximum of seven fields with a total of 146 bytes Two of the flagged fields SQ1 and SQ7 are Audit Report fields only They are not printed on the MICR document Flagging other fields for inclusion in the Audit Report does not affect how they print on a check Audit Trail Menu The MICR menu contains a sec
15. O 1000 VENDOR NO NAME VENDOR SYSTEMS CHECK DATE October 5 2005 99999 1000 00 1234567 200 00 136784 800 00 555555 55 55 Tonus L ass 41 11 2014 44 lt gt Source Technologies LLC SS 2910 Whitehall Park Drive First National Bank CHECK No 1000 5 ST Charlotte NC 28273 of Any State anise 800 922 8501 Any City NC 27514 531 DATE October 5 2005 PAY RSS DOLAR TWO ZERO ONE FOUR PERIOD FOUR FOUR Two Thousand Fourteen and 14 100 exxx DOLLARS AMOUNT 2014 44 TO THE Vendor Systems ORDER OF 927 Warehouse Road Kansas City MO 5978 NONNEGOTABLE MOeeSG5E nri235 557 7805 0113L101L56 700 Source Technologies LLC 39 ST9720 Secure MICR Printer User s Guide Audit Trail Reports 7 The commands in Figure 8 1 in order of appearance Audit Report fields shown in bold 8 228 amp STFPASSWORD amp SMCP0001 amp SAR amp STP10001 amp 9 STP00200 amp 1B26 3358 amp SQ1200 200 amp 951B s1p16v0s3b4148T amp 1B 3 amp SQ6October 5 2005 amp SMF 2014 44 amp 1B s0p12h10v1s0b4099T amp 1B 3 amp SQ4 2104 44 amp SQ3Vendor Systems amp 951B 200X Source Technologies LLC Hex transfer enable Password command MICR definition command with the count set to one Activates Audit Report recording Unlock flash resource number 10001 Unlock flash resource number 200 PCL sequence in hex which sets the
16. Printer User s Guide Appendix D Appendix D ICR Secure Numeric Font Mapping Command Description Zero One Two Three Four Five Six Seven Eight Nine Asterisk Comma Period Dollar Sign Source Technologies LLC amp YSMIXXXXXX 53 Alpha Numeric Hex Value Character 30 31 32 33 34 35 36 3 38 39 2A 2C 2E 23 Secure Font Character U Ho x OCOONQAVEW N ST9720 Secure MICR Printer User s Guide Appendix E Appendix E MICR Mode Command Summary amp YS5THPASSWORD MICR Mode Sets new password Must Set New Password amp YOSTEXXXXXXXX be preceded by current oassword Activate Set Front Panel amp 96S T SXXXXXXXXXH d on and sets front arrast Bees n 8 Integers Print MICR E13B Font amp SMDddd ddd the current print position Please refer to Appendix A Print MICR CMC7 amp SM7ddd ddd the current print position Please refer to Appendix B Print Secure Numeric Font amp SMFddd ddd font at the current print position Note The tilde is the command terminator see Appendix C Prints the ICR Secure Print ICR Secure Numeric GOIR Numeric Font at the current Font d print position Refer to Appendix D Print in MicroPrint amp YSMMxxxxxx Prints data in MicroPrint font E Loads a Flash Resource file Load Flash Resource u cm into password protected Flash memory Formats Flash memory Format Flash Memory amp 9e
17. SFF Caution All Flash content will be lost Makes Flash Resource Flash Resource Unlock amp YSTPXXXXX Command available to be called must be 5 integers go Locks Tray 1 2 or 3 for Tray Lock Command Lock Tray Lock Command amp YSTTL MICR Printinc Tray Swapping Commands amp STTSOFFS Turns tray swapping OFF meran 0 meras Terminates lmek eee Mode ommand Source Technologies LLC 54 ST9720 Secure MICR Printer User s Guide Appendix F Appendix F Audit Report Command Summary Description Command Start Audit Record amp YSAR Audit Report Field One amp SQ1 d Print MICR E13B Font amp SMD d Audit Report Field Three amp SQ3d Print the Check Amount amp SQ4d d Audit Report Field Five amp SQ5d d Audit Report Field Six amp SQ6d d Audit Report Field Seven amp SQ 7d d Print Audit Report amp 9oSPRINT End Audit Record amp 9eSTORE Print and Purge amp SPURGE Format Flash Memory amp SFFS End MICR Mode amp 9eSTQ Source Technologies LLC Structure Function Activates Audit Trail and begins PJL job Records first field on the Audit Report does not print Print and records MICR line Records third field on the Audit Report Records fourth field of the Audit Report and prints the check amount Records fifth field of Audit Report Records sixth field of Audit Report Records seventh field of Audit Report does not print Prints Audit Report Ends Audit Rec
18. SOURCE flash LRWLOCK PASSWORD PJL ENTER LANGUAGE PCL lt ESC gt amp l2a1h6d1e64F lt ESC gt amp u600D lt ESC gt amp f100y3X lt ESC gt s4099t0b10H lt ESC gt p300x600Y XXXXXXXXX XX XX XXXX X XXX XX 396 X XXX XX lt ESC gt p300x2775Y XXXXXXXXX XX XX XXXX x Xxx xx 3 x Xxx xx ESC2 p3250x75Y ESC s4099t3b8H 123456 lt ESC gt p3250x2200Y 123456 lt ESC gt p4250x4450Y 123456 lt ESC gt p3650x4775Y xx xx xxxx lt ESC gt p400x5225Y lt ESC gt s4099t0b15H xxxxx Thousand xxxxx Hundred xxxxx Dollars and xx 100 Cents lt ESC gt p600x5600Y lt ESC gt s10H Your Company lt ESC gt p600x5700Y 123 Main Street lt ESC gt p600x5800Y Yourcity ST 12345 6789 lt ESC gt p900x6325Y lt ESC gt 30802X lt ESC gt amp k15H 001234560 T123456780T 012341234D56700 lt ESC gt p1500x5100Y lt ESC gt 30043X 1 234 56 lt ESC gt p3650x5400Y lt ESC gt 30066X 1 234 56 lt 0C gt Form Feed lt ESC gt 12345X PJL LDELETEPASSWORD LRESOURCE flash ESC 96 12345X Source Technologies LLC 62 ST9720 Secure MICR Printer User s Guide
19. Source Technologies Ty Secure MICR Printer User s Guide 519 20 Secure MICH Printer User s Guide Source Technologies LLC 2910 Whitehall Park Drive Charlotte NC 28273 Phone 1 800 922 8501 Fax 704 969 7595 www sourcetech com Source Technologies LLC ST9720 Secure MICR Printer User s Guide Copyright Copyright Copyright 2013 by Source Technologies LLC All rights reserved No part of this document may be reproduced or utilized in any form or by any means electronic or mechanical including photocopying recording or by any information storage and retrieval system without permission in writing from Source Technologies LLC Published in the United States of America by Source Technologies LLC 2910 Whitehall Park Drive Charlotte NC 28273 Author Source Technologies LLC Notice This manual serves as a reference for a Source Technologies secure MICR printer This manual should be used as a reference for learning more about MICR technology and developing MICR printing applications This guide was produced to assist IS technicians and engineers in the integration of Source Technologies programmed printers with their custom MICR applications The guide also contains information on MICR related error messages that post to the operator panel To the best of our knowledge the information in this publication is accurate however neither Source Technologies LLC nor its dealers or affiliates assume
20. Technologies has designed two fonts Secure Numeric Font and ICR Secure Numeric Font These are resident in your printer as well Examples of these fonts are in the Appendix of this manual Like MICR fonts these secure fonts can only be accessed after MICR mode is activated by your software e he ICR Secure Numeric Font is designed for the convenience area of your check It can be read by the imaging equipment used by many financial institutions e he Secure Numeric Font should not be used in this area since the reverse image aspect of this font prevents it from being read by this equipment We recommend using both of these fonts on your checks as they are designed to deter check fraud MicroPrint Your secure MICR printer also contains the MicroPrint font MicroPrint is text less than 010 tall It can easily be read with a magnifying glass but appears to be a solid line to an unaided eye This font provides protection against reproduction by most scanners and copiers because they cannot successfully print the tiny letters Source Technologies LLC 14 ST9720 Secure MICR Printer User s Guide MICR Features 5 Most check printers use this font in the signature area of their preprinted checks We recommend using this font to help deter check fraud The text in this font can either be fixed such as the name of your organization or it can be variable such as the check amount and payee name The use of variable text provides an additional m
21. You may print a variety of conventional jobs with regular Lexmark toner using all of the printer features available such as network printer utilities Source Technologies printers support multiple printer languages for example HP s PCL5 amp PCL6 PostScript Level 2 emulations The MICR features require the PCL5e print data stream Source Technologies has designed features to enhance these printers with MICR mode specific operation that allows you to securely print high quality negotiable documents MICR Mode Your secure MICR printer has two operational states normal and MICR mode When the printer is in normal printing mode your MICR resources cannot be accessed Once the printer enters MICR mode your secure resources become available and the printer begins the process of confirming readiness to print a negotiable document There are two conditions which must be met before MICR mode is activated The correct password command must be received by the printer from the software application prior to printing any MICR documents If the front panel combination lock feature is activated the correct eight digit combination must be entered from the front panel MICR Fonts The E 13B and CMC7 MICR fonts reside in the printer Examples of these fonts are in the Appendix of this manual They can only be accessed after MICR mode is activated by your software A MICR toner cartridge must be present to print the MICR fonts Secure Fonts oource
22. ace The date is usually placed in the upper right portion of the check so it does not interfere with the convenience amount field The common format is Month Day and Year however the military format of Day Month and Year is also acceptable Amount The amount of the check is a required data element for negotiation The amount usually appears at least twice on the check The amount printed in numbers is called the convenience amount The amount printed in words is sometimes referred to as the legal amount this is the amount that applies if there is a difference between the two amount fields The amount may also be printed a third time on the check in a secure font intended to make alteration of the amount field difficult Please refer to Chapter 6 and Appendix B for information on Source Technologies Secure Numeric Font Convenience Amount The convenience amount location is specified in ANSI X9 100 110 The basic location is illustrated in Figure 3 1 Since this amount can be machine scanned its location and design should be kept within the specifications The amount beginning with the dollar sign should be left justified within the scan area with numbers spaced normally to the right The dollars and cents should be separated by a decimal point with the cents printed in the same size font as the rest of the field Embedded commas should not be used The convenience amount background should have good reflectance so it does not interfere with
23. age Printed on Display Message Can t Create Description Action There was insufficient Turn printer off and back memory to track on then retry If the another audit job problem recurs call Tech Support Can t Purge This error indicates that Press Go Enter MICR password not MICR mode has not mode then re attempt the enabled been enabled purge Node Can Sort This error indicates the Press Go The printer Insufficient printer does not have may need to be upgraded Memory sufficient memory to with more RAM memory sort the Audit Report to sort otherwise an unsorted Audit Report may be printed Command Decode error A syntax error was Check your software for a Decode Error amp Sx where detected in a MICR syntax error in the MICR x is the command command that was being incorrect used when the error character occurred File System There was an internal Check that Flash is Error Can t Open NE error while trying to installed and not full File access flash for audit trail Flash Full Purge This error message Press Go then purge the and Format indicates that the audit trail Then either printer s flash memory defragment or format flash is full The audit trail memory Utilities Menu cannot accept more jobs until more space is available in flash Integer string Integer string A parameter in a Check the Command incorrect length incorrect command was not the amp STP STS for length correct length
24. ar to a PUL SET The PJL MICRJOB is still supported and unchanged SET and DEFAULT formats for the MICRJOB command There are two formats of the SET MICRJOB command PJL SET MICRJOB ON PJL SET MICRJOB OFF The ON value functions similar to the older PJL MICRJOB command It must be included with the MICR printing application The OFF value can allow a particular job to be processed as a non MCR job if the DEFAULT MICRJOB ON was the current status of the printer There are two formats of the DEFAULT MICRJOB Command PJL DEFAULT MICRJOB ON PJL DEFAULT MICRJOB OFF factory default The ON value forces all jobs to be treated as MICR jobs This new command format allows users who could not embed the MICRJOB into their MICR printing application to send MICRJOB separately For example the user could send the command in a flat file totally separate from the printing application Once set the printer is now set for MICR printing OFF format returns the printer to the factory default value Because DEFAULT commands alter information stored in non volatile memory the frequency of switching between DEFAULT ON amp OFF should be limited to around 5 daily thereby protecting the memory from early failure Source Technologies LLC 56 ST9720 Secure MICR Printer User s Guide Appendix G Fonts and Secured Resources The Source Technologies secure MICR printer has five fonts password protected in Flash memory The printer requires PUL co
25. ations in the stock should be Laser Cut or Micro Perfs 20 or more cuts per inch Larger perforations can produce excessive paper chaff and result in damage to the toner cartridge Perforations should be ironed by the paper supplier to reduce nesting and potential double feeding Moisture The paper moisture content should be between 4 7 and 5 5 Storage conditions have much to do with the final moisture content of most papers Store your check stock in a cool dry environmentally stable and secure area Protective wrappings should be removed just prior to use Source Technologies LLC 11 ST9720 Secure MICR Printer User s Guide Security Issues 4 4 Security Issues Printing negotiable documents from blank paper on desktop MICR laser printers makes security a top priority for any company embarking on a desktop check printing project Combating fraud is a moving target AS soon as a new weapon is developed malicious forces are at work to devise workarounds to it Good security programs integrate hardware software your employees processes and your financial institution into a secure check production system The ultimate liability for fraudulent documents rests with the banks and their customers and there can be many vulnerable points throughout the overall system Customers must have systems designed and documented to show Ordinary Care and Good Faith Effort is in place to avoid liability In the past financial institutions
26. be decrypted using the key stored prior to the message Keys for both DES and AES are stored separately so that both AES and DES are supported simultaneously The keys messages themselves can be encrypted with either DES or AES for either DES or AES Only one DES and one AES key exists at any one point in time Old keys are not saved To change either a DES or an AES key requires the MICR Password Command The secure MICR printer does not have any capability to encrypt a return or Bi directional message Source Technologies LLC 22 ST9720 Secure MICR Printer User s Guide MICR Features 5 Decryption Commands Decryption requires printer processing overhead In our testing encrypted printer data steams near or below 100K bytes per page do not seem to affect printer speed in term of pages per minute or first page out timings Some testing done with print files from 500K to 1 MB per page revealed up to a 30 degradation in speed It is therefore recommended the encryption be reserved for the confidential portions of the data when large file sizes are anticipated Set DES Decryption Key Command amp STSETDESKEY lt 16 Hex Characters gt The command requires a MICR Password Command be sent prior to the Key Command The Key Command could itself be encrypted and then decrypted in the printer The command requires the key data be in a double byte hex format The 8 byte value must be converted to the 16 byte format The only values that can be
27. c Resource number values may be between 00001 to 32767 Values of 10000 and above are password protected and will require the user to enter MICR mode with a valid password before they can be unlocked with the STP command Values below 10000 will be unsecured Resource number 5001 is reserved for the Audit Trail overlay Please see chapter 7 for more information Format Flash Memory amp SFFS amp 9oSFF Lead in sequence Command terminator This command formats flash memory A valid password command must precede this command Caution All flash contents will be lost This includes all electronic forms signatures logos etc Secure Flash Resource Unlock Command amp YSTPXXXXX amp STP Unlock flash resource command XXXXX Flash resource number must be 5 digits Command terminator This command unlocks a secure flash resource Tray Lock Command amp 9eSTTLZ amp 9oeS TTL Lock tray command The tray to be locked choose from 1 2 or 3 only Command terminator This command prevents other applications from accessing a particular printer paper tray Tray Unlock Command amp 9eSTTUZ Source Technologies LLC 21 ST9720 Secure MICR Printer User s Guide MICR Features 5 amp ST TUF Unlocks tray The tray to be unlocked choose from 1 2 or 3 only Command terminator Tray Swapping Commands amp 9eSTTSONS amp STTSOFFS amp STTSON Turns tray swapping on amp STTSOFF Turns tray swapping off Command term
28. ck stock Please see Chapter 5 Security Issues for more information on check stock security features Quality Quality MICR check printing with your Source Technologies secure MICR printer requires check stock that matches the printer s requirements Source Technologies can supply paper specifically made for our printers If you wish to Source Technologies LLC 10 ST9720 Secure MICR Printer User s Guide Quality Issues 3 order check stock from other suppliers please show the following requirements to your sales representative We will test other suppliers paper for a nominal fee Layout Layout your check design before any paper is purchased or layout your design to existing check stock Keep perforations orientation special logos and any color elements in mind The printer can print just about anything as long as it is black Weight We recommend 24 Ib 29 Ib paper Stiffness We recommend Taber M D 2 5 and C D 1 1 minimum Smoothness For best toner fusing we recommend rougher surfaces within the base printers specifications and the Paper Specifications for Checks X9 100 10 We recommend a smoothness range of 150 to 200 Sheffield Paper Grain Direction When using 24 lb 29 lb bond paper we generally support either long or short paper grain Overall performance in the bank s reader sorters is best when the resultant grain direction is left to right when viewing the check Perforations All perfor
29. contained in the 16 command bytes are 0 through 9 and A through F Alpha key characters can be upper or lower case Command characters must be upper case Here is an example of a valid key command amp amp STSETDESKEY5f00FF7E3DA938eb The key value remains in the printer until another key command is received Printer power cycles and printer reset commands do not affect the key value The dollar sign is the command terminator and is required Set AES Decryption Key Command amp STSETAESKEY lt 32 Hex Characters gt The command also requires a MICR Password Command be sent prior to the Key Command The key data is similar to DES but is twice in length with 32 Hex character format representing the 16 byte or 128 bit key value Turn DES Decryption ON amp STDON Turn AES Decryption ON amp STAON All data following the command terminator will be decrypted using the current key value stored in the printer and the DES or AES algorithm Decryption continues until a Decryption OFF command is received a printer panel reset occurs or printer power Is cycled Printer software language resets do not stop decryption Turn DES Decryption OFF amp amp STDOFF Turn AES Decryption OFF amp amp STAOFF The OFF command resides within the encrypted data and must also be encrypted The OFF occurs after an 8 byte block DES or 16 byte block AES is received and decrypted The last block containing the OFF should eith
30. dditives to the paper that improve the bonding of toner to the paper This helps prevent altering of critical data such as the amount or payee name Chemical Additives If an ink eradicator bleach acetone etc is applied to the document the eradicator creates a permanent stain Numbered Check Stock Sequential numbering printed in dye that penetrates to the reverse side of the check can be used to verify authenticity Source Technologies LLC 12 ST9720 Secure MICR Printer User s Guide Security Issues 4 This also provides for inventory control of blank check stock This number should not be linked or be equal to the check serial number due to the potential of double feeding in laser printers Note These features serve as a general guide for check security You should not consider these features as an all inclusive list We recommend consulting with your paper supplier for any additional comments or suggestions 4 Firms accepting checks should be aware of damaged MICR lines Intentionally damaging the MICR line can increase the time necessary to process an item giving the forger enough time to leave town Discoloration could be an indication of alteration as well 5 Safeguard check stock paper and limit access only to necessary employees 6 When generating final negotiable items e he document always includes the amount value in words e The document should not include information that limits the value range i e
31. e district and financial institution Each city state or region that the bank serves has a unique institution identifier IMPORTANT positions 35 42 are the Routing Numbers position 34 is the check digit F Account Number This is a unique number assigned to the customer s account G Optional Serial Number Used for personal accounts checks only This should be a 4 digit zero filled field that matches the serial number in the upper right corner H Convenience Amount Area should be in the general location shown above in the diagram The illustrated box in the diagram is optional and if used should conform to ANSI X9 100 110 A single vertical stroke dollar sign is required Source Technologies LLC 8 ST9720 Secure MICR Printer User s Guide Quality Issues 3 3 Quality Issues A high quality MICR document can be read by bank reader sorter equipment many times with no readability issues and does not result in damage to bank equipment This quality is the result of a well designed printer an originally manufactured MICR toner and high quality check stock MICR Printing Supplies The 519720 Secure MICR Printer has two user replaceable MICR components relative to printing MICR documents Both components must be MICR capable units and be installed in the printer as a paired set MICR Cartridge There are two size versions of the ST MICR cartridge A new printer ships with a 5K or 5 000 page yield cartridge Both 5K and 12K v
32. e printed Command terminator This command identifies the data to be printed in the fourth column of the report It allows for a maximum of 16 characters in length Since a total of this field can be provided at the end of the Audit Trail Report it is typically used for the convenience amount field Note This is the only command where the is not a command terminator The tilde hex 7E acts as the command terminator Audit Report Field Five amp SQ5 d d amp SQ5d d Lead in sequence Data to be printed Command terminator This command identifies the data to be printed in the fifth column of the report This field allows for a maximum of eight characters Audit Report Field Six amp SQ6 Source Technologies LLC amp SQE6d d Lead in string 35 ST9720 Secure MICR Printer User s Guide d d Audit Trail Reports 7 Data to be printed Command terminator This command identifies the data to be printed in the sixth column of the report This field allows for a maximum of 19 characters Audit Report Field Seven amp SQ7d d amp SQ amp 7 Lead in string d d Data to be stored Command terminator This command identifies the data to be printed in the seventh column of the report This field allows for a maximum of 12 characters The data in this field is recorded for the Audit Report only Print and Purge Audit Report amp SPURGExx amp SPURGE Lead in string X option s Command terminat
33. e the specific error Source Technologies LLC 15 ST9720 Secure MICR Printer User s Guide MICR Features 5 Resource Storage Check related resources such as form overlays and signatures are stored in your printer with unique identification numbers ID numbers must be less than 32767 Number 5001 is reserved for the Audit Trail overlay Your secure MICR printer has two areas where you may store these resources flash and RAM memory The ST9720 secure MICR printer has 256 megabytes of resident flash memory It is user managed and its resources can be designated as secure or unsecure Secure resources are loaded to flash with the STL command and have ID numbers greater than or equal to 10000 They can only be accessed by using the STP command when the printer is in MICR mode Unsecure resources do not require a password and should be assigned an ID number less than 10000 Resources stored in flash memory are not deleted when the printer is powered off Flash memory is required for all audit trail features otoring resources in RAM is also an option Resources in RAM are deleted when the printer is powered off or reset For this reason check related resources may need to be loaded frequently Resources stored in RAM cannot be password protected We recommend storing all check related resources in secured flash memory MICR Menu Your secure MICR printer contains a front panel menu specific to MICR applications The complete
34. eUnitedStatesloday 2 2 MICH Check gr RV RD TEES 4 GeneralFeatureesofCheckDesign 4 Position arid Dimension GAUG L 4 Design EICMentS IN DEAN eem EE 4 Dala ICICI Ma T T a ala Ut 5 Si QUANAY ISSUCS siye re na aa la l kl la un lata 9 Primer e e Eon Bana ea 10 MICR Rer 10 MOR qe e YA RR e 10 c NN Te gi KK NS MAN EM 12 5 MIGR ge 14 Ve e e TATAE E ON EAE EL M E 14 MORE OWNS gana asla basit e basl alel eme akdi eic cese Moni UEM Ue MEM e e eebueag 14 Secule FONS P SN eee ee es 14 ee nig RE 14 BI Directuonal Feedback ooo Dot edo ES YE lai 15 Resource TOTES EE 16 Gle lt a DE PYAR EMME MEM Ye MEY EM KONMAZ YEMEM Penni PEY ve tree 16 Entering MICR ea E E A ESR 17 MICR Mode Commands ostenia a S 18 DESANG AES DeChy DUM E 22 CustomCharacterConversionCommand 24 DIS e e d gt 1 p lt PE PA AA RE A EM YE tae 25 6 Host Programming Features and Examples 27 Hex MANSION ge neat cin hee cin ded ad net gas A YE NR aed ae 27 Escape Character Trans e TTT 31 7 Ald TRAM RO DOMES sise les la el ulu alar ia lak 33 REDON Detal Kris e Do ua a a da rine a ali G DEN 33 Audit TEME NU EE GM ANE eaters A VARD Pee GE GENE e e 33 PAIGE COCON A AE PN e AM e 33 Audit e e ge gg MM EM a ee 33 OVOITA ema ie n Ei tae Rank LU DL M eml a LA M Lector ark mp 33 IBN Tel el rrt c 33 mis nu 5 Held FAC
35. equence Sorting can be done via the front panel or by the commands amp SPRINTS or amp amp SPURGESS An unsorted report lists checks in the order they were printed An asterisk at the beginning of a line states that the check number did not print In this example SQ1 the authorized user who accessed the Audit Trail Report SMD displays the client s check number the bank institution s routing number and account number the name of the payee The name of the person or organization to whom the check was made payable the amount of the check not used in this report the date the check was written the time that the check was printed SQ3 SQ4 SQ5 SQ6 SQ7 All of the above fields will be printed on the check with the exception of field 1 and field p Source Technologies LLC 42 ST9720 Secure MICR Printer User s Guide 10 33 44 AM 09 45 40 AM 01 00 26 AM 08 45 36 AM 08 46 50 AM 08 47 32 AM 08 49 45 AM 09 35 40 AM 10 30 45 AM 11 15 25 AM Error Messages 8 8 Error Messages Your secure MICR printer has a set of front panel error messages unique to MICR applications These messages appear if there is a MICR related problem The printer may also print an error message on the page near where the error occurred In many cases you can receive more information about a displayed error by pressing Continue see the base printer s User Guide for posted errors on the operator s panel not listed below Ca
36. er MICR adherence and check reader sorter performance There are also many security features available to aid in the overall security of your MICR documents Please refer to Chapter 5 Security Issues for more information on check stock specifications and security features Size The size of check documents must be 6 00 inches to 8 75 inches in length 2 5 inches to 3 66 inches in height We recommend standard 8 5 X 11 letter size stock or 8 5 X 14 legal size stock for proper feeding through your ST Secure MICR Printer The number of checks per page Is determined by your application Custom size stock other than letter or legal can be done with proper planning and application programming within the paper size specifications for the base printer MICR Clear Band The MICR clear band is an area at the bottom of the check where the MICR line prints No other magnetic printing should appear in this area on both the front and back of the document The clear band is an area 0 625 5 8 inches high from the bottom of the check running the entire length of the check Exact MICR line placement in this area is very important Please refer to Figure 3 1 for more information on MICR line placement Source Technologies LLC 4 ST9720 Secure MICR Printer User s Guide MICR Check Design 2 Data Elements Date The date is a required data element for a check It represents the day upon which or after which the transfer of the check amount may take pl
37. er have the command right justified or padded out to the block boundary Any padding bytes after the command terminator will be discarded Source Technologies LLC 23 ST9720 Secure MICR Printer User s Guide MICR Features 5 Custom Character Conversion Command The Custom Character Conversion Command can be used to resolve some problems in printer data streams An example might be to remove a special command character in an existing data stream that was used by your previous printer hardware Without changing your data stream these special characters can either be removed converted to Nulls or converted to other sets of data to accomplish what is required An example of this might convert a Skip Command used by an older generation printer to multiple Carriage Return Line Feed commands You could also store a PCL5 command in the SIMM and call it with one character in your data stream Only one type of conversion is permitted at any particular point in time but the function can be modified within a datastream multiple times The conversion information is stored in NVRAM and is retained through power off power on cycles This means you could send the command one time and all future print jobs would be converted Special precautions are required if printer fonts and macro s are downloaded to your printer This might require you to disable the function during downloads and re enable prior to your print data amp 9e6STOxx yy Xx i
38. er will automatically be turned on and when MICR Mode is exited Hex Transfer will be turned off unless it has previously been activated outside of MICR Mode with the amp amp amp string Source Technologies LLC 2 ST9720 Secure MICR Printer User s Guide Host Programming Features and Examples 6 Hex Transfer Examples amp 1B 26 6C 34 48 Sends the PCL Esc sequence Or lt Esc gt amp l4H amp 1B amp 4H which is a paper source command identifying the tray from which the paper will be pulled amp 1B 45 This command is a printer reset PCL command which Or consists of the Esc character and printable E character It amp 1B E may be sent by simply putting the Esc character in Hex Note Hex Transfer can now be set ON or OFF via the MICR Menu Please review Section 6 MICR Menu for more information Source Technologies LLC 28 ST9720 Secure MICR Printer User s Guide Host Programming Features and Examples 6 Figure 6 1 MICR Mode Command Example The following example shows the MICR Mode commands and Hex Transfer commands in use This datastream would print the check on the following page assuming the check macro and the signature are loaded as flash resources Source Technologies LLC 29 ST9720 Secure MICR Printer User s Guide Host Programming Features and Examples 6 The commands in Figure 6 1 in order of appearance amp STFPASSWORDS Password Command amp SMCPO0001 MICR Definitio
39. ersions can be ordered for replacement The cartridge yield is based on printing pages at an average print coverage of 5 in continuous printing mode The yield claim has been certified by the procedures governed by the international standard ISO 19752 Print applications that are more transactional and averaging near 5 coverage but nearer to a 1 to 3 page average print job will see yield nearer to 85 to 95 of the stated yield When the printer alerts the user that 0 pages remain and a new cartridge is needed the cartridge is empty MICR Imaging Unit or IU The imaging unit contains a majority of the components needed to transfer an image to paper The unit also contains a Refuse Bin for storing any waste toner cleaned from the photoconductor or OPC In terms of component wear and waste capacity the IU useful life should be near 40K or 40 000 pages or sides assuming some duplex printing The 40K is based on an average print coverage of 5 and an average print job size of three pages or page sides Lower actual average print coverage and or a larger average page count per job may increase the useful life of the IU Higher actual average print coverage above 5 and or a smaller average page count below three will shorten the useful life Internally the printer automatically adjusts unit alarms or replacement alerts based on the actual printing factors If the actual print averages extend the useful life beyond the 40K page forecast the printer wil
40. ethod of protection against check counterfeiters Use of the MP designate symbol to identify the line as MicroPrint is optional The MicroPrint font only contains alphanumeric characters Punctuation marks and spaces are ignored by this font and do not print Bi Directional Feedback Your secure MICR printer can provide MICR status messages to the check printing application This feature is valuable in a networked environment with multiple printers or with users utilizing a printer located in another area The application can get information on MICR settings such as toner cartridge type MICR or regular locked trays which trays are locked to non MICR applications resident fonts macros and audit trail settings The printer can send the application MICR error messages such as load MICR toner When the printer receives the PJL INFO STVARIABLES command it will report all MICR variables to the host The MICR variables can also be seen by accessing the printer s front panel menu Select Reports gt Menu Settings page The second page of this menu shows the current MICR variable configuration If USTATUS DEVICE On the printer will report PUL error 40020 for any MICR error which causes the printer to go off line It will appear in this format PJL USTATUS DEVICE CODE 40020 DISPLAYZ MICR Password Error Press Go ONLINE FALSE formfeed HEX 0C The code will always be 40020 only the display line will change to indicat
41. generally credited corporations when fraud was discovered Today regulations attempt to define who may have been negligent in the transaction and put the liability on that party or parties If a fraudulent occurrence can be traced to a corporation s lack of security procedures or the design of their negotiable documents the regulations will protect the banks or at best case the loss will be shared The following internal and external security measures will help minimize your risk of check fraud 1 Stay abreast of current check fraud methods and the latest in fraud detection Many financial institutions offer seminars to educate corporate clients 2 Financial institutions should train tellers to look at the check not the person presenting the check The check not the person is the item that must be verified 3 Incorporate security features into your base check stock and utilize printed security features that address both alteration and counterfeiting of original items We have found the following check stock security features to be of merit Artificial Watermarks White on white printing generally on the back reveals words or patterns when held at an angle You should state on the front of the check that this feature is present True watermarks are valuable but more costly Laid Lines Background lines that make cut and paste alteration difficult These are normally on the back of the check Fuse Enhancing Additive Coatings or a
42. hnologies LLC 3 ST9720 Secure MICR Printer User s Guide MICR Check Design 2 2 MICR Check Design General Features of Check Design To be a legal and negotiable document the necessary data elements required on a check are the date amount payee name payer s bank name and payer s signature Other elements included in a good check design are the amount in words account title check serial number fractional routing number and MICR line A good check design contains security features and is formatted to be easily read by both machines and the human eye If the format is complicated the depositor bank employee or reader sorter machine may make an error in reading the data Position and Dimension Gauge A MICR position and dimension gauge like the one available from Source Technologies part number 205 1000MGE or 220 M1027 34 is an important tool for use in designing checks During check design check your output against this gauge to determine if the data elements date amount payee name payer s bank name and payer s signature are correctly positioned on your document Design Elements in Detail Paper The ideal paper for check production is 24 to 28 Ib laser bond Source Technologies MICR lab has tested paper stock from most major manufacturers and has compiled a list of products that produce superior results Contact your sales representative for this information For a fee Source Technologies will test your paper for prop
43. imum of 0 1375 inches from the print data stream s intended location The figure below shows proper MICR character placement using a MICR Positioning Gauge The best location has the right side of the characters at or near the right edge of the location boxes An operator may have to choose a compromise location that best addresses the entire line To enter MICRpoint values access the MICR Menu through the operator panel select the SETUP MENU and then select the MICRpoint Adjustment feature Horizontal and vertical options are displayed It s through these horizontal and vertical options we can enter maximum value of 99 and also choose A horizontal value moves the characters to the right A vertical value moves the characters down For instructional value assume the current MICRpoint values are at 0 the default values For best positioning from using a gauge and the current printed output the MICR line needs to move up about 1 20th of an inch and to the right of the typical character width The MICR character 0 is 0 091 inches wide Move the line up 36 decipoints and to the right about 15 decipoints While in the MICR Menu with MICRpoint Adjustment selected select Horizontal There should be two values first a choice followed by some value In this case it s O or Default To Move horizontal 15 points use the UP DOWN arrow keys to select a positive value Then press the RIGHT arrow key Using the printer keypad ente
44. inator This command allows the user to redefine the PCL values for Trays 2 and 3 to allow software and operational consistency with older printers in the system Swapping ON causes any lt esc gt amp l4H to be replaced with 5H and vice versa DES and AES Decryption Data Encryption Standard DES and the Advanced Encryption Standard AES are both supported in the Source Technologies secure MICR printers The minimum code level support for AES is 8 5 Levels 8 5i and lower only support DES DES originated at IBM in 1977 and was adopted by the U S Department of Defense The controlling standards for DES are ANSI X3 92 and X3 106 and in the Federal Information Processing Standard FIPS 46 3 standard An alternative to DES called Triple DES is not Supported in Source Technologies secure MICR printers AES is documented in a FIPS standard FIPS 197 dated 11 26 2001 Three key sizes are documented in the standard 128 bit 192 bit amp 256 bit We currently only support the most commonly used 128 bit key size The algorithm selected for AES is Rijndael Developed in Belgium an English pronunciation alternative is Rain Doll In addition to U S Government implementations it is anticipated that AES will be adopted by businesses organizations institutions and individuals outside of government and outside of the United States as was the case for DES We only support decryption for DES and AES Encrypted printer data streams can
45. is entered and before the first flagged field appears It should be sent at the beginning of each check record End Audit Record amp STORES amp STORE Lead in sequence Command terminator Ends the Audit Record and the PJL job ignored if there was no Start Audit Record Command Audit Report Field One amp SQ1d d amp SQ1 Lead in sequence d d Data to be stored Command terminator Source Technologies LLC 34 ST9720 Secure MICR Printer User s Guide Audit Trail Reports 7 This command identifies the data to be printed in the first column of the report It allows for a maximum of 14 characters in length If less than 14 characters are sent the printer fills the field with spaces when the audit report is printed This field is only recorded in the audit report it is not printed on the check Audit Report Field Two MICR Line amp SMDd d or amp SM 7d d amp YSMD or amp SM7 d d Lead in seguence Data to be printed Command terminator This command identifies the data to be printed in the second column of the report It allows for a maximum of 40 characters in length Audit Report Field Three amp SQ3 d d amp SQ3d d Lead in sequence Data to be printed Command terminator This command identifies the data to be printed in the third column of the report It allows for a maximum of 40 characters Audit Report Field Four amp SQ4 d d fJ amp SQ4d d Lead in sequence Data to b
46. l Greater Than gt JE l f Note The CMC7 Font in the example above is magnified for purposes of clarity Source Technologies LLC 49 ST9720 Secure MICR Printer User s Guide Appendix C Appendix C Secure Numeric Font Mapping Command amp SMFddd dd Description Alpha Numeric Hex Value Secure Font Character Character E Dollar Sign 23 TET Left Bracket 28 JJ Right Bracket 29 Bar Asterisk d 2A Een Comma l 2C m Dash 2D PEA Period 2E UT E Slash QF TEE Zero U 30 SEC One 1 31 TONES Source Technologies LLC 50 ST9720 Secure MICR Printer User s Guide Appendix C Appendix C continued Secure Numeric Font Mapping Description Alpha Numeric Hex Value Secure Font Character Character Bm Two 2 32 Ea Three 3 33 NE ul Lam DE Y Four 4 24 Five 9 35 FICE Six 6 36 EE Seven 7 37 pri Eight 8 38 m Nine 9 39 ARNE hall Ww XE ak op Arrow gt 3E Source Technologies LLC 51 ST9720 Secure MICR Printer User s Guide Appendix C Example amp SMF gt gt gt 15 575 00 will print L amp m Zn F x j o ek a _ L DOLLAR 2 33 3 3 3 3 5 ONE COMMA ONE TWO THREE PERIOD ZERO ZERO Note The secure fonts in the example are magnified for purposes of clarity Source Technologies LLC 52 ST9720 Secure MICR
47. l not exceed 60K due to wear OPC factors The printer will stop printing and request a new unit Interchanging MICR and non MICR Components For non MICR print jobs the MICR cartridge and IU can be replaced with standard Lexmark components Both units must be swapped as a pair A mismatched cartridge and imaging unit error will occur if only one component is swapped Extra care should be taken with protecting components from damage when not installed in the printer All internal end of life tracking information is kept separate for all components in the printer and matched to the appropriate component serial numbers Source Technologies LLC 9 ST9720 Secure MICR Printer User s Guide Quality Issues 3 Printer Features Your secure MICR printer is equipped with some features to ensure high quality MICR documents Paper Type When the printer senses the presence of a Source Technologies MICR toner cartridge internal operating points that affect the print engine and fuse grade are optimized for MICR documents and the MICR toner For the optimum MICR quality we recommend that the printer paper trays with check paper have the Paper Texture Weight settings set to Bond Rough Heavy See the base printer s User s Guide regarding paper tray settings Print Density For optimum MICR quality and maintaining compliance to the check printing standards the Print Density should be set to density 8 the default value when printing MICR docu
48. ld is the right most field in the MICR line It remains blank until it is printed by the bank of first deposit When the check enters the banking system the bank of first deposit encodes this field from data in the convenience amount field It will be bounded by Amount symbols 4 Source Technologies LLC 7 ST9720 Secure MICR Printer User s Guide MICR Check Design 2 Figure 2 1 Sample Check SAMPLE CHECK FOR MICR SPECIFICATION First I ases Bank ADDRES CIT Y ZIP C rea Federal Bank of Ames Vourn Your Suite USA 22222 0002 T SSS OE meei 1 d i 832108 OTS e MITTIT DRE SHETH CHIT _BOTTOMOF CHECK N ALR A Serial Number Must be in the upper right corner and match the serial number in the MICR line see D for further explanation B Fractional Routing Transit Number Should be in the upper right corner and must match the routing transit number in the MICR line with the exception of the state prefix number ex 66 NC 67 SC 64 GA etc and the preceding zeros C Bank Name State City The bank logo is optional Name of bank city and state where the account will be assigned opened are required fields D Aux On Us 46 55 This is a required field if the customer desires services offered by the bank which require a serial number The serial number format is controlled by the payer s bank A amp D should match E Routing Number 34 42 Designates the Federal Reserv
49. lly to the left side of the document either above or below the amount in words It is often preceded by the words Pay to the Order Of The payee data should not enter the MICR clear band which extends 5 8 of an inch above the bottom of the check Some financial institutions have established specific print requirements for the Payee Name and optional address Consult your bank for details on their print requirements Signature Area A signature is a required data element for a negotiable document The signature or signatures authorize the bank to honor the check therefore it must match the bank s records The signature area should be beneath the convenience amount area but the signatures should not enter the convenience amount area or the MICR clear band This is especially true if you print the signature with MICR toner Drawee Institution Name The name of the institution where the maker s account is located is referred to as the drawee institution The bank s name city and state are required Account Title The account title is normally printed in the upper left corner of the check It includes the name of the account holder and other information such as addresses telephone numbers and logos The data in the title should be legible and sufficiently complete so that if the MICR data account number is destroyed the drawee institution can refer to the account title in order to trace the account number Memo Line This line is l
50. lt ESC gt is used to illustrate the ASCII Escape Character ASCII 27 hex 1B An actual datastream requires the Escape Character not lt ESC gt PCL Initial Set Up The next two commands set up some printer PCL variables These commands are normally found early in the data stream We chose a minimal set lt ESC gt amp l2a1h6d1e64F sets the paper size to LETTER the input tray to TRAY 1 the lines per inch to 6 the top margin to 1 and the lines per page to 64 The next command lt ESC gt amp u600D is the Unit of Measure command set to 600 dots per inch mentioned in Section 7 This affects proper MICR line spacing and X and Y cursor positioning PCL Macro Call The next command calls macro 100 that was previously loaded in RAM memory When called the graphic background logos and static data are written to the internal print buffer PCL Font Calls Positioning Commands and Variable Print Data The next eleven lines of data in the example call printer resident fonts position the cursor and print the variable information This is using the minimal data required particularly the font selection strings lt ESC gt s4099t0b10H being a very short version to call Courier normal weight 10 pitch lt ESC gt p300x600Y is a PCL positioning command In this case its values are 600 pixels down and 300 pixels to the right of the upper left corner of the page The Unit of measure command determines the exact distance Source Technologies L
51. ments MICR Toner and Imaging Unit IU nearing end of life Internal alarms are set to alert the end user that the print cartridge or IU is approaching the end of useful life and will require replacement soon The alarms are set to 10 and 5 life remaining for the cartridge and IU respectively See the base printer s User s Guide for custom alarm alternatives See Section 9 of this manual for information on the relative messages displayed MICR Toner and Imaging Unit end of life When the toner cartridge or the IU is determined to be at end of life the printer will stop printing To continue printing a new cartridge or IU will need to be installed See Section 9 for information on the relative messages displayed MICR Toner Use only Source Technologies MICR toner when printing MICR documents It is specifically engineered to print quality MICR documents with your printer The printer s MICR toner sensor is designed to work with the Source Technologies MICR toner cartridge to prevent printing checks with regular toner present Source Technologies does not recommend the use of refilled or remanufactured MICR toner cartridges Refilled cartridges may result in expensive printer repairs and bank check reject fees due to an inferior MICR toner formulation MICR Check Stock Check stock has a significant impact on the resulting quality and security of your MICR document Here are a few features that should be considered when selecting a che
52. mmands with the correct password value to unlock the font resources followed by PCL to print the fonts They are then re locked by PJL commands or by a printer power cycle The PJL commands to unlock the fonts must precede all PCL commands The re lock PJL commands must follow the PCL commands and final form feed command The PCL commands could print an unlimited number of pages between the unlock and re lock sequences The following examples will use lt ESC gt to indicate the Escape character ASCII 27 Values shown in parentheses are hexadecimal PJL Unlock Sequence lt ESC gt 12345X PJL LDECLARE LRESOURCE flash LRWLOCK PASSWORD 0D 0A PJL ENTER LANGUAGE PCL 0A The sequence contains a UEL Universal Exit Language command followed by the unlock and enter language commands The commands are case sensitive PASSWORD is the initial default password value The command delimiter is a Line Feed hex 0A with Carriage Return hex OD being optional Spaces are required as shown The ENTER LANGUAGE command is optional but recommended The command should also end with a LF hex OA At this time all secured resources including any resources that are customer unique in Flash are unlocked and available to PCL The password value is limited to no more than 8 alohanumeric case sensitive characters PJL Re Lock Sequence lt ESC gt 12345X PJL LDELETEPASSWORD LRESOURCE flash OD 0A ESC 96 12345X This sequence re locks the re
53. n PCL command to move the cursor to 296X 3184Y At 300 dpi this is 97 inches across and 10 61 inches down We are precisely positioning the MICR line Print E 13B MICR command Prints the MICR line and stores the MICR line information in the second position in the Audit Report PCL command to pop return the cursor to the pushed position Here we send the time of print to the printer The data is recorded in the Audit Report but this field is not printed on the page Signals the end of a check and the end of Audit Report recording Turns Hex Transfer off 41 ST9720 Secure MICR Printer User s Guide Figure 7 3 Audit Trail Report Audit Report page 200 100001000 200 700001001 200 700001002 MSMITH 700001003 MSMITH 700001004 MSMITH 00001006 MSMITH 00001007 PJONES 00001 008 Administrator T53DODER SQ1 14 spaces SQ6 19spaces 700001009 700001010 Records 1 through 10 of 10 1123456789 562478923 7285946731 1628499761 059873164 578642315 556791324 7256988974 1123654987 1155554897 SMD 40 spaces Q7 12 spaces 12345678912345678 12345678912345678 12345678912345678 12345678912345678 123456789 12345678 12345678912345678 12345678912345678 12345678912345678 12345678912345678 12345678912345678 SQ3 40 spaces indicates check did not print Vendor Systems Classic Homes Construction Computer Source Inc Eastern Cleaning Supplies Dillon Consulting Com
54. n Command with the count set to one amp STP10001 Unlock Flash Resource number 10001 amp STP20000 Unlock Flash Resource number 20000 amp 1B26 3358 PCL sequence in hex which sets the page format and enables macro number 10001 amp 1B s1p16v0s3b4148T PCL sequence which changes the font to Univers 16 point After the check serial number prints 1000 the printer is returned to its default font with the following command amp 1B 3 PCL command to return to default font amp YSMF 2014 44 Print Secure font command Note The tilde is the command terminator amp 1B s0p12h1s0b4099T PCL command to change the font to Courier 12 pitch Italic Print PCL Fonts from the Front Panel menu for a list of fonts with their call commands amp 1B 3 PCL command to return to the default font amp 961B 20000X PCL command to print font number 20000 In this example font 20000 is a signature previously loaded into flash memory Here we call it and print it with an exclamation point amp 1B 3 PCL command to return to the default font amp 961B amp f0S PCL command to Push store the current cursor position amp 961B p296x3184Y PCL command to move the cursor to 296X 3184Y At 300 units of measure this is 97 inches across and 10 61 inches down We are precisely positioning the MICR line amp 96SMD Print E 13B MICR Command This prints the MICR line Note Refer the MICR font character mapping in Appe
55. n hex Command terminator Example amp SMCP0010 This command prints 16 Hex 10 MICR lines before disabling MICR mode This command defines how many MICR lines may print in the current job When the count decrements to zero MICR mode is terminated Set New Password Command amp STEXxxxxxxx amp Y STE Lead in sequence Source Technologies LLC 18 ST9720 Secure MICR Printer User s Guide MICR Features 5 XXXXXXXX New password must be 8 characters either printable or non printable Dollar sign is an invalid password character Command terminator In order to set a new password the current password must first be sent Caution Errors made in sending the new password command could lead to setting it to an unknown value If the Password is unknown the printer must be returned to Source Technologies to be reset to PASSWORD Activate Set Front Panel Combination Lock amp STSXXXXXXXX optional amp STS Lead in sequence XXXXXXXX Eight digit sequence valid characters 0 9 Command terminator This command sets and activates the front panel MICR combination lock If this feature is activated MICR mode cannot be entered until the front panel combination is entered correctly All MICR features will be inaccessible until this combination is entered Sending an amp amp STS command and eight zeros deactivates the security lock Caution If the front panel combination is set and then forgotten the printer must be ret
56. nd set the copies parameter to 1 See Appendix B for CMC7 character mapping Print Secure Numeric Font amp SMFddd ddd amp YSMF Lead in sequence ddd ddd Data to be printed in this font gt Command terminator The dollar sign is not a command terminator for this command For both security fonts the tilde hex 7E is the command terminator since the dollar sign is a valid character Print ICR Secure Numeric Font amp SMIxxxxxx amp SMI Lead in sequence XXXXXXXX Data variables to be printed in this font Command terminator Print MicroPrint Line amp YSMMXxxxXXXXXX G amp SMM Lead in sequence XXXXXX Data to be printed in this font MP designator optional Command terminator If the exclamation point is used the MP designate will print just above and to the right of the last character This is optional and is typically used to notify the check recipient of the presence of MicroPrinting Only 0 9 A Z upper and lower case print Special characters and spaces will disappear Source Technologies LLC 20 ST9720 Secure MICR Printer User s Guide MICR Features 5 Load Flash Resource amp STLXxxxxyyyyyyzdd dd amp VSTL Lead in sequence XXXXX Resource number in decimal must be 5 digits yyyyyy Byte count of resource file in Hex must be 6 positions Z Format of the resource file S Single byte binary format D Double byte text format dd dd Flash resource file e g forms overlay signatures et
57. ndix A amp 961B amp f1S PCL command to Pop return the cursor to the pushed position Source Technologies LLC 30 ST9720 Secure MICR Printer User s Guide Host Programming Features and Examples 6 Escape Character Translation In many IBM host environments the programmer cannot send an ESC character ASCII hex 1B to the printer from within the application Your secure MICR printer allows you to define the ESC character as a printable character or a combination of two printable characters You can select combinations of 1 or 2 characters which are translated to a Hex 1B when they are sent to the printer The command amp STYxxyy is used to select the character or character combination The pair xx represents the first characters ASCII hex value yy represents the second characters hex value Example The symbols should be translated into the escape character amp STY4040 After this is sent to the printer anytime an Is received in exact sequence the pair is translated into the ESC character Hex 1B A single would print normally If yy is equal to 00 only the first character is used for the escape character Example The symbol should translate into the escape character amp STY4000 After this is sent to the printer anytime an Is received it is translated into the ESC character This means that the printer will never print the character The only invalid single characters are the amp HEX 26 and
58. o 8 characters per inch The command must be included with every E 13B MICR font call using either the Selection String or ID call The command string is Source Technologies LLC 58 ST9720 Secure MICR Printer User s Guide Appendix G lt ESC gt 100 lt ESC gt sOp8h8v0s7b360T lt ESC gt amp k15H font data The Selection String lt ESC gt 30802X lt ESC gt amp k15H font data The ID Call See Font Mapping Appendix pages for specific character set data for each font PJL MICR Command Example Appendix H has an illustration of an Accounts Payable check and remittance information The page used a PCL macro for the static data and background design This manual does not address macro design and programming but the variable text Information including all the PUL and PCL commands used to print the example are on the page following the sample check For illustrative purposes there are some extra spaces in the text preceding the printable data The following paragraphs describe the command functions The commands are a minimal set chosen to produce the example Please consult Lexmark Technical Publications for the complete descriptions of PUL and PCL printer commands PJL Unlock Sequence The first two lines of the variable text example are PUL commands that unlock the MICR font resources and enter PCL language processing The password used is PASSWORD the initial ship default These commands and all following commands are all case sensitive
59. ocated in the lower left quadrant of the check and is not required Data printed here does not contain any legal significance Printing in this area with magnetic toner should not extend downward into the MICR clear band which is 5 8 of an inch above the bottom of the check Check Serial Number The check serial number is generally printed in the upper right quadrant of the check Although the check number is not required for the check to be negotiable the account holder and financial institution use these numbers to reconcile statements and execute stop payments The check serial number should also appear a second time in the MICR line and these numbers should match The number of digits in the check serial number is controlled by the financial institution and the MICR line format Consult your banking institution for their requirements Fractional Routing Number The fractional routing number should be printed in a fractional format in the upper right quadrant of the check This number is assigned to identify the Federal Source Technologies LLC 6 ST9720 Secure MICR Printer User s Guide MICR Check Design 2 Reserve District and drawee institution Consult with your bank for the proper routing number and format for each of your accounts MICR Line Accurate high speed processing of your checks by financial institutions is enabled by the accuracy and integrity of the data in the MICR line Refer to figure 3 1 for the location of the f
60. ollowing MICR line fields The MICR line is read from right to left with position one being the right most position proceeding to position sixty five on the left The MICR line must be printed at exactly eight characters per inch Auxiliary On Us Field Positions 65 to 45 This field usually contains the check serial number for commercial size checks and possibly account control information It is bounded by On Us symbols IS t is not included on personal small size checks External Processing Code EPC Field Position 44 This one digit field is position 44 of the MICR line This field is usually left blank The use of this field is reserved and is controlled by the ASC X9AB otandards Committee Routing Field Positions 43 to 33 The routing field is bounded by Transit symbols 1 in positions 43 and 33 It contains fixed format information about the drawee institution Consult with your bank for the specific data field to be placed here for each of your accounts On Us Field Positions 32 to 14 The On Us field contains the makers account number The structure and content of this field is left to the drawee bank On personal checks this field also contains the check serial numbers The On Us field may not consist of more than 19 characters An On Us symbol II must appear immediately to the right of the account number Blank Field Position 13 Position 13 is always left blank Amount Field Positions 1 to 12 The amount fie
61. ons the Federal Reserve and other clearing houses This new law Check 21 defines what is called a Substitute Check and removed barriers that existed in converting physical checks to check images for clearing The original physical check can now be truncated by the first institution that converts the check to image The original check can now be destroyed United States and International MICR Standards still require the printed MICR line information to be of the highest quality and durability and be printed with magnetic ink or toner Additionally issues related to check fraud continue to place high importance on print quality For these reasons the quality and durability of information printed with Source Technologies Secure MICR Printers remains a key new product development criterion MICR Printing Standards in the United States Today Congress established the Federal Reserve System FRS in 1913 Today most commercial banks in the United States belong to the FRS Many other depository institutions provide banking and checking account services to the public These other institutions such as some credit unions savings and loan associations and non member banks are not formally part of the FRS However they have access to the payment services it provides and are subject to many of the FRS regulations In 1958 because of the explosive growth of check usage the American Bankers Association selected the E 13B MICR font and the MICR sy
62. or This command prints and purges the Audit Report All recorded information is deleted The optional field can be any combination of the following letters Total Field 4 Overlay Sort by MICR line Communicate send report to host instead of printing see additional information below on SPRINT command C7 UD O For example the command amp SPURGES sorts the records by the MICR line while the command amp amp SPURGESO sorts the records by the MICR line and prints an overlay with the data Options can be forced on with these commands but they cannot be forced off In other words if the front panel overlay setting is on it cannot be forced off by a datastream command If the front panel overlay setting is off however a datastream command can activate this feature This command can only be accessed with a valid password command Print Audit Report amp SPRINTXx amp YSPRINT Lead in string X option s Command terminator Prints the Audit Report Source Technologies LLC 36 ST9720 Secure MICR Printer User s Guide Audit Trail Reports 7 The optional field can be any combination of the following letters T Total Field 4 O Overlay S Sort by MICR line U Unsuccessful report only C Communicate send report to host instead of printing The report sent back to the host begins with SOH 0x01 and ends with EOT 04 Since the reports can be quite long they will likely be broken into separate buffers which may be in
63. ord and PJL Job Prints and purges the Audit Report Caution All previous Audit Report information will be lost Formats flash memory An error will occur if Audit Report has not been purged Ends MICH Mode ST9720 Secure MICR Printer User s Guide Appendix G Appendix G PJL Based MICR Commands In addition to supporting the Text Based MICR Command Set described in Sections 6 and 7 this Secure MICR printer also supports the PUL based MICR Commands used on our slower speed models The MICR code functions emulate the presence of FLASH memory for the 5 secured font resources The FLASH Memory option is not required for the five fonts If you require the capability to store custom signature fonts logo fonts or overlay macros in Secure FLASH Memory the FLASH memory option is required The following are the key PUL and PCL commands required to access MICR resources in the printer For the complete source of information on PJL and PCL languages consult the Lexmark Technical Reference documentation PJL MICRJOB The MICRJOB command PJL MICRJOB forces Copy count 1 and Jam Recovery OFF In addition if your MICR printer has been custom configured to support both standard and MICR cartridges the MICRJOB command will request a MICR cartridge be installed The function of the MICRJOB PJL command has been expanded to support both SET and DEFAULT PuL options Previous ST Secure printers only supported the PJL MICRJOB option that performed simil
64. page format and enables macro number 10001 otores the vendor number 200 in the first position of the Audit Report Note that this field will not be sent to the page to be printed Here we send the field again so that it will print PCL sequence which changes the font to Univers 16 point After the check serial numbers prints 100 the printer is returned to its default font with the following command PCL command to return to default font Stores the date in the sixth position of the Audit Report Prints Secure Font command NOTE Tilde is command terminator PCL command to change the font to Courier 12 pitch ltalic See print PCL Fonts on the Front Panel under the test menu for a printout with the call commands PCL command to return to the default font Stores the amount in the fourth position of the Audit Report Stores the payee Vendor Systems in the third position of the Audit Trail report PCL command to print font number 200 In this example font 200 is a signature previously loaded into 40 ST9720 Secure MICR Printer User s Guide amp 1B 3 amp 1BS amp F0S amp 1 B p296x3184Y amp SMD amp 961B 8f15S amp SQ710 33 45 AM amp STORES amp Yo Source Technologies LLC Audit Trail Reports 7 flash memory Here we call it and print it with an exclamation point 1 PCL command to return to the default font PCL command to push store the current cursor positio
65. pany Klaussen Enterprises Woods Paper Products Printers Quarterly XYZ Insurance Carmine s Deli SQ4 16 spaces 2 014 44 28 576 72 55 600 00 876 00 1 200 00 Audit Trail Reports 7 449 466 800 00 89 95 899 99 123 568 00 2 354 00 SQ5z8 spaces indicates gap in check numbers February 10 2001 February 12 2001 February 14 2001 February 15 2001 February 15 2001 February 15 2001 February 15 2001 February 19 2001 February 21 2001 February 22 2001 Note Each of the seven fields in the Audit Report holds a maximum number of characters Those numbers are represented in BOLD above with their corresponding fields Field 1 and Field 7 will not print on the check This Audit Report is just one example of a report format Any of the seven fields can be manipulated to show any information the user feels is appropriate For example the check amount could be in field 3 rather than field 4 or field 5 could contain items such as taxes drawn on the check check numbers year to date accumulations etc Each line is a record of a check that was printed The top of every Audit Trail Report shows how many pages make up the report as well as the number of records that will print The Audit Report can be printed in two ways a sorted report or an unsorted report A sorted report sorts all checks numerically by the first 20 characters in the MICR line field and prints asterisks beside checks printed out of s
66. r 15 Then select the OK key to save the values Again from the Horizontal Vertical options use the UP DOWN arrow keys and OK key to enter Vertical values To move the MICR line UP requires a or negative value Use the UP DOWN keys to select and then use the RIGHT key to enter a value In this instructional case it s 36 Using the key pad enter 36 Select the OK key to save the value The values are stored in internal FLASH memory in the printer and will remain the same until changed by the operator Power ON OFF cycles do not reset the values Assuming the measurements are correct when test or production checks are printed the MICR Line should now be at the new location on the page Source Technologies LLC 25 ST9720 Secure MICR Printer User s Guide MICR Features 5 M s MICR TEMPLATE CM ADA CAMADA UZA b CANADA FESTER Em EE alr 1E 24CMS SRM ID EGXCH era 1 a MAX LENGTH USA NAE is Character Alignment Illustration 800 927 8501 COW BEEE AMOUNT CLEAR AREA Bui Sourcetech com spe To Reorder PN 105638 uu pent SourceTechnologies llus f TRANSIT Not to Scale AMOUNT REGHT EDGE OF DOM YET ONLY MAGNETIC CHARACTERS SHOULD APPEAR BELOW THIS LINE If you wish to utilize the MICRpoint feature of your printer please call Sales Support at 1 800 922 8501 and have your printer s serial number readily available to receive the MICR Positioning Gauge shown
67. rtridge Related Errors Error Message Printed on Display Message 41 xx Cartridge imaging unit mismatch Description Action The printer may have Check labels and install the wrong cartridge or matched components wrong IU installed These supplies must both be either MICR or standard non MICR The IU will soon need Press CONTINUE to to be replaced continue printing The amount of toner in Press CONTINUE to the cartridge is getting continue printing low 84 xx Imaging unit low 88 xx Cartridge is low later time when MICR toner is available The imaging unit is at Replace only the imaging End Of Life unit The toner cartridge need not be replaced 84 xx 0 pages remain replace imaging unit The toner cartridge is Replace only the toner empty and need to be cartridge The IU need not replaced be replaced 88 xx 0 pages remain replace the cartridge Load MICR Before printing a MICR Replace the standard Toner document the printer toner cartridge and checks for MICR toner standard IU with a MICR OR supplies If regular toner cartridge and IU If cartridge and IU are MICR toner is not Install MICR installed the printer will available you must Cartridge stop all printing and power off your printer and display this message restart the print job at a Source Technologies LLC 43 ST9720 Secure MICR Printer User s Guide Error Messages 8 Programming Related Errors Error Mess
68. s a double byte character to convert the following characters are not allowed amp Yo S T C and yy is a double byte string to convert to can be 0 to 16 characters long command terminator Example amp STC1EODOA sets the convert character to 1E the printer will replace any 1E character in the data stream with OD OA carriage return line feed amp STC1E replace 1E with nothing simply removes all 1E characters from the data amp YS1C00 turns character conversion off Source Technologies LLC 24 ST9720 Secure MICR Printer User s Guide MICR Features 5 MICRpoint Feature Fine positioning of the MICR Line characters is accomplished using the MICRpoint feature The feature only works with the SMD amp SM7 MICR Print Commands using the printer s resident MICR fonts The exact location of the entire MICR Line can be moved left or right up or down by the printer operator through the printer s front panel Only the MICR Line is moved All other printed information is not affected This allows the operator using a MICR Positioning Gauge and the MICRpoint feature to precisely locate the MICR characters on the specific printer in use to address slight print location variances Each value entered by the operator is equal to 1 10th of a Point a decipoint 720 Decipoints 1 inch The maximum value that can be entered is 99 Decipoints allowing the entire MICR Line to move up or down left or right a max
69. sources with no change in the password value The PJL syntax of LDELETEPASSWORD is not the password The command sequence terminates with the UEL command Universal Exit Language This is optional but recommended PJL Re Lock Sequence With A New Password Value lt ESC gt 12345X PJL DEFAULT LRESOURCE flash LRWLOCK xxxxxxxx OD 0A lt ESC gt 12345X This command requires the resources to be previously unlocked The new password is represented by the value xxxxxxxx The UEL is again optional but recommended After consulting Lexmark Technical Reference materials you may wish to expand the PJL sequences to include more than the examples above To chain multiple PJL commands follow the following format UEL PJL COMMAND OA PJL COMMAND 0A PJL COMMAND OA UEL or ENTER LANGUAGE The normal printer action to any format problems or missing or extra symbols is to ignore the PUL command Source Technologies LLC 57 ST9720 Secure MICR Printer User s Guide Appendix G PCL Font Call Commands After PUL has unlocked the MICR flash resources the printer uses standard PCL5e commands to print The five resident Source Technologies MICR font resources are all bitmapped fonts and therefore cannot be scaled larger or smaller than the bitmapped images These fonts can be called by either a PCL Font Selection String or by their ID The commands are E13B MICR FONT lt ESC gt 100 lt ESC gt sOp8h8v0s7b360T The Selection String lt
70. stem as the technology for high speed check processing Today check standards are determined by the Accredited otandards Committee X9AB Payments Subcommittee of which Source Technologies is a voting member The latest versions of the standards and technical guidelines are available from Source Technologies LLC 2 ST9720 Secure MICR Printer User s Guide MICR Overview 1 Hardcopy ooftcopy Global Engineering Documents X9 Electronic Bookstore Phone 800 854 7179 or 303 397 7956 www X9 org click ESS Fax 303 397 2740 www ansi org click ESS global ihs com or http global ins com http webstore ansi org The key standards that address check documents are as follows ANSI X9 100 160 Specifications for Placement and Location of MICR Printing ANSI X9 100 10 Paper Specifications for Checks ANSI X9 100 20 Print and Test Specifications for Magnetic Ink Character Recognition ANSI X9 100 30 Optical Background Measurements for MICR Documents ANSI X9 100 110 Document Imaging Capability For those with an interest or need there are also US standards that address Deposit Tickets Check Endorsements the back of the check image interchange file formats and other MICR areas Users of our Secure MICR Printers are not required to have access to the above standards Our Technical Support staff maintains current knowledge of the standards and changes that affect the check industry in the US and other countries with unique requirements Source Tec
71. syntax numbering errors Invalid Invalid hex digit or Check the syntax of AES DES key length of decryption SETAESKEY or key SETDESKEY command Invalid Convert Invalid An error was detected Check the Command to Escape Convert to in the User amp 96S TY for errors Character Escape Programmable Escape Character Character Selection Command The software tried to specify a NULL or an ampersand as the first Escape Character Source Technologies LLC 44 ST9720 Secure MICR Printer User s Guide Error Messages 8 Error Message Printed on Display Message Macro Definition Invalid The Load Flash Check the Command Error decode mode Resource Command amp STL for syntax specified contained an invalid errors character specifying the format of the file Must be either a D or S Macro Definition Macro ID The resource number Check the Load Flash Error greater than in the Load Flash Resource Command for 32767 limit Resource Command syntax numbering errors amp STL was over the 32767 limit Macro Definition Macro size Flash resource file size Format flash memory to Error exceeds specified in the Load remove all existing available Flash Resource resources or upgrade space Command is too large flash memory to a larger for the available space module remaining in the flash module MICR Definition The number of digits in Check your software for Line Count Error the MICR definition errors in the MICR Command
72. ter for check printing activity as completely as the amp STF command mode This alternate MICR mode command forces the user to manually program some commands through their host application It is used when programmers cannot place amp amp STFPASSWORDS at the beginning of their job Use the amp STH command if you experience page ejects while in amp STF mode When entering MICR mode with the amp STH command the printer will e Verify if the proper front panel combination has been entered when enabled e Allow access to secure check printing resources such as MICR fonts and secure fonts which are stored in printer ROM It also allows access to protected signatures overlays logos and other important resources stored in password protected nonvolatile flash memory e Turn hex transfer ON Note The amp STH command can occur within a datastream after the page has started The amp STH command unlike the amp STF command can be issued anywhere on the page MICR Mode Commands Password Command amp STFPASSWORDS or amp amp STHPASSWORD amp 9oSTF or amp STH Lead in sequence PASSWORD User defined password 8 characters case sensitive unprintable characters allowed Factory default is PASSWORD See also New Password Command Command terminator MICR Definition Command amp SMCPxxxx optional amp SMCP Lead in sequence XXXX MICR count the number of MICR lines to be printed during this print job 4 bytes i
73. terspersed with non audit buffers such as PJL JOB status Each buffer will begin with an STX character 0x02 and end with ETX 0x03 Each record will be terminated with carriage return line feed 0x0D 0A Start Audit Feedback Command amp 9oSAF The printer will report to the host that sent this command every time an audit job successfully prints Each report will be a 151 byte string byte 1 STX 0x02 bytes 2 15 o field 1 of the audit record from SQ1 16 55 field 2 from SMD 56 95 field 3 from SQ3 96 111 SQ4 112 119 SQ5 120 138 oQ6 139 150 SQ7 151 ETX 0x03 The printer will continue to report until it is cycled off and then back on Source Technologies LLC 37 ST9720 Secure MICR Printer User s Guide Avdit Trail Reports 7 Figure 7 1 Audit Trail Commands Example The following example shows the Audit Trail MICR Mode and Hex Transfer commands in use Source Technologies LLC 38 ST9720 Secure MICR Printer User s Guide Audit Trail Reports 7 Figure 7 2 Audit Trail Check Sample The datastream in Figure 8 1 will print the following check assuming the check macro and signature are loaded as flash resources x m DUPLICATE FILE COPY CHECK NO 1000 E VENDOR NO NAME VENDOR SYSTEMS CHECK DATE October 5 2005 REFERENCE NUMBER INVOICE DATE GROSS AMOUNT DISCOUNT TAKEN NET AMOUNT PAID 99999 1000 00 1234567 200 00 136784 800 00 555555 55 55 swss AM 34 K r CHECK N
74. tion for the Audit Trail options Menu options are Audit Location Record Sorting Overlay Sum Field 4 and Print Report Audit Location Choose to store audit data on flash or disk The display will show No Device if neither is installed Flash is the default if both are present Audit Record Sorting This enables sorting of the report by the first 20 digits in the MICR line field In an unsorted report the records are in the order in which they were printed Overlay To assist in reading an Audit Trail report you have the option of using a form overlay This overlay can provide lines boxes and shading for a more user friendly report format The Audit Trail Report overlay can be stored in printer flash or RAM We recommend storing it in flash It must have an ID of 5001 It is enabled by accessing the MICR menu via the printer s front panel Select Audit Menu gt Overlay This overlay will now be merged with the record details every time the Audit Trail Report is printed Sum Field 4 The values in field four of the Audit Trail Report can be added together with the total provided at the end of the report This feature is activated through the MICR menu Select Audit Menu Sum Field 4 Source Technologies LLC 39 ST9720 Secure MICR Printer User s Guide Audit Trail Reports 7 The values in field 4 must follow certain guidelines to be included in the column summation Dollar signs and commas must be properly located no more than two n
75. umbers after a decimal point and no alpha characters For example Valid Formats Invalid Formats 1 234 567 89 1 23 4321234 56 432 123 5 321 34 test 8 89 12 123 If the value in field 4 is in an invalid format that line will have a question mark to the right of the field and it will not be added to the total Under these circumstances the total will print with the notation Fields flagged with not included in total If the total exceeds 4 294 957 295 99 the printer will print an error message Total exceeds maximum value instead of the total Print Audit Report This prints an Audit Trail Report The Audit Trail Report is also part of the command set so the Audit Report can be printed and purged via the host application As a security control mechanism purging is only possible after entering a valid password The printer can store approximately 6 000 records or checks for each megabyte of flash If the Audit Report feature is activated and the printer s flash memory becomes full an error condition occurs The printer will stop printing and prompt the operator to print and purge the Audit Report memory See the following section for purge instructions Audit Trail Report Command Set amp Y SAR Start Audit Record amp SAR Lead in sequence Command terminator Marks the start of an audit record and begins a PJL job This command must be inserted in the datastream after MICR Mode
76. urned to Source Technologies for the combination to be deactivated Print MICR E 13B Font amp SMDddd ddd amp SMD Lead in sequence ddd ddd Data to be printed in E 13B MICR font Command terminator This command prints the specified data in the E 13B MICR font which is used in the United States Canada and Mexico The correct spacing begins at the cursor position modified by the MICRpoint adjustment setting at the start of the command After the terminator is sent the printer is returned to its default font After each Print E 13B command the MICR count is decremented by one Upon receiving this command the printer will verify that a MICR toner cartridge is installed and set the copies parameter to 1 See Appendix A for MICR E 13B font character mapping Source Technologies LLC 19 ST9720 Secure MICR Printer User s Guide MICR Features 5 Print MICR CMC7 Font amp SM7ddd ddd amp YSM7 Lead in sequence ddd ddd Data to be printed in CMC7 font Command terminator This command prints the specified data in the CMC7 MICR font which is used in Europe and South America The font and its correct spacing begin at the current cursor position modified by the MICRpoint adjustment setting at the start of the command After the terminator is sent the printer will return to its default font and the MICR count will be decremented by one Upon receiving this command the printer will check to ensure a MICR toner cartridge is installed a

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